Allied Collection Services, Inc. (Nevada) CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
03/21/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	ME 043XX	Web
XXXX is violating the fair credit reporting act as well as the credit collection company known as Allied collection services on behalf of XXXX, I switch to XXXX family five line plan on XX/XX/2019, Me and my wife between cash and debit card paid almost $XXXX upfront upon doing that a few days later I was getting harassing phone calls from XXXX stating that I owe them $XXXX and something cents from XXXX XXXX to XX/XX/2019 first off I didnt switch to their service until XX/XX/2019 so that right there is fraud theft of discrimination and harassment from them continuously calling me and threatening me about it,me and my wife between cash and debit card paid almost $XXXX upfront upon doing that a few days later I was getting harassing phone calls from XXXX stating that I owe them $XXXX and something cents from XXXX XXXX to XX/XX/2019 and the first off I didnt switch to their service until XX/XX/2019 so that right there is fraud theft of discrimination and harassment from them continuously calling me and threatening me about it, One day that same XXXX number called my phone at least 30+ times in less than two minutes my wife sitting right there when they XXXX get it when I block the XXXX number because they just instantly called back every time I hit reject so block the phone number within a couple minutes of blocking the XXXX phone number I want to go on the Internet on my phone and a message popped up stating that my service provider has blocked my Internet at my request now for starters nobodys going to request the Internet provider to block the XXXX Internet access on the phone thats just XXXX One day that same XXXX number called my phone at least 30+ times in less than two minutes my wife sitting right there when they XXXX get it when I block the XXXX number because they just instantly called back every time I hit reject so I blocked the phone number within a couple minutes of blocking the XXXX phone number I want to go on the Internet on my phone and a message popped up stating that my service provider has blocked my Internet at my request now for starters nobodys going to request their Internet provider to block the XXXX Internet access on the phone thats just XXXX, Upon them doing that the other four lines still had service which they denied and kept trying to tell me that all of them were not working but the four lines were working they only did that to the one line that I physically used myself because that was a line they were harassing until I blocked them XXXX XXXX,upon them doing that the other four lines still had service which they denied and kept trying to tell me that all of them were not working but the four lines were working they only did that to the one line that I physically used myself because that was a line they were harassing until I blocked them XXXX XXXX, upon them doing it to one more line I submitted a complaint to the XXXX XXXX XXXX about all of that XXXX they were XXXX doing to me in return that XXXX assigned it to their case rep her name was XXXX XXXX she sent me emails which I still XXXX have asking me to call her and give them a chance to resolve the issue blah blah blah XXXX blah I will keep calling her I would leave voicemails asking her to call me back I even called the main office and had me transfer me to her XXXX office she would never answer the phone and she would never XXXX call me back after two weeks of trying to get a hold of that XXXX XXXX XXXX XXXX XXXX I stop XXXX calling her XXXX XXXX, she then reply to the XXXX XXXX XXXX stating that she and I spoke and that she stated that I owe the money blah blah blah the fact is I never talk to her not one XXXX time other than getting her voicemail all the time or never getting a call back but an email asking me to call but would never get a XXXX response from the XXXX, after that came back with her telling him that I said I never talk to this XXXX lady so she started it right from the beginning again sending me emails asking me to call blah blah blah give us a chance to fix it blah blah blah you could tell that its blah blah blah because no one gets a XXXX there about any of their customers because yet again I will call her and get her voicemail she would never answer and never XXXX call me back Im not even one XXXX time, this was going on in XX/XX/XXXXas a result of my reporting them to the XXXX XXXX XXXX they took out a collection on me for over $XXXX which included charges from months and months up to four months after the fact that that was issued but yet 3 to 4 months of extra charges were listed before hand, its kind of funny how awful that I allied collection services violated the fair credit reporting act because when they chose to list it on two of the three credit bureaus that I have seen it on so far because I pay yearly subscription to monitor all my XXXX credit reports I get updates XXXX everything, Well They put it on my XXXX credit report stating that that collection was opened on XX/XX/XXXX but its kind of funny how on my XXXX XXXX credit report they state that they opened it on XX/XX/XXXX, that right there is a violation of the fair credit reporting act with Allied collection services falsified two different opening dates for an account that I was still being charge for service on and how that service that I was still being charged on when I no longer was using XXXX because I sent them back the phones and was being told that I never sent them back and how Ive been using a different cell phone company since XX/XX/XXXXwhen this XXXX started, tell me how charges that were made XX/XX/XXXXall the way up to now were included on a collection opened on XX/XX/XXXX and XX/XX/XXXX because its kind of funny how to opening dates for the same collection and its even more funny or how charges that were being listed after the collection were open were listed in the XXXX collection in question, The factors after this I started slamming and smashing XXXX on all the social media XXXX especially XXXX and return responded to it telling me to call because they didnt want this kind of publicity, In return I called them they told me to fix the issue they needed my pin number to access the account I told him the pin number which I had written down and had it still inside my wallet which day and return told me I was giving them the wrong pin number which in return they told me they were sending gonna send me emails to reset the pin so they could get on it well about five or six emails later that they told me they sent me that I never received they told me to call back another day, In return I called them they told me to fix the issue they needed my pin number to access of the account I told him the pin number which I had written down and had it still inside my wallet which day in return told me I was giving them the wrong pin number which in return they told me they were sending gonna send me emails to reset the pin so they could get on it well about five or six emails later that they told me they sent me that I never received they told me to call back another day, But they dont realize is that night when I got home I went on my phone that I have from a different provider use the pin number and magically got on the account and when I use the pin number to get on the account I was receiving emails verifying that it was me who logged on wow its kind of funny how when I use the same pin I gave them I got on instantly and how when they stated when they were trying to reset the pin for me by sending me a code to tell them what it was and I wasnt receiving any emails its kind of funny how I can receive emails instantly when I logged on myself but they state they sent me emails and I receive them so yeah they were lying,?But they dont realize is that night when I got home I went on my phone that I have from a different provider use the pin number and magically got on the account and when I use the pin number to get on the account I was receiving emails verifying that it was me who logged on wow its kind of funny how when I use the same pin I gave them I got on instantly and how when they stated when they were trying to reset the pin for me by sending me a code to tell them what it was and I wasnt receiving any emails its kind of funny how I can receive emails instantly when I logged on myself but they state they sent me emails and I receive them so yeah they were lying, The fact is they keep still to this day trying to tell me they wanna resolve the issue but yet they want to sit there and they want a false report things on my credit report which is a violation of the fair credit reporting act they want to sit there and they want to lie to me that they cant see the account to get on it with a pin that I gave them when its the right pin because if I can use the pin to access the account how come they cant, The fact of the matter is when I originally made the complaint to the XXXX XXXX XXXX as for them trying to charge me for a whole month of service on a day that I did not even have them when I tried calling customer service before I reported it to the XXXX XXXX XXXX basically I was told the XXXX XXXX when they just kept hanging up on me over and over again every time that I asked a question they would XXXX hang up on me the customer service is a XXXX XXXX XXXX its run by a bunch of useless XXXX XXXX XXXX XXXX that sit there and hang up on you when you have a real XXXX issue that they dont wanna XXXX help with, The fact of the matter is when I originally made the complaint to the XXXX XXXX XXXX as for them trying to charge me for a whole month of service on a day that I did not even have them when I tried calling customer service before I reported it to the XXXX XXXX XXXX basically I was told the XXXX XXXX when they just kept hanging up on me over and over again every time that I asked a question they would XXXX hang up on me the customer service is a XXXX XXXX XXXX its run by a bunch a useless XXXX XXXX XXXX XXXX that sit there and hang up on you when you have a real XXXX issue that they dont wanna XXXX help with, thats really funny how they open that fraudulent XXXX collection on my report with charges that were not put on until 3 to 4 months later were included in those but magically it was on there right around the time I submitted my complaint to the XXXX XXXX XXXX that right there is straight out abuse harassment and discrimination as well as the fact that it is simply A retaliation against me for reporting them to the XXXX XXXX XXXX for the XXXX they did to me now the fact is its kind of funny how they open that falsified violation of the fair credit reporting act collection on me with charges listed on that at the time for months later on that werent even charged yet at the same time that I made my complaint against them it was a retaliation and they dont think I know this, I gave XXXX numerous chances to fix it and all I kept getting in return is hung up on me never called back never even answer the phone and lots of lies and excuses that they want to fix it when they lied to me straight out to my face about they cant get on the on the account because Im giving the wrong pin when Same pin number that I created account with and magically could login using it myself, on the attached it shows the how and the dates were on the opening of the credit collection on my report by allied collection on behalf of XXXX where as I said on XXXX and XXXX XXXX two different opening dates one being XX/XX/XXXX and the other beingXX/XX/XXXX on the attached documents it shows how when those were placed months later I was still being charged but yet the ending balance with the charges up until the final day of payment in which it states I have till XX/XX/XXXX To pay the full amount but yet and XX/XX/XXXX to XX/XX/XXXX two different collections were opened and two different reports for the same balance our charges that were being made after the whole month ofXX/XX/XXXX had passed.
07/21/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89044	Web
On XX/XX/XXXX I had The doctor ordered a XXXX XXXX XXXX XXXX because I was having XXXX XXXX and XXXX XXXX XXXX, I was told that I still had a XXXX XXXX and that it would cause more problems to treat, I told the doctor that I had fallen and that my XXXX XXXX XXXX and my XXXX XXXX XXXX, I told him that my aunt had XXXX and my brother had his XXXX XXXX, he told me that I needed to XXXX XXXX and gave me a referral to see a XXXX XXXX XXXX. Shortly after seeing the doctor and having thousands in dollars of medical test, I was admitted to the hospital with a XXXX XXXX that almost killed me, I was told that I had multiple old and new XXXX in my XXXX along with a massive one. The doctors office did not tell me the charges for the test like they do with other tests, the receptionist writes the amount due on the next appointment receipt. I called the billing Department when I received the first statement in XX/XX/XXXX, I told the billing office that my {$120.00} payment made on XX/XX/XXXX was not on the statement and the of price that the doctors office wanted was higher than XXXX allowance. I was told that it was an expensive test and that it was the amount due, f tried to make payment Arrangements starting with {$50.00} per month and I was told that they would not accept that, this call was recorded. No-Interest Charges on XXXX Accounts In the first paragraph of the XXXX participating physician agreement : For purposes of this agreement, accepting assignment of the XXXX XXXX XXXX payment means requesting direct XXXX XXXX payment from the XXXX program. Under an assignment, the approved charge, determined by the XXXX carrier, shall be the full charge for the service covered under XXXX XXXX. The participant shall not collect from the beneficiary or other person or organization for covered services more than the applicable deductible and coinsurance The collection agency told me that my account balance included fees and interest, I told them that it is illegal and that the provider is responsible for any fees and interest accrued. I requested a itemize bill and an XXXX that I signed agreeing to pay over {$500.00}, the provider sent me a blanket statement on my demographic sheet which is not allowed under XXXX and was XXXX fraud. I requested the statement that listed the {$120.00} payment made, I was sent an itemized statement listing only a {$10.00} payment that I made and not the {$120.00} payment made on XX/XX/XXXX. I never told the provider that I would not pay my bill, I requested that the {$120.00} payment that I made on XX/XX/XXXX be shown on my statements, the amount that the doctors office should have charged me was {$480.00}, that amount was arrived at by subtracting the missing {$120.00} payment from the bill sent dated XX/XX/XXXX in the amount of {$630.00}. I have been sent multiple statements listing the amount due as {$610.00}, {$630.00} and {$630.00}, I was justifiably confused and upset because the charges were more than the XXXX allowable and the provider would not explain how the {$120.00} was applied to my account. The collection agency told me that the doctors office sent me a statement showing a {$100.00} payment dated XX/XX/XXXX, that statement listed an amount of {$630.00}, it was only was three lines listing the patient responsibility of {$25.00}, {$570.00} and {$32.00} totaling {$630.00}, my {$120.00} payment made on XX/XX/XXXX was not listed, the amount that I owed at that time would have been {$500.00} ; the providers office is lying, they never sent me a statement in XXXX that listed my {$120.00} payment made on XXXX XXXX I again asked for a itemized statement showing what the {$120.00} payment went toward I never received the statement listing my payment, I called again and was told the same thing I wrote a letter to the doctors office after they sent me a statement threatening to send my account to collections while still not listing the break down of how my payment was applied. The supervisor called me after receiving my letter ( I have a copy of that letter ) again I asked for the itemized bill and the supervisor told me that she would send it, the statement never arrived, I than received the notice threatening to send my account to collection, I again asked for a statement listing my {$120.00} That statement was never sent I waited and the correct statement was never sent and that my account was sent to collections and was given that my account had a XXXX balance and I was given a phone number for the collection agency I called and asked to verify the doctors office listed the croct amount the verified amount I sent a email to the company to make payment plan because at that this time the collection agency will start calling and calling, I had to make payment arrangements because the collection agency will damage my credit score by making a derogatory mark, the doctors office is responsible for Fraudulently sent account balance information I requested a letter listing my rights snd the company 's contact information however I have not received this information yet I was told that my balance included interest and fees that was XXXX Fraudulent 1was told to look on my bill statement that would pay increase this blanket statement was XXXX fraud that XXXX does not allow At this point I have to payment for the XXXX fraudulently balance sent to collection because collections will be reported and my credit score will be reduced I want the doctors office to correct amount due to the collection agency and remove my account from the collection agency that I will Arrangement to make a payments to pay the correct balance that I owe I never told the drs office that I not pay I asked I be sent a statement correct showing the {$120.00} amount due XXXX never received this statement from the doctors office. I was first told that a {$100.00} was on my statement the collection agency was the first notice that I received listing a {$100.00} payment and a {$25.00} payment m, the doctors office lied to the collection agency by saying that statement was sent to me in XXXX, if I had received this information that had been requested multiple times, I would have made a payment arrangement, the doctors office falsely and fraudulently reported incorrect information never provided to me. I had to tell the collection agency that I would make payments because the collection agency will report a derogatory amount owed to all XXXX the credit bureaus. The doctors office is responsible for the incorrect information made to the collection to the agency because the doctors office never sent me the copy that the office statement now listing the {$12000.00} payment made, the doctors office never gave me the information on what collection agency that my account had fraudulently reported to. UPDATE ON XX/XX/XXXX THE DOCTORS OFFICE SENT ME A STATEMENT DATED XX/XX/XXXX LISTING MY {$120.00} PAYMENT AS A PATIENT RECEIPT, THE DOCTORS OFFICE FFABACAITED AND FLASUFIED THIS STATEMENT, THIS INFORMATION WAS NEVER GIVEN TO ME UNTIL I CONTACTED THE COLLECTION AGENCY, THE ONLY STATEMENT SENT TO ME IN XXXX WAS XXXX LINES AND DID NOT LIST THE PAYMENT THAT I MADE. When did the doctors office send my account to collections and if the company is saying that they sent me a statement in XXXX showing my payment, why did they not just contact me with a corrected balance requesting payment. What I want the doctors office to do I revoke all privacy documents and all records that I have signed, to stop violating my privacy rights for both billing and medical records by writing untrue information that has hindered my search for other providers. I want the doctors office to remove my account from the collection agency and send me a letter stating that I only have to pay the XXXX allowable amount and not any fees or interest that is not allowed under XXXX I want the doctors office to remove all information about my payment history from all electronic medical and billing systems. I want the doctors office to understand that giving patients blankets statements and charging interest to XXXX patients while the doctors office is waiting for XXXX to pay, it was the doctors office fault for not sending the information requested and they never sent. I want the doctors office to stop threatening me with collection when the doctors office did not send the requested. Information to me. What I want the Collection agency to do I requested a letter listing my Consumer rights as the first time that I even learned of collections was when the doctors office gave me only a phone number to contact the company last week, the doctors office told me that my account had a XXXX balance. I Requested that a verification letter be sent and it was sent by email which I told the company to not do, the statement sent to the agency was never sent to me. I asked the company to stop calling and to stop me emailing, I told the company to only communicate with me by certified letter. I want the doctors office to work with the collection agency to send my account back to the doctors office as they should have done in XX/XX/XXXX. I want the collection agency to not report my account to any of the credit reporting agencies because the doctors office fraudently sent my account to collections.
07/12/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 78729	Web
I was a customer of XXXX for many years and when I reached the end of my final 24 month contract, I decided to purchase my XXXX for the remaining price which was approx {$130.00} so I could have it unlocked and use it with another carrier. Over the course of 24 mos, in addition to my cell phone bill, I paid approx {$480.00} in monthly payments towards the phone, an XXXX XXXX. Since my contract was fulfilled, my options were to return the XXXX XXXX and upgrade to a newer XXXX at a higher cost for 24 additional mos ( which they pressured me to do numerous times ), return the phone to XXXX and disconnect service, owing nothing except the final bill which was set up on auto pay OR purchase the XXXX for the remaining balance which would make the phone mine and as agreed XXXX would unlock the phone and I would keep it and be able to use it with another ( less expensive ) carrier. I paid the {$130.00} to XXXX over the phone using my debit card and when I was transferred to the department that unlocks paid for phones, I was told that the XXXX representative did not apply the {$130.00} towards the XXXX balance but instead towards my final bill which was not yet due and was set up to be paid using auto pay, per usual. Upset by the deceptive practice, I felt that XXXX did not want to lose me as a customer and therefore was trying to avoid releasing the phone to me and unlocking it. I immediately called the billing dept back and questioned why this was done as it was very deceptive and also illegal because my bill was not even due yet, so how funds I paid to buy my phone ( and clearly discussed that with the representative who then transferred to have the PAID OFF phone unlocked ) were instead applied towards a future bill, not yet due ... I dont know. I had a lot of trouble with XXXX over the years and by this point I was very much ready to leave XXXX, their service is extremely expensive compared to competitors and I had been counting down the months until my contract was fulfilled so I could purchase my phone and leave, on good terms of course. At this point, I decided that I no longer wanted to do any more business with XXXX so I asked them how I could return the phone to them because they refused to apply the {$130.00} towards the phone and instead kept it for my future and final bill. I was instructed to take the phone to the XXXX store near my home and that they would take care of it. My final bill had been paid and I was no longer a customer of XXXX at this point. I purchased a new XXXX XXXX from XXXX a XXXX activated service through a prepaid carrier the following day, the same day I returned the XXXX XXXX to the XXXX store. Locked XXXX are useless and can not be used through XXXX or or any other company, XXXX knows this and I know this. Everyone knows this. It would serve me in no way to keep a phone that was unusable, especially since it would have cost me {$130.00} anyway. I returned the phone to the XXXX store near my house where I had been many, many times over the years and was familiar with many of the employees. When I returned the phone, it was put into a bag, sealed, I signed a form, they looked at my account and said that I was paid up and thank you for your business. That was it. About a 30 to 45 days later I begin to receive phone calls and voicemails from XXXX saying that I owed them money and it took me several weeks days to get in touch with them but when I finally did, I asked them to look up my account but was informed that there was no longer an account for them to look at they said. I knew this wasnt true and finally after several calls and many hours on the phone with multiple different people and supervisors I was told that I still owed the {$130.00} for my phone as well as my last bill. I explained that I turned my phone in and that I had paid my last bill, what Id been saying for weeks. They denied having access to my account since it had been closed over 30 days prior, denied receiving the phone, basically told me that they had no proof that I paid the {$130.00} because once my account was closed all my account information was lost but that I still owed them for the phone and the final bill. I was dumbfounded. I was able to track down the amount paid to them for the XXXX that was instead applied towards my final bill deceptively on a debit card statement at a bank account thats no longer open today and even with that I never heard back from anyone and continued to receive the runaround. I requested that the cameras be viewed at the XXXX store to show that I returned the phone and they told me that was not possible but that they believed me and would look into it. I requested a police report be filed against the store but was told that that was not possible nor necessary. XXXX claimed to have no record of my account after its closure and I no longer had access to my account at that point either so eventually I finally gave up on XXXX knowing that I paid them in full and after being told by a supervisor not to worry about it, that it was probably a big mistake. I sensed a cover up but was also relieved to be done with it, trusting theyd do the right thing. Months later I see that XXXX has sent this account to collections and it is now on all three of my credit reports as a negative account in collections, which is completely false. In addition, they are claiming that I owe them nearly double the amounts of the phone they say I did not return as well as the final bill that I have proof that I paid that they claim I did not. They have inflated the amount due and can not give me any explanation. The last time I contacted XXXX was about four months ago and was told that because it was sent to collections it was no longer in their office and I need to call the collections company. This is after I was promised it would be taken care of and after I did everything right and honest. I have disputed it with XXXX XXXX and XXXX but because XXXX claims to have no records of my account details and I no longer have access to login into that account ( it was suspended the day I closed the account and turned in the XXXX ), I can not get proof of any of this and I think that is XXXX intentions. Each of my dispute has been denied. I am very upset about this and feel that I was the victim of a crime, I was lied to, stolen from, and now Im being billed again and my credit affected negatively. ***DISPUTE FROM XXXX : XXXX XXXX Personal & Confidential Date Generated XX/XX/XXXX Report Number XXXX divider About Dispute Results Our reinvestigation of the dispute you recently submitted is now complete. If we were able to make changes to your credit report based on information you provided, we have done so. Otherwise we have contacted the company reporting the information you disputed, supplied them all relevant information and any documents you gave us with your dispute, and instructed them to : review all information we provide them about your dispute ; verify the accuracy of the information ; provide us a response to your dispute ; and update their records and systems as necessary. If an item you disputed is not in the list of results below, it was either not appearing in your credit file or it already reflected the requested status at the time of our reinvestigation. Here are your results ALLIED COLLECTION SERV Account XXXX The information you disputed has been verified as accurate ; however, information unrelated to your dispute has been updated. Please review your report for the details. XXXX icon Updated You can contact ALLIED COLLECTION SERV at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX , NV XXXX or ( XXXX XXXX XXXX After your dispute : Account Name ALLIED COLLECTION SERVIC Account Number XXXX Account Type Collection Responsibility Individual Date Opened XX/XX/XXXX Status Collection account. {$520.00} past due as of XX/XX/XXXX. Status Updated XX/XX/XXXX Balance {$520.00} Balance Updated XX/XX/XXXX Recent Payment $ XXXX Monthly Payment {$0.00} Original Balance {$350.00} Highest Balance {$0.00} Terms 1 Months On Record UntilXX/XX/XXXX Payment History XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Historical Information Original Creditor XXXX Comment Account previously in dispute - investigation complete, reported by data furnisher Reinvestigation Information This item was updated from our processing of your dispute in XX/XX/XXXX. Balance History XX/XX/XXXX {$520.00} Balance {$0.00} Scheduled Payment {$0.00} Paid
11/21/2020	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	FL 32309	Web
I was a month to month customer with XXXX for cell service over a year ago until my service was abruptly disconnected stating I owed $ XXXX for an XXXX I returned broken. I had to pay them an amount to restore my service and went to the local representatives whom called corporate while I was present and explained that this was a misunderstanding and needed to be corrected. I was told the fee would be refunded and I would not have to worry about the mistaken charges. Unfortunately, neither of those were true and I continued to be billed with no compensation for the past fees and my service kept be stopped. I couldnt keep paying for an broken XXXX that I never had. And all the late and restore fees that were unjustly being issued to me. I didnt renew my service with XXXX at the suggestion of the local representatives and I was told that the little service I was able to receive at my home was also a breach of contract. Over a year later I received the following nasty emails in which I asked them not to contact me again, and as you see, they did. And not only after denying my request to not contact me, the XXXX manager even copied me on a reply back to the debt collector in a snide, passive aggressive manner. XXXX- I received following email Dear : XXXX XXXX Total Balance Due : {$1300.00} Confidential Email : Second Notice Notice of Negative Credit Impact You were previously notified by mail that your XXXX Account, originated by XXXX , was assigned to ACSI for collection as a result of an outstanding balance due. You were also advised as to your rights in accordance with the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). According to our records, your account remains unpaid and/or does not reflect payment arrangements on file ; and as a result, information regarding this account may be provided to a national credit reporting agency and reflected on your credit report after. If you are unable to pay the total balance due or establish payment arrangements we may consider previous collection efforts exhausted and if so, will advise our client that you have refused to resolve your financial obligation and recommend they proceed with alternative collection efforts. In order to STOP this process, it is important you contact our office at ( XXXX ) XXXX. * Some Restrictions may Apply. As of the date of this letter, you owe {$1300.00}. Because of payments, cancellation fees, equipment costs, and/or adjustments that may be reported by our client, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your payment, in which event we will inform you before depositing your payment for collection. For further information please reference your ACSI Account Number :, and contact us as provided below : XXXX- I replied : First, my records reflect a breach of contract on your companys behalf. Second, this is the FIRST notice Ive received. Third, I have never had any account with XXXX and Ill request the merger agreement contract along with my original contract and documentation with my signature before agreement that you have any sort of basis of claim. Forth, see attached report as evidence that you may very well be making an attempt to collect a balance I most certainly do not owe as a result of identity theft. XXXX- Thank you for contacting ACSI regarding your XXXX Account. As part of our investigation we attempted to contact you by phone however were unable to reach you. Please provide an alternative telephone number where we can reach you or you may contact us directly at ( XXXX ) XXXX The reference number for this inquiry is [ This is an attempt to collect a debt by a debt collector. Any information obtained may be used for that purpose. XXXX- Let me be very clear. 1 ) as I stated in my last email to you on XX/XX/XXXX, you are very mistaken. I have not received a single voice mail, piece of mail, identified missed call, telegram, smoke signal, knock at the door, what have you from XXXX, XXXX, ACSI ( whoever this is by your claims, ) XXXX XXXX, or any other XXXX XXXX or XXXX youre going to throw a name in for the sake of it about this foolishness out of the blue owed debt until this chain of communication you see here. 2 ) by my calculations, your now bankrupt company ( surprise surprise! ) has until XX/XX/XXXX to drop this claim completely before I am at a 45 day mark in which I will legally have grounds to sue you for any credit damage, harassment, false claims, money owed to me, wrongful business practices and now wasting more of my precious time I never thought I would have to on this company again, among other things. And after the XXXX XXXX put me through with this mystery XXXX that I supposedly had and never returned and then you claimed I did but it was broken and upon YOUR STORE MANAGER pulling camera footage to show corporate I was being accused of falsities and it was clear and evidenced, my cell service was cut off and I had to pay an insane amount to get it on long enough to find my children and was never reimbursed hundreds of dollars ... trust that I will sue as far as possible. To sum up my statement to you for the last time ... I left XXXX as a customer with not a dime owed to them. As a matter of fact, out of pure exhaustion of months of no service and being accused of insane claims, and left stranded due to XXXX odd vindictiveness entitlement and complete lack of service and coverage in my area of home and business with THEIR suggestion to find a new provider due to inability to correct this issue, I gave up trying to get money owed to me back. DO NOT CONTACT ME AGAIN ABOUT YET ANOTHER MADE UP AMOUNT OF MONEY I OWE. STOP WITH THESE CRAZY LIES. If youre mixing up my identity, I provided you the FTC and Law Enforcement and IRS report numbers and documents. Figure it out. Not my problem. Im protected and not responsible for someone elses debt. As a single mom trying to balance the pandemic, online school, running a business, a long expensive divorce, two ill parents and pay all these bills alone with XXXX FINANCIAL ASSISTANCE, I dont have energy to fight more battles that arent mine. Hence why I left this nightmare cell provider. If I take a credit hit for THIS?!? Not my bill!! I dont know what Ill do ... so. PLEASE STOP! Im not making any phone calls. I dont owe you that. XXXX- Thank you for contacting ACSI regarding your concerns. I have reviewed the information furnished to the XXXX XXXX XXXX XXXX and find not inaccurate or incomplete information. Unfortunately I am unable to address any of your other concerns based on the statements your email contained. Based on my investigation I find no state or federal violations. Your concerns have been address, and your request has been denied. XXXX- Thank you XXXX Best Regards, cid : XXXX XXXX XXXX XXXX XXXX Phone XXXX XXXX XXXX ) XXXX
01/13/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 94545	Web
On XX/XX/XXXX i called XXXX customer service to inquiring if the have Deals for International calling. I was connected to a customer service Rep who told me they have international calling service called " international connect ''. He told me the cost is " $ XXXX monthly for unlimited calls to XXXX '' as i told him that it was the only country i wanted to call with it. I asked him if there was any other charges to which he said none. He told me that the conversation was recorded. I agreed to sign up for the service and to transfer my original service from XXXX XXXX to XXXX XXXX. He then transferred my call to a different department for me to complete the signing up.The next customer Service Rep told me that my monthly Bill will be {$55.00} a month plus the {$15.00} for unlimited calling to XXXX, which i agreed to. she told me that if i signed up at that moment that the company was having a promotion for a free phone. i said that was ok by me and i will sign up. however i told her that i already have an XXXX XXXX which i intend to keep using. she said there was no problem to that. she continued to sign me up but towards the end of the transaction she told me that the free phone was no longer available. i insisted that i was not really interested in the free phone as i have my iphone which i love using. she told me on " record '' according to her that she will offer me a better phone in place of the free phone but for a " promotion '' Price of {$80.00}. I still told her i did n't want the phone and that i have a good service with XXXX but the only reason i am switching is because of the international calling deal which XXXX did n't have. she insisted that i have to purchase the phone to be able to have the whole service package, and that i can use my XXXX afterwards if i wanted. she said the payment will be spread over two years plan and will come up to {$3.00} monthly in addition to my phone bill. I eventually agreed as we calculated my whole monthly bill to come up to {$73.00} monthly and she told me that if i added my debit card for auto payment it will drop by {$5.00} which i agreed to and my bill was supposed to be {$68.00} cent monthly. i gave my bank card information, she sent me stuff to sign by email " while we where still on phone which i signed electronically '' ( who reads " all '' the fine prints of transaction while on phone? ) i signed based on the agreement over the phone. On XX/XX/XXXX, i noticed that a total of {$70.00} cents was charged to my account. i didnt think much of it as i just felt it was a few insignificant dollars over charge. Again on XX/XX/XXXX my debit card was charged {$87.00}, this was 24days after i signed up, 6 days less than 30 days of my signing up with XXXX and my card has already been charged {$150.00}. I also received a letter by postal mail earlier offering me protection plan for the phone. i also received an email from sprint confirming insurance protection plan for the phone. i remembered that the customer service rep offered me that while setting up my account of which i declined. however when i called to find out why my bill went up i was told by a customer service rep that i added insurance for the phone. i told him that i did n't accept any agreement to insure the phone sent to me and if there was any insurance it should be cancelled immediately. He told me he had done so. All these were fraudulently added to my account. In another week or so i woke up to realize that my phone service had been disconnected. i went to a sprint office to find out why. i was connected to a service rep who told me that my phone was disconnected because i was making lots of international calls to XXXX and that it increased my Bill. i was in shock and i told him that i only has a $ XXXX monthly deal to make unlimited call to XXXX. he told me that there was no deal like that, that it was only to allow me access to make calls to XXXX at a different rate, i was also told that the phone the gave me cost about {$200.00} + and my monthly payment on the phone is {$10.00} plus taxes. i was hysteric. i called and called until i got a supervisor who restored my phone service and promised to make inquires to my claim and get back to me, i told her to cut off the international service immediately while making her inquires which she got me to the department handling that and they did disconnect the international service. The supervisor called me a few days later and said she was sorry about the handling of my service that i was right and that the international service has been disconnected and that they will discharge all the charges as it was not my fault as i was iproperly adviced by their agents. she also restored my payment for the phone to amount of {$3.00} even though i told them the lady who set up the account said $ XXXX, i decided not to purse that part any more. thinking that the whole problem has been solved i was shocked to see another debit of {$140.00} on XX/XX/XXXX by XXXX. i called XXXX again and was told that the Bill was already sent out and that they can not refund me the extra but will add take it off from my next Bill instead. I event spoke with a supervisor who insisted they ca n't refund it at that point. i gave up and expected, them to normalize the bill the next period. On XX/XX/XXXX to my surprise i got another Bill from XXXX for another {$150.00} to be debited XX/XX/XXXX. At this point i called my Bank and disconnected XXXX from my Debit Card for automatic payment and i disconnected my service too. After this XXXX sent me a Bill of {$370.00}. i called inquiring why i was receiving such ridiculous Bills. i was told i was owing for international calls. i was transferred to international department which said that i was n't owing any money. Then another agent said it was because i disconnected the service and i had to pay the full amount of Phone. it was a frustrating process trying to resolve this issue. each time i call XXXX customer service, i will be passed around from one agent to another and each time i will have to tell this long story over and over and i will be passed to another agent and the cycle continued and sometimes i will be put on hold for for unending period and then the agent will say oh i cant resolve this problem i will send you to another. this continued. XX/XX/XXXX i got a supervisor by name XXXX XXXX who listened to my whole story and said she will make inquiries and get back to me within 48hours. she never called back. Each time i call they will tell me she was not available. i got tired and stopped contacting XXXX. I was surprised to see a Collection on my Credit reports by XXXX XXXX XXXX representing XXXX. I never received any document from this company regarding this issue.
07/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33401	Web
I am applying for a loan since beginning of XX/XX/2020, to buy a property. My credit score was good, but since I had a medical debt, my lending company thought it was best to pay off the debt so that my credit score could go up of many points more and it would be great for my application. The only thing that I had to do for it was to call ALLIED DEBT COLLECTOR and pay it off and get a proof that the debt was paid off. So I called the first time on XX/XX/XXXX to resolve my case and paid my amount due of {$250.00} for XXXX in one single payment. I was told by XXXX that it would take 60-90 days for the credit bureau to show it online. Explaining that I needed a proof ASAP for my lending company that my debt was paid off, I asked if I could get a proof send by email. I was told no, they never send anything by email but by mail. I gave my full address and was told that the letter would be sent right after the debt was collected, which as the next day. I have since, checked my mailbox every single day. I NEVER got any mail that is more important than just store advertisement. I called my banker several times on recorded line talking and keeping updates on weather this letter came into my mail or not, and the answer was always NO of course. In the last 10 days I tried to contact ALLIED again several times, at least 5 times without any response. Then I contacted my banker again explaining that it has been over 35 days since the debt was paid, that nobody was answering the phone at ALLIED and that on my XXXX XXXX it was showing that the debt is paid but I could not do anything without this letter. Few days ago my banker told me that my credit score went down! I was shocked since I have nothing else, no debt at that point, credit cards all paid off and no late payments. my banker said that the only way for me to have that number up again, being able to close the loan AND the closing of the property is to get this proof from ALLIED. That is the only thing that put everything on hold. There is NO other way. The closing date has also been postponed several times. So I called ALLIED again and spoke to a first person ( don't remember the name ), then to an XXXX, then to another person, then to XXXX and then again to XXXX. To all of them I explained my request of the importance of this letter and proof of pay off and that the letter never came in my mail. I asked to all of them if it was possible to resent this letter to me in a faster way, such as email or fax or expedited. The only thing that made sense of all the conversations and calls is that they all said was : " the account was closed on XX/XX/XXXX ''. " it takes 60-90 days to remove it from the bureau ''. Otherwise, one person told me : " the letter was sent out the next day '', " it has to be reviewed before sending, then it gets in your mail after 20 business days '', or " we never send a second letter, or same letter twice. Once it is send out, it is over '' Another said : " we never sent out letters once it is paid off '' Another one said : " we sent out letters 14days after the payment has been made, then it takes another 7 to 14 business days to get to your mail '' or also " well for us, the letter has been sent out so whatever else is none of our business and there is nothing else we can do ''. One person said : " we can send it to you by email, but not the same letter that the bureau but a proof of account paid off. '' Last night I had checked my credit score and credit informations online, where it was written that the debt was closed online on XX/XX/XXXX. So none of the phone conversations made sense with what was showing online. Regarding the call operators, one of them did not appreciate that I requested to talk to a supervisor, he said that the supervisor would " maybe '' call me back but that was not sure. I could not even speak to the accountant department, because I was not allowed to. Someone else told me that today the request to talk to a supervisor could be made and the supervisor would " maybe '' call me within 42-72hours, but not even certain of it. Although I said it was an extremely urgent matter. There was nothing to do beside waiting the " uncertain '' phone call and also IF the supervisor would be able to send another letter or any proof of any way. I was also told over the phone that I had to check with my local post office, which I did but there was nothing for me. But also told : " For us it was sent out, so ... it is not up to us ''. I even proposed to pay for an overnight expedited mail, but was told that this is not up to us anymore since it had to be reviewed before mailing out. '' A review from the accountant department before mailing a copy of the letter that was already paid over a month ago and sent out? I am now in stand-by stupidly waiting to get an answer, phone or just a proof by mail ( if it was ever sent out, which I truly don't believe so ). If sent, why is it also so difficult to sent the same letter a second time? It is not my fault if I never got it. Nobody cared enough. I called my banker several times again, all phone calls are recorded by them so I have proof of that, and I know your phone calls are recorded too. I told everyone how extremely important and urgent this situation was for me, for my loan, to get a new copy because I never got the mail and I was supposed to do the closing for my property already Monday XXXX, then postponed 2 more times. Now probably another time but I don't even know when. The seller is getter me in trouble for it, the title company is seeking for explanations, my real estate agent has more work to do. I have no idea what to tell them. I am lost, confused, stressed out, frustrated and lied to. All of this for one single letter that would unblock everything for my husband and I. It makes me look very unprofessional in front of everyone. All this for a small loan that has been ready to be send to the title company weeks ago. Just for this matter my husband and I are ashamed. Allied has not been cooperative in any way. This situation is extremely ridiculous!
12/03/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19124	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. ALLIED COLLECTION SERV & {$0.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent I tems FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, Iowa XXXX
06/22/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web
My name is XXXX XXXX, and I am making this complaint on my behalf. On XX/XX/2022, I received a voicemail from ALLIED COLLECTIONS SERVICES INC/XXXX regarding payment towards an alleged debt ( See Exhibit A ). This company contacted me again days later via telephone at an inconvenient time and I informed them that I dispute the debt, request validation and they were ordered to cease all communication with me, this includes direct/indirect. On XX/XX/XXXX I received a notification that ALLIED COLLECTION SERVICES INCXXXX furnished an account on my consumer reports. I sent a request for debt validation and cease and desist order on XX/XX/XXXX ( See Exhibit B ). ALLIED COLLECTION SERVICES LLC corresponded with a letter dated XX/XX/2022, stating they have provided verification and documents attached. Unfortunately, the documents that ALLIED COLLECTION SERVICES INCXXXX provided are NOT sufficient validation. This company was given the allotted time and has failed to provide me with any of my requests and therefore, I am not able to exercise my right in validating the alleged debt that ALLIED COLLECTION SERVICES INC/XXXX claims that I owe them. I did not give this company consent to furnish anything on my consumer reports, I do not recognize them. In fact, they were demanded to cease and desist ANY communication with me, that includes direct/indirect. ALLIED COLLECTION SERVICES INCXXXX was put on notice, and I have proof that they were made aware that they did not have my consent. No consent means identity theft, so I have attached my identity theft report ( see Exhibit C ). I sent this company another notice dated XX/XX/2022, stating that they have failed to send sufficient validation and for that reason they must delete the alleged account from my consumer reports/files and their records and to correspond with a written notice of deletion/removal. I also included a copy 15 USC 1692g- validation of debts. I still haven't received a correspondence and my demands/requests are being ignored, but ALLIED COLLECTION SERVICES INC/XXXX continues to report information to my consumer reports. I received notification XX/XX/XXXX that they have flagged my account ( See Exhibit D ). Congress defines their actions as unfair debt collection practices. I did not share ANY of my private information or give the obligation for them to retrieve it. I have rights to privacy and debt collectors are not allowed to infringe upon my privacy rights pursuant to the Gramm Leach Bliley Act ( GLBA ). This company is using deceptive practices and trying to coerce me to pay an alleged debt that I do not owe them. They DID NOT provide me anything in writing upon the initial communication ( which was in XXXX when the account was open according to my consumer reports, that is indirect communication ) OR disclose to me upon their initial communication that they were debt collectors trying to collect an alleged debt. That is a violation of 15 USC 1692e ( 11 ). Furthermore, the number that they called me from is totally different from the phone number their website or google displays. This is false and misleading representation. I never received ANY written notices from ALLIED COLLECTION SERVICES INC/XXXX or any original copies of documentary evidence or contractual agreement that proves their claims that I owe them the alleged debt. They are reporting invalidated information to my consumer reports. This company has breached upon my right to privacy and obtained my personal information without my authorization. They are liable for committing fraud, aggravated identity theft as well as violating numerous federal laws under the FDCPA that they are in fact governed by. ALLIED COLLECTION SERVICES INC/XXXX has also caused me embarrassment, defamed my character, and harmed my credit worthiness and reputation. They also keep threatening me with our last encounter where they used these same tactics to coerce me and were successful in fraudulently taking almost {$3000.00} from me. I was unaware of my rights because nothing was disclosed to me. This matter needs to be addressed and resolved immediately.
03/24/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77494	Web
Debt Validation Letter XX/XX/2023 XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX . XXXX XXXX XXXX, NV XXXX To Whom It May Concern : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. My attorney and your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my firms managing attorney for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for XXXX XXXX XXXX in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Best Regards XXXX XXXX cc Federal Trade Commissionyer
02/13/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NV 89139	Web
XXXX Account number : XXXX I switched wireless company from XXXX in XX/XX/XXXX, and i had remaining balance with XXXX of around {$640.00} because i broke my contract before the 2 year contract, XXXX accepted a monthly payment plan in XX/XX/XXXX to pay in full my debt, I made my two first payments in XX/XX/XXXX and second in XX/XX/XXXX, in XX/XX/XXXX according to Allied Collection Services, XXXX sent my account to collections without letting me know even when XXXX accepted to receive payments from me to pay in full my debt with them, in the mean time, The collection agency NEVER SEND ME THE NOTICE OF THE DEBT within the 5 days of first contact which it was in XX/XX/XXXX, they called me saying that they were XXXX, they never told me that they were a collection agency, they reported the collection to my credit affecting negatively my credit and without a notice in writting from them, they told me that they sent the notice and they were telling me several times that i probably put in the trash because i did not know what wast it ... I ALWAYS OPEN MY MAIL! ALWAYS! after i requested the notice they sent it to me in XX/XX/XXXX, i got the letter in the mail in XX/XX/XXXX, in XX/XX/XXXX after i found out that i had a collection in my credit report, i called XXXX and XXXX told me that somebody will contac me within 24hrs, nobody did, second call to XXXX and they give me different number, i called them asking for the Manager and after three calls they finally transfered me to the Manager, her name was XXXX, she was really rude and she kept telling me why XXXX did n't pay, she repeated that like 4 times, like if that would be the solution for me in that time, she told me that she was going to check my account, she put me on hold for like 5 min, and then she told me about XXXX AGAIN!, she told me that they had the account since XX/XX/XXXX, she told me that i had a lot of time to make payments, i told her that i never received anything in the mail and that i was making payments every month to XXXX, that i received just a couple calls saying that they were XXXX which was a LIE! then she hang-up. I tried to CALL her again i do n't know how many times but they kept telling me that the manager was busy, i disputed the negative mark with XXXX and XXXX, Allied Collection services agreed to delete ir from XXXX saying the i am not liable for the account ( is what XXXX told me ) i called Allied Collection again on Friday XX/XX/XXXX at XX/XX/XXXX asking why they deleted the collection from XXXX but not from the other XXXX agencies? The guy over the phone told me that they will not do it until they receive the full payment ( {$400.00} ) and once i make the payment he guaranteed to me that they will send an email to me telling me about the deletion of the collection in my credit report, i said : send me that email before and i will make the payment, he said : no! We will delete it but after you make the payment, i told the guy that i will make the payment as soon as i get home because i did n't have the card with me, when i called back a few hrs after that day, they told me that they will not delete anything, i said that the first person that i talked to told me a tottaly different thing, they said that the first person told me that they will not delete anything, i told them why you guys are liying? They said that they were checking the notes and is not saying anything about delete it from my report I told the supervisor : please check the phone calls, she said that nobody told me that, they lie to people, i understand that was my debt and i was not trying to avoid it, but i had XXXX in XX/XX/XXXX so i was not thinking about debts, but they did n't do the right things, they lie, they not send notices, pay was made in full to the original creditor ( XXXX ) on saturday XX/XX/XXXX
06/07/2017	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	VA 225XX	Web
I received an alert from XXXX XXXX that my credit score had changed on XX/XX/XXXX I went and looked to see what was going on, and XXXX XXXX 's site said that Allied Collections had negatively reported on both XXXX and XXXX. I went to XXXX, and got copies of all my reports, though I was only able to get XXXX and XXXX, not XXXX due to an error on XXXX XXXX part of the site. I did n't recognize the company name, and I needed to see who it was that was negatively reporting. Apparently, Allied Collection Services opened a collections report on my credit report onXX/XX/XXXX with the original creditor being XXXX XXXX. The balance on this debt is reported to be {$390.00}. I have no recollection of ever having had a loan with any company called XXXX XXXX, and so I called Allied Collections. Before calling I looked up both Allied and XXXX XXXX because I did n't know anything about either company. I told Allied that the company XXXX XXXX was not in any of my records and that after looking them up, I saw that they had no license in Virginia, so I did n't think it was possible to get a loan from them in Virginia. They were rude and told me that I had taken out the loan. I had no detail, and Allied told me that the opened inXX/XX/XXXX. I told them that it was unlikely that I took out the loan inXX/XX/XXXX because I went through bankruptcy that same year. They did n't specify the timeframe, but I have no records of having taken out any loan, and nothing except my bankruptcies are on my credit report from that time. The entry by Allied on my credit report is also confusing, because it comes up as being an open account and being a closed account, and it says the account was opened in XX/XX/XXXX which is the month they filed it on my credit. I told them that maybe they mixed me up with someone else. Since that time, I have been married and changed my name, but they insisted that it did n't matter it also did n't matter that the loan might not have been legal. They said that I got the money on my account, and it so I had to pay it back. They told me it was my debt and had to pay for it. I asked why I had never gotten any notification in the last six years about having this debt or owing on any debt. I also told them that prior to putting it on my credit, I never received anything from Allied either in writing or by email or letter that I ever owed anything. I have never got an email that I can remember from either of the companies about any monies owed to them. But yet they have all my information to contact me at any time, and never did so. I called XXXX XXXX, and they had my email and my address from that time, but I told them that I had never received any calls for emails from them the whole time I supposedly had this loan. They just hung up on me, because they did n't say whether they were licensed in Virginia when I asked, they just got angry said they had been doing lots of loans in Virginia ( not whether they had a license to do so ) and then hung up on me. I was never actually contacted about this debt. If I had n't had an alert about my credit, I would not have known for some time that they were negatively reporting, especially since they had not tried to collect the entire six years since they said they loan was taken out. After talking to an advocate and searching online, I was also told that because I still have the bank account I had back then, I likely did n't get out of any loan by closing my account. I do n't know what to do to stop this from negatively affecting me when I did n't have a loan from XXXX XXXX
09/10/2023	Yes	Debt collection Rental debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89101	Web
I found this collections on my credit report and also an eviction but no record of the eviction was found in court. I was trying to get to the bottom of it, because I got denied a rental application. I called and spoke to a representative there who told me to come physically to the office to pick up the records and to bring my Identification. I get there, and call her, she explains exactly where to enter. I go inside and ask for my documents. A young lady comes up with a few pages and instructs me to give her my signature before showing me the records. I refused to sign the paper. I showed her my ID and asked for my documents and asked how they can charge me when I have no case for the eviction and so on. She insisted that I owed them money and I argued back with her that I don't think they have grounds to do this. So she took the documents and went to get an older and bigger employee, XXXX. She came out with a smirk and already had an attitude. I told her as well that I would not sign the papers and that I have no case number from the eviction and that they had no grounds that I owed money. She was very Condensening and instead of deescalating the situation, she starting laughing at me and telling me to go do my research, and I don't know what I am talking about. She demanded that I sign this paper or I wouldn't get the documents. I told her that I would not sign anything especially anything saying I admit to the debit but needed the proof for my records. So, I scribble on the paper and she took the paper and told me she wouldn't give them to me and She then told me to leave and that I can not have the documents and she did not have to give me any records of the debt. She was very nasty and Condensening and rolling her head. I told her that, I was instructed to come here to get the records and it was not right to waste my time this way and I have the right to this information since it's on my credit report. She abused her power and told me, no again and proceeded with her power trip. Her intentions were to punish me for not signing right away. I then, told her I would sign the document with my signature, and that I needed the records. She still refused to let me sign the document even though I told her I would sign them. She abused her power again, and told me she did not have to give me the documents and she had all day and night. She told me to leave, and I told her no. She then told me that I would definitely leave, and XXXX got up from behind the window, and proceeded to walk all the way around the office through the door where I was located as though she was going to XXXX me. Her and her employee gained up around the window with the intent to intimidate me. I then felt threatened and proceeded to call the police for my protection. She was now in the same space as me when we originally were separated by a wall and window. I gave the XXXX caller her description. She called me a XXXX and I never used profanity or called anyone outside of their name. I even pointed that out to her and told her that she was very unprofessional. She got control of herself and finally went back behind the door when she realized I was really on the phone with XXXX. I believe if I didn't call XXXX, she would have XXXX me. She then tried to call the police on me as well and told them I was XXXX and such. I told her, that all I wanted was the documents and she was abusing her power, knew I needed them, and refused to give them to me. This is not right.
12/02/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31405	Web
This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards,
04/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 46385	Web
I was closing on a home when I was alerted that I had a debt collection from XXXX of {$9800.00}. I was confused since I have been on my parents plan for 20 years and never switched providers. I never received a bill or phone call from XXXX about this purchase. I reached out to XXXX about 20 times before I got to a team member who guided me to fill out their XXXX fraud claim. I then submitted two claims which were both denied. There response on the first was that all account information is tied to me in public records. The second was after a lengthy phone call with a XXXX who said I had to file a police report. I went to my towns police station and was unable to file a report. They said it is a Federal matter and I should reach out to you guys. Below is my letter to sprint outlining everything : -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Hello XXXX, I just received my claim letter back and it says it has been denied to do all account information is tied to you in a public record search or the documents you provided. I spoke on the phone last night to XXXX and told him again that I never ordered any service from XXXX and this is Fraud! I never received any letters from you guys about any purchases and never received service or devises from you. I told XXXX that I have no idea what was even purchased. His response was " Phones ''. I asked him how many phones were purchased and he said I cant tell you that information. Now, how does that work? The debt showing up on my credit report is {$9800.00}. If someone spent that kind of money on phones, I would think any logical person would understand that this was identity theft. Was there tracking when these phones were delivered? Because they werent sent to my house since I did not order them. I have had the same phone service with XXXX XXXXXXXX for 20 years! I wouldnt even have come across this debt if my lender didnt alert me with a credit hit on my report. My credit has been exceptional my entire life. My Fico score has now dropped below 700 because of this. Every day that this sits on my report my credit is going down. Obviously, I am very upset that this could have happened. I would please like to get this resolved. Also when I spoke to XXXX on the phone from your fraud department. He asked for a pin and a best friend for security purposes I couldnt respond to him because I didnt open or set up any accounts with you! I have had my service with XXXX XXXX for over 20 years and never had any issues, and now that XXXX has come in to play someone got my personal information and purchased {$10000.00} worth of Phones! -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - After this letter they still denied my claim and could not provide any proof that I received any services or devices from XXXX. Now my credit has gone down from XXXX to XXXX and I am getting denied an auto loan because of this debt that is not mine. I hope you can help me with this matter at I am at a loss. I can't believe the help that sprint has offered to resolve this matter. It is shameful.
11/26/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92832	Web
Allied Collection Services Inc., herein referred to as Allied, located in XXXX XXXX continues to damage my credit on a debt that has been paid in full. They have relinquished their duties to follow the guidelines under the FDCPA and the new rules issued by the CFPB. I have a letter dated XX/XX/XXXX from Allied referencing the account number XXXX, the creditor ( XXXXXXXX XXXX XXXX XXXX ), and the debt ID XXXX. The letter reads " In consideration of payments received, as of XXXX, your debt referenced above is paid in full. If this debt was reported to the major consumer reporting agencies, they will be notified the debt has been paid-in-full. '' Allied did take off the collection from the 3 reporting agencies. On or about XX/XX/XXXX Allied placed a collection entry of each of the 3 bureaus for the same debt that had been paid In XX/XX/XXXX, the same debt that they issued a paid in full letter. Allied simply bypassed all the rules and guidelines in place, both state and federal, and made no effort to notify me, they simply went straight to the 3 reporting agencies and falsely placed a new collection on an old debt that they acknowledged was paid in full. I have had conversations with Allied and sent letters dated XXXX, XXXX, and XXXX requesting debt Validation of this claimed debt that they say is owed and specifically requesting that they stop all collection activities specifically reporting to the credit bureaus until this is resolved. Allied has refused to validate the debt and on 2 separate occasions belligerently placing collection of this old, paid debt and passing it off as new. They have fraudulent done so despite being taken off after I disputed this entry and had it taken off. Somehow, they can place the same collection back on to my credit report and has destroyed my score. My score has suffered because Allied continues to place collection on my credit report and each time it has the appearance of a new debt old and this is not the case. Allied sole complaint is that they claim the bank rejected payment at the end of XX/XX/XXXX, over a month from when they sent the paid in full letter. I have never heard of a single collection company who will issue a paid in full letter until the payments clears. Allied did not follow proper channels of disclosing the debt and sending proof to validate their claim. They simply issued a collection to XXXX, XXXX and XXXX knowing that at some point I would contact them once I became aware of this new collection which has already been paid. Allied has made no apologies, have not supplied ANY validation to support their claim and refuse to acknowledge any of the 3 letters sent and signed by them as received, to stop collection activities and provide debt validation as is the protocol. Allied continues to play by their own rules and have recklessly damaged my credit rating that I had worked so hard to improve. Each time I dispute with the credit reporting agencies and the collection is taken off ; they fraudulently get it back on my credit reports. I can supply the letter I have sent and their signed receipt. I can also provide the paid in full letter issued by Allied. I respectfully request your help in resolving this matter. Thank you.
01/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32757	Web
To Whom It May Concern : This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for Explain and show me how you calculated what you say I owe Provide me with copies of any papers that show I agreed to pay what you say I owe Provide me with copies of any papers that show I agreed to pay what you say I owe Provide a verification or copy of any judgment if applicable Identify the original creditor Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered Agent At this time I will also inform you that if your offices have reported invalidated information to any of the three major Credit Bureaus ( XXXX, XXXX, or XXXX ) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for the suit. This includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletions request shall be sent to me immediately. I would also like to request in writing that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer-generated calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards, CC : Federal Trade Commission XXXX XXXX XXXX, XXXX Washington, DC XXXX CC : XXXX XXXX, Florida Attorney General XXXX XXXX, XXXX XXXX XXXX, FL XXXX
03/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89141	Web
ALLIED COLLECTION SERVICE claimed to have completed a reasonable investigation and verified the account as reporting 100 % accurate. However, this account is still inaccurate and ALLIED COLLECTION SERVICE is still continuing to report errors on my credit file, violating my rights and damaging my credit score at the same time. Recently, I received notice from XXXX that they had deleted this account that ALLIED COLLECTION SERVICE reported for inaccuracy and it was re-inserted which is a violation. I am now requesting that ALLIED COLLECTION SERVICE do the same and delete the account. Delete the account XXXX XXXXfor inaccuracy, because this account doesnt belong to me, the original creditor does not own this account, and the account was sold but still reports a balance. The account shows different creditor names.The date of the last payment reported is inaccurate and missing. I never had an account with ALLIED COLLECTION SERVICE you are in violation of my rights. 15 U.S.C. 1681 section 602 A. states I have the right to privacy. 15 U.S.C. 1681 section 604 A Section 2 states a consumer reporting agency can not furnish a account without my written consent. 15 U.S.C. 1681s-2 ( a ) ( 1 ) states a person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S.C 1681c. ( a ) ( 5 ) Section which states no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C 6802 ( a ) states a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice. 15 USC 1692 ( c ) ( a ) states Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt. 15 USC 1692 ( b ) ( 2 ) states Any debt collector communicating with any person other than the consumer shall not state that such consumer owes any debt. 15 U.S.C 6802 ( a ) ( b ) states a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice to opt out. I have included a copy of my credit report highlighting the inaccuracies on the ALLIED COLLECTION SERVICE account, an ALLIED COLLECTION SERVICE debt communication letter with violations, a list of laws you have violated, XXXX investigation results showing that this information has been removed, my original dispute letter showing the inaccuracies. I request that you take similar action and delete this information on my report with your respective credit bureaus as soon as possible.
05/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 75604	Web
This debt was for a hotel stay from XXXX/XXXX/XX/XX/XXXX for {$56.00}. I had XXXX separate reservations that were made for XXXX XXXX XXXX in XXXX XXXX, LA for XXXX. This stay included a free night and XXXX paid nights. I stayed in the same room during the entire length of my stay. Each day, I had to check out and check in per hotel policy, and my credit card was swiped XXXX consecutive days in a row. My credit card was charged for the XXXX night, XXXX for {$68.00}, but was not charged for XXXX. I even checked out at the front desk on XXXX/XXXX/XX/XX/XXXX and received copies of my hotel receipts. At no time was I notified that there was a balance due, that there was a problem with my card, or that my card was not properly swiped. The hotel even stated that I walked out without settling my balance! I think that after my card was swiped XXXX days in a row at the front desk, and credit card information was provided at the time the hotel was booked, I clearly did not attempt to walk out without paying for my stay. I followed XXXX XXXX XXXX 's policy, and they failed to properly bill my credit card. I was penalized for their mistake. On XXXX/XXXX/XX/XX/XXXX there was a collection on my credit report for {$57.00}. I had not been notified previously about this issue by phone ( my number is listed for the reservation ), by email, or by regular mail. I did n't realize this balance was owed until it appeared on my credit report! I made numerous phone calls in an attempt to resolve this issue, but feel that it should not have been posted as a collection on my credit report without fair notice. No one contacted me to attempt to resolve this issue before it was sent to collections, and the collection agency failed to notify me in writing or via phone regarding the debt prior to posting it as a collection. When I checked my credit report again around XXXX/XXXX/XX/XX/XXXX, the outstanding collection balance was showing {$350.00}! An extra {$300.00} had been added to the original amount claimed by the creditor. XXXX XXXX ( both XXXX XXXX LA and XXXX XXXX NV ), nor Allied Collections in XXXX XXXX, NV could explain why an additional amount was added. I did note that this appeared to be a violation of the FCRA for XXXX reasons. As of this date, the balance of {$56.00} has been paid, but has not been removed from my credit report. A balance of {$350.00} is still showing as a collection on my credit. Had I been notified of this issue up front, this could have easily been resolved in the beginning instead of being sent to collections and posted to my credit 4 months later. This is the XXXX negative item that has been posted to my credit report in more than 10 years. To have a hotel stay showing as a collection AFTER they received my credit card information when the reservation was made and again once I arrived at the hotel, is totally inexcusable. The posting of this inaccurate information is not only a violation, but is unfair to me because I was not give an opportunity to correct a mistake made by the hotel and/or their staff, and this negative mark has damaged my excellent credit history.
03/05/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA XXXXX	Web
On XX/XX/XXXX, I received a phone call from Allied Collections SE located in XXXX XXXX, NV. The young man proceeded to explain that he was attempting to collect a debt from a tow company in the amount of XXXX. I explained that his call was the first time I was aware of the collection account. I informed him that I never received a collection notice from his company providing written details of the account that also allows me to dispute the alleged ( at this point, the collection is not on my credit ). After consistently requesting that he send me the collection notice, he agrees. I explained I would like fair treatment and that I had a right to dispute the validity of the account. On or around XX/XX/XXXX, they report the account to XXXX, yet I still have not received anything in writing. I called for the second time on XX/XX/XXXX to inquire on the status of the collection notice and was told the request was documented. Still, nothing has been mailed. I was informed they completed their due diligence by mailing the first notice on XX/XX/XXXX ( the notice I never received ), and since I did not contact them to dispute the account, this is where we are. I asked the representative if I never received the initial notice, how would I know to reach out to her company- her response... she's not going to argue with me. That was a valid question. She speaks in a condescending, demeaning tone the whole time, calling me by my first name, which is extremely rude. I asked her to stop, and she attempted to hang up. I asked to speak to a manager, and she transferred me to a voicemail. I call back and talk to XXXX, who finally agrees to send out the paperwork ( which I thought the former decided to ). As a gesture of good faith, I also asked to remove the erroneous information from my credit report while I resolved the matter, and she refused to even put in the request. She told me to " keep an eye out for the letter '' I explained I have Delivery Notify by United States parcel Service, and I could see an image of my mail ; she told me that's not what she meant. After we hang up, I go through every notification that shows an image of my mail, and I do not have any mail from their company to date. The collectors a rude, dismissive and unscrupulous. I am not sure if this is an anomaly and an oversight, but they never sent the first r second notice. I am aware of the FDCPA protocol and other laws/guidelines they must follow as debt collectors, and they have not. Upon request, I can provide a copy of each delivery notification to date from XX/XX/XXXX to prove I never received the notice they claim they mailed. I desperately need help as this doesn't seem right, and they should be held accountable for their collection practices. I want the account removed from my XXXX and XXXX ( reported XXXX ) accounts while resolving the matter. They did not follow the proper protocol initially still won't send me paperwork, but they continue to report the collection. I care about my credit and the story my reports reflect of me ; they should not be allowed to tarnish my good name unethically.
08/03/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV 89134	Web	Servicemember
My wife gave birth to our son in XXXX, 2014, which was a high risk procedure and led to significant expense. We received numerous medical bills and thought we had paid all of them. However, XXXX remained for original creditor, XXXX XXXX, MD, which went to collections in XXXX 2014. The original balance was {$600.00}. My wife was contacted by the debt collection agency, Allied Collection Services, in XXXX, and they advised her that, unless she went into their office within 2 days, they would be forced to take legal action against her. She was understandably upset, so she went into their office, infant in tow, where they convinced her to sign several forms, including setting up a payment plan. She setup the payment auto-debit, according to their terms as they discussed in the office, and they withdrew a couple payments. However, in or around XXXX 2014, Allied filed suit and obtained a judgment against her, claiming she had not honored the terms of the payment arrangement. Upon review of the payment documentation, they required an initial payment of {$50.00} and subsequent payments of {$25.00} per month. My wife was led to believe that she only needed to setup the auto-debit for {$25.00} per month so she " missed '' the first payment. Upon securing judgment against my wife, Allied Collection Services secured a wage garnishment order against me as well. Upon being advised by my employer of the wage garnishment, my wife contacted Allied Collection Services to attempt to resolve the matter, but they refused to offer any reasonable alternatives ( other than payment in full along with significant additional collection costs ). My wages were garnished until XXXX 2015, at significantly more than {$25.00} a month. At no time did Allied Collection Services ever attempt to contact me prior to, during, or after garnishing my wages, which seemed like a fairly straightforward and simple thing to do. Nevertheless, I did not believe I had any option and allowed the garnishment to proceed. Upon completion, they secured enough money to nearly double the original debt. Further, although Allied had never made any contact with me, or attempted to do so that I am aware, they placed a derogatory tradeline in my credit file, the only such derogatory information in my credit report, and significantly impacting my credit for the next 7 years. I feel it is unconscionable that they were allowed to do as much as they did without first attempting to contact me. It was unconscionable that they created such a false sense of urgency for my wife when they knew full well that they could arrange a payment plan with her over the phone. It was unconscionable that they were so aggressive, so quickly after receiving the collection account, and that they said XXXX thing about the payment plan requirements but embedded different information in the fine print of the documents they pressured my wife to sign. And it is preposterous that I was forced to pay nearly double the original debt, which had not even been with them for 1 month at the time they secured judgment.
02/16/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89011	Web
XXXX : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, NV. XXXX Phone : XXXX This company has used several tactics to attempt to collect a debt, none of which involved any due diligence on their part, all while refusing to provide a debt verification letter upon request. I last spoke with a representative today, XX/XX/2023, who stated that she would not send a verification letter, and that I can come into their office if I want XXXX. I'm not entirely sure how I would, given that they never provided any communication with an address or even phone number ( I had to find it on my credit report ). I proceeded to ask if she can verify the debt amount over the phone. I explained that I had spoken with the original creditor who showed that it is half the amount being claimed by XXXX, and it appears that XXXX is attempting to collect for both myself and ex-husband 's overdue memberships that had been previously auto-deducted from his checking account alone. She proceeded to speak over me, exclaiming that it is under my name and that makes it my debt. While trying to explain further, the woman cut me off, told me to come into the office if I need a letter, and proceeded to tell me she has my picture and all my information. This is threatening and highly unprofessional to say the least. She hung up on me after yelling at me to take a " time-out. '' I have since reached out to the original creditor 's billing manager who also confirmed that XXXX is incorrect in attributing the full amount of these memberships to my name alone. The billing manager also confirmed that it is a violation of the Fair Credit Reporting Act to refuse a verification of debt letter upon request. This is the most recent interaction with XXXX. My experience with this company began in XXXX of last year when I first saw my credit report had been damaged by their collection without any prior notice to me or attempt to collect from me directly. I had never received a notice, call, email, or any type of correspondence from XXXX until I called them at the number on my credit report. When I asked a representative for dates and times of their alleged collection calls, I was able to see in my phone records that they had never called me. Further, they did not send any notice by mail. After I called the first time, XXXX then began to call often-establishing their correspondence. Before this time, XXXX did not practice any due diligence in an effort to resolve the debt with me directly, never called, apparently did not bother to confirm the debt amount in the file provided to them by the creditor, and now refuses to confirm the debt once in collections. This company and their gaggle of agents are highly unprofessional, lazy and predatory. Their conduct and speech are troubling and their collections practices are highly concerning. They should be considered for further investigation. Based on the reviews by others on their public record, I am not alone in this and they have been similarly unprofessional and predatory with others.
12/17/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 93534	Web
Allied Collection Services , Inc XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, TX, XXXX, XXXX To XXXX The Office of Registered Agent for Allied Collection Services , Inc From : XXXX XXXX Regarding : Unauthorized Administration of the XXXX XXXX My credit report shows a collection from your agency. I was never notified of this collection. Whats more, I do not believe this debt is accurate. Under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the debt. Therefore, please provide me with a copy of all the following : 1 ) An explanation of what this alleged account balance is for. 2 ) A calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct. 3 ) Documentation that shows I agreed to pay this debt with my signature. 4 ) The Agreement that grants you authority to collect on this alleged debt. 5 ) A copy of your state license, including license number that give you rights to collect in my state. You will forthwith return and transmit your written evidences of your delegated authority to represent that you and XXXX XXXXl is authorized to administrate ( acting trustee ) on the XXXX XXXX, together with a certified copies of signatures contract between you and XXXX XXXX, you and original creditor, bonds, original creditor Charge-off documents, sureties, indemnification, insurance and any Third Party Debt Collector Association Agreement passing XXXX XXXX private information to other members, possibly resulting in identity thief. Also, relating information to your personal and professional acts referenced above and your arrogated paperwork intrusion upon the XXXX XXXX. Courts require your contract for jurisdiction. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act. Also you have committed the following FDCPA Violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts Stop contacting me about this or any other matter you have, except to provide me with accurate verification of this debt by U.S. mail only. I also submitted this letter to the Consumer Financial Protection Bureau ( CFPB ), My State Attorney General Office and XXXX XXXX XXXX XXXX to have confirmation of proof if you respond without the proper validation request or not in the 15 day timeframe you have. You have 15 days from the date of this letter to respond with all items requested or this is considered an insufficient validation response and this item must be removed immediately or I will seek litigation for Monetary damages. Consumer disputes this debt and ALL claims in accordance of 16 CRF 433.2, Title 15 USC 1692, Regulations Z, Regulations M and ALL applicable UCC Articles. If you lack understanding of this paperwork, forward to your ATTORNEY. By : XXXX XXXX
01/14/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 863XX	Web
THIS IS NOT A DUPLICATE COMPLAINT THIS COMPLAINT IS IN RESPONSE TO COMPLAINT # XXXX. Allied Collection Services , Inc. attempted to state that this isn't the correct company. However, they have an account listed on my consumer report which resulted in me having to submit a further complaint in hopes of getting this matter resolved. I've attached photos of the account from their company to this complaint as well. My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against Allied Collection Services , Inc., for committing identity theft. I have never given Allied Collection Services , Inc., any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I have not validated any alleged debt with Allied Collection Services , Inc. and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of ( todays date ), I have not received any documentary evidence, such as a trilateral contract, giving Allied Collection Services , Inc. any right to collect on this alleged debt. I have never received any documentation requesting validation from Allied Collection Services , Inc., before they committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report, including but not limited to 15 U.S. Code 1692d ( 4 ) which the FTC defines as debt parking. If Allied Collection Services , Inc., can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this debt pursuant to 15 U.S. Code 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Allied Collection Services , Inc., can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Allied Collection Services , Inc., continues its collection efforts, I will file for litigation for actual damages caused and Allied Collection Services , Inc., will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
11/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33409	Web
Account Number Reference XXXX Amounts Said to owe : {$270.00} Hello, I hope you are having a wonderful day, but please read my letter below. This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { XXXX }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for XXXX made pursuant to the above-named XXXX and XXXX. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the XXXX major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the XXXX major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately.
01/22/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	UT 84043	Web
On XXXX an alert notified me that a collection account had been reported on my credit report. The collection company, Allied Collection Services , Inc. XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, NV. XXXX. Phone : XXXX, reported a collection from XXXX of {$3900.00}. I disputed the collection account and requested an investigation. I requested validation of the account, as is my right. I did not hear back from the company or receive any documentation. I disputed the collection a second time. This time the following statement appeared on my credit report. " Subscriber reports dispute resolved- consumer disagrees ; original creditor XXXX. '' I have made several attempts to contact the company to resolve this issue, but after being on hold for over 15 minutes each time my call was " dumped '' into a voicemail box where a mechanical voice assured me I would receive a call back. I still have not heard from this company. This is an abuse of critical information. Allied Collection Services has been given the power to report to the 3 credit bureaus.When these collection agencies report errors they are more than errors they are errors that literally affect one 's future.The information provided in my report is used by lenders, insurance companies, employer 's and others who use this information to determine my credit worthiness, the price I will pay for credit and MY character. The consumer should NOT be penalized for a business ' bad business practice. Additionally, when collection agencies are unable to validate a debt it should be deleted completely from all three credit bureaus within 24 hours. This would allow a Rapid Rescore to restore ones report. Debt tagging is the term used in the collections field for a situation in which an innocent consumer is " mistakenly '' blamed for someone elses overdue debt, usually because of a similarity in names or some other type of mix-up. Allied Collection Services and other collection agencies use this tactic as a last ditch effort to collect the debt or collect information. They are hoping that by reporting these debts on every XXXX XXXX that they will get someone to say, " Hey this isn't me, maybe it's my cousin. We share the same name. Call him at XXX-XXX-XXXX. '' Debt tagging is wrong and should be illegal. Innocent people end up paying thousands of dollars because of this lazy business practice.Perhaps they will instill better reporting practices if THEIR errors directly affect THEIR bottom line. Repeat offenders should be banned from reporting to credit bureaus and fined. Allied Collection Services, Inc. has numerous complaints logged against them on the XXXX, XXXX and consumer protection. As far as I can tell, no action has been taken against them.
01/19/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA XXXXX	Web	Servicemember
On XX/XX/XXXX, I received my credit report and found several items that were not mine. After noting the inaccuracies, I notified Allied Collection Service to inquire about the date they claimed I owed. On XX/XX/XXXX, I sent them a letter via certified mail ( See enclosed documentation ) concerning the issue that this was indeed not my debt but also requesting verification, i.e., competent evidence that I had some contractual obligation with this trade line. I also asked for a certified copy of an original contract, with my handwritten signature, specifically naming Allied Collection Services as an entity entitled to enforce a claim against me. My final purpose of this letter was to ensure the company knew I was disputing the debt which I made clear on several occasions throughout the document. On XX/XX/XXXX, Allied Collection Services received the letter ( See enclosed documentation ). On XX/XX/XXXX, XXXX XXXX XXXX provided a response to my dispute and provided the enclosed document as evidence of their lack of sufficient proof of validity. As a printout of a bill or itemized document does not constitute verification.I submitted the documentation to the CRA 's for evaluation that this is clearly not valid proof of debt ownership. On XX/XX/XXXX, I reviewed my credit report ( See enclosed updated doc from XX/XX/XXXX ) that Allied Collection Services did not furnish the credit bureaus with the required disclosure, within the period required by law. Allied Collection is required by federal law to place a notice of dispute on my account within 30 days of my dispute, which they signed for on XX/XX/XXXX. All other accounts which were incorrect, inaccurate or incomplete that I disputed had this disputing detail in the descriptions. However, Allied Collection Services did not.This is a violation of the Fair Credit Reporting Act, Section 623 ( a ) ( 3 ) and/or the Fair Debt Collection Practices Act Section 807 ( 8 ) by not placing the disclosure within the required 30-day period. As per FCRA 623 ( a ) ( 3 ) - Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681s-2 ] : ( 3 ) Duty to provide notice of dispute. If the completeness or accuracy of any information furnished by any person to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer. ( B ) Time of Notice ( I ) The notice required under subparagraph ( A ) shall be provided to the customer prior to, or no later than 30 days after, furnishing the negative information to a consumer reporting agency described in section 603 ( p ).
05/08/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 20148	Web
I purchased a smart bed from XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV ) on XX/XX/XXXX. I paid with my XXXX XXXX XXXX XXXX XXXX for the full amount without financing it. The bed was delivered on XX/XX/XXXX. Before I unboxed bed, I could smell the unbearable horrific odor. Along with the smell, there was also mold all throughout the bed. I immediately notified XXXX XXXX of this unacceptable furniture delivery, they had me take pictures and through several emails, they agreed to pick up the bed and send me a replacement. In addition, they also included white glove delivery service, and complementary installation for the replacement bed. Second bid delivery was on XX/XX/XXXX. Same unbearable smell, with less mold stains. Once again, I notified the furniture company. They asked for pictures again, which was a long and inconvenient process, especially considering this was the second time. At this time, I was no longer ready to give them another chance, I just wanted them to come get their bed and refund my money. They refuse to do so, and wanted unreasonable options, for example, to have a cleaning company, inspect my bed along with {$100.00} XXXX of the next purchase. After several attempts for them to come get their bid, and refund my money, I decided to go a different route. XX/XX/XXXX I reached out to XXXX XXXX XXXXXXXX since that was the original form of payment, and started a dispute claim. I submitted to XXXX XXXX XXXX all my saved emails between XXXX XXXX and myself. XX/XX/XXXX XXXX XXXX XXXX judged in my favor and awarded me the full {$4100.00} back to my account, shortly after words when I thought I could put this behind me I was still getting emails from XXXX XXXX not happy that I was awarded the case and the {$4100.00} was refunded they vowed to get their money back from me. Fast forward to XX/XX/XXXX. I periodically check my credit report through XXXX XXXX, I notice that there was a collection on my account for {$4300.00} through Allied Collection SE. opened XX/XX/XXXX. This frustrated me beyond belief, I was never notified by this collection company. No email, no phone call, no postal letter. As I stated earlier, original payment form was through a XXXX XXXX XXXXXXXX debit card, for full amount, not a finance which that payment was reversed due to XXXX XXXX XXXXXXXX investigation which included XXXX input. I will include XXXX XXXX XXXX letter stating that they reversed the payment. I would like to file a complaint against Allied collection. S E, and I will file additional complaint with the appropriate agencies for XXXX XXXX. Thank you
07/04/2017	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IA XXXXX	Web
I entered into an online payday loan agreement with tribal lender XXXX XXXX XXXX XXXX in XXXX. I was never able to access or sent loan documents after signing. After realizing this lender is not authorized to lend in my state ( IOWA ), because they do not have a physical presence here ( and because of the extreme interest rates ) ; I closed the checking account associated with the loan, sent a notice of account revocation to this lender and informed them that according to the laws of Iowa, I was under no obligation to pay this back, as they knew they were lending to me illegally and were not authorized my state. They attempted to collect for a short time, emailed me to say they would be adding a {$250.00} fee to the next auto debit ( on a {$700.00} loan ). I continued to receive email from a " XXXX '' at a XXXXXXXXXXXX address attempting to collect. I replied back that I would like proof they are authorized to lend in the state of Iowa ( and legally allowed to collect on the debt ) -- to which they provided me none. I have not heard from this particular lender XXXX XXXX XXXX XXXX since XXXX when they initially were attempting to collect ; though now it appears they 've hired an outside collection agency ( Allied Collection Services - XXXX XXXX, NV ) in attempt to get funds, because they know they legally can not collect on them. I have n't had any communication with this Allied Collection Services ( no debt validations - nothing by mail, no voice messages identifying ) until I noticed a collection flag on my credit report -- and called to dispute it -- - ( they hung up on me once I mentioned the debt was invalid to collect on, that I would not be paying, and would be reporting it ). They refuse to remove the flag on my credit report ( which I 've also disputed with XXXX who has also failed to remove the flag ). Additionally, I 'm certain they have shared my private information with outside agencies in effort to harass and bully me into payment. My private information is being used to apply for loans online, and I 'm receiving recent email notifications about applying/being approved for loans with other lenders when I have n't applied for any online payday loan since XXXX. I filed a complaint with my state 's Attorney General 's office, and was advised by their investigators to file a complaint here, as well. Allied Collection Services XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX XXXX http : //www.acsnv.com/ # XXXX XXXX XXXX ( Tribal Lender ) XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX : XXXX
01/28/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TN 37064	Web	Older American
XXXX breached our contract by not providing a signal in our home. The fact they provided us a " Booster '' that connected to my internet is proof enough. Providing this booster is XXXX admission that they had poor to no service. In XXXX XXXX we lost power due to a storm. During those 3 hours my internet was not powered and we could not get ANY signal from XXXX in our home. We have an XXXX year-old parent living in our home with health problems and has had numerous XXXX. After 20 years of paying XXXX XXXX of dollars using XXXX auto-pay, never a late payment, and listening to XXXX tell us every year that the service would improve, we ported our phones to XXXX. XXXX attempted to talk us back into using them. They would only allow communication by phone, not email. This is a deliberate scam XXXX uses to hide behind their recorded phones and leave their customers without any rebuttal. Bottom line they stretched full separation from this contract out over months of time, claiming during that time they were still providing us service. With our lines/phone numbers transferred to XXXX XXXX providing us service of any kind is totally impossible!!! In XXXX XXXX they apparently sold this false debt to Allied Collection Service, then totaling {$1400.00} of false charges and fees. Allied called us and we thought we had made it crystal clear to Allied we did not owe XXXX anything. I filed a compliant against XXXX with this site, and the FTC. I provided copies of these filed complaints to Allied by email and the issue went away ... we thought. The XXXX XXXX XXXX XXXX XXXX sent me an alert that my credit had been hit by XXXX and Allied. XXXX sent me a non-registered letter threatening me. I immediately filed another complaint, this time with the FCC and XXXX went silent. Then Allied hits us again with the same attempt to collect money from us that we do not owe. Now our credit reports have taken major damage, dropping our good credit ratings by more than XXXX points. This should be a criminal offense due to : harassment, character defamation, loss of income due to countless hours spent defending ourselves, and incredible stress ( having had XXXX XXXX XXXX this is not good ). Now our only option is to retain an attorney which we have in process. The only way I was able to get any communication with XXXX was by " chat '' on their XXXX page ... I have printed copies of the chat transcripts and many other documents for our attorney. PLEASE help us right this wrong!
01/14/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 863XX	Web
My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against Allied Collection Services , Inc., for committing identity theft. I have never given Allied Collection Services , IncXXXX, any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with Article XXXX, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I have not validated any alleged debt with Allied Collection Services , Inc. and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of ( todays date ), I have not received any documentary evidence, such as a trilateral contract, giving Allied Collection Services , Inc. any right to collect on this alleged debt. I have never received any documentation requesting validation from Allied Collection Services , Inc., before they committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report, including but not limited to 15 U.S. Code 1692d ( 4 ) which the FTC defines as debt parking. If Allied Collection Services , Inc., can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this debt pursuant to 15 U.S. Code 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Allied Collection Services , Inc., can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Allied Collection Services , Inc., continues its collection efforts, I will file for litigation for actual damages caused and Allied Collection Services , Inc., will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
11/21/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 027XX	Web
Happy Saturday everyone!!! I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
09/14/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33418	Web
ATTENTION DISPUTE DEPARTMENT TODAYS DATE:XX/XX/XXXX Allied Collection Se XXXX Allied Collection Se XXXX Allied Collection Se XXXX Allied Collection Se XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious Allied Collection Se XXXX XXXX Collection XXXX XXXX Allied Collection Se XXXX Allied Collection Se XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX, FL XXXX
10/10/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02301	Web
I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the America Bar Association and Professional Liability Fund for code of ethics violations.
02/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 330XX	Web
Request to Validate Medical Debt XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida XXXX XXXX, XXXX and XXXX XX/XX/XXXX Amount of debt : {$140.00} Date of Service : XX/XX/XXXX Provider of Service : XXXX XXXX Allied Collection Services XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX XXXX Account Number # XXXX Email : XXXX Dear collection agent, I received a bill from you and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am aware that there is a debt from [ name of hospital/doctor ), but I am unaware of the amount due and your bill does not include a breakdown of any fees. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to [ name of provider ) for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore my request is twofold validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me as this account is not mine. Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail. formation release without mu authorization is from a minor. I hope to hear from you as soon as possible. XXXX XXXX
03/03/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NV 890XX	Web
I have spoken to the company on a few occasions in regards to the one account that was supposedly billed to me by the XXXX XXXXXXXX XXXX I wrote a letter to them sent it certified and return receipt request asking that they provide me with the documents from the original creditor showing my signature and proving that I had accepted the debt because I have never been to the hospital that is requesting payment and therefore the account is fraudulent. I received a paper back with what is very obviously a forged signature. I called the company asked for a manager and explained to the manager that if they compare the signature to the signature on my ID you can clearly see that they do not match at all. I was told by the manager it looks like your signature to me and then was hung up on. After that I then sent another letter requesting the same that I had requested in the first letter and I received a contract that had nothing to do with the XXXX XXXXXXXX XXXX that I was requesting it was a contract from XXXX XXXX XXXX XXXX and they were claiming that the account was unpaid and I owed in the amount of {$5200.00}. The original debt was {$1500.00} and was paid in full by cash two days following the signing of the contract. How this collection agency has any knowledge of this account is beyond me as this account was never late or owed it was paid in full two days after signing it which is how the person was bailed from jail. At this point Im not sure what they are trying to accomplish but I am being lied to every time Im in contact with them and they are playing games and I believe their actions are illegal. I also believe that the manager may have been the one who forged my signature on the paperwork of the XXXX XXXX XXXX I have provided to this company on a couple different occasions proof of my being a victim of identity fraud and still they ignore anything I provide to them. The account from that hospital has actually been removed from my account before and then added back on. It is on all three reports and is seriously negatively affecting my score and I feel helpless at this point against them. They have also added the made up bail bonds account to my husbands account. Any help with this would be greatly appreciated as I believe Ive tried everything within my ability to get them to correct these things and they are clearly not playing by any rules.
06/11/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89081	Web
Husband was sued by Allied collection Services inc. in the judgment amount of {$1200.00} which was taken out of his bank account so the debt was paid in full. My Job Human resources contacted me to inform me my wages would be garnished. My husband has attempted to contact Allied several times to get the issue resolved because my company 's HR rep informed me my wages would be garnished unless they are notified that the debt was satisfied. Today XX/XX/2019 he attempted to call them again and kept getting transferred from person to person. The last gentlemen he spoke to was rude and kept saying that Nevada was a community property state and that's why my check was being garnished. My husband tried explaining to him that the debt was paid in full. The gentleman then stated '' No you still owe {$70.00} '' Even though the court judgment was for {$1200.00}. he then started to badger my husband about another debt he has no knowledge of for {$990.00} and said that he needed to come down and take care of the {$70.00} bill. He also asked for my husbands bank account information. Upset I got on the pone and tried explaining he then begin to badger me asking me about a {$990.00} bill and stating they would not remove the garnishment unless we paid the {$70.00}. He also asked me for my last 4 dgits of my social and my birthday. Getting no where with him I called the attorneys office who handled my case who informed me to call and speak to the manager XXXX of allied and she would be able to assist me on getting this taken care of. I called allied and asked to speak to XXXX I kept getting the run around saying she was busy and she would call me back if she had time. XXXX finally called back and again i was asked for my social info and birthday when I would not provide that information she said she couldn't help me and to call back when I was ready to provide her with my information. This is not my debt so why cant she just take the case number and my husbands information? I contacted my HR who said they received a call stating most of the debt was satisfied except {$70.00} would be garnished from my check. I want to know why and if it is legal for them to do s since the full amount of the debt has been paid. I even went to the justice center website looked up the case and it also stated the balance due as of XX/XX/19 was XXXX {$0.00}
01/19/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89135	Web
I received a FRAUD NOTICE on my credit monitoring service on XX/XX/2023 at XXXX. The name was Allied Collection Services/XXXX XXXX. I researched the businesses and found that XXXX XXXX is an Apartment building located here in XXXX XXXX at XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX. When I called the number to XXXX XXXX this morning on XX/XX/2023 at XXXX - I was told by the person who answered the phone, named XXXX XXXX that my legal name as it appears on my ID and credit reports did not come up in their system. Furthermore, after requesting my email address, XXXX then stated that she would not be able to provide me with an email confirmation that I did not appear in their system, and that I would need to provide proof that I did not live there. (?????? ) At this point, I contacted the FTC regarding this clearly fraudulent matter - as XXXX XXXX is asking for more personal information, which I did not provide. I have never been contacted via phone, mail, nor any electronic means by XXXX XXXXAllied Collections at any time prior to the posting of the alleged {$2900.00} debt. I have no other option than to report this IDENTITY THEFT by XXXX XXXX XXXX ( XXXX XXXX, NV ) and Allied Collection Services XXXX XXXX, NV ). I never applied for, signed ANY lease, nor resided at this location in any capacity in my life. I called on the same day XX/XX/2023 to ALLIED COLLECTION SERVICE and spoke with their agent XXXX XXXX, and he indicated that if I sent the dispute to them via email regarding the fraud they would have the item removed. As of today, the item has not been removed, and I have been the victim of financial loss because of their fraudulent and negligent collection on an account of which is NOT IN MY NAME. I have sent via XXXX Mail a full dispute to all named parties in the form along with the FTC Report outlining the fraudulent actions taken against me. If the CRA 's and, original creditor, or the Collection Agent ( data furnisher ), do not DELETE + BLOCK this item from appearing on my credit report, each party named will be liable for any damages I have experienced due this egregious violation of my FCRA and FDCPA rights. I will take all measures against these parties to ensure the full protection financial health and credit reputation. Thank you for your assistance in this matter. XXXXXXXX XXXX XXXX XXXX XXXX
05/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89128	Web
I am writing to inform you that there is 100 % improper use of the credit report. Attached to the SSN! XXXX, XXXX, and XXXX HAVE 1000 % VIOLATED THE FCRA, AND IM HIGHLY XXXX ABOUT THIS. I looked over the credit report and found some addresses that appear incorrect. Not only did I find addresses, but I ALSO FOUND TONS OF INACCURATE INFORMATION ON THE CREDIT REPORT. INCLUDING ACCOUNTS THAT I NEVER GAVE YOU WRITTEN PERMISSION TO ADD ON ANY INFORMATION TO THE CREDIT REPORT! As instructed on your website, I've enclosed documentation providing proof of my current address, social security card, utility bill, driver 's license, and insurance card. This is the final step BEFORE TAKING THIS INACCURATE, FRAUDULENT ACTIVITY IN FRONT OF A JUDGE. Under the FCRA, ONLY CORRECT INFORMATION SHALL BE ADDED TO A CONSUMERS CREDIT REPORT, and the information on the XXXX, XXXX, and XXXX credit report isn't accurate AND ITS COMPLETE XXXX. I've spoken to a lawyer, and he told me that I COULD EASILY take THIS to court AND FINE XXXX, XXXX, and XXXX {$1000.00} PER VIOLATION ( and there are many violations ). I DEMAND YOU, XXXX, XXXX, and XXXX, TO REMOVE ALL OF THESE FRAUDULENT INCORRECT ACCOUNTS FROM THIS CREDIT REPORT WITHIN 24 HOURS OF RECEIVING THIS LETTER. YES, I WANT THE ENTIRE ACCOUNT FULLY WHIPPED OFF THE CREDIT REPORT WITH NO FRAUD REMARKS OR DISPUTE COMMENTS REMARKS LEFT ON THE CREDIT REPORT. IF THESE FRAUDULENT, INACCURATE ACCOUNTS DO NOT COME OFF THE CREDIT REPORT WITHIN 24 HOURS. THE LAWYER HANDLING THIS MATTER SAID HE WILL BE TAKING MASSIVE LEGAL ACTION AGAINST THE FOLLOWING CORPORATIONS FOR LETTING THIS HAPPEN : POTENTIAL LAWSUITS LIST : XXXX, XXXX, and XXXX TO MAKE THE DELETION PROCESS EASIER FOR YOU, ATTACHED IS A LIST OF THE INACCURATE ACCOUNTS THAT NEED TO BE TAKEN OFF THE CREDIT REPORT ASAP. AND FRAUDULENTLY REPORTED INQUIRIES THAT NEED TO BE TAKEN OFF ASAP. 15 USC 1681C-2 STATES I HAVE THE RIGHT TO PRIVACY AND A BLOCK OF INFORMATION. AND I NEVER GAVE ANY COMPANY WRITTEN CONSENT TO ADD THIS INFORMATION TO MY CREDIT REPORT! DELETE IT IMMEDIATELY! XXXX ( original Creditor : 09 XXXX XXXX XXXX XXXX ) 15 U.S.C 1681 section 602 A. States I Have the Right to Privacy!!! 15 U.S.C 1681 section 604 A Section 2 : Also, States A Consumer Reporting Agency Can not Furnish A AccountWithout My Written Instructions!!
05/14/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33615	Web
ATTENTION DISPUTE DEPARTMENT TODAYS DATE:XX/XX/XXXXALLIED COLLECTION SERVIC Reported : XX/XX/XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious ALLIED COLLECTION SERVIC Reported :XX/XX/XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX XXXX XXXX XXXX XXXX ADDRESS : XXXX XXXX XXXX XXXX XXXX, FL XXXX
10/26/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89149	Web
On Thursday XX/XX/2019 my wife and I attended a timeshare presentation at XXXX XXXX XXXX XXXX in XXXX XXXX, NV. We were originally told we were being contacted by XXXX XXXX XXXX XXXX ; in which we later found out was actually XXXX XXXX XXXX to attend the presentation. As we ended the completion of the timeshare presentation I let XXXX XXXX Representatives that I wasn't interested and they called over the club manager to try to pressure us into signing up in which I refused. During this period of harassment, I received n important business call and had to step away. When I came back there was a crowd of sales representatives surrounding my wife ( who is XXXX ) was forced by pressure to sign up, who had given them {$XXXX} cash. After arguing with them about the stunt they pulled, and refused to return the money my wife gave them, we came to an agreement that they could hold the {$XXXX} to lock in a negotiated sales price, and allow me 72 working hours to make a decision to move forward with the purchase of the timeshare, in addition to paying an additional {$XXXX} as our initial payment, that we were told would be needed to solidify the sales agreement. When I called the following Monday to cancel I never got through, so I emailed the company was well, yet heard nothing. Attempted to reach out to them again that Tuesday with the same result ... Next thing we know we are being harassed by Allied Collection Services less than 90 days after we last made contact with XXXX XXXX XXXX. Now they have place us in collections for {$XXXX}. Problem 1 ) at the beginning of the presentation when asking qualification questions we identified my wife as being XXXX and XXXX XXXX XXXX XXXX XXXX XXXX without my consent. This is a violation of the ADA consumer protection laws ... Problem 2 ) Company never contacted us after multiple attempts to reach them ... Problem 3 ) never received anything in writing before being sent to collections Less than 90 days of claimed day we opened the account Problem 4 ) XXXXXXXX XXXX XXXX fraudulently stated we paid them {$1600.00} to initiate contract when we never paid them. Problem 5 ) XXXX XXXX XXXX claimed they were giving us {$XXXX} in free prizes which was misleading & actually cost the consumer over {$XXXX}
09/08/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33463	Web
TODAYS DATE : XX/XX/XXXX ALLIED COLL XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious ALLIED COLL XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX, FL XXXX
09/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89178	Web
XXXX XXXX XXXX in XXXX, NV, has allowed my ex-husband and his girlfriend to use an account I opened in XXXX, and I have not used it since XXXX for services in XXXX to treat their pet ( XXXX ). My ex failed to pay the bill ; XXXX XXXX XXXX sent me to Allied Collections in XX/XX/XXXX & my credit was significantly affected. I never authorized any services, nor did I even think I had an active account with XXXX XXXX XXXX since I have not used their services in over a decade. I divorced my ex-husband in XXXX & even had to file XXXX in XXXX due to the divorce. I have worked diligently to regain my high credit score, and now this. I have contacted XXXX XXXX XXXX XXXX Allied Collections to dispute this, offered proof of my divorce & bankruptcy, etc. .. ( Please see attached ), and was told by Allied Collections that " it is not their problem, & to deal with my ex-husband and XXXX XXXX XXXX XXXX '' I have not had contact with my ex-husband in over XXXX ( XXXX ) years, and due to his violent history, I will not have contact with him. XXXX XXXX XXXX refuses to call me back after I have called over a dozen times requesting to speak with their accounts manager to discuss why they haven't updated their files in over a decade, allowed someone to use my name & info for unauthorized services, and refuses to contact Allied Collections to have the collection removed. XXXX XXXX XXXX committed fraud by not updating their records in over ten years, allowing my name and credit to be tarnished & they refuse even to discuss and fix it. The Allied Collections people refuse to speak with me and just demand I pay them off. This is extortion, fraud and I have tried disputing it with the credit bureaus proving I am right with my Divorce Decree dated in XXXX, a police report I filed against XXXX XXXX XXXX for fraud.. etc. XXXX said the collection agency just said it was a legit collection. All my supporting evidence & documentation doesn't mean XXXX because a collection agency that just wants money says it isn't. My credit was at almost XXXX before this, and I have not had one late payment on my credit, and still don't except for this fraudulent collection. Please help.
02/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89145	Web	Older American
I had XXXX XXXX at XXXX XXXX XXXX back in XX/XX/XXXX. After follow up visit I was told I had XXXX follow up visits at No charge ( had my check book out to pay, was told I owed nothing. Received a bill in the mail I called them, they said to ignore the bill I owed nothing. Had a second visit wanted to talk to someone regarding the bill they told me to wait till after my visit then I could talk to someone. XXXX with XXXX he told me I did not have follow up visits at no cost, was a bit rude to me, I tried to dispute this at the office and they would not talk to the girl at the receptions desk. Then received more bills, tried to talk to the office and they would not talk to me, just said I would be sent to collection. XX/XX/XXXX I sent them a certified letter with a check for {$56.00} per my insurance invoice, with a note on the back of it saying, " By endorsing and cashing this check you accept payment in full for all Visits thru XXXX XXXX. '' the check was cashed when they received it. I then received a call from XXXX ( XXXX XXXX XXXX ) about monied due, explained to him the letter and check sent, he said he will Not cash it, As I told him it was already accepted and cashed, he then told me he would send the money back to me, I told him NO if he sent it I would not cash it. I was then turned over to Allied Collection agency, showed them my proof, Since XXXX they have dropped me and put me back on collections, they just closed the account again and reopened as of XX/XX/XXXX. I went in person again XX/XX/XXXX to try and resolve this but XXXX ( a manager XXXX said they can keep on renewing it and he says they didn't receive this till XXXX, even after I showed him Proof they had this account since XXXX! He even copied a fax I sent to them in XXXX, and when I told him I spoke with XXXX he said nobody worked there by that name yet the fax proved I sent it to him in XXXX. XXXX would not even acknowledge all the phone calls and people I have talked to over the years with Names, Dates and Times XXXX Years I have been trying to resolve this. What is my next step.
12/18/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89117	Web
Formal Complaint Regarding Unresolved Issue with XXXX XXXX Account and ALLIED COLLECTION SE Dear Consumer Financial Protection Bureau, I am writing to file a formal complaint regarding an ongoing issue with XXXX XXXX XXXX XXXX XXXX XXXX ) and ALLIED COLLECTION SE. I believe that my consumer rights have been violated, and I seek your assistance in resolving this matter. Account Information : XXXX Account Number : Unknown ALLIED COLLECTION SE Account Number : Unknown Summary of the Issue : I had an account with XXXX, and the balances was paid in full on XX/XX/2023 However, I recently discovered that this account is still being reported on my credit report through ALLIED COLLECTION SE. Despite my attempts to resolve this issue, the problem persists, and it is adversely affecting my credit score. ALLIED COLLECTION SE Contact Information : ALLIED COLLECTION SE XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX Phone : ( XXXX ) XXXX When I contacted ALLIED COLLECTION SE, their representative informed me they had sent the account information to the credit reporting agencies. This has resulted in inaccurate and damaging information being reported on my credit report, even though the underlying debt has been satisfied. Steps Taken to Resolve the Issue : Contacting XXXX : I have contacted XXXX multiple times to rectify this issue, but they have been unable to resolve it. Communication with ALLIED COLLECTION SE : Despite informing ALLIED COLLECTION SE of the deletion status of my account, the erroneous information remains on my credit report. Requested Action : I kindly request that the Consumer Financial Protection Bureau investigate this matter and take appropriate action to rectify the inaccurate reporting by ALLIED COLLECTION SE. Additionally, I ask for assistance in ensuring that XXXX updates its records to reflect the correct status of my account. I appreciate your prompt attention to this matter and look forward to a resolution that removes the inaccurate information from my credit report. Thank you for your assistance.
02/23/2017	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NJ 075XX	Web
I was a XXXX XXXX patient in XXXX when I suffered a XXXX. I was admitted to the hospital and kept 9 days. Ever since I have been discharged, I have had 4 providers billing me directly. My insurance company sent them warning letters for them not to bill me directly, I also emailed them copies of the letter which stated that they are breaking the law by doing that. They also are submitting the bill incorrectly, and one provider just refuses to submit bill to my insurance company despite the supervisor of my insurance company calling them directly. They sent the bill to collections, first one agency and then another. I did not receive any notification other than one call. I did not get a chance to dispute the bill. They also could not provide any info on who they were collecting the debt for. I told them I will not pay until they can provide me with proof on who they are collecting the debt for. A few weeks later, I was sent an email from XXXX that there was a collections notice on my report. I contacted the first agency that was listed on the report ( XXXX.ph : XXXX ), and spoke to XXXX who denied any knowledge of sending my information to the other collection agency, he only stated that they could not collect any debt in XXXX. I then called up the other collection agency on the report ( Allied Collections, XXXX ) and spoke to XXXX, I called up he told me that I had to pay the bill or it will ruin my credit history. Under severe duress, even though my insurance company told me not to pay the bill, I made a payment of {$350.00} on XXXX which included a {$16.00} payment processing fee. I work as a XXXX at a XXXX, and if my credit history is bad, they might not renew my contract. The collection agency promised to send me a receipt within 72 hours, but as of now, they have not sent the receipt even though I have requested that multiple times. The provider who was billing me and not my insurance company is called XXXX phone : XXXX. Because this involves companies in multiple States, I simply do not know who to turn to.
05/24/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 23669	Web
I switched from XXXX to XXXX in XXXX of XXXX . While waiting on payoffs from XXXX , XXXX sent my final invoice to a collection agency. I called XXXX to verify and they stated it was real, so I called the Collection Company and based on the phone call and letter they offered me a settlement with XXXX . This was in XXXX , they stated I had time before they would report, but if I paid off I was clear and satisfied. When I received my money from XXXX I called back to the Collection Agency i n XXXX and took the settlement amount on XX/XX/XXXX . They stated they would send me a settled in full letter. I thought nothing of this until in XXXX they sent my information to credit bureau saying I still owed the other amount from settlement. I immediately called and wanted to know what was going on. They claimed oh it will clear in 90 days, well I was in the process of buying a home, needless to say it cost me a higher interest rate, plus I did not get the type of loan that would have saved me half the money I spent in closing cost. I was livid. I ended up contacting XXXX , who once again stated yes they had authorized the collection firm, but I still owed the balance, I could let it sit on my credit or pay it off. On XX/XX/XXXX , I paid the other amount and they promised the next day they would report to credit bureau that it had been paid in full. Needless to say again, I was lied to and by the way, the collection agency stopped answering the phone whenever I called. Finally on XXXX XXXX , I spoke again to a XXXX representative and she said it would be fixed in 5 days. I kept asking for a satisfied letter, which I have never received. After this process I feel like I was scammed and if I 'm correct, when a collection agency takes over a claim, the company is paid. I paid both the collection agency and went back to XXXX and paid the balance. I would have gladly paid the full amount in the beginning, but was offered a false settlement that cost me a lot of time and money. NEVER AGAIN!
08/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	DC 20002	Web
I am writing to address a critical matter concerning the alleged debt associated with my account, which is currently being handled by Allied Collection Service. My name is XXXX XXXX, and as a federally protected consumer under various federal statutes including the Fair Debt Collection Practices Act ( FDCPA ), the Truth in Lending Act ( TILA ), and the Fair Credit Reporting Act ( FCRA ), I am aware of my rights and protections. I want to make it clear that I have not granted Allied Collection Service authorization to possess my nonpublic personal information, and therefore, any alleged agreement or contract between us is null and void. Furthermore, I assert that the alleged debt is a result of a billing error, and I insist on receiving documentary evidence of the obligor 's indebtedness. Your company 's actions have not only led to duress and coercion in attempting to collect this alleged debt but have also caused significant harm to my credit reputation. Under the provisions of the FCRA, I am legally entitled to dispute and request the removal of inaccurate or unverified information from my credit report. I hereby demand that within 14 days from the date of this letter, you take immediate action to : 1. Cease all communication and collection activities related to this alleged debt, as I am legally refusing payment under 15 U.S. Code 1692c ( c ). 2. Provide sufficient and documented evidence of the validity of the alleged debt. 3. Remove any and all references to this alleged debt from my credit report. Failure to comply with this demand within the stipulated timeframe will leave me with no choice but to pursue legal action to address your company 's violations of various statutes, including but not limited to XXXX, FCRA, and others. Please understand the gravity of this situation and the potential consequences of non-compliance. I expect a comprehensive response within the specified 14-day window to confirm that these actions have been taken. Sincerely, XXXX XXXX
12/21/2023	No	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	NV 89104	Web
Formal Complaint Regarding Debt Collection Practices by Allied Collection under XXXX XXXX XXXX - XXXX XXXX XXXX I am writing to file a formal complaint against Allied Collection, acting on behalf of XXXX XXXX XXXX, regarding their debt collection practices related to an outstanding amount of {$1300.00} associated with The XXXX XXXX. The circumstances surrounding this debt are unique and necessitate your intervention. Account Information : Collection Agency : Allied Collection Original Creditor : XXXX XXXX XXXX - XXXX XXXX XXXX Debt Amount : {$1300.00} Incident : XXXX XXXX situation involving XXXX XXXX XXXX XXXX Attached : Copy of the Police Report documenting the incident Summary of the Issue : The debt in question arose due to the termination of a lease agreement at XXXX XXXX XXXX following a XXXX XXXX incident involving my wife, XXXX XXXX XXXX XXXX. As per Nevada laws, individuals are allowed to break an apartment lease contract in such situations. Despite repeated notifications to Allied Collection about the circumstances surrounding the lease termination and the provision of supporting documentation, the company continues to report inaccurate information to credit bureaus. I have attached a copy of the police report detailing the incident for your reference. Requested Action : I kindly request the Consumer Financial Protection Bureau 's intervention to rectify this situation promptly. The inaccurate reporting by Allied Collection is not only a violation of my rights but also has a detrimental impact on my credit score and financial standing. I ask that you investigate the matter, ensuring that Allied Collection adheres to the appropriate legal provisions regarding lease termination due to XXXX XXXX situations. Additionally, I request the removal of the inaccurate information from my credit report. Enclosures : Copy of the Police Report I appreciate your immediate attention to this matter and look forward to a prompt resolution. Thank you for your assistance.
04/04/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MD 20603	Web
This Request is Regarding a Debt that was Paid in Full inXX/XX/2012. In the year of XX/XX/2012, I opened a cell phone account for my son with XXXX cellular service that was sent to your collection. My son switched companies taking on the responsibility for his own cellphone service not realizing that we would still be subjected to the XXXX contract and his new one. I am sure XXXX explained the policy to him, but he was not able to maintain the payment with XXXX and the payment with his then new cellphone company. Unfortunately, my son didnt explain this to me and he allowed the account to go too long without payment so it was sent to collections. I was in the process of buying a home when I found out and I was horrified. I paid off the balance immediately hoping it would not negatively impact my credit and chances of becoming a homeowner. Unfortunately, it showed up on my credit report later. After almost six years this collection account has hurt my credit score and put me in positions with little negotiating leverage. Today, I can not reasonably afford a vehicle for my daughter who is currently attending college, because of high interest rates. I accepted the responsibility for the debt and paid it off in full inXX/XX/2012. I contacted Allied Collection Services today seeking their support with this matter and was told that they could send me a letter stating that the debt was paid in full. My conversation with the representative lead me to believe that I might be able to seek your help with my request for a goodwill removal of the derogatory report. I would like to humbly request that CFPB have some mercy on me and assist me with acquiring a Goodwill Adjustment to remove the Allied Collection account from the credit reporting agencies? Your kind gesture would be sincerely appreciated by my daughter and me. I would like to thank you in advance for any help you may provide in my quest to achieve credit freedom. Thank you!
01/09/2024	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89147	Web
XXXX - I visited XXXX XXXXXXXX & XXXX at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX NV XXXX for my dental check-up. However, the dental office did not disclose any pricing before the activity. They went ahead and charged me {$67.00} for a panoramic X-ray, of which I was not aware. At the same time, it was the first consultation which they claimed free, at the beginning of my consultation, as well as banners around the office. XXXX - I contacted my insurance provider, XXXX, and they assured me that they had informed the dental office about the issue, assuring that the charge will be removed from my account due to the lack of prior pricing information. XXXX - I received a call from a collection agent at XXXX XXXX XXXX XXXX claiming that I had an unresolved debt from the dental visit. However, I was not aware of the situation, assuming it had been resolved a year ago when my insurance assured me that they would address the charge. XXXX - Upon revisiting the dental office and speaking over the phone, the representative from the dental office claimed to have adjusted the billing on my account. They removed the charge from my account as a courtesy, and they confirmed that NO billings had been sent to the collection agency. The representative from XXXX XXXX has assured me the billing was not sent to the collection and mentioned to me on the record there is no collection record as the collection record was not stated on the document. XXXX - I received another call from the collection agency. We have gathered some information from the phone agent working for the collection : - Collection Company : XXXX XXXX XXXX XXXX XXXX Phone Agent Name : XXXX - Phone Number : XXXX - Company Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX XXXX Source of the Amount : XXXX XXXX ( as mentioned above ) - Dollar Amount : {$67.00} - Collection Account Number : ** XXXX
12/21/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	NV 89104	Web
Formal Complaint Regarding Identity Theft and Inaccurate Debt Reporting by Allied CollectionXXXX XXXX XXXX XXXX I am writing to file a formal complaint against Allied Collection concerning a debt associated with XXXX XXXX XXXX. The account in question has a sum of {$3400.00}, and I am disputing its validity. I do not know this account, and it is not mine. My primary concern is the impact it has on my credit report. Account Information : Collection Agency : Allied Collection Original Creditor : XXXX XXXX XXXX Debt Amount : {$3400.00} Background : In 2022, I filed an identity theft report with the Federal Trade Commission ( FTC ) under the reference number XXXX. This report was submitted to address fraudulent activities and unauthorized accounts opened in my name. The debt associated with XXXX XXXX XXXX is one such account, and I am formally disputing its accuracy. Requested Actions : Deletion from Credit Report : I request that Allied Collection promptly remove the account in question from all major credit bureausXXXX, XXXX, and XXXX. The inaccuracies on my credit report are negatively impacting my credit score and overall financial standing. Verification of Debt : I ask for a thorough investigation into the validity of this debt. I have attached a copy of the identity theft report submitted to the FTC for your reference. Cease and Desist Communication : I request a cessation of all communication from Allied Collection related to this disputed debt. Pursuant to this request, please refrain from any further attempts to collect the debt or report it to credit bureaus. Enclosures : Copy of Identity Theft Report ( FTC Report Number : XXXX ) I understand the seriousness of identity theft and the importance of maintaining accurate credit information. I appreciate your prompt attention to this matter and request that Allied Collection comply with the necessary actions outlined above.
02/18/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NJ 08205	Web
Plain Statement of Facts : On XX/XX/XXXX, complainant discovered a total of two unauthorized electronic mail ( email ) communications sent by Allied Collection Services Inc. ( hereinafter ACSI ). ACSI advances, and complainant received ACSIs initial communication on XX/XX/XXXX, and second subsequent communication on XX/XX/XXXX. The electronic mail communications advanced by ACSI qualify as communications under the Fair Debt Collection Practices Act ( hereinafter FDCPA or the Act ) because both messages either convey information regarding an alleged debt or, imply the existence of an alleged debt. ACSI admits in each of its communications that each communication is from a debt collector and that it is attempting to collect a debt. Complainant is a consumer under the FDCPA. ACSI is bound by certain duties and obligations to complainant under the FDCPA including, but not limited to, absolute compliance with the statutory notice requirements existing in 1692g ( a ) of the FDCPA. This statutory disclosure obligation is triggered by an initial communication with a consumer in connection with the collection of any debt. None of ACSIs communications contain the statutorily mandated disclosures enumerated in 1692g ( a ) of the FDCPA, which include the amount of the debt, complainants right to dispute the debt, and/or how to obtain more information about the alleged creditor. ACSIs failure to provide complainant with the statutorily mandated disclosures, within five days of its initial communication, has caused complainant to suffer an injury in fact that is concrete and particularized. Complainant has been upset, distressed, and worried about these issues with ACSI. As a result of ACSIs conduct and behavior, action or inaction, complainant has suffered mental and emotional pain and anguish, humiliation, embarrassment, confusion, XXXX, and XXXX XXXX.
12/07/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV XXXXX	Web
i have 2 collection account with allied collection services and i have requested them to delete both accounts off of my credit reports i have sent a letter requesting information and validation of debt from original creditor. they responded with the original contract and a breakdown of the charges of one account. According to nevada code XXXX practices generally. XXXX collection agency, or its manager, agents or employees, shall not : ( a ) Use any device, subterfuge, pretense or deceptive means or representations to collect any debt, nor use any collection letter, demand or notice which simulates a legal process or purports to be from any local, city , county, state or government authority or attorney. ( b ) Collect or attempt to collect any interest, charge, fee or expense incidental to the principal obligation unless : ( XXXX ) Any such interest, charge, fee or expense as authorized by law or as agreed to by the parties has been added to the principal of the debt by the creditor before receipt of the item of collection ; ( XXXX ) Any such interest, charge, fee or expense as authorized by law or as agreed to by the parties has been added to the principal of the debt by the collection agency and described as such in the first written communication with the debtor; or ( XXXX ) The interest, charge, fee or expense has been judicially determined as proper and legally due from and chargeable against the debtor. This collection should have ever accumulated any interest after the fact as in the original contract in which they sent me there is nothing stating any interest will be accrued on any debt. accounts from desert realty acct number XXXX account from XXXX XXXX center acct number XXXX i have not gotten a response from my letter sent about the pioneer loan center but this account has also accrued interest and should not be.
05/05/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89118	Web	Older American
From XX/XX/XXXX to XX/XX/XXXX, we lived at XXXX XXXX XXXX XXXX and XXXX our rent on time and early without any issues at all. However, after we paid our final rent for XX/XX/XXXX and moved out of the apartment in order to move to our new House. we were first told by the XXXX at the time that we didn't need to pay that rent since we were on a monthly lease and then they said that they would not refund us the {$1100.00} we overpaid since they were going to withhold the money in order to pay for " Damages '' that were incurred even though they were representative of living with my wife and XXXX children for 8 years without the apartments even coming by for an inspection and repairs ; that was normal wear and tear. and without my knowledge, they then took my account to Allied Collections for the amount of {$1900.00} since the end of XXXX and I never received a formal letter or call from Allied Collections stating that I had any debt to owe and they have ruined my credit for no reason since we were denied for an auto loan and that negative mark showed up on the report. My XXXX called the XXXX XXXX days ago and asked why they hit our credit report with a collection and they said that it was because of unpaid rent even though I still have receipts proving that I had paid rent XXXX in the month of XX/XX/XXXX and they suddenly could not provide us with receipts that we had paid our rent on time. So my XXXX then called advanced management and emailed their president and she got a call from the regional XXXX XXXX XXXX stating that the debt sent to us was sent in error and they should not have even charged us for normal wear and tear and that she will call her back in a day to rectify that but she never called her back. I went ahead and filed a dispute with XXXX and I have come here to file a dispute with the CFPB in order to rectify this
10/01/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90061	Web
on XX/XX/20 i started a fraud investigation with both parties involved Allied collection Services and XXXX due a collection account on my credit report from Allied collection services ACSI on behalf of XXXX for {$6100.00}. On XX/XX/20 XXXX the oringal debtor advised Allied to show balance as XXXX balanace due to the account was found to be fraud and open without my authorization. I have opened a identity theft case with my local police. I then called Allied twice on XX/XX/20 for status of this account, they advised account does show XXXX balance. I asked to have them remove derogatory marks and collections off my credit report due to fraud and identity theft, and that because of the collection activity on my account it has hurt my credit score. I was told by the first representative at Allied i had to contact XXXX in order to have status changed or have credit report updated for removal. I called XXXX on XX/XX/20 and was told they did notify Allied to make account XXXX balance but it's up to the agency to remove themselves from my report due to they are the ones on my report not XXXX. Second representative i spoke to at Allied on XX/XX/20 stated I would need to show proof that by having Allied on my credit reprt it's causing my credit score to be affected. I advised both representatives that since the account is now at XXXX balance I no longer owe anyone and for that reason alone they should remove the collections and negative marks from my credit reports but both representatives didn't acknowledge this information as true nor did they advise me of my rights in this case as a consumer affected by fraud. Nor did they advise me of their standards and procedures they must follow in this situation. I was basically told nothing nor given any further information, and no agreement of removal was told to me.
06/10/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89014	Web
I 'm dealing with Allied Collection Services over a medical debt from XXXX. Under threat of the debt being reported to the credit agencies, which could result in me losing my professional license and my ability to receive the business loan I need to start a business five years in the making, I agreed to start making monthly payments with the stipulation I not accept responsibility for the debt. I had been keeping track of the balance owed and called to reconcile my balance sheet at which time I learned {$2800.00} in collection fees and interest had been added to my account, more than three times the legal limit of XXXX + the prime rate of the largest Nevada bank. Allied claimed the creditor added it prior to sending it to collection, the creditor said they add on what Allied tells them to in order to cover the cost of hiring Allied to collect the debt. Over 45 days ago I asked both Allied and the original creditor for a copy of any payment agreement I signed agreeing to pay this amount of interest and fees. Allied said the original creditor would have it if something like that exists. The creditor says the payment agreement I signed is somewhere in storage and it would take two weeks before they MAY be able to retrieve it. I called again today, 47 days after the original request and they said they had n't gotten it yet and to give them another two or three weeks. Allied wants another payment immediately. XXXX XXXX, the rep for Allied said not making a payment will result in the credit agencies receiving the debt, my payment agreement becoming void, and a lawsuit filed against me for the balance. Also, as you can see on the documents I 've attached, most of the {$3500.00} I 've paid toward the debt has been put toward interest and fees instead of to the principal as mandated by Nevada statue XXXX
01/22/2024	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33015	Web
XXXX, XXXX, and XXXX have been reporting on my personal SSN credit report a collection account from Allied Financial Services from a fraudulent transaction I disputed on my XXXX XXXX Credit Card. For over two years, allied collection service had harassed me via phone calls calling to collect a debt that I did not create or owe. The reporting agencies and the creditor mentioned above have been put on notice multiple times via mail for violating my rights Fair Credit Reporting Act and other laws that govern every consumer in America. The past few years have been a nightmare with no successful credit applications being processed due to these collections negatively impacting my report. Reporting wrongful information on ones credit report is a violation of 15 USC 1666 where its states that a company has to conduct an investigation and remove the account in the event that the information is determined to be an error. The reporting agencies successfully removed the report from my report for one month and then successfully removed the collection from my report only to have it added on again. Aside from the the original creditor, Allied Collection Services, continuing to sell my information to 3rd parties reporting agencies, a violation under 15 USC 6802 Obligations with respect to disclosures of personal information, they also violated my rights by never having sent me a opt out form allowing me to opt out of any reporting of these accounts onto my credit report. For these reasons, I would like to file a complaint against these companies for their damages due to their unlawful acts and unfair practices. Their use of my information is not authorized and has been made known to them in several written notices of the course of the past year attempting to have the false information removed.
07/28/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 334XX	Web	Servicemember
It all started with XXXX who kept saying I owed {$2900.00}. They would call Example XXXX then my cell phone number. I would call XXXX and they stated they had no Idea what i was talking about I was in good standing and also left to XXXX and was able to port my number XXXX XXXX XXXX. I transfered 3 numbers to XXXX XXXX. My wife stayed with XXXX XXXX XXXX XXXX XXXX XXXX XXXX. She stayed because she still had a year left on her contract. One day some called no name given but this time they called me around XXXX XXXX and I was told they have been trying to collect {$3000.00} debit. They even said they were going to have me arrested. When I said come to the station I am working ( i am XXXX XXXX ), they hung up. I called XXXX they put me on hold and they called the number they said for that person to get rid of the debit they needed my Entire Name, My DOB, MySS #, My current address. When XXXX identified themselves they hung up. They added all the notes to account. Then she sent to XXXX Fraud Dept. They Investigated and did admit it was Fraud. they sent me a letter. Some how the it took three months and they sent me to collections. When I called and was on the Phone for 6 hrs that day the collection agency said that This Matter was already resolved XXXX XXXX. They even tho they knew it was fraud they left it on all three credit agencies and No one has taken it off. I went from an XXXX to XXXX on two of the three and XXXX has me at XXXX. I signed up with Identity Guard Family Plan ... .. I Am in the process of of getting a SBA loan and have a Lease that is going ending XX/XX/XXXX and am going to get another My world has been turned upside down and dont know what else to do I contacted all 3 Credit Agency 's and Some one tried to open another Cell this time with XXXX/XXXX.
04/18/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NV 890XX	Web
On XX/XX/XXXX, I received a Writ of Execution and a Notice of Execution after Judgement from the Office of the XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, NV XXXX, for Allied Collection Services , Inc., with XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX, XXXX, XXXX, XXXX XXXX, NV XXXX as Attorney for Plaintiff. It was for a medical bill that I had with XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX, NV XXXX, Account # XXXX, for {$790.00} in XX/XX/XXXX. I have never received anything else from them the insurance said they had to send some documents in before they paid and that is the last I have heard from them. Now this Allied Collection Services had added that the bill was {$1300.00} and they have added ; Principal {$1300.00} Pre-Judgement Interest {$440.00} Attorney 's Fee {$1100.00} Costs {$290.00} JUDGEMENT TOTAL {$3100.00} Accrued Interest {$7.00} Accrued Costs {$35.00} Fee of Writ {$25.00} ACCRUED INTEREST COSTS & FEES {$68.00} Garnishment Fee {$5.00} Postage/Other {$7.00} Levy Fee {$30.00} Commission {$65.00} TOTAL LEVY {$3300.00} I called Allied Collection Services XX/XX/XXXX, and told them I had not received anything regarding this medical bill since XX/XX/XXXX and I had not received anything from them saying they had taken over the debt or anything about aa court date or that they were garnishing my wages. She said they sent a letter in XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. I have lived at this address since XX/XX/XXXX. I have not received anything from this Allied Collection Services until I received the Writ of Execution saying they were garnishing my wages. My name is : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX, NV XXXX XXXX XXXX XXXX XXXX or XXXX XXXX
12/08/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 78250	Web
XXXX sent my account to collections which was originally called XXXX XXXX. this was the incorrect amount. I than got a call from Allied Collection Service out of XXXX XXXX. I spoke to a woman named XXXX who was a nightmare. I kept being threatened about how this was going to go on my credit. I told them let me talk to XXXX and get this resolved since this is the incorrect amount. I had moved to XXXX who was to help pay off any balance i owed to XXXX. XXXX from Allied Collection gave me an option of a payment plan so this will delay any remaining balance that i owe from reporting on my credit. In which I told her ok but i can only do minimum amount of {$50.00} per week based on my financial situation. She gave me a time frame of 2 months to pay off the whole amount. I told her this is all i can do until the dispute comes back with XXXX. i told her if it comes back that i owe i will pay the remaining balance within the time frame. She refused to take or schedule my payment. Even though it states in the email i received from them that i was able to make payment arrangements without anything being reported. She was not willing to work with me at all. She said this account will be in dispute on their end and we are not to have contact until it is resolved. I never received a call back or email of the results. they have reported the amount i owed to all 3 credit bureaus. Allied and XXXX have been colluding back and forth and unwilling to help at all. I am in the middle of purchasing a home and this will further delay the process. These two companies have not given me any chance to review the amount owed and i keep getting bounced around between the 2 companies. Every time i call and try to get answers i keep getting transferred.
12/31/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89117	Web
This was a medical expense for an expensive procedure that was eventually covered in full by my insurance. At first my insurance only covered the expense as out of network, but I filed an appeal and eventually got my insurance to cover the entire expense as in-network. The appeal process took a long time, but all the while I called XXXX the doctors office XXXX and the debt collector ( Allied Collection Services ) several times to inform them they will likely be paid by the insurance company, not me. I provided them with documents proving my claim was still under review by my insurance. They would n't even take them from me. The debt collectors response was to threaten me with over {$700.00} in legal fees and interest. They also threatened to report me to the credit agencies. In order to " avoid all of this '' they forced me to sign a Promissory Note for the debt that was still in dispute. Before I signed I added notes to the side of the Promissory Note saying they will not do any of the above if and when they are paid by insurance. ( see attached ). They obviously ignored that, as even after my insurance has paid in full they reported " my debt '' to the credit agencies as unpaid. I have forgotten bills before, and I have had the unfortunate experience of dealing with debt collectors before. However, I have to say this debt collector was absolutely horrible to work with. Their tactics are horrible, they care nothing of the circumstances of the debt in question, and do not hesitate to threaten all kinds of actions against you. Also, when you call or visit them they transfer you from person to person each without enough experience/authority to do anything other than repeat the above threats.
01/31/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33024	Web
On XX/XX/2017 I received an alert on my credit report that a collection account had been added to my credit reports. I logged into my account to see what the account was. I noticed that Allied Collection Services had placed a collection on my credit reports. I sent a certified letter to Allied Collection Services on XX/XX/2017 for which they signed for on XX/XX/2017. In the letter, I requested that Allied send me validation of debt with proof bearing my signature not " verification of debt, '' anyone can look at a computer screen and see a name and say a debt is verified. I would like a copy of my written signature. I received a letter from Allied Collection Services on XX/XX/2017 providing me documents stating that they verified the debt to be mine, however nowhere on the document has my signature. On the document there is an address that I do not recognize as well as I could not locate my bank information. I have banked with XXXX for many years and this has been my sole bank because of my military affiliation. In addition, I should not have been made aware of this debt via my credit report. It is the responsibility of the Collection Agency per the FCRA to contact me in writing 30 days prior to placing this account on my credit report and give me a chance to validate or dispute the debt. I was not given this chance and in turn this debt has hurt my credit score, as I have no collection accounts on my credit report. This account being added dropped my score over 40 points. I am very upset by this and would like this rectified immediately. I will be seeking damages as outlined in my letter to Allied Collection Services on XX/XX/2017 if this is not fixed immediately.
04/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 93306	Web
Allied collection agency reported a bogus debt, which they purchased from XXXX XXXX The debt was never owed to begin with. I visited a XXXX XXXX to get a quote for some work. I initially intended to have them perform the procedure, but after 2 visits, I realized they were very unprofessional and backed out. The work they did perform, XXXX XXXX XXXX XXXX was covered by my insurance. After numerous harrassing phone calls and repeatedly telling them I was not interested in having the pricedure done, they began calling, trying to get me to pay, the balance i was quoted for the procedure that was never carried out. XXXX XXXX is a corporation and they regularly have failures in communication which cause appointments to be scheduled by the corporate end, then you arrive and the local office doesnt have a clue about said appointment, leading to a big waste of time. ( just to give you an idea of the type of business I'm dealing with ). Anyway, after trying to charge me for work that was not performed, and constant phone calls to myself and my girlfriend, I told them if they keep harrassing me, I would sue them. I didn't hear back, until 5 years later, when Allied reports a collections account on my credit report. The dent is bogus, I called Allied, I called XXXX XXXX, I called XXXX I disputed, but apparently the investigation is done by Allied, who I believe are just as malicious as XXXX XXXX They have not provided any documentation, and Allied keeps increasing the balance periodically, and resetting the clock and further damaging my credit report. No one will do anything about this, and now I'm being denied credit cards due to this bogus collections on my report.
12/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 31909	Web
I bought a pre-paid XXXX phone ... ..NO CONTRACT and NO AUTHORIZATION to auto-deduct payments from my checking account. XXXX was the XXXX number assigned to my device. Again, this was a PRE-PAID cell service. I had paid PRIOR to every month using my debit card. After a while, I noticed on my bank statement that XXXX was illegally auto-deducting money from my account WITHOUT my knowledge or approval. In addition, the amount that XXXX began illegally auto-deducting from my checking account was significantly more than the advertised, quoted, agreed upon monthly pre-paid payment. After noticing, I tried several times to cancel my service via the XXXX app. The app was not working correctly, so I called XXXX and spoke with a lady ( XXXX representative ) about my unfortunate experience. I was very upset and made it clear that I would no longer use XXXX because of the illegal auto-deductions and overcharges. I made it very clear that I wanted a refund for the overcharges, my Sprint account ( phone number ) to be closed immediately, and the illegal auto-deductions to STOP. Per our conversation, she agreed to close my account ( phone number ) immediately, but couldn't authorize a refund for the overcharges. She then stated that another XXXX representative would call me within a few days to talk about the 'refund ' part of my request/statement. I never received that call. I did however notice that XXXX stopped making the illegal auto-deduction withdrawals from my checking account. Unfortunately, many months later, I discovered via XXXX XXXX that XXXX sent my account ( phone # ) to collections with a bogus balance. I do not believe I'm the only victim.
06/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	TX 76119	Web
i check my credit pretty regularly and i noticed last week that this Allied Collection Services showed up on my report for two bureaus which is XXXX and XXXX. I am not happy because i have never received any letter regarding this collection or anything. i am disputing the validity of this debt until they can prove other wise. This company went about it the wrong way and in an unethical manner. Something just should automatically appear on ones credit report unless numerous attempts to try and collect via phone and mail. This comes as a surprise to me and i am not happy because i am gradually trying to increase my score to own my own home one day and this knocked my score down by 42 points. I have research my own information about this company and they dont do things the right way they do it their way. I am asking this so called debt they are saying is mine off of my credit report and for them to prove its mine under law. Also on this report on XXXX XXXX there is no account number or anything so i dont trust anything. Again, Allied has not contacted me to settle anything if this was my debt, they just put it on ones credit. Also i know what a collection letter looks like and most times they offer a settlement amount. i have nothing to reference to but this screenshot from XXXX XXXX. XXXX will say they will work with people and i know that any they will still put thru to collection services..my thing is this XXXX account associated with Allied Collections Services is inaccurate and i am disputing this debt because i was never contacted of this debt by Allied collection Services and it mysterioussly popped up on my credit report last week
03/14/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89015	Web
MY DAUGHTER ( XXXX XXXX ) WAS ARRESTED IN XXXX AND A BAIL COMPANY PROMISSED IF I PAID THEM BAIL THAT NIGHT THE A XXXX XXXX COURT SHE HAD AN APPEARANCE SCHEDULED FOR THE NEXT DAY WOULD NOT BE NOTIFIED AS SHE WAS TO RECIEVE AN OFFER TO GET INTO A REHABILITATION PROGRAM SHE WAITED MONTHS FOR AND THEY WOULD PAY FOR IT. THE XXXX JAIL RELEASED HER ON BOND AND THE NEXT DAY IN XXXX XXXX NV. THE COURT NOTED HER NEW PENDING CHARGES. BUT AFTER WE BOTH MADE PAYMENTS TO XXXX XXXX, .... COVID HIT AND EVERYTHING SHUT DOWN. XXXX XXXX THEN HAD A DIFFICULT PREGNANT AND LOST XXXX OF XXXX INFANTS AT BIRTH. SHE MOVED AWAY AND I ( XXXX XXXX HAD A XXXX XXXX AND LOST INCOME AND WAS UNABLE TO HAVE ACCESS TO ANYTHING DURING XXXX I MOVED ) WHEN SUDDENLY A FEW DAYS BEFORE XXXX I GOT A CALL THAT WAS SHOWN AS SPAM. BUT I ANSWERED AND THEY SAID IT WAS A COLLECTION.. I ASKED WHOM AND THEY SAID A BAIL COMPANY DEBT FOR {$5200.00}. I ASKED THEM TO SEND INFORMATION. THEY SAID THE DEBT WAS GOING UP DAILY FOR INTEREST AND THEY WOULD CALL BACK IN 30 DAYS ... THEY NEVER GAVE ANY VERIFICATION OF THE DEBT AND NEVER CALLED OR GAVE FURTHER NOTICE OR AN ACCOUNT NUMBER OR ADDRESS ... THEN IN XXXX I HAD RECIEVED A CALL AND STATED I HAD XXXX AND PLEASE CONFIRM INFORMATION THAT WE XXXX ATTEMPT TO HANDLE THE DEBT. HE HUNG UP WHILE ON HOLD. I HAD NO CONTACT PERSON OR ADDRESS OR ANYTING... ..I WENT TO THE BOND COMPANY AND THEY HAD NO MORE RECORDS AND I PROVIDED A MONEY ORDER IN XXXX AND XXXX AND THEY CALLED ME TO TELL ME ALL RECORDS WERE GONE. I FINALLY GOT A NOTICE FROM MY CREDIT WATCH TELLING ME A DEBT IS OWED AND AMOUNT SEEMS TO VARY AND FINALLY A PHONE NUMBER... PLEASE HELP
03/14/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89015	Web
MY DAUGHTER ( XXXX XXXX ) WAS XXXX IN XXXX AND A BAIL COMPANY PROMISSED IF I PAID THEM BAIL THAT NIGHT THE A XXXX XXXX COURT SHE HAD AN APPEARANCE SCHEDULED FOR THE NEXT DAY WOULD NOT BE NOTIFIED AS SHE WAS TO RECIEVE AN OFFER TO GET INTO A REHABILITATION PROGRAM SHE WAITED MONTHS FOR AND THEY WOULD PAY FOR IT. THE XXXX XXXX RELEASED HER ON BOND AND THE NEXT DAY IN XXXX XXXX NV. THE COURT NOTED HER NEW PENDING CHARGES. BUT AFTER WE BOTH MADE PAYMENTS TO XXXX XXXX, .... COVID HIT AND EVERYTHING SHUT DOWN. XXXX XXXX THEN HAD A DIFFICULT PREGNANT AND LOST XXXX OF XXXX XXXX AT BIRTH. SHE MOVED AWAY AND I ( XXXX XXXX HAD A XXXX XXXX AND LOST INCOME AND WAS UNABLE TO HAVE ACCESS TO ANYTHING DURING XXXX I MOVED ) WHEN SUDDENLY A FEW DAYS BEFORE XXXX I GOT A CALL THAT WAS SHOWN AS SPAM. BUT I ANSWERED AND THEY SAID IT WAS A COLLECTION.. I ASKED WHOM AND THEY SAID A BAIL COMPANY DEBT FOR {$5200.00}. I ASKED THEM TO SEND INFORMATION. THEY SAID THE DEBT WAS GOING UP DAILY FOR INTEREST AND THEY WOULD CALL BACK IN 30 DAYS ... THEY NEVER GAVE ANY VERIFICATION OF THE DEBT AND NEVER CALLED OR GAVE FURTHER NOTICE OR AN ACCOUNT NUMBER OR ADDRESS ... THEN IN XXXX I HAD RECIEVED A CALL AND STATED I HAD COVID AND PLEASE CONFIRM INFORMATION THAT WE MAY ATTEMPT TO HANDLE THE DEBT. HE HUNG UP WHILE ON HOLD. I HAD NO CONTACT PERSON OR ADDRESS OR ANYTING... ..I WENT TO THE BOND COMPANY AND THEY HAD NO MORE RECORDS AND I PROVIDED A MONEY ORDER IN XXXX AND XXXX AND THEY CALLED ME TO TELL ME ALL RECORDS WERE GONE. I FINALLY GOT A NOTICE FROM MY CREDIT WATCH TELLING ME A DEBT IS OWED AND AMOUNT SEEMS TO VARY AND FINALLY A PHONE NUMBER... PLEASE HELP
04/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89081	Web	Servicemember
My daughter was seen at XXXX XXXX XXXX XXXX XXXX XXXX XXXX 's ). At the time she was seen under XXXX insurance with a prior authorization. The initial claim that was submitted was denied due to unbundling and upcoding of the medical claim by the XXXX 's. A resubmission at the lower bundled rate of {$1300.00} was resubmitted to XXXX by XXXX 's but was denied due to outdated primary insurance information. Due to the previous, but no longer relevant insurance, a third-party liability form was never sent to my residence for payment. Allied Collection Services Inc ( ACSI ) contacted me regarding an outstanding balance, but multiple checks of my credit revealed no outstanding balances. When contacted, XXXX at ACSI, provided limited information and demanded payment in full for {$2200.00} ( the higher unbundled rate ). After contacting XXXX this matter was resolved with XXXX paying XXXX 's the negotiated rate for services of {$530.00}. On XX/XX/2021, I received a call from XXXX at ACSI again demanding remittance for the unbundled rate of {$2200.00}. When explained that this has been paid by the insurance company XXXX became hostile, argumentative, and told me that it was impossible for it to be paid by the insurance company. Due to the behavior and attitude, I ask to speak to XXXX 's supervisor who became hostile and informed us that we were lying and that what had happened was impossible as insurance company 's never pay beyond 12 months. I have proof of the payment directly from the secure portal beneficiary login on XXXX but given the inappropriate actions by both ACSI and XXXX 's this merited further complaint.
03/27/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89014	Web
I found an entry on my credit report submitted by Allied Collection Services , Inc . XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX. I called to find out what this was about and they claimed it was related to pool services yet they never contacted me about the debt before submitting it to credit agencies. When I spoke to Allied Collection Services, they admitted they had the wrong telephone number for me, and had never contacted me about the debt, but instead claimed that by me disputing the entry on my credit report, this constituted being contacted by them about the debt. Again, before having the entry for a debt added to my credit report, Allied Collection Services : ( 1 ) never spoke with me in person about the debt ; ( 2 ) never spoke to me by telephone ( they claimed to have left messages though they admitted the messages never mentioned a debt ) ; ( 3 ) never mailed a letter ( though they claimed they had ) ; and ( 3 ) never sent me an email about the debt, prior to contacting the credit reporting agency. The debt itself relates to a matter in dispute with a pool services company. At the time they claim to have sent me a letter I was still trying to resolve the issue with the pool services company. If I had been properly contacted I would have let Allied know this. As of now, the underlying issue with the pool company will have to be settled through litigation. When I called Allied Collection Services after seeing my credit report to try to resolve the issue with them, I was told to " do what I have to do '' and hung up on, so I'm now filing this complaint.
01/27/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 90712	Web
ALLIED Collection Services ( Nevada ) attempted to collect {$610.00} for XXXX ( XXXX ) on a {$9.00} co-pay. The principal amount of {$420.00} went to collections after an insurance billing error. My insurance company paid the bill and XXXX zeroed out my balance. ALLIED claimed that I still owed {$190.00} in principal. After speaking with XXXX repeatedly and forwarding documentation, I was still told I owed XXXX {$190.00} - it turned out these were really ALLIED 's fees and interest. I still owed a {$9.00} co-pay, but ALLIED charged me {$13.00} to cover their interest and fees. ALLIED then asked me to pay a bill from XX/XX/XXXX, also for XXXX in the amount of {$56.00} - {$42.00} in principal and {$14.00} in interest and fees. I requested an original statement, since I was not familiar with this debt. I later received a phone call from XXXX # XXXX informing me that they reported this debt to the credit bureaus on XX/XX/XXXX, but I could receive a letter to remove both credit report items if I paid immediately. At the time of the call ( XX/XX/XXXX, XXXX PST ), this debt was 7 years, 3 months and 28 days old - past the statue of limitations for credit reporting. I asked to speak to the supervisor " XXXX '', but she was again in a meeting and unable to speak, so I outlined my complaint to XXXX. He was going to transfer me to XXXX 's voicemail, but it was a line that just rang and never picked up. I called XXXX back on his direct line and he immediately transferred me again, so I hung up and called XXXX again on his direct line and he did n't answer.
05/22/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 49601	Web
On XXXX / XXXX / 17 I received a credit report monitoring update that a collection was place for {$240.00} through Allied Collections with no contact information for this account, no previous attempts to contact me through mail or phone. I call the company at XXXX . They are located at XXXX XXXX XXXX XXXX XXXX XXXX , NV XXXX . I spoke to XXXX at XXXX XXXX on Monday XXXX / XXXX / 17. He informed me the debt was for {$240.00} with XXXX XXXX XXXX I then informed him I was never contacted by his company, he said a letter was sent out earlier this year, to an address I do not live at In a town I do not live in. I also informed him this company is not even licensed to practice or lend in the state of Michigan. I have been dealing with illegal debt collection from this company before and the CFPB knows this and has deleted this before. I was given an email address of XXXX XXXX XXXX to dispute the claim. I sent an email immediately demanding that it be removed from my credit report in the next 24 hours. I then came here to file my complain as this company has illegal debt collection practices. 1. Trying to collect a debt with no proof of debt, from a company not even licensed in the state of Michigan to give out loans. 2. Not notifying person ( myself ) that a debt was trying to be collected, allowing me to dispute said debt. 3. Reporting negative on my credit report in behalf of an illegally running company. 4. Not checking on the company they are doing services with to make sure the debt collection is even legal.
12/16/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 10512	Web
Over a year ago, XXXX, I received an email from a police officer in XXXX saying that XXXX ( a XXXX company ) was pressing criminal charges against me alleging fraud over a {$600.00} transaction. I attended the court date, and neither the officer who filed the complaint nor a representative from XXXX payments was there. The judge informed me that I would be notified of a second court date appearance where the case would be settled, however I was never contacted again regarding this matter from the court or the company, and I assumed it had been thrown out by the judge. Today I come to find my credit score is lower than it usually is and see that there is a collection claim out against me from XXXX through Allied Collection Service , Inc. of XXXX for the same disputed amount that I had previously attempted to settle in court. So, 2 years now after the disputed transaction has occurred I 've had criminal charges and a civil suit taken out against me. Is n't this barred by the Constitution ( 5th Amendment )? Also, if XXXX would have just sent me a bill in the mail as soon as they realized they were not paid for the disputed transaction, I would have gladly paid it and had this done with. At no time have I even been able to defend myself to the company or in the court. And now, over a year later, they are targeting me through a collection agency. This just does n't seem right, especially since I have received no emails, letters, or phone calls regarding this matter besides the one notice that said I had to appear in court, which I did.
12/29/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 95210	Web	Servicemember
Specifically, a collection item appears on my credit report for XXXX XXXX XXXX for XXXX They alleged that I owes XXXX XXXX XXXX this debt for the last bill on my daughter 's lease with XXXX XXXX XXXX. However, I have never lived on this property. Even though she agreed to let XXXX XXXX XXXX do a credit check on me, I never signed or co-signed for my daughter 's lease. I also pointed out that the signature that XXXX XXXX XXXX attributes to as her signature on her daughter 's lease is not hers. They were sent a copy of my ID showing my signature and I filled a police report as they requested but nothing was removed and they refuse to talk to me anymore. events timeline : I agreed to a credit check only. I never visited to sign the lease. When I got an alert from my credit report I checked and noticed there was an item from the complex. I called spoke to the lady in the front office. She explained to me they only had my credit report not my lease that is why I was not notified of the debit prior to it going to collections. When I stated I never signed a lease she said XXXX would call me back. I called back Friday XX/XX/29. Left messages and got a call from XXXX, she said she was not at the office, but she would get back to me on Monday. I called on Monday and left a message. Got an email showing my name was added to the lease. The rental office emailed me a copy and it is clearly not my signature. My name is even spelled incorrectly. I pointed that out to XXXX, however she refused to remove me from the lease and collections.
04/27/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89031	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Nevada XXXX ALLIED COLLECTION SERVICE INC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Nevada XXXX RE : Account Number : XXXX NOTICE OF DISPUTE DEBT VALIDATION REQUEST ALLIED COLLECTION SERVICE INC , I am writing to dispute the validity of the alleged debt you are attempting to collect from me. I believe that this debt is not valid and that it is in violation of the Fair Debt Collection Practices Act ( FDCPA ). Under the FDCPA, I have the right to request validation of the alleged debt you are attempting to collect from me. I hereby request that you provide me with the following information regarding this alleged debt : 1. The name and address of the original creditor. 2. The amount of the debt. 3. Proof that I am the person responsible for this debt. 4. A copy of any agreements or contracts related to this debt. 5. A detailed account of the charges and fees that make up this debt. I am also requesting that you cease all collection activity until you have provided me with this information. Additionally, I am requesting that you remove any negative information that you have reported to credit reporting agencies. Please note that failure to provide the requested information or continuing to attempt to collect the debt without providing validation is in fact a violation of the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). Thank you for your attention to this matter. Sincerely, XXXX XXXX
09/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30305	Web
I have been trying to remove some fraudulent items off my credit, but all the credit bureaus are duing is calling the origianl credit to confirm the fraud with absolutely no resolutions. XXXX and XXXX is reporting on my credit a credit card each with a credit limit of {$500.00}, yet my balance is {$15000.00}. How in the world can someone allow a customer to over their credit limit by {$14000.00} and try to come after me for the debt? Secondly, I have a court ordered to seal a payment balance to an apartment complex. The creditor paid has merge and have since sold the debt and now the new company is refusing to remove the debt and further, the credit bureaus are not helping even with the court odered. Lastly, I worked for a company that filed for bankgruptcy. Although I was a high lever XXXX, XXXX is claiming there are not showing any bankruptcy on my info, however, XXXX and XXXX are still reporting it stating I need to have XXXX to update their profile. I feel these credit bureaus are simply a datewarehouse with no back bones. They are claiming everything is internal and that I can dispute, however, we as the consumer have to constantly wait 30 days on the same nonesense. I need CFPB to provide me an immediate response, letter of intent or rationalization for why my constituational rights for barrowing and or purchasing can be in the hands of XXXX privately held company that has nothing to do with the information they are providing. Thanks.
05/14/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 34990	Web	Older American
I purchased a internet connection device that never had sufficient signal strength to allow me to use my computer with it. XXXX showed no signal in this area, they should have never attempted to connect me to the service. I cancelled the service with their customer service and in writing. They are claiming I did not pay for valid services received and are attempting a fraudulent collection, using the credit reporting agencies as an illegal collection vehicle. The original communication was dated XX/XX/XXXX. This account has been resold to the following collection agencies over the past years. Allied Collection Services, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. XXXX XXXX XXXX, XXXX, XXXX. XXXX XXXX XXXX, XXXX XXXX. XXXX, XXXX XXXX. In each case when contacted by the above agencies, I explained I never had a cell phone with XXXX and within the 30 days of receiving the notice I disputed the debt and requested proof of the debt. None was forthcoming and as of this date I have not received any further communication from the above. In XX/XX/XXXX I was informed that my credit score was reduced by 70 points, the only addition to my credit report in XX/XX/XXXX was XXXX XXXX. XXXX XXXX sent me a letter in XX/XX/XXXX and on XX/XX/XXXX I replied in writing disputing their claim. They have never replied to my written communication to them disputing their claim and asking for verification. The above is a Scheme that XXXX is using against its customers.
03/03/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OR 978XX	Web
I learned about a fraudulent account by checking my credit report. It was a collection from Allied Collection Service for an account with XXXX XXXX opened XX/XX/2019 for {$600.00}. I initially disputed the collection with XXXX and XXXX, but received notification that my dispute was " resolved ; reported by grantor '' and it was not removed from my credit report. I then called Allied Collection Service at ( XXXX ) XXXX, at which time they said the only ways they could look up my account were by account number ( which was not listed on my credit report ) or my social security number. They said they don't have the capability to look up accounts by my name, which is unbelievable. Since the original XXXX account is definitely fraud ( we have only ever had XXXX ), I believe the collection agency may also be fraudulent. I did not give them my SSN, so they said they couldn't help me. But, they did transfer me to a recorded message about reporting fraudulent XXXX accounts. I completed the Identity Theft Affidavit form on XXXX 's website and sent that in today. I also found a lot of articles about fraudulent XXXX accounts, so I think this problem is pretty widespread. Even if this collection agency is legitimate, they certainly did not do their due diligence in verifying the account was actually mine before reporting to the credit bureaus. Additionally, I had never received one bill or notice from Allied Collection Service ( or XXXX ) ever.
06/05/2020	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 925XX	Web	Servicemember
In XXXX of 2020 I noticed a collections in the amount of {$760.00} with Allied Collection Services , Inc being reported to XXXX and XXXX credit reporting agencies that significantly dropped my credit scores. On XXXX XX/XX/2020 I wrote a letter to Allied Collection Services , Inc and sent it via USPS with request for signature confirmation. The letter was received and signed for om XXXX XX/XX/2020 at XXXX. This letter stated that I wasn't refusing to pay said debt, but was disputing what was being reported and wanted written validation that the debt in fact belonged to within a 30 day time period. It has been 45 days and I haven't received or been provided any correspondence verifying or validating said debt belongs to me. I contacted Allied Collection Services, Inc on XXXX XX/XX/2020 @ XXXX and spoke with a representative with ID # XXXX and asked why I hadn't received any information back from them concerning the letter that they received on XXXX XXXX. The representative stated that he didn't see any letter in my file. He stated that the debt was with XXXX and he could get them on the phone and they could explain when and what the charges were for. I denied and stated I wanted written correspondence verifying or validating said debt belongs to me. I asked to speak with his supervisor and he stated that he was at lunch and that he would have XXXX call me when he returned. I never received a phone call back from the supervisor.
08/31/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98683	Web
On XX/XX/202XXXX XXXX flagged my credit report for a major derogatory in regard to some association with a company called " XXXX '' for the original amount of {$1000.00}. This was done with no prior notice or contact with me in regard to the alleged charge. I have no knowledge of this account and do not even know who " XXXX '' is. Allied Collection Service has failed to validate this alleged charge despite my continued efforts to reach out via USPS XXXX Mail with Return Receipts dated ( XX/XX/2022 and XX/XX/2022 ). I reached out to all three credit bureaus about this issue on the week of XX/XX/2022 as well as the week of XX/XX/2022 and I feel they did not do their due diligence in investigating this matter. I still have yet to see any forms of supporting documentation tying me to this debt, however it has dropped my credit score over XXXX points and has become a massive issue. There is only so much I can do in regard to proving this debt was made up, yet it seems to be standing despite any sort of supporting documentation. I received a letter recently from Allied Collection Service dated XX/XX/2022 verifying '' the account, which was basically just a piece of paper with no supporting documentation that said the amount they allege I owe them. This has proved nothing, and I still refute any ownership of this debt. I am still waiting to see ANY form of documentation that ties me to this debt what so ever.
08/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	PA 16066	Web
XX/XX/XXXX I stayed at XXXX 's of XXXX XXXX with a tradeshow. XX/XX/XXXX I received a phone call from Allied Collection Services of XXXX XXXX stating I owed {$160.00} to XXXX 's of XXXX XXXX. I told them that I did stay at Ballys ' and if they could tell me what the charges were for, I would pay them. The gentleman told me he would mail them to me but I never received anything. On XX/XX/XXXX I received another call from a different person ( XXXX ) from Allied Collection once again stating that I owed {$160.00}. I once again asked for documentation which they said they would mail to me. On XX/XX/XXXX I received a copy of my credit report in which the {$160.00} debt severely degraded my credit score putting a mortgage for a new house in great jeopardy. I called XXXX of XXXX XXXX but they only keep records for 90 days and could not tell me what my bill was for. I called Allied Collections and paid the bill even though I have no idea what it is for since I felt like I had no choice. Now I possibly will default on a new house offer and lose a {$10000.00} down. I paid the debt with interest and a credit card fee and feel like I have no recourses. I did n't even know I owed the money to Ballys and I 'm really not even sure if this is related to my stay. I had an XXXX credit rating and no debt before this event and now I 'll probably have to tell my kids that XXXX 's has taken the new house from us ... ..
02/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19140	Web
I have desputed this item with the collector multiple time and have tried to remedy this multiple times. Please provide the following information. Please send me a copy of the contract with my valid wet signature. Please send me proof of the calculation of the amount of which they say I owe as well as all payments leading up to the amount of which they state that I owe ( the XXXX which is stated that i owed on XX/XX/XXXX ). Please provide documentation of paper work that has my valid wet signature showing that I agreed to pay this amount ( XXXX ) with the debt collector. Please provid me with the license number and registered agent or agents of service. Also provide a validated signature on documentation that has the same name on the account as is my complete legal name. The collection agency is reporting many things incorrectly on my credit report and it is affecting me personally. I have documentation that many things that are being reported have been back dated, not represented correctly, reported incorectly and illegally. I am still recieveing a bill from the original creditor and the original creditor has added on new charges to the account since the amount that was due on XX/XX/XXXX and was put into collections on XX/XX/XXXX which in and of itself is wrong. Please remedy this and remove it from my credit report this is really unfair, unjust, and preditory practices.
01/29/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89030	Web
Upon checking my credit I found a trade line from Allied for XXXX XXXX XXXX that was reported to XXXX on XX/XX/2021. On XX/XX/2021 I emailed Allied via their website explaining that I believed this account was being handled by XXXX XXXX, I sent a second email on XX/XX/2021. In both of these emails I explained that I had not received an initial letter of validation or any written or verbal communication regarding this account. As of XX/XX/2021 I have not received a response to either email, received a phone call, or received an initial notification letter from Allied Collections. As a result they have an open trade line for a collection account without giving me the opportunity to dispute the validity or pay the account in full prior to them reporting this to the credit bureaus. I reviewed my credit report and found that XXXX XXXX XXXX updated their reporting ( resulting in 2 collections being listed for the same account, an issue I will report separate to this complaint ) on XX/XX/2021. This means the earliest Allied could have had this account reassigned to them is XX/XX/2021 ; as they reported the collection on XX/XX/XXXX it would be impossible for them to have sent the initial notification letter and allowed the 30 day right to dispute as required by law prior to them reporting this account to my credit bureau. I view this tactic as a clear case of debt parking.
04/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92832	Web
Allied Collection Service ( Original Creditor : XXXX XXXX ) Account # XXXX in the amount of {$860.00} is NOT my debt. In Pursuant to 15 USC 1681a ( 2 ) ( B ) Anything with my credit card which defined in TILA is my SSN should be excluded from my consumer report. I demand a block of this information that has been furnished without my permission. Allied Collection Service ( Original Creditor : XXXX XXXX ) Under 15USC 1681a ( 3 ) ( a ) ( b ) ( c ) Restriction on sharing medical information. Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) medical information ; ( B ) an individualized list or description based on the payment transactions of the consumer for medical products or services ; or ( C ) an aggregate list of identified consumers based on payment transactions for medical products or services. You guys are in clear violation of the FRCA and my consumer rights. I Demand a deletion of this account effective immediately from my consumer report. If the account is not removed from my consumer report I will take this to a federal matter. XXXX XXXX XXXX XXXX XXXX beneficiary All Rights Reserved
08/31/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 75241	Web
Allied Collection Service reported the exact same accounts twice on my credit report. I paid them {$330.00} on XX/XX/XXXX. I was told that both accounts would be deleted which 1 by the way was false information because the account was inserted on my credit report twice with the same exact same account number, the exact same company and the exact same amount. I have yet to receive a deletion letter as I was told on several occasions. Each time I call they tell me that all calls are recorded but coincidently they can not find the recorded call where I was told that the account would bed deleted. Once the 1st account was updated as paid instead of deleted I called explaining that I was told that the both accounts should have been deleted. I have spoken with several supervisors that told me they would follow up with me and did n't. As of todays date XX/XX/XXXX ( over a month in a half at this point ) supervisor XXXX XXXX advised me that my deletion letter was requested today and will be mailed out no later than tomorrow and to give it 7-10 business days before receiving it. I have absolutely no faith in that ( hence the reason I am still writing the complaint ). This is mistake on Allied 's part that needs to be resolved. They had no valid reason for reporting the same account twice on my credit report and then not update neither of them correctly as promised.
05/15/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NV 890XX	Web
I was first contacted about my debt back in XXXX . I swiftly told them not to contact me about the matter. ( As I 'm broke and could n't get on medicare to help pay my medical bills ) I then start receiving calls that ring for a second and stop. This can happen up to twice a week. Then today I received a call from someone asking if they were talking to me. I asked who I was speaking with and they would only say that it was a personal business matter. They would n't say who they were and I told them I already told them to not contact me and put me in their do not call list, the lady hung up very quick. So I called back and sure enough it was ASCI the same people I told not to contact me. I was transferred to a manger who tried to get me to pay my bill instead of helping me get off their contact list. She then argued that I have to send in a hand written letter stating that they cant contact me. I dont have the time or resources to do that right now. I work too much. I just want them to stop contacting me. Its already on my credit there is no point in paying it. They couldve just helped me out but they are too worried about commission then worrying about them being rude. they dont treat people like people. You 're just another number to them. The tactics they use are sick. I used to work there. Rudest people on the planet.
07/19/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA XXXXX	Web
I originally had phone service with XXXX and decided to go with XXXX XXXX XXXX. However, before doing that- I visited a XXXX store to make sure i didint owe an outstanding balance. I was advised by the representative that assisted me name XXXX that my account was all paid up and she assisted me in closing the account. About 2 in 1/2 months later I received a bill alleging I owed for a final bill that was past due?? I got XXXX on the phone and demanded to speak with a manager. XXXX apologized for the error and said the final bill had not come out at the time I visited the XXXX store. He said the account was being sent to collections and that I could pay him and it would be resolved. I also moved which explains why there was a delay in me receiving the final bill. That said, I paid the bill ... .. about a month or so after that Allied Collection placed the account on my credit. I contacted Allied Collection Agency and advised them that the account was already paid and requested they remove the debt from my credit. I also contacted XXXX and was told they would also request the account be removed. It has been several months and the account has not been deleted from my credit. However, Allied has now reported the account on my credit as PAID when I never paid them - I paid XXXX before it was in Allied system.
06/29/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 78253	Web
Attached is the ACSI response to this collection. as u can see by their documents provided there is two different bills with two different amounts owed. Furthermore, this dept is in violation of HIPPA and also against my FDCPA rights. As shown in the two different bills under procedure descriptions a detailed list of what was done medically also to what XXXX and that is a violation of HIPPA. Also, the page showing acknowledgment of receipt of dental materials fact sheet & brident notice of privacy practice neither of the boxes are checked there for documents required to be provided by hippa law were not provided. also all the documents provided have discrepancies in the name. I am XXXX XXXX XXXX XXXX. The document each show a different name : XXXX XXXX or XXXX XXXX XXXXXXXX Furthermore, as seen in the provided Texas ID the signature does not match any signature provided on any of the documents provided. Lastly the bill also states XXXX XXXX, XXXX, XXXX yet the creditor listed is XXXX XXXX and XXXX XXXX is not listed on any of the documents provided. I request that this be removed from all credit reports since it is a violation of my HIPPA rights and FDCPA rights. Also, since the credit reporting company 's documents provided all have discrepancies. All discrepancies are Highlighted in yellow.
01/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	AZ 85381	Web
Allied collection services ( ACSI ) harassed me by calling repeatedly often times back to back. I spoke with XXXX at ext XXXX today and was told, " my account will be reported as delinquent to the credit bureaus TODAY. '' I asked her how she knew for sure and she told me that because my account was with them for 30 days, it could report any/ each day. When I asked if I could make a payment free of charge, she said no. When I asked if I could pay sprint directly, she said, " no you can not pay them because they can no longer access your account. '' When I asked if I could mail in a payment, she told me to mail it to XXXX directly. I questioned her about her contradiction and was told that they could abrupt my payment, but I could not pay them directly. I asked for an address to send a money order again and was given a general address for ACSI. Upon hanging up with XXXX, I immediately called sprint directly, spoke to an agent and made my payment. That agent assured me that the payment info would cancel ACSI 's collection attempts. ACSI/XXXX egregious and belligerent lies and tactics are completely unacceptable! They should be fined for such behavior or at the very least, we as consumers should be afforded some kind of recourse against this disturbing behavior demonstrated by allied collection services Inc
04/23/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA XXXXX	Web
This company which I hold no contractual agreement with no have received services from has opened a collection against my SSN and have reported to the credit agencies that I owe a debt of {$3900.00}. They have reported used XXXX, XXXX and XXXX to damage my credit. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party who you claim to have received services which has caused for you to seek a debt to be paid and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Considering there is no contractual agreement Nor have I received services from this company I am not binding nor obligated to pay any debt. I request that your services remove these infrastructions from my SSN. I demand this company remove the negative inquiries from my SSN from any credit agencies included but not limited to XXXX, XXXX, and XXXX. I also request that my information be moved from this company 's data base.
01/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	NJ 078XX	Web
I had a collection appear that I wasn't familiar with. Investigation proved that it was a XXXX account that was being utilized by my cousin, that I did create but never had a problem with, and he passed away. His wife used the account for a year and when she couldn't modify the account she let it go and did not advise me. Allied Collection assumed the collection. I contacted them and explained the situation and they were understanding. On XX/XX/XXXX @ approx. XXXX XXXX I spoke with XXXX who stated that the collection would be removed in 30 days. XX/XX/XXXX the collection was still posting so I called @ approx. XXXX and spoke with XXXX who stated that it would be removed in 30 days and well send you a deletion letter within the day or next morning to my email. XX/XX/XXXX @ approx. XXXX XXXX and spoke with XXXX, who stated they sent it to the wrong email, Ill receive the letter by the end of today or next morning. Today XX/XX/XXXX I still have no deletion letter and for some reason the phone number is going to voicemail. I'm unsure of the operating hours, but it was XXXX XXXX. I have no trust that this company will delete the collection or send me my deletion letter so that I may dispute the collection myself. Please help. I attached notes and the Credit Report page showing the collection
05/02/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89134	Web
Late XX/XX/2023 I received a text notification on my phone from XXXX that a collections account was added to my credit report. Upon reviewing the most recent credit report I confirmed that a collections account was added by Allied Collection in XXXX XXXX. The original creditor being a XXXX XXXX XXXX. I have never had any business dealings with this XXXX XXXX XXXX. I asked the collections agency to research the account in more detail and provide me information about the debt. They refused to do so, instead responded to XXXX within 24 hours that the debt was valid. I informed both XXXX and Allied both verbally and in writing that I dispute this debt under FCRA and requested this false account be removed from my credit report immediately. This is identity theft or a mistaken identity issue. I informed XXXX and Allied Collections that I have a XXXX XXXX XXXX son with the same name ( XXXX XXXX XXXX XXXX aka XXXX XXXX XXXX XXXX XXXX that is using my identity to open up credit lines at casinos to support his drug and gambling habits here in XXXX XXXX. I added a fraud alert to my credit report as well as a hard freeze on my credit report. I have millions of dollars of credit, XXXX XXXX score, and would never fail to pay a {$300.00} bill. This is illegal collection of debt by Allied Collections.
04/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89031	Web
In XX/XX/XXXX an inaccurate information was published on my XXXX credit report by ALLIED COLLECTION AGENCY without any contact with me. I disputed this report and XXXX initially removed the report only to publish it again on XXXX, XXXX and XXXX now including the original creditor XXXX XXXXXXXX XXXX XXXX. I again disputed the accuracy of the debt through a letter sent to all 3 credit bureaux yet they keep removing and republishing this false negative report. The debt collector later sent documents on the purported debt to my wife XXXX XXXX XXXX XXXX while blurting out my name from all documents. The fact of the matter is that we moved out of XXXX XXXX XXXX on XX/XX/XXXX and left the apartment in good condition barring normal wear and tear and we left a security deposit of {$2400.00}. We did a final inspection of the apartment with the staff of XXXX XXXX XXXX and have our video and photo evidence. The staff even refused to let us take video evidence until we spoke to a manager on phone. THE DAMAGES CLAIM ARE INCORRECT AND OVER BLOATED. We dispute a lot of the charges like the rent, garage remote, interior paint, dry wall repairs, micro wave broken handle, solar vinyl prorated. Our rights are being violated by the continued publication of this false report until a court decides
10/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33404	Web
In XXXX XXXX XXXX of XXXX XXXX, miss billed me for service that wasnt provided and reported my account to a collection agency called Allied Collection Services Inc I was supposed to have two XXXX replaced but they never provided the service. A couple months later, I moved to Florida, and never returned to XXXX XXXX. The problem is Allied Collection Services Inc has been reporting a fraudulent debt to the credit agencies. Even after the manager at XXXX XXXX emailed me a letter saying that I owned zero balance. In XX/XX/XXXX I disputed the charges and won the dispute with XXXX and XXXX XXXX and they removed it from my credit reports. XXXX XXXX XXXX XXXX continued to put fraudulent amount of money on my credit report because they change the amounts. On XX/XX/XXXX Allied Collections Services Inc. re-filed another collection with the same debts but changed the account number. This is a fraud in behalf of Allied Collections Services Inc. as this charge was already proven that I didnt owe anything when they put it in collection in XXXX. I have spoken with them and asked them to stop doing this, but theyre getting around the system by changing account numbers and amounts. Please help me report them and make them stop doing this to my credit reports.
11/11/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX XXXXX	Web
I received an email from Allied Collection Services Inc. ( ACSI ) om XX/XX/2020 about a unverified debt with XXXX in the amount of {$2800.00} The email stated I was previously contacted by mail but I have not received anything from this agency until they somehow got my email address. I responded by sending a Debt Verification letter by certified mail on XX/XX/2020. I asked for why yo thing I owe the debt and whom I owe it?, The amount and age of the debt, and detail about the authority to collect the debt. This is a summary but there are 14 bulleted items they were requested to respond to. I received a signed return receipt that verifies my letter was delivered. ACSI responded by sending a letter dated XX/XX/2020 that only provided the original creditor name and amount. The letter status '' Pursuant to your request, we have obtained verification of the debt ; provided the requested information to you as require by law and have as result resumed collection activity in accordance with Title 15 U.S.C. 1692 ( g ). The letter from ACSI does not verify that this is my debt and belongs to me. There has been no additional information and documentation provided. The letter ACSI sent as verification is the exact same information provided in the email.
10/04/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 94582	Web
A collection showed up on my credit report from " Allied Collection Service '' in XXXX XXXX, NV ( original creditor XXXX XXXX. After numerous attempts to get Allied to remove collection from my report at the directive of XXXX XXXX the agency hung up on us, then told us to contact the 3 agency 's directly and laughed. XXXX XXXX had tried very hard to help and the finance manager for XXXX had personally called Allied directly to resolve the issue only to be hung up on. XXXX XXXX has detailed notes in the system of the last 2 days of actions. The chief compliance officer for Allied Collection Services went as far as to yell that I had a false statement and I was pretending I had a Lawyer. XXXX XXXX XXXX XXXX. ( Attorney at Law ) my attorney for years contacted them and let then know that they were not complying with the request of the original creditor. XXXX XXXX has also said they they will take the actions of the agency under review and might terminate the contract because of the behavior and defiance of the management and officers in reference to the unethical way they treated both the XXXX XXXX employee 's and myself. Please take my appreciation and thanks in advance for any and all help you might be able to provide. XXXX XXXX XXXX
10/02/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89031	Web
This debt was paid through XXXX XXXX XXXX over the phone payment. On XX/XX/20 Tracking number for this payment is Tracking Number : XXXX. I spoke with some one from allied collection service a few weeks later ( Cant Remember the date or the name of employee i spoke with ) and asked them did they receive the payment confirmation from XXXX XXXX that this account was paid in full. They stated that did not received the email confirmation letting ( Allied Collection Services ) that it was paid. I Then again Spoke with XXXX and they stated that, they tried to reach ( allied Collection services ) over the phone and email. They haven't heard back from anyone from there offices. I Checked my credit report and Allied Collection Services is still reporting this account is not paid in full. Which it is. I Should not be responsible for paying allied collection service a extra {$89.00} for mistake. THIS ACCOUNT WAS PAID THROUGH THE ORIGINAL CREDITOR XXXX XXXX XXXX. I WOULD LIKE IF ALLIED COLLECTION SERVICE WOULD DELETE THIS OFF MY CREDIT REPORT. TO WHOEVER THEY REPORT TOO. There is two attachment attached 1. From XXXX XXXX XXXX showing the money coming out my account. 2. Email from XXXX XXXX XXXX stated the money was paid in full.
09/01/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89131	Web
Allied collection services Inc. violated S.B. 248 which requires a collection agency to notify a customer via certified mail 60 days prior taking any action. I found the collection on my credit report and had never been notified. I inquired with the company and informed them I was never notified, and the person on the phone said they sent it to an address I no longer lived at. I told him they sent it to the wrong address and he stated howre we supposed to know its the wrong address? I called back and spoke to someone else, they were immediately able to find my current address without me providing it. Allied services was fully capable of complying with S.B. 248 and given written notice 60 days prior to posting the debt, and willfully broke this law when they had the capabilities to find my current address, and clearly didnt send anything via certified mail. They also violated HIPAA by sending my medical and financial information to the current home owners of my old address. They did not do their due diligence to insure they were following the requirements to collect a medical debt. I requested a copy of the receipt from certified mail and the man refused, I also requested to negotiate, and the man refused.
02/06/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 94124	Web
Years ago in 2014, I went to XXXX XXXX on XXXX XXXX XXXX, XXXX XXXX, Ca to get a variety of things done to my XXXX, one of the most expensive things being XXXX XXXX. However, after several visits to the office the XXXX there was unable to successfully XXXX the XXXX onto my XXXX which i'm sure they should have records of the visits and many attempts to complete the procedure. During this time i was told my management at the time the i would not have to pay for treatment that was not successfully rendered. Shortly after there was change of management and then shortly after that this entire location was shut up down. Since then i had been receiving bills in the mail for the services that were never rendered i reached out to corporate head quarters more then once. And it seems as though this nightmare will not go away. It is clearly evident if you look in my XXXX and review the records on file that the XXXX were not successfully rendered and this location had a history of not performing well which is probably the reason for the shut. can someone please investigate. I should not responsible for paying for this debt, it has been having a negative impact on my credit for months now.
06/13/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 93436	Web
I received a call today from Allied collection agency. The person did not identify himself as he was calling from a collection agency. He asked if he was speaking to XXXX XXXX and I said yes then he asked if I could verify my birthdate and when I told him if this was from a collection agency I wasnt going to give any information because I do not owe the debt. XXXX XXXX is charging me for a treatment my son did not complete at their office, why should I pay if they banned me and terminated treatment. I told them i am not going to pay for a service we did not receive. He wanted to help me but wanted me to verify an address I no longer live at. When I refused he hung up. This account was sent to collection by XXXX XXXX. I have called XXXX XXXX at least 5 times to straighten the problem but no one has ever helped. Im the last phone call made was on XX/XX/22 at XXXX : XXXX XXXX, I spoke to XXXX and she said she would sent the account for an audit and would send a final bill. Up until this day I have not received anything from XXXX XXXX The only thing I received was a message from XXXX XXXX that the account was in collections and today the phone call from Allied.
01/17/2021	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	PA 19138	Web
My name is XXXX XXXX and my XXXX cell phone bill went to collections. On XX/XX/2020 I received a phone call from a debt collector, I told her that I was unable to make a payment and the debt collectors ' response was, I don't understand why you can't pay your phone bill when you just received a {$600.00} stimulus check. I told her she had no right to say that to me and I hung up. I called back and spoke with another debt collector and told him what happened. He stated that she shouldn't have said that to me and transfer me to the supervisor. The supervisor whose name is XXXX talked over me and hung up. The name of the debt collection agency is ACSI the phone number is XXXX. I called the corporate office at XXXX and was transfer back to this XXXX person. I know that the money is owed back a debit collector has no right to tell me she doesn't understand why I can't pay my bill because I just got a {$600.00} stimulus check. She was very rude and inappropriate. The debt collector doesn't know if I received a stimulus check. Please help me the supervisor XXXX stated that she listened to the call and didn't find anything wrong with how it was handled.
11/10/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 14072	Web
I lived in XXXX XXXX during the pandemic. XXXX XXXX on XXXX XXXX XXXX, XXXXXXXX XXXX XXXX XXXX XXXX and restaurants were shut down. I could not work or pay rent. A shelter in place order was in affect and I used this to keep a roof over my head. I was in direct communication with my leasing office during. After my lease was up, I moved out, I lived in my new location for two years. I found a couple weeks ago that the unpaid rent was sent to collections 2 years prior. I never received any notice about it. The original amount {$11000.00} for rent and move out fees. They kept my deposit. The amount is now {$12000.00} after collections late fees. My issue is that I am now trying to buy a home, permanent and safe housing. This amount is on my credit report and keeping me from getting a mortgage. I do not think that debt incurred during a pandemic should be held against me for future endeavors. We were all in impossible situations and it should not keep us from moving forward. I understand that the amount still may be due, but I should not incur a credit hit. I have spoken with the collection company and they refuse to work with me in any way.
10/24/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 78217	Web
I stayed at XXXX XXXX in XXXX XXXX with my wife Mid spring 2015. Without any notices in the mail, phone calls or any efforts to settle this. I noticed a bill on my credit report in collections 6 months later for a {$400.00} debt to XXXX XXXX. Not knowing what this {$400.00} was for i tried to reach out and they said it was for some phone bill. My wife and I both have cell phones and don't understand why we were charged {$400.00}. We paid for all our rooms at the property advance and did not use ANY minibars, hotel room service or amenities. I tried contacting them and they just tell me I owe {$400.00} and there is nothing i can do about it. I have amazing credit and this is the ONLY collection on my credit report and by far the most unprofessional organization i have EVER dealt with. To make matters even worse, they some transferred the debt to my FATHER who's name is XXXX XXXX XXXX and has NEVER in his entire life been to XXXX XXXX. It is not fair to me or my father to have this negative remark on our Credit Reports. We have both tried disputing the charge on XXXX, but years later im asking CFPB for help to resolve this.
09/25/2017	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76549	Web
Allied Collection services have an account listed on my credit reports from a company called " XXXX XXXX XXXX '' I have never done business with a company by that name. I called them to validate the debt, they could not, I sent them a 609 letter demanding documentation and validation of the debt, they did n't respond. I sent a letter to the credit bureaus, asking them to validate the debt - they responded saying " verified '' but were unable to provide a contract, account number, or anything that I signed with a company by that name. I then filed a complaint with the BBB, asking them to make Allied provide documentation of said debt - they asked for my personal information on a form, I filled it out and sent it back, and since then, have not responded. I have spoken via email with BBB several times, and they just keep issuing the company 3 day extensions to respond. But as of yet, they have not.IT HAS BEEN OVER A MONTH! They are breaking the law at this point. They are required to provide validation of the debt if they are collecting it. I truly have no idea who this company " XXXX XXXX '' is, and need this removed from my credit asap.
06/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 11372	Web
ALLIED COLLECTION SERV {$2100.00} Balance updated XXXX XXXX, XXXX ALLIED COLLECTION SERV {$2800.00} This account was previously removed from my credit report for fraud. and it was eliminated by credit bureau fraud and now this account appears again. This company constantly tries to put this debt on my report and every time it is put it is removed. It was previously removed for fraud. It's not my account, it's identity theft fraud. Already this account more than 1 year ago was denounced and eliminated. This is damage to my credit. Allied Collection Services , Inc XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX They can verify that I was a victim of identity theft. My signature is not the one on the receipt that the company sent to me. you can compare my signature on my ID with the one on the receipt and you can see that it is not the same. You are committing an illegality by putting this debt on my credit since the signatures are not the same and besides, I am not the one who made these charges. send me evidence that it was me. and you will see that they do not have them since I was not the one who made these accounts.
10/10/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NM XXXXX	Web
On XX/XX/2020 is was brought to my attention by XXXX XXXX that a collections account had been placed on my credit. This astonished me as I have very good credit, always pay my bills and have never had a collections account. In logging in with XXXX it shows with Allied Collection Services on behalf of XXXX. I have no idea what this is. I have never owned a XXXX line or ever attempted to open one. My wife and I have XXXX and have had them for over 17 years which can be verified with them. I've contacted Allied and they've said there is nothing they can do to help me dispute this as they are representing XXXX. I've contacted XXXX and they've said there is nothing they can do. I filed the dispute with XXXX and it appears they just said they " verified '' this with the lender. That doesn't help me at all based on the fact that this is not my debt!!!! I need help from someone. This does not belong to me or my social security number. I'm happy to show or verify all my information including an investigation if needed by picture in stores as I've never been in a XXXX store. I'm in law enforcement and this is fraud filed on my credit.
04/07/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 43081	Web
Many years ago I owed XXXX {$630.00} for a phone bill. The debt was sent to collections. XXXX XXXX was the debt collector. I settled for less than the full amount and received a Receipt saying that I settled for less than the full amount. I paid {$380.00} and I attached that receipt to this complaint and also gave it to XXXX and the new collection agency. The remaining balance on that account was {$250.00}. Recently, XXXX sent the remaining Balance to a new collection agency even though my recipe shows I settled for less than the full amount and clearly states they will not purse any collection activity. Now, a new collection agency, Allied Collection Services, is reporting on my Credit Report for the remainder of that balance.They say that until XXXX tells them not to collect they will continue to collect regardless of my recipe saying I settled with XXXX. XXXX says there is nothing they can do. They see that I settled for less than the full amount but the system does not allow them to change the balance. Companies Involved : XXXX ( XXXX ) XXXX XXXX XXXX XXXX ( XXXX ) XXXX Allied Collection Services ( XXXX ) XXXX
08/16/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 945XX	Web
This was an auto insurance ( XXXX XXXX ) claim for a car rental ( XXXX XXXX XXXX ). XXXX XXXX paid {$890.00} of the total claim of {$940.00} difference of {$54.00} ( loss of use ). This amount was excluded due to XXXX XXXX failure to provide the required supporting documentation. XXXX made several attempts to obtain the documentation but to no avail. XXXX months later I received notification from XXXX XXXX of a collection account on my credit report. I was never notified by XXXX or the debt collector of this amount due. No one contacted me by mail or any other means of communication to resolve this outstanding balance. They both failed to exercise due diligence and importantly, I was denied the opportunity to resolve the issue. The debt collector should not be allowed to used credit reporting as a means to collect outstanding debt damaging people 's credit especially over an immaterial amount of {$54.00}. In the end, XXXX XXXX issue payment of {$54.00} to XXXX on XX/XX/2023 without the proper documentation. Therefore, this derogatory dispute must be removed from my credit report. It is not substantiated and is grossly unjust.
03/02/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 33063	Web
After nearly 4 years of not receiving any contact from XXXX, I am being asked to pay over {$800.00} from a prepaid car rental that dated back to XXXX. As mentioned this was a prepaid service. Once COVID started they harassed me with wanting to pay more after a year had gone by. The appropriate amount was already paid as seen on my credit card statement, which I will attach. From then, I have been receiving many anonymous calls from a company known as Allied Collection Services , Inc . I have asked these callers of ACIS to please mail me any proof regarding what this charge is about and never is there action taken. The company is negligent and unresponsive. Documentation from the caller was never provided and this bill has been directly sent to collections reports. I was able to get it corrected with XXXX back in XXXX, however, now they are pursuing XXXX and XXXX. Not to mention, they have also attempted to sue me and their case has constantly been dismissed. There is nothing supporting their allegations and charges. Therefore, I ask that they stop harassing me and stop pursuing me from fraudulent or misrepresented fees.
01/10/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94590	Web
Good Afternoon, Spoke with company a year ago in regard to this debt. Informed company debt does not belong to me, company stated they would not remove debt unless XX/XX/2019 -I paid a fee - paid fee of XXXX $ debt still on credit file. XX/XX/2019 - sent debt validation letter - No response from company after 30days XX/XX/2019 - contacted company to follow up on why there wasnt a response to my debt validation letter and to follow up on why company took payment and didnt honor agreement. XXXX XXXX XXXX to Manager XXXX was told she would review call - still no mention of why company did not follow up on debt validation 30 day FCRA requirement letter. Manager - stated she would give a call back once she reviewed call after I stated Im getting CFPB involved. XXXX mid Month - XX/XX/2019 - Called back to speak to Manager, sent to voice mail no response. XXXX - Mid Month -XX/XX/2019- spoke with XXXX General Manager - assured he would look into all of the above. No response from company since then. Inaccurate, information on my credit file. No response to Validation letter. Company not responding or following up with dispute.
07/03/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	WI 53703	Web	Servicemember
I filed this dispute through XXXX XXXX. The XXXX file number is XXXX. The amount was slightly reduced, but that is not good enough because I do not owe this debt at all. I closed an account with XXXX last year. Before doing so, I got very clear information from them what my options were in returning a leased phone to them. My new phone company would reward me more money for the used phone than XXXX would for the return. I once again confirmed the amount I needed to pay, and paid that amount. The next month they sent an additional bill claiming I owed more money for the phone. I would have returned the phone, however as stated above I sold it to my new phone provider. I paid the amount XXXX told me to pay, and closed the account. They are asking me to pay additional money that I should not owe. I am waiting to receive complete billing and payment history from XXXX. Furthermore, XXXX attempted once to collect the amount but I refused. After that I heard nothing about it at all. To date, the collection agency has not once called or written me, and all of my contact information has not changed.
06/22/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CT 064XX	Web
I will attach the email below between the collection agency & myself. The agency is trying to ask for money that we do not owe. I gave my property manager enough notice to vacate & that she would rent to us again. I have both our signatures. I moved out before my parents. Our lease was up XX/XX/XXXX. On XX/XX/XXXX XXXX XXXX told me I was released from the lease. My mother was also there as a witness when we signed the document My parents as well have had signed a separate move out notice before they left. There was not a third line for me to included. My parents & myself have fulfilled the lease. They are trying to make us pay for renovations! Also they stated we didnt have a security deposit, which in fact we did on the original lease!!! Always make sure to get copies of everything you sign. I have gotten nowhere with this agency & they are indeed trying to collect money that we do not OWE! I will attach my move out notice, my parents move out, the email between the agency & myself explaining the situation & the original lease thats shows in fact that we did have a security deposit.
09/01/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 113XX	Web
I would like to reopen this complaint against Allied Collection Services , Inc. and XXXX for having posted a derogatory remark on my credit report with about an account with XXXX. I have explained in my response that a long time ago I was going to transfer my services ( 5 ) lines to XXXX. That time the salesperson told me that all phone was compatible with their network. Once I went to the store this rude lady basically told me that none of the phones were compatible, so I contacted XXXX XXXX to cancel before the 30-day cancelation policy. They sent me an envelope with a box to return one of the phones all other phones were not from XXXX and they were fully paid for. I mailed back the device, in fact, two devices, I dont recall what promotion they were running but I returned a XXXX XXXX and an XXXX. Finally going over my just papers in the basement I found the receipt for the return and have proof that it was returned to them. I would like Allied Collection Services , Inc. to remove this derogatory remark out of my credit within 7 days of this notice.
11/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 92804	Web
I stayed at the XXXX XXXX XXXX from XX/XX/2016 ro XX/XX/2016. The front desk had some issues charging my credit card for some reason but they did not contact me to advise me of such issues. On XXXX/XXXX/2016 I received a notification from my credit monitoring application stating there was an open collection filed with Allied Collection Service. I called XXXX to ask why they did not contact me if they had issues with payment prior to sending a bill to collections and I was told by XXXX XXXX from Business Corporate Office that they are not obligated to inform their guests of such issues. I believe the XXXX violated FCRA and Unfair Collection Practices Act. I also believe they violated Regulation Z, the truth and lending act. Upon contacting Allied Collections I was told they sent a letter of validation however I never received this letter nor did I receive any other kind of attempt to contact me. I can not pay a balance or bill if i do not know it exists.My credit score has now suffered due to the inability of XXXX XXXX XXXX to notify me of the issues they had.
12/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92833	Web
Since XX/XX/2018 Allied Collection phone XXXX XXXX is attempting to collect on a debt that Ive already satisfied/paid in full. To Whom It May Concern : On XX/XX/2018 I paid {$520.00} to XXXX XXXX XXXX who was collecting on behalf of XXXX XXXX XXXX and they emailed a confirmation of payment to me confirming same. Actions I have taken : I explained this to XXXX at Allied and have provided to him the email receipt from XXXX XXXX XXXX. On XX/XX/2018 I emailed proof debt paid in full along with XXXX address and phone number and reference number to XXXX On XX/XX/2018 I called Allied said they didnt receive my email and asked me to email it again to them at XXXX Today, XX/XX/2018 XXXX from Allied called attempting to collect the debt. I told him Ive sent proof paid 2x and he said he hasnt received it and asked me to email proof paid to XXXX. I just spoke to XXXX at Allied and now he wants a bank statement from me showing the payment of {$520.00} clearing my account. Im uncomfortable with this request. Please advise. Thank you, XXXX XXXX XXXX XXXX
10/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89108	Web
My name is XXXX XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. There is no third party involved or any XXXX XXXX company working on my behalf. I believe I am a victim of identity theft. Due to the XXXX we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureaus are having data and system issues. I decided to look at my credit reports and found that this ALLIED COLL ( Original creditor : XXXX XXXX XXXX ) was reporting to be negative on XXXX and XXXX. I have disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the Bureaus but they failed to give me any results or feedbacks about this concern. Here is the account being in question : XXXX XXXX ( Original creditor : XXXX XXXX XXXX ) XXXX Balance {$4900.00}
05/21/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 291XX	Web
I discovered after applying for credit that a company named Allied had put information on my credit of a bad debt. I had not heard of this company and called them to inquire. They stated that I owed money on s student loan that they acquired. I assured them that my student loans had long been paid in full. They then stated that I had co signed a little an. After much discussion I agreed to pay XXXX due to XXXX ncern over my credit while they agreed to send me proof of my signature on the said loan. I never received documents and they took 0ver {$1500.00} put out of my account. I tried multiple times to contact them and they would not return my calls. Finally I had to go to my bank and change account information. This all began in XX/XX/2017 and they have yet to resolve this issue. XXXX thinks that this is a fraud issue and had instructed my to contact Law Enforcement as well as your agency. They have placed an alert on my credit report because there are also a fradulsnt address and name on my report which may be associated with this account and company.
09/26/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	NV 891XX	Web
I am attempting to settle a medical debt from 2013. I am on a limited income because I am XXXX as determined by the Social Security Administration. I contacted the collection agency, Allied Collections in XXXX XXXX regarding this debit. I advised them that I would like to make an appointment to come in and make pymnt arrangements. I made an appointment, however my XXXX-month old child was ill and I had to take care of her. I called them within a few hours advance notice and they were extremely rude to me and asked me to bring my daughter in anyway. I advised them that I would not, and they threatened me with higher interest rates on my debt if I did not make an appointment with them the next day. I made an appointment but my daughter was still ill the next day so I had to cancel again. I just checked my credit score and my interest rate and penalties went up in value. I made a complaint with the XXXX in XXXX XXXX about this and was given a number to call. I feel that I am being punished for canceling an appointment with this collection service.
10/31/2019	Yes	Debt collection Other debt	False statements or representation Told you not to respond to a lawsuit they filed against you	CA 92882	Web
THIS XXXX BILL WAS XXXX AND WAS ADDED TO MY CREDIT REPORT WITH A XXXX DATE!!! THIS IS NOT TRUE AND ID FRAUD. This letter is response to your correspondence concerning the above referenced account. I have checked with my state Attorney General and confirmed that the statute of limitations on this type of debt has expired. I am also disputing the validity of the debt therefore you are prohibited from reporting this on my credit report. Therefore, if you choose to pursue this matter in court, I will be forced to show proof that the statute of limitations has expired and will take private right of action. I will attempt to recover actual damages, statutory damages, and attorneys fees and costs. Let this letter serve as notification that I do not wish to be contacted about this debt any further except to be notified that future collection efforts are terminated. Do not contact me any further. Any other communication regarding this debt will be taken as a violation of the Fair Debt Collection Practices Act and California Senate Bill 233.
04/17/2017	Yes	Payday loan	Received a loan I didn't apply for	MI 482XX	Web
This XXXX XXXX company is not licensed as a payday loan lender in the state of Michigan. I advised them that this was fraudulent and they continue to harass me via telephone. They now have turned this over to Allied Collection Services lo cated at XXXX XXXX XXXX XXXX . XXXX XXXX XXXX XXXX Neveda XXXX Phone XXXX XXXX XXXX . Allied Collections has reported this to the Credit Bureaus as an unpaid account. Allied Collections is in violation of the Fair Credit Reporting Act. They have not attempted to contact me and verify if this is a valid debt. They chose to report directly to the Credit Bureau. This does not belong to me and who would agree to the extremely high interests rates. This is a predatory lending agency and attempts to bully people. They are not licensed to operate as a payday lender in Michigan. I spoke with XXXX , ID XXXX today. This is the first time I spoke with someone from Allied Collections and I was th e one ini tiating the call. I explained to XXXX the information above as well.
12/18/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MO 64151	Web
I was contacted on XX/XX/2020 by Allied Collection Services Inc. of Nevada about a XXXX dollar debt owed to XXXX. I have never been a XXXX customer. Their number given to resolve this issue did nothing but try to pry more personal information out of me. I signed up for XXXX immediately after to monitor both this company and the possibility of identity theft. It's great I did because ACSI put this on my credit report on XX/XX/2020 despite the fact that it still isn't my debt. Also, they reported the debt being from XXXX of 2020, which is simply way too soon to put a XXXX dollar debt onto a credit report, even if it was my debt, which, to reiterate, it isn't! According to other reports, I'm not the first person they've done this to. They don't even bother to change the fake representing company ( XXXX XXXX. This company, if it's truly making up these debts, needs to have its doors shut. If it's just an unfortunate coincidence brought about by identity theft, their practices are still awful and must be monitored more closely.
10/12/2020	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	AZ 85249	Web
i never recd the bill from XXXX for which i thought paid full as required to transfer service to XXXX XXXX XXXX.two ago. XXXX send collection without my knowledge to allied collection agency out of XXXX XXXX, i found out when called and demanding and bullying me, i explained i never been late in my life. i had XXXX service 2 years ago, I paid in full. I found it only credit bureau who has this negative remark is XXXX XXXX bad company ). I send request to investigate which they never did and subsequently i call XXXX, they found after reseach i owe them {$210.00}. i paid on spot, same day, once they gave explanation. I check my credit file that still has negative remark. it should removed asap as money i owe to XXXX money paid full.. nobody care of customer, everyone is running greedy to take dime they can from customer without doing proper job, no customer, except you guys who best interested in consumer well being. pl look this matter and resolved ty ty sincerely XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, az XXXX XXXX
01/19/2024	No	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	CA 92335	Web
On XXXX at XXXXXXXX XXXX A debt collector from ALLIED COLLECTION SERVICE called me but the phone call got cut off so he called from another phone number which is XXXX ( XXXX ) XXXX at XXXX I answered and he instantly said " you need to pay your debt '' and didn't even say who it was I assumed it was someone else since it was a different number than the first one. I asked who it was and he said " you know who this is! " in a yelling tone and I said " excuse me? '' and he said " you need to legally pay for your debts '' and I responded " excuse me you need to watch the way you are speaking to me '' and he said " I do not need to watch anything '', so I ended the call! At XXXX He Called me once more and said ok since you don't want to pay we are going to continue to add more fee to your bill and I said ok and hung up again '' I believe you guys record the conversations when they call to collect a debt so please have the company review the conversation because that is no way to talk to someone especially on the job!
01/16/2017	Yes	Credit reporting	Incorrect information on credit report Information is not mine	PA 17042	Web	Older American
Today, I received an alert that my credit report was updated with adverse information. I received this info from XXXX XXXX. I further learned that a collection agency named Allied Collection Services in XXXX XXXX, NV, reported to the XXXX national reporters under my name a claim owing to XXXX in the amount of {$1800.00}. I have never in my life had any dealings with XXXX. I contacted Allied who up to today have never notified me with any communication regarding this matter, and was told that I needed to file a complaint with my local police, call XXXX, then forward them copies of the police complaint and disposition from XXXX. Before this debt was reported to the credit companies, I was never given an opportunity to dispute this matter and am now being required to straighten it out on my own when my credit has already been tarnished. I expect the credit reporter to resolve this issue and remove this mis-information from my reports. My assigned account number from Allied is # XXXX. Their phone is XXXX.
11/20/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 92883	Web
Allied Collection Services, INC. never sent me a debt collection letter regarding a bill I had with XXXX. They 've called me on my cell phone which is a TCPA violation. On top of this a Collection Rep, XXXX XXXX, told me that if I made a payment plan with them I would n't be reported to the Credit Bureaus. I commenced into a payment plan of {$50.00} per month. They charged {$60.00} to my debit card when they told me it was {$50.00} and said there was a {$10.00} processing charge. Allied Collection Services, INC has no ethics/integrity. They say XXXX thing to me and do another. I asked them to produce the audio recording where the rep XXXX said that it wo n't be reported to the Credit Bureaus. They said recordings are for internal purposes only and wo n't let me review it with them on the phone. I feel like a bunch of my rights are being violated as a consumer. Never received a letter from them saying that I owe money and never had a chance to have the debt validated. This company is a giant fraud.
06/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32828	Web
I was applying for a mortgage but was declined due to a bad credit score. I obtained a credit report from XXXX and found out the following : ALLIED COLLECTION SERV. " XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX. Phone : ( XXXX ) XXXX " Has flagged my account as Collections on XX/XX/XXXX, XXXX with Balance : {$740.00} XXXX XXXX " XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , MN XXXX Phone : ( XXXX ) XXXX " has flagged my account as Collections on XX/XX/2021. Balance : {$740.00}. Both collection companies are representing XXXX claiming that I have a due payment of {$740.00} and I must pay to avoid service disconnection. Although I dont have account with XXXX I confirm that I dont have an account with XXXX and my service provider is XXXX XXXX XXXX since XX/XX/XXXX, XXXX.But for unknown reason to me XXXX keep pretending that Im XXXX client and have payment due. Im reporting this complaint to ask for your urgent support and required action so I can clear my credit report from these false flags.
08/29/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OR 97402	Web
I paid what I thought was a final phone bill to XXXX on XX/XX/2019. I received no notice or anything of the sort to that would lead me to believe my dealings with XXXX were anything but finished. Fast forward to XX/XX/XXXX and I get a phone call from Allied Collection Services Inc, saying I have a old phone bill from XXXX that went to collections. I called up XXXX to see if this is true but they can't prove why I would owe that when I was already with another carrier as of XX/XX/2019 with a finished ported phone number to the new carrier as of XX/XX/2019 and why they claimed the billing was for services from them on XX/XX/2019 - XX/XX/2019 so they just pushed me to the collection agency. Its XX/XX/2019 already a week after I was first contacted by allied collection services inc and despite my repeated attempts to get any sort of debt validation letter or even just any sort of letter in general from them to have some sort of paper record they either are refusing or willfully ignoring me.
06/02/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 92201	Web
I called the company who is tried took over for XXXX XXXX XXXX. Allied Collection Co. took over the account XXXX XXXX, XXXX. The amount I owe now as of today is {$1900.00} That amount was way less when I tried last year to resolve my issue. I tried to make payments, they refused to take payments. I asked if I can do a payment plan, they refused as well. I asked if I can settle, they refused to settle. The answer I got back from the person on the phone was I had to pay in full, they do not settle. They said I made only one payment. I honestly thought I had paid the account and it was closed. But they say I didnt, so I tried to reason with the company and they refused, so I stopped calling. I said I wasnt going to pay for fees Im not responsible for if they cant settle with me. So I hanged up because the refuse to work with me. I even tried to despite it though XXXX XXXX and I was denied. Dont know what else to do to get this off my credit report and resolve this issue with that company.
08/02/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 33309	Web
I spoke with XXXX from Allied Collection Services , Inc. twice on the phone after receiving an email for a debt originating from XXXX. I am not convinced that I owe this, which I told XXXX. I was also concerned that I had not received a hard copy of the account by Allied Collection Services , Inc . I told XXXX that if Im responsible for the debt I will gladly pay it but I did not think it was appropriate that I was not mailed a statement. I confirmed my address with XXXX to find that it was incorrect. My apartment number was wrong. When we realized this, I thought that they would send a statement right away. He still refused, stating that they had already mailed one on XX/XX/XXXX, even though he had just identified an incorrect mailing address. This reluctance on their part has caused me to feel suspicious about the legitimacy of the dollar amount in question. I am ready to resolve this quickly, Im not sure why XXXX and Allied Collection Services would choose to operate this way.
10/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30097	Web
On XX/XX/2020 I sent a certified letter to Allied Collection Serv Account No. : XXXX as well as the credit bureaus to validate the collection debt reflected on my reports. I asked them to provide the following items below for validation : An explanation of what this alleged account balance is for. A calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct. Documentation showing, I agreed to pay this debt The Agreement that grants authority to collect on this alleged debt. A copy of your state license, including license number. They have violated my consumer rights and failed to validate this debt at my request ; which is an FDCPA violation and they continued to report a disputed debt which is an FCRA violation. The FCRA requires the company and bureaus to verify the validity of this debt within 30 days. If the validity can not be confirmed, they are obligated by law to remove it from my credit file.
08/28/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 33470	Web
I have a XXXX account that fell into collections for the amount of {$2100.00} due to a family tragedy. The original collection agency is Allied Collection Services located in XXXX XXXX. Allied Collection Services transferred or sold this debt to XXXX XXXX. I am currently working with XXXX XXXX to settle the debt. However, Allied is still reporting the transferred/sold debt to all three credit bureaus as if I still owe them the money. XXXX is also reporting the debt to all three credit bureaus. Therefore, I have ONE debt listed TWICE on my credit. I sent Allied a request to verify the amount owed. They did not respond. I sent XXXX XXXX a request to verify the amount owed. They responded and I am currently working with them to settle the debt. At this time I am requesting that Allied Collection Service delete the collection account listed under my social security number from all three credit bureaus, so I may continue working on an amicable solution with XXXX XXXX
02/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92105	Web
Good Afternoon, My Name is XXXX XXXX and Ive been a victim of identity theft. Although I cant discus the case I can say Ive been reporting an account that was open with my information to get a phone line back in XXXX, This individual know my Social security information and ID to open a XXXX account. Ive been trying to dispute it with XXXX for months now and they still have yet to remove it. XXXX removed it when I told them it was identity theft. Its fraud and I would love your help to speak to XXXX XXXX to delete the account which does not belong to me This is a ongoing investigation. And therefore I cant talk much about it a police report was filed and I am working with the XXXX in XXXX right now. And the XXXX XXXX XXXX. I have business cards and also the case number but unfortunately because its a homicide they arent giving police reports. But the case number was provided XXXX. Case number subject to change Because the case is in XXXX XXXX cant give much details
11/18/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 17055	Web
We previously had services with XXXX and we were told after we terminated services with them that we still owed {$330.00} for services that had accured after we paid our last bill. These charges were claimed by XXXX after we terminated services, paid our final bill and returned all XXXX equipment. The account number is XXXX. We strongly disagree with what XXXX is trying to do and feel it is unfair. We can not pay this bill due to insurmountable curcustances, and the fact that this bill was presented by error. However, we agreed to pay them anyway as soon as we got our refund gift visa card from XXXX between the end of XXXX to the end of XXXX. They keep harrassing us for the past several weeks with daily phone calls by demanding full payment immediately. We have explained our circumstances to them 2-3 times, yet they keep calling XXXX+ times a day. The number of the collection company, ACSI XXXX collections, is : XXXX. Please stop these harrassing calls!
11/14/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60714	Web
Hi, I attempted to verify this debt and the amount with this company XXXX different times. I never received anything back. I verified my address with them, and still, nothing ever came. I do not think they can verify it. I have tried to dispute, and it has not been resolved I now have to submit a complaint because the amount of the debt keeps growing without notice or any validation. The company claims the original creditor and the credit bureaus are taking on the fees on this account and that I owe an amount that I do not owe and have not been made notice of or actually owe as its fraud and all I have wanted to do was get this resolved and this company on recorded lines have made claims that the credit bureau is responsible for the amount and the fees and it can not be removed disputed or settled after 6 times in the last year trying to verify and not receiving anything back. Please remove this, as it is violating my rights and hurting my credit.
01/20/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 33510	Web	Servicemember
XXXX reported an alleged account from XXXX now known as XXXX. My first knowledge of this debt was via email from XXXX which I never gave authorization for them to use. I am victim of fraud, so I responded asking for the original attempt to collect a debt that should've been sent via mail. XXXX ignored my email replies and continued emailing scripted responses and harassing me via telephone. XXXX has now re-aged this account that was originally reported to the credit bureaus XXXX and XXXX with the first date of XX/XX/XXXX by closing this account as of XX/XX/XXXX and re-inserting it under a different name XXXX with a new date of first delinquency XX/XX/XXXX. This is a violation of the FCRA and my rights as a consumer. My credit report has been ruined which is causing hardship for me and my family. I will upload my police report and email exchanges with this company. I have also filed a complaint with the XXXX XXXX XXXX and the state attorney 's office.
10/12/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91604	Web
I corresponded with ALLIED COLLECTION SERVICE on XX/XX/, by notarized letter, advising ALLIED I would agree to pay any debt I lawfully owe on condition ALLIED provide the following in writing : validation of " debt '', actual accounting, verification of this " debt '', a signed Invoice, ALLIED 's claim against myself and the contract binding ALLIED and myself. I corresponded with a follow-up notarized letter on XX/XX/, requesting the same information to no avail violating 15 U.S.C. 1692 ( g ). Given the fact Allied has never responded to me and/or furnaced my requested information well over the mandatory thirty-day time period, this " debt '' should be removed from my XXXX and XXXX XXXX XXXX with positive point increases to my FICO scores. XXXX has removed this " debt '' from my Credit Report however no positive point increase on Credit FICO score. Also, ALLIED has repeatedly contacted my mother, father and sister violating 15 U.S.C. 1692 ( c ).
11/01/2023	Yes	Debt collection Rental debt	Written notification about debt Didn't receive notice of right to dispute	MT 59105	Web
Upon leaving my apartment complex, I had left a lengthy voicemail with call back number in XX/XX/2023 regarding any potential owed money and the need to contact me so I could properly pay for anything that came up. I was then contacted on XX/XX/2023, a day after another phone call where I spoke with the property manager and gave payment information to pay any debts owed. I was informed that the debt had already been sent to collections but never received any correspondence to verify or email even pay off my debt prior to reporting to any credit bureau. If I had been properly notified of any charges, I wouldve been able to pay off the debts owed and never had this show up on my report. The first and only time I have ever been contacted by the debt collection agency was XX/XX/2023, very much so well after already being reported to the credit bureau. There was no proper/timely attempt to collect any debts prior to reporting this debt.
01/25/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89081	Web
I have obtained a police report regarding identity theft regarding items that I was not aware or responsible for and provided the information to all three credit bureaus. As a result the erroneous items were removed from my credit report. Today, XX/XX/XXXX, I received an alert from XXXX stating that I had a new collection report with the following information : Account name ALLIED COLLECTION SERVIC Account numbers : XXXX XXXX XXXX Account type Collection Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$220.00} past due as of XX/XX/XXXX. Phone number ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX When I called the collection company, Allied Collection Services, they were unable to open the account and provide specific information. This was a violation of the Fair Reporting Act. They seemed to have purchased a list and filed two fraudulent collections claims against my credit.
01/21/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NV 891XX	Web
On XX/XX/XXXX, I sent a certified letter to Allied Collection Services , Inc., ( ACSI ) regarding an alleged debt that I owe. I did not recognize the debt. Pursuant to the FDCPA Section 809, I requested that they send me a written validation of the debt. A little over a week later, I received a letter stating they have contacted their client and they have confirmed the name and address listed on the above account. However, the correspondence date is dated XX/XX/XXXX and the date of the letter is XX/XX/XXXX BUT it 's post marked XX/XX/XXXX. How did they validate my name and address prior to me requesting a written validation of the debt??? I still have never received the written validation. In addition, Allied Collection Services , Inc., ( ACSI ) has reported this alleged debt to the credit bureaus without allowing me the opportunity to dispute the debt or providing evidence that they are the legal owners of the debt.
04/29/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MD 210XX	Web
On XX/XX/2019 a collection from Allied Collection Services showed up on my credit report, I disputed the account with XXXX XXXX directly and also XXXX directly both came back that everything was accurate so I disputed again that I disagreed with the decision. I have never once received any notification via mail about being sent to collection, an original statement from Allied Collection Services saying this is in their office and they are authorized to collect on this XXXX account, no information to dispute, nothing what so ever in the mail from this company. It now shows on my XXXX XXXX report as closed but when I run my credit to try and get a mortgage it says it an active collection. The information for the agency on XXXX XXXX gives me a number not in service and I have no account number or information from collection agency about this account. When I disputed I was never sent any kind of proof of this debt.
02/01/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89113	Web
Based on my credit report the account was falsely opened in 2021 at XXXX. The only interaction that I had with this club was a free trial. To acquire a free trial I had to provide first name last name and Identification and sign for the trial, this was explained to me by the front desk person at the time. I never agreed, or signed any binding contract beyond a trial basis. The company Allied is now collecting for a debt that I simply was not aware i ever acquired and says that it is for XXXX XXXX month term. total amount owed was XXXX I have never made and payments towards this balance because I was under the impression it was only a trail. I had decided that the XXXX wasn't for me after XXXX day trial and i didn't want to sign up for a membership. This account was opened on false pretenses of a trial and was a bait and switch situation. I was mislead in the trail and now they are repotting to my credit
12/08/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 34238	Web
Allied Collections Services of Nevada XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, NV. XXXX ) called me ( employee # XXXX ) to collect a debt that they claimed was from XXXX in XXXX XXXX. They were unable to confirm what the debt was for. I asked for this information to be sent in writing to my home address. This information was never sent, and yet a month or so later, with no attempt to contact me again, nor any written contact, the debt appeared on my credit report. I filed a dispute with the credit bureau, who removed it from their report. I then confirmed with XXXX and XXXX that the debt was in error. They confirmed that this information had been forwarded on to Allied Collections. Allied Collections denies this and continues to claim that there is a debt owed, despite having no evidence of it beyond the quantity of the debt, and without ever having contacted me in writing, despite ample opportunity.
09/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TX 77095	Web
An entry on my credit report is complete fraud. Ihave complained previously to no avail. The entry from Allied Collections for {$1100.00} is incorrect. The business XXXX XXXX at XXXX XXXX reported I owe a balance of {$870.00} and I do not. XXXX XXXX is a hotel / residence where like every other hotel you pre-pay. You want to stay from Monday to Wednesday, you pay for those dates, if you would like to stay longer you pay before, not after. Allied Collections states the account was opened on XX/XX/XXXX, and the " satus '' update was XXXX of XXXX, the same month the account was opened. How can that be? Additionally, I have enclosed/ attached an email from my apartment management company which shows I resided there from XX/XX/XXXX Until XX/XX/XXXX. They have re-aged this debt. I never stayed past the time I prepayed. I owed XXXX balance and they keep reposting this information to my credit report.
01/20/2017	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	LA 70123	Web
I had a payday loan with a lender, XXXX. They are tribal entity. It was a {$200.00} loan. On 2 separate occasions ( 1 I recorded and will attach ), I asked XXXX XXXX to take out the full amount owed on my next pay date. They did not do so either time, only taking out a finance fee. I noticed they were doing this so that they can continue to take out only the finance fee well past the amount I actually owed. As a result, I contacted XXXX and told them I considered the account paid in full and I closed my checking account. Apparently, XXXX has now sent this account to collections, Allied Collection Services in XXXX XXXX. This company has submitted negative entries onto my credit reports stating I still owe XXXX XXXX and it 's absolutely not true. Not to mention the fact they are reporting a trade line for a TRIBAL payday loan, which is illegal. XXXX violates Louisiana 's usury rates for payday loans.
06/13/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48235	Web
Allied Collection Services, LLC has contacted me 4-5 times a day from various phone numbers and they will only allow the phone to ring once before disconnecting. Forcing me to call them back thinking it is a legitimate call. The one time I did speak to somebody from the company they told me I owed a debt regarding a payday loan that I do not recognize. When I stated as such I was told " I 'll take this as a direct refusal and when this shows up on your credit report feel free to give us a call back. '' to which the operator disconnected the call. I attempted to call back and nobody answered. On that same call I requested a Validation of Debt letter but never received one. The rep never confirmed my address or validated whether they would send one. They have posted the entry on my credit report now tw ice to the same credit report, showing as XXXX different entries. This action is highly illegal.
01/24/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 63125	Web	Servicemember
The XXXX XXXX XXXX in XXXX XXXX Nevada towed a XXXX XXXX XXXX as a removal service in XXXX. XX/XX/XXXX, XXXX XXXX XXXX XXXX ' The Tow XXXX XXXX XXXX then called me to determine if that vehicle was mine and attempt to collect ( via racketeering ), on storage charges for the vehicle. Allied Collection Service and The XXXX XXXX XXXX work together to create fake charges for racketeering. I sold the vehicle in XX/XX/XXXX to an individual. His name is on the back of the title wherever that is. I also have a bill of sale. The XXXX XXXX XXXX claims I owe them the storage fees for a vehicle I had sold almost XXXX years prior. If the vehicle did belong to me, XXXX XXXX XXXX XXXX failed in their due diligence to notify the possible owner of the vehicle they had possession of it, nor did they give the potential owner the opportunity to recover said vehicle. This is a XXXX scheme from start to finish.
12/23/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NV 89512	Web
A collection from Allied has been appearing on my credit report for years. And every months or so, the amount increases. I have contacted them asking for proof of this debt, but to no avail. I have contacted XXXX XXXX, XXXX and XXXX XXXX and even you ( CFPB ) to dispute this charge over and over and over, but to no avail. Recently, I contacted the XXXX AGAIN to resolve this false collection account from Allied. They sent the XXXX a form for me to fill out requesting my social security number and previous addresses ( see attached ). I told the XXXX if I provide such information Allied can then contend this debt is mine. The XXXX suggested I contact you all... AGAIN. It's insane how a company can claim a debt is owed, increase that debt several times a year, report to credit bureaus and the debt is renewed each year since 2018 without consumer justice or proof. This is ridiculous.
07/11/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NV 89117	Web
On XX/XX/XXXX, my XXXX check was deposited into XXXX XXXX and I was not aware that a Writ of Execution was presented against my checking account the same day. On XX/XX/XXXX, I notified XXXX XXXX XXXX, XXXX. that represent or the owner for XXXX XXXX XXXX XXXX XXXX that my monies are exempted ( XXXX benefits ), didnt received no information about a Writ of Execution ( XX/XX/XXXX for {$2500.00} ) or any bills due, statute of limitations have passed, bankruptcy was filed recently and violations of state and federal laws. On XX/XX/XXXX, I find out from Justice Court ( Received copies for Case No. XXXX - filed on XX/XX/XXXX -- closed on XX/XX/XXXX -No summons or complaint were issued ) that these are medical bills from XX/XX/XXXX in the amount of {$1000.00} that are not mine. Still today can not get my money out of my checking account due to violations from XXXX XXXX XXXX and XXXX XXXX.
08/25/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 22102	Web
Over a year ago, Allied Collections started collecting on an account it said was owed to XXXX, in the amount of about {$470.00}. Around XX/XX/XXXX, I noticed they had reported it to various consumer credit reporting agencies, like XXXX. That month, I settled the account with Allied, on the condition that they request deletion of their tradeline from any credit bureau it had been reported to. I was told by the collection agent that Allied would be requesting deletion of their information from the credit bureaus. However, they did not do this, despite promises otherwise. I followed back up with Allied and they said they would take care of it and ensure their tradeline was deleted. Worse, when I disputed the information to XXXX, Allied confirmed it was supposed to remain reporting to my credit history. As of XX/XX/XXXX - almost a year after payment - the account remains.
12/27/2018	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	SC 29229	Web
I pulled my credit and found a {$3000.00} charge from my old College. I graduated in XXXX and have not returned. I immediately file a dispute with all 3 credit Bureau Agencies. I notified my college and they sent emails, school bill paid in full and they said it was fraud. The company is call Allied Collections Service XXXX. I spoke XXXX on XX/XX/XXXX at XXXX XXXX He asked that I send him all the documentation and he would send to the legal department to have it removed. Instead they reported the 3 credit bureaus the next day that it was mine. They told me to get an attorney to call them to get it off. This is illegal to put something on someone's credit knowing it is not there's. They told me they had the wrong person but refuse to take it off. I have all of my documentation but no one will remove this error. My next step is to the local FBI for fraud if this does not work.
10/11/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 22102	Web
Over a year ago, Allied Collections started collecting on an account it said was owed to XXXX, in the amount of about {$470.00}. Around XXXX XXXX, I noticed they had reported it to various consumer credit reporting agencies, like XXXX. That month, I settled the account with Allied, on the condition that they request deletion of their tradeline from any credit bureau it had been reported to. I was told by the collection agent that Allied would be requesting deletion of their information from the credit bureaus. However, they did not do this, despite promises otherwise. I followed back up with Allied and they said they would take care of it and ensure their tradeline was deleted. Worse, when I disputed the information to EXXXX, Allied confirmed it was supposed to remain reporting to my credit history. As of XXXX XXXX, XXXX - almost a year after payment - the account remains.
03/03/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 17404	Web
On XX/XX/2019, I received a collections letter from Allied Collection Services , Inc., to collect on an account from XXXX with a total balance due listing {$4400.00}. On that day, I also confirmed that they reported the overdue balance to XXXX and XXXX credit reporting agencies, and it's showing up as a derogatory account on both reports. I have never held nor do I currently hold an account through XXXX. Per the suggestion of the FTC IdentityTheft.gov site, I sent a certified letter to the collections agency reporting the fraud and including the required documents ( delivery confirmed on XX/XX/2019 ). As of today, Saturday, XX/XX/2019, I haven't received a response from the collections agency via mail, email, or telephone with documentation of the account nor is there any indication that they have begun the process of removing the account from either or both credit reports.
12/06/2020	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	NV 89102	Web
Allied Collection Services Inc in XXXX XXXX NV, are not following any laws to obtain a debt owed. And are not applying the payments stating I owe more than I do on 2nd garnishment. They are also garnishing my checks that are exempt. They are below the legal disposable income that can be garnished by law. And they do not notify you to go to court both times I was never notified until a few weeks after garnishment was already taken place by my employer. And the interest is not correct. They are over charging me by hundreds of dollars in interest that they are not supposed to able to add by law. And the difference in the payments they say I paid {$1300.00} versus what I actually paid was {$1700.00} And they obtained a second garnishment that states the balance owed which did not have the payments deducted and they did not report them in court when applying for 2nd judgement.
12/07/2023	Yes	Debt collection Rental debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	TX 77657	Web
My fianc and I were signers of the lease and for some reason, we have a collections being reported on our credit from a company called Allied Collections SE and notifications from XXXX XXXX that collection balance has been increasing. I also that realized that the original creditor was our previous landlord, XXXX XXXX. I reached out to the apartment on record on XX/XX/2022 asking for a line item breakdown of the actual quote or receipts showing actual cost and replacement they charged us as I had a right to but they responded to me via email saying that collection company has that information and was stated we will be provided copies. To date, we have never spoken to anyone in person nor have we received any letter whatsoever from said collection agency to verify the debt or who is actually handling the debt other than what is being reported in our credit reports.
04/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 926XX	Web
Allied Collections Services Inc ( ACSNV ) located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, has placed a false collection of {$5300.00} dollars on my account. I have explained them that it is clear case of Identity fraud and also explained I was not even present in the country to do cash withdrawal. Due to there lack of due diligence someone has withdrawn money out of my XXXX XXXX credit card without my knowledge.I quickly called XXXX and reported a fraud for those charge. Collection company is now harassing me by placing the collection on my account and ruining my credit history. I have never even missed a single payment on my credit card and my Credit Score has always been above XXXX. Tried explaining the same thing to the Company but they are just strong headed to understand or even help me resolve the situation. There contact number is XXXX
12/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89119	Web	Servicemember
I am moved into a home rented by XXXX XXXX XXXX and XXXX XXXX XXXX in XXXX XXXX during XXXX. The tactic of this company is to use tenants to pay rent while the home is for sale. Once the lease is signed both management companies become unresponsive and ignore blatant code violations in the home. Ive put down an {$1800.00} deposit originally but was charged almost {$2200.00} for damages much of which was normal wear and tear. We forfeited the deposit of {$1800.00} and were charged an additional {$420.00}. We disputed this with XXXX and the charges were removed. Now in XX/XX/XXXX I am in collections for that same amount and the company Allied collections is refusing to remove the debt. Per yelp reviews of XXXX I believe this collection company is affiliated with the XXXX XXXX XXXX and this is a scam they run on people. Its been XXXX years since we lived there.
10/01/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WI 54303	Web
XXXX sent an amt of XXXX to collections. Was removed by XXXX. Have been contacting XXXX ( who changed the amt to XXXX ) and the collection agency to Allied Collections.in XX/XX/XXXX.Have disputed the amt. With XXXX, Allied Collections and XXXX with no results. Allied hung up on me 2 times, XXXX gave me 3 different stories what the claim was for and I disputed 5 times with no result from XXXX Sent to Better BusinessBureau. The dispute nos are XXXX XXXX XXXX in XXXX and the last conf no is XXXX which says pending since XXXX. When called re : XXXX told me to dispute again. System would not allow. This if rediculous. Was XXXX cust. for 14 yrs. ans switched because of poor quality in my home. There was no ETF was not in contract. What is the problem with Allied????? They are not doing anything to fix nor XXXX Will be contacting my Lawyer if not resolved shortly.
03/24/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	TX 77040	Web	Servicemember
XXXX contracted a third party debt collector named ACSI to debit my account in the amount of {$1200.00} on XX/XX/20 claiming a lease payment agreement. I disputed with my bank the following Monday because I never authorized this transaction. Also I am no longer a XXXX customer. The bank notified me stating XXXX claimed I never returned the devices and I signed a contract. This was a lie, I located emails showing I returned the devices and that the company that debited my account is a third party debt collector posing as XXXX. I never got anywhere with the bank because although I provided supporting documents and complained with the State they came back and reversed the credit. I had no knowledge at the time of what was about to take place nor did I authorize this amount of money to come out of my account. I have suffered hardship due to this fraudulent act.
08/31/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30097	Web
I filed two complaints with CFPB # XXXX & XXXX in regards to a XXXX debt that did not belong to me. The collection agency XXXX XXXX and/or XXXX XXXX company could not validate the debt ; or provide the documentation I requested when I mailed a certified letter and disputed this debt. In turn the debts were removed from my XXXX credit report on XX/XX/2020 & removed from my XXXX credit report on XX/XX/2020. The XXXX debt has now reappeared on my credit report from a new collection agency named " Allied Collection Servic XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX. '' Which should have never re-reported back onto my XXXX and XXXX credit reports with a new collection agency. XXXX failed to validate the debt and by law they have to remove this account and no longer report ; by law they can not keep collecting on a debt that DOES NOT belong to me.
12/02/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89123	Web	Older American
In the month of XXXX I realized that my credit report contains an erroneous medical bill on my credit report in the amount of {$9300.00} posted as ; placed for collection on XX/XX/14 by Allied Collection Services representing XXXX XXXX XXXX. I was not aware of this debt until I saw this on my credit report. Apparently it was never submitted to my medical insurance I was never notified by the XXXX XXXX XXXX or Allied Collection Services. Thus, I have also turned this matter over to : Office for Consumer Health Assistance ( OCHA ) DHHS, Governors Consumer Health Advocate The above mention agency OCHA contacted Allied Collection Services and requested validation of the above-mention debt. Allied Collection Services then sent an illegible copy of a bill that contained an unknown name ( see attachment ) to the Office for Consumer Health Assistance ( OCHA ).
12/10/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AZ 850XX	Web
In approximately XX/XX/XXXX or XX/XX/XXXX, Allied Collection Services , Inc., ( ACSI ) contacted me regarding an alleged debt that I owe. I did not immediately recognize the debt. Pursuant to the FDCPA Section 809, I requested that they send me a written validation of the debt. About a month of time elapsed and I never received the written validation. I called them back approximately at the end of XX/XX/XXXX or early XX/XX/XXXX. I notified them that I still had n't received the written validation for the alleged debt and requested that they immediately send it to me. I still have n't received the written validation. In addition, Allied Collection Services , Inc., ( ACSI ) has reported this alleged debt to the credit bureaus without allowing me the opportunity to dispute the debt or providing evidence that they are the legal owners of the debt.
01/27/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89108	Web
Allied Collection Services has me owing {$210.00} to XXXX XXXX XXXX from a XXXX/XXXX/14 medical office visit date of service. I 've been employed with my job for 11yrs with great insurance. I called XXXX and spoke with XXXX in the claims department for my medical insurance. She states they never filed a claim with my insurance company. There is a Nevada XXXX Rule. If the office does not timely file the medical claim with the insurance carrier THEY ARE RESPONSIBLE FOR THE BALANCE AND ARE TO WRITE IT OFF NOT BILL THE PATIENT FOR THEIR FAILURE TO BILL. THE DOCTOR 'S OFFICE HAD 24 MONTHS TO FILE WITH MY INSURANCE COMPANY AND THEY FAILED TO DO SO. I 'M REQUESTING THEM TO PROVIDE PROOF OF BILLING MY INSURANCE AND THEM NOT PAYING. IF THIS IS NOT PROVIDED THEY NEED TO CONTACT ALL CREDIT BUREAUS AND DELETE THIS INFORMATION FROM MY CREDIT IMMEDIATELY.
10/17/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NM 88012	Web
I found out that an account was placed in collection because I received a credit report notification. I did research online and finally found a number for the supposed collection agency. I explained to them that I was never notified of the account being placed in collection and I have never received any type of communication from them. I feel that the charges I was charged were not right. It took several phone calls and messages before they finally provided statements to me. I still do n't agree that the balance owed is accurate but I need this off of my report so I 'm willing to just pay the money owed. This company has been unfair and unresponsive. They continue us to tell me that they have n't violated the law because their system says a letter was sent to me. I would have responded had I ever received the letter. It 's not right.
12/18/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	WI 54901	Web
Received notice that a collection had been placed on my credit report on XX/XX/XXXX. Saw that it was for an account I attempted to close on XX/XX/XXXX with XXXX. Contacted XXXX and was told that they made a mistake and would send me a final bill and recall the collection once the account was paid. Paid the account to XXXX on XX/XX/XXXX. Spoke to both XXXX and Allied Collection on XX/XX/XXXX, XXXX confirmed to me that the account was recalled from Allied on XX/XX/XXXX and Allied told me that it would take 60-90 days to have deleted from my reports. Got an alert today, XX/XX/XXXX that the collection has been changed to paid and not removed from my reports. The entire thing happened because XXXX did n't send me a final bill when I canceled service onXX/XX/XXXX in writing. This is also showing as an open account on my credit reports.
07/17/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33617	Web
Around XX/XX/XXXX, Allied Collection started reporting a retail collection, on behalf of XXXX XXXX, to my credit. According to the report, the account is from XX/XX/XXXX, yet this is the first I 've heard of it. I do n't know what XXXX XXXX is. I have never heard of that store, and certainly never shopped there. I tried to look it up online and all I found was a loan company with tons of complaints about fraud and operating without a license/illegally, etc. I 'm not sure if this is the same, since loans are n't retail, are they? Either way, the balance has somehow increased from {$300.00} to {$380.00}, which is also odd for an account that I did n't even know existed and has been closed for five years. I 'll be honest, the whole thing is suspicious, not least of which that I never got a bill or collection notice in five years.
01/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	MN 558XX	Web
I was in an ongoing dispute with XXXX over their criminal tactics. I was waiting for a final amount to resolve the outstanding amount I owe them. I never received verification that they agreed to the amount I was proposing, I had asked them, etc., and no communication. I was doing some other banking business the other day and was shown on my credit report that Allied Collection Services , Inc had " hit '' my credit report with the amount I owe XXXX. This certainly was a surprise, I did n't get a voicemail, e-mail or so much as a letter in the mail notifying me of their attempt to collect the debt, nor did I get an opportunity to dispute the debt. Since I found out they are illegally ruining my credit I have called and emailed them in an attempt to resolve the problem and nobody will contact me back. This is and should be criminal.
10/19/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30097	Web
Please REOPEN case XXXX as the contract provided is fraudulent. One it reflects an address of : XXXX XXXX XXXX, XXXX, OH which clearly DOES NOT belong to me. And that is NOT my signature. As stated before this is not a clear validation and does not match any of my personal information. If this debt is not removed I will contact my attorney. Validation of Debt Request - Proof of your right to own/collect this alleged debt COMPANY HAS NOT PROVIDED -Balance claimed including all fees, interest and penalties COMPANY PROVIDED INVOICES BILLED TO AN OHIO ADDRESS THAT DOES NOT BELONG TO ME -Contract bearing my personal signature COMPANY PROVIDED A CONTRACT WITH AN OHIO ADDRESS THAT DOES NOT BELONG TO ME AND DOES NOT REFLECT MY PERSONAL SIGNATURE -License proof to collect debts in my state COMPANY HAS NOT PROVIDED
09/18/2017	Yes	Debt collection Payday loan debt	False statements or representation Indicated you were committing crime by not paying debt	LA 70460	Web
I do n't remember the exact day that this company intially contacted me but it was in XX/XX/XXXX. A male contacted me and it sounded like he was trying disguise his voice. He stated that I had received money from XXXX XXXX back in XX/XX/XXXX and I could go to jail for stealing money. As explained to him that I never heard of this company and that would contact the proper authorities. So I then tried contacting the number listed for the company XXXX only to get an voicemail. So I was never contacted again. I went to check my credit report and it Now been on my credit report fir 4 months in the amount of {$380.00}. I checked the reviews on the company on today and it looks like I am not the first person and if they are not stopped I will not be the last! I have not received any money from this company please help!
08/30/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89147	Web
Credit Alert Derogatory Account Reported By Allied Collection Serv Reported On XX/XX/XXXX Account Balance {$1200.00} original phone call XX/XX/XXXX. on the same day went to they office. they have failed to provide communcation statement, my account associate with the debt, an itemization of current amount interest, fees, payments and credits since a particular date. and information ath i can reply to debt collector. i have called 4 more times on the same day since their office has failed to provide above documents. allied collection serv has not mail me updated document as of today XX/XX/XXXX. i have my over a dozen phone calls request the same documents during the period. i have been told all different story about the documents, i have been hang up multiple times. they will not be able to explain the debt.
06/09/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NC XXXXX	Web	Older American
I have already submitted multiple complaints that have been closed but not satisfied satisfactory. Please dig deeper and more seriously into this to satisfactory resolve my issue. My issue is again ; MY COMPLAINT Allied Collection Service Opened XX/XX/XXXX {$170.00} Original creditor : 01 XXXX XXXX I have legal documentation that this account was stated as CLOSED and that their would be no further financial obligations as of XX/XX/XXXX . Please reference attached documents again. Case # XXXX CLOSED, BUT NOT SATISFIED Case # XXXX CLOSED, BUT NOT SATISFIED Confirmation # XXXX This matter has been cleared and satisfied with my XXXX Credit Report but not on my XXXX Credit Report. Please assist, or force assistance in cleaning up my XXXX Credit Report regarding this FALSE information.
01/17/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 78744	Web	Older American
XXXXXXXX XXXX sent the Medical - Dental - account to Allied Collection Services, the Collection Agency. Prior, I did not receive notice of the debt being forwarded. On many occasions, Id requested that XXXX XXXX the original creditor validate the debt i.e original contract if any or services received accompanied by the actual charges but never received any response from the Dental Office. The Creditor is unable to validate the debt and I do not recall the charges or the amount. Since reporting with Allied Collection Services that amount had escalated in comparison to letter Id received from XXXX XXXX. These false statements and representations are adverse to my credit, in addition to the company 's inability to verify the debt and prove they are trying to collect an amount not owed or the wrong amount.
06/22/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78253	Web
To whom it may concern, I've tried multiple times to have a medical debt that is reporting to my credit verified for accuracy as it does not belong to me. I've sent a certified letter for validation of debt on XX/XX/XXXX and was signed when delivered and yet to get a response. I contacted the collection agency and they have stated that they flagged the account for fraud but yet to remove this item. I've also contacted the original creditor and they stated that they no longer have anything to do with the debt because they sold it to the collection company. the account in question has a date of XX/XX/XXXX as opened and status updated XX/XX/XXXX but a balance updated XX/XX/XXXX three different dates with a balance of {$5800.00} original balance {$4400.00}. this account is with allied collection services..
03/05/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AK 997XX	Web
I received a notice from a credit monitoring agency that Allied Collection Services had posted a debt on XX/XX/XXXX. I did not receive any notifications. Finally, in XX/XX/XXXX, I called Allied Collection Services to find out why they had neglected to send me any information. They told me that they had sent it out in XXXX ( false ). I told them to send it again. They told me it would take 2-3 weeks to get a package together to send to me. I asked why they needed 2-3 weeks when they've had the debt for over three months. They denied they had the debt in XXXX ; this time they said they just got the debt in XXXX ( false, and 2 1/2 months is still plenty of time to send a letter ). They told me they would send it out to me. It has been over a month and a half since I called, and they have not sent anything.
09/28/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89074	Web
I have reviewed a copy of my consumer report and observed that both the consumer reporting agency and the alleged " creditor '' have provided my information without obtaining my proper consent. It is evident, as per the Fair Credit Reporting Act ( FCRA ) under 15 USC 1681B, that they must either possess my written consent or have legal authority from a court to share my information on my behalf. I want to make it unequivocally clear that I do not consent to the sharing of any of my information by these entities. In accordance with the FDCPA, I am issuing a cease and desist order to halt all illegal activities related to my information. This includes ceasing all forms of communication, such as phone calls and emails, and the dissemination of my data to any third parties without my explicit consent.
10/17/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75044	Web
Allied Collections Services XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX XXXX This company is reporting a medical/dental bill on my credit reports that is not mine, I have had medical and dental insurance for over 15 years and do not owe any medical bills I tried contacting this fraud company and they refuse to remove this debt and provide proof that I signed anything even related to the original creditor XXXX XXXX. I have had the same dentist for 10 years and I know nothing about XXXX XXXX or Allied Collections Services I disputed this with the Credit Bureau and this is still reporting to my credit and the company is not providing any information to prove this debt is mine, because there is no proof this debt is mot mine and I want it removed from all three Credit Bureau
10/10/2017	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	SC 29210	Web
I would like to dispute the collection attempt against me from Allied Collection this account has been reported as of XX/XX/XXXX in attempt to collect a debt. I want to dispute this action based on their attempts to reage my debt this student loan debt comes from XXXX XXXX XXXX XXXX the collection attempt was sold to collection agency XXXX and XXXX and I paid them for several years. The account was again resold back to SC student loans and I paid them from XX/XX/XXXX to XX/XX/XXXX. This year XX/XX/XXXX I received notice to collect a debt from Allied Collection they opened a new collection under my social security number and again reaged my debt. This is negatively impacting my credit and I would like this Allied Collection attempt removed from all three of credit reports.
03/18/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 91761	Web
I REACHED OUT THE COLLECTION AGENCY AND ASKED FOR VALIDATION OF DEBT 2 TIMES, NEVER RECIEVED VALIDATION OF DEBT AND REQUEST NO CALLS FROM THIS AGENCY, AND RECIEVED A CALL FROM A DIFFERENT AGENCY, AT FIRST IT WAS XXXX XXXX AND NOW ALLIED COLLECTIONS, WHICH THEY ARE AT THE SAME ADDRESS UNDER THE SAME UMBRELLA, SO THEY SHOULD NOT BE CALLING ME AT ALL .... AND ALSO I STILL HAVE NOT RECIEVED VALIDATION OF DEBT, ASKED FOR THRU XXXX DISPUTING ACCOUNT AND CALLED COLLECTION AGENCY IN 2020 AND STILL HAVE YET T RECIEVE THE VALIDATION I OWE THIS DEBT, THE GIRL THAT ANSWERED ONLY WANTED TO ARGUE WITH ME ABOUT WHY I HAVENT PAID AND TOLD HER THEN NOT TO CALL ME. AGAIN PLS SEND ME VALIDATION THAT I OWE THIS I GET IT OFF MY XXXX, NEXT STEP WILL BE TO HIRE AN ATTORNEY FOR LAW SUIT!!!!!!!!!
01/08/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	SC XXXXX	Web	Servicemember
In XXXX XXXX I received an alert from my credit monitoring service of a negative account with allied collection services of nevada reporting on all XXXX credit bureau in the amount of over {$400.00} with the original creditor of gentle breeze dated in XXXX. I never heard of any of these companies nor have I ever conducted business with them nor have I ever received any written correspondence from these companies regarding this fraudulent account prior to it being placed on my personal credit reports. I was never given the opportunity to request validation and because this company has placed this invalidated information on my credit files, they are in violation of FCRA and FCRA. I pay my bills on time and have n't had any derogatory items on my credit reportscore in years.
02/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77584	Web
You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
09/19/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89183	Web
ALLIED COLLECTIONS SERVICES ( XXXX XXXX XXXX XXXX XXXX XXXX ) is a result of identity theft. I have never been in association with this company. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$130.00} does not belong to me. This account was fraudulently opened through by someone other than me through this company in XX/XX/2019 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
11/12/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 94521	Web
XXXX XXXX XX/XX/XXXX IT PUZZLES ME WHY THIS COMPANY ALLIED COLLECTION IS ADDING TO THE BALANCE OF AN ACCOUNT AT THEIR COLLECTION AGENCY! FIRST OF ALL I DISPUTE THE ACCOUNT. I AM ALMOST CERTAIN THE U.S. Fair Debt Collection Practices Act PROTECTS US FROM ACTS SUCH AS THIS. I AM DEMANDING THAT THIS ACCOUNT BE DELETED FROM ALL BUREAUS IT IS BEING DISPLAYED ON AS WELL AS ALL COLLECTION ATTEMPTS CEASE AND DESIST. XXXX XXXX AND ALLIED COLLECTIONS HAVE HAD AMPLE TIME TO RESPOND TO MY MANY DISPUTES AND HAVE CHOSEN NOT TO, BUT TOOK THE TIME TO ADD {$2.00} CONTINUALLY TO MY CREDIT FILE. IF THIS IS NOT RESOLVED I WILL BE FILING A COMPLAINT WITH THE ATTORNEY GENERALS OFFICE AND MY ATTORNEY HAS ADVISED ME THAT WE WILL FILE A CLAIM IN COURT TO GET JUSTICE FOR ME.
08/08/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 91786	Web
Allied Collection Service, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, NV XXXX, purchase a medical bill from XXXX XXXX. The medical bill was placed on my XXXX XXXX credit file on XX/XX/XXXX. This bill has incorrect information, this bill does not belong to me, the date for the bill is dated, XX/XX/XXXX, for the amount of {$2600.00}, now {$2600.00}. The date and sum amount due for this bill is incorrect. I had no medical services rendered to me on XX/XX/XXXX. I contacted Allied Collection Service and informed them that this information is incorrect, I made a request for the collection agency to provide me with documentation of dates and sum amounts due, I need verification. The collection agency has refused to provide me with valid documentation of this debt.
05/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	ID 83815	Web	Servicemember
In XX/XX/XXXX, I found a collection account on my XXXX XXXX credit bureau for a medical / XXXX bill from XX/XX/XXXX in the approximate amount of {$250.00}, which was paid by my insurance company XXXX XXXX XXXX XXXX XXXX XXXX. I called my insurance company and they verified that a check was sent to the dentist XXXX XXXX XXXX within 7-10 business days from the date of processing the claim on XX/XX/XXXX. A copy of the Claims Details is attached herein. On XX/XX/XXXX, I sent to Allied Collection Services, Inc. a Validation of Debt request, a copy is attached herein. I received a response from Allied, which only attached a " Patient Details '' printout indicating that there was a Patient Balance of {$250.00}. A copy of Allied 's response is attached herein.
12/28/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 891XX	Web
There is an account on my credit report that I do not owe. When I received an alert from XXXX, I immediately contacted the account holder ( Allied ) and I requested more information about the debt ( i.e. what the debt was for, whey they thought I owed it, and itemized statement proving the amount they thought I owed was accurate and a contract or agreement showing that I agreed to pay the debt ). Once Allied told me what the debt was for I explained to them that I did not owe the debt as I had lived in my own home for years. Allied told me they were going to look into the issue for me but this was over a year ago and nothing has been done to remove the item from my credit report and they have not provided me the information I requested from them either.
03/25/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 91006	Web
Hello, my name is XXXX XXXX I am new to the credit world. I have always paid in cash. Though, I am newly engaged and would like to establish some credit in my name. Upon looking at my credit info on XXXXXXXX for the first time ever I came across an account in collections called XXXX XXXX XXXX in collections with a company called Allied Collection Service in the amount {$380.00}. I have never been to this school nor ever heard of it or where it may be located. It is the only mark on my credit and do not know how it got on my report. I have had it removed from XXXX XXXX but it is still on XXXX. This is not my dept owed. I always pay my debts, please help me to have this false information removed from my credit report. Thank you!!! Sincerely, XXXX XXXX
03/04/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web
Consumer complaint narrative I have not received confirmation not certified testimony that your offices complied with the FCRA and all its mandated rules when it comes to reporting accurately. Therefore, you are to present to me with a certificate in testimony that the fraudulent inquiries presents in Exhibit C are in fact compliant and not subterfuge? ( Copied from AFFIDAVIT ) All items listed in Exhibit B are fraudulent, invalid, inaccurate, not timely, and carry no documented evidence of their existence.To the least they have not be authenticated as per my requirements as you are damaging my character, creditworthiness and well-being by falsely stating those fraudulent non-compliant unverifiable inquiries on my report. ( Copied from AFFIDAVIT )
03/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MS 397XX	Web
11 XXXX said that this debit would be fixed when I turned the I phones in that I had when I was a XXXX customer so I have returned all phones back to them and my name is still in collectors phones was returned on XXXX through XXXX shipping I have a shipping receipt XXXX XXXX and all the inquiries on my report I have not applied only one I applied for was XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX all others I contact the company and they told me they could not do anything for me to contact credit bureaus and I did but all 3 just like to ruin other peoples lives and names just because they have the power to do so I am asking for some help from you guy please because I havent seen anything happen or changed with my problems thanks help please XXXX
07/30/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75241	Web
I have disputed this account with all three credit bureaus several times. Most recently on XX/XX/2023. I asked for a contract and proof of debt. I have not received anything from the company validating or verifying this debt. I am not aware of the original creditor nor the debt collector, therefore I need validation to verify that this is indeed my debt. In accordance with 15 U.S. Code 1692G, I have already requested verification of this debt. The company has not responded well past the 30 days allowed for providing a response. Since this debt was disputed pursuant to the Fair Debt Collection Practices Act, the company is required to cease all collection of this alleged debt which includes reporting to my consumer report with XXXX, XXXX and XXXX.
08/15/2017	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive notice of right to dispute	MD 20602	Web
Attempts were made to pay off the amount owed to this company once I had to close the checking account that this payments were being withdrawn from without success over a year ago. I moved from about 1.5 years from that time, but had my mail forwarded to my new address at that time. XXXX XXXX apparently sold this account to Allied Collection Service ( ACS ) ( XXXX ) who has been calling and hanging up on me for the past few weeks. I called back on XXXX/XXXX/XXXX to see what this was in referenced to and discovered that it is the same collection account that I disputed from my credit report about a month ago without a response. The reason for the dispute was due to seeing duplicates of the same account and not having anything in writing from ACS.
05/26/2015	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NV 89015	Web
I was working with XXXX to repair my credit. I got in writing a log note from Allied stating if I came in and signed they would remove from credit. They forced me to sign a confession of judgment to go on a payment plan to repay the amount owed to Allied. Against my better judgment they told me they would not remove from credit unless I complied. I did so by signing the documents. Now, they are refusing to remove from my credit stating it wo n't be removed until it 's paid in full. This was not the agreement. This is causing my score to be in jeopardy through the credit bureaus and it 's causing me to be declined for a home loan. I have all the documents to back up what I am stating. This has been going on for three months now, with no progress.
03/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 330XX	Web
I filed a complaint with the collection agency of the validity of the debt and the debt its not mine. I called and I spoke with XXXX XXXX at Allied and he refused to provide me the details of the debt. I emailed him directly on XX/XX/2021 to his his email XXXX and complete disregard to my request. It has passed more than 30 days since my request. He would not give me another person to talk to or addressed my concerns in regards to such collection. He didn't read the disclosure that this is an attempt to collect a debt. I have concerns regarding such debt as is not much but its not mine. I asked he for the company from which the debt is coming from and he told me he could not. I mailed all the information to all credit agencies along with this.
03/07/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 95670	Web
I've written a dispute letter XX/XX/2023 No Knowledge of this account. This is fraudulent and someone has stolen my identity. This is the second time this has appeared on my report but with a different collection agency name. Allied Collection Service XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX In response to my letter I was sent patient information sheet on that sheet it clearly states responsible party 's name. on the service and installment contract the signature clearly states the responsible party name. My name nor signature is not on this account. I would like this matter resolved and removed off my credit report. This is not my account or legal matter. They will be hearing from my attorney to resolve this legal matter.
02/05/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89122	Web
Allied Collections is the collection agency that is reporting a Negative amount on my report with the three major Creditors XXXX, XXXX, XXXX. I have contacted them with proof of the alleged debt to no avail, they have even return my mail sent for there response. I mailed to their P.O.Box as well as their Physical mailing address the address used on the credit report or the address in our local listing. I have sent three letters demanding a response. I finally sent a regular letter and it was the letter stating they have violated the FDCPA Law. I have been dealing with this problem for three months and i have gotten no where. I am a senior and i need this updated because it is affecting how i apply for housing and other things to live.
08/17/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60656	Web
On XX/XX/2018 I called allied collection services at XXXX and spoke with XXXX XXXX, I asked who they were and what is the debt for. He stated thats its a debt collection agency and was trying to collect a debt. He also stated that it was for XXXX XXXX XXXX. I then stated that Ive never lived at a place called that, then XXXX XXXX asked if I lived at a place called XXXX XXXX I answered no. He asked me to give him to Wednesday to figure it out. I called back on Wednesday. I was told that it was my debt and I asked if I can get verification, they stated that they have my name, number, address, and drivers license number. I stated that that was not Verification and to send a contact to my address. They then hung up the phone on me.
09/21/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89115	Web
XX/XX/XXXX. I was seen by a XXXX XXXX on two ( 2 ) occasions. XX/XX/XXXX & XX/XX/XXXX. I received a call from Allied Collection, stating I have a debt from such named doctor. I was n't made aware of a debt until now, on XX/XX/XXXX. I then contacted the office of XXXX XXXX. Where then I spoke to settle the matter. She was NOT helpful ... .RUDE. I was n't trying to get out from paying what I owe. I just was n't informed or contacted. Which having the same number for over ten ( 10 ) years & residing at the same address since XX/XX/XXXX. Again I do n't believe this action of fees is fair because I was n't contacted, then the time I was contacted and who I was contacted by 3 3/4 years later. Is their a " statute of limitations ''.
01/14/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60649	Web	Servicemember
In Between XXXX XXXX, 2017 and XXXX 2017 My identity was stolen. An unknown individual obtained services through XXXX WITHOUT my authorization in the Amount of : {$1900.00}. Allied Collection Services located in XXXX XXXX, NV is seeking to collect on this debt. But it is not mines. I have taken the necessary steps to dispute this fraudulent activity with all three credit Bureaus, Filed a police report and also Filed a extensive report with Federal Trade Commission. I have submitted a copy of my police report to the collection agency listed above and I have also submitted a written a certified statement to them as well. I am also seeking to find out if the named collection agency in even licensed in the state of Illinois.
08/15/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL XXXXX	Web
Being contacted and it has been reported on my credit report that I owe money to a company named XXXX XXXX. I do not know what this is I do no owe this company money. I sent a letter to Allied collections telling them this and asking for them to provide a signature proof that I owe someone money. They have not responded or provided any proof of signature. In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number. Please note that they have 30 days to complete this investigation, as per the Fair Credit Reporting Act section 623 ( a ) ( 3 ), and I am keeping careful record of their actions.
05/13/2022	No	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89145	Web
According to Allied Collection Services they are wanting myself and my wife to pay {$3800.00}. This company is trying to collect money for my former apartment community. I was give a no cause to vacate notice and I paid my rent to this company. Myself and my wife have been bullied and traumatized by this apartment community. They are also very XXXX against myself and my wife. Please have them remove these false charges off our credit. Our day of departure from this company 's apartment was XX/XX/2021 we had to be out by XXXX. We submitted our last payment for the month of XXXX XXXX. This company fraudulently putting eviction on my name and i have the documets that says otherwise. Also getting my {$300.00} deposit back.
01/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	VA 24012	Web
XXXX XXXX XXXX XXXX/XXXX/17 {$220.00} I have received my reports and noticed a third party collection agency was reporting as a open status I have never received a letter or do not even know this company, recently I have been recieving repetitious phones calls intended to be annoying different times of the day from different numbers telling me I need to clear up a debt I know nothing about, I tried reaching out asking them to validate this debt they will never send me anything back in writing they will start calling again from a different number, I would like for this company to provide me signature with me giving a provider permission to share my information with a third party since they claim this debt belongs to me
02/25/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 454XX	Web	Servicemember
I looked up my credit report on XXXX XXXX, saying that i owe {$50.00} to XXXX med center through Allied Collection Service. Not sure what this charge even is, the date goes all the way back to 2013! There is a hard hit on my credit for something i know nothing about and i just want it removed.I am willing to a pay a portion of it but not if they are just going to take the usual {$10.00} off because i feel that i do not even owe this money. I have received no information on this and have no idea what it is for and if its even mine. I know this company wants to get paid so they need to work with my needs not theirs. Statue of limitations in Nevada is 4 years, this needs to be removed from my credit once and for all.
01/05/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 92103	Web
I made a final payment to XXXX to close my account on XX/XX/XXXX. This included a $ XXXX charge for an old phone only worth {$150.00} by trade-in! That payment was lost by XXXX, but I was not informed. I logged on to their website to download an old bill for my files and saw the outstanding balance. I contacted them and provided proof of payment. Yesterday, I got a credit alert saying I had a new collection account from Allied Collection Services, who I have never heard of or from. The note on the alert says " XXXX '' as original creditor. Not only is this debt invalid, the collection agency failed to send proper notification of the debt or option to dispute. I have never, ever gotten correspondence from Allied.
01/17/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89011	Web
This kind of account is placed as a collection account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to zero or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
09/05/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
I am XXXX XXXX a Consumer and Natural person, I am filing this compliant with no third party involved. Allied Collection Services has not responded within the length of days given after speaking with me concerning an alleged debt that have placed on my consumer report. Affidavit of fact was sent on XXXX XXXX Allied Collection Services signed the certified green return signature Postal receipt that they received it XX/XX/2021, today is XXXX XXXX and no correspondence or verification from Allied Collection Services. This has caused me a lot of traumatic stress, and also defamation of my character XXXXThis is a violation of my consumer rights, Also a violation Rights to Privacy. Please see attached files.
06/14/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NV 89115	Web
My report indicate I owe XXXX XXXX and I have paid this account off, Therefore this information is not accurate and i request this negative account be removed from my report. My report indicate I owe XXXX XXXX and I have paid this account off, Therefore this information is not accurate and i request this negative account be removed from my report. My report indicate I owe XXXX XXXX XXXX and I have paid this account off, Therefore this information is not accurate and i request this negative account be removed from my report. My report indicate I owe XXXX XXXX XXXX I have paid this account off, Therefore this information is not accurate and i request this negative account be removed from my report.
02/06/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 94591	Web
Allied collection service has been contacting me regarding an {$1600.00} XXXX XXXX bill that was settled XX/XX/2017 for the amount of {$1000.00}. The account was settled with XXXX XXXX XXXX now known as XXXX XXXX XXXX. I contacted both companies trying to get a receipt or proof of payment mailed to me I've been told that I will receive something in the mail. I've been waiting for over a year for the proof, the only proof I have is my bank stamen which shows the payment for the amount and the companies name and number. I took the stamen to XXXX XXXX and they told me that it wasn't enough. I also have my policy numbers so if its possible please help this has caused a negative impact on my credit.
02/27/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91773	Web
XXXX reported my information for a fraudulent account to a credit collection agency without confirming that the account was valid. The information is now showing up on at least on credit reporting bureau. After contacting XXXX and confirming that they do not have any credible information on file including my social security number, they refuse to assist in contacting the collection agency or removing the information from my credit file. In XXXX of this year I noticed a derogatory reporting on my credit report from XXXX via a collection agency. After contacting XXXX and verifying that there is not an account that matches my information, they will not remove the information from my credit file.
05/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 11372	Web
ALLIED COLLECTION SERV {$2100.00} Balance updated XXXX XXXX, 2022 ALLIED COLLECTION SERV {$2800.00} Balance updated XXXX XXXX, 2022 This account was previously removed from my credit report for fraud. I was not in the country on that date. and it was eliminated by credit bureau fraud and now this account appears again. This company constantly tries to put this debt on my report and every time it is put it is removed. It was previously removed for fraud. It's not my account, it's identity theft fraud. Already this account more than 1 year ago was denounced and eliminated. This is damage to my credit. Allied Collection Services , Inc XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX
02/06/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	VA 22015	Web
We were contacted b Allied Collection Service by phone XXXX notifying us of XXXX attempt to collect an invalid debt. We asked them to send the information and the notice of the right to dispute so that we could dispute it as numerous attempts to resolve with XXXX " Customer Service '' had failed. We never received the details or the notice of right to dispute from Allied Collection Service. We called Allied Collection Service on XX/XX/XXXX to let them know the debt was resolved, even though we never received the details from Allied Collection Service or the right to dispute. On XX/XX/XXXX and XX/XX/XXXX, Allied Collection Service opened account against my credit with XXXX, XXXX, and XXXX.
05/05/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 11372	Web
ALLIED COLLECTION SERV {$2100.00} Balance updated XXXX XXXX, XXXX ALLIED COLLECTION SERV {$2800.00} Balance updated XXXX XXXX, XXXX This account was previously removed from my credit report for fraud. I was not in the country on that date. and it was eliminated by credit bureau fraud and now this account appears again. This company constantly tries to put this debt on my report and every time it is put it is removed. It was previously removed for fraud. It's not my account, it's identity theft fraud. Already this account more than 1 year ago was denounced and eliminated. This is damage to my credit. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX
07/20/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MI 480XX	Web
My contract with XXXX XXXX was mutually terminated in XX/XX/XXXX. That contract was paid in full, receipt was included showing a zero balance. XXXX pursued me for a remaining balance of {$140.00}, and the balance was disputed on XX/XX/XXXX. XXXX did not respond for several months, and forwarded this debt to a collection agency, which reported on my credit dated for XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX USA This collection agency, did not properly notify me of this debt, nor did they disclose this debt to me within the required timeframe. Nonetheless they did report this on my credit, as such I am seeking removal of this debt immediately from my credit report.
06/08/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 77449	Web
Allied collection service should not report on my credit report as I am not liable for the debit since I have no contract with them. From XXXX XXXX . They can not validate that I have a signed contract with them. XXXX XXXX , XXXX XXXX XXXX XXXX . Sections XXXX ; it says that one can not subrogate onto a contract that they were not originally on, did not have any interest to protect, and then claim successor in rights and interests. Thus, when an original credit sells the debt, they give up their rights to collect on the debt, BUT they do not give those same rights to the collection agency. The collection agency can not act as a substitute for the original creditor.
01/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	IL 60640	Web
This Health Care facility along with XXXX XXXX XXXX has violated my Health Insurance Portability and Accountability Act ( HIPAA ) Privacy rights.They are in Breach of Notification Rules or the Patient Safety Act and Rule. I did not give any consent to share my Personal health information. Why has this comapny frivolusly reported multiple accounts more than 5 times on my credit file with no consent. Along with violating my HIPAA rights, they are violated my FCRA rights according to the law 15 usc 1681. The accounts that are in violation are : XXXX XXXX XXXX Acct # XXXX, # XXXX, # XXXX, # XXXX, # XXXX. Allied Collections Service Acct # XXXX. Why has this been able to happen?
09/02/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89183	Web
ALLIED COLLECTION SERVICE ( 01 XXXX XXXX XXXX XXXX XXXX ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$130.00} does not belong to me. This account was fraudulently opened through this company in XX/XX/2018 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
03/24/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85201	Web
Allied Collection Services received a certified letter in the mail asking for validation of debt. In response Allied Collection Services sent a statement without validating or providing enough information for myself to validate and verify the information. I have no idea what this bill is for, I do n't recognize this bill, I do n't have enough information provided. Per HIPAA I have the right to the breakdown of fees including any collection cost and medical charges. I am supposed to be provided with a copy of my signature with the provider of services that is allowing them to release medical information to Allied. I have not received anything outside of the attached statement.
11/05/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NV 89130	Web
On XX/XX/XXXX my bank account was charged XXXX as a bank levy for a debt that is not mine. It turned out to be my wifes old bill from 20 years ago even before we met. Also, the income I have going into that account is solely mine and from XXXX only, I am in the process of fighting this but any help would be appreciated, I also want my money back. In regards to the debt, I cant say whether its owed or not, its 20 years old and we have never received any communication regarding the debt what so ever. It is not on our credit reports and the supposed original creditor has never said anything about it for 20 years, and we`ve been using them the whole time? Please help thank you
07/07/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 94706	Web
Allied Collection Services on behalf of a XXXX XXXX ( single individual person ) is claiming I owe their client {$3100.00}. I have never owed this person this amount of money. I have requested to prove that this account belongs to me, by sending Allied Collection Service via U.S. Postal Mail Return Receipt correspondence requesting a original contract and/or an Agreement etc. stating how and what I owe this person for and to date they have ignored my request. Not to mention, they have not ever sent me correspondence allowing me to respond to their claim, it just suddenly appeared on my credit profiles out of nowhere. I have tried to contact Allied and no response.
02/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89074	Web
On XX/XX/XXXX 2022 I sent a HIPAA letter to XXXX at their address via certified mail. I never received notification of this debt and asked the company to provide me validation of the debt by sending a copy of the contract that I supposedly have with them, my actual signature, and by requesting documentation of how they calculated what I supposedly owed to them. On XX/XX/XXXX22 I received a letter stating the debt was verified by the creditor with an amount owed and nothing more. As a protected consumer, I have a right to know the information requested for validation. I provided the company the appropriate amount of time and have not received sufficient validation.
01/16/2018	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	FL 32778	Web
Was contacted by someone from a XXXX XXXX trying to collect on a loan. When I asked for more information, they threatened to call my work. Later, I ended up seeing a {$200.00} amount on my credit report from a payday lender. This lender was not authorized to make loans in my state and I did not make the loan. I am unable to get validation for the loan or debt. This is n't even someone who does business legally in my state. Collection is showing as : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX Calls to the company get directed to a person/line that is never answered once the receptionist answers. One letter sent 45 days ago was unresponded to.
04/03/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 891XX	Web
BACK IN XX/XX/XXXX OR XX/XX/XXXX I WAS A VICTIM OF A ROBBERY I WAS BEATEN AND ROBBED AND MY XXXX WAS BROKEN. I WENT TO DR.XXXX XXXX BECAUSE MY XXXX WAS BROKEN. IN THE PROCESS I WENT ANDAPPLIED FOR MEDICAID, I ADVISED THE STAFF AT THE DR. OFFICE THAT I HAD NEVADA MEDICAID. THE MEDICAID WAS NEVER FILED BY DR. XXXX OFFICE AND AND THEY SENT ME A BILL. MEDICAID ADVISED THEY COULD HAVE FILED RETRO BACK PAY FOR SERVICES RENDERED I CALLED DR XXXX XXXX OFFICE AND WAS TOLD I WAS IN COLLECTIONS. I AM DISPUTING THIS DEBT AND WANT IT REMOVED FROM ALL 3 CREDIT REPORTS. ASAP. ALLIED COLLECTIONS AGENCY NOW HAS THE ACCOUNT IN COLLECTIONS. PLEASE REMOVE FROM MY CREDIT FILE ALL 3
06/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89120	Web
In XXXX of XXXX the full balance in question was fully paid I called the end of XXXX and Allied Collections or ACSI stated that by XX/XX/2021 the account would fall off On XX/XX/2021 they reported not paid I have the letter stating that it was paid in full When I contacted the company the employees were rude and belligerent and disregarded my concern and instead brought up an account that I had not even heard of from 7 years ago. I did not owe anyone from that far along. I have credit checks and I never received any letters from the other account and asked if I can receive a letter in the mail and they refused and hung up. I have the video recording of this.
04/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33407	Web
The company Allied collection placed a debt for {$300.00} on my credit file, I have told them numerous times that anything pertaining to the original creditorXX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX was paid by my insurance ( Florida XXXX ). Prior to this debt being placed on my credit file which is how I found out about it I never received any notices regarding such debt. When I filed a complaint with the XXXX of XXXX XXXX, ACS claimed they were calling me, I have never received any calls from them, nor messages, nor WRITTEN correspondence regarding this matter. ACS needs to stop reporting inaccurate false debt to my credit report and remove the inaccuracy.
05/29/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NV 89103	Web
Legally I do not owe. I was not evicted. I have never been evicted. I do not have to pay fees for something that did not happen. Said the Judge. I have court documents stating that I do not owe this. I have a receipt that I paid what was ordered ; paid in full. This is a point of harassment and intimidation. I sent a notice in 2014 to cense and desist. I am XXXX and have been living on a fixed income budget. I would like assisted to resolve. The claim is on my credit reports and is causing damage to my credit profile and good name. I would like to resolve this matter without going to small claims court for damages, but this is also credit issue and fraud. dmp
06/05/2019	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	NY 10012	Web
Upon inquiring to make a payment, they presented me a different amount so I had to explain why. In a mean time, the operator insisted not to listen what I am trying to explain, ended up saying abusive insult over the phone and hang up on me and never pick up the call when I tried to reach out. The issue is their altitude and aggressive behavior towards those trying to make a payment and neglecting their job as a collector. Please check the recordings the phone call took place XX/XX/XXXX approximately XXXX ; XXXX EST and a male who picked up a phone call at XXXX ACSI Allied Collection Services , Inc. for the payment for the XXXX who he claim to be a manager.
02/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89074	Web
On XX/XX/XXXX I sent a HIPAA letter to XXXX at their address via certified mail. I never received notification of this debt and asked the company to provide me validation of the debt by sending a copy of the contract that I supposedly have with them, my actual signature, and by requesting documentation of how they calculated what I supposedly owed to them. On XX/XX/XXXX I received a letter stating the debt was verified by the creditor with an amount owed and nothing more. As a protected consumer, I have a right to know the information requested for validation. I provided the company the appropriate amount of time and have not received sufficient validation.
02/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89117	Web
Account was placed with collection agency XXXX XXXX XXXX ( XXXX ) XXXX ) for {$750.00} by XXXX XXXX XXXX XXXX XXXX XXXX XXXX. This account was settled and paid in full directly to XXXX. XXXX XXXX merged/was sold to Allied Collection Services ( XXXX ) XXXX ) and Allied Collection Services now shows the erroneous/paid off debt while XXXX is reporting the same, duplicated account. Phoned XXXX ( which is now Allied Collection ). They stated they were aware of the duplication of accounts reported and they are working to correct. I asked them to remove their accounts as they were duplicates and because I have settled/paid in full direct with creditor.
08/10/2017	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	AL 36695	Web
On XX/XX/XXXX Allied Collections falsly reported a debt to my credit from a company called XXXX XXXX. I have never taken out a loan with this company. I have never heard of this company, and this report on my credit is malicious and fraudulent. It is not a mistake because just last month they falsly reported an invalid debt by XXXX XXXX online to my credit. Now they have removed the XXXX XXXX debt and posted this debt to my credit. They have reported the XXXX XXXX debt on my credit twice. The same debt has been reported two times which is illegal. This is fraudulent! Please help, this company is harassing me and intentionally ruining my credit.
02/29/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 30043	Web	Older American
Allied put a collection from XXXX that I didnt owe allied or XXXX never called or sent me anything that said I owed I canceled XXXX in XX/XX/XXXX I called XXXX they said they made a mistake will contact allied they sent allied something saying it was paid but allied wont remove the mistake from my report it say it will remain until XX/XX/2020 unexceptionable I did nothing wrong allied never sent anything to my home or called me they said the did but that is a bold face lie!! They are scammers and liars and uses senior citizens like me Im going to get a lawyer if I have to but that has to come off my report allied collection service XXXX XXXX NV
03/05/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78245	Web
XXXX XXXX approved financial services on a term of 36 months for work needed to be done on my teeth. Account was set up on auto pay for 36 months. At the end of the 36 month term of payments made the account was deemed paid in full. Which was never reported on my credit report. 6 months after the account was paid in full. XXXX XXXX is alleging that they didn't get paid for some of the services performed from insurance. Is now saying I owe additional monies because of their bad accounting. I was never informed during the 36 month payment process that additional monies were owed. Until it showed up on my credit report as a collections account.
11/25/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07701	Web
Allied Collection Service was sold my account, a {$140.00} debt from XXXX ... This debt was originally paid, and then I disputed it with XXXX XXXX XXXX XXXX XXXX was paid through XXXX XXXX XXXX and I won the dispute ... I promptly cancelled my XXXX account ... Unbeknownst to me, XXXX sold my account and it's phantom debt to Allied Collection Service. Allied Collection Service, without any notification to me, then put a derogatory mark on my credit. I disputed that and I also won, and the debt was removed from my account ... Allied Collection Service then sold my account to another debt collector who marked my credit, which is another fight
03/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30305	Web
From XXXX 2014 to XXXX 2014, XXXX XXXX kept charging {$52.00} to my credit card although I canceled their services since XXXX. I disputed the charges and XXXX of their supervisors called and told me all charges will be credited. They made XXXX charges and only credited XXXX. Their automated system turned the balance ( {$52.00} ) to a collection agency by the name of Allied Collection Services XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX ( XXXX ) XXXX who put the derogatory charge on my credit report. I was n't aware this derogatory info was on my credit report since last year as I have been applying for loans and was getting denied.
11/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 483XX	Web	Older American
I had my identity stolen from XXXX XXXX also from another institution about 5 years ago. XXXX reported XXXX phone said i owe {$210.00} for phone service. I have been with XXXX XXXX phone service for XXXX years. I found out about this through credit monitoring service i was supplied by the XXXX for free because my identity was stolen i didn't open this account, I don't know the phone number or account number. I have great credit almost XXXX. This reported dragged my credit down about XXXX points. Please help me get my credit restored. XXXX XXXX will not help. I filled 3 disputes. Also the collection company will not return my call.
03/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OK 73160	Web
Allied Collection Services of Nevada is reporting that I owe XXXX {$510.00} when in fact, in do not. They reported this to the credit bureaus when don't even own the debt, XXXX, whom I settled the debt with, as XXXX advised me to do since they knew that I did not even owe them the money, but since they turned me over to a collection agency, all they could do was to tell me to settle with XXXX for less, and I did. I sent Allied documentation showing they are reporting this error, but they want to give me the run around! The documents included the receipt showing I paid XXXX. I want them remove this error from my credit bureaus.
02/21/2017	Yes	Debt collection Payday loan	Disclosure verification of debt Right to dispute notice not received	FL 33404	Web
Received alert on credit report on XXXX/XXXX/XXXX regarding negative info from Allied Collection Services Inc.. I looked up number for this company and called them. I stated to them I have no knowledge of this debt and was never notified regarding this debt because Inever received anything in the mail. They told me the debt is from a company called XXXX XXXX regarding a payday loan inXXXX of XXXX. They said a letter was sent out to an address that I lived at more than 10 years ago. I asked them to send info in the mail. I received the info today and it states the account has been updated to to show as disputed. Not Acceptable!!
10/12/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 94601	Web	Servicemember
Contacted XXXX XXXX XXXX in regards to her meaningless email to me XX/XX/XXXX @ XXXXXXXX XXXX kept me on hold after argued this debt is not mine refer to divorce degree see attached letter she as well stated no one signed for letter in regards to putting them on notice POINTLESS CONVERSATION see tracking receipt XXXX XXXX in the past demonstrates CFPB is a joke and all they have to do is respond to close out case I aggree but only exhausting my avenues for civil action emotional as well damaging my credit CFPB needs to publish each response as well regulate companies trying to collect another state other then Nevada
03/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30324	Web
I have been struggling with an account that appeared on my XXXX and XXXX credit report that is not mine. Original creditor ( XXXX XXXX ). I have disputed this account numerous times and It keeps coming back with different collection company names. I do NOT own this account. I have never owned a XXXX account in.my life. After talking to XXXX it was recommended to me to file a claim with the FTC to get this problem resolved ... I have tried contacting the collection company Allied Collection SE and have filed 2 disputes but I never have been able to get a hold of them. So please help I do not know what else to do.
04/27/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 90250	Web
Hello, On XXXX of XXXX i Contacted Allied collection to ask for more information on a suppose debit collection that put on my credit, I spoke to there representative and i was requesting my original contract with my signature, Due that question the representative started to get aggressive and other words declining my request after few minutes of back and forth he finally agreed to send over the contract which he disclosed it would take 24 hours, Its been several of days and nothing. ive tried several times to work with this company but they seem to not send over my original contract that supposedly signed XXXX.
12/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NC 28273	Web	Servicemember
Hello, In regards to the Allied Collection Service report of : {$54.00} that is reporting as a closed debt. This deoes not belong to me and should be removed form my CREDIT REPORT immediately. I am sick and tired of XXXX reporting inaccurate information under my name and social security number. I went thru 5 years of having a XXXX eviction reported which was just removed after numerous attempts stating it was fraudulenty and not belonging to me. You people have ruined my financial life. XXXX! You people are pathetic and I hope something really bad happens to you and your business ... REMOVE THE RECORD!
03/24/2021	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	NV 89113	Web
On XX/XX/XXXX, I contacted XXXX XXXX in regards to a vehicle that was reported to Allied Collection on XX/XX/XXXX. After providing the VIN of the vehicle, at the request of the representative, there was no record of the vehicle at XXXX XXXX. I contacted the DMV on XX/XX/XXXX and it was confirmed that the vehicle registration was surrendered in XXXX, the same time the vehicle was returned to the car dealership. The representative advised me to satisfy the debt but was unable to provide information on the account. Due to a lack of data, I am requesting the removal of this account from my credit report.
04/08/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75044	Web
I've sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov, I've completed and sent a fraud affidavit via certified mail. I can see they received it, but nothing has changed. See supporting documents. Even the USPS tracking.My official complaint is against ALLIED COLLECTION SERVICE. My information was used to obtain an apartment, cell phone, and an auto loan with my ex-partner. I am a victim of identity theft and have put this off for too long. I've completed the proper steps, 1. notify creditors 2. police report 3. informed the state of Texas.
09/12/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA XXXXX	Web
On XX/XX/XXXX.. a treating XXXX at XXXX XXXX performed a " XXXX XXXX '' XXXX without my consent. I was told that the XXXX would be completed at the same time as my XXXX XXXX, which was scheduled at a later time. Subsequently, I was billed for services performed without my knowledge. On XX/XX/XXXX, I filed a formal grievance and received receipt of that grievance on XX/XX/XXXX. On, XX/XX/XXXX, XXXX adds a XXXX XXXX debt collection onto my credit report. XXXX and XXXX do not and have never included this as a valid debt. This is in error and needs to be removed from my credit report.
03/31/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OR 97526	Web
I contacted the collector Spoke to XXXX he stated they agreed to settlement of 1/2 the debts of {$200.00} would send me a letter send me a letter of agreement. I never received it I called as I was notified by my credit report today XX/XX/XXXX I owed the full amount and the account is open to XXXX XXXX XXXX. I called to question the account to be paid as agreed the gentleman stated because your trying to buy a house you have to pay the debit in full before we will remove it, or it will stay on your credit as unpaid he refused to accept me any assistance to show account was settled
01/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60652	Web
Allied Collections Services Date opened : XX/XX/2020 Collection Account {$1900.00} past due Previously disputed : XX/XX/2020 My name is XXXX XXXX. I have attempted to dispute this inaccuracy on my report with no success. I have contacted Allied Collections Services several times to dispute with the original creditor XXXX about this false collections. Upon speaking with XXXX associates, I was informed that this collection did not belong to me but my father XXXX XXXX. l placed a dispute and it was denied. Please review this information. This has dramatically affected my credit.
05/23/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NV 89104	Web
XXXX XXXX , 2016 {$34 .00} I talked with XXXX and said I could pay what they offered. Though, when I had more money to pay the account for full. " They did not fill in the remarks on the the credit bureaues, credit reporting agency 's ''. I said, I can pay for the full amount. They said no what was agreed you can pay for. During the conversation, I suggested to pay more. And initiated the clear communication I can pay for the full amount of XXXX XXXX dollars. Then, she said no. Only the amount, you were talking with XXXX about. They were damaging my credit score.
11/24/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89074	Web	Servicemember
I had asked Allied Collection services to provide proof of debt multiple times and they failed to do so. Stating that " the debt was valid '' to each Credit Bureau unable to provide an invoice or anything regarding the debt claimed to be owed by XXXX XXXX XXXX. Each credit bureau had agreed the debt was not valid and removed from credit report. This account keeps coming up on my credit report for a debt that was never verified. XXXX XXXX XXXX never provided anything outside of a paper invoice for " debt owed '' Claimed services were rendered that were never completed
06/28/2020	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77044	Web
ORIGINAL CREDITOR IS XXXX XXXX COLLECTION AGENCY IS ALLIED COLLECTION SVCS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX. MY ORIGINAL ACCOUNT BALANCE WAS TRANSFERRED TO A NEW ACCOUNT # WHEN I SWITCHED XXXX XXXX LOCATIONS. THEY NEVER XXXX OUT THE OLD ACCOUNT BALANCED AFTER IT WAS TRANSFERRED. INSTEAD THEY HAVE ME IN COLLECTIONS FOR THE ORIGINAL ACCOUNT THAT SHOULD HAVE BEEN XXXX OUT AND CLOSED AFTER THE TRANSFER. I HAVE AN ACCOUNT WITH XXXX AND IT IS AND IT IS IN GOOD STANDING. THEY ARE RUINING MY CREDIT SCORE. THEY HAVE ME IN COLLECTIONS FOR A DUPLICATE ACCOUNT.
09/25/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 93035	Web	Servicemember
I was alerted by my XXXX credit monitoring service that I had an account in collections with Allied Collection Services ( from a XXXX account ). I took the appropriate action, filed a police report with XXXX XXXX and an FTC Identity Theft Affadavit and submitted to all the credit bureaus. XXXX and XXXX immediately removed the account from my profile, however, XXXX has refused to remove it. After my 3rd phone call to XXXX in the last 6 weeks, I was advised by a supervisor named XXXX XXXX, to file a report against the debt collector company through the CFPB as well.
07/21/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 78520	Web	Servicemember
Allied Collection Services has placed negative information for a debt I do not owe. I have never received any forms, signed contracts or any information regarding the debt for which they reported. When I contacted the company they crossed referenced my telephone number and gave me information that was not my personal information. The collector XXXX then asked me for my personal info such as SSN/DOB and only then did he claim that I owed them monies. This company continues to contact me with fake names in attempt to extract my personal information on a daily basis.
07/21/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89135	Web
Contacted Allied Collection Services to settle debt for a specified amount. Also asked collector to mail all information pertaining to the debt that is wanting to be collected. I was told I would be receiving a response about the settlement in a few weeks. I waited a few months and haven't heard anything back. I then contacted the collection agency again to try to settle the debt and see why I haven't received any information pertaining to the debt. I was given the run around and still haven't came to an agreement to settle or received information about the debt.
03/26/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 94306	Web
Allied Collection Services , Inc, failed to respond to my Debt Validation Letter Request regarding the collection they reported to credit reporting bureaus, failed to provide the needed information for the debt validation. All you provided was just the cancelled/violating consumer right contract which XXXX did not perform, nothing else, and you failed to provide CREDITOR/DEBT COLLECTOR DECLARATION, the form in the Debt Validation Letter Request which you are obligated to provide within 30 days pursuant to 15 U.S.C 1692g of the Fair Debt Collection Practices Act.
04/06/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 891XX	Web
I am trying to obtain a deletion letter from Allied Collections, because I am trying to buy a home. When I made the payment, the person I spoke to, said they will provide me with a letter stating I no longer owe them the debt. I spoke to my Lender, and she said, she has received a deletion letter from Allied Collections about 3 days ago. I 've called several times Allied Collections in the last three days, and they refuse to provide me with the deletion letter. I do n't understand why they refuse to provide me with that letter if the debt has already been paid.
03/02/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	VA 22554	Web
I contacted the company to set up a payment arrangement via ACH payment. Three payments were processed XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX as paper checks, which I did not authorize that form of payment. I called in to get the transactions reversed because i did not authorize the form of payment and Manager XXXX XXXX informed me that the payments were processed as ACH payments even though I provided proof via bank statement that the payments were processed as checks. The company is refusing to refund my payments, therefore legal action will be taken.
04/12/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 461XX	Web
Allied collections has brought collections towards me Ive been disputing it more months now it has something to do with a rental car that I never rented from ace rental car company Ive never rented a car through ace I dispute it and they deny it leaving it on my report also convergent has done the same thing over a comcast bill that I never had its been disputed but never goes away currently my credit file is locked due to fraudulent activity and possible identity theft I have 2 residences in my name that Ive never lived at my info was on the dark web
08/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 153XX	Web	Servicemember
XXXX XXXX- FOR XXXX XXXX {$2200.00} Opened XXXX, FRAUD, MULTIPLE DATES DISPUTED, AND MULTIPLE CALLS TO BOTH COMPANIES XXXX XXXXFOR XXXX XXXX OPENED XXXX {$1100.00} FRAUD DISPUTED MULTIPLE TIMES, CALLED MULTIPLE TIMES XXXX XXXX INVESTMENT FOR XXXX - {$1100.00} XXXX XX/XX/XXXX FRAUD MULTIPLE DATES DISPUTED, MULTIPLE CALLS XXXX XXXX FRAUD ACCOUNT # 1 XXXX XXXX FRAUD ACCOUNT # 2 ALLIED COLLECTION FOR XXXX XXXX, MULTIPLE ACCOUNTS ( 6 ) Fraud DISPUTED MULTIPLE TIMES, MULTIPLE CALLS XXXX XXXX OPENED XX/XX/XXXX, FRAUD, MULTIPLE DISPUTES, MULTIPLE CALLS
12/07/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89128	Web
ALLIED COLLECTION SERVIC Account number XXXX Recent balance {$1200.00} as of XX/XX/XXXX Date opened XX/XX/XXXX- HAS REPORTED A COLLECTION ON MY CREDIT REPORT THAT IS NOT MINE IN FIRST PLACE IT WAS FOR A RELATIVE WITH A SIMILAR NAME AND IT WAS PAID IN FULL WITH THE MEDICAL FACILITY IN FIRST PLANCE. I TRIED TO CONTACT ALLIED VIA PHONE AND MAIL WITH NO LUCK. MY CALLS DID NOT GO THROUGH AND ALL LETTERS CAME BACK UNDELIVERABLE. I CONTACTED XXXX XXXX XXXX- who stated there are NO accounts under my name and they had no idea who this collection company is
06/10/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NV 89074	Web
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract. Since you have not supplied the demanded proof of the alleged debt, under the doctrine of estoppel by silence, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists.
08/18/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89145	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
08/28/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	MI 480XX	Web
I filed for Chapter XXXX bankruptcy and XXXX was aware of the debt. I disputed the amount owed and XXXX would not reduce the amount to the correct amount. I never received further communication nor did I receive any communications from Allied Collection agency to review the bill as well as dispute the amount. They posted the account open on XXXX XXXX 2015 yet never notified me. I only found out today because my score dropped almost XXXX points which was a XXXX credit score and now is a XXXX - ruining my credit and defaming my name.
06/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89145	Web
Allied Collection Services is attempting to collect on a debt that was never ours. The debt is/was with XXXX XXXX XXXX. The vehicle in question was sold to my brother prior to the the vehicle being towed/impounded. He hadn't registered the vehicle in his name prior to illegally parking the vehicle, resulting in the tow. This debt was never ours since the vehicle was no longer my asset. I have attached the bill of sale showing the vehicle was sold prior to the tow date, as well as a copy of the trade-line from my credit report.
06/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89145	Web
Allied Collection Services is attempting to collect on a debt that was never ours. The debt is/was with XXXX XXXX XXXX. The vehicle in question was sold to my brother prior to the the vehicle being towed/impounded. He hadn't registered the vehicle in his name prior to illegally parking the vehicle, resulting in the tow. This debt was never ours since the vehicle was no longer my asset. I have attached the bill of sale showing the vehicle was sold prior to the tow date, as well as a copy of the trade-line from my credit report.
03/03/2021	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 92506	Web	Servicemember
XXXX XXXX XXXX XXXX Allied Collection Services Inc out of XXXX XXXX is trying to intimate? bullying me into paying for a debts that I do not owe. I notify them I was not responsible by sending them FTC Identity Theft Report and a Police Report of the actual incident. I'm frustrated that this keeps reappearing on my credit report after I've disputed numerous times in the past. I'm being harassed by these companies. I'm an old man and I don't owe anyone anything. Please help me this is making me lose trust in our Government.
10/20/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	VA 245XX	Web
Some debt collectors harassed my disturbed peace by calling my number and ask for someone to speak. I suspect that they are getting or collecting insider information from cfpb reference number XXXX. I am not at liberty to tell my findings on the murder for hire or retaliatory punishment ring which is getting check from US government, states or companies against the rules and regulations of the OMB. As a matter of fact, I am not submitting this complaint against cfpb., but I am not afraid to speak up. You know what I mean?
07/01/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20817	Web
I received a collections notice from Allied Collection SVCS around XX/XX/XXXX regarding a XXXX Bill they claimed that I owed. I called the collections company and explained that I have not had a XXXX account since XX/XX/XXXX, have always paid all bills in full, and this is the 1st notice that I have ever received. The total they claim owed is {$4500.00}. The company could not access any records or provide any proof that the debt was owed. The collection action is on my credit report and affecting my credit score.
10/11/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 347XX	Web	Servicemember
I noticed a collection account from Allied Collection Services Llc on my credit report for something I have no knowledge of, I sent them a certified letter asking for validation of the debt such as signatures, copy of contract, anything that could help me resolve this, they have not responded and continues to report this debt as mine. I have never had any dealing with the company they are representing and do not owe this debt, I am requesting them to provide all documentation they have showing this debt to be mine.
09/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30305	Web
I pulled a credit report and found out that there was a account on my credit from Allied ( Account number XXXX ) XXXXThe was a collection place on my account that has no history of any kind other than a ( C ) on it which stands for collection. I was not notified of this by XXXX or by ALLIED ( COLLECTION SERV XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX ). I request that the information by phone directly with an agent. I also sent in letter to XXXX. I also sent allied a letter. The item remains on my account
07/04/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MS 39213	Web	Servicemember
Allied Collections Talked to XXXX from Allied Collections and he stated can I pay this debt. I asked him the name of the original creditor and he replied XXXX XXXX. I asked for a validation letter and he stated they mailed one in I am not sure of the month. I replied I did n't get it. He replied can I pay the debt. I replied I need it in writing to which he replied no paperwork will be sent, I replied i will send you a letter in the mail. He replied I acn pay over the phone to which I replied I need paper work.
04/14/2017	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 77381	Web
I reached out to this company on several occasions with reference to the said account advising that this is NOT my account and if it is indeed my account the please validate and send me supporting information. This was not done. It shows on my credit reports and is adversely affecting me. While the account was updated as being PAID it was not removed. I told this Collections Company that this is not my account and I never received a call, mail or any notification that this was an attempt to collect this debt.
03/15/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92102	Web
RRATIVE From XX/XX/XXXX to about XX/XX/XXXX, I was a victim of identity theft where an unknown person was using my name and personal information to open multiple bank accounts ( XXXX XXXX XXXXXXXX and XXXX ), as well as lease an apartments ( XXXX XXXX XXXX ) with my identity. The total amount was {$5700.00} dollars. I have alerted banks creditors and leasing agents to try and help resolve this issue. To my knowledge the thief opened up a bank accounts in XXXX XXXX and leased apartments in XXXX XXXX Nevada.
03/16/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92102	Web
From XX/XX/XXXX to about XX/XX/XXXX, I was a victim of identity theft where an unknown person was using my name and personal information to open multiple bank accounts XXXX XXXX XXXX XXXX and XXXX ), as well as lease an apartments ( XXXXXXXX XXXX XXXX XXXX with my identity. The total amount was {$5700.00} dollars. I have alerted banks creditors and leasing agents to try and help resolve this issue. To my knowledge the thief opened up a bank accounts in XXXX XXXX and leased apartments in XXXX XXXX XXXX
09/19/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33409	Web
XXXX is reporting on my reporting and I looked it up to determine that the company is Allied Collection Services , Inc. With that said they do not have a collection license to collect in the State of Florida and need to Cease and Desist all collection activities on my report immediately. Also its interesting that the XXXX and XXXX are Verifying this debt continually and ignoring me asking for the method of verification. This is also a violation of the FCRA as they are willfully and knowingly breaking
01/23/2024	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92102	Web
From XX/XX/XXXX to about XX/XX/XXXX, I was a victim of identity theft where an unknown person was using my name and personal information to open multiple bank accounts XXXX XXXX XXXX XXXX and XXXX ), as well as lease an apartments ( XXXX XXXX XXXX ) with my identity. The total amount was {$5700.00} dollars. I have alerted banks creditors and leasing agents to try and help resolve this issue. To my knowledge the thief opened up a bank accounts in XXXX XXXX and leased apartments in XXXX XXXX Nevada.
10/20/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NV 89081	Web
I contacted allied collections for a copy of the document the company claimed to send to the bureau to update my account .. the employees was rude and told me that because I wasnt the one who paid the debt in my name that I couldnt get anything stating I dont owe a balance .. I never heard of anything like this but seems to me I needed to address this issue with a higher superior.. why couldnt I receive my information from this company XXXX please pull phone Records XXXX pm Allied collections XXXX
08/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89145	Web
XXXX XXXX has been harassing me for a medical bill that was already paid by insurance, also it never provided me with a validation of debt in the event the debt was real, contacted previous provider and was advised they do not do business with that collection agency and they can not verify the debt is owed, have file a dispute with credit bureaus and has been remove from two of them however they refuse to have it remove from XXXX, they have been contacting me to collect a debt that is not owed.
01/25/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MS 38671	Web
I received notification from a credit monitoring company that Allied Collection Service place my under collections for {$200.00} from XXXX. I immediately sent out a request for validation on XXXX by certified mail. I have never received information verifying this account. I also requested that XXXX due its due diligence according to federal law XXXX ( XXXX ) ( XXXX ) ( XXXX ) and Section XXXX ( XXXX ) ( XXXX ) ( XXXX ). I requested to promptly delete information that could not be verified.
05/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	ID 83501	Web
XXXX continues to call daily. In XXXX of this year I was offered a settlement by said company to pay off a closed XXXX account. I took it and paid {$170.00}. This month they began calling stating that XXXX refused the settlement and I still owed the remaining balance. I stated to them that they need to refund what I paid and I will be happy to continue with the payment plan I was current on. Because by accepting payment and sending me a paid in full receipt debt was paid. Calls continue.
10/28/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78240	Web	Servicemember
I just see a debt appeared on my credit report without me receiving any notice or information about by a Allied Collection to the amount of {$530.00}. Allied collection never contacted me about this debt that they claim was mine. I was not provided with any details or given the opportunity to talk about or the to determine the validity if confirmed to try to settle. Here 's the contact information the debt collecter : Allied Collection, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX.
02/06/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91730	Web	Servicemember
After reviewing my credit report, I recently requested validation of alleged debt with the company. I received the original contract with my signature, payment plan, payment history and a detailed treatment plan. Upon reviewing all medical documents from the company, Allied has not provided proof of the requested HIPAA release form signed by me for XXXX XXXX to release personal medical documents, such as detailed treatment plans, to Allied Collection Services and is a HIPAA violation.
03/30/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60411	Web
I went to XXXX XXXX in XXXX. My debit card was ON FILE! They got paid! Fast forward to XXXX and theyve put a collection on my credit report for the hotel I was staying at ( XXXX XXXX XXXX ) Which is RIDICULOUS! If I hadnt paid I would have been in collections years before now. How they picked me to lie and say I owe them is beyond me. Ive contacted the collections agency numerous times and they still havent removed it! My account was charged back in XXXX! I do NOT owe them anything
10/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 93905	Web
I did not receive notification from the debt collector ALLIED COLLECTION SERVICE for a bill from XXXX. This was placed on my credit report without my knowledge or ability to pay before it was reported. I just received my first communication with a debt collector, XXXX XXXX, XXXX XXXX XXXX XXXX, on XXXX/XXXX/16. They stated that this debt had not been reported to any credit agency and was not on my credit report. ( I settled the account and paid it in full on XXXX/XXXX/16 with XXXX ).
10/06/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OH 440XX	Web
I have previously sent you a request to validate my debt, for the following account numbers, on XXXX XXXX XXXX : Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I have given you 30 days to remedy the situation, which is a very reasonable period. I have received no reply from you, though I did receive confirmation via mail that you did receive my letter on XX/XX/XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX
04/29/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CO 80206	Web
On XX/XX/2016, I noticed on my credit report that it indicated that XXXX had a negative collection on my report from Allied Collection Services from the XXXX XXXX XXXX in XXXX XXXX for {$310.00}. I've never been or have stayed at the XXXX XXXX. I've disputed the collection, but XXXX responded and said the information was accurate. I never received any collection notice in the mail stating such collection. I would like to resolve this issue and have it removed from my credit report
10/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92234	Web
ALLIED COLLECTION SERVICES, account number XXXX is wrongfully appearing on my XXXX credit report.They are collectors for XXXX XXXX. At my only ever visit to XXXX XXXX I needed to have a XXXX XXXX.I pa.id {$200.00} cash at the time of service.I also had a XXXX XXXX.I provided my XXXX government insurance card and was told that I was paid in full for the part of the work not covered by insurance.I received a prescription for XXXX, that insurance paid for. The debt is fraudulent.
05/21/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CO 810XX	Web	Servicemember
Allied Collections has continually " verified '' that an account is valid. This debt is over the time limit that is allowed to be placed on my credit report. When I attempt to dispute they just " validate '' the debt. No responsibility for this debt has been claimed by me to this company. So there is no reason for them to re-age the debt or otherwise continue to report this old debt. This account is far beyond the statute of limitations for the state it originally occurred in.
08/12/2018	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	AR 724XX	Web
I disputed the collection originally because I had payed the debt approximately 5 years prior to the XX/XX/XXXX posting on my credit report. I sent a formal complaint through the credit bureau and called allied to dispute and validate the debt of {$260.00} around XX/XX/XXXX. I never received any letter of validation. It was removed from my credit report around XX/XX/XXXX. Now they Put it back on my report as of XX/XX/XXXX. Gentle breeze payday loans Allied collection service
05/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76014	Web
I sent a Certified letter to : ALLIED COLLECTION SERVIC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX Tracking # : XXXX Your item was delivered to the front desk, reception area, or mail room at XXXX XXXX on XX/XX/2019 in XXXX XXXX, NV XXXX. This company claims I owe them but they have not provided proof of this to me and have not responded to my letter in the 30 day period they are required to do so. They keep increasing the amount they are trying to collect every month
05/19/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ XXXXX	Web
Allied Collection Services is reporting on my credit report for XXXX XXXX ( a payday loan company ). In the state of Arizona pay day loans are illegal. I 've contacted Allied and ask for the original indebtedness of said account to no response. This is against the law for this company to continue to report false information according to the FCRA. I also did n't find that this company has a valid License, Bond, and Certificate of Authority in the state of Arizona.
09/24/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89031	Web
Allied Collection representing XXXX XXXX has repetitively sent correspondence demanding payment for an unknown debts. When I requested by law that they send me identifying documents to show that I owe this debt such as ID, Social Security Number, and/or contract bearing my signature, they have not done so. Their claim is Hearsay according to law. In the midst of this, they are ruining my quality of life because they have put this item on my credit : XX/XX/2015 amt {$410.00}
03/19/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78660	Web
I got a derogatory mark on all my three credit report stating this account got sent to collections. However, I do not have no knowledge of this debt and, that it does not belong to me. I would like to address this immediately and get this negative remark remove from my report. The account was removed and now has being reinserted back onto my credit report without my knowledge of this account. I've proof of account showing deleted and reappearing. Allied Collection Services
12/19/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CT 06512	Web	Servicemember
I have noticed an account in collections ( for the amount of {$1200.00} ) from the company Allied Collection Services in XXXX XXXX, Nevada that is negatively affecting my credit score. However, I did not receive any notification of the debt until I noticed it in my report. The collection agency is also not licensed to do business in the state I live in ( Connecticut ), and I would like to have it removed from all three credit reporting agencies. Thank you for your help.
08/31/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	CA 92115	Web
Was immediately contact by 3rd party agency last week on acct, advised on first call I want to work out arraignments and advised will not be on credit as long as arraignments are worked and and kept and not even one week later it is reporting on my credit as derogatory. This is misleading and unfair, do not tell me I can avoid having the derogatory when I am clearing working on a resolution then go an report the derogatory anyway. Unfair and unethical I am furious
09/20/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ XXXXX	Web
Allied Collection Services is reporting on my credit report for XXXX XXXX ( a payday loan company ). In the state of Arizona pay day loans are illegal. I 've contacted Allied and ask for the original indebtedness of said account to no response. This is against the law for this company to continue to report false information according to the FCRA. I also did n't find that this company has a valid License, Bond, and Certificate of Authority in the state of Arizona.
12/04/2020	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NY 11378	Web
Allied Collections Services has repeatedly ignored my requests to send out a pending balance letter. I can not confirm the amount owed with the vendor either as my bank ledger shows how much I have paid to the original vendor and to the collection 's agency and neither could verify the amount paid to them. Vendor is : Allied Collection Services ( on behalf of XXXX XXXX ) XXXX Phone number ( XXXX ) XXXX Get Directions XXXX XXXX XXXX XXXX , XXXX XXXX, NV XXXX
01/09/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 33433	Web
Hello : Date XXXX/XXXX/XXXX I called to Collection Company and asking for charge under my name they told me the charged was from XXXX XXXX for amount {$960.00} I never received any notice for this debt but I agree to paid in XXXX/XXXX/XXXX for they reported, remove and deletion this charge from the major consumer reporting agencies but I called several time they never respond my question what happened with you promisse. well I think was victim of the lie.
01/25/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89081	Web
Was contacted via phone repeatedly in XXXX about a medical debt that I owed by Allied Collection Services. The debt was not familiar to me, nor were they able to tell me the name of the Doctor or provider who I received the medical procedure from! I spoke with a supervisor and they were supposed to send me documents in the mail! They never did! Now today, XX/XX/XXXX, I was alerted via XXXX that I was put in collections by this company for {$210.00}.
02/12/2021	No	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NV 89502	Web
I tried to contact Allied Collections and kept getting transferred out to offers for insurance and extended warranties on vehicles from which I wasnt there to call for. They never gave me notification of collection OR did they try to reach me at any point in time between when XXXX had it. XXXX, on a phone call, verified that they would not send the debt to collections since XXXX dissolved XXXX into the latter, therefore buying out all debt of XXXX.
11/06/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89108	Web
I moved out of XXXX XXXX XXXX and received a final ledger that stated a {$0.00} balance. Upon receiving my credit report, a collection company by the name of Allied Collection services was found to report a charge of {$1600.00} on my credit. Since first reported, it is found that Allied Collections works for XXXX XXXX. The charge has went up to {$1900.00}. The charge is false. Also, I never created an account with Allied Collection Services.
01/31/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 902XX	Web
In accordance with the Fair Credit Reporting Act, ALLIED COLLECTION SE Account # XXXX, has violated my rights. 15 USC 1681 Section 602 states I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666 B : A creditor may not treat a payment on a credit card account under an open-end consumer credit plan as late for any purpose.
12/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	TX 79107	Web
XXXX or Allied continued to report an open collection with them from XXXX. This collection had been moved from them by XXXX back in XX/XX/2016 and they were still reporting to my credit as of XX/XX/2016. When I notified them they refused to provide me with documentation from them stating that it was still being reported by them to the credit bureaus erroneously. Even after I informed them that this error on their part was jeopardizing my job.
10/12/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD XXXXX	Web	Servicemember
My credit monitoring service reported that Allied Collection Services of XXXX XXXX reported an account to the credit bureaus. Allied Collection is in clear violation of the FCRA and the FDCPA. No prior notice of this alleged debt was ever provided. When I contacted them by phone for an explanation, they refused to provide any assistance and disconnected the call without explanation. I dispute any purported debt in its entirety. XXXX XXXX
04/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77034	Web
I have reached out to the collection company multiple times asking that they send proof of any and all documents to prove that I have done business with them directly and that I owe them directly. They are not able to provide that. Ive also requested they show proof that they have a license to collect in the state of Texas. They cant prove I owe them this alleged debt and I am prepared to file a police report for fraud and identity theft.
07/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89130	Web
Account was opened without my consent or knowledge. My identity was compromised, and this account was placed into collections on the date below. Account info Account number XXXX Date opened XX/XX/XXXX Account type Collection Status Collection account. {$1800.00} past due as of XX/XX/XXXX. Status updated XX/XX/XXXX Contact info Name XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX Phone number ( XXXX ) XXXX
03/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89030	Web
In accordance with the fair credit reporting act XXXX XXXX # XXXX, has violated my rights. 15 usc 1618 section 602 states I have the right to privacy. 15 usc 1618 section 604 A section 2 : it also states a consumer reporting agency can not furnish a account without my written instructions. 15 usc 1666B : A creditor may not treat a payment on a credit card account under an open end customer credit plan as a late for any purpose.
03/21/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 33311	Web
My name is XXXX XXXX. There is a Account from allied some type of collection bureau reported to XXXX in my credit report my social security number or none of my personal information was provided to this company I dont know what was used to verify that this account belongs to me this account doesnt belong to me and I havent received anything in writing and this debt isnt mine. Please remove this account from my credit report.
12/08/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89129	Web
I have written XXXX about a collection on my report. They have done nothing to resolve the issue on over a year! I AM SICK OF IT!!!! Don't know this company! Never heard of them! All the other credit agencies have done the proper investigation and have removed it, but XXXX continues to have it cause my credit to suffer!!! I have all my certified mailings in regards to this request if needed. ALLIED COLLECTION SVCS XXXX
03/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89106	Web	Servicemember
I Supplied XXXX with detailed information and Legal Federal regulations in reguards to the cares act it took them over 30 days and I recieved back the same results I spoke with a lady on XXXX XXXX @ XXXX XXXX confirmation # XXXX and stated they have to remove this imediatly as Allied Collection has not provided anything relevant to proceed with the negative report XXXX is operating against federal reporting guidelines
04/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV XXXXX	Web
Allied collections continues to report an {$88.00} debt to equifax despite the fact that I paid the original creditor, XXXX XXXX. XXXX XXXX has provided proof of payment and attempted to contact Allied. I have contacted them and provided proof as well. I have disputed the collection through equifax multiple times and had it removed, however Allied continues to report it and it shows back up on my report.
09/13/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NV 89122	Web
ALLIED COLLECTION SERV Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX Phone number ( XXXX ) XXXX This company has never notified me of any debt owed. I have never had any communication with this company by any method. If I didnt check my credit report I would have never known about this. Also it appears that this company has been adding to this debt $ XXXX every XXXX weeks to my report only.
01/19/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	NV 89002	Web
Per Nev. Rev. Stat. Ann 449.01511, Collection agencies are permitted from commencing civil action for debts less than XXXX and collecting fees of more than 5 %. Allied collection has been relentless in attempting to garnish my accounts and my pay. I attempted to settle this debt and offered XXXX dollars and they refused. I contacted the agency in XX/XX/2021 to tell them to stop collection attempts.
05/26/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30263	Web	Older American
Allied Collection Services, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, NV XXXX, calls my cell phone daily XXXX or XXXX times during the week, Mon-Friday. I do not have any debts, active or inactive and have no explanation why this company is calling my personal cell phone, they are on call block as I have nothing to discuss with them and my level of aggravation would be detrimental to my health.
01/26/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 075XX	Web	Older American
We sent a letter to the collection agency on XX/XX/XXXX disputing the debt and claiming our rights under 15 USC 1692c ( c ) and 15 USC 1692e ( 8 ). The collection agency received the letter on XX/XX/XXXX by certified mail-return receipt. On XX/XX/XXXX, the collection agency reported the debt to a credit bureau with no statement of the debt being disputed in violation of 15 USC 1692e ( 8 ).
11/03/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV XXXXX	Web
I sent a certified letter to Allied collections as they were reporting on my credit report. After doing so I received a reply from them that they had verification from the original creditor that the debt was valid. I asked for " validation '' not verification. In response I received medical information which violates HIPAA as I do not have a signed consent with this collection agency.
01/03/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33309	Web
I pulled my credit report. I seen an unauthorized debt/collections of {$1200.00}. Reached out to ALLIED COLLECTION SERV to dispute. I let them know the debt didn't belong to me and ask for it to be remove. I've sent the dispute to creditor and bureau. The result came back verified. I filed a report with XXXX XXXX XXXX with case number XXXX because I am a victim of identity theft.
11/11/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89129	Web
XX/XX/2022 {$720.00} I sent a dispute letter requesting validation and they did not validate the account and the representative with XXXX was asking for my legal name and I refused to provide so he used tactics to scare me and provide legal last name and then he went on to say that they will continue to report to the credit bureau even though they did not validate my dispute.
08/07/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	UT 84044	Web	Servicemember
My credit cards and wallet was stolen and used in Nevada I reported the cards stolen and filed fraud with my credit card company I was found not responsible for the charges and the charges were removed from my credit cards. This company allied collections has purchased the charge back and are trying to collect on a fraud charge. They placed it as a debt on my credit
11/16/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NV 89129	Web
I filed a complaint on XXXX/XXXX/15 with the CFPB on Allied Collections in regards to them not honoring a cease and desist to stop calling. The continue to call me, EVEN after I submitted a complaint. They called again today XXXX/XXXX/15 at XXXX. They do not care that they are breaking the law and in violation of the TCPA. I have attached proof that they called me.
02/23/2017	Yes	Payday loan	Received a loan I didn't apply for	CA 93536	Web
On XX/XX/XXXX Allied Collection Services located in XXXX NV, added four accounts to my credit report. I called and reported to them that the accounts are not mines and I 'm a victim of identity theft since XX/XX/XXXX. I had to file bankruptcy just to clear my name. I 've emailed my bankruptcy paperwork to them so this matter can be cleared and nothing has happen.
01/02/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 95206	Web
I received a debt collection account on my credit report. I never received any notice that this account would be reported as collection. I never received a phone call.I never received the option to dispute. I never received any written or verbal information from this collection agency. Furthermore, this account from the original creditor, has been paid in full.
10/08/2021	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	NC 27302	Web
Allied/ Nevada XXXX XXXX Inc dba XXXX XXXX put a garnishment/ hold on my bank account for XXXX, never stating the reasons, items/ service/ debt. It was never on my credit report. I was never served. My name is spelled wrong and the address is completely incorrect. When stated that the call was being recorded, the debt collector hung up. I do not owe any debt.
04/15/2017	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	GA 30016	Web
I went to review my credit report, only to discover that there was a collection account on my credit report. I have never receive any communication from them, whether in writing or a phone call. I truly protest this level of fraud by putting this on my credit before contacting me as I have been at the address for years. Very shady practice to do that.
01/31/2017	Yes	Debt collection Medical	False statements or representation Indicated committed crime not paying	NV 89101	Web
Was called numerous times and was being threatened to be taken to court and have my wages garnished, because of these threats I signed a payment agreement so they would n't take me to court now I can no longer afford the payments I signed up for and am asking them to lower it they are stating they ca n't lower it because I signed a legal agreement
03/30/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60616	Web
I lost my credentials, and around that time my information was used to apply for housing in a state Ive never even been a resident in. On XX/XX/2021 that activity showed up on my credit report, and I tried to explain to the company I wasnt even aware of this, nor do I live in the state where the activity was applied to. No progress has been made.
12/08/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 890XX	Web
I have provided proof to allied collections showing that I was covered by insurance at the time of the billing and that I was not responsible for payment of the bill from XXXX XXXX XXXX. They responded that they are not an insurance billing company. However they are holding me responsible for a bill that I have proven I am not responsible for.
08/09/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11219	Web
I recently checked my credit report and discovered that this company has reported that I owe them a debt. To my knowledge this company has never supplied me with goods nor services. In addition to that I have never received any notices from them prior to them placing this on my credit report so my rights under FDCPA section 809 were violated
04/26/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89002	Web
They are increasing debt with interest did not contact me they where handling a collection that I was unaware of. said I had to come in person and pay cash to resolve the issue showed up to the office to address this issue as something seemed off no one is their during business hours seen similar reviews and issue with this establishment
01/21/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 75237	Web	Servicemember
I sent a letter to ALLIED COLLECTION SVC regarding account XXXX asking to verify and validate this debt. I was notified that this account was verified with no proof of original documents with my signature. I was not give a fair and thorough investigation per the FCRA. I also believe that they may not have a license to collect in Texas.
02/26/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	VA 23112	Web
Noticed on my credit report that Allied Collection XXXX XXXX XXXX is requesting that I pay XXXX. I have never received any collection notices and have disputed this bill with XXXX for incorrect billing. Im trying to purchase a home and I cant afford to pay for charges that I have never received and that are not valid which is fraud.
05/22/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77642	Web
Allied Collection Services, Inc at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX has sent me a collection notice in the amount {$1000.00}. The collection has been reported as pasted due balance. I do not know this company. I have never done any business with this company. This Company does not have a contract with my signature.
10/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 301XX	Web
My promissory note is what paid for this consumer transaction, I don't see how I owe you when promissory notes turn into negotiable instruments. Please provide the documents I asked for in my debt validation, cease and desist, and Debt Declaration. Also, please respond to my Affidavit with an Affidavit. Account number : XXXX
04/17/2017	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	OH 44120	Web
I took out a pay day loan from XXXX in XX/XX/XXXX and paid off the debt, my Credit Union Statements bear this out. On XX/XX/XXXX I checked my XXXX Credit Report and found that Allied Collection Services, XXXX XXXX NV XXXX placed a derogatory mark on my report. At no time did Allied contact me relative to this purported debt.
08/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90016	Web
I am a victim of Identity theft, someone broke into my car and stole my wallet and luggage along with passport and ss card, I filed a police report and the investigation is ongoing, till this day. Ive never had an account with XXXX XXXX or allied collection services nor did I give anyone permission to open this account.
05/04/2020	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CA 90630	Web
This company keeps calling my number to collect an alleged debt. I have no knowledge of this debt and they have not provided any written notice of this debt. I have told them to cease calling my number but they have not done so. I received a phone call XX/XX/2020 from XXXX at XXXX XXXX They have also called from XXXX.
08/15/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89106	Web	Servicemember
In accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX XXXX XXXXXXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
12/27/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30296	Web
I contacted Allied collection services on XX/XX/2017. I received a response form the company by mail dated XX/XX/2017 by USPS letter dated XX/XX/2017 I mailed a copy of my Identity theft affidavit on XXXX XXXX by USPS as of today I have not received a response however this company continues to report to XXXX.
04/01/2023	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	AK 99709	Web
An amount of money was sent to collections and the collections agency failed to notify me before it was sent to the crediting agency. I never spoke to any one over the phone from a collection agency. I was never notified in writing from a collection agency. I never received an email from a collection agency.
05/21/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30260	Web	Servicemember
Allied Collection Services last reported to my credit on XXXX XXXX XXXX . I do not owe a balance to this collection service. This agency continuously reports to my credit, negatively affecting my credit reputation. I request the debt to be removed from my credit report because the balance is paid.
01/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OK 738XX	Web
I checked my credit and Allied Collection service has place a.collection on my credit for {$250.00} They show the account open 3 months ago. I never had any communication with them. I sent them a debt validation letter ( certified mail ) over 30days ago and still haven't received anything I do not owe this
01/31/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89178	Web
I Have a medical collection on my credit file for a debt that hasn't even been settled in court yet because i was in an accident that was not my fault. My Attorney stated that i should file a compliant against this company for reporting a negative mark on my credit file on a case that is still open.
01/30/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NY 11372	Web
There are three adverse reports on my credit report. They are from collection agencies with who I never entered into agreements. The collection agencies purchased debt that was written off by hospitals which provided me treatment. Having written off the debt my obligation to pay the hospitals ended.
07/03/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85730	Web
A storage unit keeps saying I owe them money I've never even lived in that state. I called and spoke with the storage unit manager they even stated it's not me. The debt collector keeps putting it on my credit. Need this resolved and they keep harassing me on my phone I already proved it is not me
08/11/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NC 285XX	Web
Allied collection services was contacted by myself to resolve a debt account that has been settled in full with another collection agency ( XXXX XXXX XXXX XXXX ) but still remains delinquent on my credit report through Allied collection services. Allied is unwilling to update my account status.
08/21/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 30188	Web
Allied Coll is reporting that they hold the debt for an account I had with XXXX. I made arrangements and paid XXXX directly, paying off the debt ( copy of payment to be attached ). Allied should not be reporting anything on my credit reports. Please remove immediately from XXXX and XXXX
03/11/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11691	Web
I was made aware of this company when I receive an alert from XXXX ( credit agency ) about a negative item being posted to my credit file. I am unaware of any debt or services obtained from this company. I have not receive any form of communication regarding this questionable debt.
02/11/2019	Yes	Debt collection Medical debt	False statements or representation Told you not to respond to a lawsuit they filed against you	CA 96001	Web
Called Allied with original bill As they changed date to date of purchased collection bill. They put in my credit which goes against credit fair act more then 7 years and 180 days. Sent proof of this and they refuse to take off. They are trying to reage a old bill which is illegal.
10/27/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89119	Web	Older American
In accordance with the fair Credit act XXXX XXXX XXXX XXXX has violated my rights. 15 U.S.C 1681 section 602 A I have the right to privacy 15 U.S.C 1681 Section 604 A Section 2 it also states a consumer reporting agency can not furnish my account without my writing instructions
09/03/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 95833	Web
i sent all verified of receipts payed for services by XXXX XXXXXXXX to allied collections svcs they continue to say i how money which is not true. i have all receipts showing balance of {$0.00}. it has affected my credit score and i have tried to get this removed with no success.
03/19/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 34714	Web
This account was a prepaid account with no contract. It was a month to month bill. When our bill cycle was up we did not use service and service was off. We have paid all bill as agreed for prepaid services. These charges are incorrect and I am being billed incorrectly
10/03/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89052	Web
Company called me several times a day. I have repeatedly asked them to verify the debt and send me documentation. Not only did they not send me any documentation the gentleman said if I didnt arrange payment immediately that they would file collections on my credit.
11/06/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89121	Web
I have had insurance since i was younger. I do not owe any medical debt and have tried numerous times to get this removed by contacting the collection agency, and the 3 credit bureaus. Still nothing. Time after time and they won't remove something that is not mine.
03/16/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60061	Web
I had a balance with XXXX last year and it went to collections. I realized this when I got my credit score and subsequently paid off the amount of XXXX dollars in XX/XX/2017. However the collection still shows on my credit score and it affecting the score.
05/12/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NC 28655	Web
Allied C ollection Servic Opened XXXX XXXX , XXXX {$170.00} Original creditor : XXXX XXXX XXXX I have legal documentation that this account was stated as CLOSED and that their would be no further financial obligations as of XXXX XXXX .
05/15/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NV 89101	Web	Older American
Debt being reported as an open collection despite the fact the debt was included in bankruptcy. Company was notified XXXX XXXX, 2014 of this fact and was provided case number an copy of filing which included this debt in the bankruptcy proceedings.
03/23/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89149	Web
This was a medical bill that the insurance has paid and I have already notified them of my insurance information and as per hippa the original holder can not sell this information to an outside company. This is also my wifes not mine. XX/XX/2015.
01/26/2018	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	SC 29420	Web
I sent verification/validation letter to XXXX and XXXX the week of XX/XX/2017 and after there was no validation of the debt XXXX delete this debt than added it back to my credit report and XXXX or Allied never sent anything proving this debt
03/24/2015	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	NV 89048	Web
I am attaching in the form of an attachment a Motion to Set Aside Judgment and Request for Sanctions for violation of the Fair Debt Collection Act that will be forwarded under separate cover unless there is a way to attached a filed hereto.
03/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 891XX	Web
XXXX XXXX owner of XXXX XXXX XXXX used Acsi debt collection company to fraudulently obtain my social security number and personal information to incorrectly report an {$8000.00} debit as real-estate related which is completely false!
09/29/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 19018	Web
On XX/XX/2021 I sent a letter to ALLIED COLLECTION SERVICES. requesting information on an alleged debt they say I owe them and I have not received any correspondence back in regards to that matter. Please help me resolve this issue.
11/09/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07042	Web
I am a victim of identity theft and breach of information. The information listed below appears on my credit report, does not relate to any transactions that I have made. It is the result of identity theft and breach of information.
09/11/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08753	Web
allied collection services is saying i owe them {$430.00}. they have negatively impacted my credit report with this false item. i dont owe them anything at all. i dont recognize this debt. they are trying to collect a debt not mine
01/24/2017	Yes	Credit reporting	Incorrect information on credit report Account status	SC XXXXX	Web
Allied Collection services was representing for XXXX XXXX and made an agreement with me for a pay to delete. The account was paid in full and still remains to show as a PAID closed account in collections on my XXXX credit report.
03/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	IN 47401	Web
The Debt I have with Allied Collections out of XXXX is refusing to stop reporting my debt after 7 years of reporting XX/XX/XXXX is when debt started and now its XX/XX/XXXX I want debt deleted from reporting to my credit report
09/17/2022	Yes	Debt collection Mortgage debt	Written notification about debt Didn't receive notice of right to dispute	NV 89012	Web
XX/XX/2020 a collection was on my credit of {$3400.00}. From the original creditor of XXXX XXXX. That total amount is very inaccurate. I was never informed by mail, called, or any form of communication with this company.
06/16/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89032	Web
They constantly hounding me over debt of ( {$900.00} ) thats not mine. They will not leave me alone and deleted debt I Told them they are in violation of 15 USC 1681i. They said they didnt care they was hired to do so
02/16/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89119	Web
XXXX XXXX XXXX has been increasing my collecting debt every month for the past 4 months since I call them to settle the debt amount to pay and they instead of working with me are continnuesly increasing the amount
11/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94536	Web
I do not owe this debt. Account was closed and paid in full. Allied collection said they would notify XXXX and update their notes. They call me several times a day and disregard what they say they are going to do.
06/20/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL XXXXX	Web
This company is illegal and the loan was is not valid in the state of Florida, they charged triple the amount of the loan in just interest and that is illegal in the state of Florida. I paid the principal only.
03/01/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98042	Web
I have contacted this Allied Collection and asked for proper proof of this debt and they have not provided. They basically provided a receipt of me staying there, no proof I owe this debt. I want this removed
01/15/2022	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 926XX	Web
While checking the credit report i noticed the debt collection from XXXX XXXX XXXX $ and to which I have no idea about on what basis the debt is on my account. This is insane and needs to be resolved asap.
01/04/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89074	Web
This company has two collections listed on my credit file stating I owe {$790.00} and {$780.00} which is false, I requested validation and nothing has been sent and I dispute and no resolution. Please help
02/06/2017	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	TX 77584	Web
Received no communication from this organization. In accordance with FDCPA I should have had the opportunity to dispute. Was not give that chance debt just appeared on my credit report as collections.
03/14/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92841	Web
The payment was made with the agreement the collection was to be deleted with payment. Instead, the item was only updated to paid in full. I am requesting to please removed from the credit profile.
03/23/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web
I never lived in these apartments I was still in high school during the time. I have contacted trellis park multiple times. This debt was sold against my knowledge This is identity theft
09/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89104	Web
Allied collection services accepted a old and expired lease agreement knowing and intentionally trying to collect 3 years of rent for a expired lease that was fulfilled and not renewed
07/12/2017	Yes	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	FL 32701	Web
I am disputing the following account as creditor is unable to verify debt in its full truthfulness. As this debt collector is not entitled to collect on a debt in the state of Florida.
04/10/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 94577	Web	Servicemember
I was bailed out of jail by my father and i made arrangements to pay my debt payments but missed payments and is filing bankruptcy and in return they put it on my fathers credit report
11/03/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	NV 89107	Web
After me repeatedly telling them please do not contact me at my place of employment they continue to do so causing me to get written up for receiving personal call while at work.
12/29/2017	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	FL 34761	Web
ALLIED COLLECTION SERVICXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, NV XXXX(XXXX) XXXXThis company is not licensed in Florida. Cannot be on my credit report and needs to be removed!
03/27/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92832	Web	Servicemember
This account is located on my XXXX credit report This information should be removed. Account Name : ALLIED COLLECTION SERV Phone number : ( XXXX ) XXXX Account Number : XXXX
01/25/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33579	Web	Servicemember
XX/XX/2022 - The collection agency manager XXXX was threatening not to accept my payments and was XXXX me. She demanded my XXXX info before answering any questions.
07/27/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web	Servicemember
This company is attempting to collect a debt which is not mine. I have proof to substantiate my report and will seek legal action if this matter is not cleared up.
06/07/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33125	Web
Theres an account that I don't recognize or haven't conducted any business with them reporting a collection report on my credit report this goes against the FCRA
09/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48075	Web
There was a debt that needed to be paid when I transitioned my phone service to another provider. That was supposed to be paid through the companies, not by me.
04/20/2022	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	AR 72205	Web
My identity was stolen to open a XXXX account in Louisiana. When I spoke to the collection agency, they pretty much ignored the information I provided.
09/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89169	Web
There is a collections on my account for where I never lived and I called the collections company and they said The person only had a ID
10/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 93534	Web
I have not received notice of this account from the collection agency. I only learned of this account while monitoring my credit report.
12/01/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75089	Web
{$4000.00} is the amount.My information was sold to this company without my knowledge and they are damaging my consumer report file.
09/21/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 113XX	Web
I have a derogatory claim on my credit report with XXXX and I would like to know what it is. I have never had any account with XXXX.
08/11/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 89135	Web
Alled collection calling me to collect a debt from XXXX yrs ago 1997. They could not tell me if the debt was mine or my ex husbands.
05/03/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89012	Web
Checking my credit on XX/XX/2022 there was a collection from allied collection XXXX of {$3400.00}. From the original creditor XXXX.
02/05/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NV XXXXX	Web
Don't anything about this debt from XXXX. Have not received notice about debt at anytime, so I could had a chance to disputed it.
09/27/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32818	Web
Allied collection agency has a collection for XXXX on my XXXX report that is false and incorrect t please help me get it removed
04/27/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89148	Web
This company is attempting to collect extra interest on an account. Interest that is not stated in the original contract.
05/18/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 34714	Web
Allied Collections Service does not own this debt and is still reporting. This debt was sold to XXXX and was paid in fill
05/24/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX XXXXX	Web
The debt is not mines the creditor continues to remove it and reinsert it back on my credit with a new open date.
11/22/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89120	Web
Allied collections appeared on my credit report no notice ever sent to allow me to dispute the validity
12/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 77040	Web
This company has reported a a amount owed for a XXXX account which I have paid when I returned my phone
11/09/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33076	Web
this is XXXX debt I not owe I have account with XXXX over 15 years and my account is current
04/26/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92345	Web
I only saw the collection on my credit report, I have not received anything in writing.
01/15/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90046	Web
XXXX fraudulently cheat me erroneous charges for absolutely no service at all.
01/05/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33404	Web
I disputed the debts and received bills. This is not sufficient validation.
08/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MI 48075	Web
I did not owe this full debt when I transferred my phone service over.
08/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89128	Web
Unknown collection and outdated, please remove
03/30/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NE 68111	Web
I do not have an account with this creditor
02/01/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV XXXXX	Web
Didn't receive notice of right to dispute
02/09/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NV 89052	Web

01/24/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NJ 07103	Web

01/22/2024	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 91505	Postal mail

01/11/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90043	Web

01/02/2024	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt was paid	CO 80128	Web

12/26/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89052	Web

12/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33404	Phone

12/12/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89031	Phone

12/08/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35020	Web

12/02/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75126	Web

11/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89130	Web

11/09/2023	Yes	Debt collection Telecommunications debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60604	Web	Servicemember

11/07/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NV 89113	Web

10/31/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	UT 84101	Web

10/20/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89104	Web

10/17/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	UT 84101	Web

10/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30132	Web

09/13/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 76179	Web	Older American

09/08/2023	Yes	Debt collection Rental debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 92832	Phone

08/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89108	Web

07/24/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	SD 57783	Web	Servicemember

07/24/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	SD 57783	Web

07/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 76010	Web

07/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89084	Web

07/03/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89002	Web

06/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89178	Web

06/22/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 38016	Web

06/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91977	Web

06/07/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89169	Web	Servicemember

06/05/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89103	Web

05/30/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89052	Web

05/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	FL 32818	Web

05/08/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89119	Phone	Servicemember

04/28/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89108	Web

04/23/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TN 37013	Web

04/17/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89074	Web

03/16/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	HI 96818	Web

03/14/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89102	Web

03/07/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web

03/04/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 93906	Web

02/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 43232	Web

01/11/2023	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	SC 29445	Web

12/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89147	Phone

12/02/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89030	Web

11/21/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	CA 92557	Web

10/26/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 93550	Web

10/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76548	Web

10/18/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	LA 71149	Web	Servicemember

10/07/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94577	Web

09/21/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 94601	Web	Servicemember

08/17/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 21215	Web

08/06/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web

08/02/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92111	Phone

07/28/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 95827	Web

07/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 49503	Web

06/25/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91942	Web

06/24/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89178	Web

06/23/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	OK 74019	Web

06/19/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92052	Web	Servicemember

06/15/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32808	Web

06/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	CA 95351	Web

06/06/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 45406	Phone

06/03/2022	Yes	Credit card or prepaid card General-purpose credit card or charge card	Incorrect information on your report Information belongs to someone else	NV 89101	Referral

06/02/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 712XX	Web	Older American

05/25/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 926XX	Web

05/19/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 77096	Web

05/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90006	Web

04/08/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	FL 33406	Web	Older American

04/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30342	Web	Servicemember

04/06/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89011	Web

03/26/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89109	Web

03/15/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89115	Web

03/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33060	Web

03/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89178	Web

03/02/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MA 01832	Web

03/02/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	LA 71129	Web

01/28/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89129	Web

01/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	LA 71129	Web

01/20/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02301	Web

12/22/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89436	Web

12/16/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 78014	Web

12/11/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89128	Web

12/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92052	Web	Servicemember

11/23/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	LA 70122	Web

11/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 45662	Web	Servicemember

11/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77096	Web

11/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77096	Web

11/08/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30344	Web

11/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

11/05/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 780XX	Web

11/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 07856	Web

10/28/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CO 80634	Web

09/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89140	Web

09/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32835	Web

09/02/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48634	Web	Older American, Servicemember

08/30/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32114	Web

08/19/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 93637	Phone	Older American

08/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NV 89148	Web

08/04/2021	No	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	LA 71135	Web

07/29/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07840	Web

07/13/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 91710	Web

07/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90805	Web

07/10/2021	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt is not yours	FL 32835	Web

06/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60187	Web

06/16/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89122	Web

06/15/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92058	Phone	Older American

06/15/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32043	Web

06/11/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33801	Web

06/01/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90044	Web

05/24/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

05/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	FL 32578	Web	Servicemember

05/03/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	AR 72076	Web	Servicemember

04/30/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29485	Web

04/29/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77018	Web

04/21/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OH 44502	Web

04/19/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29456	Web

04/07/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89052	Web

04/05/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29485	Web

03/25/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33321	Web	Servicemember

03/19/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89120	Referral

03/16/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89113	Web

03/12/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89142	Web

03/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 77070	Web

03/08/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11201	Web

03/01/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 76107	Web

02/27/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48076	Web

02/25/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60613	Web

02/18/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

02/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 27403	Web

02/13/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30312	Web

01/31/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 48026	Web

01/26/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NC 28269	Web	Servicemember

01/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 95212	Web

01/22/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid		Phone

01/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 93702	Web

01/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48047	Phone

12/17/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11706	Web

11/23/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28278	Fax

11/09/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08559	Fax

11/06/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 91765	Web

11/02/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 11208	Web

10/27/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89129	Postal mail

09/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 95973	Phone	Older American

09/29/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33418	Web

09/28/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33418	Web

09/27/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 44502	Web

09/03/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 78043	Web

08/24/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 77384	Phone	Older American

08/22/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78747	Web

08/18/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CT 06604	Web

07/23/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89110	Phone	Servicemember

07/20/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 92234	Web	Older American, Servicemember

07/10/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77459	Phone

07/09/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours		Phone

07/01/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19147	Web

06/30/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89703	Fax

06/18/2020	Yes	Debt collection Other debt	Communication tactics Called before 8am or after 9pm	AL 35401	Web	Servicemember

04/27/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89148	Web

04/10/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	GA 30093	Web

02/19/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 13088	Web	Older American, Servicemember

02/17/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MN 55016	Web

02/15/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76105	Web

02/10/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	LA 70461	Web

01/03/2020	No	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	NJ 08360	Web

10/03/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92058	Phone

09/20/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89104	Web

09/16/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	VA 22204	Web

09/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89123	Web

08/08/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89123	Referral

07/28/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92067	Web

06/29/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89131	Postal mail

06/17/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75035	Web

06/05/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89113	Web

05/02/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IL 60411	Web	Servicemember

04/22/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33404	Referral

04/09/2019	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	CA 93728	Web

03/21/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33404	Web

02/20/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 92103	Web

02/13/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CT 06457	Web

02/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 92392	Web

12/21/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89166	Phone	Older American

12/01/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92882	Web

11/06/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 78504	Web

10/15/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 78504	Web

09/24/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute		Phone

09/22/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 90242	Web

09/13/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91350	Web

08/28/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	PA 17601	Web

08/20/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 33060	Web

08/13/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MO 64083	Web

08/11/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 07901	Web

05/02/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92021	Web

04/05/2018	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94513	Web

03/22/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33461	Fax

03/10/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	AZ 85139	Web

03/09/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute		Phone

03/03/2018	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	NV 89147	Web

02/22/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78217	Web

02/21/2018	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	FL 32303	Phone

02/11/2018	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	KS 66227	Web

02/07/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95628	Web

02/02/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33313	Web

01/19/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 44101	Web

01/12/2018	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 92881	Web

01/11/2018	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	IL 60169	Web

01/02/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	UT 84404	Web

12/29/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TN 37411	Referral

12/29/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TN 37411	Referral

12/29/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89147	Web

12/26/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	VA 23223	Web

12/24/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TN 37013	Web

12/21/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NM 87740	Web	Servicemember

12/05/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	TN 37207	Web

12/01/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 92882	Web

11/21/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA 19085	Web

11/20/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AL 35007	Web

10/09/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95206	Web

10/03/2017	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NV 89106	Web

10/03/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30144	Web

09/29/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NV 89120	Phone

09/22/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX 78840	Web

09/16/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 95823	Web

08/28/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33060	Web	Servicemember

08/17/2017	Yes	Debt collection Private student loan debt	False statements or representation Attempted to collect wrong amount	SC 29172	Web

08/13/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89122	Web

08/10/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MI 49014	Web

08/08/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 95358	Web

08/07/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90302	Web

07/30/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89135	Web

07/26/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 95667	Web

07/12/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90806	Web

07/12/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90248	Web

07/09/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53216	Web

07/09/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 91104	Web

07/07/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 33316	Web

06/09/2017	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	FL 33407	Web

05/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 10116	Phone

05/06/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MA 02149	Web

04/21/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 22553	Web

03/24/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85201	Web

03/07/2017	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CA 92660	Web

03/07/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89138	Web

02/25/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 92115	Web

02/24/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OK 74155	Referral

02/07/2017	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	TX 75244	Web

02/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89115	Web

01/12/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 93940	Web

01/01/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV 89129	Web

12/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	SC 29071	Web

12/30/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OH 43068	Web

12/19/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV 89012	Web

12/05/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	GA 30017	Web

11/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11580	Postal mail

11/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90240	Web

10/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89107	Web

09/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WA 98620	Web

08/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NV 89107	Web

07/30/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CA 91706	Phone

05/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89052	Web	Servicemember

04/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90059	Web

03/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	AZ 85362	Phone

03/06/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	GA 31204	Web

02/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 95667	Web

01/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	IA 52722	Referral

10/30/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IN 46241	Web

10/30/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89123	Web

10/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	KY 40031	Web

09/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 90043	Web

09/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 76209	Postal mail

09/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 92677	Web

08/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NV 89162	Web

08/13/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NM 87111	Postal mail

08/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89193	Phone

07/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MO 64138	Referral	Older American

06/25/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NV 89117	Web

06/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92562	Phone	Servicemember

05/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89101	Web	Older American

04/22/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	NV 89101	Web	Servicemember

04/13/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 75248	Phone

04/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89102	Postal mail

03/10/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NV 89117	Web

03/05/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	NV 89120	Web

03/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 46385	Web

02/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 90250	Web

02/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89156	Web	Older American

01/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OH 44147	Web

01/25/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89129	Web	Older American

01/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	NY 10027	Web

01/15/2015	Yes	Credit reporting	Improper use of my credit report Report improperly shared by CRC	NJ 07731	Web

01/05/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89128	Phone	Older American

12/31/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 93003	Web

12/18/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV 89014	Web

12/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AL 35226	Web

12/12/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33910	Web

12/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 89131	Web	Older American, Servicemember

12/09/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89130	Web	Servicemember

11/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89108	Web

11/20/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AL 35243	Web

11/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 92704	Web

10/09/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 95616	Referral

09/19/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 91103	Web

09/18/2014	Yes	Debt collection Credit card	False statements or representation Indicated committed crime not paying	CA 91354	Web

09/17/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89108	Web

09/17/2014	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	NV 89074	Web

09/05/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 89002	Web

08/19/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89117	Web	Servicemember

08/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33196	Web

07/16/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89156	Web

07/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	FL 34608	Web

06/24/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89122	Web

06/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	KY 41048	Web	Servicemember

06/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89156	Web

06/13/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89081	Referral

06/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 10463	Web

06/05/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89074	Phone

06/05/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89014	Web

06/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	TX 78148	Web

05/02/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89135	Postal mail

04/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89030	Web

04/17/2014	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	TX 75023	Web

04/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 77041	Web

03/28/2014	Yes	Debt collection Payday loan	Taking/threatening an illegal action Threatened arrest/jail if do not pay	UT 84043	Web

03/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11215	Referral

03/19/2014	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	NV 89122	Web	Servicemember

03/10/2014	Yes	Debt collection Payday loan	False statements or representation Indicated committed crime not paying	WA 98119	Web	Servicemember

03/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	OH 43140	Web

02/27/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NV 89178	Web

02/27/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OR 97224	Web

02/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 75208	Web

02/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	CA 91790	Web

02/16/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	CA 94705	Web

02/14/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	NV 89108	Web

02/13/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	HI 96797	Web

02/07/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 08204	Web	Older American

01/11/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60402	Web

01/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NV 89139	Web	Servicemember

12/30/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NH 03456	Web	Servicemember

12/06/2013	Yes	Credit reporting	Incorrect information on credit report Account status	GA 30345	Web

12/05/2013	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NV 89117	Web

11/27/2013	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	NV 89011	Referral

11/02/2013	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	NV 89129	Web	Servicemember

10/01/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OH 44126	Phone

09/04/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NC 28107	Web

08/19/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89117	Fax	Servicemember

08/14/2013	Yes	Credit reporting	Incorrect information on credit report Account terms	FL 32746	Web