| 05/30/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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A few months ago, I spoke to a collection agency because XXXX had assigned an amount to collections against me. They assigned over {$1000.00}. I never agreed with that amount. It stemmed from XXXX not being able to provide legitimate service for me in the area I resided so I had to call and complain several times. Eventually XXXX sent me what they call " boosters. '' They stated that those would be free of charge. The " boosters '' did n't work. I called and complained again but they pretty much failed to do anything about it and said they could n't help so I cancelled my service with them. I understood that there would be a early termination fee of maybe {$350.00} and maybe a last month of service bill and was ready for it. Instead I received a bill for over {$1000.00}. Again I disputed this bill with XXXX and told them it was unfair to charge me this amount. In the end nothing was resolved. That however was not the problem. A few months later I get sent to collections even though XXXX never addressed my concerns. I end up speaking with a collection agency but I ca n't remember what their name was. I had the same discussion with them that I had with XXXX. I told them that this bill was highly disputed, the service was almost non-existant, and that even with early termination fees the bill could not possibly be that high and I would n't be extorted for a fake bill. I would rather fight the bill than pay it. In the end, I was told that because of the nature my dispute, if I simply paid them {$700.00} this would not be reported on my credit report. I really did n't want to do it but I figured that I legitimately owed somewhere in the {$400.00} range and this was essentially a split the difference with XXXX in exchange for no negative reporting. Against my better judgment I took the offer and went on my merry way. Of course here I am 3 months later and it is on my credit report. I am now attempting to use my credit for several transactions and this account is popping up on my credit report as an Amsher Collection Se. I am extremely upset because my credit was flawless before this highly disputed account appeared on it. My FICO score dropped 100 points! Furthermore, I was essentially lied to and given a bait and switch tactic by XXXX 's collection agency. I would even go as far as to say coerced. But again that is not the problem. The problem is what happened now that I am trying to speak to someone regarding this account. Today I call Amsher Collection Se to dispute this account on my credit report. I speak to a XXXX at XXXX. She tells me that she ca n't discuss the account with me because it is not in their system and that it has been transferred over to the XXXX XXXX XXXX XXXX XXXX. She even goes as far as to say that any credit reporting issue needs to be addressed with the XXXX XXXX XXXX XXXX XXXX because Amsher does not handle the account so they ca n't address any credit reporting issues. She provided me with an XXXX number that went to XXXX XXXX XXXX XXXX XXXX. Since my father worked for a collection agency for 30 years I know that is not true. I am very well versed in the Fair Debt Collection Practices Act and the Fair Credit Reporting Act as well as a few relevant laws regarding certain types of accounts such as HIPPA, F.C.B.A, F.A.C.T.A, and many others. To tell me that Amsher Collection Se which is named on the credit report does not control what they report is a lie. To further tell me that the XXXX XXXX of XXXX XXXX controls the credit reporting for Amsher Collection Services Se is also a lie. When I started asking her to clarify or to answer me about why they were telling me a collector not named on the credit report who is not the original creditor was in charge of Amsher 's credit reporting capabilities they refused to answer. She again sated that they could n't see the account in their system and that a manager would tell me the same thing. I took her up on her offer and asked to speak with a manager. I then spoke with a supervisor XXXX XXXX. Sure enough, he told me exactly what XXXX told me ; the account is not in their system and they could n't speak to me because they ca n't see the status of the account. He claimed that the XXXX XXXX of XXXX XXXX handled all the credit reporting issues and I needed to speak to them. When I asked him several identifying questions he attempted to refuse on many occasions until I advised him I would be filing a complaint and then he gave me the information I wanted regarding him and his company. He finally gave me a number to a manager at the XXXX XXXX XXXX XXXX XXXX which was XXXX and told me to speak with a XXXX XXXX. I finally ended the call and attempted to call this number. The number immediately went to a automated system with no identifying information that said no voicemail was set up and ended the call on me. I tried 3 times and got the same message every time. I end up calling the XXXX instead and end up speaking with a XXXX XXXX at XXXX XXXX. He was somewhat rude as he kept interrupting me and I had to call him out on it but essentially he told me that XXXX XXXX does not handle credit reporting, would n't accept my dispute, and that I would have to speak with Amsher Se. In this case he was right since they are just a law office collecting on a contingency basis for Amsher who has been assigned the account from XXXX. We argued a lot but unfortunately there was nothing for me to do so I called Amsher back. I called Amsher and explained to them the situation in its entirety so they would understand what was happening and they hung up on me. I called again and they were refusing to address my concerns and kept sending me back to XXXX XXXX XXXX and hung up on me again. I called yet a third time and this time managed to get someone to transfer me to a supervisor or so it appeared. I heard the representative who I was speaking with saying out loud to someone, " let me know when your ready to take him. '' I was then transferred to a voicemail. I call yet again and I finally threatened them with litigation and they finally sent me back to the original supervisor I spoke with named XXXX XXXX. I advised him that I was upset that the number he gave me to a supposed manager at XXXX XXXX XXXX was not a good number and confirmed the number to make sure I had the right one and it was exactly what he had given me. I told him of everything I had been going trough and that I was at the point that I would not accept any more run around as XXXX XXXX XXXX said they have no power over credit reporting and to talk to Amsher. I told XXXX I wanted an answer. He finally attempted to speak with his boss XXXX XXXX and have me transferred to him directly but he came back stating that his boss was referring me back to XXXX XXXX XXXX. He then gave me another number of XXXX to a XXXX but again told me I needed to talk to XXXX XXXX the manager. I 'm sure you could understand my frustration at this point. I had spent hours on the phone just trying to speak to someone about the account reporting on my credit and no one was taking responsibility. I tried calling XXXX and it went straight to voicemail. I then tried calling the number to XXXX XXXX XXXX 's main line and spoke with a XXXX XXXX. He was extremely rude and hung up on me even though I explained my situation and how I was upset and needed to speak with XXXX XXXX. I then called immediately and finally spoke to a lady who seemed to legitimately care a bit about the situation I was going trough but even she did not transfer me to XXXX XXXX XXXX. She transferred me back to XXXX XXXX because he was the person handling the account. Again he told me the same thing as before, XXXX XXXX XXXX does not handle any credit reporting as that is Amsher Collection SE 's job even though he did n't name them directly but referred to them as the data furnisher. I had to ask him verbatim if he was referring to Amsher SE to which he replied yes. He also stated that they are not a debt purchaser therefore are not a reseller. I was going to call Amsher Se back but I am done with them. I want you to seriously go after this company. They have violated the F.D.C.P.A. and F.C.R.A. on multiple occasions. 15 USC 1692 e. 807. False or misleading representations. A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Amsher Collection Se has repeatedly told me that they do not handle any credit reporting issues as they ca n't even view it in their system and that the XXXX XXXX XXXX XXXXXXXX XXXX XXXX handle all credit reporting issues even though only Amsher Collection Se is listed on the credit report. By lying to me on multiple calls to them about this credit reporting, they are in violation of that subsection. Furthermore, they ca n't hide behind the fact that the account is paid and therefore they are n't " attempting to collect '' anymore as Arizona District Court, Case No. XXXX determined that the act of credit reporting an account on a credit report is in fact an attempt to collect a debt. Amsher Collection Se has also violated 611-15 U.S.C. 1681i. ( a ) Reinvestigations of Disputed information. ( 1 ) Reinvestigation Required. ( A ) In general. Subject to subsection ( f ) if the completeness or accuracy of any item of information contained in a consumer 's file at a consumer reporting agency is disputed by the consumerand the consumer notifies the agency directly, or indirectly trough a reseller, of such dispute, the agency shall, free of charge, conduct a reasonable investigation to determine whether the dispute information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. By not taking my direct dispute to them and initiating an investigation of any kind, they have failed to adhere with this subsection. Also, by their own admission, they could n't validate the debt either since they have no information whatsoever on this account which is a violation of 15 USC 1692 e 809. Validation of debts. I have today submitted my request to Amsher Collection Se to XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Alabama XXXX. That is the address provided to me by Amsher Collection Se. There are other laws that they broke as well but I will not name them all to save us both time. I 'm sure you have a lot to read trough. Again I say to you, I will not have it. This one highly disputed account is dropping my score 100 points and is preventing me from using my credit for any large transactions. If Amsher will not even attempt to resolve this with me since they are the credit reporting party, then I will sue them as well as XXXX for faulty service and placing me in this situation in the first place as well as the XXXX XXXX XXXX XXXX XXXX XXXX for their lies in order to get me to pay this debt knowing full well they had no power to remove this account from my report in the first place.
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| 06/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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Be advised that your debt claim is DISPUTED and VALIDATION is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I XXXX XXXX have the right to demand validation of the debt you say I owe you. I XXXX XXXX demand proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding to this debt.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. An alleged court order is NOT a VALIDATION OF DEBT [ Spears v. Brennan 745 N.E.2d 862 ( Ind.App. 2001 ) ]. I XXXX XXXX demand that your offices provide me with competent evidence that I have any legal obligation to pay you.
VALIDATION OF UNDERTAKING YOU MUST PRODUCE THE ORIGINAL CONTRACT ( for Inspection ) EXTENDING CREDIT TO YOUR NAME, FRONT AND BACK PAGES, WITH MY ORIGINAL WET INK SIGNATURE ( certified copies ) IN RESPECT TO THE ALLEGED CONTRACT AND STATE FOR THE RECORD WHO THE ALLEGED ORIGINAL CREDITOR WAS OR CURRENT HOLDER OF ORIGINAL CONTRACT IS BASED ON THE PRECEEDING LAW PROOF OF A VALID COURT ORDER BY PROVIDING THE NAME OF THE ISSUING JUDICIAL OFFICER PURSUANT TO CORAM NON JUDICE FEDERAL RULE 60 ( B ) ( 4 ). NON-JUDICIAL PERSON NOT A JUDGE OR CORAM NON-JUDICE IS VOID FOR LACK OF DUE PROCESS. JUDGMENTS CORAM NON JUDICE ARE VOID AND MUST BE VOIDED BY THIS COURT UNDER EQUAL PROTECTION OF LAW UNDER 14TH AMENDMENT. [ The proposition that the judgment of a court lacking jurisdiction is void traces back to the English Year Books, see Bowser v. Collins, Y. B. Mich. 22 Edw. IV, f. 30, pl. 11, 145 Eng. Rep. 97 ( Ex. Ch. 1482 ), and was made settled law by Lord Coke in Case of the Marshalsea, 10 Coke Rep. 68b, 77a, 77 Eng. Rep. 1027, 1041 ( K. B. 1612 ). Traditionally that proposition was embodied in the phrase coram non judice, " before a person not a judge '' meaning, in effect, that the proceeding in question was not a judicial proceeding because lawful judicial authority was not present, and could therefore not yield a judgment.American courts invalidated, or denied recognition to, judgments that violatedthis common-law principle long before the Fourteenth Amendment was adopted. See, e. g., Grumon v. Raymond, 1 Conn. 40 ( 1814 ) ; Picquet v. Swan, 19 F. Cas. 609 ( No. 11,134 ) ( CC Mass. 1828 ) ; Dunn v. Dunn, 4 Paige 425 ( N. Y. Ch. 1834 ) ; Evans v. Instine, 7 Ohio 273 ( 1835 ) ; Steel v. Smith, 7 Watts & Serg. 447 ( Pa. 1844 ) ; Boswell 's Lessee v. Otis, 9 How. 336, 350 ( 1850 ). In Pennoyer v. Neff, 95 U. S. 714, 732 ( 1878 ), we announced that the judgment of a court lacking personal jurisdiction violated the Due Process Clause of the Fourteenth Amendment as well. Burnham v. Superior Court of Cal. , County of Marin , 495 US 604 - Supreme Court 1990 ] NAME OF CLERK WHO SIGNED AND ENTERED COURT ORDERED MONEY JUDGMENT AS REQUIRED BY 28 USC SECTION 1691 [ A DEPUTY CLERK IS NOT A JUDICIAL SIGNATURE AND ANY DOCUMENT SIGNED BY DEPUTY CLERK IS VOID FOR NOT COMPLYING WITH LAW UNDER UNITED STATES CODE UNDER 28 USC SECTION 1691 PURSUANT -Scanbe Mfg. Co. v. Tryon, 400 F.2d 598 hn. 1 9th Cir. 1968ams/css/child_support_glossary.pdf FURTHER, THIS ENTITY CAN NOT RELY UPON A CLAIM THAT A COURT ORDER IS ORDERING YOUR NAME TO PAY AN ALLEGED DEBT UNLESS THIS COURT ORDER IS A COMPLETED SEAL OF TESTE PROCESS IN ACCORDANCE WITH 28 USC SECTION 1691 WHICH READS All writs and process issuing from a court of the United States shall be under the seal of the court and signed by the clerk thereof. FURTHER THE COURTS HAVE HELD THAT ANY WRIT COMING FROM A COURT MUST HAVE A JUDICIAL SIGNATURE OR IT IS VOID FOR LACK OF JUDICIAL SIGNATURE. [ Scanbe Mfg. Co. v. Tryon, 400 F.2d 598 " the injunction signed only by a deputy clerk of the District Court is void '' for want of a judicial signature. Section 1691 of Title 28, U.S.C. ] PROOF OF A MONEY JUDGMENT WITH CLERKS OFFICE AS REQUIRED BY CCP SECTION 1250.150 The plaintiff, at the time of the commencement of the proceeding, shall record a notice of the pendency of the proceeding in the office of the county recorder of any county in which property described in the complaint is located. A copy of the notice shall be served with the summons and complaint. - See more at : http : //codes.findlaw.com/ca/code-of-civil-procedure/ccp-sect-1250-150.html # sthash.edZyWein.dpuf ALL LAWS PROTECTING EMPLOYEE ( S ) FROM LAWSUITS ARE UNDER PRESUMPTION THE EMPLOYEE ( S ) ARE COMPLYING WITH THE UNITED STATES CONSTITUTION WHEREBY ANY ACTION IN VIOLATION REMOVES QUALIFIED OR JUDICIAL IMMUNITY UNDER A UNITED STATE SUPREME COURT DECISION SCHEURER V RHODES [ Scheuer v. Rhodes, 416 U.S. 232 ( 1974 ) when a state officer acts under a state law in a manner violative of the Federal Constitution, he comes into conflict with the superior authority of that Constitution, and he is in that case stripped of his official or representative character and is subjected in his person to the consequences of his individual conduct. The State has no power to impart to him any immunity from responsibility to the supreme authority of the United States. ] CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : 1. Discovery of Evidence Discovery of original undertaking that bears the wet ink signature of the alleged debtor promising to pay the original creditor.
2. Discovery of Evidence Discovery of true copy of legally enforceable court order containing judicial signatures in accordance with FEDERAL RULE 60 ( B ) ( 4 ) and 28 USC Section 1691 for without a court order for without a complete court order money judgment this is an alleged debt under FDCPA requiring VALIDATION when commanded to validate debt or SEIZE ALL COLLECTION METHODS.
3. Discovery of Evidence Discovery of the Money Judgment recorded and entered with County Clerk in accordance with California Code of Civil Procedure Section 1250.150.
4. Discovery of Evidence Discovery of a true copy of a Writ of Execution and Writ ofGarnishment issued by court of competent jurisdiction and recorded and entered with a County Clerk in accordance with California Code of Civil Procedure Section 1250.150.
5. Discovery of Evidence The undersigned demands Discovery of a true copy of an alleged court order or writ of execution authorizing this office/collection organization to issue an income withholding order for wage garnishment. Please refrain from referring the undersigned to the court of issuance or clerk of the court.
6. Discovery of Evidence Agreement with your client that grants you the authority to collect on this alleged debt.
7. Discovery of Evidence Discovery of name and address of original alleged creditor.
8. Discovery of Evidence Discovery of Any Judgments obtained by any creditor regarding this account.
9. Discovery of Evidence Discovery of name on file of alleged debtor.
10. Discovery of Evidence Discovery of address on file for alleged debtor.
11. Discovery of Evidence Discovery of alleged account number.
12. Discovery of Evidence Discovery of amount of alleged debt.
13. Discovery of Evidence Discovery of date this alleged debt became payable.
14. Discovery of Evidence Discovery of date of original charge off or delinquency.
15. Discovery of Evidence Discovery of Any insurance claims been made by any creditor regarding this account.
16. Discovery of Evidence Discovery of VALIDATION that this debt was assigned or sold to collector.
17. Discovery of Evidence Discovery of complete accounting of alleged debt.
18. Discovery of Evidence Discovery of commission for this office/debt collector if collection efforts are successful and if such commission has been added to the alleged debt.
19. Discovery of Evidence Discovery of VALIDATION that your collection practices are legally in accordance with California Code of Civil Procedure Section 337.2.
20. Discovery of Evidence Provide a statement certifying that you did not breach any federal state contractual commercial or official oath or laws in carrying out the alleged contract and associated transactions.
21. Discovery of Evidence Certify that you did not unlawfully without my consent use my signature to materially alter, falsely endorse, stamp or convert any contract bearing my name or signature, into a security, in order to convert my contract into assets, or gain assets from a third party. You MUST Certify and prove that you are an actual LENDER and that you did not commit any action that would preclude that you used my identity in a fraudulent or illegal manner in Violation of Law and ( FEDERAL TRADE COMMISSION ( FTC ) Policy, yourself or in collusion with a third party or additional parties.
You are bound by law to provide this information upon a request pursuant to FOIA USC 5section 552 and the Fair Debt Collections Practices Act along with the aforementioned laws.
Please provide the name and address of the bonding agent for COLLECTIONAGENCY in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for VALIDATION made pursuant to the Fair Debt Collection Practices Act 15 USC 1692g Sec. 809 ( b ) of the FDCPA. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist.
At this time I will also inform you that if your offices have or continue to report invalidated information on my credit report, this action will constitute fraud, forgery, perjury, and extortionunder both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by CORPORATION/COMPANY NAME or the company you represent, I will pursue legal actions against you and your client for the following : Fraud, Forgery, Perjury, Extortion, Violation of the Fair Debt Collection Practices Act and Defamation of Character. If your offices fail to respond to this VALIDATION request within 30 days from the date of your receipt, THIS UNVALID NEGATIVE ACCOUNT MUST BE REMOVED IMMEDIATELY, andall references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
Please refrain from responding in excessive legalese or any attorney stalling practices by objecting to fairly simple requests alleging the receiver of the VALIDATION OF DEBT does not understand. This is a very easy process of discovery, whereby the undersigned is simply seeking discovery of evidence and disclosure of this organizations policy with regard to the collection of an alleged debt to ascertain if rights guaranteed by the US Constitution Bill of Rights were violated.
Best Regards, XXXX XXXX XXXX Federal Trade Commission
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| 03/06/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Back in XXXX of XXXX, I opened an checking/savings account with XXXX compass. In XX/XX/XXXX, my account was defrauded after my wallet was stolen. I filed a police report the following day after my wallet was taken. I alerted XXXX bank of what happened that day as well. Initially they had to freeze the account while investigating the fraud. Someone deposited two fraudulent checks in the account and withdrew all of the money out of it. They bought several money orders and other things at a XXXX in Georgia. At the time, my residence was in Alabama. This occurred a few months before I went away to basic training for the XXXX XXXX XXXX. While the investigation was going on, a new account was opened and this is where I had my work paychecks and other monies deposited into this new account. I was also issued a provisional credit from XXXX in this new account. In XXXX of XXXX, I go away to basic training for the XXXX. I never heard anything about the matter since then. I was under the assumption everything was cleared up and I never once got a phone call about the matter again. I never had anymore money deposited into the account after that because I stopped working at the job I had at the time to prepare for my leave for the XXXX. For 2 months from XXXX to end of XXXX of XXXX, I had no access to my cellphone as I was in basic training and my phone sent to my dads and it was shut off. Upon graduation in XX/XX/XXXX, I still received no letters, emails or calls about the account. Once again I was under the impression, everything was fine so I had no reason to think about it. At this point, my mind was on other things.
Fast forward to XX/XX/XXXX, I finish my technical school and I end up being stationed in XXXX for the XXXX. I'm living my life, doing my job for the military, I had no other personal matters back in states so I had no reason to think there was something amiss with Compass bank. I end up being XXXX right after finishing and I spent some time XXXX. Fast forward to XX/XX/XXXX, I come back to the states for a week during leave to visit family back in Alabama. I get a phone call from a man named XXXX who was with a debt collection agency saying that I owe XXXX XXXX over {$2500.00} after an account I had with them was overdrawn and had been so for several months. I was blown away by that because I hadn't received any correspondence from XXXX XXXX in regards to an overdrawn account. He wasn't able to provide details except that the account that I had with XXXX had been charged off in XX/XX/XXXX as it had been overdrawn for over 90 days. I called XXXX the same day and I ended up getting passed around on the phone between departments. When I asked why the account was overdrawn, they couldn't provide an answer since it happened back in XXXX. I have a security clearance from the government. This put my security clearance and livelihood from the military in jeopardy due to the fact that, this had been on my credit report at one time and I could have lost the clearance. I had to make an arrangement to pay the debt in order to keep my clearance. Also I was told that, if I had let it go and not paid, I wouldn't be able to open a checking account or any account with any financial institution. That's exactly what I did, I made an arrangement and would pay in installments. I knew I was going back XXXX so I had to make some type of arrangement to keep my clearance and due to the fact, I wouldn't be able to deal with this overseas. I wasn't thinking about XXXX XXXX while serving my country.
I'm still living XXXX. I'm on leave for a few weeks until I get back. This hasn't been resolved. Each time I'm able to call back while in the states, I'm either no able to get thru as the XXXX XXXX XXXX calling system is severely messed up. I had to call 3 times back to back because the answering service was not working ( i.e. you're told to press " 3 '' and you do, but it doesn't register ) When I am able to get through, I'm told I have to speak to the Chargeback Team, which also takes forever to get through to them. There have been times throughout the day, I've had to call 6 times in a row but after all of the waiting, I get a voicemail. Then when I am able to speak to someone in that department, they tell me I have to speak to Client Care Fraud, who then tells me to speak to the Chargeback team and vice versa. It's this constant back and forth. Then one person told I should go into a local branch for more assistance. I'm thinking, " why do I need to go into a local branch, if you're a corporate level? Shouldn't you all have that same information that a local branch would? '' I believe she was telling me that in order to get me off of the phone. I wasn't sure how that would help me in this situation.
As of XX/XX/XXXX. I have one more week of leave before I have to go back XXXX. I called XXXX Friday XX/XX/XXXX. I was finally able to get a clear answer about why they charged off the account initially. Per an agent on the phone, I was told that the original dispute that was filed claimed there was fraud on the account and certain charges that were disputed didn't line up with the video. They said there were charges disputed that weren't fraud. I specifically mentioned only charges that happened in GA. These were XXXX and I believe some XXXX type charges. As a result, they denied the claim. Clearly back in XXXX, there had to have been a miscommunication. That was the first time I had heard about why the claim was denied. It took all of this time to get to that answer. The call ended up being dropped and I ended up calling back on XX/XX/XXXX ( today ) I was able to get through and I'm sure they saw that I called many times before -- this lady picked up after I was transferred and she was very rude, there wasn't even a " Hello '' it was more like " what do you want? '' type of answer. Actually had the nerve to ask me " well why are you waiting in XXXX to call about this when it happened in XXXX? " I mentioned, that this wasn't my first time calling. I've called many times since the account was charged off. I haven't been able to get a clear answer from anyone, when I asked about the fraud claim. It seemed she was blaming me instead of trying to help. I let her know, that this is the first time I'm hearing about the denial of the claim in XXXX. I also mentioned that it was unacceptable and I wanted some type of reprieve. I mentioned, I'm in the XXXX and I had been away XXXX. Not one time I was away or even in the states, XXXX tried to contact me. They could have sent an email, as they had that information when I originally signed up for an account. My whole thing is that, it's not too much about the money I've paid on this, it's the principle as a consumer. Someone commits a crime against another and when you do everything that's asked of you, but you're the one treated like a criminal. The people who did this probably went and did this to other people. Then when I do call, they mention the fact that I have been paying on this and I'm like " you would do the same thing if you had a security clearance and it could be taken away because of a debt on your credit report or if there is any kind of blip with your finances '' Of course I'm going to pay if it means I keep my livelihood.
The lady whom I spoke with, said she would get a supervisor to call but I have yet to hear from one. I don't believe she actually sent it to a supervisor. I'm going to keep calling every single day while I can until this is completely resolved. This is unacceptable and terrible customer service. I will keep calling until something is done. When you do what is asked of you and they treat you like a common criminal, it's not right. I serve my country and work my tail off everyday, I shouldn't have to come back to the states to deal with this and I shouldn't have to keep dealing with my I'm XXXX or XXXX when I have other things I should be focusing on. There was no type of compassion with these customer service agents, just rudeness and a willingness to pass you over to someone else to get you off of the phone. I bet if this happened to one of them, they would feel the same way I'm feeling. I'm going to keep fighting on this.
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| 07/19/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Good Day, I have a problem with XXXX and Amsher Collection Agency and now with XXXX XXXX XXXX XXXX XXXX XXXX .
I XXXX XXXX XXXX along with my distant relative XXXX XXXX went to a XXXX store on XX/XX/XXXX at XXXX XXXX EST to enroll in a plan and get XXXX XXXX XXXX . The store is located in XXXX , NY XXXX . My cousin switched his number XXXX to XXXX and got a XXXX XXXX XXXX . Account # XXXX I, However, got a new line # XXXX and ordered an XXXX XXXX XXXX XXXX XXXX which was not available in the store. I received the device on XX/XX/XXXX . I never used the line from XXXX coz I already have an XXXX one. On XX/XX/XXXX I went to the same XXXX store and requested a cancellation of my number line and to pay off the gadget full price. The rep told me they can not process such a request in the store, I had to do it on the phone.
On XX/XX/XXXX XXXX XXXX EST I contacted XXXX costumer service and cancelled my line and paid off the full price of the XXXX XXXX XXXX XXXX of {$810.00} from my XXXX XXXX XXXX XXXX ending in XXXX from my checking account ending in XXXX ( The payment was posted on XX/XX/XXXX on my bank account ). After I finished the process, I received an email with instructions to use it as UNLOCKED on any mobile carrier SIM.
After couple of weeks, I received a letter from XXXX telling me about an about of 400 and some change that I over paid for the phone set and the line bills. I contacted the costumer service department and asked them to keep the money so my cousin future bills will be paid and he will be contacted once the in advance amount of money is finished and he has to resume paying his bills. At the same day, I requested from XXXX to contact XXXX to change the billing info to his address and add his email to be able to manage the account.
My cousin finished his studies at XXXX XXXX and went to XXXX on XX/XX/XXXX to close his account 'coz he was leaving the States back to his country. He paid what they requested {$310.00}. XXXX from his XXXX XXXX XXXX ending in XXXX and received an email from XXXX regarding this payment. On the same day, he received an email with confirmation that his phone was unlocked and the instructions were included.
On XX/XX/XXXX at XXXX XXXX EST I received an email from XXXX expressing their sorrow that I cancelled their service on this day and requiring that I return the XXXX XXXX XXXX because after two years and some month they just realized that the phone was not paid in full.
At XXXX XXXX EST I contacted XXXX Costumer Service and talked to a rep named XXXX requesting some info regarding this message, she was rude and very uncooperative and transferred me to XXXX at XXXX XXXX EST and I explained to her that this phone and my number ending in XXXX were paid in full and cancelled my line service. She gave me a case number # XXXX for a follow up. They said they will locate my payment and get back to me.
Two months passed, so I thought that they solved the problem hence I did not get any correspondence or inquiries from them. Yet, On XX/XX/XXXX I receive two missed calls from a number that did NOT leave a message. At XXXX XXXX EST I called the number and it turned out that it was Amsher Collection Agency demanding me paying a bill of 300 and some dollars and cents-I honestly forgot the exact $ $ figure 'coz I was mad- the agent who was really rude said that it was a past due bill from XX/XX/XXXX .When I tried to explain to him the situation, he was even more rude and refused to listen to me. I contacted XXXX who could NOT access any info in my account 'coz it is now owned by Amsher . I contacted Amsher again and there was a nicer lady who listened to me and suggested I email them any proof of payment at disputes@amsher.com- account number # XXXX where I composed a very detailed email with all the payments and order correspondence along with my bank statement that has the proof of full payment of the XXXX XXXX .
No reply whatsoever or any mail or phone calls. I waited 3 weeks before I contacted Amsher again requesting an update and asking if they received my email dispute. The rep claimed it may take 30-60 days to be processed.
I waited and contacted them again on XX/XX/XXXX , the rep informed me that my case is now handled by a law firm and gave me the phone number XXXX . I did call and an attorney answered me stating that he works for XXXX XXXX XXXX XXXX XXXX XXXX .
I asked him why a law firm is handling this, he said XXXX requested them to represent it against me. When I asked about the amount of money, he said it is 300 and some change along with the fees for the collection that came up to XXXX dollars and some cents. I informed him that I disputed the charge, his reply was that if i have a proof of payment after XX/XX/XXXX then I am welcome to submit it otherwise, I have to pay the {$600.00}. He claimed that the bill past due was for a service payment after XX/XX/XXXX and NOT the phone payment the carrier allegedly emailed me about on the first place.
he bargained with me if I paid in full that day he will reduces the charge to {$400.00} and some change and he will contact the credit bureaus to remove the collection note from the XXXX federal bureaus. I told him I will get back to him and contacted my law firm XXXX XXXX asked them to dispute the collection report from my credit bureaus reports and got a lawyer who can assist me with this problem.
Today XX/XX/XXXX at XXXX XXXX EST I contacted XXXX for a last solution before I go to the legal channels. XXXX answered me and he said he will transfer me to an account manager to see into this dilemma and help answering my questions. At XXXX XXXX EST, XXXX answered me and after a very detailed explanation and all the data I gave her I asked her if she can access either account of me or my cousin to tell me exactly what the debt is really for, is it a bill? or is it a phone payment? if it was a bill, why my cousin was n't told about if he closed the account with them and paid everything. If it was the XXXX charge, why was n't I told two years earlier and how could they close my service and unlock my phone if the payment was n't received in full on XX/XX/XXXX ?
She recommended I contact the Solution Center and put me on a brief hold after she offered to give me their phone number. Two minutes passed then she told me even if i call the solution center they wo n't be able to access my account or give me any info or solve anything because my account is owned by Amsher the Debt Collection Agency.
So I decided to contact you hoping you help me with this problem. I have all the documentation from my end. I never received anything by email or mail. I was never contacted after the first time Amsher contacted me, neither from XXXX when I contacted them on XX/XX/XXXX .
I am kindly requesting a detailed bill stating what kind of debt they are trying to collect and a all the bills were paid by me and my cousin thought out our dealing with them and then a Letter to the three Federal Credit Bureaus to remove the hard inquiry of the debt from my records.
I will attach all the documents for your review. I look forward to hearing from you soon. Thank you so much.
Best, XXXX XXXX XXXX
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| 03/22/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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-I signed up for XXXX XXXX, bundled with HIGH SPEED Internet, allow me to say again, HIGH SPEED Internet. That cost was LOCKED in for a period of 2 yrsAllow me to say again 2 YEARS. That HIGH SPEED Internet was not HIGH SPEED, it was DSL, and as such, I was misinformed, lied to, and in fact had not what was promised, when I signed up for that BUNDLE PRICE, once again locked in for, how many 2 YEARSBut then again, it is a bit hard to understand a person that speaks zero English, probably from another country, making {$7.00} bucks an hour. Well that was the beginning of my experience with XXXX and XXXX, although I was re-assured of the price lock, the great service and easy install and set up. Upon the set up, it took hours to get the Modem/Router to work, It took more than 4 calls with the install rep, his Manager to understand that there was no XXXX hookup, but somehow after a week, I finally had what I thought was HIGH SPEED InternetI was advised by the Installer, that they could not come out again, that they were contracted separately and that if I had an issue with the install, they or he could not assist further, it would cost me more to have someone come outthere was no problem, it was once again, misinformed, lied to, and if fact not what was promised when I signed up for the BUNDLE PRICESound familiar?
2-Well after twelve months of internet that did not work, it would take over 30 mins to simply log onto the wifi, and other servers on my computer, I made the decision that I needed to I guess, interrupt my comfort of where I wanted to have my laptop, and where I worked and move it to the router/modem, so much for wifi and flexibility. If I wanted to use ALL the capabilities on this great BUNDLED 2 year lock price with TV, then I needed to have my laptop, hard wired to the modemImagine that, once again XXXX stated we have HIGH SPEED internetMind you that this service became active in XXXX of XXXX.
3-roughly in XXXX of XXXX, I noticed my XXXX XXXX bill, doubled, imagine thatMaybe I should call those great XXXX reps, so they can see there has been a mistake, clearly, I signed up for 2yrs BUNDLE TV and internet price, so clearly this pricing increase, must be a mistake, given the speed, great initial service and install professionalism they provided meto my amaze, I was told that I, not them, but I was OUT of POLICY to maintain the 2 year pricing, as BUNDLE included TV and HIGH SPEED internetI advised that HIGH paying rep again that day, that I had HIGH SPEED internetto my shock, that is when I finally learned why I had to move my work place, hard wire to my modem, had to wait or log in early if I wanted access to the internet, why??? They XXXX never had HIGH SPEED internet in my local area, it was, thats right you guessed it, DSL/ Allow me to say again DSLand as it was, I was now out of compliance with the promotional priceHum.
4-That lead to a conversation, to speak to a Manager, which I was advised I would only be able to send in a letter, email or mail to billing disputes, which I did, and was of course told later that, the area of which I was advised to send my situation, only handled payment disputes,,, You see there is no one at XXXX XXXX that could help me or talk to me, or see that there was an issue. But, being the educated consumer that I am, and living in a thriving economy, a up and coming local community, I thought, why not call a local XXXX store, there are many out thereI drive by them every day when I go to work, to make a salary, to pay my bills, did I mention, my credit score is something like 760, given that I have worked in credit for over 28 yrs, I guess I know that is pretty goodSo on with the story.
5I contact an XXXX store here in my community, I mean, I would think they could assist, bring in some docs, talk to them, show them the misunderstanding, try to get to some common ground, I mean, I have made over 6 calls, written a letter, not including this gem, and then thought, I bet if I talk to my XXXX Manager, in good ole XXXX, because I know he is looking for business, and Im sure he believes that he needs me more than I need him, that he will be of assistance. Guess what I was basically told to shove it up the rear, that there was, as he put it, Absolutely nothing he could do, as it was not purchased thru him, not thru a franchised dealer, but through corporate, ( I know it is not polite to say but, although, my apologies ). He went on to inform me that if his installers would have helped, taken care of it, then he could have done something, ,I really could not hear him much after that with the water running in the background ( get it that was him washing his hands of it, my humor ). Now as I saw it, I was glad to know that when I see that BIG, HUGE Blue XXXX XXXX XXXX Ball on the outside of that new STRIP Mall store that I apologized, I had no idea that he was franchised and the number I called to get service was something totally different. Your basic XXXX, ohNot me, him..
6-so in summation, I was promised a 2yr price, I was promised a 2 yr service bundle, I have had nothing but issues, service issues, customer service issues and now this {$170.00} bill is placed with you fine people..I have not yet, but will be forwarding this complaint to the CFPB, the XXXX XXXX XXXX and the Attorney General of the State of Illinois. .I could pay the {$170.00}, but I am not going tothat amount should be removed, paid as disservice fee on behalf of XXXX XXXX XXXX .
So there you have it, you have to ask yourself XXXX XXXX XXXX, how can one be out of compliance and be expected to have an increase in your monthly bill, when the service you provided was not available and never received. Ask yourself that. Another item I forgot to mention, maybe just forgot, because I would NEVER, did I say NEVER use you AGAIN FOR ANYTHING, AND WOULD ADVISE FRIENDS, FAMILY AND COWORKERS THE SAME, THAT XXXX XXXX XXXX sent me a please consider signing back up to avoid disconnection fees etcright for the what HIGH SPEED internet?
the collection agency assigned is Amsher XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX
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| 10/07/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Last year, I got XXXX XXXX XXXX. I didn't like their services so I returned their router and cancelled their services. I had a debt collection in result to this. The debt collector told me I had to write the dispute in hand and send it to their address. I did exactly like and did not receive a response. I also stapled the receipt I got from XXXX for returning their router and terminating services. Here is the shipping tracking number via XXXX and it also has signature required meaning the lawyer received the letter and did not even try to communicate with my back. To this day I am waiting for them to write back. It read : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Attention : XXXX XXXX, XXXX.
Subject : Dispute regarding incorrect collection account for XXXX XXXX XXXX Dear XXXX XXXX, I hope this letter finds you well. I am writing to address a concerning matter related to a collection account associated with XXXX XXXX internet service, which your firm is handling on behalf of XXXX XXXX XXXX. I recently became aware of a balance amounting to {$150.00} that is allegedly owed to XXXX, consisting of an outstanding balance of approximately {$98.00} and accumulated late fees.
Allow me to provide you with a detailed account of the events in question. On XX/XX/XXXX, I subscribed to XXXX XXXX internet service, taking advantage of their advertised XXXX trial period. After a brief trial period, I determined that the service did not meet my expectations, as it performed poorly overall. Consequently, I made the decision to return the product on XX/XX/XXXX, which regrettably exceeded the specified XXXX trial period.
During the return process, I obtained XXXX receipts, which I have retained for your reference. XXXX receipt pertains to the return of the router, and the other acknowledges my payment of {$55.00} for the utilized service. However, according to the XXXX representative who assisted me, my account was in good standing, and I did not owe any outstanding balance and led to my cancellation of the services. Therefore, I believed that I had fulfilled my obligations and settled any financial matters related to the service.
Subsequently, in an attempt to verify the status of my account, I tried accessing my XXXX online account using my provided username and password. To my surprise, I encountered an unexpected hurdle when prompted to enter a phone number associated with the router. The phone number listed on the receipt was invalid, rendering me unable to proceed. Based on this information, I naturally assumed that my account had been entirely closed due to the return and cancellation of the service.
Months later, to my dismay, I discovered a negative inquiry on my credit report indicating the existence of a collection account attributed to XXXX. This discovery prompted me to initiate a dispute with the credit bureau in an effort to rectify this erroneous entry. Unfortunately, my dispute was unsuccessful, necessitating my direct correspondence with your esteemed firm.
It is important to note that the {$55.00} payment made at the time of returning the router and any fees was intended to settle any outstanding charges for the utilized service. Therefore, I am deeply concerned by the inclusion of this amount in the alleged outstanding balance. I request your thorough investigation into this matter to ensure the accuracy and fairness of the collection account.
XXXX XXXX, I firmly believe that this collection account is unwarranted and should never have been initiated in the first place. As a result, I kindly request your assistance in resolving this matter expeditiously. I expect both XXXX and Amsher Collection SE to take immediate action to rectify the situation by clearing the erroneous collection account from my credit history.
I trust that you will thoroughly investigate this issue, including the improper inclusion of the {$55.00} payment in the outstanding balance, and reach a fair resolution. In doing so, I request that you provide me with a written response confirming the resolution of this matter and ensuring the removal of any negative entries related to this collection account from my credit report. I also expect my XXXX receipts to the return address of this letter for record purposes.
I appreciate your attention to this pressing matter and anticipate a prompt resolution. Should you require any further information or documentation, please do not hesitate to contact me at the provided contact details. I am a busy man and will most likely miss your call- you can email me. Thank you for your cooperation, and I look forward to a satisfactory resolution.
Sincerely, XXXX XXXX XXXX On XX/XX/XXXX, I decided to call XXXX because XXXX was not responding to me. I told XXXX what happened, and they opened a case. They told they were going to resolve this issue and give me a status update within XXXX business days. It has been more than XXXX business days. On top of that, XXXX has transferred my debt to XXXX and XXXX has been bothering me with spam calls. I told them I would speak to XXXX on XX/XX/XXXX. I called XXXX and they told me I would have to call their department who specializes with this case @ XXXX which is XXXX just keep going in circles with no progress. I have submitted a dispute with Credence that same day on XX/XX/XXXX. At this point I have no idea what to do. I have been on point with all my expenses with credit cards, had a great experience with XXXX, XXXX phone services and plenty of more companies. If it was my fault, I would have gladly paid this collection, but it is not right for me to pay something that should've been handled from day XXXX. This is an incorrect collection and has been hurting me for a year. I get anxiety from the spams calls- I get scared from receiving mail from a Lawyers office in regards to this collection ( AMSHER ). I have no guidance. I have no one to help me as I am desperate to resolve this on my own. I will gladly come forth and speak more about this if needed.
|
| 12/18/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Please find attached : -A copy of one of XXXX advertisements for a monthly rate of {$49.00}.
-XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX.
FILED : XX/XX/2023 XXXX I canceled XXXX ( aka XXXX XXXX ) for refusing to fulfill their original price promise, unfair price gouging, unfair consumer tactics, and lack of customer service during the cancelation process.
Requesting : XXXX has been paid in full. Im requesting their collection accusation be removed from all of my credit reports.
Litigation involving XXXX This is not the first time XXXX has violated Consumers in charging additional fees upon discontinuing service : XXXX XXXX XXXX XXXX XXXX of XXXX XXXX XXXX XXXX XXXX XXXX XXXX Case NO : XXXX, XXXX XXXX XXXX XXXX XXXX ( attached ).
https XXXX XXXXsays My XXXX experience I signed up with XXXX for {$59.00} per year. It was very easy to get signed up and start the service. I asked if the rate would go up. I was told that if it did simply call back and they could drop it back to the {$59.00} rate again. I created an automatic payment from my bank account to pay them the agreed upon amount every month. Every month my bank sent the agreed upon payment like clockwork. A year goes by, then XXXX sends me a notice that the full bill was not paid. I called XXXX to see what the problem might be. They tell me they are increasing my rate above the agreed upon price. I told them I do not agree to the price increase. I asked them to lower it back to the {$59.00} price I had agreed to. I reminded them that when I signed up I was told to call in if the price changed and they would change it back. I was transferred multiple times. I was on the phone for over an hour and a half. The ease of getting customer service drastically diminished. Their competition XXXX XXXX XXXX was charging {$55.00} a month with a promise not to price gouge after a year. After that long phone process, I thought the problem was then fixed that day. My bank kept sending XXXX the agreed upon amount every month like clockwork. Then XXXX starts adding late fees for the increase in monthly price that I did not agree to pay. They were still receiving the payment like clockwork being automatically sent from my bank account on the amount I agreed upon.
XXXX was paid every month. The amount they sent to collections is the price gouging and late fees for not paying their price gouging.
I called XXXX again. They said they saw that I called previously. I let them know again they had told me to call back if the price went up and that they could put the monthly price back to {$59.00} a month. I was sent to a XXXX. They lady told me there was nothing they could or would do for me. I told her I do not and will not accept the increased price. Again they would do nothing. I disconnected from that call as the XXXX flat refused to assist.
I immediately called back and asked for the cancellation department. I told them to cancel the service. The cancellation department immediately agreed to lower the price back to the original agreed upon price if I stayed with them. I told them due to their lack of customer service I will not do that. I signed up with a different company to receive internet services.
Post that : Ive received numerous calls from XXXX to get me to come back for {$59.00} a month. Now I am receiving advertisements trying to get me to come back for {$49.00} per month. Too late. Their lack of integrity that they exhibited while I was a customer was unsatisfactory.
Additional XXXX Issues : Ive requested XXXX take me off their call lists. Ive requested to be placed on a do not call list. Their sales people still call me.
Ive requested XXXX take me off their mailing campaigns. They have not.
To date they still refuse to abide by these 2 requests.
Consumers need protected : XXXX should not be able to tack on an increased fee without agreement from the consumer.
XXXX should not be able to charge a late fee for not paying the additional fee tacked on by XXXX that was not agreed upon with the consumer.
XXXX should not continue to charge consumers past the cancellation date.
XXXX should not be able to constantly harass consumers for not paying their non agreed upon additional charges.
XXXX should not be able to send a consumer to collections for the late fees that they tacked on for not agreeing to pay a price hike or their additional non agreed upon price hike.
XXXX should not be able to affect a consumer 's financial rating due to their additional fees that they tack on or during additional fees on the cancellation process.
XXXX should not be allowed to bully consumers to pay for additional fees by threatening their credit rating.
XXXX simply should not be allowed to be a BULLY.
Im not the only consumer that XXXX has done this to. ( See litigation in XXXX attached ). Im creating my dispute to not only return my credit history to its original state but in hopes some regulation will be put in place by the Consumer Financial Protection Bureau to protect all consumers against these large companies who have unfair practices.
XXXX XXXX XXXX
|
| 06/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
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You have communicated with me a consumer in connection with the collection of a debt Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction in failed the requirements imposed pursuant to 15 usc 1692c ( a ) see exhibit ( A ), you are in violation of the FDCPA, pursuant to 15 U.S. Code 1692k ( a ) ( 1 ) for actual damage emotional distress as a result of such failure and held liable to fines up to XXXX Pursuant to 12 CFR 1006.38 D ( 1 ) The failure of a consumer to dispute the validity of a debt does not constitute a legal admission of liability by the consumer.
Pursuant to 15 USC 1692g ( c ) The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer.
Exhibit [ Insert Exhibit Number ], it is evident that Amsher Collection Service, pursuant to 15 U.S. Code 1692e ( 8 ), has communicated false credit information about me, the consumer, to XXXX. This communication includes information that they either knew or should have known to be false. This misconduct has had a detrimental impact on my reputation, making it difficult for me to obtain credit extensions. Consequently, I am experiencing emotional distress as a direct result of their actions. Under 15 U.S. Code 1692k ( a ) ( 1 ), Amsher Collection Service is held liable for the actual damages caused by their false reporting, specifically the harm inflicted on my reputation and the resulting effects on my ability to access credit. Furthermore, they are subject to fines of up to {$1000.00} for their unfair and misleading conduct. In addition, pursuant to 15 U.S. Code 1692e ( 10 ) Amsher Collection Service use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer., pursuant to 15 U.S. Code 1692k ( a ) ( 1 ) for actual damage emotional distress as a result of such failure and held liable to fines up to XXXX Pursuant to Amsher Collection Service 's actions, I assert that they have violated 15 U.S. Code 1692d ( 1 ) by using criminal means of identity theft to harm my reputation. As a consequence of this misconduct, I hold them liable for actual damages and emotional distress under 15 U.S. Code 1692k ( a ) ( 1 ). They are also subject to fines of up to {$1000.00}. While Amsher Collection Service claims to be a " Furnisher '' of information and asserts their obligation to furnish accurate information, it is important to note that pursuant to 12 CFR 1022.41 ( c ) ( 2 ), they can not be considered a " Furnisher '' because they are acting as a " consumer reporting agency '' as defined by 15 U.S. Code 1681a of the Fair Credit Reporting Act ( FCRA ) .My identifying information, which includes my name, social security number, government identification number, date of birth, and account number ( a unique electronic identification number used to identify me as the consumer ), falls within the definition of identifying information outlined in 12 CFR 1022.3 ( g ) ( 1 ). When combined with information about my transactions and experiences, this constitutes a consumer report under 15 U.S. Code 1681a ( d ) ( 1 ) ( A ). It is crucial to recognize that Amsher Collection Service, is a consumer reporting agency because this information pertains to my creditworthiness, credit standing, credit capacity, character, general reputation, and was collected for the purpose of assessing my eligibility for credit. Additionally, it directly impacts my credit score as specified in 15 U.S. Code 1681g ( f ) ( 2 ) ( A ) ( i ).
In addition Amsher Collection Service 's engage in any conduct to harass, oppress, and abuse i the consumer in connection with the collection of a alleged debt, as shown in exhibit ( ) pursuant to 15 U.S. Code 1692d ( 2 ) The use of obscene or profane language holds you liable to fines up to XXXX pursuant to 15 U.S. Code 1692k ( a ) ( 1 ) for actual damage emotional distress as a result of such actions from Amsher Collection Service 's I the consumer pursuant to 15 usc 1692c ( d ), Pursuant to 15 usc 1692c ( c ) i am refusing to pay this debt and demanding you to cease all communications pursuant to 15 usc 1692a communications means the conveying of information regarding a debt directly or indirectly to any person through any medium including any and all including consumer reports, consumer reporting agency, debt collectors, family, friends, associates, social media Pursuant to 15 usc 1692c ( c ) ( 2 ) i am invoking my specified remedy as the creditor who created this debt, Pursuant to 15 usc 1692c ( c ) ( 1 ) i am demanding you to terminate all debt collections efforts send account back to profit deer park notification shall be complete upon receipt of letter With Explicit Reservation of all Right, Without Prejudice UCC 1-308.
XXXX XXXX
|
| 02/09/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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Let me first say that I spoke with The collection agency, and I was very displeased with the outcome of what was discussed.
It is truly very unethical to continue to pursue an amount after the information I have and I feel I should have not been Liable for the amount of {$120.00}.
Collection Company : AmSher WebSite : https : //www.amsher.com Debt Collector : XXXX Outcome : Pay {$95.00} in 1 month No real details were ever provided to me about how the charges on my credit report ended up becoming a debt collection. ( Very unprofessional in my opinion ) I never received any formal notice about this debt from the bank.
Without giving my personal information I will explain what I told the collection agency. I became aware of the negative mark against my credit report for the first time on XX/XX/2019 and I contacted the collection agency AmSher.
This is my first mark on my credit report. I have a 0 Fico score. I was told that the debt originated from XXXX. I was told that my Ssn and my name where used to create an account on XXXX, I asked for details of this and was informed of an Address tied to the account, at first the address did not register to me during the first call so I stated it was not associated with me. Also I was told to go ahead and contact the financial institution where the claim originated to see if by chance the amount could be striken and cleared before the collection process began. She is a debt collector working for a collections agency, why would she suggest this false option knowing that once a bank closes an account it is then left up to her agency to obtain a resolution. Again I would like to point out that ( no details of any real information was provided except an address of an XXXX XXXX XXXX ) located in XXXX county GA, my Ssn and my name. The address was that of a XXXX in which I was previously XXXX at for a long period of time. I These are important details that I need for my records. This is a claim from 4 Years ago. There needs to be some sort of detailed information report provided to me so I can substantiate this claim for myself. My credit status is very important to me regarding this.
I proceeded to call the bank. I was told that since the account was closed nothing could be done on their end but that the collection should be nulled by providing the circumstances I told the bank. I asked for information from the bank and nothing was provided. I call AmSher back and got back in touch with representative XXXX to continue the collection. I informed her that the reason I was unable to pay the balance was due to me being XXXX for at least a period of 6 months with no form of assistance. The same year I suffered a very hard loss in my family. My mother XXXX from XXXX one month prior to my XXXX. I informed XXXX that I had no means to pay. I was in XXXX, I was young and I did not understand the importance of a negative balance and how it could affect me in the future. These are details I shared with her because I felt that she wanted to help me by avoiding a payment. After I was finished talking She informed me the best she could do was to lower the {$120.00} down to {$95.00} but I was only going to be given one month to provide the money. I felt I could not argue any further and accepted the offer. She gave me her information, Told me that when I had the payment ready I could contact her to settle this. I was only being allowed one month. The conversation ended.
My complaint : I was over charged for a good or service or I over drafted my account is what happened to my best knowledge. ( No information for me to confirm ) so I really don't know.
I was in a XXXX XXXX and did not have assitance. I had no means of contacting my bank. No means to inform them of my situation. The very least I expected was to have most if not all of the amount due stricken because circumstance in this situation matters. If I was aware and able the amount would have never been able to reach that high. This is completely my fault I was the one who committed a crime and XXXX. For your company to seek payment for almost 4 years. This is a shame and in the worst way wrong. The reason I am taking this action is because I feel I have been taken advantage of and treated unfairly by the collection agency. If I had been informed of this and able to reach out to the bank, I would have told them the circumstances and I'm almost certain XXXX XXXX XXXX XXXX would have not persued this.
Thanks
|
| 01/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX had been my cellular carrier since XX/XX/XXXX. In the summer of XX/XX/XXXX I built a home in XXXX, Ga. It was discovered that our ( myself and my daughter ) cellular service did not work in the area due to poor coverage. In turn, we contacted XXXX and equipment was sent out that XXXX assured us would be free of charge. We were also told that we would be reimbursed for the entire time that we did not receive service ... ..we were never reimbursed.
At any rate, upon selling the home in XX/XX/XXXX XXXX was contacted, informed that we were moving and asked for guidance on what to do with the equipment. I was told that I would be sent a return label that could be tracked as well as used to ensure that when they received the equipment it would be scanned for proof that it had been received. The equipment was boxed up and returned to XXXX using a XXXX XXXX in XXXX. Although the equipment was returned to XXXX using a return label received from XXXX and they received the equipment undamaged ; almost a year later I was told I was being charged for this equipment that I was sure I had returned immediately after I sold my home.
In the summer of XX/XX/XXXX around XXXX or XXXX I switched carriers due to once again poor service and them failing to contact me after promising that they would do so ; this was the second time they failed to contact me in reference my lack of service. Any and all debt owed to XXXX had been paid in full. In or around XXXX of XXXX of XX/XX/XXXX, I received a bill in the mail for over {$700.00} stating this was the amount owed to XXXX for equipment. In XXXX or XXXX I contacted XXXX after receiving this one and only bill alerting me that I owed this amount ; this was incorrect.
When I contacted XXXX In or around XXXX or XXXX of XX/XX/XXXX, after being very persistent and spending approximately 2 days and several hours on the phone with XXXX, I was finally able to get them to search for and locate the equipment and even then I had to wait another 2 or 3 days for them to call me back to let me know whether or not the search was successful. I was told that the equipment had been received and never logged or scanned in noting it had been received. Instead it had been placed in the warehouse and left there. I asked the representative what happened that I was not notified of the missing equipment, until now, after I had left XXXX services. There was no answer given. I then attempted to go over the bill and find out why they were alleging I still owed a balance. The representative initially began to try and break down the amount that they alleged I owed. I explained to him that the phone I was using with XXXX may have had a balance of {$20.00} or {$30.00} dollars, if not paid in full as should my bill. Then the representative began to refuse to change anything stating that they could no longer see the account due to the fact that the account had been turned over to a collections agency. I asked how it was that he was telling me what I owed just a minute ago if he could not see the account and the representative attempted to transfer me to someone else. No one would even attempt to contact the collections agency nor would they allow me to speak to a manager stating the management would tell me the same thing which was, the account had already been sent to collections. The representative left me on the line so long that when he returned to the line he could not remember why I was on the line to begin with. I asked if he was refusing me the opportunity to speak to a manager and he said yes, he could do that because he could answer my questions just as well. Once I advised him what we were discussing he stated all management was busy and repeated what he told me about turning the account over to collections. Someone was supposed to contact me in reference this issue and to this day no one has. This was the third time in two years that XXXX had promised to call me back. The first 2 times were during my time as a customer in reference my service and the fact that it ( service ) was again not working in my area and I wanted to get credit toward my bill due to the inability to use my phone. I never received a call and decided to switch carriers. And the third being when I was trying to work out the balance even though I knew I did n't owe the balance ; I was at the least willing to try and discuss the issue.
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| 08/12/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Servicemember |
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XXXX has now jeopardized my Financial future twice ( 2 ). I was a victim of their data breach and have to have long term credit monitoring because of having Personal Private Information leaked to dark web where individuals have tried to obtain goods or services in my name. In that case XXXX did not take responsibility. In this case XXXX yet again, is refusing to take responsibility and remove the derogatory collection that I do not owe causing serious harm for decades to come.
In XX/XX/2022 I obtained service for XXXX XXXX XXXX. I was willfully lied to about my billing and related services. ( 10 ) days after paying to start services I was charged again and subsequently received a disconnect notice for non-payment. I was then charged an additional {$20.00} to restore services. I attempted to contact XXXX and was told that my bill is now in the middle of my billing cycle of the same cycle. I paid to restore services at that time and illustrated that now where in my contract did it state that information. with in a couple weeks after the first disconnect i received another disconnect notice for non payment citing that my bill was now due. I again contacted XXXX and they stated that next billing cycle was now due and that disconnect fee was valid. I again paid the balance and requested service to be disconnected. I was informed that it would take a another cycle to complete and that the new bill would be processed. The XXXX bill was populated and by XX/XX/XXXX I was no longer using any services as I had disconnected their modem believing the service were disconnected. I paid the bill for XXXX as it was stated that was the last bill. I was not aware that XXXX had continued service through XXXX and had disconnected services at the end of XXXX. In XXXX I received a notice of collections for {$110.00}.
On XX/XX/XXXX I contacted XXXX and spoke with a rep. she stated that Her name was XXXX and I explained the situation. I informed her that I was not aware of any balance owed and that XXXX was due. XXXX with XXXX stated that {$88.00} was due for the past due balance due and the remaining balance was collection charges. I was able to work a settlement for the full Balance due of {$88.00} the original amount due. I paid the balance and XXXX stated that she would contact the collection agency and have the balance removed and she would call me back the following Business day. on or about XX/XX/2022. XXXX Contacted me by phone and stated that she had contacted the collection agency and had the balance removed. She stated that they would discuss the collection account further with her. XXXX stated that she gave me her Personal Grantee that the matter was resolved on XXXX side and no further balance was owed.
On XX/XX/XXXX I received a notification From XXXX XXXX XXXX that Amsher had added a collection account to my Credit report for XXXX of {$22.00}. I immediately dsiputed those charges with all three Credit Agencies as the bill for XXXX had already been paid. In researching Amsher I found several complaints Identify Amsher as a Third Party collection company that attmepts to collect portions of debt often times fraudulently.
On XX/XX/XXXX I attempted to contact Amsher to have the account withdrawn from my credit reports and the collection account withdrawn as I had already paid this bill. After being Transferred to several departments I was able to talk with someone with a thick accent that was indiscernible with English. he cited that the balance was valid and I should contact XXXX. The Individual would not pronounce his name so was not able to obtain a name. He then argued and was very abusive in his demeanor he stated that if there is problem to contact XXXX and demanded I give him my phone and email address.
On XX/XX/XXXX I also contacted XXXX customer care line at XXXX ( XXXX ) XXXX. I waited on hold for 45 min and reached a rep who stated his name was XXXX id # XXXX. XXXX Informed that the new charge of {$22.00} was for service restore and that the charge was valid. I explained to him/her that the account was already canceled and should not have had a restore fee. XXXX stated that they would contact XXXX and let me know the outcome at their connivence. This collection for debt that i do not has placed my Credit profile at risk and has placed long term harm against my financial future.
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| 03/08/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hello, My name is XXXX XXXX. I want to start by thanking you for the help you provided me two years ago when I filed a complaint against a different collection agency and creditor who were trying to defraud me. Your agency was instrumental in having those companies stop trying to illegally collect something I didn't owe. Since then I have always told my peers about you and how you keep other companies who are breaking the law in check. Again THANK YOU!
I am now reaching out to you again because I have encountered another creditor and collector who are trying to collect illegally from me. Back in XXXX of XXXX, a collection agency named XXXX XXXX was attempting to collect the XXXX account which I had filed the previous complaint on. After showing them the results of my first complaint with your agency, they quickly reneged as they realized that account was illegal and didn't want to get involved in any lawsuit I filed against XXXX for their continued harassment. Unfortunately, they also attempted to collect for another agency named XXXX XXXX. As with the prior XXXX account I had years back, this account was also erroneous and highly illegal.
During that time I explained to XXXX XXXX that XXXX XXXX was attempting to bill me for services they couldn't or wouldn't provide to me. What I man by that is that half the time I couldn't get reception or whatever you want to call it to be able to watch a tv show. I called XXXX XXXX on various occasions and XXXX XXXX sent a technician to my address 4 different times within a period of 1 month and a half. Each time they came they resolved the issue temporarily or only partially. I say only partially because even when I did get reception, I couldn't watch different shows on different TV 's. XXXX XXXX didn't know how to explain themselves so they finally said that it had to be due to the programming. I have no idea what that means but I know that is not what the agreement was. This isn't XXXX where satellite providers couldn't give you multiple programs across the household.
I finally told them that if they weren't going to provide me the services they promised then they were in breach of their own agreement and I was cancelling the agreement as I could not pay for services that weren't being rendered to me. XXXX XXXX reacted in a typical corporate bully manner and said that if I didn't pay them they were going to come after me. I didn't care.A contract is a contract is a contract. If they were in breach of it, I am not responsible for it. They picked up their boxes and that was the end of it or so I thought. When the account was sent to collections in XXXX I disputed the account with XXXX XXXX and asked them to provide validation of the debt and to explain how the creditor was charging for services they couldn't provide. The dispute seemed to do the trick as XXXX XXXX deleted it from the credit report and simply sent the account back to XXXX XXXX as uncollectable. Now, XXXX XXXX assigned it to another collection agency named Amsher Collection Services.
I'm not an uninformed consumer. Because of how I was bullied in the past by XXXX, I have been forced to educate myself in collections and how they work. XXXX XXXX does not get to keep reassigning an illegal debt to different collection agencies just to buy themselves additional validation periods or try to sneak it in on my report so to speak. If XXXX XXXX and Amsher do not stop collecting or reporting this illegal debt, I will be forced to sue them. Furthermore, I have already tried calling Amsher regarding this account to give them a heads up. Unfortunately, they are closed early in my time zone. And the few times I tried calling that was within their opened hours, I was still sent straight to voicemail. Well I won't waste more time giving them the benefit of the doubt. This account is illegal, XXXX XXXX has already received my dispute and have had their opportunity to validate this when the account was with XXXX XXXX, and I will not tolerate their illegal collection tactics. Please assist me with this situation as you did with the XXXX situation. It's not fair that companies keep coming after me for debts that are not legitimate just because they are big corporations and I'm just a tab in their books.
|
| 03/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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On XX/XX/XXXX, I received a call from Amsher Collections about a bill of {$550.00} owed on behalf of XXXX XXXX. I immediately contacted XXXX XXXX who couldn't confirm before returning a call to Amsher. I went through the verification process which gives the option to verify by way of social security number or full address. I chose to use my address. I explained that XXXX XXXX couldn't verify any of their claims which lead to heated language from their representative. I then asked that they send the legally obligated letter confirming that they indeed had an account to which I was told that it's not their policy to send letters and that the representative had never heard of any company doing so.
I didn't hear back form them until XX/XX/XXXX. By then I'd assumed it was a scam as XXXX XXXX couldn't confirm their account, and they wouldn't confirm their account. I again asked for the paperwork that they're legally obligated to send only to be told that they had already sent it on the XX/XX/XXXX and that I should've received it. I told them that I hadn't and that I would call back if I did indeed receive a letter. Again this lead to heated words from their side and a hangup in the face.
After this, I began to record our conversations. During various other attempts to gain more information, I continually requested for a legally obligated letter to which a few of the responses were " We sent that in XX/XX/XXXX of last year '' " You received a letter in the mail on XX/XX/XXXX '' " We had the wrong address '' " We don't send letters in the mail to our customers '' etc. All the while XXXX XXXX still hadn't confirmed their account. Some conversations were actually professional but the majority were anything but. I was told repeatedly that they were offering me a special deal but only if I took it right then and there. Each time, I asked for that deal to be put in writing as I figured if it were a true offer it would accomplish two things : I could take it to XXXX XXXX and or my lawyer to have the account finally confirmed and it would hold the deal in place as legally binding. Each time they refused but made promises that if I worked with them, it wouldn't go on my record.
Fast forward at the beginning of XX/XX/XXXX, I called a newly promoted friend within XXXX XXXX to ask about this issue. After a few hours, they called back to confirm that Amsher held an account. However, they a ) couldn't understand why Amsher wouldn't give me the same information and b ) confirmed that it shouldn't have gone to collections in the first place. They confirmed that they were in contact with Amsher and their financial department to attempt to recover the account. I called Amsher to share the news and let them know what I knew. The first conversation and agent was pleasant and just asked that I inform them if I learned anything before they did. A day later, a highly aggressive guy called and told me that I'm going to pay and I can choose my method or be reported. I explained the same situation to which he said " I don't care. I don't know about XXXX XXXX so will you pay today with card or cash. '' I offered to three way in XXXX XXXX to confirm this and he continually talked over me, pretended like I didn't say anything, started harassing me to the point that I simply had to hang up.
That same day, XXXX XXXX informed me that I didn't need to go through Amsher and that things were worked out to an extent. They made allowances and we came to an agreement on the best path forward. I called Amsher to give them the update. Shortly after, as what I believe to be a retaliatory move, they listed the debt on my credit reports.
I have recordings of all of our conversations that highlight aggressive tactics, attempts at intimidation, inconsistent communication regarding when the legally obligated paperwork was supposedly sent, etc. They never crossed the line of threatening to sue or profane language, but just about every other topic that they could be reported for was experienced. It's my belief that based on their aggressiveness after XXXX XXXX said that they were working on the issue, they were indeed contacted by XXXX XXXX and attempted to ramp up their tactics to get me to pay before things were taken out of their hands.
|
| 12/31/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On the XXXX of XX/XX/2023, I sent XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, AL XXXX. Requesting them to provide me with documentation to validate any allege debt I may lawfully owe. I do not know said corporation nor have I ever done business with this corporation. AMSHER COLLECTION SERVICES is reporting Fraudulent, Mis-leading and Deceptive in an attempt to extort payment from the consumer after unlawfully obtaining consumer private information which I did not consent to. This is " Identity Theft '' 15U.S Code 1681a ( q ) ( 3 ). Without prior consent by the consumer under the protection within XXXX XXXX for Truth and Lending Act, ( TILA ), 15 U.S. Code 1692c ( b ) in actions of allege debt collections. I have identified with personal research for consumers accounting, recordings have several errors on the statements of accounts of the consumer file, pursuant to Fair Debt Collection Practices Act. ( FDCPA ) 805 Communication in connection with debt collection, this complaint states verified claims for damages that shall be reported as actual injury personal for claims to your XXXX XXXX XXXX XXXX. this is to inform you that I recently received a certified record of my credit report by the reporting company publishes with inaccurate harmful data on the consumer without verification by the consumer protection against known third party transfers, or assignments and buyer as Debt XXXX. Additionally, pursuant to ( 18 U.S. Code 1028 ) ; evidence was present upon reviewing the records as filed. As validation in the report, various items listed on the report are inaccurate thereby, caused negative results for consumer transaction without verification from the original creditor, as defined in FDCPA 809 ( 15 U.S. Code 1692g ) validation of debts. The accounts in question are listed below for the person identified as the legal name in commerce are deemed unlawful unless stipulated by the registered owner ( XXXX ) listed as indexed XXXX XXXX XXXX records. Send me all supporting communications, delivery personal courier only United States XXXX XXXX, mails including verified evidence for the published documents personal identification ( ID ) that you have listed in your files, notation as of this date permitting you used to verify the accuracy of the alleged consumer accounts listed below.
Accounts : AMSHER COLLECTION SERVICES In accordance with consumer laws ratified by Congress, Fair Credit Reporting Act ( FCRA ) 609, ( 15 U.S. Code 1681g ), provides that as the consumer, I have by this verification of the accuracy on the consumer 's file, demand that you disclose to me all the witness verifications for the filed documents deemed as consumers. The XXXX XXXX ( XXXX ), violations of personal identification, that you have recorded and retained in your data base. Moreover, at the time of this request concerning the consumer goods accounts that you are reporting in my credit report with the last XXXX of the social security number ( XXXX ).
You should not respond to my letter, for the legal entity, assumed name without stating that these deemed accounts are verified without substantial evidence from the consumer of its authentication and proof to the accuracy as published. Send me certified copies within the guidelines defined in ( FRCP XXXX, XXXX ) ; the production of the following consumer documents under penalty of perjury, that you have mail delivered by the consumer that is memorialized in your files that were used to verify the posted errors for the claims. If you do not have any documentation in your files to verify the accuracy of these disputed accounts, then please delete them immediately as required under FCRA 611 ( a ) ( 5 ) ( A ) ( i ) ( 15 U.S. Code 1681i ). By the data collectors publishing the inaccurate unverified personal data in consideration of any unauthorized false misleading symbols. Recognized the compliance codes including the stated items within FDCPA 801-818 ( 15 U.S. Code 1692-1692p ) on my credit report and distributing them to 3rd parties, you are damaging my reputation and credit worthiness. According to federal law, FCRA 611 ( 15 U.S. Code. 1681i ), all unverified accounts must be promptly deleted.
|
| 09/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Amsher Collection Services the collection agency for XXXX is charging me {$270.00} in error. I have paid my XXXX cell phone bill in full. In fact my final bill from XXXX for XX/XX/XXXX XX/XX/XXXX states XXXX owes me {$44.00} which I havent received yet. I called in to XXXX in XX/XX/XXXX because I havent received my final reimbursement check, which then I was told by the XXXX rep that I owe {$270.00} charge for a mobile device/signal booster that was never returned. I then informed rep that not only did I return device back in XXXX a week after it was sent to me because it didnt work properly. I also inform XXXX rep that back in XXXX I called XXXX customer service because I checked my statement and I was still getting charged for the mobile device/signal booster every month even though I returned it in XXXX.
The XXXX rep in XXXX did see that I did attempt to return device and that the device possibly was lost in transit. That rep immediately credited my acct I believe around {$72.00} for the monthly fees I was being charged and removed that mobile device/signal booster from my acct completely and informed me going forward I was no longer was being charged for said device. My monthly statements shows the device being removed. I did not have any issues with XXXX until I requested to close my XXXX acct in XX/XX/XXXX. Now after I close my acct this random {$270.00} charge appears in error. I informed the rep back in XX/XX/XXXX of the error, and she informed me I was correct and she would fix my acct and there wasnt anything further I have to do. Then I believe in XXXX I receive a call from Amsher Collections that my XXXX acct was now transferred to them and in collections. I was livid, I explained to Amsher collections that this is an error on XXXX behalf and please dispute charges. I received my XXXX statement in the mail from Amsher Collections which shows XXXX FINAL BILL Im owed {$44.00} credit then I also received {$270.00} bill from XX/XX/XXXX XX/XX/XXXX says I owe {$270.00} with no details of owed 2 pages were missing. I have since called XXXX over 20 times within XX/XX/XXXX until XX/XX/XXXX with multiple reps saying they would correct my acct and never fix it. One XXXX rep informed me Ashmer Collections would have to fix it. I have also sent copies of my final bill to XXXX XXXX supervisor XXXX on XX/XX/XXXX and never received a call back or any correspondents. Within the past month XX/XX/XXXX I have spoken to over 5 separate reps who promised to call me back and never did. I started writing down names the week of XX/XX/XXXX I spoke with XXXX, XXXX, and XXXX. XXXX a supervisor who promised to call me back who never did, I had to call in to speak with a supervisor on XX/XX/XXXX and XXXX XXXX supervisor finally called me back on XX/XX/XXXX to ask for additional proof which I informed her to please review the call back in XXXX which the rep clearly refunded me back money for said device and removed device completely from my acct. I also asked her to review my statements which shows the device being removed from my acct. I requested for all my XXXX statements from XXXX XXXX to show that XXXX removed device back in XXXX and I still havent received any of my requested statements. I now feel that XXXX AND Amsher Collections are intentionally avoiding my calls/hanging up and not assisting me. It shouldnt take 6 months to correct the error XXXX caused. My last call to XXXX customer service was on XX/XX/XXXX because XXXX a XXXX supervisor said she would call me back within 72 hours from XX/XX/XXXX and another week has passed without any follow up. I was on the phone with XXXX rep XXXX who was supposed to transfer me to her supervisor and the phone hung up after a 2 hour wait. No one at XXXX nor Ashmer collections has been helpful. This acct now being in collections has caused my credit score to drop over 70 points and is affecting me purchasing a property and my lending credit. All because of an error XXXX promised me they would correct every time I called in XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. Please hold these companies accountable for their bad practices. Thank you
|
| 06/17/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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My phone line was ported in early XX/XX/2020 from XXXX to the XXXX XXXX XXXX for the line with phone number XXXX XXXX. My account with XXXX was required to be in good-standing BEFORE XXXX allowed this number to be ported out. I was required to obtain a release PIN by contacting a XXXX representative over the phone in order to port out. In speaking with that representative I was asked why it was I was choosing to port and whether or not I was satisfied with the service I received from XXXX. I explained that I was porting my phone line, but that I was satisfied with my XXXX data plan for the tablet line. The representative gave me the required PIN and my phone line was ported. XXXX has continued to charge me for services rendered on a phone line that does not have a phone number attached to it. The phone line should have been terminated upon port. It should be understood that the date of the collection notice is XX/XX/2020, placing it within the period over which the Governor for my state has issued a " Stay At Home '' order restricting my right to travel within my state. The instructions of that order specific in that I am not to leave my home for reasons other than obtaining groceries or prescription medications. Consequentially, I have been unable to dispute any alleged collection notices in writing by mail during the COVID-19 crisis/epidemic. That is, outside of the CFPB I have no ability to exercise my Right of Notice and Opportunity to Be heard that I am afforded as a part of my rights of Due Process.
XXXX initially elicited the services of XXXX XXXX. XXXX XXXX address was listed with a mailing address in the XXXX of Massachusetts. I disputed around XX/XX/2020 with CFPB to the best of my abilities using the web portal. The corresponding complaint ID is XXXX and XXXX. The compliant corresponding to the original creditor to whom I allegedly owe the debt was forwarded to the FTC. I received no response from XXXX XXXX with regards to either my CFPB complaint or the verification and validation letter that was attached to that complaint. In that complaint I highlighted the fact that XXXX XXXX was in violation of the XXXX of MA 's emergency regulation that barred debt collection until the end of the COVID-19 state of emergency was over in MA. The specific regulation was 940 CMR 35.00.
XXXX has now employed the new services of AmSher Collection Services , Inc . The date of issuance of the communication of I received from AmSher was XX/XX/XXXX and was sent first class mail. I would not receive the letter until five ( 5 ) days after that date. However, under the stay-at-home orders issued by the Governor for the State of Michigan, I was not able to respond in writing by mail the rescission of Executive Order 2020-21, which barred all suspend activities that are not necessary to sustain or protect life on XX/XX/2020. To make clear, the State of Michigan, and its residents, continue to be under a state of emergency pursuant to Michigan Executive Order 2020-105, dated XX/XX/2020.
The fact is I do not owe the debt as alleged. XXXX has employed the services of now two ( 2 ) different collection agencies to try and compel to pay an amount that I do not owe, alleging that charges are due on a line that has no phone number attached after the phone number has been ported to anther carrier. Since XXXX, and other carriers, are phasing out contract plans, they are attempting to replace contract cancellations with charges for services when phone and data lines have been ported by continuing to keep such services active when the device can not be used without a phone number on their networks. That is, XXXX continued to keep devices provisioned with their network when there was no way for me to use a device on their network because the phone number associated with the device was ported to another carrier. In my particular case, I was required to speak with a representative in order to port the number and thus, I notified XXXX that I was porting out.
|
| 10/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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To Whom It May Concern, I am writing regarding my recent experience with XXXX XXXX XXXX. I was directed to send an email directly to you summarizing details of my current situation. Currently, I am being told by XXXX XXXX XXXX that I am responsible for {$420.00} from one year ago, that I have previously been told that I would not have to pay. I was told by both the representative working at the facility and the billing specialist that I spoke with on the phone that I would not be responsible for these charges. Here is a chronological summary of what occurred : On XX/XX/XXXX and XX/XX/XXXX, my son and myself were both tested for XXXX.
I explained to the representative working the front desk that my understanding was that I should not have to pay for the test according to the CARES act.
I was told by the representative on both occasions that as long as I did not see a doctor that I would not be charged for the test.
The representative explained that the test itself would be covered and the only reason I would get charged was if I saw the doctor.
I explained that I did not need to see the doctor, I just needed to confirm that we did/did not have XXXX, and that I would treat myself.
We received our tests and a month later received a bill from XXXX XXXX XXXX.
As soon as I received the bill, I called and spoke with someone in the billing department. She seemed to have an understanding of what was going on and said that she would take care of it and that I just needed to disregard the bill.
A month later I received another bill, so I called and spoke with the same lady from the billing department. She explained that the code for doctors visit was still included on the bill and it shouldnt be since I declined the doctors visit and that she would take care of it. She told me not to worry about it.
At that point ( XXXX XXXX timeframe ) I thought everything had been settled, as I stopped receiving any bills from XXXX XXXX XXXX XXXX
Fast forward to this week, XXXX of XXXX ( 9 months later ) I received two bills in the mail from XXXX XXXX XXXX, totaling {$420.00}.
I called to explain the situation to the billing representative, who was a different representative than I previously spoke with. She was unwilling to help and basically implied that I was lying to her, and directed me to the manager of the location I visited.
On a three way call with the manager of the location, the manager admitted to the billing representative that the office was under new management and she could not confirm/deny that thats what I was told previously but there was nothing she could do about it.
After spending hours on the phone trying to get this resolved, I was basically told that I would have to pay both of these bills, totaling over {$400.00}.
I have a perfect credit score and have always been quick to pay any bills that I am responsible for paying, but do not believe that I should have to pay these. I specifically asked about my financial responsibility on the front end and was told that I would not have to pay anything. If I would have been told that it was going to be over {$400.00}, I would have chosen to go somewhere else, as I know there are other locations that do offer the test for free. The only reason I was even getting a test is because I was told by the XXXX and the government that if I had been exposed and was showing symptoms that I would need to be tested so that they could do their contact tracing. I feel as if I have been lied to, disrespected, and taken advantage of, and I would appreciate any help you can provide.
Also, after my recent conversation with XXXX XXXX XXXX, I attempted to contact their corporate office. I was unable to do so but I did find a bunch of reviews that seem to indicate that this is the normal way this company does business. Please see those reviews using the following link : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX - XXXX XXXX
|
| 04/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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On XXXX, I called XXXX to see what upgrade promotions my account was eligible for since I had been with them for 5 years and new I should be eligible for a new phone. I had both cellular service and home internet with XXXX and up until XXXX, I had been happy with their high level of customer service and ability to handle any issues. However on XXXX, I spoke to a number of ill-advised individuals that told me my account was eligible for nothing. I spoke with a representative named XXXX in XXXX, that was very rude and unknowledgeable, he did not seem to know what the Retention department was or that it even existed so I removed my account from Auto-pay and advised I would be switching carriers. In the 5 years, I had never been late on a bill and due to the XXXX billing system, services were paid for a month in advance. On XXXX, XXXX ported my number out from XXXX and switched to another XXXX. Since I cancelled prior to the next bill date, it should have resulted in a prorated amount at least for the cell phone line. On XXXX, I called XXXX XXXX XXXX to inquire what would happen to the Internet line since I had ported my number out. I spoke to several individuals on that day : XXXX and XXXX, who demanded I pay XXXX or they would cancel my XXXX XXXX line. Although he did admit the billing needed to catch up and that a prorated amount should apply. I was not able to see the billing at this time and the only information I received from XXXX XXXX were threats. Then I spoke to a supposed XXXX named XXXX in XXXX. XXXX would not provide any credit on my account but stated the bill would get updated on XXXX. Since they were so rude and unprofessional, I told them to cancel the XXXX XXXX at the end of the billing cycle on XXXX. I had XXXX in XXXX XXXX send me a return label for the internet equipment via email. I did return the equipment and did receive a confirmation email from XXXX they received it. I was expect the prorated amount refunded back to me in the form of a check however instead I received a debt collection letter from some company in California demanding {$160.00}. This was even before XXXX sent me a final statement. Since then XXXX has XXXX sent me invoices demanding {$130.00}. For what, I do not know. I also started receiving collection calls from a AmSher Collection Services in Alabama, demanding {$160.00}. This happened around the same time I received another statement from XXXX asking for XXXX. So on XX/XX/XXXX, I called XXXX and spoke to XXXX, who acknowledged XXXX owed me money but would not say how much and then a supervisor named XXXX, who stated XXXX was showing {$160.00} due, that my account was locked and they could not assist me. So then the called AmSher Collections and first spoke to a XXXX, who refused to identify the name of the company and disconnected the call. I then called back and spoke with a female who at least provided the name of the company. I advised her to remove my number from their list and not to contact me again. I do not know why XXXX XXXX ended up in the toilet however I will not put up with being treated like garbage from an organization that I pay. I thin XXXX is also responsible for a security breach of my personal information in XX/XX/XXXX that has cause me additional issues. My information was leaked on the dark web, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. The XX/XX/XXXX leak was not reported to me by XXXX however I know a large breach happened on their end that affected a lot of customers. I will not be paying this " debt '' as the only debt is what they owe me. Now my personal information was given to other entities and I do not appreciate it. It should be noted that since XXXX sent my account to a debt collection agency then they should not be sending me any invoices or any additional attempts to pay them directly. Either way, they are not getting paid and I would like to be refunded as I am due.
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| 12/28/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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XX/XX/2019 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX To Whom It May Concern ; On XX/XX/2019, XXXX XXXX XXXX , XXXX. Stockholders XXXX XXXX XXXX XXXX XXXX XXXX XXXX took to the XXXX XXXX store XXXX regarding the encounter of 2 male individuals selling XXXX XXXX service and free phone. At the XXXX XXXX, we were assisted by XXXX XXXX XXXX, XXXX XXXX XXXX expressed the encounter of the XXXX XXXX sales persons to XXXX. XXXX had informed us that XXXX XXXX does not send individuals out as a 3rd party to sell XXXX XXXX products. XXXX indicated that XXXX XXXX only provide services through the store locations only. To our dismay, these individuals are not with the stores providing current products, network services and easy transitions.
As business owners, we were misrepresented ; in conducting our business in territories without network coverage XXXX XXXX service, easy transitions from XXXX XXXX prior provider to XXXX XXXX and faulty outdated phone. We are extremely dissatisfied and misrepresented that we asked to have all the sales revoked. XXXX XXXX then called customer service to express the misrepresentation of XXXX XXXX transaction charges and the return of the phone. XXXX then told us to check back in a month to assure the transaction is taken care of or credited.
In XX/XX/2019, XXXX XXXX received a statement and I, XXXX XXXX XXXX took the statement to the XXXX XXXX store XXXX and XXXX was not present and was told to return at a later time.
On XX/XX/2019, I XXXX XXXX XXXX went into the XXXX XXXX Store XXXX and spoke again with XXXX and XXXX had placed an online notice of fraud for the charges on XXXX XXXX XXXX , XXXX XXXX XXXX account.
On XX/XX/2019, I, XXXX XXXX XXXX checked with store XXXX and XXXX was no longer handling our account, I was referred to XXXX XXXX, the Manager. XXXX was updated about our situation and checked the with the XXXX XXXX system to see if the matter was resolved, and it was not! XXXX XXXX said they would contact me and never contact us.
On XX/XX/2019, again checking with XXXX XXXX store XXXX, XXXX XXXX, checked the system again and indicated the matter was still not resolved. He would contact me again and again, XXXX or the XXXX XXXX did not contact us.
On XX/XX/2019, XXXX received a statement, I XXXX XXXX XXXX called Customer Service and spoke with XXXX. XXXX checked the system and reviewed the notes from XXXX XXXX, Manager of XXXX XXXX XXXX Store had placed with the case number and fraud number. XXXX said she would process the account forward.
On XX/XX/2019, I received a collection notice. I, XXXX XXXX XXXX, placed a call to XXXX XXXX customer service to check on the updates of my case but was on hold for 30 minutes with no one coming to the phone.
On XX/XX/2019, XXXX XXXX from XXXX XXXX XXXX, left a message on our message machine. XXXX XXXX said to give her a call back along with the phone number. I, XXXX XXXX XXXX returned the call that same day and the call goes straight to music with no recorded greeting and no one answered. I, XXXX XXXX XXXX then placed a call to XXXX XXXX customer service and spoke with XXXX. XXXX checked the system and indicated that the fraud department has received the case and our account has been forward to collections.
I then call XXXX with XXXX XXXX and XXXX suggested that XXXX XXXX XXXX , XXXX should notify the Consumer Financial Bureau and issue a report.
XXXX XXXX XXXX , XXXX was misrepresented and was not a member of the XXXX XXXX stores and XXXX immediately returned in person to XXXX XXXX store XXXX to return the product and cancel the service per the policy that was presented by these individuals to cancel and the return of the phone or to keep the phone if we cancel.
XXXX XXXX XXXX , XXXX would appreciate the professional service to resolving this matter with integrity.
Sincerely, XXXX XXXX XXXX XXXX.
XXXX XXXX XXXX XXXX, XXXX.
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| 08/17/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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To Whom It May Concern:This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau{s}, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 {b} that your claim is disputed and validation is requested.This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.Please provide me with the following:• What the money you say I owe is for:• Explain and show me how you calculated what you say I owe:• Provide me with copies of any papers that show I agreed to pay what you say I owe:• Provide a verification or copy of any judgment if applicable:• Identify the original creditor:• Prove the Statute of Limitations has not expired on this account:• Show me the you are licensed to collect in my state:• Provide me with your license numbers and Registered Agent or Agent of Service:At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau’s {XXXX XXXX or XXXX} this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following:• Violation of the Fair Credit Reporting Act• Violation of the Fair Debt Collection Practices Act• Defamation of CharacterIf your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion {to any/all of the 3 major credit reporting bureaus: XXXX XXXX and XXXX} request shall be sent to me immediately.I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.Best Regards,XXXX XXXXAccount Name AMSHER COLLECTION SVCSAccount # XXXXOriginal Creditor XXXX XXXXCompany Sold -Account Type COLLECTIONDate Opened XX/XX/XXXXAccount Status! ClosedPayment Status Seriously past due date / assigned to attorney, collectionagency, or credit grantor's internal collection departmentStatus Updated XX/XX/XXXXBalance $XXXXBalanceUpdatedXX/XX/XXXXOriginal Balance $XXXX
|
| 02/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
Servicemember |
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On XXXX/XXXX/XXXX, I ordered a rose gold colored IPhone from XXXX through their web tele sales department. I signed up for a financial product termed " payment plan '' to pay the phone over time and was to be charged {$50.00} for taxes. The XXXX new account was XXXX. XXXX shipped the wrong phone ( my order was recorded ). I called and was told that the rose gold was a popular color and would not be available until 6 weeks. I told them I would sent back the phone because I did not want a phone that I did n't order. They attempted to force me to the sale but I shipped the phone in their remorse policy return UPS package.
On XXXX/XXXX/XXXX, XXXX received the phone back as evidenced by XXXX tracking number XXXX.
On approximately XXXX/XXXX/XXXX, at approximately XXXX, I called XXXX ( possibly spoke with XXXX ) to complain for receiving a usage bill from XX/XX/XXXX through XX/XX/XXXX for {$95.00} though I did not have a phone and cancelled during the remorse period. The agent said the rose gold was in and that she would get me an even better deal if I signed on again with XXXX. She emailed a contract for an entirely DIFFERENT financial product. Instead of a payment plan, XXXX attempted to trap me into a " lease '' which effectively termed me into a contract I could not get out of. I did not sign the document. Instead, I called XXXX at XXXX the same night and spoke with XXXX in buyer 's remorse department as well as XXXX in customer service. I complained about the bait and switch with the second attempt to contract me with no phone and complained about the {$95.00} charge for a period when I did not have a phone. XXXX said she took care of the refund for the {$95.00}.
On XXXX/XXXX/XXXX, 13 days after I returned the phone and cancelled the service, XXXX aggressively and without my consent withdrew {$51.00} out of my personal bank account for a phone that had been returned and was never active. On XXXX/XXXX/XXXX, I called XXXX to complain. I spoke with XXXX in retail support who confirmed that XXXX received the returned phone on XXXX/XXXX/XXXX. I asked to transfer to a supervisor. I spoke with XXXX at retail support who transferred me once again to XXXX sales who XXXX said handled all refunds. I was told that I would have the tax money for the phone I did not have and the charges for the use of phone which I never used returned. The taxes were returned on XXXX/XXXX/XXXX.
On XXXX/XXXX/XXXX after receiving another random bill for {$68.00}, I spoke with XXXX in customer service. I told her that I received the letter acknowledging that I cancelled service with XXXX but they are still billing me. She said the adjustment was set up to come off tomorrow on XXXX/XXXX/XXXX.
On XXXX XXXX, XXXX, instead of receiving a " paid in full '', XXXX began harassing me with collection of past due notices. This time, the " random '' amount that I was billed increased by XXXX percent to a balance of {$690.00}.
On XXXX XXXX, XXXX, I received another bill in the amount of {$690.00}.
Although all XXXX representatives, and I 've only named the ones I have written down, agreed that I had returned the phone and was released from contract and the tax money was returned to me, XXXX continues to harass me by sending debt collection bills and recently have amplified their threats through a debt collection agency.
On XXXX XXXX, XXXX, AMSHER Receivables Mgmt called me while at my place of business indicating that they were debt collectors. I do not owe any debts and have not received correspondence from AMSHER. I asked them not to call me at work. Through Internet, I learned that AMSHER is a debt collection entity associated with XXXX. AMSHER continued harassing phone calls from the same number on XXXX XXXX, XXXX at XXXX while I was working. Once again, AMSHER rang my phone at XXXX, the same day, while I was working. At XXXX
|
| 05/14/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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Worst experience ever. I discontinued my XXXX business account almost 2 years ago. Never received a bill, a call, or any correspondence from XXXX and I currently have XXXX cell service. We moved and changed addresses in XXXX and still never received a bill or collection letter. My husband and I began the home buying process in XXXX and were told that I had an Amsher collection for XXXX sitting on my credit for {$160.00}. I was totally confused about the lack of communication from Amsher before placing it on my credit. On XX/XX/XXXX, I called the XXXX phone number on my credit report to be told that my account was with a law office and that I had to resolve the matter there before Amsher would speak to me about credit reporting. I called the law office, resolved the account with a Mastercard, and they told me it would take 3 business days before Amsher had the account to speak with me about the credit reporting because the law office could not do anything but take a payment and send me a debt resolution letter. I called Amsher back to inquire how the credit reporting would look once they got the account back and was rudely told that they would update it as " settled '' instead of " paid '' or delete it all together. I waited until the 5th business day, XXXX, to call Amsher to inquire about the credit reporting and was told a rep named XXXX to call the law office because my account was " closed ''. I called the law office and inquired about the situation and they said that they'd already notified Amsher of my account status and to call them back to inquire about credit reporting because the law office DID NOT have anything to do with the credit reporting. I called Amsher back and spoke with XXXX again who told me to again call the law office and speak with a Mr. XXXX because the account was closed and she didn't have any additional information. I called the law office AGAIN, and the rep XXXX said that the law office DOES NOT have anything to do with the credit reporting and that Amsher would have to be the one to update or remove the collection because they put it on. She told me to speak with a manager. By this time, I was frustrated and confused with the runaround. I called Amsher back and spoke with a XXXX who tried to send me back to the law office, but I told her that I'd just got off the phone with them and that the law office was strongly suggestive that I speak with a manager because they don't do anything about credit. XXXX put me on hold and then came back to say that I had to call the law office. When I told her again that I'd just spoken to the law office, a very rude manager, XXXX, got on the phone and rudely explained about their contract with the law office and that the law office would provide me with everything that I needed, including the credit reporting. I tried to get a word in but he interrupted me and then rudely hung up. I called Amsher back to speak with another manager over XXXX, and I could hear people in the background laughing and the rep became extremely rude when I asked to speak to a manager over XXXX. She stated that I'd already been spoken to and since I didn't want to speak with them before, she wasn't going to speak with me now and hung up. I ended up calling the law office who stated to complain higher and report Amsher 's refusal to assist to the credit bureau 's. Frustrated, I called XXXX who tried to help by calling Amsher. The rep at Amsher lied to the XXXX rep and said they have to send the law office a notification and wait for the law office which usually takes 5 days. The XXXX rep tried to ask more questions, was cut off, and told that I would have to call back on Friday to see if the law office was done. This has been the worst experience and the collection is still sitting on all 3 credit reports!
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| 12/29/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Be advised that I hereby dispute the validity of the alleged debt listed above entirely. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX illegally collected the above-listed alleged debt and took payment on a debt that I do not owe, EXTORTION and theft by deception. Defamation of character and Slander of my name. Fraud and GROSS MISREPRESENTATION. No consideration, False advertising such as advertising " loans '' based on the customer 's own credit. I have an absolute right to rescind a signature from any contract or agreement that was not fully disclosed to me. Such a contract or agreement is null and void, as if it never existed at all, and all to return to the lawful owner plus reasonable money and interest. I am not obligated by any contract or agreement obtained under conditions of fraud, deceit, or non-disclosure. Reporting Late payment and Utilization is illegal! Amsher collection XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX have XXXX calendar days to update my late fees and reporting balance or balance utilization to 5 % or below and or delete all reporting balance Utilization and late fees from the below account/s or I demand account DELETED Wherefore there can be no payment of debt. Only discharge of debt, acceptance and return for discharge. 1692K Civil liability. Civil liability for willful noncompliance. 15 U.S.C. 1681o - U.S. Code - Unannotated Title 15. Commerce and Trade 1681o. Civil liability for negligent noncompliance. 15 U.S. Code 1640 - Civil liability with respect to any failure to make disclosures. 15 U.S.C. 1611 - Criminal liability for willful and knowing violation. I agree to pay any financial obligation which I might lawfully owe, on the condition that you provide : 1. Validation of the debt- that is, the actual accounting per GAAP .
2. Verification of your claim against me. A signed invoice or sworn affidavit.
XXXX. A copy of the contract binding both parties Amsher collection XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
1. I need full Disclosure. I was not told that I was actually creating the credit.
2. Equal Consideration brought nothing of value to the table and had nothing to lose. Amsher collection XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Law terms and conditions were based on fraud!
4. The wet ink signature of both parties.
Amsher collection XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX actual damages, Defamation of character, consumer rights violations, multiple violations of Federal Debt Collection Practices Act ( FDC PA ), Fair Credit Reporting Act ( FCRA ), fraud, aggravated identity theft, Identity theft, extortion, theft by deception, Securities and Exchange Commission ( SEC ), Generally Accepted Accounting Principles ( GAAP ) fraud, Conspiracy and Racketeering of {>= $1,000,000}.
Within 10 calendar days after receipt of a notice, shall return any m Amsher collection XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX money that has been given to anyone in connection with this transaction and shall take any action necessary to reflect the termination of the security interest. XXXX XXXX will further pursue all of my legal remedies without further notice. This letter serves as evidence that XXXX XXXX has attempted to resolve this matter formally before filing a court case. I will demand discovery and trial by jury. Failure to properly respond will be followed up with our FTCXXXX XXXX and Attorney General complaint, fee schedule and lawsuit. Fraud vitiates the most solemn contracts, documents and even judgments [ U.S. vs. XXXX, 98 us 61, at pg.65 ]. It would be unjust to allow one who made false representations to retain the fruits of a bargain induced by such representations. XXXX XXXX XXXX, 43 Wis 2d 166.
|
| 11/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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This letter is regarding Amsher Collection Services Reference Number : XXXX, which you claim I owe {$480.00}. This is my formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay Amsher Collection Services. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute validation or verification.
PLEASE NOTE : I ALSO HAVE 2 POLICE REPORTS ON FILE WITH ALL 3 CREDIT BREAUS SHOWNG MY IDENTITY WAS STOLEN BOTH IN XXXX AND IN XXXX WHEN MY PURSE WAS STOLEN. SO THIS XXXX ACCOUNT IS FRAUDULENT!!! Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX, and XXXX ) from your company or any company that you represent, for a debt that I dont owe to your company, is in violation of the FCRA & FDCPA. Pending the outcome of my investigation, of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt with ALL of the requested information may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation for : Defamation Negligent Enablement of Identity Fraud Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : this notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : 1. Agreement with your client that grants you the authority to collect on this alleged debt. 2. Agreement that bears my signature of the alleged debtor wherein he/she agreed to pay the creditor. 3. Any insurance claims that have been made by any creditor regarding this account. 4. Name and address of alleged creditor. 5. Name on file of alleged debtor. 6. Alleged account number. 7. Amount of alleged debt. 8. Date this alleged debt became payable. 9. Date of original charge off or delinquency. 10. Verification that this debt was assigned or sold to collector. 11. Complete accounting of alleged debt. 12. Commissions for debt collector of collection efforts that is successful. Please provide the name and address of the bonding agent for Amsher Collection Services in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive all of the requested information back from Amsher Collection Services.
P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : Best Regards, XXXX XXXX XXXX : Consumer Financial Protection Bureau Cc : Texas Attorney Generals Office Cc : XXXX XXXX XXXX
|
| 01/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
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When I pulled my credit on XX/XX/22 I noticed that AMSHER COLLECTION SE was on all 3 bureaus ( XXXX, XXXX XXXX XXXX ). I immediately filled out an identity theft form and sent them to the bureaus. XXXX and XXXX deleted it BUT XXXX still has it listed, every time I call they tell me its still under investigation. I did not give the company AMSHER COLLECTION SE nor any of the 3 bureaus XXXX, XXXX XXXX XXXX permission to share my information or publish my credit file.
Per 15 U.S. Code 6801 - Protection of nonpublic personal information- ( a ) Privacy obligation policy It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information.
( b ) Financial institutions safeguards In furtherance of the policy in subsection ( a ), each agency or authority described in section 6805 ( a ) of this title, other than the Bureau of Consumer Financial Protection, shall establish appropriate standards for the financial institutions subject to their jurisdiction relating to administrative, technical, and physical safeguards ( 1 ) to insure the security and confidentiality of customer records and information ; ( 2 ) to protect against any anticipated threats or hazards to the security or integrity of such records ; and ( 3 ) to protect against unauthorized access to or use of such records or information which could result in substantial harm or inconvenience to any customer.
15 U.S. Code 1681b - Permissible purposes of consumer reports 4 ) In response to a request by the head of a State or local child support enforcement agency ( or a State or local government official authorized by the head of such an agency ), if the person making the request certifies to the consumer reporting agency that ( A ) the consumer report is needed for the purpose of establishing an individuals capacity to make child support payments, determining the appropriate level of such payments, or enforcing a child support order, award, agreement, or judgment ; ( B ) the parentage of the consumer for the child to which the obligation relates has been established or acknowledged by the consumer in accordance with State laws under which the obligation arises ( if required by those laws ) ; and ( C ) the consumer report will be kept confidential, will be used solely for a purpose described in subparagraph ( A ), and will not be used in connection with any other civil, administrative, or criminal proceeding, or for any other purpose.
XXXX is obligated by the FCRA to report accurate accounting, I the consumer has advised that the account is fraud, said Company had 4 days according to LAW to remove the account in question. FTC fraud report was filled on behalf of consumer, consumer is now requesting XXXX has 15 days to provide me with the name of the spoken to, documentation used, signed application with consumer wet ink signature. This Consumer is NOT asking for e-oscar report. If XXXX does not have documentation to show these were in fact authorized it must be removed ASAP. Said company is liable under the SEC to follow certain rules. XXXX communication file number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I will be filing form 211 treasury OMB forms to audit CONSUMERS account.
XXXX is securitizing CONSUMERS data yet refused to provide CONSUMER a copy of their CONSUMER FILE NOT CONSUMER REPORT.
|
| 04/05/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
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I filed a complaint against XXXX for billing issues with reference number XXXX. The complete explanation form with the FTC was very very small & could not possibly contain the explanation of my billing problem with XXXX. I was only able to list my complaints against XXXX billing & service up until the XX/XX/2016. I was not able to tell the FTC in the online Complaint Form about visiting the store three times at XXXX XXXX in my attempts to straighten out my bill, showing the representatives at the store my bank account online so they could see my payments were made each month extending back more than a year with an extra few dollars each month to make sure the odd pennies were covered. Also, that the only reason I stayed with XXXX was out of my gratitude for them supposedly saving my contacts from my phone, but as it turned out, they lied & did not ever send me my saved contacts. Saving your contacts automatically was a XXXX service that they discontinued, even though their tech support told me & the store Representatives that they had saved my contacts & that the contacts could still be obtained by calling tech support. After being a customer of XXXX for more than 3 years they finally admitted that they had sold their cell phone tower in XXXX XXXX & that is why XXXX cell phone reception is so low in XXXX XXXX & I could not get reliable cell phone reception even in my house in XXXX XXXX, even with the cell phone signal booster they supplied me for free at the XXXX store.The store Representatives agreed that I was paid in full & completely caught up as far as they could see, in XX/XX/XXXX, XX/XX/XXXX, & XX/XX/XXXX, but that they could not understand why I continued to receive extra charges on my bill. I threatened to quit XXXX because they could not get my bill straight for almost a year & did not remove the charges that they said they were going to remove. The store told me the same story about how they could not remove all the erroneous charges at once, & it would take a couple bills to correct the charges. I gave them one more chance in XX/XX/2016 to correct my bill, showing the store Representatives on my tablet, my online bank account with my XXXX XXXX records showing my payments to XXXX were all made & on time over the past 13 months. The store representatives, being familiar with my repeated issues with my bill, told me that they would escalate an investigation of the problems with my bill through XXXX corporate accounting & the investigation would review my bills for my entire service with XXXX, to find out what these extra charges were for & why they were still on my bill. I received a written notice from the XXXX investigation that said the extra {$230.00} " was on my bill '' with no explanation of what the money 's were for, where the charges came from, or how I could have that extra charge on my bill, when I was at the XXXX store three times within 6 months, to make sure that my bill was completely up-to-date. I received another bill in print where they wanted an extra {$230.00} for accrued charges. After receiving this bill I called into XXXX accounts billing & spoke with XXXX on XX/XX/2016, about my bill & he insisted I pay the extra money without explanation. I told XXXX that I was in the XXXX store & showed my online banking records to the store Representatives which went back more than 13 months showing that I paid my bill each month plus a few extra dollars & he did n't care. I told XXXX at that time that I was quitting XXXX, would payoff all my equipment, return the cell phone signal booster, & be done with them, & that I could change to XXXX cell phone service to avoid all these billing problems. I did not like that I was sacrificing the interest I paid in advance for the coming year for the equipment I pur-..
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| 06/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Report provided to employer without your written authorization
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Web |
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I contacted the customer service department due to my essential service interrupted, after i have sent in a billing dispute in XXXX of 2021 to the obligor, I ask why is my service turn off the agent told me because I had miss my payment and my account is now on suspension for 68 days. I explain that is incorrect because I had already tender payment and pursuant to 3-603. TENDER OF PAYMENT. ( b ) and 3-604. DISCHARGE BY CANCELLATION OR RENUNCIATION. the debt is discharged. I submitted tender payment, UCC 3-603 TENDER OF PAYMENT and endorse the coupon that was attached to the statement that was sent through Interstate and Foreign Commerce in violation of OCGA 16-9-52 and OCGA 16-9-93.1 in the mail. I also told them that once my data elements are captured that instrument is consideration. 3-419. INSTRUMENTS SIGNED FOR ACCOMMODATION. The agent tells me they cant find it and without my knowledge the agent acted on my behalf to issue a missing payment. When the payment is not missing. I explain to the agent that I sent a billing dispute in XXXX of 2021 and no one responded or sent any notification to me. Once the 30 days has passed and the CEO have not responded to me, silence is acquiescence under law, and based of the policy that XXXX has under Arbitration once a billing dispute is sent the end user should not be billed or service to be interrupted till their is resolution furthermore, I am not authorized to use Federal Reserve Notes pursuant to Title 18 U.S C 8. I have told the agent they are in violation of Federal law and in breach of contract with the government in violation of the Public Utility Regulatory Policies Act of 1978/92 STAT. 3134 PUBLIC LAW 95-617, section 115g ( 2 ) ( A ). Not only did the agent ignore the law and the billing dispute they also sent me threatening texts messages, extorting me and threatening me that if I dont pay in a certain time frame my service will be turned off and I will be without service till I pay with FRNs or debt card. The agent named XXXX who was acting as manger said to me that I have to pay the bill to get my service back on. Furthermore, they are in violation of 18 USC 914 by forcing obligations and impersonating congress pursuant to 18 USC 912. Whereas XXXX has not produced the contract pursuant to 31 USC 3718 to collect 18 USC 8 obligation or security of the United States XXXX XXXX XXXX XXXX XXXX is sending threats though Postal mail and has divulge my my account to Two Nonaffiliated Parties WITHOUT MY EXPRESS WRITTEN CONSET OR MY KNOWLEDGE. To collect a debt I dont owe PURSUANT TO 18 USC 8 and HJR 192 -Public Law 73-10 I cant owe or have debt. XXXX has violated 15USC 1692c- Communication in connection with debt collection. I already tender payment and give my assign SSN on the application that DID NOT HAVE AN OMB # ON IT. had me fill out a form without a OMB number on Its paper pursuing to the Paperwork Reduction Act ; we are not obligated to submit a personal information on any form that does not display a valid 0MB control number. I was told that I have to sign the application that XXXX issued to get the phone instead of the SSA 89 form with an OMB # on it. The agent restrain me from getting the phone if I did not sign and put my data elements on the form issued from XXXX XXXX XXXX XXXX XXXX I have been without service since XXXX and this has been emotionally draining to me and to not have something that I have already paid for with SSN and to be violated multiply times is unacceptable. I have sent in more then enough Endorse coupons to tender payment and a 1099a and still have not gotten my service on. XXXX has breach our agreement twice now by sending my account with my private data on it to two Nonaffiliated Parties and also violated the privacy act.
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| 05/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
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HELLO, MY ISSUE PERTAINS TO XXXX XXXX XXXX XXXX AND AMS XXXX XXXX XXXX XXXX XXXX XXXX,,, I HAVE RECEIVED A TOTAL OF 12 MISSED CALLS FROM AMS XXXX XXXX XXXX XXXX XXXX XXXX SINCE XX/XX/XXXX TODAY IS XX/XX/XXXX A TOTAL OF 6 DAYS ALL FROM THE SAME # XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX I FINALLY ANSWERED TODAY AND SPOKE WITH A FEMALE AGENT AT XXXX XXXX AND WAS ADVISED THAT I AM BEING REACHED IN AN ATTEMPT TO COLLECT A DEBT FROM XXXX XXXX FOR THE AMOUNT OF {$190.00} AND THAT MY BILL HAS BEEN CHARGED OFF AND FORWARDED TO THE CREDIT BUREAUS AND I MUST POST DATE A PAYMENT TO HOLD COLLECTION EFFORTS ON MY ACCOUNT, THIS IMMEDIATELY SEEMS OFF SO I REACH OUT TO XXXX WHEN I AM ADVISED THAT MY ACCOUNTS ARE NOT DELINQUENT ENOUGH TO THE POINT WHERE THEY SHOULD BE CHARGED OFF, AT THAT POINT I AM TRANSFERED OVER TO A SUPERVISOR PER MY REQUEST AND I AM ADVISED THAT THE ACCOUNT THAT HAS BEEN FORWARDED TO THE XXXX LAW WAS FOR AN ACCOUNT THAT XXXX INCORRECTLY OPENED UNDER MY NAME UNDER A DIFFERENT SERVICE ADDRESS,,, THIS ACCOUNT WAS OPENED ON XX/XX/XXXX AND I REACHED OUT TO CHARTER ON XX/XX/XXXX TO ADVISE THEM OF THE CHARGE I SAW ON MY ACTUAL ACCOUNT AND I WAS ASSURED THAT THIS WOULD BE REMOVED IMMEDIATELY, I THEN REQUESTED TO BE TRANSFERRED TO A MANAGER. I WAS TRANSFERRED TO XXXX AND SHE INFORMED ME THAT THE ACCOUNT WAS STILL OPEN BECAUSE THE COMPANY IS ATTEMPTING TO LOCATED AND BILL LOST EQUIPMENT? HOW IS THAT MY FAULT WHEN I SPECIFICALLY ADVISED THEM THAT THIS WAS NOT MY CORRECT ADDRESS. XXXX THEN CONFIRMED THAT MY ACCOUNT SHOULD NOT HAD BEEN CHARGED OFF AND THEY JUST FORWARDED MY FILE TO XXXX LAW ON XX/XX/XXXX. SHE THEN CLAIMED CHARTER FILES NO REPORTING TO THE CREDIT BUREAU 'S. I CONTACTED AMS LAW AND SPOKE TO SUPERVISOR XXXX XXXX ... HE INFORMED ME THAT THE ORIGINAL AGENT I SPOKE TO THIS MORNING WAS XXXX XXXX AND ALL CALLS HAVE BEEN MADE MANUALLY NOT VIA A DIALER SYSTEM AND THEY DO IN FACT HAVE RECORDS OF CALLS MADE TO ME BUT CAN NOT PROVIDE IT. I ASKED XXXX IF MY LOAN HAS BEEN FILED AS A CHARGE OFF AND HE CONFIRMED IT HAS NOT ... WHEN ASKED WHY XXXX TOLD ME ON A RECORDED LINE THAT IT HAS HE STATED THAT HE IS NOT SURE AND HE SAYS THEY HAVE ONLY HAD MY FILE IN THE OFFICE FOR 7 DAYS? AT THAT POINT I REQUESTED XXXX TO SEND ME ALL PERSONAL INFORMATION COLLECTED OF MYSELF AND HE PROVIDED ME A COMPLIANCE AGENTS EMAIL I CAN FORWARD MY REQUEST TO.
I REACHED BACK OUT TO XXXX AT XXXX AND SHE ALLEGED MY " CHARGED OFF '' AMOUNT WAS ONLY {$74.00},, I PROVIDED AMOUNT THAT AMS WAS ATTEMPTING TO BILL AND SHE SAID SHE IS NOT SURE WHY I WAS PROVIDED A PAST DUE AMOUNT OF {$190.00}. SHE ALSO ALLEGED THAT THEY DO NOT SEND ACCOUNTS TO COLLECTION COMPANYS UNTIL 90 DAYS PAST DUE. PLEASE NOTE THIS IS AN ALLEGED BILL FROM XX/XX/XXXX THAT I " OWED ''. SHE THEN STATED MTY ACCOUNT WAS FORWARDED EARLY BECAUSE OF MY LACK OF RESPONSE TO CALLS, WHY WOULD I ANSWER WHEN I WAS CLEARLY NOT UNDER THE IMPRESSION I WAS PAST DUE FOR ANYTHING WITH XXXX?
MY MAIN ISSUE IS THE FACT THAT I WAS CALLED SO MANY TIMES BY AMS, I SHOULD HAVE ONLY BE CONTACTED AT MAXIMUM 7 TIMES WITHIN A WEEK AND I WAS CONTACTED 12 TIMES WITHIN 6 DAYS. AND I WAS ALSO PROVIDED FALSIFIED INFORMATION BY XXXX XXXX IN AN ASSERTIVE WAY TO COLLECT A DEBT. THESE ARE IN NO WAY PROPER WAYS TO COLLECT UNDER FDCPA GUIDELINES AND I HAVE NOT BEEN PROVIDED ANY OFFER TO CONSOLE ISSUES I WAS SIMPLY ADVISED THAT MY FILE HAS BEEN REMOVED FROM THERE FILE ... I ALSO HAVE READ RESPONSES FROM AMS ON XXXX WEBSITE ALLEGING THEY DON'T REPORT TO CREDIT BUREAUS, THEN WHY WAS I TOLD THAT IN AN ATTEMPT TO COLLECT A DEBT?!
|
| 11/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Servicemember |
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Request for VALIDATION, NOT Verification XXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX XXXX XXXX NY XXXX AMSHER COLLECTION SERV XXXX XXXX XXXX XXXX XXXX, AL XXXX ( XXXX ) XXXX Re : Acct # XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Best Regards, XXXX XXXX XXXX
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| 10/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Had two conversations via chat with XXXX/XXXX in late XXXX ( XXXX=XXXX ). Was recorded by them as per there website. I was told that I could put my account on vacation hold because I was leaving the usa and that the person I was chatting with told me she/he would do so. I had a credit balance of approx. {$79.00}. Before I left for overseas ( XX/XX/XXXX ) I checked to make sure my account was on hold and sure enough it was not. I have put a vacation hold on my account every year since being with them in the past and because of my experiences I thought I should double check. I contacted them again via chat and this time was assured that positively they would put my account on hold. After being gone for a few months I started receiving the threatening letters about turning me over to collection agencys, reporting me to the credit bureaus, collecting attorney fee 's, and agency fee 's. And some of these bills from them were ADDRESSED TO THE OFFICE OF THE PARK I LIVE IN CAUSING HUGE EMBARRASSMENT AND STRESS WITHIN MY PEERS!!! And I know they purposely did this because when we were in good standing they had no problem sending my monthly bills to my bill pay company, not to the office where I live! I also received a threatening letter telling me that I must return there equipment within a short time period or I would be charged this and that for everything possible. So consequently I contacted the person who looks after my place of residence while im gone and asked him to unhook their equipment and return it cause me more embarrassment! And then after several attempts to collect this bogus debt they did turn me over to not one, but two of their collection agency 's! Then they both started billing me ( even different amounts ) and have been relentless doing so since. I did respond to one of the collection agency 's and advised them of the situation via there response form, ( XX/XX/XXXX ). I told them about the chats, and that XXXX/XXXX actually owed me {$79.00} and if they wanted to know the truth they could look at the chats. And now looking closer I see that I paid them an additional {$100.00}. And so the debt collector advised me the following after I did replied to them " thank you for requesting verification of the debt you owe to XXXX/XXXX. Enclosed you will find documents verifying your debt. Statements provided have all credit and charges applied to the account. This documentation satisfies requirements of the applicable law ". If we may be of further assistance, call, bla bla bla..This is the reply I got and it has shocked me enough to do my best to stop their harassment and stress because it is a flat out blatant lie! Several lies in fact. # 1. I did not request verification of a debt I owed them. I told them they owed me and they clearly did not try and resolve the situation by looking at the chats. 2. They did not enclose all the documents that have all credit and charges applied and in fact there were new charges that are bogus. That being a {$100.00} early termination fee after I have been with them forever! The {$79.00} credit was not shown anywhere! I truly believe these debt collectors are taught that the consumers are guilty until proven innocent because I gave them the opportunity to clear the situation by supplying them the information as to why I DID NOT owe this bill! And then these people continue to lie and cause me even more stress! And im pretty aware that next I get letters from the debt collectors stating my credit will be affected right? And I already got those from XXXX/XXXX.And even more stressful is that I am about to purchase a house and my credit score will be affected by a BOGUS DEBT!!
|
| 11/04/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX AMSHER COLLECTION SERVL XXXX XXXX XXXX XXXX XXXX, ALXXXX ( XXXX ) XXXX XXXX : Account # XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a vAriginal creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX XXXX XXXX XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX XXXX XXXX XXXX } request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Best Regards, XXXX XXXX
|
| 02/08/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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I have been a XXXX customer for almost 7 years now. I currently have XXXX phone lines on my personal account and always have paid my phone bills on time. In XXXX 2016 I had purchased XXXX phones from XXXX, on XXXX of those phones I added a new phone line. The sales representative who was helping me out was new and made many mistakes while helping me with this transaction, the first XXXX being is that she accidentally opened up a new XXXX account instead of just adding the new phone line to my current account she opened up a new one and applied the fees to the new line that I was adding to the account she opened up with out my authorization. the second mistake she made is that she some how switched the serial numbers to the phones so when we made a phone call to one of the phones the XXXX rang instead and vise versa. This was critical because when she realized that she had opened up a new account instead of just using my current one she never took out the fees to the brand new I phone 6 plus that I had purchased. Instead what she did is she closed out the account and left the phone fees in there which was {$740.00}. After being there for several hours trying make sure everything was okay with both the phones i had purchased she had assured me everything was good to go and I should not have anything to worry about. 7 months later i get a call from a collections agency saying that I owe XXXX {$740.00} dollars. during the 7 moth period that I supposedly was not paying for my phone, I was under the impression that i was paying for XXXX the new phones i had purchased and the new line that was added to my account since my bill went up {$31.00} since i had made those transactions. Little did I know that XXXX of that phones that i had purchased was never getting paid for due to XXXX inability of making me aware of the situation until it was too late. Initially, when i first started investigating the situation I thought someone XXXX had committed fraud and had falsely used my information to buy these phones but after a more thorough investigation I realized XXXX was at fault for opening up a new account that I had never authorized to be opened up and left phone fees in there accidentally, that should have never been applied to a new account from the get go. Now, one can ask themselves? does n't XXXX have a process established to prevent a situation like this form happening? well yes they do, it turns out that after 30 days of non-payment on any phone line the phone/account should automatically stop working which if this would have been the case it would have notified me in enough time to prevent this major misunderstanding. However, remember how the sales representative accidentally switched the serial numbers to the phones that I bought on XXXX 2016 somehow XXXX system was not able to cancel my phone line due to the serial numbers being flipped flopped, which in my mind is the second major mistake that went wrong for all this to happen. Currently, I am in the process of buying a new home and due to XXXX inability to train there employees properly my credit score got hit with XXXX points since those fees have been in collections. I have been trying to resolve this issue with XXXX for several weeks now and twice they have told me i am responsible and they are not able to help me out. I am desperate at this point and need someone who can help me out with this situation. The collection agency who inaccurately has my debt is Amsher Collections XXXX XXXX XXXX XXXX XXXX, AL XXXX. XXXX Acct # XXXX
|
| 02/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/XXXX my apartment complex sent out an email stating they signed an agreement with XXXX XXXX for internet and TV services and to stay tuned as to when we could start signing up for service. On XX/XX/XXXX they sent out a follow-up email stating we would be able to contact XXXX and have services set up as of XX/XX/XXXX. I immediately called to have services set up, as we have all been unhappy with our existing service provider. I spoke with a representative and they set up my account. I opted to use the XXXX XXXX vs a cable box. They set my account up so I was paying for the XXXX XXXX monthly with my cable bill. On XX/XX/XXXX, I was not able to set up service and they said they would send out a technician. Then I received a call stating they were canceling the technician until they were able to send out the construction team to the site. Apparently they were not able to offer services with the existing wire. On XX/XX/XXXX we received an update from our leasing office that they would be installing additional infrastructure/wiring on the property. I waited. Then I received a bill for services. I called XXXX inquiring about the bill since my services were not active. They instructed me to disregard the bill and said they would notate my account. A couple of weeks later, I called back to inquire about my services and they didnt have an update yet. I received another bill and called in again. I was given the same information to disregard the bill and they would notate my account. This went on for a while as I waited for services that I never received. They eventually canceled my account. Unbeknownst to me, they sent my account to collections. Even though they have documented proof that I called inquiring about my account at least twice a month. I work from home and obviously need my internet services so this was quite disheartening. They sent my account to collections, never sent me a final bill. The collections company reported the invalid debt to my credit report, without ever making a call to me, nor sending a collections letter. I received the first collections letter this month of XX/XX/XXXX, after they already reported to my credit report. I know my rights and I failed to receive a dunning notice prior to collections efforts for an invalid debt. This action of invalid reporting dropped my credit score 34 points for an account that was in dispute with XXXX XXXX and neither company contacted me regarding the account. I made all of the calls out. Spectrum would not continue to bill me monthly for the XXXX XXXX which is what we agreed on. They now wanted me to pay for it in full since they could not offer the proper services. They would not allow me to send it back. The only reason I had the device was for their TV services which I do not have. Its now just sitting there. I called back to Spectrum and filled yet another complaint asking to have this removed from my credit report. Ticket # XXXX was filed in their system. On XX/XX/XXXX I then received a voicemail from Destiny, phone number ( XXXX ) XXXX and she gave me a different ticket number of # XXXX and asked that I give her a call. I have called several times, sometimes twice a day and she never answers the phone. I have left several voicemail messages and have yet to receive a call back. I am beyond frustrated and can not waste any more time with this. It is unfair how these corporations are able to ruin consumers when it is their fault.
|
| 11/21/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
Older American |
|
Hello, My name is XXXX XXXX XXXX, In XX/XX/XXXX, my body was XXXX. Paying my bills in a timely manner was not high on my priority list. So I got behind on many of my financial obligations.
My body and my mind were so XXXX. ( On XX/XX/XXXX I have a XXXX hearing, and at that time my case will be settled -- FINALLY!!!
So, I needed something to do with the rest of my lif. I am not the type of individual that can just sit around and meditate on his navel. ( I am XXXX years old, by the way and am XXXX, also ).
My best friend, who is a XXXX, encouraged me to go back to school and learn XXXX. I applied for and was accepted to XXXX.
The school is conducted ON-LINE, so that transportation and my physical limitations would not impeded my studies.
I was overjoyed and excited at the fact that after over 3 years of XXXX I was finally going to be able to make a contribution to society!!
The only hang-up, that I had was that I would need a highly reliable, and effective Inter-Net Provider. And I considered it as a positive sing that I had just settled my past due debt with the most dependable internet provider in Missouri -- XXXX.
You See, on XX/XX/XXXX. I had received a POSTCARD from a collection agency named AMSHER COLLECTION SERVICE, INC., XXXX XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX.
The collection company said that XXXX was willing to forgive the entire debt ( {$300.00} ) for a total of {$150.00}, if I wouldSo, on XX/XX/XXXX I made A VERY BIG MISTAKE. I gave my debate card information to AMSHER and, because of my nieve and trusting nature, thought that this would be the end of it, and my debt with XXXX,, like AMESHER told me paid in full.
The Settlement account number is XXXX. With great enthusiasm, on XX/XX/XXXX I called XXXX XXXX to have my Internet servase connected. I even gave XXXX XXXX a sizable deposit.
XXXX XXXX told me that Ameser had not released the funds as yet and that XXXX XXXX could not establish my service until the collection company ( AMSHER released the funds.
Nieve me, thinking that AMESHER was an honest copany, called them and inquired why and when XXXX would be notified of my paiment. They said it would take `9 to 12 days.I was outraged and called them back to inform them of my pressing sittuation and that I needed Internet service before XXXX/XXXX/XXXX.
So, I could go to school. The collection company said that is not our problem, that you should oay your billes on time and this would not have happend to you. The last thin that I needed at this point was a demoralizeng lecture.
I have called AMSHER every day for the last 2 weeks, and now they say that it could be between 60 and 90 days before they release the funds!!
I explained to them how illegal what they were doing was. And they rep ; ied and there additude is that they are doing nothing illegal and that they are above creadit reporting laws.
On or about XX/XX/XXXX I filed a formal complante with the Federal Traid Commision. They were extremally helpful and told me that AMSHER was way out of line.
So would you please aid me. I would like you to punnish AMASER COLLECTIO COMPANY to the fullest extent of the lawAnd I would like you to infor athers of this type of trape that they can fall into when dealing with, ( THE XXXX OF THE EARTH ( COLLECTION AGAINCES ).
So if you have any other questions please do not hesitate to call me.
Thank You Very Much, And with my most highest regardsXXXX XXXX XXXX
|
| 07/02/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Our XXXX service started on XXXX/XXXX/XXXX, and ended on XXXX/XXXX/XXXX. There was a XXXX day cancellation clause that provided us a full refund if we were not satisfied with their service within XXXX days. We were within those guidelines, but have had said account sent to XXXX ) different Collection Agency 's now. At first, XXXX claimed that we did not return their equipment. We were told that they XXXX were going to send us " return boxes '', so we could return their equipment. We waited and waited, called numerous times about such boxes, yet never received any box ( es ) of any kind from them. So, we held on to the equipment. Then, we received our first notice ( via USPS XXXX from the first Collection Agency XXXX on XXXX/XXXX/XXXX. They were, of course, trying to collect {$710.00} from us, and I refused. That same day, I called XXXX, and was finally told to return their equipment to a local store, get a receipt and Fax the receipt to a given number ... which we did. In doing so, the bill would be " paid in full '', with no repercussions. Well, as of XXXX/XXXX/XXXX, we received another Collection Agency notice ( via USPS XXXX to pay ... again ... {$710.00}. That said day, I called XXXX and talked with a XXXX ( no last name available ). As he works on things behind the scenes, he asks me to call them back the followiing Tuesday XXXX XXXX/XXXX/XXXX XXXX, to find out the status of the " online adjustment ''. I DO have the receipt of returned equipment ( dated XXXX/XXXX/XXXX ). I call XXXX back on XXXX/XXXX/XXXX, get the full run-a-round, being transferred to 5 ( five ) different people, before getting hung up on by a XXXX ( no last name available ), whom is a Supervisor. They are still trying to charge us the monies listed above for the non-return of their equipment ( {$710.00} ). They, XXXX, are still trying to claim that due to my being so late in getting their equipment back to them, that I am still delinquent/laible for said charges. When I started to argue back with this XXXX, she put me on hold for second, then hung-up on me. She DID NOT return my call, yet she DID have my phone number. After being hung-up on by XXXX XXXX XXXX XXXX, I called right back and the person answering told me there is no XXXX as a Supervisor ... I hung up. Until this gets cleared up, the account is still in the hands of the XXXX Collection Agency ( Amsher Collection Agency, Inc ). And all the while, my credit is taking a huge hit. Also, just recently I found out, that XXXX had pulled my account out of the first Collection Agency 's office around ( XXXX/XXXX/XXXX - XXXX/XXXX/XXXX ). My wife and I have been doing our part in trying to work with XXXX. But they have to do their part too ... like sending return boxes when they said they would. When we returned the equipment to the local XXXX store, even the Sales Associate said how great the equipment looks for being in use for so long. I then told him the story, in which we had cancelled their service within XXXX days. Had XXXX told us we could return their equipment to a local store, we certainly would have. And a lot sooner too. I hope this information helps in getting XXXX ( and their associated Collection Agency ( s ) off our case, and have them help repair my credit report. I have filed a complaint with the Nevada Attorney General 's office as well as XXXX too. I will file as many Complaints as I need to! Such as : BBB, Consumer Affairs, etc. etc.
|
| 02/12/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
TIMELINE XX/XX/XXXX received email from XXXX XXXX that my credit score went down.
o Prior to this email, my credit score was XXXX to XXXX with all credit bureaus.
o As of XX/XX/XXXX my XXXX credit Score is XXXX and XXXX is XXXX. XXXX in unknown.
XX/XX/XXXX I checked my XXXX and XXXX reports. I noticed there is a collections agency ( Amsher Collection Svcs., XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX AL XXXX, phone XXXX ) attempting to collect a XXXX bill in the amount of {$1200.00}.
o I also noticed that there is a Kentucky address on my XXXX and XXXX credit accounts that I have never lived at and this address is associated with this XXXX bill. ( XXXX XXXX XXXX, XXXX , KY XXXX. I called XXXX and put a lock on my credit report and filed a dispute.
XX/XX/XXXX I put a freeze and fraud alert on both XXXX and XXXX reports.
XX/XX/XXXX I called XXXX XXXX requesting written documentation of my residence / utility service.
XX/XX/XXXXI called XXXX and spoke to XXXX, ID # XXXX, in their fraud department. He could not find any account with my name but he did find the account located in Kentucky with my social security number @ the address XXXX XXXX XXXX, XXXX , KY XXXX.
o XXXX verified the amount due is {$1200.00} and told me they / XXXX pulled my credit on XX/XX/XXXX and set up service. XXXX said they disconnected service inXX/XX/XXXX due to lack of payment, but he did not give me the exact disconnect date. I asked XXXX to mail me out a copy of the original bill, but he said he could not, I would have to subpoena them to receive that information. This makes no sense to me! XXXX also told me to fill out an Identity Theft Report with the Federal Trade Commission ( FTC ) and gave me their phone number. I called the FTC and initiated an Identity Theft Report on the telephone with their agent.
XX/XX/XXXX XXXX responded to my Amsher dispute we verified that this item belongs to you o Of course this is incorrect and not true. But interestingly, in reference to the Kentucky address associated with this bogus bill XXXX states their investigation produced mixed. I have no idea what that means!
XX/XX/XXXX Went into FTC Identity Theft report and added more details submitting documentation verifying my residence during XX/XX/XXXX
XX/XX/XXXX I called XXXX and disputed discrepancies on my XXXX report. I noticed that Amsher pulled my credit with XXXX on XX/XX/XXXX o XXXX agent told me to also fill out a police report as well. I uploaded supporting documents and FTC Identity Theft report to XXXX. Met with XXXX County Sheriff on XX/XX/XXXX and completed fraud report to initiate an investigation.
XX/XX/XXXX XXXX County Sheriffs office is currently investigating this matter and will prosecute all involved in this fraud.
As of this date Amsher Collection Services is saying this is a debt that belongs to me and IT DOES NOT! XXXX, XXXX and XXXX said they have verfied with Amsher that this is my debt and IT IS NOT. It is my opinion that Amsher is a corrupt company with information from who knows where attempting to scam and scare people into paying debts that are not theirs. Before I found out about this issue, Amsher had pulled my credit reports numerous times and caused my credit score to drastically decrease. I have NEVER had any XXXX service ANYWHERE and I have NEVER lived in Kentucky where this service was. This is more than an inconvenience and I want this resolved quickly.
|
| 06/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
AmSher ( XXXX, AL ) is trying to collect on {$680.00} issue on XXXX Account XXXX ( AMSHER XXXX ). See XXXX FTC complaint on XX/XX/XXXX.
No XXXXXXXX service but another billing collection agency trying to collect. The company is rated XXXX of XXXX with the XXXX XXXX XXXX Original amount changed from XXXX.
XX/XX/XXXX Gentlemen/Ladies, With respect to the charge from XXXX of {$680.00} for Account XXXX, my family has never had any family plan phone services from XXXX. We did try to establish a family plan in XX/XX/XXXX ; however, after hours and hours of effort between customer service and the local XXXX store it could not be establish and it turned into a significant waste of time on resolving any issues. I filed a FTC fraud complaint XXXX on XX/XX/XXXX based on the events. Below is a summary of events : XXXX XXXX XXXX : {$140.00} per month for XXXX cell phones XXXX. For existing XXXX phone # XXXX currently with Simple Mobile ( Monthly Cards ).
XXXX. Done over the phone with XXXX XXXX XXXX XXXX XX/XX/XXXX.
XXXX. Phone # s were to transfer as part of arrangement.
XXXX. XXXX XXXX cards ( only things in package ) were sent to home address.
XXXX. Instructions for simple installation to be sent to XXXX XXXX home email.
XXXX Credit from XXXX XXXX to transferred to XXXX accounts on all XXXX phones because it was stated that XXXX owns XXXX XXXX.
XXXX. Monthly charge of {$140.00} to be sent to XXXX XXXX credit card.
Results 1. Could not sign up for the service.
XXXX. Never got an email, a pin number, nor a passcode -- -at least XXXX hours in trying.
XXXX. Hours running between the XXXX XXXX and XXXX Customer Service to get the XXXX XXXX cards to work. Different story almost every time from customer care representatives. Multiple hang-ups with customer care representatives not wanting to resolve issues.
4. XXXX started charging my credit card, made further efforts to resolve the issue because we had no service. Ended up filling out a dispute with my bank twice and cancelling the credit card after second charge. Again, there was another approximate 10 hours trying to resolve the charges with XXXX both at the store and over the phone.
Collection Phone Calls from XXXX 1. More phone instructions to try to resolve the charges for no service. Another XXXX hours trying to resolve the mess. The store could not resolve it while talking to customer service.
XXXX Account # XXXX was suspended due to {$680.00} charge.
1. Last efforts to resolve the problem. More hang-ups by customer service representatives and never being able to talk to a supervisor on the phone. Even the store representatives had no luck. Another 10 hours trying to resolve the mess.
I have never experienced customer service that is so bad. I seriously wonder how this company can stay in business. There seem to be no flexibility to resolve issues when things are set-up improperly. The arguments between store and customer service personnel make it clear that there are serious training issues. My wife, XXXX, and I spent about XXXX hours ( 95 % of the time was XXXX ) trying to resolve this issue. This situation has resolved XXXX thing, I will never be a XXXX customer nor will I ever recommend anyone be a XXXX customer.
XXXX XXXX XX/XX/XXXX XXXX, TX Copies of the unusable XXXX XXXX XXXX and the XXXX {$680.00} request letters from XXXX are enclosed.
|
| 06/06/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
On XX/XX/2023 XXXX XXXXXXXX from Amsher Collection Services of XXXX, AL received a debt validation notice as this debt was on collection on my credit report. XXXX as also not responded with validation of debt. The company has yet to respond to notice but reported this as a collection item on my credit report causing damages to my credit and in violation of FCRA laws and did not report the debt was being disputed. I actually have a XXXX XXXX XXXX account with XXXX and a current customer so this is a fraudulent debt which needs to b removed from my credit report. I have requested the company to provide all of the following information and submit the appropriate forms and paperwork back to me along with an Affidavit signed in accordance with 28 U.S.C. 1746 within 30 days from the date of your receipt for this request for validation and proof of claim and they have yet to do so.
1. Name and address of alleged creditor.
2. Name and on file of alleged debtor.
3. Alleged account number.
4. Amount of alleged debt.
5. Date this alleged debt became payable.
6. Date of original charge off or delinquency.
7. Amount paid if debt was purchased.
8. Please attach a copy of any signed agreement with wet signature alleged debtor/claimant has made with debt collector, or other verifiable proof that debtor/claimant has contractual to pay debt collector.
XXXX. Furnish a copy of original promissory note/agreement redacting my social security number to prevent identity theft and state that your client named above is the holder in due course of the note agreement and will produce the original for my own and a judges inspection should there be a trial to contest these matters.
10. Produce the account and general ledger statement showing the full accounting of the alleged obligation that you are now attempting to collect. Such as ; XXXX XXXX balance sheet ( XXXX # XXXX XXXX, XXXX, XXXX ), XXXX XXXX report, XXXX registration statement, XXXX XXXXXXXX XXXX XXXX & XXXX call schedules.
11. Identify by name and address all persons, corporations, associations, or any other parties having an interest in legal proceedings regarding the alleged debt.
12. Verified specifically, name ( s ) of person ( s ) assigned as Trustee to handle XXXX affairs and to be held accountable for actions of XXXX. Such as CFO and subordinates responsible for debt collections.
13. Verify as third-party debt collector, you have not purchased evidence of the alleged debt and are proceeding with collection activity in the name of the original maker of the note.
14. Verify you know and understand that certain clauses in a contract of adhesion, such as a so-called forum selection clause, are unenforceable unless the party to whom the contract is extended could have rejected the clause without impunity.
15. Provide verification from the stated creditor that you are authorized to act for them.
16. Verify that you know and understand that contacting me again after receipt of this notice without providing procedurally proper validation of the debt constitutes the use of interstate communications in a scheme of fraud by advancing a writing, which you know is false with the intention that others rely on the written communication to their detriment a violation of United States Code TITLE 18 PART 1 CHAPTER 63 1341.
|
| 05/26/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX Social Security # XXXX DOB : XX/XX/XXXX I hereby make a ghost-letter attempt to a resolution on various credit items and/or items of public record that currently show on XXXX, XXXX, XXXX XXXX and XXXX respectively. My position is legal based upon sections of the Fair Credit Reporting Act as well as the Fair Debt Collection Practices Act. These laws are to make sure that a level and fair playing field exist to protect American consumers from abusive reporting procedures on credit reports, as well as illegal and deceptive collection practices. I stipulate at this time that are no condition am U making an identity theft claim or accusation, so I demand that policy be adhered to by all creditors and respective credit reporting agencies.
Amended consumer rights Fair Credit Reporting Act Public Law 15 U.S.C. 1681 : https : //www.consumer.ftc.gov/articles/pdf-0111-fair-credit-reporting-act.pdf Fair Debt Collection Practices Act : https : //www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text On these subscribers that are reporting the affixed information, I am requesting full validation such as, original transfer rights to collect, confirmation of legal timeline to report on credit and/or collection procedures, validation of licensing requirements, posted bonding requirements, oversight on monthly payment histories, proper subscriber agreement compliance with credit reporting agencies, and overall compliance with all Fair Credit Reporting Act and Fair Debt Collection Practices Act bylaws as mandated by federal laws. If all of these requirements are not in order, then I have the legal right to request the deletion of this tradeline accordingly. I especially desire compliance under the 84-month timeline for deletion of negative information, with the deletion of the account details altogether. My dispute is quite specific in the exception area posted below : 605. Requirements relating to information contained in consumer reports [ 15 U.S.C. 1681c ], Section 609 of the Fair Credit Reporting Act ( FCRA ), Disclosures to consumers [ 15 U.S.C. 1681g ] ; Section 610 ( a ) ( 1 ) [ 1681h ], and 611.
CREDITOR CONTACT INFORMATION : AMSHER COLLECTION SERVIC XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX ( XXXX ) XXXX ACCOUNT # XXXX On these subscribers that are reporting the affixed information, I am requesting full validation such as, original transfer rights to collect, confirmation of legal timeline to report on credit and/or collection procedures, validation of licensing requirements, posted bonding requirements, oversight on monthly payment histories, proper subscriber agreement compliance with credit reporting agencies, and overall compliance with all Fair Credit Reporting Act and Fair Debt Collection Practices Act bylaws as mandated by federal laws. If all of these requirements are not in order, then I have the legal right to request the deletion of this tradeline accordingly.
I am posting this dispute through the Consumer Financial Protection Bureau, the governing body of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. Please respond to this dispute within 30-days as mandated within federal guidelines.
Sincerely, XXXX XXXX
|
| 02/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hi, According to the Fair Debt Collection Practice Amsher Collection Services IncXXXX are in direct violation of the following : 809. Validation of debts ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor and Validation of Debts - 12 CFR 1006.34 AND 1006.38 The debt collector must provide the consumer with validation information in a clear and conspicuous form in the initial communication or within five days of the initial communication. Amsher Collection Services Inc. has failed to provide validation information such as, - The debt collector communication disclosure required by 12 CFR 1006.34c1 - The information about the debt required by 12 CFR 1006.34c2- The information about the consumer protections required by 12 CFR 1006.34c3 - The consumer response information required by 12 CFR 1006.34c4 Amsher Collection Services Inc is in direct violation of Consumer Law 15 USC 6802 ( a ) and 15 USC 6802 ( b ) which states : ( a ) Notice requirements Except as otherwise provided in this subchapter, a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice that complies with section 6803 of this title. ( b ) Opt out ( 1 ) In general A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title, that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party ; and ( C ) the consumer is given an explanation of how the consumer can exercise that nondisclosure option. Amsher Collection Services Inc. has never contacted nor attempted to contact me in any way.
|
| 03/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
In XX/XX/XXXX, I started to receive letters from XXXX about installment payments for an account that I did not open. They CCed these letters to a company named XXXX XXXX XXXX XXXX. I went to a XXXX store and spoke to a representative who told me that someone had used my Social Security to open a mobile account with a bank account under my name and it seemed they also purchased devices with a card under my name.
The next day I received a call from the XXXX fraud department and told me that I needed to make a report with the Federal Trade Commission ( FTC ) and he also said that he couldn't deactivate the account or remove my name from it.
In XX/XX/XXXX, I completed a report with the FTC stating what was happening. Based on the FTC 's recommendations I also sent a letter to XXXX asking them to do three things : 1. close the unauthorized account 2. remove any charges on the unauthorized account and 3. take steps to remove information about this account from my credit files. I never got a response to this request.
In XX/XX/XXXX, I started to receive more installment payment letters. I went to a XXXX store and they contacted me with a XXXX fraud representative over the phone who told me I needed to make a police report and then take the report back to the XXXX store. I created a police report in XXXX XXXX, CA, in XX/XX/XXXX. I went back to the XXXX store, spoke with a store manager and gave him the police report, a personal identification, the FTC report and he said he had canceled the account and I did not have to worry about this anymore.
I then started to receive more installment letters in XXXX of XXXX. I went to the XXXX store again, they told me to give them the same documents I had given them previously and that this time they would send them electronically to the fraud department. I sent all these documents to them electronically on XX/XX/XXXX, and then again on XX/XX/XXXX, after receiving more statements. They told me multiple times that I would get an electronic response with a case update but I never received anything from them.
The installment letters stopped for a while but in XXXX, XXXX, I received a letter that said that my XXXX service was suspended and that there was a balance of {$1300.00} and if that if I didn't pay the entire balance there was the possibility of further collection activity including referral of the account to a collection agency.
I got a final notice in XX/XX/XXXX, stating that this was my last opportunity before they turned it over to a collection agency. I called the XXXX customer service and spoke to a representative of the fraud department who told me that everything was documented and that they could not sent me to a collection agency because they didn't have my social security number. This was obviously not true since in XXXX of XXXX, I get an alert from my XXXX credit monitoring report and it showed a derogatory account with the Amsher Collection Service. Interestingly I never got a notice about this collection action through regular mail. The outstanding amount for this collection agency is {$2100.00}. XXXX negligence has affected my credit score which has decreased from XXXX to XXXX.
|
| 03/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I had been a customer of XXXX for XXXX years when I decided to switch to a different carrier as XXXXXXXX XXXX customer service ( which used to be excellent ) had become horrible. For XXXX years, I always paid my bill on time every month, never once was I in default. I cancelled my plan with XXXX on XX/XX/XXXX and switched my phone number to the new carrier. I called XXXX to do this and explained the situation to the woman over the phone and as a courtesy because of the terrible experiences I had gone through all month long of XXXX, she credited the remaining balance due on my bill, which was around {$52.00}. In XXXX, I started receiving bills from XXXX stating that I owed them over {$200.00}. There was no explanation on these bills, just that I owed them money. I tried to log into my account to view it, but my account was locked since I was no longer a customer. I never once received a phone call or an email from XXXX. I only received these monthly statements that told me nothing other than the amount due. I spoke with a representative at that time and I explained the situation to her, she said that she would escalate the situation to her manager ( she was literally not able to tell me anything about the balance ) and that she would call me back in 48 hours at XXXX EST. Never heard back from this representative. Then, in XX/XX/XXXX, I received a call from a collection agency stating that the account was in collections and they were trying to get payment. I angrily explained the situation as I DID NOT owe anything to XXXX. My balance was cleared on XX/XX/XXXX. I then spoke with a different representative at XXXX and she kept telling me that the balance was from a hot spot device that was never returned, from XXXX!! I explained to her a few times that that makes no sense as I did return the device and if she looked back at my account from XXXX, she would see the credit from the return. She, again, told me that she would escalate the situation to a manager and I could call back in 3 days to get an answer. At this time, I was beyond frustrated as I did NOT owe them anything and filed a complaint with the XXXX. After that, a representative called me to say that it was not the hot spot, but some router that they had given me years ago that I never returned. I assure you, I never purchased this router and I don't know what they were talking about. Then, she proceeded to tell me that because I switched over my voice line, the other lines on my account ( from the time I very briefly had the hot spot device ) started accumulating charges. EVERY SINGLE MONTH, those other lines were {$0.00} - I thought it was clear that when I cancelled my plan with them, all lines were cancelled. Then, they had the nerve to send me to collections because of their screw up!! I have never once been sent to collections for any debt and now, thanks to XXXX, I have a collection dent on my credit report. The representative agreed to credit my account and remove it from collections, but that is still not acceptable that I even had to go through this due to their negligence and incompetence. Never again, will I ever do business with them. They are completely unethical.
|
| 11/24/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
Subject : Formal Complaint Regarding Unacceptable Customer Service Interaction To Whom It May Concern, I am writing to bring urgent attention to an incredibly disheartening and wholly unsatisfactory customer service interaction I recently encountered with XXXX XXXX XXXX from Amsher Passionate Collections on XX/XX/2023, around XXXX XXXX. This experience fell far short of the service standards I anticipate from AmSher 's " Compassionate Collections. '' The encounter comprised numerous alarming issues that significantly compromised the professionalism and integrity of your service.
Condescending and Patronizing Tone : Throughout our interaction, XXXX XXXX consistently used a condescending communication style, which, in turn, fostered an uncomfortable and unprofessional environment.
Lack of Information and Clarification : Despite my explicit request for crucial details and clarification, XXXX XXXX obstinately refused to furnish necessary information, leaving me unable to address my concerns effectively.
Unprofessional Sarcasm Regarding Settlement Inquiry : XXXX XXXX introduced unwarranted sarcasm into the conversation, dismissing my legitimate inquiry regarding a potential settlement by insinuating an absurd comparison to a Black Friday Deal, remarking that AmSher 's service was not concerned with customer satisfaction.
Implications of Dishonesty : XXXX XXXX not only implied but outright accused me of acting in bad faith and playing some game regarding payment, an offensive, and entirely baseless allegation.
Raised Voice and XXXX XXXX : XXXX XXXX raised his voice, employing intimidating tactics to prevent me from adequately expressing my concerns, creating an unwelcome and unprofessional atmosphere.
Refusal to Escalate to Supervisor : Despite my request for escalation, XXXX XXXX adamantly refused to transfer the call to a supervisor, thereby obstructing any opportunity for a resolution or further assistance.
Consistent Disrespectful Behavior : Throughout our conversation, XXXX XXXX exhibited a consistent pattern of discourtesy and unprofessionalism, significantly exacerbating an already unpleasant situation.
Threats and Unprofessional Language : XXXX XXXX resorted to threatening language, insinuating legal action and the involvement of an attorney, an utterly unacceptable and unprofessional approach within a customer service context.
Concerns about Discrimination : XXXX XXXX 's emphasis and handling of our interaction suggested a potential issue relating to my last name or ethnicity, raising profound concerns about discrimination and biased treatment based on personal identity.
" The urgent resolution of these issues is not only essential to uphold the professionalism and integrity of AmSher 's 'Compassionate Collections ' but also crucial in safeguarding the rights of consumers. Addressing these grievances is an opportunity to regulate and discourage the intimidating and disruptive tactics deployed by certain collection agencies, which can cause undue distress in the lives of everyday individuals. Rectifying these matters will benefit my situation and contribute to fostering a fair and just environment for all consumers. ''
|
| 09/23/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I have had the unfortunate experience of having an account that was previously deleted from my credit file re-inserted in direct violation of the Fair Credit Reporting Act. 611 ( a ) ( 5 ) ( b ) ( i ) ( A ) " the information may not be reinserted in the file by the consumer reporting agency unless the person who furnishes the information certifies that the information is complete and accurate ''.
The account was originally deleted with XXXX, but when the responsibility of collecting the alleged debt was transferred to AMSHER COLLECTION AGENCIES, it was reinserted to my credit file without " certifying that the information is complete and accurate. " I contacted the credit reporting agencies to inform them of this mistake, and they advised I discuss directly with the furnisher of the information.
I emailed the furnisher, AMSHER COLLECTION SERVICES - ORIGINALLY XXXX, the attached letter XXXX XXXX, 2015, requesting the account be immediately deleted.
I followed up with a phone call to AMSHER XXXX XXXX, 2015. After much time and many transfers, I finally was speaking to the proper customer service representative, XXXX. I explained the mistake, it was likely an administrative error, requested AMSHER immediately delete the account and inform the credit reporting agencies. She stated, " Since we do not purchase debts, we can not remove them from the credit reports. " I informed her that this is in direct violation of the FCRA since they are furnishing the information! If they can furnish derogatory information then not only can they delete it, but it is their responsibility to delete it, especially when made aware of the violation of the FCRA ( re-insertion of previously deleted information ). She transferred me to her manager, XXXX XXXX.
I again explained the situation to XXXX, but he stated that since they recently acquired the debt that it must be valid and therefore can not be deleted ( he stated nothing about not being able to delete it since " AMSHER does not purchase debts '' ). I informed him that these are significant violations of the FCRA - both reporting inaccurate information and reinserting information that has not been certified to be complete and accurate - and even offered a solution whereby they remove the account in question while AMSHER and XXXX internally resolve the issue. IF they " certify the information to be complete and accurate, '' then they could re-insert it and be in compliance with the FCRA. How can any furnisher of information reject such a common sense solution that is in compliance with the FCRA?
I informed him that I am extremely familiar with the FCRA, and I will immediately file a complaint with the Consumer Protection Financial Bureau if he is not willing to delete it as this is an extremely clear case. He told me to " do what I have to do. " I request the account be immediately and permanently deleted from my credit file as these violations of the FCRA are negatively affecting my ability to gain employment. Due to my employment application situation and the clear violations of the FCRA, I ask that my request for deletion be expedited.
Thank you for your consideration.
|
| 09/13/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American |
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I first want to say I have been a customer of XXXX for over 20 years. XXXX and XXXX have been advertising that XXXX is now part of XXXX. I received a flyer in the mail from XXXX advertising an XXXX XXXX XXXX plan. By choosing this plan would save us alot of money compared what I was paying XXXX. ( Mind you XXXX is now part of XXXX as they say. ) XXXX XXXX I called XXXX up. I explained I was a XXXX customer for over 20 years. They knew this. My wife 's phone was up for a new one. The upgrade was ok 'd by XXXX.I also asked for a XXXX. They sent me the new XXXX XXXX for my wife and the XXXXMy wife went to XXXX and they put her original phone number in it. I thought nothing of it. ( Again XXXX is part of XXXX. ) XXXX XXXX bills me {$130.00} XXXX XXXX bills me {$120.00} XXXX XXXX bills me {$130.00} XXXX XXXX bills me {$100.00} XXXX XXXX bills me {$130.00} XXXX XXXX bills me {$130.00} XXXX I called up XXXX and told them I am getting billed from XXXX and them. I told them I need to cancel with them about the billing issue and I need refunds. They obilged with one. I was given a credit of {$130.00} for XXXX refused to give me the other months. I cancelled with them on XXXX so I get no further debits.
As things starting to get out of control I found out that XXXX never migrated my acct with XXXX. I found out that there was a new number on my wife 's phone that we never knew about.XXXX So the system kept thinking it was in use.
My wife has gone back to the original store to try to clear this up. They could not do anything about it. My wife has talked to people from XXXX over and over again to get this sorted out. They would give her confirmation numbers.
XXXX Conf number # XXXX XXXX # XXXX # XXXX XXXX # XXXX # XXXX Time and Time again my wife would explain this to the customer service. They would listen and listen. It fell on deaf ears. She tried to return the XXXX many times. They said they would send her an email with a return label. It never showed up. This has been extremely stressful to my wife and my self.
XXXX did not care what I had to say about this. They acted like they cared and wanted to help us, but that was not true. I have never been through anything like this.
XXXX We got our first collection letter from : AmSher Collection Services , Inc XXXX XXXX XXXX, XXXX XXXX XXXX, AL XXXX XXXX The letter stated we could dispute this. I did and sent them a letter with documents. It had dates, amounts, what had happened. I never heard from them. So, I called. They told me XXXX reviewed this and did not agree.
AmSher had now given our account to : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX XXXX In fact as I was writing this the XXXX XXXX XXXX XXXX called.
I and my wife have been trying to solve this for along time. No one wants to listen to us or care. We feel like we are 1 ant in a huge ant pile. This is not right as a consumer that a huge company and trample on people. They sent this to collections to ruin our credit.
I do not owe them for a new phone. That was an upgrade totally understood by both parties. We went into collection on XX/XX/2022. Please help us.
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| 12/27/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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According to the Fair Credit Reporting Act 15 USC 1681 section 602a states " There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. '' XXXX XXXX XXXX XXXX are consumer reporting agencies, and I am the Consumer. I have the right to make sure my private information isn't shared which is backed by 15 USC 6801 which states " It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. ( Furnisher of information to credit agencies ) are a financial institution by definition under that title. 15 USC 1681 section 604 a section 2 states that " In general Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. ( Furnisher of information to credit agencies ) as the financial institutions and the Consumer reporting agencies XXXX, XXXXXXXX XXXX XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to XXXX, XXXX, XXXX, and ( furnishers of information of credit agencies ), whether it be verbal, non-verbal, written, implied or otherwise is revoked. 15 USC 6802 ( b ) ( c ) states that " A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless the consumer is given an explanation of how the consumer can exercise that nondisclosure option. ( Furnishers of information to credit agencies ) never informed me of my right to exercise my nondisclosure option. Not only that 15 USC 1681C ( a ) ( 5 ) states '' Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. '' These accounts are adverse items that are being reported again without my permission which is against the law. 15 U.S. Code 1681s2 ( A ) ( 1 ) A states " A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S. Code 1681e states '' Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. XXXX, XXXXXXXX XXXX XXXX are not maintaining reasonable procedures. Also 12 CFR 1016.7 states that " A consumer may exercise the right to opt out at any time. '' I am opting out of your reporting services. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
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| 07/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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Account # XXXX I noticed you are preparing and reporting a false consumer report about me which defames my character and general reputation with the intention of extorting money out of me. I do not recall giving your my written permission and consent to do this. If i did such thing may you please provide me with it immediately Also, it is an inconvenience to me when your company contacts me, or communicates with me through any medium other than the CFPB. I refuse to pay this alleged debt!! Please CEASE & DESIST all further communications with me, my family, my friends and employers; relating to anything in regards to me. IF you wish to communicate with me and me only please do so ONLY through the CFPB.
I am aware that the documents you are going to provide is NOT verification of the alleged debt.
verification of a debt is not an account statement or any of the documents you are going to provide.
If you wish to validate the alleged debt I would like to see the actual accounting ledger which shows the source of funds being loaned out. A moneynet daily transaction log AND a binding contract between Amsher collection services & I.
If your company can not provide this, then the debt can not be validated and you are legally required to delete the accounts from my consumer report.
Also, could you please show me where a contract says that I agreed for non public personal information and/or transactions to be furnished on my consumer report? I would also like to see that you guys provided me with an option to Opt-out from such reporting. delete the account from my consumer report because it is false misleading inaccurate and is defaming my character and reputation causing me not to be able to obtain future credit because of such false reporting. Your company actions are unfair to me and deceptive... if you can not show the required verification, you are legally required to delete the account from my consumer report.
I am only giving your company XXXX DAYS to complete such request. notice is considered given upon receipt of this email.
please provide me with all the above documents/information I asked for so that I am able to verify that the debt is accurate, if you can not provide such please delete the accounts from my consumer reports immediately. I also would like to see that i gave you my permission/consent in your initial communication with me ( because you do not have the initial communication as required by law ) that you were able to prepare a report of my consumer character and report on my consumer credit report. If you can not provide the same then you are in violation of the FDCPA and are liable to me for my harm and actual and statutory damages.
in the event that we can not come to an agreement, I will pursue this matter with arbitration or counsel.
**Please Note that I have forwarded your company and I responses to the CFPB, attorney general and comptroller of currency** YOUR COMPANY HAS XXXX DAYS TO COMPLETE SUCH REQUEST OTHERWISE I WILL FURTHER THIS MATTER IN COURT AND/OR ARBITRATION.
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| 02/10/2023 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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To Whom It May Concern : I am writing due to the negative marks made on my credit file. I would be willing to accept this debt if it were mine, upon Validation and Proof of Claim. In compliance with the provisions of the Fair Debt Collection Practices Act ( FDCPA ), I am requesting full validation of this debt. I am requesting proof that I am indeed the party you are asking to pay this debt and that there is some contractual obligation to pay it. I request that you stop contacting me by telephone and restrict contact with me to writing only and only when you can provide adequate validation of this alleged debt. To review what constitutes legal validation, the following is a list of the required documentation : Complete payment history, the requirement of which has been established by XXXX v XXXX, XXXX XXXX XXXX ; XXXX XXXXXXXX XXXX XXXX XXXX. Please provide verification by line item ( with an explanation of each item such as when the purchase took place, how much the item was, were the goods received, when were the goods received, etc. ) for the entire amount I owe obtained directly from the Original Creditor Date of Last Activity My full, complete and correct social security number that may help to identify me as the correct person you are trying to collect from Agreement that bears the signature of the alleged debtor wherein I agreed to pay the original creditor The obligation between you and I that allows you to collect on the alleged debt and any transactions between your company that binds me to an agreement to pay your company any money that you claim I owe Proof of photo identification ( i.e., driver 's license, state identification card, or other government issued identification card ) that was presented to you at the time of incurring this debt Letter of sale or assignment from the original creditor to your company. ( Agreement with your client that grants you the authority to collect on this alleged debt. ) XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX ( D.Conn., XXXX XXXX, XXXX ) - information relating to the purchase of a bad debt is not proprietary or burdensome. Debtor must phrase their request clearly to obtain : The source of a debt and the amount a bad debt buyer paid for plaintiff 's debt, how the amount sought was calculated, where at issue a list of reports to credit bureaus, and documents conferring authority on defendant to collect debt Proof that this debt has not been written off as a tax liability Any other intimate knowledge of the creation of the debt by you, the collection agency Under FDCPA Section 809 ( b ), you are not allowed to pursue collection activity until this debt is validated. You should be made aware that in XXXX v. XXXX XXXXXXXX XXXX XXXX XXXXXXXX ( XXXX XXXX XXXX ), the court ruled that reporting a collection account is, indeed, considered collection activity. Please also note that this is not a request for partial validation, but rather a request for EVERYTHING listed here in order to constitute full and sufficient validation of this debt.
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| 07/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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Account # XXXX I noticed you are preparing and reporting a false consumer report about me which defames my character and general reputation with the intention of extorting money out of me. I do not recall giving your my written permission and consent to do this. If i did such thing may you please provide me with it immediately Also, it is an inconvenience to me when your company contacts me, or communicates with me through any medium other than the CFPB. I refuse to pay this alleged debt!! Please CEASE & DESIST all further communications with me, my family, my friends and employers; relating to anything in regards to me. IF you wish to communicate with me and me only please do so ONLY through the CFPB. I am aware that the documents you are going to provide is NOT verification of the alleged debt. verification of a debt is not an account statement or any of the documents you are going to provide. If you wish to validate the alleged debt I would like to see the actual accounting ledger which shows the source of funds being loaned out. A XXXX daily transaction log AND a binding contract between Amsher collection services & I. If your company can not provide this, then the debt can not be validated and you are legally required to delete the accounts from my consumer report. Also, could you please show me where a contract says that I agreed for non public personal information and/or transactions to be furnished on my consumer report? I would also like to see that you guys provided me with an option to Opt-out from such reporting. delete the account from my consumer report because it is false misleading inaccurate and is defaming my character and reputation causing me not to be able to obtain future credit because of such false reporting. Your company actions are unfair to me and deceptive... if you can not show the required verification, you are legally required to delete the account from my consumer report. I am only giving your company 7 DAYS to complete such request. notice is considered given upon receipt of this email. please provide me with all the above documents/information I asked for so that I am able to verify that the debt is accurate, if you can not provide such please delete the accounts from my consumer reports immediately. I also would like to see that i gave you my permission/consent in your initial communication with me ( because you do not have the initial communication as required by law ) that you were able to prepare a report of my consumer character and report on my consumer credit report. If you can not provide the same then you are in violation of the FDCPA and are liable to me for my harm and actual and statutory damages. in the event that we can not come to an agreement, I will pursue this matter with arbitration or counsel. **Please Note that I have forwarded your company and I responses to the CFPB, attorney general and comptroller of currency*XXXX YOUR COMPANY HAS 7 DAYS TO COMPLETE SUCH REQUEST OTHERWISE I WILL FURTHER THIS MATTER IN COURT AND/OR ARBITRATION.
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| 06/02/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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AMSHER COLLECTIONS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This is not an accurate debt as it is not mine I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay YOU. I am asking for proof of the original contract between myself and the original creditor with my true signature on it and the signature of a qualified employee of that original creditor. I want proof YOU have the full accounting of the original debt and I am asking YOU to provide proof of the assignment or the purchase you made from the original creditor. Be advised that the method of validation is hereby requested along with the procedure used to determine the accuracy and completenesss of the information is hereby requested. As per FTC opinion letter from Attorney General XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.
Additionally, please provide the names, addresses, and telephone numbers of each person who personally verified this alleged account, so that I can inquire about how they verified without providing any proof, bearing my signature?
Please also be aware that any negative mark found on my credit reports including ( XXXX, XXXX, XXXX ) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA ; therefore, if you can not validate the debt, you must request that all credit reporting agencies delete the entry.
Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.
Failure to respond within 30 days of receipt of this certified letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation : Defamation Negligent Enablement of Identity Fraud Violation of Fair Debt Collection Practices Act ( including but not limiting to Section 807-8 ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status.
My Contact Info is as follows : XXXX XXXX P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : Consumer Financial Bureau CC : Attorney Generals Office CC : XXXX XXXX XXXX
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| 04/27/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2021, I learned there was a fraudulent collection against me on my credit report. I then proceeded to check my credit report for further details about the fraudulent collection against me. From this information on my credit report, I learned that the collection was from XXXX XXXX and was sent to AmSher Collection Agency. The credit report listed that the amount sent to collections was {$120.00} ( XXXX XXXX XXXX dollars and XXXX cents ), which is equivalent to an equipment fee if not returned.
I then called XXXX XXXX ( hereinafter XXXX ) and AmSher continuously on XX/XX/2021 and also XX/XX/2021. On XX/XX/2021, XXXX told me that the account in question was closed three years ago and that the collection was invalid and erroneously sent to AmSher Collections Agency. XXXX clarified that there is no balance on the closed account and that the equipment was in fact returned timely with no fees to be charged. Despite repeated attempts to contact AmSher to tell them I owe nothing and get an account number for the collections that was filed against me, AmSher refused to provide an account number and failed to verify my personal information every time I called.
They were extremely defensive and said they could not provide an account number ; however, XXXX told me that as a collection agency, they must provide me the account number in dispute. Also, I emphasize I received NO WRITTEN INFORMATION or NOTICES or otherwise from either Charter or AmSher. Seeing it on XXXX XXXX was the only way I would have known about this fraudulent collection filed against me.
The little personal information that AmSher did provide was incorrect with an incorrect date of birth and a street address that was partially incorrect. AmSher kept badgering me for my social security number, name, and date of birth. I refused to give them my social security number because like I told them, XXXX told me that AmSher does not need my social security number to verify the fraudulent collections filed against me.
This has led me to believe that AmSher is a fraudulent company who scams people, as they will not clear my account ( of which I owe {$0.00}!!, XXXX dollars! ). Additionally, they repeatedly request personal information that is unnecessary to resolve the dispute. They also failed to confirm the personal information they had on file and refused to give me the account number.
XXXX refused to give me any documentation because they said my account is too old. However, multiple times on the phone, they confirmed that I owe nothing and the balance is {$0.00} ( XXXX dollars ) on that account and that the collections should have never been filed against me in the first place, of which this collection is an error and fraudulent.
I have reached out and filed a dispute with the credit agency bureau involved as this is fraud and this collection agency company should be reported.
Please help me to resolve this dispute, clear my name, and clear this collection debt balance owed on my credit report.
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| 11/13/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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Amsher & XXXX collections has furnished a deceptive account to my credit file XX/XX/XXXX. I called both places asking for the payments I made on XX/XX/XXXX when I closed the account out & neither can supply the payment. The payment was in the amount of {$1100.00} for all equipment listed on the account when it was closed. They insist that I have a balance of {$120.00} in collections for a cellspot device that was not on my account. I have attached copies of the receipts from XX/XX/XXXX showing I paid off all equipment that was listed on the account. This was paid in store. I called the store to confirm I made this payment there on that day & the store was able to pull up the receipt & confirm that I paid off all of the equipment & advised that there must be a problem on customer service end. I am very frustrated with this situation. XXXX customer service has no notes of the ongoing problems I was having with them since XXXX when I disconnected my phone line ending in XXXX. I was married at that time. I separated from my husband XX/XX/XXXX because of domestic XXXX ( including financial abuse ) I got a XXXX XXXX against him. He was listed on the account as an authorized user & had a mobile line on there ending in XXXX. He took out various lines of credit & claimed he didn't. Even after the restraining order he upgraded his phone. I tried getting XXXX assistance in helping him take over the account because I hadn't had a device with them since XX/XX/XXXX. They advise me to keep him as an authorized user since that would be the only way he could take it over. He never would. I called customer service multiple times about this. They would 3way him & he would say he was going to pay the late bills & take over the account. Whenever the time came, he did not. Raking continuous late payments in my name. Finally, in XXXX I got to a place financially where I could pay the account off, remove him as an authorized user, & close the account. I forgot to mention I had the service turned off prior & he called to have it turned back on. After this I went into the t-mobile store ( listed on the receipts ) a few times until I finally just said forget it. I'll just have to take a loss on this. I asked them to pull up every device on the account so that I could pay them off when I close the account. You will see by the timing of the payments that I paid the equipment after the past due bill was paid & account was closed. All balances became due that day on all of the equipment. I paid it then & there. I have not heard of this other device that t-mobile claims I didn't pay.This has been the most stressful experience with them. I want this deleted from my credit immediately! This whole situation has been very misleading from dragging me through keeping my abuser on the line as an authorized user to furnishing this deceptive file. I hope this can be resolved amicably. I would rather not pursue legal action.
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| 09/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Unfortunately I could only choose one option, however more than one does apply to my situation. On XXXX XXXX, XXXX, I closed my account with XXXX, which was paid in full Thru XXXX XXXX, XXXX. I had acquired a signal booster from XXXX as well, which was Returned on XXXX XXXX, XXXX, which was within the 30 days I was told to return it. I returned device to local XXXX store, which shipped via XXXX from the LocAl XXXX store to XXXX headquarters, the manager who sent the device to XXXX headquarters had rec for the shipping, as I have rec for returning device on XXXX/XXXX/XXXX. However XXXX HQ stated they never rec the device and sent me to collection. Collection company added XXXX to the already fraudulent charge of {$300.00} for a signal booster I returned.
XXXX inc was the first collection Company which added {$190.00} to The signal booster charge of {$300.00}. for a Collection???? stating total debt due of {$490.00}. after responding to XXXX sending them copies of my receipts showing the device was returned, they took it off of my credit report and then sold the debt to Amsher.
Before XXXX sold the debt I was able to clear my credit report up with the credit agency, showing I had no owed bad debt. Within days Amsher reported negative fraudulent debt against me again affecting my Credit report and FICO score, AGAIN, and have since hired an attorney. Amsher has also been copied on all receipts showing the device was returned my account was paid in full through XXXX XXXX, XXXX, to which I rec response stating they contacted XXXX & XXXX stated it was a Good Debt. This entire incident has negatively impacted me financially from a triple rate on auto insurance to an undeserved high interest rate for an auto loan, and since I REFUSE to pay a ridiculous int rate, because my credit is, or should be STELLAR! I pay my bills on time and owe NO ONE! This activity and collusion between XXXX diversified collection, XXXX XXXX XXXX XXXX attorney is illegal and 100 % fraudulent. I have been harassed threatened provoked and asked to settle on a debt I never owed. I have been told for a year that it will be taken care of only to continue to pay a ridiculous insurance premium and not be able to conduct business as I should, I am now without a working vehicle because I refuse to pay high interest rate and I see XXXX and these collection agencies not caring still one year later as I sit without an operable vehicle for something I never did this is illegal and corrupt, & needs immediate attention and resolve. not only do I want this removed from my credit now I want it backdated to when my credit report was first affected with all XXXX agencies that Amsher States they have submitted to. I am tired of trying to take care of this and fighting for myself and my rights with no resolve I have never heard of such monkey business.
thank you I appreciate all you can do to help resolve the situation immediately XXXX
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| 12/20/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX ] Consumer Financial Protection Bureau XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX [ Re : Complaint against XXXX, Account Number : Dear Consumer Financial Protection Bureau, I am writing to file a formal complaint against Amsher, a debt collection agency, for violations of the Consumer Financial Protection Act ( XXXX ), Fair Credit Reporting Act ( FCRA ), Fair Debt Collection Practices Act ( FDCPA ), and other relevant regulations. The unauthorized reporting of transaction history to XXXX, XXXX, and XXXX by Amsher is a blatant violation of federal laws and regulations.
I believe Amsher has violated the following provisions : XXXX. XXXX XXXX XXXX - Privacy of XXXX XXXX XXXX : ** Amsher has failed to comply with the privacy provisions outlined in XXXX CFR XXXX by reporting transaction history without proper authorization.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Preservation of Consumers Claims and Defenses : ** Amsher has failed to adhere to the regulations regarding the preservation of consumers ' claims and defenses by reporting inaccurate and unauthorized transaction history.
3. **15 USC 6801 and 15 USC 6802 - Privacy of Consumer Financial Information : ** Amsher 's unauthorized reporting of transaction history violates the provisions of the Gramm-Leach-Bliley Act, specifically 15 USC 6801 and 15 USC 6802.
4. **15 USC 1681 - Fair Credit Reporting Act ( FCRA ) : ** Amsher 's actions violate the FCRA by reporting inaccurate and unauthorized information to credit reporting agencies, including XXXX XXXX XXXX, and XXXX XXXX
XXXX. **The Privacy Act of 1974 : ** Amsher 's unauthorized reporting of transaction history also raises concerns under The Privacy Act of 1974, as it involves the disclosure of personal information without proper authorization.
XXXX. XXXX XXXX XXXX : ** Amsher 's actions are inconsistent with the principles of the Consumer Protection Act, as it engages in unfair and deceptive practices by reporting unauthorized transaction history.
7. **Fair Debt Collection Practices Act ( FDCPA ) : ** Amsher 's unauthorized reporting of transaction history violates the FDCPA, specifically by engaging in misleading and deceptive practices.
I request that the Consumer Financial Protection Bureau investigate this matter thoroughly and take appropriate enforcement actions against Amsher. Additionally, I seek relief in the form of a correction to my credit report, removal of the unauthorized information, and any other remedies available under the law.
Enclosed with this letter are supporting documents, including evidence of unauthorized reporting and any correspondence with Amsher regarding this matter. I appreciate your prompt attention to this complaint and look forward to a resolution that upholds consumer rights and protections.
Sincerely, XXXX XXXX XXXX XXXX
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| 04/01/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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In XXXX, I signed up with XXXX under a business plan. When signing up, the XXXX agent at the retail store advised me that since this is a business account, my personal name and social security would not be affected in any way. In XX/XX/XXXX, I did a change in responsibility for this account and there was some equipment balance for about {$300.00}. When making this change, I advised the XXXX agent that I would like to pay off the balance, and he advised me that the amount will be transferred over to the new account. I called XXXX a few weeks later and was told that I would receive a final bill. They also had my email on file. I simply agreed to this and had my account charged via auto pay on a monthly basis and did not feel I had to follow up. XXXX had the business address for the business account and my home address and email. I never received a final bill via email or via mail to any of the addresses.
Sometime in XX/XX/XXXX, I received a call from Amsher regarding a bill for {$810.00} due to XXXX. This caught me off guard and I called XXXX and spoke to a customer service Rep name XXXX or XXXX on XX/XX/XXXX. The reference number for this call was XXXX. I explained my issues to the XXXX rep and he advised me to ignore the collection calls for the time being and that he will put in a dispute and that he will call me back on XX/XX/XXXX with an update. On XX/XX/XXXX, I received a voicemail from this rep stating that he is still waiting for a response to my dispute, so I simply waited.
Then comes Late XX/XX/XXXX and I got laid off from work along with my wife and other family members due to the Covid-19 crisis going on in XXXX XXXX XXXX. I received a call from Amsher asking for payment and I told the collections company that I'm waiting for a response from XXXX. On XX/XX/XXXX I saw on my credit report and file that a collections was placed on my credit report which had a huge negative impact on my score, reducing it by 101 points. I called Amsher and spoke to the rep, XXXX XXXX. She offered a pay in full settlement and I paid a settlement offer of {$450.00} and requested that this negative item be removed from my credit file. They said they can only update the record saying paid in full and only XXXX can advise them to remove the negative item. I then called XXXX and it took about 5 or 6 transfers before I was able to speak to a business care representative. XXXX advised me that to ask the collection company to remove the negative item from my credit file. Neither company is trying to help me. I never received any bills or letters and wasnt aware of my rights.
I am requesting that this negative item be removed from my credit as this will severely impact my family and I, especially during this time of crisis that my family and XXXX XXXX as a whole are facing. I've never had a late payment or collections on my credit report
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| 03/28/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am writing to alert the Consumer Financial Protection Bureau of a collections company that is violating my rights and not using proper communication methods when showing up on my credit report. I need the CFPB office to please look into my case. This account AMSHER COLL with a balance of {$360.00} has just popped up on my credit report without ever communicating to me. There was no written letter to me or calls to me so I can explain that they have the wrong person. They have recently just popped up on my credit report and I am not familiar with how they got my information or how they have my social security number. I do not owe this company and I Right now I am getting an alert on my XXXX XXXX and credit monitoring service saying my credit score has dropped tremendously. I can furnish the images of this alert showing the collections company. They are hurting me financially and this is a really big issue. To my understanding they must be compliant with laws and regulations that say they must write the consumer within days of the first communication. They are using my credit to communicate with me yet they NEVER wrote me before. If they don't write me then how could send me a right to dispute or explain my rights? Please review the original paperwork for this account. I request they send me a copy of this information to my address. I also request the original contract signed showing my signature long with all other pages of the original agreement. I am suffering damages because of this error. I have been a victim of ID theft before and I monitor my financial affairs very closely. To me this seems like an instance of debt parking that I read about on the FTC website. The Federal Trade Commission has taken action against debt collection companies that allegedly placed bogus or highly questionable debts onto consumers credit reports to coerce them to pay the debts. They label this as DEBT PARKING.
The Federal Trade Commission recently took action against a Missouri collection company and its owners, alleging that they collected more than {$24.00} million from consumers, largely by placing bogus or highly questionable debts on their credit reports.The defendants used this illegal debt parking to coerce people to pay debts they didnt owe or didnt recognize, XXXX XXXX XXXX director of the F.T.C.s bureau of consumer protection , said in prepared remarks about the agencys settlement with the company, XXXX XXXX XXXX XXXX I DO NOT HAVE ANY BUSINESS RELATIONSHIP WITH THIS COMPANY and I am concerned they have unethicality acquired my information and they are acting unethically with their debt collections. There is a process in law that protects consumers from these illegal actions. This account is lowering my credit score and if I am declined for anything, I will seek financial remedy by talking to an fdcpa lawyer.
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| 04/26/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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Received a alerts from my credit report that I have a collection that was placed on there fr om amsher c ollection services for XXXX I filled bankruptcy last year and included XXXX I ask the lady can she send me a copy bearing my signature she said she not sending me anything was really rude then hung up. Call about 5 times to also get there address and repeatable hung up. To Whom It May Concern : This letter is regarding account # XXXX also accounts # XXXX which you claim my account was charged off $ This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting " validation '' ; that is competent evidence bearing my signature, showing th at I have ( or ever had ) some contractual obligation to pay you. My reason for disputing is : my contract was cancele d. Please also be aware that any negative mark found on my credit reports ( including XXXX , XXXX and XXXX ) from your company or any company that you represent, for a debt that I do n't owe, is a violation of the Fair Debt Collection Practices Act ; therefore if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter will result in small claims legal action against your company at my local venue. I will be seeking a minimum of {$5000.00} in damages for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) You will be required to appear in a court venue local to me, in order to formally defend yourself.
For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. P.S. Please be aware that dependent upon your respon se, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action.
Consent to publish the description of what happened? Consent provided This is about a ( n ) Debt collection : Other ( i.e. phone, health club, etc. ) Which of these best describes your issue? False statements or representation : Attempted to collect wrong amount DESIRED RESOLUTION
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| 05/03/2017 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Call amsher and told them that I would like to have verified this account bearing my signature as I was on the phone the people there were rude will hang up once I called called to get account number they will not give there supervisor XXXX I believe the name was very rude as I ask her to send me something bearing my signature as well and she refused and hung up the phone. To Whom It May Concern : This letter is regarding account # XXXX which you claim my account was charged off $ This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting " validation '' ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. My reason for disputing is : my contract was canceled. Please also be aware that any negative mark found on my credit reports ( including XXXX XXXX an d XXXX ) fr om your company or any company that you represent, for a debt that I do n't owe, is a violation of the Fair Debt Collection Practices Act ; therefore if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter will result in small claims legal action against your company at my local venue. I will be seeking a minimum of {$5000.00} in damages for : Defamation Negligent Enablement of Identity Fraud Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) You will be required to appear in a court venue local to me, in order to formally defend yourself. For the purposes o f 15 USC 1692 et se q., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. C onsent to publish the description of what happened? Consent provided This is about a ( n ) Debt c ollection : Other ( i.e. phone, health club, etc. ) Which of these best describes your issue? False statements or representation : Attempted to collect wrong amount DESIRED RESOLUTION
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| 02/25/2020 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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In XXXX of XXXX I started to be harassed by a company called Amsher. Someone would call me, not tell me who they were or what they wanted, yet would continue to ask me to verify my name and end of my social security number. Having been scammed numerous times and attempted identity theft, I obviously refused to answer. They called repeatedly, one time I remember the date was XX/XX/XXXX, and every time they called, the person was EXTREMELY contentious and became defensive whenever I asked why they were calling me, however, NEVER disclosed why they were calling.
I ended up googling the company and called them back with my husband, asking if they were a debt collections agency, and not one person would give me an answer, i checked my credit score, nothing had changed so clearly I thought FOR SURE they are scammers I blocked the number and somehow they managed to continue the calls.
Sometime in XXXX or XXXX of XXXX, I get a notification that my credit score has dropped due to a debt that XXXX sent to a collection agency.
I havent had an account with XXXX for over a year so I was pretty confused what was going on.
I ended up calling XXXX and speaking with a supervisor, they told me I had a debt of {$120.00} due to a box or something that I never returned.
WELL, I had ZERO idea you were supposed to return those things and would have GLADLY done so or at least paid the bill before ever having this escalate any further HOWEVER, I NEVER received not 1 email, phone call, or physical mail notifying me of any outstanding charges. NOT ONE.
So the XXXX supervisor gives me the email they were supposedly sending notifications to ... XXXX it was not even remotely close to my email address. Im appalled that no one at XXXX caught this error or attempted resolving this mistake. I dont know who gave them that email but it was not REMOTELY close to my actual email address.
REGARDLESS, of sending a notification to an incorrect email address, I never received a notification via mail or phone call and am appalled at the deplorable way in which this entire situation has been handled. It seems extremely unjust and unlawful to be quite honest.
I ended up calling the number XXXX provided me with to the debt collector Amsher and after being harassed again via contentious employees, agreed to pay the debt so long as I received a notification via email that the debt would be removed from my credit score.
I cant imagine how someone can be strong armed into paying a debt they were never notified about, however, I am MORE in awe that this debt collections agency that harassed me for months after I asked them to stop, could take points off my credit score.
These people have caused me extreme mental duress for months and Im reporting them for harassment and unlawful practices.
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| 12/10/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Servicemember |
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I am writing to formally dispute and bring to your immediate attention several inaccuracies that I have discovered in my credit report, as provided by your agency. The discrepancies pertain to the accounts listed below : Account 1 : Address : XXXX XXXX XXXX, XXXX XXXX, XXXX, AL XXXX Phone : ( XXXX ) XXXX Date Opened : XX/XX/XXXX Responsibility : Individual Account Account Type : Open Account Loan Type : COLLECTION AGENCY/ATTORNEY Date Updated : XX/XX/XXXX High Balance : {$320.00} Original Creditor : XXXX XXXX XXXX Past Due : {$320.00} Pay Status : >Collection< Estimated Removal Date : XX/XX/XXXX Remarks : >PLACED FOR COLLECTION< Account 2 : Address : XXXX XXXX XXXX XXXX , XXXX, FL XXXX Phone : ( XXXX ) XXXX Date Opened : XX/XX/XXXX Responsibility : Individual Account Account Type : Open Account Loan Type : COLLECTION AGENCY/ATTORNEY Date Updated : XX/XX/XXXX High Balance : {$620.00} Original Creditor : XXXX XXXX XXXX XXXX Past Due : {$620.00} Pay Status : >Collection< Estimated Removal Date : XX/XX/XXXX Remarks : >PLACED FOR COLLECTION< Upon reviewing the information provided in my credit report, I have identified discrepancies that are not only misleading but also damaging to my creditworthiness. According to the Fair Credit Reporting Act ( FCRA ), I am entitled to accurate and timely reporting of my credit history. I kindly request an immediate and thorough investigation into the following discrepancies : Incorrect Address : The address associated with Account 1 is inaccurate and does not correspond to my current or previous residence.
Inaccurate Collection Status : Both Account 1 and Account 2 are inaccurately marked as being in collection status. I dispute this status, as it does not reflect the true nature of my financial obligations.
Incorrect Original Creditor : The original creditor listed for Account 2 is inaccurate, as I have no history or association with XXXX XXXX XXXX XXXX.
I request that you investigate these discrepancies promptly, verify the accuracy of the information with the relevant creditors and furnishers, and correct any inaccuracies found during your investigation. Additionally, I request that you provide me with a copy of the corrected credit report once the investigation is complete.
I have enclosed copies of the relevant portions of my credit report, highlighting the discrepancies for your reference. Please consider the supporting documentation attached.
I am confident that your prompt attention to this matter will lead to the necessary corrections, ensuring that my credit report accurately reflects my financial history. I anticipate receiving a written response outlining the results of your investigation and the actions taken to rectify these inaccuracies.
Thank you for your immediate attention to this urgent matter.
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| 09/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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On XXXX/XXXX/2016 i found identity theft on my credit report and began the process of contacting the account holders to resolve the issue.
XXXX was contacted on XXXX/XXXX/2016 and they do not have a fraud department that anyone can talk with, i was speaking with customer service rep named XXXX and he submitted the fraud claim against the account, XXXX fraud department was suppose to contact me in 3 to 7 buisness day, i was never contacted.
On XXXX/XXXX/2016 I was contacted by XXXX XXXX Office manager for maury cobb 's law office. I explained to him the issue and faxed him a copy of the police report. i was once again never contacted by t-mobile or maury cobb.
On XXXX/XXXX/2016 i found that XXXX was still on my credit record and contacted them again and they said that the account was determined to be a legitimate account and was turned over to collections. They give me the collect agency, they said they did not have the account it had be turned over to there Lawyer. ( XXXX XXXX ). Contacted XXXX XXXX and the XXXX person would not give me their name. Called collection agency back and they give me a number to XXXX XXXX, spoke with XXXX XXXX and he understood my problem on the XXXX call and said he had to talk with his office manger and would be calling me back by XXXX i never received a call back by XXXX called so i call them back. XXXX XXXX was very rude and unhelpful at this point and said i need to contact XXXX again and they would be sending me a fraud form in the mail. Contacted XXXX again and they have not been contacted by XXXX XXXX or his law office.
Called XXXX back the night of XXXX/XXXX/2016 and spoke with XXXX ( employee ID XXXX ). He once again told me that XXXX does not have a fraud department that i could speak with and resubmitted the fraud paper work it would take 3 to 7 days for someone to contact me.
On XXXX/XXXX/2016 called XXXX back and the fraud department determined the account to be a relationship fraud and need the police report faxed to them. I explained to XXXX ( employee ID # XXXX ) that this could not be a relationship fraud because the account was opened by an unknown person in texas and i live in alabama with no connections to texas.
XXXX/XXXX/2016 - Faxed a copy of the police report to XXXX and called to check to ensure they received the report. The customer service rep did not see that the fraud department had receviced the fax and would make a note on the account. He did not give me his employee ID #.
Information from XXXX Fraud account number - XXXX customer service number - XXXX Collection agency information Amsher - XXXX XXXX XXXX information XXXX XXXX - XXXX I have attached a copy of the police report as well as fax transmission report to both XXXX and XXXX XXXX.
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| 08/04/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
Older American |
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OK I gave these people everything now I want the name of the person and how he got my information.
They replied after their investigation I am not responsible for the debt.
Mr. XXXX, I have received the documents that you sent regarding your identity theft claim. To complete your ID theft claim with XXXX XXXX, please submit the following : Identity Theft Affidavit - A legible copy of a valid U.S. government issued ID ( drivers license, military ID, state ID card, passport ) Proof of Residency - Please provide a utility bill ( phone, electric, water, etc. ) which shows your physical address for the month of XX/XX/2016. Bank statements, credit card statements, monthly car insurance statements, etc. are also acceptable. The documents must have a billing/statement/closing date within the requested timeframe. The documents MUST show a physical address. PO boxes, etc. will not be accepted.
This information should be faxed, mailed or emailed to : XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CO XXXX Fax : ( XXXX ) XXXX XXXX Thank you for your prompt attention to this matter. I will research your request as soon as I receive the documentation.
If you have any questions please feel free to contact me at ( XXXX ) XXXX or by replying to this email.
Thank you, XXXX XXXX Identity Theft Team XXXX XXXX, XXXX PART 2************************************************************************************* Mr. XXXX , I have received the documentation that you sent in regarding your identity theft claim. Based on the information and documents you provided, I have determined that you are not responsible for the XXXX XXXX account in question. XXXX XXXX will get the account removed from collections and from your credit history if applicable. Please allow up to 8 weeks for the account to be removed from your credit history. You will receive a letter by mail in about one week which verifies that I have approved your claim. Please keep the letter for your records.
Please be aware that the perpetrator of this crime has your personal information including your name, full Social Security Number, and date of birth.
To protect yourself from instances of identity theft, XXXX suggests that you contact the credit bureaus to freeze your credit file. Links to their websites have been included below. In most cases, the credit bureaus will waive their normal fees for freezing your credit when you submit paperwork, including a copy of your police report, with your request.
XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX If you have any questions please feel free to call or email me.
Thank you, XXXX XXXX Identity Theft Team XXXX XXXX, XXXX ( XXXX ) XXXX
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| 01/02/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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|
Web |
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I am writing to bring to your attention certain concerns regarding the information contained in my consumer credit report, as provided by XXXX, XXXX and XXXX. As a consumer, I am keenly aware of my rights under the Fair Credit Reporting Act ( FCRA ) and the importance of ensuring the accuracy, fairness, and privacy of my credit-related information.
Under 15 USC 1681, Section 602a, there is a fundamental need to ensure that consumer reporting agencies exercise their responsibilities with fairness, impartiality, and a respect for the consumer 's right to privacy. Furthermore, 15 USC 6801 underscores Congress 's policy that each financial institution has an ongoing obligation to respect the privacy of its consumers.
I have recently become aware that [ Amsher Collection Services ], a financial institution by definition, has reported certain information to your agency without obtaining my explicit consent as required by 15 USC 1681, Section 604a, Section 2. Additionally, I must assert my right to revoke any and all authorizations, whether verbal, nonverbal, written, implied, or otherwise, in accordance with 15 USC 6802 ( b ) ( c ).
Moreover, it has come to my attention that the reported information includes adverse items, violating the statutory provision of 15 USC 1681 ( c ) ( a ) ( 5 ), which prohibits consumer reporting agencies from including certain items of information without proper authorization.
I wish to emphasize that, as per 15 USC 1681s-2 ( A ) ( 1 ) ( a ), any information furnished to a consumer reporting agency must be accurate. Given the discrepancies I have identified, it is evident that there may be inaccuracies in the reported information, constituting a potential violation of the law.
Furthermore, 15 USC 1681E mandates that consumer reporting agencies maintain reasonable procedures to avoid violations of section 1681C and limit the furnishing of consumer reports to the purposes listed under section 1681B. I am concerned that the procedures in place may not be sufficient to meet these statutory requirements.
In light of the aforementioned issues, I am formally disputing the accuracy of the information reported by [ Amsher Collection Services ] and kindly request a thorough investigation into the matter. I have enclosed relevant documentation supporting my claim for your review.
Please be advised that, under 12 CFR 1016.7, I am exercising my right to opt out of any adverse reporting services provided by [ Amsher Collection Services ]. I trust that you will promptly investigate this matter and take the necessary steps to correct any inaccuracies in my credit report.
Thank you for your prompt attention to this matter. I anticipate your cooperation and a swift resolution.
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| 11/10/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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The below email was sent on XX/XX/XXXX to XXXX President of XXXX, AND submitted via XXXX Complaint # XXXX " I considered getting service with XXXX back in XXXX of this year and changed my mind the following day. ( Thank GOD I did ). I called back the next morning and canceled the service. You tried to send the phones to my home anyway, of course I denied the XXXX shipment. You all would not refund my money, so I had to file a dispute with my bank to be refunded.
On Saturday XX/XX/XXXX I received a letter from XXXX threatening to place a collection on my credit for {$500.00} for service THAT I'VE NEVER HAD!!
I've spoken with, NOT 1, NOT 2, NOT 3, NOT 4, NOT, 5, BUT 6 SUPERVISORS SINCE XXXX!! who have either lied about following up, getting this taken care of, or not being able to access the account, Only the 5th Supervisor XXXX XXXX went through my account and read the previous notes in the account. He assured me he would take ownership of this issue and call me back on yesterday XX/XX/XXXX ... and of course HE DIDN'T CALL BACK.
Just spoke with the 6th supervisor today and she says she can't get into the account because it's canceled.
I'm hoping that someone at this email can get this cleared up. '' I received a follow up email from XXXX below on XX/XX/XXXXXXXX : XXXX XXXX XXXX.
XXXX XXXX, XXXX XXXX XXXX, XX/XX/XXXXXXXX XXXX XXXX, I am XXXX XXXX XXXX Executive Response Team. I am reaching out to you regarding your recent inquiry concerning the corresponding you sent in, regarding the XXXX account. Your concerns are very important to me, and it is my pleasure to be your direct point of contact. Please contact me at your convenience at XXXX. I am available XXXX through XXXX between XXXX XXXX XXXX XXXX XXXX CST. Can I please have a good contact number for you?
XXXX XXXX XXXX, Team CEO Direct XXXX XXXX XXXX XXXX assured me this would be taken care of via and via her response on the XXXX website under the complaint # listed above.
Today XX/XX/XXXX a {$160.00} was added to my XXXX credit report by a collection agency named Amsher XXXXollection Service XXXX XXXX XXXX XXXX, XXXX XXXX.
I've NEVER had service with XXXX. Their XXXX response and records reflect this! I was told this was taken care of in XXXX. Now in XXXX they send it to a collection agency?!?!? This is ridiculous.
I also sent an email to the same 2 XXXX folks today regarding the {$160.00} on my credit. All emails are attached in the link below. I'm unable to get access to the XXXX complaints because the codes I have are expired, but I emailed CC'ed them on the last email. But, I do have the emails showing the complaints and those are attached as well.
I'm really hoping you all can help me. Thank you.
XXXX XXXX
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| 04/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This company has failed to send me written notification of this false debt in which I received and the only way that I found out about it was through reviewing my credit report a couple of weeks ago. So I called in and asked about this debt and told her both verbally and by email ( written notification ) that I wanted to dispute the validity of this account because there is absolutely no way that it can belong to me. As of today, nothing has been done regarding having this debt being verified and validated as requested. They have refused to remove it from my credit report while they investigate-if they are even investigating it, and this is against the Federal and State laws put in place to protect consumers from illegal debt collection practices from these debt collectors. Furthermore, as I have told them via written notification and verbally, this debt does not belong to an individual person, it never has, nor has anybody been liable for it personally or individually as it was set up as a California Corporate XXXX Account with the use of the assigned Corporate Employer Identification Number given to the Corporation by The Internal Revenue Service back In XXXX of XXXX to set up this account. No officer, shareholder, or Executive member of the corporation was ever in agreement or has signed any document making any individual liable, or to personally guarantee this account at any time. This is solely a business account that was solely setup as a business account making only the corporation liable as it's sole and separate entity. These guys have damaged my credit and given me unspeakable amounts of stress and has brought on both XXXX and XXXX XXXX to me as well. This is my last attempt at trying to reason with this company and for them to remove this false debt from my credit report before I seek further legal action against them and XXXXXXXX ( the original creditor ) for falsely trying to make an individual officer of the corporation liable without ever having authorization from that individual to do so. I want to see a physical signature with my name and my social security number handwritten on the application form as part of their verification of this debt. This is the only way that I will accept as valid proof of this debt ever being my own and not the corporations. However, they won't because their is no such document available because I never signed it or used my personal social security number. Also, this entry in the credit reports maintained by all three of our national credit reporting agencies needs to be removed at once while they investigate this further, and not to wait until after wards to remove it. It needs to be removed now before they investigate per law regulations.
|
| 03/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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XXXX XXXX XXXX XXXX.
XXXX XXXX XXXX XXXX VERMONT XXXX XXXX, WASHINGTON, DISTRICT OF XXXX, XXXX To : The Office of Registered Agent for XXXX XXXX XXXX XXXX.
From : XXXX XXXX XXXX Regarding : Unauthorized Administration of the XXXX XXXX XXXX My credit report shows a collection from your agency. I was never notified of this collection. Whats more, I do not believe this debt is accurate. Under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the debt. Therefore, please provide me with a copy of all the following : 1 ) An explanation of what this alleged account balance is for.
2 ) A calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct.
3 ) Documentation that shows I agreed to pay this debt with my signature.
4 ) The Agreement that grants you authority to collect on this alleged debt.
5 ) A copy of your state license, including license number that give you rights to collect in my state.
You will forthwith return and transmit your written evidences of your delegated authority to represent that you and XXXX XXXX is authorized to administrate ( acting trustee ) on the XXXX XXXX XXXX, together with a certified copies of signatures contract between you and XXXX XXXX XXXX, you and original creditor, bonds, original creditor Charge-off documents, sureties, indemnification, insurance and any Third Party Debt Collector Association Agreement passing XXXX XXXX XXXX private information to other members, possibly resulting in identity theft. Also, relating information to your personal and professional acts referenced above and your arrogated paperwork intrusion upon the XXXX XXXX XXXX. Courts require your contract for jurisdiction.
Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act.
Also you have committed the following FDCPA Violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts Stop contacting me about this or any other matter you have. I also submitted this letter to the Consumer Financial Protection Bureau ( CFPB ), My State Attorney General Office and XXXX XXXX XXXX XXXX. You have 15 days from the date of this letter to respond with all items requested or remove this item must be removed immediately or I will seek litigation for Monetary damages.
Consumer disputes this debt and ALL claims in accordance of 16 CRF 433.2, Title 15 USC 1692, Regulations Z, Regulations M and ALL applicable UCC Articles. If you lack understanding of this paperwork, forward to your ATTORNEY.
By : XXXX XXXX XXXX
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| 11/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I recently reviewed my credit report from XXXX, XXXX XXXX. Unfortunately, I saw that you have recently began to report me 30 days late on this account on XX/XX/2022. I have previous credit reports from the above mentioned agencies that reflect my account accurately, as paid on time. I never received notice that you were going to insert negative data on my credit report, as you are required by the FCRA I contacted AMSHER COLLECTION SERV regarding this debit and that I don't owe this and had a very default time .. FCRA 623 ( a ) ( 7 ) Negative Information ( A ) Notice to Consumer Required ( i ) In general. If any financial institution that extends credit and regularly and in the ordinary course of business furnishes information to a consumer reporting agency described in section 603 ( p ) furnishes negative information to such an agency regarding credit extended to a consumer, the financial institution shall provide a notice of such furnishing of negative information, in writing, to the consumer. ( ii ) Notice effective for subsequent submissions. After providing such notice, the financial institution may submit additional negative information to a consumer reporting agency described in section 603 ( p ) with respect to the same transaction, extension of credit, account, or customer without providing additional notice to the customer. ( B ) Time of Notice ( i ) In general. The notice required under subparagraph ( A ) shall be provided to the customer prior to, or no later than 30 days after, furnishing the negative information to a consumer reporting agency described in section 603 ( p ). ( ii ) Coordination with new account disclosures. If the notice is provided to the customer prior to furnishing the negative information to a consumer reporting agency, the notice may not be included in the initial disclosures provided under section 127 ( a ) of the truth in Lending Act. Reporting inaccurate information is also a violation of the FCRA. I first contacted the above mentioned consumer reporting agency about the mistake. They sent me a letter stating you verified the information. How is this possible? I would like you to actually look into my account history this time and not just send an automated verified response! After doing so you will see that I was not 30 days late on XX/XX/2022, The FCRA allows for damages of {$1000.00} per violation. So far you have violated my rights three times Twice by never notifying me and once for reporting inaccurate information. I could surely use the {$30000.00} bucks since the interest rates on my other credit cards raised due to you error, not to mention the priceless cost of my time writing these letters. PEASE SEE ATTACH DOCUMENTS
|
| 01/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Complaint of Fraudulent Loan Charge of {$140.00} reported to the 3 Credit Bureaus by XXXX XXXX XXXXXXXX XXXX Collection Agent AmSher Collection Services on XX/XX/XXXX against me.
Details of Complaint ( 1 ) I responded to XXXX XXXX XXXX XXXX web advert and purchased a cellular phone and paid {$30.00} as requested by the sales agent on XX/XX/XXXX.
( 2 ) I was told by the sales agent that the cellular phone will arrive through XXXX XXXX in two days, he also said that I can cancel the purchase within 14 days for a refund. I waited until that weekend, Friday the XXXX of XX/XX/XXXX for XXXX XXXX to deliver the package, but they failed to deliver in 2 days as promised.
( 3 ) I called XXXX ( XXXX ) around Monday the following week and told XXXX ( XXXX ) to cancel the purchase. I was told by the agent that the purchase will be canceled and if the package arrived, that I should not accept it, that it will go back to the warehouse. When the package arrived, I did not accept it instead I told the delivery man to return it back to the warehouse.
( 4 ) The following month I noticed on my XXXX XXXX account that XXXX ( XXXX ) was still charging me using auto pay for the canceled purchase.
I then called my bank and complained about fraudulent charges from XXXX ( XXXX ), the bank investigated and made 2 reversals on XX/XX/XXXX and XXXX XXXX ( I highlighted the transaction on my XXXX and XXXX bank statements ) can be provided if requested.
( 5 ) XXXX XXXX XXXX XXXX embarked on a fraudulent collection activity against me which I regarded as elderly abuse and harassment.
( 6 ) Again, I noticed on my credit report on XX/XX/XXXX that XXXX ( XXXX ) collection agent, AmSher Collection Services reported a fraudulent loan charge of {$140.00} falsely opened XX/XX/XXXX on my credit report.
( 7 ) I followed up and entered an online dispute on the 3 Credit Bureaus platform XXXX, XXXX, and XXXX that the reported loan charge of {$140.00} by XXXX XXXX XXXX XXXX collection agent, AmSher Collection Services was a fraudulent collection activity.
( 8 ) XXXX responded and deleted the fraudulent collection activity from my credit report and notified me.
( 9 ) I, therefore, repeat, I do not owe XXXX XXXX XXXX XXXX this money and demand the 2 remaining Credit Bureaus XXXX and XXXX to immediately delete this reported fraudulent activity of {$140.00}, reported by AmSher Collection Services and XXXX XXXX XXXX from my credit report XXXX
( 10 ) I do not owe XXXX ( XXXX ) this money. It is a fraudulent activity, harassment and elderly abuse.
I affirm that the information herein is true and accurate.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Phone : XXXX XXXX XXXX
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| 01/03/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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According to the FCRA 15 USC 1681 section 602 says that consumer reporting agencies have a responsibility to report fair and accurate information with respect to the consumers RIGHT TO PRIVACY. My nonpublic personal information is written all over a public report. XXXX is a financial institution per 15 UCS 1681 section 604 which says that any consumer reporting agency may furnish a consumer report under the following circumstances and no other : " in accordance with written instructions of the consumer to whom it relates. '' XXXX does not have my consent to furnish this information and they absolutely do not have my written consent. The fact that XXXX is ignoring me saying I have a right to privacy that they do not have a right to ignore that and they they continue to violate my rights. XXXX need my consent to furnish information on a consumer report with a likeness to my name any and all consent XXXX in any form ( written, verbal or implied ) is revoked. 15 USC 6802 ( b ) ( c ) states " a financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless -- the consumer i given an explanation of how the consumer can exercise that non disclosure option. '' XXXX never informed me that i had a right to exercise my nondisclosure option. I do not consent to my personal nonpublic information being shared on a public consumer report that anyone with XXXX can obtain. In addition to that 15 USC 1681C says Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information : ( 5 ) Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. This account is clearly in adverse action and they are reporting without my permission which is against the law. Now 15 USC 1681s -- 2 ( A ) ( 1 ) states " A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 USC 1681e says that " Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. '' XXXX is not maintaining reasonable procedures. They are not removing items while they investigate. Oh yeah, 12 CFR 1016.7 states that i can opt out of reporting services at anytime, and i am opting out of any and all debt collectors reporting to my consumer report.
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| 09/13/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have a situation with an oldXXXX account which was falselyreported as a derogatory mark on my credit report.
I had closed my account with XXXX in XXXX and transferred all my numbers to XXXX ( or so I thought ). XXXX was supposed to close and transfer all lines to XXXX as requested but kept their " Free '' service line that I received years prior ; on the original XXXXXXXX account and continued charging me which I did not know they were doing as my XXXX account was on auto pay. After months of paying I see a charge from them on XXXX XXXX XXXX '' a money managing app that notifies me of all charges per week. Upon further investigation I realized I was being charged months after " closing '' my XXXX account. I contacted XXXX there after and explained the situation in which they took ownership of the mistake and refunded the money they took.
A month after I realized the account was not closed AGAIN and they took money from my account and I had to contact XXXX XXXX XXXX to block XXXX from deducting funds from my account. I contacted XXXX once again and they took ownership of the " auto billing error '' and refunded the funds that they took and assured me that the account was fully closed as previously requested.
This past week in XXXX I saw a derogatory credit report via XXXX XXXX XXXX stating I owed {$310.00}. After further investigation I was told it was from XXXX which is completely false because I do not owe any money towards XXXX. Take note ; no calls, letters & emails were sent saying I " owed '' during these months. Instead they just put a derogatory mark on my credit which is completely false. I contacted XXXX yesterday afternoon very very livid and extremely upset ( which I completely should be ) and explained the situation. The customer service personnel put me on hold after reading all the account notes on my account and stated that he would need to contact the financial department for investigation. After waiting on hold for a few minutes the phone disconnected and I never received a call back.
Today I searched online for assistance via XXXX for people that had similar experiences with poor practices from major companies. I was recommended to report XXXX to FCC, XXXX XXXX XXXX XXXX which I recentlydid ) and to also email yourself because speaking directly to XXXX customer service is getting me nowhere and I am feeling like I am being lied to via phone and have been giving the " run around '' throughout these months. The icing on the cake is the billing department actually submitted a complete false report onto my credit report which should be illegal on their part.
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| 05/10/2023 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Older American |
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Good afternoon, About 2 years ago I had phone service with XXXX. When I signed up for the service I received a new phone. I specifically asked if there were any contracts or cost for the phone. She said no, the phones were free as part of the current promotion & the service was month to month. I signed up for 2 lines, one for me & one for my husband. My husband does not use anything but a flip phone so I paid for a flip phone for him. Everything was good for awhile until a monthly bill arrived with a new phone for over {$300.00} on it. I called them to find out what that charge was & she said " you bought a new phone ''. I told her that I had not purchased any new phone as I got a new phone when I signed up for their service. I asked her to please remove that charge for that phone as I had not purchased anything. Three months went by & the charge was still on my monthly bill. I called back to again ask them to remove that phone from my bill. They didn't, so I canceled my service & I got a new provider.
I never got another bill or heard from them again so I assumed that they finally removed that charge & closed my account. Now it's probably a year & a half later & I get a letter from a collection agency looking for more than {$600.00}. I called them & the man said because I didn't keep the service for at least 2 years that I now have to pay for the phone that was given to me free when I signed on for the service plus a monthly fee for all the time since I closed my account. The collection agency man was extremely rude to me & said said I could settle for some amount over {$400.00}. I said I wanted to see copies of those bills & to send them to the correct address. They sent it to my legal address instead of my mailing address. Our property is in XXXX, but we receive our mail through XXXX XXXX because most of our street is XXXX XXXX property.
It's been three months & I heard nothing so I assumed perhaps they closed the case. Wrong, the other day I got a bill from XXXX, again mailed lto the wrong address. I called them & the young lady said she couldn't help me because it's in collections. My credit score is over XXXX & I am so stressed out over this since I asked many questions before I signed on with them. I may be elderly but I'm not ignorant. I feel very abused right now. On that bill it also says that I have 4 handsets. I had only 2, one for myself and one for my husband.
Can you help me with this before I have a breakdown? I'm losing sleep over this.
Thank you, XXXX XXXX ( XXXX ) XXXX ) XXXX XXXX XXXX XXXX XXXX, MA XXXX Legal Adress is : XXXX XXXX XXXX, XXXX, MA XXXX
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| 06/22/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I cancelled a recurring payment with XXXX on XX/XX/XXXX and never received a confirmation of cancellation. I reached out to the merchant to confirm that night and they said that they found no record of my account and that it was cancelled. When I tried to search for the transaction the next month on my online credit card statement I didnt find it, but realized much later that I was still being charged with a variation of the name on my credit card. After discovering the charge had continued and given the previous phone attempt had failed to cancel the account, I visited a XXXX retail store in person on XX/XX/XXXX where they confirmed that there had been zero activity for the duration of that time, but they would not or could not correct any charges there or via XXXX customer support. I was told the account was closed and no balance was due. They instead said if I wished to pursue a refund, I needed to dispute the charges directly with my credit card company, which I did.
I received no further communication from the company or their agents until XX/XX/XXXX, at which point I received a notice labeled as a " Final Bill '' dated XX/XX/XXXX stating I had 10 days to pay the balance owed before the account would be referred to collections. The very next day, I received a collections notice from XXXX XXXX dated XX/XX/XXXX, indicating the account had already been referred to collections and I didnt have 10 days to pay. XXXX refused to discuss the notice, account, or debt when contacted. XXXX XXXX was notified that the debt was disputed on XX/XX/XXXX.
Shortly after, I received another notice from XXXX, a different collection agency, stating that my card would be charged again automatically on XX/XX/XXXX, the original amount ( {$180.00} ) plus a series of fees ( {$140.00} ), including a {$35.00} fee on a {$0.00} transaction disputed. It was also disputed immediately via phone, but as with previous contacts, outside of the initial notices, I have received no further communication.
On XX/XX/XXXX, I received a new notice from a new collection agency Amsher Collections services that {$200.00} was still owed. At which point, I promptly sent them a notice via email that this is disputed and has been disputed previously.
While this started with a dispute over {$180.00} with XXXX and subsequently with the credit card company over charges for a service that was not provided, those fees are no longer even in dispute as they were not refunded to me. Yet I have still been contacted by collections agencies over the course of a year for amounts above and beyond the original amount.
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| 11/24/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This complaint submission is in regards to a false credit report by AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ). I have made attempts to rectify this matter with them directly as they have now been unresponsive. I spoke with a representative by the name of XXXX XXXX, who was both rude and uninformative. When first speaking to XXXX XXXX, he was extremely aggressive and hung up the phone when requesting information regarding the account. I then made another attempt and after waiting on hold for XXXX minutes, I was finally provided with the mailing address so I could forward them a Debt Of Validation letter. This Debt Of Validation letter which was sent on XX/XX/2022, was confirmed through CERTIFIED MAIL that the Supervisor had received the files by signature confirmation. At this point it is now XX/XX/2022, and after 30 days of notifying them, neither my Attorney nor I have received any response, or correspondents. I specifically asked for proof of the alleged debt and anything in signature or JUDGEMENT BY LAW stating I was obligated to pay them or falsely report a debt to the three major Credit Bureaus. I got a response from XXXX XXXX XXXX XXXX named XXXX XXXX who also failed to comply or provide any appropriate documentation for their claims. They also failed to return the requested information on the Debt of Validation Letter. I have never made any agreement with them nor the original creditor to pay anything, nor was I properly notified of this false reported debt. I am requesting AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ) to immediately remove me from their systems and update all 3 major Credit Bureaus specifically ( XXXX, XXXX, & XXXX ) on this action. They have failed to follow the guidelines which were all provided to them in the Debt Of Validation letter that supports the Fair Debt Collections Practice Act. In result, AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ) are violating my rights and are also causing financial hardship with this debt being reported. This false report by AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ) has prevented me from gaining access to any lenders due to Derogatory Marks on file. At this point they have failed to provide any competent evidence or any legal obligation and AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ) is currently in violation of the Fair Debt Collections Practice Act, 15 USC 1692g. If this report is not updated immediately to the XXXX major Credit Bureaus, I will be taking legal actions and will immediately file a Civil Suit.
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| 12/05/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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XXXX XXXX incorrectly claimed I didn't pay a bill for rental equipment that wasn't returned to them at an address that I never moved to, for equipment that I never requested or received, and then proceeded to ruin my credit. They are in violation of the fair credit reporting act and I'd like to be compensated for them putting me and my family through this during such a stressful time.
On XX/XX/XXXX I called XXXX to provide a new address for transfer of services to a new address to begin services on XXXX XXXX. I called back the next day to let them know I will no longer be moving to that address and to cancel that order. They confirmed several times that order was cancelled. I moved on XXXX XXXX to a different address and continued XXXX service at that new address, so they continued to have all of my contact information and knew how to reach me. I've never paid any XXXX bill late in the many years I've been a loyal customer, which they confirmed to me several times, which is why what happened next is even more frustrating.
They NEVER ATTEMPTED TO CONTACT ME via tel/email/mail to let me know that they THINK I owe them anything before sending an incorrect supposed debt off to a collections agency on XXXX the XXXX called Amsher Collections Services, which also NEVER ATTEMPTED TO CONTACT ME before reporting the fraudulent debt WHICH I DO NOT OWE on XXXX, to the national credit reporting agencies thereby damaging my credit significantly. In fact, the only way I even knew this was a debt they were attempting to collect was AFTER my credit monitoring report let me know that my credit decreased by 100 points! I never was made aware of this attempted debt collection prior to this ding on my credit report and had to research how this happened after the fact.
When I called XXXX/XXXX customer service they confirmed that I do not owe them anything and that they likely lost their own equipment. They also confirmed that they saw in their files that I never received service or equipment at the address that I was sent to collections for. Nevertheless, after speaking with 2 different representatives, they refused to tell the collections agency to correct the fraudulent charge until they complete an 'internal investigation ' that clearly, has nothing to do with me. How is this legal?!
I believe both XXXX/XXXX XXXX as well as their collections agency, Amsher Collections, to be in violation of the Fair Credit Reporting Act and I must insist on immediate correction of my credit report as well as compensation for the damages this has caused to me and my family.
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| 11/16/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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After being alerted by XXXX about a collections on my credit report, I called AMSHERE COLLECTION SERVICE at XXXX XXXX on XX/XX/2022 lasting for 11 minutes. Upon being directed to the XXXX department I was greeted by one of their representatives. I did not assume any direct responsibility for the debt but simply asked for information concerning the debt and if there was a pay for delete option. After, the representative said they did not offer such services I said I would need to think about it and call back. Part of the reason being I was not entirely sure about the details of the debt but considered paying in order to save my credit. The representative said to wait a minute and a second later, a man started speaking, and announced himself as the manager over-watching the trainees callhe did not announce his full name. Following this, he began to speak in a very aggressive tone and stated that the only reason I considered paying was because it was impacting my credit and that if I cared about my credit in his opinion and years of experience the best way to settle this was to not allow a bad matter get worse. If I were not to pay this now it it would have a detrimental impact on my credit. The quote mentioned above is almost verbatim what he said. If anyone were to review the call they will find that not only did he use an aggressive tone ( and I dont use that adjective easily ), he would not allow me to even get a single word out to explain the situation that the debt might not be mine. If I said any words he would just continue to shout above my voice and say that in his opinion, in order to prevent further harmful damage to my credit I should pay the debt that is owed and that once referred to as a settled account this will be better for my credit. The man continued to use an aggressive tone with me and I said that threatening me with credit repercussions and doing so in the aggressive tone of voice would not illicit a potentially invalid payment from me. After hearing my dispute he said regardless of your reaction of shock regarding the collection, the facts are the facts and this debt is yours. I said I did not want to continue this conversation and he said you can hang up now if thats the case. Afterwards I called back Amshere Collections XXXX department at XXXX XXXX, lasting 3 minutes, to collect the mans full name to file a complaint. His name is XXXX XXXX. I had no issues with the initial representative because she was kind and respectful. A simple review of the recorded phone call will certify my complaint. Thank you for your time.
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| 05/13/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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To whom this may concern I am writing because the 3 major bureaus on several occasions have yet to properly investigate the negative and inaccurate information on my credit report. By law the bureaus must adhere to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) The major bureaus have continued to report negative information, addresses, and accounts without providing legal proof that the debt is valid. I am requesting a investigation by the CFPB to remove all inaccurate information.
Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment if applicable ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered Agent At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus XXXX XXXX, XXXX or XXXX ) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Be mindful that the collection agency has yet to provide A LEGAL BINDING CONTRACT WITH A BEARING SIGNATURE SHOWING PROOF OF DEBT AND OR LEGAL OBLIGATION TO PAY THE DEBT WITH THE ALLEGED DEBT COLLECTOR. UNTIL THE AGENCY COLLECTING THE DEBT CAN PROVIDE A CONTRACT BINDING THE DEBTOR TO THE DEBT THE DEBT MUST BE REMOVED.
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| 10/24/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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I am in collections with XXXX for a charge of {$2200.00}. The debt collection was sent over to Amsher, who then sent it over to their attorney office, XXXX XXXX located in Alabama. First off, I have never received anything through the mail from any collection agency regarding the debt they are trying to collect. Once I received notice that their was this collection against me through checking my credit report, I called Amsher in order to dispute the debt. Amsher told me that I had to go through XXXX for anything further since the account was transferred over to them. I have now been in contact with XXXX for about three weeks and they have been very unprofessional. I sent over a police report on XXXX XXXX, stating that the phones were stolen out of my vehicle back in XXXX and they stated that in order for the account to be settled that they had to send the police report over to XXXX. I have called XXXX today and they said they never received anything. I then called XXXX 's office back and the individual I spoke to was very improper using slang and profanity towards me, then hanging up on me twice. While talking to him each time I asked to speak with a supervisor the two different times that I had called and the same man I was transferred to stated that there was not one for 48-72 hours and that he would not transfer me to anyone else. All I was asking for was an email of some sort of dispute validation that I asked for back on XXXX XXXX and the man keeps informing me that they are not able to send out anything to me stating that I am disputing it. He said I need to ask XXXX for that, but XXXX 's corporate office is stating that since the account is in XXXX 's hands that they need to be the ones to send me a dispute validation. XXXX 's customer service is refusing to send me over any validation that I am disputing the charges, claiming that they sent over the police report to XXXX, while XXXX is stating that they never received anything, and the customer service representatives are being very unprofessional and ending the phone calls on me without giving me the proper information and not giving me answers to any questions that I ask. I am trying to receive this validation of dispute so that I can get this taken off of my credit report as soon as possible because it is affecting it drastically and also because I was in the process of purchasing a new home and this is effecting the process. I want to see if I am able to get my debt transferred over to anything collector or if I can just receive a dispute validation at the very least.
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| 12/30/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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I filed a complaint with the CFPB against Amsher Collection Agency about their attempts to collect a debt in the amount of {$430.00} and report information to XXXX that does not belong to me on XX/XX/XXXX. I immediately began receiving calls on the same day that I filed my complaint on XX/XX/XXXX from Amsher Collection posing as the TN Department of Health in their attempt to collect personal identifying information to collect on a debt that belongs to a XXXX XXXX. I am not XXXX XXXX. The name that came across my caller ID on XX/XX/XXXX to XX/XX/XXXX was the TN Department of Health and a XXXX XXXX XXXX left voicemails stating that he was with the TN Dept of Health asking me to verify my name, date of birth and that of my children due to a XXXX health concern. Amsher Collection continued to pose as the TN Department of Health but specifically asked that a XXXX XXXX return their calls from XX/XX/XXXX to XX/XX/XXXX. I am not XXXX XXXX. I called the TN Department of Health and they said that the TN Department of Health is not associated with the telephone number XXXX or anyone named XXXX XXXX and that they would not ask me for that type of identifying information for XXXX. I called my childrens physician and their schools and asked whether the TN Department of Health had contacted them about my children and any XXXX related health concerns. My childrens physician and schools stated that they were not notified of any health issues or XXXX related concerns regarding my children. Once I verified that the calls from the TN Dept of Health were scam calls from Amsher Collection posing as the TN Dept of Health I then continued to be called by random numbers from different cities in the state of TN and then began receiving robo calls on a daily basis.
The timing of my complaint with the CFPB and the receiving calls directly preceding my complaint on the XXXX are not a coincidence. Amsher and XXXX have the wrong person, name, and address and are calling my cell phone impersonating the TN Dept of Health in an attempt to connect me to billing and information that does not belong to me. This is not my debt. I have recordings of the voicemails and have filed a complaint with the FTC regarding the calls and impersonating the TN Dept of Health. Amsher Collection Agency and XXXX XXXX XXXX ( XXXX ) collection tactics of scaring me into believing that my childrens health is at issue to collect identifying information to pursue debt collection is beyond deceptive and abusive and a definite violation of the FDCPA and FTC.
|
| 11/02/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX XXXX has a bill for {$400.00} that is not for me and is in Amsher Collections. Since this bill is now in collections, it was showing on my credit report throughout each bureau. When calling both Amsher Collections and XXXX XXXX, they confirmed that the DOB on file is my fathers but has my SSN attached. My father for a fact does NOT know my SSN and this account should not have been activated if they properly did a credit check on my father. In order to get this disputed, XXXX protocol required to submit a request for an identity fraud claim on their site. Afterwards, I will be contacted by an investigator within 30 days. It is almost 30 days and when checking on the status of my report, no one was able to provide me with an update. Furthermore, no one provided me with a number that I can call to check in with the investigation department. Keep in mind, I filed the report on THEIR website. Till this day, I have yet to be contacted by an investigator that can help in this situation. During each phone call I had with XXXX prior to filing, I made it clear that this was a mix up in which this debt is for my father and not me. I myself, has NEVER had services with XXXX XXXX and the lack of help that they are giving me is unfair and harming my credit. I provided necessary documentation to XXXX XXXX when filing my complaint.
Additionally, XXXX the Credit Bureau out of all other Bureaus is refusing to help in this situation too. So far I filed a total of 3 disputes with them and each came back with the same result, " verified as accurate '' within 3 business days MAX. Commonly known, if someone was to file a dispute, the investigation would take a total of 30 days. If properly investigated, you should expect your results by the 2nd or 3rd week from filing. Even after providing documentation, XXXX was the ONLY bureau that is verifying this mix up as accurate. Which causes me to wonder if they are actually doing their due-diligence and investigating the situation. When asking about my IDs, they stated that one was legible and the other hard to read. However, both IDs images were sharp but XXXX was the ONLY Bureau to deny this claim. How is this possible if I provided the same IDs to other bureaus without this problem??
Please help me in this situation because this is unjust and should be a simple solution. This is highly frustrating as I am getting mistreated by XXXX XXXX Amsher Collection Services, and XXXX Credit Bureau! I can provide as much information as possible if needed, thank you!
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| 03/27/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I cancelled my XXXX phone service XX/XX/XXXX. XXXX had provided me signal booster as I was not getting enough signal at my home. When I cancelled my XXXX service I requested for them to send me Signal booster return kit in order for me to return the signal booster to XXXX. The return kit simply contains the XXXX return label. But even after 1 month I never received the return Kit. So, I called XXXX again and again for the issue. Every time their response was that they forgot to send the return kit and will send me as soon as possible. At that time, I informed them that the delay is from their end, so I will not be responsible for any charges. Even after this conversation I did not receive any return kit. I had to call them so many times in order to send me return kit. Finally I received the return kit XX/XX/XXXX, more than 2 months after cancelling the service. Surprisingly, during these 2 months they started sending me letters saying I owe them more than {$400.00} as I never returned the signal booster. It seemed like there was definite disconnect between communication within their departments.
As soon as I received the return kit, I shipped the signal booster on XXXX XXXX XXXX. I have a delivery proof showing they received it on XXXX XXXX XXXX. I have the XXXX tracking number with all the proofs including photocopy of return label, return kit, XXXX receipts with weight of the package showing XXXX, But to my surprise XXXX kept sending me bills showing I owe them more than {$400.00}. So, I called then again on XXXX XXXX XXXX to let them know the entire story and informed them the XXXX tracking number as well so that they can resolve this very simple issue. At this point I was thinking that I provided all the proofs of return and the issue will be resolved. But the biggest surprise was yet to come. I received a call sometime around XXXX XXXX or XXXX XXXX from Amsher Collection agency that XXXX has put my account in collection from XXXX XXXX which was just 1 day after I talked with XXXX representative and had given XXXX XXXX number as a proof of delivery. This seemed so brutal to me. But, I provided all the proofs to collection agency and disputed the issue on XXXX XXXX XXXX. Currently, this issue is in dispute since that day.
I have all the photocopies as a proof to prove that XXXX definitely received the signal booster on XXXX XXXX XXXX and so I do not owe XXXX any money. At this point I feel like hitting a dead end. I really appreciate if you can help me resolve this issue.
|
| 09/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
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I have a collection account which occurred in XX/XX/XXXX after I felled to pay a cell phone with XXXX. XXXX provided its customer with an options no pay on cell service during the pandemic when we were out of work but they came back and wanted large payment on the account in which I couldn't afford so I lost my service after being a loyal customer for almost a decade. They assigned the debt to Amsher Collection agency who said I owed {$3500.00} + in. I requested a bill outlining what I owed this amount for on many different occasion but I stilled haven't received one. I saw where this showed up on my credit report in XXXX of XXXX. I contacted them again asking for a outline of my charges because it was way higher then {$1700.00} XXXX originally owed the collection lady said she was sending it out, so I started making payments to clear the {$1700.00} for now in XXXX of XXXX because it was affecting my credit score. I still never received the outline of charges. In XX/XX/XXXX, I accepted a 50 % pay off in which they said they would report to the credit bureau the account paid in full. I paid {$500.00} on XX/XX/XXXX, but was unable to pay the {$1100.00} + on XX/XX/XXXX and they wouldn't extend the offer until XX/XX/XXXX stating it was for only 30 days, I said oh well, Ill would just take the matter to court, after speaking to the Manager name XXXX who talked very rude to me. Now they have updated the credit bureau saying the accounted was assigned to them in XXXX of XXXX which caused my credit score to drop 16 points due to this false information. It appears as if it was just assigned to them and its a brand new debt. I contacted them and disputed this incorrect information. XXXX stated XXXX took the account away for a short period and reassigned it back to them in XXXX of XXXX. I have filed a dispute with the credit bureau about the incorrect information on this account and they keep disputing it as accurate. I have no billing information to dispute this account with and Amsher has never provided me with any. This a case pf unfair business practice and is using our personal and credit credentials as a pawn to try and make us pay something we dont owe. I contacted XXXX and couldn't provide me with another credit agency that this account was with. They resubmit the information to the credit bureau so they will continue to show as a high impact and recent debt to affect the consumer from getting new credit when the collection is actually an old and incorrectly charged debt,
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| 05/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Subject : Cease and Desist Communication, Notice of Identity Theft, and Request for Debt Validation Dear Sir/Madam, My name is XXXX XXXX XXXX a federally protected consumer. I'm filing this complaint to bring to your attention a matter of utmost concern regarding the alleged debt you claim I owe. This communication serves as a formal complaint, notice of identity theft, and a request for debt validation.
First and foremost, I want to make it explicitly clear that I have never given Amsher Collection Services any permission to use or disclose any of my identifying information. It has come to my attention that you have been using my personal information, without my consent, to contact me about an alleged debt. This unauthorized use of my identifying information constitutes a severe violation of my privacy rights and is a clear case of identity theft.
As a consumer protected by federal law, I am aware that the assignment of a defaulted note is illegal, as stated in Article 9. This implies that any purported assignment of the alleged debt to your agency is invalid and void. Consequently, both the assignee ( Amsher Collection Services ) and the assigned ( original creditor ) are liable for violations under 15 U.S. Code 1692e ( 12 ).
In light of the above, I demand that you immediately cease and desist all communications with me regarding this alleged debt. Furthermore, I request that you provide me with the following information : 1. Proof of your authorization to contact me regarding this alleged debt.
2. Documentation verifying the existence and validity of the alleged debt.
3. Documentation showing that the original creditor lawfully assigned the debt to Amsher Collection Services.
If you are unable to provide sufficient proof that I owe this alleged debt, I demand that you remove all references to this debt from your records and cease any further attempts to collect it. Failure to comply with this request will leave me no choice but to pursue legal action seeking {$1000.00} per violation, as provided by the Fair Debt Collection Practices Act ( FDCPA ).
I expect a prompt response to this letter within 4 business days from your receipt. Your cooperation in resolving this matter amicably and without further delay will be greatly appreciated. Please send all correspondences regarding this issue to the address listed above.
Thank you for your immediate attention to this matter.
Sincerely, XXXX XXXX
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| 10/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have XXXX home internet .... one modem one line one bill ... XXXX has submitted another account in my name to a collection agency and to a lawfirm trying desperately to get me to pay {$350.00} on a account that doesn't belong to me. They also have the absolute worst customer service department on the face of the planet. They have refused to resolve this issue. When I first got the home internet I had to send one modem back because they sent me one and I got one from the XXXX store. I spent one hour on the phone with XXXX customer service in the ups store trying to get a return label for the extra modem. They couldn't get into my account because the pin on the account wasn't set up .... and they couldn't set it up. So I drove over to the XXXX XXXX and asked them to send it back. They said they usually don't do that but since I had an issue with customer service they gladly sent it back for me. Then a few months later I had problems with my modem. I diagnosed the problem myself to be a faulty power cord. I spent over an hour trying to explain that to XXXX customer service and they said they would send me another cord. That was the most successful call this whole time I've had XXXX ... .. so I thought. When the box came in and I opened it, it was a XXXX phone battery. I had to contact customer service yet again and to resolve the issue they just sent me a new updated modem and had me send back the old modem and XXXX battery. Then I received a letter saying I owed money on a bill when all my bills were paid. I noticed the letter had a different account number but had my name. I went to the tmobile store so they could assist me in figuring out what has happened. They found that there were 5 different accounts in my name and were unaware of how this could happen. We spent a good amount of time on the phone with customer service, again. The customer service rep stated she was gon na delete all accounts except my actual account and credit my account $ XXXX thought everything was fixed and internet was great and bills were paid and everyone was happy. Then, I received a letter in the mail from a collections agency stating that the account that I thought was deleted was turned into them and I needed to pay {$350.00}. I disputed the claim and XXXX said their information was correct. Then I received a phone call and a letter from a law office attempting to collect the dept.To this day. The issue is still not resolved
|
| 07/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Older American |
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An individual or individuals purchased XXXX XXXX in my name. XXXX sent a bill to my home address and a notice from a XXXX XXXX XXXX XXXX XXXX XXXX ) was received on the same day, prior to the bill and the notice, I was unaware of the breech. I called XXXX to dispute the bill the next day asking how the phones were ordered and what I needed to do. On XX/XX/2022, I filled out the XXXX Fraud Management by email at ( XXXX ) the recommended method of correspondence and received no response. I also explained to them that XXXX had notified me of the breech and was actively working to fix the problem. Thinking the issue was settled, I did not follow through any further, but on XX/XX/2022, XXXX sent my bill to a second Collection Agency . Once again, I contacted the AmSher Collection Services , IncXXXX explaining the situation and asking what I could do. They told me that I should write a letter, and submit a fraud claim through the XXXX website. I had already corresponded with Fraud Management by email on XX/XX/2022. An agent at XXXX said I should contact a XXXX store and find out what to do, and I complied not receiving any more pertinent information regarding correcting the issue. Furthermore, I wrote letters and provided a police report, the police report number and an explanation of what I had done including a request to AmSher asking for them to provide " pertinent '' information regarding the transaction. The letters to both AmSher and XXXX should have been received before XX/XX/2022. Meanwhile, XXXX still persists in collecting the debt from me, once again referring my case to AmSher Collection Services . Repeated phone calls to AmSher have met with no success, and many of my calls are dropped or not allowed to go through. When speaking with representatives from AmSher they tell me that XXXX must initiate the " clearance '' of the debt and XXXX says that AmSher must initiate the clearance. You would think that the company that incurred the debt would be able to clear the debt, but I don't know. XXXX has been unable to give me any information regarding, how my information was documented for this alleged purchase or where the phones were delivered. AmSher has been equally evasive and refuses to speak with me. In the letter I sent to both AmSher and XXXX XXXX XXXX told them I had to have information regarding my account so I could prosecute the individuals responsible for this behavior.
|
| 10/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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AmSher Collection Services Inc.
I sent a cease and desist letter via certified mail to Amsher Collection Services who has of XX/XX/2023 violated the law.
I AM A LITIGIOUS CONSUMER I WILL NOT HESITATE TO TAKE LEGAL ACTION AGAINST AmSher Collection Services Inc.
15 USC 1692C ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt.
I refuse to pay this alleged debt. Cease and Desist all collections activity regarding this alleged debt and PROMTPLY Delete it from all consumer reporting agencies that you have reported this inaccurate incomplete, erroneous and misleading information to at once.
The reporting of such inaccurate information has caused severe damage to my character, my reputation, my general mode of living and my ability to obtain credit for personal and house purposes.
15 U.S Code 1681s-2 Responsibilities of Furnishers of Information to Consumer Reporting Agencies .
You and your inaccurate reporting have damaged my livelihood.
( a ) DUTY OF FURNISHERS OF INFORAMTION TO PROVIDE ACCURATE INFORMATION 1 ) PROHIBITION ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. DUTY : a moral or legal obligation ; a responsibility ACCURATE : correct in all details ; exact. PROHIBITION : a law or regulation forbidding something 15 USC 1681 s-2 Says you { AmSher Collection Services Inc. } are a furnisher of information to a consumer reporting agency.
This is a final opportunity to Cure and DELETE This Erroneous, inaccurate account from my Consumer report.
YOU HAVE 10 Calendar days to DELETE THIS ACOOUNT FROM MY CONSUMER REPORTS! or I will take legal action for consumer law violation under 15 USC 1681 n, 15 USC 1681 o and 15 USC 1692k.
DELETE THE FOLLOWING ACCOUNT/S FROM YOUR RECORDS AND ALL CONSUMER REPORTING AGENCIES.
Account number : XXXX XXXX USPS Certified Mail Tracking info : XXXX Latest Update Your item was delivered to the front desk, reception area, or mail room at XXXX XXXX on XX/XX/2023 in XXXX, AL XXXX.
|
| 06/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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We had an account with XXXX for 14 years at one residence ( in Arizona ). We never missed a payment and had an impeccable credit rating with XXXX. Due to my wife 's father becoming ill we had to move to XXXX for XXXX year. We had XXXX at our residence in XXXX ( XXXX XXXX XX/XX/XXXX ). We moved back to XXXX in XX/XX/XXXXor employment reasons. In XXXX, we were advised to suspend our account ( no charge because we were excellent customers for 14 years ) and set up the service when we arrive in XXXX. Unfortunately, where we relocated in XXXX, XXXX was not available. We made a final payment to XXXX in XX/XX/XXXX and cancelled the account at that time. The equipment was returned in XX/XX/XXXX. We have the receipts to prove this from XXXX. XXXX did acknowledge the returned equipment. We started to receive bills stating we owed {$700.00}. I have been trying to speak with customer service representatives about this bill for over one year. This {$700.00} amount is now listed with a collection agency. My wife and I are trying to purchase a home, and this account is damaging my credit rating and ability to secure a loan. I have on record that I have communicated with three supervisors ( as well as their ID/Badge numbers ) about our situation. I can not get any answers or feedback about how we owe {$700.00} dollars. We never received an itemized bill with any charges. No charges should have been incurred as the account was suspended and then cancelled. One supervisor removed a {$66.00} charge immediately, stating this was not our fault. If this was done, how do we to owe {$700.00} dollars? I have been trying to communicate with XXXX for over one year. There is no justification to this charge. We never authorized these charges. When speaking with the supervisors all of them guaranteed to give us a return call ( about our situation ) within 5-10 business days. This has not happened. I was told to respond to an email as I was speaking with a supervisor to verify the correct email address. I did this while we were speaking on the phone. We have not received any information or resolutions about these charges. There was even a quote from a supervisor who stated the " back office '' would investigate and reply within 5-10 business days. I would welcome the opportunity to speak on the phone or communicate via email.
|
| 05/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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Sometime in early XXXX, I received a letter from AmSher about a debt account they received from XXXX. The letter stated the total amount but not the itemized amounts and I can not validate this debt, especially not knowing what the charges are. I called AmSher and left a detailed message regarding my account with them, indicating that I formally dispute the debt and request itemized charges.
For a while, I heard nothing back and received no itemized charges ; I considered the matter resolved. Some time later XXXX late XXXX ) I am notified through credit monitoring that there was a change in my credit report. AmSher reported the debt in spite of my dispute, to the collection agency without first having sent the itemized charges or contacted me about my request.
On calling them today, I was told my request was received shortly after I called and that the itemized charges were sent in the mail. No such mail ever arrived XXXX even though I receive other mail just fine, including their original notice ) ; no explanation or tracking number was given. I asked that in lieu of sending the itemized charges and/or notifying me they were not sent, that AmSher remove the report they sent to the credit bureaus, until after the itemized charges document has been sent. They refused to look into the matter further and insisted they're " not in control of the postal service ''. This seems highly suspicious since I receive mail routinely just fine, I am confident the document was not sent because they did not send it and it does not exist. Based on my past experience with this debt, a previous agency XXXX having attempted to do the same thing ) eventually admitted the document did not exist because no itemized details were provided by XXXX with the account. I am confident this is the case yet again, where the agency is falsely insisting it was sent as a pressuring tactic to make up for the fact they can not legitimately provide supporting documentation.
In the past, I have contacted XXXX and the previous agency to confirm that XXXX deleted my account information, and so with it any information about itemized charges. It seems entirely like a scam tactic to, knowing this, a ) continue to collect the debt and b ) for agencies to " invent ' documents/details which don't and can no longer exist.
|
| 07/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection Services was placed on my credit report for a balance that was owed to XXXX in the amount of {$820.00}. This information is fraudulent and suspicious. I filed a dispute with XXXX on XX/XX/XXXX and XXXX contacted Amsher Collection Agency. Amsher could not verify that the amount belonged to me and that it was incorrectly reported on my credit file. This account has been removed from my credit report. However, I sent in two money orders before I found out that this account was removed from my credit file. I sent two money orders in the amount of {$820.00} to the XXXX XXXX XXXX XXXX XXXX who is working on my account on behalf of Amsher Collection. I am having issues with receiving my money back. XXXX XXXX keeps telling me that I need to contact XXXX for remittance of payment, but XXXX said that the account has been sold to Amsher and I need to refer to their office. Amsher keeps referring me to the XXXX XXXX XXXX XXXX XXXX and XXXX XXXX refers me to XXXX. It has been difficult getting in touch with someone. I am concerned that this account appeared on my credit report and it was incorrect and didn't belong there. This seems fraudulent. I have filed a police report in regards to my account ( XXXX ) with XXXX and Amsher Collection Services . I went into the XXXX store and received assistance. I was told that the account has been canceled, but found out that there were five ( 5 ) lines added to my account prior to it being canceled. I did not authorize these phone lines and I am not sure how they were added. The associated phone numbers are as follows : XXXX ( XXXX XXXX XXXX ) XX/XX/XXXX - XX/XX/XXXX XXXX ( XXXX XXXX XXXX ) XX/XX/XXXX - XX/XX/XXXX XXXX ( XXXX XXXX XXXX ) XX/XX/XXXX - XX/XX/XXXX XXXX ( XXXX XXXX ) XX/XX/XXXX - XX/XX/XXXX XXXX ( XXXX XXXX XXXX ) XX/XX/XXXX - XX/XX/XXXX I have attached the Police Report. Also, I would like to receive the full amount that I sent via money orders. I would like a refund of {$820.00}. I haven't received anything in the mail from Amsher Collection regarding this credit/refund. I have filed a Police Report and have attached the report as well as the money order receipts to show the full amount that I sent to the XXXX XXXX XXXX XXXX XXXX ( Who is working on Amsher 's behalf ). I would like to receive my money back. Thank you.
|
| 09/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I, XXXX XXXX believes in the credit reporting system as the most important element to the success of the commercial banking system. I am also a proponent of the Consumer Financial Protection Bureau ( CFPB ) as a tool to streamline issues on credit reports that may be dragging down my overall scores. Accordingly, I address each particular issue directly with the creditor in question, before submitting any complaint to the credit bureaus if necessary. Therefore, I desire the following reinvestigation as follows : 1 ) On accounts where late payments are posted, I respectfully request a review of the past payment history and to ascertain if certain payments could actually have been posted late because of an overlap on the 30-days grace period. I realize that this may happen on occasion, and I request only a summary review internally, and do not require any documentation.
2 ) On any account that falls within the 84-month negative reporting timeline, I respectfully request either the deletion of the account if said account was closed, or the elimination of the prior payment if the account it is still active, this is well within the Fair Credit Reporting Act ( FCRA ) guidelines pertaining to obsolete information.
3 ) Any collections must be proved if either a direct collection and/or debt purchase. In either event I request that a true original copy of right to pursue collection be established with each respective credit reporting agency, and if a debt purchase the guidelines proving transfer of ownership must be submitted to all credit bureaus as well as me personally to validate ownership and the right to collect. I am well within my rights requesting proper documentation as administered through the Fair Debt Collection Practices Act ( FDCPA ), the Consumer Financial Protection Bureau ( CFPB ) and the Federal Trade Commission ( FTC ), in addition to the even stricter guidelines enforced by the office of attorney general in my state of domicile.
I respectfully request each investigation to be reported to XXXX, XXXX and XXXX XXXX within a reasonable time period, hopefully 30-days. I realize that the current Covid-19 crisis could cause delays, so the best efforts of each financial institution and collection agency will be appreciated under the current circumstances.
XXXX XXXX
|
| 10/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
To Whom It May Concern : I opened up a XXXX XXXXXX/XX/XXXX. I paid a deposit of {$360.00}. After a short period on the XXXX plan I realized their service was not acceptable. I decided to return to XXXX. On XX/XX/XXXX, I went to the XXXXXXXX location in XXXX XXXX XXXX Iowa and returned the device. I was within the 14 day grace period for cancellation without penalty. I also spoke with the XXXX rep, I believe her name was XXXX and told her I no longer want to be a XXXX customer. I explained to her the situation and she said that she understood and apologized. My daughter who is in college in California also returned her device on XX/XX/XXXX. I told the agent to discontinue my service and I ported out the ONLY 3 lines that should have been activated. Documentation is attached At this point, I believe I did my part to end my contractual obligation with XXXX. I also was expecting a refund of the deposit I put down. Which I have not received. This is the second time this has happened to me with XXXX
XX/XX/XXXX, I noticed a collection on account from Amsher Collection Agency. I didnt receive any correspondence from XXXX prior to the collection that was placed on my credit report. After I investigated the situation further. After I told the rep I would like to cancel my service and ported out the only 3 lines that should have been activated. XXXXXXXX continued to bill me for 2 lines of some random numbers and services. The phone numbers XXXX, XXXX and XXXX XXXX are the ONLY numbers that should have been activated. The customer service rep DID NOT communicate that there was any other important information. So I was oblivious to the whole situation. When I reached out to XXXX they told me my account was closed and sold. Therefore, they could not provide any information. However, when I spoke with XXXX they told me that XXXX still owned the account. Im extremely frustrated. I didnt receive my refund and I have a collection debt that I do NOT owe. I believe this a predatory practice as I have spoken to several other customers who XXXX has taken this action toward as well. Lastly, I have provided proof of the return of lines and random lines. I would like support with removal of this collection account as well as any other legal action I can take toward XXXX.
|
| 06/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX, I was contacted via letter by Amsher Compassionate Collections.XXXX XXXX has hired Amsher Compassionate Collections to continuously harass me about a bill, I do not owe.I contacted Amsher to send me verification of this debt.Amsher on XXXX XXXX, sent me verification of this debt.This debt is in someone else '' s name address, but I owe it.I have not been a customer of XXXX since XXXX XXXX was a XXXX customer for over 20 years.I lefXXXX XXXX XXXX in XX/XX/XXXX, and have been with XXXX since XXXX XXXX.On the verification paper XXXX XXXX/Amsher sent menthe bill creation date is on XXXX XXXX.I was with XXXX in XXXX.I am still a XXXX customer.I am guessing back in XXXX is when XXXX XXXX was illegally taken {$12.00} cents out of my checking account, without my knowledge or consent.They got away with it, until I called my financial institution and told them that, I '' m not an XXXX XXXX, I am an XXXX.Mind you this is the same checking account, I use to pay my XXXX XXXX bill from, when I was with XXXX.I called XXXX and they kept putting me on hold, would not give me a straight answer as to why they were illegally siphoning money from my checking account.My financial institution had to close my account, and I had to start over again, with new everything to keep XXXX from going back into my account.Thats when other debt collectors would write me about this bill from Dish, I would respond and tell them, I do not owe XXXX XXXX, these companies would stop contacting me.But this Amsher went as far as putting it on my credit report, causing my FICO score to drop 45 points.I contacted The Attorney Generals Office of my State, and they sided with me .The Attorney Generals Office contacted Amsher, and Amsher admitted it was not my bill.I have a problem still, because Amsher/XXXX XXXX knowingly/falsely accused me of this bill, pursuing me of this bill, knowingly this bill was not mind and still proceeded maliciously reported this to all 3 credit bureaus, and stole money from my checking account.I am very, very upset by this, because I had good credit, now its at poor, and one of my credit cards dropped my credit limit lowered because of this.I want them both XXXX XXXX/Amsher both to be sued, so no one else would have to go through this.
|
| 07/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I received a notification that a new collections account in the amount of {$220.00} had been added to my credit report. Upon further investigation the collection was regarding an old account from XXXX that had been closed on XX/XX/XXXX with a XXXX balance due by XXXX in accordance to their company policy that a customer 's account must be closed if they change addresses and a new account must be open for the new address.
I called XXXX on XX/XX/XXXX and was told by XXXX customer service that I was in collections for un-returned equipment from my closed account from XX/XX/XXXX. I requested to receive proof of documentation of their attempts to contact me regarding their fees as I have never received any form of bill or letter and the customer service representative stated she was unable to provide or acquire such evidence.
In XX/XX/XXXX, I had called customer service to schedule a change of address service and was instructed by the customer service representative to keep my current equipment and to not return it because it would be used in my new place of residence. When I moved to my new place of residence in XX/XX/XXXX I was given a new account number and was required to install new equipment to be compatible with XXXX 's new technology requirements. At the time of installation in XX/XX/XXXX, I had asked the XXXX Technician if he would be taking the equipment and he said no it was not necessary to return. Furthermore, post closing of my account from my prior address XXXX never provided me with return instructions or labels or any sort of request and told me my previous account to which the equipment was registered to was closed null and void with no additional fees due. To date I have maintained a 100 % on-time payment history with XXXX, I have maintained the same email address, telephone number, and have my current mailing address on file from my new account. To date I have never received any form of attempt to communication or correspondence from XXXX regarding the {$220.00} balance due before being sent to collections. XXXX also removed my access to my online account portal as soon as the account was closed and terminated to which I was no longer able to review any documents or impending charges.
|
| 03/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am filling this complaint because reporting this account completely confuses me. I am not sure why this account is coming in and out with different collection companies in my credit report. Please know that i tried to this issue resolved by the collection company and credit bureas. The account I am disputing is AMSHER COLLECTION SERVICES. I received a collection attempt from this agency and this item is being reported in XXXX credit bureaus. In XX/XX/XXXX the original debt from XXXX XXXX XXXX XXXX, balance of {$2100.00} was reported in FRONTLINE AS with XXXX account number XXXX. In XX/XX/XXXX I disputed this account directly to FRONTLINE AS to inform them that I was charged for equipment that I never received and I have email documentation which I attached to this letter showing that they confirmed the equipment being re-routed to the warehouse and receiving the equipment in the warehouse and adjusting my bill with XXXX XXXX for XXXX XXXX XXXX XXXX XXXX decided to sell this off immediately to a 3rd party collection - even after I spoke to them - and I called once this hit my credit report to solve the issue and they mentioned to me that it's too late because the debt was sold off already to XXXX XXXX didn't have the right to collect or report this in my credit report because of their negligence. I also requested for validation of debt to verify that I am responsible for this account and contract until then I did not receive anything in mail. And in XX/XX/XXXX this account was removed from my credit report and now the same original creditor and balance is reported in AMSHER COLLECTION SERV on XX/XX/XXXX.
I am filling a CFPB complaint to have this issue resolved right away. I am worried by the lack of responsible reporting. My credit score suffers tremendously because of their negligence. Collection companies being reported on and off in credit reports is punishable by law. My personal information being sold out to a third party is something I should not experience if XXXX investigates and resolved this issue before.
I would like to request for the same validation of debt I requested previously with XXXX. If your agency can not provide validation of debt I demand this account removed from my credit report.
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| 08/18/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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RE : Acct # XXXX To whom it may concern : This letter is regarding account # account number. This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting " validation '' ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX and XXXX ) from your company or any company that you represent, for a debt that I don't owe, is a violation of the Fair Debt Collection Practices Act FDCPA 807 [ 15 USC 1962e ] ; therefore, if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter will result in small claims legal action against your company at my local venue. I will be seeking up to {$5000.00} in damages for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violation of the Fair Credit Reporting Act and Fair Debt Collection Practices Act You will be required to appear in a court venue local to me, since you are clearly doing business in my area. For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status Furthermore, this account needs to be removed from credit profile due to it showing a past due balance of {$620.00} and a term of 1-month ( See exhibit A ). Unless a contract was signed directly between myself and ASMER COLLECTION SERVICES this account can not report a pas due balance nor can it report in 1-month terms. This account reporting is in violation of FCRA.
Sincerely, XXXX XXXX
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| 06/11/2023 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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To whom it may concern : Be advised this is not a refusal to pay, but a notice that this claim is disputed, and validation is requested. Under the Fair Debt collection Practices ACT ( FDCPA ), I have the right to request validation of the debt you say I owe Amsher Collection Services. I am requesting proof that I am indeed the party you are asking to pay this debt and there is some contractual obligation that is binding on me to pay this debt to AMSHER COLLECTIONS SERVICES.
This is NOT a request for verification or proof of my mailing address. This is a request for VALIDATION made pursuant to 15 U.S. Code 1692g Sec. 809 ( b ) of the FDCPA, Validation of Debts. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Second, FDCPA15 U.S. Code 1692c ( a ), Communication in connection with debt collection, states communication with the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt. I have not given Amsher Collection Services the above written consent to contact me in connection with the collection of any debt. I do not have signed contract with Amsher Collection Services and I am unaware of how they have obtained my personal identifying information without my knowledge and consent. I have not signed a contract form to authorize Amsher Collection Services to have access to my personal information. This information collected by Amsher Collection Services is a gross and tortious effort to disregard my privacy and clearly violates my rights as well as FCRA and FDCPA laws. I am disputing the validity of this alleged debt. Specifically, there does not exist a written contract signed by both parties and me as specified in the Doctrine of Privity creating a contract that obliges me to Amsher Collection Services. I request Amsher Collection Services provide a signed contract between me and Amsher Collection Services regarding the allege debt or immediately cease and desist all harassment of alleged debt and remove all items totaling {$160.00} from credit reprting agencies, XXXX, XXXX and XXXX
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| 05/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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AMSHER COLLECTION SERVICES has been inaccurately reporting an account since XX/XX/XXXX which they claim I owe {$110.00}. My rst attempt to resolve this matter was received via certied mail USPS ( XXXX ) on XX/XX/XXXX.
AMSHER COLLECTIONS SERVICES responded on XX/XX/XXXX simply stating, the letter is to inform me that they received my notice of dispute regarding collection and they will provide me with any documentation they receive of my request. Also included in their response was a company telephone number and options to pay, however, they failed to validate the debt.
The term breach of security means, with respect to unsecured PHR identiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. You may be held liable for the actions of AMSHER COLLECTIONS SERVICES.
AMSHER COLLECTIONS SERVICES responded on XX/XX/XXXX, with an printout of an itemized deduction verifying the debt. As per FTC opinion letter from Attorney XXXX XXXX XXXX, a printout of a bill or itemized document does not constitute verication. Medical related documents was also included in the documents sent. AMSHER COLLECTION SERVICES should be advised the under Federal Statutes, The Fair Credit Reporting Act, ( 15 U.S.C. 1681 et seq ) and Georgias Consumer Credit Statutes, and subtitle D of the ARRA, SEC. 13401. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY.
A second attempt was received via certied mail USPS ( XXXX ) on XX/XX/XXXX. I again requested validation, competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay them. AMSHER COLLECTION SERVICES failed to respond.
Laws that I can potentially le suit for : 1 ) HIPAA ( Health Insurance Portability and Accountability Act of 1996 Metro 2 Compliance 2 ) US Court of Appeals - Ninth Circuit, No. 00-15946, XXXX XXXX XXXX XXXX 3 ) FCRA Section 4 ) 623 FCRA Section 605 ( c ) 5 ) FDCPA Section 809 ( b ) FTC opinion letter Cass From XXXX.
As FCRA rules allow for up to {$1000.00} per violation. Small claims actions are not allowed to cover attorney fees.
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| 12/27/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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Web |
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I disputed a collection account. XXXX did not remove the account while they investigate. According to the FCRA 15 USC 1681 section 602 says that consumer reporting agencies have a responsibility to report fair and accurate information with respect to the consumers right to privacy. XXXX is a financial institution per 15 UCS 1681 section 604 which says that any consumer reporting agency may furnish a consumer report under the following circumstances and no other : " in accordance with written instructions of the consumer to whom it relates. '' XXXX does not have my consent to furnish this information and they absolutely do not have my written consent. any and all consent XXXX in any form ( written, verbal or implied ) is revoked. 15 USC 6802 ( b ) ( c ) states " a financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless -- the consumer i given an explanation of how the consumer can exercise that non disclosure option. '' XXXX never informed me that i had a right to exercise my nondisclosure option. In addition to that 15 USC 1681C says Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information : ( 5 ) Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. This account is clearly in adverse action and they are reporting without my permission which is against the law. Now 15 USC 1681s -- 2 ( A ) ( 1 ) states " A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 USC 1681e says that " Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. '' XXXX is not maintaining reasonable procedures. Oh yeah, 12 CFR 1016.7 states that i can opt out of reporting services at anytime, and i am opting out of ASMHER COLLECTION SERVICES reporting to my consumer report.
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| 07/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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am hereby requesting that you confirm the fact that I owe this debt as required by any applicable state and federal laws. Please contact the creditor to obtain verification.
In addition, under the provisions of state and federal Fair Debt Collection Practices Act ( FDCPA ), Fair Credit Reporting Act ( FCRA ), and related consumer statutes, I am hereby instructing you to cease collection of the debt while efforts are made to obtain verification. Until you resolve this error with the creditor, you should neither contact me nor anyone else except the creditor about this collection.
Furthermore, any reporting of this matter to credit reporting agencies is premature. Until you have investigated my dispute, you should not relay negative information to a credit reporting agency. If negative information has already been reported, you must notify the agency to remove said report until the investigative process is over so that my credit report remains accurate, or at the very least, my credit report should be updated to reflect my dispute.
Your next contact with me should be to either notice that the creditor has failed to provide verification of the debt and that the matter has been closed or that you believe that this debt is valid and are providing proof of my responsibility. If the former, please confirm that I am not being held responsible for the debt in writing and also that if the account has already been noted on my credit report, that you will contact the bureau ( s ) in question to have the account removed. If the latter, I expect that you will provide me with an explanation as to why you have decided not to remove this account from collections and a copy of all documents relevant to the debt such as the application, bills, records of communications and payments, and any other data that indicates my responsibility.
I am instructing you not to contact any third parties such as my employer, neighbors, friends or family members. In addition, you may not contact me by phone at work or at my home about this collection activity. All future correspondence should be sent to me in writing.
Please acknowledge that you have received this notice within 14 days.
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| 08/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I never knew about a collection debt owed to AmSher Collections agency. I have never received a letter from this agency verifying that I have owed a debt to them. On XX/XX/XXXX, AmSher reported to all 3 credit bureaus that {$150.00} needed to be paid. When looking at the details on XXXX XXXX it stated that an account on their end was created on XX/XX/XXXX. This debt is supposedly related to internet equipment not being returned to XXXX from XX/XX/XXXX. I have never received any mail sent from this agency verifying this debt to me. Once finding this out I called AmSher asking for a validation letter on multiple occasions. On XX/XX/XXXX, I called Amsher and spoke to there representative XXXX. The representative stated that they did send out a letter to my address. I told the representative I never received anything but representative repeatedly stated that I overlooked my mail and threw it out like most people who don't want to pay their bills. She was mean and honestly rude. I then asked the representative what address they have on file. The agency had parts of the current address in which more information needed to have the correct address to send anything. If you don't have the correct address information how could I have possibly received a letter from them? I updated the address to my current location so a new letter could be sent. XXXX the representative stated she had to ask her manager if this was ok for a validation letter to be sent out. The representative said that the manager said it was ok and that they will be sending one out to me. Three weeks later I still haven't received anything verifying this debt even after calling a few times. These representatives don't write down notes so the next representative can know updated information. I continued to ask the representative more about my supposed account. XXXX the representative told me that the agency had this debt before XX/XX/XXXX, lingering in their office waiting for a response from me. Like I have repeated above I have never received anything from this agency. This agency knew about this debt long before it was reported to the credit bureaus and allowed it to not be paid or communicated to me.
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| 11/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/21 I called Amsher Collection Services to make a payment on a medical debt I owed. I have 8 accounts in collection with them since the medical facility seperated them all out. I called XX/XX/21 to make a payment on 2 of the accounts. One for {$96.00} and one for {$140.00} for a total of {$240.00} with the processing fee. I gave them my debit card infomation to process the payments for those 2 specific accounts. This would in turn close those 2 specific accounts and therefore reflect them closed on my credit report. I explained I would be calling in to make payments every Thursday from there on out. I told the representative I would physically be calling in to make the payments and not to post date anything. On XX/XX/21 I saw Amsher Collections had debited my bank account for {$240.00} without my consent and authorization. They did so which caused my checking account to overdraft and made my bank pull from my savings account which caused them to charge me an overdraft fee. I then checked my credit report and noticed my payments from XX/XX/21 were missapplied. The missapplied payments only closed 1 account instead of 2 which then caused a credit hit on the still remaining account. I called in to Amsher on XX/XX/21 to speak with a manager. I explained the situation to the manager XXXX, and told them of the multitude of errors they had caused. Missapplied payments causing a credit hit, drafting {$240.00} from my bank account without authorization. I told him to go listen to the call recordings and that each FDCPA violation could be hit with a penalty up to {$1000.00} not including legal fees. I explained I worked in collection complaince and if Amsher didnt want to reach a settlement on the phone I would be contacting the CFPB, XXXX, FTC . No resolution was attempted and XXXX ended the call. I am seeking a satisfactory resolution to the violations which not only caused my checking account to overdraft, but missapplied payments that caused an extra credit hit on an account that shouldve been closed if the payments had been applied correctly. If no resolution can be reached ill be contacting my attorney to subpoena the call records.
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| 05/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On today XX/XX/XXXX around XXXX XXXX I was contacted by Amsher a collection agency on behalf of XXXX XXXX XXXX. I was told by their CS Represenative that they were trying to collect a debt for XXXX XXXX XXXX for over {$200.00}. I told her that this was not possible since I had been to the XXXX XXXX XXXX in XXXX and they said nothing about my having a past due amount. I also let them know that I use XXXX XXXX and keep up with my credit and only had one derogatory remark on my credit, and it was not from them. I let her know that I would contact XXXX myself to find out what was going on. When I finally got someone in the billing department on the line she told me that XXXX had been sending out past due notices from XX/XX/XXXX through XX/XX/XXXX. I told her that I have not received any past due notices from them and that anything from XXXX had already been paid through Amsher in XXXX. I asked her what address they had on file for me and she told me that they had my old address that I had not lived at in over a year. I explained to her that even as late as XX/XX/XXXX, that I had to update my information with them since my insurance had changed as well. I also explained that I had been to XXXX a couple of times since my move in XX/XX/XXXX and not once had they said anything to me about an outstanding balance. Now I have a new derogatory on my credit. She said that they had been mailing me notices to my old address and pretty much told me that it was my fault for not changing my address with them. Not only did I change my contact and insurance information with them, but also did an address change with the post office XX/XX/XXXX. I receive all of my other mail from the old address no problem. She could not tell me why I had not been informed when I went to XXXX in person that I had a past due balance. They show that I owe balances from XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX, at not one of these visits has anyone said anything to me about past due balances. I have the same cell phone number that I have had since XXXX, if Amsher had the phone number to contact me then why hasn't XXXX XXXX XXXX contacted me on the same phone number.
|
| 10/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
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Web |
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I learned that I had a change to my credit score through a third party monitoring service. It showed Amsher as the collector of services through XXXX in the amount of XXXX. I was with XXXX for 18 years, had only one account and switched carriers exactly one year ago.
I contacted XXXX, they explained the charges and credited my account on XXXX for a portion of the monies that were incorrectly charged. My existing balance is now XXXX.
Here is where I am having the issue.
I contacted Amsher this afternoon and was told they did not see a credit to my account and my account had not been reported to the credit bureau. They said there should be nothing on my credit report through them. They then said, " Oh, wait. There is a second account here. '' They said it was also through XXXX. I was put on hold and told that I needed to contact XXXX XXXX, XXXX at XXXX regarding my " other account ''.
When I contacted XXXX XXXX XXXX office, I was told that they did have my account and that I owed XXXX. ( XXXX XXXX change to amount I owed was on this account ). I was told that even if I paid that amount, I could not remove the negative mark from my credit report.
I called Amsher back and spoke with XXXX. I asked her why I have two accounts from XXXX in collections and want to know how to get Amsher off of my records if they never sent report to the credit bureau. She put me on hold for several minutes and did not give me an answer. I was just told I had to contact XXXX XXXX XXXX office and ended the call.
I called Amsher back and spoke with XXXX. I wanted to know the date that XXXX turned my account over to Amsher and what date my account was sent to XXXX XXXX XXXX office, as I believe the dates coincide. She became very aggressive and refused to give me any information. She stated that she did not have to give me that information and that she was going to end the call now and hung up.
Am I not allowed to have information on my own account? I can not get a date of when my account was transferred? Or, acquired? I thought there was a " Fair Credit Reporting Act '' which made this information available. Not according to Amsher!
|
| 01/22/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Attempted to/Collected exempt funds
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Web |
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My friend XXXX XXXX and I, we had together a phone account on XXXX. A few months ago we decided to move the account to XXXX causing generating a debt with XXXX but covered by the XXXX XXXX XXXX because we were doing a Buy-Out. The XXXX company sent XXXX prepaid cards where XXXX were lost and we had to wait until the processed the new ones. During this time, the Company Amsher were calling trying to collect the debt for the XXXX account that was closed ( in around less than 3 month ) We explained to them that we were waiting the prepaid cards from XXXX in order to pay. XXXX XXXX, my friend, one day call me and says that a representative from Amsher was calling him continuously and he does n't speak XXXX, so I told him to allow them to call me directly. I spoke with a lady I do n't remember her name, but was the same lady all the time we spoke in many occasions, also we made a payment for around {$1600.00} with the XXXX first prepaid cards that arrived around XXXX 2017. On XXXX XXXX, 2017 this lady called me and says that I had to pay something in order to keep the arrangement they provided me, otherwise, will disappear, after making pression to pay something that day, I accepted to make a payment for {$300.00} for a debt that is not mine, that I am doing a favor, after the PAYMENT I told the lady that she has to wait until we receive the prepaid cards in order to pay the rest, because that debt is not under my name! Today, while I was checking my bank account, I found that my account was debited for {$1200.00} from AMSHER without any verbal or written authorization!!! they took the attribution to charge my account without know if I had money or not, without matter them if it would affect me or not, also I am traveling with my wife and my mother-in-law on Thursday XXXX, 2017, we already have the flights tickets and they had destroyed all my plans, because something that is not my responsibility and I am trying to help a friend mine, this IS NOT MY DEBT!
My friend name is XXXX XXXX XXXX and the last XXXX number for his social are XXXX. There is no way to provide this information in this complaint.
|
| 01/22/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Subject : Formal Notice of Violations and Request for Remediation Dear Amsher Collection Services, I am writing to bring to your immediate attention clear violations of both federal and state laws in the manner Amsher Collection Services has handled my credit information in regards to account number XXXX and account number XXXX It has come to my notice that unauthorized items have been reported to my credit report without my explicit consent, constituting a serious breach of privacy and identity fraud. This action violates FCRA Section 604 ( a ) ( 3 ) ( A ), Ohio Revised Code ( ORC ) Section 1349.19, and ORC Section 1349.191.
Furthermore, the unauthorized reporting is adversely affecting my creditworthiness, and I assert that even in the case of a permissible purpose, my explicit consent is a necessity, as outlined in FCRA Section 604 ( a ) ( 3 ) ( A ) and ORC Section 1349.19.
I am formally demanding the immediate removal of this unauthorized and unverifiable items from my credit report, in clear violation of FCRA Section 611 ( a ) ( 1 ) ( A ), Ohio Revised Code Section 1349.19, and ORC Section 1349.191. I expect this to be done within 30 days from the receipt of this complaint, as stipulated by FCRA Section 623 ( a ) ( 8 ) and Ohio state law. Failure to comply within the specified timeframe will be considered willful noncompliance, subject to legal consequences.
Moreover, I insist on Amsher Collection Services providing a written document that proves I, as the consumer, have granted explicit permission for your agency to access my consumer profile. This failure to obtain consent is a direct violation of FCRA Section 604 ( a ) ( 3 ) ( A ) and ORC Section 1349.19.
This correspondence serves as a formal notice of violations, and I expect prompt action to remedy these breaches of federal and state laws. Failure to address and rectify these issues will leave me with no choice but to pursue legal action to protect my rights.
I anticipate your immediate attention to this matter and demand a swift resolution to ensure the accuracy and integrity of my credit report.
Done in good faith.
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| 12/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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Hey, my name is XXXX XXXX, and I'm submitting this complaint in response to AmSher Compassionate Collections furnishing fraudulent/ unauthorized information to my consumer report, which is a direct violation of 15 USC 1681b ( a ) ( 2 ) which clearly states ( a ) In general Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the written instructions of the consumer to whom it relates. I never gave this company permission to furnish anything on my behalf. this company is also in violation of FCRA pursuant to 15 USC 1681a ( 3 ) ( a ) ( b ) ( c ) Restriction on sharing of medical information.Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) medical information ; ( B ) an individualized list or description based on the payment transactions of the consumer for medical products or services ; or ( C ) an aggregate list of identified consumers based on payment transactions for medical products or services. Not only is they in violation but they also have infringed on my right to privacy. pursuant 12 cfr 1016.4 ( a ) ( 2 ) this company failed to provide me my initial privacy notice, which now makes them in violation of 15 USC 6801 ( a ) which states ( a ) Privacy obligation policy It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. pursuant to 15 USC 1692g I am disputing this debt and requesting Validation See attachment for all requested documents. if this company fails to provide ALL information requested I will not hesitate to bring legal action for Extortion, Trespass, identity fraud, defamation of character, embezzlement.
|
| 03/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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XXXXAmsher Collections Services Inc.
This is the second time you have violated the law and myself. YOU DID THE SAME EXACT THING IN XXXX. IS THIS HOW YOU ATTEMPT TO COLLECT ANY DEBT? BY NOT VERIFYING THE DEBT STATUS, AND NOT CONTACT THE DEBTOR TO MAKE ANY ARRANGEMENTS TO PAY. Not once did you try to reach out to me to attempt to collect any debt or advise an collection status. I do understand your FOR PROFIT Debt Buyer Company buys unknown unverified debt in turn to make a profit. This must stop. I need notification today this fraudulent COLLECTIONS STATUS is removed.
Why does AMSHER waits to I pay the medical Bill in full only to place the current account in collections????? PLEASE ANSWER I am in receipt of the collections practices and correspondence made by Amsher Collections Services Inc. This Account has been paid in full since XX/XX/XXXX, and you have still ignored my payment. As of XX/XX/XXXX I have received several credit bureau alerts IAO {$110.00}. Regarding allege records of nonpayment to XXXX XXXX XXXX by myself.
In conclusion it is my position to dispute Amsher Collections Services claims are entirely without merit. Amsher Collections Services Inc. must correct their records, and remove from the collections process FROM ALL THREE CREDIT REPORT AGENCIES.
FYI, Amsher Collections is only known as a Debt Buyer with no actual proof, debt validation, or payment history really exists as the CFPB does not accept these kinds of violations. You have until Today to remove the collections from all Bureaus you are reporting inaccuracies. We are will filing suit against your For Profit Company AKA as a Debt Buyer Company, and involve several third parties to insure you comply, and recover any financial compensation by law. I request you send me confirmation you have complied with my request.
Please see attached supporting docs and dispute letters are in transit to multiple agencies to insure you comply with the law. DOCKET IS FILE!
FYI, Please respond to all to insure your complying with my request TODAY. Copied is my Attorney, CFPB, AL State Attorney General
|
| 10/31/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
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I was sent via U.S. mail a debt collection notice, from AMSHER COLLECTION SERVICE, XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX, regarding a collection of {$370.00} for an account under my name. Upon review of the collection notice, it had an address of XXXX XXXX XXXX XXXX, in XXXX, Texas XXXX. When I called this collection agency on XXXX XX/XX/2023, I spoke with multiple people from this office. Specifically, speaking with XXXX XXXX and a XXXX XXXX XXXX. I was informed by XXXX XXXX XXXX, of the mistake on the collection. She informed me that the only way to check on this file, was if I provided by date of birth and SSN to them. I mistakenly did so out of confidence they were actually going to check their systems. She informed me that there was no file on record with my personal data. I asked for a letter confirming this, any both personnel informed me to dispute the collection via the credit bureau. I did just that and disputed the case multiple times. XXXX Credit Bureau case numbers : XXXX and XXXX were filed to dispute. Results on both cases came back from AMSHER COLLECTION SERVICE, indicating the debt was " accurate and updated. '' I have filed a police report with XXXX Police Department, Case # XXXX, with Officer XXXX, Badge number XXXX. I am seeking assistance on this matter, as the collection service, used my pesonal information fraudulently to claim they were looking for information on the collection, when in fact they used my information to support their case file on this collection. I've never resided at the XXXX XXXX XXXX XXXX address in my entire life. I am an XXXX XXXX service member and have served my country for 24 years. This collection has tarnished by credit rating and I desire this company to be held responsible for their nefarious intentions with my personal data and to have this collection removed from my credit report immediately. You can review my credit report yourself and see with my creditors that this {$370.00} collection is not mine. Please, I plead with you to review my credit report and do your own assessment. Thank you, XXXX XXXX, XXXX
|
| 12/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I, XXXX XXXX, give authorization for AMSHER CREDIT COLLECTION to move forward with this complaint.
THE COMPANY " XXXX XXXX XXXX '' HAS MAILED CORRESPONDENCE IN THE MAIL STATING I OWE THEM IN THE MAIL AN ALLEGED WITH Amsher Credit Collection Services. THEY HAVE PURCHASED A DEBT WITHOUT ME BEING INVOLVED IN THE TRANSACTION. XXXX XXXX XXXX HAS CREATED A DUPLICATE ACCOUNT. PURSUANT TO 15 U.S. CODE 1692E. False or misleading representations. USC 1692 Notes a debt collector may not use any false, deceptive, or misleading representations or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section ( 1 ) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any state, including the use of any badge, uniform, or facsimile thereof. ( 2 ) The false representation of ( A ) the character amount, or legal status of any debt; or ( B ) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt. ( 3 ) The false representation or implication that any individual is an attorney or that any communication is from an attorney. ( 4 ) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. ( 5 ) The threat to take any action that can not legally be taken or that is not intended to be taken. ( 6 ) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to- ( A ) lose any claim or defense to payment of the debt; or ( B ) become subject to any practice prohibited by this subchapter. ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.
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| 08/27/2016 |
Yes |
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- Improper contact or sharing of info
- Talked to a third party about my debt
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Web |
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Every debt collection agency that has reported me as owing a medical debt on my credit report has been disputed with the reporting agency. I do not believe I owe any of the medical debt in my credit file and there have been no attempts to verify ANY information about these debts with me in any form of communication. I have always paid my co-payments at the time of any medical treatment and bills sent to me by medical professionals were paid personally or by my health insurance company. I believe that every agency reporting medical debt on my credit file does not take my disputes seriously and reports negative remarks " debt valid, consumer disagrees '' instead of proving I actually owe the debt. To even attempt to access my medical records is a violation of my rights under HIPPA laws because the debt collector is a 3rd party to the original creditor, not privy to my medical records because they are not doctors and do not have my permission to view my medical files which may reveal my medical diagnosis, treatment and prognosis and without that verification they ca n't determine if I even owe this debt. They can either refer this alleged debt back to the original creditor so a licensed medical professional who is allowed to view my medical file and can fully explain the origination of this debt and medical information such as diagnosis and treatment that will help me identify the debt is mine or they need to remove the debt from my credit file and cease to ever attempt to hold it against me. They are in violation of my rights under HIPPA laws and are reporting debt they can not verify. They make no attempts to contact me after several disputes have been filed on my behalf. Every single medical collector in my credit file has done this and almost all of them are beyond the statute of limitations but keep updating as if a payment was made to them! Ive never paid the debt collection agency bc they can not verify the debt. Please make them remove the debt from my credit file and give it back to the original creditor so my rights under HIPPA laws are not violated.
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| 09/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I had XXXX ( aka Charter ) internet/cable service for 9 days in late XXXX XX/XX/2022 and they could never get my cable to work, so I cancelled it. XXXX has a 30 day money back guarantee of satisfaction, so I owe no money for the service itself. I returned several pieces of equipment and have the receipts to prove it.
In XX/XX/2022, I received a letter from Amsher Collection Services on behalf of XXXX in the amount of {$110.00}. I did not realize I still had a XXXX modem until I received this letter, because the XXXX technician had moved it to a room I never use without my knowing. Upon learning this, I promptly returned the modem on XX/XX/2022 ( receipt attached ). On XX/XX/2022, I sent Amsher a detailed letter with multiple items of evidence attached proving I owed no money to XXXX. I have never received any additional correspondence in any form from Amsher or XXXX, so I naively assumed this meant they had realized their error and it had been taken care of.
About 3 weeks ago, I noticed my credit score had gone down and was trying to figure out why, as I should have nothing negative on my credit report. Imagine my surprise when Amsher Debt Collection shows up as an unpaid debt of about {$53.00}! This is the only negative on my credit report and it brought down my score quite a bit. I sent a message via a " Dispute your debt '' page on the Amsher site ( https : //www.amsherconsumer.com/im-disputing-this-debt ) and attached the XX/XX/2022 letter and most of the documentation I had sent them back in XX/XX/2022. I have received no response, not even an email confirmation of my submission. A few of the original receipts/proof I had sent with my XX/XX/2022 have since been lost, but I was able to find most of them. The most important items are the receipts showing I returned the equipment- Attachments C, D, E, H and K. I could not find the original ( and only ) letter Amsher sent me in XX/XX/2022, but I am pretty sure they are saying the {$53.00} is primarily for the modem which was not returned until later ( Attachment K shows XXXX got the modem back ).
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| 08/27/2022 |
No |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I writing to file a complaint about Amsher Collection Service at XXXX XXXX XXXX XXXX XXXX XXXX XXXX. This company is a debt collector trying to collect a debt in the amount of {$320.00} in which the original creditor is XXXX. I have contacted Amsher Collection Services on XX/XX/2022 and XXXX on XX/XX/2022.
The problem is this XXXX was opened in the name of XXXX XXXX XXXX XXXX. which is an XXXX corporation but Amsher Collection Service has attached this debt to my personal credit profile. When I contacted them and requested that this account be removed from my credit report. Their representative told me that she didnt know what to do about it and she had to ask a supervisor. She never returned to the call and hung up on me. I called back and was redirected back to the same personal who number went straight to voicemail. I left a message but my call was never returned. When calling XXXX I was a first hung up on when I first tried to resolve this situation but on my second call in for in touch with a representative named XXXX who also agreed that this account was opened in the name of a XXXX corporation and should not be showing on my credit report. He said he made a request that the account be deleted and XXXX would stop all future collection actions for this account. He stated he would give me a callback on XX/XX/2022 at XXXX XXXX. Although, to date I havent heard anything back from XXXX or XXXX. I have disputed this account with all ( 3 ) bureaus but has yet removed this account from my credit report.
XXXX has to date validated this account as accurate but has failed to explain how being that the account was opened by a corporation using an XXXX number for the business. I have forward a copy of the bill to XXXX in the name of XXXX XXXX, XXXX. along with a copy of a tax filing for the business which was an XXXX form filing to shown that this business is and has always be a corporation. However XXXX once again validated the account as accurate. They and all your help in resolution of this matter is greatly appreciated.
Thank You, XXXX XXXX, XXXX
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| 08/07/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/2018 I sent a letter to Amsher requesting VALIDATION of the debt that is appearing on my credit report. On today XX/XX/2018 I received a 4 page document from Amsher Compassionate collections that has a 2 page bill from XXXX in the amount of XXXX dated XX/XX/2018 attached along with a letter from them that is dated XX/XX/2018. A bill is not proper validation of the debt and they are not the original owners of the debt. Nor were they able to provide any validation of the debt.
below is the exact letter verbage sent to amsher.
This is to inform you that I've recently pulled my credit report and noticed that there's a collection from your agency on my credit report. I have never been notified of this collection. However, this letter does not imply that I refuse to pay this debt. Rather, I would like to dispute your claim.
As per the FDCPA, I have the right to request a validation of this debt. I request you to prove that I am indeed the party who is by contract obligated to pay off this debt.
I hope you are aware of the fact that reporting any invalidated information to major credit bureaus may constitute defamation of character, as negative listing on credit report does not allow me to enjoy the benefits of good credit. In addition, you must also be aware that until you validate this debt, you can neither continue collection activities nor report this information on my credit report. I'm sure your legal staff will agree that non-compliance with this request is likely to put your company in serious legal trouble with the Federal Trade Commission ( FTC ) and other state/federal agencies.
Please attach copies of the following documents : 1 ) Agreement with your client that authorizes you to collect on this alleged debt.
2 ) Agreement that bears signature of the alleged debtor wherein he promises to pay the creditor.
3 ) Complete payment history on this account so as to prove that the debt amount you wish to collect is correct.
None of the above was provided the only thing that was sent was a bill which is not validation.
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| 09/28/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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On XX/XX/18 an alert appeared on my credit file with a collection in the amount of {$5000.00}. I immediately called Amsher as I didn't recognize the debt. I had not received any notice of a debt before it being submitted to the credit agencies. When I reached someone at the company, I was told that the debt was a business debt, and was transferred to their business department. I was told it was a debt from a company I worked for. I explained that the company debt was not my own, and was immediately transferred to a man who stated he was the CEO.
I asked why I never received a letter about a debt, and how they determined that I was liable for the corporate account? He stated that they are not obligated to send letters nor verify who is responsible. I then asked for his mailing address so that I could send my request in writing. He goes on to say that I needed to " care about my money, I'm responsible, I needed to be quiet and let him speak '' and so on. He also stated that he wanted to make me an offer to settle the debt for approximately {$3000.00}, even though I told him the account did not belong to me, which the company was already well aware.
Very upset, I kept insisting on his name and address for about 10 minutes. He then started to belittle me stating that " let me pull up XXXX and show you how easy it is to get our address ''. The inappropriate exchange was at least 15 minutes before he finally gave me the address so that I could submit my request for a debt letter and verification in writing. I then hung up.
All of this because I never received a debt letter so that I could verify the debt and dispute as necessary. When I attempted to dispute with the credit bureaus, Amsher still refused to research the account, even though I submitted my final bill from XXXX showing that I didn't owe the debt. They also called other employees of the company stating that I owed this debt. This company is a scam who is only in the business to force anyone to pay a debt ( which they purchased ), even if not legally obligated to do so.
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| 03/12/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Older American |
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With dateXX/XX/XXXX, I made a payment of {$120.00} for cell charges. Numbers XXXX, XXXX and XXXX in store # XXXX of the XXXX of XXXX ( see Receipt # 1 ) On XXXX, I went in store # XXXX of XXXX to transfer the Cell number XXXX and XXXX for XXXX XXXX XXXX , explaining to Sale Rep. that the line XXXX was not going away to use any more.
The day XXXX, 16 days after I made the change of the numbers to XXXX XXXX XXXX, I went again in the Store # XXXX of XXXX and made a payment of {$110.00} ( See Receipt # 2 ) I received a notification from XXXX that Cell line XXXX was delinquent and had to pay a penalty, so I went to Store # XXXX again on XXXX making a payment of {$100.00} for this line that did not it had not been used or had charged minutes ( See Receipt # 3 ). Again I told the XXXX Representative that that line was not in use, he replied that I need to call at XXXX. I made the call and talk to the Representative named XXXX XXXX # XXXX canceling the completed cell ending XXXX.
After having made all the payments explained, I am notified by XXXX Credit Alert that I had reports on my credit for delinquint. ( Potentially negative information has been posted to your Credit Report ) .I suppose this was the reason for the denial of credits to which it applies. This did not stop and they kept on sending collection notification to the credit bureaus and phone calls to me, by this Agency : A.- AMSHER COLLECTION SVCS XXXX XXXX XXXX XXXX XXXX XXXX , AL XXXX PH : XXXX and the last report was on XX/XX/.
I was several times in XXXX XXXX and I made phone calls to the offices of XXXX to complete this problem and they continue with this abuse harassment since XX/XX/XXXX.
I consider myself a citizen complying with the laws and with a record of good moral behavior in the 33 years I have been living in the country, with a good credit record that they are affecting.
For this reason I demand that my credit be repaired by XXXX and those agencies and leave this abuse of harassment.
Thank you Note : Attached a 3 XXXX receipt cc.
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| 04/02/2023 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I am aware that according to article 9, the assignment of a defaulted Alleged debt is illegal. Both the assignee and the assigned are both liable for violations under 15 USC 1692 ( e ) ( 12 ). I am not validating any alleged debt with Amsher Collection services and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XXXX XX/XX/2023, I have not received any documentary evidence such as a trilateral contract giving Amsher Collection services any right to collect on this alleged debt. I have never received any documentation requesting validation from Amsher Collection services. If Amsher Collection services can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing this on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this alleged debt pursuant to 15 USC 1692 ( c ) ( c ). I am demanding a cease and desist of all illegal activities, any communication and collection activities of this and any alleged debt until Amsher Collection services can provide me with sufficient documentary evidence that I have any legal obligation to pay them. This consumer expects that this collection will be removed from the consumer credit report for all XXXX credit reporting agencies. If this documentary evidence can not be produced and Amsher Collection services continues its collection efforts ( which includes negative credit reporting ), I will file for litigation for actual damages caused and Amsher Collection services will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028a, extortion, theft by deception, securities fraud and mail fraud. Upon receipt of the documents herein this notice, you are hereby notified pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
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| 04/07/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I had a collection from AMSHER COLLECTION SERVICES that I disputed through all XXXX credit bureaus, in which both XXXX and XXXX ended up removing completely. I have disputed this MULTIPLE times with XXXX both by paper and electronically, but for whatever reason they will not remove it. I sent a debt validation letter to the actual collection agency claiming no responsibility for the debt and for them to validate the debt/validate that they can even collect in my state and requested this information be sent to me in the legal time frame per the Fair Credit Reporting Act, which is 30 days. I sent it as Certified mail with return receipt requested on XX/XX/21 and I got the green card back signed a few weeks later that they received it. I didn't receive anything back from them in response to my letter though until the end of XXXX, where they only sent me a copy of the bill I owed and nothing else ( no validation that they can collect in my state as requested ). I sent a letter to XXXX with copies of EVERYTHING and told them that it needed to be removed from my credit report since the collection agency did not respond in the legal appropriate time, but they ended up just sending me a letter that reflected my credit report with them and that they couldn't remove it because it was a valid debt ; not even addressing that the collection agency responded way past 30 days. I again disputed it online a few times after that but to no avail. Upon checking my XXXX account again this morning, this collection from AMSHER COLLECTION SERVICES is now showing on my report TWICE, which has decrease my score XXXX points. I am at the point where I am exhausting all avenues to get this resolved and am now at the point of considering hiring an attorney for this matter. The Fair Credit Reporting act and consumer protection is of no use whatsoever if credit bureau 's overlook the actual laws that are in place. I am being setback from purchasing a home because of this and I want it addressed and resolved immediately.
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| 11/18/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Report provided to employer without your written authorization
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Web |
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AMSHER COLLECTION SERV and XXXX reported my personal and private information between each other. I was never given a policy notice upon contracting with XXXX in written form or any form at all as well as not provided with one annually in accordance with the GLBA giving me the option to OPT IN OR OUT and I'm excising my rights under the Gramm-Leach-Bliley Act to DEMAND these companies to STOP reporting my personal transactions and experiences to my consumer report.
Title V, subtitle A, of this Act ( 15 U.S.C. 6801 et seq. ) requires the FTC, along with the Federal banking agencies and other regulators, to issue regulations ensuring that financial institutions protect the privacy of consumers ' personal financial information. Such institutions must develop and give notice of their privacy policies to their own customers at least annually ( except where exempted under section 75001 of the Fixing America 's Surface Transportation Act ( FAST Act ), Pub. L. No. 11494, 129 Stat. 1787, codified at 15 U.S.C. 6803 ( f ) ), and before disclosing any consumer 's personal financial information to an unaffiliated third party, and must give notice and an opportunity for that consumer to " opt out '' from such disclosure. Under the Dodd-Frank Act, this rulemaking authority transferred to the Bureau of Consumer Financial Protection ( except with respect to certain motor vehicle dealers ), but the FTC continues to have enforcement authority. Subtitle A also requires the FTC and other agencies to issue regulations for the safeguarding of personal financial information ; this authority did not transfer. The Act also limits the sharing of account number information for marketing purposes.
Under GLBA, penalties for non-compliance can include fines of up to {$100000.00} per violation, with fines for officers and directors of up to {$10000.00} per violation. And if that wasn't enough, the provisions include criminal penalties of up to five years in prison, and the revocation of licenses.
Kindly, XXXX
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| 07/29/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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Today I received an alert from XXXX, my credit score decreased by XXXX points because I have a fake report owing {$1000.00} to a collection agency which is called AMSHER collection services, XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX, phone number ( XXXX ) XXXX.
On the XXXX website it marks the original creditor as XXXX. It is considered a hard inquiry and there is not and option to file a dispute for hard inquiries on XXXX. There is only a phone number provided under the dispute category : XXXX. When I call that number they asked me for my Social Security number and they transferred me to another number which also ask for my Social Security and some personal information. I gave them the information requested and they told me the money that I owe comes from XXXX but they don't have any other information, they transferred me to a third number : XXXX but there was only a voicemail.
I searched the company online and on XXXX XXXX I was able to find another phone number and there were a lot of reviews of people being scammed. I still called their number posted on XXXX XXXX : XXXX, on their website they claim to have a partnership with XXXX and when I called to inquiry about my debt they were asking me for the social so I hang up.
I also searched the number provided by XXXX for the dispute and I found multiple complaints of people being scammed.
I then contacted XXXX via chat ( on the app ), there was no need to provide my SSN and they were able to tell me my account is fine and I have no debt with them, I sent the representative some screenshots from the collections agency and I even showed them how in my experience shows the original creditor is XXXX, I also told them this collection agency claims to have a partnership with XXXX. The representative then told me he will escalate this to higher ends on XXXX as it was very concerning because they don't have a partnership with this collection agency.
My information was compromised, and my credit score was affected by a fake debt.
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| 09/09/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American |
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I found a collection debt on my credit report was reported by Amshercollectionservices was amount for {$200.00}. XXXX number XXXX. i call number. talk with some one from customer service. she ask my info said she couldn't look to see who the accounts from until i give her bank or credit card to withdraw XXXX dollar to check my credit report. so i ask her several times why do you need my bank card # she said couldn't help until i authorize her XXXX dollar from a credit card. so was still unsure she said well can't help you until i get the card to use call her back when i do. so i felt presser so i gave her my account # then she said now bank with decline so i have to contact bank let them no i Accept before i can continue. so like i fool. i did it. so little did i know soon as i had contact them collection company I received a email saying i sign up for identity membership. 7 XXXX trail for XXXX dollar then XXXX monthly. that call back cost me {$190.00} and XXXX a month for a credit counseling. on my bank account its say it from XXXX XXXX from XXXX Nv. it was just a trick to catch me off care and sign up from something i couldn't afford. i called them to find out if this is my debt and to find out how to get off my credit report. it not collection company it was a credit counseling. i feel so stupid that they trick me! not even sure if its true debt? she keep saying they take take care of the debt and she already seen description and it showed XXXX XXXX. but in order to take care of it they have offer for {$290.00}. and said contact boss he said he lower it to XXXX. it was just a scam i am on XXXX i contact them to get info about the amount being on my report. and land up being charged for a credit counseling called XXXX from XXXX NV. now i am trying to get my bank to stop payment. but i problem going to loos that {$190.00} + {$1.00} its just so dirty of this collection agency. i am XXXX XXXX and XXXX for trusting the credit report information. thank you for your time XXXX
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| 12/28/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2023, I sent AMSHER COLLECTION SERVICES the following correspondence via certified mail/return receipt after they reported on XXXX. I am not aware of this alleged debt and AMSHER COLLECTION SERVICES needs to advise immediately.
RE : FRAUD/AGGRAVATED IDENTITY THEFT - AMSHER COLLECTION SERVICES is in violation of 18 U.S.C. 894 for using my consumer report with extortionate means to coerce and swindle me into making payment on alleged debt not owed. I DID NOT AND DO NOT CONSENT to you ( AMSHER COLLECTION SERVICES ) furnishing this information to my consumer report and or file. I did not give you permission or authorization to have my personal identifying information, which you ( AMSHER COLLECTION SERVICES ) have obtained by aggravated identity theft in accordance to 18 U.S.C. 1028A. I am aware that my Social Security number belongs to the Social Security Administration, and anything purchased with that identifying number is an obligation of the United States in accordance with 18 U.S.C. 8 and being that you ( AMSHER COLLECTION SERVICES ) is attempting to collect a debt from I, the consumer. This makes you ( AMSHER COLLECTION SERVICES ) guilty and in violation of the False Claims Act ( FCA ) 31 U.S.C. 3729-3733. This is a notice to immediately CEASE AND DESIST of all illegal activities, including reporting with constitutes collection activities. This is also a NOTICE exercising my rights to prevent the processing of my personal data by AMSHER COLLECTION SERVICES into the Federal Trade Commission for XXXX XXXX XXXX and theft. Failure to zero out the balance within 15 days, will result in legal matters being taken and I will report to the Federal Trade Commission for XXXX XXXX and identity theft. If this matter is not resolved and adhered to by the time specified above, I reserve the right to commence legal proceedings to recover the damages without further notice to you ( AMSHER COLLECTION SERVICES ) and this letter may be tendered as evidence of failure to comply.
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| 11/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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AMSHER COLLECTIONS IS ATTEMPTING TO COLLECT A DEBT NOT OWED TO THEM AND HAS FRAUDULENTLY REPORTED THIS TO MY CREDIT REPORT. THIS REPORTING HAS NOT ONLY NEGATIVELY IMPACTED MY CREDIT RATING BUT ALSO IS A GROSS VIOLATION OF MY RIGHT TO PRIVACY. I DID NOT GIVE ANY CONSENT FOR THIS COMPANY TO ACCESS OR DISTRIBUTE MY PERSONAL INFORMATION. 15USC 1681 ( a ) ( 4 ) You Are in Federal Violation on my rights, as a federally protected consumer who have the right to privacy.
NO WRITTEN INSTRUCTION WAS GIVEN TO REPORT THIS ALLEDGED ACCOUNT ON MY CONSUMER REPORT. I have not given you permission to access my credit profile and you have no permissible purpose by law to contact third parties with my private or personal information. Your offenses amount to Aggravated Identity Theft pursuant to 18 U.S.C. 1028A. You have knowingly transferred, possessed, or used, without lawful authority, a means of identification of me, which is a felony punishable with up to 2 years of imprisonment, in addition to civil liability.
I have not done or agreed to do any business with AMSHER nor have I signed any contract with their company. I also have not given any credit bureau authorization to report this item therefore no permissible purpose exists. This is another direct violation of my rights 15 USC 1681. Furthermore, you do not have any jurisdiction or authority to even collect on this alleged debt.
Failure to respond satisfactorily with deletion of the above referenced account, and send out a free copy of my report after the changes have been made will result in legal actions being taken against your company, for which I will also be seeking {$1000.00} per violation for : 1. Defamation of Character ( per se ) 2. Negligent Enablement of Identity Fraud 3. Fair Debt Collections Practices Act 15 USC 1692g violations 4. Fair Credit Reporting Act 15USC 1681 violations for willful noncompliance - 616. Civil liability for willful noncompliance [ 15 U.S.C. 1681n ] FDCPA 813 [ 15 USC 1692k ]
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| 12/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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|
Web |
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AMSHER COLLECTION SE ACCOUNT NUMBERs : XXXX XXXX/XXXX/XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX Phone : XXXX ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you AMSHER COLLECTION SE or any company associate with this account # XXXX and tell them the debt is the result of identity theft. I have enclosed a copy of the Federal Trade Commission 's police report Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : date account open all sign original contract including : Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : AMSHER COLLECTION XXXX or any company associate with this account that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation.
Sincerely, XXXX SOC SEC # XXXX DOB XXXX/XXXX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 05/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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Dear Amshercollectionservice After viewing a copy of my credit report, I noticed a collection account placed on my credit report from you in XX/XX/2015. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it is a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agency. I will await your reply with above requested proof.
|
| 10/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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On XX/XX/XXXX between XXXX XXXX and XXXX XXXX I closed, cancelled, paid in full my XXXX XXXX plan. My wife and I got married in XX/XX/XXXX and instead of having two separate cell phone carriers I decided to close and cancel my service with XXXX XXXX that I had been with for over 15 years.
Before I could transfer my phone and phone number to XXXX I had to cancel and close my XXXX XXXX. I called XXXX XXXX customer support while standing in the XXXX XXXX XXXX. While on the phone with the customer service associate I explained the situation and what I was going to do. The customer service associate stated we are sorry to see a loyal customer go but we understand your situation. I kindly described to the associate that I was ready and willing to pay any and all debts on my account that evening prior to cancelling my XXXX XXXX service. On a recorded line I was reassured my account was in good standing and was financial current. I expressed my concern that I did not want any surprises in the future and to please carefully review my account once more to make sure I did not owe any money on installment plans or devices. Once again on a recorded line I was assured my account was paid in full and that I owed XXXX money. I stated again on the recorded line Are you sure and yet again I was reassured about my account. I proceeded to close my account while at the XXXX XXXX store. From that point I transferred all my contacts and info to XXXX.
A few months later I received contact from collection agencies stating I owed {$650.00} to XXXX XXXX. XXXX XXXX had not tried to contact me or reach me at all to discuss this matter.
Since then I have been in collections and it is extremely disrespectful to me as the consumer to be dealing with this issue. I have been wrongfully charged for XXXX XXXX problems and It is impacting me negatively on my credit score.
Amshur collection is the current collection company that has the bogus contract
|
| 11/16/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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This company has violated my consumer rights by placing a collection on my consumer report without validating the debt with me first as I did not endorse a contract with AMSHER. This has defamed my character by attempting to collect an alleged debt and reporting it to consumer reporting agencies. I did not give this company my information nor authorization to use my information. Additionally this is a notice to cease all communications as stated in the FDCPA which states a debt collector can not communicate with a consumer directly or indirectly on any medium. Of course that includes credit reporting since that is an indirect medium. The following is an additional federal law that they broke. XXXX. TRANSFER OF INSTRUMENT ; RIGHTS ACQUIRED BY TRANSFER. Primary tabs ( a ) An instrument is transferred when it is delivered by a person other than its issuer for the purpose of giving to the person receiving delivery the right to enforce the instrument. ( b ) Transfer of an instrument, whether or not the transfer is a negotiation, vests in the transferee any right of the transferor to enforce the instrument, including any right as a holder in due course, but the transferee can not acquire rights of a holder in due course by a transfer, directly or indirectly, from a holder in due course if the transferee engaged in fraud or illegality affecting the instrument. ( c ) Unless otherwise agreed, if an instrument is transferred for value and the transferee does not become a holder because of lack of indorsement by the transferor, the transferee has a specifically enforceable right to the unqualified indorsement of the transferor, but negotiation of the instrument does not occur until the indorsement is made. ( d ) If a transferor purports to transfer less than the entire instrument, negotiation of the instrument does not occur. The transferee obtains no rights under this Article and has only the rights of a partial assignee
|
| 08/31/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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In XXXX of XXXX, I discovered that I was a victim of identity theft. After reviewing my XXXX account online, I noticed that there was an additional phone line added to my account that I had no knowledge of since XX/XX/XXXXXXXX and an XXXX that was purchased on my account from a different state. I was in communication with XXXX and advised them of the fraudulently activity being done. I was able to verify that my phone and email was hacked with spyware, which is how someone accessed my accounts. I've reported this issue with XXXX multiple times and several agents has even verified the fraudulent activity. Especially when someone was calling XXXX to add the unauthorized phone line back on my account once I had it removed, while i was on the call with a XXXX agent. After consistently trying to get my billing adjusted due to fraudulent activity being verified, XXXX has not accommodated my with any adjustments and billed my account for unauthorized charges and for a phone that was ordered at a XXXX store outside of my state.. After not having the issue resolved, I switched phone carriers due to the lack of support from XXXX. Since I left XXXX, I have been billed for {$1400.00}, that has been sent to collections and reported adversely on my consumer report. I now have been receiving letters from an Attorney attempting to collect on the debt. I have been trying to reach out to get this matter resolved multiple times since XX/XX/XXXX. I have submitted my incident report from the police and an identity theft affidavit from the Federal Trade Commission multiple times at my local XXXX store. I'm repeatedly told the same thing each time, 'We will submit a ticket for investigation '. I have yet to get my money credited back from the unauthorized charges that I have been charged since XX/XX/XXXX and the debt from an XXXX that I never purchased or authorized on my account to be cleared and removed from my credit file.
|
| 09/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I opened an account with XXXX on XX/XX/XXXX in which I only ordered a SIM card, which was free, since I had my own phone. When I received the SIM card a few days later, I attempted to activate my account so that I could use the service; however, I was not able to activate the account due to a PIN number issue. After calling their customer service, my issue was not resolved, so I returned to my previous mobile provider and canceled my account with XXXX They assured me that the account was closed and I would not be charged anything since I was not able to activate my account use the service. Fast forward, XX/XX/XXXX, I receive a letter from XXXX about an overdue amount. I called customer service once again and they again canceled the account and assured me that the account was closed and the amount would fall off, so I did not need to pay anything. Then again in May I receive another letter from XXXX regarding the bill that I was wrongly fully charged and that they had claimed would fall off after closing the account. This time, they said they would send it to debt collection if not paid. I then again call customer services who is now telling me that they can not access my account to cancel the charge since it has been closed. After 10+ calls with customer service giving me the runaround, they tell me to go to the store and change my pin so they can access it. I do that, call back, and they still tell me that they are unable to access my account and change anything because my account now belongs to the debt collection Agency Amsher. I called the debt collection agency and they tell me that XXXX has to resolve the issue. Bottom line, after months of speaking to representatives and getting the runarounds, the charge hits my credit score in XXXX as an unpaid debt. I never owed XXXX any money to begin with and they have now ruined my credit score due to terrible customer service and bad business management.
|
| 03/11/2023 |
No |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
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Web |
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I XXXX XXXX XXXX, online disputed under XXXX website to Amsher Collection Services XXXX for 4 months debt balance in the amount of {$870.00}. Because XXXX XXXX closed my account due to nonpayment on my end that I chosed to inform XXXX to close my account because I saw fit their services was too expensive for me to afford on my income size and I do not have the sufficient funds to make payments just for the reasons of my unemployed low income lifestyle accumulating less than {$1000.00} lower class salary a year under social security. So XXXX last year back in XX/XX/XXXX after XXXX kept increased my bill XX/XX/XXXX more than original amount of {$130.00} for 9 months straight by {$150.00} plus dollars without my consent with XXXX XXXX contract related biased term & conditions technical reasons why to closed the account my personal information without my knowledge set the {$870.00} under collections unfairly added ran under my credit sometime in XX/XX/XXXX for the credit bureaus to negatively impact my credit scores from XXXX to a lower fair average credit score of XXXX XXXX, XXXX XXXX & poor credit score XXXX XXXX affecting my chance of creating a positive credit score history with no open credit card account ( s ). I only used debit cards for savings account and it is necessary for myself that truthfully honest lengthy reasonable logically informal serious explained that Amsher Collection Services XXXX is still have been unfairly charging me {$870.00} for a closed account that no longer have services to and or using for the time being that already received cellular phone service under XXXX XXXX XXXX XXXX XXXX XXXX under my Supplemental Social Security Income Service I have been receiving since XXXX at age of XXXX XXXX XXXX when I used to live with my family over 20 years ago to present to this very day according to my negativity affected credit scores by Amsher Collection Services XXXX XXXX
|
| 07/21/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
On X/XX/2017 i contacted XXXX to cancel my services and transfer my services to XXXX. I was taking my mobile number to the new carrier at which time i was informed all balances to be paid in order to transfer and keep my same telephone number at which time i paid a total of {$210.00} that was drafted on X/XX/2017 I was told by mobile rep that was it and my account showed {$0.00} balance. This point my service was cancelled and my phone line was taken over to my new carrier. On XXXX XXXX 2017 i was contacted by an agent from Amsher collection agency which claimed i owe XXXX from XXXX the man on the other end said if not paid in full TODAY i would be further penalized. I immediately hung up the phone and dialed XXXX. I waited on the phone for nearly 30 minutes i spoke with XXXX XXXX ( EMP # XXXX ) who initially informed me she could not help and i would have to call collection agency i further pressed and was able to get her to look into the matter. XXXX finally concluded that i did pay the charges stated on the account and that this was a mistake and it would be taken care of within 48hrs time XXXX gave me a verification number of XXXX. X/XX/2017 i receive a call from a woman at amsher collections stating i owe a balance and how i would like to pay i asked numerous times what the balance was for before finally being hung up on by the woman. X/XX/17 i call XXXX and speak with XXXX XXXX ( EMP # XXXX ) He informs me that the account is locked and nothing can be done about it and i will have to call the collection agency i keep pressing him as well until i am told he can file paperwork to look into the amount and it will take 2 weeks. i also found out from a XXXX XXXX store there was an account adjustment on X/XX/17 of XXXX and an outside collection fee of {$27.00} which makes no sense as my account was cancelled X/XX/2017. I fear i will not be helped by anyone and my credit is in jeopardy.
|
| 09/09/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I went into XXXX to to open a family plan with three new phones on XX/XX/22. The process took longer than we thought so I stayed at the store while my Mom ( XXXX XXXX XXXX took my sister to her lesson.
The billing was to be put under my Mom 's account which I provided her credit card and billing was immediately confirmed under her account. However we started receiving billing under my name. My Mom confirmed with XXXX that it was processed incorrectly and that all billing should go to her and it was confirmed to be fixed.
I received a letter from " XXXX '' on XX/XX/XXXX that there was a balance of {$180.00} on my name. My Mom called XXXX and they confirmed that it had been rectified. Another letter came on XX/XX/22 stating that I now owed {$99.00}. My Mom called again and they said they didn't know why that one was sent at all but it was all fine.
I received a call from XXXX on XX/XX/22 saying they were the debt collection and confirmed my name and the last four digits of my social security number. My Mom called XXXX and talked to XXXX in Customer Service who said that the account listed was closed and there's nothing showing on the account and to go into a store and close the account with photo ID. I went into the store today and they said there was nothing to close as they didn't have that account number.
I called into the customer service number they provided and talked with XXXX. I conferenced in my XXXX and XXXX confirmed that the account # XXXX did not exist under my name nor was there any outstanding bills for me.
We then called XXXX and spoke to XXXX who would not verify who she was calling on behalf ( XXXX ) and hung up the phone on us when we tried to get more information as she insisted she needed to verify name and social security number before moving on. In fear, we decided NOT to provide that information and instead, file a complaint with your organization.
|
| 04/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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|
It has come to my attention that there is an alleged debt that I have been alleged to owe. Please be aware that according to article 9, the assignment of a defaulted Alleged debt is illegal. Both the assignee and the assigned are both liable for violations under 15 USC 1692 ( e ) ( 12 ). I am not validating any alleged debt with Amsher Collection services and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of the XXXX of XXXX, 2023, I have not received any documentary evidence such as a Trilateral contract giving Amsher Collection services any right to collect on this alleged debt. If Amsher Collection services can not provide me with proof such as a tracking number that they attempted have lawfully entered into a contract with my person, prior to furnishing this on my consumer report, it will have been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this alleged debt pursuant to 15 USC 1692 ( c ) ( c ). I am demanding a cease and desist of all illegal activities, any communication and collection activities of this and any alleged debt until Amsher Collection services can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Amsher Collection services continues its collection efforts ( which includes negative credit reporting ), I will file for litigation for actual damages caused and Amsher Collection services will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028a, extortion, theft by deception, securities fraud and mail fraud. Upon receipt of the documents herein this notice, you are hereby notified pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
|
| 08/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I terminated services with XXXX XXXX end of XX/XX/XXXX. I didnt not receive a bill in XXXX. I called in XXXX and was told by XXXX XXXX representative that I owed nothing. I received a bill dated XX/XX/XXXX that I owed XXXX dollars. On XX/XX/XXXX XXXX XXXX billed my bank account for {$230.00}. Bc they did not bill me in XX/XX/XXXX or XX/XX/XXXX I was able to have my bank reverse the payment. I received a bill stated XX/XX/XXXX that I now owe {$250.00} which includes a {$20.00} return payment fee. I spoke with XXXX XXXX multiple times that I dont owe anything according to the bill I received from XXXX XX/XX/XXXX stating that I owed XXXX dollars. And that I would need an itemized bill explaining the debt. And mentioned they have not bill me since XX/XX/XXXX. Which was paid on XX/XX/XXXX. XX/XX/XXXX I received a letter stating that I owe {$250.00}. XX/XX/XXXX I received a final notice for {$250.00} if not paid account will be turned over to collection agency. XX/XX/XXXX I received another bill from XXXX stating I owe {$250.00}. XX/XX/XXXX I received a letter from AmSher collection services that I owe {$320.00}. Needed to dispute the debt by XX/XX/XXXX which was required by the collection agency. I did. And the collection agency received my dispute. They were supposed to stop all collections on the account till the debt was validated. As per XXXX XXXX, On XX/XX/XXXX AmSher collection agency reported to my credit report. XXXX XXXX then sent me a letter dated XX/XX/XXXX stating here is the information I requested. Showed that on XX/XX/XXXX bill for {$320.00} which includes {$64.00} for one time charge for collection fee. I receive another letter from XXXX dated XX/XX/XXXX that I requested a copy of an invoice. The invoice is dated XX/XX/XXXX and states i owe XXXX dollars. I have not received any response from AmSher collection agency nor an itemized bill from XXXX.
|
| 10/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
To Whom It may concern : Ive had identity theift for years and have contacted the police and their response to me was since it is small amounts each time it was nothing that could be done but if it was a lump sum then action could be taken. I have written serveral letters to the credit bureaus asking for debt validation and orginal contracts stating what is being reported on my credit report is accurate, and it comes back as verified but I never recieve written documention showing its actually an account I have authorized. I was also a victim of the XXXX data breach in 2017 and looking at my XXXX report I also see that my personal information in being viewed on a daily basis. I will attach documents for the certified letters that Ive written also proof showing my personal information has been compromised. Ive writtent certified letters to not only the the credit bureas but the collection agenices that are incorrectly reporting on my report. Ive also done my due dillegence and have documentation showing that the listed companies are illegally trying to collect a debt are unauthorized to collect in my state of Ohio. If the attached documents are not clear please visit nmlsconsumeraccess.org. Listed below are the companies XXXX ) XXXX XXXX XXXX ) I XXXX XXXX XXXX ) XXXX XXXX XXXX ) Amsher Collection Services XXXX XXXX XXXX XXXX XXXX In accordance with the Fair Credit Reporting Act these accounts have violated my rights.
15 U.S.C. 1681 section 602 A States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
I have also attached a copy of my ID I did not attach my SSN considering the data breach and my personal information being compromised, but if there is any other documentation that is needed from me please let me know.
Thank you
|
| 02/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
A Salesperson at XXXX ( XXXX XXXX XXXX ) fraudulently fabricated an address and phone number to bill unauthorized internet and phone services to my name. I was informed by 3 different XXXX employees that the issue was resolved, only to find that it was later sent to collections with AmSher ( ashmer.com ). It is evident that my dispute of AmSher 's collection was not reviewed by their organization or XXXX. It was only after I filed a Consumer Protection Complaint with XXXX XXXX ( XXXX ) that XXXX reached out to me to inform me the Sales Representative was fired for his actions and 'my ' debt collection with AmSher has been waived.
However, this complaint is with AmSher specifically, as they have been equally negligent throughout the process and failed to discontinue debt collection at the creditor 's request. I never received a debt validation letter from AmSher. Initially this was because they sent it to XXXX 's fabricated home address that I had attempted to correct with XXXX 3 times. I corrected the address for AmSher and requested debt verification letter, which they failed to send. My debt collection had not impacted my credit at this time. The debt collection appears to have been reported to credit bureau weeks after I notified AmSher that the debt was nullified ( effectiveXX/XX/2021). After learning that the debt was waived, AmSher has gone 'dark ' on me and will not respond to multiple requests to confirm account is closed upon providing the creditors ( XXXX ) confirmation number. My experience indicates that ( 1 ) AmSher reported debt without first sending the requested debt validation letter and ( 2 ) knowingly proceeded after having been directly informed that the creditor has approved my dispute. I have no further recourse, as AmSher has stopped email communication, as this discontinued debt would otherwise not be profitable to them.
|
| 10/05/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2023, after receiving a call from Amsher Collection Services, I immediately contacted XXXX for clarity. The XXXX representative assured me that I had no outstanding balances. It raised concerns about the possibility of identity fraud and that an unauthorized purchase might have been made under my name.
Despite no prior communication from XXXX ( via email, phone call, or regular mail ) about any outstanding {$440.00} balance, on XX/XX/2023, Amsher Collection Services marked a debt against my account. This unforeseen action caused my credit score to drop from the XXXX to plummet by more than XXXX points.
On XX/XX/2023, I proactively reached out to XXXX and Amsher Collection Services for clarity. Interestingly, Amsher Collection Services shared that they've had other customers voice concerns about potential duplicate accounts with XXXX that resulted in collection charges. Upon connecting with XXXX, they acknowledged a discrepancy : an outstanding balance from my personal account, related to equipment, was never moved to my business account ( and not identified by multiple customer service reps on previous calls ).
When the discussion shifted to the bill, the manager inquired about a final bill. I always handle my bills online, so any outstanding balance should have been visible there, but it was not. It's worth noting that I updated my address months before moving. And, considering we're talking about XXXX, I'd have expected them, at the very least, to reach out to me on the contact number ( cell phone ) they have on file.
The XXXX manager stated they were unable to reach out to the collections company on my behalf to resolve the issue. I asked for the dispute department info, legal department info, and a return call from the General Account Supervisor and stated I would contact the executive team to request additional assistance.
|
| 12/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
Upon checking my XXXXXXXX XXXX XXXX XXXX XXXXXX/XX/XXXX, I discovered a fraudulent debt collection report filed by AmSher Collection Service of XXXX, XXXX. The debt claim was for a cable television account listed under XXXX XXXX at an address in XXXXXXXX XXXX that did not belong to me. The debt was assigned on XX/XX/XXXX in the amount of {$490.00}.
I checked with XXXX and discovered that my personal information had been compromised during XXXXXXXX XXXX XXXX XXXX
The problem I have with AmSher Collection Services is that I was never notified of the debt prior to them " parking '' that information on my credit reports with the XXXX major credit reporting companies. Amsher never contacted me by phone or in writing. I was denied the opportunity to dispute the debt and prove that it was not mine.
I have lived in XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ). I have no connection to the address listed as XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX. If AmScher Collection Services would have contacted me, as required by law, I could have disputed their claim and proved that the debt was not mine.
I sent AmScher a debt validation letter via certified mail on XX/XX/XXXX requesting proof that the debt was mine. I also notified AmSher that they had illegally parked the false debt claim on my credit report without proper notification. Their written response was a standard form letter that did not address my concerns.
XXXX, I received XXXX letter fro AmSher stating that if I believed I was a victim of identity theft, I could file an affidavit with XXXX XXXX disputing the debt. At the bottom of the letter was the following statement : This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.
This inadequate attempt to correct their egregious error is too little, too late.
|
| 08/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To whom it concern.
I am a person with good credit score who pays his debts and obligation as a respectful and good citizen.
I am victim of a fraudulent action from AMSHER COLLECTION SERVICE AND XXXX.
Both companies are charging me {$1000.00} for a cell phone service that does not below to me.
The account or service they are trying to collect belong to XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX.
It is true that XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. Was my company by XXXX but I transferred this XXXX to the new owner of XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX reason I contact the bill department of XXXX and the answer was that I was right and everything was a mistake ; because the phone bill should be pay for XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX who is the owner of the XXXX on mention. XXXX did not give me any receipt or document that support that I do not owe any money to the cell phone company because I was not in the system.
The customer service said to me Dont worry XXXX XXXX you are not in our system that account is not yours. It belong to other person and we can not give you information that does not belongs to you I notice to the new owner of XXXX XXXX XXXX XXXX XXXX XXXX XXXX. About this situation but I dint get any answer from hem.
Even I ask to myself what kind of phone service without contract costs {$1000.00} when a phone service should be cut off after a month without pay!!!!
I am victim of fraud, abuse and harassment from AMSHER COLLECTION SERVICE AND XXXX. Something that is not easy at this time when inflation and the economy of the country are very difficult for any American family.
Built a good credit take years and I can not believe that two large companies use all its power to destroy families without consequence.
Thanks for your time, help and comprehension From a man with good faith
|
| 01/12/2024 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Personal line of credit
|
- Credit monitoring or identity theft protection services
- Problem canceling credit monitoring or identify theft protection service
|
|
Web |
|
|
XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX NJ, XXXX XX/XX/2024 AMSHER COLLECTION SERVICES XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX XXXX Alabama, XXXX Subject : Dispute of Erroneous Names and Addresses on Consumer Credit Report Dear Sir/Madam, I am writing to dispute the inaccurate names and addresses appearing on my credit report issued by your agency.
List Incorrect Names & Addresses List Erroneous/Inaccurate/Fraudulent Account Names Account Numbers This letter is a formal dispute and request for investigation under the Fair Credit Reporting Act ( FCRA ), 15 USC 1681 et seq.
The FCRA mandates credit reporting agencies to maintain accurate information in consumer reports. The following provisions support my dispute : 1. 15 USC 1681e ( b ) - Accuracy of Information : This requires credit reporting agencies to ensure maximum accuracy in consumer reports. The inaccurate names and addresses negatively impact the accuracy of my credit report.
2. 15 USC 1681i - Duty to Investigate : This provision obligates credit reporting agencies to conduct a reasonable investigation when a consumer disputes the accuracy of their credit report. request a thorough investigation into these inaccuracies.
3. 15 USC 1681c - Disclosure of Consumer Reports : This stipulates that consumer reports should only include relevant and creditworthiness-related information. The inaccurate names and addresses do not contribute to an accurate representation of my creditworthiness and should be removed.
I kindly request that you investigate the accuracy of the names and addresses associated with my credit report, remove the inaccurate accounts, and provide me with a free copy of my updated credit report.
Failure to address this dispute may result in legal action as permitted by the FCRA. Thank you for your prompt attention to this matter.
Sincerely.
XXXX XXXX
|
| 02/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX XXXX is an agency Ive never heard of. They demanded me to provide them with my information in order to release who they are. I wasnt asking for account information, but a brief description of who they are and what they do. I spoke to someone and they told me well, when you are ready to provide your information, then you can call us back and then hung up on me. I called back and took a risk by verifying my birth date and I discovered XXXX XXXX XXXX located at XXXX XXXX XXXX, AL was a 3rd party collecting for XXXX. This was for a XXXX bill in the amount of {$720.00} for a phone. The next representative was polite enough to talk to. I informed her that I wanted a statement in the mail and would be willing to take care of the balance or work out a payment plan once I received it. It appeared she took what I said personally and said that I am refusing. Her tone of voice changed. She became very cynical and was unprofessional. I am very skeptical with making payments to this company. This is a collection agency and I would like for the phone calls to be monitored to and from my cell number.This way, it will reveal how these representatives talk to people and how they represent their company. I am more than willing to take care of this, but I rather have a statement first before I give my personal banking information to them and that is something they could have verbally said to me in a professional way instead of being impolite and hanging up on me.
I spoke with XXXX and they recommended that I speak with a manager at XXXX XXXX XXXX. I sent them an email and has yet to receive a response and I have still not received a letter regarding how much I owe. I would like something in writing.
Once this is resolved I would like to talk to a supervisor to manage my account and work with me on some type of payment plan.
|
| 11/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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THE COMPANY AMSHER COMPASSIONATE COLLECTIONS, PURCHASED A DEBT FROM ANOTHER COMPANY AND I HAD NO INVOLVEMENT WITH THE TRANSACTION. ACCORDING TO 15 USC 3002 i AM A NATURAL PERSON WHICH MEANS MY NAME IN ALL CAPS IS NOT ME. MY NAME IS XXXX XXXX. XXXX5 USC 1692 ( A ) ( 1 ) The term " Bureau '' means the Bureau of Consumer Financial Protection, XXXX, XXXX, XXXX, and XXXX are assumed to be credit Bureaus and their is only on Bureau and that is the Consumer Financial Bureau. On XX/XX/1933, Congress enacted HJR-192 which is Public Law 73-10 to suspend the gold standard and to abrogate the gold clause. This resolution declared that " Whereas the holding or dealing in gold affect the public interest, and are therefore subject to proper regulation and restriction ; and whereas the exiting emergency has disclosed that provisions of obligations which purport to give the obligee a right to require payment in gold or a particular kind of coin or currency... are inconsistent with the declared policy of congress ... in the payment of debts. This resolution declared that any obligation requiring " payment in gold or a particular kind of coin or currency, or in an amount in money, policy ; and ... Every obligation heretofore or hereafter incurred, shall be discharged upon payment, dollar for dollar, in any coin or currency which at the time of payment is legal tender for public and private debts. 15 USC 1681 ( 3 ) ( E ) ( e ) The term " investigative consumer report '' means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characterstics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or whom may have knowledge concerning any such terms of information.
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| 11/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
Servicemember |
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Amsher is currently reporting to all three bureaus about an account that I supposedly have with XXXX XXXX. I have sent multiple letters and contacted Amsher via phone and by email with XXXX XXXX XXXX and have been ignored by mail and told via email and phone ( as recent as of a hour ago ) that they do not have an account in their system under my name, social or DOB. I then asked, relieved to finally receive someone on the phone, who should I talk to because they are reporting that they do have the account to the bureaus. I was rudely told, we will do it eventually, have a great day and then hung up on. I am not sure when " eventually '' will be as I have stated I have reached out multiple times since this account was first sent to Amsher. I received a letter initially about the account which is when the communication started. This was earlier this year. I was told it would take 30 days for it to be " handled '' after a hour phone call while the rep researched for the account. I have disputed with the bureaus who told me they reached out Amsher and have not received a response, I have disputed with Amsher myself and not received a response. I have the email ( which I will attach ) from XXXX XXXX who state he could not see the account ( this was back in XX/XX/2022 ) who stated he couldnt see an account under my information. I then sent another letter as I like to have a paper trail and didnt hear back. I called again tonight and was just told again that they do not have an account and thats when I was rudely told it would be handled eventually. If you dont have my account all I am asking is for this to be deleted from all three bureaus. This is false reporting and its causing a negative effect to my report and livelihood. I am being denied products and paying higher deposits on items due to this reporting falsely.
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| 01/13/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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On XXXX/XXXX/2016 I recieved a call from an XXXX that left a 40 second voice mail upon not being answered that said nothing. Upon researching the number I discovered that it was a collection agency that was sold a debt from XXXX.
I called the number and spoke to a XXXX XXXX, who told that that I owed {$100.00} on a past due XXXX phone bill.
I immediately told her that the matter was an error that was in the process of being solved due to a mess up on XXXX when setting up service. XXXX sold the debt prematurely to Amsher collection when they have acknowledged that there was a mistake made when switching payments over to another account.
When I asked for a breakdown of the debt, I was told that there was {$94.00} due on a phone. When asking about the other rest of the money due on the account, I was told by XXXX XXXX " You should know about what 's due because it 's your account '' ; a statement berating me for asking to be granted rights under the FDCPA.
In addition, Amsher Collection has not sent any notice through mail allowing me the right to verify the debt, nor my right to dispute as of XXXX/XXXX/16, or even that the debt was sold to them. Immediately after the phone call, I spoke to XXXX 's customer support about the matter and was told that I have to negotiate with Amsher Collection and that I should be given a breakdown of the phone bill through them, because the account has left XXXX.
XXXX has mentioned that any possibility of buying the account back is impossible and that I have to speak to the collection company to settle the matter. I have not been given a proper break down of the bill and I honestly feel that the companies are asking for more money than they are entitled to, especially considering I have made multiple accounts to have the matter fixed in person and over the phone with XXXX.
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| 11/27/2023 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I am a victim of identity theft. An identity thief used my personal information without my permission to open an account and make purchases with Charter communications, THIS DEBT IS NOT not mine. I have enclosed proof of my identity and a copy of my FTC Identity Theft Report.
In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify these businesses and tell them the debt is the result of identity theft.
All of my personal Belongings were in a uhaul that was stolen from in front of my hotel while i was staying while moving. i lost all important documents birth certificates, ss cards pictures wedding documents everything I have enclosed a copy of the Consumer Financial Protection Bureaus Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : Inform CHARTER COMMUNICATIONS bank that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation.
Sincerely, XXXX XXXX
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| 07/23/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Amsher collection agency is attempting to collect a debt that doesnt exist. I have called AMSHER 3 way call with the original account holder of supposed debt XXXX XXXX on the phone with me two times to verify that the debt is not due and to remove. They still continue to attempt to collect while on the phone 3 way calls with XXXX. XXXX telling them this is not owed while telling me and XXXX only way to remove the debt, I have to pay or negotiate on a debt not owed. I am going to be forced to pay Amsher because this is messing up my ability to purchase an home. I feel bribed or bullied and dont know where else to turn. Every credit bureau has removed except XXXX with supporting documentation. I have disputed and removed as they are violating FCRA REQUIREMENTS RULES AND GUIDELINES. T-Mobile has been great and tried to help. My account is supposedly with the Amsher Attorneys office When I call. The lady at Amsher who answered extremely nice but cant or wont help me. I have proof of returned equipment and letters from the office of the president of XXXX SAYING I DO NOT OWE. Amsher with the hundreds of calls I have made to them weekly the lady who answers knows who I am. They wont even reach out to XXXX to verify. They just want my XXXX bucks. The debt is not worth the time. I dont get it but I need this incorrect information off my credit. My family has been affected by hurricane XXXX. This is how this all started and This negative account wont let me get a mortgage after the hurricane and I need a new place to live with my children. This is beyond fraud and wrong on so many levels. T-Mobile has been great and corrected error immediately and now this is out of their hands. I need someone to look into this fraud and Amsher, This is against the law I am sure and a attorney would cost more then the debt owed.
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| 08/03/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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AMSHER COLLECTION SERVICES XXXX : {$240.00} ORIGINAL COLLECTOR : XXXX XXXX DATE OPENED : XX/XX/XXXX My credit has been damaged due to a fraud account with the use of my name and personal information with a XXXX point drop. I am very upset. My name and social security number has been compromised through fraudulent activity with XXXX I called XXXX and spoke to XXXX ( XXXXXXXX XXXX XXXX XXXXXXXX ) we both discovered that the account was fraudulent and not mines. She was made aware of my business account with XXXX in good standing. She took further action to call the 3rd party collection company Amsher Collection Services and let them know of the account not being mines and the fraudulent activity with XXXX She spoke to a representative and they made the decision to open a fraud claim because XXXX told her the account wasn't mines. The representative with Amsher Collection Services tried to refer us to the fraud department but was unable to get in touch with a representative in that department. She proceeded further to give XXXX the attorneys number who handles claims for fraud. When we called they stated they couldn't speak to the XXXX rep so XXXX hung up and I proceeded to tell them what happened and gave them my name and amount of the bill on my credit report stated above in the amount of {$240.00}. She stated there wasn't an account in my name nor in their database to open the case.
Furthermore, I wasn't contacted or notified about this account via mail from XXXX or Amsher Collections Services before being placed on my credit. Nor do I have an account number to reference this account with these stated companies. My rights and identity have been compromised and violated without my permission. I would like this account to be removed from the 3 credit bureaus with an immediate recourse of action.
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| 03/03/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was initially contacted via a phone call in early XXXX. When I answered, the lady asked if this was ( she addressed me by my name ) and I responded, " it is '' and then she said, is your date of birth, XX-XX-XXXX, and I shared that I do not give out that information over the phone to someone randomly calling me. She shared she was calling about a debt, but could not share any information unless I provided my date of birth and again I shared that I would not provide that information. She then became rude and ended the call. The next day I received another call, this time it was a man and he said they were attempting to collect a debt and I shared that I did not have any outstanding debts and asked that they not call me again. Neither caller identified where they were calling from nor what debt they were calling about. Shortly thereafter, I received a collection notice in the mail from XXXX XXXX XXXX XXXX XXXX XXXX and the document reflected the creditor as XXXX and the amount due was {$100.00}. I ignored the mailing because prior to XX/XX/2020 I never had an account with XXXX I switched from XXXX XXXX XXXX ( I had been an XXXX XXXX XXXX customer for XXXX years ) to XXXX on XX/XX/2020, so I did not call AmSher because I knew they were attempting to collect money that I did not owe. Fast forward to Friday, XX/XX/XXXX, I received an email indicating that a new account had been added to my credit report, so I immediately signed in to check my credit report and saw that there was a collection from AmSher. On Monday, XX/XX/XXXX, I submitted a dispute to XXXX XXXX and XXXX and XXXX has already removed the collection from my account. These companies should not be allowed to harrass people via phone calls, mail and they should not be able to report false accounts to credit reporting companies.
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| 06/23/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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XXXX certified letters within a XXXX day period to Amsher Collection Services XXXX Inc. has failed to provide the following requested information to validate alleged debts:XXXX Signed credit applications between myself and the original creditorXXXX. Copies of all signed vouchers from the date accounts opened until defaultXXXX. Copies of all statements from the date accounts opened until defaultXXXX. Proof of the statue of limitationsXXXX. Proof of agreements that they were hired by the original creditor ( creditor as defined by the FDCPA ) orXXXX. A copy of the contracts Amsher Collection Services XXXX Inc. purchased the alleged debtsXXXX. If the alleged debts were purchased, provide a copy of agreements between Amsher Collection Services XXXX Inc. and myself, signed by me, stating that I have a contractual responsibility to Amsher Collection Services XXXX Inc. for the alleged debtsXXXX.Provide proof that Amsher Collection Services XXXX Inc. is bonded/Licensed for debt collecting in the state of AlabamaBy failing to provided all of the information that was requested on my behalf, the disputed claims are now considered invalid and all collection efforts must be stopped and the accounts must be deleted from Amsher Collection Services XXXX Inc. Amsher Collection Services XXXX Inc. can not validate their claims, therefore they can not, by law, collect on it, or sell it to another collection agency. Also, reporting debts to the credit reporting agencies that can not be validated is a violation of the FCRA XXXX Fair Credit Reporting Act XXXX, and carries a {$2500.00} fine. Please advise Amsher Collection Services XXXX Inc. of their infractions and that the alleged debts must be removed from their account immediately, and they also must be removed from all credit reporting agencies.Thank you.
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| 07/19/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2023 I was alerted by my XXXX app that an open collections had been placed on my credit report by Amsher XXXX Collections on behalf of XXXX for {$400.00}. I was alarmed because I have never done business with XXXX ever in my life. I immediately checked my credit report for other fraudulent activity, but found none. I then disputed the collections with all three of the credit bureaus, but found Amsher later supposedly verified the information, which is again false. Amsher sent me the bill from XXXX that they were basing their information on, and I found it was from and address that I haven't lived at for over 10+ years. Amsher sent me a form for identity theft and instructed me to complete it and sent to XXXX, but again they never verified that I opened the account with a SSN #, signed document, store that they were purchased at..nothing, because again it was not me. I contacted XXXX directly and created a case with them ( case # XXXX ), but have yet to hear anything back from them. I have emailed Amsher several times asking to speak to a XXXX to have this fraudulent collections removed, but have not heard anything back. After looking up online what should I do, I found that many other consumers have had the exact issues with both XXXX and Amsher Collections. When I contacted XXXX, they could not verify the XXXX # that the phones were purchased with, and there was no hit on my credit reports ( hard or soft hit ) on my credit report for XXXX. It appears that Amsher found the matching name and previous address on my credit reports and simply applied the collections to my credit report with any due diligence on their part. I am very frustrated as this has cost me both time and money to get something off my credit report that should have never been put on there in the first place.
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| 11/19/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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My complaint is with AMSHERCOLLECTIONSERVICES.
The original creditor was XXXX XXXX XXXX. For the amount of {$770.00}. This account was originally my XXXX account closed in XXXX and was discharged in my bankruptcy. The collection company duplicated the account and used my company name rather than my name and reported it to my credit for the same exact amount {$770.00}. They claimed it was a separate account but they just used the company which is under the same social security number as my personal name which is as on the account. They knowingly duplicated my account and reported it to my credit ad a open account and changing the dates to be current over 10 times. I disputed the claim and it was removed every time. When the dispute was in my favor and removed from my report they changed the dates to be current and reported it again most recent report to my credit is Between XX/XX/XXXX and XXXX XXXX, XXXX, they claimed it is a open account yes this account has been close since XXXX and discharged by my bankruptcy since XXXX. I contacted the collection company and they said they could not help me and I needed to contact T-Mobile which I did, t mobile had no record of this account nor did they help me in any way. This collection service is fraudulently reporting inaccurate information repeatedly to my credit rating and trying to collect money from me using extortion which has cause me financial distress and lowered my credit score significantly. This has been re reported to my credit continually multiples of times starting in XXXX till this year XXXX. I am contacting a lawyer to start a civil suit for damages against this company and would like to press charges what ever I can do to stop the fraud they are perpetuating on consumers. Please help me stop this abuse.
Thank you, XXXX XXXX
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| 11/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
Older American |
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I, XXXX XXXX, am the husband of XXXX XXXX, for whom I am submitting this complaint. We subscribe to XXXX XXXX from XXXX XXXX. On XXXX XXXX, 2020, my wife, XXXX XXXX, received a credit alert from XXXX of derogatory information submitted to the three credit bureaus. It was from XXXX XXXX XXXX, of XXXX, GA, indicated she had an unpaid debt of {$250.00}. The open date was XXXX. On the day we received the alert, I called XXXX, and the responder could find no record of such a complaint or bill in their system, under either my wife 's name or SSN. XXXX is also known as ( XXXX XXXX XXXX XXXX, a subsidiary of XXXX XXXX, aka, XXXX. Neither XXXX or XXXX has any record of an account or bill for XXXX XXXX, by name, address, phone, or email. Nor is there likewise any record of a business account. XXXX is an internet company, but has no accounts in our home city of XXXX XXXX in our zip code, XXXX. Nor does XXXX XXXX, which was bought by XXXX several years ago.
Today, XXXX XXXX, 2020, we received another fraudulent charge alert from XXXX XXXX. From XXXX XXXX XXXX, of XXXX, XXXX. I contacted them, with XXXX answering. They had XXXX name, DOB, and SSN. But the address was XXXX XXXX XXXX XXXX, XXXX, TX. As noted above, we live in XXXX XXXX, FL. XXXX never been to Texas, XXXX or otherwise. The bill in question was supposedly from XXXX XXXX XXXX, for {$440.00}, of which {$220.00} was a service charge, and {$220.00} was for returned equipment. We have never had an account with XXXX XXXX XXXX. However, I believe XXXX XXXX was bought by XXXX XXXX, which I believe owns XXXX, the first collection agency noted above.
I have discussed this with both collection agencies, but have received no response.
Please consider this as a complaint of both fraud and identity theft.
Please confirm, and advise.
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| 07/05/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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|
Web |
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XX/XX/XXXX. I sent a letter to AmSher stating the following : 1. Discontinue calling me because I do not feel comfortable being asked to verify my address, last four digits of my social security number, nor name to someone that has randomly called my phone. During the call prior to the letter the AmSher representative became argumentative and unprofessional. I asked within the letter to be contacted via USPS Mail only and provided my address for mailing. 2. I am disputing the debt and request validation and verification of the debt. I am also requesting verification that AmSher has the authority to contact me and attempt to collect the debt. XX/XX/XXXX. I received a call from AmSher 's representative who's name I can provide in a secure setting for privacy reasons. I explained to him that I sent a letter the previous month and he indicated that he confirms that I sent the letter but that it was a verification/validation letter. He became unprofessional and asked me if I planned on paying the debt since I had not paid the debt in four years. I asked him to send that to me in writing and if the call was being recorded that I am requesting that in writing because it's a false statement. I just discontinued service with XXXX in XX/XX/XXXX therefore it's impossible for me to have not paid the debt in four years and if they are stating that then I want to see that in writing.
I have requested from AmSher and from XXXX an itemized written statement of my last two months of account history. I am requesting this because I believe that I do not owe this debt. However ; no one has sent me anything except an invoice which is not itemized. I'd like to resolve this issue as soon as possible and request that I do not receive any more calls from AmSher again as it has become very abusive.
|
| 09/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX : XXXX XXXX, I contacted XXXX to get fiber optic internet service because my boyfriend was having trouble getting it through XXXX XXXX XXXX. The sales person said XXXX could supply that service, so I gave them information to open an account.
XXXX XXXX. - I spoke with the property manager at my apartment complex at about XXXX XXXX. and mentioned that I had gotten fiber optic service with XXXX. He stated that he knew for a fact that XXXX could not provide fiber optic internet service because he had tried to obtain it for the front office but could not. He stated that XXXX did not have the underground cables and hardware to supply fiber optic service to anyone in the building -- only XXXX XXXX XXXX had spent the money to install the correct underground equipment.
XXXX, I called XXXX back to cancel the account. I explained what I had learned to the representative on the phone. After about 20 minutes, the person on the phone stated that the account was closed. He said there was a chance that I might still get equipment in the mail and if I did, to just take it to a XXXX store to return it.
XX/XX/XXXX I received internet service equipment from XXXX via XXXX. I did not open it or install any equipment XX/XX/XXXX I received a bill for {$160.00}. I assumed it was not correct because I had not yet returned the equipment.
XX/XX/XXXX XXXX XXXX - I returned the unopened equipment to the XXXX store on XXXX XXXX, in XXXX. I watched employees open the box and take out shrink-wrapped equipment.
XXXX XXXX I received another bill, which showed a previous balance of {$160.00} but did not explain those charges or say it was a final bill.
XX/XX/XXXX I received a letter from AmSher Collection Services , Inc., stating that it had been hired to collect the {$160.00}.
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| 09/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
Older American |
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Hello, Back in XXXX of XXXX In XXXX XXXX, South Dakota, I changed cell providers. My daughter & I left XXXX to go to XXXX. We were told there would be no problem porting our numbers from XXXX to XXXX, pay off our existing XXXX contract. It took a month & an awful lot of phone calls as well as an immense amount of frustration. We were told that it couldn't be done. Not either company would except any responsibility. Even though it was clearly advertised by XXXX. I returned home at that time to XXXX, Texas, where I received a final bill from XXXX for XXXX XXXX tried calling & making arrangements, to no avail. I then received a collection letter from XXXX XXXX XXXX. I spoke to a XXXX XXXX XXXX & set up payment arrangements. It was a {$50.00} a month automatic payment from my checking account. Payments were made XXXX, XXXX & XXXX. Then the giant headache started with Amsher Collection & the XXXX XXXX XXXX XXXXXXXX XXXX. The way I found out was through an email from XXXX XXXX & an email from my XXXX credit card. I have be trying since Monday, XX/XX/XXXX to contact both Amsher XXXX XXXX XXXX. I have been disconnected at least 8 times. Dial the number & a recording says if you are calling from Nevada dial 1, all other states dial 2. After multiple times I spoke to a XXXX XXXX & he said all he could tell me was my Amsher account number # XXXX & the call ended. I did my due diligence & researched Amsher, XXXXXXXX XXXX XXXX XXXXXXXX XXXX. I felt like a fell into a trash dumpster. It seems that Amsher & XXXX XXXX XXXX XXXX XXXX XXXX are also some how involved with XXXX who seems to also own & operate a collection company. No matter what I did or the amount of calls I made I hit a brick wall each & every time. Please rest assure that all I wanted to accomplish was to pay my bill.
|
| 02/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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On XX/XX/XXXX we received a XXXX XX/XX/XXXX XXXX we received a collection letter from Amsher for {$2000.00} we filed a dispute as the amount was incorrect. The amount was looked at by t mobile and they removed the balance that was disputable and updated the amount to XXXX however Amsher never sent a letter or called about the updated amount, therefore we could not pay it since we didn't know the actual amount that had to be paid, instead this was placed on the credit report ( this is how we found out we owed {$1300.00} instead of {$2000.00} ) and this all could have been avoided had we received a phone call or a letter with the updated amount, and the amount that was credited. We paid the updated amount today without even knowing what was credited and if the amount was correct. We would like the amount placed on our credit report removed as we never had an intention of not paying, we just needed the amount to be updated to the correct amount. Please advise. In the collections letter there is a line item that states " if you write to us by XX/XX/XXXX. We must stop collection on any amount you dispute until we send you information that shows you owe the debt. You may use the form below or write to us without the form. You may also include supporting documents. " We filed the dispute yet the updated amount was never provided to us in order to pay. We would like the item removed from the credit report as it has now been paid.
In addition the telecommunications manager XXXX XXXX XXXX was very rude did not let me explain the situation and did not hear my concerns about not receiving the updated amount, he spoke over me on the phone and accused us of not paying our debts. I asked him to transfer me to another employee in order to pay due to his hostile customer service.
|
| 06/08/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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Upon careful review of my credit reports I found a collection agency listed attempting to collect a debt on behalf of XXXX . I have never had a XXXX account nor did I ever apply for a XXXX account. I have tried to make several calls to this agency but have not made any contact as there was a constant ring on the other line. This collection agency never made any contact with me via in writing or by phone so I was never aware that my name and social was used to open an account with XXXX . This collection agency has not mailed any written communication for me to dispute this account. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation, which is binding on me to pay this debt. Below are a few questions, which may help you to resolve these mistakes. You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. Im sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state and federal agencies. In addition to the questionnaire below, please attach copies of : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any judgments been obtained by any creditor regarding this account.
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| 07/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I noticed a collection on my credit report that I was not aware of and don't believe is mine as i have no outstanding debts with anyone including the company the collection company is attempting to collect the debt for, Charter Communications.
I attempted to contact the Collection Company, Amsher Collections and asked them to validate the debt and asking them to prove the debt belongs to me. I asked to verify the personal information on the account, asked them to send me a contract, statements or documentation from Charter Communications with my name or address on it that shows what the charges are for.
I sent letters to Amsher on XX/XX/2023 and got no response so, I sent another letter XX/XX/2023 and again got no response so, I sent a third letter on XX/XX/2023 asking them why they have not responded and for the third time got no response.
I've also attempted to dispute the collection account with the three credit reporting agencies beginning on XX/XX/2023 and agin on XX/XX/2023 and currently with disputes that were sent XX/XX/2023. The problem is the credit reporting agencies will not respond to my disputes either!
I read on the CFPB website that the collection company and the credit reporting agencies are supposed to respond within 30 days of a dispute but I have yet to get a response from any of them.
After doing some research I read that the credit reporting agencies are no longer required to respond to consumers about disputes on their credit reports, is this true? How can these private companies not be held accountable for misinformation they are reporting?
This misinformation is hurting my credit and my financial stability and the fact that they don't comply with Federal Laws that are supposed to protect consumers is frustrating.
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| 05/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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On or around XXXX of 2017 , I discovered that someone opened up an account with XXXX using my personal information. The way I found out was because my phone services with XXXX XXXX XXXX were disconnecte d one da y. I called XXXX XXXX XXXX and asked them why. They told me XXXX requested my account to be terminated. XXXX XXXX XXXX tried to help me by calling XXXX on a three way call. We spoke to XXXX and told them I did not open an account with them and that I have been a customer of XXXX XXXX XXXX for 12 years. After clarifying to XXXX customer service that someone pretending to be me opened the account with bad intentions just to make my life difficult, they underst ood ( so they told me ) an d told me they would close out the account. Three months later I received a notice from a collection agency trying to collect a debt I did not owe in the amount of {$300.00} on behalf of XXXX . I tried to resolve the issue with them and did not hear from them anymore. Now I get another collection notice but this time from a different collection agency attempting to collect a debt they claim I owe with XXXX . The agency 's name is AMSHER COLLECTION SERVICES, and the amount they are trying to collect is {$180.00}. Now XXXX is trying to collect a smaller amount than before. I have called XXXX to try to resolve to no avail. They just keep assigning the account to different collection agencies. I spoke to XXXX on XXXX XXXX , 2017 and spoke to XXXX XXXX XXXX XXXX and said that the collection agency AMSHER was not notified of my XXXX balance and that they will notify them immediately. I am not convinced that this will be the case which is why I 'm filing this complaint to protect my credit report.
|
| 10/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
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I am currently a XXXX XXXX customer and have been for several years with automatic payment on all activities. I have had nearly perfect credit for at least a decade. Recently on XX/XX/21 when trying to refinance my mortgage, I was notified by my broker that my credit score had dropped over 100 points. I learned that the cause of this was a {$120.00} internet bill from XXXX XXXX ( XXXX ). As a result I was unable to be qualified for a mortgage that would have saved me thousands of dollars each month for the next 30 years. To this day I have never received any notice of a debt owed either by postal mail, phone or email. That day, I immediately contacted XXXX and Amsher collection services to resolve the issue. The only information I was able to get from these companies was that the bill was from unreturned internet equipment. Both companies have denied requests for a credit mark deletion letter despite their error, despite XXXX receipt and proof of equipment rental return ( XXXX claims the debt is from unreturned equipment ). They have made it nearly impossible to resolve the issue as I have given them proof but the credit report marks are not being reversed. I immediately paid the fee out of desperation even though I am not at fault. Both companies have still refused deletion letters. I have been a loyal paying customer to XXXX for several years and yet this company couldnt appropriately notify me of a simple debt, despite having all of my contact information. This behavior in a large company is troubling to me as it is directly responsible for a negative effect on my finances and many other consumers over the long term. What is more troubling is that this behavior occurs regularly to other consumers and there is little recourse against XXXX.
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| 09/29/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I am writing to formally lodge a complaint regarding an unauthorized XXXX account that has been opened under my name without my knowledge or consent. This matter was brought to my attention during a necessary security clearance check, and it has caused me a considerable amount of distress and inconvenience.
Complaint Details : Account Holder Name : XXXX XXXX Possible Account Number : XXXX Address Associated with Account : No available but the agent said XXXX XXXX Texas Date of Account Opening : No available Balance reported : XXXX For your reference, I have been residing and working exclusively in XXXX and XXXX from the year XXXX until the present year, XXXX, as can be verified by my employment records and residential documentation. During this period, I have not authorized any third party to open a XXXX account or any other account on my behalf, nor have I opened such an account myself.
I kindly request you to investigate this issue with the utmost urgency and provide me with a detailed report of your findings. I believe this to be a case of identity theft, and I am prepared to take legal action if necessary to resolve this matter and clear my name.
In addition, I insist on the immediate closure of this unauthorized account, the removal of any associated charges, and the rectification of any negative impact this has had on my credit report.
Please find attached copies of my identification, proof of residence, and employment records, substantiating my claims in this complaint. I trust that XXXX will treat this matter with the seriousness it warrants and act expediently to rectify the situation.
Thank you for your immediate attention to this matter. I anticipate a prompt response, outlining the actions taken to resolve this issue.
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| 08/11/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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On XX/XX/XXXX, I called XXXX XXXX XXXX at XXXX about a notice I received from Amsher Collection Services , Inc XXXX. The notice from the collections agency claims I owe a balance for service provided by XXXX in XX/XX/XXXX, last year. I have never once received a bill from XXXX for that service, so I was not aware that anything was owed until I received the collections agency notice. When I called XXXX they claim they sent two invoices, one in XX/XX/XXXX and a second in XX/XX/XXXX and have taken no other action to contact me since. I informed them I had NEVER received the invoices and had they called me once, emailed me once, or texted me once to make sure I received the invoice I would have handled the matter immediately. The balance owed is less than {$30.00}, so this compliant isn't because of the amount, it is the poor practice that resulted in this error, and I find it harmful that a company is allowed to send something to a collections agency without truly ensuring the party was fully aware of the balance owed. Sending something through the USPS doesn't guarantee it reaches the proper party as I have had mail stolen out of my mailbox, delivered to the wrong home, etc. So, for a company to assume two mailings made it to the proper person they aren't doing their due diligence, especially in this day and age. For a company to directly state it will not call or email its clients to ensure they have received an invoice, is absurd and poor business practice. I want to make sure my credit report was not impacted by their horrible corporate practices. Furthermore, for the collections agency to take on this balance without verifying appropriate effort was made to reach me directly makes them compliant in the poor business practice by XXXX.
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| 01/15/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
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On XXXX XXXX, 2018, I contacted the company in an attempt to resolve a debt. I was told that I would be emailed a offer letter the day before. The one that I received did not match the settlement we discussed. I asked to speak with the manager sending it, whose name was XXXX. He informed me that the amount owed could not be fixed because it was generated by their computer. I informed them that if they could not send me an offer letter with the discussed amount on it then I will opt out of it. I ended up speaking with another XXXX who was the Director, he stated, and he was very disrespectful, condescending, and unprofessional after I informed him that I 'm not sure if someone was lying to me about what was discussed over the phone the day prior to our discussion. He went into a tyrant and started to tell me to be quiet so that he could give me what I wanted and proceeded to engage in combative behavior with me, telling me he will not provide me a receipt for what I paid to them already and to contact my bank. He told me that this was not a Customer Service job. ( I 'm assuming for him to treat me like a human ) I do not believe that this is the job for him and he should be removed from it. After going through speaking with him, I felt disrespected, ashamed that he had me yelling and cursing, robbed out of my money, and disregarded as a human being. I was already angry and I informed him that I was recording the call to maintain for my records and I will sue them if I needed to. I was transferred back to him after attempting to contact their headquarters office to report his abusive behavior, in which he was then more calm. I informed him that I do not trust them with my information after the heated conversation that we had earlier.
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| 04/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I turned in XXXX phone to the insurance, XXXX of them they couldn't find... So now there still trying to charge me for those phones. Which if that was the case as far as not getting credit to turn them in. I could've lied and did a claim they were stolen. And get new phone and no collection bill! So I feel this is wrong and I wasn't my account with the insurance fixed!
I'm sending the pictures I took at the post office before I sent all XXXX phones back to the insurance! I wanted my account credit for my phone 's. I was with XXXX XXXX for XXXX XXXX and because of this I was forced to not have a phone or services for a month in a half. Because I couldn't pay this bill. I had to cancel with them and go to a different phone company. I am still upset over this and the fact I'm being billed and punished for phones that were returned and I paid the fees with insurance to get new ones, that we didn't receive. What the point of paying for insurance then? I thought it was to protect us from what I went thru at that time... We had no phones or services hoping it would get resolved and it never did so I had this huge bill and they wouldn't turn her phone on if we had a phone because of this so upsetting to me I was so proud and loved that company and the fact that I was with him for XXXX years meant something to me never did I ever in XXXX years have a problem with the phone that I've made a claim on so I feel like this company is bogus somebody schemed at your office and took our phones it's not XXXX XXXX fault it's the insurance claim. Paid for monthly insurance then we paid the bill to turn the phones in return the phones in also and still get this huge bill and no phones and no service now it's ridiculous. XXXX XXXX
|
| 10/05/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I checked my credit report on XXXX XXXX as I do annually just to make sure information on there is correct. This company known as Charter Communications LLC utilized Amsher debt collectors to try and collect an unpaid amount from me which they reported to the credit bureau impacting my credit score. This company not only accepted faulty information from an unknown individual to administer services to them, but failed to ensure that these individuals are who they say they are. The company admitted that the individuals provided a " ghost '' number, and had not been living at the residence long. All they had to provide was my name and social security number to obtain services from their company. This is cruel and greedy and the company should take more steps other than simply collecting a social security to give services to someone. The individual had been receiving services from XXXX of XXXX all the way until XXXX of XXXX. When I called Charter communications to ask for information about who they are, what services they provide, and why my name is attached to services all the way across the country the individual who I spoke with XXXX XXXX was very rude and apprehensive. I asked her clearly what their company provides, and where they are located and she gave me nothing but sarcastic indefinitive responses like I was the one bothering her. She refused to provide a badge number as well, she told me I'd have to speak to the collection agency 's attorney for help. When I called the collection agency who was very helpful, they transferred me over to Charter Communications fraud department and the individual I spoke with helped to do the dispute and investigation over the phone before closing the case.
|
| 12/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I was advised via credit monitoring notification on XXXX/XXXX/2015 through XXXX that a Collection account was posted to my credit. I immeditly contacted them to find that Amsher Collection Services had reported a debt due to XXXX. I contacted Amsher collection for the XXXX time XXXX/XXXX/2015 to advise them I did not indeed owe XXXX. They instructed me to file a Identity Theft Affidavit and fax it over to them. On XXXX/XXXX/2015 I completed this task and disputed the account with all three credit agencies. On XXXX/XXXX/2015 I followed up and was informed they did receive my fax and would send it back to XXXX. I advised them of my dispute and they stated that it would take it 's course for removal. On XXXX/XXXX/2015 I got notification that the Collection Agency responded to my disputes that it was a valid debt. I on XXXX/XXXX/15 contacted Amsher to ask them as to how and why they did that. They stated they would send me a fraud packet. I re disputed the inaccurate information on my credit file. On XXXX/XXXX/2015 I again got notification the Collection agency responded to the Credit agency that it was a valid debt. I once again called back due to not receiving the fraud packet plus them once again responding to my dispute it was a valid debt and spoke to " XXXX '' the manager and he ensured me he would handle it and send the packet himself and handle the credit agency disputes to reflect accurate information. I have provided XXXX with the require documents as well as fraud dispute form as requested yet this invalid account still appears on all XXXX credit reports. I contacted Asmher Collection XXXX/XXXX/2015 and XXXX informed me she would do a courtesy removal and send a letter stating that.
|
| 10/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
This company has reported allegedly owed monies to credit agencies without verifying the veracity of the debt owed. Theyalso did not resolve the dispute that I had made on the allegedly owed account ( I disputed within 30 days of the originalletter ).
I have never received any communications from Amsher except for one ( 1 ) letter demanding payment. When I contacted them to ask why they reported this account to collections, the operator decided that Amsher was in the right, I was in the wrong, andthen hung the phone up on me. This bullying tactic is unfair to me as a consumer, and the fact that they decided to damagemy credit without verifying a debt owed is proof that they are violating the FDCPA.
Under the FDCPA, Section 809, clause B : ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection XXXX a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.
As a consumer, I have the right to receive verification for a disputed debt within 30 days. I did not receive that. Subsequently, Amsher reported the account ( without verification XXXX to a credit bureau, which harmed my credit. When I called to get information on why the account was reported to credit bureaus, I was hung up on by an operator.
|
| 06/17/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Currently, I have a collection request from AmSher XXXX Collections, for {$59.00} for Charter Communications, opened on XX/XX/XXXX. I am currently still a customer with Charter Communications. About one year ago I changed internet service providers, which is what XXXX was and now currently still does for me. I was unaware that I owed any outstanding money to XXXX and even checked my account when I received a debt collection request, which still shows no amount is due along with when I had them reservice me, they made no attempt to inform me of the requested debt. XXXX had my phone, email, current credit information and current address on file and was still providing me service, but neglected to inform me or charge me of the amount they claim I owed at my current address. The XXXX XXXX XXXX attempted to contact me, and I truthfully thought they were a fraudulent attempt to acquire my credit information, as why would a collection agency be contacting me for my current service provider that never contacted me requesting payment and did not have any record of me owing it on my accounts along with still providing service while having my credit information on file to charge me at any time? I now understand, as of XX/XX/XXXX, that this collection company is legitimate, after speaking with their management, they are not willing to accept a pay in full for deletion letter, despite the lack there of in communication from XXXX leaving me not at fault for this collection request origination. After speaking with XXXX management, the same scenario, a company policy prevents them from contacting the collection agency, leaving no possible way to work out a pay in full for deletion letter.
|
| 02/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
XX/XX/2021 Contacted Amsher Collection Serv XXXX Acct Mgr XXXX XXXX, notified him XXXX made a mistake this was never in collection and I paid {$100.00} off last year and closed this account. I asked him to remove this Fraudulent reporting from all 3 of the XXXX XXXX XXXX, he refused, and admitted they are representing XXXXXXXX and XXXX XXXX XXXX XXXX XXXX XXXX who is also collecting this fraudulent debit. I ran my 3 credit reports 6 months ago and thus was not on my credit report. Just this last week, it is now on all 3 Credit Bureaus being reported from the year XXXX, XXXX, XXXX, and XXXX - HOW CAN THIS BE! I sent XXXX an email regarding all this a week ago and they have never replied, but yet my membership with XXXX notified me just recent if all this " 7 '' times that it was reported against my Account and Social Security Number. I made a total of 4 calls this morning, all calls to XXXX were recorded and the 1 call to the XXXX XXXX XXXX XXXX XXXX was also recorded, the female named XXXX from this Law Office was Argumentive and sarcastic polietly and refused to remove this fraudulent account.
I Notified both Amsher Collection Services and XXXX XXXX XXXX XXXX XXXX XXXX today that this account was paid off a year ago, and it's on my credit card and never in collections, and requested they remove their fraudulent reporting from all 3 XXXX XXXX XXXX from my Social Security, because the are reporting fraudulently and ruining my credit score that is affecting my credit/ FICO score to obtain Credit. They BOTH REFUSED TO ASSIST ME.
( I also requested they put all my conversations and the info I'm supplying to them today in the notes of my account for future reference ).
|
| 02/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Upon an annual review of my credit report on XXXX, I noticed an account in collections I did not recognize from AMSHER COLLECTION SERVICES in the amount of {$2200.00}, beginning on XX/XX/XXXX, for XXXX XXXX XXXX.
XX/XX/XXXX - Called AMSHER directly and they told me that even though I've never had XXXX XXXX service in my life, this was legitimate and I needed to dispute it through the credit bureau.
XX/XX/XXXX - Opened dispute online through XXXX XX/XX/XXXX - Dispute results became available. AMSHER stated that the collections claim was legitimate and it would remain on my report XX/XX/XXXX - Called AMSHER once again to dispute the collections claim. Spoke to a XXXX XXXX at the XXXX XXXX XXXX XXXX XXXX, XXXX based in XXXX, AL. He asked for my SSN and name. He informed me that my name didn't match the account in question, nor did my address. The account in question is under XXXX XXXX at XXXX XXXX XXXX, XXXX, TX. I do not, nor have I ever lived there and that is not my name.
XX/XX/XXXX - Reviewed my credit report once again and found discrepancies with my past addresses, name spelling and SSN, including the name and address mentioned in the collections claim. I opened cases with XXXX and all incorrect information was removed from my report.
XX/XX/XXXX - AMSHER responded to the dispute through XXXX and stated that " The company that reported the information has certified to XXXX that the information is accurate. This item was not changed as a result of our processing of your dispute. Please review your report for the details. '' Please help, this information is NOT correct and it's affecting my credit score. Please let me know the next steps. Thank you. - XXXX XXXX
|
| 04/15/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company is failing to validate the information they are attempting to collect for. I paid XXXX ( original creditor ) everything that was owed to them as of XX/XX/2017. I have been attempting for several months to receive actual evidence of said {$20.00} debt, such as an itemized bill with payment history and the original contract. All I keep receiving are letters that say, " we verified that this item belongs to you '', without any information which is not validating the debt. Please help with this company as they are reporting negatives on my credit report. I have spoke to XXXX who have verified that this amount was in error on their end and has sent verification to Amsher but Amsher is refusing to speak to them the phone and or update this information.
According to XXXX privacy policy, " When We Share Information Collected About You. We do not sell your name, address or phone number to others outside the XXXX corporate family to market those companies products or services. Account Holder. If your use of our products and services is in conjunction with an employer discount or multi-line account, your employer or the primary account holder may have access to your information. For Legal Process and Protection. We will provide customer information where necessary to comply with the law, such as disclosure of your information to a law enforcement agency for your safety or the safety of others, or when compelled by subpoena or other legal process. De-Identified Data. We may provide your de-identified information to third parties for marketing, advertising, or other purposes.
This is also a violation of XXXX privacy policy that they agreed to as I copied above.
|
| 10/27/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/XXXX, I requested verification of a debt that Amsher Collection Services is attempting to collect from me. In response to my request, I received a letter from XXXX XXXX XXXX XXXX XXXX XXXX providing me with a copy of a bill from XXXX. Upon further investigation, I realized that Amsher Collection Services and XXXX XXXX XXXX XXXX XXXX, XXXX are attempting to collect an amount from me that I do not owe. They are attempting to extort more money from me that what I may owe.
Attached you will find a copy of a XXXX bill dated XX/XX/XXXX. This bill includes current charges for internet service from XX/XX/XXXXXXXX to XX/XX/XXXX. I DID NOT HAVE INTERNET SERVICE from XX/XX/XXXXXXXX to XX/XX/XXXXXXXX as I requested service with XXXX to be disconnected on XX/XX/XXXXXXXX because I was XXXX.
Supporting that I did not have service during this time in which I was billed, attached you will find a copy of the receipt from me returning the internet equipment ( modem ) to XXXX on XX/XX/XXXXXXXX at XXXX.
There is no way that I could have internet service when the internet equipment ( modem ) was returned to the company. Attached you will find a copy of the original documentation supporting that the internet equipment ( modem ) returned to XXXX was the internet equipment ( modem ) that I was assigned when started service with XXXX on XX/XX/XXXX.
Amsher Collection Services and XXXX XXXX XXXX XXXX XXXX, XXXX are attempting to collect {$280.00} from me, when the amount that would actually be due is {$140.00}. This is a violation of FDCPA and FCRA as Amsher Collection Services have reported to XXXX, XXXX, and XXXX that I owe {$280.00}, instead of the actual amount due.
|
| 01/20/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XX/XX/XXXX, XXXX, a company that I 'd been with for 8 years, and whom I only quit because a salesperson who sold me a new phone committed fraud during the sale, claimed a debt of {$31.00} to my account after it was closed. XX/XX/XXXX, the debt came to my attention through personal monitoring of my credit on both XXXX and XXXX from an XXXX Credit Report. The information from XXXX stated that a company called Amsher posted the debt. After contacting XXXX, and submitting a complaint, XXXX then reported the anomaly. XXXX later claimed validity of the anomaly from information provided by " AMSHER ''. I contacted XXXX regarding the debt and requested any and all associated information. They informed me that they no longer have any record or information regarding said debt. I also contacted agents at Amsher who could neither verify information, or confirm the debt and by XX/XX/XXXX, I believe, I visually confirmed that it was removed from my credit reports at both XXXX and XXXX. In about XX/XX/XXXX or XX/XX/XXXX it re-appeared from a different debt collection agency named, '' XXXX ''. I contacted XXXX at that time and confirmed with them that it was the same debt which had clearly been sold to the new collections company and that I would need to again contest it. I did and never heard anything more from XXXX. It has not re-appeared on XXXX at all. I 'm XXXX. Further, now XXXX is making me jump through hoops this year to get a copy of my credit report. I 'm not at all happy. I 've been trying to teach others about managing their personal credit, but where 's the incentive to manage personal credit if there 's nothing the consumer can do to correct false reports?
|
| 05/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I currently have an active Charter Communications account and I recently received a letter dated XXXXXXXX from Amsher Collection Services Inc. stating I had an old balance of {$66.00} owed to Charter Communications. I figured this was a billing error on Charter Communications end, as these charges were not on any statements over the last few years, so I called Amsher Collection Services to dispute the debt. They were not able to give me any information on the debt and what it was from. They told me that I had to reach out to Charter Communications to get information on the debt. I called Charter Communications and they also were not able to give me any information on what the debt was from. I told them it must be a billing error then, because I have had active service with them for years and never once have they informed me of a balance due. I told them I would not be paying it until they could tell me what the balance was from ( as i had returned all equipment ). Even after disputing the balance with Amsher Collection Services, they went ahead and reported the balance to my credit reports and they have refused to remove it. They have only updated it with an incorrect partially paid status. I have called both Charter Communications and Amsher Collection Services multiple times to get this rectified, and they refuse to do anything about it. I informed them that they are leaving me no other option but to file compliants and lawsuits over this, which I dont want to do, but they still refuse to fix the issue. This never should have been reported to the credit bureaus if they didnt verify the debt and send me written notification on what the debt was for.
|
| 08/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Around XXXX of 2021 I closed my XXXX XXXX account, I took the equipment I had of their to the XXXX store ( XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX TX XXXX XXXX and closed the account. The person at the counter said the account was closed and all equipment is turned in and I owe nothing. About week or so later I received a bill stating I still had equipment, I returned to the same XXXX store and the person at the counter stated, all equipment had been turned in and that my account was closed and paid in full when closed. Then XXXX sent me a bill for the month of service when they said I had equipment that I didn't have and the XXXX store confirmed. I spoke to a lady over the phone from XXXX and told her this and she got angry and rude, I told her I didn't owe anything, that all equipment was turned in and the had been closed. She said she'd elevate this and hung up on me. A year plus had pasted and the Amsher Collection Services sent me a bill for the closed account XXXX XXXX XXXX XXXX plus their fee. I contacted Amsher Collection Services and told them that I didn't owe anything and they stated they'd check with XXXX XXXX and XXXX immediately they sent me a bill stating they checked and XXXX said I owed them. XXXX XXXX XXXX XXXX owed {$49.00} and Amsher Collections states I now owe them {$59.00}. I don't owe either. I have tried to resolve this and no one from XXXX XXXX will assist me ( although XXXX did try to get me to become a customer again ). I have filed a complaint with the Texas States Attorney Generals Office against XXXX XXXX XXXX Again, I don't owe either company and never have, This started over a year ago, a False {$49.00} bill.
|
| 11/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
To whom it may concern A few weeks ago I received a call from someone claiming to be a debt collector asking me to pay {$54.00} and I should give her my credit card information so she can take the payment from me. I told her that I have no debt of {$54.00} from XXXXl because I never received a letter from them with my account number on it to be sure that this is a legit information. I XXXX a XXXX XXXX and my phone number is listed over the internet I received phone calls from all over the world from scammers so Im always extra careful. She called me a 2nd time and I respectfully asked her to not call me again like I always do with the scammers.
Last week I saw my credit report and my score dropped drastically I found out that there is a new collection account on my report.
I took a loan of $ XXXX and paid all my debts to repair my credit and I was doing pretty good.
I called the collection company and asked them if they ever sent me a letter with an account number showing any legitimacy and they said that they did. I asked them the address they sent it to and they gave me an old address that I moved out from 7 years ago.
I told her that the address is wrong and that they should start over the process and send me a letter to my current address and give a chance to pay for the debt if I owe it. The lady said that they will not start over the process and I must pay the {$54.00} and they will mark the collection as paid on my credit. This is more than unfair because I was never given a chance to handle this the right way and I will never give them my credit card information over the phone just like that not knowing if they are telling the truth.
|
| 03/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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|
On approximately XX/XX/XXXX a representative contacted about a balance I owed to XXXX XXXX by Amsher a debt collector. I agree to a settlement to resolve the account in the amount of XXXX and asked the representative to call me back at the end of the month as I am on a fixed income and could'nt make the % XXXX payment of XXXX until the end of XXXX On XX/XX/22 I received a call from XXXX who processed the payment of XXXX and agreed to call back for the additional payment to be processed. XXXX called on XX/XX/22 and said the payment was attempted and was declined I attempted to explain that I was on a fixed income and needed the payment to be attempted after XX/XX/22 at that point XXXX became rude and was speaking over me and not allowing me to explain, he then stated that since I was unable to pay on that date that the settlement agreement would no longer be valid and that I would need to make a new one. I called back and " a supervisor '' who listened to my complaint and made no attempt to resolve anything. Based on my treatment by this company I disputed the original payment of XXXX with my bank and feel that I did nothing but attempt to resolve this account with this company, on a fixed income and during a pandemic. Who is doing that? And this is the way I am treated. I don't understand how these people are allowed to operate and why they haven't realized that you get a better result by treating people with empathy, respect and concern as opposed to hostility, threats and disrespect. As I explained to XXXX XXXX this debt is not a pressing issue for me but I was still attempting to resolve it fairly and was treated horribly because of it.
|
| 02/03/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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Recently, I have experienced concerning interactions with Amsher Collections Agency that have led me to believe that they have engaged in practices that violate the Fair Debt Collection Practices Act ( FDCPA ) and other relevant consumer laws.
Upon checking my credit report and as I have been a victim of identity theft I found Amsher Collections reporting to my credit file. I have not received anything in writing about this debt. I also requested validation of such debt via mail dated XX/XX/2024 but have yet to receive anything Specifically, I have reason to believe that Amsher Collections Agency has engaged in the following behaviors : XXXX. Failure to Provide Verification of Debt : Despite my requests, Amsher Collections Agency has failed to provide adequate verification of the alleged debt they are attempting to collect from me, as required by the FDCPA.
2. Harassment and Misrepresentation : I have received numerous harassing and misleading communications from Amsher Collections Agency, including threats of legal action and misrepresentation of their authority to collect the debt.
3. Lack of Compliance with Consumer Rights : Amsher Collections Agency has disregarded my rights as a consumer under the FDCPA, including the right to dispute the debt and request validation of the debt.
These actions have caused me significant distress and concern, and I believe they constitute clear violations of consumer protection laws. I am requesting that the Consumer Financial Protection Bureau investigate these allegations and take appropriate action against Amsher Collections Agency to ensure compliance with all applicable laws and regulations.
|
| 01/31/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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I terminated my account with XXXX XX/XX/2021. I paid off phones and then changed carriers. I then was provided XXXX shipping labels by XXXX for two signal boosters and one warranty issued phone. I sent back the three items with the shipping labels provided. All tracking numbers sow that the equipment was received by XXXX and signed off by a XXXX employee when it was received. Despite this fact and my providing these tracking numbers to XXXX they continued to try to collect the debt which was not owed in the amount of {$690.00}. After 10 plus calls and 15 hours on the phone with off shore XXXX employees I could never get them to admit they received the equipment and that their employees either lost or stole the items. I was told that they were opening an investigation or that they were escalating it to a manger. Nothing ever changed. They then sent my account to a collections agency by the name of Amsher Collection Services. I disputed the claim with Amsher Collection Services but they said that XXXX verified the account. An Amsher Representative told me that as long as I paid something like installments on the debt that it would not be reported to my credit. Come to find out that they lied and it was reported to my credit. This was not a valid debt and the proof provided to both XXXX an Amsher clearly show this is not a true debt. The both received the copies of the XXXX tracking numbers that show the equipment was received. They are both in violation of state and federal law for attempting to collect an invalid debt, threatening credit reporting and misinformation. They have destroyed my credit by reporting a false debt.
|
| 10/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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On XX/XX/XXXX I transferred both of my 2 open lines from XXXX to XXXX XXXX, thus canceling my XXXX account. On XX/XX/XXXX I received a phone call from a customer resolution expert XXXX for XXXX stating I had a balance due of XXXX for final charges. I made an appointment to make that payment and did so on XX/XX/XXXX in the amount of {$130.00} which is {$30.00} more than my regular monthly bill. I was assured this was my last and final payment needed.
In XXXX of XXXX after I receive absolutely zero notifications of a balance due, a collection appears on my credit report from Amsher collection services for XXXX. I contact XXXX directly to obtain details on the charges due and am informed they are unable to give that information due to the fact that it has been turned over to a collection agency and I must contact Amsher directly. I continued by contacting Amsher directly, in which they inform me that they are unable to give me details just that it was final charges. They state that they will request the final bill be sent to me. I have also not received this notification. I again contact XXXX over the phone and am informed to go into an office and they can print out the billing and payment history for me. I proceeded to a XXXX store, where I was informed that their system can only go back six months and they are unable to help me. After reviewing my last bill of {$130.00}, I noticed that the address it is addressed to is incorrect ( pg 22 of 22 ) however my correct address is on the bill highlighted on page 2 of 22. Nobody is able to tell me what these charges are for or why I owe them after already making my final payment.
|
| 12/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
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On XX/XX/XXXX I paid off off XXXX bill or shortly after and and started my service with XXXX on the same day XX/XX/XXXX. Later around a month-and-a-half I was sent a bill for {$280.00} from XXXX claiming that they were sending it to collections so when I got my bill I went into the XXXX store and had a conversation about this issue and was told that it was after that if there was 20 days left in the month and that 's what that charge was. Which is illegal to do and I have since gone to them and ask him to show me where it 's listed in their contract and they did not show me because they could n't produce the information.
Two days ago I called the answer to the collection agency and was forwarded to the internal law office where I spoke to someone that was very rude and did not want to give me any information regarding the charge that I supposedly must pay before they can take it off of the credit bureau butt this derogatory inquired that was placed on my credit is not right because it 's not a credible charge from XXXX which should have been verified by the credit bureau before putting it on to my file.
By placing this on my credit report it brought my score down by XXXX points or more and he 's threatening 2 damage my credit even more and to take me to court for {$280.00} which is ridiculous.
I would have made the payment arrangements but I do n't owe the money so why make the payment arrangement I asked could they give me or show me proof that we owed them money and they said no, you no longer are a customer, I was told that l am a client and someone that you have to deal with now! ( Pure Ignorance )
|
| 08/25/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I began receiving {$85.00} charges on my XXXX card after using my debit card to pay for a t-mobile shipping fee for my grand parents XXXX card. Everything else was under their name and debit card. By XXXX, I began receiving debt collection notices from XXXX and another company. I tried speaking with several t-mobile representatives who were clearly over seas. They all would keep me on the phone for hours and then say they were looking into it but never get back to me. A gentleman named XXXX eventually reached out to me from XXXX executive who said he would send me an email to fill out and I never received an email, and every time Ive tried reaching him it goes to voicemail and no one ever calls me back. Please help.
An operations manager for XXXX, named XXXX XXXX, essentially accused me of lying and said that they already sent me a fraud package and that he would not send another. He said if I didnt receive it, thats my problem and I can now go in the website to retrieve it. Again, Im expected to use my time to do all this work because hes mad I never received it or else hes accusing me of lying about having received it. I asked him if it had a required signature, to prove I did receive it. He said that wasnt his problem. He would let me go but just kept talking over me and arguing with me until I eventually told him Id be reporting him and the company and hung up the phone, by then completely distraught. I couldnt handle another word of being accused of having no moral integrity and expecting me to just pay money.
Im happy to provide any and all documents Ive collected from this issue so far.
Thank you
|
| 06/20/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Servicemember |
|
To Whom it may concern, My name is XXXX XXXX my address is XXXX XXXX XXXX XXXX. XXXX TX. XXXX, Cell # ( XXXX ) XXXX. I would like to submit a formal complaint against Amsher Collection Services, XXXX XXXX XXXX XXXX XXXX, XXXX AL. XXXX Ph # ( XXXX ) XXXX. I am currently going thru the process of purchasing a home and had my credit pulled, when that was done I found out that I had an old debt of {$66.00} with XXXX which was in collection with Amsher. I never received any calls or letters from this company about this debt so I was never made aware of it until now. I called the debt collector to pay my debt in full, when I spoke with them they had agreed to remove the debt from my credit report if I paid it in full which I happily did. Two months have passed by and the debt shows that it was paid but was never removed from my credit report, I tried numerous attempts to call and ask that they hold up their end of our agreement but every time I get someone on the phone and they realize I am not calling to pay a debt they rudely hang up on me. Now that I have paid them they want nothing to do with me and without them removing the debt from my credit report it has actually hurt my credit. I really wish I was smarter and had some type of agreement letter before paying these devious people who agreed to help me if I gave them the money they asked for. I believe this was a deceptive act to collect money from me for a debt I never knew existed. I would appreciate any help you can provide me in holding Amsher Collection Services accountable for their actions. Thank you for your time.
|
| 05/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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|
I am a former employee who banked at XXXX. I was literally forced to have an account with them or receive a paper check which would take forever. I closed my account with XXXX on XX/XX/XXXX and I left the company on XX/XX/XXXX. I requested a paper check for my last check so nothing would come through the account and reopen it. I made sure there was a zero balance on the account when I closed it. On XX/XX/XXXX XXXX deposited my last check of {$11.00} into a closed account after I requested to receive a paper check. By the direct deposit hitting the closed account that automatically reopened the account and on XX/XX/XXXX a preauthorized withdrawal hit the account for {$29.00} which at this point was not authorized and had XXXX left the account closed and not made an unauthorized deposit the account would have remained close. Instead I was charged overdraft fees and these preauthorized withdrawals attempted the account on XX/XX/XXXX and XX/XX/XXXX both causing more overdraft fees. In the XXXX lawsuit, XXXX settled for over {$24.00} XXXX for predatory practices. XXXX has a history of erroneously charging overdraft fees and my experience is another case. Derogatory information has been placed on my credit report causing lending denials.
I contacted Amsher directly to verify this debt and instead of actually researching the debt, I received bank statements with my personal information on them. That is not verifying the debt.
I am filing this report and if the negative information is not removed my next course of action will be to take legal action against Amsher and XXXX.
|
| 06/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Back in 2020, I had a collections show up for XXXX XXXX that I have disputed in the past with another collections agency. The account was removed and deemed fraud. I have never ever had XXXX XXXX in my life. Since I have found out about this account in 2020 I have made all steps to protect my credit against fraud, using multiple companies to alert me of anything that appear or if someone tries to use my credit. I pay {$450.00} for 3 separate services monthly. As soon as this hit my account, I was made aware. I was never sent a letter from this company before they abruptly added false and fraudulent information on my credit. To date, the company has not been able to produce anything with my signature stating I agreed to any such services or agreed to pay any amount. The last information was when it was removed after filing a report here and it was marked as fraud with XXXX XXXX. This is causing me extreme XXXX just as I started getting my life back to normal. It came at such a surprise, I had to leave work and come home. This is not good for my health right now. I have also contacted my attorney in regards to this. I want this company to remove this off my account immediately as it is not my account and I never agreed to any services with this company nor did u sign any contract signing up with this company. The amount of this account is rather significant for cable TV which is another concern for legit consumers. If the account isn't removed, I will be taking steps for damages not only to my credit but my mental and physical health as this is fraudulent 100 %
|
| 07/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Impersonated an attorney or official
|
|
Web |
|
|
In XXXX XXXX, I disputed a XXXX Bill for payments made to the account that were not credited and for undefined charges designated as " other. '' I sent via fax proof that payment was made and that the balance XXXX claimed was due was incorrect.
After many attempts to get XXXX to define the charges and correct the bill, my service was discontinued and I could not access my account in order to get bills and other information to dispute the charges, but do have several key bills that were disputed.
I sent a Debt Verification Request that was never answered and offered to settle the account with the stipulation that there be no negative information be added to any credit report.
On XXXX/XXXX/XXXX, I received a letter in the mail from " XXXX XXXX XXXX '' claiming to be collecting on behalf of XXXX. I assumed the payment would go to XXXX, but apparently it did not.
I was not aware that XXXX sold the account without notice and while the amount owed was disputed before verifying the debt. I noticed on my credit report a new debt opened that I did not recognize named Amsher Collection Services. This is when I realized the payment I was led to think was going to XXXX, was in fact not.
The amount reported to Amsher Collections was incorrect and over the disputed amount.
I thought I was paying XXXX. The agreement was that all negative information be removed from all credit reporting agencies or any specialty credit/information agencies and it remains on my credit report.
Apparently, there are others who have had similar experiences with both XXXX and Amsher.
|
| 02/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Fraud has been committed on my consumer report, which violates the FCRA & FDCPA. AMSHER COLLECTION SERVICES is using extortionate means to collect on alleged debt, I do not owe that resulted from extension of credit which violates Title 18 USC 892-894 and constitutes racketeering activities and extortion. This is a notice sent as per the Fair Debt Collection Practices Act ( F.D.C.P.A. ), 15 U.S.C. 1692 ( G ) Section 809 ( B ). This notice states that your claim is disputed and validation of the account is required : * Purchase Agreement * Evidence that vou are a licensed debt collector *Chain of Title *Proof that vou are license debt collector to collect in my state. * A requested copy of your State Department of Commerce and Insurance Certificate. THIS IS A REQUEST FOR ACCOUNTING : REQUEST REGARDING LIST OF COLLATERAL OR STATEMENT OF ACCOUNT IN REFERENCE TO U.C.C $ 9-210. This authenticated record must include all tax filings ( including all 1099 's, 1096 's, and 1098 's ) any and all trades and/or investments and/or interests associated with this account of which I am alleged to be a party. I have a right to this information, as its directly associated with the reporting activities. Failure to substantiate the claim, please settle the account immediately and cease and desist all communication and have this tradelines deleted from my consumer report.
15 U.S. Code 1692e - False or misleading representations ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.
|
| 11/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am a consumer as identified in FDCPA 15 USC 1692 a ( 3 ) and I have a right to privacy pursuant to 15 USC1681 ( a ) ( 4 ).
XXXX XXXX XXXX Amsher Collection services is in violation according to the XXXX XXXX for comprising my information. I have never given any consent for them to share my information in writing. They have damaged my reputation of not being able to apply for any loans and investments. I am contacting my lawyer and you will be getting information sent in the mail because of my damages for breaching my information. I have suffered financial losses and other harm as a result of consumer fraud or violations of consumer protection laws.
Also Financial institutions are required to take steps to protect the privacy of consumers finances under a federal law called the Financial Modernization Act of 1999, also known as the XXXX XXXX. The FTC is one of the federal agencies that enforces provisions of XXXX XXXX XXXX and the law covers not only banks, but also securities firms, and insurance companies, and companies providing many other types of financial products and services. Under the law, agencies enforce the Financial Privacy Rule, which governs how financial institutions can collect and disclose customers personal financial information ; the Safeguards Rule, which requires all financial institutions to maintain safeguards to protect customer information ; and another provision designed to prevent individuals and companies from gaining access to consumers personal financial information under false pretenses, a practice known as XXXX XXXX. ''
|
| 11/23/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
On XX/XX/2022, I activated service for a new phone, watch and modem. The promotional rate I signed for was not honored and change without my consent. I refused the imposed terms and tried to return the items but was not allowed to. The cite that returns are allowed during the first 2 weeks only. During my time with XXXX, the terms I agreed to were never implemented. I called numerous times asking when will my rate take effect and was told it takes up to 3 months. After 3 months, I was still being charged the wrong amount. I called and XXXX apologized and told me they had made a mistake. The promotion they offered ended the previous day and therefore invalid. They offered a new plan which cost more, and I refused and offered to return all devices. XXXX refused XXXX accept the devices citing the 2 weeks return period and forced a rate I never agreed to. After trying to settle with XXXX unsuccessfully, I involved XXXX XXXX mediated but XXXX did not change their position or offered any explanation. The account was sold to a collection agency Amsher. I explained Amsher the situation, but they insist on full payment. Furthermore, XXXX has blocked my online profile where all original documents are saved, and I can't retrieve them to use as proof of the unauthorized changes. Simply put, XXXX offered me a great rate which they changed unlawfully and without my consent after the 2 weeks return period. They then forced a much higher rate and gave me no recourse. I am also a XXXX veteran with severe health issues and this situation is imposing a great hardship on me.
|
| 09/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My current legal name is XXXX XXXX XXXX and my current occupation is I 'm a XXXX of XXXX XXXX XXXX XXXX XXXX XXXX. I 'm just asking to be fairly not long ago I check on my credit report and some incorrect information and inaccurate on my credit report I did report to CRA and ask them to remove those items then XXXX and XXXX confirmed is fraud and I 'm the victim of fraud now I 'm stil waiting XXXX to remove the inaccuracies off my credit report I was lose almost over two hundred points of that suddenly they have another collection came from XXXX phone account # XXXX and the amounts is {$290.00} dollars said that the account was open in XXXX last year 2016 my question is all that time XXXX phone why they do n't report to the CRAs the three major credit reports that I have open account with them or someone else? I 'm have snaill business and I 'm work hard everyday I 'll pay my debt I do n't owe no deb at all just my two credit card couples hundreds of dollars if I pay my debts I suppose deserve for good credit score, this they not report at all then the thing go wrong and they report to the three major credit report without notice when I know is too late my credit report already report and my credit score is went down that hurst my employees, my financial, leasing, insurance etc ... and my XXXX daughters next year the go to college university XXXX XXXX how do I have student loans for them XXXX as for myself I did write a notice on my credit report that any new inquiry or new account please contact me on my personal phone numbers, but no body contact me.
|
| 03/31/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Older American, Servicemember |
|
On XX/XX/2023 I recieved a phone call from XXXX. I researched the phone number and found it went to Amsher Collection Agency. I know I owe no funds to anyone so I called out of curiosity. I spoke to an unknown woman who immediately wanted the last 4 of my SSN and date of birth. I did not give it to her and basically called her out. She told me I was full of XXXX. I disconnected the call and called back with XXXX answering. Again she wanted the last 4 and DOB. I did not give it to her, requested to speak to a supervisor and XXXX came on the phone. He also wanted the last 4 of my SSN and DOB, again I did not give it to him. I informed him to cease and desist all further communications. I was hoping to actually get information on what this was regarding so I called again. I spoke with XXXX who wanted to the same information. I did not give it to her but informed her that I am knowledgeable about the FDCPA and she legally had to identify the name and address of the collection agency and who they represented. She told me not to tell her how to do her job. I informed her also to cease and desist. She then resorted to wanting my address. I gave her the numerical value of my house but not the street name. I provided all the town and city names I've live in for the past 30 years. She told me I was incorrect. I called one more time requesting to speak to a supervisor other than XXXX. I was transferred to XXXX again after more back and forth I told him to cease and desist any further communications. He said he would continue to call me. I disconnected the call.
|
| 10/12/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
Reference number from previous complaint : XXXX Amsher Services on behalf of XXXX. Previously requested no further contact.
Yet Amsher Services persists with mailing me letters demanding payment.
I have previously demanded they no longer contact regarding this matter.
Current mailing has a XXXX form for fraud dispute investigation.
Note : I have never had XXXX services or devices. Never subscribed to or cosigned for XXXX services. Made a payment for another party. This other party defaulted on their account. XXXX fraudulently used my personal information without my permission in attempt to collect for a service that was not mine.
There is statutorily an interstate aspect to this matter with respect to fraud.
XXXX is in multiple states.
Amsher Services is in Alabama.
I live in Texas.
The form from Amsher Services for XXXX requires a police report.
XXXX would not provide me any details about how my name came to be associated with this account in such a manner that would allow them to pursue a debt defaulted on by another party.
The only name ( XXXX ) I can provide for a police report would be : XXXX and Amsher Services I contacted Amsher Services on their toll free number on XX/XX/2023 and reiterated about the facts of this situation. Paid a payment for another party, other party defaulted on the account, I was not the subscriber, did not cosign or otherwise allow my personal information to be used outside of the payment made on behalf of another party, never had any subscriptions or devices for XXXX, XXXX is attempting to commit fraud.
|
| 06/03/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have called and attempted multiple Disputes to have this removed from all of my credit reports, with it still showing up on at least one, XXXX in general, and I explained to them that my father and I share the same name, and we have had our identity 's crossed up during medical visits and they use my social security and account instead of his. I have n't been to the hospital or to a doctor in two+ years to even accrue medical collection, nor did I receive any bills via Mail. I would please like to have this removed from my Credit Report. I have been rebuilding my Credit Scores for over 2 years now and It looks bad to have this small debt lingering on me. I had even set up a monthly payment plan to pay it off just to remove it. They took out 3 monthly payments of {$25.00} then it all of a sudden ceased. Once again, Please have this removed I will greatly appreciate it.
Here 's the Information of the Debt.
Collection Information Account Name Date Reported Date Opened High Credit Balance Acct. Type Account Status Past Due Account Number Client Credit Limit ECOA Last Past Due XX/XX/XXXX XX/XX/XXXX XXXX XXXX UNRATED XXXX XXXX XXXX XXXX-XXXX DATE OF LAST ACTIVITY WITH ORIGINAL CREDITOR : XX/XX/XXXX CONSUMER DISPUTES THIS ACCOUNT INFORMATION MEDICAL UNPAID AMSHER COLL XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX CHG OFF XXXX MEDICAL I XXXX XXXX DATE OF LAST ACTIVITY WITH ORIGINAL CREDITOR : XX/XX/XXXX PLACED FOR COLLECTION Company Name Phone Fax Address, City, State, Zip AMSHER COLL ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX
|
| 11/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
1. On XXXXXXXX XXXX XXXX, I opened up a XXXX account with three lines for my immediate family ( my mother, myself, and my sister ). We were considering switching providers from XXXX XXXX. I was in XXXX, XXXX at the time.
2. Within two weeks, we realized that XXXX service wasn't going to be a great fit. I contacted XXXX to cancel the line on XX/XX/XXXX There was minimal data usage ( < 5MB of data per line ) and no voice usage. The representative assured me there would be no charges.
3. On XX/XX/XXXX XXXX, my XXXX XXXX credit card was charged {$100.00}.
4. On XXXXXXXX XXXX XXXX, I contacted XXXX. The XXXX representative refunded the {$100.00} given that the line was not used and assured me that the account was closed. I've attached the audio for this call ( XXXX XXXX cancellation.mp4 ), with the representative assuring me of the refund and account closure starting at XXXX.
5. Late XXXX, I move to XXXXXXXX XXXX to start graduate school at XXXX. I am no longer receiving any correspondence at my XXXX XXXX address.
6. On XX/XX/XXXX XXXX, I am charged {$100.00} for a line that had been closed for over a month. I submit a dispute with XXXX XXXX and am credited the full amount.
7. On XX/XX/XXXX XXXX, I receive notice from Amsher ( debt collections agency hired by XXXX ) that my XXXX account has been sent to collections. I never used XXXX service, and provide documentation of the phone call and credit card statements.
8. On XX/XX/XXXX XXXX I receive another call from Amsher and am now filing the complaint directly with the CFPB.
|
| 01/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
`I closed my XXXX account # XXXX In XXXX 2021 ( after 20 years ) was sent a final bill of {$55.00} which was paid XXXX 2021 in full. The next month they sent me another bill and said I owed more money ( XXXX ) for a cell booster that they sent to me 6-7 years prior and wanted me to return it. I had moved from that residence and no longer had the booster that was attached to that building. I was sent that booster as a courtesy because I was cancelling my service with XXXX since i had no cell service at work all day and at home I had to walk outside the building to get a signal. Nothing was ever said or signed for that I had to return this device or be charged for it or a contract. I contacted them numerous times but they insisted I return or pay for it ( I was a prompt paying customer for 20 years! ). They then turned it over to XXXXXXXX XXXX Account # XXXX and then XXXX XXXX, Attorney Acct # XXXX. I have contacted both by certified letter that i did not owe the bill and sent proof of the Final Bill from XXXX for {$55.00} and to either send me proof that i had to return or pay for this item and if not to remove it from my credit. I have had no response from them since that. I started disputes with all 3 credit agencies, XXXX removed it, XXXX removed it but XXXX will not. XXXX has reposted it on my XXXX using a different account number and they removed it again. I need help getting this off my XXXX credit report. I have very good credit and do not deserve XXXX or XXXX doing this to me especially after my loyal payment for 20 years.
|
| 11/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
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Good Day, I am a XXXX year old woman who had no idea I owed this bill at all until I was trying to buy a house and they checked my credit and found out I had all these collections on amounts as low as XXXX!! and I had no Idea that I owed them. I asked the company from my loan officer and I contacted the lady who was in credit bureau department and asked her what these were for she informed me she was not a billing clerk but a collection agency and I told her I had not received and phone calls or written information for these bills and I asked her if they were for XXXX hospital and she said no the doctors and at XXXX ( XXXX ) you can not see the doctor without paying your copayment in the kiosk when you check in so she said she would send me a detailed statement that was on XX/XX/2019 and I have yet to receive it! I have 100 percent payments on time on, my report do you really think I would let a XXXX payment lapse for months I am furious I am to old to have my credit ruined by a company who does not do there job! They are showing two accounts paid and I have not paid them a dime so that must be in the system from XXXX doctors I am not sure but she gave me my acct number and I have sent checks in for everything I saw on there website and I am hiring a lawyer to take care of this injustice! I feel like everyone of those from AMSHER COLLECTIONS should be removed off my credit report and they should have consequences to pay for ruining a persons credit I have never had this ever happened to me I expect nothing less than justice.
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| 09/11/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I have been contacted by, to date, 8 different collection agencies who are attempting to collect a debt on behalf of XXXX XXXX. The problem is that I DO NOT and have NEVER had an account with XXXX XXXX. All of these agencies have investigated this and determined that I did not, in fact, have an account with XXXX XXXX and that my identity may have been used to establish this account and have closed their files and returned the account back to XXXX XXXX. XXXX XXXX ignores the investigation findings and then sends the account to a different collection agency and the process starts all over again.
Currently, I am receiving calls and letters from 2 completely different collections agencies, at the same time, both stating they are working for XXXX XXXX and they are the proper one to be handling this account. Both have been advised this is not my account and that I DO NOT nor have I ever had an account with Dish Network. How is it even legal for two completely different collection agencies to be trying to collect the exact same fraudulent debt at the exact same time?
I have gone online to XXXX XXXX 's site and completed the identity affidavit numerous times, which they keep telling me will bring a resolution once and for all, but that only seems to get this fraudulent debt sent to another collection agency and the process starts all over again.
I am attaching the letters from both current collection agencies as proof there are in fact 2 different agencies attempting to collect this fraudulent debt at the same exact time.
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| 01/20/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX XXXX with XXXX cellular service was cancelled on XX/XX/2022. I continued to receive bills until XXXX of 2022 stating I owed {$170.00}. That amount was turned over to XXXX XXXX and then to AmSher Collections and had increased to {$180.00}. I attempted getting this settled with XXXX at there store at XXXX XXXX XXXX, XXXX, XXXX and also by numerous telephone calls to their customer service department. It never ended with a resolution. I have documentation from them that shows i paid the phone amount and the bill. It shows {$0.00} amount for the lease phone and last charges paid of {$36.00}. I have sent this information to AmSher, to XXXX and to XXXX as disputes. With no satisfactory resolution. I cancelled the service, through the steps I was given by their CS rep. I could not return the phone to the store at that time ( XX/XX/XXXX ) because the service had been cancelled. The store rep called customer service for return shipping label for the phone and they were told it could not be done because the phone service had been cancelled. I then received a " return your device as soon as possible '' letter dated XX/XX/2022 stating to return the device no later than XXXX days ( XX/XX/2022 ). I did so on XX/XX/2022, paid the fees/cost for the return and received a {$0.00} balance owed letter for the phone and a paid receipt for the last amount owed on the service of {$36.00} or {$37.00}. This needs to be further investigated on why I have a collection on my record. No one thus far has told me EXACTLY how I owe these charges.
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| 08/10/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have been trying to work with AmSheer XXXX XXXX for 3 months now. Phone calls where made to AmSheer multiple times to acquire a debt verification letter they would advise me that they where waiting on XXXX XXXX for information after a month and half I called again and spoke to supervisor asking where this verification was? He states you should have submitted a document which the XXXX to 4 times I had called before was never mentioned to me once. I spoke to there supervisor XXXX who was extremely rude and would make remarks that its not his concern that I did not know how to validate debt or would explain to me how to do so. When asking him how to do it he said thats not his job.
During this time I had reached out to XXXX who also confirmed I had no debt with them. They ran my social security number thru there system and confirmed I had no debt or any account with them.
After leaving a review on XXXX XXXX XXXX contacted me in regards to the review and how he can assist again after a month of waiting and persisting for a debt verification letter finally XXXX was provided a month after initially asking.
After reading the letter which they gave me which I have provided to you. It clearly shows on the statements they provided the debt is not mine. But they are still trying to collect on this debt.
I called again today and they told me that I did not need to sign anything for XXXX to have my consent to make me responsible for this account. So now they are spreading false information as well.
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| 11/09/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I had XXXX internet service, but then I moved houses and called customer service to see if their service was available in my new area. I was told their service did not cover my area and instructed to return the router. I went to XXXX directly and returned the router, I also called customer service at that moment. I was told by both the XXXX representative and customer service that my balance was at {$0.00}. A few months passed and XXXX sent my account to collections and made my credit score decrease a lot. I called customer service and a XXXX told me that it was XXXX error and that after returning the router a {$7.00} charge was generated and then increased to {$30.00}. She said that I was not responsible for that charge because I had cancelled the service and returned the router like instructed. The XXXX sent out an email to get my account removed from collection and provided me a confirmation code. She said it would take approximately 24-48 hours to resolve. A week passed and nothing was resolved. I called customer service again and another XXXX told me there is nothing he can do because the account was already in collections. I told him that this was abuse, and that I have never had a late payment in my entire credit history. I also told him that XXXX informed me that my account was at {$0.00} and then they generated a payment of {$7.00} dollars that I never knew existed. Then XXXX sent me to collections and my credit went down a lot. This for me, in addition to being unfair, is a FRAUD.
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| 09/26/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/200 I received a notice from Amsher Compassionate Collections, stating that they're attempting to collect an amount of {$260.00} for XXXX. I emailed the back with proof of payment on XX/XX/2022 - showing my proof that this debt was paid. I made a first attempt to pay XXXX on XX/XX/2022 ( referemce # XXXX ), then I saw a refund of this on XX/XX/2022, from XXXX, I only noticed this issue because I received the notice on XX/XX/XXXX stating that I still owed. I made the payment on XX/XX/2022, of the amounts of XXXX ( reference number XXXX ) and was withdrawn from my account on XX/XX/2022. I emailed Amsher collections with a follow up on XX/XX/2022, and requested confirmation of receiving the email because I did not hear back from them within the first email and on my follow up email XXXX XXXX ( XXXX ) responded and confirmedreceipt and stated it was forward over to client service department for review. I thought that this would be settled since I paid the debt owed to XXXX. However, I received another notice on XX/XX/2022 from my credit bureaus and XXXX that on XX/XX/2022, I was reported for a derogatory mark on my credit which knocked me down XXXX points, I resent another email XX/XX/2022, to XXXX XXXX and Amsher customer support email XXXX ( Also is in the notice they provided ). I have yet to hear back from anyone... Very poorly handled from XXXX XXXX Amsher.I would think given the name Amsher Compassionate Collections- you would think they actually care/ be what they're name as?
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| 03/03/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
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Web |
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I went to XXXX XXXX store close to my house to inquire about XXXX XXXX pro and I was given the information then I went home so when I went back to actually see if I could switch my phone to the new one I was told I already have a line open and was not qualified for the promotion they had. This was a month after so they said I owed {$270.00} at the time of which they look in their system and found out that for that month the number they assigned me was never used they didnt have any paperwork that assigned in agreement with this service so the manager at the time said he was going to call his boss and see if that can be fixed. I called him 3 days later and he said he havent had anything yet from his boss. After that I continued to call him and would be told he was not their. I called customer service and they said they would take care of the account and they never did. Before I know it this account showed up on my credit. I called the collection company and they said I have to talk to XXXX fraud company so I called and was told it will be taken care of within 7 days. That didnt happen I disputed it tie time with XXXX XXXX and the said the collection company said the account was valid. So I dont know how this can be solved I have tried everything I know and that I was told but no one is there to help. Please help me resolve this issue because I dont owe this company like they are saying. They need to show paperwork of the agreement and my signature. Thank you very much for your help.
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| 10/27/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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It started with a debt that XXXX XXXX XXXX ( XXXX ) said that I owed when they made false claims to get me to renew. When I called back to cancel and explain my situation they said sorry and that I was out of my contract and I had to just return my equipment to their store. I went and returned my equipment to their store at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX. At that point I asked if I was good and didn't need to do anything else to be done with them and they said I was good so I left. I then received a bill from them for the services I didn't request so I called and they said it was their mistake and that I was relieved of what they said I owed. This was back in Fall/Winter of XXXX. I then received a few months later letters and calls from XXXX XXXX XXXX, a debt collector, I had to go through a whole process and lots of time ( almost a full days work ) to get them to say their collections are done and that they wouldn't report me to a credit bureau. This letter came on XX/XX/XXXX. I thought this was handled then in XX/XX/XXXX I got a call from AmSher saying I owed debt told them my situation and that I already handled this and won't do it again and to stop contacting me. They continued contacting me so I sent them my information on the previous collection efforts to show that I didn't owe anything. Then they said they would stop contacting me but nothing else was handled and I feel that this is harassment by XXXX XXXX to try and collect a debt that isn't owed to them.
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| 01/04/2021 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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his letter is a formal compliant that you are reporting and incomplete credit information. According to the Fair Credit Reporting Act section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify, through the physical verification of the original signed consumer contract, any and all accounts that you post on a credit report. Otherwise anyone paying for your reporting services could fax, mail or email in a fraudulent account. I demand to see verifiable proof ( I.e. : an original consumer contract with my signature on it ) that you have on file I demand that the following accounts be verified or removed immediately failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature may result in a small claims action against your company. Therefore, either provide the requested information or cease your collection efforts and reporting of this account on my credit reports immediately. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they verified without providing any proof, bearing my signature. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount
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| 08/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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AMSHERCOLLECTIONSERVICES # XXXX To Whom It May Concern, The reason for my dispute is AMSHERCOLLECTIONSERVICES # XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports , in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, AMSHERCOLLECTIONSERVICES # XXXX failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809,807 ( 1 ) AMSHERCOLLECTIONSERVICES # XXXX Validations of date and Mini-Mirandi under Section807 ( 1 ) AMSHERCOLLECTIONSERVICES failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation AMSHERCOLLECTIONSERVICES # XXXX is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where AMSHERCOLLECTIONSERVICES # XXXX is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report. AMSHERCOLLECTIONSERVICES # XXXX has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
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| 04/12/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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AmSher Collection Services is erroneously reporting to the consumer credit reporting agencies ( i.e. XXXX, XXXX ) that I have an account in collection regarding XXXX.
I have had several debt collection agencies call about this, including one in Alabama claiming to be from the " XXXX XXXX XXXX XXXX XXXX. '' Apparently this is some skeezy law firm connected with AmSher. I explained to the collector there, I was XXXX XXXX military and assigned to a XXXX in XXXX. I discontinued service with XXXX at that point. I received a {$0.00} balance letter from them. I switched carriers. Somehow, some way, XXXX sent a " debt '' for collection.
I have also talked to AmSher and explained the same. I checked my credit reports and I don't see the item having been removed, or even so much as AmSher reporting the account " disputed, '' which, when I talked to a consumer rights attorney, said that alone violated the FDCPA. When I spoke with AmSher, they told me a needed a confirmation number for payment to XXXX. I contacted XXXX AGAIN to verify the {$0.00} balance with a confirmation number. They, ONCE AGAIN, verified that I owed them nothing. I passed this number along to Amsher who then refused to accept this fact and continued to report the debt to my credit. I have done everything in my power and more to get this situation fixed and Amsher is simply refusing to do what's right. They are obviously not doing their part to verify the debt with each of my disputes, and that is not ok.
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| 08/03/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX IS ATTEMPTING TO COLLECT ON AN ALLEGED DEBT THAT WAS AN OBLIGATION OF XXXX TO PAY MONEY ARISING OUT OF A TRANSACTION WHICH THE PROPERTY OR SERVICES WAS USED FOR PERSONAL, FAMILY, OR HOUSEHOLD PURPOSES.
XXXX HAS VIOLATED MY FEDERALLLY PROTECTED RIGHTS UNDER THE FAIR DEBT COLLECTION PRACTICE ACT 15 U.S.C. 1692 AND ALSO UNDER REGULATION F OF THE CFPB.. XXXX HAS USED ABUSIVE AND UNFAIR PRACTICE WITH MEANS OF COLLECTING ON AN ALLEGED DEBT. XXXX REPORTED TO MY CONSUMER REPORT WITH EXTORTINATE INTENTIONS OF COERECING AND SWINDLING ME INTO PAYING AN ALLEGED DEBT. XXXX FAILED TO FOLLOW THE CORRECT PROCEDURES BEFORE REPORTING TO THE CREDIT REPORTING AGENCIES.. I CALLED XXXX TODAY AND WAS TOLD BY AN REPRESENTATIVE BY THE NAME OF XXXX, THAT XXXX EMPLOYEE CALLED TWICE TO THE TELEPHONE # XXXX WITH NO ANSWER ON XX/XX/XXXX, AND XX/XX/XXXX OF 2022. I HAVE NO IDEA WHO TELEPHONE NUMBER THAT IS BECAUSE, ITS NOT MINE. I ALSO ASKED HER DID THEY CONTACT ME ANY OTHER TIME VIA MAIL OR ANYTHING AND SHE STATED NO. I ASKED HER FOR THE THE BALANCE AND SHE STATED THAT I HAD TO PAY COLLECTION FEES THAT THE COMPANY XXXX HAS DUE TO THEM HOUSING THE ACCOUNT, WHICH IS IN FACT ILLEGAL. I AM NOW PUTTING THIS COMANY ON NOTICE TO CEASE ALL COMMUNICATIONS FROM ME FROM ALL MEDIUMS. ( INCLUDING MY CONSUMER REPORT ) I AM NOT PAYING YOU FOR THE ALLEGED DEBT. FAILURE TO CEASE COMMUNICATION AND REMOVE MY PERSONAL INFORMATION FROM YOUR COMPANY OFFICE WITHIN 10 DAYS OR I WILL PROCEED WITH LEGAL MATTERS.
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| 08/27/2019 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Amsher Collection called me from XXXX. Their representative ( rep ) XXXX XXXX stated that XXXX/XXXX had put me in collections. However, I am currently in dispute with XXXX due to misrepresentations, faulty equipment and turning off my service but still billing me. Over a two month period, I have had over 8 XXXX representatives from call with no coordination to resolve the issues.
The AmsheXXXX rep XXXX stated that XXXX " of course '' put my account in collections. I asked the rep to clarify why XXXX would " of course '' put my account in collections. The rep would not clarify why she said " of course '' and tried to make me wrong by asking the question, She then threatened that my XXXX account would adversely affect my personal credit report. XXXX is retaliating against me when I trying to resolve a dispute with mybill ( see enclosed attachments to the FCC and CA Attorney General.
When I again asked XXXX XXXX to clarify what she meant, she hung up on me stating " I am courteously disconnecting this call. '' I am not sure how just saying the word " courteously '' then hanging up on someone in mid sentence is " courteous. '' Also, I am not sure how threatening to putting my disputed account into collection and threatening to degrade my credit is " courteous. '' I immediately called XXXX management ( Director of Customer Service, XXXX at XXXX ) and asked him why my account was in collections when his diviison and company was working to resolve the dispute.
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| 04/25/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American |
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under tx law the collection of a debt has to include a sworn account this is not sworn to and so may not be mine I have no recollection fo being in this place at this time arringin by ambulance etc I have been to XXXX XXXX XXXX XXXX but I am thinking that this is not me I had care and care insurance under medicare a medicare replacement insurance co privately funded insurance that takes some of the financial burden off medicare social security and provides also supplemental ( ie more than medicare allows to its patients. ) I don't have the funds due to income stolen but these collection agencies just send bills that is why the tx law requires at least a sworn account of all of it.. under another insurance co XXXX XXXXXXXX XXXX a regular inspection of underlying documentation I found in XX/XX/XXXX XXXX that was wrongly billed for a XXXX XXXX and XXXX of my kid. so I want the details to make sure this is me and not been paid by my insurance co and that this is not just late fees and someone elses bill I had been starved by the XXXX county probate court which took over 150000 in assets and would not even provide m a cent for food transportation anything for 5 months from XX/XX/XXXX to after XX/XX/XXXX when I ended up in XXXX for XXXX I lived on samples from XXXX XXXX and XXXX to which I walked 12 mis a day this situation has been declared void under t sup court XXXX all my stuff in trust and unsubjects to guardianships and no personal jurisdiction over me.
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| 03/28/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX. I do not know AMSHER COLLECTION SERVICES.
XXXX. I do not have any contractual relationship with AMSHER COLLECTION SERVICES.
XXXX. I never signed any agreement with AMSHER COLLECTION SERVICES.
XXXX. I never consented for AMSHER COLLECTION SERVICES to share my personal information.
XXXX. My name is Copyright protected.
6. My copyright is pending with the Library of Congress.
7. My copyright includes any and all derivatives of my name.
8. I am advising AMSHER COLLECTION SERVICES to cease and desist any/all collection regarding this name.
XXXX. I am advising AMSHER COLLECTION SERVICES to cease and desist any and all collection against me.
XXXX. My copyright number is pending and I will be filing for protection of this copyright with the department of homeland security.
XXXX. I demand AMSHER COLLECTION SERVICES contact XXXX and any and all third parties that they have shared or give my copyright protected information to.
XXXX. Upon written request through this portal and can provide proof of my Library of Congress. Temporary E-Recordation Link Request Inbox Fri, XX/XX/2022, XXXX to XXXX I just filed my copyright and would like a link to file a temporary e-recordation.
My Copyright Request No : XXXX XXXX. Failure for AMSHER COLLECTION SERVICES to contact any reporting agency and have my private, copyright information will result in my exhausting my legal as well as Tribal Remedies.
14. No further notice besides this notice shall be given.
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| 05/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I am sending this over because there are fraudulent accounts on my credit report. These accounts do not belong to me ; therefore, they should not be on my file. Attached you will find a copy of the claim from the Federal Trade Commission along with a copy of my license. Please remove these accounts as soon as possible. Pursuant to 15 USC 1681 c-2 subsection ( a ) you have 4 business days to block this information from my file. This request was not made in error. I XXXX XXXX XXXX, also did not give you credit reporting agency written instructions to include this fraudulent information in my consumer report. Which is in violation of 15 USC 1681b- ( a ) ( 2 ). This account due to inability to verify that the information on the account is mine and accurate, yet this account still reporting to my credit report. As stated in my last letter I am a victim of identity theft, and this was reported to the Federal Trade Commission. It is to my understanding that the creditors are required to report the same information to all three credit bureaus as written under the FCRA. As a consumer I request that you provide In FULL DETAIL the procedure that was used to investigate these fraudulent accounts. If you can not do so, please block and remove this account from my credit report as soon as possible, thank you. Please note these accounts are only reporting on XXXX AMSHER COLLECTION SE ( XXXX ) Date opened : XX/XX/XXXX XXXX XXXX XXXX ( XXXX ) Date opened : XX/XX/XXXX
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| 06/12/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have a collection account on my credit report which originated from XXXX for {$370.00} from Amsher Collection Services in Alabama. In XX/XX/XXXX I looked into switching my cell phone service from XXXX XXXX to XXXX. Prior to completing the transaction XXXX wanted a {$600.00} deposit for new phones, so I decided NOT to use their service as that was an exhorbanant amount. I did not sign anything, receive service and my phone was never ported over. I ended up switching to XXXX the next day and have been their customer ever since.
2 months later I received a bill from XXXX claiming I owed them {$600.00}. I called them the same day and was told that this was a mistake and they would cancel the debt.
Approximatly a month later I received another noticed that I owed {$370.00} for XXXX. Again I called and was assured that it would be taken care of and that it is a cerical mistake.
On XX/XX/XXXX I noticed a debt collection on my credit report for all 3 credit reporting agencies. I disputed the account and just found out that I was denied by XXXX. I don't know what else to do.
I have never been a customer of XXXX, never used their service, nor have I ever ported a phone number over to them. I have had my same phone number for over 10 years and am a happy XXXX customer.
I'm at a loss for what to do to correct this fraudulent charge, short of just paying off the {$370.00}. I am willing to hire a laywer if needed just for the principal of the matter.
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| 01/06/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
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Web |
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I changed phone service provider from XXXX to XXXX on XX/XX/2022 and before transferring provider, the new provider has to call previous provider to end services, a process that was done successfully. XXXX months later I received a bill from XXXX of about {$530.00}. After getting XXXX mails, they reported me to a debt collector and filed a dispute and the debt collector did not move forward with collection. After a month, I received a letter from a different debt collector and filed a dispute and they promised to get back to me after XXXX. I also contacted XXXX by phone and went physicallly to their nearest store requesting a validation of the bill since their services were previously prepaid and there was no way I could owe them any debt. I did not get a response from XXXX and kept receiving threatening mails from XXXX XXXX services. I finally reached out to XXXX XXXX services by phone and a staff informed me that my matter was no longer with them but attorney and transferred my call to the attorney. I discussed my issue and she promised to communicate with XXXX to avail me validation receipt for use of services and up to date I haven't received any communication from them. Yesterday I got an alert from my bank about being reported to the credit Bureau by XXXX XXXX. Kindly help in this matter. I have worked hard to build my credit score and would not like a bill that I don't understand ruin it. Looking forward to your kind response. Thank you.
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| 06/01/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I received a telephone call on my cell phone XX/XX/XXXX, or XX/XX/XXXX. The caller gave me my birth date and ask for the last XXXX numbers of my social security number stating she could not tell me what the call was about until I gave her my personal information. She did say it was about owing money and maybe it was owed by someone else who put my name on it. Because we have all been warned not to give a caller our personal information, I told her she would need to contact me in writing through the postal service. She stated they had already done that. I have received no mail from a collection agency or from XXXX XXXX ( the company hiring the collection agency. ) I knew nothing about the incident until I received the call on my cell phone. I had XXXX XXXX year ago, but paid my bill on time and in it 's entirety. I dismissed it as a prank call. XX/XX/XXXX I checked my credit report and the collection company had put it on my credit report as a delinquent collection. My credit score went down immediately. I am frustrated by the methods the collection company used to contact me and asked for private information without giving me a name of the company or other identifying information. My credit has decreased by so much and affects my credit. If the company would contact me with a legitimate name or give me information to call them, I 'm sure this can be worked out. The collection agency is Amsher Collection Agency. I wish to get this issue resolved.
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| 05/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Notice for Proof of Claim Account : AMSHER COLLECTION SERV # XXXX To Whom it may concern : This is this complaint is submitted Under OHIO LAW U.C.C 1319.12Takingassignment of debts States ( C ) No collection agency shall commence litigation for the collection of an assigned account, bill XXXX or other evidence of indebtedness unless it has taken the assignment in accordance with all of the following requirements : Credit contracts arenon-assignable even if the contract has a clause for assignability because it violates the contract Law. Where there is no fair valuable consideration given, the contract or agreement is void ab inito. The debt is non-transferable. If it is a contract for credit or goes to the character of the parties, it can not be transferred or assigned. No state can make a law impairing contracts, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given, if any, for the assignment and shall expressly authorize the collection agency to refer the assigned account, bill, or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation.
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| 11/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX has put a false collection report against my credit. They are saying that I owe them {$690.00} for equipment that was not returned. When I cancelled our service with XXXX I took the equipment we had ( boosters to help with the cell signal in our home ) to a XXXX store for them to send to their warehouse for return. I received a bill from XXXX after this and explained that I had returned the items to the store. XXXX claims they never got them. I contacted the store 3 times and the manager assured me that the items had been returned. The first time they were sent to the wrong warehouse but they were tracked down by the shipping tracking number that the store had. The manager said it would take XXXX takes to get this updated. I tried to explain this repeatedly to the collection agents that called me but they were rude and just wanted money that I do not owe them. I have a voice mail from the manager of the XXXX store stating that these items were returned as requested. I do not owe this money to XXXX and from researching complaints online, there are thousands of other people that are experiencing the same thing with XXXX. They should not be allowed to get away with this type of scam. This is the second time that XXXX has put this on my credit report. I disputed it the first time and it was removed and then they gave the claim to another collection agency and the phone calls and harassment started all over. This is just plain wrong!
|
| 04/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2022, I went to XXXX located in XXXX MI XXXX start services. I explain that I would be in Alaska for a couple of months and wanted to know if they covered the area. I was assure that it was covered, so I opened a no contract account meaning I paid my bill on a month to month basis with no obligation. The only fee I would have to pay is if I decided to reactivate the account. Once in Alaska I began to notice service interruptions and contacted XXXX. From XXXX I would have to contact them to troubleshoot because thats what I was instructed to do if service interruptions occurred. It wasnt until XXXX after I paid my bill in XXXX that I no longer had service/data. It wasnt until then a XXXX representative explain to me the XXXX doesnt exactly cover Alaska. However they have a contract with an ( allotted amount of data ) from a local company which allows clients to use data. I had apparently reached the allotted and could no longer use data and my services were permanently XXXX. XXXX apologized for the misleading information I received. They added a detailed note to my account explaining that I am not responsible for any charges/fees moving forward after and closing the account. I now have a derogatory credit showing on my report saying XXXX sold my information to a creditor who is try to collect a debt that I am currently disputing. This is my attempt to protect myself and my credit and have it removed from my report.
|
| 06/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2021 a XXXX account was set up in my name with an incorrect information. I was hospitalized on XX/XX/2021 for XXXX and stayed for a month .When I was discharged I had to be away from people for 2 weeks. I Contacted the first collection agency when I received the letter and was told that I would receive a fraud packet and that it will not be reported on my credit file. I never received a fraud packet instead I received a letter telling me that they no longer had the collection in there office and that the collection had been sold to another agency. A few months past and then I see a collection on my credit file from Amsher Collection agency phone number XXXX it is based out of Alabama. They never sent me a letter or anything .I called spoke to representative who basically called me a liar was rude condescending and ultimately had to speak to her manager who told me to fill out a fraud packet on the XXXX website and stated that she would freeze the collection until the fraud investigation was complete. About a week later my credit file was updated with a higher balance owed from XXXX to XXXX and its submitted as delinquent. I called back and spoke to the same individuals rude, giggling and completely unprofessional. And I asked for a letter from there agency that they sent me notifying me of the debt and was told they mailed it to an address on file that I am unfamiliar with. Please help me with this. Thank You
|
| 01/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
A Fraudulent XXXX account was opened under my name and social security number, on XX/XX/XXXX in a state I have never been to or lived in. Upon contacting XXXX, they stated I do not have any outstanding accounts, for that reason I do not have an account number to provide. The account I can not get any information about was turned over to XXXX Attorney group by XXXX XXXX XXXX number # XXXX. They also agreed this was Identity theft. I filled a police report with XXXX Police XXXX. in XXXX, CA where I live, # XXXX and provided that to all parties. I thought this issue was resolved after contacting all parties involved and providing all of the necessary documents and proof that this account was not opened by me and is indeed identity theft, only to discover XXXX placed me back into collections on XX/XX/XXXX. I am now having to redo the entire process again to clear my name and credit. The victim has to jump through a XXXX hoops to clear their name, when they perpetrator had no issues using my information to open a fraudulent account. XXXX recommended I file a complaint through this sight. I was not contacted by any company regarding this collection. I only discovered it when I reviewed my credit report. When I provide the companies information in the following questions it's for your reference only, not because I receive any type of communication from them about this collection. I had to research and contact them.
|
| 12/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
My Father recently passed away on XX/XX/XXXX He had been sick for some time and was in and out of the Hospital including a XXXXXX/XX/XXXX We received a notification from XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX XXXX Addressed to my Mother XXXX XXXX from XX/XX/XXXX Account XXXX AmSher Account XXXX Indicating that we have to pay a debt of {$450.00} First of all y mother had no access to my anything in the house. All billing in the house was under my father 's name, XXXX Looking back into his records I see credit card charge of XXXX starting XX/XX/XXXX each month until a last payment of XXXX ending in XX/XX/XXXX I can tell you that my father returned the equipment based on our request and was provided boxes by XXXX XXXX cancelling his subscription We have never received any additional request from XX/XX/XXXX that this amount We, my brother and I, took over his responsibilities for all his expenses in XXXX including the remaining mortgage on his home After cancelling many of the things he had and since he was going to a home to live out his life we never received anything from XX/XX/XXXX of money owed nor have they reached out to us via mail or email or phone call that money was owed Now, I received this collection letter from this company saying my MOTHER who is also in a retirement home owes this money Need to know how to resolve this. Calling this company is admission of fault and do not want to have that
|
| 11/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
The collection company in question, Amsher Collections CVCS, XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX - is collecting a debt on behalf of the original creditor, XXXX XXXX, in the amount of {$1000.00}. The open date listed on my XXXX credit report is XX/XX/XXXX which is incorrect. I was unemployed at this time and unable to get any loan products from any financial institution. However it is listed as a recent collection on my credit report which has caused me to be denied a startup business loan from XXXX, a lender out of XXXX XXXX XXXX, UT, which reported they checked my credit report and it showed this XXXX account as a new collection as of XX/XX/XXXX. This account has been removed from my other credit report file in which I disputed it and it was removed. I tried disputing it on XXXX, but it did not get removed. This is false reporting by this collection agency and they re-aged this account after acquiring it from another collection agency in an attempt to hold on to the account longer than the statue of limitations for the state of Alabama, which is my legal residence allows. This agency has not contacted me or attempted to contact me in any way. This negative posting on my credit report has caused a hardship in that it has denied my family the chance to move forward with a business venture that would tremendously improve our economic standing and provide a quality service for the community.
|
| 06/02/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
As I was checking my credit score, I noticed I had XXXX derogatory mark and as I took a look at the information, it said that XXXX had put an account in collection for {$500.00} with Amsher Coll. This had been going since XXXX 2016 as it shows in my report. I have never opened a XXXX account in my life. I called the XXXX company since I found out about this collection in XXXX by looking at my report, I called them like 3 times in XXXX or XXXX and gave them my social security number so they could find an account with my information and they could not find any information related to me so I called the collection company and they said the same thing my social did not match any collection account, so how is it that I have an account in collection and they want me to pay the money if they can not even find my information? I also never got a paper with account information from XXXX or the Amsher Collection Services to my residence, I only know about them because I check my credit score once in a while. Also, they could not able to provide me with information as to who to contact to get rib of this degoratory mark from my credit score as the amount owed does not belong to me! I sent a request to the XXXX on Monday to see if they can resolve this peoblem as all my credit card amounts are being affected by this problem as they are being lowered and so my credit score its decreasing as well.
|
| 07/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
Amsher Collection Services reported a wrongful account to collections on behalf of XXXX XXXX. They reported I had not returned a piece of equipment. I did, however, return all 5 pieces of equipment on XX/XX/XXXX and have the receipt to prove it. I filed a dispute with both Amsher and XXXX on XX/XX/XXXX and uploaded the receipt showing proof of return with all serial numbers noted. I received an email from XXXX on XX/XX/XXXX informing me that my dispute was closed and the collection deleted from my report. The dispute report number is XXXX.
Today, XX/XX/XXXX, I received another call from Amsher attempting to collect the debt. I informed them of all that had transpired. They informed me that the dispute I filed with their company came back unresolved and that Im still responsible for the equipment. When asked how the receipt doesnt prove return I was told that XXXX XXXX is saying the equipment never made it to their warehouse. As unfortunate as that is, its not my fault where the equipment did or did not make it after it was properly returned. Amsher has informed me that can not remove the collection and I need to speak to XXXX referencing my account XXXX.
I kindly request that this injustice be corrected. I returned all equipment and am being wrongfully reported due to someone elses poor job performance within XXXX XXXX. Ive provided proof and request an immediate correction.
|
| 05/29/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I ported my phone number out of XXXX and moved to XXXX XXXX XXXX. I did this the day of my bill being due for the next months cycle. When I called to dispute the {$94.00} bill, a polite female representative from XXXX told me I had a {$94.00} bill due for next month, but she decided she was going to wipe that since It's the day it was due and my number had already been ported out, and in her words said something along the lines of " I'll give you a break ''. I was very thankful.
That day of I lost access to my XXXX online account, the area where I'd see my bills, pay bills and manage anything I had to do with XXXX.
4 months later I see a derogatory remark on my credit report that this bill was actually not removed like the XXXX representative, but in fact kept secret from me and sold to a debt collection agency. XXXX made no effort whatsoever to reach out to me to try and charge me for this bill and instead went straight to debt collections, all while I assumed it didn't exist.
I disputed with XXXX, 2 days later it was removed from my credit report.
I disputed with XXXX, 4 days later it was removed from my credit report.
I disputed with XXXX, 14 days later they concluded that the debt was legitimate and will not remove it.
I've been on calls with Amsher debt collection, XXXX and XXXX wasting hours and hours of time trying to resolve this to no avail at this point.
|
| 08/07/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To Whom It May Concern, The reason for my dispute is AMSHERCOLLECTIONSERVICES # XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, AMSHERCOLLECTIONSERVICES failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of date and Mini-Mirandi under Section807 ( 1 ) AMSHERCOLLECTIONSERVICES failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation AMSHERCOLLECTIONSERVICES is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or co-debtors. FDCPA I fail to see where AMSHERCOLLECTIONSERVICES is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report. AMSHERCOLLECTIONSERVICES has not even tried to contact me regarding this collection account. Please have them remove this collection account immediately.
|
| 02/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On or around XX/XX/XXXX, received a letter of collection from AmSher Collection Services XXXX XXXX XXXX XXXX XXXX XXXX Alabama XXXX. Contact debt collector within 30 days dispute period and advise debt was incorrect. Company didn't respond. Had to hire an attorney to write dispute letter and assist with the debts collector wrong information. After attorney contact and dispute. Debt collector acknowledge of its error and the error on the information. On, XX/XX/XXXX debt collector send me a letter stating they will contact credit agency and fix error and wrong/negative information provided.
On XX/XX/XXXX I reviewed my credit report and notice that AmSher had reported again the same wrong information to credit agencies which it had already been resolve and acknowledge by debt collector of being worng ...
This has cause great damage to my credit, employment and daily operations of my business. I contact debtor on XX/XX/XXXX to dispute and request immediate resolution, which they have yet to respond, correct or fix.
Debt collector has caused damaged by defamation and libel of my credit, by reporting, writing and reporting information in my credit knowing to be wrong and incorrect.
I asked the CFPB to investigate this case, also provide further damage relief, guidance and/or provide information on how I can proceed with defamation lawsuit against debt collector.
|
| 02/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
About two ( 2 ) to three ( 3 ) months ago I received a call on my cell phone from Amsher Collection Services about two ( 2 ) accounts that they were handling for XXXX XXXX XXXX XXXX each one with an identical balance of {$120.00} that totaled {$250.00} ... I explained that this was the first I was hearing about these outstanding bills and that they should of been paid by my insurance company XXXX XXXX XXXX XXXX of Alabama ... I asked that they stop calling my cell phone and send me a detailed statement showing the charges that were submitted and what my insurance company paid ... They advised me that they would submit my request ... I never received any statements detailing the outstanding duplicate charges of {$120.00} each so I just assumed that they received the payments from XXXX and that everything was taken care of ... Then on XX/XX/2020 I received an update from XXXX XXXX that my Credit Score dropped 50 points caused by two collection accounts from Amsher Collection Services in the amounts of {$120.00} were added to my credit profile ... My FICO score was XXXX and I had impeccable credit profile and to have this happen without warning is unacceptable ... If I owe the money, I'll pay it immediately, but I would need proof that the amounts are actually owed ... I find it highly suspicious that the two accounts would have identical balances of {$120.00}!
|
| 10/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
When reviewing my credit report online, I noticed an account that was in collection status under the name Ashmer Collection Services. I had no idea as to who, why, what, where or when this account was established. I received absolutely no written statement from XXXX or XXXX XXXX XXXX - XXXX, regarding this collections account. I called XXXX XXXX XXXX XXXX original debtor ) who which told me that they did not have me in their system at all for owing any type of debt. So I did what all 3 Reporting bureaus advise, that is to call the collection agency. ASHMER COLLECTIONS agency had no recollection of the debt, nor did it have my name or any personal identification information related to me whatsoever. Only after giving ASHMER COLLECTIONS agency, my name did I receive ( one week later ) receive a notice of debt in the mail, that was not from XXXX XXXX XXXX, as stated on ALL 3 Credit Reporting Agencies, but from XXXX XXXX XXXX XXXX XXXX XXXX. I have attempted to dispute the debt time and time again with all three reporting agencies only for it to be removed, then again placed back on my credit report. This is the one and only collection debt on my account and its hurting me and my reputation severely. I want these companies XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX to remove all of my information from all CREDIT Bureau agencies AND THEIR systems IMMEDIATELY.
|
| 02/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I got a call from AMSHER COLLECTION AGENCY on XX/XX/2023 about a debt from XXXX that I owe from 2 years ago. Which I didnt realize that I owe. They said I owe {$180.00} and I was sure I just owed {$80.00}. I told them I only owed {$80.00} and that its only {$80.00} Im gon na pay. Which they agency agreed for me to pay.
Money was taken from my account twice to a total of {$80.00}. And I thought it was over after that. Only for me to receive a notification a month later that a had a negative collection on my credit report. I had a negative collection of {$100.00} on my credit report. Out of fear for my credit report I paid the {$100.00} with the hope that the collection would be removed from my credit report but it wasnt.
I called the collection agency and asked why they kept a negative collection on my credit report and they said I didnt pay the remaining {$100.00} and I didnt dispute the {$100.00} within 30 days.
First of all I wasnt even told nor neither did I agree I was going to dispute the reaming {$100.00}. I didnt even know I could dispute the remaining {$100.00}.
I recently read the Fair Debt Collection Pratcies Act and it says the collection agency after 5 days of contacting me had to write me a written note about the debt. But I never got any written letter to my mail.
This I feel is a breach of the fair debt collection practice Act
|
| 06/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was charged by XXXX for an account I never had. After many phone calls and going by the store none of the associates could help me because they did not know why I was charged or for what. I requested the collection agency send me proof of this account such as an agreement and an itemized bill showing what the charges were for but they sent a bill that showed a break down of {$0.00} charge per item with a grand total of {$200.00}. In fact I have another bill showing a {$0.00} balance during the same period that they are trying to collect from. I know these charges are bogus and I figured that they would figure it out as well when they " investigated '' the charges but apparently that is not the case. It is obvious they have not investigated anything or they would have not pursued further. They or XXXX have not been able tell me exactly what the charges are for yet continue to harass me over a debt that simply doesnt exist. I am about to seek legal presentation for this issue as it appears I am dealing with a fraudulent company with poor practices and every organization I contact about this leaves it to the bill collector to investigate their own case rather then step in and see what these companies are doing. If someone really investigates these charges, they will see that I am being fraudulently charged and that this so called account never existed.
|
| 05/05/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXXI contacted Amsher Collections to settle four accounts that have been in collections since XX/XX/XXXX. The break down of those are {$84.00}, {$84.00}, {$84.00} and {$70.00} for a total of {$320.00}. There was an account on my credit profile for the exact total in which I disputed that with amsher collections about a year ago and they removed it from my profile. Let it be known, when I contacted the creditor they claimed those accounts are no longer with them and have been submitted to a law firm therefore I couldn't do anything about it yet they still showing as " open '' and being reported on my credit report. After this statement she said I do however owe them approximately {$430.00} ( which isn't on my credit report ). I requested to set up a payment plan but she denied it and claimed she could reduce it to {$320.00} if I paid " today ''. It appears this is just a total of the four accounts with a few extra dollars added which now has me skeptical and questioning the authenticity of this " account ''. At this time I requested documentation that outlined the delinquent accounts to be mailed to my home for my review and verification which she refused to do. Unable to find a resolution to this I got off the phone. I have contacted once prior to this and the collection agent was extremely rude and unhelpful so I ended the call abruptly.
|
| 08/11/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
PLEASE SHUT DOWN AMSHER ( www.amsher.com ). This " collection agency '' is a fraudulent company that has used my information to fraudulently try to collect on a debt of {$82.00} and has fraudulently added this to my credit report.
I have called XXXX on XX/XX/2023 and confirmed with '' XXXX '' that XXXX is NOT affiliated with Amsher as a 3rd party debt collector and that I do not have any debts with them, past or present.
I have contacted Amsher, also on XX/XX/2023 by phone at XXXX several times and the phone disconnects each time. I called back and stayed on for an operator and spoke with a " XXXX '' who asked for my personal info, which I did not give and she said she was transferring me to the " XXXX XXXX '' and immediately hung up.
I called again, and spoke with an " XXXX whose accent changed XXXX and he also was reluctant to stay on the phone and denied that they are not affiliated with XXXX and hung up.
I am only one consumer who has warned XXXX that they are being used, but if they hear it from the CFPB maybe they will do their part as well.
You have over XXXX complaints about this company, and the fact that they can operate on scams with impunity and without penalization is unfair to hard working consumers like myself, who already find it hard to raise and keep a reasonable XXXXredit score.
Please, please DO SOMETHING!
|
| 10/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
The collection information below appeared on my credit for equipment I already turned in to XXXX XXXX XXXX. I received one letter from a Collection company called XXXX XXXX XXXX who apparently turned this false information over to another place called Amsher Collections. I called XXXX three times now about this, once when I first received the letter and a second time to follow up when they gave me their word they word take care of it. If I owed anything it would show up since I still have service with them. The initial claim was for supposed equipment they said I still had ; I move from one apartment to another in the same complex back in XX/XX/2020. I would not have been able to get and continue service with them if I owed them anything. All along they show I owe nothing equipment or otherwise. This is now on my Credit as a hard, derogatory mark ... and of course no one is in a hurry to correct this mistake!! It is wrong this can continue against my clean record at all credit bureaus and I am suffering the consequences!!!
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- COLLECTIONS {$160.00} Reported balance Check if you should dispute to remove incorrect information.
AMSHERCOLLECTIONSERVICES {$160.00} Needs attention HIGH IMPACT
|
| 02/25/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
My X wife had an issue with her XXXX telephone bill. She tried to resolve it but XXXX was so stubborn about it that she simply gave up and did not pay the bill. Then an collection agency got involved and they offered to reduce the bill if she would pay it. I was the one who spoke to the collection agency on the phone when the deal was made. My wife paid and we taught that was the end of it. Well 2 months later the same collection agency called back and told my wife that she still oved them some money. I got on the phone my self and ask them what in the XXXX is going on when just 2 months ago we settled that problem. Stubborn as they are they kept insisting that it was a misunderstanding. I told them to go to XXXX and do not bother us any more. On XXXX XXXX XXXX I got divorced from my wife and we live separately. I got another call from XXXX about one month ago from the same collection agency number XXXX and she asked to talk to my wife. I told that my wife does not live here and I asked her not to call again. Yesterday at XXXX XXXX XXXX XXXX I got an anonymous call I assume from the same agency. On XXXX XXXX at XXXX I got a call and a recorded message to call XXXX. I need for somebody to tell these people to cut it out. TO STOP, THIS IS PURE HARASSMENT. THIS IS NOT FUNNY ANYMORE. ENOUGH IS ENOUGH. I DO NOT OWE THESE PEOPLE ANYTHING.
|
| 02/28/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
AmSher Collections At around XXXX Pacific XXXX XXXX, 2017, I spoke with XXXX in the XXXX section, ID # XXXX. He told me it would take 15-30 days after payment for it to be marked as paid on my credit report. I requested a receipt after giving my credit card number and agreed to pay my debt. I also gave him my new mailing address. He stated it should take 5-7 business days for me to receive written confirmation of payment from AmSher.
By XXXX XXXX, I had not received any receipt but had the payment to AmSher listed on my credit card statement. At around XXXX Pacific on XXXX XXXX, 2017, I spoke with XXXX and then his manager, XXXX XXXX. XXXX told me that " the letter was n't generated. '' I asked if a letter was sent out at all. " No, ma'am. '' He confirmed my new address. I asked if this was a widespread issue where AmSher does n't send out receipts. XXXX said no. He said he would escalate the issue to XXXX XXXX, Director of Operations, and the compliance officer. He also required an email where I could provide permission to contact me via email before he could send a receipt via email.
I would like to file a complaint stating that the debt collection agency did not send a receipt for my payment, even after my request, and made me send a letter allowing permission to contact me via email before sending me anything via email.
|
| 11/18/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I left XXXX as a customer in the beginning of XXXX XXXX I was told my last bill would be XX/XX/XXXX which was paid. I was sent a notice in late XXXX that I had an outstanding balance left, I had since moved to another state ( XXXX XXXX XXXX XXXX ) and I didn't have access to a XXXX store. I called the number on the notice and all they told me was that they couldn't tell me anything over the phone since I was no longer a customer. I when I to a XXXX store in late XXXX when I finally had the opportunity to and they said that I had equipment out still. I returned the equipment and have a receipt that I was delivered and I heard nothing else since then. Then come late XXXX I get a notice that the bill was now {$400.00} and was sent to collections, I contacted XXXX again on XX/XX/XXXX and went into the store they could not and would not tell me what the debt was actually for so I had to contact the collections company ( Amsher collections ) to get the details, so I did they said that I have to talk with their legal team since is with them now. I contacted the legal team and they said they would send me a itemized and detailed list of what the debt was for. I have not received any notice and when I contacted them again on XX/XX/XXXX and XXXX they said that it was sent and since they already sent it once they can't send it again.
|
| 01/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
XXXX contacted me offering XXXX internet, I explained there was no service in my area. They offed a unit and a phone on loan to test, I said okay. They sent me a XXXX internet unit and a cell phone, I tested both explained only had XXXX bars and they were dropping in and out, asked if they had a boosted they said not that would work. I said okay then I would like to return items as they are not good to me. Returns were set up and I repacked everything in original packaging printed out the return labels and dropped off at XXXX store. I received notice that items had been received okay. I then get a invoice for XXXX saying I owed them money, I contacted the sales rep he said he would take care of it, next month same thing a bill from XXXX for XXXX this time I emailed the sales rep he responded with " Absolutely, It's a quick fix '' next month same thing, I contacted him again, this time the response was " On it, sorry about that '' next month I get a letter stating if I do not pay they will turn me in to a debt collector, I call the main number spoke to various people eventually I was told it was resolved I owed nothing. Next month I get a letter from a debt collector for the XXXX I disputed the debt explaining what happened, they eventually responded stating XXXX has verified the debt. - What can I now do to fix this issue
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| 05/07/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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It has recently come to my attention that the IRS, & the SSA, and the federal courts have willfully been making Injurious " presumptions '' which prejudice my Constitutional rights by trying to associate me with the " XXXX XXXX '', which is the all caps version of my XXXX name which is in fact a trust previnusly associated with a " public office '' in the United States government by virtue of the Social Security Number attached to it. Further information is to help clear up any presumptions and set the record straight ; Use of Trade Name Material Name : Under Protest and duress {$25000.00} ANY DOCUMENT PRODUCED BY ME ; {$10000.00} TRESSPASS/FAILURE TO ACT 1.FAILURE TO HONOR XXXX GIVEN RIGHTS {$20000.00} 2.SILENCE/DISHONOR/DEFAULT {$5000.00} 3.FAILURE HONOR/NO BOND {$5000.00} 4.USE OF STREET ADDRESS {$5000.00} 5.FAILURE TO FOLLOW FEDERAL AND / OR STATE STATUES, CODES, RULES OR 6.REGULATIONS {$50000.00} 7.FAILURE TO PRESENT A INJURED PARTY {$100000.00} 8.FRAUD PER OCCURRENCE AND INCLUDES ANY 3RD PARTY {>= $1,000,000} 9.DISHONOR IN COMMERCE PER OCCURRENCE AND INCLUDES 3RD PARTY DEFENDANT {>= $1,000,000} 10.ATTEMPED EXTORTION OF FUNDS FROM BIRTH CERTIFICATES ACCOUNTS, SSN ACCOUNTS OR OTHER ASSOCIATED ACCOUNTS BY FRAUD DECEPTION, FORGERY BY ANY AGENT ENTITY OR CORPORATION PER COUNT OR CHARGE. {>= $1,000,000}
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| 08/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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Dear Consumer Financial Protection Bureau, I am writing to formally dispute certain information on my credit report based on my rights under the Fair Credit Reporting Act ( FCRA ). The specific sections I am referencing include : 15 USC 1681 Section 602 - This section establishes my right to privacy. The information being reported violates this right as it inaccurately represents my financial behaviors.
15 USC 1681 Section 604 - According to this section, a consumer reporting agency may not furnish a report without my written instruction. I have not provided such instruction for the items I am disputing.
15 USC 1666B - This section states that a creditor may not treat a payment on a credit card account under an open-end consumer credit report for any reason. The items I am disputing seem to violate this provision.
The following items on my credit report are inaccurate and need to be addressed : XXXX XXXX XXXX - LAST 4 SS # XXXX XXXX XXXX - LAST 4 SS # XXXX I ask that they be corrected on my credit report. If these items are verified, I request written documentation that confirms their accuracy.
Thank you for your attention to this serious matter. I trust that the CFPB will ensure my rights under the FCRA are upheld and that this dispute will be handled with the urgency and seriousness it deserves.
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| 11/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/2022. I switched cellular phone services from XXXX XXXX XXXX XXXX XXXX XXXX I called XXXX to close my account and they said that I have to called back at the end of the billing cycle because at this time still have several days left to close the billing cycle. I called back by the end of XX/XX/2022 to reminded them to cancel my account and they asked why I was leaving them, and I said because I already have another provider.
After 2-3 months later I started receiving these bills from XXXX alleging that I have to pay them, and I told them that I have not used their service since XXXX when I switched providers. I even request to send me proof that I was using their services. I said send me a detail bill of my cellular use with you including where I have been calling or texting. They never sent a detailed bill. But they kept send more bills until I received a letter from a Collection agency, and I wrote a letter to the collection agency asking for an explanation of the bill with details of usage, but I never received anything. And now on XX/XX/2022, they reported a FRAUD on my credit rating, and my credit score drop significantly. I want this to be removed from my credit score as soon as possible! I have a very good and clean credit score, and don't want to have ruined for this senseless charged!
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| 09/13/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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|
Web |
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According to the Fair Credit Reporting Act 15 USC 1681 section 602 a states " There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. I have the right to make sure my private information isn't shared which is backed by 15 USC 6801 which states " It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. '' 15 USC 1681 section604 a section 2 " any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. '' The financial institution and the Consumer reporting agencies do not have my consent to furnish my information and they do not have my written consent.15 USC 6802 ( b ) ( c ) I do not consent and revoke any and all verbal, non-verbal, written, implied, all assumptions to disclose nonpublic personal information to a nonaffiliated third party " 12 CFR 1016.7 states that " A consumer may exercise the right to opt out at anytime. '' I am opting out of your reporting services.
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| 10/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I decided to switch fromXXXX to another XXXX. In order to do that and keep my same phones, it was required to pay off remaining balance which were the cost of the phones and monthly phone bill. XXXX payments were provide to complete this before they would unlock the phones to allow the new XXXX to activate them. The first payment was for {$440.00} paid on XX/XX/2022 at XXXX XXXX. The phones still wouldn't activate which lead me to call back to be told there was still a balance that needed to be paid and the second payment was {$180.00} on XX/XX/2022 paid at XXXX XXXX. I talked to XXXX people who advised that all balances were now paid and the account was successful closed and phones will now be able to be unlocked for the new XXXX. All of a sudden I receive a XXXX point decrease across all three credit reporting for collections from Ashmer Collections to collect {$460.00} for the cost of the phones! I have attempted to dispute immediately and sent both proof of payments and its still reporting. I've requested validation of debt and dispute papers and gato not received. I call them weekly and only keep getting short rude responses saying to wait for the documents! I was in the middle of buying a house and this stopped me causing devastation to my family! I want this DELETED for all three reports NOW!
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| 11/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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XXXX XXXX : {$340.00} on four separate occasions totaling in 120 days or more, I have requested validation of this account. they have refused to send me any documentation regarding this account. This is in total violation of the FCRA. They have neglected to respond and remove this account for failure to respond my last letter is sent was along the line of .....
This letter is formal notice that you have failed to respond in a timely manner to my dispute letter, deposited by registered mail with the U.S. Postal Service on that date.
Federal law requires you to respond within thirty ( 30 ) days, yet you have failed to respond. Failure to comply with these federal regulations by credit reporting agencies are investigated by the Federal Trade Commission ( see 15 USC 41, et seq. ). I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC should you continue in your non-compliance. I further remind you that, as in Wenger v. Trans Union Corp., No. 95-6445 ( C.D.cal. Nov. 14, 1995 ), you may be liable for your willful non-compliance. Be aware that I am making a final goodwill attempt to have you clear up this matter. You have 15 days to cure.
THEY NEVER RESPONDED i would like this account to be removed from any credit bureau it is reporting to
|
| 05/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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My son had services rendered from XXXX XXXX XXXX based in XXXX, AL in XX/XX/XXXX. At the visit I paid a {$20.00} copay, posted on XX/XX/XXXX to my HSA account. I received a bill in XXXX of XXXX for the remainder and paid the bill of {$72.00} on XX/XX/XXXX.
I received a call from AmSher, a collection agency in XXXX, AL on XX/XX/XXXX, advising, very forcefully, that I owed money and refused to give me details until I provided them with my childs personal information. As a minor, his information should NEVER be given and I asked if I could give mine since I was the responsible party. She advised no and was very rude. I hung up and called back to speak with someone. The next person advised me that XXXX XXXX XXXX has sent the bill to collections on XX/XX/XXXX and I could email her my paid receipt and they would remove it.
I emailed my receipt on a XX/XX/XXXX and called XXXX XXXX XXXX to ask them to remove from collections. I left a message and no return call. I received a bill from the collection agency, AmSher, on XX/XX/XXXX stating a bill date of XX/XX/XXXX, 3 business days after I had advised and shown proof it was paid. I still can not get a call back from XXXX a XXXX XXXX and have identified 20 or more people this company is sending medical debts to collections for paid bills in my community.
|
| 03/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I preferred and paid for a cell phone and service. They mailed the phone to the wrong address. I never got the phone activated the phone it was never activated or used according to the mobile company XXXX XXXX. I got a bill for XXXX I calledXXXX XXXX XXXX XXXX. They've turned it over to AmSHER collection agency and is affecting my credit in a negative way XXXX a rep from XXXX XXXX told me on XX/XX/2023 at XXXX cst. appox. I've been trying to get this taken care of since XX/XX/XXXX. It's 7 months later. I think at this point a monetary award should be given to circumvent further legal action being taken in regards to This is fraud, mail fraud, identity theft, harassment, defamation of character, violations of my rights to privacy, fdcpa violations, fcra violations, fcba violations. I never gave them permission to sell my information to a3rd party I never gave my express written permission to use my identity in this way either. It's costing me money and time to deal with this and hurting my reportable credit and credit worthiness and my ability to obtain new credit. I've been victimized in several ways from this company and we never did business officially bc I never got out activated or used the device. I canceled the contract bc of it and they agreed, now 7 months later here we are.
|
| 01/11/2024 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
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Called my father from an unknown number claiming that I had a legal matter pending and gave them a case #. Told my father if I did not contact them within the next 10 minutes he would be served with paperwork for me and my wages could be garnished. Gave them a number of XXXX to call back. I called them back was asked for the court case number and then transferred to a XXXX XXXX who tried verifying my social security number but it was wrong, then gave me the right one. Then proceeded to tell me my birthdate. I asked what this was about and why they were threatening me said that it was a process server who contacted my father and not him that he doesn't have the availability to do that. Tried to say XXXX XXXX XXXX XXXX was stating I had a deposit by XXXX that needed to be paid and it was charged off in XX/XX/XXXX. In which I told him I did not have a XXXX account at that time and that debt is not valid. He said I would just need to go to court and where could he send the process server because if not I will be served at work. He then hung up. I called back asked for the company name which they advised AMSHER. I have not had a XXXX account since XXXX not sure what they are speaking of and using tactics to scare my father that they are the government and will serve him is ridiculous.
|
| 06/08/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
On XXXX XX/XX/XXXX, Amsher Collection Services reported a {$50.00} delinquent debt to the following credit reporting agencies : XXXX XXXX Creditor Name AMSHERCOLLECTIONSERVICES Account No.
XXXX Original Creditor XXXX XXXX XXXX XXXX Responsibility Individual Original Balance XXXX Balance XXXX Date Opened XX/XX/XXXX Date Reported XXXX XX/XX/XXXX Remarks Placed for collection Medical|Subject has not satisfied debt.
-- -- Remarks -- -- I am military stationed in XXXX, and have not been living in the US since XXXX. All of my medical expenses are billed to XXXX XXXX, as I am XXXX XXXX military. There is no situation where I would owe a debt of any kind to XXXX XXXX XXXX.
Furthermore, no one has ever informed me of this debt in by any method, until it appeared on my credit report last week. I have tried to call both XXXX XXXX XXXX and Amsher Collection Services, as well as left messages on their website, but have not received a response.
I am moving back to the USA in XX/XX/XXXX, and will need to have my credit at an acceptable level so that I may begin potential home shopping. I have worked diligently for years to repair my credit, and this is going to cost me a significant amount in interest on home loans, etc. if this is not resolved quickly. Thank you for your assistance.
|
| 07/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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On XX/XX/XXXX, I received an alert on my credit report that a new debt had been added. The debt was for {$97.00} and was from XXXX XXXX XXXX XXXX. I called the debt collector ( Amsher Collection Services ) on XX/XX/XXXX. The representative was ready to take payment by phone despite my informing her that I had paid the debt, well over a year ago. The representative also stated that notices had been sent to my address. I told her I had not received any notifications and asked to confirm if they had the correct address. The representative gave a wrong address and when I tried to correct her, she transferred to her manager. The manager told me that I would be able to dispute the claim when they send me the information in the mail. My next call was to XXXX XXXX XXXX and they confirmed that the debt had been paid. I was upset and contacted Amsher Collection Services. They stated it would take around 30 days to confirm and remove the debt from my report. The frustrating part was that Amsher Collection just added the debt without confirming it's authenticity. They were unreasonable and acted like it was no fault of theirs. I searched online reviews of Amsher and the reviews stated that they were notorious for adding debts to credit reports with no justification. That practice is unfair.
|
| 04/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
XXXX started new service with XXXX XXXX and XXXX ended service and returned equipment to XXXX store in XXXX XXXX XXXX Texas.
XXXX credit reporting bureaus contacted me to tell me an unpaid balance of XXXX was reported to Amsher Collection Agency XXXX called Amsher Collection at XXXX to dispute the charges and get details and paid the XXXX XXXX called XXXX to dispute collection item off my credit reports and to reimburse me for the XXXX I had paid the collection service. Dispute Number XXXX XXXX called XXXX to dispute collection over the phone. XXXX, dispute # XXXX XXXX filed online dispute with XXXX XXXX XXXX filed online dispute with XXXX XXXX dispute # XXXX XXXX dispute resolved with XXXX and XXXX per their investigation and found in my favor ; therefore negative reporting was taken off my credit report.
XXXX called XXXX to get back the XXXX I paid that they had reported to collection. There was no balance on the XXXX account because I had followed their policy and procedure regarding customer XXXX back guarantee in the proper window of time.
XXXX called Amsher Collection to get reimbursed for the XXXX and they told me XXXX would have to refund my money XXXX called XXXX to get refunded. They wouldn't reimburse me XXXX I am now filing a CFPB complaint to get my money back
|
| 05/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
Older American, Servicemember |
|
Company/Creditor Maury Cobb attorney at law, XXXX, AL XXXX sent first letter XXXX XXXX, says respond by XX/XX/2023 ; however, on XX/XX/2023, they had reported a negative derogatory mark on my credit file, didn't give me the opportunity to respond, tarnishing my credit report.
The name on my credit file is Amsher Collections, out of XXXX, AL XXXX XX/XX/XXXX, I sent certified letters to both agencies creditor disputing this information, also I was requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to that creditor.
I waited 30 days as per the Fair Debt Collection Practices Act and the Fair Credit Reporting Act and they sent some computer printout copies of the itemized statement.
They failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately.
Also the company is using two names one to correspond via mail, and the other to mark on my credit file.
I sent a second letter to this creditor, and they have not responded to the second letter and it has now been over 30 days as per the coreFair Debt Collection Practices Act and the Fair Credit Reporting Act. and still see an adequacy derogatory mark on my credit file.
|
| 04/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX sent my name to a collection agency for the amount of {$100.00} where in a do not owe XXXX this amount for any bill. My ex wife was the primary account holder for 4 lines and my number happens to be under this four ( 4 ) lines but I was not responsible for the bill. My ex wife was the account holder and that was her responsibility while a took over the cars insurances, internet and cable bills. When we got separated she closed the account with the balance owed on it. instead of XXXX billing her the amount she owes they sent me the bill and I rejected it then opens my own account with XXXX in my own name with a different number. Even the lady that was processing my new account told me I was not responsible for the my ex- wife account because I did not initially opens the account. When I check my credit report I find out that XXXX debt collection agency has placed that amount on my credit report and XXXX point was deducted from my credit scores. I have called XXXX on XX/XX/2022 @ XXXX to removed the item from my credit report and I also follow up on XX/XX/2022 @ XXXX. I also Called the XXXX debt collection agency and they said XXXX has to resolve the issue for it to be removed from my credit report. XXXXXXXX keep turning me around without any solution to the issue.
|
| 03/30/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
Debt was paid at the end of XX/XX/XXXX because I got XXXX in XX/XX/XXXX. My mother paid for that bill inFULL. I got a bill for collections for medical {$730.00}. I have a private doctor and XXXX and XXXX which COVERS ALL hospital and medical procedures will attach a COPY. tHE LAST XXXX BILL WAS OPENED IN XX/XX/XXXX, and the other one was open XX/XX/XXXX. I have had XXXX SINCE I GOT OUT XX/XX/XXXX until present. ACCORDING TO COLLECTIONS AND PAPERWORK WILL SHOW THAT i WAS XXXX AT THAT TIME AND IT IS IMPossible for me to apply for a phone in XXXX!!!!! ... Please investigate and any information needed please feel free to email me or call me XXXX, The XXXX debts are illegeitmate and the one debt for XXXX for XXXX opened on XX/XX/XXXX was PAID IN FULL. PLEASE CONTACT T-MOBILE and ask them why my account was open when i was it was paid in full and the other claim I was XXXX for 7 months more after the account was open ; and who authorized this transaction of opening another line on my name wihile me being XXXX in unsafe and strictly unprofessional. If these debts are not erased I WIll contact a lawyer if proof given today is not enough, the last image is the imei number which can tell you where the phone is and when it was used last. Please look into that as it will clear me,
|
| 03/16/2017 |
Yes |
|
- Incorrect information on credit report
- Account terms
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|
Web |
|
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I was looking at my credit report today and noticed that I had a collection on all of my credit reports from Amsher Collection Services. This collection agency was hired by XXXX for cell phone services. I had paid XXXX their last payment my services where already disconnected. I disputed my XXXX bill several times with Consumer Financial Protection Agency because XXXX had taken money out of my account for my cell phone services that was not authorized. Also, it is documented that I was billed unfairly and the amount was not in the contract. Amsher Collection services stated that XXXX said that I still have a bill of {$360.00}. I have not had services with XXXX in almost 2 years so this amount is not accurate. I also paid the last balance that was owed before XXXX disconnected my services because they were upset that I complained to CFPB. I called Amsher Collection Agency and spoke with a representative named XXXX. He was rude to me and told me that I have two options. I could speak to the attorney or he would hang up on me.
I would like for this collection to be taken off of my bill because I have disputed my bill with XXXX. I had paid off what was owed on the cell phone bill and I do n't owe any other amounts due to XXXX excessively billing my account unfairly.
|
| 02/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Where is my signed HIPPA form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. This letter may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information.
|
| 09/19/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent to Amsher a response to notices sent to me from the credit Bureaus and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : NONE OF THESE WERE PROVIDED TO ME BUT A BILL WITH A NAME AS MY
|
| 12/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I noticed a significant drop in my credit score in XX/XX/XXXX. About 90 points in 30 days. I do not have any credit card debt, mortgage or car payments so I found this very odd. I have a small amount of student loans that are almost paid off but I only recently graduated. I looked into my credit report and noticed a {$1900.00} notice of debt collection from Amsher Collection agency collecting on a delinquent XXXX bill. ( attached below ) I have never had an account with XXXX in my life. So I called both Amsher and XXXX. XXXX told me there was no account in my name they had a record of. Amsher forwarded me to odd people asking for my personal information and SSN. I felt uncomfortable and decided to call the CFPD. They guided me to help file for fraudulent identity theft, put a freeze on my credit and told me to send a letter of validation in order to gain more on the debt. I did all of those things and also disputed the claim from my records. I sent a letter of debt validation to Amsher ( attached below ) on XX/XX/XXXX and never received a response. I also was denied by dispute on my XXXX credit report ( attached below ). I want this fraudulent activity removed from my credit. Please let me know if I can provide any additional resources. Thank you
|
| 12/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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|
Last year my father, ( XXXX XXXX ), had XXXX XXXX installed at his house. The first bill he received was in my name, we scratched my name out, put his name in place of mine, he wrote a check sent them the bill. We called and told them that this account ( XXXX ) was his and not mine. The guy that I talked with assured me that the next bill he got would be in his name. It was not, they sent it in my name ( XXXX XXXX ) again. We called back, once again was assured that it was in his name. Every bill we got was in my name not his.We have sent letter after letter, made phone call after phone call to XXXX XXXX regarding this matter, but they are dead set on making me pay for someone else 's bill. I have never had XXXX XXXX in my life. But now they have turned this over to a collection agency ( XXXX XXXX XXXX ), which in turn put it on my credit report dropping it over a XXXX points. I have filed a dispute with all three credit bureaus. I am at my witts end, dealing with this matter. I talked with a lawyer and he said my best action was to file a dispute with all three credit bureaus, and contact this office. I should not have to pay for anyone else 's bill. Now I guess I am stuck with a bill that is not mine on my credit report until the year XXXX.
|
| 10/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have multiple apartments which I do not live in which I provide internet service for. I auto-pay for service, bills are sent directly to my home address, and when service is discontinued, I return equipment personally. Because I manage up to XXXX accounts, I am well versed with the low quality of work they do at their store, so I save all receipts.
In this case, an account was paid in full and equipment returned. Several months later, with no communication regarding a passed-due amount, a new tenant received a notice in the mail ( only my personal address, not tenant address was used for this account 's billing so the new tenant getting my billing information is already in the weeds ) from Amsher, not XXXX Communications XXXX
I contacted both companies. Amsher gave me a ticket number XXXX and said they would respond. XXXX also said they would respond. Neither responded but over the course of months have ignored completely the fact they are sending out incorrect notices to incorrect people at incorrect addresses.
I have receipts proving the equipment that was returned is also the equipment they are sending out debt notices for. I received no information from XXXX regarding this account being passed due ( because it never was ).
|
| 08/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received a credit alert on my credit report. I now just check and find this company called AmSher Collection Services , Inc, XXXX XXXX XXXX, XXXX XXXX, XXXX, Al XXXX Tel ( XXXX ) XXXX on my report, had thrown me into collections. I have never heard of them. Never received any correspondence from them what so ever. I look at website and it first ask for last 4 digits of my ss number. Please note I was robbed in 2019 and my info was used and again in 2021my information was stolen.
I reported this last time my info was compromised through a company called Biz2Credit to the office of Inspector General and I have a letter from them acknowledging my complaint.
I am not sure if this company is connected to some random company that called my parents house last week demanding they pay my debt, but my parents are elderly so they just hung up scared.
Please help me. We are in the middle of a resurgence during a pandemic I am broke trying to rebuild last thing I need in my credit score going down lower and this company already did that. I tried calling them and they hung up on me when I refused to give ny social security number. Please I beg of you to help me.
Please note my new address is XXXX XXXX XXXX # XXXX XXXX XXXX New York XXXX.
|
| 01/29/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am writing to address a concerning matter involving Charter Communications ( XXXX ) that has resulted in my unjust placement into collections for an alleged amount of {$340.00}. I am providing you with a detailed account of the situation, including relevant dates, amounts, and actions taken : Date of Equipment Return : XX/XX/2022 Description of Incident : On the specified date, I returned the equipment to Charter Communications, as evidenced by the attached receipt. Despite this, I have been erroneously charged {$340.00}, with the claim that the equipment was not returned.
Action Taken by Charter Communications : Despite providing evidence of the equipment return, Charter Communications has still placed me into collections for the alleged amount. This has adversely impacted my credit report.
Resolution Requested : I request that the collections account related to this incident be promptly removed from all credit bureaus. The attached receipt serves as irrefutable evidence of the timely return of the equipment. I believe it is imperative to rectify this situation promptly to restore the integrity of my credit report.
I appreciate your immediate attention to this matter and trust that it can be resolved promptly.
Sincerely,
|
| 04/07/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
Amsher Collection is incorrectly report a derogatory mark to all three of the credit bureaus. Account was taken care of with the original creditor XXXX XXXX. XXXX was charging us for equipment that was not returned after the account was closed. Contact XXXX on XXXX XXXX, 2020 and they email us the three ( 3 ) separate labels to return 3 different pieces of equipment. The equipment was mailed back via XXXX to XXXX AND accepted at XXXX XXXX loading dock on XX/XX/2020 @ XXXX XXXX. I contact XXXX network directly and they credited the account for the equipment, waive the early termination fee because the contract was cancelled because a truck stuck the home rendering it to be unlivable and eventually the home was torn down. After they credited the account the remainder of the balance {$150.00} was paid in full directly to the original creditor XXXX XXXX. Amsher refused to remove the incorrect negative information citing the account is no longer with them it is now with XXXX XXXX XXXX @ XXXX. I have contact XXXX XXXX the advised they no longer see a balance and to contact Amsher to have the incorrect balance removed. We disputed the information with the credit bureau and Amsher continues to report incorrect balance.
|
| 10/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I received a letter dated XX/XX/2020 from AMSHER COLLECTION SERVICES , INC. notifying me that a debt of {$100.00} had been placed in their office for collection. I did not recognize the debt and had never been notified of it previously, so I called the Original Creditor ( XXXX XXXX XXXX ) and they confirmed that they had no record of me ever owing them this charge.
I mailed a letter to AMSHER requesting verification of the debt within 30 days of receiving the notice. On XX/XX/2020, I received a letter from AMSHER dated from XX/XX/2020, stating that they received my notice of dispute and that they would contact the creditor with a request for validation on the account and would provide me with documentation they received as a result.
It has been 30 days since they sent that letter stating that they received my notice of dispute, and I have not received any documentation or verification of the debt from AMSHER. The account is now showing on my credit report with XX/XX/XXXX and XXXX as open and as a derogatory mark.
XXXX deleted the account when I contacted them about the issue, but XXXX and XXXX has a comment on the account that states " Account information disputed by consumer, meets FCRA requirements ''.
|
| 01/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I not only dispute the debt validity because the debt originated from internet service I was not able to receive because of a defective device but two different statements clearly show a final balance of {$200.00} - NOT {$520.00}.
XXXX turned over my account to Amsher collections & I responded immediately to dispute the legitimacy of the debt & uploaded my dispute to Amshers website. But Amsher Collections submitted my account to the 3 credit reporting agency anyway, for more than twice the amount.
I had an " Excellent '' credit score on my credit reports until this debt arising from a dispute over the validity of this debt. It stands to reason that it would be a conflict of Amshers interest to give me a favorable ruling because they get revenue from collecting XXXX unpaid accounts. Amsher then extorts people like me to either pay up or they will hurt my credit.
Please help me to get my Excellent credit rating back because the way this matter is currently being handled is tantamount to extortion i.e. whether I actually owe a debt or not is not relevant and if I dont pay them, they will tarnish & keep tarnishing my excellent credit score by making it appear the debt collections is for a valid & ligitimate debt.
|
| 09/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I signed up for XXXX XXXX, ALSO XXXX XXXX, XXXX internet in XX/XX/2020. The internet equipment delivered was stated to be an easy self-installation. I spend several hours on hold waiting for customer service to have a technician sent to my house. A technician was finally scheduled on XX/XX/XXXX, but his arrival was 4 hours after the scheduled window of arrival time, and I was unable to be there to let him in. Several attempts to reschedule were not accommodated. I spoke to customer service several more times and they indicated I would not be charged as I never received any services from them. I returned the equipment to the local branch. On XX/XX/2020 they referred by debt to AmSher collection services. I told them the debt is invalid as I never was able to use the service nor connect to the internet through there services. They took this back to XXXX XXXX, XXXX who continues to contend that the debt is valid. AmSher is threatening to place a collection account on my credit report, and I think this is invalid and highly unethical.
My Creditor account number is : XXXX My AmSher Acct # is XXXX I'd like to stop receiving phone calls and letters related to this and have this unwarranted collection service to cease.
|
| 07/13/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
XXXX XXXX XXXX XXXX has recently placed a negative account on all 3 of my credit reports with XXXX, XXXX, and XXXX on XX/XX/XXXX. I do not have a contract with this agency, nor am I responsible for this debt. The company has not validated this debt, they have only sent an itemized bill without my signature on it. The account number is : XXXX in the amount of {$230.00}. The original creditor is XXXX. In XXXX, this debt was showing on my credit with Amsher Collection agency, which in turn sold this account to XXXX or XXXX XXXX XXXX XXXX. Once I disputed this debt and negative account with Amsher in XX/XX/XXXX, Amsher Collection immediately took this debt off of my credit report and did not want anything to do with me disputing this inaccurate information. On XX/XX/XXXX I was told by Amsher that this would be deleted off of my credit and that they had sent letters to all 3 Bureaus. The debt was taken off of my credit. Now, fast forward to XX/XX/XXXX, this same debt re-appears on my credit without my knowledge, and with a different collection agency called XXXX. This is unfair debt collection practices. I want this inaccurate, no contract, not liable, negative debt and account removed from all 3 credit bureaus.
|
| 01/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
T-mobile, working with Amsher Collections harmed my credit score substantially by prematurely reporting a debt to all three credit bureaus without proper notification on a closed, paid in full account. I have not received any correspondence from either XXXX or Amsher. My first notification of any amount due was an alert from my credit monitoring service.
Upon further investigation it appears to be standard operating procedure for these two entities to act in this manner, which may be a violation of the Fair Credit Reporting Act. There are multiple complaints online of similar behavior from these companies which appears to be retaliation for dropping them as a wireless carrier.
I called XXXX yesterday, and they refused to speak to me stating that they could not verify my identity because I didnt have some PIN code they wanted. I do not recall ever having a PIN code and when I requested that they verify me by some other means, they refused.
I called Amsher today, and was repeatedly placed on hold for long periods, hung up on more than once, yelled at and then threatened with a ludicrous accusation that I made a false statement. This company should be investigated for their unethical business practices.
|
| 03/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
a couple of years ago when I cancelled my XXXX account, I made sure the equipment was returned and cancellation went into effect prior to the next bill due. During this process XXXX was in the process of being bought out or merged with Charter Communications ; I started receiving a bill from XXXX, even though everything was returned and service cancelled. I called them to let them know I had received a bill and was on hold for 20-30 minutes at which time the representative let me know I could disregard the bill. Several months later, I received another past due bill, I called again and again the representative said she would make sure the bill would be taken care of. Months went by, sometime last year I received a collection notice from Amsher Collection Services, and the following month they started calling me 2 or 3 times a day during odd hours!! I spoke to a representative from Amsher letting them know I wasn't responsible for the bill and that they were calling at XXXX disturbing my kids sleep!! They hung up on me! 2 months later I have a collections item from Amsher/Charter for {$140.00} from XXXX which I'm not responsible for! They put a collections record on my XXXX credit report . This is crazy!
|
| 02/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This is the second time this debt hit my credit score, below is a copy/paste which summarizes what transpired. Looks like XXXX decided to hire a new collection agency even though they acknowledged the debt is not real. The new collection agency ( Amsher Collection SE ) has not called me but has made a negative statement which hurt my credit.
" This debt was the result of a double billing error from an old XXXX Internet account. On XXXX/XXXXXXXX, I spoke with XXXX of XXXX, who confirmed that this was a double billing error and it will be removed. XXXX gave me the number for XXXX XXXX ; I called XXXX XXXX and spoke with XXXX on XX/XX/XXXX ( Ticket # XXXX XXXX XXXX ) and I was told that the amount would be taken out of collections. Despite all my attempts to resolve this double billing error, XXXX XXXX XXXX continues to report this false delinquency on my credit report, they have contacted me by phone, and send me e-mails demanding that I pay a debt which they have acknowledged to be a double booking error. XXXX XXXX XXXX has caused emotional and financial damage due to my lower credit score ( which affects my interest rates ) and the stress that comes from receiving false collections requests. ''
|
| 09/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
On or about XX/XX/2023, I submitted a loan application to XXXX XXXX and was denied. Shortly after I received an alert from my XXXX XXXX app that I had a Collection on my file with XXXX. I was surprised because I had no negative accounts with XXXX. I then receive an adverse Action letter sent to me via email stating that XXXX showed a collection within 90 days ( letter enclosed ). I later discovered that Amsher also furnished this same information to XXXX.
Further research revealed that the culprit was Amsher Collection Services. Amsher had no Permissible Purpose and no consent from me to park this account on my credit file. I never received a phone call, nor any electronic communication as well as any written communication from them. They recklessly and willfully violated the rights given to me that are established under CFPB. As a result of Amsher 's deliberate action, this is what I suffered : 1 ) Damage to my character and consumer credit worthiness.
2 ) Harmed my ability to obtain credit.
3 ) Caused me great distress.
4 ) Injured my general reputation.
5 ) Damaged my mode of living in which I expected to establish credit to be used for personal, family, household, or business purposes.
|
| 07/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I reached out to the company requesting to settle and do a pay to delete. They responded declining the settlement offer. Several months later I logged into there portal and selected one of the TWO payment options listed. I selected payment option one and made payment. Well they processed my payment however they reported to the credit bureaus that I had a remaining balance of {$43.00}. I immediately sent an email advising that I settled the debt under there terms which was a 20 % difference & the debt would be considered Paid in full Well bc they did not update accurately I sent an email advising them of the error and was advised that it would be updated to paid. Well on yesterday I received a notification of a NEW COLLECTION ACCOUNT with Amsher, this is incorrect, I then sent and email on yesterday right after I received the notification requesting the account to be deleted due to there consistent error of updating the account with incorrect information. I received an email on today to advise that the account was updated in other words correctly also in my email that I sent I attached where clearly it says NEW ACCOUNT. Now on today I received another notification of a New Collection Account.
|
| 09/28/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have a collection from this agency and another on my credit report, The agency i would be addressing today is AMSHER Collection agency. I have spoke with them numerous time about getting this off my credit report, the first time i was told i would be mailed a form with 7 days, that i would need to fill out and foward to XXXX. 2 Weeks of not receiving such, i than contacted them back. i explained to them ive been trying to get a auto loan and this is 1 of the 2 agencies holding me back due to a debt that is in fact not mine ( XXXX XXXX ). I offered to provide my birth certificate as well as state ID hoping this would expedite things since both pieces of evidences clearly state that i was a minor ( Under the age of XXXX ) at the time of these accounts. I can not have a civil conversation with amsher collection agency without being interrogated about this matter, i have been asked for payment on these debts everytime i call to dispute this matter, and ive just been getting the run around, I dont see why its so hard to remove this debt off my credit report since it clearly could not be my debt since all this was done before i turned the legal age ( XXXX years old ), to even sign a contractor.
|
| 05/20/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Dear Amsher Collections, I am writing this letter to express my dissatisfaction with your services. On XX/XX/2023, I received a notice of debt from your company. However, on XX/XX/2023, I sent a dispute regarding the debt, to which you responded but failed to provide the requested information.
Despite my request, Amsher added tradelines on or about XX/XX/2023, stating that I owed the disputed debt and dismissed my FCRA rights. On XX/XX/2023, Amsher sent a statement but none of the the other documentation requested. Please note Amsher sent the documents after posting to my credit report, which is inconsistent with FCRA. Letter from Amsher dated XX/XX/2023, has been attached.
As a XXXX citizen, this has caused me a great deal of stress. I have attempted to communicate with Amsher several times to have my FCRA rights recognized, but to no avail. I have included communications with XXXX XXXX, Client Service Manager.
Amsher emailed information from XXXX, but as I originally stated, I do not owe the debt. Amsher 's actions have completely disregarded my rights and I am now seeking help from the Cfpb. I hope you will take the necessary steps to rectify this situation.
Sincerely, XXXX XXXX
|
| 06/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection Services was placed on my credit report for a balance that was owed to XXXX in the amount of {$820.00}. This information is fraudulent and suspicious. I filed a dispute with XXXX on XX/XX/XXXX and XXXX contacted Amsher Collection Agency. Amsher could not verify that the amount belonged to me and that it was incorrectly reported on my credit file. This account has been removed from my credit report. However, I sent in two money orders before I found out that this account was removed from my credit file. I sent two money orders in the amount of {$820.00} to the XXXX XXXX XXXX XXXX XXXX who is working on my account on behalf of Amsher Collection. I am having issues with receiving my money back. XXXX XXXX keeps telling me that I need to contact XXXX for remittance of payment, but XXXX said that the account has been sold to Amsher and I need to refer to their office. Amsher keeps referring me to the XXXX XXXX XXXX XXXX XXXX and XXXX XXXX refers me to XXXX. It has been difficult getting in touch with someone. I am concerned that this account appeared on my credit report and it was incorrect and didn't belong there. This seems fraudulent. I am planning to file a police report.
|
| 04/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
In XXXX of XXXX, A bad debt for collection was posted on my XXXX Credit Report. I was unaware of this until I received a phone call from the Attorney 's Off. XXXX XXXX, XXXX. on behalf of Amsher Collection Services, XXXX XXXX XXXX, XXXX XXXX, XXXX, Al. XXXX, XXXX, early in XXXX, XXXX. They informed me of a certified collection letter for {$600.00} was being mailed and I needed to pay this bill.
Immediately my husband and I began calling Charter Communications Services, regarding this unpaid bill. Charter 's Attorneys researched this unpaid bill and found that all of our accounts had been paid in full as of XX/XX/XXXX. I reported this to XXXX and they began an investigation.. In checking my credit report XXXX, I discovered this bad debt was still on my credit report. I started another fraud investigation with XXXX and received a final report dated XXXX stating the investigation was completed and the disputed item for Amsher Collection Services # XXXX, HAS BEEN REMOVED FROM MY CREDIT REPORT, with XXXX Credit Bureau XXXX Just 2 days after receiving this report, I received another phone call from XXXX XXXX, Attorney 's office trying to collect this disputed debt. What am I supposed to do???
|
| 03/01/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
You are hereby under provisions of Public Laws 95-109 and 99-361, also known as the " Fair Debt Collections Practices Act, '' notified that your services are no longer desired. You and your organization must CEASE & DESIST all attempts to collect the debt. Failure to comply with this law will result in my immediately filling a compliant with the Federal Trade Commission and the Texas Attorney General Office. I will pursue all criminal and civil claims against you and your company. Let this letter also serve as your warning that I may utilize telephone recording devices in order to document any telephone conversations that we may have in the future. Furthermore, if any negative information is placed on my credit bureau reports by your agency after receipt of this notice, this will cause me to file suit against you and your organization, both personally and corporately, to seek any and all legal remedies available to me by the law. Since it is my policy to neither to recognize nor deal with collection agencies, I intend to settle this account with the original creditor. Lawyers acting in the capacity of " Debt Collectors '' three or more times a year are considered " Debt Collectors. ''
|
| 06/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
An account belonging to XXXX XXXX had a cell phone account with XXXX. When the account was disconnected with an outstanding balance the account was reported as a collection on my personal credit report. XXXX acknowledged the account was a corporate account and should not have been reported on my personal credit report and told me I needed to contact the collection agency they hired, AMSHER COLLECTION SERVICES, XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX ( XXXX ) XXXX. When I called Amsher Collection Services I was told by a rep there that my file was being handled by XXXX XXXX XXXX XXXX XXXXXXXX XXXX. I was told by the rep that the law office often negatively reports corporate debt on individuals reports to prompt them to make payment. I demanded the erroneous reporting be deleted from my credit files and was told since the business had made payment that what was reported on my credit report would be removed. After two weeks it is still being reported. Through my online research I was able to confirm what I was told by the repXXXX XXXX XXXX XXXX XXXX XXXXXXXX has lost several law suits related to unfair/unlawful collection practices, at least one of which was a class action law suit.
|
| 10/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I was contacted around XX/XX/2015 regarding a XXXX account which, in my best knowledge, was owned by my father, XXXX XXXX, when we used to live in an apartment, XXXX XXXX XXXX XXXX XXXX a couple of years ago, TX XXXX. My father is a senior citizen, so since I take care of many of his day to day needs and business, I used to make payment to his dish network account using my credit card information.
I was contacted by this collection agency first time ever. The representative mentioned the XXXX account like it was mine, so I told him it was under my father name, XXXX XXXX. Then he said, I had been paying his bills. I told him, I used to make payment, behalf of him using my credit card information.
This collection company using illegal tactics to collect a debt. XXXX XXXX never tried to collect the due balance from me by trying to make me liable for the remaining balance.
Collection company report the due balance to my XXXX XXXX credit report. I am a very responsible homeowner and have had a mint credit history.
A notarized statement from my father could be provided upon request that it was his account and I was n't liable for it to begin with.
My father lives with me.
|
| 10/04/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I had internet service with XXXX XXXX at my residence located in XXXX, NH. I cancelled the services on XX/XX/XXXX of XXXX and moved to XXXX XXXX, TX. XXXX then decided to bill me {$94.00} for the month of XXXX, for a service that I had already cancelled at an address that I no longer even lived at. I called my bank ( XXXX XXXX ) to dispute the charge on my card, and they said they would contact XXXX and handle it for me. I filed the dispute with XXXX XXXX on XX/XX/XXXXXXXX and the dispute was resolved ( and the charge refunded ) on XX/XX/XXXX.
Sometime around XXXX of XXXX ( can't find exact dates ) I started to received collections letters from XXXX XXXX XXXX regarding unpaid debt to XXXX. i told disputed the claim with them, and it was dropped. Then in the summer of XXXX, Amsher purchased this bogus debt and tried to collect. I disputed it with them as well, and they took it to the credit bureaus. I've already started disputes with XXXX, XXXX, and XXXX. They recommended reaching out to your organization to stop XXXX from doing this further. Due to their fraudulent charges, my credit score has gone from over XXXX a year ago to just a XXXX. This is pretty nefarious.
|
| 08/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debts. Your initial communication to me of the alleged-debts was within 30 days ago. Please be further advised, I dispute the validity of the alleged debts in its entirety. Further I request verification of the alleged debts, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect alleged debts and money that I do not owe. I have disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately. As per the law, cease and desist all collection activity, including credit reporting.
|
| 05/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have received robo calls off and on for 6 months, sometimes multiple calls in a day. The calls stopped for about a month but have resumed. I do not have caller ID, so do not have a called from number to share. Robo call advises that they are calling from 'AmSher ' regarding a debt collection. Advised to call XXXX. I have no known debts to be collected. Out of curiosity and in an attempt to end the calls, I called the number a few months ago and got a machine ... I was provided with no information so was unable to enter a 'case number ' or agent name ... I just called again, just to check again ... Currently, their answering machine does not identify them as AmSher or any other company. Previously, the answering machine asked the callers to leave a detailed message ( I did not! ) including name and contact number. Now, the answering machine has a robo woman answer without identifying the company name, then it 'clicks ' over to a robo male like it switched lines and he says all agents are currently busy then askes you to leave a message. Very benign yet very alarming considering the company is supposed to be a collection agency and I have no known debt to be collected!
|
| 05/02/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
My final Bill with XXXX was {$88.00} I had auto pay set up and I personally inquired on wether or not I needed to make my final payment before transferring my service to a different service provider. The representative I spoke with told me that the auto pay would still go through on the date it was set for. Well it didnt and I have relentlessly attempted to contact XXXX about my final bill. If you can imagine my surprise when this was put on my credit in the amount of {$180.00}. This amount is in excess of my final bill as I did not owe equipment fees or any other fees, just my monthly bill. I have since tried to access previous account information but XXXX refuses to allow me any access to previous billing history and once again I must star that I have not been able to speak to anyone about this. Now I randomly have Amsher Collection Service 's reporting this collection every month to the credit bureaus and it is affecting my credit derogatorily. My score literally plummets anywhere from XXXX points on any given day. Its causing me hardship. XXXX will bot allow me to access my account because it will prove I do not owe the amount being posted on my credit reporr.
|
| 08/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. I disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
|
| 08/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. I disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
|
| 01/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
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I, XXXX XXXX, am writing to express my concern about the actions of AMSHERCOLLECTIONSERVICES. It has come to my attention that the company has been illegally reporting on my account, and I am requesting that all communication regarding this matter ceases immediately. I do not give AMSHERCOLLECTIONSERVICES permission to communicate with me regarding any alleged debts, as stipulated in 15 U.S.C. 1692c ( a ). The negative reporting on my credit report is defamation of character, and I have the right to seek actual damages according to 15 U.S.C. 1692k ( a ) ( 1 ). This negative reporting has caused me to be unable to secure a new car, and I believe that AMSHERCOLLECTIONSERVICES is engaging in extortion by reporting on my credit for this alleged debt.
I am requesting that AMSHERCOLLECTIONSERVICES remove its reporting on my credit immediately, or I will fully exercise my rights as a federally protected consumer and seek legal remedies. I will be sending a letter via certified mail to confirm this request. To avoid any misunderstandings, I have included references to the relevant laws for your convenience. I hope that this matter can be resolved quickly and amicably.
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| 11/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A few months ago, I disputed an attempt to collect {$220.00} on behalf of XXXX, made by AmSher Collections Services ( acc # XXXX ) regarding an ALREADY PAID final bill from XXXX. I have receipts and credit statements to prove this, so I disputed this through XXXX XXXX, sent them my evidence and wasnt surprised to find it removed from my credit due to a successful dispute relatively quickly. However, I then received a letter on the XX/XX/XXXX from XXXX XXXX XXXX, another debt collector, stating that they had picked up that same debt. The id # for this account is ( XXXX ) I believe this to be predatory collections tactics, on behalf of one or both collections companies. This debt was never existent as the final bill was paid IN STORE, in XXXX Minnesota late last year ( XXXX ).
Id appreciate an investigation into this, and Im going to be filing a lawsuit against one or both of these companies as well because this is just a plain predatory attempt to circumvent my rights, over nonexistent debt.
If you can contact me at : XXXX I can provide all the necessary documents, receipts and letters as I have to scan them into my computer and Im typing this on my phone.
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| 01/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company added a collection account to my credit report.
Amsher Collection Service Account # : XXXX Date Opened : XX/XX/2022 Balance : {$310.00} This account do not belong to me and this company is in violation of the law. 15 U.S.Code 1602 p ) The term unauthorized use in section 1643 of this title, means a use of a credit card by a person other than the cardholder who does not have actual, implied, or apparent authority for such use and from which the cardholder receives no benefit. 15 USC 1692b ( 2 ) Not state that such consumer owes any debt ; 15 USC 1692j ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not participating. I do not know this company and never been in contact with this company. I want this account deleted from my credit report immediately.
I have filed an FTC report, filed a complaint with XXXX and sent a certified letter to the creditor today.
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| 08/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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Amsher Collection Services was placed on my credit report for a balance that was owed to XXXX in the amount of {$820.00}. This information was fraudulent and suspicious. I filed a dispute with XXXX on XX/XX/XXXX and XXXX contacted Amsher Collection Agency. Amsher could not verify that the amount belonged to me and that it was incorrectly reported on my credit file. This account has been removed from my credit report. However, I sent in two money orders before I found out that this account was removed from my credit file. I sent two money orders in the amount of {$820.00} to the XXXX XXXX XXXX XXXX XXXX who is working on my account on behalf of Amsher Collection. I am having issues with receiving my money back. It has been difficult getting in touch with someone. I would like to receive the full amount that I sent via money orders. I would like a refund of {$820.00}. I haven't received anything in the mail from Amsher Collection regarding this credit/refund. I have attached the money order receipts to show the full amount that I sent to the Law Offices of XXXX XXXX ( Who is working on Amsher 's behalf ). I would like to receive my money back. Thank you
|
| 10/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
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On XX/XX/2022 approximately 6 months ago an account was opened called AmsherCollectionServices. Called on by XXXX the original creditor. I feel like I am being taken advantage of by XXXX, XXXX, and XXXX. These three companies are violating my rights given to me by the FCRA ( Fair Credit Reporting App ). I DID NOT give them permission to access my NON PUBLIC PERSONAL INFORMATION nor did I CONSENT for them to furnish anything on my consumers report. According to 15 USC 1681 ( b ) ( 2 ) my permission is needed for ANY PERSON to access or furnish anything on my consumer report! Yet once again that permission was not granted by me. Not only are inquires being reported without due cause, but my rights to privacy has been infringed upon due to these fraudulent and inaccurate reporting. I have a right to privacy according to 15 USC 1681 ( a ) ( 4 ). I demand that each and every item I disputing to be removed. There is no way any person can validate fraudulent activity! Due to my identity being used without my consent this is basically theft as defined by 18 USC 1028 ( a )! I am being harassed at work Please remove all request as soon as possible. Thank you!
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| 09/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX XXXX from XXXX XXXX XXXX responded to a previous claim that " XXXX recalled an account '' What I am referencing does not state XXXX, it states 11 CHARTER COMMUNICATIONS for an amount of XXXX she also lied and said they do not handle credit reporting. Well please explain why XXXXXXXX XXXX XXXX is on my credit with 11 charter communications listed as the original creditor.
Once again, I never received any information in regard to this fraudulent account that your company ILLEGALLY placed on my credit report without properly notifying me and giving me the opportunity to properly dispute, which is an FCRA VIOLATION on XXXX XXXX XXXX part as a debt collection company. You have laws that you have to abide by.
Now I have provided you with an identity theft report from the government website FTC again. This is a second attempt that I'm noting to inform XXXX XXXX XXXX, that they are reporting fraudulent information on my credit report. According to the FCRA laws you are REQUIRED to STOP REPORTING fraudulent information and remove it from said persons credit report once you are made aware and given a government document stating such, please do so.
|
| 08/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Ive received a copy of my credit report and you are claiming I have an account with you or I owe you something. I have never entered into any business arrangement and I have never signed any contract to conduct any kind of business with you. Also, because you are a 3rd party collector, you have no permission to furnish any information on my credit report in the first place. The law states that before you collect any information, about me, you have to get my authorization to access my credit report for any reason. You didnt do that first, now, I am also exercising my right under the FDCPA to dispute the alleged account and demand validation from you and that you are ceasing and deleting all information you have furnished to any and every one of my credit reports from every single credit repository to which youve submitted this unverified and un-validated information. This is request of PROOF OF CONTRACT to substantiate your claim. Therefore, youll need to provide me with a CERTIFIED copy of an authenticated original contract with my signature, Specially Naming ( AMSHER COLLECTION ) as an entity entitled to enforce a commercial claim against me.
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| 07/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I believe my ex may have been the person to open the account without my knowledge but I do not have any definitive proof ; just my suspicions. Those suspicions have been reported to the XXXX Police Department Cyber Crimes unit as I believe the account was opened online. The collection company contacted me in XXXX and stated there was a collection account in their office. At that time I advised the agent that is impossible as I haven't had T-Mobile phone service since I was employed with the company and expressly stated to the agent if there was an account that bore my name in collections in their office it needs to be investigated immediately for fraud because I have had service with XXXX for years now. The agent ended the call explaining that she would send it back to the company ( XXXX ) for proof or additional documents to be used to validate the account but it was not. However, it was placed on my credit report. After noticing collection on my credit report I immediately called the collection company ; not only could they not explain why this account was recorded on my credit report which is a direct violation of Fair Credit Reporting Act
|
| 12/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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On about XX/XX/XXXX I received a document in my mailbox. It was from a debt collection agency, XXXX XXXX XXXX. It stated I owed them {$810.00} a XXXX debt in my name. I disputed the debt and checked the box, and asked for a verification letter. I also included a letter explaining I had my bank statements going back to XXXX, showing all my monthly phone payments. And letting them know I have been with my current cell phone provider for over 7 years. I never heard anything back from them, they never sent the verification letter... nothing!
Then shortly afterward ( around 5 days ) another debt collector showed up on my credit report. Their name is Amsher Collection Services, and they never sent me anything. Now they, Amsher Collection Services, are all over my credit report. I think they are in some sort of partnership with each other. All I can say is these two debt collectors have made my life miserable, just because they could. I have spent many hours trying to figure out what to do. Shouldn't they have to provide at least some sort of proof? I can not imagine how I ended up in this situation. Thank you for taking the time to read this.
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| 01/26/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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On XX/XX/2024 my XXXX XXXX app accused a collection on the amount of {$2400.00} from a debt collector named AMSHER COLLECTION SERVICES and the creditor being XXXX XXXX XXXX XXXX I have contacted XXXX 's Fraud protection team and filed a Mobile fraud claim over the phone. Days later I received a Letter on the mail acknowledging my identity theft complain and noted the account has been deemed fraudulent and the balance is no longer attributed to me. And that they would request the collection agency to cease collection efforts and notify the credit bureaus. ( This letter is Attached ) Today is XX/XX/2024 and I have received a Letter from Amsher requesting a list of documents including an official police report, a notorized and signed affidavit plus a lot of other time consuming tasks.
I have gone through all this hassle last year with another identity fraud case, my credit was and has been frozen for over 12 months, but this seems to be a never ending battle. And I simply can't afford to stop my days to collect all this paperwork.
Please have these company effectively remove this collection from my credit report.
Thank you, XXXX XXXX
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| 12/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
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|
Web |
Servicemember |
|
prior to XX/XX/2018 i had recieved several robo calls from amsher collections then from XXXX XXXX XXXX XXXX. finally after 5/6 times of telling XXXX XXXX not to call me the calls stopped. i did not give them permission to call my cell phone. i did not give permission for amsher collections nor XXXX XXXX to give my personal information to personnel i do not know.
amsher did not tell me they were putting the alleged debt on my credit report. i disputed the debt and it was not removed.
Prior to XX/XX/2018, representatives from XXXX XXXX XXXX XXXX has threathen to sue, garnish wages and bank account.
prior to XX/XX/2018 i tried to make payment to XXXX XXXX but they wanted to charge me a XXXX fee for using my credit card. i called yesterday and made a payment under the condition the collection will be removed from my credit report. the XXXX XXXX representative stated the collection will be removed.. he said i had to call amsher collections amsher collections said they will report to the credit bureas but collection will remain. XXXX XXXX said collection will be taken off. i told amsher i only made payment as a condition of removal.
|
| 05/16/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
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|
Web |
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I have been wrongfully charged by XXXX XXXX for one of there employees starting an account with out my consent or approval of starting a phone line with them I was charged XXXX $ for a phone I never got so he could get paid.after a while it showed up on my credit and I was confused cause I never got anything from XXXX XXXX to be charged then when I read into it they charged me for putting me on there plan when I was unaware of it. XXXX XXXX destroyed my credit and it dropped a lot because of this collection. I want to take action over this for the employee who did this to me and about my collection Im wrongfully charged for owning I would like to get compensated for all of what I have been threw and how XXXX XXXX takes advantage of customers to make a sale and try to get all of there information and charge people for things they dident want to find out latter then minuplate to get there way to sign up with them or lie or say one thing and then take it back or trying to give out promotions when at the end you saved nothing I would like for this to get followed up on and action to be taken cause no one should go threw this.
|
| 11/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
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This agency is in violation of 15 U.S.C. 1692g. They were to notify me of this in writing 5 days prior, I was not. As the original creditor, only I can validate this debt. I do not validate this debt. Therefore, the following accounts must be deleted from my report.
Failure to respond satisfactorily with deletion of the above referenced account and a free copy of my report after the changes have been made will result in the above actions being taken against your company ; I will also be seeking {$1000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of 15 U.S.C 1692g My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TN XXXX XXXX XXXXXXXX is breaking the law by furnishing inaccurate account. The date opened is wrong. and Date Last Active is wrong. Your company have reinserted same debt from original creditor XXXX It was deleted by Amsher due to violations and now you have let this agency commit the same action. They have only shown a bill not a contract with a bearing signature. I have attached both credit reports so delete this error.
|
| 11/17/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AmSher is collecting behalf of XXXX. However, the XXXX account in question was a business account under an LLC. The service agreement attached names the LLC as the customer ; not myself. The bills ( also attached ) names the LLC. I was the manager on the account and NEVER once gave my personal SSN to XXXX The service agreement has LLC as the Customer and the bills also reflect that same account number. XXXX requests an account manager which is what I was, which is why my name is on the bills ( not the service agreement ).
The LLC was closed and the XXXX was also closed. This remaining balance, XXXX claims, is inaccurate nor is it my PERSONAL responsibility to pay. AmSher has not put this " collection '' on all three of the credit reports which is wrong. I have disputed this three times with each bureau and no additional information was provided by AmSher. AmSher also never attended to reach out to me prior to putting this on my credit reports.
Furthermore, these predatory and illegal practices is unacceptable. I don't know how XXXX or this collection agency got my SSN information when I never provided it.
|
| 02/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with account listed under Amsher Collection Services. I requested a validation on XX/XX/XXXX as this was an account that I did not recognize. I reviewed my credit report again on XX/XX/XXXX and the account continues to reflect on my credit report and I have not received any correspondence from creditor to validate this account as correctly belonging to me nor has any update been made on my credit report to reflect that the account is disputed and therefore a 2nd validation letter was sent out on this day. As of XX/XX/XXXX I have not received the requested validation in a timely manner according to the Fair Debt Collections Practices Act and I do not believe the account belongs to me nor do I believe that the creditor has authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
|
| 11/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I was a customer with XXXX XXXX until XX/XX/XXXX. When I terminated my contract, I asked to pay any remaining balance. After that conversation, I never heard from XXXX XXXX again. Then, on XX/XX/XXXX, I started getting XXXX calls a day every week day from a number my phone identified as spam. After a few days, I picked it up and asked why they kept calling me. They told me they were from AmSher Collections collecting on a XXXX XXXX debt and to give them my credit card number. I told them that I do not give out my credit card number for unspecified charges over the phone and asked them to send me a paper copy of the charges. The representative from AmSher told me they had mailed me a bill that week. She also said she would note in my file my intention to pay when I got the paper copy of the charges. I have never received a bill or anything from them in the mail and they continue to call me XXXX times a day, M-F. I thought this type of harassment was illegal. I have looked online and many have had identical experiences with this company -- constant calls and refusal to send out written correspondence or bills.
|
| 07/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
This company continued to make back to back calls to me on the same day. They continued even after I asked them to stop. I told the representative that I had paid {$20.00} on the account and would call back to pay the balance. That did not stop them from calling.
On XXXX I called to pay the balance of {$78.00}. They wanted me to pay a {$5.00} processing fee which I did not want to pay because of the way they had previously treated me. They were upset because I did not want to pay the fee. I called XXXX and paid the balance of what I owed ( {$78.00} ). There was no fee involved.
Amsher Collection Services , Inc. turned the {$20.00} over to the Credit Bureau to have it placed on my account. This amount was paid by check previously to XXXX directly. This is for a watch that I let someone else use that did not pay the bill. I could not even remember the passcode to get information from XXXX because I had not had the watch in so long. That is also one of the reason I could not find the check ( {$20.00} ). I do not get copies of my returned checks. If XXXX did not receive the check. I will pay the {$20.00}.
|
| 09/04/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Since XX/XX/XXXX I've tried to get a fraudulent collection agency account deleted from my credit report. I was notified that a XXXX XXXX collection action for {$1400.00} was listed on my XXXX credit report. I called XXXX XXXX and was advised that an account was set up and service provided in Florida using my personal information. I informed them that I never lived in Florida so it was a case of stolen identity, I filed a police report and for the past two years have been trying to get the entry off of my credit report with calls to XXXX XXXX and XXXX. I went online and asked to remove all the incorrect addresses from my report. I also noticed that there are three separate entries for the same XXXX XXXX action with three different collection agencies opened on three separate dates : XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. This has made the process of removing the false information even more difficult. I've provided XXXX and XXXX XXXX with all the information to prove the identity theft but the fraudulent delinquency remains on my credit report.
I appreciate any help you can provide to clarify this issue.
|
| 05/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
Around the beginning of XXXX, XXXX, we contacted XXXX to issue a complaint about our poor cell phone service. We were told that a cell tower was degraded and under repair. We were assured that our service should be back to normal by XX/XX/2022.
The service was not restored and we changed our service to XXXX on XX/XX/2022. Shortly after, I attempted to open my XXXX account on-line to determine my final balance and make the payment. I could not access my account and I called XXXX. I was told that I needed to make a special trip to a XXXX store, present 2 forms of ID so they could look it up! I indicated that I didn't think it was my responsibility to go out of my way to look up my own account.
My credit card was charged in the amount of {$110.00}. I contacted my credit card issuer, disputed the charge and was given a temporary credit. I then received correspondence from XXXX indicating that I now owed {$140.00}.
I then wrote letters to XXXX disputing the charge. Each letter went unanswered. Today I received a final letter indicating that my account was being transferred to a collection agency.
|
| 09/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the Fair Credit Reporting Act. The list of accounts below has violated me the consume and my ferderally protected nonpublic personal information and rights to privacy and confidentiality under 15 USC 1681.
FXXXX XXXX XXXX XXXX Account # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX has violated my rights to privacy and confidentiality.
15 USC 1681 section 602 A, states that I have a right to privacy and confidentiality.
15 USC 1681 section 604 A section 2, states that a consumer reporting agency shall not furnish information containing an account without my explicit written consent.
15 USC 1681c ( a ) ( 5 ) states that, No consumer reporting agency shall make any consumer report containing any information of the following : any adverse information of items, other than records of convictions of crimes which antedates the report by more than 7 years.
15 USC 1681s-2 ( a ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agencies if the person knows or has reasonable cause to believe that the information provided is inaccurate.
|
| 07/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received notice on XX/XX/XXXX of an outstanding balance owed on behalf of XXXX XXXX. AMSHER was the collection agency notifying me. I responded within twenty days ( 3 days ) that I did not owe the amount and that I have never had an account with their client. I still maintain this belief. I received notice of a completed investigation via derogatory information sent to the three credit bureaus. I have not heard from AMSHER about the investigation. My credit score went from XXXX to XXXX due to this. I disputed the report with the three agencies and again, they conducted an investigation and said that the report was accurate. However, the three agencies removed a previous report from a collection agent of XXXX XXXX for the same amount, in XXXX of this year. I do not owe this amount or any amount to XXXX XXXX. I have never had an account with them. The derogatory information has taken my credit rating from " good '' to poor, losing some 107 points for a bill that I do not owe nor create and has caused me to be out of credit range for significant purchases that I had planned on making this summer.
|
| 07/26/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have checked my credit report and noticed inaccurate information from your company. I have not received a dunning letter from your company and you have taken away my rights to validate the debt. I am not responsible for this debt with your company. I have never done business with your company and I do not owe your company. Please be aware that any negative mark found on my credit reports ( including XXXX, XXXX, and XXXX ) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA : therefore if you can not validate the debt, you must represent that all credit reporting agencies delete the entry. As per FTC opinion letter from Attorney XXXX. XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. Please do not send me a copy of a bill because that is not debt validation. I am asking for debt validation from your company. Send me a copy of the contract I signed with your company. I have attached my ucc11 from the secretary of state which shows i have no lien placed against my name.
|
| 07/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I keep a very close eye on my credit reports, my credit is frozen with all credit bureaus per my direction and to protect my XXXX score. I recently obtained a copy of my annual free credit reports because my XXXX number went from XXXX to XXXX and I found it worrisome, as I am debt free and only have a 3 percent credit utilization. Upon closely reviewing the reports I noticed that XXXX has a collections amount form a company named Amsher Collection Services that posted on XX/XX/20 for {$210.00} and it also showed a residential address I did not recognize. The company they are collecting for is XXXX XXXX. XXXX, we have an account with them under my husband 's name and it is current and without issue. I contacted the collections agency and the CSR ( XXXX ) could not locate the account with my social, full name or address and requested I e-mail his supervisor. His supervisor has not responded to my queries. We were in the middle of researching and possibly purchasing a vehicle, we have now stopped until this is resolved and my credit score with XXXX moves up again to what it used to be.
|
| 10/12/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
In XXXX, 2012 when I moved to my current apartment, I contracted with XXXX to provide me TV and internet service. When the tech came to my apartment to install the dish, he told me they could not provide service because they could not see their satellite. I understood and contracted with my local cable company to provide service. I received a bill from XXXX shortly after this and I called them to explain the situation and they said they would cancel the bill. I never received a bill XXXX ( the internet provider ) so I assumed that their service was also cancelled. About six months later I got a phone call from a collection agency telling me that I owed XXXX {$440.00} and they were attempting to collect it. I explained to them that I did not owe these charges and that I never received a bill XXXX. I have not to this day ever received a bill from XXXX and that if I had I would have dealt with the issue at the time and it never would have gotten to this stage. The collection agency has placed a collections item on my otherwise impeccable credit report and I would like to have it removed.
|
| 01/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XXXX XXXX 2021, I got a credit alert that a company called Amsher Collection Services reported a collections account to the credit bureaus. I was concerned because I had never heard of Amsher, nor done any business with them, nor had any contact with them. I immediately filed a dispute with XXXX to have this unknown account removed, and sent correspondence to Amsher through their website, via e-mail, and through postal mail requesting validation of the debt and an explanation of why I was not notified of it before reporting to the credit agencies.
Amsher has yet to acknowledge my correspondence.
They also violated the Fair Credit Reporting Act 623 ( 7 ) ( a ) by never giving me any notice of this debt, or of the furnishing of negative information before reporting it.
This is a blatant attempt to use the filing of negative credit information as a bully tactic to get me to pay a debt that has not been validated, has not been verified, and that I had no prior knowledge of existence before it's appearance on my credit report. It's a shameful practice and should be punished.
|
| 02/11/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American, Servicemember |
|
On or about XX/XX/2017, I contacted XXXX XXXX about switching from XXXX to XXXX XXXX after paying and {$80.00} dollar fee I decided to stay with XXXX I contacted XXXX XXXX and advised them that I was not going to use there service shortly there after i received a ststment for {$160.00} dollars i contacted them again and was asdised i owed the {$160.00} and i told them I never went in to XXXX to start service and was advised to send back Sim card which I did i requested a return of my {$80.00} dollars and was assured i would receive same several months later i received a letter from AmSher collection services , INC that my account number XXXX with XXXX went to collections i contacted AmSher and was sent documents via XXXX which i filled out and sent bact to XXXX several weeks I received a letter from XXXX that I didn't owe any money to date i hav n't received my {$80.00} dollar deposit and are continued to be contacted by XXXX for payment although I contacted XXXX with no result. also XXXX sent to credit reporting companies that i owe this debit which is affecting my credit score
|
| 10/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a letter ( attached scan of said letter ) from AmSher Collection Services , Inc of XX/XX/XXXX notifying me of a debt from XXXX XXXX XXXX for the amount of {$90.00} and my rights to dispute/request validation for this debt within 30 days of receival. I then disputed and requested validation for this debt and sent the letter ( attached copy of dispute letter ) via USPS Certified Mail on XX/XX/XXXX. I received confirmation that this letter was received by a person on XXXX XXXX at XXXX XXXX ( attached confirmation ), therefore, request to dispute was confirmed that it was received by AmSher within the 30 day timeline. As of today, XX/XX/XXXX, I have yet to receive any communication from AmSher regarding validation of this debt. They did not provide what they are required to provide by the 30 day period of receiving my request.
On XX/XX/XXXX, I received notification that this debt, that has not been validated to be mine nor has my dispute been acknowledged, was reported to the Credit Bureau ( confirmation screenshot included ). This has negatively affected my character.
|
| 05/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection Serv XXXX XXXX XXXX XXXX XXXX XXXX AL XXXX ( XXXX ) XXXX continues to add a fraudulent account to my credit report destroying my credit rating. I have student loans that are I deferment but my revolving credit is excellent. All my credit cards have been paid 100 % on time. I have disputed this and won three times XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. It has been added to my credit a fourth time. I have no knowledge of this account. The company can not provide any signed documentation nor confirmed identity that I created this account. I have no idea where this account t came from and I have not seen any documentation supporting their claim this is me because they do not have any. I want to file a complaint on all three credit bureaus as well XXXX, XXXX and XXXX this be removed and not be allowed to unfairly negatively impact my credit score for years and it does not belong to me. I have 60 months of on time credit payments but yet my credit score is under 600 how is that possible. I havent been late on a credit card in five years, I pay my bills when I am able.
|
| 08/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/19 I submitted a complaint relative to Amsher Collections Services ( hereinafter " Amsher '' ) a debt collector, relative to attempts to collect a debt not owed. On XX/XX/XXXX, AmSher provided a response indicating that AmSher requested validation and billing statements from the client XXXX XXXX XXXX. On XX/XX/19, AmSher provided a follow-up response advising that their client XXXX provided validation information that the claim was unsubstantiated. However, upon review of the documents provided, the documents do not validate the information by XXXX, rather XXXX merely provided four bills for services in my namebills that I have and continue to maintain were opened as the result of fraud. The existence of the bills in my name do not validate specific information supporting the authorization of the accounts. If XXXX can not validate that I expressly authorized the opening of these accounts, then I must be absolved from further liability and they must be removed from my credit reports immediately. To date, the AmerSher collection account remains on my credit report.
|
| 08/01/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
In XXXX of 2016, I canceled my account with XXXX. In XX/XX/XXXX, I was sent a final bill which did not reflect the cell phones which I had returned. I called XXXX customer service and was told they would check with their warranty warehouse to see if the phone was returned. In XX/XX/XXXX, I was contacted by a collection company for XXXX. I told this collection company that I never received a notice from XXXX stating their intent on sending my account into collection and that I was still disputing the final bill. The collection agent made me believe he was working for XXXX billing and paying the bill would mean the account would not show on my credit report so I paid with him. A few weeks later, I received an email from XXXX saying they did receive the phone but could not make any changes to my account since it was sent to collections. I believe XXXX should have sent me a letter stating their intent on sending my account into collections which they did not do. I also believe XXXX should not have sent it to collections while they had an open inquiry for missing equipment.
|
| 03/03/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received a debt collection letter from collection service. Was told that they were giving me a discount and that by paying {$160.00} plus a {$5.00} service fee for doing a future programmed debit payment the debt of {$200.00} was going to be resolved and that I would be cleared of the whole debt and also cleared with XXXX. XXXX was the original debt owner. I did not have work so I couldnt pay it off then. After the payment was taken I was told it was going to be cleared with XXXX. It was not, XXXX has me owing {$45.00} and when I contacted the collection service about this they stated they no longer have my account with them and that I need to pay {$45.00} to XXXX. The collection service was supposedly going to transfer me to a manager after I mentioned consumer affairs for not telling me the truth then tried to misguide me with other supposed options. I hanged up and checked in consumer affairs website and it was here that I needed to file my complaint. Supposedly on all conversations with the collection service all calls were being recorded and monitored?
|
| 04/26/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a 30 day to collections letter from Amsher in XXXX about an alleged debt that is not mines. I sent them a letter requesting verification of debt. XX/XX/XXXX I received a copy of a bill as their response to my request for verification according to the Fair Debt Collection Practices Act. Their response was a bill, which does not constitute a form of verification that the debt belongs to me. I immediately responded within 3 days of receiving that bill ( XX/XX/XXXX ) that the unknown debt is not mines and sent a certified letter that was delivered and signed for on XX/XX/XXXX requesting that they verify the debt as per the Fair Debt Collections Practices Act. They never responded afterwards or sent any validation that is competent bearing my signature or any evidence that I had any contractual obligation to pay. Today ( XX/XX/XXXX ) I received a credit monitoring alert that a new collection account from Amsher was added to my report. This has to be illegal and a violation of the Fair Debt Collections Practices Act. This needs to be removed immediately.
|
| 08/29/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt.
It has been 30 days and you are in VIOLATION of this law because I am a victim of identity theft!! Please delete these items IMMEDIATELY!
These accounts should not be furnished on my consumer report as they are in VIOLATION!!!
Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer I am demanding the deletion of the accounts listed IMMEDIATELY!
|
| 05/29/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
At the beginning of XX/XX/XXXX I had a " jump on demand plan '' with XXXX, which enable me to switch devices every 3-4 months. In XX/XX/XXXX, XXXX decided to switch my plan from personal to business, an so, the made me exchange my phone for a new one, but the exact same model, because of my new " type of account ''. Theere days after they told that I received a new XXXX phone on the mail. I returned my old phone one week after the new one arrived at a XXXX store in Illinois. Everything returned, XXXX balance and closed account. Right? Well ... apparently no ... 9 months later, checking my credit scores I'm noticed that XXXX and XXXX are showing that account on collection. I called several times XXXX and they keep saying the same : that account is closed, and that my new account it is in good standing.
I tried to dispute this on their sites without luck. Apparently, if you don't have a paid subscription, you can't dispute incorrect information fairly. Although XXXX is offering to call them to open the dispute, XXXX doesn't even have that option at all.
|
| 12/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/XXXX I viewed my credit report on XXXX XXXX and was surprised to see an a delinquency reported by Amsher debt collection. The delinquency said it was from XXXX XXXX. I did not receive a phone call nor a letter regarding this debt. On doing some quick searching I discovered they are required to notify me prior to posting a debt to my credit report.
I called the agency on XX/XX/XXXX to dispute the delinquency and pay whatever was owed in full. I paid and got a receipt, however, when I asked for proof they had notified me they told me they mailed a letter but it was to the incorrect address. The debt originated from a phone bill at XXXX ( which was also never communicated to me because I switched to XXXX ). XXXX had my current address as they had sent bills there when I was a customer. However, when they reported this debt they used the wrong address so I was never notified.
I explained this to the agency and they claim there is nothing they can do to remove the report to the credit bureaus even though they are aware I was not notified prior.
|
| 07/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a few calls from XXXX XXXX XXXX regarding a XXXX bill that was outstanding for {$490.00}. After contacting XXXX via chat, they confirmed that my account was current, and apparently, I had another account open, and I never received a statement by email or mail, and it was overdue. The XXXX team committed to resolving the problem since it was clearly a mistake. My first contact was on XXXX. Then I did follow up on XXXX, XXXX, and XX/XX/XXXX. I am sending prints of my chats to confirm the discussion. Despite the confirmation in writing that the supposed overdue balance was resolved, my case was sent to collection and therefore to my Credit report, affecting drastically my credit score. Eventually, when I called the support service, I was told that was an account open online that the salesperson at the XXXX store who sold my current service told me he was closing- was actually never closer. I never received by email or mail one single statement for that account and XXXX decided to send it to collection without contacting me either one time.
|
| 12/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
Pursuant to 15 USC 1692g ( c ) The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer.
Notice of Dispute AmSher Collections Services , Inc is a third party debt collector, and they are illegally attempting to collect an alleged debt in the amount of {$1500.00}.
Pursuant to 15 USC 1692g ( b ) I am demanding AmSher Collection Services , Inc provide the name and address of the original creditor, and cease collection of this alleged debt.
Pursuant to 15 USC 1692f ( 1 ) I am demanding Amsher Collection Services , Inc provide the authorized agreement between myself and AmSher Collection Services , Inc that created this alleged debt in the amount of {$1500.00}.
Failure to provide any and all information is a violation of the FDCPA. Which will make AmSher Collection Services , Inc civilly liable for any actual damages, and violations of the FDCPA pursuant to 15 USC 1692k.
AmSher Collection Services has 5 days to respond to this CFPB complaint.
|
| 10/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/2020, I noticed Amsher on my XXXX XXXX app. There was minimal information listed. I looked up Amshers number and contacted them. I spoke with a female representative who told me that collection was for a debt from XXXX XXXX in the amount of {$780.00}. I have never heard of this company and told the representative that I have not had an account with them. I asked for additional information such as a service address or date of the debt but no additional was given to me. The representative said I could call back to dispute the account.
Amsher did NOT contact me prior to placing the debt on my credit. I have received no written notice and have no knowledge of this account. By law, I am the right to receive a notification of collection as well as a right to dispute. I am suppose to be given 30 days to contact Amsher, which I was not given.
Due to the violation of my rights and questionable business practices by Amsher, the account is being disputed, however, I am request that this account be removed from my credit reports IMMEDIATELY.
|
| 10/06/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American, Servicemember |
|
My wife and I arrived home on XXXX XXXX to discover a telephone message from a " Debt Collection '' agency had called and insisted that I should call them back immediately. My return telephone resulted in being transferred to several departments with no human intervention. Subsequently, I XXXX the telephone number XXXX XXXX XXXX XXXX and discovered that the number belongs to the " AmSher XXXX Collections XXXX. '' I also discovered from the numerous comments online that its aggressive tactics are to badger the individual into paying " old debts, '' real or imagined. LET ME BE PERFECTLY CLEAR : ( 1 ) our credit score has consistently been XXXX for the last five+ years ; and ( 2 ) there are no outstanding old debts ( real or imagined ) from any bank, mortgage lender, credit cards, etc., for the last XXXX years -- period! I have no intention of allowing this scam company to extort me for any moneys. I need to determine how/what can be done to stop these harassing calls and to ensure that this " XXXX '' does n't end up on some credit report.
|
| 07/02/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This is now my second complaint with the above company. In my original complaint I stated I had not received any written notification about debts and was not allowed time to dispute that debt before it was placed on my credit report. The agency agreed to remove debt from my credit in response to the complaint here on consumerfinance.gov and that still has not been done.
Per your response. : XX/XX/2018 AmSher understands how frustrating it can be to have accounts in collections. However, we mailed the initial collection letter as required by the FDCPA to the address provided by XXXX XXXX XXXX. Since then there have been two address changes. We sent validation to each new address. Nothing came back to AmSher in the mail to let us know it was undeliverable. Attached is validation for Ms. XXXX to review. The balance is valid and owed, please contact us at XXXX to setup a repayment plan. As requested by Ms. the accounts have been submitted for removal from her credit. Please allow up to sixty ( 60 ) days for each of the bureaus to update.
|
| 06/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
The issue ares fairly simple : 1. Ashmer Collection agency made an inquiry of my credit report on XX/XX/2021. yet, i never received their calls or their letter. if i did i would have settled this debt period. MORE IMPORTANTLY, ONE OF MY PHONE NUMBER LISTED ON CREDIT REPORT IS VERY MUCH ACTIVE, ALL THEY HAD TO DO IS CALL ME. SINCE THEY WANT TO GROW THEIR XXXX NOSE AND SNOOP INTO MY CREDIT REPORT.
2. i found out about them on the day of them placing collection account on my credit report on XX/XX/XXXX. I called them and they confirmed they sold my account to XXXX XXXX XXXX at XXXX, XXXX.
3. XXXX XXXX confirmed they received and own my account on XX/XX/2021.
4. Meanwhile, Ashmer Collection Service- XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX AL XXXX. XXXX reported my account in collection. XXXX, XXXX XX/XX/2021 , XXXX XX/XX/2021.
5. i filed dispute because they violated the law by not sending me any communication to attempt to settle the debt FIRST! i clearly argued the fact they didn't follow the steps of communicating with me.
|
| 01/17/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. AMSHER COLLECTION SERVICES violated my federally protected consumer rights to privacy and confidentiality under 15 USC ******* U.S.C **** section 602 A. States I have the right to privacy.
15 U.S.C **** section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 ***********. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 ************* ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency of the person knows or has reasonable cause to believe that the information is inaccurate. I have also attempted to contact XXXX XXXX XXXX several times to request written proof of this debt, but they have failed to comply with this request.
|
| 01/08/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was contacted in XXXX by Amsher Debt Collection in XXXX Alabama regarding a past due bill of {$130.00} owed to XXXX XXXX XXXX. I had recently ( XX/XX/XXXX ) paid the bill IN FULL to XXXX XXXX XXXX and had the receipt in the exact amount to prove it.
The Amsher representative told me I had to email the proof to her or it would be reported on my credit report. I did. Then, in XXXX, I received notification from my credit monitoring company that Amsher reported me as unpaid in collections. I contacted Amsher again, they said the debt was valid.
I contacted XXXX XXXX XXXX. They confirmed the debt was paid. This has been going on for 4 months. As recently as TODAY I sent another demand to Amsher asking them to remove it the false collection account from my credit report. No response.
XXXX XXXX XXXX has confirmed for me on several occasions since then that the debt is paid, I owe nothing, and that they have notified Amsher, yet no one from Amsher has contacted me at all, and the debt remains as a collection on my credit report.
|
| 07/01/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I sent a letter on XX/XX/2022 to XXXX. Here is my tracking number ... ... .....
However the credit bureaus said they completed the investigation and everything was 100 % accurate.
According to the law 15 U.S. Code 1681a - Definitions ; rules of construction.
The term investigate consumer report means a consumer report or portion thereof in which information on a consumers character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of informations. However, such information shall not include specific factual information on a consumers credit record obtained directly from a creditor of the consumer or from a consumer reporting agency when such information was obtained directly from a creditor of the consumer or from the consumer.
I would like to know who did they talk to?
How did they complete this investigation?
|
| 06/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
In XXXX of 2020, I found out that I had become a victim of identity theft. After being denied for a credit card, I saw a collection account on my credit report. The account had been opened with XXXX years prior and let the account go negative resulting in it going to collections.
I reached out to the debt collection agency and provided them with a letter notifying them that my identity had been stolen and that I would need the account to be removed. They responded stating that the debt was mine. I followed up by requesting that they provide me with any statements, payment slips, records of phone numbers that were used to activate the account, original contracts with my signature and a summary of their investigation to validate that the debt was mine. Alongside that, I requested that they notify the original creditor that the account was the result of identity theft and that the stop reporting the account to the credit agencies.
They did not adhere to any of my requests and instead sent me a bill to pay for the collection.
|
| 05/16/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This company placed an illegal debt on my credit that was already paid I had several account with XXXX and I switched all 15 lines over to XXXX XXXX XXXX. Unfortunately, my assistant neglected to pay one of the XXXX accounts ... as soon as I found out I called XXXX right away and paid the debt. I was informed my the Supervisor XXXX that the account had been taken care of.
Two weeks later I received a notification that a derogatory account appeared on my credit for XXXX I called the company and was advised that the XXXX account had gone to collections. I informed the representative that I paid XXXX XXXX in full ... he I plan on contacting the FTC and the AG office. If this account was in fact in collections .... I would not have been able to pay XXXX. They would have referred me to the collection agency to pay the debt. Also I am very concerned that they added on a fee of {$89.00} and they are bullying me to pay this amount when I satisfied the debt with XXXX. said the {$89.00} in what I owe to the collection agency!!!
|
| 05/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In early XXXX, I received an alert that I had a delinquent account and that my credit score had been severely negatively impacted. A few days later, I received a notice that I had a collection/delinquent account with XXXX. I had terminated my account with XXXX in late XXXX. In late XXXX or XXXX of XXXX, I challenged this delinquency/collection through the process offered online through one of the three credit reporting agencies dispute resolution services. According to that process, XXXX had 45 days to respond ( if I remember correctly ), and if they did not, then the debt would be wiped away. Well, that deadline passed without a notification or explanation from XXXX, and I noticed that the debt had been dropped from my credit reports and that my score jumped substantially. A couple of months later, I received another collection notice, for the exact same amount of money, from a law firm that had purchased the delinquent account from XXXX. Given that this debt was already wiped away, how can I be pursued again for it?
|
| 03/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My XXXX credit report shows a debt not owed that is a result of identity theft/fraud. The Debt is in collections status through Amsher Collection Services. I have never lived in the place the debt was incurred. The debt is not mine. To my knowledge, I've never had an account with Charter Communications. A simple examination of my address history should show that I never took out an account in the city in which the Charter Communications debt was incurred. Below is the debt info taken from my XXXX Credit Report : Amsher Account Information Address XXXX XXXX XXXX, XXXX XXXX XXXX, AL XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Open Account Loan Type COLLECTION AGENCY/ATTORNEY Date Updated XX/XX/XXXX High Balance {$570.00} Original Creditor CHARTER COMMUNICATIONS LLC Past Due {$570.00} Pay Status >Collection< Estimated month and year this item will be removed XX/XX/XXXX Remarks Account previously in dispute-now resolved. reported by credit grant ; >PLACED FOR COLLECTION<
|
| 01/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/2023 I received a notice of debt collection in the mail by AmSher on behalf of Charter Communications LLC for the amount of {$74.00}.
I have contacted Charter on XXXX separate occasions where different representatives both confirmed I have no outstanding balance and that I am in good standing. I had asked for this confirmation in writing or an email to send to AmSher as verification, but was told it is against policy to release that written information about a closed account, as I no longer have a service contract with Charter.
That being said, I have ( 2x ) verbal verification of good standing and that I do not owe them anything. AmSher 's information about the debt is incorrect, and they will not entertain that possibility unless I get written proof, which Charter by policy is unable to do. In explaining my predicament to Charter, they suggested that AmSher may be employing unfair collection tactics or attempting extortion. They have put me in an impossible middleman situation where I have no recourse.
|
| 09/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection services has four alleged debts listed on my credit reports. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Wheres my HIPPA release form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through.
Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
|
| 06/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
In XX/XX/2021, I received a notification on my XXXX Credit Report about a collection entry by a company based in Alabama known as AMSHER Collection Services ( XXXX. The debt was for a company known as XXXX XXXX XXXX XXXX XXXX ) On XX/XX/2021, I called XXXXXXXX XXXX and the lady checked her records and confirmed that I had never had an account with them as they service the Southeast United States and I live in Delaware. She advised me NOT to call AMSHER, but to file a dispute with XXXX which I did. I supplied XXXX copies of my drivers license and passport and about a week later the collection notice on my credit report disappeared. On XX/XX/2021, I received a new entry on my credit report listing the same information and same collection agency. Today, XX/XX/2021, I contacted XXXX by phone and asked them why the inquiry was reinstated. They said AMSHER reported to them that the account was opened using my social security number and that this indicated fraud and for me to contact the FTC to file a identity fraud alert.
|
| 01/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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I have a a unverified account from AMSHER COLLECTION SYSTEM. I had previously disputed this account. I have never done business with AMSHER COLLECTION SYSTEM. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe.
I request that AMSHER COLLECTION SYSTEM Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt, and if so, the amount paid for the debt 7. ) The date ( s ) the debt allegedly accrued ; 8. ) An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that AMSHER COLLECTION SYSTEM Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
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| 07/07/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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I have tracked down XXXX payment made on XX/XX/2020 in the amount of XXXX to XXXX some how this ended up on my credit report and I have been fighting it the whole time and they will not remove it. Its medical billing that I don't believe I ever said could be posted but even outside of that I paid it and for all this time the XXXX will not remove it saying that the collection company said its a owed debt. But that cant be true when I have proof it was paid. Then the other of {$75.00} came out and because of the {$64.00} on the report when the {$75.00} came up I handled that right away. Got a letter from them saying I owe {$0.00} to them. But when I spoke with the collection and told them they said that they were told that the debt was owed. They have provided no proof to the credit bureau and XXXX even said themselves they have not got any proof from the collection company just they saying the debit is owed. I have tried many of times to dispute the debit and they have not removed it and yet cant show that its owe.
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| 11/02/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I was contacted by Amsher Collection Agency via phone. I verbally requested the details of the debt mailed to me. The caller requested my credit card information after refusing to give me any details, stating only that this was for a previous debt and that I had already received written communication. I stated that I had not received any form of written communication showing I owed a debt, but that I would definitely pay if I truly owed anything. I again requested the details of the debt mailed to me, only to have the caller insult me and demand my credit card information. I once again requested the details of the debt mailed to me, requested that my phone number be put on their " do not call '' list, and disconnected.
I have been receiving XXXX to XXXX calls a day, Monday through Friday, from Amsher Collection Agency. I have sent XXXX certified letters requesting the details of the debt as well as placing my phone number on their " do not call '' list. The harassment from Amsher Collection Agency has not ceased.
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| 10/18/2021 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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XXXX requested I pay for internet service for three out of four weeks when I no longer had service with them after moving out of my home on XX/XX/2020, after losing my job due to the pandemic. I returned their equipment at move-out. XXXX said if I didn't pay the last monthly invoice they would take me to collections. They said they have a new policy where they do not prorate the bill. I didn't pay ( for service I never received ) and they sent the unpaid bill to collections. The collection agency filed with all three credit bureaus which have lowered my credit score and affected my ability to rent again now that I am re-employed. I sent a letter to Management appealing the bill but never received a response. Recently I filed a complaint with the FCC. XXXX finally called me. They apologized and said there was nothing they could do. I owed the money despite vacating my apartment and not having internet service for the majority of the time for the last invoice. They told me their policy is no pro-rations period.
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| 11/06/2021 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Today XX/XX/2021 XXXX credit monitoring notified me that I have been reported to AMSHER COLLECTION SERVICES INC, XXXX XXXX XXXX, XXXX, AL XXXX for " nonpayment '' of {$220.00} past due as of XX/XX/2021 on behalf of, XXXX XXXX XXXX XXXX XXXX XXXX, CT XXXX dba XXXX XXXX. When we moved into our new house, a false XXXX ( XXXX XXXX ) internet service account was set up in addition to our actual account with : contact, phone, and address information 1 number or letter off of my actual actual information.
I spoke to a tech supervisor, who looked at everything and speculated that the salesperson @ sold me two networks and 2 sets of equipment for no reason simply to get the sales, and set up that account up with a false name and number. The tech suggested we just remove that network entirely, and I did that, and returned the equipment to XXXX.
I have already disputed this with the company, with the Collections agency, and with XXXX. XXXX deleted this from my credit report on XX/XX/2021, XXXX and AMSHER did nothing.
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| 09/02/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/XXXX, I received a letter from Amsher Collection Services , Inc dated XX/XX/2021, indicating the collection of debt. On XX/XX/XXXX, I sent a letter via CERTIFIED MAIL ( XXXX ) disputing the debt and requesting its validation ( not a " verification '' ), pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. In addition, I informed Amsher any reporting of a disputed debt would constitute fraud under Federal & State laws. They were given 30 days to investigate and report back. Additionally, I requested the name and address of the bonding agent for Amsher Collection Services , Inc .
I received a letter over 3 months later dated XX/XX/XXXX, with none of the information requested, except for a handful of copies of bills from the original creditor. No copies of the contract with myself and the creditor. No copies of the contract with the creditor and Amsher were provided.
In short, they have grossly violated the FCRA, Federal, and State laws, and I intend to hold them accountable.
Sincerely, XXXX XXXX
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| 07/21/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have an unverified account from AMSHERCOLLECTION SERVICES. I had previously disputed this account. I have never done business with AMSHERCOLLECTION SERVICES. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that AMSHERCOLLECTION SERVICES provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the debt, and if so, the amount paid for the debt 7. The date ( s ) the debt allegedly accrued ; 8. An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that AMSHERCOLLECTION SERVICES Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
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| 05/03/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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This debt was reported to the credit bureaus. I 've attempted to resolve with the original creditor or credit agency. I 've kept close documentation and records of my communication and attempts to resolve the issue. I also filed a police report due to identy theft and some proven fraud accounts. The creditors, bureau agencies. Have stated the accounts were verified but have failed to send me and proof of validation, no proof of original signature showing my contractual obligations to the debt or accounts. The refuse to send me validation or any information regarding the accounts. The violated the law by not reporting the accounts disputed on my credit reports within the XXXX day time frame. Also the information listed is either inaccurate, unverifiable, fraudulent or unfair. They did n't follow metro XXXX compliance when reporting the accounts. Some Numbers and addresses are invorrect or incomplete. I want to be held accountable for accounts that are actually mine and correctly reporting.
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| 09/04/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Amsher collection service falsely reported to credit bureau companies that there is delinquent debt XXXX {$120.00} to XXXX XXXX ) on my credit reports : XXXX removed the incorrect account of the collection company from my credit report through the dispute process on XX/XX/2020. The collection agency deliberately re-posted the false claims to the other XXXX, XXXX in order to disrupt the refinance mortgage of mine as the collection agency harassment on XX/XX/2020 ( 1 day after I won the dispute ). The collection company intends to pressure me by damaging my credit score on my refinance process ; inducing the situation to its advantage.
On the other hand, the delinquent debt to XXXX XXXX, {$120.00} must be false. I filed the relevant complaint against XXXX XXXX through the credit card company dispute, this XXXX. XXXX XXXX refunded me the complained amount in the dispute. However, Amsher collection service seeks to collect the legitimate refund as the delinquent debt in fraudulent activities.
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| 09/12/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2023 I received a notification of a new collection from Amsher collection Service of {$640.00} reporting on my XXXX report. Now I recently disputed this amount from a different collection agency XXXX XXXX on XX/XX/2023 and it was deleted from my credit report immediately. I have mailed a letter to Amsher collection service on XX/XX/2023, requesting to validate this debt owed is accurate, provide me with evidence that this debt is owed to Amsher Collection Service, provide me evidence of my signature. No such evidence was provided to me in XXXX days that was given. Then I tried to dispute the collection online through XXXX and without giving any further information it is coming back as verified.
I have filed an identity theft report and that report will be attached, I will also attach the letter I sent to Amsher Collection Service, attach the other collection agent that attempted to collect debt that was deleted immediately and also attached the attempt to delete through online.
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| 09/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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On XX/XX/XXXX Report Number XXXX was generated by XXXX about AMSHER COLLECTION SERVICES. They deleted the account due to Fraud and inaccurate information. The company AMSHER COLLECTION SERVICES then fraudulently changed the account number on the item, and Re-reported it as NEW debt. This is illegal. I contacted XXXX and they said the information is accurate. I submitted proof and FEDERAL TRADE COMMISSION reference numbers to prove fraud was reported about my personal info. STILL they allowed this company To say i have a debt I never had. This is illegal, and the partnership XXXX has with its vendors is QUID PRO QUO, because they are being PAID by their clients they post this credit information for. So they arent inclined to make a fair, thorough, or impartial decision when it comes to someones credit juxtaposed against what a creditor says. Please stop XXXX and AMSHER COLLECTION SERVICES from committing such fraudulent acts. Your consideration in this matter is greatly appreciated.
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| 03/09/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Improper contact or sharing of info
- Talked to a third party about my debt
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Web |
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XXXX sent a charge to a debt collections agency instead of contacting me directly.
I attempted to pay my last XXXX bill after I rolled my phone number back to my parents ' family plan in XX/XX/XXXX. However, there was no charge listed on my account, which I checked online in late XX/XX/XXXX. However, T-Mobile still listed me as missing my last month 's worth of service and charged me, unbeknownst to me. They sent my account to a collections agency a few months later.
XXXX never notified me of the charge. They said they sent it to my old address, which was my work address. My work forwarded all mail to me. XXXX said they called me. XXXX on the XXXX executive team said that XXXX had called me and left voicemails. I checked the date range where she said XXXX had called, and there were no voicemails from any XXXX numbers ( which XXXX said XXXX would have used to call me ). So there was no notice on my online account, no notice through phone calls, and no notice through written mail.
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| 03/11/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2021 I switched my family plan with 4 lines ( XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX XXXX ) to XXXX and informed XXXX as thus I also paid XXXX XXXX bill to cover till XX/XX/2021 and yet I received XXXX request to for me to pay {$460.00}.
I went to the local XXXX XXXX stores since I have no longer have the SIM card after the phone service switch. I went to the stores three times to seek help. Since my credit card got charged with the amount, the XXXX XXXX store representative advised me simply dispute the charge with the credit card company, which I did.
I was surprised to have received a collection letter by a collection company XXXX claiming I owe TXXXX for the period till XX/XX/2021.
I wrote letters to XXXX XXXX customer care and Executive Vice President and Chief Customer Experience Officer XXXX XXXX. Again no response from them. XXXX XXXX simply engaged another collection company AmSher Collections Services Inc with intention to destroy my credit.
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| 12/18/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I attempted to open an account with XXXX, and they informed me that I would receive my SIM card, but I did not receive it. XXXX proceeded to bill me for XXXX dollars for service I never received or used because I did not receive the SIM card. I did not notice the charges because I rarely use the bank account. I've spoken several times to XXXX, who often could not find my account, saw that I had not used my account, and finally told me I would only be able to receive approximately {$60.00} back because they could not send the money back to my account since I closed the account due to their transactions. XXXX wanted an account number to send my refund, but I refused since they had already taken over {$300.00}. Finally, they turned my account over to AmSher Collection Service , Inc., stating that I owed them money and that they would create a negative statement on my credit report if not paid. This issue has been going on since XX/XX/2023 and they still have not refunded my money.
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| 11/01/2023 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
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Web |
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ACCOUNT NAME XXXX XXXX XXXX Account : XXXX AMSHER COLLECTION SERV Account:XXXX 15 USC 1681 section 602 A States I have the right to privacy. 15 USC 1681 section 604 section 2 also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1681c. ( a ) ( 5 ) Section States : No consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report more than seven years. 15 USC 1681s-2 ( A ) ( 1 ) A Person shall not furnish any information relating to a consumer to any consuming reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate I HAVE NEVER given authorization nor permission to report to credit nor do i have an account with this agency! My rights has been violated and they are in violation according to the statutes mentioned above
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| 05/28/2021 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Frequent or repeated calls
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Web |
Servicemember |
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( brief ) Today, I received a call from XXXX. She didn't identify herself and immediately was asking me to confirm my identity. She asked to confirm my name? ( she provide it XXXX. I inquiry about reason of the call. She said she was from XXXX and proceed to ask about my last 4 of my Social Security? XXXX she provided the numbers ) I didn't confirm, instead I asked her about who she was and reason of the call and I continue asking. She hung up.
I contacted XXXX, they clarify she was impersonating an agent ( they didn't call me XXXX. He gave me some recommendations. I decided to file a report to the Federal Trade Commission and followed their recommendations. I contacted XXXX and then I did a number search. The XXXX is showed under AMSHER COLLECTIONS. Location : XXXX XXXX XXXX, XXXX XXXX, XXXX, AL XXXX. Phone : XXXX. I decided to review my XXXX credit report and for my surprise, I find it under Inquiries : AMSHER COLLECTIONS. I filed an FRAUD ALERT. PLEASE, BE AWARE!!!
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| 09/03/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I closed my account with XXXX ( Account XXXX ) sometime in XX/XX/2019. They were increasing my rates and I no longer wanted to be affiliated with them. Previously, they used to pro-rate their charges but then they told me that they changed their policy ( without notifying me ) and now I will be forced to continue with them until the next billing date or I will still be liable for the charges. I explained to them that I wasn't made aware of this policy charge either via email or notified in any way. They said, its on their bill. But I did not receive any paper bills and on their online bills there was no mention about this policy change. I asked them to give me a prorated bill as this is what the policy was when I signed up with Spectrum but they proceeded to put that amount in collections and now are forcing me to pay that amount by putting a derogatory mark on my credit report. I was not contacted by the collection agency before they decided to report this to my account.
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| 11/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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This company is claiming that I owe a debt, but I have never had a relationship with Amsher Collection. They are illegally reporting an incorrect account to the credit bureaus, and this is affecting me tremendously. I sent a letter on XX/XX/22 requesting validation, but this request fell on deaf ears, yet it is still on my credit report. My question is why have I yet to receive any validation of this account? The balance is not the same balance I have with the original creditor, so I am confused as to why this company is saying that I owe the stated balance on my credit report. Due to the fact that you've not legally verified this account and have allowed for incorrect and possibly fraudulent information to continue reporting on my credit file, you are required to remove this account immediately from my credit report. If I am forced to take this to court and hire an attorney, I will be seeking {$2000.00} per violation. I will attach the letter that was sent 2 months ago.
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| 11/08/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I open up a new account with XXXX XXXX XXXX and closed the account inactivated within the 10 days period. I dealt directly with the manager. All devices was return to the XXXXXXXX XXXX location and all monies refunded to my XXXX XXXX card except for {$280.00} that XXXX still owes me. I started getting bill for devices of {$260.00}. Then the collection agency started calling. The the amount got reflected in my credit report. In XX/XX/XXXX it appears that all got resolved except the refund of the {$280.00}. The item was removed from my credit report. XX/XX/XXXX I received a call from a new collection agency for the same amount. I explained the entire situation to the man on the phone. Less than one week later the amount was replaced back on my credit report and my credit score fell. I am in the process of apply for a loan and this can affect it.
I am requesting for an investigation as to what is going on at XXXX and the collection Agencies for this to continue going on.
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| 06/26/2018 |
Yes |
- Debt collection
- Credit card debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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Purchased a coat on XX/XX/2016 at XXXX 's in the amount of {$140.00}. Paid with my debit card. Sales associate asked me to sign up for a XXXX 's debit card to get a {$25.00} discount. I signed up. He linked the debit card to my bank account. A few days later I was debited again for the coat. I refused payment since I paid at the store in XXXX on XXXX XXXX and XXXX.
I submitted statements to XXXX indicating debt was paid. Associate at store agreed it was paid. Still it went to Collections. I sent copy of statement to Collections Agency. XXXX 's has now sent it to three different collections agency. I am not paying for the coat again.
The collection agency that contacted me today CALLED ME FIVE CONSECUTIVE TIMES WHILE I WAS AT WORK. I was at work and could not answer. They are not allowed to call me five consecutive times if I do not answer that is harassment. I will be filing a second complaint against AMsher. My complaint is related to their communication tactics.
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| 05/16/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I filed a dispute with XXXX XXXX ( XXXX XXXX : XXXX ). I have filed a dispute to the bureau that I currently have opened a dispute that I opened before with the file number that I included as a reference, I received a completion that the dispute information was accurate and I called XXXX XXXX and they had it disputed again. I'm reaching out to get federal documentation that it is fraud and doesn't belong to me and it needs to be removed and deleted off my account. The collection was opened by AMSHERCOLLECTIONSERVICES, for {$220.00}, on XXXX. XXXX, 2023. I reached out to the company via email and phone and no one has reached back.
Amsher Collection Services has received XXXX XXXX consumer complaints and XXXX Consumer Finance Protection Bureau ( CFPB ) complaints, the substantial majority dealing with debt that is allegedly not owed. In several cases, the collector continued reporting debt to consumer collection agencies even after being informed the debt was fraud.
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| 12/15/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Older American |
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On XXXX XXXX I closed my XXXX account because I had to live abroad for more than a year. My bill was prorated and I paid it promptly. Three months later my account was reactivated bXXXX XXXX without my permission. I was sent a one month bill. I contacted XXXX XXXX again, and after few additional calls my account was closed. This one month bill of {$70.00} was sent to Amsher Collection Services and I received a {$140.00} collection notice. I filed a complaint with them and never heard back from them. Few months later I received another collection bill from XXXX XXXX XXXX XXXX. I filed a complaint again, and was never contacted back. Recently, checking my credit report I found that my account was reported to the credit bureau by Amsher Collection Services. Called them, and was told that the account was reported by XXXX XXXX XXXX. Called XXXX XXXX, and was told to pay them {$75.00} to take reporting off my account. I believe I do not owe money to any of this companies.
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| 05/13/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A collections account from a company called Amsher Collections was created under my social and stated that the lender was XXXX The amount that I seem to owe is {$5400.00} to the collections agency/XXXX. I have a XXXX account since XXXX and not once have I missed a payment. I contacted the store regarding the collections account and they redirected me to dispute it as I have no debt. I placed a dispute with XXXX and the investigation came back with results that stated that I still have a collections account on my social. I have been always on time with all my bills and this negative remark on my account for which I have no connection to is hurting my credit history. I also have an active fraud alert placed on my account prior to this. I have no idea who is using my information to collect money. Additionally, I have not ever been contacted by the collections company to pay the due- it was only from my XXXX credit report I realized this was even present on my account.
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| 04/11/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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AMSHER COLLECTION SERVICES XXXX XXXX XXXX XXXX XXXX XXXX XXXX, ALXXXX Good afternoon, i amwriting to you to see if I can get some help with this debt collection service they are fradulently reporting a collection account on my credit reports.. the debt was sold to another company. I gave AMSHER a call on XX/XX/2019 and inquired about the debt they immediately told me that this debt belonged to XXXX XXXX XXXX XXXX. I than asked them why were the reporting on my credit reports and they no longer had my account they said call the new company so I called the credit bureau and disputed this againg and provided them with the new collection company information the failed to remove the account and started a new dispute and today XX/XX/2019 i got an email update from the credit bureau ( XXXX ) saying the debit will remain on my report it was verified by the collection company AMSHER as accurate. How in the world do I supposed to pay 2 collection companies for the same debt.
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| 12/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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A creditor XXXX XXXX XXXX erroneously reported a false account under my name to AMSHER Collection Agency who reported me to all the XXXX credit agencies resulting in a negative remark on my report. I have never used the XXXX XXXX XXXX and I was never notified by the above mentioned collection agency. I called XXXX XXXX who admitted the error and XXXX XXXX was willing to credit back and close the account but XXXX XXXX was unable to do so because the account was already in collection. I reached out to AMSHER collection agency who have never notified me about their actions and they have already sent my case to XXXX XXXX XXXX XXXX XXXX XXXX. I disputed the account with all the three credit agencies and with AMSHER and the attorney office. XXXX and XXXX completed the investigation and concluded the account was reported in error and deleted it from my report but unfortunately XXXX did not perform accurate investigation and continues to have this account in collection.
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| 05/24/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I received a bill from XXXX perhaps a year ago saying I owed them {$3200.00}. The bill was mailed to my address with the name being XXXX XXXX. My name is XXXX XXXX I don't have any family member who is XXXX XXXX. I called XXXX and the first rep. I spoke with seemed understanding and I thought the issue was resolved. However I would periodically get billed from XXXX and I would call explaining I never have had a XXXX account and I am not XXXX XXXX.
About a month ago I received a letter from a collection agency AmSher Collection Services located at XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX. Phone number was XXXX. I called them explained the same story again. I was angry no question but the agency verified the last four digits of my SSN and my DOB. I knew then somehow a crook must have gotten that information.
I filled out a police report with the XXXX XXXX XXXX XXXX XXXX in Texas. The case number XXXX. The officer who took the informations name is XXXX XXXX.
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| 05/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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ID Theft was used to open a fraudulent account with XXXX XXXX. the person paid for awhile then stopped, so XXXX XXXX turned it over to Amsher Collection Services. I provided all the required paperwork ( police report, FTC affidavit, etc ) to XXXX XXXX to verify it was not me ( especially since the TV service was in a state I have never lived in! ). XXXX XXXX provided me a letter stating their investigation confirms I am not responsible for the account. When I filed a dispute with XXXX five months later ( since Amsher STILL had not removed the item ), even supplying the credit bureau with a copy of the XXXX letter stating I was not liable for the account. Amsher Collection Services refused to remove the item from my credit report and will not change it. It makes no sense. The company that turned the debt over to Amsher Collection Services admits the account was set up fraudulently, but yet Amsher Collection Services refuses to remove it from my credit report.
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| 05/20/2015 |
Yes |
- Debt collection
- I do not know
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- Taking/threatening an illegal action
- Sued w/o proper notification of suit
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Web |
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AmSher Collection Services reported to credit bureaus a debt which I never owed. It is for XXXX XXXX, which I still use and am current, and have been current, on my bill, but they say I opened up another account in XXXX of this year and owe over {$400.00}. I have used Century Link since at least 2005 and when we moved over 3 years ago, we paid our balance and signed up for Century Link at our new home ( I am sure they would NOT have given us new service without paying off the old ). I have no idea how to respond to these people. I DO NOT OWE THIS MONEY! These charges are erroneous or fraudulent but either way, they are not ours and need to be removed before more damage is done to our credit! FURTHERMORE, we never once received anything from these people indicating that they thought we owed this money .... the XXXX we heard of it was from our credit report which leads me to think they are bipassing the system as a sneaky way to conduct a fraudulent business.
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| 12/23/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX has reported to a collection agency ( Amsher Collections ) in XXXX XXXX that I owe money on a mobile service account. The account does not belong to me, it belongs to a company, XXXX XXXX XXXX, where I was formerly employed. The account is a business account for XXXX XXXX XXXX, but for some reason XXXX is claiming I am responsible for the account balance, even though I was just an employee who worked there. I believe the balance on the account is from XXXX.
I have been trying to get this worked out directly with XXXX for 5 months and have not gotten anywhere, despite calling multiple times and spending hours on hold and talking to different representatives. This is significantly impacting my credit score.
It should be very straightforward to clear this off the collection agency and my credit score, yet XXXX is going after me instead of XXXX, XXXX for some reason. And XXXX is not doing anything to assist with the problem either. Looking for help.
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| 06/05/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I received a statement in XXXX about an overdrawn account at XXXX XXXX. I never heard of the bank prior to this. I called them and they stated it was opened online. I made them aware I sis not open it and they told me they don't have a fraud department and that I would have to write them stating it wasn't me. I sent the email XX/XX/22 stating that it was fraudulently opened with my maiden name. I kept getting statements and then a collection company called and I informed them as well. I called the credit bureaus to see if it was on my credit and explained everything so if it does I can start the dispute. I got a notice a few weeks ago that it hit my credit report. I started the disputes and XXXX shows it as valid. I did not create this account. I want this off of my report please. How is it possible to open an account online without having to upload an ID or show any proof of identity? I'm working in my credit and this will set me back. Please help.
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| 04/08/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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You violated my rights Under 15 U.S.C. 1681i ( 7 ) Method of verification As a consumer I request to know all the steps your agency took to insure these items were 100 % accurate under 15 U.S.C. 1681i ( 7 ) Method of verification- Description of reinvestigation procedure. A consumer reporting agency shall provide to a consumer a description referred to in paragraph 15 usc ( 6 ) ( B ) ( iii ) - a notice that, if requested by the consumer, a description of the procedure used to determine the accuracy and completeness of the information shall be provided to the consumer by the agency, including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher, if reasonably available ; by not later than 15 days after receiving a request from the consumer for that description.
Please send the following information used to validate the validity of the invalidated items.
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| 05/10/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2021, a collection agency called Amsher Collection Services reported to the credit bureaus that I owe {$990.00} for XXXX XXXX. I have never been a customer for XXXX. We've had XXXX XXXX for decades continuously and would have no reason to add a XXXX network.
I disputed the item through the credit bureau processes, but the response came back as the debt being confirmed. I then contacted Amsher directly on XX/XX/2021 by both phone and email. They later sent an email acknowledging receipt of my inquiry but to date, I have not heard anything. I also contacted headquarters of XXXX in Colorado, who were able to confirm immediately that I was NOT and NEVER, have been a customer for XXXX
I have worked extremely hard to clean up my credit and raise my score as bad credit was having all kinds of negative ramifications in my life, but Amsher has destroyed my efforts with no resolution in sight, and it is hampering my efforts to purchase a home.
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| 10/13/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American |
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I received a letter stating that I owed XXXX XXXX a fee of {$65.00}.
I called and spoke to XXXX to which I explained that XXXX did come to my house and determined that there was no cable running from street to house and that XXXX could not service my address. I told XXXX that I had a receipt showing all equipment was returned that same week. She said I still owed the money. I asked her how much time I had to resolve the issue before my credit was impacted and she claimed she did not know. I immediately called XXXX snd spoke with XXXX who said it was clear that an internal error had been made and he did a ticket ( XXXX ) to resolve the problem. I asked him to do a 3 way call to the debt collector but he said he could not. XXXX stated that it would take up to 5 business days to resolve. I am afraid that my credit will be damaged because of this mistake that I had nothing to do with. I did my part! Pls help, I am currently trying to buy a new home.
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| 12/03/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I spoke to a XXXX ( XXXX XXXX ) representative in XXXX of 2021 and requested a quote only for TV and internet services. I specifically stated that I did not wish to engage those services.
However, a few weeks later a box of equipment ( which still sits unopened ) arrived followed shortly by bills for cable TV service. I immediately contacted XXXX but was unable to connect to anyone that could correct the problem. On two subsequent occasions I called XXXX, each time waited on hold for over thirty minutes, never able to inform XXXX that they had made a mistake. Further, neither the bills or the XXXX website has an email address that I could write to inform them of their mistake.
{$520.00} of charges for services and fees have been sent to Amsher collection from XXXX XXXX ( XXXX XXXX ) which now appears as a collection on my credit report. These charges are fraudulent, because I never requested those services and never received those services.
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| 09/03/2017 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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In my credit report are reported XXXX XXXX accounts that do not belong to me since XXXX XXXX I have done research for a check to be removed from my creditol report Which are XXXX # XXXX balance in Loss {$1100.00} this was opened in XXXX XXXX and XXXX # xxxx in positive, this opened in XXXX XXXX reports that I had a credit limit of {$500.00} that does not belong to me either. Despite the efforts that I have made, it is not possible to verify or the credit bureaus are not doing the appropriate steps to verify who the account is and apply it to the right person. In the investigation carried out now in XXXX I found that the XXXX account in loss reports that it is being paid as agreed which instead of removing this amount continue to report incorrect information. there are also reported open accounts of used XXXX XXXX XXXX # XXXX bal in loss of {$760.00} that does not belong to me and XXXX XXXX # XXXX bal in loss {$630.00} that does not belong to me.
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| 03/10/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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On XX/XX/2023 I received a letter from a Debt Collector agency under the name of Amsher Collection Services Inc. ( XXXX. # XXXX ) trying to collect a debt that I disputed in writing on XX/XX/2023. By that date no report have been made to the main credit bureus agencies until today XX/XX/2023. Amsher Collection Services have been advise in writing that Im disputing this debt withing 30 days they must to obtain a verification of the debt and any attempt to collect any debt without validating it violates the FDCPA and they did it as an act of bad faith reporting inacurrate information due they reported after receining my dispute. Also, I ask for their licensed to collect debts in the State of Florida but as today, i never recived any answer from them.
their client is XXXX which allegates equipment wasnt returned after I close an account with them. I sent them a copy of the shipping label from XXXX that they printed out for me in their store.
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| 07/26/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This company has filed a collections against me which has now affected my credit. I have NO collections & my credit score is nearly perfect. I haven't had anything go to collections in over 20 years. I have an account with XXXX, which I had to open after a security breach within the government. This collection was just filed & already hit my credit report. I have seen many other complaints about this company, so I know they are not legit.
I have filed a dispute with the XXXX. Response is below : Complaint : XXXX I am rejecting this response because : I have never lived in New York. The bills that have been submitted in my name are to an address in NY. Obviously, since you can see ALL of my information, you would know that I have NEVER lived in another state. I will NOT pay this debt as it is not mine & never was. I don't know who has my information but I refuse to pay a XXXX XXXX debt that was opened fraudulently.
Sincerely, XXXX XXXX
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| 05/28/2021 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
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This company accused me of owing debt to XXXX in a letter in early XXXX of 2021. I requested proof of debt on XX/XX/2021 via certified letter. They did not respond, but called me today, XX/XX/2021 attempting to coerce me XXXX in a demanding tone that ) I allow them to record me without my consent, and that I verify my social security number. Again, they have not provided any proof that I owe such debt.
She said " We record all of our phone calls ; I mean, you don't have to verify your identity, but this isn't going to make this problem go away. '' My main issue is not that I verify who I am ; My issue is that they did not bother to show proof of debt, and tried to prevent me from exercising my rights of not allowing myself to be recorded.
Their statement in conjunction with attempt to coerce me to verify my social security number without providing proof of debt leads me to believe that they are about to hurt my credit without cause.
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| 09/24/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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XX/XX/2021 at XXXX was contacted by an Amshare representative in regards to a XXXX account. I requested written notification, representative informed me it was not sent out due to the fact the collection was only 1 day old and the just received the request to collect debt. Representative claimed it will be sent out. Never received written correspondence. XX/XX/2021 at XXXX, received a call from an Amshare representative in regards to debt collection. Informed her that I had requested and never received written correspondence, she said " Have a nice day '' and hung up. XX/XX/2021 at XXXX, received a call from an Amshare representative, informed her I was called earlier in the day and informed the previous representative that I request written correspondence that I have never received. Representative informed me that they do not send out written correspondence, they are solely electronic and online and will not send anything in the mail.
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| 07/07/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a call from debt collector in XXXX AL, called Amsher.
Trying to receive collection on a debt that is not real, from a company that I do not have an account with.
They said XXXX sent me to collections for 109 XXXX They stated the debt was made XX/XX/2021, I believe. Before they told me anything, like the name of the company etc., they mentioned the last four digits of my SSN! They also quoted an address that has never been associated with my account, and is only found on my I.D . card.
I went into a XXXX store in XX/XX/2021, where they took a picture of my I.D . card, however I am a XXXX customer and only was in the store because of the merger.
If XXXX did have some collection on me ( which is impossible because I have reoccurring e-payments set up monthly that have been consistent the past year ) they would only have one address for me, which is the address on my account, not a very old address that is only on my I.D .
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| 03/30/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I received a call today from a collections agency ( Amsher ) ( amsherconsumer.com ) from number XXXX asking to pay for {$1000.00}. Related to internet/cable service. originally I thought it was a fraudster attempting to get my credit card information and asked for the name of the company that did the report and account number. The Company is XXXX XXXX. I called the customer service line and the XXXX department and they informed that is an actual account under my name. However, the only information that matches my real information is name, date of birth and phone number The service was opened in XX/XX/XXXX - XX/XX/XXXX in New York. I never requested, authorized a service in NY and never lived in NY.
XXXX is reviewing what happened and will get in contact with me within XX/XX/XXXX hours.
A police report, a report with the three major credit reporting agencies and a complaint with the Federal Trade Commission is already requested.
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| 11/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Communication tactics
- Frequent or repeated calls
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Web |
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I was sent an alert from the credit reporting service that I possess stating that a change had been made on my report. I contacted both my attorney staff and the Consumer Financial Protection Agency and wanted to get the correct amount of money that I owed agreed upon to pay and this collection agency sent an incorrect amount to settle of {$270.00} approximately and I did respond until I receive a comply today with my attorney. The credit reporting from XXXX stated that {$400.00} was due yet not document proving the breakdown of this amount was ever provided upon my request and the attorney 's request. This collections agency Amsher has falsified my correct balance due. Today I actually the Amsher Collections Agency and they hung up on me XXXX times. I was trying to get an account number from them and I mentioned that the previous disrespectful agent hung up on me and then a male hung up on me because he did not give me his name.
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| 10/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I have contacted XXXX by email and by phone this year. I have asked them to provide proof of the collections item that was sold to Amsher. The only thing I am constantly told is I just owe it. I am a consumer and I feel that I am entitled to a ledger that shows how I owe something from 2010. I have asked for a ledger and I have waited the 30 days or more for the XXXX back office to provide it and it has not happened. I have even asked that if the debt could not be proven to at least write it off. I can only be sent a statement with an amount but not anything with line items. I have suffered with a lower credit score due to this error on my XXXX and XXXX credit reports. There are many other experiences that have been shared by others who have disconnected service with XXXX and after a few years have a negative collections item to appear on a credit report. How can this be removed? I need all of the assistance that you can provide.
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| 01/06/2023 |
No |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I asked XXXX to give me a quote for internet, they asked for my social security and ran my credit, I never signed anything and ended up buying internet with XXXX, now I find out I have a collection from XXXX from 11 CHARTER COMMUNICATIONS LLC for {$170.00} I don't owe this company anything and because they put a collection on my credit report I have been in a very bad situation.
I made a dispute trough XXXX XXXX and they responded I owe this but I don't.
this is the collection information : Collection Agency AMSHER COLLECTION SERVICES INC Original Creditor Name CHARTER COMMUNICATIONS LLC Date Assigned XXXX XXXX XXXX Original Amount Owed XXXX Amount XXXX Status Date XXXX XXXX XXXX Status UNPAID Balance Date XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Last Payment Date Date of First Delinquency XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
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| 03/06/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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I have XXXX credit protection through XXXX because my information was compromised through their breach. ( I assume. They've never directly admitted it, just offered me the service. ) There are now two sets of collection notices on XXXX and XXXX from Amsher and XXXX XXXX XXXX. I am not behind in any of my debts. In both instances I never received notice from any firm that I owed them money prior to them placing this collection notice on my report. I was not aware of any debt owed before this. I have disputed these debts in writing with the collection agency and in the instance of Amsher also with XXXX XXXX who Amsher was collecting for.
I don't think these companies and their collection agencies should be able to phish for me by placing this notice on my credit report prior to giving me actual notice of a debt. I never even received a bill from XXXX XXXX prior to being notified that this collection notice was placed against me.
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| 03/08/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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This complaint is against Amsher Collection Services for a bill from XXXX XXXX. I requested that Amsher Collection validate this debt and prove that I legally owe them anything. The company responded with two documents from the original company with a list of medical procedures and tests that I had done, which is a HUGE problem for me. This is a HIPPA violation. My medical procedures and test are protected personal information and should have never been given to a third party company. The second issue is that the documents are not sufficient to validate that I owe this company anything. The document is the list of my test and procedures and the payments made by the insurance company and where the original company charge off part of the bill. Balance is reporting as {$0.00}. See the attached documents. This is NOT validation that I owe Amsher Collection anything. Furthermore, due to the HIPPA violations, this voids everything.
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| 02/23/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
Servicemember |
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a negative was discovered on my credit, by XXXX XXXX XXXX and XXXX i had to reach out to this collection agency not from them but from the report. The worker from Amshercollectionservices admitted they never informed me of this dept due to it had been past around from several collection companies. I twice during the conversation told XXXX that i recorded the phone call. I requested validation of there right to collect a dept and a contract that we have entered into with my signature on it. under the fair reporting act. they admittingly told me that they didn't have to contact me and inform me of the collection, because other collection companies had been trying to collect. viewing my XXXX report XX/XX/XXXX the same day they told me they got it was the date its was placed for collections. my due prosses was disregarded and i plan to file complaints to the XXXX XXXX XXXX against this company for this and other right violations.
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| 01/29/2024 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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The original company XXXX sent me a past due bill notifying me that I owe {$240.00}. However, on XX/XX/XXXX I received information from XXXX XXXX that this debt has been acquired by AmSher Corporate, and the new amount owed is {$730.00}, which I find to be extremely surprising and inaccurate. Upon contacting AmSher Corporate, I was provided with payment options without any explanation of the bill, in a manner that I found to be quite rude. At this point in my life, I am experiencing financial hardship due to unemployment and lack of savings. The company has offered me the option to start making payments by mail, as I currently do not have sufficient funds in my accounts. Furthermore, they were unable to verify the date of birth I provided, insisting that it was incorrect, despite my certainty regarding my own date of birth. This has led me to believe that the company may be engaging in questionable or even illegal practices.
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| 10/25/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I contact XXXX XXXX for Home internet and the lady almost forcefully add 8 new sims in package- i clearly told her that 8 owners are involved so i have to ask all of them and if all agreed we will put sims in our phones - others wise we will not - i dont know when they activated the sim and start charging bills- The Sims still were unused - after one month they stoped home internet- when i contact then they told me that u have to pay {$800.00} - i was shocked- {$800.00} bill for Home internet? How? It should be around {$50.00} per month. More they told me that you used 8 lines.
Seriously?
I told them that you can see we didt even try to install any sim in our phones so how they can charge us. Even they didt informed me that they are going to activate all sims- And i returned the internet device - now they sent {$530.00} for collection on XX/XX/2023.
To AMSHER Collection XXXX I will request to help me in this regard Thanks
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| 05/10/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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AMSHER COLL Account # XXXX 15 USC 1681 section 602 A States I have the right to privacy. 15 USC1681 section 604 section 2 also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1681c. ( a ) ( 5 ) Section States : No consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report more than seven years. 15 USC 1681s-2 ( A ) ( 1 ) A Person shall not furnish any information relating to a consumer to any consuming reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate I HAVE NEVER given authorization nor permission to report to credit nor do i have an account with this agency! My rights has been violated and they are in violation according to the statutes mentioned above.
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| 10/08/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Old information reappears or never goes away
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Web |
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XX/XX/2018 at XXXX XXXX. I contacted Amsher Collection Services about a past due account, We agreed upon a settlement amount with the conclusion that they were to send me a letter stating a {$0.00} balance and that it is to be removed from my credit. Although they tried to get me to pay the full amount AFTER agreeing to pay the settlement amount of {$760.00}, To date XX/XX/2018I have not received the letter. I contacted them again XX/XX/2018 and was told to email the supervisor XXXX, I have emailed twice, and once through their website this morning ( XX/XX/XXXX ), and called again on XX/XX/2018 at XXXX. Today ( XX/XX/XXXX ) I was told during a phone conversation that the manager just came in and once they opened their email they would respond to my emails, again they have failed to respond. Every time I have called in I have been notified that all calls are recorded so someone needs to go back and listen to their calls
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| 02/02/2024 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I requested a validation letter with proof of my signature and company failed to comply.
Pursuant to the Federal Fair Debt Collection Practices Act ( 15 USC 1692c ), you are hereby notified to immediately cease communications concerning the collection of the debt associated with the above-referenced account. This notice shall include, but is not limited to written correspondence, as well as telephonic communication.
In the event that you fail to honor my request, please be advised that a written log of all contacts made by your company will be recorded. Furthermore, failure to honor this request could subject your company to liability under Federal law.
If you or any other agent of your company attempts to contact me regarding this debt, a formal complaint will be filed with the Texas State Attorney Generals Office and the Federal Trade Commission.
Thank you for your attention regarding this matter.
Sincerely,
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| 05/13/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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This debt isnt mine. I've never been to New York. Ive never had XXXX and never owned an ipad.
Identity Theft AMSHER COLLECTION SERV Account Number : XXXX Please remove it from my credit report.
By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter.
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
Thank you for your time and help in this matter.
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| 10/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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Going through my credit report I noticed a collection for the amount of {$490.00}. I attempted to look into my files, being that this collection is displaying as a charge for a checking account. Evidently, I did not have any information or records tying me to this account or any relationship with XXXX XXXX, the original creditor. I reached out to Amsher Collection Services on XX/XX/2023 by postal mail requesting the debt to be validated. Upon validation, if even possible, my next step was to consult with the agency to see what resolution we can come to and if there is an option for pay to delete. It is now XX/XX/XXXX and I still have no response from the collection agency, and the collection has still been reported on my credit as of XX/XX/2023. Being that I still have no response, I feel that my consumer rights have been violated. Attached is the letter that was sent to the collection agency requesting validation.
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| 12/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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XXXX XXXX is saying that I opened an account with them for new phone service. I never did and never have used any of their services. I have XXXX as my cell phone co. They sent me a bill for {$55.00} dollars and I called them XXXX times to explain I never signed up for anything. They turned over the matter to a collection co and now they are calling me. I asked them to go back and listen to the calls and they will see that I never signed up for any service. I am being harassed by XXXX XXXX and this outside collection service. It's outrageous and unprofessional. I will never do business with XXXX XXXX as a result of this. How do I make them stop calling me and make sure that they don't report any negative items on my credit report. I also contacted my credit card company to report the fraud. They reversed the charge on my credit card bill. I literally have no marks on my credit report. Also can you make them stop?
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| 09/21/2021 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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AmSher Collection Services has reported a collection account to my credit profile. They are reporting that I lived at XXXX XXXX XXXX XXXX, NC and have a delinquent account with XXXX XXXX for {$70.00}. My correct address is XXXX XXXX XXXX XXXX, NC. I have provided AmSher with a copy of my lease agreement and a statement from XXXX XXXX for my correct account that both prove my correct address. I have requested multiple disputes with AmSher but they refuse to delete the erroneous account. Most recently, I sent a request for account validation which was ignored by their company. Instead of responding to my request, I received instructions to claim identity theft. Their request for me to claim identity theft would be both immoral and fraudulent and I refuse to complete the documents they requested. I am not a victim of identity theft, I am a victim of a debt collection agency refusing to correct inaccurate reporting.
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| 11/21/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Other personal consumer report
|
- Identity theft protection or other monitoring services
- Billing dispute for services
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|
Web |
Older American |
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Someone, whom I don't know, used my Social Security Number, and created an Internet Account in XXXX since XXXX.
XXXX never contacted me until XX/XX/XXXX when they sent me a letter charging me {$42.00} whose account was XXXX, in the name of XXXX ( THAT IS NOT MY NAME ). I called Customer Services, filed a complaint and they agreed to investigate what happened. On XXXX XX/XX/23 I received a letter again with the same account, charging {$54.00}, informing me that Telephone XXXX XXXX XXXX had been suspended and that I owed : ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX That same day I contacted XXXX XXXX XXXX XXXX XXXX created claim # XXXX. Valid to date...
On XXXX I received a call from the company AMSHER COLLECTION SERVICES charging me {$53.00} Account. No. XXXX, type : XXXX XXXX.
Thus creating a negative note on my credit report.
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| 04/19/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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On XX/XX/2022, I called to cancel my hotspot services with XXXX XXXX During the conversation, I asked the representative what do I do with the device now that I've cancelled my services? She responded without hesitation, " just throw it away ; we don't need it. '' I responded, " you don't it need it? '' She said, " no. '' The representative was very confident in her response, and I believed what she said was correct ; so I threw the device away.
My account has now gone into collection for the amount of {$380.00} for not returning the hotspot device. I've called and spoke to numerous representatives, a manager, and even sent a certified letter stating I was misinformed by one of their representatives and therefore I shouldn't be held financially responsible for her mistake. Given the fact, my question is a standard question people ask a customer service representative when returning their company 's product.
|
| 04/25/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I originally filed a complaint with CFPB regarding amsher collections.
I also sent a debt validation notice to amsher to which amsher did not respond.
I am filing this complaint on the basis of amsher collections knowingly attempting to collect a debt that is not owed in violation of fair credit reporting act.
The amount amsher is attempting to collect is for a merchandise that was returned to the merchant, XXXX. Amsher provides a signed receipt for original purchase but knowingly failed to submit receipt showing that item was returned to XXXX.
Item was an online purchase that was not delivered to me. I requested XXXX cancelled delivery, which it did. thaNot only was item returned to XXXX, the item was not delivered to me.
Amsher will need to show proof of delivery of online purchase.
And the XXXX statement ( see last page ) provided by amsher shows a charge for the item and then a subsequent refund.
|
| 12/02/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
About a year to two years ago, I began receiving statements from Amsher Collection Services about an unpaid debt from XXXX. These debts were in the {$300.00} to {$400.00} range, and have since reached about {$500.00}. I have not ever had an account with XXXX for any services, as my cellular services were with XXXX until about a decade ago when I switched to XXXX for cellular services. A couple of months ago, this debt began to show up in my credit reports at the XXXX, XXXX, and XXXX. I have since had issues obtaining some lines of credit as a result of this issue. I have attempted to work with XXXX to get information on the alleged account but been unsuccessful. On XXXX, I attempted to work with AmSher Collection Services but they had already turned over the account to the XXXX XXXX XXXX XXXX. I have no definitive proof that I did not have a XXXX account, which makes this issue especially difficult to prove.
|
| 02/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
In XX/XX/2020, I was contacted by Amsher collections regarding my XXXX account. I was offered a settlement or a payment plan option. I was told given my timely response with them, setting up a payment plan would prevent this debt from being added to my credit report. So, I set up the payment plan. Two payments of {$67.00} each processed through my bank on the dates I arranged. Suddenly, on XX/XX/20 I get a notification that this account was added to my credit report and did not include the original balance nor did it show the payments I already made on the account. Additionally, this was not what I was told would happen with my account. When I called Amsher about this, I was told something completely different. I also NEVER verified for the auto pay payment plan I set up to be canceled, but considering I called and complained about their practices they withdrew my payment plan anyway WITHOUT my verification.
|
| 02/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I, XXXX XXXX, consumer, and original creditor. It is clear that AmsherCollectionServices has violated my consumer rights and committed aggravated identity theft on me. 18 U.S. Code 1028A To be clear, I, XXXX XXXX, have NEVER signed any agreements whatsoever with AmsherCollectionServices, So I am reporting them for aggravated identity theft and I am demanding them to DELETE COLLECTIONS OFF MY CONSUMER CREDIT REPORTS TO ALL CREDIT REPORTING AGENCIES. please CFPB, understand I, XXXX XXXX, never signed any agreements whatsoever with this company. This breaks my heart to know that this company has committed aggravated identity theft on me, an violated my consumer rights. This refer to Federal 18 U.S. Code 1028A aggravated identity theft is a violation to my consumer rights. I, XXXX XXXX, consumer, and original creditor. It is clear that AmsherCollectionServices has violated my consumer rights. 18 U.S. Code 1028A
|
| 03/29/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XX/XX/2018 I called AmSher Collection Services this morning at XXXX to pay a debt that I don't agree with however I'm in the middle of closing on my house & need it off my report immediately. I asked the agent XXXX XXXX to agree to sending a letter on letterhead showing the debt was paid in full & will be removed from my credit report, he advised me they have no such letters in their office. I asked for his supervisor, he said I need to call back after XXXX to speak with her. I asked for her name he advised it is XXXX XXXX. I am willing to pay this debt off in full today w/ an agreement that I receive the letter I requested so I can give it to my loan officer for closing purposes. This debt shouldn't ever been on my report per the agreement w/ XXXX XXXX w/ XXXX Corporate office ( see attached documents ) The XXXX debt they are collecting has been turned into the XXXX & the FCC.
Thank you for your help!
|
| 05/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
A collection agency by the name of Amsher Collection Services is repor ting a XXXX account on my credit report for {$1300.00}. I went to XXXX in person to find out about this debt and it turns out it was identity theft. I fille dout a Fraud Package given to me fro XXXX , they contacted Ansher collection who instead of deleting this account from my credit report, just sent a letter saying that I paid it. I never paid them obviously because it is not my debt. And if they recieved a payment from XXXX then they need to report the accoutn to XXXX not to my credit report. You see, if they report that this account has a XXXX balance, it still affects my credit because it will be reported as paid after being in collections, therefore they need to delete the account completely from XXXX , XXXX and XXXX and report it to whoever paid the account since the account was not mine in the first place.
|
| 05/08/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Amsher Collection SE broken all laws that follows including 20 USC 1232g ( b ). 15 U.S. Code 1681 ( a ) ( b ) ; 15 U.S. Code 1681b ; P.L 90-321 ( 82 Stat. 146 ) ; 15 U.S. Code 1681c ; 12 CFR 1022.3 and 15 U.S. Code 1681n. According to the Fair Credit Reporting Act 15 USC 1681 section 602 a states : " There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. '' XXXX, XXXX and XXXX are consumer reporting agencies and I am the Consumer. I have the right to make sure my private information isn't shared which is backed by 15 USC 6801 which states " It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. ''
|
| 11/03/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was XXXX XXXX XXXX XXXXXXXX, 2023, XXXX was stolen along with my ID, bank and credit cards and other valuable items. I contacted XXXX via phone and going to store, only to be told they couldnt help me because I didnt know my pin. Couldnt get a replacement under my insurance plan because I didnt know pin. I never received a bill but received a collection letter at my grandparents house. As a victim of crime its unfair that company couldnt help me before canceling my account. I filed dispute with debt collector and see that the problem was the bills were being sent to the wrong address. I contacted XXXX and they said its nothing they could do because they reported to collection agency already .I have a police report for proof. Just dont want collection agency to place on my credit report due to unfair communication from XXXX. Notice the wrong address on bill and grandparents address on collection letter.
|
| 02/08/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I checked my credit report with XXXX based on information received from XXXX card. It showed that I had a delinquent account with XXXX XXXX in collection by an agency called AMSHERCOLLECTIONSERVICES # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AL XXXX ( XXXX ) XXXX in amount of {$2000.00}, placed in collection XX/XX/XXXX.
I disputed with XXXX that I do not have XXXX XXXX, have never received a bill from the collection agency. XXXX responded that investigation was complete and I owe the amount. File number with XXXX is XXXX ; date reported in XX/XX/XXXX.
I had XXXX XXXX for about 3 months about 10 to 12 years ago, and account terminated because of reception problems, with XXXX balance due.
I do not have bills or receipts because I have no business with XXXX XXXX nor Amsher Collection Services.
I have not received a bill from XXXX XXXX since and never a letter or call from above collection agency.
|
| 09/30/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
In XX/XX/2019 I had a account with XXXX which included insurance on the ( 2 ) Two cellphone, which were being pay each month in the bill amount, I went XXXX and the cellphone were stolen, on my return I call XXXX and reported the matter then I went to a XXXX store and was awaiting them contact me and in stead a collection agent AMSHERCOLLECT SERVICES at XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX, Telephone number ( XXXX ) XXXX for amount {$4400.00}. I explained my situation to them and informed them about the insurance which was on the account because my phone screen broke before and it cost me {$190.00} so after that experience I added insurance to the plan to cover any damage or if the phone is lost or stolen, only thing they are tell me is that I need to pay this amount and my account condition is DEROGATORY but I am asking about the insurance that was being paid for these purposes and these situations.
|
| 06/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
I had a {$50.00} per month XXXX hotspot with XXXX XXXX. I canceled the account in XX/XX/2022. However, they kept billing my credit card. I called and reminded them that I canceled the account 3 months earlier. They said they would correct the issue and refund the money. However, they charged me yet again the next month. I called XXXX XXXX and disputed the charges back to XX/XX/2022. XXXX XXXX then sent me a bill for {$190.00}.
Now they have hired a collection agency demanding {$240.00} and they have placed a derogatory mark on all three credit bureaus.
I have disputed the claim either all three of them.
This sounds like mail and wire fraud to me.
It is impossible to get an XXXX from XXXX XXXX on the phone unless you are opening up an account. All other calls are outsourced to XXXX.
In my reasonable opinion this is a deliberate tactic to get people to just pay rather than go through all the hassle.
|
| 03/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Previously reported Amsher Collections and XXXX for potential violations of the Fair Credit Reporting Act. I now have 2 unsolicited credit inquiries on my credit in addition to the negative information filed against my credit in violation of the Fair Credit Reporting Act.
AMSHER : I will not call you- I refuse to voluntarily subject myself to your abusive language, threats and time-wasting tactics.
Please provide a written letter stating that this information and all inquiries will be removed from my credit within 5 business days of receipt of funds. Your posting a bill that was never sent is not sufficient. Your Word document is also not sufficient.
Your further delay tactics are noted and unappreciated. Since my last report, more of my information had been sold on the dark web relating to this account. These tactics are illegal and unethical, and will continue to be reported here and elsewhere.
|
| 10/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I canceled all cell phone service with XXXX on XX/XX/XXXX with XXXX email confirmation I have called XXXX regarding an outstanding bill of {$300.00} for a XXXX XXXX that was returned on XXXX.
I have two emails from XXXX on XX/XX/XXXX, confirming that the return of the XXXX XXXX.
I have always paid my bills with XXXX in full ( On auto-pay with my bank account ) I have email confirmation on XX/XX/XXXX, from XXXX that the XXXX XXXX was returned back on XX/XX/XXXX.
This error with their billing was closed on XX/XX/XXXX, but XXXX has now sent this erroneous bill to AmSher Collection Services .
On XX/XX/XXXX, XXXX in XXXX Customer Service emailed me stating the refund/correction to my bill for {$300.00} because it was an error.
I will include all email correspondence from XXXX in this complaint to assist in having this complaint corrected with XXXX and the Collection removed from my credit report.
|
| 01/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a phone bill with XXXX {$400.00} which was created by error because XXXX refunded my payments in XX/XX/XXXX. Upon realizing the mistake, XXXX reached out to me through a collections company called Amsher Collections. The account was opened with Amsher as record # XXXX Opened XX/XX/XXXX, reported to credit agencies XX/XX/XXXX. Soon after I was informed about the bill, i immediately paid it off. Amsher collections agreed to delete this from my credit through the credit agencies. Today, account is still showing on my credit report and Amsher is now refusing to owner their commitment. They are sying, they never said that they will delete from my record. I am reaching out to you to help me get this deleted from my credit record because Amsher Collection agreed to do so and I honored my part and paid them immediately. Please assist so Amsher can get this record deleted from my credit report. Thank you
|
| 02/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
After reviewing my credit profile on XX/XX/2023 I identified a discrepancy with account listed under XXXX XXXX and validation was requested as this was an account that I did not recognize I reviewed my credit report and I have not received any correspondence from creditor to validate this account as correctly belonging to me, nor has my credit report been updated to reflect that the account is disputed and therefore a 2nd validation letter was send out on this day. After reviewing credit report again on XX/XX/2023 there have been no updates and account is still reflecting on the report. I do not believe the account belongs to me nor do I believe that the creditor has authorization to access the account nor authorization to attempt to collect on the account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all the information is correct.
|
| 05/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
On my XXXX credit report a debt to XXXX XXXX for {$1000.00} for services on an address of XXXX XXXX XXXX, XXXX XXXX, SC XXXX. This is not my debt I have never lived in XXXX XXXX SC or anywhere in South Carolina nor have I ever given anyone permission to open an account in my name. When I disputed this charge with XXXX they told me to contact the collection of Amisher Collection Services, XXXX XXXX XXXX, XXXX XXXX, XXXX, AL XXXX for a resolution. I have written to Amisher Collection Services but they have not given me the courtesy of a reply. Also XXXX said they could not remove the address of XXXX XXXX XXXX, XXXX XXXX, SC XXXX.
So I am asking that you have the XXXX XXXX debt and the address of XXXX XXXX XXXX, XXXX XXXX, SC XXXX removed from my credit report as neither of these things belong to me and should not be on my credit report.
Thank you for you assistance in this most depressing matter.
|
| 05/27/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I check my credit report once a month to make sure that all of my accounts are being reported correctly. In XXXX , I noticed a random collection company by the name of Amsher Collection services reported a collection on my reports with an acct # of XXXX . It states that I owe XXXX . I do not have XXXX nor have I had their services in over 7yrs. I then started to get phone calls from this company. I spoke with them and informed them that I did not open a XXXX account and I do not owe them. I told them the account is fraudulent and not mines. The rep also quoted me some fraudulent address that is not mine. I have never received any letters from XXXX or Amsher Collection.
I have contacted all XXXX credit bureas regarding this fraudulent account. Since, XXXX and XXXX have completed their investigation and removed this account.
XXXX however has not removed this account.
|
| 01/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2023 i get a credit alert of a collections hitting my report. I have not received any letters in regards to the debt nor have a i received any verification, of the debt.
The debt collector failed to validate the debt. By law 15 usc 1969g Confess states they must provide all XXXX requirements. Pursuant to 15 usc 1692g XXXX does not state that providing this validates the debt, pursuant to the FDCPA. 15 usc 1692a 5 ) XXXX ) The term debt means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance, or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment. Furthermore under 15 usc 1681 Consumer reports are our reputation and furnishing a bad debt has ruined the reputation of the consumer ( myself )
|
| 08/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have contacted this company that is on my credit report as it just popped up out middle no where. I have never heard of this company nor have they sent me any documentation about a debt. I am exercising my right under the Fair Credit Reporting Act, Section 609 to dispute this charge as I do not owe them as I have never done any business with them and have illegally placed this on my credit without contacting me or confirming with me any information. The amount is XXXX. I have lived at same address over 20 years so I am unsure who they are as again they have never sent me anything. I have contacted them and tried to fax them, nothing worked out. I would like proof of debt and any original documents with my signature and also would like them to cease and desist any further contact with me as they are not even allowed to collect in TN as they do not have an office in Tn either per TN state law.
|
| 08/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
AmSher collections says that I have an outstanding balance of {$59.00} ( account XXXX ) for a XXXX XXXX bill that was never paid. However, this is false. All my bills have been paid and my account ( s ) are up to date. I contacted XXXX XXXX and they confirmed that I don't have any outstanding balance. I even contacted AmSher with a XXXX representative ( 3 way call ), who confirmed and told them that I have no outstanding balance, but AmSher kept insisting that I need to file a dispute ( which can take up to 30 days ), without even telling me how to file a dispute. Then they kept trying to make me pay a settlement fee of {$39.00} to clear this balance to avoid the hassle of having to dispute this ( non-existant ) balance.
I have an open case with XXXX ( # XXXX ) stating that I have a predatory collection agency trying to collect from me for a non existent balance using them as an excuse.
|
| 05/16/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have sent several requests to this company to prove that this debt is mine. They sent me an itemized bill which is not legal. The name of the creditor is Amsher Collections in XXXX Alabama. They are still reporting on my XXXX file in the amount of XXXX They were removed from the other two but not removed from XXXX. I have also contacted XXXX in regards to this the last time neing just in XX/XX/XXXX. XXXX keeps saying that I need to send in updated ID and billl which I have done several times. I have also disputed it online with no action taken. Police reports have been sent to all credit agencies regarding this debt as well for my ID was stolen. I sent correspondence to this creditor on XX/XX/XXXX and did not hear back until the end of XX/XX/XXXX which surpassed the 30 days allotted as well. I have also sent this into the credit agencies along with the tracking numbers for the mailing.
|
| 11/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX changed from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX There were some unpaid last bill ( {$320.00} ) that I was not aware of. XXXX XXXX account closed in XXXX and I could not get any notification from them since thenXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX in XX/XX/2021 and I finalized my new residential place and changed my Driver license in XXXX.
XXXX XXXX and Amsher sent notice to my old address ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) and I did not receive those letters. They filed a collection in XXXX, which hurt my credit record for XXXX and XXXX. I noticed the drop of my credit report and found out what's happened via XXXX. I just called Amsher Collection and paid my debt immediately. Now the balance is XXXX.
This collection is caused by wrong address record. I did not intent to delay the payment. I ask the credit bureau to delete this record.
|
| 07/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I have been trying to get a collection paid in full for Charter Communications via a 3rd party - Amsher Collections. I did not receive any verifiable letter from AmSher about this collections and now they have given my collection The XXXX XXXX XXXX XXXX XXXX who verbally refused to send me any information on this. When speaking to an Amsher representative about this early 2022 I was informed I could go online and pay it, however, because I didn't have a letter from Amsher with an account number, I was not able to make an account to pay this debt off.
The XXXX XXXX XXXX XXXX XXXX said they sent me a letter in XXXX- never received.
Amsher never disclosed when they sent me a letter to dispute and refuse to send me any information because The XXXX XXXX XXXX XXXX XXXX has it, who also refuses to send me infomation.
I owe {$120.00} to Charter Communications- or AmSher OR XXXX XXXX?
|
| 11/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I called Amsher XXXX Collection on XXXX/XXXX/2016 and made a settlement of {$390.00}. I called back on XXXX/XXXX/2016 because XXXX needs more information on my account in order for them to release and unlock my phone as I was promised by XXXX XXXX XXXX as per our conversation recorded for security purposes. Now I am being charged {$98.00} as per XXXX different collectors ( recorded calls remember ) attend my call they had my XXXX up giving me the run around finally after XXXX of giving me the run around finally XXXX XXXX Production Supervisor comes on the phone trying to justify with words defying and being nice but rude towards me she would n't even let me talk to the CEO of the company. I ask for his name it was denied over the phone so I skipped traced and found it, I would love for if you can hear it too. What a professional company??? it looks like it should be for clowns.
|
| 03/20/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX sent me equipment to set up that I never connected. Never used their services. I have photo and video proof that all the equipment I gave back to XXXX on XX/XX/XXXX was still sealed in plastic. I was given a receipt by a spectrum representative proof that I returned equipment and I never opened it. Account for spectrum was opened XX/XX/XXXX, since I never used the items, I thought I wouldn't be charged for it however I only realized I was being charged for such from 11 charter communications, llc. Those representatives told me if I returned the equipment I would not owe spectrum anything however I check my credit today and see them still trying to collect money for services I never received or equipment I don't have anymore. Amsher collection services are holding my credit accountable. I believe I owe nothing for services I never received nor wanted in the first place.
|
| 10/13/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a derogatory credit mark on my credit report for {$120.00} I owed to XXXX in 2021 that I was never told about. I have been a XXXX customer for years and am currently a XXXX customer and pay on time every month. I would have gladly paid the {$120.00} if I got a notification that it was due. I never received mail an email or a call or Anything at all to let me know I needed to pay it. I spoke with the manager wanting to get the derogatory credit off my report immediately and they told me that it was not possible for another two months even after I paid the {$120.00}. This has greatly affected my credit score and I have been a loyal customer for years to XXXX with on time payments. The attached item below is the only notification I got and it wasnt from the debt collector it was from XXXX. I had to research the debt collectors number to reach out to them and pay.
|
| 01/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX I Spoke with XXXX XXXX XXXX representative in reference to my account XXXX and the account balance has been resolved to a XXXX balance.
XXXX I reached out to Amsher Collection Services , Inc. in regards to their attempt to collect on the same debt with their account # XXXX spoke with a representative and advised him that he debt has been resolved with the original creditor, provided the name of the XXXX representative I spoke with and tried to provide contact information for them to confirm the resolution of the debt, he refused and said that he will wait for XXXX to reach out them.
I ask them to stop sending communication attempting to collect on a debt I did not owe. It is not right for a collection company not to accept proof of debt resolution from the original creditor from the debtor the are attempting to collect the debt from. It should not be a one way street.
|
| 05/08/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
I received a letter from Asmsher collection services XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX around XX/XX/XXXX stating that I owe XXXX XXXX I checked the box that indicates that the amount is wrong and returned by certified mail. I have since received another letter from XXXX XXXX XXXX XXXX XXXX XXXX a debt collector,XXXX XXXXXXXX XXXX XXXX, XXXX XXXX XXXX XXXX Al XXXX dated XX/XX/XXXX indicating the same amount, yet with no itemization of the amount in question. I switched mobile carriers in XX/XX/XXXX and was told by XXXX rep that I could not make the switch until I cleared my account, which I did. Prior to receiving these collection letters, I emailed XXXX XXXX and XXXX XXXX at XXXX requesting an itemization of the charges in question and did not receive any follow-up. I pulled my credit report and saw that it appears as a negative account from Amsher collections.
|
| 06/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a business cell phone account with XX/XX/XXXX in the past. After being a customer for 7 years and had so many issues I decided to close my account and move all my lines to another company.
At that moment I had a balance of XXXX corresponding to EIP phone installment plans, which was paid in full on XX/XX/2021.
In order to close my account and unlock my numbers the amount had to be paid in full.
7 months later I'm receiving a collection letter from Amsher Collection Services , IncXXXX stating that I owe a balance of {$760.00} to XXXX which is impossible considering my account was succesfully closed after my full balance was paid.
I contacted this agency by phone to explain this and no one was able to verify this debt. Now this collection has been reported to the 3 credit bureaus affecting me a lot since I'm getting prepared to buy a home in the next 4 months.
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| 06/03/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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I called Amsher Collections around XX/XX/2019 pertaining to my XXXX balance. They then sent me to the Attorney Law offices of XXXX XXXX. So I settled the debt with {$380.00} with the Law offices of XXXX XXXX. They explain to me that they will report to both Amsher Collections and XXXX that the balance was taken care of. They said it should take about 30 days for the debt to come off my credit report. Its been about 3 months and it still appears on my credit report. I contacted all three businesses sometime in XXXX, and they all pointed the finger at one another. Seems like no one wants to take responsibility of contacting the necessary people to get this off my credit. Not knowing what to do, my wife did some research to get in contact with your company. When I asked for an email copy of the agreement we made, they said they can only provide me with a confirmation number.
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| 10/26/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Hello here are a few details about the debt collection.
I have been using XXXX XXXX service for the last 3 years or more, One morning a man stooped me and asked me to reconnect XXXX XXXX and I said their bill is higher but he said give me a good deal I responded I'm using XXXX can't cancel now than he said don't worry I send you equipment and whenever you feel good to install it and you will be charged from the time. So he sent that equipment box and I NEVER CONNECTED THE SERVICE and return the equipment box after a month, I couldn't return it because I was busy with my daily life, and they sent me the {$150.00} bill without using their single MB of internet. Which is unfair and their agent is a liar. I spoke to the XXXX many times about it but they just ignored my statement. I think they are doing wrong and hopefully CFPB will help me to remove this notice. Thankyou!
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| 08/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I received a collection from an AMSHER COLLECTION SERVICES on XX/XX/XXXX that was placed on all my bureaus. the original Creditor was XXXX. I've spoken to XXXX and this account was closed due to fraud. Someone used my name and social security to open and use this account. AMSHER COLLECTION SERVICES is now trying to collect a debt that is fraudulently against my name. It's also a duplicate attempt at colelction, because on XX/XX/XXXX for the same original creditor, XXXX, a RECEIVABLES PERFORMANCE has also tried to collect a debt in a similar amount. They then sold this debt to AMSHER COLLECTION SERVICES and now the same fraudulent debt is being attempted once again by another company with a brand new collection registering against my name with the bureaus. Meanwhile my score has suffered a XXXX point hit accross all bureaus. Can we please have this removed? Thank you.
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| 07/12/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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My health insurance XXXX XXXX XXXX XXXX XXXX XXXX was never billed for the medical bill from XXXX XXXX XXXX the origin of the bill. I contacted XXXX XXXX XXXX and they filed my instance after they sent me to collections with Amsher Collection by mistake ( invoice XXXX ). However XXXX XXXX XXXX XXXX pay the bill and I paid the remaining if the bill after the medical bill was recycled through the system. I contacted Amsher and give them proof the bill was paid by my insurance and myself and Amsher is still collecting on the bill. I requested they remove the bill from my credit report and sent them a certified letter tandcthe insurance billing paid cancelled check. AMSHER is still collecting on a debt that XXXX XXXX XXXX has been paid on ( {$310.00} ). I asked that the collection be removed from my credit report and Amsher continues to report this bill in collections.
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| 03/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I checked my credit report and noticed Amsher Collection Service on my credit report. I immediately sent them a debt validation letter that was mailed on XX/XX/2021 asking for What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : On XX/XX/2021, according to USPS tracking, Amsher received my debt validation letter. It is now XX/XX/2021 and Amsher has not validated the debt nor has sent me any response. This collection company has violated the FDCPA
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| 08/24/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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On XX/XX/XXXX, 2017, I spoke with Amsher to dispute the XXXX account. I explained to the manager that I did n't owe {$1000.00} to XXXX and that I had never received the itemized bill proving to me valid charges. The supervisor said that she would file the dispute with XXXX and make sure that they send alleged charges to me. She also stated that I would not be reported to the credit bureau. Instead I was reported to all bureaus without a thorough investigation of the charges. I do n't owe XXXX {$1000.00}. Please have them remove this item from my report.
In that same day you send me a notice telling me you could n't serve XXXX. I advised XXXX the manager that I file a complaint with your office but it could not be served On XXXX. She advised me to give their address. The same day, after being told it would be investigated, they put it on my credit bureau reports.
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| 04/05/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I had another complaint submitted before, complaint ID # XXXX for you reference.
I just received another letter from a different collection agency that works with XXXX, Amsher Collection Services , IncXXXX XXXX is still harassing me with the same thing as I complaint before. I don't owe XXXX any money, I asked my bank to dispute the charges from XXXX because they tried to charge me the services I already cancelled, and the claim center of my bank was investigating and waiting for XXXX 's bank 's response, but XXXX totally ignored my bank, no response at all for over 1 month. XXXX just kept harassing me by telling different collection agency sending me the letter to scare me. Whoever works for XXXX should be ashamed for harassing the consumers that doesn't owe XXXX any money! Please help me with this! It seems like it will never end!
XXXX is the worst!
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| 05/12/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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To Whom it May Concern, This letter is a formal compliant that you are reporting and incomplete credit information.
According to the Fair Credit Reporting Act section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify, through the physical verification of the original signed consumer contract, any and all accounts that you post on a credit report. Otherwise anyone paying for your reporting services could fax, mail or email in a fraudulent account.
I demand to see verifiable proof ( I.e. : an original consumer contract with my signature on it ) that you have on file for the account listed below.
Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverifiable accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the account listed below.
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| 08/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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On XXXX XXXX I was notified by XXXX monitoring service that a major derogatory report was detected. It was filed by a collection service- Amsher collection servicesXXXX XXXXXXXX ( XXXX XXXX. I contacted them and was told there were 2 accounts that went to collection from XXXX and they were in my name.These were not mine and contested them. They opened a fraud case # XXXX and are sending instruction on what I need to do. I was told that the first collection case was for {$230.00} ( case # XXXX ) the second was for {$2600.00} ( case # XXXX ). Suspect apparently used my name and XXXX XXXX XXXX, XXXX, XXXX as an address. ( not my address and I don't have a XXXX phone either ). This collection service never tried to contact, just file negative report! I will be filing a police report and have placed fraud alert with the 3 credit bureaus..
i
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| 02/18/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
Servicemember |
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I have gone on a 3 way phone call with XXXX, myself and Amsher Collections and Amsher Collectors refuses to remove the collection efforts and XXXX has informed Amsher Collections that I am current. I have called Amsher Collections numerous times before the 3 way phone to let them know I was current but as of XX/XX/XXXX, they are still reporting to my credit reports that I owe them {$300.00} for a prior XXXX bill which in inaccurate as like I have said, I am current with XXXX and have been making monthly payments since XX/XX/XXXX. Amsher Collections has indicated that they have sent messages to XXXX with no reply from XXXX. This is no longer my problem and Amsher Collections should honor the 3 way phone call between myself, them and XXXX. I have also reported Amsher Collections to the XXXX. I have also screenshoted you a photo of my current XXXX bill.
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| 03/25/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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A collections company suddenly showed up on my credit XX/XX/XXXX saying I owe XXXX cellular {$520.00} from an account that I closed out XX/XX/XXXX. I contacted Amsher Collections to inquire and request information but they wouldnt give me any. Then my wife and I on several separate occasions tried to get information from XXXX regarding the account and they willingly admit there was a {$0.00} balance and they dont know where this charge came from. In the mean time, my near perfect credit is being damaged beyond repair and I dont know if I have a choice but to pay this. I have considered getting a lawyer to track this down out of principle but ideally would not like it to come to that. All I am looking for is information to prove money is owed and it is not a mistake or scam and XXXX reps have constantly claimed they are helpless to find a solution
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| 10/12/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a negative mark on my credit report in XXXX of XXXX, I learned via XXXX ( a credit monitoring app ) that I had a Collections Report on my account. The only information provided was that the debt attempted to be collected is {$530.00} and that the Lender is " XXXX XXXX XXXX. '' At no point did anyone from Amsher Collections or XXXX XXXX reach out to me in regards to this debt prior. I sent a letter via certified mail with receipt on XX/XX/XXXX and have received the receipt back yet no response from Amsher Collections to explain why the charge exists, whether they have the authority or licensing to pursue such actions or any proof of this debt existing with XXXX XXXX. As I have not been a XXXX XXXX customer since XXXX, I am highly concerned about the truth of this debt as well as my credit score and social security number being at risk.
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| 08/08/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX I received an alert from my credit monitoring service that a delinquent account had been posted to my XXXX credit report file.
I pulled up my credit report and saw that Amsher Collection Services had posted a delinquent account for {$180.00}, placed for collection on XX/XX/2019, originally from XXXX XXXX.
The debt is not mine. I have never had an account with XXXX XXXX.
I immediately disputed the account with XXXX. One week later they claimed they investigated it and validated it as accurate.
Then on XX/XX/XXXX I mailed a Debt Validation Letter to Amsher Collection, certified mail, at the address provided in the credit report. The return receipt verifies it was received XXXX am on XX/XX/XXXX in XXXX, AL XXXX.
It has been more than 30 days now and I have received no response from Amsher, either via email or postal service.
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| 07/15/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Hello, I have had a negative item pop up on my credit report for a collections charge for XXXX XXXX.
I have never had a XXXX XXXX account in my life.
However, I did have identity theft earlier this year. My bank stated that the person had my email and phone # on their application.
I contacted XXXX and have been told that Amsher verified this as an accurate collection against me. I would like to know where they obtained this information.
I tried several options to contact them on phone lines and no matter which path I chose, at some point the call disconnected.
If I am in collections, how come I have never received a letter or phone call. My cell # is XXXX and is with XXXX.
Please phone me immediately to discuss this.
This happened on XX/XX/2022. XX/XX/XXXX, Amsher collection verified it as an accurante debt. The debt is for {$460.00}
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| 01/16/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I received a notice from AmSher to collect {$450.00} on behalf of XXXX. They wrote they would settle the debt for {$270.00}. I called to explain the situation and inquire how the settlement amount had come about. the issue was escalated to the supervisor who in turn was unable to explain how they came up with {$270.00}. I explained that XXXX XXXX XXXX had reimbursed me only {$190.00} for the phone that XXXX wanted to charge me {$450.00} for and I was gladly refunding that money to XXXX or Amsher on their behalf. The supervisor ( XXXX ) was extremely adamant and recalcitrant that he was right and was n't listening to my argument. I even offered to show proof and evidence. I also mentioned the reason I was unable to collect the rest of the money from XXXX XXXX XXXX was because XXXX had not given me the rest of the documentation I needed on time.
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| 07/28/2020 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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I have requested a validation of the debt and disputed the validity of this debt. I sent it via certified mail return receipt requested to the attorney that Amsher Collections allegedly referred my account out to, and I have yet to hear back. the certified mail number is XXXX XXXX XXXX XXXX XXXX sent to XXXX XXXX, Attorney at law in Alabama -- she isn't even licensed in the state of Texas to sue me. But I was told that my account has been sent to this attorney for a lawsuit by Amsher Collections for an account owed to XXXX XXXX. I have not had an account with Charter communications since well before my son was born, as this was who I was required to have cable with when I lived at XXXX XXXX XXXX XXXX, XXXX Texas XXXX. My son was born on XX/XX/2013 and we haven't lived there since then.
I want this removed from my credit report immediately.
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| 09/19/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I had subscribed to XXXX in XX/XX/XXXX while switching over 2 lines and because the reception was poor, I had cancelled the plans in XX/XX/XXXX, within the 20 day window. I had received the XXXX return label and had shipped it out in time. Had expected the lines to be cancelled and my auto-payment stopped, but that never happened until I realized it on XX/XX/XXXX and called the customer service and was assured that the amount be refunded, which it was - but only partially.
then in XXXX, I received a notice of payment for an amount of {$230.00} with a last date of payment on the invoice of XX/XX/XXXX. I received the latter on XXXX XXXX and made the payment on XX/XX/XXXX.
However, the account has now gone into collections for no reason whatsoever, and charging me an addition {$59.00}, which was not in the invoice I received in XX/XX/XXXX.
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| 12/11/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Older American, Servicemember |
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I live in XXXX. I was in XXXX TX. during the month of XX/XX/2018 for medical care by the VA. I went to XXXX and applied for their " senior plan, '' etc., for which I believed there was no contract. A hard inquiry was made on XX/XX/2018 and the plan, for which I thought had no contract, was approved.
XXXX XXXX emails me for changes in my credit. I then noticed that a collection account was opened by Amsher Collections on XX/XX/2018 for {$100.00} as per XXXX.
I called XXXX and spoke with a clerk and my account was checked, which stated that I owed {$100.00}. Also, I filed a dispute with XXXX or XXXX and the dispute returned in XXXX 's favor.
My understanding was that there was not a contract that said that I had to pay a certain amount per month for their service and if I wanted to terminate the service to just stop paying each month.
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| 08/03/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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A few months ago I tried switching my phone from XXXX to XXXX. After all I decided not to because it was n't cost effective. So months go by and I am thinking that everything is clear I pull my XXXX report right before I begin negotiations on purchasing a home. I found out I have a collection from Amsher for {$60.00}. I immediately contacted them, they forwarded me to XXXX. The representative told me i have a XXXX balance with XXXX and it was an error on their part for reporting for early termination. I contacted Amsher who promised that once my account is updated by XXXX that situation so be fix, since I requested verification of the {$60.00}. While this might be only {$60.00} it has been reporting negatively on my credit. Costing my family a lot of money. I have tried reaching out but there has been no response from this debt collector.
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| 06/16/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I had an account with XXXX, at the end of the term, I already returned their modem and provided them with the XXXX tracking number, and they acknowledged that the shipment has arrived at XXXX, but they misplaced the modem in the warehouse and can not locate it. However, they kept sending me AmSher for debt collection.
[ see attachment for proof my shipment, and name of customer service rep who acknowledged they received the shipment ) I called AmSher ( XXXX XXXX XXXX XXXX, AL XXXX ) and they failed to remove the collection.
This is fraud from XXXX on a massive scale to defraud hundred of thousands of unsuspecting customers who have a modem/router that they lent them to use while being a customer.
Please take decisive action and fine XXXX before they hurt more former customers like me.
Thanks so much XXXX XXXX XXXX XXXX XXXX XXXX )
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| 04/27/2023 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/XXXX, I received a collection notice from AmSher Collection Services. On XX/XX/XXXX, I returned the response in which I checked the following : This is not my debt Other in which I attached a letter I also checked that I wanted to receive the name and address of the original creditor.
I attached all as attachments.
The following was mailed by US mail to the Collection agency to AmSher Collection Services , XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, AL XXXX.
My letter that I have attached as proof requested original signed document of my debt to them among other. As of today 's date XX/XX/XXXX, The collector has failed to verify this debt and respond to my letter.
Upon receiving my letter however they did in bad faith report me to all three credit bureau without verifying that this is my debt.
Proof of documents were uploaded.
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| 09/01/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Ended service with cable company XXXX. Returned equipment and have receipt confirming return, received bill claiming equipment not returned. Attempted to resolve with XXXX multiple times and then discovered debt collection services had been initiated via an alert on my credit report. Contacted debt collection company advising no written notification ever provided nor any actual notice of the alleged debt, when contacted collector refused to provide any avenue for resolution and instead demanded payment. Now my credit report has been impacted significantly all over a debt that is not owed with proof of return of equipment which is the sole basis of the alleged debt. When advised collection company of failure to provide notice or make any attempt to confirm ( let alone resolve ) debt claiming the only avenue for resolution is payment.
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| 10/12/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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My account with XXXX has been trouble since the beginning. have tried to resolve my issues with them, by phone, by letters and asking for arbitration. Now my bill has been sent to a collection agency, AmSher Collection Services , Inc . I am a victim of identity theft and I carried insurance on all three of my devices. I also had identity theft protection through them. I asked to go through arbitration. I'm not sure what to do at this point. I was overcharged for my services and my srevice was cut off which made me pay reconnect fees on each device. There is a XXXX dollar payment that they can't account for. I tried to resolve all of these problems and more to no avail. My personal, medical, psychological, and legal information was breeched. Someone else was using my data because my devices had malware my cybersecurity was breeched.
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| 02/06/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I had a prepaid service plan with XXXX. When I cancelled my plan, I received a notice from a debt collector ( never from XXXX ) indicating that I owed {$93.00} on my account. I asked Amsher debt collection to provide an itemized bill showing me how it's possible I could owe money on a prepaid account, and they never provided me with documentation. This debt collection was removed from my XXXX credit report for lack of evidence, but when I requested for XXXX to correct this wrongful debt collection, the response was automated in such a way as to not allow for me to explain the circumstances, and not only was the derogatory remark NOT removed, but Amsher debt collection then updated the derogatory remark to show that I did not pay the wrongful debt in XXXX rather than the initial wrongful debt collection which was back in about XXXX.
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| 04/23/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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All of a sudden I see a bid credit score drop on XXXX and noticed theres a collection from a XXXX XXXX bill. Ive never had XXXX XXXX and reported dispute with no success. Following is my detail.
Please help. This is NOT mine and seems like my identity was stolen.
Account info Account name AMSHER COLLECTION SERVIC Account number XXXX Account type Collection Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$250.00} past due as of XXXX XXXX.
Status updated XX/XX/XXXX Balance {$250.00} Balance updated XX/XX/XXXX Recent payment $ 0 Monthly payment {$0.00} Original balance {$250.00} Highest balance {$0.00} Terms 1 Months On record until XX/XX/XXXX Collection as of XXXX XXXX Historical info Original creditor XXXX XXXX Contact info Phone number ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX
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| 11/27/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I was a customer at XXXX XXXX for two years and I recently cancelled my account on XX/XX/XXXX of this year. Later in XX/XX/XXXX that same year, I talked to a representative that I wanted to cancel my account and she told me that I have to cancel it before the XX/XX/XXXX and I did exactly that. After 4 months, I was there and number contacted me saying I owe this amount to XXXX XXXX. The collection agencys name is XXXX. I then called XXXX XXXX and ask how come they said I owe them? And they told me because I had a prorated amount of {$44.00}. In this case, they then told me that they sent several notification about the bill to my my address which I found out that its was a wrong address. Now they want me to pay {$230.00} to the collection agency. I explain to them its not my fault because they had the wrong address but to no avail.
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| 10/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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On XX/XX/2021 at XXXX XXXX, I spoke with Amsher Collections via telephone number XXXX regarding a hit on my credit report not belonging to me. During the conversation with the creditor they told me the account belongs to someone other than me and that they could not discuss the details with me. I asked to speak with a manager and got XXXX XXXX XXXX who identified himself as a manger. I told XXXX I was in the process of buying a house and that this falsely reported tradeline needs to be removed from my credit immediately. He told me the account does not belong to me and the only way I could remove the account is to contact the credit reporting agencies. I further explained to him that their company is knowingly falsely report on my credit which is against the Fair Credit Reporting Act and he told me there was nothing he could do.
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| 09/05/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Name : XXXX XXXX Address : XXXX XXXX XXXXXXXX XXXX XXXX CA XXXX I had a phone plan with XXXX and after experiencing service interruptions due to device malfunctions I ordered an exchange, After I received my exchange.
XXXX had emailed me a return label since the one with the exchange was missing one Dated : XX/XX/2022 Tracking Number : XXXX Return Order Number : XXXX Carrier : XXXX You can find that Return Device was delivered to XXXX on XX/XX/2022 as it shows in delivery confirmation from XXXX.
I contacted XXXX through customer service number and every time I get a different story device was found in our warehouse or you will need to wait 7-10 business days to get your account to XXXX.
So, I think XXXX has sold my debt to AMSHER COLLECTIONS.
Which I disputed with the same proof but didn't get a response from them yet.
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| 03/07/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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Amsher Collection put a collection on my credit report I dont know how. I never gave them my social, I dont owe them money or anyone they collect for. I've called and left messages. THey are impossible to get a hold of.
THey claimed on an old dispute that they reached out to me. They never did.
My private information has been stolen or misused. THey also are lying, my father who has the same name verified that the social on file is his.
If you ask Amsher to verify all the numbers on my social not just the last 4 I am almost sure they can't verify it. If they do, it is stolen information.
This collection keeps unrightfully so being sold back and forth between companies.
XXXX XXXX to XXXX XXXX XXXX ( who took it off my credit ) but then turned around and sold debt to Amsher. What XXXX XXXX did as unlawful. All of them.
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| 10/19/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Problem with a company's investigation into an existing problem
- Problem with personal statement of dispute
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Web |
Older American |
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XXXX and XXXX refuse to allow update of Consumer Statement to reflect XXXX and XXXX Collections deceptive and fraudulent business practices. The account in question was deleted from XXXX. Arbitrary {$120.00} restock fee was imposed for a defective XXXX XXXX upon its return within the XXXX return policy time frame. I am not responsible for a defective phone, and the arbitrary {$120.00} restocking fee should be deleted from my other credit reports. The phone 's symptoms included overheating, running slowly, acted in unexpected ways, spiking data usage, poor battery performance, frequent pop-up ads of a phishing nature, and the apps crashedXXXX XXXX apparently just wants to restock it to be sold to another unsuspecting customer. The phone was purchased on XXXX and returned on XXXX within the XXXX window given on the receipt.
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| 06/13/2023 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received notification from XXXX on XX/XX/XXXX indicating that a collections account had been reported by Amsher Collection Services which negatively impacted my credit history.
Amsher Collection Services reported a {$3700.00} balance and did not send written notification nor validation. This action violates the Fair Credit Reporting Act [ 15 U.S.C. 1681 ] and the Federal Validation Notice [ 15 U.S. Code 1692 ].
As a direct result my credit score dropped by over XXXX points and went from exceptional to good. This is unacceptable and has prevented me from obtaining a loan for a vehicle I was in the process of purchasing.
On XX/XX/XXXX the per violation penalty increased from {$3500.00} to {$3700.00}.
No debt collection company should operate above the law. Therefore I have submitted this complaint for investigation.
|
| 01/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I spoke to XXXX XXXX after the phone was lost by shipper XX/XX/2021 my account had a XXXX charge for the cost of the phone due to XXXX failing to issue me a refund and i had to dispute the charge from my credit card XXXX XXXX paid me and then XXXX re-added the cost of the lost XXXX XXXX XXXX XXXX to my account even though their own handset order research request found that the phone was lost by shipper when i reached out to XXXX and ask why my account was in collections after i departed with them they told me i owed money for a phone when i submitted proof that the phone was lost by the shipping company they performed handset order research request and found that the phone was lost by ups the request number is XXXX after this step with a phone representative they place me on hold for one hour then ended the phone call
|
| 04/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My name is XXXX XXXX. On XX/XX/XXXX, a new account was added to my credit report by AMSHER COLLECTION SERVICES for {$1100.00}. I have no knowledge of this account so on XX/XX/XXXX, I disputed the account online with XXXX and XXXX. I have disputed this account twice and it still hasn't been removed. I contacted the collection agency today to dispute the account and the representative stated, which I also have a recording, that the account was opened on XX/XX/XXXX, and the last payment was made on XX/XX/XXXX. But looking at what's on my report it's showing no payment history in XXXX at all. So I do not understand what's going on. Seems that the collection agency doesn't even have knowledge of who the account belongs to being that the dates she stated over the phone don't even match up to what's reported on my credit report.
|
| 04/18/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
To started with, I had mobile phone billing problem with XXXX. First XXXX XXXX was collecting {$280.00} from me. I did not pay, because I did not agree with the amount and they did not answer my simple questions upon my request. Thereafter, XXXX XXXX XXXX XXXX came to collect {$440.00} from me instead. Once again, I did not pay because they also failed to answer my questions. At last, AmSher sent me a collection letter on XX/XX/2018 to offer a new collecting amount of {$260.00}. I did not pay it but I have one question about the continuation of this collection, whether it was continue from XXXX XXXX or from XXXX XXXX XXXX XXXX, who's collections were completely different from each other. AmSher did not bother to answer my question, and report the alleged debt of {$440.00} to the Credit Bureau to damage my credit score.
|
| 02/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I received a notification by mail that that I had an unpaid balance with XXXX ( XXXX XXXX ) and AmSher was the collection company to collect the unpaid debt of {$120.00}. ArSher offered me an opportunity to resolve my account/debt with a one time payment of {$97.00} if paid by XX/XX/2021. I attempted to call to make a payment but was placed on hold which I proceeded to hang up after 23 minutes. I then went online by using the bar code provided by AmSher on the collection letter they sent to make an online payment. On XX/XX/2021 I made an on line payment of {$97.00} per their collection letter and instructions, PAYMENT confirmation Number XXXX. On XX/XX/2021 I found a collections on my credit report from AmSher for the amount of {$32.00}. I would like AmSher to honor their offer and remove the {$32.00} from collections.
|
| 06/26/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Amsher Collection Services has provided information to XXXX and the other reporting companies. They can not find me in their system by my social Security number, or my name.
They indicated that they did not know whom reported to them that I owed them money and I was not in their system.
i spoke with XXXX at XXXX in the afternoon on XX/XX/XXXX, It is scary to me that a company can report on my credit information that they can not only NOT back up, they do not even have my name in their system????????? The amount billed to my was {$310.00} XX/XX/XXXX XXXX XXXX XXXX did the same thing to my Credit report after 4 months and several filed complaints it was found that a women in another state with a completely different name and social ( which they would not disclose ) was the person they were attempting to collect from.
|
| 12/08/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I Declare Under Penalty Of Perjury ( under the law of the United States, If Executed Outside Of The United States ) that the foregoing is true and correct to the best of my knowledge Further, I Certify that I am permitted by federal and state law to file this dispute. I also understand that knowing and willful misstatements or omission of material facts constitutes a federal criminal violation punishable under 18 U.S. C 1001, Additionally these misstatements are punishable as perjury under 18 U.S.C 1621. This Collection found within my credit report are not related to any transaction that I made. I am alleging that a person or company- without my authorization- used my personal identifying information to apply for goods, services, or money and was successful creating some accounts. All is being investigated by the FTC
|
| 02/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I've sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov, I've completed and sent a fraud affidavit via certified mail. I can see they received it, but nothing has changed. See supporting documents. Even the USPS tracking. My official complaint is against AMSHER COLLECTION. My information was used to obtain an apartment, cell phone, and an auto loan with my ex-partner. I am a victim of identity theft and have put this off for too long. I've completed the proper steps, 1. notify creditors 2. police report 3. informed the state of Texas. The individual I've suspected for this theft is now deceased, and the police department said to contact the federal trade commission to seek relief. These companies disregard laws and dont care whos credit or lives they impact.
|
| 03/20/2017 |
Yes |
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
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I XXXX in XX/XX/XXXX. when I check in to the hospital I XXXX to, I gave the hospital my insurance information. My insurance cover my stay and expense except for XXXX account. I notice an account on my credit a and I wan'st sure what It is was for, so I called and they did not know either until i finally spoke to a lady who told me that it was for my daughter XXXX. I told her that we had insurance. That is when I ask for the provider information. They would n't give me the information i had to google it. I called the medical office and the lady I spoke with said the hospital did not gave them my insurances information. that is so wrong because I gave them my information so my stay and everything include could be paid for. she said they send me a letter but I never received it because they sent it to the wrong address.
|
| 09/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I had several accounts charge off I paid off for deletion and the charge off still on my credit as well as some accounts report that should be deleted and report wrong. This has take a toll on me mental where I cant even get loan for my business. Ch XXXX need be taken off because I never went through it. XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Amsher collection report collection that was false took my score down 70 point. I paid them also old account. This has effect me I work so hard pull up my score and it has not help I paid over XXXX in charge off and still reports negative as well repo that was sold and not liable for should be Delete instead report negative against me a lot the info is wrong my report I have disputed it all three credit bureaus and still no action on their part
|
| 10/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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XXXX XXXX contacted me to attempt to collect a debt for consumer phone service. I reported this as fraud, which XXXX XXXX refused to accept. After escalating with the FCC and other regulators, XXXX XXXX changed their opinion and confirmed, in writing, from their Executive Response team on XX/XX/2022 that the debt was indeed fraudulent, and I have " been absolved of all financial responsibility for this account. '' Despite these findings, XXXX XXXX transferred the fraudulent account to a collections agency who has since filed a collection on my credit report. I expect XXXX XXXX to accept responsibility for their actions and honor their commitment to address this situation as the fraud it is and direct their collections agency to fully remove this derogatory information from my credit report. XXXX XXXX File No. XXXX.
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| 02/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American, Servicemember |
|
I received a notice on my Credit Report that I had a Collections. I disputed it and found out it was about a XXXX debit. I never received a bill or anything saying I owed them. I filed a dispute with the Credit Reporting Agencies and the XXXX, back in XXXX. I got a response from XXXX on the XXXX dispute. I responded telling them I was never informed about a bill and if they would send me a bill I would pay it. No response back. I received a letter last week from the Collections Agency asking me to pay the collections, this is the first notice I have received about the Bill/Collections.
I don't know what to do to fix this. My credit has been damaged. I should have received a bill to pay not a collections. I have tried to find Legal help, no one responds or they don't have time.
Can ANYONE advise or help?????????
|
| 12/13/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I closed my XXXX account in early 2023 and went to Att. I tried to return a signal device to turn the week I closed my account. I went to XXXX stores XXXX on XXXX XXXX XXXX ny and XXXX XXXX XXXX ny ny. Both stores would not accept the device nor provide an address to return it. I contacted XXXX XXXX that week and XXXX reps stated would mail the return label but never I never received it. Another rep said I wont receive it because the account is already closed. Another rep said was too late to return it. Another rep told me that she saw my previous calls trying to resolve and she will cancel out the amount for the device and I dont owe anything. Months later I see a collection on my account. No one tried to reach me from collections or via mail.
Identity theft report filed as this was done without my knowledge.
|
| 08/10/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
This Account is not mines it just popped up out nowhere today never seen this account until today I've never opened or done business with the company / business... Please help this is affecting my life, stress, and keeping from taking care of my family affairs. this account is not mines. please remove right away please and thank you.
Overview You have 100 % left to pay on this collection.
Balance {$180.00} Highest Balance {$180.00} Opened XXXX. XXXX, 2022 ( 5 mos ) Account status Open Type Unpaid Responsibility Individual Account.
Remarks No Info Original Creditor Name XXXX XXXX XXXX Closed No Info You could dispute an error with XXXX SEE AN ERROR?
If there's an error on your report, you can submit a dispute.
GO TO XXXX Creditor Information AMSHER COLLECTION SE XXXX XXXX XXXX XXXX, AL XXXX ( XXXX ) XXXX
|
| 07/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2020, a collection agency, Amsher Collections, placed a debt collection on my credit report for exactly {$260.00}, that is not mine. The original creditor is XXXX XXXX XXXX. I have never had services with this copy and/or any company they used to be prior ( XXXX. XXXX XXXX, XXXX ). I reached out to both the collection agency and the original creditor and they both verified I didnt not have accounts within their systems. I filed disputes with the three credit bureaus including ; XXXX, XXXX, and XXXX. I am unsure if they are taking the proper steps to get this resolved. I received a message from XXXX that updated information was received and the investigation was complete. It is very unclear of the results and I am extremely upset because my credit is being affected by a debt this does not belong to me.
|
| 05/27/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information is missing that should be on the report
|
|
Web |
|
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I have repeatedly sent letters to XXXX, XXXX and XXXX regarding the incorrect addresses that are reporting on my credit report. It should only be one address reflecting where I currently reside and that address is : XXXX XXXX XXXX XXXX # XXXX, XXXX, GA XXXX. Please contact these bureaus and tell them to comply with my request, I have sent my utility bill with a letter requesting removal 3 times now and nothing has been done. I also have a collection reporting with all three bureaus from XXXX. I know for a fact this is not my account because of the inaccurate opening date that is being reported on my credit reports. This debt collection company is reporting incorrect information on me of an account that is not mine and I want it removed immediately.
AMSHER COLL ( Original Creditor : XXXX XXXX XXXX ) - XXXX
|
| 08/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
Amsher Collection Agency collecting a XXXX disputed debt. The employee, XXXX, was abusive and bullyish. There were other ways to look up my account and he was very rude insisting that I had to give him my whole SS #. When I refused to do that he lied and said I had to. When he found my account using the phone number he said i had to call a different number. I asked him to wait a moment while I went to my desk to get a pen. He said call us back when you have a pen and hung up the phone. The amount I owe is small, I do n't even really owe it - this man was beyond rude and completely unsuited to this line of work. I called back and XXXX XXXX took care of me. Offered no apology regarding his employee 's abusive attitude.
I can only imagine how bad someone with a real and large debt would feel about this company.
|
| 07/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/2023 I received a an alert from my credit monitoring service that Amsher Collections Inc., reported a collections to all three credit bureaus. I had no knowledge of the alleged debt. I called the phone number listed on my credit report that was associated with Amsher Collections Inc., and spoke with XXXX of their representatives. I informed her that I had no knowledge of this alleged debt and that no correspondence was received. The representative stated that correspondence should have been sent, but can't state for certain. Amsher Collections Inc, is in violation of FDCPA 1006.34. I received no correspondence to allow me the 30 days to dispute this alleged debt. I'm requesting that Amsher Collections Inc., remove this negative reporting and provide documentation of ownership of this alleged debt.
|
| 01/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I was taken advantage of due to malpractice. While several XXXX laws were broken under the ( FCRA ) by your company.
This has caused me defamation of character, XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX, loss of enjoyment of activities. I cant apply for credit, my ability to apply for credit is tainted.
The FCRA ( federal law ) says that as a consumer, I am legally allowed to challenge the validity and accuracy of these hard inquiries. And when I challenge these inquiries, it's called opening a dispute. The company pulling the consumer credit must provide documented proof, for example a document with my signature on it, that I authorized and provided consent for the hard inquiry. If your company fail to provide this documentation, then XXXX, XXXX, and XXXX must remove these inquiries from my credit report.
|
| 09/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
What happened? : I had a pre-approval for a home loan through the GA XXXX XXXX but my realtor refused to show me houses in certain neighborhoods and the loans office would not submit my application to the GA XXXX XXXX even though I completed everything asked of me to qualify the loan officer told me by letter and email to complete actions that caused my credit score to drop below the guidelines. I sent him proof of me completing the requested actions and he then denied my loan and never submitted the application to the GAXXXX XXXX for down payment assistance for XXXX workers and low income families. He did not offer me all available options. And sold my information cause my social security number And credit report to be leaked on the dark web.
When did the last act of discrimination occur? : XX/XX/2020
|
| 04/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
Amsher Collection Serv @ XXXX @ XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX ( the erroneous debt was sold to them by XXXX ) threatened me and refused to work with me to resolve a debt that was paid in full and erroneously applied to my credit report as a collection.
When trying to resolve it I was hung up on, place on hold multiple times, aggressive tactics were used to force me to accept a debt that I knew was never valid in the first placed, and then threatened with suit for attempting to seek resolution. On top of that I was lied to ( on a recorded line ) when they told me multiple times that I would get an email that shows me the charges and validates them.
These are some of the rudest, most inconsiderate, aggressive, and I'd say they are at a bare minimum committing malpractice as a debt collector.
|
| 08/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On the month of XX/XX/2022, I left XXXX without any debt. In XXXX I received a bill that XXXX was about to pay me {$110.00} for over billing. I called the company because the bank account were they were supposed to deposit the money was closed. They did not refund the money. Then 3 months later I received bills for {$98.00} and I called XXXX to ask about it. They did not answer me why they were charging me neither the amount they were supposed to refund me. In XXXX I received a letter from XXXX a collection company and they stated that I could file a claim online and that after XXXX business days, they will give me an answer. They never answered. I called XXXX time before XX/XX/XXXX and nobody return my calls or answer. No I have a credit collection that I should never have it in my credit report.
|
| 08/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AMSHER COLLECTION SERVICES HAS ALREADY ATTEMPTED TO PUT THIS ON MY CREDIT LAST YEAR, AND I REPORTED TO CFPB.THEY HAD IT REMOVED OFF MY CREDIT ONLY TO ILLEGALLY PUT IT ON MY CREDIT REPORT ONCE AGAIN HERE IS THE OLD STATEMENT AMSHER COLLECTION SERVICES HAS MY PARTNERS BUSINESS ACCOUNT ON MY CREDIT REPORT. ITS FOR HEAVENLY COVE. HOWEVER THEY HAVE PUT IT ON MY ACCOUNT. FURTHER SPEAKING TO THEM I ASKED FOR THE LAST STATEMENT. THEY SAID THAT XXXX OWNED THE DEBT STILL, HOWEVER AMSHER COLLECTION SERVICE IS ON MY CREDIT REPORT. SO I DONT KNOW OR TRUST THIS COMPANY. THEY ARE ILLEGALLY PLACING THINGS ON MY CREDIT REPORT. AFTER SPEAKING TO THEM THEY MADE ANOTHER OPEN ACCOUNT ON MY REPORT WHERE IT SHOW ACCOUNT {$83.00} CREDITOR NAME IS XXXX XXXX SO IM KINDA CONFUSED TO HOW THEY ARE LEGALLY ALLOWED TO DO SO.
|
| 01/25/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is not my account for {$200.00}. Please remove this item from my credit report. I am an XXXX breach settlement victim ; my info was compromised. I do not have an alleged binding agreed contract with this company, Amsher Collection Services inc. I have requested a signed contract from Amsher Collection Service to validate a business relationship with alleged company. It has not been received and I do not want this collection to continue to negatively affect my credit report. This is not my account and please have this removed from any & all credit bureaus they have attached & posted this alleged credit debt in the amount of {$200.00}. I am a XXXX and I have been notified my account was breached with XXXX and I have learned to check my credit to protect myself and saw this on the report.
|
| 11/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
A couple of months ago approx. in XX/XX/XXXX I received a bill from XXXX. When I called to find out what the bill was about they informed me that an account was opened at an address I lived at a year ago in XXXX. They informed me that they were going to investigate the matter and get back to me in a couple of months. Today XX/XX/XXXX I received a collection notice with the debt that is owed to XXXX in the amount of {$210.00}.
We moved out of XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX on XX/XX/XXXX of XXXX any account open after this date is Fraud. I closed my account with XXXX and left it in good standing. See attached files. In addition, I have had a credit freeze on my credit report so how is it that they were able to open an account under my name? I have filed a police report as well.
|
| 12/30/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/XXXX, we called XXXX trying to cancel our account. They told us it was the middle of the bill cycle and they would cancel the account on XX/XX/XXXX and would not bill for the next month. We sent back the XXXX box and thought it was taken care of. The next month rolls around and they billed us. We told them to listen to the recorded call as we cancelled the account. Each person has now said they will listen to it and wipe the account to XXXX. In XXXX a supervisor said the account would be wiped to XXXX. Two days ago we received a letter from a debt collector stating we owed {$100.00} some dollars. Which is impossible if they went back to listen to the recordings that XXXX stated he would wipe the account to XXXX as we no longer had service with them in the bill date of XX/XX/XXXX.
|
| 06/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
We came to a settlement to pay XXXX XXXX down and XXXX payments after to close the account and have it dropped off my credit however i have made all payments now and there still trying to take another XXXX on XX/XX/XXXX i spoke to them and the lady said i made a total of XXXX payments which is more than agreed and was supposed to have emailed there supervisor to have it closed since she seen i made a total of XXXX payments to equal the full amount in stead of the settled amount that was around {$120.00} less i have screen shot of all payments on top of when it was taken out of my bank on my app. It started XX/XX/2020 with {$50.00} down then another payment of {$62.00} on XX/XX/XXXX and again XX/XX/XXXX and XX/XX/XXXX XX/XX/XXXX now they are trying to take another payment for XX/XX/XXXX!
|
| 06/08/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Amsher collections recently had contacted me by phone on several occasions in an attempt to collect a debt. I was asked for personal information and then I asked what was this debt concerning. When I told the representative that this was not mine, because I am still actively still with the company she claim this debt is from, she began to speaking very sassy and argumentative about she knew it was my debt of $ 600+ and I was going to pay. I continued to explain to the representative that I still have active service with this company which is XXXX XXXX so how is it that I owe them {$600.00} + dollars but currently talking on my device??? She then told me she would follow the next step and began filing on me and now my credit has negative remark from an account that does not belong to me.
|
| 01/12/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
My identity was stolen and someone opened up a XXXX account in my name in Alabama. I reside in New York and have no nexus to the state of Alabama. They ran the bill up to {$3000.00}, I learned XXXX assigned the case to Amsher Collection Services ( XXXX ) XXXX XXXX XXXX XXXX # XXXX XXXX XXXX, AL XXXX. Amsher is represented by XXXX XXXX Attorney at Law XXXX XXXX XXXX XXXX # XXXX, XXXX, AL XXXX ( XXXX ) XXXX. Neither Amsher nor XXXX XXXX will provide a bill or statement of amount due. They hang up on me when I ask for any kind of statement. They never provided any verification of debt. Without any kind of statement I am unable to file a police report, and if I am unable to file a police report I am informed by the credit agencies I can not successfully have the debt removed from my credit.
|
| 07/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have a current issue with XXXX XXXX. They agreed to pro-rate my last invoice. They forgot. I have made several attempts to resolve. I owe for XXXX. They stated, once, they were going to pro-rate the debt. I agreed to send them what I owe them.
Amsher Collection Agency has called me several times over the past XXXX weeks or so. Each time they called, I disputed the debt.
Today I spoke to XXXX at Amsher Collection Agency. She said the dispute ca n't be verbal but mandatory, must be in writing. I asked her to check because I thought she was wrong.
She went on to say in order to get the dispute process started I must make a goodwill payment, what? She then repeated her statement and said yes I have called several times and claim I do not owe the debt but dispute must be in writing.
|
| 08/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX, I received a notice that derogatory information from Amsher Collections Services was added to my credit report and they also added a false address to my credit file on after I filed a dispute. Amsher Collection did not initially have my home address and the credit bureus verified they updated my North Carolina address and changed it to a California address I do not reside at. 2 credit bureaus immediately deleted this false collection, but XXXX is the only bureau to say that Amsher claim the debt is valid after I filed a dispute.
I have not received copies of any contracts, bills, statements, or debt verfication or requests for payment from Amsher. They only added false collection account information to my credit report without have made any prior communications to me.
|
| 07/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On or around XX/XX/2018, Amsher Collections Services ( hereinafter " Amsher '' ) reported to the credit bureaus that I had an unpaid balance totaling {$550.00} from XXXX account. I contacted Amsher and advised that I never had service with XXXX and that I had been a victim of identity theft in the past and this appeared to be another fraudulent account. Amsher had no additional information other than XXXX confirmed the account belonged to an accounted holder with my name and date of birth but provided no confirming documentation. I have attempted to remove this derogatory mark from my credit report however the continues to appear on my XXXX report. This is not my account, I do not owe any money to XXXX and/or Amsher and would like this to be permanently removed from my credit report.
|
| 12/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I called to cancel XXXX XXXX and internet in XXXX of XXXX. I was told to drop off the equipment within 10 days of the billing cycle and dropped off the equipment at a XXXX store as directed and paid my XXXX bill. In XXXX I received another bill for {$220.00} and I called XXXX to correct the bill. I explained to the representative that I had canceled service the previous month and turned in the equipment more then a month ago. At the time I was under the impression that the matter was settled but received a collection letter months later. I disputed the debt and the collection agency sided with me. Now over a year after, I received a letter from a second debt collector and disputed it as well. Now the debt collector sided with XXXX because I no longer can find my receipt from XXXX.
|
| 10/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX, a collections account was added to my XXXX and XXXX XXXX XXXX by Amsher Collection Services by the original creditor XXXX XXXX XXXX for {$250.00}. I have made several attempts to contact the Collection Agency to inform them that the collections account does not belong to me, but they chose to not reply now.
The address associated with the collection account does not belong to me, and I have never owned/rented that property. I have also disputed the address and have got it removed from my credit profiles by the bureaus.
The collection agency also did not send any information regarding this account, and I wasn't contacted by anyone. I did not receive any email, call, mail regarding the debt. I got to know about it when it was fraudulently added to my credit profile.
|
| 11/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
AmSher Collection Services Inc, located at XXXX XXXX XXXX, XXXX XXXX, XXXX, AL XXXX sent me a letter for an alleged debt owed by me on XX/XX/2021 in the amount of {$200.00}.
I sent a request of verification of debt to AmSher Collection Services , Inc on XX/XX/2021 via certified mail. ( Tracking # XXXX XXXX XXXX XXXX XXXX ). The company failed to respond to my verification letter, I did not receive any correspondence by mail to verify the debt as I requested on XXXX. AmSher proceeded to still add the alleged collection owed to my credit report, without sending verification to me, which is a violation of the FCRA. This has impacted my credit report which was in good standing and caused problems with me rebuilding my credit score. This was an unlawful and careless tactic on AmSher.
|
| 06/20/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
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|
I did not give permission to any credit reporting agency, nor the collection company to furnish this fraudulent account on my consumer report ; I sent a dispute to both XXXX and Amsher collection agency and it was marked as verified and accurate by XXXX but they improperly did the investigation of verifying the dispute.They never notified me { the original creditor } to get verification of accuracy.so im not understanding why the account was not removed from my consumer report. I have been in distress due to the fact that I have been getting denied for all credit related things such as apartments and credit card loans. This has brought defamation upon my character to these financial institutions resulting in anxiety in regards to my mental health as well as my living situation.
|
| 07/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hi, On XX/XX/20 I contacted Amsher to settled a debt. On my credit report due to buy a home. I spoke to several persons before u spoke to the manager XXXX XXXX. During the time XXXX and I were on the phone she sent me an offer letter in which the balance was {$420.00}. I sent a pay for deletion letter and XXXX confirmed she got my letter and I submitted this payment immediately. On XX/XX/20 I received an notification from the credit bureau that my file was updated for a new balance of {$410.00}. I called XXXX immediately and the representative stated she never told me she would delete this information. I think I was very misled and lied to and that is very unethical. Please looks to this matter. I do have emails to prove this took place. Please look into this matter. Thank you!
|
| 10/21/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
AMSHER COLLECTION SERV Has violated my rights under 15 USC 1681 section 602 states I have the right to privacy, 15 USC 1681 section 604 A section 2 consumer reporting agency may not furnish an account without my written instructions, under 15 USCs 1666 B a creditor may not treat a payment on a credit card account under an open and consumer credit plan as late for any purpose. I contact the company and did not get what I was requesting. On XXXX, this company requested a payment of {$2100.00} and to my knowledge I've never signed any contracts with this organization for them the request payment from me. I would like to validate this debt. This debt is affecting my ability to utilize my right to attain new financial products and it is also violating my right to financial privacy.
|
| 03/30/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
For about 6 months now, I am receiving almost daily calls from " Amsher ''. I was never able to answer the phone, so they almost always leave a robo recorded voice mail on my cell phone. They even called me on XXXX Sunday, XXXX XXXX, 2016 at XXXX XXXX. They claim that they are a debt collector. I have an excellent credit rating, have always paid my bills on time. I have never had any debt that would need to be collected, and I have never dealt with any debt collector. My cell phone voice mail system always says that their call came from XXXX. So, I am blocking this number on my XXXX, and via the XXXX app. However, the calls come through anyway, which tells me that they are apparently calling from another, undisclosed phone number. This looks very much like a debt scam to me.
|
| 05/26/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
AMSHER COLL Original creditor : XXXX XXXX XXXX Balance details 0 % paid off Balance {$800.00} Balance updated XX/XX/2023 Original balance {$800.00} Account info Account number XXXX Date opened XX/XX/2023 Account type Open account Status - Status updated XX/XX/2023 Contact info Name XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Phone number ( XXXX ) XXXX THE DATE OPENED/DATE CLOSED/ LAST PAYMENT DATE IS INACCURATE ON THE CREDIT BUREAS.ALSO THE ACCOUNT NUMBER IS INCOMPLETE THIS IS GROUNDS FOR REMOVAL.DUE THAT FACT IS CLAIMED AS FRAUD FROM A FEDERALLY PROTECTED CONSUMER IT MUST BE REMOVED FROM CONSUMERS REPORT ACCORDING TO " FAIR CARES ACT '' ANYTHING A CONSUMER REPORTS AS FRAUD MUST BE REMOVED FROM THE CONSUMERS CONSUMERS REPORT WITH IN 4 BUSINESS DAYS OF FRAUD RECEIPT
|
| 03/01/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
In XX/XX/2017 i send a certified letter to Amsher collectio for debt validation they recived the letter on XX/XX/2017 in my credit report show that Amsher collection was delete on XX/XX/2017 in XXXX but in XX/XX/2017 was reinserted in my credit report in XXXX and i didnt recived any notification in writen dont even from XXXX or Amsher collection that is a violation of the Fair debt collection practicies act and also violation of the Fair credit reporting act section 611 today XX/XX/2017 i dont recived any validation letter from Amsher collection they steel reporting negative information in my credit report XXXX know about the problem but they dont helpfull Amsher cant report any more negative information until they send validation of the debt like my certified letter said
|
| 01/06/2023 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I moved in XX/XX/2021 from XXXX to XXXX and moved my XXXX internet service to my new address. XXXX never informed me that I nneded to return my equipment before moving, and therefore, I kept it to use at my new address in XXXX. I did have a conversation with XXXX about this back in XXXXXXXX XXXX XXXX I do believe so that I would not be charged for the equipment I am still using. I do not have any access to my old XXXX account to contact XXXX about why in the world they would sendd the {$120.00} to XXXX XXXX when they specifically told me that they would not charge me since I am still using the equipment at my new address. Also, XXXX XXXX has not sent me anything regarding this, and also, they continue to try to contact me even after I have told them to stop calling me.
|
| 05/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was alerted that an account was reported as in collection on my 3 credit reports. The collection company, Amsher Collection Services, XXXX XXXX XXXX, XXXX XXXX, XXXX, AL XXXX reported that I had an account with XXXX XXXX in the amount of {$270.00}. I did not open this underlying account, did not receive any goods or services from XXXX XXXX, and have not knowledge or notice of the debt. I have twice attempted to dispute the legitimacy of the account, but both times XXXX has stated that the debt was valid. I also disputed the debt directly with Amsher Collection Services in writing, but have received no response.
I have disputed this validity of this account with all three credit reporting agencies, of which XXXX has deleted the invalid account from my credit report.
|
| 08/08/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
AmSher Collection Services has furnished an inaccurate on my credit report and never contacted or provided me with any proof that I lawfully owe this alleged debt. I am imploring the CFPB to hold them accountable to delete this account because they never validated or verified this alleged debt in accordance with federal laws. I have attached my cease-and-desist letter which I sent them below. They received it on XX/XX/2021 and pursuant to federal law upon receipt this letter has immediate effect. AmSher Collection Services is therefore illegally communicating and sharing information about this alleged account with several credit reporting agencies. They do not have my consent to do this anymore and may not contact me directly ever as my cease-and-desist letter clarify.
|
| 08/29/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
On Wednesday XX/XX/2023, I received a text message from " AmSher '' a debt collector stating that I recently received a letter. I called right away, stating that I never received a letter and was unsure what they were referring too. She proceeded to tell me they mailed a letter, and gave me an address that was not mine and I stated that was not my address. She then asked if I had lived at a XXXX XXXX, and I clearly told her I did not. She then stated she was going to open a dispute. Fast forward to XX/XX/XXXX, I receive a notice from my credit monitoring account that AmSher placed the account in collections, when I was yet to receive a letter initially or even the status of her " dispute ''. And my mailing address is up to date and all my mail is being forwarded.
|
| 01/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hello, They called me about the debt and I told them I paid it. They said I did not, I asked for a copy of the debt both verbally and followed up in writing. They did not get back to me for a while. Finally they sent me a collection letter. I requested in writing that I be sent a copy of the bill and proof o non-payment. They sent me the bill, but not the proof of non-payment. I made another request for a copy of the non-payment ( i had paid the debt, and they said it was applied to another month ). They never answered the last letter and reported me to the credit agencies. I have proof I paid the bill, which I attached. I closed the XXXX account the same day I opened the XXXX account. As you can see I paid my first bill with XXXX and my last bill with XXXX
|
| 05/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection Company has ignored the 2 letters I have sent them. Not only have they ignored the debt validation letter that was mailed to them on XX/XX/21 and delivered on XX/XX/21 ( USPS Tracking number : XXXX XXXX XXXX XXXX XXXX XXXX, they have also ignored my second letter notifying them that they are violating both my consumer rights and the FDCPA regulations. That second letter was mailed out on XX/XX/21 and delivered on XX/XX/21 ( USPS Tracking number : XXXX XXXX XXXX XXXX XXXX ). To date, Amsher Collections Services as yet to validate the debts and continues to create defamation to my character by continuing to wrongfully report negative remarks to the credit bureaus, which in turn is causing damage to my credit score and my overall credibility.
|
| 08/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I called XXXX on XXXX XXXX, XXXX to cancel my internet subscription. The man I talked to said he canceled the subscription and that I didn't owe anything else. I received no further communication on the issue and was under the impression it was settled. Fast forward to XX/XX/XXXX, I get a notification on my bank identity alert there is a new derogatory mark on my credit report for a collections of {$89.00}. I looked into and found it was from XXXX XXXX and the collection agency was Amsher Collection Service. I received zero communication from XXXX this supposed debt was going to a collections agency and have received zero communication from Amsher Collections about this. How is it legal to put this on my credit when I had no idea it was going to happen??
|
| 02/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I Have recently looked into my consumer reports and noticed private identifying information that i have not given permissions to be shared or furnished therefore according to consumer laws my rights to privacy have been severely violated. Also the furnishing of the information on those reports without my written permission further violates my federally protected rights and constitutes identity theft. According to15 U.S.C.1681b ( a ) ( 2 ) and 15 U.S.C.1681 ( a ) ( 4 ) please send me proof that i gave prior instructions in writing to furnish account # # # # # # XXXX And i DEMAND the account be deleted until proof is shown. Furthermore, Pursuant to 15 U.S.C.1681 ( b ) reasonable procedures have not been followed to be fair and equitable to I, the Consumer.
|
| 12/12/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This complaint is to XXXX XXXX the agent of AmSher this is a official notice Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. Section 805., you are hereby notified to CEASE AND DESIST all further communication with XXXX XXXX XXXX XXXX in regard to the referenced deb . Please delete this account XXXX XXXX from your database.Please cease/desist using the name XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX this is a trademarkname and LLC. We are not sure how or why you have this account and protected name in your office. We would like to end any assumed business relationship that may have been confused for any contracts for business. We failed to find any contract for business between AMSHER COLLECTION SERVICES , INC AND XXXX XXXX XXXX XXXX.
|
| 11/08/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I changed my XXXX phone plan to a military plan and 6 months later, I received a bill that said I owed {$940.00}. When I paid my new plan I received a new phone. I was told all charges were taken care of and there was no additional charge by the sales person. I gave them my phone and received another one. Now, XXXX XXXX XXXX is threatening to ruin my credit. I have always paid my bill by automatic deduction and have never been late. I asked them to provide a copy of the contract and show me where I am in violation of the terms and why I was penalized. She was unable to provide. She checked the e-signature and said I never signed it.
This is totally wrong ... I was told there was no additional charges as long as I received a new phone from XXXX.
|
| 01/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
I tried to speak with this company in regards to not being notified of this account prior to being reported on my credit report. I was not sent any kind of communication in the mail or phone. The address the company had on file was over 6 years old. As a FCRA Reporting company it is their due diligence to properly notify me before placing an account on my credit report. That was not done so. I want to pay this account but since I was not properly notified prior to the credit reporting as required by my consumer rights, this needs to be deleted off my credit report. These are sneaky and unfair practices that we are supposed to be protected by with the CFPB/FDCPA. I am hoping we can come to a resolution as this is not supposed to be on my credit.
|
| 04/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a bill from XXXX XXXX for cable service and a XXXX device in my Mom 's name in XXXX or XXXX of XXXX. My mother who died in XXXX of XXXX. There's no way she could have or would have ordered cable service even when she was alive. Now I'm receiving a debt collection notice from Amsher Collections Service in My Mom 's name. The original charter bill had no way to contact them. No email. No Phone Number. ( Can you say scam? ) I don't appreciate it that an employee at XXXX has accessed a list of deceased people to most likely get commission credit for completing sales. I know I don't owe the debt because it is not in my name, but it is very disturbing to continue to receive bills and now dunning notices in your deceased parent 's name.
|
| 02/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company violated my consumer rights and heavily impacted my credit score on XXXX, XXXX and XXXX by sending them to collections and on my credit accounts it states that it was opened on XX/XX/2020 ; I have no knowledge of this and want this removed due to fraudulence. According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), " It states an entity, company, person and etc. are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts an entity, company, person and etc. post on a credit report. '' And due to Amsher Collections ( XXXX ) not being able to verify the account numerous of times nor provide any type of proof I would like this removed.
|
| 03/03/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
These account was opened fraudulently. I filed a dispute, but they still wont take it off my credit. ( XXXX ) The debt collector shows as XXXX XXXX XXXX. The original creditor is XXXX XXXX XXXX XXXX. ( XXXX ) debt Collector XXXX XXXX XXXX, The original Creditor is XXXX XXXX XXXX. ( XXXX ) debt collector Amsher Collection Service, The Original debt collector is XXXX XXXX XXXX. ( XXXX ) the debt Collector is XXXX XXXX XXXX. The Original Creditor is XXXX The XXXX XXXX XXXX. I need them to send me proof of the Original Contract and the Original Creditor. I need them to send me proof of my wet signature from the original creditor. If I dont receive any documents within 30 days they will need to remove the accounts from my credit report. Asap
|
| 09/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 07/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I owed XXXX XXXX XXXX they sold my debt to a debt collector by the name of Amsher Collections and I paid them a Total of XXXX dollars because thats what they said I owed XXXX when I complained over it being on my credit for the wrong amount, Well XXXX told me I only owed them XXXX so that I over paid So they were going to send me a debit card with a refund amount of XXXX they said they done that on the XXXX of this month however I woke up this morning and now Amsher collections just hit my credit again for XXXX this is rediculous I litteratly just paid almost XXXX worth of debt off my credit and they are acting as if I have not paid them an I have receipts an proof an emails from both charter an Amsher somthing needs to be done please
|
| 08/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 05/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
AMSHER is a collection agency collecting for XXXX XXXX in the amount of {$150.00}. I dispute was sent to the collector and all three Credit Bureaus over 60 days ago. No one has responded as required by the FCRA and XXXX to prove ownership of the debt by purchase order, itemized billing statement, and a signed contract bearing my signature and identification. An entity simply can not demand payment without ALL of these documents. Since it is has been over 30 days ... Initial contact made to all parties including the Credit Bureaus on XX/XX/2020, this item MUST BE REMOVED FROM ALL CREDIT REPORTS or legal action can take place because it is hindering my quality of life wherefore monetary compensation will be demanded in the court of law.
|
| 12/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I bought a phone from XXXX paid it in full then started having problems with it, called customer service to report they said to return it for a used XXXX after I paid for the new XXXX but before I returned it I took it in to the store to confirm no water or screen damage and they turned around and tried to bill me a second time for the full amount. I was loyal to them for XXXX and this was the XXXX time I 've encountered this problem so I took my business elsewhere. I asked them for proof of damage and received a written response damage was found and I 'm liable with no pictures or documentation this should be illegal and not allowed to affect my credit score. The thx I get for XXXX too long and thousands spent on XXXX customer service
|
| 08/26/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collections Svcs {$1700.00} supposedly opened in XX/XX/XXXX for a XXXX XXXX in which i have never had XXXX XXXX i have had XXXX XXXX since XXXX and have never applied for other cable service. I have called XXXX XXXX and they said they couldnt find my name in system so i asked why was my information sent to collections and they said they would look into it an call me back that was back in XXXX it is now XXXX. Also i called collections Amsher left about four voicemails due to no answer and no call back as of yet. I need this item removed from my account ASAP .XXXX just went by what Amsher Collections told them which i dont think its right. i need to see who used my information or signed supposedly to get XXXX XXXX account.
|
| 01/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received information from AMSHER COLLECTION SERVICES attempting to collect the above-listed alleged debt that you have listed on my 3 credit reports. Your initial communication to me of the alleged-debts was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies.
|
| 01/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
My daughter, age XXXX, brought me her phone after returning home from school. She said " somebody wants to talk to mommy '' It was a very unprofessional woman asking for personal information. I instructed my wife to not give any information to the woman and end the call. The woman abruptly ended the call and called by 15 seconds later ( for the 5th time in the same day ) - I instructed my wife to give me the phone and I attempted to get her name and employee number. She refused to give me her name and employee number. I asked to speak to her manager, at the agents advice, but Again was rebuffed. She literally said " I can see your intelligence '' after repeating my demands several times. She abruptly ended the call once again.
|
| 04/20/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I had an account with XXXX phone service in which we did not receive signal on the phones. I ( and everyone on my plan ) complained to the company in store several times, as well as on their company phone number and were told they were working on the towers so it would be resolved soon. After a couple months with no resolution we asked them to close the account. In which case they sent us a bill for canceling the account and then some. I disputed the bill in writing several times and had yet to receive any response to the matter. Now I see that this is on my credit report and I wish to see an investigation into this as I do not feel I should have to pay for service that does not work nor pay to cancel such service.
Thank you.
|
| 04/15/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
A few months ago, I received notification from my credit report that there was a collection item on my credit report that is a result of identity theft. I contacted the collection agency within the time allowed to advise them that the account was due to identity theft. I was told to fax them the identity theft report and they would remove the account. Today I notice that they have not removed the account from my XXXX report. XXXX and XXXX removed the accounts once they received the identity theft reports, but Amsher has failed to even try to remove this item from my report. Amsher was contacted in a timely manner at the time the 30 day collection notice came our, and they still placed this fraudulent item on my credit report.
|
| 09/18/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Two years ago, XXXX overcharged me for internet access. I called them and complained, they apologized and said they would fix it, but did n't. We repeated this process each month for a few months, with me paying what I actually owed, and XXXX charging late fees on money I did n't owe in the first place, until I canceled my service and reported them to the Missouri state attorney general 's office. They actually owed me about {$7.00}, but instead they sold my erroneous " debt '' of about {$180.00} to a collection agency who then sold it to another collection agency. Now I get robo-calls XXXX a day to my cell phone from the number XXXX. They sometimes leave a message, but usually do n't, and when I do answer it is a recording.
|
| 04/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I got a phone from XXXX XXXX I was quoted 1 amount for the monthly bill and received a bill for a different amount I was given 30 days to return all items which I did on or around XX/XX/XXXX. I got the phone on or around XXXX XXXX. The woman I spoke to called me on or about XXXX XXXX and informed me that they received their items and I owed nothing. Now today XX/XX/XXXX from AmSher Collection Services Inc. that they're attempting to collect a debt of {$160.00} for XXXXXXXX for a debt from XXXX XXXX.
I called XXXX and spoke to a representative who stated that since I no longer have an account she couldn't help me and I'd have to go to a XXXX store. I am also a XXXX XXXX XXXX veteran and live on a fixed VA XXXX income only
|
| 10/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Today XX/XX/2020. I spoke with XXXX, I was told by the representative, that they DO NOT KNOW WHO XXXX. is and that as of XX/XX/2020, the debt still shows as owed and valid. XXXX still shows no record of the payment I paid XXXX on XX/XX/2020 nor do they show any correspondence on XX/XX/XXXX from XXXX. I am concerned that XXXX misrepresented themselves, and stole my money, Its very odd to me that XXXX the original creditor can not seem to locate the payment and doesn't know who this company XXXX is.
AmSher has refused to talk to me, directing me to the XXXX XXXX XXXX XXXX XXXX. I called them today as well, I was told by the representative that XXXX XXXX was not available and that the account still shows as in dispute.
|
| 12/21/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hello, I have been a Victim of Identity Theft.
The account that Amsher Collection Service is trying to collect from me was opened without my knowledge or consent.
Now, they're reporting a collections account to my credit report and I do not think that is fair.
I did not open that XXXX account nor did I profit any gain from this account.
I have been dealing with Identity Theft this whole year and I feel like I can not ever escape it.
Please tell this creditor to stop harassing me, emailing me, calling me and reporting this collection account to my credit.
I have told them already to stop contacting me and to stop reporting this account because it is a result of Identity Theft.
Please tell them to stop. Thank you.
|
| 08/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I began working with AmSher & XXXX XXXX in XXXX of this year in order to rectify a debt that erroneously appeared on my credit report prior to closing on a home. AmSher states that they were directed to collect this debt on behalf of XXXX XXXX.
I have received documentation from XXXX stating that the issue has been rectified and my name is no longer attached to the account in question ( see attached letter ), however XXXX and XXXX XXXX credit reports still show this debt in collections. AmSher says that they put in a request to have this account removed from my credit report on XX/XX/XXXX.
I am asking that the credit reporting services & AmSher please remove this account and any record of it from my credit report.
|
| 11/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
XX/XX/2022 I got a bill from XXXX stating I owed them {$470.00}. I had done no business with them so I contacted them and told them some used my name Please stop the account immediately. They did nothing so the thief charged {$3000.00} more in XXXX. I kept calling them and had enter a fraud case which is # XXXX. At the {$470.00} point they had XXXX XXXX try to get me to pay. Then XXXX XXXX attorney at law llc and now the worst AmSher who calls and I have told them over and over it is not mine and returned a slip they sent on XX/XX/2022 disputing the debt. XXXX sent me 2 copies of what someone ( not me ) owes in XXXX claiming I requested them which I did Not. Please get XXXX and their collectors to leave me alone.
|
| 08/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act XXXX AMSHER COLLECTION SERV has violated my rights.
1 ) Account name : AMSHER COLLECTION SERV Original creditor : XXXX Account info Account number : XXXX Date opened : XX/XX/2022 Account type : Collection Status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Balance on XX/XX/2022 : {$480.00} Original balance : {$480.00} I didn't recognize this debt.
Eliminate this from my Credit Report 15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
|
| 09/08/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Amshire Collections is attempting to collect a fabricated amount even though I have made due effort to make them aware of that. In XXXX 2012 I contacted XXXX XXXX to cancel my account because I thought their services were outrageously overpriced. The account representative said she would apply a " loyalty '' credit to my account, thus locking me in a XXXX month contract without consent. Upon canceling my account I was notified that I would need to pay a {$170.00} contract termination fee for a contract that I never entered. Amshire Collections has failed to provide me with any proof that XXXX XXXX had any sort of a contract with me to validate this fee or an itemized statement breaking down the charges that I owe.
|
| 06/08/2016 |
Yes |
- Debt collection
- Non-federal student loan
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Not only did I not recieve any notice to dispute, after I paid the FULL amount to Amsher collection agency they told me it would be taken off my credit report in a couple of weeks, or I can write a letter to there supervisor and request for it to be taken off. It 's my understanding after I paid the debt ( which was wrongly in collections because of change of address and no phone calls or anything about the debt until Amsher took it over ) that it should be off my credit report in atleast 2 months. It has now been 3 months and I have contacted them several times for them to take it off while it still says " Open '' on my report. They keep telling me I have to write a letter to the supervisor to have it taken off.
|
| 05/27/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
This is the first I 've heard from Amsher Collection Serv, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809 ( b ) : Validating Debts : I have never owed Amsher Collection Service any money. When I inquired about this trade they stated that it was from a XXXX account that I owed which was already satisfied XXXX. So I off course this was a Scam and Reported this to the XXXX of California and the Federal Trade Commission. This debt does not belong to me and I never signed any agreement or did business with Amsher Collection Service.
Amsher Collection Service is also report inaccurate amounts on another XXXX which is also in violations of the FDCPA
|
| 02/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I went to XXXX back in XXXX of 2022 to become a customer with them. XXXX was advertising free phone with new service, so I went in to pick out a phone and they told me I had 14 days to try it out. Well I called them a couple days latter to tell them the phone was getting hot and 11 days later I took it back and told them I didn't want it. It cost me XXXX to get out of the store with supposedly a free phone. They never told me about all the hidden charges. Now I've got a debt collector months latter for a bill that XXXX can't provide me with a brake down on how this bill occurred 5 months later and they tell me the account has been closed since XX/XX/2022. I'm wondering how I can get a bill from a closed account?
|
| 08/31/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American, Servicemember |
|
i have no idea what this claim is all about, or even if this a legitimate collection agency. i suspect it was either mailed to the wrong person with the same common name, or it is a fraudulent claim. i'm a little leery of calling the number, as i don't want any fraudulent company to capture my phone number. please advise.
details : amsher collection sevices, inc XXXX XXXX XXXX, XXXX XXXX XXXX, al XXXX XXXX nc permit # : XXXX date of notice : XX/XX/20 received notice via usps today XX/XX/20 orginal creditor : XXXX XXXX XXXX ( never heard of them ).
current creditor : same as above creditor 's acct # : XXXX amsher acct # : XXXX total due : {$38.00} savings : {$9.00} signed : XXXX XXXX, director of operations
|
| 09/13/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a credit alert on XX/XX/2023, indicating a new collection account reported by AmSher Collection Services, even though I have not received any prior communication, verbal or written, regarding the alleged debt. This sudden reporting has led to a decline in my credit scores. Notably, I received written notification of the same alleged debt from XXXX XXXX XXXX XXXX XXXX XXXX dated XX/XX/2023 ( enclosed ), while AmSher Collection Services added their collection account to my credit file between XX/XX/2023, and XX/XX/2023. AmSher Collection Services ' actions appear to be in violation of the FDCPA, resulting in damage to my credit rating and adversely affecting my relationship with existing creditors.
|
| 10/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
There is a fraudulent account on my credit report that has become egregious and is not mine. I do not know who used my name or how this came to be a debit of mine. It is a auto lease debt from AMSHR/XXXX XXXX I cant say this more emphatically, I have never had a AMSHR/XXXX XXXX account in my life and could you please remove this immediately. Also, I am exercising my right under the Fair Credit Reporting Act, Section 609, to request information regarding an item that is listed on my consumer credit report. As per section 609, I am entitled to see the source of the information, which is the original contract that contains my signature. There is no such document because this isn't my debt so please remove ASAP
|
| 12/10/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
|
| 05/17/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Date Reported XX/XX/23 Collection/ Chargeoff original Creditor- XXXX Responsibility shows as Individual which is incorrect. This was a business transaction that was not transacted using my SS # and not personally guaranteed. I also communicated with XXXX it was causing me a business hardship due to missed calls and dropped calls prior to switching to another provider, and was advised they could not provide me uninterrupted service and This Debt is now being reported by Amsher Collection Services as a Charge off on my personal report. It is also showing age of account with this company as 9 months which is incorrect.
Company Contact info- XXXX XXXX XXXX XXXX XXXX, XXXX XXXX AL XXXX ( XXXX ) XXXX or XXXX
|
| 04/11/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I was doing my regularly credit report check and noticed that there was a strange account from AMSHER COLLECTION SERVICES on my credit file. I never opened any accounts nor done any business with that company, therefore its been fraudulently opened. The account was opened XX/XX/2022 ( 9 mos ) and shows as open. I request that this account be erased from my credit file and any internal database, as I am not liable for any accounts opened without my knowledge or consent under Section 609 of the FCRA. This couldve been completely avoided had you all followed the necessary precautions given that I have an active security freeze on my credit file due to prior identity theft involving my sensitive information.
|
| 12/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to zero or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
|
| 09/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Once again charter communications is harassing over a fraudulent bill of {$120.00}, I filed a compliant three years ago against XXXX over the same bill and the harassment spotted up until XXXX of 2020. XXXX is now using the name XXXX XXXX XXXX XXXX to continue to harass me over the same fraudulent bill of {$120.00}, all bills had to be paid in advance or no service would be provided. I had paid for cable service for 37 years up until XXXX XXXX XXXX sold out to XXXX how now is using the undercover name of XXXX XXXX XXXX XXXX to defraud me of {$120.00}. XXXX has hired a collection agency Amsher collection service to post a fraudulent claim on my credit reports causing me harm to my financial status.
|
| 01/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher is not aware of the fact that reporting any invalidated information to major credit bureaus may constitute defamation of character, as negative listing on credit report does not allow me to enjoy the benefits of good credit. In addition, you must also be aware that until you validate this debt, you can neither continue collection activities nor report this information on my credit report. I 'm sure your legal staff will agree that non-compliance with this request is likely to put your company in serious legal trouble with the Federal Trade Commission ( FTC ) and other state/federal agencies.
Validation was not valid and did not provide original documentation to show ownership of this account.
|
| 09/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To Whomever This May Concern : First off, this is not a company or agency writing this. This complaint is being submitted by XXXX XXXX XXXX. I am submitting a complaint against Amsher Collection Services , Inc . I disputed a letter that I received in the mail from them about a debt that I do not owe. I asked for verification of the debt. They did not send anything but another letter stating that they have verified it with the original debtor. They have not submitted written proof that I requested showing that this debt belongs to me, which it doesn't. I am not appreciative of them trying to collect a debt that doesn't belong to me. I am also requesting that they cease and desist all phone calls to me.
|
| 02/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This is a XXXX home internet account that was paid in full when the service was canceled. The equipment was returned. I do not owe anything on this account.
I have attempted to contact both the original creditor, XXXX XXXX and the collection agency, Amsher Collection Services . Amsher does not have any information about why XXXX claims there is a {$280.00} balance, and XXXX will not send me any documentation or accept payment unless I complete an " identity verification '' process that requires visiting a XXXX store. However, I am unable to complete XXXX 's " identity verification '' process because XXXX stores are unable to assist with home internet accounts that were opened online, as mine was.
|
| 02/25/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I had XXXX XXXX phones with XXXX for almost 2 years. I did not sign a contract. I paid month to month for service on all XXXX phones. On XXXX XXXX, 2016, I called XXXX and told them I was cancelling service and we were switching to XXXX because I was going to go on my daughters ' XXXXphone plan with new XXXX iphones. We were n't even using the XXXX phones anymore and my daughter 's old phone numbers we had with XXXX were even transferred to the new XXXX iPhones.
Service with XXXX was discontinued at the transfer. The XXXX phone was n't even working anymore. XXXX has continued to bill me for service when we were on a month to month contract. And now they have sent this bill to a collection agency.
|
| 01/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
In XXXX, 2009 a friend used my banking information and charged amounts to her cell phone. The charges called an accrual of overdrafts and fees in my banking account. The matter was reported to law enforcement as soon as it was realized. Reports from each agency were turned over to the bank. Reports include the name and address of the party that committed the act. The account was turned over to collections. The agency has been notified multiple times by phone and mail that this account was the result of a crime that was committed. I am mailing ANOTHER copy of all reports via a traceable method to verify that the collection agency receives the information as well as to the credit reporting agencies.
|
| 05/03/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I disputed the debt with all XXXX credit bureaus. They keep verifying the debt. I requested from the credit bureaus copies of the documentation that shows the information has been verified. The credit bureaus told me to contact the creditor because they do n't receive documentation all they receive is an electronic file. I contacted the creditors and received a letter stating that they dont have any documentation and that they need to contact the original creditor. I have not heard from the collection agency or the original creditor to whom i allegedly owe the debt. My question is how is it that they can report information but don ; t have any documentation to provide as proof of the debt?
|
| 12/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently noticed a collection on my credit report from XXXX XXXX. I have spoked to XXXX, the collection company and the legal firm handling the collection. The date of birth and the email address they have on this account does not match my personal information.
I have been a client of XXXX for the past 6 years and do not have a XXXX account. This debt does not belong to me.
We live in a duplex and based on the mortgage documents held by our landlord the side of the property that he lives in has the legal address of XXXX XXXX XXXX XXXX.
The original balance on this account was {$530.00}, current balance is {$360.00} according to my XXXX report.
Please remove this account from my name.
|
| 06/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection Services is attempting to collect a debt that they claim I owe to XXXX . My account with XXXX is current and I do not owe them {$1500.00}, as Amsher is claiming. Amsher does n't even have a file number for this alleged debt. Amsher has not sent me correspondence or invoices in attempt to collect this alleged deb t. Amsher has ne ver contacted my by phone, email or mail with regard to this alleged debt. The only reason I know about Amsher is that I just happened to check happened to check my credit report last week and saw that they had placed this account on my credit report. They claim that it 's been since XXXX 2017 but I have never received anything from them.
|
| 04/11/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
I was doing my regularly credit report check and noticed that there was a strange account from XXXX XXXX XXXX on my credit file. I never opened any accounts nor done any business with that company, therefore its been fraudulently opened. The account was opened XX/XX/2022 ( 8 mos ) and shows as open. I request that this account be erased from my credit file and any internal database, as I am not liable for any accounts opened without my knowledge or consent under Section 609 of the FCRA. This couldve been completely avoided had you all followed the necessary precautions given that I have an active security freeze on my credit file due to prior identity theft involving my sensitive information.
|
| 06/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I made several attempts to contact this company by calling them at XXXX ( XXXX ) XXXX XXXX regarding a XXXX XXXX account that has been paid and closed by me. This account was closed because I switched providers. before I was able to switch providers I had to pay my balance on my phone and my balance in order for them to unlock my phone to receive a new sims card. When I call I am always transferred to an agents voicemail leaving my contact information i.e. ( phone number, and email address ), but have been unsuccessful in receiving a response or communicating with anyone. XXXX is telling me that they have no information because there is no account. So, I'm at a lost and don't know what to do.
|
| 12/04/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
There is a collection account showing on my XXXX report with Amsher Collections services for {$120.00}. The date last reported is showing XXXX/XXXX/2015 but I have called Amsher and they do not have this particular account for XXXX XXXX. Also, my children have had medical insurance all their lives so this bill should not be on my report at all. I have never had any problems with there insurance before now and dont understand this bill at all especially since it os reporting that Amsher has debt thru XXXX but they say it is not in there office. I have disputed with XXXX because again when I called Amsher it wasnt in there system and the account has been removed and not sure why its still there
|
| 07/09/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
This is a bill collector for XXXX.
I had contacted XXXX to make payment arrangements on my final bill of {$500.00} Dated XX/XX/21.
Last day of service was XX/XX/21. I called XXXX to make payment arrangements they denied me to being able to do that. When I switched to XXXX they were supposed to pay up to {$500.00}. so I sent a check for {$25.00} to XXXX now I'm being hit by Amsher collections for over {$1000.00}. when I contacted them to make arrangements they also denied me the option.
I'm still trying to find our from XXXX why it was not paid.
keep in mind this is all in the midst of a pandemic. I'm not working I'm XXXX & on XXXX XXXX XXXX. it wasn't til XX/XX/XXXXwhen I was XXXX XXXX
|
| 10/12/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I checked my credit report on XX/XX/XXXX, 2017 and discovered an error by a collection company named Amsher Collections. I contacted the company and was informed XXXX XXXX placed the account with this collection company and the account was then transferred to another collection company named XXXX XXXX XXXX XXXX XXXX, XXXX. I contacted XXXX XXXX , XXXX XXXX XXXX , XXXX and spoke with XXXX XXXX, who was very rude and verbally abusive to me when I informed him that I never initiated an account with XXXX XXXX, nor have they ever provided cable services to me. Apparently this is a case of identity theft, but this employee was very unprofessional and refused to assist me in resolving this matter.
|
| 08/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
I called Amsher collections who was reporting a debt against me from XXXX. It is reportedly to expire on XXXX, however I have had XXXX XXXX XXXX since my son was born in XX/XX/XXXX. Ive never had a XXXX account, so I called to inquire. I have never received an initial contact letter, no notice of my right to dispute. I told them I didnt know who they were I didnt have a XXXX account in well over 7 years now. When I called they informed me that they were going to sue me if I didnt pay this. I asked who the lawyer was and they named a lawyer not even licensed in Texas.
They should not be reporting and should no longer make threats against me for legal action they know they cant take.
|
| 03/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Someone from XXXX XXXX XXXX called me on behalf of spectrum mobile and demanded for me to pay for a router that I got from XXXX when I had them as my service provider.
I have provided them a proof of my last bill that said all dues are paid and nothing is pending from me. No one from XXXX ever even called me to request the router back.
When XXXX called me, I told them that I wouldnt pay what they are demanding however if they want I can return the equipment right away ( its of no use to me ), they rejected my request and a few days later I suddenly see they have negatively reported on my credit. This is how these people make money from unaware and helpless consumers. Please help!
|
| 05/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I am writing to delete the following information in my file. The items I need deleted are listed in the report. I am a victim of identity theft and did not make the charge. I ask that the items be deleted to correct my credit report. I reported the theft of my identity to the Federal Trade Commission and I also have enclosed copies of the Federal Trade Commissions Identity Theft Affidavit. I would be grateful if these fraudulent items are removed as soon as possible as it is hindering me from moving forward with my life, so that I may provide for my husband and children. I don't have a home, a car, no credit because of this problem. Please I ask that these fraudulent items be removed.
|
| 07/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I checked my credit report and I saw a have a collection account for some type of medical bill for {$270.00} from XX/XX/2012. I have never received any type of letter from any hospital or doctors office for this. Every time I go to the doctor I pay my deductible no matter what service I am getting performed. I have never received a letter via mail or email regarding this collection on my credit, just today that I tried the free trial with XXXX to check get a free credit score report.
The company it states on my credit report is called Amsher Collection Services in Alabama, I live in Texas. I just don't this company maybe a scam company, affecting my credit when I do not owe anything.
|
| 05/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX, XXXX, XXXX IS Obligated by the FCRA to report accurate accounting. Consumer has advised All the accounts, all the inquiries reported was fraud. Said companies had 4 days according to LAW to remove such items. and block from being on the report while conducting an investigation. FTC fraud report was filed on behalf of consumer, consumer is now requesting XXXX. XXXX. XXXX TO provide the documentation used to determine these accounts and inquiries was indeed authorized by the consumer. XXXX. XXXX. XXXX has 15 days to provide me with the name of the person spoken to, documentation used, signed application with consumer wet ink signature. consumer is Not asking for an e-Oscar report
|
| 01/25/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
switched from XXXX to XXXX over one year ago, suddenly without legal notice recieved a collection hit on my credit reports from all XXXX major bureaus. When I attempted to find out why, I was given a false answer that i did n't turn in equiptment. I told them that I had the reciept for this and it was working just fine, the service rep for XXXX oh yes, I was correct and that they could n't find out what the money they wanted was from and they would have this removed from my credit reports at once. after 4or5 months it is back in collections with no further explanation. I have called XXXX after 3 months to make sure all bills were paid and they were completely satisfied at that time.
|
| 09/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX HAS BEEN CALLING ME FOR 2 MONTHS ABOUT AN ACCOUNT I DONT HAVE NEVER HAD AND THEN STATED EACH TIME IT WAS AN ERROR ON THEIR BEHALF AND DISREGARD THE CALL AND OR LETTERS. NOW IM RECIEVING LETTERS FOR A DEBT IN THE SAME AMOUNT FROM XXXX XXXX XXXX XXXX ON BEHALF OF XXXX STATING I OWE MONEY ON AN ACCT THAT I NEVER OPENED. WHEN I FIRST RECEIVED A LATE NOTICE BILL FROM THEM I CALLED AND TOLD THEM IN XXXX I DONT HAVE AN ACCT WITH THEM. THIS MAKE THE XXXX TIME XXXX STATED I OPENED AN ACCOUNT WITH THEM AND I DIDNT!!! IVE BEEN DEALING WITH IMPERSONATION SCAMS IDENTITY THEFT PII DATA BREACHES SINCE XXXX THIS MAKE THE 3RD OPENED ACCOUNT PLEASE LEAVE ME ALONE I DONT HAVE AN ACCT WITH THEM.
|
| 10/17/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
XXXX XXXX XXXX reported a negative account in my credit report and never called or sent me any notification they had my account or what it was about. I closed an account with XXXX and paid my fees when I did it. Now XXXX Says I owe them more money which was never communicated to me by call, text, email or mail. They gave it to XXXX collections who didn't attempt to contact me at all. They just put a negative collection on my credit. I spoke with tmobile and resolved the situation but XXXX collection ruin my good credit score without making an attempt to clear anything up with me. I was with XXXX for 15 years and never had a late payment because I ran my business phone with them.
|
| 09/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I previously notified you that I am a victim of identity theft, and requested that you do the following : Close the unauthorized account Remove any charges on the unauthorized account, and take steps to remove information about this account from my credit files. I have enclosed a copy of my FTC Identity Theft Report, Notice to Furnishers, and XXXX Theft Report. Because the information you are reporting is the result of identity theft, and inaccurate, I request that you stop reporting this information to the CRAs, as directed by section 623 ( a ) ( 1 ) ( B ) of the Fair Credit Reporting Act, 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ). I ask that you take these steps as soon as possible.
|
| 06/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AmSher is attempting to collect on a debt that i do not owe .I mailed a certified debt validation letter to their company requesting specific documentation to validate the debt which are a signed contract with my signature binding me to this debt that they are claiming i owe.Also i asked for information regarding how much they paid for the debt, and other important documents which i have not received therefore the debt has not been validated Amsher only sent a account summery no signed contract .By law the FCRA requires debt validation which has not been done by AmSher they are in violation with the FCRA and i will file a lawsuit if this debt is not removed of my credit report.
|
| 06/05/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AmSher is attempting to collect on a debt that I do not owe. I mailed a certified debt validation letter to their company requesting specific documentation to validate the debt which are a signed contract with my signature binding me to this debt that they are claiming I owe. Also I asked for information regarding how much they paid for the debt, and other important documents which I have not received therefore the debt has not been validated. AmSher only sent an account summary no signed contract. By law the FCRA requires debt validation which has not been done by AmSher they are in violation with the FCRA and I will file a lawsuit if this debt is placed on my credit reports!
|
| 08/22/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
to whom it may concern : Under federal law any collection company must posses : a contractual agreement with original creditor that you have the right to collect this debt, must have original document with my signature on to validate this debt, proof of debt original contract, if you have to request this to the original creditor it means you don't have it therefor you are reporting this account illegally, violating federal law, I am a litigious consumer and I with enforce my right, I know that I can request monetary retribution damage for your illegal report. Please remove this report from my credit or I will pursue monetary retribution. Thank you for you quick responds.
|
| 04/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
Regarding AMSHER, In my complaint, I never received notification of this debt prior to credit reporting which is a violation of the Fair Credit Reporting Act. I am currently purchasing a home from XXXX, and it was brought to my attention that I had an open collection from AMSHER. The credit report company made me aware of the debt via credit monitoring and as soon as I was aware I called to try and resolve it. Also I did not agree that the debt was valid but I paid it because I thought it would help secure your home purchase. unfortunately, they are refusing to delete or remove from my credit report, which is causing an issue with me purchasing this home at the moment.
|
| 08/05/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
AMSHER COLLECTION SERVICES INC in the amount of {$100.00} shows as an unpaid debt original creditor showing as XXXX XXXX, XXXX. I have never lived in XXXX. This was disputed years ago with original creditor. My husband at the time lived in XXXX, XXXX with our daughter XXXX XXXX whom he took to the ER. His insurance at the time was blue cross blue shield of XXXX and my insurance was blue cross blue shield of XXXX. Some how his insurance blue cross blue shield of XXXX was selected and used, and instead of having his information with his address in XXXX, XXXX and his name as the responsible party using his insurance my name and address where I lived in XXXX was provided.
|
| 11/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XXXX, I was subleasing a home in XXXX, CA where multiple things were fraudulently placed in my name. I am not sure why XXXX XXXX XXXX is trying to collect a debt I do not owe. The original alleged debt is with XXXX XXXX. I have no problem settling if either company could verify in writing the 5 things needed to validate an actual debt, which I know can not be done. I would like this removed off of my credit report immediately.
Company is currently in violations of the following laws : -15USC 1692 ( k ) -15USC 1692 ( g ) -15 USC 1602 ( f ).
-15 USC 1692 ( g ) Please be advised that under federal law, consumer is able to seek remedy up to {$1000.00} per violation.
|
| 07/31/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
Amsher collection company for XXXX XXXX XXXX. I have had and kept insurance that pays my hospital bills. Year XXXX I had 2 insurance that pay medical bills. Collection disputed removed but disputed allowed back on credit report without reaching out to me. Removed XXXX put back on account XX/XX/XXXX In addition in past2 years sought to resolve collection which okayed and clears through XXXX but collection company has kept account despite the fact. I have 2 primary physician at XXXX. That I see every 3 to 6 month.,, Co pay are paid at the time visit .Never able to get full explanation over billing mostly for routine visit .I am disputing neg reporting amsher collection
|
| 09/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I cut the cord and terminated cable/internet services with XXXX ( XXXX XXXX XXXX XXXX ) five years ago for services not being rendered that I paid for. Three years ago XXXX XXXX XXXX XXXX started to harass me over a {$120.00} fraudulent bill. I filed a compliant with CFPB and the harassment stopped up until recently the harassment started again by using yet another collection agency to harass me over the same fraudulent debt of {$120.00}. I am a victim of identity theft and discovered that in XX/XX/2020 AMSHER collection service filed a fraudulent claim to my credit report on behalf of XXXX XXXX XXXX XXXX once again harassing me over the {$120.00} fraudulent debit.
|
| 01/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XX/XX/2019, my then-fiancee ( now husband ) went to XXXX to add him to my existing XXXX account. We were upsold on new packages that only my fiancee was eligible for as a new customer. We accepted the new package and an account was opened in his name.
My account was supposed to be cancelled, but his phone number and device was added to my OLD account, which is now unable to be reached since it is seen as " closed. '' I was then charged nearly {$200.00} for the new phone because it was not placed on the new account.
We have upheld every part of our agreement for XXXX and their administrative errors have cost us dozens of hours of work to try to get resolved.
|
| 08/29/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
Amsher Collection services sent me a notice regarding my delinquent XXXX balance offering me a settlement. The settlement is {$32.00} off my balance if I pay before XXXX/XXXX/15. It states that to accept the offer I am to call XXXX.
When I call this number I am greeting by a message telling me I can leave a message which is then interrupted by another message leading me through a series of prompts which leads me back to the original message creating a loop where I can never leave a message nor speak to a representative.
I simply want to pay my bill and would like to accept the Amsher 's settlement. However the number they provided does not allow me to do that.
|
| 05/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I checked my credit report this morning XX/XX/XXXX and notice a derogatory account on my credit.
Looking further I noticed it was from Amsher Collections agency. I have no idea of this debt or what it pertains to. They never contacted me regarding the debt via phone, or email, or mail. Which fails to meet the guidelines of the CFPB.
I never got a notice and they are falsely accusing me of having this account, without ever giving me the means to pay it off or settle the debt if it were mine. This is unjustly accusing me of the debt without my legal due process taking place.
My name is XXXX XXXX, Address is XXXX XXXX XXXX XXXX XXXXXXXX Fl XXXX Phone is : XXXX
|
| 08/04/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 07/11/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 04/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
AMSHERCOLLECTION SERVICES ( XXXX XXXX ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$1400.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2023 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
|
| 12/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
XXXX XXXX or XXXX had promotion marketing at local XXXX to provide internet, phone ( voip ) & TV services. Based on the offer I signed up XX/XX/XXXX or XX/XX/XXXX that started the service and this service interrupted within 2 days after trying to get support from XX/XX/XXXX or XX/XX/XXXXso we requested disconnection of this service as are allowed to do so within 30 days. XXXX XXXX or XXXX still sent our account to collection with the amount and collection company details below.
Amsher Collection Services / XXXX XXXX Amount {$340.00} / Account # XXXX / Collection opened XX/XX/2019 / XX/XX/XXXX credit report.
XXXX XXXX XXXX XXXX ( XXXX ) XXXX / ( XXXX ) XXXX
|
| 11/05/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
I called and spoke with XXXX, he said XXXX do not allow credit deletion. I try to explain to him that this was sent to collections by mistake. XXXX confirm that they sent the bill to the wrong address. I then ask to speak to a supervisor and he disconnected the call.
I call back making this call number 2. Spoke with another representative that told me they try calling me and got " wrong number " this is XXXX my phone number is not wrong and is still working. When I asked to speak to supervisor again they disconnected the call for a second time.
I find this to be rude and very unprofessional. Should not be hung up on just because I want to settle a debt.
|
| 11/25/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I stopped paying my XXXX phone bill, due to non usage of the phone. I told XXXX that the phone had suffered damage and that I havent been able to use it correctly. This was back in XXXX of 2023. They wanted me to pay {$270.00} dollars, so I told them to cancel my monthly plan, that I wasnt staying with the company anymore. Well fast forward to today, they are still charging me. I have no desire to pay them, especially if I told them that after 6 years being with them, that I no longer wanted service provided by them anymore. That phone bill is too high, on top of that you are charging me for a service Im NOT using, for a broken phone. The the audacity.
|
| 10/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I called XXXX XXXX XXXX XXXX Fraud department and was on hold for 3 hours, and they never answered. I ended up speaking to a general customer service rep, who told me that Fraud dept would call me back same day. It's now 3 days later and I've heard nothing and once again can not get through to the Fraud department.
I went into the store as well and all they did was give me the same fraud phone number that I had been on hold for 3 hours with.
I have filed a police report, but can not get XXXX XXXX XXXX XXXX to help me resolve this. The criminal apparently bought opened a account in my name as well as other things that keep popping upon my XXXX report
|
| 09/03/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Recently, there was a collection added to my credit report from AmSher Collections that I DO NOT owe. I mailed AmSher a certified letter asking them to verify this debt that I supposedly owe to XXXX XXXX XXXX XXXX. They were unable to verify this supposed debt in a mailed reply in which I attached to this complaint.
1- The letter is addressed to XXXX XXXX XXXX . This is NOT my name.
2- I have NEVER had XXXX XXXX XXXX services. There is no history of XXXX XXXX XXXX services at my address.
3- They have no copy of signature. Why? Because I never signed anything to get XXXX XXXX XXXX services. They are trying to charge me for someone else 's debt!!!!!
|
| 07/09/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a call in regards to making a payment. Made the rep know that I will pay on a certain date. He then stated thank you then hung up the line. Called back made complaint with supervisor. Heard nothing from supervisor and got a call from same company the next day after I made them aware the date I can pay. They can not post date a payment in their system. I then payed the debt and was told that if I sent an email to manager I could get it removed from my credit report because it was reported XXXX days before I made the payment. XXXX emails were sent to response. Made a XXXX complaint it was updated but not removed like I was told it would be.
|
| 07/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received notice from a credit report agency of an account in collection. The report stated that an account from XXXX was in collection by a company called AmShear. I have not now, nor have I ever had an account, received any services or had any business dealings with XXXX. Furthermore, I have never received any bills or notices of charges or any other similar communications from XXXX and, similarly, have never received any communications from AmShear in regard to any effort to collect any claimed debt. Therefore, until now I have had no opportunity to dispute the claimed debt and yet AmShear has reported it to the major credit reporting agencies.
|
| 12/19/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was alerted that my credit score had dropped significantly and received a major derogatory mark on XX/XX/2022. It says I have an account in collections with Amsher Collection Services on behalf of XXXX XXXX. XXXX XXXX is XXXX and XXXX doesn't even serve my area. The closest XXXX comes to me in my state is 2 hours north. I've never had any services by XXXX and called XXXX first and their agent confirmed he couldn't find any account associated with my name. The reviews on XXXX are showing other people are receiving these same hits to their credit report with the debt supposedly stemming from a XXXX XXXX account. I really need to get this handled.
|
| 08/13/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I had called XXXX back in XX/XX/2022, because my phone was stolen and i asked for all of my services to be cut of to cancel everything & i would pay the early termination fees. I was told i would have to pay {$800.00}, im not sure how {$800.00} turned into around {$1700.00} i believe is what it says is in collections. I spoke with XXXX and they said they were trying to get this resolved but it has never happened. Im planning on calling XXXX again and also the collection agency to see if anything can be resolved. I dont feel its fair that Im being told i only owed {$800.00} by XXXX now all of a sudden I owe around {$1700.00}. That makes no sense.
|
| 08/31/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2023, I tried to apply for XXXX XXXX and a cell phone 2 days Later I canceled the previous order. After a couple of months, I started receiving bills from XXXX and called them to address the issue. XXXX I was being charged for the equipment they sent to me. Happened I never received the equipment bc the order was canceled. Went to the XXXX store in person. The account was closed in the problem was supposed to be fix. On In the month of XXXX a collection agency started harassing me I talked to them And called XXXX again to fix this issue. Last XXXX a week ago on my credit report a derogatory mark created by XXXX XXXX XXXX for XXXX $ XXXX
|
| 01/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Complaint # XXXX was previously filed and believed to be resolved but was not. XXXX XXXX, XXXX only changed collection companies to Amsher Collection Services , Inc. for the same billing error trying to bill twice for cable internet service. There is no rational or logical reason to want or need two internet cable services about the same location, for the same business, for the same download, that existed before, and still exists the same. Especially after the previous service was cancelled and XXXX continued to bill despite cancellation. This attempt at a false collection is bullying me especially after the previous collection company withdrew!
|
| 12/15/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Ive sent 3! cease and desist letters certified mail return reciept and made 4 phone calls to cease and desist I sent them a XXXX dollar invoice for 3 violations of law on 3 credit reports which they did not have my express written permissible consent nor provided the contract I requested between us. They are in default and will not respond to me mayb they can answer you and provide the contract of consent which I rescinded from XXXX and opted out of sharing info to 3 rd parties they removed it and placed it bak on my consumer report which now they owe me XXXX dollars and ignored my contract their silence was in agreeance to pay the XXXX dollara
|
| 09/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collections is attempting to collect a debt that is owed to them by a business I was previously employed by for a cell phone account. I have attempted to contact Amsher by phone at numbers provided and on their website which ring as if a personal phone and nobody answers. I sent email correspondence which was never replied to even attempting to settle debt that is not mine. I have requested debt validation which was never received. They have told me to call original creditor who then tells me to call collections agency so I am unable to get in touch with anyone who can give me solid answers and provide a resolution to this credit matter.
|
| 02/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I received a letter from a debt collector claiming I owe {$970.00} to XXXX XXXX. I have emailed XXXX and the debt collector and stated I do not owe the debt they are attempting to collect, and requested a response as well as some sort of documentation showing why they and/or XXXX believes I owe them what the collection agency is attempting to get me to pay. I have not received a response from either. The debt collector 's letter included an attempt to pressure me to pay half the debt claimed by XXXX/XXXX/2016 or their " offer '' would be withdrawn, yet no documentation supporting the existence of the debt being claimed has been received by me.
|
| 03/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
I am victim of identity theft by someone who apparently lives in Massachusetts. Addresses are now in my credit file from Massachusetts while I actually live in XXXX, Texas. This person has opened at least 3 credit card accounts in my name and with my social security number.
Now, two collection agencies ( Amsher Collection Services and XXXX XXXX XXXX ) are on my credit record trying to collect money not paid to XXXX XXXX. I have never had an account or purchased anything from XXXX XXXX.
I am filing this report to make you aware of the identity theft and I have asked both XXXX and XXXX to remove these detrimental records from my credit file.
|
| 07/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Amsher ( a collection company ) reported a debt in collection to XXXX XX/XX/XXXX.
The reference was to a XXXX account. {$2500.00}.
I saw this on my XXXX report XX/XX/XXXX. Disputed with XXXX. Report number XXXX I have never once had a XXXX XXXX account.
I called XXXX XX/XX/XXXX they have no account in my name now or in the past.
I called Amsher who requested my social security. I am concerned its fraud so will not share that with them.
I filed a report with the XXXX as well.
On XXXX reviews this company Amsher repeatedly does this to people.
I am a XXXX XXXX and this is an outrage they continue to mess with people who have no debt.
|
| 12/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2022 @ XXXX, I was reviewing my XXXX XXXX Credit Report XXXX When I noticed a Collection that was unknown to me.
Am Sher Collections Services is listed on my credit report for {$69.00}. The original creditor is XXXX XXXX.
I called the phone number listed on the credit report - XXXX. At XXXX XXXX I spoke with a lady who would not give me her name. After giving her my name and Social Security Number she stated " We don't have a listing for your collection ''.
This was reported to the credit report on XX/XX/2022. I was never notified of this debit. When I called to get more information I was told they don't have anything for me.
|
| 04/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hello, my name is XXXX XXXX, I am writing to delete the following information from my file. The items I need deleted are limited in the report. I am a victim of identity theft. and did not make the charge. I'm trying to get a new car and these items won't get me approved. I ask that the items be deleted to correct my credit report. I reported the theft of my identity to the federal trade commission and I also have enclosed copies of the Federal Trade Commission 's Identity Theft Affidavit. Please delete the items as soon as possible Fraudulent Accounts : XXXX XXXX XXXX XX/XX/2022 {$150.00} AMSHER COLLECTION SERV XXXX XX/XX/2022 {$210.00}
|
| 11/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
AmSher Collection Services appears on my expiring credit report and is reporting inaccurate information about me. I have sent dispute letters to the credit bureaus and am requesting that AmSher produce a copy of the original contract to prove that a debt is owed. Simply producing monthly statements does not establish any sort of obligation. I am requesting that the CFPB investigate this matter further. I am represented by an attorney, no lawsuits have been filed. Please contact XXXX XXXX XXXX Esq. ( XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX CA XXXX T : ( XXXX ) XXXX - XXXX F : ( XXXX ) XXXX - XXXX XXXX XXXX
|
| 11/02/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a notice that i owed money from a XXXX XXXX account which was opened in XX/XX/2023, from Amsher Collections services I do not, nor have I ever had a XXXX XXXX account First I learned of this was a collections on my credit report. The Amsher Collections agency on my report indicated a residential address I have no connection to it is all fraudulent. I contacted the collections company and they prompted me for payment. A live representative is not available to discuss. Only able to leave a message and nobody returns calls. Amsher Collections is a scam from my experience This is all fraudulent from the beginning to the end.
|
| 08/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hey, I am XXXX XXXX and from my XXXX XXXX someone robbed my stuffed my my truck. He robbed my tablet too and bank check book. In that tablet there was my social security. Then he bought a mobile phone under my social security number. That payment then pitted under collection and lower downed my credit score. So I am reaching you guys to suggest me or provide me information how to protect my SSN to be not used by that person in future. I already reported in police station and they come to know that person who did that robbery. But police is not taking any action against that person. Because he also applied checks from my bank too.
|
| 08/09/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hello I have been dealing with AMSHER COLL collection agency about a XXXX account I had a while back. After speaking on the phone they agreed on a recorded line to lower to {$1500.00} if I made payments I have made payments which I've been doing and I still see over {$4000.00} owed which is inaccurate. I tried calling there customer service team again and they said they had no idea what I'm talking about. I asked them to check there notes since I told them originally on the recorded line will this be on my notes and will you send to the creditors which they agreed the {$1500.00} would be plus whatever I paid each month taken off.
|
| 01/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
A bill for {$57.00} was sent to AMSHER COLLECTIONS for a medical debt that I wasn't aware of at the time.
I paid the amount to AMSHER COLLECTIONS for Account XXXX over the phone in XX/XX/2018. I have proof from my bank that the amount was paid, and I sent them an email stating it had been paid. However, they reported it onto my credit as a debt in collections. It is on my credit report currently, and should not have been reported as it has been paid.
It is showing as a debit on my Bank Account on XX/XX/2018 going to AMSHER that was put in on XX/XX/2018.
However, they've reported it on my credit report as an unpaid collection.
|
| 09/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This company claims they purchased a debt from charter communications, which I do not have any accounts with at all, the rep over the phone refused to give me any information or validate the debt but instead chose to hang up the phone. I am asking for them to stop all collection attempts and remove any invalid information from my credit report until we verify the original debt.
the debt was for XXXX, on XX/XX/2022 the phone rep made a threat to place it on my credit report unless I immediately paid this. with no verification. then she disconnects the call.
I repeat I do not have an account with XXXX or XXXX communications.
|
| 11/08/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
on XX/XX/2020, I paid a 'settlement ' amount with Amsher collection company for appoximately half of what XXXX said I owed them ( which is a whole other conversation entirely ). I am now, a year later, getting phone calls that this payment was 'declined due to insufficient funds ', which is a complete lie since I always keep several thousand dollars in my checking account. I had a confirmation number from them for the online transaction confirming that this had been paid. If this payment were 'declined ', they should have notified me immediately, not wait a year or longer to come after me and state that i still owe this debt.
|
| 06/21/2017 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
I cancelled my contract with XXXX because my husband took himself off of our contract without telling me. I was being charged his monthly portion for six months even though he had the same number through them and still had an account they would n't move the debt for his phone he had n't paid off over that was XXXX and add the cancellation fees to it and the past two payments not made because I could n't afford it i was n't working. XXXX refused to work with me at all, but set me up with creditors to hassle me and call me all hours of the day all day to get their supposed money i owed them. They have branded my credit report.
|
| 02/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I pulled my credit report on XX/XX/2021 and I saw that it states that I owe {$XX/XX/XXXX} to XX/XX/XXXX opened XX/XX/2021. I disputed with XXXX, XXXX and XXXX. It was removed.
I pulled my credit report on XX/XX/2021 and it states that I owe {$XX/XX/XXXX} to AMSHER COLLECTION SERV opened on XX/XX/2021. I disputed with XXXX, XXXX and XXXX on XXXX of XX/XX/XXXX. I also asked for Validation and Verification with AMSHER COLLECTION SERV. I received two different letters with different names and amounts on the correspondence. I want to get this collection off my report because I have not done business with AMSHER COLLECTION SERV.
|
| 02/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My social security number has been stolen and is circulating on the deep web. I have reached out to XXXX and many others about this situation to get the accounts removed from my credit report but nothing has been done. I am a victim of fraud and identity theft and now my credit has been tarnished what once was a XXXX credit score is now in the 400 's because some how my information got out and someone took advantage of it. I am looking to get these accounts removed so I am able to continue with my life and be able to get approved for a car, house, etc. This has almost ruined my life but I hope we can come to a resolution.
|
| 04/28/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Problem with a company's investigation into an existing issue
- Their investigation did not fix an error on your report
|
|
Web |
|
|
recently their was something that seen on my credit report that i didnt do or gave someone else permission to do so i reported this problem and the investigation came back accurate which is not right or possible because i NEVER sign up for something like that a day in my life and they telling me that i have they can check my banking because my bank card is the ONLY card that i use for any purchase that i make. i just feel like this is not fair because i wouldnt be doing so much if its something that i did that i didnt do and i want it off my credit because thats something i have to live with and thats not fair to me at all
|
| 11/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Good Morning CFPB, I recently received a collection on a debt that I do not owe, I am a current XXXX customer, and the company recently reported a collection on an account that is still active this month. I called numerous times and spoke to multiple managers, and yet my account has been unresolved. I recently settled the debt due to a business move that I am trying to get done in 2022, and having this negative mark on my credit profoundly impacts my business growth and activities. I am a small business owner, and this small debt of {$150.00} on a collection I had no idea I owed. This debt impacts my business tremendously.
|
| 07/24/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
In XX/XX/XXXX I notified Amsher Collection Services ( ACS ) that their collection was not valid. I was never a patient at XXXX XXXX XXXX in XX/XX/XXXX, and requested they produce evidence, i.e. any document with my signature or any medical records with my name. I disputed this with the credit bureaus. Result was that the ACS refused to produce any evidence of my debt, re-aged the debt to the date that I protested it, refused to remove it from my credit report, and have not bothered to report again in over six years. It is now passed the statutory limit for collection and I want it completely removed from my credit report.
|
| 05/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
Attempted to communicate with Amsher Collections when the individual on the other line start to get hostile because I would not provide payment. I asked the individual to send an email with payment information, but he refused. He then started getting hostile asking for banking information ( repeated ) and how I would pay for the medical debt. I hung up after this because he would not work with me. I told him I could not setup a biweekly or weekly plan because of my financial situation. I have been providing small payments each month making an attempt to pay this off, but neither the hospital or Amsher would work with me.
|
| 03/10/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
|
| 02/02/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
|
| 08/12/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
|
| 08/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XX/XX/XXXX. 2023 debt in the amount of XXXX showed up on my credit report without any prior notification via mail. I have no knowledge of any debt I owe.
In accordance with the Fair Debt Collection Practices Act, I am asking you to immediately stop all collection activities about this debt, including reports to credit reporting agencies. I also ask that you tell the business where the account was opened that this debt is the result of identity theft. If additional information is needed please contact me by email or phone.
AMSHER COLLECTION SERVICES INC XXXX XXXX XXXX, XXXX, AL XXXX Credit agency effected XXXX and XXXX
|
| 04/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There have been repeated attempts via phone calls from Amsher Collections to collect a debt that I do not owe. The debt was on behalf of Charter Communications, LLC of which I do not have an active account and the collection amount of {$200.00} is not my debt. Because of these attempts, on XX/XX/2023, a collections account had been made in my name which has drastically decreased my credit score. I would like this collection account removed from my name and record since it is not a debt I owe and there is no proof I am attached to this debt and it has been negatively affecting my credit score with no resolution in sight.
|
| 03/17/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
A notice from AmSher sent to me indicating I owed an unpaid balance from XXXX XXXX and never in my life have I EVER used XXXX XXXX. I did not attempt to contact AmSher because the notice had my last name spelled completely wrong. This to me was a red flag and I did not want to be scammed into collecting my information. I researched AmSher and because there is a website, I don't know if this is a legitimate business, but there is also lots of complaints about them. I know that I do not owe anyone any money and that this company is sending me a false claim and it should be reported. I also do not want to be their victim.
|
| 08/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/18 I spoke with XXXX from AmSher who said she was collecting a debt owed by me from XXXX XXXX in the amount of {$89.00} for reasons unknown by myself, the debt collection company nor XXXX XXXX. XXXX XXXX can only tell me that it was an account in my name and was closed over 12 months so they have no information. I would have no reason to open a separate account in my name alone at the same address that I share with my husband. We had an account in both our names. There was no separate account in my name only and so a fraudulent act has been committed and AmSher is trying to get money from me that is not owed.
|
| 03/22/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
Amsher CoBalance details 0 % paid off Balance {$1000.00} Balance updated XX/XX/XXXX Original balance {$1000.00} Account info Account number XXXX Date opened XX/XX/XXXX Account type Open account Status - Status updated XX/XX/XXXX Payment summary No payment history available to display.
Comments Placed for collection Your statement - Contact info Name AMSHERCOLLECTIONSERVICES Address XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Phone number ( XXXX ) XXXX I HAVE NO KNOWLEGE OF THIS ACCOUNT THIS IS FRAUD AND IT HAS BEEN REMOVED WITH XXXX. I ALSO HAVE FRAUD ALERTS AND A VICTIM OF IDENTITY THEFT AND WOULD LIKE THIS REMOVED ASAP
|
| 01/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
Servicemember |
|
The company has been harassing around about 3 months for account open by identity theft with XXXX, We request a copy of the alleged agreement and a copy of his license to collect money in my state and have not given me any kind of document. Rather they began to report the XXXX credit bureaus account. Credit card companies, XXXX, XXXX, XXXX, remove the account when you do get the police report of my identity theft, and the agency returns infrige laws and nuemamente I reported the same account. I already have bad with constant harassment, I will take an action with this agency or fined for not following the CRA rules.
|
| 10/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Upon pulling my credit reports, I discovered that Amsher Collection placed a collection on my credit report that does not belong to me. On XX/XX/20, I mailed a dispute/request for debt validation via certified mail. The tracking number is XXXX XXXX XXXX XXXX XXXX. The letter was delivered to an individual on XX/XX/20. As of today ( XX/XX/20 ) I have not received a response from Amsher Collection Company. Per the FDCPA, if a collection company fails to verify the debt within 30 days, they must delete the account from all credit bureaus. It has been over 30 days, and the account is still listed on my credit reports.
|
| 10/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX made a mistake reporting my account to Amsher Collection Service. Me and a XXXX XXXX representative also spoke with the supervisor at Amsher and was told that she ( amsher representative ) would not resolve the issue. She stated that she will only update the account as paid/ resolved. I was never notified or contacted by the collection agency or XXXX XXXX about this collection. They took it upon themselves to report it without doing a proper investigation. All XXXX XXXX representatives stated that It was an error on XXXX XXXX XXXXs behalf and I was unaware of the discrepancy until I saw it on my report.
|
| 10/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
In accordance with the fair credit reporting act, this creditor ( XXXX ) violated my rights on XX/XX/2022. By using a collection company called, AMSHER COLLECTION SERVICES, to solicit {$290.00} from me. Code 15 USC 1681 section 602 states I have the right to privacy, under code 15 USC 1681 SECTION 604 A section 2, a consumer reporting agency may not furnish an account without my written instructions. Under code 15 USC 1666B A creditor may not treat a payment on a credit card account under an open consumer credit plan as late for any purpose. Please remove this collection account from my credit reports. Thank you
|
| 10/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I had disputed a XXXX acct of {$710.00} which I did not have ownership of. This account was with Amsher Collection Agency. This collection agency removed this account off my credit report with XXXX on XXXX/XXXX/16. On today, XXXX/XXXX/16 I received an alert from XXXX XXXX that XXXX is reporting the exact same account-XXXX- {$710.00} to my credit report with an open date of XXXX/XXXX/16 and last reporting on XXXX/XXXX/16. it has been determined that this is NOT my account and never was. This agency is re-reporting this account after it had been removed from my credit report. I am aware that this is VERY ILLEGAL.
|
| 09/24/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I contacted Amsher Collections Services on XX/XX/2021 and they responded with a bill attached stating I allegedly owed {$1500.00}. The amount appears to be incorrect as my last bill with XXXX was a different amount of {$1400.00}. Why is Amsher reporting inaccurate information? Im skeptical that the company can not accrue interest or else the debt is not owed to this company at all. Then they attached a bill they sent to an address in Georgia. I live in Kentucky. Doesnt seem to be a reputable company if its inaccurate! I want it removed immediately. This company has been very aggressive and harmed my credit.
|
| 06/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received letter dated XX/XX/2023 from Amsher Collection Services stating that I owe XXXX {$500.00} and also received an email from this same Company XX/XX/2023 Amsher has an address listed for me in XXXX Kentucky and I have never lived in Kentucky I was born and raised in Michigan. XXXX has confirmed with me that I do not owe this amount to them and has never sent anything to collections in my name I have never heard back from this agency if this information was removed from their files. Another reason why this debt is not mine is that I do not spell my name the traditional way it is spelled XXXX NOT XXXX
|
| 10/31/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I received an alert from my credit monitoring services, to check my credit reports. Credits Reports are showing an account opened on my behalf by XXXX XXXX ( date unknown ) and it was referred to a collection agency services on XX/XX/2016 with an outstanding balance of {$380.00}. The Collection agency name is AMSHER Collection Services, XXXX XXXX XXXX, XXXX XXXX, XXXX, AL XXXX / XXXX. Collection agency account number is XXXX. The collection agency referred me to a Law Firm called XXXX XXXX XXXX, phone number XXXX. XXXX does not have any record of me opening a business corporate account on my name nor SS.
|
| 10/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received two phone calls from this company demanding payment on a debt. No written information was provided on the debt. Shortly after receiving the first call from this company a written dispute and request for validation letter was mailed on XX/XX/XXXX. During a second call with the representative I again informed her the account was in dispute and that I had requested validation of the debt.
Today, XX/XX/XXXX this agency has reported the account to the credit bureau, did not indicate the account was disputed, and has failed to provide verification of the debt as requested on 2 separate occasions.
|
| 08/09/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX 's fraud bills caused my husband 's XXXX XXXXXXXX XXXX. He is useless person. A life has been destroyed by greed? our gov't can't do anything about it!!!?? They all say they don't have teeth what's point? reminds me famous saying - When united states system fails XXXX ( XXXX ) will be there!.
I paid my final bills with proof XXXX but XXXX still kept generating bills, send collection agency. I called collection agency demanded their business licences and insurance info they refuse to do so. Every phone company records the conversation, NSA does, so does the XXXX. How a poor person can get justice?
|
| 07/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
XXXX XXXX XXXX released protected health information to a collection agency for medical billing. By law this is a HIPPA violation because XXXX XXXX XXXX is not supposed to even acknowledge that I am a patient without explicit and written consent from me. Also the collection agency is in violation of HIPPA because they continue to report it after being asked several times to remove the protected health information. Medical bills are protected health information because the bill acknowledges that I was a patient with them which violates HIPPA. I did not give consent for this information to be released.
|
| 07/04/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Collection was placed in XX/XX/2019 .. it was an ex boyfriend 's account apparently that I had not been involved with in over 3 years.. I had been married to another man for 2 years ... It is not my account.. I never signed, agreed with, not had any knowledge of this account. I filed a dispute and they changed it from being my account to me being cosigner .. I have contacted them and requested verification or signed document, my photo ID, anything, they can provide nothing because it is not my debt .. I did not have any knowledge of it .. it is illegally listed on my credit bureau in violation of fcra
|
| 07/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In XXXX XXXX XXXX I closed my account with XXXX and paid {$130.00} which was my bill due at the time time. I called XXXX in XXXX XXXX XXXX and asked what my remaining balance was after closing the account and the representative told me {$310.00} which I paid with the rep over the phone right then and there. In XX/XX/XXXX I received yet another bill from XXXX which I'm not sure why and they weren't able to tell me as I owed them nothing and received letters from them saying I owed {$0.00}. They have now sent a debt of {$110.00} to a collection agency and this is now on my credit report inaccurately.
|
| 05/23/2022 |
No |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
XXXX XX/XX/22 They called my daughter in law XXXX XXXX maiden name XXXX She conference me in the call. I adv her I am debt collecter as well she did not mm me adv me of the amount owed. Never gave her name or the company works for. I asked several times she finally told me it XXXX XXXX with Amsher collections. She told me I was very rude and that it did not matter XXXX was XXXX at the time of the debt. I adv her she was a minor. This the second time this company has been informed not to call her and to contact XXXX actual parents on this, she not liable. She told me good luck with filing a complaint
|
| 12/21/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher collections states I owe {$1200.00} for XXXX XXXX. I have disputed XXXX XXXX claim before in XX/XX/XXXX but now a new one appeared on XXXX XXXX. I have no account with XXXX XXXX or Amsher collections. I have never had services from XXXX XXXX. I have lived in apartments the last 10 years none of which allow for XXXX .I disputed with XXXX company tried to say it was a accurate account. I called XXXX they only transferred me around and continually asked for my ssn. Was sent to the Spanish line twice, I do not speak Spanish. Never sent information about this debt only saw it on my credit report.
|
| 06/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I have sent debt validation letters to the following companies : Amsher Compassionate Collections ( XX/XX/2021 ), XXXX XXXX XXXX, LLC ( XX/XX/2021 ), XXXX XXXX XXXX XXXX XX/XX/2021 ), and XXXX XXXX XXXX ( XX/XX/2021 ).
AmSher : Has not provided proper validation of the debt owing to me XXXX : has not responded XXXX : has not responded Merchants : sent a letter showing a {$0.00} balance with them All the above have been given 30 days to send me validations of these debts with my signature via certified mail. They have reported these debts to the credit bureaus without the validation of the debts.
|
| 03/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received notification from XXXX on XX/XX/XXXX1 that a derogatory account had been reported by Amsher Collection Services which negatively impacted my credit history.
Amsher Collection Services reported multiple derogatory accounts and did not send written notification. This action violates the Fair Credit Reporting Act [ 15 U.S.C. 1681 ] and the Federal Validation Notice [ 15 U.S. Code 1692 ].
On XX/XX/XXXX the per violation penalty increased from {$3500.00} to {$3700.00}. No debt collection company should operate above the law.
Therefore I have submitted this complaint for investigation.
|
| 06/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I've sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov, I've completed and sent a fraud affidavit via certified mail. I can see they received it, but nothing has changed. See supporting documents. Even the USPS tracking.My official complaint is against AMSHER COLLECTION SVC. My information was used to obtain an apartment, cell phone, and an auto loan with my ex-partner. I am a victim of identity theft and have put this off for too long. I've completed the proper steps, 1. notify creditors 2. police report 3. informed the state of Texas.
|
| 09/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Below is the information that I am requesting to be deleted off my credit report, this collection does not belong to me and I have not received proof or validation of this debt. Please remove from credit report.
Date Reported : XX/XX/XXXX Collection Agency AMSHER COLLECTION SERVICES INC Original Creditor Name XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$50.00} Amount {$50.00} Status Date XX/XX/XXXX Status UNPAID Balance Date XX/XX/XXXX Account XXXX XXXX XXXX Account Number # # # # # # XXXX Creditor Classification XXXX Last Payment Date Date of First Delinquency XX/XX/XXXX XXXX
|
| 01/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
AMSHER COLLECTION SE was notified of their mistake in placing a debt on my credit report that was not mine. They did not provide proper notification per the FDRA before they placed this item on my credit. Had they done so they would have been notified that this debt is not mine and proper means to show proof would have been presented to them. AMSHER COLLECTION SE after being notified of their mistake ran my credit again and put the debt on my XXXX and XXXX reports twice on each report. This happened after my first complaint to the consumer finance department and my letter sent to them directly
|
| 11/28/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
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AmSher - Debt Collection XXXX/Charter - Original Biller I disputed the debt and filled out their dispute form on XXXX XXXX. I received no response from my filing and was contacted again onXX/XX/XXXX from a representative telling me I needed to pay the debt. When I asked about the outcome of my dispute, the man became irate and would not tell me the outcome. He put me on hold and ended up hanging up on me. I emailed the manager and asked for that individual to not call me again. I never heard back from that group but the debt has since been transferred to another agency ( Im still disputing ).
|
| 08/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have a loan with AMSHER COLL ( Original Creditor : 08 XXXX XXXX ), AMSHER COLL ( Original Creditor : 11 XXXX XXXX ), and XXXX XXXX ( Original Creditor : 01 XXXX XXXX XXXX XXXX XXXX XXXX ). I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX, XXXX, AMSHER COLL ( Original Creditor : 08 XXXX XXXX ), AMSHER COLL ( Original Creditor : 11 XXXX XXXX ), and XXXX XXXX ( Original Creditor : 01 XXXX XXXX XXXX XXXX XXXX XXXX ) with no successful resolution. There was definitely an error on their part.
|
| 03/18/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Company : Amsher Collections Services Balance : {$170.00} In XX/XX/2018 I contacted Amsher about a Collection added to my credit for XXXX XXXX XXXX XXXX. I informed them that the returned items in question was returned to XXXX XXXX XXXX via the XXXX XXXX XXXX mail services. I contacted XXXX XXXX XXXX about the items they informed me that they received the items. However Amsher is continuously reporting this to my credit. These marks are causing extreme problems to my livelihood. I am a single parent and I work hard to take care of my obligations, this mark took a 20 point drop in my credit.
|
| 05/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hello and thank you for your consideration. I noticed an item that was sent to collections as a charged off debt from XXXX. However, this alleged debt was settled prior to terminating my contract with this company. Prior to closing the account, I made a payment of {$160.00} to XXXX and was told that this satisfied all outstanding charges. I have tried to contact XXXX and they have refused to validate the debt. The debt was transferred to a company called Amsher Collection Services. Both Amsher and XXXX have refused to validate the debt owed or provide any documents proving the alleged debt.
|
| 02/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
On XX/XX/2022, contacted XXXX ( Originator of debt ) and there is no record of any such debt owed. On XX/XX/2022 attempted to communicate this info to AMSHER but was greeted with abusive language. Currently derogatory info is reported on my credit report. This info us unfounded and not supported by documentation and violates requirement of the Fair Credit Reporting Act. Amsher Collections fail to provide documentation of any existing debt " to me '' .after repeated requests. Amsher knowingly purchase medical debts to coerce settlement/payments from consumers without proof of debt existence
|
| 08/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have a loan with AMSHER COLL ( Original Creditor : 08 XXXX XXXX ), AMSHER COLL ( Original Creditor : 11 XXXX XXXX ), and XXXX XXXX ( Original Creditor : 01 XXXX XXXX XXXX XXXX XXXX XXXX ). I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX, XXXX, AMSHER COLL ( Original Creditor : 08 XXXX XXXX ), AMSHER COLL ( Original Creditor : 11 XXXX XXXX ), and XXXX XXXX ( Original Creditor : 01 XXXX XXXX XXXX XXXX XXXX XXXX ) with no successful resolution. There was definitely an error on their part.
|
| 11/14/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
We moved from one place to another we had XXXX XXXX XXXX XXXXXXXX XXXX we were 2 months shy of finishing out our contract when we moved the place we moved to wouldnt allow a sattelite dish i contacted XXXX XXXX XXXX they said we can go there other package which is XXXX and as along as we stay customers it would not be a issue well somewhere along the line it went to a collection agency which it wasnt suppose to tried to explain this and to have the the charges removed from my credit report the supervisor got nasty with me we aint removing it i said fine then we will go court then.
|
| 07/06/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
I filed for bankruptcy in XX/XX/XXXX. All my accounts were handed over to a law firm. I checked my credit report in XX/XX/XXXX and noticed that all my accounts have been closed and discharged except one from XXXX XXXX for {$1600.00} ( originally from XXXX ). I look up their phone number and call ( XXXX ) XXXX to get an account number so I could dispute since I have recieved nothing in writing prior. I speak to rep that transfers me after I provided my social. The second rep proceeds to verify my identity and then tells me that they will not provide me with even an account number.
|
| 10/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX promised to pay a debt to XXXX as a promotion in which you switch carriers and they pay out your contract and any equipment balance. Needless to say this didnt happen! XXXX has now reported a debt in collection to that is being shown on my credit report! This is an issue multiple consumers have had and I shouldve read reviews before believing what XXXX said. I did a complaint with XXXX and now Im having to wait 90 days for XXXX to send over the balance so that XXXX can honor their agreement! 90 Days!! XXXX said theyll honor their agreement but my monthly bill will go higher.
|
| 04/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently sent amsher collection company a dispute in regards to a collection that theyre reporting on my credit report. They have failed to validate that I in fact owe a debt the form sent was debt collection validation informing them to supply me with the information obtained to show that I in fact owed the debt. I am not requesting a verification of debt, but a validation of debt. All collections must cease and desist immediately until they provide proof of debt by way of validation not verification. They are operating in deceptive practices and will be held civilly liable.
|
| 06/10/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A Certified/Return Mail was sent to this creditor, Amsher Collection Services requesting that the account # XXXX for the amount of {$1100.00} since XX/XX/2018 they're reporting on my credit profile does not belong to me and it's impeding on my ability to move forward in order to secure any measurable job ; and the consistent lack of credit extension to me by potential creditors. Amsher Collection Services must delete this unfair and erroneous information from my credit reports with all the Credit Bureaus with immediate effect per the FCRA and the FDCPA.
Thank you, XXXX XXXX
|
| 08/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
AMSHER COLLECTION SERVICES HAS MY PARTNERS BUSINESS ACCOUNT ON MY CREDIT REPORT. ITS FOR HEAVENLY COVE. HOWEVER THEY HAVE PUT IT ON MY ACCOUNT. FURTHER SPEAKING TO THEM I ASKED FOR THE LAST STATEMENT. THEY SAID THAT XXXX OWNED THE DEBT STILL, HOWEVER AMSHER COLLECTION SERVICE IS ON MY CREDIT REPORT. SO I DONT KNOW OR TRUST THIS COMPANY. THEY ARE ILLEGALLY PLACING THINGS ON MY CREDIT REPORT. AFTER SPEAKING TO THEM THEY MADE ANOTHER OPEN ACCOUNT ON MY REPORT WHERE IT SHOW ACCOUNT {$83.00} CREDITOR NAME IS XXXX XXXX SO IM KINDA CONFUSED TO HOW THEY ARE LEGALLY ALLOWED TO DO SO.
|
| 06/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2020, XXXX XXXX XXXX XXXX added a derogatory mark on my credit report per XXXX XXXX. Upon further research, this account was transfered and I no longer responsible for the account. Debtor 's creditor did not verify this collection. Also there was no written for of communication, contract, or signature for this accused debt at all. A bill without a signature does not validate the debt and anyone can send a bill and say it is mine. According to the FCRA, XXXX XXXX has violated my rights as a consumer and I am requesting legal action to remove this account immediately.
|
| 12/08/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XXXX XXXX, 2020, AMSHER COLLECTION SE add a derogatory mark on my credit reports. Upon further research, this account was transferred /sold and I am no longer responsible for it. Debtor*s creditors did not verify this collection. Also there was no written form of communication, contract or signature for this account debt at all. A bill without signature does not validate the debt and anybody can send a bill and say it is mine. According to the FCRA AMSHER COLLECTION SE has violated my rights as a consumer and I requesting legal action to remove this account immediately.
|
| 06/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
AMSHER Collection Service Date Opened XX/XX/2022 Amount : {$340.00} Original Creditor : XXXX Company Address : XXXX XXXX XXXX XXXX XXXX XXXX AL XXXX This collection is false. I have never opened this account and used XXXX, Yet, this has been reported to XXXX and issue against my credit report. Also checked with the other credit score services companies, they dont have this collection listed. When I called, the operator at this company immediately requested my social security number. The account in the credit report only shows the first six digits and missing the last two.
|
| 01/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
AMSHER COLLECTION SERVICES a agency attempting to collect on a alleged medical debt that I have no knowledge of.
They place derogatory information on my credit report without due process ... .process to include, allowing me the right to dispute this alleged account and I never received any written notice prior to them placing this damaging information on my report as if it were valid when in fact it is not.
I feel that my rights were violated as a consumer pursuant to the FAIR CREDIT REPORTING ACT.
The original creditor is : XXXX XXXX XXXX..alleged amount $ v XXXX
|
| 05/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
On XX/XX/2021, AmSher Collection Services reported a collection account in the amount of {$320.00} to all National Consumer Credit Reporting Agencies/Companies. They failed to provide me with written notification about the debt prior to reporting it to the National Consumer Credit Reporting Agencies/Companies in order for me to confirm or dispute the validity of the debt. On XX/XX/2021, I made a final attempt to resolve this matter with AmSher Collection Services via a telephonic communication. However, their staff are not helpful at all. They demanded payment or else.
|
| 09/13/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
In XX/XX/2023, Amsher reported to Cfpb that they would be removing all tradelines from my credit report. As of XX/XX/, Amsher has failed to do so. I respectfully request intevention by Cfpb, Please refer to Amsher 's responding statement to Cfpb : " AmSher will request the account be removed from her credit reports. Be advised, this in no way suggests that XXXX considers the account to be invalid or inaccurate. Please allow up to sixty ( 60 ) days for each of the credit bureaus to update. Thank you for allowing AmSher an opportunity to address the consumers concern ''
|
| 07/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I had a previous ( incorrect ) debt collection with XXXX of {$160.00} that was resolved ( with documentation ) in XXXX of 2023. Upon viewing my credit report last week, I discovered that another debt collection agency had been engaged by XXXX, again for {$160.00} and I have received no notification from XXXX or the debt collection service ( AmSher Collections based in XXXX, AL ) . So not only am I fraudulently being pursued for a non-existent debt, but no correspondence was ever provided to me and my credit rating has been impacted due to these fraudulent activities.
|
| 05/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This collection company named Amshercollection Services is reporting on all 3 of my credit reports. This is the 3rd company that is listed on my credit reports and has tired to collect on this debt. I called this company and they stated that they do not have this file or account but they are reporting on my credit report. I want this item removed from all my credit reports ASAP. This reporting is affecting my credit rating and my ability to receive credit. I was a victim of theft and someone received credit in my name. This account does not belong to me. Please remove
|
| 07/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
XXXX XXXX XXXX keeps reporting negetive reports on my consumer report with out my consent which is identity theft as well as infringement of my rights pursuant 15 us code 1681 b permissible purpose by written consent and the debt collector that is coming after me for the debt which is illegal pursuant 15 us code 1692 c ( b ) third party should not have info on my consumer report its illegal amsher collection recovery is third party target bank is creditor for them to discuss my report is illegal for XXXX XXXX XXXX to report this is fraud and infringement of my rights
|
| 12/08/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am check in my credit report today, I found one collection account in my report, But this account is not I opened, Because I didnt deal with the company from the collection account, Also I never receive any letter, email, phone call about collect debt from the company, That means the company dont have my all correct information, it is someone steal my some information like name, social security number to open the account, and I already set a alarm on credit bureau a few months ago, so please remove the collection account from my credit report as soon as possible.
|
| 08/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Amsher, a debt collector, has reported a debt for XXXX XXXX XXXX on my credit report. I have no relationship or debt with XXXX XXXX nor have I received any communication related to this debt. It just showed up on my report. I disputed with the credit reporting agencies and it was confirmed accurate by the reporter. It is not my debt. I dont know what it is for. I have a fraud alert and freeze on my credit report for over a year and was never contacted by charter communications to confirm my identity if someone fraudulently used my information. This is not my debt.
|
| 01/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Amsher collection agency is claiming we owe a debt for a XXXX XXXX account based on an address in DE. We have only EVER lived in TX. The amount is {$650.00} or {$650.00}. We disputed this through XXXX and the response received the next day simply says the collection agency certified the debt is correct. XXXX knows ALL of our data is in Texas. Address, jobs, home loan, etc is ALL in TX.
AMSHER COLLECTION SVCS,XXXX Original Creditor XXXX XXXX Open Date XX/XX/2018 Balance {$650.00} Debt {$650.00} Contact Information XXXX XXXX XXXX XXXX , XXXX, AL XXXX, ( XXXX ) XXXX
|
| 10/26/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
Used to work forXXXX XXXX XXXX XXXX XXXX for XXXX. Was convinced to switch told service would work at my house and if it did not that I would not be charged cancellation fees or any other things. So I switched back about XXXX of 2018 Service did not work at my house so I canceled, payed and closed the account. Went to buy a car today and saw that I had a {$560.00} collection from XXXX. Was never notified of any debt or received any telecommunication mail or other communication types. As soon as I was aware of the debt I paid it ( today ) XXXX-18 confirmation # XXXX
|
| 08/18/2016 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
Older American |
|
My wife had been to XXXX XXXX before me they made her pay both times she was there even though her insurance said they was not supposed to charge for XXXXt 2 calls so she called them she had a credit on her account for {$40.00} and asked them to transfer to mine which would still leave a credit of {$5.00} this was supposed to be taken care of but then we got a letter from a collection agency we wrote them back and explained never heard from them again but this showed up on my credit report we even tried contacting XXXX but they never answered their requests either.
|
| 10/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On Friday, XX/XX/XXXX, I called and spoke with someone in XXXX XXXX 's office, the solicitor for Amsher. I told them this amount is not validly owed and I am working with XXXX to resolve this matter, and clear my credit and good name. Because this amount is not owed, I should not have to paid it. I do not want to have to take legal action, but will do so, if necessary, to defend my good name and good credit. Amsher 's inaccurate report of an alleged debt negatively affected my credit score by 159 points, and they had not, at that time, made any effort to reach me.
|
| 02/17/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I did not open, nor have I had, a XXXX XXXX account. Furthermore, I never received and correspondence or request for payment by mail from XXXX. I received a collection phone call from the company over a year ago where I stated I did not open the account and had alternative service from another provider for many years and I never heard again about this until I saw my credit report.
I absolutely and categorically deny having anything to do with this account and anything contrary to that is fraud. I will NOT pay an account I did not open, authorize or benefit from.
|
| 04/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I closed an account at XXXX and even after asking multiple times if my account was cleared and I did not need to pay anything else, I was told everything was fine.
I have never received any letters or mail that anything was owed from either XXXX, or from the debt collection.
I only received phone calls months later from an unknown number telling me about a XXXX charge which was impossible since I was told from XXXX employees that everything was fine.
It was only after I checked my credit score that I saw the charge from the debt collector 's go to collection.
|
| 04/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
1. AMSHER COLLECTION SERV # XXXX is violating my consumer rights by reporting negatively on my credit report.
XXXX. XXXX XXXX XXXX # XXXX This is a direct violation of my consumer rights!! They are debt collectors not licensed in the state of Florida to collect debt, I've asked accounts to be removed by both XXXX and XXXX XXXX XXXX both have failed to removed the erroneous accounts from my report.
This is my last and final warning before legal action is taken and LAWSUIT will be filed for violating my rights. I'll also be reporting them to the FDCPA as well.
|
| 07/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I don't often check my credit report, however today I did. Upon logging into XXXX I notice my credit scores dropped and I had a derogatory problem on my credit. Upon looking into in it was for collections of {$2400.00} from a XXXX account. Thing is I don't personally use XXXX, nor do any members of my immediate family ( we use XXXX XXXX XXXX ). I have a XXXX work phone and if this was a real issue I'm certain my company would have informed me. This charge is fraudulent and I have no intentions of paying any of it especially for how insanely high the charge is.
|
| 08/13/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I had to leave XXXX due to poor service. The company gave me horrible service since the first month. I took them to court and they never showed up. I switched over to a new company and made a. XXXX I return the phones and they would credit my account. After returning the phones XXXX sold my account. AmSher is trying to collect XXXX from me and I do not owe this amount. I emailed my contact in their office and still dont have a response. I explained to AmSher that this information is incorrect. This debt is invalid and AmSher is illegally collecting on this debt.
|
| 01/04/2024 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I XXXX for the number these phone calls are coming from, and it says they are from an " Amshare Collection Agency '', but to my knowledge, I don't have any overdue debts. Furthermore, XXXX shows that this company apparently randomly calls people who don't have any debts and is thought to be a scammer. The number they have been calling is on the XXXX XXXX XXXX XXXX and is my work phone number, so I don't have any way to change it. They have called at least four times in one day, and again XXXX reveals a pattern of harassive behavior on the part of this scammer.
|
| 08/31/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX, I received my annual credit report. In detailed a listed an account from Amsher Collection SE. It states they are trying to collect a debt from XXXX XXXX. I have called and written letters asking that this debt either be validated and/or verified. Amsher Collection has not responded via written or verbal. Since they have not responded within the 180 days allotted, I am asking that they remove this information from all reporting credit bureau ( s ). They have no information listed except that this information was brought by a third party in XXXX.
|
| 05/06/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
In XXXX XXXX of 2015 I received a postcard from Amsher Collection stating I owed Century Link {$290.00}. There was no other information given. I requested by mail a validation of this debt from Amsher. I have not received a validation. I received my credit report on XX/XX/2015. XXXX has placed a negative entry on my credit report. The entry states the date when placed on the report XX/XX/2015 and a balance of. {$290.00}. I do not owe XXXX XXXX any money. I do not know any dates associated with this account as none were given just that I owed it which I dont.
|
| 10/23/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
When researching the collection agency, Amsher Collection Services, who put incorrect information on my credit report, I discovered that this company is not authorized to do business in the state of Texas. I live in Texas and was under the impression that a collection company has to have a valid license to do business in this state. Please contact Amsher Collection Services and instruct them remove this debt from my credit reports.
RE : AMSHER COLLECTION SERVICES - NMLS ID : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, AL XXXX Thank you.
XXXX XXXX ( XXXX ) XXXX
|
| 11/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Per Section 609 ( a ) ( 1 ) of the Fair Credit reporting act ( FCRA ), You are required by law to verify any and all accounts posted on my credit report, and only report accurate information, I request all verifiable proof you have on file for the following account. If you can not provide evidence justifying the presence of this account on my credit report, You are required to quickly remove them. XXXX XXXX XXXX Opened XXXX last reported XX/XX/2022. I want this to be investigated and if there's no proof of ownership remove it from my account immediately.
|
| 12/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AmSher Collection Service XXXX XXXX XXXX XXXX XXXX XXXX AL is trying to collect for XXXX some debt which is not mine. I have never had a XXXX account. They apparently located my name on the internet as being connected with the owner of the account, but I was not their customer and I did not guarantee any account that any entity had with them. Their collection actions were entirely unknown to me until I viewed my consumer credit report on XX/XX/19 after being denied credit by XXXX XXXX. They have damaged my credit history and caused me be denied credit.
|
| 04/08/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A a collection agency which I have no knowledge of has reported to XXXX a XXXX about a debt that I have no knowledge of by a company I have no knowledge of therefore I have never done business with this company this collection agency and therefore I do not know them anything I have never had any contact with this company whatsoever I have never signed any agreement with them I have never made any business deals with them I have never even heard of them until I saw that they had flagged my credit report was the first I had ever heard about this company
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| 09/25/2017 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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My grandmother reported to me on XX/XX/XXXX that AmSher attempted to tell her about a debt that resulted from cancelled services from XXXX. This collection agency does not authorize to contact my grandmother especially when they have my update phone number and address on file. In addition, they stated they got the number from somewhere and could explain where they got it from. Therefore, my information was solicited. They need to contact and forward all request to my new address and phone. I contacted on XX/XX/XXXXat XXXX with the updated information.
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| 03/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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Amsher Collections Services # XXXX is mistakenly reporting to my credit. I have called Amsher Collection Services and XXXX and both have failed to provide me with proof and verbal explanation of the alleged debt owed. In fact, Amsher representative states that they don't even have me in their systems. Futhermore, I have asked for an itemization for the alleged debt owed from Amsher & XXXX and have not received anything. I have been getting the run around for months in trying to get this matter resolved. Please delete this account from my credit ASAP.
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| 05/09/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
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Web |
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NOT ONLY HAVE MY HIPPA RIGHTS BEEN VIOLATED BY AMSHER COLLECTION AGENCY ADDRESS IS XXXX XXXX XXXX # XXXX, XXXX, AL XXXX AND PHONE IS XXXX BUT THEY ARE REPORTING ON AN ACCOUNT THAT WAS COVERED UNDER FINANCIAL ASSISTANCE BY THE INSTITUTE. I HAVE PROVIDED THEM WITH A COPY OF THE LETTER AND THE DEBT HAS STILL NOT BEEN REMOVED. ACCT NUMBER THEY ARE REPORTING ON IS XXXX FOR APPROX XXXX. AN EMAIL WAS SENT WITH THE DOCUMENTS TO XXXX AND I SPOKE WITH A REPRESENTATIVE ON THE PHONE.THEY HAVE THE ACCOUNT UNDER MY MAIDEN NAME I BELIEVE. XXXX XXXX NOW XXXX XXXX.
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| 11/30/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I received an automated text from Amsher debt collections saying they wanted to help me resolve my account and to call to discuss. I didnt have an account there nor never heard of them so I didnt call. I just got notified on my credit report that I had a debt in collections by Amsher Debt collections from LLC Charter Communications for {$560.00} but Ive never had an account with them. I had 2 fraud occurrences this year as well. One with XXXX and one with another communications company. Its very frustrating to have to go through all of this again.
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| 11/10/2023 |
Yes |
- Debt collection
- Telecommunications debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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My name is XXXX XXXX. I have a problem with a collection agency called Amsher Collection Services that is reporting I owe them a debt for XXXX dollars however, I have tried multiple times to have them send me the actual contract agreement that I signed that I owe a debt to them in that amount and they have not been able to provide that, I also mention to remove it from all XXXX credit bureaus since they cant provide that contract and no success as a active member of the military I feel this is wrong and I need it fixed please is hurting my credit.
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| 08/10/2023 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Hello and been trying to get a loan from my bank to get a new car but they told me that I have some inquiries on my credit that I have no clue about. it says I got hard inquiries I dont know how I owe I pay all my bills on time so I feel as though someone must of used my information to apply for something I supposedly owe {$1600.00} for something I dont even know about. I just want it off of my records please so i can get a new home for my daughter and myself a new truck but according to my bank records they told me thats why I didnt get approved.
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| 03/05/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Debt was disputed and removed by credit bureaus in XX/XX/XXXX and then sold to Amsher and it was back on my credit report XX/XX/XXXX. I have disputed with them, the amount is incorrect. They report that the debt is verified, I spoke with t-mobile agent and she did NOT verify the XXXX amount that Amsher has as collection amount. There should be no debt in the first place, due to the fact it was a month to month plan and the last month was paid, but sent to collection 3 months later. It does not show on my credit report that this debt is disputed.
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| 02/22/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I received a credit alert in regards to my credit report that Amsher Collections is trying to collect a debt for XXXX. I contacted Asmher Collections, they advised that the account is not at there office put they are the one reporting the account to the credit bureaus. I advised Amsher that I was unaware of the debt and asked them how they got my person information and they referred me to someone at XXXX. I advised that I would contact my XXXX if they do n't remove the account, the representative hung the phone and would no longer speak with me.
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| 09/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Purchased hot spot device for Internet service.Was never able to get signal because of my location.Company said they would send " booster '' to help. Still had problems. When I payed bill I found out from sales rep my location should have been checked before selling me device. I have moved and can not find " boosters '' that I was never told had to be returned. Company billing me XXXX. When I spoke to someone ( in XXXX! ) they assured me matter would be taken care of. Recently applied for a loan and was denied because of this debt in collections
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| 03/24/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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On XX/XX/XXXX Consumer faxed to the debt collector a letter requesting it to validate any alleged debt that it is reporting to an XXXX consumer report. It has not responded.
I am in receipt of a current report dated XX/XX/XXXX in which XXXX XXXX is still reporting. I have not been contacted by this debt collector regarding this erroneous account prior to this debt collector reporting it to my consumer report.
Is XXXX XXXX in violation of the FCRA? Since the reporting of this negative and invalidated item, I have been denied credit access.
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| 01/31/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
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Web |
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I payed off the Debt of {$160.00} to XXXX since Amsher Collections told me XXXX bought back the debt account so went on the XXXX to pay it off. Since Ive paid it off they told me wait a month I did and nothing now its been four whole months and its still showing on my credit report. Ive called several times at XXXX and submitted a dispute on XXXX only to get my dispute closed. Ive called XXXX they said they cant do nothing about its up to XXXX to remove the inquiry. Please someone help me reach out XXXX for them to fix their broken system.
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| 01/11/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Hello my name is XXXX XXXX and my identity was stolen when my purse got taken from me with all my information in it. There was a specific incident on XX/XX/2022 where someone used my information against my will to open an account with XXXX XXXX XXXX name that I wasnt aware of. Along with that i looked into my account more and found other incidents that occurred that I wasnt aware from my identity being stolen. i need this deleted off my account immediately. Please let me know what I can do to speed up the process. Thank you for your time.
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| 07/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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this showed up on XXXX XXXX and I want it removed-this has nothing to do with me Amsher Collection Se Opened XX/XX/2020 {$53.00} Original creditor : XXXX XXXX XXXX Overview You have 100 % left to pay on this collection.
Balance {$53.00} Highest Balance {$53.00} Opened XX/XX/2020 ( 4 mos ) Account status Open Type -- Responsibility Individual Remarks -- Original Creditor Name XXXX XXXX XXXX See an error?
You could dispute an error with XXXX.
GO TO XXXX Creditor Information AMSHER COLLECTION SE XXXX XXXX XXXX XXXX, AL XXXX ( XXXX ) XXXX
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| 10/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
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| 10/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
|
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I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
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| 09/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
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| 05/11/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
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Web |
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XXXX XXXX XXXX XXXX I CALLED XXXX FRAUD VICTIM ASSISTANCE DEPARTMENT AND SPOKE WITH " XXXX XXXX ''. SUPPOSEDLY A SUPERVISOR. HE WAS VERY RUDE FOR STARTERS, HE ALSO REFUSED TO FILE A NEW DISPUTE FOR ME, BECAUSE THE COMPANIES HAVE FAILED TO RESPOND FROM XX/XX/XXXX. AFTER I EXPLAINED TO HIM I'M UNAWARE OF CERTAIN ITEMS ON MY CREDIT REPORT, AND THAT'S ENTIRELY TO LONG TO STILL BE WAITING ON A RESPONSE BY LAW. I THOUGHT I COULD FILE A DISPUTE IF I'M UNAWARE OR DON'T RECOGNIZE SOMETHING ON MY CREDIT REPORT. XXXX TREATS CONSUMERS TERRIBLE.
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| 09/08/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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XXXX sent business representatives to my business to set up a business account. The sales rep made promises and she didnt execute on them. I went to a XXXX location where I cancelled the account and returned the phones. XXXX continued to bill me every single month. I went back to the location and they told me my account was cancelled and they were not able to figure out why I was being charged. The XXXX reps told me to call my bank and block the charges. I HAVE NOT MADE 1 PHONE CALL during my time with XXXX and THEY WANT {$1400.00}!
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| 02/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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AMSHERCOLLECTIONSERVICES located at XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Has falsely claimed that I am in debt with their company and placed this debt on my credit report. At no time have I ever been in direct contact, done any business or sign an agreement with this company stating that I will pay them for services they provided for me. Therefore have no right to claim I am in debt with them.
XXXX is also at fault for reporting this information on my credit report and claiming that their information was valid after my dispute.
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| 09/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I don't know where that account come from because I have never had any account with XXXX ( the original creditor ) at all. This is a mistake, please start an investigation to delete that collection account from my credit report. I don't even know what kind of service are they talking or for how long that account was opened. I never receive any letter letting me know about any details from Amsher Collection Services Inc. ( the collection agency ). I found out about this collection account because I have XXXX XXXX to track my credit.
|
| 05/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I just turned XXXX XXXX XXXX. I never had any phone line or internet service under my name. till today my phone line is under family member name.
I see a collection under my XXXX but not XXXX or XXXX. I disputed and it came back as " verified '' I have never has any business or dealing with charter communication. No letter was sent to me to inform of debt or collection. Suddenly on my credit report they show up.
This 100000 % fraud and scam by this company : AMSHER COLLECTION SERVICES INC XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX
|
| 12/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I signed up With XXXX for internet and TV services and was told I would have 30 day guarantee to cancel service if I was unhappy. I canceled the service on the 32nd day but was charged for 60 days of service.
I was never told that I would be charged for a full second month. The service was disconnected and the bill was paid for 32 days.
They refuse to credit the bill for the other 28 days and have now turned it over to a collection agency that is reporting it on my credit report for something I did not receive the service for.
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| 04/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
A XXXX account was transferred from my name to another person upon establishing their credit with the cellular company on XXXX/XXXX/XX/XX/XXXX. When I ran my credit report on XXXX, there was a collection account on my credit in the amount of {$940.00} placed on XXXX/XXXX/XX/XX/XXXX without any notification whatsoever. The transfer was a success and whatever happened after that, it should not be my responsibilities. Currently, I still maintain my primary account with XXXX for the last 8 years without any missed payment or late fee.
|
| 10/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Amsher Collection agency is attempting to collect on an account that I have no knowledge of. Pursuant to the Fair Credit Reporting Act, Fair Credit Billing Act and the Fair Debt Collections Practices Act my rights were violated because I never received any written notification regarding this account or there collection efforts. I was never given the opportunity to dispute or request validation of this invalidated information which is a violation of my rights as a consumer. The account name and amount is : XXXX XXXX XXXX {$140.00}
|
| 06/26/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to!
I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company!
THIS IS NOT MY DEBT!
I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!
|
| 03/24/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to!
I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company!
THIS IS NOT MY DEBT!
I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!
|
| 03/19/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to!
I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company!
THIS IS NOT MY DEBT!
I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!
|
| 06/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
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I switched cell phone carriers from XXXX to XXXX XXXX XXXX. XXXX XXXX XXXX vowed to pay for my phone services with XXXX but XXXX XXXX XXXX never paid for the phones I had and the services prior to moving over to XXXX XXXX XXXX. This has left a bill that I never new I had to pay. This is not right and should not be legal. They claim I owe {$1900.00} which again I was told I would not owe anything from switching over to XXXX XXXX XXXX.
AMSHER COLLECTION SERV Original creditor : XXXX XXXX XXXX XXXX XXXX XXXX, ALXXXX ( XXXX ) XXXX
|
| 03/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
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I have contacted Amsher Collections on more than one occasion requestiong validation of debt and everytime I call im told that ill have to wait 60-90 days but the request was made. FCRA states they have 30 days when I notified associate of that she hung up in my face. I Called back asking to speak with A manager im told one is not available but they can have one call me back and I never hear from them. I reached out around XX/XX/2021 and still have nothing. I would like this inaccurate information removed from my credit report
|
| 01/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
I contacted Amsher on XX/XX/2020 ; to notified them the balance of my debt was incorrect on my credit report. The outstanding balance on this account was {$300.00}. They are reporting {$700.00}. They informed me that there was {$390.00} of interest on my account. This totals out to be 56.19 % of interest. I believe they are in volition of the Military Lending Act. I am an XXXX XXXX service member and under that Law I can not be charged a rate of grater than 36 %. I would like the negative credit reporting removed immediately.
|
| 11/06/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have reached out to your company asking for proof that we have a contract together. I asked for hard evidence. You did not provide any proof that such occurred. Are you even licensed in my state to collect debt? Legally, I never made a binding contract with your company using my wet signature. If I did, please provide proof. I in fact know that I did not. Please delete this from all three of my credit reports immediately as you are a collection agency, and it is against the law to be on my credit report without my consent.
|
| 07/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am writing to address a concerning issue regarding my credit file. I have noticed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Additionally, I have serious doubts about the accuracy of the debt being claimed. Under the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Therefore, I kindly ask that you provide me with the necessary validation and take the necessary steps to resolve this matter.
|
| 06/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
AM Sher collection agency improperly report my credit report to the credit agency. I have contacted the company four years ago. That was a part of my student loan that is not in a payment program. I was a student at the University XXXX XXXX XXXX XXXX & took a federal loan. The financial aid office improperly reports to the collection agency & they agreed to remove it. I do not understand why they reported again to the credit bureau in XX/XX/2021. This collection agency is manipulated & falsified my account intentionally.
|
| 10/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
A collection recently appeared on my credit report from AmSher Collection Service for {$140.00}. I was never notified of a collection attempt, informed of the name of the original creditor, or given the opportunity to dispute the debt. I have no knowledge of any outstanding debt, so I do not believe it is valid. However, even if there is a chance that this is valid debt, AmSher has acted in bad faith by reporting it to credit rating agencies without first doing their due diligence in informing me of a collection attempt.
|
| 04/07/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Agency has been sending mail to my address and calling my phone none stop in regards to a debt I know nothing of. Collection agency has been calling me none stop about a {$1800.00} debt. This collections account is now on my credit report and is holding me back from being able to obtain credit. I 've reached out to this agency to get this removed from my credit report but they 've refused to do so. I did not authorize anything in regards to this debt and they have yet to provide proof of who is the owner of this debt
|
| 09/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
AMSHER COLLECTION SERVICES are attempting to collect on an account that I have no knowledge of. In have never received a written notice or otherwise regarding this matter. Pursuant to the Fair Credit Reporting Act the Fair Debt Collections Practices Act and the Fair Credit Billing Act, my rights as a consumer have been violated under the law.
I was never given the opportunity to dispute and or request verification of this alleged debt. The original creditor is : XXXX XXXX XXXX XXXX ... .in the amount of {$200.00}
|
| 12/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Fraudulent applications may be submitted in my name or my identity may have been used without my consent to fraudulenty obtain goods or service. On XX/XX/2020 Someone illegally obtained my information and opened a XXXX account and has a past due balance of {$4100.00}. My account was sent to collections and has destroyed my credit. The collection Agency is AMSHER COLLECTION SERICES. I have contacted AMSHER and informed them this was not done by me and no consent by me was ever done. Please help me and remove this.
|
| 05/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have received a copy of my credit report and it shows company AMSHER COLL ( Original Creditor : XXXX XXXX XXXX XXXX ) account number XXXX. Per FDCPA I am aware that a charge off or collection account is a direct violation due to reporting a balance. The balance must be reported as {$0.00}. Currently I am being violated due to FDCPA because there is an open balance listed on my credit report in the amount of {$220.00}. I have tried many times to get this verified with no such luck. Please review for deletion.
|
| 05/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have received a copy of my credit report and it shows company AMSHER COLL ( Original Creditor : XXXX XXXX XXXX XXXX ) account number XXXX. Per FDCPA I am aware that a charge off or collection account is a direct violation due to reporting a balance. The balance must be reported as {$0.00}. Currently I am being violated due to FDCPA because there is an open balance listed on my credit report in the amount of {$130.00}. I have tried many times to get this verified with no such luck. Please review for deletion.
|
| 01/02/2024 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This XXXX collection was sent to like XXXX different collection agency everyone sent me a letter to let me know I replied with police report and identity theft information. This agency decided to just put things on my report with out confirming if this debt is valid. That alone is a violation of the fair credit report. For each wrong information on report I am entitled to XXXX $ or what the law allows. They are very unprofessional and this needs to be removed immediately before I escalate this matter further
|
| 02/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Previously reported Amsher Collections and XXXX for potential violations pf the Fair Credit Reporting Act. Today I received an alert that my SSN was sold on the dark web via a XXXX breach. This is the first time anything like this has ever happened and I find the timing very suspect.
In response to amshers note on my previous complaint : I need a dated letter signed by your representative explaining that this will be removed from my credit with all credit bureaus within 5 business days of receipt of funds.
|
| 07/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
on XX/XX/21 I contacted Amsher to ask why they reported on my credit on XX/XX/21 a derogatory account. i was refered to another company and the rep stated she was not at able to discuss the account with me. I advised her that I wanted to dispute their reporting and she told me to call the other company. I made the payment with the other company in XXXX and Amsher should NEVER have reported since they were not reporting prior to me making the payment and now two months later they report, this is not correct.
|
| 01/06/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I started receiving calls from Amsher XX/XX/2016 in regards to an alleged debt owed of {$840.00} to XXXX. I have no idea what was going on so I sent several of disputes in regard to this beginning XX/XX/2016 until now. They were reporting to XXXX and XXXX of this debt. In an attempted request for validation since XX/XX/2016, Amsher has failed to send me any proof of validation notification of this debt. Amsher removed information reported to XXXX in this case but still continued to report to XXXX currently.
|
| 09/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There was a collection placed on my credit. I have contacted this company which they are not understanding at all. Due to COVID-19 these companies are trying to collect debt thats not owe to them. I do not have a contract with me and XXXX. This is a third party vendor and not the original owner. No information was verified nor did I even receive anything from anyone regarding this. Ive told them I want this remove and I cant wait 60 days. Because I never received anything from anyone regard this acct XXXX.
|
| 03/13/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I 'm continually getting calls from an agency called XXXX collection. I 've told them repeatedly that the person they are calling for does n't live here that they have the wrong number. They assure me they will remove my number then they will call back the next day. They call very early in the morning, weekends, and it 's really causing me XXXX. A few of the representatives have been extremely rude and and insinuated that I was lying about it being a wrong number. This has been going on for almost.a year.
|
| 10/05/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
From Ashmere collections : account opened in my name at address XXXX XXXX XXXX # XXXX XXXX, FL XXXX and email XXXX in XX/XX/XXXX From XXXX XXXX department : investigation opened, ticket # XXXX, confirmed the address, states the female used my DOB but no other information ( no social, etc. ), states they also opened additional accounts that are under additional people 's names and SSNs as recent as XXXX XXXX, XXXX I am currently a spectrum customer and in good standings. Confirmed service from XX/XX/XXXX-
|
| 09/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
I used XXXX as my cell provider for about one year, then I decided to change the provider. I called them to disconnect the 4 lines that I had with them, and went to XXXX and open new service, by the way XXXX is company associate of XXXX, Two months later XXXX is still billing me for their operator who did not put my request on the system. A cellular phone could only be active in only when provider. They want to charge me for service they know they did not provided.
I do not know this amount.
Thank you
|
| 01/26/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Credit report shows name of collection agency ( AmSher ) with outstanding debt of XXXX. It appeared this was initiated in 2021. I tried contacting agency and was twice redirected to scammers. I contacted company ( XXXX XXXX ) where debt originated and of course, they have no record of me, my name, address or other info that would indicate I had ever done business with them. I contacted XXXX and FTC and now am trying to jump through all these hoops to get the fraudulent report removed from credit record.
|
| 02/23/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have attempted to contact AMSHER on a number of occasions, most notably in XXXX of 2020, but they repeatedly put on false debt collections under " XXXX XXXX XXXX '' I have never had an account with XXXX XXXX. When I contacted the company, they hang up or " attempt to transfer me '' before hanging up the phone. Please help me get this fraudulent company removed as it impacts not only my credit score but my ability to open a new credit card and get an apartmentall because of a false report on my credit.
|
| 03/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
I received a phone call and then a letter dated XX/XX/2020 from AmSher Collection Services XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX XXXX in regard to a 'unpaid balance ' to XXXX XXXX. I have never had an account with XXXX XXXX and to the best of my knowledge they have never been in this area, and I have lived here 36 years.
I received another phone call from them today and explained exactly what I said above. I have notified all three credit agencies XXXX, XXXX, and XXXX XXXX.
Amsher Account # : XXXX
|
| 11/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I checked my credit and saw that there was a collection account for approximately {$2400.00} from Amsher collections regarding a debt owed to XXXX. I paid XXXX off when I moved out of the continental US and could not have their service anymore. I have not received ANY phone calls, letters, or other communications from XXXX or Amsher regarding an outstanding debt. It is now reporting to my credit and needs to be removed. There is no outstanding debt and I was not given notice with a chance to dispute.
|
| 10/22/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have been receiving calls and voice messages on my XXXX cell phone, once per week for the last 7 weeks from XXXX debt collection agency. I have recorded the dates of the calls and saved several of the voice messages. I do not owe any debt. I have sent a text message instructing the company to stop. I have registered my cell phone number with the do-not-call registry to no avail. I have not called XXXX because I do not want to be subjected to a scam to collect personal information or money from me.
|
| 11/17/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
My bill was never the right amount for each month, it steady kept going up rather than the amount I signed up for.
XXXX : XX/XX/XXXX-XX/XX/XXXX XXXX XX/XX/XXXX-XX/XX/XXXX I 'm on an fixed income and i 'm not able to pay the balance. I keep getting harasst from these two phone companies on a daily basis.
I was told that my bill would n't be on my credit but it did.
here is the address from the debt collectors AMSHERCOLLECTIONSERVICES XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX ( XXXX ) XXXX ( XXXX )
|
| 12/26/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Hi, I am XXXX XXXX XXXX I checked my XXXX Report back in XX/XX/XXXX and I had a collections from Amsher Collections, a business I have never engaged with. I sent Amsher Collections a validation of the alleged debt request XX/XX/XXXX and within XXXX week of receiving my green return receipt I seen that Amsher Collections was removed from my report. I have also sent Amsher Collection an Affadavit of Facts and an Invoice for them to pay dated XX/XX/. Tracking numbers for all : XXXX, XXXX, and XXXX.
|
| 06/15/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
XXXX is a third party debt collection company that is based out of Alabama. Im in XXXX Florida. They broke code 15 usc 1692 b ( 2 ).
Second, the original creditor is XXXX and they sold my debt without my consent which makes this identity theft.
Last but not lease the 3 credit bureaus have reported inaccurate information on my credit report. For example investigate : date opened, last reported, and date last active all these columns are inaccurate due to different dates which doesnt make sense.
|
| 03/16/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
amsher collection XXXX XXXX XXXX XXXX XXXXXXXX XXXX alabama XXXX illegally and unethically accessed my credit reports that are frozen and fraud alerted. this is illegal and unethical activity and violates Alabama and florida and federal law. Stay the XXXX out of my credit reports or be sued and prosecuted! amsher collections is reported to the CFPB, alabama attorney general, fl attorney general, FTC and law enforcement AND the XXXXXXXX XXXX and the XXXX for illegally accessing my credit report.
|
| 08/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
you asked the collection agency to send me proof of the original contract from the original creditor. With my written signature. I also asked for proof of ID and Social security card which must be present when trying to obtain a service from t mobile and that I have never done any business with XXXX XXXX or amshercollectionservices also The FCRA states that if they provide proof of original documentation that I am allowed to sue them. I want collection removed from all credit reporting agencies
|
| 11/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2022 i caused to be sent to Amsher Collection Services , Inc debt verification letter with very specfic and detailed information to be sent to me. On or around the week of XX/XX/2022 i received a response form the Debt collector with only invoices of the alleged debt that i do not owe. After reviewing my affairs i have found out that i have never done business with Amsher or their client XXXX Additionally, i may have been a victim of identy theft. Please invesitgate this matter further.
|
| 10/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Despite my previous query letters to your department, the most recent credit report I reviewed indicates that this record is being accounted for incorrectly and inaccurately. This file is used to keep track of various " infringement '' declarations. I don't believe the circumstances surrounding this record are accurate. Ensure that reliable, fair, and comprehensive reporting is done! In order to validate or refute my point, I demand proof that you followed all of the proper and fair procedures.
|
| 12/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Collection company is called : AMSHER COLLECTION SERVICE. Its address is : XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX. The bill was a XXXX bill for {$280.00} and the collection was opened on XX/XX/2020. I did not notice it until I checked my credit report 2 weeks ago. I have never used XXXX in my life. I have disputed this with the company, but they claim the information is accurate. It is very frustrating!!
Thank you for all your help! The CFPB is the best agency the US government has to offer.
|
| 02/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
I filed bankruptcy in XXXX. Case number : XXXX. I included this creditor as part of my bankruptcy petition. At that time, they were known as XXXX. I believe they have since been renamed charter communications. They retained a collection agency, Amsher Collection Services , Inc. XXXX XXXX XXXX, XXXX XXXX, XXXX, AL XXXX, to collect the {$230.00} debt that I had discharged in my bankruptcy. They have given me XXXX days to respond to them, or else I risk something being placed on my credit report.
|
| 08/21/2018 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Servicemember |
|
I mailed a certified letter to Amshercollection services. They have the same physical address under a law firm that they use to intimidate customers. The certified letter was returned to me without being opened. I requested proof of contract to substantiate their claim. I wanted a certified copy of an original contract, with my signature, specifically naming their company as a entity to enforce a commercial claim against me. Fair Isaac Credit Act says all debt has to be 100 percent verifiable.
|
| 07/05/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I noticed 2 accounts reporting on my credit report erroneously. I have written both companies asking for a contract with my wet signature and to no avail have either company supplied me with an original contract with my wet signature. It has been 45 days since I've called and written these companies and there has been no response they are supplying this information to XXXX, XXXX, and XXXX. These illegal reportings are hindering me from becoming a homeowner. Please investigate these companies.
|
| 08/31/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a XXXX in XXXX of XXXX and have XXXX XXXX XXXX XXXX XXXX through the state of XXXX which is XXXX of the best insurances in the state. I paid my copay of {$150.00} BEFORE the procedure and everything else was covered. I never saw a bill and found this on my credit a few years ago. I have tried to dispute this many times and I always get a " it is your debt '' back. No one is questioning that. I am saying I do NOT owe it bc I already PAID it. I have disputed it with both XXXX and XXXX.
|
| 06/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I pulled a credit report and noticed a collection from XXXX for an account that was {$1400.00} listed. It was opened in my name from Florida, I didn't recognize the phone number so I phoned the company they gave me the address of where the service is have never lived in Florida nor did I open the account. I have since locked all ( 3 ) credit bureaus. I have the person name, address, and telephone. I phoned the company that has the collection and they sent me something that I need to do.
|
| 03/05/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I got a random derogatory mark on my credit report for {$1200.00} and am being harassaed every day, being called every day, 5 times a day from a company I have no knowledge of AT ALL.
I am XXXX years old and I have never missed a payment and had a 700+ score before this random derogatory mark on my credit. I am willing to do a " Pay to Delete '' if I absolutely have to even tho I have no idea where this charge is coming from. I NEED my credit back to XXXX to buy a house for my family.
|
| 06/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
As I was scrolling through my credit report, I noticed that this company placed an false collection account on my credit report causing me not to be approved for certain things during this Covid-19 crisis. This bill is stemming from a medical bill that my Health Insurance carrier has already paid to Dr , and I have the proof. Also the Dr office or practice isn't in business anymore due to Covid-19 during a Statewide shutdown of Florida.Bill has already been paid via Insurance company.
|
| 11/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I sent a certified letter to XXXX and Amsher Collection Service requesting in writing debt validation and requesting XXXX remove the account based of of incorrect reporting. My report on XXXX didnt obtain a status change with the account showing as collection and past due which is illegal. I asked for written verification from Amsher Collection Service and nothing was sent to me within the 30 days allowed. Also Amsher Collection Service is not licesed to operate in the state of Ohio.
|
| 02/20/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Amsher Collection Services sent me a bill 5 days after receiving my final bill from XXXX. They placed this collection account in all 3 credit reports with a balance of XXXX due immediately on XX/XX/XXXX. Which my final bill from XXXX is XXXX and was not due until XX/XX/XXXX. They will not remove this inaccurate information from my credit file. And I do not understand how they can have a collection due prior to my XXXX bill being due. And this company is reporting false amounts due.
|
| 06/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
AMSHER COLLECTION SERVICES INC has been reporting a collection account to the credit bureaus for over a year now that is fraudulent! I have made a police report with my local police department, filed a report with the FTC and sent all these documents into AMSHER COLLECTION SERVICES INC and they continue to report this account to the credit bureaus. They are in violation of the Fair Credit Reporting Act. They don't care that I am a victim of Identity Theft and have sent them proof!
|
| 01/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I received an alert on XX/XX/2020 on my credit monitoring service from XXXX, that Amsher collection service place an action on my credit reports for an unpaid debt without contacting me and providing notice to potentially pay the debt. I have never received an email, phone call, or written communication from them. As a result this, has negatively affected my credit. I am asking that this be removed from my credit immediately and without hesitation. The last four of my SSN is XXXX.
|
| 04/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
FRCA Violation auto loans late payments XXXX XXXX FRCA Violation student loans U S DEPT OF EDXXXX U S DEPT OF EDXXXX U S DEPT OF EDXXXX U S DEPT OF EDXXXX U S DEPT OF ED/XXXX FRCA Violation personal loan late payments XXXX XXXX XXXX XXXX FRCA Violation collections AMSHER COLLECTION SERV XXXX XXXX XXXX FRCA Violation inquiries XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FRCA Violation personal information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 07/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
AMSHER COLLECTIONS Services, did not verify information that was obtained or validation of account as requested from a letter that was sent to me on XX/XX/2018 from this collection agency 's attorney. The letter advised me that if I dispute these charges to notify them within 30 days. I did notify the attorney to state that this was inaccurate. Instead the collection item was placed on my credit report as of XX/XX/2018 ANYWAY.
This caused tremendous damage to my credit report.
|
| 07/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XXXX XXXX emailed me that I have an open collection. So i open it and saw a {$610.00} debt collection from XXXX. I do not where this come from. I do not owe {$610.00} on anyone. I have no information about this debt that they are talking about.This is theDebt i am talking about.
XXXX account reported on XXXX XXXX, 2015 OpenAccount # XXXX $ 614BalanceCOLLECTIONOriginal Creditor $ XXXXHigh BalanceMay XXXX, 2015Opened DateXX/XX/XXXX XXXX, 2015Last ReportedIndividualResponsibility
|
| 03/18/2023 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
Amsher collection never notified me of the debt before reporting it to credit bureaus when I seen it I contacted and asked them for a verification as I believe it's false they never sent it then hired a lawyer so I contacted the lawyer who hung up on me multiple times and refused to speak to me finally asked them for verification of debt have never received it and no one has actually ever called me iv always had to contact them after it shows up on my credit monitoring service.
|
| 04/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was contacted by AMSHER COLLECTION SERV concerning a " debt '' that I owe. I informed them that I had no idea of what they were talking about. They refused to send any additional information concerning who this supposedly was from, what it was for, when it supposedly occurred, who to even contact. Not I have a collection of {$260.00} on my credit reports and I have no way to get it off because this dishonest company is trying to extort money for debts not owed to remove it.
|
| 02/10/2023 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
An amount for a {$300.00} delinquent account with XXXX XXXX XXXX XXXX appeared on my credit report ( XXXX, XXXX ). I have never had an account with XXXX or XXXX, and never received any written correspondence regarding the owed amount.
I opened a dispute, which was upheld for XXXXXXXX XXXX Upon calling XXXX, no account was found associated with my name and information. When contacting XXXX by email, they will not disclose with me the account number or what it is regarding.
|
| 07/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2020 I started checking my credit report for inaccurate accounts and I noticed several accounts that do not belong to me. I reported these accounts as a part of a identity theft packet to all 3 credit bureaus and filed all documents to the agency 's and companies involved to have the accounts removed and so far after multiple attempts this has not happened. I and asking that these accounts be removed immediately from all my reports as they are wrong and fraudulent.
|
| 09/19/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
I have sent 2 certified letters to this company disputing there claim that I owed {$250.00} to XXXX XXXX. There validation is not valid and a misappropriate billing for services that I never received. They have unlawfully reported this to the credit bureau 's which has significantly impacted my credit score. They have violated the Fair Debt Collection Practices Act! I an demanding that this fraudulent act be handled by your agency as soon as possible! Thank you, XXXX XXXX
|
| 07/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
A company - AMSHERCOLLECTIONSERVICES 11 XXXX XXXX XXXX Appeared in my credit report. I have never received communication from this agency, I have no knowledge of this debt or why it is owed and they submitted the action during the NY shutdown when items were not to be added to credit reports and there was a moratorium on action being taken in accounts. This action severely hurt my credit and prevented me from being able to receive a loan i needed to purchase a new fridge.
|
| 04/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received multiple calls from people claiming to work for AmSher, from phone number XXXX. They requested sensitive information such as my address, DOB, and SSN because of a " problem with my account. '' My account does not exist. In attempting to probe them on this issue, they named off imaginary laws and became quite hostile towards me, before abruptly hanging up. I tried calling back a few times, and they immediately hang up after trying to find out what was going on.
|
| 02/23/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
This debt collector engaged in abusive, deceptive, and unfair practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they didn't follow the proper 5 step validation procedure which make this unfair practices. According to the FDCPA Im entitled to XXXX XXXX per violation and clearly they violated my rights.
|
| 05/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American, Servicemember |
|
XXXX XXXX XXXX XXXX % AmSher Collections : On XX/XX/2021, from Social Security XXXX XXXX, which was reversed back due to claim file too soon for active payment. XXXX XXXX XXXX employee Insurance or payment coverage of medical treatment payment costs difference of {$1700.00}.
I discovered collections notice today. Please investigate due to bill cost and reconciliation. XXXX XXXX account billing stated that " collections and SSN XXXX would be notified-not to worry ''.
|
| 02/01/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
A collection account was placed on my credit report on XX/XX/2021 by a company I have never heard of nor done business with. I never received anything in writing regarding this supposed debt collection account. I have tried contacting the company but and placed on hold for prolonged periods of time. They state that the debt is reported as mine and that they can not do anything to help me even though I have informed them that I have never heard of this company before.
|
| 12/19/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XX/XX/19. Amsher Collections reporter a debt to XXXX in the amount of {$850.00}. Which if inaccurate. Amsher represents XXXX XXXX . Which I had derive for 2 month and cancelled and returne my phone to them. They continue to say I owe the above amount. Which is false I have spoke to XXXX XXXX 4 times and have gotten no where which then. I have tracking of phone showing they received it etc. XXXX is not taking this off my report after I disputed it with my evidence
|
| 05/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This debt was already paid for in XXXX, we already settled all our debts before my family went out of the country, to stay abroad for some time, while the pandemic was happening.
On checking my credit score, I've noticed a collection from Amsher Collection Services opened XX/XX/2021, updated XX/XX/2021.
This can not be true, as I stated, I was out of the country, and the service I had at the time, credited by XXXX XXXX XXXX, was long disconnected and paid for.
|
| 09/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not have a signed contract nor any contract with AMSHER COLLECTION SERVICES. I have never done business with this company. I am not liable for collection from this debt from XXXX XXXX XXXX. I am not responsible for this debt with AMSHER COLLECTION SERVICES. Also per State of Florida Office of Financial Regulator you must be licensed and bonded in the state of Florida to collect. Please see attachment showing this company is not licensed nor bonded in Florida.
|
| 04/27/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have no knowledge of who this company is or what this debt is. I have never received a letter or a telephone call from this company that I owed this debt or that it was being reported to the credit bureaus which is a violation of FDCPA 809 ( a ). This debt just popped up on my XXXX and XXXX credit reports. I was never given the right to dispute it or validate it or anything. Therefore I am requesting that it be removed from both of my credit files immediately.
|
| 10/15/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
According to my credit report, Amsher Collection Service reported an XXXX debt collection open on XX/XX/2023 with a past due of {$180.00}. Ive called this company and ask them they charge the wrong person and Im not the responsible individual for this unknown account. I told them where is my signature of this contract and how did they even got my whole identity to charge this on my account. I am a victim to identity theft whoever open this account u set my name.
|
| 10/22/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I lived in student housing with everything included. Once I moved I received a bill for XXXX XXXX. I called advised that everything was included in my lease and monthly payment. They advised me to rewatch out to the apartment complex and when I did they referred me back to XXXX XXXX. After speaking with debt collector again agent advised she would submit dispute and follow up. And its still reporting on my credit and Im still getting harassing calls regarding it
|
| 07/24/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This 3rd party collection reporting company AMSHER COLLECTION SERVICES INC will not Delete this account from my credit report after its paid in full. Under Fair Credit Reporting Act Law, Section 609 through 617 I have the rights to have this account Deleted permanently from my records once paid in full. Ive sent them letters stating I would pay along as they would agree to Delete from my report and the still refused and stated there is nothing I can do about it!
|
| 11/30/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
I have a dispute with my old cable company. They say I owe {$110.00} and I say I don't. They've turned it over to a collection agency, AmSher Collection Services, who has reported the alleged debt twice to XX/XX/XXXX, once on XXXX XXXX and once on XX/XX/2020. I called AmSher ( today- XXXX XXXX XXXX ) to ask them to remove one of the reportings and they told me that they wouldn't do it and that they can keep reporting the debt until it is resolved. Is that legal?
|
| 11/15/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I was a victim of identity theft and noticed a collection from AMSHER COLLECTION SERV I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against AMSHER COLLECTION SERV in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you
|
| 08/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In 2019 of this year, I noticed a alleged debt was placed on my credit report ( s ) from named debt collector in the amount of {$1800.00} from XXXX. I never received proper information stating this debt was mine or that i signed anything. A copy of a phone bill isn't proof of ownership of debt.I know my rights as a consumer.I disputed this alleged debt to credit bureaus but haven't shown proper verification that this company is allowed to collect alleged debt.
|
| 02/14/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XXXX has charged me the entire phone charge for a replacement phone that i received.
The original phone had several issues, and I was told that I would not have to return the old one.
I later received a bill that included the entire cost of the old replacement, and when I tried to resolve issues with the bill I was given no other options but to pay the entire balance.
Since payment was not affordable, the bill could not be paid Original Creditor Name XXXX
|
| 10/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I noticed in my credit scores that they dropped and It appears a collection with amsher collection so I called them and told me I had a debt of XXXX dlls with XXXX XXXX XXXX a company I don't even know, for tv or internet services, when the only services I have at home are direct tv and XXXX XXXX XXXX and I don't have any debt with them. So they are affecting my scores unfairly, and I haven't had any communication from any company before affecting my scores.
|
| 03/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX Upon reviewing consumer report # XXXX for XXXX XXXX XXXX appears deceptive and suspicious. This report has cause me to be a risk and not credit worthy with various names, addresses, and deceptive reporting. This has blocked XXXX XXXX from being able to use and extend credit.
XXXX XXXX has a grave responsibility as the report referenced has XXXX XXXX being denied credit and adverse action taken by persons of common affiliation. I Deny Any and all.
|
| 12/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a collections notice on my recent credit reports for an account I never owned and never received a bill for. I disputed the account once but the collections remains on my reports after comments from the creditor. I believe my social security number was fraudulently used to open this account in another state. I have no knowledge of this company and have never opened an account with them. I have impeccable credit and have never defaulted on a loan.
|
| 12/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I used to have XXXX Internet service about XXXX year ago. I cancelled the bad service for a better one. I called and spoke to a representative in order to cancel, once we were done I asked what I should do with the modem to which the representative told me I could either throw it away or return it but the modem was outdated and they no longer needed it. I just put it aside but did not throw it away. I am now being contacted by a debt collector for {$75.00}.
|
| 12/11/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
15 usc 1692 ( b ) account XXXX XXXX XXXX XXXX, Amsher Coll XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Violated this law and needs to be removed ASAP.
15 usc 1681 ( B ) accounts XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX violates this law and needs to be removed ASAP.
Credit reporting agency should not have the right to knowingly and willingly violate the law on any consumer report
|
| 12/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt collector engaged in abusive, deceptive, and unfair practices of the FDCPA which prohibits. They furnished this account that we didnt agree upon and I didnt sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they didnt follow 5 step validation procedure which make this unfair practices. According to the FDCPA Im entitled to XXXX dollars per violation and clearly they violated my Rights
|
| 09/08/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX- {$4100.00} AMSHER COLLECTION SERV - {$1500.00} XXXX XXXX - {$900.00} XXXX XXXX XXXX - {$2800.00} XXXX XXXX XXXX - {$990.00} XXXX I am a victim of fraud, and I did not authorize these accounts to be opened. I am requesting this that the credit bureau investigate these accounts and remove them from my credit report.
Please Delete all inaccurate information & respond to this letter within the next 30 days with the status of the investigation
|
| 07/08/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Old medical bill still showing on my credit report.This is over 5 years old and by law should not be on my credit report anymore. This is a violation of my consumer rights and is preventing me from buying a home and I want it removed from all 3 credit bureaus immediately.
Original creditor is XXXX XXXX {$50.00} Amsher Collection Services XXXX XXXX XXXX. XXXX XXXX XXXX, AL XXXX XXXX XXXX XXXX XXXX This bill is prior to 2014 and should not be on my report.
|
| 08/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
This agency is in violation of 15 U.S.C.
1692g. They were to notify me of this in writing 14 days prior I was not. I can validate this debt. I do not validate this debt.
Under 15 USC 1692f a debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt this account is in violation. You can not report a late payment or a past due on a collection account this is a violation. Of the FCRA
|
| 02/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/2022 I received an alert that an account was entered on my credit report by AmSher Collection Service. I have never verbally spoken to this company or received any written documentation from them. I am aware that this is a violation of my rights. According to the FTC, a collector has to give you validation information about the debt, either during the collectors first phone call with you or in writing within five days after first contacting you.
|
| 09/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello. I received a notice of collection on my credit that seems to be filed on XX/XX/21 from a collection agency for XXXX XXXX.
I do not recognize this agency, have not received any communication from them.
We have been using XXXX XXXX for over 2 years with same account and have no issues, no account problems and are still using them.
This dept seems either fraud or contains an error.
Hopefully there is not some sort of identity fraud happening.
|
| 12/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX is trying to collect a debt that does not belong to me. XXXX has sent this account to a number of collection companies that is reporting that I owe a debt to them. XXXX has deleted this account. File # XXXX debt was deleted found not to be my acct. File # XXXX was given to another collection agency and was deleted by XXXX. File # XXXX this was sold to another credit agency and they are now reporting the account to be mine yet, does not belong to me
|
| 09/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have sent multiple letters to this Company formal Notice that a claim is being disputed.for a debt that say i owe for XXXX I have not receive any evidence. This account is not mines I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay them
|
| 02/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Amsher called many times. I told them my insurance company was resubmitting the claim, because the insurance company had made a mistake. They didn't care. XXXX and XXXX were rude and belligerent to the point of bullying. I am a XXXX veteran and it took me a long time to get over the phone call. I then called my insurance company and found out the bill had been paid to the provider. Something has to be done to stop these people. They are out of control.
|
| 03/29/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I am a victim of identity theft and noticed a collection from AMSHER COLLECTION. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against AMSHER COLLECTION in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you
|
| 05/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Repeated requests have been made to this agency to validate the alleged debt and each time they fail to respond and/or send fictitious, made up documents. Also, they make repeated calls to my personal phone, business phone and home address after being notified the alleged debt is in dispute and to cease and desist. They've completely disregarded my consumer rights, violated FDCPA and report false information to the credit bureaus in violation of FCRA.
|
| 02/15/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
Servicemember |
|
This account was in to law the XXXX ( XXXX ). The XXXX further clarified and XXXX the XXXX and XXXX ( XXXX ) which benefits XXXX members and was signed into law in XX/XX/XXXX. Was on XX/XX/XXXX and they suppose be delete from my record. This account was paid and closed in good terms. They sold the account to collection and they want charge me the amount againt. They are wrong on the closed date and amount is {$0.00}. It is fraudulent or identity deft.
|
| 09/01/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid XXXX directly for a balance i had. I got a alert on my credit account after i paid for the balance by a collection agency stating i owed a balanced when i did pay it off.in addition i never got any notice from a collection agency. They never sent me a notice. I did stay in touch with XXXX and there should be recorded conversations that i did call them to let them know i was going to be late and that i was going to reestablish service with them.
|
| 05/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
I never sign a contract with this company I need a legal document that I sign with this collectors. I stated to send me a copy of a contract that I sign and they get mad and use verbal abuse. By law I need them to send me a contract that I sign with this collection company. If they cant provie me with the contract I expect tonremoven feon my credit by law and my right as a consumer.This company is calling no answer really early and really late night.
|
| 05/31/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
AMSHER COLLECTION SERV Has been harassing me over a debt that I have no knowledge of and for which they have no Contract with me for. I have desputed this through the XXXX reporting agencies but proof has not been given and they are still calling insesently and negatively reporting to the bureaus. AMSHER COLLECTION SERV must produce proof ( A signed Contract between Myself and their organization ) or desist from any reporting or attempt to collect.
|
| 11/12/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
AMSHER had been calling me demanding i pay a collection that doesn't belong to me. The name listed on the account is similar to mine, but it's not me. I asked them to show me a contract that signed by me with my name, obviously they can't produce it because I never had a XXXX account opened.
They placed a collection account to XXXX and the other XXXX even though that is NOT my account. They have been calling me way too often, about 10 times a day.
|
| 11/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was a customer of XXXX XXXX for 17 years. I was on Auto Pay. This past XXXX they suddenly stated that I owed {$350.00} XXXX XXXX
I tried to get this straightened out on many phone calls. Managers that were supposed to call me back, never did. After 17 years, I left XXXX XXXX because of this old, erroneous charge. I do owe them the rest {$340.00}, which I will gladly pay. I will not pay some fake {$350.00} from 7 years ago.
Thank you.
XXXX XXXX
|
| 06/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is in reference to a account with Amsher Collection Service ( Acct : XXXX ), this account belongs to XXXX XXXX XXXX XXXX XXXX and was a corporate account. I didn't sign or authorize a personal guarantee, so this should not be reporting to my personal credit. There has been no communication to the business to collect this debt. I will pay the debt on behalf of the business but not as long as it is listed and reported as a personal account.
|
| 07/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Disputed this collection on my report from Amshercollectionservices For the amount of {$2800.00} This is from a Busniess account that is not associated with me in any way nor do I work for this company. I have disputed this last year in XXXX and it was removed and than placed on my account this year in XXXX. I havent sent several letters asking them to remove this from profile and have not received any letters back in regards to this account.
|
| 06/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
In accordance with the fair credit Reporting act XXXX XXXXXXXX XXXX account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also stated a consumer reporting agency can not furnish a account without written instructions.
15 USC 1666B : A creditor may not treat payment on a credit card account under an open end consumer credit plan as late for any purpose.
|
| 11/27/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
We believe this is a fraudulent cell phone account opened in my name. We sent a letter copied from the CFPB web site and requested all information related to this supposed debt. The letter was sent certified mail, return receipt, and was signed for on XXXX/XXXX/15. We asked for them to cease all contact until the requested information was supplied. To date, we still receive multiple calls/day on multiple numbers ( home, personal cell, etc ).
|
| 11/22/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT AMSHER COLLECTION SERVICES HAS VIOLATED MY RIGHTS. 15 U.S.C 1681 SECTION 602 A STATE I HAVE THE RIGHT TO PRIVACY, 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT ALSO STATES A CONSUMER REPORTING AGENCY CANNNOT FURNISH A ACCOUNT WITHOUT MY WRITTEN INSTRUCTIONS 15 U.S.C 166B : A CREDITOR MAY NOT TREAT A PAYMENT ON A CREDIT CARD ACCOUNT UNDER AN OPEN END CONSUMER CREDIT PLAN AS LATE FOR ANY PURPOSE.
|
| 02/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never owed money to XXXX, Amsher Collection Services tired to collect almost a year ago, I demanded proof of debt XX/XX/XXXX, they never provided it. Now on XX/XX/XXXX they sent another collection for the same amount. I never owed the money and they never provided proof of debt and certainly not in the 30 days. I believe they're violating the law by attempting to collect again especially since I still do not owe XXXX money and never did.
|
| 02/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I had a collection placed on two of my credit reports from XXXX XXXX XXXX for an amount that was paid. I submitted receipts and the collection was removed. XXXX XXXX XXXX has recently placed the same amount that was paid with a different collection agency and has placed it on all three of my credit reports. This is extremely frustrating, and I am requesting action be taken immediately to remove the collection from all of my credit reports.
|
| 04/20/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
from XXXX -2017 I have been asking AMSHER COLLECTIONS SERVICES for VALIDATION of this debt that they claim I owe them. I have send letters to all the major credit bureau requesting validation and they always tell me that it has been verified by the company through a computer system that sends codes, what is that, that 's not fair to Consumers I need physical verification or validation that is determineing I owe this Debt no he say she say
|
| 09/22/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
Amsher Collection Services XXXX XXXX XXXX XXXX XXXX XXXX, Al XXXX Attempted to collect a debt for XXXX I have no subscription to XXXX, I have no XXXX devices.
I did not authorize or co-sign for XXXX services.
I paid a bill for a family member. Family member defaulted on their account.
XXXX attempted to use my financial information to collect for a service that was not my account. I only helped someone pay their bill on a limited basis.
|
| 01/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
AMSHER COLLECTION has damage my credit score I have no ideal who or what this company is, and I have no signed contract. They have on my credit report from all three credit bureaus that I owe them {$710.00}. I have no ideal who or what they do can you please help removing this unknown debt off my credit report. I have tried to dispute it on my own on XX/XX/2019. And my dispute reason was ownership and I have no knowledge of the account.
|
| 01/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have spoken with XXXX and they have informed me that they are working directly with me. I was told that this company shouldnt be contacting me anymore about this issue. The problem is I have never heard of this company before. I seen it being reported on my credit reports and thats when I was already speaking to XXXX about this situation. I want this company to stop reporting falsely to my credit reports as I do not owe them ANYTHING.
|
| 04/28/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I send the company a Cease and Desist and they have continued to call me afterwards. I understand that Amsher Collection agency can call once to advise me that they received my Cease and Desist however they have called more than once. Some man left a message stating that I need to pay XXXX today, that is XXXX party disclosure, anyone could have heard that message. Also, I current on all account in which the balance is greater than XXXX.
|
| 07/06/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Amsher Collection Services, of XXXX XXXX XXXX, XXXX XXXX, XXXX AL XXXX, phone XXXX XXXX XXXX, cited a bill of {$770.00} from XXXX as owed by me. XXXX confirmed to me that I had no open invoices sent for collection. Upon being contacted, they refusef to correct the payment unless I paid. Furthermore, they did not contact me directly or send notice of the unpaid invoice or its description to me ever. I discovered it in my credit reports.
|
| 01/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
This collection agency, AmSher Collection Services , Inc .
XXXX XXXX XXXX, XXXX XXXX XXXX, AL XXXX Reported a cable bill that was 20 years ago to the credit Bureau. The bill was in dispute back then. How could this collection agency lie about the account status and alter the past due date so it reported and then contact me to collect the money. They should be legally liable for damaging my credit score and should be putout of business
|
| 01/18/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XXXX noticed inaccurate, unverified data reporting. Disputed items and collection agency has not provided any debt validation or notice to dispute under fdcpa or FCRA sec 609. FCRA sec 609 requires collection agencies to validate debt upon request with contract bearing signature and proof of all data reporting.
Credt Bureaus are knowingly reporting inaccurate unverified data based personal infomation, thisis not proper validation.
|
| 03/11/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX : XXXX Amsher Collection Serv.
I asked this company to provide me with documents with my signed signature and to validate this account belongs to me. Instead of validating my account they reported to my report. Also never received anything in writing nor contact before reporting this to my report. They did not follow the FDCP nor the FCRA Practices Act Causing distress and hardship to myself being a single father on XXXX income.
|
| 08/29/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I have contacted this collection agency on several attempts.I 've got no results from them.I asked them to remove the account from my credit report due to an accurate information and not able to show proof where this account was signed. They have this account link to the last a four digits of my social not the complete social and a different name therefore this is in accurate information and I would like it to be removed from my file.
|
| 04/27/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Report provided to employer without your written authorization
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
XXXX
|
| 02/04/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
After reviewing my credit report, saw a collection activity by Amsher collection Agency., Its for a XXXX cell balance I paid for in XXXX 2016.
I 've disputed this bill thru the credit agencies XXXX and XXXX. I supplied the payment information.
But I 'm still getting phone calls from Amsher.
I want the harassing calls to stop and any and all collection remarks for this bill on my credit reports that I paid last year to be removed.
|
| 12/09/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act, XXXX account number XXXX, has violated my rights.
15 USC 1681 section 602A states I have the right to privacy.
15 USC 1681 section 604A section 2 it also states, a consumer reporting agency can not furnish a account without my written instructions 15 USC 1666B a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
|
| 03/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I XXXX XXXX entered into a consumer agreement with XXXX for a cell spot tower and by me being a student at the time going between jobs trying to make a living, I fell behind on the payments for it and XXXX Illegally sold my debt and Information to AmSher Compassionate Collections who are now harassing me with repeated phone calls and threats.Even with letters sent they still call with different phone numbers.Its causing me distress.
|
| 10/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have made several attempts to address this ongoing problem with the original debtor and the previous collections company. This account was a fraudulently obtained account in my name and although I have attempted several ways to resolve this issue they continue to send collections notices from new collection companies. This is the 4th notice from a second collection company for this same debt incurred as a result of identity theft.
|
| 07/21/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have not received any confirmation on how you have verified the alleged accounts attached in Exhibit C and therefore request that you consider this a final notice to your officers. Past this point, The CFPB will have authenticated sworn testimony from my end, which I would gladly present in court, if need be as evidence of my trying to rectify the subterfuge that you are reporting. ( copy from the Affidavit attached ) ************
|
| 08/30/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am writing to dispute an account fraudulently opened in my name. I am a victim of identity theft and did not open this account .I am a victim of the XXXX XXXX and XXXX XXXX breach. State issued ID have been compromised and my social security has been compromised. My postal mail was being forwarded out of state where theft of my personal information took place.
I am not responsible for any charges made to these mentioned accounts.
|
| 10/09/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with fair reporting act AMSHER COLLECTION SERVICES has violated my rights.
- 15 USC 1681 section 602 states i have the right to privacy.
- 15 USC 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
- 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for a purpose.
|
| 07/02/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information is missing that should be on the report
|
|
Web |
|
|
Hey Im contacting you because I had this removed from my credit report many times already and they sale the debt in put it back on my report this account doesnt belong to me I asked for validation in signing of the contract many times and they could never provide it so I would like this to be investigate and removed if they cant show validation and that this is the original company and original contract with a wet signature from me
|
| 05/25/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Amsher collection service account is on my credit report and it has not properly validated the debt according to the FDCPA. I contacted the original creditor XXXX XXXX they agreed to remove the account but said it was owned by XXXX.
Both Amsher and XXXX collection agencies are trying to collect on the same debt. I would like Amsher collection to be deleted from all three of my credit reports immediately for violating my rights.
|
| 09/02/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Just saw an incorrect open account from XX/XX/2020 from XXXX XXXX XXXX XXXX list with a collection agency called Amsher collection that I have no knowledge of. And, did not open any account with a communication company on XX/XX/2020.
In addition, never received a disclosure in accordance with Federal Truth in billing or credit reporting act as a matter of law.
Please have it remove now in good faith and follow FTC guidelines.
|
| 05/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This is a debt that is not mine, I've never had XXXX. I have a government phone, and have for three years. I sent this complaint and you made XXXX take this off my credit report because this debt is NOT mine. So, they sent it to another collection agency and they put back on my credit report.!!! They are trying to go around your order to them the first time that this debt is NOT mine. They are harassing me now, this has to stop.
|
| 01/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Older American |
|
I was informed by XXXX XXXX that there was a bill sent to collections on my credit report. This was not my bill, I had never heard of the company that was billing me. It was in the amount of {$550.00} from XXXX XXXX and it was sent to XXXX XXXX on XX/XX/2020, account XXXX. I have never received an actual statement, I just am giving you information provided to me by XXXX XXXX. This is fraud, someone using my personal information.
|
| 05/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Continued calling my cell. Pushing about a debt we never owed, have no idea what they are talking about, use profane, threatening and abusive language / tactics.
Asking them to stop calling only causes them to increase frequency and elevate the abusive rhetoric.
Upon checking with all credit institutions, no such debt exists on any record anywhere.
They call from XXXX and from research it appears I am not their first target.
|
| 10/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
In accordance with the Fair Credit Reporting Act, this creditor has violated my right. Under 15 USC 168 section 602 states I have the right to privacy. 15 USC 1681 section 604A section 2 it also states a consumer reporting agency can not furnish an account without my written instruction. Under 15 USC 1666b a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
|
| 05/04/2022 |
Yes |
- Credit card or prepaid card
- General-purpose credit card or charge card
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
|
| 06/21/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Debt collector has been presented with an incorrect amount by XXXX and they refuse to acknowledge the amount I am disputing. They have been extremely upsetting and threatening. I asked for them to validate the breakdown on the amount and they have refused. They have a wrong amount and I am willing to settle for XXXX less than what they are requesting. I have attempted to take care of this matter and they continue to harass me.
|
| 12/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
The debt is owed by the VA.
I have contacted the company twice about this and both times they agreed.
Several months later I received a call trying to collect this debt.
3 days later I received a letter. I called the number on the letter and I was give advice on how to proceed. The gentlemen told me " sir if you don't owe this money, you wouldn't be getting this letter. Followed by a chastising.
I have hit a brick wall!
|
| 12/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat o payment on a credit card account under an open end consumer credit plan as late for Purpose
|
| 12/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Problem canceling credit monitoring or identify theft protection service
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX XXXX # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
|
| 06/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
Please read the attached letter regarding a collection for {$280.00} erroneously reported on my credit report without proper notification and validation from a company Amsher Collection Services Inc. This reporting has negatively impacted my personal credit.
I have disputed this reporting with the Credit Bureaus, XXXX, XXXX and XXXX. XXXX has removed this reporting. I have not had a satisfactory response with XXXX or XXXX.
|
| 01/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have taken all appropriate measures as well as reaching out to all of the credit bureaus making them aware and also placing freeze holds on them. I have filed multiple reports with all of the sources, disputes, and complaints with XXXX XXXXThere are multiple phone services suddenly popping up on my collection reports and this is just one of the 3 accounts I have to attempt to resolve. My business has also been compromised.
|
| 11/12/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX was terminated over a year and half ago and the cable boxes were returned to the XXXX store XXXX XXXX XXXX XXXX WI per their instructions ( the local spectrum office was closed ). A year and a half later I get a collections notice, I responded with the boxes were returned. No response for months and not they put a collections on my credit report. Simply wrong. I can not find the return receipt as it was over a year ago.
|
| 05/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
For the last 2months I been getting pH calls about XXXX XXXX I was told aggressively this your bill you open it very disrespectful after they were told the item was disputed they tell me 3 party sent that to them and it need to be paid didn't really get fair chance to talk without demanding a payment now it's different representative keep calling all day early in the morning, the company amsher if I'm not mistaking. Thanks.
|
| 01/11/2023 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was told this was a prepaid account at the time of the opening of the account and was never told that it would even have any charges when or if I closed the account. I tried to pay the amount owed to the company and before I was able to the company shut the service off although it was not even close to it being considered late at all. So I'm not sure why I have a debt with this company since it was a prepaid account.
|
| 05/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have collection that appear in my credit report 4 month ago from amsher collection services {$300.00}, its about t mobile phone company from 2017, I return the item and it was for signal and I don't have use for it, it appear in the past from different collocation co and I dispute the error and it shows up again from different agency can you please help me to fix the problem and prevent them from using my information
|
| 12/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am writing to delete the following information in my file. The items I need suppressed are listed in the report.
I am a victim of identity theft and did not make the charge. I ask that the items be deleted to correct my credit report.
I reported the theft of my identity to the Federal Trade Commission and I also have enclosed copies of the XXXX XXXX XXXX XXXX XXXX XXXX. Please delete the items as soon as possible.
|
| 05/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act Account # XXXX, # XXXX, # XXXX, has violated my rights 15 USC 1681 Section 602 I have the right to privacy. 15 USC Section 604 A Section 2 : it also states a consumer reporting agency can not furnish a count without my written instructions. 15 USC 1666B : A creditor may not treat a payment or a credit card under an open end consumer credit plan as a late for any purpose
|
| 09/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX These 4 accounts are not mine. They are fraud and were possibly opened under my identity but I am not aware of how they got started. Under rule 609 they must produce the documents used to open the account or remove. I have written letters, called and no one helps. This is not right. The 4 Accounts and the balance are : 1 XXXX. {$7300.00} 2. XXXX XXXX XXXX. {$400.00} 3. XXXX XXXX {$220.00} 4. XXXX. {$1100.00}
|
| 10/29/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX violated the FCRA, by not notifying me they were furnishing derogatory information to XXXX, XXXX and XXXX. XXXX XXXX XXXX is required to notify me prior to, or no later XXXX days after furnishing the negative information to the consumer reporting agencies, in writing, that such furnishing of information was going to take place. This is required under the FCRA, section XXXX, subsection ( XXXX ) ( A ).
|
| 12/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
In accordance with fair credit reporting act XXXX XXXX XXXX XXXXXXXX had violated my rights 15 usc 1681 section 602 state I have the right to privacy 15 usc 1618 sections 604 a section 2 : also state a consumer reporting agency cos further a account without my written instructions 15 usc 1666b : A creditors may not tread a payment on a credit card account under an open end consumer credit plan as late for purpose
|
| 09/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have disputed this debt through XXXX and they are refusing to remove this debt. I have NO knowledge of this account with XXXX XXXX for {$620.00}. It is a collection through AmsherCollectionServices that has recently been added to my credit report. It needs to be removed because it was definitely not a account of mine.
It says it was opened XX/XX/2020 and it was reported to my credit report on XXXX/XXXX/2020.
|
| 12/01/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
This company has violated the FDCPA rules in numerousity. AmSher violated federal law by making automated phone calls, and calls using an artificial or prerecorded voice, to cell phones without consent. The company has not validated any debt nor followed MA State collection guidelines. Litigation is eminent against the company under XXXX XXXX XXXX, XXXX XXXX for their acts of " Unfair Deceptive Acts and Practices
|
| 02/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I was unaware that someone open a XXXX account in my named until I received a notice of me owing {$1100.00}. I called XXXX to report identity theft and explained the situation. XXXX from XXXX told me he would handle it and that someone will be calling me. No one ever called me or contacted me regarding this matter.
Today I received a collection notice form AMSHER Collections Services for the Amount of XXXX XXXX
|
| 05/21/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This debt was add to my Credit Reports without any knowledge or proof of debt. I have no knowledge of this account. My account is current with XXXX XXXX and there is no way this debt collector should even have permission to report a debt without no validation. Delete and remove this account immediately. My next step is to sue AMSHER COLLECTION SERVICES for misleading information and making my credit score drop.
|
| 04/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2023 I received results after I disputed the collections account. XXXX updated my account stating it was updated. I requested proof be sent I had legal binding contract. I requested the notice that was sent to me. The demands were ignored. I have no obligation to pay a debt that was bought. The account states its disputed and reinvestagated but is still not conducting this matter by the laws set forth.
|
| 01/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
While checking my credit report I noticed Amsher Collections has a negative remark on my reports stating that I owe a medical debt that I do not recognize. One entry was for XXXX and from my understanding that facility is in XXXX. I have never used that facility for service. This unverified information has caused a tremendous amout of stress and I plan to hire a credit protection lawyer to look into the matter.
|
| 05/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I signed.up for free 25 day trial with XXXX XXXX. I received it on XX/XX/2022 but the internet wouldn't work where I live on the river. I sent them email on XX/XX/XXXX telling them that so they said send it back. I did the next day so I was still in my 15 free days and it never worked so I never created account with them but they said I still had to pay. I was still in the 15 free days. I only had it 5 days.
|
| 12/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Checked my credit report to find out that someone stole my identity and opened up numerous accounts in my name. For example XXXX XXXX XXXX was opened up and I was put in collections for {$4.00}, XXXX. Once I found this out I called the company who directed me to go to a store. once I did that they asked me to file a police report and send information to fXXXX XXXX XXXX XXXX Account # for this fraud is XXXX
|
| 03/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
date account was open XXXX XXXX, XXXX I've called the debt collector several times and sent a debt validation letter and yet I didn't get a response. I went a step further, contacted XXXX and XXXX to verify that they received my certified mail of the letter I sent to debt collection. I am beyond frustrated in doing the same thing over and over again without results. please I need help to get this resolved.
|
| 02/22/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This is second time I have used your consumer portal to address this matter. The first time the debt was with a collection agency for the name of XXXX and I had it removed due to identity theft. Now almost a year later the debt has resurfaced with a new collection agency by the name of Amsher Collections. This account is apparently not mines and I wish to have it removed due to this inaccurate information.
|
| 04/13/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Amsher Collection Servicrs Inc. placed a debt on my credit without sending me any prior notification of my right to dispute this debt as required by law. I have no knowledge of this account and this debt is not owed. I don't have a contract with XXXX or Amsher Collection Services Inc. I disputed this debt with XXXX and it was removed then place on my XXXX and XXXX credit report again without my knowledge.
|
| 07/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Amsher Collection Services has placed a frivolous debt on my credit reports that I do not owe them. I did not receive a Dunning Letter from this company before it was placed on my credit files.
I have never heard of this company and have never done any type of business with this company. There is no contract with my wet ink signature that is binding me to this company in any way!
Please see Attachment
|
| 09/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Over 8 years ago I was a XXXX XXXX customer. Upon closing our account I paid the balance owed and returned the equipment. In the past three months XXXX XXXX has sent a request to XXXX different collection agencies to attempt to collect {$120.00}. I do n't know what this debts about. Even if it was my debt ( which it is n't ), the State of Washington has a 6 year statue of limitation for contractual debts.
|
| 05/02/2022 |
Yes |
- Debt collection
- Payday loan debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This was not sent in error ako ay isang consumer by law at ang information ko ay na misused at ngayon I have some false at not 100 % accurate sa credit ko. Unauthorized use of my credit report.
Here again is the incorrect information being reported : FDCPA Section 807 Violation Misleading False Reporting Account Number : XXXX This Account is inaccurate and I'm seeking litigation. Please delete at once.
|
| 09/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I contacted the collection agency through certified mail XXXX to let them know that the XXXX account that theyre saying belongs to me is not mine and to show me proof why theyre saying it belonged to me. They replied by sending me a bill, so I sent another letter through certified mail in XXXX stating that wasnt proof and to remove that account from my credit report immediately and they never responded..
|
| 01/31/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I have an outstanding amount with AMSHERCOLLECTIONSERVICES last reported on XX/XX/XXXX for a total of {$72.00}, originally from 11 charter communications original creditor XX/XX/XXXX. This is some kind of sick joke. Charter equipment was returned 0n XX/XX/XXXX with {$0.00} balance. I was never sent a bill, nor do I have a debt with any of these businesses. SO please correct at your earliest conveniecne.
|
| 07/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
A certified letter was sent to Amsher Collection Services on XXXX XXXX United States Postal Services display " delivered '' from a company representative on XXXX at XXXX pm ; Tracking # XXXX ) displaying their Violations of Fair Credit Reporting Acts. Amsher Collection Services has ignored the complaint, failed to respond and failed to delete the company 's fraudulent reporting to XXXX, XXXX XXXX XXXX.
|
| 03/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I checked my credit report with XXXX XXXX and there was a collection on it for {$480.00}. I don't know what this is. It said it was opened on XX/XX/2020. There is no account number. The company is XXXX XXXX XXXX, XXXX. I called this company and they said I did not have an account with them. It was sent to a collection company. AMSHER Collection Services. I have no idea what this is about. Please help.
|
| 05/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2023, I received a notification on my XXXX XXXX and XXXX app that a collection was listed on credit report.
I looked into the details, and it said I owed {$2100.00} dollars to T-Mobile. I have never used T-Mobile in my life, my first phone account was with XXXX. I immediately knew this had to be fraud.
I contacted my local police department and notified XXXX of this fraud on XX/XX/2023.
|
| 07/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have never been contacted by this company collecting a debt for XXXX. The original bill was in dispute with XXXX. During communications with XXXX account was sent to collections. I was only notified once the account hit my credit. I disputed the balance then and explained I was never contacted or notified of the debt. To this day I have not received any information on this debt via mail or phone.
|
| 11/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received communication about a XXXX debt. I went online and settled for less than what was owed printed a receipt and sent the money order for XXXX via mail with delivery confirmation. I checked my credit report and the amount I paid was only deducted from the whole amount Amsher is still reporting a balance. I checked the Amsher account online and it is reporting an installment payment past due.
|
| 03/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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Called XX/XX/2021, XX/XX/2021, and XXXX ... AmSher Collection serives about XXXX collection account that placed on all my credit reports by AmSher. i was told they are no longer have the account. i have asked them several times to remove the account from my credit reports they will not remove the account and will not talk to me about the account and hang up on me when i ask to talk to a supervisor
|
| 11/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Account for XXXX XXXX ( XXXX ) which i do not/never had. Previously talked with someone and they told me another account was opened at another address in same neighborhood. Which i never lived there so idk how my info is keep being used even tho i have my ssn blocked. Tired to them doing to me. I don't wan na result taking it to the attorney general. But if not fixed and taken off i will use them.
|
| 06/21/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
debt was reported to XXXX , no prior knowledge of debt. AMSHER COLL R eported on XXXX XXXX , XXXX {$1700.00} Account Details Last Reported XXXX XXXX , XXXX Collection Agenc y AMSHER COLL Origi nal Creditor XXXX XXXX XXXX Status Open Opened Date XXXX XXXX , XXXX Closed Date -- Responsibility Individual Balance {$1700.00} High Balance {$1100.00} Remarks Placed for collection
|
| 09/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I explained to the collection agency that I have never had an account with XXXX XXXX, I asked the collection company for address on file and the address given to me was wrong, I explained to them in several occasions that I did not work on the place that they have on film and the address were the service was provided was unknown to me. No one else contacted me and then I found out this collection.
|
| 01/19/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have received a collection on my credit report from AMSHERCOLLECTIONSERVCES. To my surprise, they are reporting this account incorrectly as it is shown as being open as well but also show a balance in the amount of {$1100.00}. Please remove this account from my credit report immediately. Please provide me with a copy of my updated credit report with this removed off.
Sincerely XXXX XXXX XXXX
|
| 12/13/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
My XXXX check card number was stolen and used for thousands in unknown purchases. I informed the bank immediately. Inexplicably they didn't return my stolen money ( but they did send another card ).
This {$2800.00} negative item was the result of fraud and the account should be removed from my credit report : AMSHERCOLLECTIONSERVICES XX/XX/2019 BALANCE {$2800.00} ORIGINAL CREDITOR 08 XXXX XXXX
|
| 06/08/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reported on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and removed off of my consumer report immediately as it's violating several laws. Remove these accounts and information immediately!
|
| 06/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have contacted Amsher Collection Services 3 times for debt validation with tracking number. They only send me a copy of some bank statement with someone with the same name. They never validate the debt to the law of FDCPA and FCRA. They are furnishing inaccurate information. I have disputed the debt numerous times with XXXX which always comes back verified. XXXX and XXXX deleted the records.
|
| 04/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The original debit reported was {$150.00}. I requested the last bill statement and that incurred an additional charge making the total {$160.00}. I paid the balance in full and the charge was removed from my credit report. The charge has reappeared and I confirmed with XXXX it is paid in full. AmsherCollectionServices is hard to reach and if you do get an agent they are rude and not helpful.
|
| 06/15/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
15 U.S Code 1681 c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from a alleged identify theft, not later than 4 business days after the date receipt. It has been 30 days and you are in VIOLATION if this law because I am a victim of identify theft! Please deleted this IMMEDIATELY!
|
| 04/12/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I ordered cable service with company and upon install my personal property ( television ) was damaged and cable service did not work. I immediately cancelled the service and returned the equipment. Service provider continues to attempt to collect on a debt that I do not owe, nor agreed to pay. Consequently, debt was reported to credit bureaus and I have disputed it with no favorable results.
|
| 05/30/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I 've tried disputing a fraudulent collection account on my credit report. I 've sent letters to the agency and have gotten little response. My official complaint is against AMSHER for reporting credit information to the credit reporting agencies that was a result of Identity Theft Ive asked in my letter that the negative reporting ceases and the information be removed from my credit report.
|
| 07/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Have received phone calls and letters and I explained to collection agency that I do not believe it is mine and I would need proof that the debt is mine. To date they have not been able to validate. How can you properly validate a medical collection without it being a violation of HIPPA law? I do not believe this is mine. This is not mine. Collection agency refuses to remove incorrect info.
|
| 08/06/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have requested that this creditor provide the validation of the account they are attempting to collect on and they have not done so. I requested this to be done on XX/XX/2017 and I have not received any correspondence as of yet. It has been approximately 113 days. The collection amount is listed on my credit monitoring site for {$150.00} and I was never made aware of such debt in writing.
|
| 08/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
As of XXXX. 2020, I am being asked to pay {$100.00} for a debt that I was completely unaware of, by companies that I did not know existed. The collector is named as AMSHER COLLECTION SERV and the original creditor is named as XXXX XXXX XXXX. I do not know of either companies and I don't know why they're asking me for money. I tried to reach them over the phone and could not get an answer.
|
| 03/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
There's a debt on my credit report that is harmful to my credit the collector is amsher debt collection I do not know of this debt and I sent them a KY debt validation letter filled out completely and the requirements of the KY debt validation letter was not fulfilled it's been months and yet the debt is still on my credit report still harming my credit and there still trying to collect
|
| 01/14/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
AMSHER COLLECTION SERV Contacted me in XX/XX/ via phone about a debt from XXXX XXXX, but did not send written confirmation. I would like to have this account closed and removed from credit report. I would like to note that the original creditor is XXXX XXXX and they did not send me a final bill or statement as well. When I asked representatives to email or mail me a bill, they refused.
|
| 06/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
The following account is a result of FRAUD ... and Identity thief, I have already filed a disputes with the XXXX major credit bureaus.
Amsher Account # XXXX pursuant to 15 U.S.C. section 602 A states I have the right to privacy ... ... also it states under 1681 section 604 A section 2 : states that a consumer reporting agency can not furnish an account without my written consent ....
|
| 04/07/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I discovered accounts on my credit report that I do not recognize, These accounts do not belong to me. I have discovered that I am a victim of several breaches and identity theft. Someone has used my information and I have no idea who has done this. I want the accounts removed immediately! These fraudulent accounts are interfering with my credit worthiness and ability to obtain credit.
|
| 07/21/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I sent a letter to Amsher asking that they remove their unauthorized collection from my account. I received a letter back saying that they would delete this on all XXXX bureaus. The first letter I sent was on XXXX/XXXX/16 and it is not XX/XX/XXXX16.They have yet to remove anything from the bureaus. They are still reporting on my credit and therefore damaging it and my financial life.
|
| 02/17/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
i checked my credit profile and i noticed there is an item on my account for the amount of XXXX from XXXX i been having some issues with my credit so i m assuming this is fraud and i strongly believe this is not my account. i would like for the above company to stop threatening me and harassing me using profanity i called because the number was listed on my account as of XX/XX/2016
|
| 04/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
received a notification that some company by the name of amsher collection had added an ac count to my credit reeport. I have no clue who they are. they have not sent me a piece of mail allowing me to dispute or to say yes or no I am familiar with what they are talking about. I don't have a clue as to what they are talking about or who this company is that they claim to represent.
|
| 05/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I wrote Amsher Collection company on XX/XX/2021 asking them to validate this XXXXl debt. I let them know that under FDCPA, I have a right to request validation of debt that they say that I owe them. It was a breach of security because I do not have any contractual obligations which is binding me to pay this debt. I ask them to delete this from my credit profile and they have not.
|
| 05/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Filed a dispute with XXXX on XX/XX/22 as I do not know anything of this collection. Per XXXX it is verified ... .in three days???
Phoned into company calling phone number listed on my credit profile, per conversation recorded at XXXX on XX/XX/22 they are unable to access my account to send me debt verification proof but they verified the debt that I disputed on XX/XX/22 .....
|
| 03/31/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AMSHER COLLECTIONS SERVICES, INC. has failed to provide necessary request to validate any alleged debt owed to them by the Estate of XXXX XXXX. Not only are they in violation of [ 15 USC 1692g ], they are attempting to do business in a Florida which is a State that they are not licensed to operate which is in violation of [ 15 USC 1692e ] This company has violate consumer law.
|
| 12/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX used AmSher collection service, to collect bills of {$770.00} from me for services that I never used, and have reported this to the three credit bureaus which significantly hurt my credit score and other activities.
I have explained this to the AmSher collection service and point out they do not have evidence of this collection and they continued to enforce this payment.
|
| 03/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent amsher collection services a cease and desist letter by certified mail. I also attached an invoice for {$5000.00} and the exhibits to match my claim of amsher collection services violating my federal protected rights. They already admitted to guilt by deleting the collections off my credit report that they fraudulently added without my consent. I need to be compensated.
|
| 04/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I reviewed my credit report and the same accounts that I previously submitted a complaint about are still on my credit report. These accounst that are listed are fraudulent and does not belong to me. I have never filed for bankruptcy nor have I benefited from any of these accounts. I am a victim of identity theft so I am asking that this matter be resolved as soon as possible.
|
| 01/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AmShaer is a debt collection company. The XXXX XXXXI received AmSher 's letter that I had the debt, but it doesn't provided the name of the company. After contacting by letter, I received AmSher 's second letter yesterday, informing that the creditor company is XXXX XXXX XXXX.
I dont know above both companies, and I feel that my information may be leaked, so I complain them.
|
| 09/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I contacted XXXX XXXX , XXXX XXXX XXXX XXXX XXXX Who Amsher sold the debit to and paid the agreed upon settlement amount with the understanding that after making the payment they would delete the debt from the credit bureaus. I was told to contact Amshear for the deletion letter but upon doing so I was told that the Attorney had the file and there is nothing Amsher could do.
|
| 08/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have paid my XXXX XXXX Bill. XXXX has XXXX Balance in their system. Months later a Company name Amsher Collection Service added a {$140.00} collection amount in to my credit.
Their phone system is set up to not receive phone calls.
They illegally add an amount that does not exist.
I think They called me lying under the name of XXXX to get paid.
My credit drop 54 point.
|
| 03/16/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
XXXX XXXX XXXX. Email them from there website to stop call me at XXXX for a collection that my husband owns them XXXX. I told them on Monday, XX/XX/, that I would pay it on Friday,XX/XX/XXXX. and of course, they contacted me again. the day was not over for them to call me again. I Personally feel that I was being harassed by the company because my husband owning them money.
|
| 01/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
There is a collection agency trying to collect a XXXX bill for {$240.00}. I have cleared this with XXXX. This is fraud. They said they were going to clear it up but so far it has not happened. Someone used my name and address but a different SS. Despite that, the derogatory collection issue is still showing on my credit report and the collection agency is still calling me.
|
| 03/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received a letter on XX/XX/2020 ( dated XX/XX/2020 ) from a company called Amsher saying that I owed {$160.00} to XXXX XXXX. I have NEVER had an account with XXXX, and I have {$0.00} debt. This is fake debt and an attempt to collect on a fake account.
Info below : Original creditor XXXX XXXX XXXX Creditor 's Acct # XXXX Amsher Acct # XXXX Total due {$160.00} Phone XXXX
|
| 05/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted XXXX 2 times already regarding the collection of {$88.00}. They said i didnt have to pay the debt. Bc it was a mistake on their end. And they would talk to collection agency to take off. They than took it off my credit and a month later put it back on. I now called a third time to have the same response thats they will contact the agency and have it removed
|
| 08/24/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I moved to an area that my XXXX phone would not work at my home. Which in XXXX contract is reason to void contract and for me to be able to get service with another provider. After I broight this to their attention they said it was no problem to end my contract. I did and then they sent the remaining balance to a collection office and would not even talk to me about it.
|
| 07/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AMSHER COLLECTIONS stated I opened an account with them. A loan and credit card. I had not. I asked them to send me original documents with my wet ink signature proving that I opened these accounts and gave authorization to insert an account on my credit profile and I have not received them. I have requested numerous times for this information. They have not responded.
|
| 12/03/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I informed this collection agency that I have been paying the original creditor and find it unnecessary that this account went to them. I also informed them that I will continue to pay the original creditor until the account is paid in full. They said they would continue to call and they have. I find this as a former of harassment since I informed them if my situation.
|
| 12/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have 2 collections accounts that are not mine on my XXXX credit report as well as my XXXX and XXXX credit reports. Someone opened up these accounts in my name without my knowledge or permission. The accounts are XXXX XXXXXXXX {$1900.00} /account number : XXXX Date opened XX/XX/2022 Amsher collection services $ XXXX XXXX Date opened XX/XX/2022 Original creditor XXXX
|
| 11/27/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
for the last 6 months I get a phone call once a day from this company XXXX XXXX XXXX. They even call me on my work phone and they ask me for XXXX.
There is someone on my XXXX XXXX family plan that has paid off their phone debt. This is the only reason they could be calling me. As I said the debt is not mine and it has already been paid yet they continue to call me.
|
| 04/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently purchased a home and I noticed on the credit check a Collections account with Amsher Collection Services. This account was evidently a delinquent account from XXXX XXXX that was opened in 2020. I have never had an account with XXXX XXXX. I have had accounts with XXXX XXXX XXXX, XXXX XXXX and XXXX and I have always paid my bills on time for over a decade.
|
| 06/15/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
This company is trying to collect a debt that has already been removed from my report. Amsher Collections tried to collect the debt last summer, and reported it to XXXX I disputed the information, which ultimately resulted in the removal of the account in question from my credit report. The account has now been readded by XXXX XXXX as they are trying to collect it.
|
| 08/03/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
received notification from credit agencies that the collection account has been placed. I, then have tried contacting the collection agency on several occasions and requested a verification of debt in writing 4 times 3 months ago. To date I have not received a response. Asking for the collection agency to remove the entries from all XXXX credit reporting agencies.
|
| 07/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I got an alert from the credit reporting agency that I have a collection on my crtedit report from Amsher Collection service. I have never received any written information about this dept and was not given the oppertunity to dispute or request validation of this debt. They added a collection and then called me to settle the debt after the damage was already done.
|
| 09/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XXXX ( XXXX ) XXXX This phone number called me at least twice a day every single day for the last two weeks. They claimed that they were collecting a debt of {$140.00} that I had outstanding with XXXX XXXX. I hung up and contacted XXXX directly and they said that I have no outstanding balance owed, nor have they contacted any debt collector regarding my account.
|
| 03/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
While reviewing my credit report with our military financial advisor, I was informed that Amsher Collection placed a entry on my credit report from XXXX XXXX. However, I was living in government housing ( military housing ) and when you XXXX ( move to a new duty station ) they verify if all utilities were paid including cable. Thus confirming the debt is invalid.
|
| 03/22/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Servicemember |
|
I paid off the account and changed providers. I went into stores and attempted to return a device because I could only communicate with chat bots. Store fronts are franchisees and would not intervene. When I call they claim to be a law firm. In their collection efforts they robo dialed multiple times a day. The collection account was closed on the other bureaus.
|
| 10/24/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
i have debt validation request with not response and i have told them repeatedly and that the account that they are reporting is fraud and i did not open them. Ashmer Collections will not comply with any of the XXXX laws and will not give me verifiable proff. I have told them several time the accounts are fraudulent and i get no response from them or put on hold
|
| 09/10/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XXXX applied a balance to me that was in someone elses name and personal information. The person was a roommate, who is not related to me, XXXX years youger than me and who provided their social security number, dob and address and used the internet service. I told them this was not my debt but they have placed it under my name with several collection agencies.
|
| 01/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
Amsher Collections Services contacted me several times about a debt that was owed. I explained to them that i would need more time. Several weeks has passed and the same collection agency contacted my Job to collect the same date. After i explained to the agent that this was not right, agent continued to call days after. The acount was open on XX/XX/2017 2017
|
| 12/08/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
AMSHER COLLECTION SERVICES ARE IN VIOLATION OF THE FDCPA RULES AND REGULATIONS BECAUSE THEY CONTINUE TO REPORT A FRAUDULENT ACCOUNT ON MY CREDIT REPORT THAT I HAVE KNOW KNOWLEDGE OF, AND ALSO I HAVE NO TYPE OF AGREEMENT WITH THEM WHATSOEVER. THEY ALSO ARE CALLING AND HARASSING ME EVERYDAY ON A FRADULENT ACCOUNT THAT RESULTED FROM IDENTITY THEFT IN THE PAST.
|
| 04/02/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I am being contacted concerning a debt that is not mines. I have written them several letters asking for Validation of the debt and have yet to get any type of response except we have verified it with our client. I know they have received the debt validation request because I sent it certified and it was sign for on each communication I have had with them.
|
| 02/01/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received an invoice from XXXX account number XXXX and called them on XX/XX/XXXX to let them know that this is a fraudulent account. It. I spoke to employee XXXX employee number XXXX. She stated that it would be canceled.
Unfortunately it was turned over to a collection company at some point.
This is not my account and I never requested the service.
|
| 01/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX XXXX my email is XXXX on XX/XX/XXXX I reported a complaint to XXXX XXXX XXXX for identity theft because someone opened an account with my information without my consent and brought the total bill that they mailed me of XXXX Im writing because I was honest about this and they are still sendin on me documents stating to pay the balance
|
| 08/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have a loan with AMSHER COLLECTION SERV, XXXX XXXX XXXX, and XXXX XXXX. I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX XXXX XXXX, AMSHER COLLECTION SERV, XXXX XXXX XXXX, and XXXX XXXX with no successful resolution. There was definitely an error on their part.
|
| 01/26/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Didn't receive services that were advertised
|
|
Web |
|
|
On XX/XX/2019 XXXX XXXX reporting on my report. I don't consume a XXXX XXXX account, I have had XXXX XXXX through my company phone for 6 yrs now. it shows a balance of {$300.00}. This is my only Derogatory mark on credit report ever. This is reporting on all reporting agencies.Please remove, this isn't mine and is truly affecting my score. Thanks so much
|
| 06/29/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
Amsher collection services collecting for : XXXX XXXX/XXXX-charging and now collecting for wrongful fees & charges.
I called customer service inquiring about service.
The Representative took it upon herself to mailed out equipment to my address.
I NEVER CONNECTED.
I RETURNED ALL BOXED EQUIPMENT BACK I NEVER ACCUMULATED ANY SERVICE FOR GOODS NOTHING
|
| 02/16/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I am a federally protected consumer, and I am aware that you are in violation of my rights by furnishing an account to my consumer report without permissible purpose. I hereby demand that you cease and desist the negative reporting through consumer reporting agencies. Failure to follow this demand will result into a private right of action, thank you.
|
| 06/03/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I disputed the information on my credit report because I have been relatively homeless 2014. I have been unable to sustain employment and am just getting back on my feet. I checked my credit because of potential housing and saw accounts that I didn't open. After disputing them with XXXX, I was told they were verified accurate. I don't even have an ID.
|
| 09/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
AMSHER COLLECTION SERV is report on XXXX/XXXX/2023 a balance of {$440.00} I have no Idea what this account is. I need the company to validate this by the following 1. I need the audit trial of the balance.
2. Also I need them to provide me with the agreement that grants them to collect this allege debt.
3. Also provide with the master bill of sale
|
| 01/26/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
In accordance with the Fair Credit Reporting Act XXXX, the following have violated my rights.
Amsher Collection Services - Account XXXX. XXXX 15 U.S.C 1681 section 602 A. states I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 ; It also states a consumer reporting agency can not furnish an account without my written instructions.
|
| 05/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a collection letter from amsher collections in XXXX. I sent them a letter in XXXX stating I am not confirming or denying the debt I am asking them to verify the debt. I did not receive any supporting documentation that verify this is my debt. Amsher placed a collections on my credit report XX/XX/2022 without any validation of this debt.
|
| 01/06/2023 |
Yes |
- Debt collection
- Federal student loan debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
Hey, my name is XXXX XXXX and I dont know nothing about this debt or about no money I just move here, in somebody or someone is use my Name and my address I dont know who they is but its not my, I need yall to call me A.S.A.P! ( XXXX ) XXXX whoever doing this need to be find or be in jail because this is false information.. or Ill get a lawyer!!!
|
| 10/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collections Services has violated my rights as a consumer by furnishing reports in connection with credit transactions not initiated by me the consumer. I do not owe any debt to XXXX.
Pursuant to FCRA 15 usc 1681 Truth in Lending 15 usc 1601 FDCPA 15 usc 1692 all negative accounts must be removed. all collection accounts must be removed.
|
| 09/26/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am a victim of fraud / theft. Also, This is a violation of U.S. code 1681i ( 5 ) removal of inaccurate invalidated credit information. Im not liable for this debt with XXXX. I do not have a contract with a collection agency. They did not provide me with the original contract as requested. I demand this account be removed from my credit report.
|
| 05/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
AMSHER COLLECTION SERVICES sent me a collection letter 2 years after I ended services with XXXX XXXX. We ended, paid and turned equipment in, prior to moving, into our local office. I have never heard of this debt before, been contacted or nor am I sure if this is even valid? There isn't even a date from when this debt occurred, very suspicious.
|
| 09/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Collection is not from original creditor Amsher collection services at XXXX XXXX XXXX XXXX XXXX, AL XXXX has been sending me collection notices in the amount of XXXX the collection has been reported as past due. I do not know this company i have never done any business with this company. This business does not have a contract with my signature.
|
| 01/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Disputed account on XXXX of XX/XX/2021. Contacted the original creditor and they confirmed {$0.00} balance. Spoke with representatives around the XXXX of XXXX. They hung up on me numerous of times when tried to explain that I do not owe on account. I did not receive any written notice nor have I spoke with anyone before reflecting on my report.
|
| 04/27/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Amsher collections tried to charge my bank account on XX/XX/2020 for {$250.00} without any of my permissions. I can not believe this company would try such an action. Im filing this complaint so no more action is taken upon by this company to me and that this is taken care of as soon as possible as I will file a complaint and sue this company!
|
| 12/13/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received notification from credit bureau regarding debt of XXXX from XXXX this was a previous debt that was previously disputed and resolved by Amsher collections and it was verified that the debt did not belong to me and the credit was deleted in XXXX. I have no knowledge of this creditor i was never notified via mail nor phone regarding debt
|
| 03/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have debt collection on my credit report I do not authorize I would to get it removed from my credit report immediately it do not belong to me I want it to get remove from all 3 credit bureaus immediately Collection agency name : AMSHER COLLECTION SERV Amount : {$930.00} Account Info XXXX Contact XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX
|
| 08/27/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
XX/XX/2023 I sent this company a letter asking for legal verification & I never heard back from them in the timeframe according to the credit laws. Can you help me? I have going back & forth with these companies for a while. They keep sending statements as verification & this time they sent nothing.
XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX )
|
| 03/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have been looking at my credit report and it was brought to my attention that there are several errors and fraudulent accounts that I have no contracts with these companies. I do not recall doing business or applying for accounts with the following : XXXX XXXX # XXXX, AMSHERCOLLECTIONSERVICES # XXXX, XXXX # XXXX, XXXX XXXX XXXX # XXXX.
|
| 10/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/2015 I changed phone service provider/carrier & service was terminated from this previous service carrier/provider.
XX/XX/2015 This debt collection suddendly appeared on my credit report ( fictitious service for XX/XX/2015 ) without any contact or notification whatsoever from the company or debt collector at all of owing this debt..
|
| 09/20/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I got me credit reports and noticed a derogatory remark on my XXXX, Amsher collection services and I have no idea what is this. Account shows that it was open on XX/XX/2013. However, I was never notified about this debt and never received a bill. I would like to address this immediately and get this negative remark removed from my report.
|
| 03/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Amsher Collections continues to erroneously submit my account to the credit bureaus as a debt that has not been paid. This action was done as recently as XX/XX/2018. Amsher is fully aware that the debt ( {$160.00} ) has been paid but continues, in bad faith and against FCRA requirements, to report this account to several credit bureaus.
|
| 11/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
I was informed on XXXX XXXX that I owed a debt to XXXX never did business with XXXX No understanding of what I had to pay for because its not me I would assume that if I had a debt somebody would call me on the phone or write me a letter which none was just that showed up on my credit report trying to Collect a debt on my credit report
|
| 07/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I checked my credit score months ago and saw Amsher collections and reported it on XXXX. And attach an online police report. Now I checked my credit report and it says Amsher collection Serv for XXXX has an amount of {$2300.00} in collections. Would like to report identity theft because I do not recognize this transaction. ( XX/XX/23 )
|
| 07/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I hav this account that does not belong to me and i want it to be remove from my credit report in the 3 agencies asap.
1. Identity Theft XXXX XXXX Account Number : XXXX This is not mine.
2. Identity Theft XXXX XXXX XXXX XXXX Account Number : XXXX This is not mine.
3. Identity Theft XXXX XXXX Account Number : XXXX This is not mine.
|
| 01/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
XXXX XXXX Account # : XXXX.
Mailed XXXX XXXX their equipment on XX/XX/2019. USPS tracking # XXXX XXXX XXXX XXXX XXXX.
Item marked, " Delivered to return agent. '' as of XX/XX/2019 XXXX NC.
XXXX XXXX has filed a negative/deragatory " mark '' on my credit report as delinquent/unpaid debt for equipment that was returned months ago.
|
| 05/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The debt is paid and full though several deposits of credit from my vendors to XXXX Bank. No checks have been forwarded to me nor my business as a credit, therefore was received by XXXX Bank.
I am not aware of who this collection agency is and have never done business with them. This should be removed from all of my credit reports.
|
| 03/08/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
Older American, Servicemember |
|
I have a collection dept through Amsher Collections that I learned about while checking my credit score. I did not recieve any notice at all. The dept originated with XXXX. I could n't get any information from either place. The Dept is for XXXX and I do n't know what it could be for. It might be for a reciever box which I never got.
|
| 05/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On the XXXX of XXXX I noticed a collections account on XXXX XXXX for a XXXX account I never opened. I disputed it through XXXX XXXX and it said that the I formation obtained was correct which it is not. There is a debt of {$3200.00} something and I never opened that account. It went to collection through amsher collecton services.
|
| 12/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
They are attempting to collect a debt for {$510.00} that does not belong to me. I was a victim of identity theft. they have not provided me with a validation of debt or any other document proving this is legitimately my debt. They are still reporting it to the credit bureaus as a collection. it is severely affecting my credit score
|
| 12/01/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently reviewed my credit report and I was shocked to learn that I have been a victim of identity theft. I found two accounts that are not mine. I did not open these accounts. These are two phone company accounts. One which already went into collection. Please remove these accounts for me ASAP. Thank you so much for your help.
|
| 11/19/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This XXXX amount is not owed due to my information being leaked while a customer first of all. Secondly this showed up on my credit report with no warning and no communication so that I could legally exercise my right to a dispute with this company. I want this entire amount of this debt taken off of my credit report immediately.
|
| 08/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
AmSher XXXX Collections is violating the Fair credit reporting act by not notifying the crediters about the debt owed. I came to know about this after my credit score took a significant hit. Please XXXX them and read reviews, everyone has the same problems. Their customer care number keeps going straight to voice mail. Please help
|
| 11/06/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Debt collection agency Told me my name and last XXXX of my social security. I did not have to verify anything I just stated yes it is my social security number. This is a blatent release of my sensitive information and I would like action taken if possible.
AMSHARE - Manager XXXX XXXXaddress XXXX XXXX XXXX.
XXXX, Alabama XXXX
|
| 11/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
i recently checked my credit report and realized there is an outstanding bill for XXXX dollars for this company that i have heard about nor have i ever signed a contract with i have tried numerous to contact them but no answer again i dont know this company i have never signed any agreement with them nor any of there affiliates
|
| 11/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
THIS ACCOUNT IS STILL SHOWING ONN MY CREDIT REPORT AND I MAD MANY COMPLAINTS WITH THE COMPANY AND ASKED THEM TO FIX MY PRODUCT BECAUSE IT WAS POORLY MADE MUST HAVE BEEN DEFECTIVE AND THEY GAVE ME NO HELP. THIS COMPANY IS KNOWN TO SELL POOR ITEMS AND IGNORE CUSTOMER REQUEST FOR HELP.
{$670.00} ACCT XXXX XX/XX/2020 XX/XX/XXXX
|
| 11/28/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE.FRAUD. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
|
| 03/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2022 I informed XXXX XXXX XXXX XXXX, XXXX and XXXX XXXX Consumer Dispute Center that The status is incorrect for the following account XXXX XXXX XXXX Account Number : XXXX This is not mine.. The companies failed to comply. That account ( XXXX XXXX is not mine at all and I need this account to be removed immediately.
|
| 02/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX charged {$59.00} and sent to debt collection Amsher for not returning the modem equipment. I returned the equipment and I have a receipt to prove it.
I am complaining and asking compensation from XXXX XXXX for damaging my credit.
My phone number is XXXX Service address XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX CA XXXX
|
| 04/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
AMSHER Collection services at XXXX XXXX XXXX XXXX XXXX, AL XXXX has been sending me collections notices in the amount of {$1700.00} the collection has been reported as a past due balance. I do not know this company.i have never done any business with this company, and this company does not have a contract with my signature.
|
| 05/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
In accordance with the Fair Credit Reporting act Amsher Collection Services Account # XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
|
| 06/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Amsher collection service are trying to collect a debt that I dont owe the account was a charge off they purchased the debt from the hospital and trying to make me pay for it they are very rude about how they contact me I would like to dispute all charges I was a victim of identity theft in XXXX and I dont owe these debts
|
| 08/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have some issues on my credit file that need addressed. I have requested documentation from the following collection agency : AMSHER COLLECTION SERV XXXX XXXXXXXX. Please delete the above account they are not accurate and unverified XXXX FCRA violation. I have a legal right to dispute anything that does not belong to me
|
| 12/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Amsher the information you are reporting is the result of identity theft, and inaccurate, I request that you stop reporting this information to the CRAs, as directed by section 623 ( a ) ( 1 ) ( B ) of the Fair Credit Reporting Act, 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ). I ask that you take these steps as soon as possible.
|
| 08/18/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I disputed the issues with Amsher. This information is off of my XXXX credit report, but not the XXXX report and I keep trying to dispute it to get it off of my credit report, but I can not get anything done. I also tried to contact the creditors and they said nothing showed up and each of them told me to call the other.
|
| 04/09/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
this is inaccurate information thats reporting and i want these to be removed im a victim of identity theft and wasnt my consent ive also check the credit reports and the dates are not the same so on the credit bureau by law has to be removed because its proven isnt mines and not my consent and it has different dates
|
| 11/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted the collection agency yesterday XX/XX/2020 to inform them that I dont owe or acknowledge the account balance that was owed to the account from the original creditor that claims that I owe them the amount of XXXX I would like for this account to be deleted because it is a fraudulent account not owned by me
|
| 06/16/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the Fair Credit Report Act XXXX Account : AMSHER COLLECTION SE, has violated my rights.
15 U.S.C 1681 Section 602 A, States I have the right to privacy.
15 U.S.C 1681 Section 604 A, Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
|
| 08/31/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I called Amsher collections to inquire about debt. They could not locate any account under my name.
I called XXXX XXXX and gave the person in billing my social security number which brought up an account which was not in my name. When I asked whos name and location of the person the account was under she refused.
|
| 07/20/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2021 AMSHER COLLECTION SERVICES INC has reported a collection claim on my credit report of {$730.00}. This claim was disputed about 8 months ago with XXXX XXXX XXXX and was removed from my credit report. This is linked to a fraudulent account opened under my name with XXXX which has been already resolved.
|
| 08/13/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Letter received from AMSHER requesting a payment from a debt they say I owed, they are a collection firm. I sent a letter to AMSHER within the 30 day time period, requesting further validation of this alleged debt and received no response. I did see an entry on my credit report that this is listed as a collection.
|
| 09/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was shopping for a XXXX during XXXX 2018 and went to XXXX XXXX to see pricing they ran my credit and I decide not to accept their offer. I left their store and almost 6-8 months later and have a collection on my credit. Never accepted. It looks like XXXX XXXX used my information. I went to the store in XXXX Ca.
|
| 09/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Opened XX/XX/2020 {$620.00} Original creditor : XXXX XXXX XXXX.
I JUST FIND OUT ABOUT THIS ACCOUNT IN my XXXX XXXX
It appears as a accounts in collection, but i can find where this account come from.
I thought XXXX XXXX, but its clear according to XXXX
Pls help me find this account where it come from.
|
| 07/31/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
Ive been filling disputes since XX/XX/2020 when this account appeared on my reports out of no where. Ive disputed it at all 3 credit bureaus but then Covid hit and Ive not gotten a response from them or the collection agency due to the pandemic. This is not my debt, I have no idea where this account came from.
|
| 11/02/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
The information appeared on my credit file without my knowledge. I do not know what debt or who this company is collecting on behalf of. I tried reaching out to the company and was given the runaround. No one contacted or even tried to verify information with me but suddenly submitted this collection to XXXX.
|
| 06/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
XXXX continues to collect a debt that has been Discharged in Bankruptcy # XXXX.
The court and legal counsel has continued to advise this and AMSHER COLLECTION SERVICES, XXXX. THAT the balance of {$78.00} is in permanent " DISPUTE ''.
ATTORNEY GENERAL has been advised of these harassing collection practices!
|
| 12/23/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX is charging me XXXX devices of internet that were returned by XXXX to their warehouse. According to the company these was resolved happened to be on my name and I have proof of this with their email, I do not own this debt and is affecting my chance to increase my credit score with the financial bureau.
|
| 04/15/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I contact XXXX XXXX for this charge. They change my account number and charge for XXXX XXXX that are paying on a new account they open.
I have a ticket number open with t mobile where are doing a investigation for this issue.
The reference is : XXXX.
Please contact XXXX XXXX and remove me from collection.
|
| 07/28/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I need your assistance in helping me to get this Amsher Collection account remove from my XXXX Credit Report. This account is not mine. I was a victim of identity theft ( my wallet was stolen along with my ID, Social Security Card, Credit Cards, and more ). I have notified XXXX along with Amsher Collections.
|
| 06/14/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The reason for the medical care was because an incident happened at work and I had to be seen. My office manager at the time told me that the clinic was responsible for all cost. Now its on my XXXX Credit once and twice on my XXXX report. Ive made several attempts to check on this. And I never got a bill.
|
| 06/08/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Amsher Collection agency is erroneously reporting an account fro XXXX that is the result of identity theft. I have repeatedly requested verification, validation and then submitted a copy of my FTC identity theft report and Amsher has not responded or removed this fraudulent account from my credit report.
|
| 02/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX sold a debt in XXXX and a collection agency Creditor Name AMSHERCOLLECTIONSERVICES obtained debt claims account was opened XX/XX/XXXX and placed in collections XX/XX/XXXX for a XXXX Debt wasnt incurred by me and collection company has been harassing me via phone and letters claiming to seek a lawsuit.
|
| 01/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX sold this account to this third party debt collector, that was paid in full and their are attempting to collect. This is third 3rd party that has attempted to collect after written correspondence is sent to verify the debt under Fair Debt Collection Practice Act 15 USC sec. 1693 seq. Without Prejudice
|
| 06/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I notice that this company AMSHER COLLECTION SE put A collection on my credit report and I have never heard of them. I only have XXXX negative on my credit report and I have No inquiries on my report. So I don't even know how they got my information. I have not applied for anything in the last XXXX years.
|
| 05/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Amsher Collection Servic at XXXX XXXX XXXX XXXX, XXXX AL XXXX has been sending me collection notices in the amount of {$1800.00}. The collection has been reported as past due. I do not know this company. I have never done business with this company. This company does not have a contract with my signature.
|
| 01/13/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AMSHERCOLLECTIONSERVICE XXXX XXXX XXXXXXXX XXXX XXXXXXXX, Al XXXXhas report this account to the credit bureaus. They refuse to validate the debt and can prove this belong to me.
AMSHERCOLLECTIONSERVI CES Last reported XX/XX/XXXX {$360.00} Open balance XXXX XXXX XXXXXXXX XXXX XXXXXXXX Original creditor
|
| 03/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX sold an alleged debt to Amsher Collection Services Inc . According to XXXX XXXX XXXX, Amsher Collection Services is not licensed to collect debt in New York State. My issue now is that Amsher Collection Services is attempting to illegally collect a debt from a state they are not licensed inside of.
|
| 07/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I checked my credit report to see that Amsher Collection Service had put a derogatory ding on my credit score, showing I was sent to collections. I need to remove that from my credit score because I was never notified of this action prior to it showing up on my score and dropping it nearly XXXX points!
|
| 06/04/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
Repeated calls that we refuse to answer, we do not owe anything to any companies, no past due debts, no outstanding payments.
They leave messages everyday, they call 2 or 3 times a day. I have called their number and no one ever answers, goes to voicemail.
This has been going on for 3 weeks + now ...
|
| 05/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I checked my credit report and I noticed a collection for a company I didn't know. I call and spoke with a supervisor XXXX XXXX. Explain to her that the address I never lived there and I have been in the same residence for the past 3 years. I havent had a chance to see what is the collection is about.
|
| 07/20/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
This collection agency is reporting on my credit report. However, I dispute the validity of this debt. I do n't have a contract with a collection agency and did not owe them anything. Due to HIPPA regulations, I did not provide any of my doctors to share any of my information with a collection agency.
|
| 07/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have received this notification twice this year, the first time I won the case, thus case was close successfully. Some months later, I have received the same collection agency again, alleging the same, and I have said the same, I dont own this debt, is not my account, I think is a identity theft.
|
| 11/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have a derogatory report on my credit report from a AmSher for {$1200.00}. The charge was submitted by XXXX XXXX XXXX in XXXX of XXXX. I have contacted AmSher and have started the process to have this charge dismissed. I have never been contacted by either AmSher or XXXX XXXX about this matter.
|
| 12/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Company has entered a collection account on my credit report and I have advised and provided proof that debt is not mine. I am also receiving threatening calls from an attorneys office associated with the collection company. Both continue to call and threaten to sue me for a debt that is not mine.
|
| 09/24/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XXXX XXXX tells me I owe {$620.00} over 8 billing cycles ending XXXX/XXXX/2012. They have no evidence that I ever asked for their services, I signed no contract and I do not owe them. This is my residence in XXXX, but I live in XXXX. I offered to pay {$50.00} to settle with them, and they refused.
|
| 12/11/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
During XX/XX/2020, changed phone companies with a buy out programs offer from XXXX to port over lines. I switched from XXXX to XXXX. I found this debt collection on all,3 of my credit reports, for an amount more than the last bill and payoff amount of XXXX. The double the price on the report XXXX
|
| 04/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
As I was reviewing my credit report, I noticed that I have a collections that is not mine and it is affecting my credit score. I never got a mail, notifications or warning that this will be reported in my credit report. I already sent a dispute letter to the collection company and credit beauros.
|
| 09/23/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Noticed a collection on my credit report. I am not liable for this debt with XXXX. I do not have a contract with XXXX XXXX XXXX XXXX. They did not provide me with the original contract. In addition, upon checking, the name on the account is not mine. I beleive I was the victim of identity theft.
|
| 04/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have disputed Amsher Collection Service multiple time. XXXX, XXXX, XXXX This debt buyer, The furnisher is reporting multiple account numbers for this account and is not forthcoming with actual legitimate verification.
This reported information is inaccurate and can not be substantiated.
.
|
| 07/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
|
| 07/11/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
|
| 08/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Right now I am trying to fix my credit and as we went through my items in there I do not recognize any of the things on this particular claim. I have lost my wallet with all of my identification in it and I have put things in my credit that I am not proud of but I have no recollection of this.
|
| 10/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
A third party agency keeps harassing me about paying a debt that was already paid for therefore I will not supply proof under the doctrine by silence XXXX XXXX XXXX ( mo ) XXXX XXXX XXXX. XXXX I presume that no proof of the alledged debt nor therefore any such debt. In fact therefore exists.
|
| 08/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I ask for supporting documents about my debt collection and could not provide it. My call was passed to different staff members and staff members could not give me answers. I call on XXXX XX/XX/2021, debt amount {$2000.00}, The company name is AMSHER COLLECTION SERV, telephone number : XXXX
|
| 11/30/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I reported this debt twice with the credit bureau and both times the company responded that they were reporting the debt correctly. The second time I submitted a copy of my bank statement showing the money was deducted from my account on XXXX XXXX, 2017 but they are still reporting unpaid.
|
| 06/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/ I received an alert in regard to my credit report stating that there was a new collections added to my report by Amsher Collection Services. However, Amsher has failed to notify me of this alleged debt with information that refers to this debt that they are trying to collect on.
|
| 01/04/2024 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
|
|
Web |
Servicemember |
|
Today I received a text from AmSher saying that I owe XXXX XXXX I have not had a XXXX XXXX account in over XXXX years and I do not owe them a XXXX never got XXXX bill or letter from this company in over XXXX years this is ridiculous collection practices past the statue of limitation
|
| 08/29/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On or around XX/XX/2023, I reached out to XXXX asking for validation letters stating that collection accounts do not belong to me.
Amsher Collection Serv ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ignored my request and accounts are still reporting negative on my credit report.
|
| 03/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I received no notice of this debt until i saw it on my credit report. I attempted to call to verify what the debt was and was not give a chance to verify, only options to pay. Have received no written correspondence. Tried to dispute through XXXX but it was returned as properly reported.
|
| 05/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Amsher Collection Services for amount of {$1400.00}. I have sent Amsher Collection Services a debt validation and Amsher Collection Services has not responded to my validation and also has reported this to my credit reporting agency XXXX, XXXX and XXXX. This account does not belong to me
|
| 07/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this account isnt mines it says i believe open XX/XX/2020 which i did not open or get any type of loan in this month or this year i want it taken doff my credit report i tried disputing it and i keep telling there service i didnt open anything or any type of account for n o such service
|
| 04/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
I spoke with a representative from AMSHER collection agency they violated the state laws about the call being monitored or recorded when two new people came on the line and they provided wrong information in regards to the account when I was given information from the original creditor.
|
| 03/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I was born XXXX XXXX XXXX at would need Ashmer Collection Services XXXX Agency to properly and thoroughly reinvestigate, thoroughly read and understand my dispute and believe in my personal logical and knowledgeable reasons why.
|
| 01/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
I have repeatedly received phone calls from this company to the point I had to change my number. During one phone call I was threatened to be sued and lose everything I own over a little debt that is NOT my debt! I have never received anything to validate this debt from this company!
|
| 03/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I filed a police report, filed a complaint on identity theft, placed identity theft with XXXX, XXXX and XXXX that this debt was not mine and that my identity had been misused. XXXX XXXX has continued to place with collection agencies after I personally notified in writing and called.
|
| 12/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
There is a fraud account on my credit ( Amsher collection ). I've contacted the company and informed them that this account doesn't belong to me. Its still continuing to report on my credit. Please remove this account as it is NOT MINE and I dont know who opened or used this account
|
| 09/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I reached out to AmSher Collection Services on XX/XX/2021 asking for VALIDATION of account XXXX XXXX. I was not sent any VALIDATION I was only sent a statement. This is not any VALIDATION the account belongs to me, I demand this account be removed from my credit profile immediately.
|
| 03/10/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received no mail correspondence or phone call from Amsher Collection about a debt that is not mine for a XXXX XXXX acct I do not have. I do not have a contract with XXXX and I requested to get any proof that they have to legally send this to my credit and didn't receive anything.
|
| 05/15/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I recently pulled a copy of my credit report and noticed an unfamiliar company listed under collection so I disputed it with credit bureau and they send me a letter saying it was verified to be mine. I do n't have or recall even signing a contract with a company by the name listed.
|
| 07/22/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
XXXX XXXX is charging on an account I do n't have, I 've never had XXXX XXXX before. Apparently this service is in XXXX, Texas, I 'm already in collections for something I do n't have and never had. I called XXXX XXXX and they do n't have my last four numbers of my Social Security.
|
| 08/22/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
For the past 5 days I have received numerous calls from a phone number associated with a debt collection agency dba as Amsher. They are calling from XXXX and then either hanging up or leaving empty voicemails on my phone, both of which are most unwelcome and unwarranted practices.
|
| 05/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This company has added a debt to my credit report that does not belong to me. They are sending a bill for large amount owed for a company I still do business with and am in good standing with. They have not responded to my disputes or any of my identity theft documents I've sent.
|
| 06/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Upon reviewing my credit file I have noticed a company named Amsher Collection Services has been fraudulently reporting to my credit file. I have never done business with that company nor have they ever contacted me about this alleged debt. Please remove this from my credit file.
|
| 04/27/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I had a close account with XXXX bank from about a year ago. The agent recently said that I had a negative balance wants the account clothes and I was unsure as to how that happened. XXXX wired my IRS refund to Amsher collection services and they took my refund. It was {$5400.00}
|
| 10/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
- UNITED STATES MINOR OUTLYING ISLANDS
- XXXXX
|
Web |
|
|
I had an account with XXXX XXXX for 2 data lines. I had canceled the lines due to lack of use. XXXX XXXX agreed and credited back my last bill due to no usage. They then billed me for 2 more months after cancelation.
They have since turned it over to XXXX a collection agency.
|
| 07/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
I have an collection account on my XXXX credit report under Amsher Collection Services that I have been disputing this account is not mine and I have been requesting written confirmation they keep adding this account to my credit. I need proof that this is my account.
Thanks
|
| 02/17/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XXXX setup services at my location at XXXX, Florida XXXX. However, their services were never used as I had never received a modem. XXXX has billed me for their services even after speaking with a Manager in their call center, and I 've been getting continued collection notices.
|
| 06/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
|
| 08/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
AMSHERCOLLECTION Services has violated my consumer rights. I was not informed of this alleged debt nor has it been validated. I am demanding this account be removed from my consumer report and proper documentation of the alleged debt ( per 15 U.S. Code 1692g ) be sent to me.
|
| 07/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received a credit alert about a debt collection agency that i am not aware of. i lost my social security last year and so far so good i just got a new one. i don't have any idea of this phone bill and i never used XXXX before. please help me investigate into this matter.
|
| 12/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection Services has violated my consumer rights and are illegally attempting to collect a debt in a state that they arent licensed in. Due to this fraudulence, I would like this account removed from all three of my consumer reporting agencies reports immediately.
|
| 08/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I noticed my credit score went down. I checked XXXX and XXXX and saw a collection in my credit report. It is from a collection agency ( AMSHER COLLECTION SERVICES ) related to some XXXX account. I never had an account with XXXX This is either a mistake or an identity theft.
|
| 01/11/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
This company reporting fraudulent inaccurate information on my credit report. I have requested that they provide the purchase agreement to show full ownership of such account and also other documents so I may review to see if this is actually an account that belongs to me.
|
| 08/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Older American |
|
the debt is not mine. I told the original company that the debt is the responsibility of the current owner. I have never paid a red cent towards this debt and I never authorized any changes to the original contract. The changes and debt belongs to the owner of the account.
|
| 03/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have shown proof of incarceration, providing proof that I was incarcerated during the time the XXXX account was open, but my dispute was denied stating that it was accurate. I was incarcerated from XXXX. My ssn and information was found on the XXXX ( See Attachment ).
|
| 11/15/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This account was created fraudulent l dont live in XXXX XXXX Texas l been living in XXXX XXXX XXXX XXXX my life and my residence is at XXXX XXXX XXXX, XXXX XXXX l been living here for XXXX years and whomever got my information also have an apartment in my name as well
|
| 04/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
complaint number XXXX The bill was not included and here it is now. Show clearly I shut off on the XXXX of XXXX which is when bill generated. I was told its one day in billing cycle and they would as a courtesy date back. I thought the bill was uploaded and it was not.
|
| 12/05/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
ID SECURITY ALERT : FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST VERIFYING THE IDENTITY OF THE APPLICANT. I CAN BE REACHED AT XXXX.
|
| 10/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Amsher debt collection keeps reappearing on my credit report for collections, I have disputed this with XXXX and others and they still show as the debt exists.
attached are both an email and print out from my account that this XXXX was paid in XXXX using my hsa card.
|
| 01/09/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Amount owed is much less than stated. XXXX must also take into account the they they had preached the trust and agreement between them and i. Therefore forced me to incurre various charges to move to a new carrier. Therefore ammount requested is wrong and baseless.
|
| 06/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A account was opened with XXXX using my SSN in XXXX WI in XX/XX/XXXX without my consent or knowledge by a person I do not know. This account fell into collections and I was not made aware of it till a collections agency showed up on my credit report. on XX/XX/XXXX
|
| 02/14/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hello this is XXXX XXXX Ive recently been hit with a collections account on my credit report from AMSHERCOLLECTIONSERVICES Ive disputed multiple time and it has not been taken off my Credit File Report, they are not reporting the correct information onto my File.
|
| 03/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This has been an ongoing battle with Charter Communications for the last few years. I have had this dispute taken off my credit several times and it seems like the company keeps selling this and putting it back on my credit! I am going to involve an attorney now.
|
| 01/06/2024 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company AMSHER COLLECTION SERV has stated of a debt form a company charter that i have no knowledge of. No information was ever sent toshow of any relationship with this company. It breaks federal law 15 u.s.c 1681b Permissible Purposes of consumer reports.
|
| 11/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX has been trying to collect a debt not owed for a year. I send them the receipts and they still pass my info off to a new debt collector each time. I have had to remove this from my credit once before and filed a complaint against them yet they persist.
|
| 12/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collections is trying to collect a debt that is not mine. I have contacted them numerous times to inform them of this error. I have never signed an agreement with them or the institution which they represent identifying this is debt attributable to me.
|
| 01/08/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Reporting on Credit Reports for original creditor XXXX. I have no knowledge of this account and keep disputing. They have no proof of any kind of signature or me authorizing any purchases made for this account. And keeps reporting negative on my credit report
|
| 07/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I had a past due amount of XXXX owed to XXXX XXXX when I switched to a different carrier. XXXX XXXX shared my information to a debt collection agency ( Amsher collection services ) without my written consent or knowledge. This is aggravated identity theft.
|
| 09/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
AmSher bought my debt as a 3rd party debt collector which I gave no permission to sell my debt from a medical bill from prior years and continuously harasses my family members phone who repeatedly told them to quit calling that it is not my phone number.
|
| 09/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
have never done business with this company who has put an 11 year old debt on my credit report that isn't even mine. when i called the company they said that they would not be taking it off my credit without a payment. this is a violation of 15 usc 1681n
|
| 09/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I paid my collections with the understanding that all the derogatory marks would be removed and none of it would show on my report. They are still showing and its hurting my credit score. I honored my agreement and I would like them to honor their part.
|
| 01/19/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection Service states that I owe them for an XXXX purchased in Maryland in the summer of XXXX. The phone is an XXXX XXXX XXXX XXXX. I have had the same XXXX XXXX since XXXX of XXXX. I have not been to Maryland in years. This debt is not mine.
|
| 08/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Attempted to contact debt collector on several occasions to have closed account removed from credit due to possible fraud alert. I spoke with several reps who were not able to locate account to assist with possibly removing closed account from my credit
|
| 09/11/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Amsher Collections reported a new collection to my credit report in XX/XX/XXXX for XXXX XXXX. They stated that the collection was opened on XXXX XXXX. This is incorrect and they have re-aged the debt. It was originally reported as opened in XX/XX/XXXX.
|
| 01/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have no clue about whose account this is! I am clearly sure that I do not own this specific record! I've requested that the leasers send me signed reports that prove I really own this erroneous account but as of now I still havent received any reply.
|
| 12/03/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
This account was deleted from both XXXX in 2014 but this company has re entered the account through XXXX although they are aware that It does not belong to me. Please see the attached which shows the removed item listed on the documents received XXXX.
|
| 06/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I had moved and a bag of paperwork with information of mine in it was left at the old house when the new people moved in my old house they found the paperwork and used my personal information to obtain money and items and get phone service in my name
|
| 02/19/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There is a XXXX XXXX collection that just appeared on my credit file that does not belong to me. A year or so a ago another collection company reported a XXXX XXXX collection which I fought and now here we go again. How do I stop this from happening?
|
| 07/05/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have disputed these debts with XXXX, XXXX and XXXX 2 times without success in XXXXXXXX & XXXX The following collection : Amsher Collection Serv {$150.00} They never answer my dispute do not agree with the answer since they are not my collections.
|
| 01/04/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
AmSher Collection Agency continues to report to XXXX that I have an outstanding collection item with them. This was resolved in XXXX. I have disputed this with XXXX and with AmSher, but they refuse to remove this collection account for {$980.00}.
|
| 03/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was a current customer at XXXX and they sent an amount due to collections without notifying me of the debt while i was still a paid customer. As a result of the mistake I went to another phone company. They could not fix the mistake they made.
|
| 06/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never had a record with this authority/leaser. I attempted to get in touch with you a few times and request verification of possession however you neglected to send me the important documentation to demonstrate that I actually own this record.
|
| 04/15/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The balances were much lower before they went into collections, when I called & tried to understand their fees they provided little to no insight. I tried to work with the cell phone companies but they refused to work with me or take any payment
|
| 12/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
on XX/XX/19 i received a call stating i owed a debt and if i didnt pay they would ruin my credit. they were very disrespectful and forceful with trying to pry out information. this company also used a robo caller with a false local phone number.
|
| 03/20/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Im disputing this collection because it shows on my XXXX, XXXX, that the debt of Amsher collections service doesnt exist but it shows on my XXXX thats is a debt of mines. It also show that on XXXX my birthday is wrong and XXXX addresses as well
|
| 07/05/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have repeatedly tried to explain to this agency that this debt does not belong to me. They refuse to remove. They have said the debt was validated however 1 ) they never could show an original contract where I signed or an agreement with me.
|
| 10/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Amshercollection services is trying to collect debt that i do not recognize i contact the actual creditor agency XXXX XXXX and they cant find no account under my name in the state i live in it was opened XXXX XXXX for the amount of {$850.00}
|
| 04/05/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XXXX XXXX has this company Amsher or XXXX XXXX law harassing me about a balance owed to their company. I returned their equipment and sent it back to them and they will not stop calling me and will not remove the balnce from my credit report.
|
| 02/24/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Amsher collections has been repeatedly calling my number several times a day. And also pulling my credit report from the bureaus since XX/XX/2019.
I do not have an account with company neither did send a written notification stating same.
|
| 10/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt is not mine I have never had an account with Amsher. This debt has two collection agencies that are trying to collect on a debt that is not owed. Both Amsher and XXXX XXXX are trying to collect on the same debt that I do n't owe.
|
| 06/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX in XXXX, AL states that I have a medical collection for a XXXX in XXXX. I have never even been to XXXX. I called them and they would not listen to me - they just wanted me to pay the debt without caring that it isn't mine.
|
| 01/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have contacted the collection company many times but they are failed to provide necessary documentation that will prove that this account is mine. Please remove this account on my credit report because it's affecting my credit score.
|
| 10/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
There is a collection account listed on my credit file which is unknown. I do not owe this amount to this company. I have NO records of even having opened an account with this company. I have disputed and received nothing. Please help
|
| 12/13/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
i have a this negative report of some amount of money that i dont know of they have reported on my credit i try to find and contact but no response that who they are so please help me delete this out of my credit report.
many thanks
|
| 04/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Amsher Collection is claiming that I owe {$620.00} to XXXX. I've NEVER had phone services with XXXX as I've had XXXX for the past 11 years. This collection has been placed on my credit reports and is tarnishing my credit worthiness.
|
| 11/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I am filing a complaint against AMSHER COLLECTION SERVICES INC, because they are attempting to collect a debt that I do not owe them. Account name : AMSHER COLLECTION SERVICES INC, Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 09/10/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Proof of debt, copy of contract with collection agency with my signature, proof of licensing in state of Florida to collect debt as none of the companies listed in complaint are not licensed in the state of Florida to collect debt
|
| 09/18/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a letter to Amsher collection services on XX/XX/2023 asking for verification of the company such as their licensure and how do they know that I owe said amount to XXXX. I have not heard anything from the company as of yet.
|
| 02/24/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 08/19/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Amsher collections made a derogatory remark on my credit report on a debt that is completely false. These are predators who attempt to collect false debts and they make false remarks when they can not collect on these fake debts.
|
| 01/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Sent them a certified letter stating I needed more information on XXXX and they didnt even respond. Sent them a second certified letter on XXXX letting them know the violated my rights by not letting me know or proof of the debt.
|
| 12/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XXXX collection services has an account on my credit that I have no knowledge of. I have asked by letter documentation a total of XXXX times for this company to validate this item as mine, but all of my requests have been ignored
|
| 06/28/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
XXXX account that was closed on XX/XX/XXXXXXXX is saying I owe XXXX on XX/XX/XXXX. I asked the debt collector to show proof of notice because I was unaware they gave me false address. And they wanted my social Security number.
|
| 12/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
AMSHER COLLECTION SERV is attempting to collect a debt that was a result of identity theft, the account was fraudulently opened and the original creditor XXXX had already removed said account from the credit reporting system 's.
|
| 05/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
After reviewing the credit profile Amsher Collection Services continues to furnish information on credit profile. Where services were rendered, its medical coverage was unavailable, was there any financial assistance available?
|
| 11/08/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I offered to pay {$10.00} or {$20.00} to my bill I told the lady at XXXX XXXX XXXX that I couldnt pay {$50.00} every week on my bill and she got an attitude and told me if I didnt my credit would be ruined and she was very rude
|
| 02/19/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I cancelled my account with XXXX in XX/XX/2022. I was assured that my account had a XXXX balance. Now, a year later there is a collections agency calling and mailing me, and a derogatory remark on my reporting with the CRAs.
|
| 03/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In the debt validation- they only sent me past bills instead of what I requested. They did not prove that they were authorized to collect the debt, validate anything else. Thought that having XXXX send the bills was enough
|
| 03/03/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
well i paid everything i owed in XXXX and then i left the line and i called the next day and they told me my balance was {$0.00} after 2 months they send me a letter and telling me u own {$620.00} and i wanted to know why.
|
| 05/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Certified letter sent to collections agency requesting proof of debt. Was not provided.
Delivered XX/XX/2021 This account was fully paid last year. I called and confirmed with XXXX after returning my unused equipment.
|
| 06/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was looking at my credit report and saw that a new collections was put onto my credit report. The following company does not have a contract with me, does not have my wet signature and they have stolen my identity.
|
| 04/14/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
A collection from this company appeared on my credit report. I received no communication from them and don't even recognize the debt - I had no opportunity to work with them to figure it out before they reported it.
|
| 05/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
there is an inquiry on my credit report from a companythat i dont recognize and they did not have my written consent to do so and are in violation of 15usc 1681b XXXX XXXX XXXX XXXX XXXX XXXX XXXX il XXXX XXXX XXXX
|
| 03/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
i have received a letter from a company called AMSHER COLLECTION SERVICES INC.
This company is located at XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX.This company is attempting to collect a debt that we dont owe.
|
| 02/05/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( mo ) 281 sw 715, 719, I presume than no proof of the alleged debt, nor therefore any such debt in fact therefore exists.
|
| 08/03/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I ended my contract with XXXX in XXXX 2014 and they still charged me a month 's fee even after I switched carriers and no longer had active service with XXXX. I do not owe this amount as my service was terminated.
|
| 05/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I sent a pay to delete letter on XX/XX/22 to Amsher Collection Services. It is now XX/XX/22 and I have not heard anything back. This collections is hurting my credit and I am doing my best To handle the situation
|
| 08/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
this company refuse to tell me anything about a debt that's from another side of the world I dispute with XXXX comes back verified even through when I call this company direct there no answers or responds!!??????
|
| 03/20/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I just received notification that this account was added to my credit report. I did not receive a dunning letter. According to my credit report, the account was opened in XX/XX/2019 and first reported XX/XX/2019.
|
| 05/21/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
I do not own this account I didnt live at that address the last address I lived was in XXXX Texas XXXX am now living in my car since XX/XX/2022 please remove this false information from XXXX XXXX as ai have XXXX
|
| 11/20/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I do n't know why this is on my credit, I have spoke with these people several time. Told them this is not my bill. If this is my bill I need tbe bill with my name on it. XXXX was my treatment, and my signature.
|
| 12/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I owed XXXX XXXX XXXX $ but I paid this debt directly to XXXX XXXX at their store but the collection company is still trying to collect this debt. Its hurting my XXXX XXXX and i need to take it off immediately.
|
| 09/05/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
AMSHER Collection Services Inc XX/XX/2018. I asked them to validate this account and they sent a letter without valid verification. They sent no signature of mine, bill or statement. I have attached the letter.
|
| 10/07/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I sent Amsher a dispute email and asked them to stop.calling they made several calls after and are in violation of the fdcpa. I do not owe XXXX any funds they agreed to waive my balance if I left the company.
|
| 11/30/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I just pulled my credit files and learned that XXXX XXXX XXXX is reporting fraudlent information on my files. This is not my debt and i have never received any notice or demand for payment from this company.
|
| 12/29/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I found a {$3000.00} collection notice on my credit report, but it is not mine as I have never had a XXXX account. I notified Amsher on XXXX XXXX, 2016 through their website, but I did not receive a response.
|
| 06/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company is reporting inaccurate information to the credit bureaus i called them to get it removed and the lady hung up in my ear after she refused to produce proof of me having business with her company
|
| 03/02/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX was month after month increasing my bill wrongly in multiple attempts I attempted to discuss my bill and all wrong charges. My bill was increasing double the amount that was discussed as my set payment.
|
| 03/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I had a debt with XXXX XXXX for cable a few years ago. All of a sudden, a Amsher collections services, was saying, I owe them. I never gave them my personal information or signed anything with their company.
|
| 08/20/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Amsher collection service, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX, ( XXXX ) XXXX, placed a phone bill debt on my credit report. this phone bill debt is a result of someone using my name to get a phone.
|
| 02/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I canceled dish because I moved after 6byears with them. They had incorrect contact info. I never received collection notice and after contacting dish they agreed to payment for deletion. Please remove asap
|
| 05/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I realized there was a debt on my credit from XXXX. I have never had a phone with XXXX or any services with XXXX. My father has the same name as me and he does have XXXX. I think the debt may belong to him.
|
| 01/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I didn't receive any mail from this company about this debt nor did i speak to any representative..i was not aware my account was sold to this collection agency..was not able to dispute with this company..
|
| 05/14/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My wallet was stolen and my identity has been stolen. The accounts that I do not recognize and that arent mine are listed below : Amsher Collection Serv Reported On : XX/XX/2021 Account Balance : {$620.00}
|
| 03/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have received a letter from Amsher Collection Services , Inc. regarding the {$120.00} debt I owe from XXXX XXXX XXXX, I want to let you know that I have never had this account with XXXX for a long time.
|
| 04/24/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
On XX/XX/2017 the furnisher reported inaccurate information to the credit bureau, XXXX. It says the account is in collections but the account has been paid in full. The information reported is inaccurate.
|
| 07/29/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I was trying to buy a home, and I realized I have damages on my credit report. According to the 15 U.S.C 1681 Law, there should not be any damages on my credit report. It is a defamation to my character.
|
| 11/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I HAVE A COLLECTION ON MY XXXX XXXX FOR {$1100.00} FROM XXXX. THIS NOT MY DEBT I DONT KNOW WHY THIS IS ON MY CREDIT CAN YOU PLEASE HELP ME AND HAVE IT REMOVED AS SOON AS POSSIBLE, PLEASE HELP, THANK YOU.
|
| 10/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This was a phone bill owed by a dry cleaning store that is now out of business. This was never a personal account. I have noticed XXXX on three separate occasions and they refuse to do anything about it.
|
| 09/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The company is claiming that i have a charter communication debt that was opened in XXXX XXXX the debt doesn't belong to me. I want proof of signature for the contract with my legal name XXXX XXXX XXXX
|
| 01/23/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am not aware of this account being opened. There were no attempts of communication prior to me seeing this collection pop up on my credit report which is how I became aware of the fraudulent activity.
|
| 08/17/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
The company has been continually harassing me calling me non sto day and night including XXXX and after XXXX. I have asked them tk stop But they wont someone even called once claiming to be an attorney.
|
| 03/29/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Victim of identity theft, I've contacted credit card company also made a police report and sent them. I don't know the person or how they retrieved my information! I also contacted the credit bureaus.
|
| 02/05/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Unable to validate debt. claims account closed and charged off. However they are reporting the account and balance as open it's illegal to report a charged off account open account needs to be deleted
|
| 06/10/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
AMSHER COLLECTION SERVICES INC Is currently reporting a collection account for XXXX on my credit report. However, AMSHER COLLECTION SERVICES INC is not licensed to collect in the state of Florida.
|
| 12/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not remember owning this particular account. I've asked the agency to provide signed paperwork that proves that I really own the questionable account but they have not complied as of the moment.
|
| 10/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this account and have reached out to the company/creditors MANY times but failed and see no changes. This account is being reported inaccurately and incorrectly on my credit report.
|
| 02/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I've never had XXXX. I'm with same carrier for over 20 years. They have wrong person in collections. I open dispute in my credit file They're refusing to remove I will contact Attorney general next
|
| 10/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
RECEIVED AN ALERT TODAY FROM XXXX THAT THERE WAS A COLLECTION DEBT ON MY REPORT. IT CLAIMS THAT A DEBT OF {$990.00} IS OWED REGARDING XXXX XXXX AND THE COLLECTION COMPANY IS AMSHER COLLECTION SERV
|
| 05/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/23 I was hit on my credit report by Amsher Collections AGAIN for the same amount of Debt {$1200.00} this is not my debt, I did not make these charges it is affecting my credit tremendously.
|
| 02/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Amsher Collection Service # XXXX is reporting an account to my credit that is not mine. I have a mixed file and this account does not belong to me and needs to be removed off of my credit report.
|
| 08/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have Appealed this debt with my insurance and am waiting for the appeal process to complete. this creditor calls up to 12 times a day, even though I have asked for paperwork and paper billing.
|
| 09/11/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
This account does not meet the FCRA by the fact that it does not list the original creditor. I legally have the right to know who the collection agency is representing and if that debt is valid.
|
| 01/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not have a record of this account that ever belonged to me. I've requested on various occasions to send verification from proprietorship however they haven't agreed to my solicitation yet.
|
| 11/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
I got a call from XXXX, saying that I owed {$230.00} to XXXX. He said to call back at XXXX. He had my full social security number. This happened on XX/XX/2020. They claimed to be from AmSher.
|
| 11/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
A collection was put on my account do to fraud. I was a victim of identity theft. I never physically went in XXXX and open a account. It had to be done on line do to my identity being stolen
|
| 04/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
Wrongfully reporting Debts on my credit report without any notification that the debt was even owed. No calls, No Emails or No Postal Mail. Not only that, The debt doesn't even belong to me.
|
| 11/30/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I notified this company that this account does not belong to me and submitted a police report, which also proved this account is not mine, but they have not removed it from my credit report.
|
| 12/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have a debt collection matter involving phone services that I have never used. The reporting of this account is inaccurate. This account appears to be frivolous and does not belong to me.
|
| 09/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
XXXX continues to have collection agencies try to collect a debt that I do not owe. I have filed several complaints with protection agencies over the years, but XXXX continues to harass me.
|
| 01/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This collection company is harassing me about a debt that was fraud and not mine! I demand they cease and desist under the fair credit reporting act and fair debt collection practices act.
|
| 07/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
They are reporting stuff to my credit that isnt mine. One is for a XXXX XXXX bill and they told me well maybe identity fraud. But refuse to give me any type of information on said account
|
| 07/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company is collection on a debt that I do not owe. They never even try to contact me before destroying my credit. Thinking that they are above the law and can do anything they want.
|
| 02/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX and Amsher Collection agency are both trying to collect on the same debt that's not owed. I contacted XXXX-XXXX for verification and have not received notification since XXXX 2020.
|
| 06/26/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I notice this collection on my credit report. I've never received any notices in the mail nor by phone call. I't does not state for what service or company it's collecting payment from.
|
| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was notified that I had collections from XXXX under Amsher Collections agency. I called them, and they informed me that someone had a collection of {$2500.00}. I have never used XXXX
|
| 07/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher collection agency is reporting a debt to my account that is not mine. Furthermore I have not received any letters in the mail about such debt with violates my right to dispute.
|
| 08/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Amsher Collections on behalf of XXXX. No notification from them yet the hit my credit report. Called them and they ca n't locate my debt. I need help to get it removed from my credit.
|
| 02/04/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
My credit report is showing a {$580.00} debt from XXXX which I have never had an account with them. That debt went into delinquent account which substantially lowered my credit score.
|
| 08/12/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
AMSHER COLLECTION SERVICES ; DATE ASSIGNED : X/X/2013 ; ORIGINAL AMOUNT OWED : {$190.00} ; AMOUNT NOW OWED : {$180.00}. This is showing up on my credit report as a collections issue.
|
| 11/22/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Amsher has continue to report a collection on my report after they sent a letter to me stating the so called account was closed in there office and sent back to the original creditor
|
| 11/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I recently received an alert that Amsher placed a collection on my credit report. I have never done business with Amsher and the debt that they're attempting to collect is not owed.
|
| 09/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have contact this company and told them that the debt that they are reporting on my credit report is fraud activity I also told this company to stop contacting me and they did not
|
| 05/13/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Amsher collection agency had reported 3 debts to the credit bureaus without sending any notifications by mail therefore not giving me my right to dispute the validity within 30 days
|
| 11/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection Services is reporting a debt on my credit report that doesn't belong to me. I have never had XXXX communications. Remove this immediately or I will seek damages.
|
| 11/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XXXX XXXX finished my policy and they still attempted to collect without notice XXXX XXXX has 2 collection agencies after i closed the account and never had a contract with them
|
| 03/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( Mo ) 281 SW 715, 719, I may presume that no proof of the alleged debt, in fact exists.
|
| 10/27/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Ive paid my Amsher collection on the understanding that they would completely remove it from my report. It has been more than a month and it still shows and with the wrong amount!
|
| 04/22/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
We were on the unlimited package and never had any extra charges, but XXXX XXXX claims, that we accumulated over {$1200.00} worth of internet use for 3 days. How is this possible?
|
| 02/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Account was set up in my name by my XXXX after I left the household. She never paid the bill in the amount of {$290.00} and now it is showing as a collection on my credit report.
|
| 08/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this account and have reached out to the company/creditors MANY times but failed. This account is being reported inaccurately and incorrectly on my credit report.
|
| 07/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Amsher was calling me back to back like every two hours harassing me we I told them to stop calling they didnt I told them to send me something thats bearing my signature by mail
|
| 07/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021, this account was sent to a collection agency for the amount of {$93.00}. This is not my debt. I wasn't aware of this debt until after I decided to see a new Dr .
|
| 06/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This company which I have no contract with nor can they provide my signature for this debt is reporting a collection on my credit and I want it deleted from my credit reporting
|
| 04/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This collection agency is claiming I owe a debt to XXXX. The whole World is in the Covid 19 Pandemic and this company sent me a letter stating a have to pay a debt I do not owe
|
| 04/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, AL XXXX Monday - Thursday : XXXX - XXXX They keep calling my phone Its harassment I have no knowledge of this account
|
| 03/23/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
An account on my report does not belong to me and I disputed it but was unfairly resolved against me AMSHER COLLECTION SERVICES AC # XXXXxx REPORT NUMBER XXXX XXXX-XXXX-XXXX
|
| 07/31/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX Notice for validation. This debt was put on my credit report without notice and i would like them to validate that the debt with a itemized bill to confirm amouts owed.
|
| 10/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Also have my mail going to other addresses or packages going to other addresses l requested for it be remove or updated and they refuse out right!!! Still have this problem
|
| 01/10/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
This account was opened fraudulently as a result of ID theft. Furthermore it was previously dismissed as fraud when XXXX XXXX attempted to illegally collect on the account.
|
| 08/17/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX/XXXX/XXXX Amsher collections said I owed XXXX XXXX which I did n't once I proved I did n't owe the amount they sent the debt to another company XXXX the amount is XXXX
|
| 12/12/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
Hi my name is XXXX XXXX Somebody use my information on credit XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX I tried to dispute but they refused...
It drawning my XXXX XXXX
|
| 09/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid both of the debts off. They said the collections accounts would be deleted from my credit history as a part of the settlement. These are still on my credit reports.
|
| 12/28/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
This is an old fraudulent, Identity theft account I had removed in XXXX it looks like it was sold to XXXX XXXX XXXX and just showed up on my credit report as a collection.
|
| 01/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
the account was part of a bk XXXX and the original creditor has sent it to 6 collection agency at different times i have notified each agency as the appeared on my credit
|
| 08/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I've been disputing this negative information on my credit report and I have not received any information regarding my dispute. Please investigate to remove immediately.
|
| 02/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
I was contacted by Amsher Debt Collection, the issue is that I dont have a contract with this company hence I should not be harrassed the way I have been for weeks now.
|
| 08/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Amsher Collection is a fraudulent account on my credit I didnt open this account nor do I have any idea what this account is please remove this account from my credit
|
| 12/07/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I noticed on XXXX of 2023 on my credit report had a collection debt from this agency. I am unaware and had no knowledge of this debt this was opened up fraudulently.
|
| 03/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not owe this company any money I do not have a contract signed with this company. I request they delete this account off all 3 credit reports. Delete now please
|
| 01/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
I have no knowledge of a XXXX XXXX XXXX XXXX XXXX XXXX please investigate and remove all unauthorized unvalidated accounts from all three credit reporting bureaus.
|
| 01/09/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Debt is handled by insurance the XXXX is paying the debt was never sent to them for billing also this debt is under XXXX and should be removed from my credit report
|
| 07/27/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The amount for my phone bill was not the same amount that was on my contract. I would like for this to be looked at again and possibly deleted from my credit score
|
| 11/28/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have never done business with this company. Also I have no knowledge of the account. This company has not sent me anything showing that this debt belongs to me.
|
| 11/10/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XXXX XXXX is on my collection report, stating that I owe them {$2500.00}, I tried explaining them that a family member was purchasing phones without my knowledge.
|
| 05/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Amsher collection Services was sent a letter of dispute. After review of my credit reports, Amsher has not marked my account as disputed as required by the FDCPA
|
| 03/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XX/XX/2019 ( 2 yrs, 8 mos ) Account status Open Type -- Responsibility Individual Remarks Consumer disputes this account information Original creditor name XXXX
|
| 05/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not have any record of doing any business with this company!! I explained that to this company and they still filed a derogatory item on my credit bureau!!
|
| 07/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Date Open XX/XX/2017 Ask them to Delete {$1300.00} From XXXX and it remained non removel on report, I need this {$1300.00} Removal damaging my score and report
|
| 01/20/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
My information was stolen and used without my consent or knowledge. No one had permission to use my social security number band drivers license to obtain goods
|
| 09/10/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
TCPA Violation- Multi calls, XXXX with voicemail left, from an automated caller. ( AMSHER COLLECTION SERVICES INC ).
Copies of these voicemails are available.
|
| 08/19/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Keep receiving automated telephone calls indicating they are Amsher Debt Collection Agency calling in regards to a debt. No debts - nothing is owed to anyone.
|
| 09/30/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
ID THEFT VICTIM SENT TO HPD # XXXX CASE NUMBER VIOLATES MY CRA RIGHTS, HIPPA I 'VE SENT THEM THE REPORT AND XXXX XXXX NUMBER WHERE THEY CAN VERIFY IT ... ...
|
| 06/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AMSHERCOLLECTIONSERVICES Is on my credit report for XXXX account that is not mine. Ive told them and they keep it on there. Please help me get this removed.
|
| 03/16/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have never had any contact with this company in my life and I now just found out that they had put negative information on my credit report.
Please help
|
| 07/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
Servicemember |
|
I have filed a dispute regarding incorrect items reported on my credit report. It has taken over 30 days and I haven't received any investigation results.
|
| 03/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I sent a Validation letter to Amsher to validate a false collection and they sent misleading forms which is a violation of my consumer rights, like HIPAA!
|
| 07/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted the company by letters asking to validate debt with the amount of XXXX but didnt receive a response. Letters was sent on XX/XX/21 and XX/XX/21
|
| 07/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Didn't receive services that were advertised
|
|
Web |
|
|
I SAW ACCOUNTS THAT WERE FRAUDULENT AND REPORTED THEM TO CREDITORS AND THEY REFUSED TO REMOVE THE ACCOUNTS.I 'D LIKE TO REPORT THE CREDITORS AS NEGLIGENT.
|
| 12/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I called Amsher Collection Services when I noticed this on my credit report. They said it had been sold to XXXX XXXX. This is fake debt and it is fraud.
|
| 02/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher XXXX XXXX XXXX XXXX, Al XXXX. ( XXXX ) XXXX unlawfully reported {$1300.00} to my personal credit report and the debt belongs to XXXX XXXX XXXX.
|
| 11/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XXXX XXXX as of XX/XX/2022 : {$650.00} Debt does not belong to me, and AmSher Collections Services needs to stop with the harassing phone calls.
|
| 03/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
All of the following companies made collections for an account that isnt owed by me : XXXX Amshercollectionservices Creditor : XXXX Amount : {$150.00}
|
| 10/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
this company is stating that i owe them a debt that was never verified. they're reporting on my credit that i owe them " XXXX ''. 15 USC 1692c ( a ).
|
| 07/28/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have been contacting the company for a signed affidavit for months now that is required to file a police report and no one seems to be helping me.
|
| 04/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Older American, Servicemember |
|
Is listed that I have a collection for XXXX XXXX XXXX and Im using it to do this report the only XXXX XXXX I have!!! And it is current and with XXXX
|
| 02/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I recently checked my credit and I discovered that this company has reported that I owe them and I have never received services nor goods from them.
|
| 12/12/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XX/XX/2018 Asher collection services inc XXXX open charge is XXXX this debt appeared on my XXXX XXXX and debt was solved over two years ago.
|
| 12/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Hey My name is XXXX XXXX, and ive just started checking my credit online and ive seen numerous things under my name that I had no idea about.
|
| 08/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
My identity was used for a credit card and I already wrote to this companies thats Im not responsible for it and needs it to be removed asap
|
| 09/19/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I pulled my credit report and saw several fraudulent accounts to whom I have no knowledge of, some of them dont even have an account name.
|
| 11/02/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
calls from XXXX every morning after XXXX XXXX. Leaves no message Company name Amsher, found on the internet. I do n't owe anyone anything.
|
| 12/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me.
Please see the identity theft report and legal affidavit attached.
|
| 09/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I asked for a validation letter and they refused, stating they could not mail me one without my legal address or social security number.
|
| 10/13/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 10/03/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 03/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
As I reviewed my credit report, I noticed that there is an inaccurate late payment information and its really hurting my credit score.
|
| 01/04/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Negative items showing on my reports. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX amsher collections, XXXX XXXX XXXX
|
| 08/11/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
Amsher Credit Collection Agency is still reporting my childs hospital bill as open and this was discharged in 2015 in Chapter XXXX.
|
| 02/23/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
It 's been past 7 years and they are saying that I owe an old apartment debt. It is false and past time to remove it from my credit
|
| 07/28/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AMSHERCOLLECTIONSERVICES XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX ( XXXX ) XXXX Amsher is trying collect this debt that is not mine.
|
| 04/18/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid this to the company as it was going into collections. I think the company did not report this the the collections company.
|
| 07/15/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid all of my medical debt off in full. There are XXXX accounts still open on my credit report with a balance of {$87.00} due.
|
| 10/19/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX amesher XXXX XXXX with all major bureau in violation police reported with ID theft gov violation of my rights!!!
|
| 08/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
called me harassed me threatened me. said I owe money for an account not mine. I never held a personal account with XXXX XXXX
|
| 11/12/2023 |
Yes |
- Debt or credit management
- Debt settlement
|
- Confusing or misleading advertising or marketing
|
|
Web |
|
|
I dont know the date when l received a call stating l owe on a XXXX product l havent had no account with this company before
|
| 09/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX opened a account in my name without my authority and charged my and sent it to collections now its on my credit report
|
| 02/01/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher Collection Services place a collection on my credit reports that don't belong to me and hurt my credit report badly
|
| 10/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
debt being collected by ashmer collection service is not valid. I do not have any information from creditor verifying debt
|
| 06/28/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
There are several collection accounts showing on one of my credit reports that were not validated and/or have no contract.
|
| 09/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I filed a dispute in XXXX of this year and it was removed. Now they are using a new collection agency to collect payment.
|
| 08/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
The company name is AMSHER COLLECTION SERVICES and the account was opened on XX/XX/2021. The reported debt is {$140.00}.
|
| 06/28/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Found this item on my credit report, and I never had this account. I am disputing this account I never had this account.
|
| 07/30/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
I never opened a XXXX XXXX account in XXXX. And the account I in XXXX was cancelled by me. Ive been had XXXX XXXX since
|
| 11/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have no knowledge of the collections reported on my credit report. I lost my wallet and someone used my information.
|
| 06/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no knowledge of this alleged debt reported to XXXX No one has ever contacted me about it. This is not my debt.
|
| 04/17/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I have submitted a valid ftc report and police report and this collection agency refuses to comply with FCRA laws
|
| 10/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I have told them previously to stop calling me my phone number is registered in the government do not call list
|
| 10/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Amshercollectionservices They put a collection account on all my credit bureaus on XX/XX/2022 it is not mine
|
| 08/25/2015 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Never have been a XXXX XXXX customer. I was at ahelter during the time they provided the servive in dispute.
|
| 11/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
3rd party collector threatened me and collected on a debt i did not have with them while i was under duress
|
| 07/12/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Amsher Collection Services placed an collection on my XXXX Credit report for XXXX with out debt validation
|
| 03/22/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Date : XXXX/XXXX/2022, XX/XX/2022 Amount : {$3200.00} Sent two disputes and no response from the company.
|
| 03/08/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Account Name : AMSHER COLLECTION SVCS Account Number : XXXX Date Opened : XX/XX/2018 Balance : {$1500.00}
|
| 08/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Amsher falsely reporting on my credit report a fraudulent debt. This is part of the FTC # XXXX report.
|
| 07/27/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
two debt collectors are trying to collect on the same debt XXXX provided verification of debt letters.
|
| 10/15/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
I ask sent me the bill I need proof of the money {$610.00} each month I cant pay Waith out proof XXXX
|
| 06/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX debt was paid in full to amsher collections agency, they refuse to remove it from report.
|
| 01/14/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I do not owe them money. At the date I was receiving medicaid and medicaid should have paid for it.
|
| 10/13/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This was my daughters phone not mine. Her name is XXXX XXXX and it should go on her record not mine
|
| 06/30/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Amsher collection services Inc is showing up on my XXXX credit report. I never had XXXX services
|
| 07/28/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I did not sign or verbally have any agreement with this company. It may be a result of fraud.
|
| 10/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
They are saying I owe a XXXX phone bill which they said that they were going to take care of.
|
| 08/18/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have no knowledge and recollection of this account and never have dealt with this company
|
| 02/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Received alert on XX/XX/2023 that a collection has been placed on my account from Amsher
|
| 07/05/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Amsher Collection Services has reported a debt by XXXX to XXXX with out Debt Verfication
|
| 07/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
Have tried many times to get XXXX to stop billing me for device/services not provided.
|
| 06/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was sent to collection with the account attached, and that account dont belong to me
|
| 01/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I DONT KNOW WHO THIS ACCOUNT BELONGS TOO BUT ITS NOT MINE SO PLEASE DELETE IMMEDIATELY
|
| 08/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
No my debt they should take the business to collection not me it is an XXXX company t
|
| 07/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Due to being a victim of identity theft an unauthorized account with XXXX was opened.
|
| 07/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Dont know this merchant never had account with XXXX XXXX been with XXXX over 13 years
|
| 06/27/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The collection agency is mistakenly charging me. XXXX XXXX is the original creditor.
|
| 06/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Collection - XXXX - {$90.00} I have no affiliation with this company Amsher or XXXX
|
| 04/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
They debt is for a unpaid XXXX phone bill. This is the result of identity fraud.
|
| 01/12/2017 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
this information XXXX shared illegally without my informed and expressed consent
|
| 07/16/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
I have not idal about this account its fraudulent account on my credit report
|
| 03/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have amsher collection reporting to XXXX credit bureaus that are not mine.
|
| 04/28/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I dont recognize the company of XXXX XXXX XXXX that claims I owe {$68.00}.
|
| 12/30/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
My information was obtained illegally and not familiar with the company.
|
| 09/20/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have not purchased a vehicle since 2018 And I have no idea amsher is
|
| 04/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2021 amount taken XXXX dollars they say will be posted in 3 days
|
| 09/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I am requesting debt validation for an account this company reports
|
| 05/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I have disputed charges with XXXX in writing and notified Amsher
|
| 09/23/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have no clue who's the people are. They call multiple times.
|
| 03/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My personal information was leaked in the XXXX data breach.
|
| 08/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
fraudulent activity on my credit report i don't recognize
|
| 11/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am not aware of the debts listed on my credit report.
|
| 04/30/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I have alot of fraudulent opened and reported accounts
|
| 08/09/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Identity theft accounts still appear on credit report
|
| 10/12/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Stuff I see on my report I didnt know was even there
|
| 02/15/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Didn't receive enough information to verify debt
|
| 01/23/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Company is trying to collect on debt not owed
|
| 07/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I want informed that I was able to dispute
|
| 12/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XXXX party illegaly collected a debt on me
|
| 05/02/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
NOTICED ITEMS APPEARED ON MY CREDIT REPORT
|
| 07/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I never received a validation of Debt
|
| 04/28/2023 |
Yes |
- Checking or savings account
- Checking account
|
- Closing an account
- Fees charged for closing account
|
|
Web |
|
|
please close this account immediately
|
| 12/16/2016 |
Yes |
- Bank account or service
- Checking account
|
- Making/receiving payments, sending money
|
|
Web |
|
|
I have no knowledge of this account
|
| 09/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Improper debt collection amount
|
| 07/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I dont recognize this debt.
|
| 08/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
{$100.00} Debt was paid.
|
| 04/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt is not mine
|
| 02/09/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/09/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/07/2024 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/07/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 02/07/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/06/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/03/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 02/02/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/02/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/02/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 02/01/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 01/29/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/29/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/26/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
|
| 01/26/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/26/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/25/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/23/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/23/2024 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/21/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 01/20/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 01/19/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/18/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/17/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/16/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/16/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/14/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/14/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/10/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/09/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/09/2024 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American, Servicemember |
|
|
| 01/06/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/05/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/04/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/02/2024 |
Yes |
- Debt collection
- Payday loan debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 12/31/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/30/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 12/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/30/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American, Servicemember |
|
|
| 12/27/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 12/26/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 12/20/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/17/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/17/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/13/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/11/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 12/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/08/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 12/07/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/06/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/05/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/04/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/02/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/30/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 11/30/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/29/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/28/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 11/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 11/23/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 11/20/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/20/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/20/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 11/15/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/15/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/12/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/06/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American |
|
|
| 11/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/31/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/31/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/31/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/31/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/29/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
Servicemember |
|
|
| 10/27/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/25/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/25/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/23/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/23/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/21/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/11/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/10/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 10/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/02/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Other personal consumer report
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 09/30/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/28/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 09/26/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 09/25/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/25/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 09/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/23/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/20/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/20/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 09/20/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/20/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 09/20/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 09/19/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/17/2023 |
Yes |
- Debt or credit management
- Debt settlement
|
- Unauthorized withdrawals or charges
|
|
Web |
|
|
|
| 09/16/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/16/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/14/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/10/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/07/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/07/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/06/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/06/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/06/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/05/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/04/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/03/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/31/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 08/28/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/28/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/26/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
|
| 08/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 08/19/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
|
| 08/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 08/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 08/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/03/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/03/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/01/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
|
| 07/31/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Problem canceling credit monitoring or identify theft protection service
|
|
Web |
|
|
|
| 07/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/25/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web Referral |
|
|
|
| 07/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/19/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/18/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
|
| 07/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 07/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/30/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/30/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/28/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/27/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American, Servicemember |
|
|
| 06/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/25/2023 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/22/2023 |
No |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 06/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/19/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 06/19/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/19/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/18/2023 |
No |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/15/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 06/15/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 06/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 06/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 06/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 06/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Phone |
|
|
|
| 06/08/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 06/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 06/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
|
| 06/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 06/03/2023 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/02/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/22/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/20/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/19/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/19/2023 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 05/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/18/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/13/2023 |
No |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/09/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/29/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/28/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American, Servicemember |
|
|
| 04/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/25/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 04/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 04/19/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/18/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 04/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 04/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 04/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 04/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
|
| 04/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/05/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 04/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 03/27/2023 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/23/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 03/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/19/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/19/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 03/19/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 03/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/11/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/08/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 03/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/01/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 03/01/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 03/01/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 02/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/27/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/25/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/22/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/22/2023 |
No |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/22/2023 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/21/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/18/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
|
| 02/16/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 02/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 02/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 02/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 02/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 02/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/30/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 01/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Older American |
|
|
| 01/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
|
| 01/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/19/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/14/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
|
| 01/13/2023 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/11/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 01/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/05/2023 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/02/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 01/02/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/31/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/22/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/21/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/20/2022 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/19/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/19/2022 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 12/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
|
| 12/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/16/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/14/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/12/2022 |
No |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
|
| 12/09/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/08/2022 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 12/07/2022 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/07/2022 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 12/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 11/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 11/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/14/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 11/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/26/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 10/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 10/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 10/17/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 10/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 10/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/06/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 10/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/29/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 09/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 09/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/05/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/02/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/20/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/19/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 08/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 08/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 08/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 08/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/04/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 07/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 07/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 07/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Phone |
Servicemember |
|
|
| 07/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/25/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Phone |
Older American |
|
|
| 06/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/16/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/16/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 05/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 05/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 05/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 05/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/13/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/10/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 05/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Phone |
|
|
|
| 05/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 04/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 04/08/2022 |
Yes |
- Vehicle loan or lease
- Lease
|
- Problems at the end of the loan or lease
- Unable to receive car title or other problem after the loan is paid off
|
|
Web |
|
|
|
| 04/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 03/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 03/28/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
|
- Problem when making payments
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Phone |
|
|
|
| 03/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 03/13/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 03/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 03/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 03/02/2022 |
No |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 02/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 02/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 02/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 02/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 01/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 01/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 01/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 01/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Postal mail |
|
|
|
| 01/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 01/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 12/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 12/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 12/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 12/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 11/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 11/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/16/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 11/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 11/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 11/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/07/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 11/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 11/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Referral |
|
|
|
| 10/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 10/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 10/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
|
| 10/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 08/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/10/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/31/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 07/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 07/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 07/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/02/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Postal mail |
|
|
|
| 06/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Referral |
|
|
|
| 06/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/17/2021 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Servicemember |
|
|
| 05/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 05/25/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 05/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 05/20/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
|
| 05/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 05/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 05/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 05/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 04/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 04/20/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 04/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 04/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 03/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Phone |
|
|
|
| 03/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 03/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/23/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/16/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 03/12/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/12/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/11/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 03/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 02/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 02/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 02/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
Servicemember |
|
|
| 01/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
|
| 01/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
|
| 01/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 01/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 12/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 12/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 12/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 12/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/26/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 11/17/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/27/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 10/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 09/30/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 09/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 09/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 09/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 09/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|