| 04/20/2017 |
No |
- Debt collection
- Credit card
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Recieved several calls from American Mediation regarding a file number and account in my husband 's name. They called him, me, and his ex-wife. I called them back and spoke with a representative named XXXX XXXX at XXXX . He told me that my husband had and XXXX mastercard that was opened in XX/XX/XXXX in XXXX County that he was active with and making payments on until XXXX of XXXX but then had an outstanding balance left of XXXX . He gave me his social security number and his former addresses, including one that would be accurate at that time. Figuring it was a legitimate debt I agreed to pay it, he emailed me a contract and I signed that electronically and then gave him information to make the payment. I then contacted my husband to follow up. He never had a credit card at that time, it was not his debt. He also checked his credit report to verify that this charge was not on it. I called XXXX back and told him that it was not a valid debt and that they were not allowed to collect those funds. He was able to list everything on my husbands credit report and claimed that that the account he told me about was the same as the account listed there, however I paid that account in full a couple months ago, and the amounts and dates did not match up. He told me that i was committing a breach of contract, that he has me on a recorded line agreeing to pay the amount, and that they would file ligation against us to collect the amount and more because of that breach of contract. He back pedaled and tried to claim that if i provided him with the paid in full information they would just clear the debt, when i told him that the account on the report is not the one he is claiming to collect on he said that there is just a discrepancy in the amount, he also said that they pulled the charge off the credit report to pursue it. So not only was there just a discrepancy in the amount, but it was not really even there. He called me idiotic, rude and argumentative, and consistently contradicted himself. I explained that we would not be paying that amount, contacted my back to ensure that no charge would be approved by them and informed him that I would be reporting them for fraud.
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| 10/07/2021 |
No |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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I received a call from a " process server '' and they told me to call another number to try to resolve a case they were trying to serve me for without saying what I was being served for. The company that I called acted like they weren't sure what to do with my debt and since the process server said their phone number, then they guess they could continue the mediation process. I asked for information in regards to what this was and they claimed I should have received paperwork back in XXXX, which I had not. I can't find their business online anywhere and the phone number I plug in doesn't return any associated business. They did send me an email with only payment options but no address or other information for the debt or their right to collect the debt. They informed me the only way I will get paper documentation would be to get served. Also if I did a debt validation letter that wouldn't stop me from being sued and it would take too long to get the information out. They also said I would owe over {$5000.00} if it went to court but if I did out of court options it would only be around {$1300.00}.
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| 05/18/2017 |
No |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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XXXX / XXXX / XXXX I get a call from family saying someone has been calling them threatening to bring a lawsuit against me and put liens on all my property but refused to give them anymore details but left a phone number. I get home today and call American mediation with this phone number ( XXXX ) I received from my family. I talked to someone there who said his name fast and did not want to repeat it. I asked what debt they were trying to sue me for and he claims its a XXXX XXXX account. I told them I had not had an account with them in years and that must be statue of limitations. He lies and claims it was XXXX . I asked him his name so my lawyer could be contacted he refused and said he would see me in court. I called XXXX XXXX and they confirmed it was past statute of limitations. This company is obviously out to defraud seniors and anyone else they can.
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| 05/18/2017 |
No |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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XX/XX/XXXX I get a call from family saying someone has been calling them threatening to bring a lawsuit against me and put liens on all my property but refused to give them anymore details but left a phone number. I get home today and call American mediation with this phone number ( XXXX ) I received from my family. I talked to someone there who said his name fast and did not want to repeat it. I asked what debt they were trying to sue me for and he claims its a XXXX XXXX account. I told them I had not had an account with them in years and that must be statue of limitations. He lies and claims it was XXXX . I asked him his name so my lawyer could be contacted he refused and said he would see me in court. I called XXXX XXXX and they confirmed it was past statute of limitations. This company is obviously out to defraud seniors and anyone else they can.
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| 12/20/2017 |
No |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Phone |
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| 04/18/2017 |
No |
- Debt collection
- Credit card
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- Communication tactics
- Threatened to take legal action
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Referral |
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| 04/18/2017 |
No |
- Debt collection
- Credit card
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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| 01/19/2017 |
No |
- Debt collection
- Credit card
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- False statements or representation
- Indicated committed crime not paying
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Web |
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| 10/19/2015 |
No |
- Debt collection
- Credit card
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- False statements or representation
- Impersonated an attorney or official
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Phone |
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