| 02/19/2021 |
Yes |
- Mortgage
- Conventional home mortgage
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Web |
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I applied for a refinance from Amerifund in XXXX of XXXX I completed all the required document submissions by the end of XX/XX/2020.
They told me I was approved. They told me I needed to wire them {$3100.00} as an " application fee ''. I did this. They also charged me an additional {$750.00} as a " CEMA '' fee. I paid this by check.
Since then, they've been delaying the loan closing!
They do this by asking for a new document each week. Then they tell me that an older document has " become stale '' and must be re-submitted. For example, I've had to provide bank balances and pay stubs multiple times. There have been two appraisals.
On XX/XX/XXXX, they agreed to lower the rate ... but they are still delaying the closing.
They always tell me that " this is the last thing we need '' ... and then ask for something new after a few days. Just last week, they asked me to prove that a parking ticket they found in an old database wasn't mine! Not only was the ticket not mine, but I had already submitted this information in XXXX! Now, they are asking again.
Notice that they have not *denied* me a loan ( I have their approval in writing ) they simply delay ... and delay ... and delay.
Meanwhile, I'm out the {$3800.00} I foolishly wired to them!
And I can't apply for another loan because they've got my Application Fee!
Lastly, every time they ask for a new document, there's a chance that I might no longer meet the acceptance criteria. What if a new appraisal comes in lower? What if I get my hours cut at my job?
It's almost as if they're waiting for me to slip up and give them a legitimate reason to deny me the loan -- and keep my {$3800.00}.
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| 12/10/2018 |
Yes |
- Mortgage
- Other type of mortgage
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- Applying for a mortgage or refinancing an existing mortgage
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Web |
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This is a formal complain from Mortgage Brokers who are consistently tricking consumers towards obtaining Mortgage Financing on alternative forms, but the objective is only demand on a rush substantial deposits which are at the end never returned to the victims they get, with numerous excuses.
In my situation, have excellent credit and they lied and misrepresent towards the product they offered, mainly about payments which were never requested by the Company providing those Funds.
The extorting Company which should BE CLOSED IMMEDIATELY AVOIDING FRAUD AND MISREPRESENTATION IS CALLED Amerifund Fax # XXXX, Phone # XXXX. Name of CEO AND OWNER, A TRUE TRICKY, DISHONEST broker is XXXX XXXX, LOCATED IN XXXX.
They stole from me XXXX, money wired to them, they didn't provide the services, lied, misrepresented, and now refuse to return the money back.
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| 02/08/2023 |
Yes |
- Mortgage
- Conventional home mortgage
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- Applying for a mortgage or refinancing an existing mortgage
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Web |
Older American |
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I applied for a mortgage asking specifically asking for a no ratio loan. the banker XXXX XXXX at amerifund home loans confirmed he could get me such a loan and sent me a term sheet. the term sheet required that i wire him a deposit which i did. After much follow up he came back saying he could only get me a loan if i provided a XXXX XXXX XXXX statement. I told him that i was unable to. he replied he has another option for me then at much much higher rates and fees which i was not interested in. he then told me my deposit was forfeit and he was keeping my money since i didn't send him the documents he asked for. please help!!!
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| 08/06/2023 |
Yes |
- Mortgage
- Conventional home mortgage
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- Applying for a mortgage or refinancing an existing mortgage
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Web |
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