| 10/18/2015 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Threatened to take legal action
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Web |
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I took this installment payday XXXX/XXXX/15 in the amount XXXX. I gave them authorization to start automatically deducting the scheduled bi-weekly pymnts from my checking acct. My first scheduled pymnt was suppose to be deducted XXXX, which never was pulled. I did n't realize it until that Monday, because I check my acct and the money was still in there. So I gave them a call and they were very rude because to them, it look as if I was past due. I immediately advised them that the money has been in my acct all along, so it could n't have went wrong on my end. The rep then asked if he could verify my routing and acct number, when he did I advise that they had the incorrect routing number. He apologized and got it correct for me, so I asked if he can immediately reschedule the payment for XXXX, and the following installments could resume as normal. After that conversation, I just assumed that now that they had the correct information the rest of the loan would go smoothly. To my surprise the day after the XXXX, I checked my acct the money was still there, I logged into their customer portal, and I had another threatening past due notice and additional charges. I became very upset and I called them again. This time I spoke with a lady in the collections dept which made me even more upset because they put my account in collections when the money was in and has been in my account the entire time. When the lady and I first got on the phone, I immediately asked whats going on and why have they missed this scheduled payment again. She asked do I have the funds in my acct, and I advised that I do, after that she wanted to check the acct on file, this time they had the correct routing and acct number. So then she asked maybe my bank was blocking the payment, I advised we spoke with my bank when I initially took out this loan and they advised that they do not block those type of ACH payments. So she said she does n't know what 's going on, so she asked when could they try again. I requested that day, she advise they ca n't do same day so we would have to do the XXXX, which was a Saturday, and I said okay and I accepted the new scheduled agreement. That Monday the XXXX came around, and I checked my acct and the money was there, and I had yet another threatening letter about how I broke the promise to pay the debt on the XXXX ; In addition to that my balance was continuously increasing because they failed to collect the debt. This time when I called, I was routed to the corporate office because the acct was so called weeks past due. The lady came on the line very loud, rude, and unprofessional, which caused me to be even more upset. The first thing I said when she got on the phone was that " I have been calling you guys for weeks trying to figure out why the money has still been in my acct since the first scheduled pymnt on XXXX, and each time we re-establish a payment schedule you guys never fall through. '' The lady replied, " No, something is wrong on your end, the acct that we have on file might be wrong, or you just do n't have the funds. This is the corporate office, and we are going to start a wage garnishment soon! '' I immediately advise that the prev reps I spoke w/ should have noted the acct that I have been calling everyday for the past two wks, and each time I was advise the acct on file is correct, and I should not have any add. fees, and my balance should not be increasing because they ca n't collect the debt I owe them. She kept yelling telling me to calm down, and then she asked if she can verify the acct on file again, so I read off my acct and routing number, and she advised that 's what they had, so she rescheduled the payments for this Monday the XXXX and advise she would credit the acct {$25.00}, and assured that the issue was corrct and I will not have to call back. Also as of that day my bal is now XXXX ; I just feel this is not right.
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| 05/24/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
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Web |
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I got this letter from them : Name : XXXX XXXX Subject : Loan Confirmation Loan Approval : - XXXX Loan Amount : - {$4000.00} Number of Installment : - 24 Months Monthly Payments : - {$200.00} Please call at below mentioned number NOW to get money cash within 45 minutes!!!
Thanks and Regards : XXXX XXXX Phone : XXXX Terms and Conditions Any use of our services at XXXX XXXX XXXX is governed by following terms and conditions. Read the following carefully before you avail any of our services.
The content published in the mail is owned by AmeriCash Loans. You can use it for personal purpose only. Copying of content or republishing it for commercial purposes is strictly prohibited. The content is for general information only.
1. The customer needs to be a citizen of the US, have an active bank account and earn steady income every month you will be considered as eligible to avail our loan services.
2. The customer can avail an amount ranging up to {$4000.00} to {$20000.00} as loan.
3. The customer has to call us back as soon as they receive this email.
PREPAYMENT : You may prepay this agreement in full or in part at any time without penalty. Earned finance charges are determined by applying the annual percentage rate to the unpaid balance of the amount financed for the actual time those balances were unpaid. You are not obligated to pay the unearned portion of the disclosed Finance Charge.
DEFAULT : A customer shall be in default under this Agreement when the payment remains unpaid for more than 40 days after its scheduled or deferred due date, or if the customer fails to comply with any of the terms of this Agreement if the failure materially impairs the condition, value or protection of or the Lenders right to the collateral or materially impairs the customers ability to pay the obligation due under this Agreement LENDERS RIGHTS IN THE EVENT OF DEFAULT : In the event of default, and if you have the right to cure the default pursuant to sec. 425.105, Wis. Stats., you fail to cure the default within 15 days after you are given notice of the default, the lender may declare the whole outstanding balance due under this agreement payable at once and proceed to collect it, including commencing legal action.
TIME : It is essential that you make your payment on time REPAYMENT GUARANTEE I understand and agree, that all shares, interest and deposit with AmeriCash Loans and owned by me are hereby pledged individual or/and severally as security for the said loan on such part of its as may be granted. In the case of default by me, the treasurer is hereby authorized to deduct any balance, interest and cost pertaining to the aforementioned loan from the security hereby pledged. Should the loan not be granted this guarantee automatically becomes null.
LOAN AMOUNT BREAKUP Number of Installment 24 Monthly Payments {$200.00} Loan Amount {$4000.00} XXXX Data Protection Act 1998 : Your personal information will be treated as confidential and only disclosed ; A, At Your Request. B, to prevent Fraud or by the order of the courts. You are entitled to a copy of the information we hold about you by writing to us and requesting it. There is a fee for the service hereby declares that the foregoing particulars are true to the best of my knowledge and belief and Agreed to abide by the By-laws of society conditions and terms of the loan policy and variations by the credit Committee as above. I hereby authorize the necessary deduction to be made from my salary as repayment of the loan.
Signature Date.
Loan Servicing TELEPHONE : - XXXX
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| 05/05/2016 |
Yes |
- Consumer Loan
- Installment loan
|
- Taking out the loan or lease
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|
Web |
Older American |
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This week I was presented an on line personal loan contract by www.speedyloansonline.com for {$5000.00}. Thet have scammed me out of {$2000.00} to date usinf XXXX cards they have me purchase at XXXX XXXX XXXX store in XXXX, Mississippi.
There website is listed on the web as www.speedyloansonline.com XXXX XXXX XXXX was the office Manager stating that they were mailing me {$500.00} in XXXX gift card by Monday of next week to help me ease my pain of all the confusion the XXXX two days of this loan transaction.
Here is the initial email from Speedy Loans On Line Dear XXXX, Please find the attached agreement.
We are pleased to inform you that you have been pre-approved for a loan.
Request you to please find the attached Loan agreement.
Please read through the terms and conditions in the attached Loan Agreement carefully before replying to this email with a " YES '' or " NO '' and if you agree to the terms and conditions you can call on our Customer service number provided below - With your Loan Approval ID to complete the loan Procedure.
Request you to please attach a Copy / Photo of any valid Gov. Id ( Driver Licence or SSN Card or Passport ) for identity check and front and back of your Debit/Bank card for Account verification.
*Please Note : once the Documents are received, you will receive a call from our transaction department within 24 hrs. and the transaction might take XXXX to 45 mins for the funds to be transferred into your Bank account through an EFT ( Electronic Funds Transfer ) after the verification process is completed.
XXXX XXXX, Loan Officer XXXX XXXX XXXX, XXXX, MO XXXX Customer Service : XXXX LEGAL DISCLAIMER This email ( and any attachments thereto ) is intended only for use by the addressee ( s ) named herein and may contain legally privileged and/or confidential information. If you are not the intended recipient of this email, you are hereby notified that any dissemination, distribution or copying of this email ( and any attachments thereto ) is strictly prohibited.If you receive this email in error please inform the sender and permanently delete the original email ( and any copy of any email ) and any printout thereof. The sender of this email is an employee of XXXX or an affiliate.
XXXX XXXX XXXX XXXX, XXXX, MI XXXX Customer Service : XXXX *Get approved for a Personal loan instantly Hello, Subject : Loan Confirmation As per Section XXXX of FTC XXXX our Organization does not involve collecting any advance payments or upfront installments before we provide you the loan. Only a guarantee and assurance is required from the customer for which your Loan Officer would tell how to process.
Please call at below mentioned number NOW to get CASH within 2 hours.
XXXX XXXX ( Head Of Processing Department ) Loan Approval : XXXX Loan Amount : {$5000.00} Loan Term : 24 months Monthly Payments : {$220.00} XXXX XXXX XXXX XXXX, XXXX, MI XXXX Customer Service : XXXX *Get approved for a Personal loan instantly Terms and Conditions Any use of our services at XXXX XXXX Corporation is governed by the following terms and conditions. Read the following carefully before you avail any of our services.
The content published in the mail is owned by Speedy XXXX XXXX. You can use it for personal purpose only. Copying of content or republishing it for commercial purposes is strictly prohibited. The content is for general information only.
1. The customer needs to be a citizen of United States, have an active bank account an
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| 08/04/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Loan payment wasn't credited to your account
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|
Web |
|
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I received a loan from AmeriCash Loans in XXXX or XXXX in the amount of {$600.00}. The loan was paid in full, I requested that I receive an official letter which reflected my account was paid. After several requests sometime in XXXX through XXXX XXXX, I received a letter from AmeriCash Loans that my loan was paid in full. Additionally, a refund check was enclosed with this letter which had been issued to me by XXXX XXXX Bank for an amount under {$50.00} for account overages. I can not recall when however, I began to get mail mentioning I was being sued. Therefore, looked under the XXXX Courts Case Access website to find that litigation had been sought against me as of XXXX XXXX by AmeriCash Loans. I contacted the corporate offices of AmeriCash to speak with a manager/supervisor from corporate who notified me to contact XXXX XXXX XXXX XXXX XXXX offices XXXX There was no other information that could be given. To this day I have no paperwork to review concerning this claim. I contacted my financial institution XXXX XXXX to receive documents which reflected payments were made toward this loan until it was paid in full. The records for this account were archived, therefore I had to wait for the individual who could assist me to return to the office to acquire my financial documents. I called the law firm with the attempt to speak with someone and left my email. On XXXX XXXX, XXXX, I got an email from an individual who attached the XXXX of Hearing. That same date, I submitted my financial documents to the law firm and have not had any follow up since.
During the proceeding I notified the commissioner there was an attempt to submit my evidence to the courts for review. However, I was turned away by the court clerk, but the documents had been received by the attorneys office via email and there has been no follow up. The commissioner stated the documents were not submitted in a timely fashion for the courts to review. So, judgment was granted in favor of the creditor. The commissioner explained, to work with the attorney which may lead to an alternative outcome, this attempt too has continued to be unsuccessful. Frustrated I sought out legal assistance from XXXX XXXX I reside in. Due to a shortage of legal aid, I was referred to an online legal service which advised me after review of the case there was a conflict regarding how the case was recorded. I Reopened the case, with the information given as of XXXX, XXXX this attempt to was not successful. I became sick and had fallen behind at work and had to allow the judgement to continue. As of XX/XX/XXXX I have satisfied the entire judgment totaling {$4100.00}. XXXX weeks before the final payment was made I received a letter titled : Earnings Garnishment Debtors Answers requesting an additional {$1900.00} amount be received. I again completed the form as required and sent it to the attorney on file to respond and this too has been unsuccessful. As of today, from a {$600.00} loan I borrowed I have paid {$7000.00} back. This includes the initial repayment for the loan, the judgment for garnishment that has taken place with lawyer fees included and they are now requesting additional funds to be retained. I have done all I can, the action they have placed against me is unethical, discriminatory, and predatory. I am at risk of loosing my vehicle, I have fallen behind on other expenses such as rent and medically this has taken a toll on me.
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| 12/23/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
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I unfortunately pulled amount a 2 loans to pay off my rent at the time. One was roughly around 400 and the other was estimated at 900. at the time I was struggling a bit during the pandemic to pay my rent due to me not being able to work. My daughters daycare was closed due to covid. I couldnt really make money at the time, so I took out a payday loan. I thought paying back XXXX overtime wouldnt have been so hard, but then I was attacked of course with 304 % of interest which ultimately made paying the debt back difficult for me. My daughter is still out of school, and since this pandemic I havent had steady transportation back and forth to work nor a steady and trustable sitter. Covid really made it things a lot harder. I guess I assumed at the times of the loans that I wouldnt still be going through a hardship months later. Ive called before once receiving letters that I might be put into collections if I didnt negotiate payments, or that they will reason with you depending on hardships. The first time I was called I was placed on a payment plan ... the next time I called after the next letter and explained to them that I wasnt able to pay the bill. I was told that garnishments will take into affect of i didnt come up with the XXXX $ to start off my new payment plan that already discussed I couldnt afford at the moment. Even when I said I didnt have the XXXX at the time, he threatened that if I didnt come up with a way, they would send letters out that morning. It really hurts because most companys had some type of covid relief, such as student loans, comed, and even housing finally came up with something to help people. Americash loans kept taxing on 304 % interest every single day since the summer, even though Ive explained countless times I cant afford it. I am still to this day 2/3 months behind on rent, and now the little times Im able to work actually .. they now have 2forms of garnishments sent to my employer. They also sent me letters threatening that if I revoke it, they will send me to court. I am now XXXX left in debt for payday loan, not to mention my rent, and Im still looking for steady transportation and a steady babysitter so I can be able to pay some of these bills off. I feel so horrible I took out a little over XXXX for rent and now I am being charged with thousands and still cant even afford rent. I wish this Americas loans took in consideration that I am definitely human and is in the middle of a pandemic. The fact Ive explained to them my issues and still have been taxed through the roof, had my wages garnished, and even failed to come up with an agreement with me is a lot. I dont want to be in unnecessary debt for more than what I even borrowed and I really dont want to have to apply for bankruptcy. I have few letters stating the same threats but I can load one at the moment. Ive once again tried to handle this on my own. If cfpb cant help me, I will be filing bankruptcy soon.
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| 11/10/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem with the payoff process at the end of the loan
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|
Web |
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I took this loan out on XX/XX/XXXX, I was fired from my employer on XX/XX/XXXX and did not receive any unemployment benefits. After losing my job I was diagnosed with severe XXXX on XX/XX/XXXX I was not able to work due to my XXXX. I was able to call and attempt to negotiate on XX/XX/XXXX which was unsuccessful. After paying off in full all the previous loans I had with this lender they continue to charge me interest after calling in to inform them of my unemployed state. I remained unemployed until XX/XX/XXXX I am currently playing catch up on past due bills that accumulated from being unemployed and battling XXXX for almost tow years. AmeriCash Loans customer service department is rude, uncouth, aggressive people I had to request to speak to a supervisor and spoke when I did it was s supervisor Ms. XXXX, to offer a one time settle payment offer to pay-off the loan # XXXX for {$780.00} She wanted me to settle the debt for {$2500.00} which I declined. I only wanted to pay the amount I did borrow {$1700.00} and asked to settle the debt for {$780.00} Ms. XXXX refused my offer and stated I need to make a payment arrangement to pay additional {$4200.00} which is all late fees and interest. After being a long time customer of AmeriCash Loans I just informed her I will not be working and would only be able to make this one time payment of {$780.00}. The reason I am reaching out to your offices is to see if you can speak on my behalf to only pay the original amount borrowed I paid {$780.00} of the {$1700.00} meaning the remaining amount due would be {$920.00} which I am readily to agree to pay that amount to be officially finished with this rude and unprofessional lending company. so I can no longer have this debt hanging over my head. I have suffered from XXXX from this aggressive and over charging interest fees pay day institution constanting harrassing me for payment I can not afford I take care of a XXXX XXXX and physically challenged parent who needs me to pay her bills which is over {$2000.00} a don't make enough money currently I as of XX/XX/XXXX but do not get enough income to pay these outlandish fees. Please help me make this offer to pay the {$920.00} balance from the original amount borrowed. I have the payment confirmation number # XXXX for the {$780.00} I paid. Its been over a year and I want to be completely done with this horrible money-grubbing predatory loan lender. I will submit a request until I get some kinda of resolution that is fair and reasonable
|
| 05/29/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
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|
Web |
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I called Ameri Cash Loans on XX/XX/2019 and spoke with a representative by the name of Ms. XXXX XXXX in the collections department and attempted to arrange for a one time settlement payment to settle the payday loan debt that I owed it has been over 1 year. Since it has been more then a year the loan was taken out and they continue to charge interest is illegal and unethical. I was unemployed for over a year I have been unemployed and recently had no access to money I tried to arrange a settlement payment to satisfy the loan for {$1700.00}. I offered to pay half of the debt for the amount borrowed the representative I spoke with refused to my offer of {$780.00} because she wanted me to pay {$2500.00} which I clearly communicated I did not have to pay because the place I am working with is a temporary job and Im not sure how long I will remained employed with them. I did go ahead and make a one time payment of {$780.00} for the loan but I am afraid they will keep harassing me and attempt to take payments of my card when I may be unemployed again due to the job not being permanent. They have an outstanding balance of {$4200.00} shown as owed when I only borrowed {$1700.00} I want to be done with this company and the unpractical tactics to get money out of people. This is is unacceptable and I show not have to pay this loan due to the company unwillingness to accept a payment of the original amount I borrowed I can not pay more then what was borrowed. If someone can help me with this issue I would be forever grateful.
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| 06/12/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
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Web |
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On XX/XX/XXXX, I sign up for a personal loan with sail loans. I needed the loan to help me move to my new apartment. I originally contacted the XXXX office but I was redirected to the XXXX, IL XXXX. I told the lady on the phone can she see if I can get approve the maximum of XXXX ( a comfortable number I know I can pay back ). They lady on the phone told me, she will have to call me back to see what I can get approve of. When she called me back she said, " unfortuantely, you were only approve for XXXX '', I then said, " Oh, so I got approve for XXXX, that's fine ''. She went on to tell me, " You do not get the full loan only a small portion which will be XXXX until I pay off the full loan and the rest will be deposited into my account after the loan is paid off ''. She also mentioned " starting XX/XX/XXXX you will have to pay XXXX every two weeks for 26 weeks ''. Me thinking nothing of it and was currently driving I said okay. Today as of XX/XX/XXXX I decided to log into my account and see they had approve me for a loan of XXXX ( this is not what she told me on the phone ) and when I calculated XXXX by 26 weeks, the total is XXXX. I would never agree or accepted the loan if the woman on the phone told me the actual loan I was approve for ( XXXX instead XXXX ). As of today, I also called their corporate office and was told they will send an email to district supervisor and will call back before the end of the day. I don't think they will help me whatsoever.
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| 05/25/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
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My bank account was withdrawn XXXX on today 's date XXXX / XXXX / 17 by Americash. They did not send me any notice prior to withdraw informing me of the anything, no info for amount being withdrawn, no date agreed on to withdraw amount that was took from me, Nothing. So I contacted Americash and spoke to a representative concerning the matter. A male representative told me that interest had accrued onto my loan due to late payments that were made onto my account, so the guy told me that I 'm being charged XXXX dollars of interests, so they withdrew a portion of that interest from my bank account today XXXX / XXXX / 17 in the amount of XXXX dollars, and the remaining amount of XXXX dollars will be withdrawn on XXXX XXXX 2017 , I told the guy I did not receive a notice stating anything about this transaction being made, the guy told me they are not obligated to inform me of any interest owed. I was highly upset because I was not informed or aware of any transactions being took place on my bank account today or on XXXX XXXX , they violated my rights for not even sending me a notice prior to withdraw, and most importantly the money was not available to be withdrawn due to me deemed unaware of payment set to be withdrawn from my bank account today. From my understanding from my payment schedule which I received from americash stated that my last payment was XXXX XXXX 2017 in the amount of XXXX which was paid.
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| 05/14/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
Servicemember |
|
Americash issued a loan to me in access of 22.5 % of my gross income which is more than the legal amount for IL My gross income is XXXX and the max amount allowed is XXXX The interest on this illegal loan is contractually void Americash was aware of a first installment loan i had taken out in XX/XX/XXXX, which also disqualified me for a new loan based on my income.
The contract is void as it violates IL laws Illinois State Information Legal Status : Legal Citation : 815 ILCS 122 et seq.
Loan Terms : Maximum Loan Amount : lesser of {$1000.00} or 25 % gross monthly income. Payday installment loan lesser of 22.5 % gross monthly income or {$1000.00}.
Loan Term : 13 to 120 days. Payday installment loans 112 to 180 day terms.
Maximum Finance Rate and Fees : {$15.00} per {$100.00}, plus a {$1.00} verification fee Finance Charge for 14-day {$100.00} loan : {$15.00} APR for 14-day {$100.00} loan : 403 % Debt Limits : Maximum Number of Outstanding Loans at One Time : Two Rollovers Permitted : None ( can not rollover ). Payday installment loan can be refinanced one time during term.
Cooling-off Period : 7 days after 45 consecutive loan days. Payday installment loan max 180 days in debt.
Repayment Plan : Yes. After 35 days, if payday loan unpaid, right to at least 55 days to repay in installments with no added cost.
Collection Limits : Collection Fees : One {$25.00} NSF fee ( Presentment limit = 2 ) Criminal Action : Prohibited
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| 05/10/2017 |
Yes |
- Debt collection
- Payday loan debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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I worked with a Debt Settlement company named XXXX XXXX XXXX , XXXX to pay off my loans with pay day loan lender AmeriCashLoans. Which I was not made aware nor contacted by AmeriCashLoans that they had put in a request for a wage garnishment without my knowledge when I have proof of record that I paid XXXX XXXX in full in the amount of {$2300.00} for this company to settle the debt I had with AmeriCashLoans I called the corporate number that handles the wage garnishment and was treated and spoken to so poorly by a representative named XXXX who immediately placed me on hold to find out information regarding the reason my wages were being garnished, She returned back to the phone conversation after XXXX minutes to say " XXXX '' her supervisor said she spoke someone today about the debt settlement and its not their fault my wages was garnished without my consent or without me proper attempts to contact me that the debt agency has not communicated with them. I have never had any type of garnishment occur and for this to happen without my knowledge is wrong when I took the proper steps to settle my outstanding loan with americashloans I was a long term client of americashloans and never had such poor service, and miscommunication happen with while doing business with them And for the customer service department to think its alright to take funds out of someone pay is just wrong.
|
| 05/13/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Struggling to pay your loan
|
|
Web |
Servicemember |
|
I applied for an online loan on XX/XX/2019 with Americash online payday installment loans.
I also have another pay day installment loan out with XXXX in XXXX XXXX, IL my first payment with Americash was for over XXXX beg on XX/XX/XXXX and the remaining payments were XXXX each bi weekly with the last payment ending in XX/XX/2019 Combined payment from Americash and XXXX are taking me over the IL allowed 22.5 % of gross income set by IL consumer laws.
I reached out for a repayment and was given a new repayment amount of XXXX for a combined amount of XXXX each bi-weekly, I also have to pay XXXX bi-weekly to XXXX XXXX.
I am requesting Help for a deceptive practice in violating my consumer rights in having a fair interest rate and repayment schedule not to exceed 22.5 % of my income.
Americash was aware of my 2nd loan due to XXXX XXXX as they share a network loan database, and they should not have based on IL law granted a loan to a distressed borrower if they are not financially able to make the payments.
the demand repayment agreement is in violation of IL lending laws I can no longer afford my mortgage or utility bills Americash called my place of employment on XX/XX/2019 I emailed them revoking the wage assignment which is allowed in Illinois Please help me as I am swamped in Payday installment loans
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| 09/19/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Received a loan you didn't apply for
|
|
Web |
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In XX/XX/XXXX a loan was taken out in my name for {$1000.00}. Two pay stubs were given to the company with my name on them. I did not work for the company that was on the paystubs. The money was deposited into an account at a bank that I have never use, nor was my name on the bank account. In XX/XX/XXXX I got a final notice of default on the loan. I contacted the loan company about the loan. They informed me of what they had for the loan and that was my name, phone number, address, Social Security number, and place of employment. I informed them at the current moment that their email address, phone number, and place of employment were wrong. I gave them the right phone number and email address so they can send over all the information about the loan, loan request information, and the documents to acquire the loan. At the end of XXXX beginning of XXXX, I sent a fraud affidavit to the clients attorney that was still suing me for this loan. I am still being sued for a loan that I never applied for never received never gotten a copy of the actual loan application, used in my name to apply for this loan.
The loan company never verified any information before sending funds for the loan I never applied for or received. Because of the loan companies negligence, this is costing me time, money, and health issues.
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| 06/22/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
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Took out a {$570.00} loan on XX/XX/XXXX total debt to repay was {$1300.00}. Made bank draft payment of {$480.00} and wages garnished totaling {$940.00}. Monies paid on loan {$1400.00}. Contacted the company to ask why was I sent a wage garnishment letter on XX/XX/XXXX stating that the amount remaining was {$720.00} to be garnished but 4 months later, they sent a wage garnishment letter on XX/XX/XXXX that {$1200.00} was the amount to be garnished. I contacted AmeriCash Loans and revoked the wage garnishment in XX/XX/XXXX. Then on XX/XX/XXXX I contacted AmeriCash Loans and I was transferred 4 times before I got Ms XXXX and she proceeded to tell me that they regenerated the interest in XX/XX/XXXX. Then on XX/XX/XXXX, I complained to the Attorney General of Illinois and Missouri and then on XX/XX/XXXX I received a letter date XX/XX/XXXX from AmeriCash Loans that I still owed them {$790.00} on the {$570.00} loan. If I have paid {$480.00} in bank drafts, another {$940.00} in garnishments totaling {$1400.00} when debt owed was {$1300.00}. If they add another {$790.00}, that's {$2100.00} on a {$570.00} loan, which is 374 % in internet. The debt havs been paid in full and AmeriCash is still trying to collect more interest that they purposely keep regenerating.
|
| 12/30/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't stop withdrawals from your bank account
|
|
Web |
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AMERICASH continues to allow their 3rd party vender to take money out of my account every week unauthorized. I never authorized this payment or the last and they keep submitting these payments not even on the days I get paid. I want my payment information removed from this 3rd party vender the registered agent for this 3rd party vender as well as AMERICASH fir operating in Illinois because at this point these people are just using my credit card information as they feel and AMERICASH authorized these payments without my permission. Then you continuously send wage assignments to my job yet you ARE taking these payments. I have the screenshots posted with this complaint yet your website states the last payment you received was XX/XX/XXXX when it fact you just took a payment on XX/XX/XXXX so if youre not taking thesepayments you have authorized someone to take them on behalf of AMERICASH. I dont even use that account any longer because you have given my information out to a company I know nothing about and they continue to use it at will. Who is taking these payments on behalf of your company as you have stated without your permission in error
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| 01/11/2017 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
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|
Web |
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On Tuesday XXXX XXXX I called an XXXX with a customer service representative and informed that I would n't be able to make my payment due to financial issue and I would make up the payment on my next due date which will be XXXX XXXX, 2017. The representative told me that would be fine and I should n't have anything to worry about, so on XXXX XXXX, 2017 this company attempted to take payment out of my account not once but twice after I informed that the funds would n't be available, which caused my account to go into the negatives and forced me to close my bank account. On today I spoke with a very rude representative at the customer service department, she was very rude, called me a liar and informed me that they would still attempt to take funds out of an closed account, along with contacting my references after I asked to have them removed. The rep hung up on me after requesting to speak with a manager. I also think the interest rate that they charge is absurd, ridiculous and illegal. The interest rate is at 285 % I 'm paying more than what I borrowed. I wish to not be contacted by this company again. Or I will seek legal actions!
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| 01/02/2021 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Received a loan you didn't apply for
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|
Web |
Servicemember |
|
In XXXX of XXXX, XXXX XXXX XXXX XXXX ( my spouse, from whom I am divorcing, XX/XX/XXXX ), obtained a payday ( personal loan ) for {$1600.00} by providing knowingly false and inaccurate information to AmeriCash Loans. XXXX XXXX XXXX XXXX provided AmeriCash Loans an inflated and false household income, including my net income as added household net wages ), in order to fraudulently inflate the loan amount he received for the payday loan. As I had absolutely no knowledge of an AmeriCash Loan loan application, nor any other rogue financial endeavor of XXXX XXXX XXXX XXXX, I did not approve or provide consent for XXXX XXXX XXXX XXXX to provide my information as monies in consideration for his personal payday loan. AmeriCash Loans failed in due diligence to verify and deem all information and documents provided by XXXX XXXX XXXX XXXX as true and accurate. As a result of willful disregard for financial rules and regulations by XXXX XXXX XXXX XXXX, in addition to negligence to verify the information provided XXXX XXXX XXXX XXXX by AmeriCash Loans, I have suffered compensatory damages, as well as injury to my credit and credit score.
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| 04/19/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
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|
Web |
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Americash Loans is charging an excessive amount of interest on small payday loans that prey on lower class and middle class families that think they can pay the loan back within 90 days and when something happens that the consumer is unable to pay the loan back within 90 days, they profit by adding an additional XXXX onto of an loan that I only took out for {$1000.00} I dont mind paying back what I owe but these companies needs to be looked into further and shouldnt be operating a business that takes from hard working American citizens. They been taking out {$100.00} every since I took out the loan so thats {$200.00} per month meaning if they continue to take out this money I didnt profit anything from it accept for debt and high a interest rate meaning they profited from off me. Technically this loan is paid back over an 6 month period so why do the government still allow this predatory lending especially since XXXX XXXX XXXX Was Fines For Predatory Lending Decades Ago. Im all about fairness and if I borrow money, I dont mind paying what I owed. Please investigate these predatory companies as I will move forward
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| 06/28/2019 |
Yes |
- Debt collection
- Payday loan debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
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In XXXX I took out two payday loans with AmeriCash Loans. At some point I defaulted on the loans and AmeriCash garnished my wages to fulfill the remaining balance of the loans. I received my original contracts back from AmeriCash stamped paid in full. On XX/XX/XXXX XXXX XXXX XXXX, a debt collection company, listed a new item on my credit report for {$140.00} with the original creditor listed as AmeriCash loans. I called AmeriCash and they stated that all of my loans were paid in full and I needed to contact XXXX XXXX XXXX to have the item removed. As of XX/XX/XXXX, I have never received a phone call or letter notifying me of this debt or my ability to dispute it. On XX/XX/XXXX I sent a certified letter to XXXX XXXX XXXX disputing this debt, and requesting proof of the debt owed. As of today, XX/XX/XXXX, I have not received an acknowledgement of receipt of the letter, nor the documentation requested. Meanwhile the debt is continuing to be reported to the credit bureau with the last reporting on XX/XX/XXXX. This is lowering my credit score, and for a debt I do not owe.
|
| 02/12/2021 |
Yes |
- Debt collection
- Payday loan debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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|
Web |
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The calls started recently. I defaulted out of my payment plan of $ XXXXmonth due to a stolen debit card, which is where the payments were deducted. I took out an emergency loan of {$320.00} back in XXXX of 2019. I was told that my balance was {$610.00} which is a 52.78 % interest rate. The representative, XXXX XXXX at extension XXXX has been calling me and talking to me in a forceful way and threatening legal action against me such as XXXX wage garnishments, never deducted the payments that were already deducted. ( I no longer work with XXXX. ) Mr XXXX has been so forceful in tone and language, I can barely stay on the phone with him to negotiate the settlement. Also, I was given an ultimatum of wage garnishments or biweekly payments of around {$70.00} for 3 months at a {$400.00} settlement. The settlement should be lower since Ive already made payments. Ive seen many people with {$4500.00} to {$10000.00} loans get treated with more respect. I called on Wednesday because I actually would like to remove this toxic debt. I still received a XXXX XXXX
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| 01/30/2016 |
Yes |
|
- Charged bank acct wrong day or amt
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Web |
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I have XXXX payday loans and my hours at my job were cut so I contacted XXXX relief to consolidate my loans/ I just did n't want to not pay them so I set up an arrangement to pay them through the debt consolidation company. they were receiving their payment out of the payment I was making to the debt consolidation company. They still debited my account I was back and XXXX with the bank. Even Though I was still paying them Credit box LLC and XXXX were still debiting my account even though I stopped payment with my bank they would then debit the account for a different amount on a different day. They even went as far as harassing me everyday and calling my job to verify my employment. After that I was shortly fired my job said it was for another reason but it happened the same day they verified my employment. I was able to get unemployment but I am unemployed and they are still harassing me everyday and I have the phone records to prove it. I tried to do the right thing but in the end they caused a lot of heart ache and pain.
|
| 11/23/2016 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Threatened to take legal action
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|
Web |
|
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I fell behind on a payday loan due to I.D . theft and having to close my bank account. I setup a payment arrangement to settle the debt in full on XX/XX/XXXX and since that time I have received constant letters from Americash increasing the balance and threatening legal action. Even after setting up the agreed arrangement. I called Americash several times about the issue. they advised once the first payment was drafted all activity would stop. But it did not, it seem to escalate. I continued to call and even advised my representative as in every other call ; I did not ant to continue to receive these communications. They were confusing especially as, I was currently making payments. My representative XXXX was very dismissive of my concerns and very uneducated about debt collections practices. My last phone contact on XX/XX/XXXX I advised the company I would submit a complaint as they seem to not care about continuing to abuse their role in collecting debt.
|
| 07/19/2018 |
Yes |
- Debt collection
- Payday loan debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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|
Web |
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Recently it came to my attention that XXXX XXXX XXXX, XXXX dba AmeriCash Loans, XXXX XXXX XXXX XXXX XXXX, WI XXXX entered a Summons and Complaint Small Claims against me on XX/XX/2018.
AmeriCash Loans headquartered at XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, IL. XXXX did not officially notify/serve me said summons and complaint by certified mail, registered mail, nor official process server which is dictated and outlined as an official procedure in debt collections in the State of Wisconsin.
Also, I did not receive official notices/letters ( as mentioned above ) from AmeriCash of the Right to Cure Default of said payday loan within the past 2 years leading up to this complaint.
Nor have I received to date an official notice of said summons and complaint filed in the State of WI Circuit Court, XXXX County, Case No. XXXX which is presently pending against me at this time of writing this complaint.
|
| 11/04/2015 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
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I called into Americash customer service line to inquire about a notice I received on my loan. The notice was a " Notice of Adverse Action '' sent on my account XXXX times ( latest being dated XXXX XXXX ), but payment was made on time. Called into customer service and spoke to " XXXX ''. XXXX was extremely rude telling me to just disregard the letter. I seemed to be annoying XXXX when I continued to try to get an understanding of what was going on. I asked XXXX could I speak to a supervisor. He came back 1 min later and said no one was available. I told him I would just hold until XXXX was available and he says " just call back! ". I said fine.. my intentions were to call back to speak to another representative. I asked for his name again and he said " XXXX ''. Then I asked for an additional way to ID him. I asked for ID number and he says " It does n't work like that and just call back! ''
|
| 05/31/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
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In XXXX of XXXX, I initiated a personal loan with Sail Loans for the amount of {$4000.00}. I was told at I would only be given {$1000.00} and after that was repaid, I would receive the {$3000.00}. My payments started in XXXX for the amount of {$100.00}, which are bi-weekly payments. I have made XXXX payments of {$100.00}. I told the company that I do not want the other {$3000.00}. I was told that could not be possible because I signed a contract. However, I was under the impression that I would receive the {$4000.00} at the signing of the contract and not just {$1000.00}, Currently, the company is telling me that I owe them {$3300.00} by Tuesday, XX/XX/XXXX and that I will receive the {$3000.00} between 5 and 15 days.
I do not wish to continue any business dealing with this company. They have advertised fraudulently and misled me as a consumer.
Thank you for your assistance!
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| 12/30/2015 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
First of all, this form does not have a box to check that I never took out a loan from the questionable company and secondly, the only box I could check was that I was the borrower, which I am not, but the assumed borrower instead.
I am getting requests for payment of loan # XXXX taken on XXXX/XXXX/XXXX obtained through AmeriCash Loans of Missouri for a person who has the same name as me but not the same SSN or address as me. The first written Notice Before Suit was received XXXX XXXX, XXXX. I subsequently sent a certified letter to their XXXX XXXX, IL collection office. I received confirmation of delivery by USPS. Another letter, Notice of Right to Cure Default, dated XXXX XXXX, XXXX was received by me on XXXX XXXX, XXXX via certified mail. The phone number for the company is XXXX but we are hesitant to call them in case it is not a legitimate business but a scam.
|
| 09/08/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Loan payment wasn't credited to your account
|
|
Web |
|
|
As of XX/XX/XXXX this is the company 's response.
Thank you for giving us the opportunity to respond. XXXX XXXX is correct that she originally obtained a loan from AmeriCash Loans for {$600.00} in XX/XX/XXXX. However, XXXX XXXX subsequently refinanced that loan in XX/XX/XXXX. Due to XXXX XXXX failure to timely make all scheduled loan payments on her XX/XX/XXXX loan, AmeriCashs counsel filed a collection action against XXXX XXXX for the outstanding balance of that loan. As a courtesy, AmeriCash has decided to release the wage garnishment for the remainder of the balance, mark the judgment as satisfied, and close the account.
As of XX/XX/XXXX, I received a document from my employer regarding an amended/balance update that this agency is looking to collect an additional {$1900.00}. There has not been any documents received that the loan is closed and paid off.
|
| 01/17/2017 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
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The loan i have was for {$600.00} and I recently defaulted on my loan. The finance charge that I received was for {$500.00} and the ending amount that they said I would end up paying is {$1100.00}. I have already paid them {$390.00} and the letter that they sent me states I have an owing balance of {$460.00}. They sent my job a wage garnishment letter stating that I owe {$920.00} which my job signed and I am now being garnished. When I called today that amount has increased to {$990.00}. They have already received {$100.00} from me already through my wage garnishement so I do n't understand how I owe them this much when I have already paid half of this loan down. They are still charging me fees and interest after they claim that took me to court to get the amount of this {$920.00} that they say I owe but I know that amount is way too high.
|
| 05/04/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
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I received a letter on XX/XX/207 notifying me of potential wage garnishment due to a missed payment. The notice stated I had 20 days to communicate with Americash to discuss my options and that wage garnishment is not required. However, the notice was also sent to my companies HR department the same day, XX/XX/2017 allowing me no opportunity to discuss my options before contacting my company. My HR department immediately put the wage garnishment into effect ( my payday was a few days later and it was already reduced ). I was embarrassed since the letters were received at the same time causing me to be completely blindsided. I was given no chance to discuss my options and had no control over my own finances. Not to mention the reduction in my pay caused me to miss my rent payment and lead to other issues.
|
| 05/04/2016 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
|
|
I got a loan with americash loans in XXXX XXXX illinois for {$1000.00} it was slow at work and I was unable to pay on time so they began to garnish my wages I sent in a written request to cancel the wage assignment. An employee at the store called my employer and proceeded to tell them that I had not made any payments on my account and that I could not by law cancel the wage assignment which is what my employer said to me. They then proceeded to deduct {$1200.00} from my wages until I finally went and filed a chapter XXXX bankruptcy. The bankruptcy was dismissed and now I find out that this company is suing me for {$1600.00} not only is this ridiculous but I later found out that it is not illegal to stop a wage assignment so this company just forcefully took the {$1200.00} they got from me already.
|
| 12/21/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
On XX/XX/2019 I applied for a payday loan with Ameri cash loans. I was not informed of the interest rate this loan would have. I was also given the option of how much I wanted the loan to be. I agreed to take out the loan for {$800.00} and the rep allowed me too after sending over supporting documents such as : my 2 most recent pay statements, photo ID and signing contracts over the phone. According to the Illinois Department of Financial & Professional Regulation consumers should not be able to borrow 25 % of your gross monthly income. At the time my monthly income was XXXX was meant the maximum amount I should have been eligible for would have been {$720.00}. Because of this I feel this lender is guilty of predatory lending.
|
| 01/16/2017 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
Older American |
|
This payday situation I started has gone out of control as I started with XXXX loan and it perpetuated with XXXX payday loans taking well over 90 % of my take home pay and therefore could not pay my mortgages for over 4 months. All of the payday loans charged me usurious in that they fall quite a bit outside of the the interest rates allowed by law and some even topok money on days I did not get paid and caused so much turbulence to my bank account forcing it to be overdrawn on many occasions collecting insufficient fees along the way to contacting a Payday Loan Consolidation Company. However, this is n't enough to get me back my money. The rates were even up to 1800 % and beyond on one of them.
|
| 02/21/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem with additional add-on products or services
|
|
Web |
|
|
I went in store to Sail Loans to apply for an installment loan on XX/XX/2020 I was offered an XXXX dollar loan.. I was told I would walk out with XXXX and the remaining XXXX I would be able to take from after 90 days. That didnt happen when my 90 days were up. I called to see if I could come in to pull from the XXXX dollars I was told by store manager that I wasnt able to she didnt say any of those things to me! I then respond why would I agree to taking out a loan that I wouldnt be able to have access to doesnt make sense!! I was lied to mislead false advertising and I was taken Advantage of I have XXXX just sitting in my account that I didnt receive but Im paying on it!!
|
| 05/11/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Struggling to pay your loan
|
|
Web |
Servicemember |
|
1.Americash is consistently raising my interest rates and bi-weekly payment amounts.
2.They did not disclose that i can't take a loan out if i had a current loan with XXXX XXXX in XXXX, Illinois.
3.I sent Americash an email revoking my wage assignment.
4. Americash called my employer on XX/XX/2019 and left a collection message.
5. Americash called and threatend me on XX/XX/XXXX that they had left me 2 messages, they were upset that i could not take their call during business hours.
I was not aware that they would demand 2x the amount due in a bi-wkly payment if i missed a payment.
I am in heavy debt with 2 installment loans with Americash and XXXX in XXXX, IL
|
| 02/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company has continued to call me, send regular correspondence and certified correspondence to attempt to collect a debt I have included in my active chapter XXXX bankruptcy.
I notified two members of their staff on 2 separate occasions of my case information and am still receiving calls and letters.
This is a violation of the bankruptcy automatic stay.
I have also emailed them via their customer service email address listed on their website twice ( XX/XX/XXXX and XX/XX/XXXX ).
They have sent 2 correspondence regular mail and 1 correspondence via certified mail in attempt to collect a debt.
This is ridiculous and a violation of bankruptcy law.
|
| 12/08/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Older American |
|
At around XXXX Yesterday, I received an email alert from XXXX XXXX to log in and check my XXXX file. When I signed in, I saw that Sail Loan had placed a negative tradeline that I was XXXX, XXXX ; or XXXX days past due. When I originally refinanced this loan ; I requested that the didn't report to the credit bureaus. The box was checked for my request. But, it's a very unprofessional representative that work at this location. She was sleep and I had to call corporate office to even get inside! I know foe a fact, that this company intentionally reported this Loan negative! What they did was against the law and I will be filing a IDFPR against this company!
|
| 05/09/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Struggling to pay your loan
|
|
Web |
|
|
I took out a loan with AmeriCash on XX/XX/XXXX. I was making payments every 2wks which I believe I have paid off the actual amount loaned & only owe interest. My last payment was XX/XX/XXXX. I'm having financial difficulties & I do intent to pay but they keep calling and harassing me. I mailed them a certified letter on XX/XX/XXXX which was signed letting them know to seize contact at work or by phone & that I will resolve the issue. They keep calling me at work, home, and a few days ago they even went beyond that & called my brother telling him that I was in bad shape or something which freaked out my brother not knowing if something had happened to me.
|
| 10/21/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I applied for a payday loan with XXXX XXXX in XXXX XXXX, SC on XX/XX/XXXX, in the amount of {$630.00}. Semi-monthly {$87.00} is withdrawn from my account. I have not missed a payment. Today, 5 months later, I still owe this company {$550.00}. I have already paid this company {$870.00}. They're telling me that I accrue interest everyday & the amount I'm paying semi-monthly does not go towards my principal balance. By the end of pay off, I'll be paying them over {$2000.00}. This is ridiculous & i want out of this loan. This loan is putting me further in a financial hardship. I will contact my bank to request a stop payment from their automatic draft.
|
| 06/15/2022 |
No |
- Debt collection
- Other debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
Americash Loans sent a automated text message to my cellphone on XX/XX/XXXX at XXXX am. They immediately followed with an email same date and time.
I sent them a letter telling them they were in violation of consumer laws. I requested they only contact me by XXXX only. I was very explicit with this. They later was dated XX/XX/XXXX. It was sent registered mail with return receipt. I received proof of delivery with a signature on XX/XX/XXXX. I have not received any response to my letter but the continue to email me and send automated text messages. XXXX of them are at inappropriate times. XXXX am on XXXX XXXX and XXXX on XXXX XXXX
|
| 02/10/2017 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
I took a loan from " Dash of Cash '' for {$700.00}. The monies were credited to my bank account on XX/XX/2016.
To date, I have paid a total of {$1700.00} and per the Dash of Cash website I have an outstanding balance of {$570.00}, which means out of {$1700.00}, only {$120.00} has been applied to the principal amount.
I have since realized that online/payday/tribal loans are illegal in the State of PA where I reside. And, any lender can not charge more than XXXX % interest.
On this loan, that would be the Principal : {$700.00} plus XXXX % interest : {$42.00}.
Based on XXXX law, I have overpaid by {$1000.00}.
|
| 04/02/2017 |
Yes |
- Consumer Loan
- Installment loan
|
- Managing the loan or lease
|
|
Web |
|
|
I submitted a revoke letter to stop an automatic payment to Americash Loans on XX/XX/2017 twice and I was told they never received it. I send a third request on XX/XX/2017 straight to one of their agents, I called back to verify the employee received it and she rudely replied with a yes. This employee explained that it was in effect immediate. On XX/XX/2017 this creditor continued to debit my bank account. I immediately called them and they called my bank to verify that the payment had posted. I was then told I needed to wait to call back on XX/XX/2017 ( Monday ) because there was no manager available.
|
| 08/19/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
I applied for loan to help with certain financial circumstances. Although I knew what I had to pay back, I was unable to do so due to my fiancs health and moving expenses. I tried to keep up with it but I was unable to manage it. A few weeks later I received a mail ( without any summon or without any court notice ) that my wages are now being garnished. I called them to see any other their payment options but they said that I have a past due balance of $ 1000+ and in order to remove the wage garnishing that balance is to be paid. And on top of that, the interest will accrue daily.
|
| 03/19/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
When recently applying to refinance my car, a lender pulled a report from both XXXX and XXXX. XXXX reported a judgement on my consumer file in error. Upon investigation, I discovered 2 separate factors warranting the immediate removal of this account from my report : ( 1 ) the account information belongs to a consumer with a different last name & different social security number than mine ; and ( 2 ) the judgement was for collection of a loan that originated on XX/XX/2010. This information was supplied to XXXX, and they refuse to remove this information from my credit report.
|
| 01/08/2021 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
Dates when Im supposed to pay the loan : XX/XX/XXXX {$250.00} XX/XX/XXXX {$250.00} XX/XX/XXXX {$250.00} XX/XX/XXXX {$250.00} XX/XX/XXXX {$250.00} XX/XX/XXXX {$82.00} XX/XX/XXXX {$250.00} XX/XX/XXXX {$250.00} ** I tried talking to them last XX/XX/XXXX because they sent my loan to Wage garnishment and they said all they can do is XXXX dollars every two weeks. I agreed but I am now struggling to pay this amount.. I also think that its unfair that I took out a loan for XXXX dollars in XX/XX/XXXX and still needs to pay XXXX dollars until XX/XX/XXXX.
|
| 09/09/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
I 'm currently having hardship and I ca n't make regular payments. I informed creditor that I 'm trying to figure out my situation and that I will contact them as far as payments. Creditor was sent a letter. I 've never received any I written notification from creditor with attempt to garnish my wages. Creditor sent a letter to my employer without my knowledge or proper notification. I 've never had chance to talk to creditor and try to avoid garnishment. I 've never received any written or verbal communication from creditor
|
| 02/01/2019 |
Yes |
- Debt collection
- Payday loan debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The Creditor listed is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXX Re : Ameri-cash loans Debt Stated {$380.00} Tried on multiple occasions to contact collections agency by phone ( XXXX ) XXXX based on number outlined on credit report. The system states it is unable to verify with last four digits of my SSN, and does not connect to a person ever.
I have also disputed with Credit unions, but no verification of debt was provided to me. They simply returned a finding of valid debt to my credit report.
|
| 01/19/2017 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
Older American |
|
I have fallen behind in my payments to Americash loans due to pay shortages. I have faithfully made payments until recently when the ultra high payments have been too much to handle ( approx. {$380.00} every 2 weeks total of $ XXXX monthly ).
They have been calling my workplace from XXXX and demanding call backs. I will attach photos of my phone for your viewing. This has caused me much embarrassment with my staff, and has disclosed the fact that I am behind on my payments and being collected on.
|
| 08/15/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
I contacted XXXX XXXX on XX/XX/XXXX to inform them of my unemployment status and that I will not be able to repay the loan which I took out in XXXX of 2018. They still proceeded to charge daily interest and send me emails, threatening letters in the mail and also call me at random times during the day. I sent them a letter notice that I am still unemployed in XXXX as well XXXX and they will not stop the harassment. I even reached out to a free legal aide service and was told they could not help me
|
| 02/26/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
This is a predatory lending company!!! And should be banned from Illinois like the rest! They did not take my payments as they were supposed to and I called them and questioned this several times I believe this was done on purpose to have the loan default and then as u can see the outrageous interest charges!!! And then they garnish your wages. Thai is standard practice for This company! They are a scam and need to stop taking advantage of people and be put out of business! Please help!
|
| 03/08/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
Older American |
|
I had unauthorized charges in my account at the bank and that put me in a bind. I tried to explain to Americash. I contacted XXXX and they sent two letters to Americash - one on XX/XX/XXXX and another on XX/XX/XXXX. Please see attached. Americash is still contacting me and harassing me even though they were advised numerous times to cease and desist. I have given them XXXX information as well. ( Please see attached. ) They are supposed to contact XXXX if they have any questions.
|
| 02/25/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Money was taken from your bank account on the wrong day or for the wrong amount
|
|
Web |
Older American, Servicemember |
|
Loan company sent check to my bank and withdrew money when acct was paid bank day they paid but I didnt have money in acct at time I went negative on acct bank charge me nsf fees I ask loan company to put money back they said yes but I am still neg with bank after 2weeks I cant pay loan company again l am already 2payments over loan and bank keeps going up on negative acct lm XXXX on fix income what can I do XXXX is the bank involved
|
| 06/26/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Received a loan you didn't apply for
|
|
Web |
|
|
Hello my name is XXXX XXXX my bank account was hacked and there was a place called speedy loans they used my ssc number and i d to take out loan in my name and when u contacted speedy loans they arent willing to return my money and I need your help in fighting it it was not me I was hacked but they said it does not matter due to it being in XXXX and it was online and I cant prove it they said and the amount was a large size
|
| 03/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
We sent you our method of payment for a permanent discharge concerning this matter. This is simply a preliminary audit to guarantee proper accounting is being conducted with said account.
Proof : Registered Mail Via USPS : Registered Bond Number : XXXX ( use this number to XXXX ) Routing Number : XXXX The dates, amounts and actions are all specified in our method of payment.
Thanks for your patience and understanding.
|
| 01/18/2017 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
I 've asked Americash Loans to stop contacting me several of times, and to only contact me through mail, yet they still call me. I received a call on Monday in which a guy told me that legal actions will be taken against me, and this evening XX/XX/2017 a lady by the name of " XXXX XXXX '' claiming to be an supervisor called me after I 've told them to stop calling me. A previous rep called me ignorant as well.
|
| 11/28/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I received a loan years ago and paid the loan off. Upon checking my credit I noticed the loan company ( XXXX XXXX XXXX ) reported to the credit bureau the loan is in collections on XX/XX/2018. This information should be removed from my credit report on all three credit bureaus due to the loan being paid off years ago. It's seems to keep resurfacing on my credit report.
|
| 12/06/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
Good Evening!
I took out a payday loan with Americash Loans about 4 years ago. The loan was for {$500.00}! Now my wages are being garnished for {$3000.00}!! This is insane and not heard of. I had 2 other loans that I fell behind on and they stopped the interest and let me pay. I am just disgusted and cant believe they are able to do this! Please help!!!
|
| 05/11/2015 |
Yes |
- Debt collection
- Payday loan
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
This account was open in XXXX XX/XX/2008. I have never made a payment on this account and the name that appear on the Judgment is not my name. I have requested XXXX XXXX to validate this account many time Under FDCPA XXXX XXXX. Validation of debts [ 15 USC 1692g ]. I ask that this account be deleted from my credit report. Americash Loans LLC XXXX
|
| 07/29/2018 |
Yes |
- Debt collection
- Payday loan debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2018 I received an email from XXXX XXXX stating an account was added to my credit report in collections by XXXX XXXX XXXX for the amount of {$520.00} and the open date is XX/XX/2018. The original creditor XXXX XXXX XXXX is not even on my credit report. I have not applied for any loans in years nor is there a hard inquiry for the loan.
|
| 02/19/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
XXXX site said it is normally 20-35 % interest, but when loan documents arrived in mail, it stated 365.6258 % yearly. I was given {$3300.00} and so far I have paid {$3700.00} and they are demanding wage assignment to collets {$3700.00} in additional fees. Loan was made XXXX XXXX XXXX and is scheduled to complete XXXX XXXX, XXXX.
|
| 08/15/2016 |
Yes |
|
- Can't stop charges to bank account
|
|
Web |
|
|
I was in a accident and doctor bills and travel started mounting causing extra expense so I started a debt consoldation program but the advance company branch refuses to work with the debt consoliation company telling me they would turn me in to collections refusing to accept any payment from the consolidation company
|
| 02/21/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
I applied for this loan and was approved for XXXX and only was given XXXX and was told on XX/XX/2022 I could pull from the XXXX that was left they lied to me and other customers and I want out of this loan and they need to be closed down why will I be paying fir some money that I cant touch this is really ridiculous
|
| 10/25/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't stop withdrawals from your bank account
|
|
Web |
|
|
The company put a garnishment on my payroll.I wasnt informed about it until two days before.Legally I have a right to revoke the garnishment, but the garnishment department is telling me othereise. The garnishment started XX/XX/2018..I got letter in mail on the XXXX ... I didn't sign a garnishment wage form..
|
| 10/18/2016 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
Consolidated the payday loan from Americash with XXXX XXXX XXXX. Americash repeatedly calls me regarding this loan. XXXX XXXX XXXX has power of attorney and they sent a cease and desist letter not to contact me at my place of business and today, XXXX XXXX, they called both my cell phone and my business phone.
|
| 12/16/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Money was taken from your bank account on the wrong day or for the wrong amount
|
|
Web |
|
|
There was a payment of XXXX taken from my credit card ending XXXX on XX/XX/2019 that I never authorized or submitted for payment. Last payment I submitted online for approval was on XX/XX/2019 XXXX which posted on XX/XX/2019 and no other payments were authorized to be taken off that card after that.
|
| 03/16/2021 |
Yes |
- Debt collection
- Payday loan debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
This company has made an attempt to sue me for a debt in which the statute has passed. In investigating them I learned that they are crooked and fraudulent people under the guise of lawyers. They need to be investigated and disbarred and the company shut down
|
| 01/20/2017 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
Older American, Servicemember |
|
The company keeps calling my workplace even though XXXX have demanded that they stop. It has caused me much embarrassment from my staff members as well as comments about me by them. I am uncertain if my references have been getting the same calls or not.
|
| 11/01/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't stop withdrawals from your bank account
|
|
Web |
|
|
This is my second complaint. I am having my paycheck garnish at will from Americash loans. I have no idea on how to stop them. I have XXXX XXXX and unable to pay for my meds or rent this mount due to the back to back wage garnishment. I NEED HELP
|
| 01/29/2019 |
Yes |
- Debt collection
- Payday loan debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
Servicemember |
|
XXXX XXXX, sent a letter to my employer treating to garnish my wages. I asked the company not to contact my employer and I also told them i need o pay my loan with a different account.
They have called me more than 5 times a day even at work.
|
| 01/24/2017 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
Older American, Servicemember |
|
I have fallen behind in my payments to XXXX, and they keep calling my work. I have called and demanded they stop calling my work as it has caused me great embarrassment with my staff as the fact that I have a loan has been disclosed.
|
| 09/27/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
Something only wrong with small amount for {$250.00} and now they're trying to get over {$1000.00} for me and consumers only paid what they owe and I did already make payments back towards the loan
|
| 09/11/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
Servicemember |
|
XXXX XXXX in Wisconsin calls me 3 times per day on a {$300.00} personal payday loan taken out 4 years ago. I have received threatening calls from Texas accusing me of bank fraud in this matter.
|
| 07/29/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
Excessive over 700 % I keep getting calls from live person or robocalls saying I owe money # XXXX I received over 30 call from two mos ago I told them to stop but still calling
|
| 01/26/2017 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
Older American, Servicemember |
|
AMERICASH LOANS SAYS THEY HAVE STOPPED CALLING MY WORK PER CASE # XXXX. THIS IS A LIE BECAUSE THEY CALLED MY WORK AGAIN TODAY, CAUSING ME EMBARRASSMENT FOR THE 5TH TIME.
|
| 06/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Ive gotten multiple calls from XXXX ( XXXX XXXX XXXX looking for a XXXX XXXX. Ive told them multiple times that I am not her and please remove me. They have not.
|
| 06/06/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I received a letter from an attorney that credit box has placed a collection with them for {$7800.00} for a loan amount of {$1500.00} that's XXXX in interest.
|
| 02/10/2017 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
|
|
Americash loan wants XXXX on a XXXX loan a 197 % rate of interest a high rate of loan
|
| 10/10/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
Complete information on interest rate was not disclosed until I signed for the loan.
|
| 04/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
I do not recognize this company and is on my report twice within to month
|
| 05/23/2018 |
Yes |
- Debt collection
- Payday loan debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Repeated calls and messages from different numbers.
|
| 01/12/2024 |
Yes |
- Debt collection
- Payday loan debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
|
| 11/16/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
|
|
Web |
|
|
|
| 11/09/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Postal mail |
|
|
|
| 09/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
|
| 09/15/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Loan payment wasn't credited to your account
|
|
Web |
|
|
|
| 06/23/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 05/14/2023 |
Yes |
- Debt collection
- Payday loan debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 03/07/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 03/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 10/24/2022 |
Yes |
- Debt collection
- Payday loan debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 10/17/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Was approved for a loan, but didn't receive the money
|
|
Phone |
|
|
|
| 08/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 03/09/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem when making payments
|
|
Phone |
|
|
|
| 02/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 04/20/2021 |
Yes |
- Debt collection
- Payday loan debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/19/2021 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem with the payoff process at the end of the loan
|
|
Web |
|
|
|
| 01/15/2021 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem with additional add-on products or services
|
|
Web |
|
|
|
| 12/21/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem when making payments
|
|
Web |
|
|
|
| 12/18/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem when making payments
|
|
Web |
|
|
|
| 09/28/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem with the payoff process at the end of the loan
|
|
Web |
|
|
|
| 09/28/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Problem with the payoff process at the end of the loan
|
|
Web |
|
|
|
| 08/04/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 07/13/2020 |
Yes |
- Debt collection
- Payday loan debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/25/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 01/24/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 11/22/2019 |
Yes |
- Debt collection
- Payday loan debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 07/08/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 06/24/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 04/26/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/08/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
|
|
|
Phone |
Servicemember |
|
|
| 11/30/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
Servicemember |
|
|
| 08/28/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Problem with the payoff process at the end of the loan
|
|
Web |
|
|
|
| 04/30/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Loan payment wasn't credited to your account
|
|
Referral |
|
|
|
| 04/05/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
|
- Problem when making payments
|
|
Referral |
|
|
|
| 03/22/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 01/26/2018 |
Yes |
- Debt collection
- Payday loan debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 06/23/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't contact lender or servicer
|
|
Web |
Servicemember |
|
|
| 06/22/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 04/09/2017 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 12/16/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
|
| 10/21/2016 |
Yes |
- Debt collection
- Payday loan
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Phone |
|
|
|
| 10/11/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Phone |
|
|
|
| 09/21/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
|
| 07/06/2016 |
Yes |
- Consumer Loan
- Installment loan
|
- Taking out the loan or lease
|
|
Web |
|
|
|
| 06/23/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Phone |
|
|
|
| 06/14/2016 |
Yes |
- Consumer Loan
- Installment loan
|
- Managing the loan or lease
|
|
Web |
|
|
|
| 02/14/2016 |
Yes |
|
- Payment to acct not credited
|
|
Web |
|
|
|
| 01/10/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
|
| 10/21/2015 |
Yes |
|
- Payment to acct not credited
|
|
Web |
|
|
|
| 10/19/2015 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
|
| 07/02/2015 |
Yes |
- Consumer Loan
- Installment loan
|
- Shopping for a loan or lease
|
|
Phone |
|
|
|
| 06/01/2015 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
|
| 05/14/2015 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
Older American |
|
|
| 04/01/2015 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 03/18/2015 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 02/06/2015 |
Yes |
|
- Charged bank acct wrong day or amt
|
|
Web |
|
|
|
| 01/21/2015 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
|
| 01/14/2015 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/04/2014 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
|
|
|
| 11/18/2014 |
Yes |
- Debt collection
- Payday loan
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/20/2014 |
Yes |
- Consumer Loan
- Installment loan
|
- Managing the loan or lease
|
|
Web |
|
|
|