AmerAssist A/R Solutions, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
04/25/2019	No	Debt collection Other debt	Communication tactics Frequent or repeated calls	MD 21401	Web	Servicemember
On XX/XX/2019, I submitted a dispute against a debt collections agency named Amerassist AR Solutions, the debt in question was called, XXXX XXXX XXXX XXXX XXXX, with an account balance of {$2500.00}. I made the dispute because I believed there were errors on the report on the collections account. On XX/XX/2019 a couple of weeks later, I received an email alert from XXXX, a credit reporting app that updates daily & informs consumers when a credit report changes. This email alert indicated that the Amerassist AR Solutions Collections Account was removed & that the {$2500.00} had fallen off of my credit report. With the collections account falling off of my credit report, my credit score increased by " 40 '' points. I wanted to be assured that this in fact was the case, so I used two more credit reporting apps to verify the collections account, XXXXXXXX XXXX XXXX XXXX XXXX had fallen off of my credit report, those credit apps were XXXX XXXX XXXX XXXX XXXX. All three credit apps indicated that indeed my Collections account did fall off On XX/XX/2019 & that there were no errors found. Five days after my collections account was successfully disputed and removed, On XX/XX/2019 the collections agency Amerassist AR Solutions fraudulently added a hard inquiry to my credit report stating in the inquiry report that a lender had requested a copy of my credit report for an installment loan. The inquiry went even further and stated that every time that I would apply for credit, a hard inquiry would be placed on my credit report and it may stay on my report for 25 months. The very next day after I saw this fraudulent Hard Inquiry added onto my Credit Report, I quickly called XXXX On XX/XX/2019 to question why was an installment loan being processed under my credit report by the very same collections agency that I had recently had a collections account deleted from. XXXX, The representative of XXXX informed me that it did look like fraudulent activity could be taking place through the Amerassist AR Solutions Collections Agency. XXXX informed me that I should call my local law enforcement to file a report for fraud by the Collections Agency which I have not done yet. XXXX also highly recommended me to add a fraud alert onto my XXXX Credit Report so that all lenders would have to call me before any financial transactions would be completed. I added a personal statement on my XXXX Credit Report asking all financial lenders to call my cell phone number and verify my identity before extending any credit. XXXX also highly recommended me to call the collections agency Amerassist AR Solutions to find out why was this fraudulent Hard Inquiry placed on my Credit Report & furthermore find out if someone was actually trying to open an Installment loan using my social security number at the Collections Agency. Well, as soon as I got off the phone with XXXX, I immediately called Amerassist AR Solutions, A representative by the name of " XXXX XXXX '' as he claimed on the phone answered the call and informed me that he had never saw a hard inquiry of that manner in which was displayed on my Credit Report ever being sent to a consumer. XXXX XXXX XXXX then explained that it could have been a mistake or a problem with the IT department. XXXX XXXX then asked me if I could send him a copy of the email alert or the alert from XXXX so he could send the copy to his IT department. XXXX XXXX indicated that he would call me back once he could confirm the issue. Im still awaiting that call today. I have not heard from him since, although the same very day I made the phone call to him, the fraudulent Hard Inquiry fell off of my credit report. I have received no emails or calls of apology from the Collections Agency. The very worst part of this whole ordeal, the very next morning, On XX/XX/2019, I received an email alert indicating that my old collections account that was successfully disputed and removed was now back on my Credit Report. The new email alert indicated that my Credit Score had been hit again by this same old collection account and has brought my credit score back down " 40 '' points. I really do believe that Amerassist AR Solutions used this very deceptive tactic of adding a Fraudulent Hard Inquiry to my Credit Report in order to gain more information from me to try to be able to collect on this very old collection account. I don't know anyone who would just let a fraudulent account stay on their Credit Report especially if it could harm the consumer for more than two years. Im sure Amerassist AR Solutions knew this and used this deceptive tactic to their benefit. I will again be disputing this collections account on the merits of all the harassment and deceptive tactics that this company has been making me endure. The harm has been taking a toll on my Credit Health and has caused me to add an extra layer of security on my XXXX Credit Report. I do have a copy of all the phone transcripts should I need to submit them as evidence in the future. Should any further action be pursued by Amerassist AR Solutions against me, they will give me no further option but to pursue legal action against them in a court of law. The Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ) both work in tandem to protect all consumers from negligent and deceptive behaviors that can cause lasting damage to a consumers Credit Report and individual liberties.
08/08/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75232	Web	Servicemember
A credit letter was sent to the company on XXXX XXXX XXXX. In the letter, I requested that the debt b removed because I never had the debt with AmerAssist. The debt originated with XXXX XXXX The company when called did confirm the debt was purchased. The second letter has been sent to the company. The letter has been enclosed : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Texas XXXX ( XXXX ) XXXX XXXX XXXX XX/XX/2023 AmerAssist XXXX XXXX XXXX XXXX, OH XXXX Subject : Second Attempt Credit Dispute Dear Sir/Madam, I am writing to follow up on my initial credit dispute letter dated XXXX XXXX XXXX, regarding the inaccuracies in my credit report. Despite my previous correspondence, the items in question have yet to be resolved or updated. I kindly request your immediate attention to rectify these issues as soon as possible I would like to reiterate the incorrect information that I am disputing and provide any additional evidence or explanations to support my claims : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt Collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request credit Coat your offices provide me with competent evidence that I have any legal obligation to pay you. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus ( XXXX, XXXX, and XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following. Violation of the Fair Debt Collection Practices Act Defamation of Character I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for the suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on the file of the alleged debtor. Alleged account number. Address on file for the alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to the collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for XXXX XXXX XXXX in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Best Regards, XXXX XXXX XXXX XXXX Federal Trade Commission
08/24/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 35020	Web
Amerassist has been harassing me by inaccurately trying to collect debt for a bill that was cancelled by the original creditor XXXX XXXX Amerassist is threatening to damage my credit by unjustly and abusively contacting me. XXXX XXXXXXXX made my aligners incorrectly both the top and bottom aligners were for top teeth only and did not fit my top or bottom teeth as displayed in the pictures. I called XXXX XXXX immediately to address the concern. I was told that " Doctors '' were going to follow my treatment which never happened and is a form of malpractice. The aligners were never fixed this was also during the beginning of Covid 2019 and the state of New Jersey where I lived at the time declared a state of emergency and no one was to come in contact with another person other than close family/friends. The physical local office was closed. I was in constant communication with XXXX XXXX regarding the aligners issue. XXXX XXXXXXXX agreed this was their fault and sent a cancellation email as a result of not fixing my aligners and Covid-19. XXXX XXXXXXXX sent me a cancellation email that is in high resolution and difficult to forward which is deceptive practices. I had to put it in a word document form so that it is readable to anyone I forward it. Not less than a month after XXXX XXXXXXXX cancelled, Amerassist showed up on my credit report and damaged it for the following 2 years. I already sent a complaint to the CFPB for Amerassist and Amerassist did not respond because they did not have any paperwork for me at the time which they should be penalized for attempting to collect a debt improperly with no paperwork to provide. Also the amounts on the contracts have been changed as well as the dates all of this is deceptive tactics to undermine the consumer. The paperwork has been altered and Amerassist or XXXX XXXXXXXX has falsified the documents. Amerassist should be penalized for having my information in their records. XXXX XXXXXXXX should be penalized for inaccurately sharing my information with another company ( Amerassist ) and Amerassist should be penalized for attempting to collect a debt that is not owed. Amerassist does not have the right to harass me and should not have my personal medical information or financial information in their records. XXXX XXXXXXXX should be penalized for falsifying documents and practicing the law by presenting legal contracts to customers without a lawyer/Attorney or a person with the correct credentials present. This is a violation of my rights 15 US Code 1681 A4 There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. 15 US Code 1 A ) the consumer authorizes the agency to provide such report to such person. XXXX XXXXXXXX did not make any of my trays correct and cancelled my order when I explained the issue. Amerassist has no right to report on my credit report. Amerassist should not have any of my personal information. 15 US code 1692d ( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. Amerassist is in violation of contacting me and has a different amount on the statement they sent me {$1500.00} and a different amount on XXXX XXXX XXXX which under mines me is harassment and abusive practices. Please stop harassing me and do not attempt to contact me. XXXX XXXXXXXX and Amerassist have no rights to debt and should stop harassing me for debt I do not owe. Amerassist does not have the right to collect as Covid 19 was in full effect and my account was cancelled by XXXX XXXX and Forgiven since they were unable to fix trays since the State of New Jersey was in a mandatory stay at home pandemic. Please stop harassing me this is in violation of my human rights. Amerassist took a long time to respond to my first and second complaint because they did not have authorization so collect. On XX/XX/XXXX XXXX XXXX closed its offices known as XXXX XXXX around the country due to the coronavirus like I said XXXX XXXX was not able to fix my trays and closed and forgave my account in full. Please stop harrassing me. I am requesting a monetary relief in the amount of {$1000.00} due to stress and XXXX this has caused. XXXX XXXX email address XXXXamerassist.com is in violation of sending my information to a third party company Amerassist when I do not owe XXXX XXXX. XXXX XXXX is sharing sensitive information and is in violation of the consumer rights.
01/31/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46410	Web
On XX/XX/XXXX, I received a letter from AmerAssist stating that I owed a dental practice over {$220.00}. On the back of the letter it explained how I could dispute this debt and request for more information to be sent. On XX/XX/XXXX, I sent them a Validation of Debt letter asking them to send as follows : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. They have not sent me any of the information requested above that is by law my right to receive in order to proceed with this matter. They never sent more validation on this debt, but continued to harass me through letters stating the same thing from the first letter and saying that I have ignored previous attempts to collect debt from the above listed creditor. Which is false, because I sent them a Validation of Debt within the 30 day guideline requesting for more information. Then on the bottom of this letter they insinuate a threat stating that this will lead to additional costs and further proceedings. This letter was sent to me early to mid XX/XX/XXXX. Before that letter, they sent me another one stating that their client would accept a lower payment of {$110.00}, but nothing else that I asked for above in my letter. I also stated in the letter : " If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. " It's been past 30 days since I requested this information and they have not sent me a response to that letter and instead sent me two more harassing letters. Which is also a violation, because during the time frame of me waiting for a response they are not harass me about this debt. So, I called in to AmerAssist on XX/XX/XXXX to the extension they gave me in the multiple letters I received and it didn't work. So I wasn't able to speak with XXXX XXXX. Instead I spoke with a woman named XXXX, she wouldn't give me her first name, and she was very rude and abusive. She put me on hold in the middle of our conversation stating that I was upset when I was very calm and without my permission. I just wanted to know why they were still harassing me since I sent a Validation of Debt and I'm waiting on a response. She told me that they sent a response on XX/XX/XXXX and that wasn't the truth. What they sent me on that date was a statement that the client was willing to lower the debt. It did not have all of the information I requested. She continued to badger me, wouldn't listen to anything I said, and was very condescending. I told her how unprofessional she was acting and she told me she was being very professional. She insinuated that I didn't deserve more validation on this debt even though it is my right to receive it and asked, " Are you really trying to say you've never been there? '' It was so disrespectful, unprofessional and demeaning. She also threatened on the phone that further actions will be taken. I told her I never received a response to my letter and she claimed they did send it. She said they couldn't re-mail it to me and that they could only fax it. I let her know that I didn't have a fax number and she wouldn't move on re-sending this letter they allegedly sent me that I never received. Also, in my letter I told them to give me 30 days upon receipt of the response to the letter to investigate the information and see if the debt is mine. Then if the debt was mine I would pay it and if it wasn't I would either get a lawyer involved or explain further that I am not to pay this debt. But since it's been past 30 days all references to this account must be deleted.
11/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28269	Web
The attached FTC report response by AmerAssist A/R Assist Solutions , Inc stating the Company responded on XX/XX/XXXX to CFPB Complaint Number XXXX as attached, with assertions of validation and HIPAA release authorization from me for the account, there is no proof there of attached in the CFPB response. No proof of original contract and signature, no evidence of itemized billing, no proof of authority to collect debt in the state of North Carolina. AmerAssist A/R Assist Solutions , Inc. alleges the validation for the account was sent on XX/XX/XXXX and then again on XX/XX/XXXX as stated by XXXX XXXX XXXX. XXXX XXXX in his official capacity for AmerAssist A/R Assist Solutions , Inc. has provided evidence of the unlawful collection of debt by U.S. Mail on XX/XX/XXXX and XX/XX/XXXX which is prohibited by the Racketeer Influenced and Corrupt Organization Act. Upon information and admission by AmerAssist A/R Assist Solutions , Inc. established a pattern of racketeering activity by using the U.S. Mail more than twice to collect an unlawful debt and the debt collector may be in violation of 18 U.S.C. 1341, 1343, 1961 and 1962. Upon information and admissions the nature of Civ. R. Pro. Rule 36 as given by AmerAssist A/R Assist Solutions, Incs XXXX XXXX XXXX XXXX not meet the requirements mandated in the Fair Debt Collection Practices Act ( FDCPA ) or the North Carolina Collection Agency Act and the North Carolina Debt Collection Act, necessary to be a legal debt collector. The FDCPA or the North Carolina Collection Agency Act and the North Carolina Debt Collection Act mandates AmerAssist A/R Assist Solutions , Inc have a license to be a debt collector, a bond, and they must be registered with the Attorney General in the State in which they are collecting. In this instance it would be the North Carolina Attorney General with authority over the debt collection activities in the state of North Carolina. Upon information and admissions the nature of Civ. R. Pro. Rule 36 as given by AmerAssist A/R Assist Solutions, Incs XXXX XXXX XXXX the debt collector is in violation of the FDCPA, they do not meet the legal requirements to be considered a debt collector and therefore have no standing before any court with unclean hands. Moreover, the Federal Law mandates any debt collection company attempting to collect debt within the State of North Carolina, must be bonded and licensed to do so. Failure of the Corporation to maintain active surety bond, warrants grounds for immediate ceasing of collection activities and reporting to major credit bureaus. The evidence of lacking registration in the State of North Carolina from the NMLS Consumer Access database, is attached with active debt collection activities in North Carolina. A third party collection agency that violates any provision of the FDCPA, NCDCPA, and North Carolina Debt Collection Act, is liable to civil and criminal penalties which may include monetary compensation to the victim. The debt collector company can not at any point engage in abuse, threats, coercion, misrepresentation, fraud, harassment, unfair means, and deception to collect debt. 15 U.S. Code 1611- Whoever willfully and knowingly ( 1 ) gives false or inaccurate information or fails to provide information which he is required to disclose under the provisions of this subchapter or any regulation issued thereunder, ( 2 ) uses any chart or table authorized by the Bureau under section 1606 of this title in such a manner as to consistently understate the annual percentage rate determined under section 1606 ( a ) ( 1 ) ( A ) of this title, or ( 3 ) otherwise fails to comply with any requirement imposed under this subchapter, shall be fined not more than {$5000.00} or imprisoned not more than one year, or both. ( Pub. L. 90321, title I, 112XXXX XXXX XXXX XXXX, 82 Stat. 151 ; Pub. L. 111203, title X, 1100A ( 2 ), XXXX XXXX XXXX 124 Stat. 2107. ) 15 U.S. Code 1681n - ( b ) Civil liability for knowing noncompliance Any person who obtains a consumer report from a consumer reporting agency under false pretenses or knowingly without a permissible purpose shall be liable to the consumer reporting agency for actual damages sustained by the consumer reporting agency or {$1000.00}, whichever is greater. XXXX XXXX XXXX HIPAA Record Holder & Consumer
02/07/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	LA 707XX	Web
I was contacted on XX/XX/XXXX by a female representative with Amerassist at ( XXXX ) XXXX. She said I owed a debt of approximately {$3000.00} to their company. I had not received any medical bills close to this amount, but had an issue with a bill from this same company being bounced around between XXXX XXXX XXXX and my insurance company in XXXX. I was contacted by the company in XXXX and it was paid in full. I explained that I had a paid in full letter and did not owe them anything. She became very hostile with me. I explained that I worked for a bank and told her how she was treating me was against the law. She then said " Now, I know where you work! '' I perceived that to be very threatening, although I did not disclose the name of the bank I work for. When I asked her for her name, she refused to give it to me and said she was ending the call. She hung up on me. Later on XX/XX/XXXX, I called XXXX XXXX XXXX ( same company as XXXX XXXX XXXX -- the parent company is XXXX ) to complain to them about how I had been treated by the collection agency that works for them and to inquire if I had any outstanding accounts open. My daughter has severe XXXX and has her XXXX XXXX lengthened once every 6 months. The person I spoke to over the phone could not find any open accounts under my name, but referred me to XXXX XXXX, who directly handled their relationship with Amerassist. XXXX called me on XX/XX/XXXX. She went through their records and found an account from XXXX that I owed {$150.00}. She found that I hadn't received a bill because my address changed ( my name did as well, which is why the 1st representative didn't find this account initially ). I took care of the balance immediately over the telephone. She assured my that all of my cases were closed and that Amerassist would not contact me again. However, Amerassist did call me again on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and today ( XX/XX/XXXX ). XX/XX/XXXX and XX/XX/XXXX are the only times Amerassist left a voice message. After the XX/XX/XXXX voice message, I reached back out to XXXX to let her know I had been contacted by the collection agency again. After the voice message today ( XX/XX/XXXX ), I called Amerassist directly. I was transferred to " XXXX ''. When XXXX answered the phone, I recognized her voice as the person who treated me abusively on XX/XX/XXXX. When I told her that I spoke directly with XXXX at XXXX XXXX XXXX and was assured I owed Amerassist no money, she told me she wasn't going to argue with me and said she was ending the call. I called back and requested to speak to a supervisor. XXXX XXXX is the who I spoke with next. He said that he looked into my file and that XXXX had taken my number out of their system and I would not be contacted again. XXXX called me back today ( XX/XX/XXXX ) and informed me that XXXX XXXX XXXX had notified Amerassist twice that all of my accounts had been paid in full and to call her back if I am contacted again. I was contacted by 2 different telephone numbers -- ( XXXX XXXX XXXX and ( XXXX ) XXXX. As I stated before, my daughter has significant medical needs and I work very hard to make sure all of her bills are paid in a timely manner. This one physician group has an extremely slow billing process because they go back to my insurance company so many times with follow up claims. This has been very frustrating and I want Amerassist to stop harassing me when I don't have any open collection accounts. Thank you for your help with this troubling matter.
07/25/2022	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 35020	Web
Amerassist has been harassing me by inaccurately trying to collect debt for a bill that was cancelled by the original creditor XXXX XXXX. Amerassist is threatening to damage my credit by unjustly and abusively contacting me. XXXX XXXX made my XXXX incorrectly both the top and bottom XXXX were for top teeth only and did not fit my top or bottom teeth as displayed in the pictures. I called XXXX XXXX immediately to address the concern. I was told that " XXXX '' were going to follow my treatment which never happened and is a form of malpractice. The XXXX were never fixed this was also during the beginning of Covid 2019 and the state of New Jersey where I lived at the time declared a state of emergency and no one was to come in contact with another person other than close family/friends. The physical local office was closed. I was in constant communication with XXXX XXXX regarding the XXXX issue. XXXX XXXX agreed this was their fault and sent a cancellation email as a result of not fixing my aligners and Covid-19. XXXX XXXX sent me a cancellation email that is in high resolution and difficult to forward which is deceptive practices. I had to put it in a word document form so that it is readable to anyone I forward it. Not less than a month after XXXX XXXX cancelled, Amerassist showed up on my credit report and damaged it for the following 2 years. I already sent a complaint to the CFPB for Amerassist and Amerassist did not respond because they did not have any paperwork for me at the time which they should be penalized for attempting to collect a debt improperly with no paperwork to provide. Also the amounts on the contracts have been changed as well as the dates all of this is deceptive tactics to undermine the consumer. The paperwork has been altered and Amerassist or XXXX XXXX has falsified the documents. Amerassist should be penalized for having my information in their records. XXXX XXXX should be penalized for inaccurately sharing my information with another company ( Amerassist ) and Amerassist should be penalized for attempting to collect a debt that is not owed. Amerassist does not have the right to harass me and should not have my personal medical information or financial information in their records. XXXX XXXX should be penalized for falsifying documents and practicing the law by presenting legal contracts to customers without a lawyer/Attorney or a person with the correct credentials present. This is a violation of my rights 15 US Code 1681 A4 There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. 15 US Code 1 A ) the consumer authorizes the agency to provide such report to such person. XXXX XXXX did not make any of my XXXX correct and cancelled my order when I explained the issue. Amerassist has no right to report on my credit report. Amerassist should not have any of my personal information. 15 US code 1692d ( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. Amerassist is in violation of contacting me and has a different amount on the statement they sent me {$1500.00} and a different amount on XXXX XXXX XXXX which under mines me is harassment and abusive practices. Please stop harassing me and do not attempt to contact me. XXXX XXXX and Amerassist have no rights to debt and should stop harassing me for debt I do not owe.
06/09/2021	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 32828	Web
On today, I redirected by FTC to contact CFPB again concerning this matter. Originally, I mailed a certified letter and still awaiting verification of the debt. I requested the following items and still did not receive them yet the inaccurate account information still resides on my credit reports today. The law states that since they are in violation and did not provide the requested items before to verify the debt before placing on my credit report, I am entitled to contact a Fair Debt attorney. Since the debt collection agency has violated the Fair Debt Collection Practices Act, I am now entitled to actual damages, attorney fees, and up to {$1000.00} I requested the following items as verification of debt and never received them. 1. Itemized statement of all charges and credits on the above mentioned account from the date the account was allegedly opened to current date to substantiate the amount that you are attempting to collect. 2. Proof of assignment of the alleged debt from the original creditor, or proof of your purchase of alleged debt from the original creditor. 3. Statement confirming that no part of this debt was paid by an insurance claim or used as a write off for taxation purposes. 4. Amount you paid for said debt 5. Date of last activity/payment 6. *Provide copy of HIPAA authorization furnished by the original creditor The law states that before Amerassist AR/Solutions Inc. placed this inaccurate information on my credit report, I was to be provided with the following ; ( They failed to provide and is in violation of several laws including the ones below ) Fair Debt Collection Practices Act ( FDCPA ), within five days of initially contacting you ( they never contacted me before placing the information on my credit reports ), a debt collector must send you a written debt validation letter that contains the following information : The amount of the debt ; The name of the creditor to whom the debt is owed ; and A statement that unless you dispute the validity of the debt within 30 days after receiving the notice, the debt collector will assume that the debt is valid Also, The Consumer Financial Protection Bureau ( CFPB or " Bureau '' ) issued a second debt collection final rule that : clarifies the validation information and disclosures that a debt collector must provide to a consumer at the outset of debt collection which requires debt collectors to take certain actions before furnishing information about a consumer 's debt to a consumer reporting agency ( CRA ). ( They have failed to provide the following ; Debt collector communication disclosure ; Account number of from original creditor Itemized current amount of the debt Amount of the debt on the itemization date Itemization-related information such as a printout of all debits and credit and a showing balance Information about consumer protections Consumer-response information Consumer dispute prompts Since Amerassist AR/Solutions Inc. is currently in violation, the law states that I am entitled to actual damages, attorney fees, and up to {$1000.00} Sincerely, XXXX XXXX
05/29/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32828	Web
When I pulled my credit report inXX/XX/XXXX, I noticed a creditor by the name of AMERASSIST had placed a collection account on my credit report and I was not aware of who they were. I never received any written notification from the collection agency prior to them placing this information on my credit report. Amerassist was reporting the following information on my credit report ; AMERASSIST, Balance : {$1700.00} The law states that AMERASSIST was to contact me 5 days prior to placing the information on my credit report or at least 5 days after and they did neither. Once I was made aware of the debt by viewing it on my credit report, my ( first CERTIFIED " Request for Validation '' went out to them on XX/XX/XXXX asking them to verify the debt by providing me the following ; 1. Itemized statement of all charges and credits on the above mentioned account from the date the account was allegedly opened to current date to substantiate the amount that you are attempting to collect. 2. Proof of assignment of the alleged debt from the original creditor, or proof of your purchase of alleged debt from the original creditor. 3. Statement confirming that no part of this debt was paid by an insurance claim or used as a write off for taxation purposes. 4. Amount you paid for said debt 5. Date of last activity/payment 6. *Provide copy of HIPAA authorization furnished by the original creditor AS OF TODAY, THEY HAVE NOT PROVIDED ME WITH COPIED OF ANY OF THE ITEMS REQUESTED ABOVE. Also, The Consumer Financial Protection Bureau ( CFPB or " Bureau '' ) issued a second debt collection final rule that : clarifies the validation information and disclosures that a debt collector must provide to a consumer at the outset of debt collection communications and provides a model notice containing such information, prohibits debt collectors from bringing or threatening to bring a legal action against a consumer to collect a time-barred debt, and requires debt collectors to take certain actions before furnishing information about a consumer 's debt to a consumer reporting agency ( CRA ). Debt collector communication disclosure ; Debt collector 's name and mailing address ; Consumer 's name and mailing address ; If the debt collector is collecting a debt related to a consumer ( financial product or service, the name of the creditor to which the debt was owed on the itemization date ; Account number or truncated account number, if any, associated with the debt on the itemization date ; Name of the creditor to which the debt is currently owed ; Current amount of the debt ; Amount of the debt on the itemization date ; Itemization-related information ; information about consumer protections ; ) Consumer-response information ; and Consumer dispute prompts AS OF TODAY, THEY HAVE NOT PROVIDED ME WITH COPIED OF ANY OF THE ITEMS REQUESTED ABOVE. PLEASE NOTE THAT AMERASSIST IS IN CURRENT VIOLATION OF SEVERAL LAWS.
10/06/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	NC 28269	Web
XXXX XXXX XXXX as a US Department of HHS covered entity improperly shared information with a third party about my medical/dental debt and services to ( Amer Assist ) A/R Solutions Inc. regarding XXXX XXXX XXXX Account # XXXX. XXXX XXXX XXXX XXXX XXXX notice to customers is attached. FCRA ( Fair Credit Reporting Act ) section 609 ( c ) ( 2 ) ( E ) requires the removal of derogatory information that can not be verified. The account can not and has not been validated nor the original contract provided legally without violating XXXX. My previous disputes with the CRAs ( XXXX, XXXX, and XXXX ) have been ignored to date. Please provide a FULL CONSUMER FILE DISCLOSURE. 15 U.S.C. Section 1681g ( a ) ( 1 ) for verification of debt and material facts supporting reporting the continued unlawful reporting of private consumer information. The account has not been validated after request and no XXXX release has been provided to me for any of the medical debt and reporting of dental services. The XXXX privacy rule requires a " business associate '' ( collection agency or billing firm ) to reasonably limit the amount of information disclosed for such purposes to the minimum necessary as well as to abide by reasonable requests for confidential communications. XXXX Regulations, the Privacy Rule requires an Associate to enter into a partner contract containing specific requirements with an Associate prior to the disclosure of XXXX, as set forth in, but not limited to, Title 45, 164.502 ( e ) and 164.504 ( e ) of the Code of Federal Regulations ( CFR ). Pursuant to 15 USC 6802 ( b ) ( 1 ) A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless- such financial institution clearly and conspicuously DISCLOSES to the consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of title 15, that such information may be disclosed to such third party ; the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such a third party ; and the consumer is given an explanation of how the consumer can exercise that nondisclosure option. Notice, XXXX said that the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such a third party and the consumer is given an explanation of how the consumer can exercise that nondisclosure option. The fact that I was never given an explanation of how I can exercise that nondisclosure option is immediate grounds for removal. Cease and desist all communication and collection attempts of collecting an unlawful debt by US mail.
08/16/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60637	Web
Dear Consumer Financial Protection Bureau, I am writing to file a formal complaint against Amerassist for their failure to provide debt validation and their ongoing violation of the Fair Debt Collection Practices Act ( FDCPA ). Despite disputing an alleged debt with Amerassist and requesting validation of the debt as per the FDCPA, they have failed to comply with these requirements and continue to engage in harassing communication practices that negatively me emotionally. I initially disputed the presence of the alleged debt on my credit profile and sent a written request to Amerassist, requesting debt validation in accordance with the FDCPA, specifically 15 USC 1692g. Despite the statutory obligation to provide debt validation within 30 days of receiving my request, Amerassist has failed to provide me with any substantial proof of the debt 's validity. Furthermore, Amerassist has continued to contact me via text messages regarding the alleged debt despite their failure to validate it. This persistent communication not only violates the FDCPA 's provisions regarding harassment and unfair practices but also causes unnecessary stress and negatively impacts my credit score. Additionally, I have explicitly requested that Amerassist provide proof of their ability to collect this debt in my state, as mandated by the FDCPA. However, they have failed to provide any documentation or evidence demonstrating their legal authorization to collect debts within my state. This raises concerns about their compliance with state-specific regulations and further undermines the validity of their collection efforts. The failure of Amerassist to validate the alleged debt and their continued harassment through text messages is causing significant distress and adversely affecting my credit score. I believe these actions are clear violations of the FDCPA and its provisions for debt validation, harassment, and unfair practices. I kindly request that the Consumer Financial Protection Bureau thoroughly investigate this matter and take appropriate action against Amerassist for their non-compliance with the FDCPA. I also request that you intervene to ensure the removal of the alleged debt from my credit profile and the cessation of any further collection activities by Amerassist until they can provide proper validation and proof of authorization. Thank you for your attention to this matter. I trust that the Consumer Financial Protection Bureau will take prompt action to address this complaint and protect consumers from the unlawful practices of debt collectors. I look forward to a resolution that upholds the rights and interests of consumers like myself.
12/09/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30039	Web	Servicemember
In XX/XX/2021, I received my account balance from XXXX XXXX XXXX in the amount of ( {$910.00} ). Prior to receiving the invoice, I had moved from I moved Nevada to Georgia XXXX due to the impacted COVID-19 had on my immediate family. Because of the move I was unemployed until XXXX XXXX Therefore, I wasn't able to pay the balance of the invoice until XXXX of XXXX I mailed the check to XXXX XXXX for the balance and did think much about it ( balance paid in full ). In XXXX I was personally dealing and experiencing COVID symptoms ; one member of my household tested positive for XXXX and XXXX which placed our focus on overcoming XXXX. In XX/XX/2021, received an e-mail notification advising me that a collection agency had report onto my account for an unpaid balance of {$910.00}. I immediately contacted XXXX XXXX XXXX and spoke with XXXX the office manager on XX/XX/2021 to inquire about ( Amerassist ) reporting and explained that I had mailed the balance in XX/XX/2021 and aplogized for not confirming the check was cashed and explained how my family and I had been dealing with XXXX from XXXX to sometime in XXXX. The office manager stated the check was never received and advised that if I take care of the balance that day she will accept payment and have the collection agency remove the collection account from the credit bureau ( Outside sources ). I made the payment and XXXX e-mailed the receipt from XXXX XXXX XXXX and the next from days e-mailed me the request to have ( Amerassist ) remove the account collection/outsources. With that said, I contacted on XXXX and XXXX ( XX/XX/2021 ) and opened a dispute and provided both Credit Bueres with the pay receipt from XXXX XXXX XXXX and uploaded on ( XX/XX/2021 ) the e-mail from the office manager to have ( Amerassist ) remove the account from my report ( outsources ) as XXXX XXXX agreed to accept the payment and not take any other actions. On today 's day XX/XX/2021, XXXX sent a resolution email stated they had updated my credit report with balance paid but refusing to remove the collection account from my credit report, XXXX accepted the documentation and has removed the collection from my report. I contacted XXXX again and explained what was uploaded to my XXXX disputed that I paid the original account holder and have never owed the agency any money and the account holder agrees to not take actions against me personally since the account was paid in full. Amerassist has received the e-mail from XXXX XXXX XXXX asking them to remove my account from collections and obviously refused to do so.
08/26/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 35020	Web
Amerassist has threatened to continue to pursue me for a debt I do not owe. XXXX XXXXXXXX cancelled my account and I have provided proof of cancellation. Amerassist keeps responding with a validation response when that is not the issue. Both XXXX XXXX and Amerassist are continuing to pursue me for a credit I do not owe. The country had a mandatory shut down due to the pandemic. XXXX XXXX could not remake the trays that were done incorrectly because we were in the beginning stages of the pandemic. XXXX XXXXXXXX closed their shops on XX/XX/2020 and XXXX XXXXXXXX cancelled my account on XX/XX/2020 because they could not make my trays and could not provide me the service that I signed up for. This is not a validation issue this is a human rights issue. XXXX XXXXXXXX made two top trays instead of a top and bottom tray they could not provide service to me so they cancelled my services and forgave debt. Amerassist has no right knowing my medical information or trying to pursue me legally. This is a complete violation of my rights. This is also a violation of the state of New Jersey as it was in a mandatory shut down. The response from Amerassist is abusive We have provided the consumer with validation of the account. The reasons for dispute given by the consumer to our agent, the XXXX XXXX XXXX and the CFPB are inconsistent. AmerassisXXXX has blocked the consumer 's account with a cease & desist to prevent any further communication. The account, however, remains due and outstanding to XXXX XXXXXXXX and will continue to be reported to credit reporting agencies. XXXX XXXX email XXXX for this I am asking for monetary relief at this point and for Amerassist to stop pursuing me for a debt I do not owe. Amerassist and XXXX XXXXXXXX are committing Fraud and someone needs to investigate both companies. For Amerassist to just dismiss what I am saying and block communication when they have no right to have my information in the first place is injustice. This is Covid Protected we were in the beginning of a pandemic that the world has never seen and everything shut down. There was no operation due done from any company due to fear of passing Covid along. XXXX XXXX and Amerassist are in violation of the State of New Jersey which went into a State of Emergency on XX/XX/2020 by Governor XXXX. I have no obligation to XXXX XXXX and Amerassist and for this I ask for them to stop trying to collect and stop the abuse and harassment.
08/27/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20774	Web
I submitted a complaint ( XXXX ) in regards to AMERASSIST A/R SOLUTION on XX/XX/2021, the status of the complaint was updated and sent to the company on XX/XX/2021. It has now been an entire month and 6 days and I still haven't got a response from the company. However, AMERASSIST A/R SOLUTION has continued to furnish information about this alleged debt on my consume report, which tells me that their debt collection business is still up and running. I am sure I am not the only consumer who has complained about their practices and I want to get to the bottom of this matter once and for all. When I first disputed the validity of the alleged debt, AMERASSIST A/R SOLUTIONS sent me a " RETAIL INSTALLMENT CREDIT SALE CONTRACT '' that reads in fine print " this is a consumer credit transaction ''. So in other words, YOU ( AMERASSIST A/R SOLUTIONS ) are saying you gave a loan to a consumer that holds an open end credit plan ( all consumers hold open end credit plans ) which, btw we can regularly extend to ourselves through our true " credit card '' under 15 usc 1681. How then, can one be a barrower if the consumer is the true " debt '' collector? A consumer cant barrow from what he/she initiates. Secondly, AMERASSIST A/R Solutions is furnishing an alleged debt on my consumer report but failing to report it as disputed ( refer to attachments ). This is a violation pursuant to 15 usc 1692 ( e ) ( 2 ) ( a ) - " the false representation of the legal status of a debt ''. The legal status of this alleged debt should be listed as " disputed ''. Also, keep in mind according to 15 usc 1692 ( g ) ( 4 ) when a debt collector is notified that a debt is disputed ( when I disputed the validity of the alleged debt ), the debt collector ( in this case, You ) is SUPPOSED to obtain VERFICATION, not validation of the said debt. This account is listed as a derogatory mark and decreases my chances of extending any further credit to myself. YOUR ( AMERASSIST A/R/SOLUTIONS ) collection practices have been used to slander my name and ruin my reputation and according to 15 usc 1692 ( d ) a debt collector may not engage in any conduct, the NATURAL consequence of which is to harass, OPPRESS, or abuse any person in connection with the collection of a debt. You have most certainly tried to keep me in a hardship and I don't appreciate it. Furthermore, I do not know this company and have never done business with this company.
10/05/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MD 21225	Web
On XX/XX/XXXX, I spoke with XXXX XXXX to pay my account balance of {$700.00} to Amerassist AR Solutions debt collection agency. I asked that the account be reported to the credit bureaus as removed/ deleted since I was paying the balance in full. XXXX XXXX agreed and told me Id receive a letter of receipt for the transaction with the removal as well. I was alarmed after waiting until XXXX to see, the change to my credit report hadnt been made. I reached out to Amerassist AR Solutions debt collection agency on XX/XX/XXXX & spoke with Ms. XXXX XXXX again, I asked why hadnt the account been reported as removed/ deleted & she asked to place me on a brief hold, that eventually sent me to voicemail. I called the company back and then spoke with Ms.XXXX she told me, Id have to wire the payment through my bank in order for the account to be removed from my credit report. Also was told, Id have to cancel the payment that was made back on XX/XX/XXXX and start all over again. Once payment is wired, funds are received immediately, and that will then remove the collection from my credit report. I went back over everything she said to me, and informed Ms.XXXX that it was unfair to me, because XXXX never mentioned any of that information, when I asked to have the account reported to the credit bureaus as removed/ deleted. Ms.XXXX abruptly asked to place me on a hold. I called my bank ( XXXX XXXX ) and asked the banker to stay on the call as a witness to what I had been experiencing. The banker and I were both on hold & sent to voicemail again. The banker placed a dispute on my account for the {$700.00} transaction to Amerassist AR Solutions debt collection agency & she then sent me an email to reach out to to XXXX and XXXX. XXXX rep XXXX helped me a lot by listening to what happened to me & placed a dispute. As of today, XX/XX/XXXX I still have not seen a change to my credit report with this matter, so I reached back out toXXXX and was told by rep XXXX Amerassist AR Solutions debt collection agency had responded with a letter validating the transaction. However, that letter did not include the removal/ deletion for the account that I requested for, when I made the transaction with the debt collection agency. XXXX then gave me the information to contact the CFPB and I had the pleasure of speaking with representative XXXX, who walked me through my next step to complain about Amerassist AR Solutions.
10/27/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	PA 19152	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX To Whom It May Concern : I received a copy of my credit report with the intention of trying to improve my credit and take care of my responsibilities and noticed a few accounts that I wanted a little more explanation on. I am not saying they are reporting right or wrong. I am just saying that I am not 100 percent sure if they are. I also read something called the Fair Credit Reporting Act where it said by law, I had rights to challenge anything I am not sure is accurate. Some of the people reporting things on me, I have never heard of which made me write to you all. Are you familiar with something called 15 U.S.C. Sec. 1681i ( a )? I heard that if you can't provide proof, these accounts must be deleted. Well I want these accounts deleted if they are not 100 percent right and correct. So, could you please check on these and get back with me? I saw on a Credit Site and Board where this lawyer said you have 30 days to complete this investigation. Please investigate the following accounts and remove them if anything is missing or not correct on them. Please investigate if every piece of information is correct. If not, please remove it from my credit report. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AMERASSIST AR SOLUTION XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report. Please investigate if every piece of information is correct. If not, please remove it from my credit report. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report. I also read where I can get the updated report after you investigate this from the XXXX XXXX guy. Could you please send it to me? Also, please let me know who had access to my file as well. I want the investigation outcome to be sent to my address I put on the from area. Thank you for your time and help in this matter.
09/03/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20774	Web
I am XXXX XXXX and I'm submitting this complaint myself and there is no third party involved. I submitted another complaint to Amerassist A/R Solution because my first complain was not responded to. I stated more facts and violations that I caught the second time around and got a response in nearly 7 days from the General Counsel. the problem is the response from General Counsel, XXXX XXXX XXXX, only address part of the issue. It simply does not provided answers to why they refused to update my status to disputed and, apart from what they have said, have yet to VERFY the said debt or answers how they support their allegation of giving a loan to a consumer who holds an open end credit plan according to 15 usc 1602 ( J ). Secondly, I disputed the validity of the debt to which you sent, a RETAIL INSTALLMENT CREDIT SALE CONTRACT. You then said the debt appears to be legitimate, aka valid. As a consumer, I know that when someone says something appears to be a way, that they are reporting what they believe or what they have been told, though they cant be sure it is true. Where are the facts? Once again, a debt has to be VERFIED to be valid. You simply went around that question. You responded by saying, Amerassist has marked its files to indicate that Ms. XXXX disputed the debt. So what about providing VERIFICATION? This should have been provided the first time, and Amerassist choose to let this linger because they know that once a consumers credit report shows they have disputed a debt, the debt collector must obtain verification ( not validation ) for the said debt according to 15 usc 1692 ( g ) ( 4 ). Furthermore, choosing to continue with your collection practices, willfully and knowingly, without properly providing proof, is a violation of 15 usc 1611 ( 1 ) ( 3 ). Congress says, whoever willfully and knowingly ( 1 ) gives false or inaccurate information or fails to provide information which he is required to disclose under the provisions of this subchapter or any regulation issued thereunder, and ( 3 ) otherwise fails to comply with any requirement imposed under this subchapter, shall be fined not more than {$5000.00} or imprisoned not more than one year, or both. So, once again, if verification CAN NOT be provided the debt has to be removed. Sending another contract that contains fraud, simply will not suffice.
01/27/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD 21040	Web
I was a customer with XXXX and I first order just a impression kit on XX/XX/2019. That was just to see if I would be a candidate for the XXXX XXXX for my teeth. I didnt sign any documents at that time. I just entered my basic information and made the payment of {$49.00} for the impression kit. After going through the process, I had to go to a location to have my teeth scanned. At that time I was asked to sign if I wanted to fast track the production of my XXXX. That was what I approved. The production of the XXXX. When the XXXX arrived and I began the process, I realized that I didnt get a finance agreement. I paid the initial {$250.00} deposit online myself. I never received a finance agreement with the terms, percentage rate or length of the loan payments. I went online and was directed to a website for the company financing the XXXX. XXXX XXXX. There I discovered that a finance agreement had my electronic signature on it. I never signed a finance agreement with XXXX XXXX XXXX, up until now I never knew who the finance company was. I never knew about the terms, interest rate or length of the loan payments. And it was dated XX/XX/2019. I wasnt with XXXX at that time and never e signed anything with either party. I called the finance company and was told that the contract was sent to them already signed from XXXX. I then called XXXX and no one there knew why it was signed. I thought it to be fraud and I told them so. Several request were made for a manager from XXXX to contact me, that was last year XX/XX/2019. I was never contacted by anyone from XXXX or XXXX XXXX XXXX. Instead of XXXX direct trying to resolve this issue in good faith, they sweep it under the rug and sent my account to a debt collection agency. The debit collection agency is AmeriAssist. I contacted them to explain the situation to several members of their team only to be basically told, Tough luck, we understand what your saying but you still have to pay. AmerAssist then sent the account to XXXX and my credit score dropped by 15 points. Now my credit has been impacted for no fault of my own because of unscrupulous people. Amerassist continues to ignore my complaint and insist on calling me daily. I dont have any finance agreement with XXXX XXXX XXXX. So I dont owe them anything. They had months to clear this up. They are fraudulent.
02/04/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 21040	Web
I was a customer with XXXX and I first order just a impression kit on XX/XX/2019. That was just to see if I would be a candidate for the XXXX XXXX for my XXXX. I didnt sign any documents at that time. I just entered my basic information and made the payment of {$49.00} for the impression kit. After going through the process, I had to go to a location to have my XXXX XXXX. At that time I was asked to sign if I wanted to fast track the production of my XXXX. That was what I approved. The production of the XXXX. When the XXXX arrived and I began the process, I realized that I didnt get a finance agreement. I paid the initial {$250.00} deposit online myself. I never received a finance agreement with the terms, percentage rate or length of the loan payments. I went online and was directed to a website for the company financing the XXXX. XXXX XXXX. There I discovered that a finance agreement had my electronic signature on it. I never signed a finance agreement with XXXX XXXX XXXX, up until now I never knew who the finance company was. I never knew about the terms, interest rate or length of the loan payments. And it was dated XX/XX/2019. I wasnt with XXXX at that time and never e signed anything with either party. I called the finance company and was told that the contract was sent to them already signed from XXXX. I then called XXXX and no one there knew why it was signed. I thought it to be fraud and I told them so. Several request were made for a manager from XXXX to contact me, that was last year XX/XX/2019. I was never contacted by anyone from XXXX or XXXX XXXX XXXX. Instead of XXXX XXXX trying to resolve this issue in good faith, they sweep it under the rug and sent my account to a debt collection agency. The debit collection agency is AmeriAssist. I contacted them to explain the situation to several members of their team only to be basically told, Tough luck, we understand what your saying but you still have to pay. AmerAssist then sent the account to XXXX and my credit score dropped by 15 points. Now my credit has been impacted for no fault of my own because of unscrupulous people. Amerassist continues to ignore my complaint and insist on calling me daily. I dont have any finance agreement with XXXX XXXX XXXX. So I dont owe them anything. They had months to clear this up. They are fraudulent.
09/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 95207	Web
XXXX did not get my written permission to furnish any of the unauthorized accounts or inquiries that's in the letters attached to this complaint. Pursuant to 15 USC 1681b2 ... a consumer reporting agency can only report in accordance with the written instructions of the consumer to whom it relates. I consider this to be identity theft and CFPB states that identity theft is when someone uses your name, number, date of birth, or other identifying information without your permission. I did not give any consumer reporting agency Authority to report any of the items listed in my attachment. XXXX continuously fail to properly investigate disputed accounts, collections, and inquiries in accordance with15 USC 1681a e. Furthermore, as proof of the violations of my rights, The Privacy Act prohibits the disclosure of a record about an individual from a system of records absent the written consent of the individual, unless the disclosure is pursuant to one of twelve statutory exceptions. These are the 12 exceptions ; Need to Know within Agency, Required FOIA Disclosure, Routine Uses, - Bureau of the Census, Statistical Research, National Archives, Law Enforcement Request, Health or Safety of an Individual, Congress, Government Accountability Office, Court Order, Debt Collection Act. None of these would apply to me because none of the lawfully procedures were taken to validate these alleged accounts and inquiries. I ( the consumer ) have never validated any of the item listed in my attachment. The Debt Collection Act states No agency shall disclose any record which is contained in a system of recordsexcept pursuant to a written request by, or with the prior written consent of, the individual to whom the record pertains, unless the disclosure would be to a consumer reporting agency in accordance with section 3711 ( e ) of Title 31. 5 U.S.C. 552a ( b ) ( 12 ). It also goes on to say It authorizes agencies to disclose bad-debt information to credit bureaus. 31 U.S.C. 3711 ( e ) ( 9 ) ( F ). Before doing so, however, agencies must complete a series of due process steps designed to validate the debt and to offer the individual an opportunity to repay it. None of the lawfully procedures were taken to validate these alleged accounts and inquiries.
03/09/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NC 27615	Web
I have a debt collection from XXXX XXXX for my daughter 's XXXX work. XXXX XXXX 's written materials and verbal communications state that they will bill insurance. I provided that information on more than one occasion and was told they couldn't verify. This includes a generic email that I received on XX/XX/2022. Last year, both general dentists and my son 's oral surgeon verified and submitted claims to my employer -based XXXX XXXX XXXX XXXX XXXX plan, which includes XXXX coverage, without any issues. Those providers also received payment. Additionally, I gave XXXX Direct my health FSA card for any costs while they were figuring out my insurance, and they never updated my payment method. Instead, they continued to charge the original debit card. Now, XXXX XXXX added fees and sent me to collections requesting payment in full, but we did not receive services and products in full. Without the final services and XXXX my daughter 's teeth moved back to exactly where they were when we first started. I filed a dispute with the credit bureau, and they just asked the collections company to send me a copy of the original contract. They never addressed my actual dispute. I reached out to the collections company XXXX, and even though they are now aware that this was sent to them inappropriately, they said they " couldn't '' do anything and referred me back to XXXX XXXX. I then called XXXX XXXX who would not connect me to the collections department, questioned me about why I hadn't called them to keep updating my payment card since they often have " systems issues '' and finally agreed to escalate my call to their collections department internally and some one would get back to me. As I told her, XXXX XXXX is a scam, looking for cash, not rendering the services and products in full, tacking on fees or getting write offs by working with some unethical collections company. I'm also very disappointed that credit bureaus are not required to actually follow-up on disputes, but, rather are permitted to just have the company that is being accused of reporting inappropriately to send a generic letter. Apparently, that generic letter was accepted as proof that I owe this bill without thought it question.
03/19/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 90026	Web
I am writing to dispute a derogatory item on my credit report. The item is inaccurate and should be removed. The item in question is : a debt for {$120.00} doctor charge from XXXX XXXX XXXXXXXX from XXXX XXXX, XXXX. This is negatively impacting my credit score and my ability to secure loans or credit. I have reviewed my credit report and found that this item is incorrect for the following reasons : 1. I paid 50 % upfront to XXXX XXXX XXXXXXXX for a procedure ( XXXX ) that they later did not complete ( the XXXX were lost. ) So I asked this credit be applied to my co-pay instead. I was told it would be. I never received a bill from the XXXX for this amount. 2. As of XX/XX/XXXX, Major credit reporting agencies have agreed not to include paid medical debt on reports and agreed to stop reporting ( paid or unpaid ) medical debt under {$500.00} all together. This item should not be included in my credit report in the first place. Furthermore, I have taken steps to address this issue I called AmerAssist on Monday XX/XX/XXXX. I spoke to an employee at the number : XXXX ext. XXXX. She gave me a case number of : XXXX and said my only choice was to wire a payment, regardless if the debt should be on the report or not. I wired payment to the bank she gave me ( XXXX routing : XXXX, account : XXXX at XXXX XXXX XXXX, XXXX PA XXXX ) noting the reference number : XXXX. She agreed to give me a letter stating that the debt would be erased from my history. I have not received this letter. I called her again on Tuesday XX/XX/XXXX, on Friday XX/XX/XXXX and Tuesday XX/XX/XXXX, but have been unable to reach her. I request that you investigate this matter and remove the derogatory item from my credit report as soon as possible. I understand that the Fair Credit Reporting Act requires credit bureaus to investigate disputes within 30 days and I expect to receive a response within this timeframe. Please provide me with written confirmation of the results of your investigation and any actions taken to remove the item from my credit report. Thank you for your attention to this matter.
01/24/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NV 89074	Web
To whom it may concern, On XX/XX/2020 I was notified of an account being reported to my credit file ( s ) as a collection. The invalid an inaccurate account and creditor is " Amerassist AR Solution ''. To begin, I've never heard of or have ever done ANY business with this company in my life, I have absolutely no idea who they are. After doing some research I found out that they are a scam collection company who buys so called debts and they have a high reputation of illegally placing collections on consumers credit files. Secondly I'd like to be clear that I have never signed a contract, given any personal information ( ex : Social Security Number ) in regards to applying for credit/credit check nor even given consent to this company in any form to use any information they have ( which can't be much being I've never done business with this company ) to even be able to place anything on my credit file ( s ). Thirdly please be fully aware that this company has now violated sections 609, 617 and 619 of the FCRA in the matter of their blatant disregard of giving valid proof of the validity of this account with their company! I have no signed contractual agreement with this company who please be advised is a 3rd party collection company and again I've never done business with them in any form or fashion. This is an unlawful act and I plan on seeking a lawsuit if this erroneous item is not removed from my credit file ( s ). Also I've never received anything from this company stating where this supposed debt even came from. I'm also now asking the company to give valid proof if they believe this debt to be mine, meaning a physical wet signature contractual agreement between myself and Amerassist AR Solution within 5 days. A digital signature and other forms of trying to prove this account to be mine will not suffice due to the nature of this collection and me never working with or doing business with this company. If not given that proves the invalidity of this fraudulent account on my file and by FCRA law needs to be removed within 30 days.
05/03/2022	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 70065	Web
My name is XXXX XXXX XXXX, a federally protected consumer, and I am making this complaint against AMERASSIST AR SOLUTIONS for committing identity theft. I have never given AMERASSIST AR SOLUTIONS any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I have never received any type of documentation requesting validation from AMERASSIST AR SOLUTIONS before they committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report including but not limited to 15 U.S. Code 1692d ( 4 ) which the FTC defines as debt parking. If AMERASSIST AR SOLUTIONS can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this debt pursuant to 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until AMERASSIST AR SOLUTIONS can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and AMERASSIST AR SOLUTIONS continues its collection efforts, I will file for litigation for actual damages caused and AMERASSIST AR SOLUTIONS will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
10/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92117	Web
XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX from XXXX to XXXX XXXX, XXXX XXXX XXXX XXXX To : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX is a debt collector XXXX We are trying to collect a debt that you owe to XXXX XXXX XXXX. We will use any information you give us to help collect the debt. Our information shows : You had an account with XXXX, XXXX with account number XXXX that was charged off on XX/XX/XXXX As of XX/XX/XXXX, you owed : {$600.00} Between XX/XX/XXXX and today : You were charged this amount in interest : + {$0.00} You were charged this amount in fees : + {$0.00} You paid or were credited this amount toward the debt : - {$0.00} Total amount of the debt now : {$600.00} Settlement Offer Available ( for a limited time ) - The current creditor has authorized us to release you from all responsibilities in regard to this debt for {$330.00}. Offer is no longer valid after XX/XX/XXXX. Payment must be received by our office on or before that date for this offer to be valid. - To ensure you make the deadline date feel free to call our office to pay over the phone or you can pay on our website at XXXX. In addition, you may print this notice, tear off the bottom payment stub and mail with a check or money order to this office at the address above. What we will do for you once you pay the account - Upon clearance of funds the current creditor will be notified with the correct adjustments made to your account records. - In the event this office has reported this account to the credit bureaus we will then update your credit records with the proper payment information. - There are other payment options available. Contact our office for more information. - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Mail this form to : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX
09/07/2019	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NY 103XX	Web
As of XX/XX/2019 my XXXX credit report shows that there was a collections add to my credit report on XX/XX/2019 by AmerAssist AR Solutions. This inaccurate collections has dropped my XXXX credit score by 78 points. I was not notified of this collections debt until I viewed it on my credit report XX/XX/2019. AmerAssist AR Solutions has inaccurately reported to XXXX credit bureau and presumably other credit bureau 's that I owe {$3600.00} in debt as of XX/XX/2019. AmerAssist AR Solutions needs to supply the information below so that I can be fully informed : What is the exact type of debt you believe I owe : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was.
10/26/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27215	Web
Dear Sir or Madam : PLEASE ADD MY # Telephone : ( XXXX ) XXXX TO MY CREDIT FILE THANKS!!! I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transaction ( s ) that I have made. It is the result of identity theft. [ Identify item ( s ) resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. ] Enclosed are the following : A copy of my credit report I received from your company. The fraudulent items are circled. A copy of my Identity Theft Report and proof of my identity. A copy of section 605B of the Fair Credit Reporting Act, which requires you to block the fraudulent information on my credit report resulting from identity theft within four business days and to promptly notify the furnisher ( s ) of that information. 1. DP OF EDUC Account Number : XXXX Please remove it from my credit report. 2. Account Number : XXXX Please remove it from my credit report. 3. Account Number : XXXX Please remove it from my credit report. 4. Account Number : XXXX Please remove it from my credit report. 5. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX, NC XXXX XXXX. Account Number : XXXX Please remove it from my credit report. 8. Identity Theft Account Number : XXXX Please remove it from my credit report. 9. The following personal information is incorrect Account Number : CURRENT ADDRESS : XXXX XXXX XXXX, NC XXXX 10. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX, NC XXXX I appreciate your prompt attention to this matter, and await your reply.
09/22/2021	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77095	Web
AmerAssist had been calling me from multiple numbers and blocked numbers multiple times a day. I told them that they are trying to collect on a debt with no bill sent, just that its from XXXX XXXX XXXX, who i have already spoken to ( months ago ) and they confirmed that it was billed incorrectly. I had XXXX XXXX XXXX with them, and i paid UP FRONT for all costs associated with the procedure. In fact, they wont even let you have the procedure done until you pay your balance up front. I spoke to this office months ago and the woman informed me that it was billed incorrectly. But apparantly this has never been fixed on their end, as they decided to try and tack on another XXXX $ after i had satisfied my balance with them ( which again was paid prior to my procedure ). I informed them that i have also met my out of pocket maximum, and my deductible ( for the last two years ) and that i only go to in network practitioners, so i should not owe anything to any of my doctors, and if I did, i pay it directly in office. AmerAssist called me again and i informed them ( again ) that it wasincorrectly billed ( which happens quite often with doctors offices and facilities ). The woman snapped at me, said they would report it to my credit, and at that point i asked them to cease and desist. AmeriAssist has continued to harass me, call me, send me mail, after i have officially asked them to cease and desist. I have another letter dated XX/XX/21 that arrived in my mail box today, so they are in direct violation of the FDCPA at this point. I would like them to stop harassing me, and id like them to stop threatening negative action on my credit. I am tired of debt collectors taking advantage of people, and not even validating the debt before harassing consumers. They need to take this up with the doctors office, who needs to fix the billing mistake, and hasnt.
04/10/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IL 616XX	Web
I have been disputing with Amerassist AR Solutions and XXXX and XXXX since XXXX of XXXX. This is now XX/XX/XXXX. On XX/XX/XXXX I sent a debt validation letter directly to the collection agency for the debt they are claiming I owe. I never received satisfactory tangible information that I requested which included the original bill of sale, the contract from the original creditor with my signature on it, the contract between the Original Creditor and the Collection agency for proof that they are able to collect on their behalf, and proof of licensure to collect on this debt in my State. I did not receive anything from them to satisfy my requests. After 30 days I disputed the information with the credit bureaus XXXX and XXXX. Included in my disputes with the bureau 's I pointed out the FDCPA violations that Amerassist has committed on my credit profile. One of the many violations of the FDCPA; was the re-aging of this debt by Amerassist. The debt has been re-aged by 3 years without any payment activity or promises to pay on my end ; I also showed proof that the Date of Last Payment has not been listed ; And even after the letter I sent directly to Amerassist in XX/XX/XXXX, they never updated my account to " in dispute '' nor did the Bureau 's. Amerassist has failed to provide me with the proof I requested in the allotted time frame. They have negligently reported inaccurate inconsistent information to the credit bureaus and the credit bureaus have failed to conduct a full thorough reasonable investigation since they have let such violations in inaccuracies to continue to be reported on my credit profile. This account needs to be removed immediately from my credit profile. My next step is to file a complaint with the XXXX and the FTC before finally starting litigation against Amerassist, XXXX, and XXXX for their negligence.
08/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78626	Web	Servicemember
Company : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX, TX XXXX, ( XXXX ) XXXX, XXXX, XXXX, XXXX Debt Collection Company : AmerAssist A/R Solutions , Inc XXXX XXXX XXXX XXXX / XXXX, OH XXXX, ( XXXX ) XXXX, XXXX Terrible billing experience. I have been coming here for years and enjoy the skill and quality of the dentists however the past 8 months have been a billing nightmare. Events in order. XXXX. I get quoted to XXXX and XXXX XXXX XXXX with an XXXX. With XXXX XXXX, cost is $ XXXX out of pocket for visits 1 thru 5. XXXX. I come for my visit 3 and get asked if $ XXXX is ok. I say yes if it's in line with the old quote. They say they can't pull up the old quote because of a system change. I attend my appointment assuming, there's the word, that they will honor it in good faith. After the service I receive a new quote for $ XXXX out of pocket for visits 3 thru 5. I find the old quote and realize the discrepancy. XXXX to XXXX. Several follow up phone calls and emails on my part and I get told that the previous visit was all out-of-pocket because I was maxed out on insurance which they failed to tell me that day. I get told tough luck. Another month passes and I get told they'll provide a refund for $ XXXX out of the $ XXXX I paid that day. Ok. XXXX. I get a bill for {$850.00} with the info that insurance didn't pay up and it's on me. Two more phone calls and emails trying to find out what's going on and no response. XXXX. My XXXX XXXX falls out, I am trying to get service and resolve the {$850.00}. I am told that the bill has been sent to collections despite no one following up with me and there's nothing they can do now but I can call my insurance and collections? Not providing billing information at the time of service, wasting my time, confusion, no follow ups, and now collections? Offensive.
11/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AK 99645	Web
Hello, I was recently notified by XXXX regarding a change on my credit report. When I looked at the change it was a collection account with Amerassit Ar solution for XXXX XXXX XXXX XXXX. I immediately filed an online dispute with XXXX and reached out to Amerassit on XX/XX/XXXX and then to XXXX XXXX XXXX on XX/XX/XXXX. Amerassit said to me it was because my XXXX XXXX XXXX had opened an account along with my ex wife in XXXX XXXXXXXX XXXX around or about XX/XX/XXXX. Amerassit then told me they sent me a notification in XX/XX/XXXX to my XXXX XXXX XXXX XXXX, I never received any notices from Amerassit or XXXX XXXX XXXX When I told Amerassit that, they said that in order for them to remove this collection from my credit report I would have to report that my identity was stolen. I then reached out to my daughter and my ex-wife and both said they did not open an account with XXXX XXXX XXXX XXXX in my name. I also then reached out to XXXX XXXX XXXX XXXXXXXX and thats when I find out that they did have an account in my name. I told them I never open an account nor did I authorize any account to be opened in my name. The agent then said he understood my frustration and would elevate my issue to the billing department and they would contact me within 3-5 business days. I had one missed call from them on XX/XX/XXXX at XXXXXXXX XXXX, when I called back they said XXXX was handling my account and that he would be in touch with me. They also stated that they were going to make sure my account was canceled and that the credit bureaus, along with the collection agency Amerassit AR would be notified that this was indeed not my account, nor did I authorize any accounts to be opened in my name.
10/22/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91746	Web
I have been sent multiple notices for collection of payment that has already been paid. I have contacted AmerAssist Solutions Inc about a dental bill on XXXX XXXX, 2022 about looking into the matter. Additionally, I have supplied the receipt that was given to me as proof of payment of the bill. The contact then emailed me back stating they would follow up with me after contacting the company. I contacted them again XXXX XXXX to ask about the situation due to another collection notice sent to my home. On XXXX XXXX, 2022, they had replied that the account was not paid and I would need to contact the creditor company XXXX XXXX about further question, despite already showing proof of receipt. On the same day I contacted Amerassist Solution Inc, ( XXXX XXXX, 2022 ) I also emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX and was replied to the same day from the operations manager. I emailed the same receipts I did AmerAssist and XXXX XXXX stated that they would look into situation and have the situation resolved. XXXX Smiles failed to contact me about the bill following my initial emaiI. I contacted XXXX XXXX again on XXXX XXXX and XXXX XXXX asking for an update but still did not receive a reply. Despite trying to resolve the issue with both companies, I have instead been sent a notice about how the proposed bill will affect my credit. These XXXX companies have been grossly negligent in trying to resolve this issue as I been given no assistance in the matter as well as being ignored by both companies. Attached are the files that include the receipt showing proof of purchase, along with the statement from my bank account
03/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11419	Web
I recently reviewed my credit report and found some accounts that do not belong to me. As you know, listing these accounts on my credit report is a violation of the Fair Credit Reporting Act. I am a victim of identity theft as a result of a data breach from XXXX Account Name : XXXX Account Number : XXXX Under 15 USC 1666B this is a billing error always paid as agreed on time this is an error this account in violation. Reason : Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap. Account Name : AMERASSIST ( Original Creditor : XXXX XXXX XXXX ) Account Number : XXXX Reason : Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap. Account Name : XXXX XXXX XXXX XXXX Account Number : XXXX Reason : Account is fraudulent Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap. Account Name : XXXX XXXX XXXX Account Number : XXXX Reason : The account is fraudulent Account Name : XXXX Account Number : XXXX Reason : The account is closed Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap. Account Name : XXXX XXXX XXXX Account Number : XXXX Reason : The account is closed Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap.
01/03/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92308	Web
I looked at my credit report recently and seen this company AMERASSIST AR SOLUTIONS attempting to collect a debt that I never contracted or agreed to pay. They reported negative and defaming information beginning XX/XX/2019 on my credit report. I sent a debt validation to no avail. They never supplied sufficient information to me in order to validate the debt. I do not agree with their actins. I have challenged the accuracy and integrity of the information. 12 cfr 1022.41 ( a ) ( 1 ) ( 2 ) ( 3 ) state that data furnishers Reflects the terms of and liability for the account or other relationship ; Reflects the consumer 's performance and other conduct with respect to the account or other relationship ; and Identifies the appropriate consumer. 12CFR 1022.41 ( d ) ( 1 ) ( 2 ) ( 3 ) ( i ) Integrity means that information that a furnisher provides to a consumer reporting agency about an account or other relationship with the consumer : Is substantiated by the furnisher 's records at the time it is furnished ; Is furnished in a form and manner that is designed to minimize the likelihood that the information may be incorrectly reflected in a consumer report ; and Includes the information in the furnisher 's possession about the account or other relationship that the Bureau has : Determined that the absence of which would likely be materially misleading in evaluating a consumer 's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living
03/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92064	Web
My XXXX XXXXXXXX XXXX XXXX sent me for XXXX XXXX XXXX XXXX to one of their partner offices XXXX XXXX XXXX, I had to pay for many services like exams again. After all I paid {$45.00} for visit, {$610.00} for the job after the insurance covering {$270.00}, - of it. Now after a few weeks I received another letter from their office for {$210.00},- and at the same time I received a letter from the mentioned debt collector Amer Assist for the {$210.00}, - When I called the dental office they just said that they will ask a manager to call me. But that never happened. After contacting my insurance they gave me the numbers they paid to the XXXXl office and it clearly showed that I was over charged. So they also told me that they will send a letter to them to refund me the balance. Explaining all this to Amer Assist I was told that if I dont pay it will be reported to the collections. The only chance was to pay them or have the XXXX XXXX contacting the collections to remove their request. First I dont understand how rude can the XXXX office be, by sending the request to me and to the debt collectors at the same. Second how come that Amer Assist didnt even take the effort to look at the bill and bring to their attention that their bill was sent to them immediately when it was sent to me at the same time. I didnt get a chance to pay it. Now it is forced this way. No problem that {$210.00} will not kill me. But Ill see them at the small claims court. Welcome to America, Big eats Small
06/06/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 751XX	Web
A/R Solutions inc has contacted me numerous of times about a medical debt. I disputed the debt and asked the company to validate the debt. A/R Solutions inc then supplied with documents from Dentists of XXXX. Enclosed was a exam consent form with a list of procedures and charges. It also had my medical record number enclosed in that as well which is a HIPAA violation. No where on those documents shows I owe A/R solutions. I responded and asked them to supply me with the HIPAA authorization release form to show I authorized my medical information to be accessed. They responded vaguely with a letter demanding I pay the debt. I sent out a third letter asking them to stop contacting me if they can't provide me with the requested proof. They resent a letter stating they are attempting to collect a debt, but still no proof of me owing them, nor did they provide me with the HIPAA authorization form I asked them for. I even have two documents showing two different months and year on the exam consent forms. Which is very questionable. My address is even wrong on the documents. So, I have the right to make sure I am not being scammed. I have already filed a complaint with the XXXX, attorney general of Texas, and the U.S. Department of Health & Human Services against A/R solutions inc and Dentists of XXXX for violating my privacy rights. A/R services has not only violated my privacy, but has also disregard my dispute request as well as harassed me.
11/17/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78244	Web
I am a victim of identity theft. I recently learned that my personal information was used to open an account at AMERIASSIST AR SOLUTION. I did not open or authorize this account, with this company or no other company they represent and I request that it be closed immediately. Please send me written confirmation that I am not responsible for charges on this account, and take appropriate steps to remove information about this account from my credit files. Not only that being that this is a medical account and I do not recall giving permission to any provider at all allowing them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Also AMERIASSIST AR SOLUTIONS or the company the represent never even sent me notice of the fraud account or else they would have already known that I was a victim of identity theft and this account is a result of thereof. Additionally, I thought any reporting of a debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I have previously notified AMERIASSIST AR Solution that I am a victim of identity theft and to close this unauthorized account but they decided to ignore my request.
04/05/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90638	Web
I have been going to XXXX XXXX XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX for many years. I ALWAYS pay in full at the time of service. I was shocked to receive a delinquent notice from Amer Assit A/R Solutions Inc XXXX XXXX XXXX XXXX Ohio XXXX threatening that this could ruin my credit. I called the XXXX XX/XX/XXXX. They assured me I didn't owe anything and this company was just behind and it would be cleared up. I don't know how or why my info was sent to them in the first place. This happened again two weeks later so I contacted the XXXX again on XX/XX/XXXX. I got their exchange/customer service and explained the situation. Then I called the debt collector and they said it was on the XXXX and they couldn't clear my record until the XXXX resolved it. I called the office again XX/XX/XXXX. The office manager XXXX XXXX tried to conceal her identity. When she finally identified herself she said she would resolve the matter and send me email confirmation. She never did. I wrote a personal letter to the owner XXXX XXXX advising her that was costing her customers and after many years I would not be coming back. There was no response. Now I have another letter XXXX from XXXX XXXX Collection Officer threatening to proceed with additional corrective steps. I am tired of being harassed when no money was EVER owed.
12/02/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78244	Web
I am a victim of identity theft. I recently learned that my personal information was used to open an account at AMERASSIST AR. I did not open or authorize this account, with this company or no other company they represent and I request that it be closed immediately. Please send me written confirmation that I am not responsible for charges on this account, and take appropriate steps to remove information about this account from my credit files. Not only that being that this is a medical account and I do not recall giving permission to any provider at all allowing them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Also AMERASSIST or the company they represent never even sent me notice of the fraud account or else they would have already known that I was a victim of identity theft and this account is a result of thereof. Additionally, I thought any reporting of a debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I have previously notified AMERASSIST AR that I am a victim of identity theft and to close this unauthorized account but they decided to ignore my request.
07/08/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CO 80521	Web
The dispute resolution process, along with fraud and deceptive unethical practices, has caused me to lose my new construction home. My credit fell XXXX points and then XXXX and XXXX dismissed legitimate pleas for assistance and consumer protection. XXXX verified the collection as legit ; despite the mountain of evidence I have submitted to collaborate my claim. I do not owe any money whatsoever, and XXXX XXXX XXXX along with XXXX XXXX XXXX are committing egregious acts against consumers and NO ONE is doing anything for the victims. Amer-assist, XXXX, and XXXX MUST KNOW what is going on with these companies and I have proved that I owe nothing for the XXXX XXXX. I believe that I am owed damages for my XXXX XXXX and XXXX XXXX perpetrated by these plastic things which aren't even a real product, gives no results, and caused harm to me. I even joined a class action against XXXX XXXX. I have literally been XXXX XXXX XXXX XXXX XXXX out of a home and a dream by this injustice!!!!! And I can't get anyone to listen or rectify a single thing!!!!!! All of these companies, along with the CSR 's should be ashamed of themselves. They should tell my children why the system is so backwards, that we lost our home over some XXXX XXXX that was illegally financed and damaging not only to my mouth, but to MY LIFE!!!!!!!!!!!!!
01/20/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MD 21216	Web
I ahve been trying to resolve this account for over two years now. The company is XXXX XXXX XXXX. I reached out to the company back in XXXX if XXXX about returning the product and recieving a refund after not being able to contact them about returning the product. I eventually was able to return the product and recieve a full refund back i. XXXX if XXXX. This is were I was sent an email stating that my refund was awarded and the account was to be closed and reported to the debt agency within 30-60 buisness days that the account was resolved. It has been 7 months of me calling trying to get XXXX XXXX to contact Ameriassist to inform them the account is clised and no debt is owed. However XXXX XXXX has been stringing me along for months with no response as to when someone will send over a general release waiver to Ameriassist stating the account has been closed. Ive already spoken with XXXX XXXX numerous of times for them to tell me time after time someone will return my phone call and no one ever does. Ive writtin a letter to Ameriassist stating the account is closed and to see they they would force XXXX XXXX to respond to which they havent. It has been 7 months since the account has been in collections and no response from XXXX XXXX XXXX as to when they will send over notification.
10/06/2020	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 945XX	Web
On XX/XX/2020 XXXX smile dental group send me the final bill for {$420.00}. I did dispute but they send me to the collection agency ( Amer ASSIST Solution Inc ) XXXX XXXX and they send me the bill for {$380.00}. I tried to log in to make a payment online but no luck. Therefore I called them to make a payment via a credit card they said they don, t accept. It should be check and asked for my checking account information. I told her to charge for {$380.00}. But the next day I notice they used my account information on a false check with someone else name and were purchasing products in stores for {$300.00}. I did call them back and share the problem with them this time a manager and from Amer Assist answered and i paid {$380.00} but again I notice another transaction on my account for the amount of {$310.00}. I called my bank and told them the story, they did credit me for {$380.00} and XXXX but not the {$300.00}. I called the XXXX XXXX group and explained what happened to me and asked them to get my name out of this collection but she said she can not do anything. I feel I owe the collection agency or XXXX dental-only {$27.00} since I was already scammed for {$300.00}. I do not want the collection agency to send me bill since i am trying to solve this with the XXXX XXXX XXXX.
06/11/2021	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CO 80521	Web
XXXX XXXX XXXX failed to provide the service that they claimed. Not only did my teeth not get corrected as promised, but they also ruined the alignment of my bite so I have jaw pain. I tried to rectify the situation by asking for a new evaluation and another set of aligners or to have my money refunded so that I could go to a real orthodontist. CSRs play games and send you in circles until you give up. I do not owe this debt because I did not receive the service solicited. I stopped payment on the product and not until XX/XX/XXXX did I hear from anyone saying that they were claiming a collection against me. I immediately responded by email and they again gave me no resolution and turned the collection in to the credit reporting agencies ... just as I am building a house. My credit score has dropped over 100 points ... to a score disqualifying me from the loan commitment due in two weeks ; to buy my custom new construction home. Neither smile direct club or the collection agency will resolve this injustice. XXXX XXXX XXXX needs to be legally stopped!!!! It is fraud and causing terrible effects on thousands of people! I don't know what to do but this is an emergency!!! Please help me! XXXX XXXX XXXX XXXX Colorado resident
02/08/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 30144	Web
I had an account with XXXX XXXX. After the account was cancelled, the company did not take their garbage cans. I called one time and spoke to a rep that informed me that I had a balance of ~ {$10.00}. I paid the amount and never heard from XXXX XXXX again. Months later I started receiving letters from collection agencies. When I received the first letter that stated I owed {$110.00}, I called XXXX XXXX. They said I owed for keeping their cans. I scheduled their can pick up for XX/XX/XXXX. I have a letter sent to the XXXX from XXXX XXXX stating that they removed the {$110.00} from my account on XX/XX/XXXX and notified the collection agency. Problem is that in XX/XX/XXXX, I am still receiving regular letters from AmerAssist and XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX I have sent notification to both that I have zero owed to XXXX XXXX, but the letters keep coming. It bothers me that XXXX XXXX did not contact me to retrieve their cans before sending this to collections and starting this never ending letter sending campaign. I'm sensing that AmerAssist is a sister company to XXXX XXXX and that this feels fraudulent in practice instead of negligent because I have communicated in writing that I don't owe XXXX XXXX.
07/04/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33020	Web
Signed up for aligners with XXXX XXXX XXXX, after one month my dentist advised my to cancel and return them due to dental procedure that needed to be done. I paid {$320.00} and cancelled my order. XXXX XXXX XXXX stated once the aligners are received in there warehouse order would be completely cancelled. Later, I receive bill from AMERASSIST AR SOLUTIONS on behalf this account that was cancelled. I contacted XXXX XXXX XXXX informing them of the situation and they request my tracking number of the package they thought wasnt received and found it. they prompted AMERASSIST that the account is current and not owed. AMERASSIST til this day harasses me for payment of something they have a canceled order for. -This company has violated my rights from even try to even settle this account that is actually canceled and they refused to. -Threaten to seize property from me. -I spoke to an employee and they said send the receipt to operations and they'll cancel it. the employee sheena ( I wont put her full name ) disregards the canceled order and is still ordering me to pay. -I requested this company to verify the debt they dont want to. -I requested the company stop contacting me they disregard.
01/12/2024	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	IL XXXXX	Web
In 2018, the company formerly known as " XXXX XXXX XXXX XXXX XXXX '' guaranteed me that their retainers would straighten my teeth. I sent in my tooth molds around XX/XX/2018 and they created trays that were supposed to assist with the process. I was paying the installment amounts up until I realized and expressed that the trays were not shifting my XXXX. I went to see an XXXX and they informed me that this company mislead me into believing that they could fix my XXXX when that was not possible. I needed to have XXXX removed in order to make space for the crowding I was experiencing and they did not ever match me with a real doctor to check things like that. I stopped using the trays and stopped paying my installments once this all took place and I talked with the representatives of the company about what they were going to do and all they offered to do was to redo my trays and not refund me my money so this account went into collections after that. Their XXXX part collection agency has been contacting me every sense trying to get this payment and has not stopped emailing and calling me when I have been very clear about the fact that I was the patient who was lied to and mislead.
07/31/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91913	Web
I, XXXX XXXX, consumer and natural person, am aware of all rights that I have, and which are protected by The Congress under the Fair Credit Reporting Act ( FCRA ), The Fair Debt Collection Practices Act ( FDCPA ) and The Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices ( UDAP ). The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 1.Account Name : AMERASSIST AR SOLUTIONS Account Number:XXXX. XXXX XXXX {$1600.00} XX/XX/2020 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Delete this account immediately, unless you want to be held {$1000.00} per violation Thank you for your purchase of {$1600.00} which you paid pennies on the dollar, can I see the Purchase Agreement and the Original Creditors terms and agreement/condition. I refuse to pay this debt, my dads ice cream truck caught fire on the highway due to these unforeseen circumstances all funds are tied up.
06/25/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32837	Web
I am writing to you as a last resort to resolve this issue and upon the advice of the clerk of the court in XXXX, Florida prior to filing a writ. I have attempted several times to have this removed from all 3 credit reporting agencies to avail. OnXXXX, XXXX XXXX representing a company known as Amerassist contacted me via email requesting that I pay his company {$1500.00}. I advised XXXX that I do not know what he is referring to and requested verification. I received on XX/XX/21 a copy of a contract from XXXX highlighting a company XXXX, XXXX that I had previously done business. I immediately advised XXXX XXXX that his request for payment has been denied on grounds he was unable to produce any documentation that indicated a contract between myself and Amerassist. XXXX XXXX continued to send harassing emails to me on a repeat basis ignoring my notice to cease and deceit. Additionally, XXXX XXXX has entered a hard inquiry on my credit report without the required permission and in violation of the FCRA. It is my belief that this was conducted as a retaliatory act and with the direct intent of lowing my credit score even further.
01/05/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 08618	Web
On the XXXX of XXXX I consumer XXXX wrote a letter to company Amerassist AR Solutions to validate an alleged debt of {$1300.00} that appeared on my all my consumer reports certified mail via USPS on tracking number XXXX XXXX XXXX XXXX XXXX. The company replied with a copy of a contract from XXXX. First, I'd like to know who gave XXXX the permission to share sensitive information with a third party company like Amerassist? Under what law did company Amerassist gain the right to collect on this alleged debt? Where are the validation information requested pursuant to 15 USC 1692g per my request over two months ago? In addition I submitted a Cease and Desist request pursuant to 15 USC 1692c ( c ) demanding that they cease all forms of communication with me through any and all mediums but yet I see that the company is reporting unvalidated negative remarks on my consumer reports. That is a form of indirect communication and they have violated my rights under the Fair Debt Collection Practices Act. I have attached the letter sent to Amerassist over 60 days ago on USPS tracking number XXXX XXXX XXXX XXXX XXXX.
11/11/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33566	Web
I was a XXXX customer for dental aligners in a program that was also to include several checks by a dentist. Being that I was unable to receive adequate dental care with the program products were returned and refunds were issued. The debt collection company by the name of XXXX also doing business as XXXX solutions continues to try to collect on a debt that I do not owe and whenever I try to call to try to resolve the matter I am either told that they do not have to talk to me or a representative of the organization disconnects the phone line and hangs up on me or transfer me to another representative who continues to repeat the same actions. I am unable to resolve the issues through normal channels so I am resorting to reaching out to the bureau for further assistance. Although I have told this debt collector numerous times that I do not owe the debt the so they need to cease further contact with me the company continues to call and text my cellular phone using an automated dialer although the phone number that the company contacts has been on the XXXX Not XXXX XXXX registry for a number of years.
11/07/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85035	Web
Around XX/XX/XXXX, I was fraudulently charged for services that the company never rendered to me. I had an appointment for a dental procedure which was cancelled completely 4 days before that appointment I was then told to go to another dentist in a different town as my only option. However, when Got there ( XXXX XXXX ) the dentist did not perform the procedure on me he only rinsed my mouth and sealed the opening with putty and I was then told by him to go to another dentist to finish the job ... When I got to the new dentist they put a cap on the area without doing my treatment whatsoever and said I was done. The next day I called the dental office XXXX XXXX and told them that my work was never completed. The lady lied to me and denied everything and Ive been contacting them for months. Already paid XXXX $ for the cap that they put on but realized I was being charged another XXXX $ for work that was never performed. I noticed the charge on my credit report and disputed it XX/XX/XXXX and have been contacting them ever since with no results about why I am being charged for work that was never done.
06/30/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 35020	Web
Amerassist has been negatively effecting my credit by inaccurately reporting that I owe for a bill that was resolved with the original creditor XXXX XXXX Ive disputed with XXXX XXXX but it still remains on my credit report. This is a violation of my rights 15 US Code 1681 A4 There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. 15 US Code 1 A ) the consumer authorizes the agency to provide such report to such person. XXXX XXXX did not make any of my trays correct and cancelled my order when I explained the issue. Amerassist has no right to report on my credit report. Amerassist should not have any of my personal information. 15 US code 1692d ( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. Amerassist is in violation of contacting me and has a different amount on the statement they sent me {$1500.00} and a different amount on XXXX XXXX XXXX which under mines me is harassment and abusive practices.
05/28/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78572	Web
I contacted AmerAssist A/R Solutions to delete a collection off of my credit report and was provided with a resolution to make a payment to delete off my report. After my payment, the collection was not deleted. I contact their office and left a VM that was never returned. I later spoke to a representative who transferred me to 3 different people who were unable to listen or resolve any issues. The first person listened but the issue was outside of her control. The second person was extremely rude without taking the time to even listen she already was screaming for no apparent reason. The last representative transferred me to a VM line to get rid of my call. They offered to abide by their initial agreement but only if I made an additional payment which is completely unethical. I left a VM on the line that I was transferred to which again has resulted in no resolution. AmerAssist A/R Solutions has deceived their client by providing misinformation and then back peddling on their promises. I am requesting a letter/email confirming this collection is deleted from my report. Thank you
03/16/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77521	Web
OFFICE OF THE ATTY GEN {$16000.00} Balance updated XX/XX/XXXX XXXX late payment Account Info Hover over labels for more details Account number XXXX Account status Open Date opened XX/XX/XXXX Account type XXXX XXXX Paid Off : 0 % Balance on XX/XX/XXXX Loan Amount {$16000.00} - Payment Info Status Past due 150 days Status date XX/XX/XXXX Past due amount {$16000.00} Original loan amount - Monthly payment {$450.00} Late payments XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX - 120 - - - - - - - - - - 120+ Days Late - Data Unavailable Additional info Responsibility Individual Terms 1 Month Company sold - Original creditor - Comments Account information disputed by consumer Your statements - Contact XXXX XXXX XXXX XXXX XXXX TX XXXX Is everything correct? If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail. Dispute this account 1 collection account Total balance : {$1400.00} AMERASSIST AR SOLUTION Original creditor : XXXX XXXX {$1400.00} Balance updated XX/XX/XXXX XXXX
12/17/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 10550	Web
After reviewing my credit profile on XX/XX/2022 I identified a discrepancy with account # XXXX listed under Amerassist AR Solution and validation was requested as this was an account that I did not recognize. I reviewed my credit report again on XX/XX/2022 and the account continues to reflect on my credit report and I have not received any correspondence from creditor to validate this account as correctly belonging to me, nor has my credit report been updated to reflect that the account is disputed and therefore a 2nd validation letter was sent out on this day. After reviewing credit report again on XX/XX/2022 there have been no updates and account is still reflecting on the report. I do-not believe the account belongs to me nor do I believe that the creditor has authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
11/03/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30078	Web
Last spring I went to XXXX XXXX XXXX here in XXXX, GA and had XXXX XXXX XXXX. They offered me a no interest payment plan which I accepted. When the Government Stimulus check came in, I contacted the dental office and paid my bill in full. ( I have verified this over the phone with them ). I have since received 2 bills seeking {$190.00} from AmerAssist, the most recent dated XX/XX/2020, for payment of the bill to XXXX XXXX, threatening to turn me over to a collection agency. I went to their website at XXXX and it said they have no business with me. So I called their phone number ( XXXX ) to find out what was going on. The women who answered forwarded my call to a voicemail box. I tried to call back to speak with a real person and was informed that I was unable to complete my call as dialed. I have since researched AmerAssist on line and founded that this is not an unusual occurrence for them. I did not pay them any money but I AM concerned that Seniors may be duped into paying money that they do not owe by this practice. Thank you for your attention in this matter
10/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30043	Web
A debt was incorrectly reported by XXXX XXXX XXXX in XXXX GA in the name of my daughter for unpaid rent. She had been taken off the lease by the apartment complex and the debt was not hers. She received repeated calls from XXXX at Amerassist AR Solutions. I finally had to get involved to fix the problem. The apartment complex is having the error corrected and several people at Amerassist are aware that it is an incorrect debt. I received another call this morning from XXXX at Amerassist. He refused to listen to anything that I had to say even though I told him I had been in contact with his supervisor to have the situation corrected. He told me it was my daughter 's debt and it would negatively effect her credit. I tried to explain the situation to him several times and he was extremely rude and unprofessional. I myself worked in the credit industry for 10 years as a manager and would not have my employees act this way to a debtor. If this is the way they encourage their collection agents to behave then there is a problem. Thank you.
08/03/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NY 11226	Web
I had a collections balance with amerassist I made a payment plan with them and started paying in XXXX. After I started paying they never reported that I started paying instead they reported that my balance increased while I was paying so I kept disputing it because I know im paying I was giving them XXXX every two weeks and for them to report I didnt pay is unbelievable money doesnt grow on trees! I ket calling them and they gave me the run around they did this on purpose because everyother person I owed reported all my payments. By them doing this my score went down XXXX while im paying them off I was so upset no other company did this to me and even after I disputed it after I paid it off they said the information is still accurate but somehow they removed it from my report. I know that company did it on purpose I never went thru this with anyone I paid off this isnt right I STARTED PAYING IN XXXX AND IN XXXX THEY REPORT THE BALANCE INCREASED! How? If im paying because of this my score went down with this false information
02/28/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48075	Web
several inaccuracies in my credit report. Pursuant to Section 611 ( a ) of the Fair Credit Reporting Act ( FCRA ), I have a right to dispute and correct any inaccuracies in my credit report. After reviewing my credit report, I have noticed several errors that are negatively impacting my credit score and overall financial standing. Specifically, [ provide details of the inaccuracies here, such as incorrect personal information, outdated or inaccurate account information, or fraudulent activity ]. I have attempted to rectify these inaccuracies with the credit reporting agencies directly, but have not seen any resolution or improvements. As a result, I am seeking your assistance in resolving these issues and ensuring that my credit report is accurate and up-to-date. I respectfully request that you investigate these inaccuracies and take appropriate action to correct my credit report in accordance with the FCRA. I appreciate your attention to this matter and look forward to your response.
08/15/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 33319	Web
See attachment! Subject : Immediate Removal of Nonpublic Personal Financial Information NOTICE TO CEO, XXXX & XXXX XXXX I am writing to demand the immediate removal of my nonpublic personal financial information from my credit report, as it has been accessed and reported without my consent or lawful authority. This unauthorized action violates my privacy rights and breaches the XXXX XXXX. I hereby request that Amerassist AR Solutions take the following actions within 15 days : 1. Delete all records of my nonpublic personal financial information from my credit report. 2. Provide an updated credit report reflecting the removal. Failure to comply will lead me to file complaints with the Federal Trade Commission ( FTC ) and [ Your State ] Attorney General for unauthorized access, fraud, and violations of the Gramm-Leach-Bliley Act. Please confirm your actions and provide an updated credit report showing the required changes to my records. Sincerely, XXXX
05/27/2021	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19464	Web
AMERASSIST AR SOLUTIONS received my letter disputing certain items listed on my credit report over thirty ( 30 ) days ago. The items were inaccurate and incomplete. I have attached a copy of the original letter they received via certified mail. they still have never sent me any information regarding this alleged debt, which I have disputed ( which is a violation of 15 USC 1681 s-2 ) Under the Fair Credit Reporting Act 15 USC 1681s-2 ( a ) ( 1 ) ( B ) & ( a ) ( 2 ) ( B ) a data furnishers compliance is required. Pursuant to 15 U.S.C. 1681I ( 5 ) ( A ), they had thirty ( 30 ) days from receipt of a letter to respond to a request for verification of the erroneous items. The thirty ( 30 ) days has now expired, and I have not heard from them. Therefore, it must be that the information on my report was either inaccurate, or it could not be verified. In either case, according to the provisions of 15 U.S.C. Section 1681i ( a ), the items must be deleted immediately.
08/22/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 77573	Web
Amerassist added two collections accounts on my credit report in XX/XX/2020. Both of the accounts were in dispute with the company XXXX XXXX XXXX, for faulty product. I had been in dispute with XXXX for over a year. They were suppose to have stopped any payments from needing to be paid, while we were in dispute. They randomly one day added two accounts onto my credit report. This completely damaged my credit! I contacted both companies, Amerassist and XXXX XXXX XXXX, about the collections accounts and could not get any answer or resolution. There was a ton of back and forth for months, I was able to dispute one of the accounts and it was removed but the last account has not been removed. I have emailed and called multiple times and I have disputed the account on my credit report 12 times, without any resolution. I have provided Amerassist proof that the accounts are closed and should have never been reported and they still refuse to make any change.
08/22/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 77573	Web
Amerassist added two collections accounts on my credit report in XXXX XXXX Both of the accounts were in dispute with the company XXXX XXXX XXXX, for faulty product. I had been in dispute with XXXX for over a year. They were suppose to have stopped any payments from needing to be paid, while we were in dispute. They randomly one day added two accounts onto my credit report. This completely damaged my credit! I contacted both companies, Amerassist and XXXX XXXX XXXX, about the collections accounts and could not get any answer or resolution. There was a ton of back and forth for months, I was able to dispute one of the accounts and it was removed but the last account has not been removed. I have emailed and called multiple times and I have disputed the account on my credit report 12 times, without any resolution. I have provided Amerassist proof that the accounts are closed and should have never been reported and they still refuse to make any change.
04/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30141	Web
Please be advised that this notice is being sent pursuant to the Fair Debt Collection Practices Act, 1 : USC 1692g Sec 809 ( b ) that your claim that I owe you money is disputed, and validation is requested. I DEMAND compliance with the terms and conditions of this letter within 30 days of your certified receipt, or a complete removal from my credit profile, in writing, of your claim. In the event of non-compliance, I reserve the right to file charges and/or complaints with the FTC, and appropriate county, state, and federal authorities. I also hereby reserve my right to take private civil action against your company to recover damages for non-compliance. IN ADDITION, THE FAIR CREDIT REPORTING ACT STATES THAT WHILE THIS ITEM IS BEING INVESTIGATED YOU MUST INDICATE TO THE BUREAU THAT THE ACCOUNT IS UNDER DISPUTE AND WILL REMOVE/CEASE FROM REPORTING THIS INFORMATION TO THE CREDIT REPORTING AGENCY UNTIL FULL VALIDATION HAS BEEN COMPLETED.
10/09/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11741	Web
I am not familiar with this items and I have been in contact with the company to challenge and verify this debt is mine with signatures and contracts to no avail. I have still received nothing. This is clearly an error and is not my account. I have noticed this for several months on my record with incomplete information and it has been hurting me financially unnecessarily as I have expressed. I MA DESPERATELY TRYING TO GET INTO A NEW HOME WITH ALL MY SAVINGS IN ESCROW AND MY LIFE IS UPSIDE DOWN BECAUSE OF YOUR COMPANIES MISTAKES. I AM A VICTIM OF IDENTITY THEFT. I kindly demand your swift response to this matter and deleting these accounts from my reports immediately. Thank you. The information is inaccurate and incomplete. AS THERE ARE DIFFERENT LISTED OPEN DATES AND ACCOUNT NUMBERS BETWEEN THE DIFFERENT BUREAUS. therefore I don't even know what this is. Acct number- XXXX OR XXXX with open dates listen from XX/XX/2018 to XX/XX/2018.
05/23/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 11238	Web
XXXX months ago I noticed on my credit report a collection account from Ameriassist on behalf of XXXX. I never received anything from XXXX so I immediately sent a letter to the bureaus to correct the information on my report. I asked them to remove such debt from my credit report if no proof is provided that the alleged debt is mine. A month following I received a letter from the bureaus asking for proof of address and identification although I sent my drivers license, my social security card and my statement as proof of address. I sent another letter to follow up a month after they stalled and I haven't received anything yet. As of recent, I received a call from the collections agency to collect the debt. They inconvenienced me while I was at work and they were adamant about me making a payment that day specifically. Till this very day I have yet to receive proof from either the bureaus or the collection agency of this alleged debt.
02/01/2022	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77044	Web
I have an unauthorized charge with Amerassist AR Solutions with a balance of {$1500.00}. I have asked this company several times for a debt validation and haven't received any response from them. I sent letters and also emails to validate this debt now I have come to the result of demanding it removed since I have given this company plenty of time. The certified mail was received on XX/XX/XXXX by Amerassist AR Solutions and I still haven't heard from them and they are still reporting to my credit report. I need this removed from my credit reports ( XXXX and XXXX ) immediately. I have also faxed over the the validated debt letter to them. AMERASSIST AR SOLUTIONS Last reported XX/XX/XXXX {$1500.00} Open balance XXXX XXXX XXXX Original creditor XXXX Opened XX/XX/XXXX ( XXXX yrs, XXXX mos ) Account status Open Type -- Responsibility Individual Remarks Placed for collection Original creditor name XXXX XXXX XXXX
01/03/2021	No	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	MI 48187	Web
A claim of XXXX XXXX, which was not performed on me or anyone in my family, was issued by XXXX XXXX in XXXX XXXX XXXXXXXX, CA and sent to a debt collector which in turn was sent to me. I ignored the first bill back in XXXX, XXXX knowing full well I did not have any XXXX XXXX performed in California since I live in Michigan and last visited California sometime prior to XXXX before the age of XXXX. I do not have any information regarding dates or work performed as I never received anything but a debt collection notice. On XX/XX/XXXX I received a notice of potential collection by an attorney in XXXX, OH representing the debt collector also located in XXXX, OH. I am currently drafting a letter to the attorney, debt collector and XXXX requesting information I can present to my XXXX and Insurance company in order to prove I had no work performed outside my own XXXX in Michigan. The total debt owed is {$1600.00}.
12/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30092	Web
Amerassist AR SOULTIONS has placed an erroneous collection on my XXXX credit report. I have never given this company permission to furnish or access any of my personal information nor share it with anyone. This information has been removed from my other consumer reports due to fraudulent and or inaccurate reporting. I have never provided this company with my personal information nor have I ever consented to contract with AMERASSIST AR SOLUTION. This company has accessed my personal information through a third party and has now decided to erroneously place a negative item on my consumer report. This is a violation of my privacy. See : privacy act of 1974etc. This company can not provide a written contract and I have sent numerous request to the credit reporting agency and the alleged creditor and they have failed to provide me with competent proof of claim or information they utilized to verify such claim.
08/05/2022	No	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	FL 33068	Web
Amerassist have been aggressively attempting to collect on behalf of XXXX XXXX XXXX for XXXX XXXX XXXX This company has assumed the role of furnishing information that has not been validated to the Credit Repoting Agencies. Furnishing XXXX years worth of late payments has caused me stress and XXXX XXXX. This company has also mailed a unenforceable contract without a wet signature declaring it was the legal proof they needed to provide they had the power to collect on behalf of XXXX XXXX XXXX. I attempted to reconcile the issue with Amerassist by making a phone call. The representative who answered had no knowledge of the proper collection activities the company must adhere to according to the FDCPA. She yelled and demanded Oh you owe this debt, you used it and you got to pay, oh yeah you can say what you want but you owe. That clearly an unlawful attempt to coerce me into paying the alleged amount.
08/03/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TN XXXXX	Web	Servicemember
I have made several attempts to remove this account that is reporting inaccurate information against me to the credit bureaus & third part agencies, this company refuse to validate or investigate this matter properly to clear my innocence. after inputting several requests pleading for a fair investigation multiple times with this collection agency & all three bureaus ( XXXX & XX/XX/23 ) & all three bureaus no had a not even a drop of empathy. this matter has caused a dramatic negative impact to my life & everyday living. I never gave authorization or signed any contract to have my personal information passed around nor over to AMERASSIST A/R SOLUTION who continues to tarnish my name. this unfair discriminating behavior has caused me to be viewed as unreliable & untrustworthy individual, I am being judged before even getting an opportunity ; how injustice is this. someone please help.
06/28/2022	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92868	Web
Amerassist Ar Solution is reporting a debt on my XXXX and XXXX XXXX report as being owed. I do not owe this company or have an agreement stating I owe this company. I would like to see proof of validation of the alleged debt. I have submitted disputes to XXXX for them to validate this debt and to provide the written and signed contracts reporting the debt that also verify and validate the amount owed and the accuracy of this reporting. I have attempted to contact this company plenty of times although have had no resolution. This company is violating FCRA consumer laws by reporting inaccurate and incomplete information across two of myreport. This is causing me emotional distress especially during this rough time. I am in the middle of filing a lawsuit if this is not deleted. I am requesting that this account be removed from all credit files immediately please. Thank you.
12/05/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 33445	Web
On XX/XX/XXXX, I first contacted company by email and XXXX responded trying to fix problem. I haven't heard from anyone and so I sent another email on XX/XX/XXXX asking for a full refund because i haven't heard from anyone and no results were done. I sent another email on XX/XX/XXXX asking could someone respond to my email which is where i received a response but by another XXXX named XXXX. She was trying to find a resolution which i then explained again what was going on and that i wanted a full refund. I didn't hear from anyone and sent another email on XX/XX/XXXX saying that i haven't heard from anyone still. I then received an email on XX/XX/XXXX general release-ceasing treatment and was filed with the amount of {$480.00}. Then i started receiving emails from another company called AmeriAssist A/R Solutions which aren't allowed to collect in the state of florida.
02/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 919XX	Web
On XX/XX/2022 at XXXX XXXX I received a email from a debt collector Amer Assist on behalf of XXXX XXXX XXXX saying that I owed a debt of {$120.00} and it was sent to collections. This is not accurate. I would like someone to please look into the false claim of a debt and harassing emails I am receiving from Amer Assist at work. It is not fair to be harassed by this company for a false debt. It is a violation of the fair credit reporting act to to report an inaccurate statement of balance due. As per FCRA Violations when an agency, business or individual fails to exercise proper care or takes action that a reasonable person would not with regard to your credit information, that is negligent behavior as XXXX XXXX XXXX XXXX has done. I would like XXXX XXXX to correct this false debt allegation and have Amer Assit stop harassing me via email and phone calls.
01/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 28216	Web
I have filed multiple disputes over the last 2 years with XXXX, XXXX and XXXX requesting verification and the removal of the AMERASSIST AR SOLUTION, XXXX XXXX, XXXX XXXX and XXXX XXXX accounts. I have asked for the proof and method of verification from each credit bureau and they have not provided anything. On XX/XX/2022 I sent a debt validation letter directly to AMERASSIST AR SOLUTION and they did not respond. On XX/XX/2022 I sent a debt validation letter directly to XXXX XXXX and they did not respond. On XX/XX/2022 I sent a debt validation letter directly to XXXX Now and they did not respond. On XX/XX/2022 I sent a debt validation letter directly to XXXX XXXX and they did not respond. In XXXX with the Fair Credit Reporting Act, everything has to be 100 % accurate on my credit report. These accounts are in violation of not reporting 100 % accurate.
07/21/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78249	Web
I have tried to reach XXXX XXXX XXXX to discuss this matter since XX/XX/XXXX with no response. Someone from their A/R department claims they will call me back. I have received collections notices from AmerAssist regarding an outstanding bill for {$130.00} that no one in your office seems to know what this bill is for. I have attached proof of insurance coverage from my previous employer for the months of services rendered listed in the documents provided by AmerAssist. I have also attached a notice of separation due to Covid-19 from my previous employer. I also recall notifying XXXX XXXX XXXX that my dental coverage would be ending on XX/XX/XXXX and we would not be able to continue receiving dental services from you since your office does not accept XXXX ( both my son, XXXX & I were covered under XXXX Dental through XXXX effective XX/XX/XXXX ).
09/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80010	Web
In XXXX or XX/XX/2017 I visited XXXX XXXX XXXX XXXX in XXXX, CO. I had work done including an XXXX on a small XXXX. I had asked the office to pre-authorize the work. 6 months later I received a bill that there was an unpaid balance that was overdue, but it was the first communication from the office. While trying to discuss the information with the company they deferred it to : Offender : Amerassist Country : USA State : Ohio City : XXXX Address : XXXX XXXX XXXX Phone : XXXX Site : arsolutions.com Since I have written documentation from XXXX XXXX XXXX XXXX that because of the situation they are going to simply write off the balance and to ignore invoicing. I have communicated this information to Amerassist and provided them with the written documentation. They refuse to close the account and continue attempts to collect money for no reason
04/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	NY 11207	Web
I settled with Amerasisst AR Solutions in XX/XX/2022, which the understanding this was be reported on my credit report as " resolved '' with a XXXX-balance, but now they have reported this settlement as a Public Record on my credit report, with my credit score plummeting, AND reported as a Collection/Charge-Off. My understanding is XXXX can only report Bankruptcies as Public Record, not settlements. AND that companies can not double-report both as a charge-off and a public record. In this instance, settling with the company has not increased my credit score, it has made a significant drop in my credit score by actually settling a debt with a company. This is unfair and counter to logic..and it certainly doesn't encourage me to settle debts/accounts in the future if it will only make my credit score lower.
08/27/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92373	Web	Servicemember
Company ( XXXX XXXX ) falsely stated that I have not been paying my debt in the last complaint I filed I have been paying on time ( see attached bank statement ). By making these payments I have not acknowledged this debt to be mine, In fact I have paid these payments because AmerAssist A/R Solutions has threatened myself and family with arrest and negatively reporting to my credit ( see attached email proof ) I tried to explain that this debt is from a Fraud case that has been proven by other credit card companies is not my debt. With proof from a letter from the credit card company., This debt was from a identity fraud case and AmerAssist A/R Solutions is still is actively trying to collect. I have now contacted the XXXX XXXX XXXX and FTC with AmerAssist A/R Solutions as the Fraudulent debt collector,
04/09/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33570	Web
XX/XX/2020 Amerassist AR Solutions is claiming that I'm in debt to them in the amount of {$1500.00}. They have placed this debt collection on my credit report without my written permission. I have never done business nor have I agreed to any pay for services with this company. The account number they have listed is XXXX According to the FCRA Amerassist AR Solutions has violated my rights according to the laws stated below. 15 U.S.C 1681 Section 604 A Section 2 : states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681 section 602 A. States I have the right to privacy 15 U.S.C 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose
10/01/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30228	Web
On these dates XX/XX/2022, XX/XX/2022, XX/XX/2022 I sent out dispute letters to these companies below : They had stated that they have been verified as accurate ; but how is that possible if the open date is inaccurate, the date last active is inaccurate, and date last reported is not accurate. This ground for removal. They also violated my rights under 15 U.S.C 1681 Section 604 A Section 2 : The law clearly states a consumer reporting agency can not furnish an account without my written instructions. I have not given these agencies written permission to furnish these accounts on my credit report. AMERASSIST AR SOLUTIONS Account Number XXXX XXXX XXXX XXXX Account Number XXXX XXXX XXXX XXXX Account Number XXXX XXXX XXXX XXXX Account Number XXXX
06/29/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33025	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
06/29/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19142	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
04/23/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 750XX	Web
I am a victim of identity theft, there are 2 accounts on my credit report that I did not authorize and have no knowledge of. Please block this information from my credit report, pursuant to section 605B of the Fair Credit Reporting Act, and send the required notifications to all furnishers of this information. Enclosed are the following : A copy of my Identity Theft Report A copy of section 605B of the Fair Credit Reporting Act, which requires you to block the fraudulent information on my credit report resulting from identity theft within four business days and to promptly notify the furnisher ( s ) of that information. Fair Credit Reporting Act Section 605B I appreciate your prompt attention to this matter, and await your reply.
06/30/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11237	Web
I contacted debt collector amerassist AR solutions on XXXX, informing them there must be an error with the debt that they are claiming, due to the fact that I was incarcerated from XXXX until XX/XX/XXXX. They informed me that it's my responsibility to pay the debt or they will seize all my assets, garnish my wages etc. I asked them who is the original creditor and they told me its XXXX XXXX XXXX in XXXX New Jersey. I explained to them that XXXX XXXX XXXX was brought up on charges for defrauding auto insurance companies for millions of dollars on XX/XX/XXXX, and I am simply one of their victims. I last explain to them that i have original documents from my XXXX date and XXXX date, showing proof that I never received such XXXX.
07/22/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	DE 199XX	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureaus and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
06/05/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19013	Web
I noticed the company, Amerassist, on my consumer credit report showing that I had an alleged account with them. I have never had any business with them, nor have I given any authorization for this company to furnish any information about me or my medical information to any third party. I attempted to contact them in good faith, however, they are still reporting this debt on my consumer report. Furnishing this information to a third party without my consent or approval is a violation of HIPPA laws and violations of the FDCPA and FCRA. This is my last attempt to amicably resolve this issue. If this is not removed in 5 days, I will begin legal action against Amerassist, along with the company whom they are collecting for.
04/30/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 90706	Web
I have sent in proof that XXXXXXXX XXXX XXXX by law should not have my information. I did not authorize them to take my information. I also told them that was not me. They still wont remove it. I have sent in proof that Amerassist Ar Solutions, was not me, told them to send me the paperwork showing my signature on paperwork, also I never authorize Amerassit AR Solutions to use my information. It is against the law. They still wont remove it. # XXXX XXXX XXXX and Amerassist AR Solution both have violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
06/04/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 78665	Web
After reviewing my credit report, I noticed AMERASSIST AR SOLUTION at, XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX, PHONE # XXXX, Has a collection account on my credit report in the amount of XXXX XXXX The collection has been reported as a past due balance. I do not know this company. I have never done business with this company. This company does not have a contract with my signature on it. In accordance with the fair credit reporting act : XXXX account # XXXX AMERASSIST AR SOLUTION, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
01/04/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89123	Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
03/01/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 30126	Web
I spoke with Amerasisst credit agency on several occasions regarding a XXXX XXXX account that is not mine. I have also sent a general form of release form from XXXX XXXX regarding the termination of treatment. She said that they would take care of the account and send me documentation, but unfortunately, they fail to do so. One of XXXX XXXX 's representatives assured me that they will cancel all payments and void any balance, thereafter, due to medical reasons. I can't start to even tell you how I have also been harassed by Amerassit and their company. I have sent documents asking for validation of debt. Please have them to delete this account from my credit report or I will sue in small claims court.
04/14/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 38118	Web
Amerassist AR Solutions has placed a collection on my credit profile claiming that I owe {$1300.00} to XXXX XXXX XXXX. I researched XXXX XXXX XXXX and found out that they are some sort of dental company. I have never had and services done by XXXX XXXX XXXX. I reached out to Amerassist over 60 days ago via certified USPS letter ( I attached a copy in the CFPB document portal showing when they received my complaint ). They have yet to respond. What they did was buy some erroneous debt for pennies on the dollar in hopes to turn a profit from it. They obviously didnt try to verify this with any official documentation. This company is HORRIBLE. Every time I call they give me the run around.
08/06/2018	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt was paid	UT 84070	Web
AMERASSIST AR SOLUTIONS, collecting on behalf of XXXX XXXX XXXX XXXX I attended The XXXX XXXX XXXX in XX/XX/2013 and received federal student loans for my tuition. Amerassist AR Solutions is attempting to collect {$5000.00} and has reported this on my credit report. This is a fraudulent collection action and an attempt to collect money that I am already paying back to the government as they are the ones who lent me the money to attend the school. Amerassist is merely attempting to collect free money from me and will not remove the account from my credit report. This has made it very difficult for me to get any type of credit due to the balance owed and the age of the student loan.
12/27/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MN 55125	Web
My mother was admitted to XXXX XXXX XXXX XXXX on or around XX/XX/19 my aunt XXXX XXXX XXXX was present during admitting ( they were supposed to be deducting the monies for the stay from my mothers account ) The bank account was magically closed after her death so we have no proof if this debt was paid. The company is currently going after my aunt stating she is the responsible party ( she DID NOT sign up for this ). I have contacted the company several times telling them I am her son and beneficiary ( they don't respond or answer the phone ) yet continue to harass my aunt. I don't believe this debt is owed. I think this XXXX XXXX is a scam and frankly it should be shut down.
09/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 93534	Web
I have disputed this collection multiple times with XXXX and they remove it but XXXX XXXX XXXX keeps putting it back on my account without real proof that it was me that got service with them. I called XXXX XXXX XXXX and they said that they didnt have an account with my name or phone number and placed the blame on AMERASSIST AR SOLUTION and when I spoke to Amerassist AR Solution they put the blame XXXX XXXX XXXX stating that they put me in collections and I should file a police report. I do not have an account with XXXX XXXX XXXX so there shouldnt be a collection with my name from them and Amerassist AR Solution. XXXX told me to file a complaint with you all first.
03/31/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32825	Web
I received an email for a settlement offer on XX/XX/2020 from AmerAssist in the amount of {$270.00}. On XX/XX/XXXX, I mailed out a money order for the settlement offer of {$270.00} at the United States Post Office. This was scheduled to be delivered on XX/XX/2020 before the due date of XX/XX/2020. However, due to COVID 19, there must have been a delay in mailing. I have no control over the post office mailing. This payment has not been honored and does not reflect as settled on my credit report. AmerAssist is still sending harassing emails for payment when payment has been received according to the tracking information. They are refusing to honor the settlement.
08/10/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 10455	Web
XX/XX/21 Amerassist AR Solutions ( XXXX XXXX ) Ive done research on this company and there have been many many negative reviews on how this company operates. I have had something occur last year with my credit and a family member using my credit for their benefit. The amount XXXX popped on my credit report as collections. Immediately I reported and I have filed w/ FTC and submitted my paperwork ( identity fraud ) to the all credit agencies for this item to be removed. XXXX is the only credit agency that I am disputing this collection debt. I have attempted to dispute this item twice now and no luck as of yet so Im taking this route now hoping this can help me.
08/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TN 37115	Web
I reviewed my credit report for the first time and noticed a debt collection from AmerAssist for services from XXXX XXXX XXXX in the amount of {$1200.00} from 2019. I have never requested services from XXXX XXXX XXXX, nor have I ever received services from XXXX XXXX XXXX. This is a result of identity theft. I called AmerAssist and the representative told me that the debt was not even in my name, but in " XXXX 's name. '' I was told to file a police report and send that to the debt collections agency. I was never sent any notification to my residence about this debt or this collection. I need it removed from my credit report since it does not belong to me.
03/17/2017	No	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	PA 190XX	Web
Ameriassist debt collector has called me all through out the day and night. " XXXX '' has called my family members telling them I am in debt, and even called my boss and told them they were collecting my debt, thanks for the humiliation. This is a debt of the birth of my child, I was told my insurance was going to pay 100 % of it therefor I am trying to work with my health insurance and my hospital concerning this issue. The lady XXXX from ameriassist told me to pay her XXXX $ and she will leave me alone for XXXX month. Luckily I was pay day and I did have that money at the time even though money has been a struggle for me now as a single mother.
08/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 191XX	Web
They are trying to collect a debt that is my mother not mine. I have called them since XXXX to supply me the details for the debt and every month they state that they did n't get a response from the person they are collecting. The debt is co-payment for my mother drugs from a XXXX XXXX that missed billed her and I told them that they missed billed. I have the invoices that they are trying to collect it is clearly for my mother and nothing to do with me. I think if they ca n't show how this debt is mine after 60 days then they should know they are in the wrong. The woman from the collector told me that they do n't care and it is my debt.
01/08/2021	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 91352	Web
AmerAssist collection services XXXX, Account Number XXXX has been contacting family members, and left message on their cell phones saying that they, my family members, were named in a lawsuit against me because they share the same address. The matter involves what they say is {$380.00} in debt for braces of which is advertised as offered as a kit on there site for {$25.00} at XXXX. In fact, I am owed an over payment of {$95.00}. They have contacted my brother and mother at their personal cell phones with these threatening calls. I contacted the original creditor who is XXXX XXXX XXXX and notified them that they owe me {$95.00}.
12/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MN 55124	Web
Disputes provided by credit bureau XXXX are not allowing proper or legitimate use of it product. XXXX has a process in drop down box format with options whichever best describes your issue as choice option. Not one option listed states " address dispute '' but however XXXX is stating to the creditor that I am disputing my address. I am not disputing my address but I am disputing an identification process in which the creditor can not prove identification such a simple state i.d document or license verification. However XXXX is ignoring my request for an identification request from the creditor which violates my FCRA rights.
09/25/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77433	Web
I contacted Amerassist on XX/XX/2020 by certified mail requesting they give verification of the debt and that I had given authority for them to have my information from the medical provider. They received my notice of request on that date at XXXX XXXX via certified number XXXX. To this very day I have not received anything from them yet they are continuing to make collection attempts, even reporting this information to the credit reporting agencies which is damaging my credit. Not only that despite having received my request, they continue to update this information monthly and did not notate the account as being disputed.
11/17/2015	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CO 80011	Web
I was sent a bill for XXXX with zero explanation. I had not been provided service for a YEAR from this location. When I contacted them, they said it was for a denied service from my secondary insurance. I asked for verification of the service, the denial and all information proving I owed the debt. Instead, they sent me to collections. They did not verify the debt, they continued to attempt to collect on a debt not verified. I have made numerous attempts to collect the information to verify the debt, including contacting their XXXX party business management office in California. I have called them repeatedly as well.
12/17/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 29710	Web
Amerassist reported over {$1500.00} to my credit report for a debt I do not owe. I have spoken with MULTIPLE representatives to advise that the account they are speaking about is not mine and I have spoken to the company XXXX XXXX and have a letter proving this. Along with a signed General Release form. Yet, I still continue to get harsh aggressive letters and phone calls and now the debt is wrongfully on my credit report hindering me from purchases and many other things at this time. Will supply copy of the release form if this goes to court for defamation due to the impact on my credit and financial health.
05/25/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 31324	Web
AMERASSIST AR IS REPORTING CHARGES TO THE CREDIT BUREAUS AND CONTINUE TO ATTEMP TO COLLECT A DEBT FOR A PRODUCT I DID NOT RECEIVE. THE SERVICE IS FOR XXXX XXXX AND UPON RECEIPT OF THE ORDER, I PROMPTLY RETURNED THE PRODUCT AND CANCELLED MY ORDER FOR A FULL REFUND DUE TO THE DEFECT IN PRODUCTS UPON ARRIVAL. CALLS TO BOTH XXXX XXXX ASKING THEM TO LET AMERASSIST KNOW ABOUT THE CANCELLATION HAVE BEEN MADE AS WELL AS NUMEROUS EMAILS. AMERASSIST KEEPS REFERRING ME BACK TO XXXX XXXX. SO WE DO N CIRCLES. MEANWHILE, I AM NOT PAYING FOR A DEFECTIVE PRODUCT AND A SERVICE THAT I RETURNED, CANCELLED AND HAVE NOT USED.
03/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 43224	Web
On XXXX XXXX, AMERASSIST AR SOLUTIONS, added a derogatory mark on my credit report per XXXX. Upon further research, this account was transferred/sold and I am no longer responsible for the account. They did not verify this collection and there was no written form of communication, contract, or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say it belongs to me. According to the FCRA, AMERASSIST AR SOLUTIONS has violated my rights as a consumer and I'm requesting legal action to remove this account immediately!
11/02/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30519	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. Despite the several previous written requests, the unverified account, AMERASSIST AR SOLUTION XXXX, listed below still remains on my credit report in violation of Federal Law. They failed to comply with air Credit Reporting Act, 15 USC sections 1681i within the time set forth by law and continued reporting of unverified ( erroneous ) information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
05/04/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 070XX	Web
Just a few weeks ago, after I pulled my credit report from XXXX and review it, I found out multiple collection accounts that were not mine, also multiple false addresses on my credit report. Several years ago, I lost my personal documents, that could be one of the reasons of why those unknown accounts were on my credit report. After reviewing my credit report, I have no other reason but to believe that I am a victim of Identity Theft issue. The following collection account does not belong to me and/or any transaction I had made : alleged account with AMERASSIST AR SOLUTION ( XXXX XXXX )
05/16/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33065	Web
Amerassist AR Solution is reporting a debt to my credit report that has nothing to do with me. I have never visited a XXXX in XXXX Florida so there for this debt is not mine. The debt is for XXXX dollars. this debt has drastically lowered my credit score and it is causing me to not get a job or a house during these hard economic times. I have contacted amerassist ar solution on numerous occasions to have this debt collection moved to no avail. Please remove this from my credit report. The date of birth on file connected to this debt is XX/XX/XXXX. This is not my date of birth.
04/24/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 293XX	Web
I received a addendum to retail contract from AMER ASSIST in which I never saw nor sign stating that I owe a debt. Again never did I give XXXX XXXX XXXX XXXX XXXX permission to share nor sell my personal information. These company have stolen my identity and made fraudulent contract. AMER ASSIST has made false report to the credit reporting agency, and now they are reporting false and inaccurate information on my report. I had to file identity theft report in which I have attached for the record. I have also attached a copy of the contact that I received from AMER ASSIST. .
03/25/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NJ XXXXX	Web
To whom it may concern : I requested verification of this alleged debt from AMERASSIST AR SOLUTIONS, and they did not introduce enough proof to me for this to be on my credit report. The original creditor added an addendum without my knowledge. They don't have an address that connects me to this debt. The signature doesn't match my handwriting. Neither of you has documentation to maintain this on my credit reports. Cease any credit bureau reporting and remove this account from my credit report. Please do not close it. Please remove it or face further consequences.
05/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 295XX	Web
My name is XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports. I have been patiently waiting on their response to the written requests I sent. However, any modes of response or coordination were not taken on their end. They have not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i within the time allowed by law and continued reporting as unverified information which now, given all my attempts to address it directly with the creditor, as wilful negligence and non-compliance with federal statutes.
12/20/2021	No	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85248	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit XXXX XXXX XXXX XXXX XXXX of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with XXXX, XXXX, in accordance with XXXX XXXX XXXX XXXX XXXX XXXX
07/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 344XX	Web
A Debt collector has placed a collections account on my credit report for a debt that was incurred by a deceased relative. I did not cosign on the account nor am I the executor of the deceased estate. The original creditor claims that they have a recording of a telephone conversation with me that gives them the right to do this. However, they will not give me any information. I have two issures with this : 1 ) I question the legality of this practice, and ( 2 ), I am certain that recording any such conversation without my consent IS A FELONY in my state.
10/07/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 140XX	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I provided proof that this company was falsely representing itself as a creditor which was a deceptive practice and in violation of the Equal Credit Opportunity Act. And where is the proof of payment history of this account? The XXXX XXXX XXXX chose not to investigate and chose to continue reporting fraudulent practices. That is unethical and damaging as a law-abiding consumer. REMOVE THIS COLLECTION ACCOUNT COMPLETELY FROM MY CREDIT REPORT.
10/23/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89106	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I provided proof that this company was falsely representing itself as a creditor which was a deceptive practice and in violation of the Equal Credit Opportunity Act. And where is the proof of payment history of this account? The Credit Bureau chose not to investigate and chose to continue reporting fraudulent practices. That is unethical and damaging as a law-abiding consumer. REMOVE THIS COLLECTION ACCOUNT COMPLETELY FROM MY CREDIT REPORT.
10/07/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 140XX	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I provided proof that this company was falsely representing itself as a creditor which was a deceptive practice and in violation of the Equal Credit Opportunity Act. And where is the proof of payment history of this account? The Credit Bureau chose not to investigate and chose to continue reporting fraudulent practices. That is unethical and damaging as a law-abiding consumer. REMOVE THIS COLLECTION ACCOUNT COMPLETELY FROM MY CREDIT REPORT.
01/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 76052	Web
I received in the mail today ( XX/XX/2023 ) that states this debt from my XXXX was sent to this company. I was not notified by my XXXX this was even going to happen. I have XXXX and I see them every 6 to 8 weeks. And no one let me know this would one go to collections. In addition, my mom calls on my account and she was not notified this debt exists. There were no actual bills from the dentist received via mail or email. The debt was actually paid on XX/XX/2023 via credit card in full. It was paid directly to the XXXX office.
05/29/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 302XX	Web
At the end of a lease from an apt . when my son was in college, balance was suppose to be paid by all tenants. I paid my sons part and XXXX other other men paid their part but XXXX of the boys did not pay his part and it is showing up on our credit because the lease was signed by all XXXX guys. The guy refused to pay the difference and it has been sitting as a bad debt on my credit even though the collection agency agrees that they show that it is owed by the XXXX party but they want me to pay his debt to clear my credit.
08/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	AL 360XX	Web
On or around XXXX XXXX I sent a debt validation letter to XXXX XXXX XXXX requesting validation of the account they were suing me for. The client was XXXX XXXX. for the amount of {$1700.00} and they were given 30 days to do so. They removed this account from my credit report on or around XXXX XXXX XXXX XXXX. But around XXXX XXXX a company who I have never received a letter or phone call added this same account back to my credit report ( XXXX ) causing my score to drop XXXX points. I would like this removed immediately!
06/24/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 10473	Web
On XX/XX/2021 I sent a letter to AmerAssist an invoice for XXXX for violating my rights under the Fair Debt Collection Practices Act pursuant to XXXX. It has been well over 30 days since I have sent this letter through XXXX XXXX and I have yet to receive a response from them. Since they have decided to stay silent for so long I have no choice but to take there silence as admission of guilt, and am holding AmerAssist liable for this debt of XXXX that can be payable by check tp the address attached to the invoice sent.
06/23/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	FL 32308	Web
This company AmerAssist, is constantly calling my work at least XXXX or XXXX times a day harassing me and my coworkers for personal financial information. They have been told on numerous occasions to stop contacting my place of employment as well as a letter has been sent to the company to stop all communication unless in writing. This company will not stop calling no matter what I do. This so called debit they are trying to collect is XXXX times the amount of what is actually owed and false. I do not owe this amount!
02/05/2022	No	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MI 48331	Web
AMERASSIST AR SOLUTIONS has a derogatory collections Reported on my Credit Report which show to all three major bureau. This account is in collections for {$1500.00} and is heavily impacting my credit score. I know nothing about this account and would like this removed immediately. This bogus account was reported by AMERASSIST AR SOLUTIONS. This was last reported on XX/XX/XXXX This complaint indicates that the account was opened on XX/XX/XXXX o The Company in which the complaint originated is XXXX XXXX XXXX XXXX
11/10/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	WA 98031	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. The AMERASSIST AR SOLUTION account is inaccurately and erroneously reported. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file.
02/12/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 750XX	Web
Amerassist AR Solution is reporting a collection/chargeoff for {$200.00} on my XXXX XXXX credit file. I have never had applied for credit or owe a balance to this company. I have disputed debt numerous times with a direct dispute and through the credit reporting agencies. This debt has been on my account for 2 years and 7 months. I have requested proof that I owe a debt and have not received any documentation of what I owe or why this item is reporting on my credit bureau. This is a violation of the FCRA.
02/23/2017	No	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	MI 480XX	Web
A company called Amerassist has called my Mother in Law, my Father in law and a very distant cousin of mine, who I do not even have the contact information for myself, and has shared with them that they are attempting to collect a debt from me asking for information. They have called them on private home numbers and cell phone numbers, even after they ask to stop being contacted. I am unaware of any debt owed, and they are harassing people that I do not even speak with about alleged financial issues.
07/07/2021	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 10473	Web
On XXXX XXXX I sent my first letter to AmerAssist trying to resolve an issue of an alleged debt. Since than they've committed 37 individual actions that they're now civilly liable for. I have written them multiple letters now with not a single response regarding the debt they owe. It has been more than 30 days and I the consumer have no choice but to assume the debt belongs to AmerAssist since they have yet to respond to the multiple invoices sent. Pursuant to 15 USC 1681n they are civilly liable.
05/18/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Problem with a company's investigation into an existing issue Problem with personal statement of dispute	NY 12601	Web
AmerAssist is continuously calling me regarding a debt that my mother has with a XXXX XXXX . I am power of attorney for my mother and signed no documents taking responsibility for any debt in my mother 's name. AmerAssist had made an inquiry on my personal credit report and has threatened to report this as an unpaid debt. I know they can not legally do this. But I simply do n't trust them. They have already lied to me advising me that as POA, I am responsible. I know this is n't true.
04/24/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	WY 820XX	Web
I settled the total amount and had a payment arrangement for approximately 50 % of the total owed. I paid {$100.00} through the phone with them as an initial payment and then my debt was transferred to another debt collector. The new debt collector does not show any payments were made. After multiple phone calls to AmerassisXXXX, the old debt collector, they finally found my account and the payment I made. Amerassist has agreed to refund me the {$100.00} payment but they have yet to do so.
10/19/2020	No	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	GA 30122	Web
Ive just paid for a copy of my credit reports, and reviewed my credit file as is being reported with XXXX credit services, and noticed there are several inaccurate accounts and/or items on my report. This means that the below listed accounts were not opened by me, and that I did not profit from these accounts having been opened. As per section 609, I am entitled to see source of the information, which is the original contract that contains my signature. They are being listed as follows :
07/26/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77382	Web
I got a letter mailed from AmerAssist " claiming '' I owed " The XXXX XXXX XXXX XXXX XXXX' {$100.00}. First, I don't recalled I had ever been to such doctor and checked on line but found there is no doctor office name called " XXXX XXXX XXXX XXXX XXXX '' at all. So, I called to AmerAssist phone number given on the letter as XXXX XXXX. I asked them to give me the doctor office number. They gave me XXXX. I check on line for that number and it turns out to be a XXXX attorney 's number.
07/10/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 95687	Web
I did not receive communication from this collection agency by phone or by mail before the debt was placed on my credit report. On XX/XX/2022, I submitted a request for validation of debt in Complaint ID XXXX. My request to validate the debt has not been responded to in full. As a result, per instruction of correspondence and pursuant Fair Credit Reporting Act and Fair Debt Collection Practices Act, the collections must be removed from all related credit reports immediately.
06/26/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33160	Web
I received an alert on my credit report about an alleged debt with a company that I have never had any interaction, contact, or transaction with. The collection agency is Amerassist Ar Solution. Reported on XX/XX/2020 Original lender is listed as : 01 XXXX XXXX XXXX XXXX No other information is listed. I was never contacted, and never received any information regarding any debt, and I do not recognize the original lender and I do not have any affiliation with that entity.
06/25/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30122	Web
ve just paid for a copy of my credit reports, and reviewed my credit file as is being reported with XXXX,, XXXX, and XXXX credit services, and noticed there are several inaccurate accounts and/or items on my report. This means that the below listed accounts were not opened by me, and that I did not profit from these accounts having been opened. As per section 609, I am entitled to see source of the information, which is the original contract that contains my signature.
10/08/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	DE 199XX	Web
This is XXXX XXXX XXXX XXXX, who is submitting this CFPB complaint myself and to inform you that there is no third party involve in the process. I'm not swayed that XXXX efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The Bureaus are reporting inaccurate information on AMERASSIST AR SOLUTION ( Original Creditor : XXXX XXXX ). Per FCRA, reporting must be 100 % accurate or the information must be deleted. .
10/04/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 344XX	Web
I have tried repeatedly to prove the debt is not mine. I do n't know if someone with the same name or close to the same name as me used this service or what. I am not the responsible party for this debt. In fact, it is the only open debt on my credit report. I do n't know what else to do. I have all my debt paid and I refuse to pay for something that is not mine and it 's the only thing hindering my report. This is not my debt. Please help.
05/06/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NV 89117	Web
In XXXX of 2021 I attempted to remove information from all three credit reporting agencies ( XXXX, XXXX, XXXX ). The collection agency on my credit report reporting this information is is Amerassist AR Solutions and the original creditor is XXXX XXXX XXXX. The amount that is being reported is {$1600.00} on each report. The original creditor is reporting an amount that is not correct, I am being charged for work that was never completed.
01/26/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 95757	Web	Servicemember
I have disputed this account several times over the last year through XXXX XXXX, as well as XXXX. I have not done business with XXXX XXXX XXXX. I even said so during my disputes. Neither the collection agency nor the business have provided proof of validity. Failure to provide such information within 30 days results in dismissal of the debt. That being said, it has been over 365 days yet the companies have not sent a Debt Validation.
03/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA XXXXX	Web
In accordance with the fair Credit Reporting Act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open-end consumer credit plan as late for any purpose.
12/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30088	Web
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights. 15 USC 1681 section 602 states I have the right to privacy. 15 USC 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
05/01/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 443XX	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
06/14/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	WA 98033	Web
i was contacted via phone last week from a collection company they stated i owed XXXX XXXX {$1300.00} from 2008 I told them i paid XXXX XXXX {$450.00} for their services and this was a BOGUS collection. I then received a letter on XXXX that was dated XXXX stating i needed to pay the amount the or legal action will take place. The letter states over {$3200.00} which almost tripled from what they told me on the phone.
08/26/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	DE 199XX	Web
This collection account is inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
06/08/2022	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90017	Web
After looking on my credit report, i've noticed accounts that in my name with my authorization. My information was available on the dark web after my identification was stolen. The companies below have not acknowledge the fraud on these accounts. XXXX XXXX XX/XX/XXXX {$7600.00} XXXX XXXX XXXXXX/XX/XXXX {$13000.00} XXXX XX/XX/XXXX {$2500.00} AMERASSIST XX/XX/XXXX {$870.00} XXXX XXXX XX/XX/XXXX {$10000.00}
04/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	NY 11207	Web
Ameriassist AR Solutions is now reporting my settlement as a Public Record to XXXX. It is my understanding that only bankruptcies are allowed to be reported as a Public Record. ( Ameriassist is doing in this addition to reporting my settlement to XXXX. ) Again, this had caused my credit score to plummet. Sadly, I had believe that by making things right with the creditor, my credit score would increase.
05/04/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 313XX	Web
In accordance to the Fair Credit Reporting Act the list of accounts below have violated my federally protected consumer rights to privacy and confidentiality under 15 U.S.C 1681. XXXX XXXX XXXX XXXX 15 U.S.C 1681 Section 602 A. States I have a right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
07/25/2020	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 90019	Web
The product they sent did not meet my expectations and the item was returned even though they never responded to my request on instructions on RMA ( Return Merchandise Authorization ). I have made several attempts to cancel and no one was able to respond to my inquires. ( Please see attached ). This needs to be deleted from my credit report immediately as it has affected my score and history.
04/08/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92374	Web
I informed the original merchant that they charged me for things that I did not request, did not authorize, and that I was injured and stolen from them. Instead, they very foolishly chose to send me to Amerisist. I wrote Amerisist a dispute letter IMMEDIATELY but they ignored it. They have violated FDCPA laws. The original " creditor '' is potentially liable under the Rosenthal Act for that.
06/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91789	Web
The worst part is that a one-time payment agreement of approximately {$3000.00} was made for all the procedures, but the dentist kept sending bills. Despite my mother 's active attempts to communicate and resolve the issue, nobody took responsibility, and there was constant evasion. Promises of a refund were made at one moment, followed by refusals to answer calls or provide any resolution.
04/12/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32926	Web
I gave XXXX XXXX my dental insurance information. My insurance covered XXXX and advised that with all my discounts it would be XXXX so I made a pymt iao XXXX dollars and now they are billing my for XXXX and i submitted everything to my insurance and also im no longer with the job so i don't have all the info anymore But this was supposed to be taken care of and zeroed out as of last year
12/18/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92505	Web
Amerassist AR Solutions is collecting for a medical unknown medical debt in the amount of {$180.00}. They have not provided any legal documentation to prove that I owe this debt such as a legal contract bearing my signature, a copy of my ID, a calculation of the debt and who it was calculated by. They have reported this to the credit bureaus and have no gotten a response in over 45 days.
06/23/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33023	Web
I started receiving collection notices about 2 months ago after disputing for fraud. I sent my police reports. After contacting AmerAssist I was told my police report is too old and that my email was used. So it cant be deleted. In the police report it mentions my computer was stolen which contains my email and personal info. The debt is for {$1400.00}. This is identity theft and fraud.
03/29/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 935XX	Web	Servicemember
Ex wife defaulted on a medical debt. Company tried to get me to pay. Notified them debt was not mine. They sent it to collections. Asked for validation, collection company sent a copy of contract signed by ex-wife. Sent Collection company a response with proof of divorce 10 years prior to date in XX/XX/2023. To date collections company has neither acknowledged nor corrected the error.
05/06/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19050	Web
My records associated with the account AMERASSIST, with account # XXXX, do not complement with what the Credit bureaus may claim as a " validated as accurate ''. I had also requested the actual proof, physical firsthand documentation of the payment history and proof of last payment to AMERASSIST but I did not receive what I asked and these violations persist on my credit report.
02/08/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	TX 75227	Web
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
01/11/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	LA 70058	Web
AmerAssist holds no delegation of authority to conduct business practices in the state of Louisiana where i reside. They have no current license or bond insurance with the State of Louisiana to collect debt or act as a debt collection agency authorized to do business in the state of Louisiana. i also do not consent nor contract to do any business with this company.
09/02/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33610	Web
AMERASSIST AR SOLUTION inaccurately reports as a debt from a creditor XXXX XXXX XXXX. I have never conducted business with either of these companies and requested documentation with my signatures which stated I had any type of transaction with these companies but have failed to receive them. The companies have placed this on my credit file and it is inaccurate.
07/23/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 468XX	Web
I contacted XXXX XXXX XXXX who informed me the debt was not theirs but XXXX. I informed them that I had paid on time prior to me sending back the product. Two years later this shows on my credit report. There is currently an open case with XXXX XXXX to find the product I sent back two years ago. I reached out to Amerassist to verify the debt but the line just rang.
10/18/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA XXXXX	Web
In accordance with the Fair Credit Report Act Amerassist AR Solutions Account # XXXX and XXXX XXXX XXXX account # XXXX has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C. 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
09/20/2015	Yes	Debt collection Medical	False statements or representation Indicated shouldn't respond to lawsuit	MD 207XX	Web
Original debt is from XXXX XXXX XXXX dated XXXX/XXXX/10 in the amount of {$250.00} and is now a dead debt. AmerAssist A/R Solutions purchased the account for collections and has placed it in the credit bureaus with inaccurate amount of {$410.00} and a date of XXXX/XXXX/10. I have tried getting this corrected through the credit bureaus with no success.
12/13/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90045	Web
There is an unknown collections being reported to multiple credit bureaus from a company called AMERASSIST AR SOLUTIONS. I have not applied for any credit with this company or got any services from them. I believe this maybe a mixup or I may have been a victim of identity theft. I request to please have this removed from my credit report.
07/01/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78249	Web
Information reported inaccurately to credit bustard. Unsuccessful disputes with documentation proving the following Collection accounts listed below are not mine and reported inaccurately. XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AMERASSIST
09/17/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30038	Web
I am a victim of Identity theft. Please delete or remove this item on my behalf. This item is not mine and this is greatly affecting me and my personal life. I request that you block the following information and Please let me know if you need any other information from me to block this information from my credit report. Thank you
03/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	FL 33511	Web
15 USC 1681 Section 602 States I have a right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card under an open-end consumer credit plan as late for any purpose.
02/24/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33936	Web	Servicemember
I was made aware of an account in collections through XXXX XXXX. I disputed in XX/XX/XXXX and XX/XX/XXXX. Both say this is accurate. I have never used smile direct and have no knowledge of this charge. {$870.00} AMERASSIST AR SOLUTIONS XXXX XXXX XXXX XXXX, OH XXXX ( XXXX ) XXXX Opened XX/XX/XXXX Originally from XXXX XXXX ( XXXX )
04/02/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 925XX	Web	Servicemember
I filed a dispute with the credit reporting agency regarding the medical debt placed on my XXXX and XXXX report. The company states they verified information but they could not have since they do not have access to any medical records. I did not give permission and they will be violating my HIPAA rights if they did get access.
01/11/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NC 28078	Web
I was recently denied a credit card and when I reviewed my credit report I saw this fraudulent account on my credit files. I have never conducted business with the company reporting the debt Amerassist Ar Solution, XXXX {$1200.00}. This account is not mine and I have notified the credit bureaus that this account is fraudulent.
08/05/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 129XX	Web
I held a power of attorney for a man residing in the XXXX. The principal died. The XXXX hounded me to pay the debt, and even though I wrote to them and told them that I was not liable for the debts of the deceased person, they referred the matter to a collection agency that did not even list the deceased person as the debtor.
07/08/2021	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MS XXXXX	Web
Amerassist AR Solutions, contact info ( XXXX. XXXX XXXX, XXXX, OH XXXX ) are reporting inappropriately to credit bureaus as well as in violation of law including HIPPA, FTC, FDCPA, as well as questionable if they have a right to collect in my home state. I demand that they stop reporting and remove negative items ASAP.
02/07/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 288XX	Web
On XX/XX/2020 A/R Solutions , Inc. A debt collector contacted me via writing and phone attempting to collect a debt that is not owed. Let this be a written notification through the CFPB that this debt is not valid and does not belong to me. Please cease communication and collection process or civil suit will follow.
12/16/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IN 470XX	Web
I contacted XXXX XXXX XXXX on multiple occasions stating the service they provided made my XXXX worse and I would not be paying until they sent the correct retainers to fix them. Then I see this company went bankrupt. I will not be paying anything on this and plan to sue for the damages they have done to my XXXX
04/14/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX XXXXX	Web
the company AMERASSIST AR SOLUTIONS tried to collect a debt that i never owed with then and the day opened was on XX/XX/2021 for a debt that was never owed and must be removed as soon as possible. been the second attend to remove this account with this company that never gave any response on the first attempt.
09/08/2016	Yes	Consumer Loan Installment loan	Managing the loan or lease	CA 92562	Web
It was an insurance claim which they paid, and I continue to get threatening letters, calling the dentist several times and well as AmerAssit A/R solutions. Both XXXX are at fault and I am the victim. What even worse I am in the middle of escrow so this potentially could hurt me buying a my house. Please help
09/27/2021	No	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	MI 48021	Web
AMERASSIST AR SOLUTIONS has failed to provide me with debt validation after numerous requests. Furthermore, they are in violation of the Fair Debt Collection Practices Act ( " FDCPA '' ) -- which states debt collectors can not use offensive language while they are communicating and trying to collect a debt.
11/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60504	Web
The consumer is here to dispute any alleged claims that you are now listing as a consumer debt on the consumer 's credit report as a federally protected consumer. In accordance with the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ), the Consumer is asking you for validation ( FDCPA ).
11/10/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60504	Web
The consumer is here to dispute any alleged claims that you are currently listing as a consumer debt on the consumer 's credit report as a federally protected consumer. In accordance with the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ), the Consumer is asking you for validation.
06/06/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OK 730XX	Web
n accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights 15 U.S.C 1681 section 602 A. States l have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
09/22/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11234	Web
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
07/15/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NC 283XX	Web
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
09/13/2023	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 92336	Web
This debt is from a dental office ( XXXX XXXX ) Where I visited multiple times to fix a problem by procedure, with 3 visits they still did not fix the problem, I let them know I am paying for a procedure that is not fixing the issue. They did not notify me they would place this on my credit.
11/22/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TX 76002	Web
I have an account from Amerassist AR Solutions on my XX/XX/XXXX report. I sent a validation letter and didnt getting anything confirming that it was me. I would like this account deleted. It does against the FCRA because they didnt verify the debt. I will attach what was send for validation.
08/05/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60504	Web
As a federally protected Consumer, I am here to contest any purported claims you are now reporting on my credit record as consumer debts. I am not responsible for this debt, I do not have a contract for this account, and you have not provided me with the initial application as requested.
03/21/2022	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 75211	Web
Amerassist - smile direct club has been reporting on my credit for over two years now as of todays date. I have reached out to the company in the month of XX/XX/XXXX, XX/XX/XXXX in order to receive notification of this debt and its validation being that I am unaware of it.
03/02/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA XXXXX	Web
I was taken a debt collection agency because XXXX office that i went to said i owed them {$240.00} that i don't have i paid it anyways so i won't be harassed by e-mails etc. My wife recently passed away due to XXXX we have XXXX year old i am struggling for money right now
07/16/2023	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	SC 29209	Web	Servicemember
The company sent a threatening email to me regarding collecting a debt. The debt collector used threatening language and made it out to be my fault. In addition, they threatened to sue me. I have requested information from the company via mail which was never sent to me.
04/26/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 95835	Web
Collecting debt from me of XXXX which has been paid XX/XX/2022. I went to XXXX XXXX XXXX XXXX last XX/XX/2022 to tell them about this and told me they will email the debt collection agency to remove it but again i received a email about this debt collection again.
09/22/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89147	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I'm also aware the credit bureaus have been given an additional 15 days which has also past ( exhausted ). I haven't received any investigation results.
02/08/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75056	Web
AMERASSIST AR SOLUTION last activity date of report : XX/XX/2021 account number : XXXX I called them asking for validation and they naver provided any king of document that i owed that debt, remove that account from my report as soon as possible. thanks.
05/04/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30005	Web
{$1700.00} XXXX XXXX the amount of {$1700.00} is being reported for a bill I have no knowledge of. I have been a victim of multiple breeches and in some cases, I was either in high school or at college when the info was used and placed on my account
12/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11422	Web
I advised that these debts were dentity theft and they have not been removed from my credit. Currently trying to get them removed and having the worst time I submitted an Identity theft report and not even a response from neither of the companies.
04/30/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 91601	Web
2020 Ammerist AR placed an account under my name into collections without my knowledge of the account being opened. The amount on the account is {$1500.00}. I don't have any knowledge of this account or who opened the account using my information.
01/07/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	UT 84107	Web
Amerassist AR Solution is reporting a collection with a balance to my credit report. However I have already paid off this collection and it should not be reporting with a balance. I would like this removed as it is inaccurate and was already paid.
07/08/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 94533	Web
I never had a record with this authority/leaser. I attempted to get in touch with you a few times and request verification of possession however you neglected to send me the important documentation to demonstrate that I actually own this record.
10/20/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	VA 23059	Web
3 accounts in collections that was paid off/charged off sent to collections its illega according to the fair credit reporting act. a loan cant be sold and charged off. XXXX? XXXX and XXXX XXXX XXXXXXXX XXXX AMERASSIST AR SOLUTION please remove
06/09/2021	No	Debt collection Other debt	Communication tactics Frequent or repeated calls	FL 33409	Web
According to the United States Code this company does not have the right to report this inaccurate account from XX/XX/2019 on my credit profile. I've had AMERASSIST AR SOLUTIONS harassing me and sending phone calls at all hours of the day.
09/15/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89084	Web
AMERASSIST AR SOLUTIONS IS ON MY CREDIT AS A CHARGE COLLECTION/CHARGEOFF They never contacted me regarding this debt all of a sudden the debt was just reported on my credit. when I tried to reach out to them the phone line does not work,
06/23/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NV 89074	Web
I am not liable for this debt with XXXX - XXXX XXXX XXXX and I do not have a contract with AMERASSIST AR SOLUTION plus they did not provide me with the original application like I asked. Account No : XXXX Amount Disputed : {$120.00}
05/05/2022	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NC XXXXX	Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
12/06/2019	No	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MO 631XX	Web
This collection company which I have No Contract with is in violation of the FCRA. They have no legal right to collect the debt per the contract with the original company. Reporting of the debt is a violation of the FCRA/FDCPA.
03/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 76502	Web
i DIDNT REALLY NOTICE THIS CHARGE DUE TO ME BARELY LOOKING INTO THIS AS OF RECENTLY. this company would email me charges but i never paid it any attention because i just thought it was spam due to me not knowing what it was.
08/08/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33317	Web
reported XX/XX/19 Balance {$1700.00} Company Amerassist AR Solutions. This company has put this on my credit for collection. I have not given anybody my social info. This is fraud and i request to be taken off my credit.
03/21/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91405	Web
This debt belongs to XXXX for an incident that happened at my property. I provided amerassist with all of the information they need to collect their payment. They still call me from different numbers harassing me to pay.
08/24/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11213	Web
Amerassist AR Solution is reportig fraud information on my credit. I dont know what this account is and I believe this account is fraudulent. Please note the attached FTC report and remove this account from my credit.
08/10/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75206	Web
This is a debt from a dentist office that was paid on time at the office. I have sent the receipt of payment to the collection agency and they keep reporting me to my credit report on a debt that was never delinquent.
07/13/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32208	Web
After further investigation this debt does not belong to me, also the company attempting to collect the debt is not bonded to do so in the state of Florida and not legally able to collect the debt on my credit report
06/21/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 346XX	Web
I am not liable for this debt with XXXX XXXX XXXX and I do not have a contract with AMERASSIST plus they did not provide me with the original application like I asked. Account No : XXXX Amount Disputed : {$1700.00}
08/01/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL XXXXX	Web
The amount listed was already paid by my dental insurance provider. Now they want me to paid them more money. They have reported this to all three credit bureaus. This is not fair. This is hurting my credit status.
01/24/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 288XX	Web
Received letter from AmerAssist A/R Solutions , Inc., regarding a debt from XXXX, XXXX. Account number XXXX this debt does not belong to me. Wish to dispute this and cease communication with the collection agency.
12/07/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30045	Web
Amrerassist is aware of the fraud alert on my account and the loss I have experienced. They have failed to provide the debt validation requested via XXXX and XXXX yet continue to report an invalid debt.
12/14/2022	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	VA 20171	Web
I never received written noticed of the alleged debt. I would like a Cease and Desist until the debt can be verified. I have attempted to dispute the debt with the company as well as with the bureaus.
07/02/2022	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92592	Web
XXXX XXXX I called many times told them I never opened XXXX check my estranged wife XXXX XXXX. I have XXXX XXXX & they never listened. I talk to them or collection just wants money. Its horrifying
03/05/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 79701	Web
I do not have a record of this account that ever belonged to me. I've requested on various occasions to send verification from proprietorship however they haven't agreed to my solicitation yet.
10/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94565	Web
AMERASSIST AR SOLUTIONS is falsely reporting on my credit that I owe {$660.00} in which I have never done any business with this company. Please remove this inaccurate information immediately
04/02/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC XXXXX	Web
On Monday, XX/XX/2024 at XXXX EST I settled with Ameriassist Solutions and paid {$650.00} for the XXXX XXXX XXXX account. I want this account take off my credit report and reported as paid.
11/09/2016	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 91786	Web
XXXX wrongfully sent me to collections without properly contacting me and doubled the payment amount owed second complaint I XXXX XXXX XXXX am not the responsible party for financial payment
01/03/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 20774	Web
My name is XXXX XXXX. I am submitting this complaint without any influence from any third party or agency. Please see attached documents/ ID as it contains my full complaint and request.
08/24/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 10473	Web
I sent a letter to Amer Assist on XX/XX/2021 about a debt they owe. It has been more than 60 days with no response to this debt they owe. I cant wait forever for there response or payment.
07/12/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95219	Web
LITIGATION I have not been supplied proof per doctrine of estoppel by silence. XXXX XXXX XXXX ( XXXX ) XXXX XXXX XXXX. I presume no evidence of the XXXX XXXX therefore exists.
12/05/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 94568	Web
I have filed a dispute in regards to the incorrect items on my credit report, it has been well on 30 days and i have yet to receive any investigation results regarding this.
12/22/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 18504	Web
this account AmerAssist XX/XX/2020 is not my account i disputed it several times and this account still appears on my credit report. This account is a fraudulent account.
03/23/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77406	Web	Servicemember
Ive been a victim to identity theft. My drivers license social phone number all apart of a data breach therefore things are appearing on my credit report that isnt mine.
10/02/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL XXXXX	Web
AR Solutions is attempting to collect a debt that is PAID IN FULL -- -- -- They a scammers. Please remove fraudulent collection notices on my credit reports ... ....
04/07/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77429	Web
AMERASSIST is claiming that I owe them {$1200.00} but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
03/02/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77429	Web
AMERASSIST is claiming that I owe them {$1200.00} but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
06/01/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 216XX	Web
Company has not made an attempt to collect this debt prior to placing it for collections and having a negative impact on my credit report.
01/25/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 30180	Web	Servicemember
XXXX hospital added charges for services not rendered, was paid by my insurance and now put Me in collections for an amount I do not owe.
04/03/2022	No	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	PA 19124	Web
PLEASE READ THE ATTACHED DOCUMENTS FOR FURTHER DETAIL OF THE SITUATION. THIS IS A COMPLAINT OF THE VIOLATION OF MY RIGHTS AS A CONSUMER.
05/27/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 95687	Web
I did not receive communication from this collection agency by phone or by mail before the debt was placed on my credit report.
09/28/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30135	Web
XXXX XXXX XXXX placed my account in collections. I paid the collection and now the collection is still showing on my account.
05/11/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77036	Web
When I reviewed my credit report I have found items that I have never applied for a credit nor any communication with them.
08/31/2016	No	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	NC 28216	Web
Continuously contacting me at my place of employment. Harrassing calls all day. Company - AmerAssist Turnaround Management
11/20/2021	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30281	Web
Collection agency is attempting to collect a debt but is not licensed in my state ( Georgia ) to operate as a business.
01/10/2018	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 91740	Web
filed chapter XXXX discharged in XXXX/XXXX/2016 companies keep saying it willl take off but dont case # XXXX XXXX XXXX
10/18/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33025	Web
Please remove all accounts listed, my information was compromised in a Data Breach. This debt has not been validated.
10/29/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 32779	Web
This company is attempting to collect a debt of the wrong amount and in a state in which they are not licensed.
04/05/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77036	Web
when i saw my credit report, I saw that there are accounts that i never applied for nor had communication with
10/04/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NE 68111	Web
I have disputed numerous times with XXXX and creditors to resolve this issue and have been completely ignored
09/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30135	Web
I paid XXXX XXXX XXXX in full yet they are still reporting to XXXX and XXXX as collections.
09/17/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 10473	Web
I feel that I may have been violated by a corporation please see letters attached
03/18/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 10550	Web
I have paid the debt but it is still showing on my credit report.
09/23/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OK 734XX	Web
No contract with this agency. I do not owe this debt.
03/09/2021	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MO 641XX	Web
Amount stated is incorrect. Not responsible for debt
11/17/2019	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92595	Web	Servicemember
I didnt receive information on this debt
03/17/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 30310	Web
debt is involved in litigation
06/22/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 76180	Web
Not liable for debt
01/23/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Problem with personal statement of dispute	MI 48173	Web

01/21/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19111	Web	Servicemember

01/12/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NY 10456	Web

01/11/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 19122	Web

01/03/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA 30228	Web	Servicemember

12/29/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 20136	Web

12/26/2023	Yes	Debt collection Medical debt	Electronic communications Frequent or repeated messages	GA 30052	Web

12/22/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NC 27110	Web

12/20/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60433	Web

12/15/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NC 28277	Web

12/09/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76011	Web

11/18/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60612	Web

11/17/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 48239	Web

11/16/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60652	Web

10/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	WI 53217	Web

10/11/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19149	Web

10/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78251	Web

10/09/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30305	Web

10/07/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Was not notified of investigation status or results	MO 65714	Web

09/29/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 10456	Web

09/27/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MI 48089	Web

09/14/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30224	Web	Servicemember

09/13/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33324	Web

09/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	RI 02860	Web	Servicemember

09/05/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	RI 02860	Web	Servicemember

08/28/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70068	Web

08/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60637	Web

08/07/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92843	Web

08/02/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48089	Web

08/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MI 48228	Web

07/30/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 78253	Web

07/27/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	AL 35405	Web

07/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MS 39183	Web

07/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33060	Web

07/02/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MD 20772	Web

06/29/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92879	Web

06/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IN 47715	Web

06/14/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AL 36618	Phone

06/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 11729	Web

05/27/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NY 10553	Web

05/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 48228	Web

05/11/2023	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	MA 02190	Web

05/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	IL 60653	Web

04/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19124	Web

04/10/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 28273	Web

04/07/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70068	Web

04/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30044	Web

03/29/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75104	Web

03/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33578	Web

03/23/2023	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	SC 29365	Web

03/21/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MO 65804	Web

03/20/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	FL 33436	Web

03/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19124	Web

03/15/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07111	Web

03/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30606	Web

03/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MS 39421	Web

03/09/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 28273	Web

03/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07111	Web

02/25/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Problem with a company's investigation into an existing issue Problem with personal statement of dispute	CA 90094	Web

02/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92071	Web

02/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19139	Web

02/22/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29150	Web

02/20/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28273	Web

02/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19139	Web

02/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60628	Web

02/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 90094	Web

02/11/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19124	Web

02/04/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 19132	Web	Servicemember

01/31/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 95834	Web

01/26/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 34748	Web

01/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95624	Web

01/21/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33991	Web

01/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90028	Web

01/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75034	Web

01/16/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33027	Web

01/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91343	Web

01/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 70817	Web

01/10/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IL 60610	Phone

01/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92663	Web

01/02/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	TX 75115	Web

12/27/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IL 60642	Web

12/18/2022	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75080	Web

12/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91764	Web

12/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92374	Web

12/12/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33060	Web

12/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60104	Web

12/04/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33404	Web

12/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	VA 22902	Web

11/23/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 27301	Web

11/23/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NC 28716	Web

11/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91950	Web

11/09/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32225	Web

11/03/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA 15401	Web

11/01/2022	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	MI 49004	Web

10/12/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	SC 29730	Web

10/11/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60633	Web

10/04/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90221	Web

09/25/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	HI 96819	Web	Servicemember

09/16/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19134	Web

09/01/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77054	Web

07/18/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 18104	Web

07/16/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30152	Web

07/13/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29720	Web

07/03/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 14621	Web

06/16/2022	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 76177	Web

06/12/2022	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78748	Web

06/08/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78748	Web

05/30/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33068	Web

05/20/2022	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 70065	Web

05/19/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	AZ 85351	Web

05/18/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	DC 20019	Web

05/09/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92373	Phone

05/02/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MD 21217	Web

04/30/2022	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78748	Web

04/07/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 11236	Web

04/06/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30342	Web	Servicemember

03/28/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 94533	Web

03/24/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29108	Web

03/24/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29108	Web

03/22/2022	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 76002	Web

03/21/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 19151	Web

03/21/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90046	Web

03/15/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 44117	Phone

03/10/2022	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	GA 30008	Web

02/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NJ 07018	Web

02/23/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30281	Web

02/15/2022	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

02/14/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48141	Phone

02/09/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92545	Web

02/08/2022	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 19136	Web

01/15/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92407	Web

01/13/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43229	Web

01/11/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27604	Phone

01/09/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NM 87123	Web	Servicemember

01/05/2022	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TN 38114	Web

12/27/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 62870	Web

12/16/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33025	Web

12/15/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AL 36303	Web

12/13/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90706	Web

11/29/2021	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60077	Web

11/18/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30097	Web

11/18/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89120	Web

11/12/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30265	Web

11/05/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MD 20770	Web

10/31/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23255	Web

10/27/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07305	Web

10/20/2021	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77339	Web

10/19/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34238	Web

10/19/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	DC 20019	Web

10/12/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75001	Web

09/27/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33702	Web

09/26/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60634	Web

09/25/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	DE 19805	Web

09/22/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NV 89074	Web

09/22/2021	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	SC 29016	Web

09/21/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60077	Web

09/15/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75068	Web

09/14/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30238	Web

09/12/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MI 48219	Web

09/10/2021	No	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	FL 33702	Web

09/09/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33142	Web

09/08/2021	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	IL 62870	Web

09/07/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 14225	Web

09/06/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	LA 70808	Web

09/02/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NC 28348	Web

09/02/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75227	Web

09/01/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60031	Web

08/31/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	DE 19805	Web

08/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TN 37406	Web

08/27/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TN 37027	Web

08/24/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NV 89074	Web

08/19/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 28403	Web

08/12/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19150	Web

08/03/2021	No	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	LA 70748	Web	Servicemember

07/30/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	LA 70115	Web

07/30/2021	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29016	Web

07/27/2021	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TX 78664	Web

07/26/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30168	Web

07/26/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 77380	Web

07/22/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TN 37027	Web

07/22/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NV 89074	Web

07/20/2021	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	LA 70115	Web

07/16/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MN 55337	Web

07/14/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 95207	Web

07/13/2021	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 62870	Web

07/12/2021	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	GA 31907	Web

07/09/2021	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	GA 30038	Web

07/07/2021	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29448	Web

07/07/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33510	Web

07/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	PA 19120	Web

06/29/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33179	Web

06/28/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77084	Web

06/23/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92407	Web

06/23/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89178	Web

06/19/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90650	Web

06/17/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20774	Web

06/17/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30168	Web

06/14/2021	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 10473	Postal mail

06/11/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	RI 028XX	Web

06/11/2021	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 92407	Web

06/11/2021	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	VA 22030	Web

06/04/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NV 89074	Web

06/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77095	Web

06/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 78641	Web

05/18/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92532	Web

05/07/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 77450	Web

05/07/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 77450	Web

05/06/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 37066	Web

05/06/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75202	Web

05/06/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28403	Web

04/27/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 27127	Web

04/15/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19142	Web

04/08/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76123	Web

04/02/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 10472	Web

03/16/2021	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

03/10/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90731	Web

03/05/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92120	Web

02/25/2021	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33702	Web

02/25/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75085	Web

02/12/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28403	Web

01/28/2021	No	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 90746	Phone

01/26/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 37072	Web

01/20/2021	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30075	Web

01/08/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IN 46214	Web

12/30/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 94928	Web	Older American

12/29/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 20746	Web

12/29/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 07060	Web

12/25/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70811	Web

12/18/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91504	Web

12/06/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 91765	Web

11/28/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 91605	Web

11/21/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 90706	Web

11/13/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 10469	Web

11/06/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29102	Fax

11/03/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 95757	Fax	Older American

10/12/2020	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77385	Web

10/08/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77583	Web

09/28/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KS 67223	Web

09/26/2020	No	Debt collection Medical debt	Communication tactics Frequent or repeated calls	CA 94574	Web

08/29/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11520	Web

08/26/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MO 64068	Web

08/24/2020	No	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 33027	Web

08/07/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28086	Web

07/25/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33142	Web

07/15/2020	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 77035	Web

07/15/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NC 28215	Fax

06/21/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MO 64014	Web

06/17/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33142	Web

06/12/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29681	Referral

06/08/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33160	Web

06/01/2020	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 46037	Web

05/27/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 91106	Postal mail

05/21/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60629	Postal mail

05/12/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	SC 29568	Postal mail

04/17/2020	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78759	Web

04/03/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30126	Web

03/20/2020	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33634	Web

02/10/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60643	Web

01/30/2020	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33040	Web

01/11/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TX 78634	Web

12/31/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NC 27604	Web

12/18/2019	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	IL 60169	Web

12/17/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90028	Web

11/30/2019	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30269	Web

11/29/2019	No	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	OH 44303	Postal mail

11/16/2019	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30314	Web

10/30/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33908	Web	Servicemember

07/06/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 93308	Web

06/16/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY XXXXX	Web	Older American, Servicemember

05/07/2019	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NY 12586	Phone

02/22/2019	No	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 32034	Web

11/07/2018	No	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	MD 21202	Web

10/16/2018	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MO 64131	Web

10/14/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11756	Web	Older American, Servicemember

08/02/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MO 63111	Web

06/09/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CO 80003	Web	Servicemember

01/26/2018	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77583	Web

01/09/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WA 98104	Web

11/08/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MD 21117	Web

10/05/2017	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32246	Web

09/04/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11570	Web	Servicemember

06/07/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30080	Web

03/23/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 91344	Web

03/01/2017	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	CA 95762	Web

03/01/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	VA 20176	Postal mail

01/18/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 91710	Web

01/18/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MD 20817	Web

12/23/2016	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 90630	Web

11/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CO 80249	Web	Older American

08/24/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	AZ 85379	Web

08/03/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	NY 10598	Referral

09/24/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 22101	Referral

08/18/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07481	Web

08/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MD 20724	Web	Servicemember

08/16/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	AZ 85737	Web

07/26/2015	No	Debt collection Medical	Taking/threatening an illegal action Attempted to/Collected exempt funds	NY 12846	Web	Older American, Servicemember

04/23/2015	Yes	Debt collection Non-federal student loan	False statements or representation Attempted to collect wrong amount	NY 10030	Web

04/13/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89507	Postal mail

04/13/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 75070	Postal mail

03/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 92336	Web

03/10/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 94070	Web	Older American

02/24/2015	Yes	Consumer Loan Installment loan	Managing the loan or lease	MD 21009	Web

01/11/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 32809	Web

01/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	SC 29209	Web	Servicemember

12/28/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11694	Web

12/10/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CO 80835	Web	Servicemember

11/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33569	Web	Older American

11/14/2014	Yes	Debt collection Auto	Communication tactics Called after sent written cease of comm	DC 20018	Web

10/20/2014	No	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	TX 76248	Phone

10/15/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 78525	Referral

10/14/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	UT 84101	Web

09/02/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls		Phone

07/29/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	VA 20152	Web

07/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 33403	Web