| 10/11/2016 |
No |
- Bank account or service
- Checking account
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- Account opening, closing, or management
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Web |
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I received a notice today from a company claiming to be litigation company / attorney service who is filing a claim against me. The company is XXXX bank, however I have not received any notice which gives me 30 days to dispute the account, however the letter stated to call XXXX directly which I did. Upon calling XXXX XXXX was unable to find anything other then where I applied for the account, I verified for him that I was not granted the account and never made a initial deposit which returned and I was told the account was {$60.00} due. XXXX transferred me to XXXX ( blind transfer ) in overdraft collection dept from there XXXX did n't ask me for one thing she told me to go into the bank. XXXX told me there was nothing she could due, and I would not be able to dispute the account I needed to go into the bank. I explained I never went in to apply it was never opened and begged for her to look up my info she refused. I asked for a supervisor and I was denied access to one I do n't owe these people a dime. The company under this ficticious law firm corporation is frivolous, threatening to damage my credit, and prosecute me however if they are acting as a debt collector they have denied me the right to dispute the debt XXXX is not in compliance as well.
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| 07/20/2017 |
No |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/XXXX, I received a letter from Roth Morgan about a debt balance I had of {$330.00} from XXXX XXXX from over 6 years ago. They said I had 30 days to respond or else this would go on my credit report. I called Roth Morgan XX/XX/XXXX and they said their sister company XXXX ( law firm ) bought the balance from XXXX XXXX and have been trying to reach out to me for the last 6 years. They said they would reduce the balance owed to {$250.00}, then to {$220.00}. I asked for further evidence about this debt but did not provide any more documentation. Concerned that my credit report would be impacted negatively, I paid Roth Morgan {$220.00}. Realizing that I might have been scammed, I remembered that I had a debt collector, XXXX XXXX XXXX reached out about a debt from XXXX XXXX and paid {$250.00} on XX/XX/XXXX, the exact amount Roth Morgan was looking for. This is when I knew I was scammed.
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| 08/22/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Taking/threatening an illegal action
- Threatened to sue on too old debt
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Web |
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The debt collection agency Roth-Morgan and associates called me posing as a lawyer, threatening to sue me if I do not pay the {$250.00} balance from an old bank account with XXXX. The debt is well beyond the Florida state statutes for theme to continue to collect on. They will not stop calling or threatening me with a law suit. None of their letters say anything about an attempt to collect a debt. They are violating the fair debt collection practices act.
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| 06/20/2017 |
No |
- Debt collection
- Payday loan debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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| 09/30/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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| 09/21/2016 |
No |
- Debt collection
- I do not know
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- Communication tactics
- Threatened to take legal action
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Web |
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| 04/27/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Postal mail |
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