American Collection Services, Inc. (OK, TX) CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NC 28215	Web
I constantly dispute these accounts in questions and I am not provided anything showing these accounts belong to me yet they are sold over and over again to companies that post them to make it seem like I just opened the account last month. These companies did not provide me any information in the form of a letter that they were putting these things on my credit report which they are required to do. I don't understand how they are able to report these accounts on my credit that are not accurate and make it seem as if I incurred this debt last month. Reported by XXXX : XXXX Opened : XX/XX/XXXX Amount : {$3200.00} ( Please Provide Proof this was opened on this date and that it belongs to me ) Original Creditor : XXXX ( Please provide proof that I opened an account with XXXX on XX/XX/XXXX according to the account you have posted to my report. ) XXXX XXXX Opened : XX/XX/XXXX Amount {$230.00} ( Please provide proof this account belongs to me and that it was opened XX/XX/XXXX. ) Original Creditor : XXXX XXXX XXXX ( XXXX XXXX is based in Oklahoma where I lived in XXXX and, moved and, haven't lived there since XXXX How could I have opened an account last year? ) XXXX XXXX XXXX ( also known as American Collection Services ) Opened : XX/XX/XXXX Amount : {$120.00} ( Again Oklahoma Business stating I opened and account in XXXX and I did not live there. ) Original Creditor : XXXX XXXX XXXX XXXXXXXX ( Did not live in Oklahoma in XXXX ) I would like all the companies above to remove these accounts from my report and stop reporting inaccurate at this point fraudulent information for years this has been going on. Reported by XXXX : XXXX XXXX XXXX Opened : XX/XX/XXXX Amount : {$840.00} ( This doesn't belong to me was never provided proof after asked several times that this account belongs to me ) Original Creditor : XXXX XXXX XXXX ( They never reached out to me about this, I don't know what this is and this does not belong to me I need It to stop being reported and removed immediately. ) XXXX XXXX XXXX XXXX Opened : XX/XX/XXXX Amount : {$3200.00} ( Please Provide Proof this was opened on this date and that it belongs to me what they are reporting is completely inaccurate and needs to be removed ) Original Creditor : XXXX ( Please provide proof that I opened an account with XXXX on XX/XX/XXXX according to the account you have posted to my report. ) Again I need these accounts to stop being reported and to be removed immediately Unless I can receive physical proof that these accounts in question were opened by me on the dates these companies are reporting.
11/13/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 76131	Web
XXXX {$280.00} American Collection Services Inc ( XXXX ) called me on my mobile phone. Person ( XXXX XXXX ) stated they were calling to collect a debt which occurred on XX/XX/XXXX. I stated that I had no knowledge of this debt and had not received a bill. I also stated that since this was at a hospital I didnt know and was in another state that I wasnt sure of anything. The woman, XXXX stayed that she was calling to collect it now before it ruined my credit. I kept telling her this wasnt right and she kept talking to me like I had no other choice. I wanted to check with my insurance company and find out what it was but she told me if I didnt pay today it would post to all three credit bureaus. She also stated that she had had the debt on her desk since XX/XX/XXXX and that the address she had for it was incorrect. I told her I always kept my addresses current and she even told me what my current address was, my SSN, and she had called me which means shed had my contact information but had not sent me any statement or notification in the mail. Ive always left forwarding addresses and have been at my current address for almost 3 years. When I balked at paying she said that it would just have to be posted to my credit report and it would negatively impact my credit if I waited to contact my insurance company. Im recovering from a nasty divorce and an arson fire which destroyed my home in XXXX. Ive worked hard to rebuild my credit and my life and she swoops in and threatens that life. She also admitted that this hospital in XXXX did not keep good records and probably might not be accurate. But still she pushed me to make a payment. I was not afforded the opportunity to verify the debt and it didnt sound like this agency verified it either. I want this made right. I want my payment returned to me until proof of the debt is made and I want this company to be fined for not following the requirements of the law. I did not receive notice and they threatened me with negative reports on my credit. I appreciate any help you can give.
10/30/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	OK 73020	Web	Servicemember
American Collection Service continues to contact me regarding medical debts that my wife owes. When trying to work with this company for a payment plan at an amount we can afford the company will refuse any offer other than their decided amount and begins to threaten the accounts have to be paid in full or they will release the account to their lawyers and sue me. Every time this threat is made they give me a 4 hour limit to provide them a final answer or they will move forward with a law suit, and they have made this threat over the past 3 months on the same accounts. These threat start happening near the end of each month. We had a previous account with this company that had been paid in full with the agreement to remove the collection from my credit report and the company did not follow through with their agreement claiming they did not have to because they received additional accounts for my wife while the original account was being paid off. The company has so far threatened to sue us for the full amount of XXXX accounts 3 separate times, threatened to garnish my wifes wages 3 separate times, and have refused all of our payment amount offers. I was once again contacted by this company today ( XXXX XXXX 2015 ) with a 4th threat of sending all the accounts to their lawyers to file suit on the debts. Additionally, the company name is American Collection Service but they are reporting to my credit report as XXXX which I feel is purposely misleading.
02/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OK 735XX	Web
On XXXX XXXX, XXXX, XXXX XXXX, XXXX, and XXXX, XXXX, I notified XXXX XXXX XXXX XXXX XXXX XXXX XXXX that I have noticed Collection Agency Information located on my credit reports. Also, credit reporting inaccurate & incomplete information without proper notice and validation of the debt may violate the Fair Credit Reporting Act ( FCRA ) and Fair Debt Collection Practices Act ( FDCPA ). Ive written to the Collection Agency to notify them of their unlawful mistake. Furthermore, XXXX never properly contacted me concerning any debt owed with a balance of {$19.00}. However, I have disputed a similar debt from a different debt collection agency in XXXX of XXXX. I also requested that the debt collection agency send a copy of my dispute letter to the original creditor to ensure XXXX is aware of my dispute with the debt. The collection agency never responded to me. Finally, there is more than one person with my name in the database at XXXX. I respectfully asked for XXXX to promptly inform me in writing of the results when XXXX has finished with its investigation regarding this medical bill of {$19.00} at my address. I did not receive a response from XXXX For transparency, I informed XXXX that I may file this letter as a complaint with the Oklahoma Attorney General as well as the Consumer Financial Protection Bureau ( CFPB ).
02/01/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OK 73099	Web
While reviewing my annual credit report on XX/XX/18, I discovered two reported incidents being claimed as unpaid debt against me a company called " American Collection Serv ''. Both incidents claimed that I owe them {$7.00} for each incident. I filed a dispute online with XXXX indicating that absolutely NO INFORMATION has been provided to me about either claim, that I have never been contacted by this company, I have no clue what the claim is pertaining to, and to please have this mysterious/anonymous company contact me with any & all information. The dispute was closed by XXXX on XX/XX/18 as a " verified '' debt that I owe. I have never heard of a company called " American Collection Serv '' and no one has contacted me. This slanderous information is impacting my credit score and reputation. XXXX will not provide me with additional details and merely points me to the CFPB for recourse. Can you please help me find out what these false charges are being claimed for? The reckless nature of XXXX and " American Collection Serv '' in this matter is shocking. I am at a loss and very concerned that anonymous reports are impacting the financial well being of my family. Thank you,
12/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 613XX	Web
Against my knowledge my ex-husband of XXXX who has full custody of our son listed me as the person responsible for a medical bill. I have contacted XXXX XXXX XXXX out of XXXX Oklahoma on XXXX occasions. I have explained each time that not only do I have no rights to said child I also am not legally responsible per the divorce for any medical bills of said child. I did not sign any hospital papers stating I had any knowledge of this bill, I received no bill, I have not been a resident of Oklahoma for XXXX, I did not sign HIPPA papers and this is fraudulent. I was told every time that they would not do anything. I have given them his father 's name and number and told them his insurance that is carried as well to no avail. I have called the debt collector who this was turned over to and have tried 3 times to dispute this blatantly fraudulent charge with no success. I only found out about it when I checked my credit report. This is the XXXX bill coming out of the same community hospital that has negatively affected my credit in the past XXXX. I did not sign, have knowledge or even live in the state this bill comes from. I have been a resident of Oklahoma since XXXX.
03/29/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	OK 74136	Web
On today XX/XX/2018 approx XXXX central standard time I received a call from a debt collector. I explained driving filing bankruptcy. I attempted to explain can't get attorneys information driving I was unable to pull over he gets angry and hangs up. The call didn't drop he was angry and badgering me for the information. I was trying to advise to call me bk on tomorrow would be happy to get the information. This debt collectors name is XXXX XXXX that called me. So after he hung up I called the Company back and spoke to XXXX XXXX with American Collections he said he was a supervisor I explained to him what had just happened and he said to me we just need your attorneys information?? I said sir you need more than that I was mistreated and you don't have a right to mistreat people. I asked for his senior manager he refused and said this is as far as this is going to? He was bullying me to as if I don't have a right to voice my concerns over this gross misrepresentation!! I advised him of filing a complaint against the company and both of them!!!
04/15/2015	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	OK 73115	Web
American Collection Services has continuously contacted me attempting to get a hold of my mother. My mother called while I was on the phone. XXXX the debt collector disclosed all of the my personal information to my mother without my permission. Once he knew that I was on the phone, he then asked for me to talk to my mom about the accounts. After the account information was disclosed, I then tried to set up a payment plan where I could send in the payments or call them in each month. XXXX then refused saying that I needed to set up the payments with my checking information or a debit card/credit card. Told him that I was uncomfortable with the situation. He then said that we can not come to an agreement and that he would proceed with collection efforts. I attempted to set up a payment plan but now I might be getting sued because I do not feel comfortable giving my information over the phone. He also violated my rights in reference to the FDCPA by disclosing my personal information with my Mother, XXXX XXXX without my permission.
04/10/2018	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 75204	Web	Servicemember
Called American Collection Services on XX/XX/18 at ~XXXX CST to inquire about a debt letter they sent and their rep indicated that the collection was already reported on my credit and would continue to negatively affect me. When I questioned the validity of this statement, she back tracked and denied ever giving this advice. I immediately asked to speak to a supervisor and she said one was not available. I hung up the phone and called back and had another rep route me to supervisor XXXX XXXX, who was actually available. XXXX seemed less than interested in resolving the issue, mentioning that he was too busy to review the recording. Mentioned he would have another manager call me back, but seemed unlikely at that point. This debt service company is allowing their reps to give legal advice when collecting debt and needs to be reprimanded to correct the culture that seems to come from the top.
10/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	OK 73099	Web	Servicemember
When I pulled my credit-I found over 38 medical accounts for XXXX XXXX XXXX and a few other doctors offices and hospitals-I contact the medical offices and hospitals and found out that these charges are fraudulent and several of the accounts are charges for visits I didn't even attend. I contact the attorney general in my state and an attorney. They informed me to filed a fraud affidavit and complaint with their departments. I sent this paperwork to the credit reporting companies and to the this collection companies. American Collections and XXXX XXXX XXXX ( which are the same companies ) refuse to remove any of the accounts. I haven't received any paperwork and they keep reporting the accounts inaccurately on my credit reports. One account alone with the same account number and service date-shows a different amount owed with each credit reporting company.
06/10/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OK 73018	Web
Was contact by collection agency debt was going to collections, I called XXXX on XXXX XXXX, 2016 and paid debt in full. She stated she would notify the collection agency. Did clear the bank without any problems. Noticed on XXXX XXXX, 2016 collection agency had posted negatively on my credit report. Called agency to notify them that the bill had been paid. Response was " too bad, it 's on your credit for 7 years ''. The gentleman on the phone was verbally hateful and stated I had to give them {$600.00}. Asked them to call and verify with original company that debt was paid in full or to give me a fax number as I did not have paperwork with me. Originally, he asked me to fax verification but then refused to give name or fax number. Have placed called to original company.
11/04/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	OK 73072	Web	Servicemember
I have paid off all my creditors but there are 3 items that are inaccurately on my report that needs to be taken off. I have never had a Title Loan and I have asked repeatedly to show me the Original Loan Agreement with my signature and they could not. They told me they would take it off and still have not. There is a Doctor visit bill for $ XXXX I know nothing about either. I have asked for the Original Bill with signature and still showing inaccurate information effecting my credit score. There is a XXXX XXXX XXXXXXXX as well that they will not let me take off even though it is not mine due to their policy of XXXX. I have asked for Original Bill with my signature and they do not respond. My Credit Report needs to be corrected. Thank you
12/20/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OK XXXXX	Web
MEDICAL BEING REPORTED THAT I WAS UNAWARE OFF.. I never received notice that you were going to insert negative data on my credit report, as you are required by the FCRA. MEDICAL DEBT UNDER {$200.00} IS NOT TO BE LISTED ON MY CREDIT REPORT. I NEVER RECIEVED AN ITEMIZED STATEMENT PROVIING THIS DEBT IS IN FACT MINE. A bill without a signature does not validate the debt and anybody can send a bill and say its mines.According to the FCRA, AMERICAN COLLECTIONS SVCS.INC. XXXX XXXX XXXX XXXX XXXX XXXX OK XXXX ( XXXX ) XXXX has violated my rights as a consumer and I am requesting legal action to remove this account immediately. This violated XXXX laws and all. My information should have not been sold. It is confidential information.
12/29/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	AR 72764	Web
The company states that I owe a debt. The account needs to be verified. I don't want a statement. I want my contract with this company for the alleged account with my wet signature and the company 's signature. I want the services that I had with this company, and I also want to know if this company is a third-party debt collector. I have already filed a complaint with the Attorney General and the FTC. Pursuant to 18 USC 8 & HJR 192 of 1933 it's the US obligation. The account has several different dates on my credit report, and they are also reporting to all three CRA 's and I want them to delete the account from my report. I DO NOT give my consent to this company to report anything on my credit report
09/03/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	OK 73703	Web
I am trying to improve my credit score so called a collection company on XXXX XXXX and paid them {$160.00} for a debt. The XXXX XXXX company goes by American Collections Services on two credit reports and XXXX XXXX XXXX on another. I waited a month and saw that they have reported just days ago on another outstanding debt, but did NOT report that this debt is paid. Instead, they left it on my report. I know I have another debt to pay and hope to pay it soon, but would like my report to reflect the fact that the debt has been paid. It cleared my bank account on XXXX XXXX. The address and phone number listed on one credit report are : XXXX XXXX XXXX XXXX XXXX XXXX, OK XXXX ( XXXX ) XXXX
01/18/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OK 73107	Web
they are showing i have a debit when i do n't. best i can tell this is nothing less than an at lest three attempt of over billing a/k/a mail fraud. for a fee of {$500000.00} to them ( pluse court cost and attorney fees ) i 'll pull my checks, credit card statement, etc. anything less is wasting my time. This offer is only good for 10 days this fee does not include punitive damages, interest, insurance expanse, etc. that is to be determined by attorneys and/or jury. they have already been advised in writing these are nothing less than an attempt of ether paid or an act of over billing, just not mine.instead, just comment another act of over billing and punitive damages.
03/31/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OK 73109	Web
I am not XXXX. I get frequent calls from businesses and creditors looking for him. I do not know him. Some businesses continue to call even after I 've told them this is not his number and I do not know him. I have even been called a liar. Today, a woman who identified herself as XXXX from American Collection Services Inc informed me that she or her company will continue to call because XXXX gave this number. She says that as long as this number was provided they can call because it is not their fault. I told her that I would file a complaint if she called again. She said go and ahead and file it because they will call again.
07/28/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OK 736XX	Web
Failure to remove a debt paid in full from a credit report is against the law and failure to have said debt removed from collections and still trying to collect on debt that has been paid in full to the physical is fraudulent and grounds for a law suite . I have submitted evidence to reflect such payment in full to collections as well as ALL CREDIT REPORTING COMPANIES. If this debt does not get removed ASAP my lawyer is prepared to take legal action against all parties involved that are not conducting in the manner and are committing fraudulent acts against me and my good name and credit.
12/21/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OK 73099	Web
I have a couple of derogatory marks on my credit that should not be there. My father and I have the same name. His bills from the Oklahoma XXXX Hospital were put into collections in my name and then sent to my credit report. There are a total of three of these marks, with XXXX XXXX stating that they have been on there since XX/XX/2013. They are all from American Collections, the totals for them are {$24.00}, {$50.00}, and {$87.00}. I have called the XXXX Hospital and they are trying to send the bills to the correct person, but I still need them taken off my report.
03/27/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OK 73099	Web
I have tried to Validation 22 accounts that are on my credit report from American Collection Services. I have sent 2 Certified letters of Validation Request and 5 fax request of Validation letter. I did dispute all of the accounts with the credit reporting agencies. XXXX, XXXX XXXX and XXXX. They removed the all 22 accounts off XXXX and XXXX XXXX but didn't removed of XXXX. They stated to XXXX that the accounts do belong to me. But I can't get any information regarding any of the 22 accounts from the collection company.
02/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OK 735XX	Web
I was a patient of the Emergency room and my insurance was not properly filed by XXXX employees, who were more concerned with having an inappropriate conversation then doing their jobs. The employees were given a copy of my XXXX XXXX XXXX XXXX XXXX insurance card, and still did not enter the information correctly. I spoke to XXXX XXXX who stated they would remove this fraudulent debt and clear the account. They instead sent it to a collections agency instead of doing the right thing so they can collect more money.
08/04/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	OK 73012	Web
We filed bankruptcy XX/XX/2018. We had the collection agency as well as the collection agency client list in the bankruptcy. The bankruptcy was discharged mid-XX/XX/XXXX. We are still getting collection notice from this agency. I have written them several letters advising them if this and to contact the attorney that handled our case. The bankruptcy case # XXXX. The collection service information is American Collection Services , INC, and the client information is XXXX XXXX XXXX XXXX.
08/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OK XXXXX	Web
I have a loan with AMERICAN COLLECTION SE ( Original Creditor : XXXX XXXX XXXX - 2017 ) and XXXX XXXX XXXX. I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX XXXX XXXX, AMERICAN COLLECTION SE ( Original Creditor : XXXX XXXX XXXX - 2017 ) and XXXX XXXX XXXX with no successful resolution. There was definitely an error on their part.
07/17/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	OK 73064	Web	Servicemember
Female from ACS called and accused me of committing insurance fraud for waiting and eventually cashing a check my insurance company sent me that after the fact we found out should've been sent to the doctor. It was addressed to us and was verified by the bank at the time of deposit. This same vendor is now trying to get us to pay a bill that we already paid by threatening to report it to credit bureaus.
06/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OK 73099	Web
I was made aware of the ability to check my credit report weekly for free due to the pandemic. I noticed a debt collection on my credit report. I immediately contacted the company on file. After contact with the company, I did not receive a 30 day notice to dispute the validity of this debt. I am requesting proof of address where the notice to dispute the validity of this debt went.
03/20/2018	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	OK 73533	Web
Company calls multiple times a day even after being told not to. Will not answer any questions about who they are. Will not validate the " supposed '' debt Caller has identified themselves as either XXXX XXXX or XXXX XXXX. Phone number lookup identifies the company as American Collection Services. However, no one who calls will tell me the name of their company.
05/16/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 30034	Web
we rented a house from this company, and he did not fix anything we went to court court ordered us to pay him XXXX dollars and move and we did. He owns a low-income apartment complex we never lived in after we paid him and the case was over he took our information and placed an amount on our credit report as if we lived in that complex we never lived there.
07/29/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	OK 735XX	Web
This collection agency obtained the name and phone number of my emergency contact person from my MEDICAL RECORDS and repeatedly contacted that person!!! Is this legal??? They left messages and contacted this person even after she called them back and asked them not to contact her again.
03/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	OK 73110	Web
The original creditor and the credit agencies unknowingly and without my consent traded my information to misrepresent and hinder my credit report and score.
01/20/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OK 73099	Web
Paid cash the day of procedure ( couldn't have procedure without paying upfront ), Was given a receipt but can't find and now they are saying I never paid.
08/25/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	OK 740XX	Web
I had insurance at the time along with Medicaid. Medicaid paid bill in full except {$3.00} which is my portion.
06/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OK 73132	Web
Company collected a debt that I was in aware of owing. XX/XX/18
02/01/2024	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	SD 57105	Web

10/19/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OK 73505	Web

10/19/2023	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	OK 73505	Web

09/28/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OK 73505	Web	Servicemember

09/11/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	UT 84057	Web

09/08/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	UT 84057	Web

09/08/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	UT 84057	Web

09/01/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 73071	Web

08/18/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	IL 61104	Phone

05/22/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NC 28428	Web	Servicemember

02/01/2023	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OK 74464	Phone	Older American

01/23/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73072	Web

01/15/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	OK 73036	Web

09/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60607	Web

09/16/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OK 73049	Referral

08/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OK 73115	Web

06/02/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73005	Web

01/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 73501	Web

01/12/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 73114	Web

11/18/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OK 73162	Web

10/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 73099	Web

08/22/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73130	Web

07/13/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73162	Web

06/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OK 73160	Web

05/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 78130	Web	Servicemember

03/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 73170	Web	Servicemember

01/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OK 73120	Postal mail

11/25/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OK 73160	Web

11/20/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	OK 73013	Web

10/22/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73013	Web

09/14/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OK 73013	Web

09/19/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OK 73103	Postal mail

07/19/2019	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	OK 74857	Web

02/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 73115	Web

04/25/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OK 73113	Postal mail

03/06/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OK 73013	Web

10/24/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OK 73013	Web

04/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	OK 73012	Referral

04/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	OK 73012	Referral

12/04/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KS 67218	Web

04/22/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CO 81212	Fax

03/24/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	OK 74871	Fax	Older American

02/10/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	OK 73115	Web

09/28/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	OK 73632	Web

09/23/2014	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	CO 80013	Web

09/04/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OK 73122	Web

06/17/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91301	Web

02/12/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	OK 73162	Web

02/05/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	OK 73507	Web	Servicemember

01/27/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WI 53713	Web	Servicemember

10/23/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OK 73127	Web