| 08/23/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
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Web |
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I contacted XXXX about a loan specifically because my credit is currently in bad shape due to personal issues over the past few years. I don't have a problem with the fact that they denied me, as I thought they probably would.
My problem arises from the fact that, rather than telling me they could not make a loan to me, the representative told me there were some marks on my credit and that he was going to transfer me to an associate to see what they could do to help me. He said that after I spoke with that person we could take a look at loan options again.
This was deceptive, however, as he knew I'd been denied a loan and he transferred me to a credit repair service so they could pitch their services and offer to help repair my credit for between {$150.00} to {$200.00} or more per month. After the call I looked in my email and found I had already received the legally required " you've been denied a loan, here 's the credit agency info if you want to find out why '' notice while the new rep while trying to sell me credit repair services. They knew I had been rejected. They could have told me so.
I know how to repair my credit. I don't need a service. I was trying to get the loan as part of my own repair process so that I could show regular on-time payments.
I don't appreciate that, since XXXX couldn't make money off me through a loan, they tried to sell me to a credit repair agency as a means to still make money off of me.
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| 03/31/2022 |
No |
- Payday loan, title loan, or personal loan
- Payday loan
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- Was approved for a loan, but didn't receive the money
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Web |
Servicemember |
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So because Illinois closed the payday loans I had no other choice but to look online for a quick loan. I searched and found AMOne as they explained they pair you with lenders. Their system routed me through a series of lenders and I was matched with a supposed lender " The online lender took all my information including photo ID because they don't have a physical office.
Once I completed the application I did not receive any additional information. Of course I called AM ONE and now told they don't know which lender it was and so forth and so on. I feel stupid for trusting online however, I have no other choice but to file this complaint. I am certain my information has been sold on the dark web. So now I am going to close my bank account and open a new on today with XXXX XXXX XXXX. Also see what else I can do to protect my identity.
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| 01/19/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
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Web |
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Somehow they got my info from XXXX and start texting me, calling me several times a day even thought I sent STOP on their texting but still calling morning afternoon and night. just amazing how aggressive they are. I never gave them a permission to call me or text.
this is just spam calling and I just can't stop them to calling me and leave voicemail even though I block their number which is XXXX.
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| 03/06/2022 |
No |
- Payday loan, title loan, or personal loan
- Installment loan
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Web |
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Today, XX/XX/2022, I was applying for a loan with AmOne on their website. www.amone.com After I entered all my information it took me into the account of a different individual that I do not know. None of my information was connected to this person.
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| 07/23/2019 |
Yes |
- Debt collection
- Credit card debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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Repeated frequent calls
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| 10/18/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Personal line of credit
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Web |
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| 06/20/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
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Web |
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| 06/06/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
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Web |
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| 06/15/2022 |
No |
- Payday loan, title loan, or personal loan
- Personal line of credit
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- Incorrect information on your report
- Information belongs to someone else
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Phone |
Older American |
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| 10/04/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
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Phone |
Servicemember |
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