Alliant Capital Management LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
10/18/2023	Yes	Debt or credit management Debt settlement	Confusing or misleading advertising or marketing	WA 98023	Web
I had two open line of credit accounts with XXXX. After placing both accounts on a payment plan through XXXX, financial hardships prohibited me from meeting the obligations of that payment plan. After a couple of months, I was notified through the email below that XXXX sold one of my line of credit accounts to Alliant Capitol Management. On XX/XX/XXXX, I received the following email from Alliant Capitol Management XXXX Alliant Capital Management LLC : XXXX XXXX XXXX, XXXX XXXX, XXXX, NY XXXX - Toll Free : XXXX https : XXXX Wednesday, XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX WA, XXXX Consumer : XXXX XXXX XXXX XXXX XXXX Reference # : XXXX Acct # : XXXX Account Balance : {$2400.00} XXXX XXXX Alliant Capital Management is a debt collector. We are trying to collect a debt that you owe to XXXX XXXX, XXXX. We will use any information you give us to help collect the debt. Our Information shows you had an account with XXXX XXXX XXXX with account number XXXX. As of XX/XX/XXXX you owed : ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... XXXX Between XX/XX/XXXX and today : You were charged this amount in interest : ... ... ... ... ... ... ... ... ... ... ... ... XXXX You were charged this amount in fees : ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... XXXX You paid or were credited this amount toward the debt : XXXX Total amount of debt is now : {$2400.00} How can I dispute the debt? Call or write us by XX/XX/XXXX, to dispute all or part of the debt. If you do not, we will assume that our information is correct. If you write us by XX/XX/XXXX, we must stop collection on any amount you dispute until we send you information that shows you owe the debt. You may use the form below or write to us without the form. You may also include supporting documents. We accept disputes electronically at XXXX. What else can I do? Write to ask for the name and address of the original creditor, if different from the current creditor. If you write by XX/XX/XXXX, we must stop collections until we send you that information. You may use the form below or write to us without the form. We accept request electronically at XXXX. Go to cfpb.gov/debt-collection to learn more about your rights Under federal law. For instance, you have the right to stop or limit how we contact you. Contact us about our payment options. You may also call us at XXXX during the business hours listed below and speak to any representative. Notice : See below for important information. Cut along the line to return payment. Mail this form to : Alliant Capital XXXX XXXX XXXX, XXXX XXXX XXXX, New York XXXX To : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX WA XXXX How do you want to respond? Check all that apply : [ ] I want to dispute the debt because I think : [ ] This is not my debt. [ ] The amount is wrong. [ ] Other ( please describe on reverse or attach additional information ) [ ] I want you to send me the name and address of the original creditor. [ ] I enclosed this amount : $ ___________ Make your check payable to : Alliant Capital Include Reference ID : XXXX NOTICE : SEE BELOW FOR IMPORTANT INFORMATION Please Note : We are required under state law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state laws. California Residents : The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before XXXX XXXX or after XXXX XXXX. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at XXXX or www.ftc.gov. On XX/XX/XXXX, I sent a response to Alliant via email asking for validation of the debt. As of today XXXX, I have not received a response. In between the first communication via email, and now, I received several phone calls, and voicemails on both my work, and personal cell from a XXXX calling from spoof phone # XXXX. XXXX left a callback # of XXXX XXXX. I finally returned the call on Friday XX/XX/XXXX, and spoke directly to XXXX whom informed me of two accounts transferred to Alliant from XXXX XXXX. During that call, I advised XXXX of my dispute of the {$2400.00} charge. XXXX brought up a 2nd account in the amount of {$1400.00}. According to XXXX, I was sent a settlement offer via email ( XXXX couldn't confirm date sent ) offering a 50 % discount on the combination of the two charges. I advised XXXX at that time, I did not recall receiving that offer. Near the end of the conversation with XXXX, I was given an offer of 40 % discount if I could begin making monthly payment, with a 10 % down payment today. I advised XXXX, I would not be able to make any payments that day. XXXX asked when could I make my first payment, and I advised I would not be able to do that until XX/XX/XXXX the soonest to avoid compromising living expenses. XXXX asked how much I would be able to pay monthly beginning XXXX, and I advised XXXX I would take the weekend to think about it, and get back to him the following Monday. I contacted XXXX @ the number/extension left on my voicemail on Wed XXXX. My plan was to advise I would pay {$120.00} on the XXXX and XXXX of the month to accommodate both accounts. XXXX then stated he could not honor the 40 % discount, and started to deny what we discussed on Friday XXXX. XXXX then transferred me to his manager who advised she would only be able to offer a 20 % discount, and rudely ended the call with no resolution, and no validation of debt.
09/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30043	Web
XXXX violates the FCRA as amended by President Donald J. Trump on XX/XX/XXXX. Under the amended FCRA, if a " furnisher '' makes an accommodation because you were affected by COVID-19 during the covered period ( see below ), that furnisher must report your account as current to the credit reporting agencies, so long as you weren't already delinquent on payments. ( A " furnisher '' is an entity, like a lender or creditor, that provides information relating to consumers to one or more credit reporting agencies for inclusion in a credit report. ) Specifically, the creditor must continue to report your debt as current if you're up to date on the debt when the creditor agrees to : let you defer one or more payments let you make a partial payment forbear any delinquent amounts modify a loan or contract, or give you any other assistance or relief. 1. My account has been on several different but continuous Forbearance Plans from the onset of COVID through XX/XX/XXXX. The most recent one was from XX/XX/XXXX XX/XX/XXXX ( Exhibit A 3-month Hardship Plan E-mail Confirmation Letter ) 2. My payments were on Autopay for this Creditor, and I never spoke with anyone about turning it off. I intended to have autopay continue even when regular payments resumed. Although they continuously sent emails during this timeframe advising me to turn on Auto-Pay. I will gladly get a signed Affidavit from my Credit Union proving that these payments were set up on Auto-PAY. ( Exhibit B, page 3 shows payments withdrawn from the bank in XXXX, XXXX, XX/XX/XXXX. 3. On the morning of XX/XX/XXXX, before leaving for work, I got my mail and found a Charge-off Acceleration Letter DATED XX/XX/XXXX from XXXX Exhibit C. I was both shocked and appalled because I knew that I had Forbearance through XXXX and then regular payments starting in XXXX ( which I was ok with because I had the money. It was too early in the morning to call before work, so I called at XXXX XXXX. See Exhibit D page 1 Phone records. XXXX XXXX First call I explained that I was very upset and shocked about my account being charged off. I told the rep that I didnt understand when payments were being made as agreed. I advised that no one called me and that there werent any notifications sent to me by U.S. mail or email regarding any missed payment. She told me that nothing could be done. That it was already written off. 4. I called back later that day ( See Exhibit D ) at XXXX XXXX. I requested that the call be escalated to a supervisor. I spoke to a supervisor who told me that there was nothing she could do. That the decision had been made. I begged her to speak to someone. I remember saying but its so unfair, Ive been making my payments and Im working now Then she told me that she would see if someone above her could help me, and she put me on hold ( for a really long time ) The total call time was 70 minutes. When she finally returned, she stated that couldnt get anyone on the line at that time. She re-iterated that there was nothing she could do. 90 % of the creditors I worked with during COVID-19 honored their agreements. My credit score was low XXXX and high XXXX before COVID-19. This company is very dishonest and is very good at misrepresenting the truth so that they can create false evidence. 1. Example, sending me emails every month suggesting that I enroll in Auto-pay when I was already in auto-pay. 2. Sending me a letter in XXXX that was dated the end of XX/XX/XXXX. Showing my account 180 days late in an attempt to justify Charging it off EXHIBIT C-1 4. Turned off my auto-pay so that the payments for XXXX and XXXX were missed. I would have never knowingly not make these payments. They reported me late when I wasnt, charged off the account ( which is really bad ), and sold the loan to a Debt buyer, I received a letter in DATED XX/XX/XXXX ( EXHIBIT E ) IN THE MAIL ON XX/XX/XXXX. Called to inquire on XX/XX/XXXX and XX/XX/XXXX, and couldnt get through. Received letters from XXXX XXXX and Alliant stating that the current creditor ( XXXX XXXX ) had placed the debt with a Collection Agency ( Alliant Capital Management ) EXHIBIT F This is so wrong. Please help me. This account shouldn't have been charged off, sold, and placed in collections with a Debt Buyer. I was not 180 days late, and they turned off my auto-pay without my permission. Thank you, XXXX
01/29/2016	Yes	Debt collection Payday loan	False statements or representation Impersonated an attorney or official	FL 32210	Web
I recently had debt to settle had no problems with that. I been trying to restore my history so if I owe I was pay. But Alliant capital management had a representative call my phone. When I ask for verification of the debt thats where it got out of hand. I was told they he was a lawyer which is a lie and that he did n't need to send me any info about the debt at all. Which scared me I recently had my bank info stolen. So i was a little unsure about just giving out my info. I wanted some simple paperwork to prove this person is legit. He got highly upset and ask if I had a lawyer because if not I will need one. I think it was a scar tactic. My I repeat he said he was with a law firm and not a collector. And that I wanted simple paperwork to be mail to me that is all. But no he hung up in my face. That after me threaten me to get a lawyer. I had no problems paying. I did a little resource may I add they called from a local number so I was scar at that. I try to google the number no businesses came up at all. I got even more scared. I thought somebody was trying to get into my bank info again. So I called the same number from another phone. It sent me to a operator. She told me it was alliant and they was trying to collect a debt. She ask who I was talk to. I could n't remember his name. She went me or I ask to be sent to a different person. I also google they and found a New York address and phone number. I called and got in touch with somebody. I told me it was alliant and ask for my name and that they was contacted to collect on a debt. I and to do all of that to verify the source was right. When the person who contacted me could have told me this. So I spoke to a rep. He insured that they are a debt collector and not a lawyer office. I told him that another rep said he was a lawyer. I guess he thought I was lying or he was trying to cover for his co-worker. I came to a settlement. I had no problem in doing so. I issue is the first rep misrepresented himself. I guess trying to scar me into paying. He was aggressive and hot tempted. And not willing to listen to he and trying to degrade me over the phone. I want the taped conversation of the first rep so I can pursue legal matters. He did n't have to lie about who he was I was at work and could n't talk I got confused and scared. I just had my bank info hacked. And some random number called and say do you have a lawyer well get one. If you do n't pay you need a lawyer. Like I was supposed to say well here is all my bank info. All I wanted was some simple paperwork. Or somebody that had a nicer and more calm attitude so we could resolve the issue. He stated I do n't need to give you any info at all I am a lawyer. I called the local non-emergency number because I was scared. I thought somebody was trying to steal my info. I did n't know what to do.
02/11/2020	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	ME 04210	Web
On XX/XX/XXXX ( I have a XXXX XXXX chat that I can reference ) I received a call from an " XXXX XXXX '' at my place of business ( private number ). I had just received a promotion in XXXX so it was odd that someone already knew my number. He sounded exasperated and said " It's a good thing I got in touch with you. We have been trying to get into contact with you. '' I asked him what it was about. " There is legal action against you and you need to call another number. '' He mentioned something about a lien on my property and garnished wages. He provided me w/ a number to call of XXXX. I then asked him if I could get more information and he said that he could not give me anymore and that I needed to call the number. He did not mention debt at that time. I hung up with him and at first was worried since I do owe some debts. I then reverse phone searched the number and there were complaints against it stating it was a scam. I was no longer worried. I called the number and got an answering machine, lending further proof that this was a scam. I am almost certain that XXXX called me again yesterday ( XX/XX/XXXX ). His number is always private but I can recognize his voice. I answered after the second time a private number called ( these calls were at XXXX XXXX and XXXX ). When I answered he asked if it was me. I confirmed. Then he tried confirming the place I was working at. He kept saying " Hello? Hello? '' as if he could not hear me. He then hung up. Later on the same day, my brother texted me and told me that he had received a call about asking me to testify in court. I had him send me the transcribed message. It said that it was this was from XXXX XXXX and the number was XXXX. My " case number '' is XXXX ( note that the beginning is the phone number ). I called around XXXX and I got the same message that I got when I called the Florida number XXXX gave me. I left a message for them to call me back. Today ( XX/XX/XXXX ) they then called me back and left a message.This time the number was from XXXX. They told me to call back that number and choose extension XXXX. I called from my work number that can not be traced and Someone answered who said it was Capital Management. I did not say anything and hung up. In looking back at my voicemail messages, I can see that the South Carolina number has called me on XX/XX/XXXX and XX/XX/XXXX as well. Additional numbers that I suspect are them are XXXX and. XXXX. For reference, here are 30 reviews stating that this is a scam https : XXXX XXXX XXXX XXXX XXXX XXXX
04/29/2019	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	PA 19061	Web
Claims they are the company ( false representation ) attorney claims they have tried to contact me. I have never received anything from them. They are also harassing me while, I am working. I am not allowed to have visitors or calls while at work. They never sent proof or validity of this debt. They claim twice, someone was suppose to come, a man from XXXX XXXX service to have forms signed. I have never seen such person. I work during the day, no way I am home. Man left a number on my phone, I called that number. The person at was not helpful, he was rude, and hung up. He would not listen to me. I kept explaining to him, I am not home to sign a form. He attempted to bully, and scare me saying they will garnish my wages, out a lien on property, and or have a judgement. I have just my income, taking care of my XXXX wife, elderly parents, and XXXX teenagers. All my bills are behind. Either we are homeless or pay them. I will choose to keep a roof over my family head, and help my XXXX parents. If in fact this debt is mine. I can't pay what they are asking. The number I called was XXXX. This number says they are representing XXXX. I believe XXXX XXXX XXXX XXXX, OH XXXX is the corporate office at XXXX. They also have a local office in Delaware XXXX XXXX XXXX XXXX XXXX, DE XXXX. Per XXXX XXXX XXXX they sold to debt collector Alliant Capital Management who has violated several ways, that are aganist the law. They have to verify this debt is mine. They have to prove the debt is real. They have to prove they are authorized to collect debt. Never received a debt validation letter. Never seen this company license, are they even a legitimate company. They have validated the law. Called at work several times, not able to get calls at work or have visitors. Also harassed, oppressed, and abused me over the phone. Also life to me, falsely applied I committed a crime. Used unfair practices to attempt to collect a debt with no proof. Concealed his identity, did not give me any information, would not listen, rude, nasty, disrespectful, and hung up. Impersonated they are XXXX XXXX XXXX Attorney based on my first complaint they are not their attorney. They sold them to a debt management company called Alliant. My rights have been violated under FDCPA. This a third party collector. According to XXXX XXXX XXXX this is the company number who harassed me at XXXX at Alliant Capital Management.
08/11/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 60067	Web
XXXX XXXX XXXX XXXX XXXX, XXXX ACM Group FTC MATTER/FILE NUMBER : XXXX XXXX CIVIL ACTION NUMBER : XXXX This firm called my elderly mother looking for me, she 's in XXXX, I 'm in XXXX. They tried to have her " identify me '' by telling her my former addresses ( what? ). They told her I need to sign a legal or court document called a " Preliminary Notice of Further Action '' regarding a debt w/in 72 hours. They left a number for me to call back. I called it and was told this is ACM Group ; we were hired by someone who is collecting a debt for XXXX. ( I googled ACM Group and found on page XXXX the FTC data ). ACM said they were calling " to establish my direct refusal to pay ''. I asked him to ID the debt before I refused to pay it, he gave me XXXX digits, I said this does n't help. I asked for the nature of the debt, he said an installment loan. I said I never had an installment loan - I 've had many accounts with XXXX, but most were deposits and my HELOC was repaid 4-5 years ago in full. He said he would recommend that his client file a " Preliminary Notice of Further Action '', then. I asked what that was and said he should hold off and just send me a proof of debt, he refused, and said it would take too long. I told him I pay my debts if I owe them - I then asked him to read the itemization on this account. He said he would email my file to me if I would read it now. I was at work, and told him that 's not a secure way to transmit this info, and again asked him to mail me his records. I asked how else can I determine what the account he has is. I do n't think I finished before he hung up on me. I have been called by XXXX-XXXX other collection firms over 3 years about a phantom XXXX account. I always ask for proof of the debt and an itemization of charges because I do not know of any current XXXX debt. After that I never hear back from that collector. My poor Mom is freaked out, she wants to know if I need money or if I 'm in trouble, she 's unnecessarily worried. I 'm fine, healthy, well employed and do not need her help. This sucks! I need your help!!. I called XXXX and was told they have no active accounts of mine, but they might have sold some debt, or maybe not. I asked what debt and was told " maybe not ''.
11/16/2016	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	SC 291XX	Web
I took out a loan with XXXX and was making my payments on time and never missed a payment up until the time I fell on hard times and loss my job. I then ask them to stop debiting my checking account on the date they were taking it out. I ask the company if they could work with me and change my due date but they told me they could not because I did n't have enough funds to renew my loan. I explain that I did n't want my loan renewed I just simply needed my date change because my pay period had change because I change jobs with lesser income. Myself an my husband had an acooutn with this company but they were not willing to work with us. XXXX is a member of the community financial services as a member they agree to offer an extended payment plan to consumers but this was not offer to my husband and I and the change of the date was not offer to us. So after stopping the payments to be drafted out of my account I no longer heard from the company, now today XXXX I get an harassing call from XXXX telling me they are placing a claim against me and the original creditor was XXXX. So I asked XXXX XXXX when he called me from a south Carolina number could he send me correspondence in the mail about this debt so I can look over the amount and see if this is correct and they I can get back with him. XXXX XXXX then gets loud with me and told me I had enough time to get in contact with him to settle the debt I then told him me or my husband that the account was sold to them and I would need to look over the debt before I made a statement. XXXX XXXX told me that he would do what he had to do and good luck. I said ok sir. XXXX XXXX then calls back 5 minutes later and says mam what exactly are u going to do. I said sir I ask for correspondence in the mail about this debt and within 30 days I will give you a statment. XXXX XXXX was loud and not willing to work with me, so I ask that he did not call be back. XXXX sold our account to this XXXX XXXX XXXX and I was not aware and they never offer us any payment plans or anything during our financial hard time. I want the calls to stop and the account be written off due to lack of communication from XXXX and not offering us any type of assistance to help us with this account.
08/09/2016	Yes	Debt collection Payday loan	Taking/threatening an illegal action Threatened arrest/jail if do not pay	PA 16001	Web
A XXXX XXXX called 6-8 weeks ago and left a voicemail that he was with Alliant Capital Pre-legal division to advise me of a legal matter cae # XXXX. I am going through a divorce and thought this may be about the debts we are working through the court and as per my attorney ( XXXX XXXX ) we have been requesting all debts in writing. So i returned the call and advised XXXX XXXX to send me a copy of the debt in writing. He advised that I was going to be sued and tried to get me to set up payment arrangements. I said I no, I need it in writing & I provided my mailing address as well as my email and I ended the call. Now I am receiving threatening calls from a XXXX XXXX at work and on my cell phone. Friday XXXX/XXXX/16, there were several messages on my cell that I needed to call by XXXX or I would be sued in XXXX County Monday morning. Then XXXX XXXX called my place of Employment and when he was told she was going to put him in my voicemail, he refused and our Receptionist pushed him through to voicemail. He called back and the call was transferred to my Superviser, XXXX and she told him that we do not permit these type of calls for Employees, he told her that it was a legal matter pertaining to fraud committed by me and he already spoke to our HR Department regarding possible garnishment and she asked who he spoke with and he replied, that everyone should stop being a " gate keeper '' and tell me to call before XXXX or I would be prosecuted in XXXX County. I am not disputing that we may owe this debt, I do not know for sure what it is because I have still not been provided anything in writing. I am in the process of a divorce and trying to collect all debt info so that I can utilize a debt repair/assistance agency and am only asking to receive it in writing so arrangements can be made. What I do not deserve is someone calling my place of employment speaking of fraudulent activity and wage garnishments tarnishing my name with my Superiors. I want the calls to my place of employment to cease immediately and for Alliant to provide the debt in writing so that my Attorney and whichever debt assistance agency I use can help me identify and make payments on legitimate debts.
07/01/2016	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	CA 95206	Web	Servicemember
I received a call on my work cell phone at XXXX on XXXX/XXXX/16 from an Oregon XXXX XXXX. A voicemail was left from a female named XXXX XXXX stating that she was following up " on a potential claim that was in her office '' At no point did she identify the company she was calling from. I called the number back and was greeted with " hello '' I stated that I just received a call and was immediately transferred to XXXX. Again, at no point in time did XXXX identify the company she was calling from. After discussing a debt from American Web Loan, I stated that I would be willing to discuss a settlement offer. At this point I was transferred to XXXX XXXX in the " settlement department ''. At this point, XXXX proceeded to discuss a settlement offer. When I refused the offer and attempted to negotiate, XXXX stated that I had no grounds to negotiate and proceeded to tell me that they would be contacted my employer for garnishment and pursuing judgement against me. As I attempted to inquire further, XXXX stated that 's all I need from you and hung up while I was still speaking. I called the number back and spoke to a male that answered the phone. I asked for the name of the company and the names of the XXXX individuals I had just spoken with. The male called me by my full name as soon as he answered the phone. He did state the name of the company as Alliant Capital Management Services. He refused to give the names of the XXXX women I had just spoken with stating that he could only see extension numbers on his end. I then had to question if all employees shared the same extension numbers or they were assigned. He still refused to give me the names of the individuals I had spoken with. I have received a previous call form this aggressive collection agency in XXXX 2016. At that time I updated my contact information to include my cell phone, work cell phone, and address. In XXXX I did request a written invoice of all charges and interest that this company was trying to collect. I did not receive anything in the mail. I have not received any written request concerning this debt in over 12 months. I will be sending a cease and desist letter to this company.
11/17/2017	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem when making payments You never received your bill or did not know a payment was due	CO 80234	Web
I have had my credit card with XXXX XXXX XXXX for less than two weeks. I started making payments on the card after making purchases because I purchase more than my credit limit in a month. I accidentally put in the wrong account number from my financial institution and realized my payments were not going through. I called XXXX XXXX XXXX to inform them of the issue. After holding for hours and being transferred over and over and calling them on 5 different occasions they finally told me to call back at the end of the week after the payments have been returned. I called them today XXXX/XXXX/2017 and I opened my account with them in early XXXX. My payment still is not due and I have n't even received a statement because my account has only been open for a couple weeks and I was notified that they sent me to a collection agency and closed my account. I did not receive a phone call back or any written notice despite the fact that I tried to reach out to them multiple times and spent hours on the phone with them. I was the one that found out that there was an issue with my account information for my payment and I called them to notify them. I have been treated very unfairly and they have not responded to any of my inquiries and after promising to call me back I have not heard back from them at all. I am very upset with their treatment of me and with the overall lack of professionalism. It is extremely unfair that they have closed my accounts and sent me to a collection agency after I have been desperately trying to correct this as soon as I found out and that I received no notifications or anything. Again I have n't even gotten billed yet because my account is two weeks old. I am in shock that a company is allowed to operate in this manner and possibly mess up my credit score with no warning and within a couple of weeks of opening my account. I was transferred from one person to another with no one able to assist me and spent hours on the phone on hold.
01/26/2018	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	OH 44060	Web
The person managing my account at Alliant Capital pressured me into an agreement that was not fair, timely nor consistent with other pay day lenders repayment plans. I agreed to the payment plan on XX/XX/XXXX due to the insane pressure, however, I decided to use my bonus to take out a loan from my 401K so I could pay all my debt and not file bankruptcy. I called Alliant Capital back on XX/XX/XXXX to advise them I could not pay the {$900.00} on XX/XX/XXXX but I would have all the money by XX/XX/XXXX to pay the settlement. I also questioned why their settlement was so high asking for more interest and fees removed. I borrowed {$1200.00} and paid {$250.00}. They are asking for {$3500.00}. I kindly asked for a little more time and could even show proof I have requested money from my 401K. I reiterated that it was crucial to withdrawal this money so I could pay all my debts and not file bankruptcy. She was nasty, loud and did not care about anything I had to say. refused to cooperate, threatened me, and would not even consider asking for a little more time. Did not even offer a small payment for good faith this month and I could pay the rest in XX/XX/XXXX when I received my payout. She lectured me, pressured me, accused me. Every other lender I am working with has been more than willing to work with me and be kind. I ask that the company and she be reprimanded for their behavior, stop threatening tactics and be willing to work with the client. Obviously, we are in this situation because we are in a financial hardship. I would rather take a hit on my 401K versus filing bankruptcy. I ask that this company work with me to come to a fair settlement agreement. I'm sure I'm not the only customer who has been treated this way. She should have done everything in her power to work with me. Not lecture me, raise her voice, offer no solution, threaten to sue me, etc.
01/26/2018	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	OH 44060	Web
The person managing my account at Alliant Capital pressured me into an agreement that was not fair, timely nor consistent with other pay day lenders repayment plans. I agreed to the payment plan on XX/XX/2018 due to the insane pressure, however, I decided to use my bonus to take out a loan from my 401K so I could pay all my debt and not file bankruptcy. I called Alliant Capital back onXX/XX/ to advise them I could not pay the XXXX on XXXX but I would have all the money by XXXX to pay the settlement. I also questioned why their settlement was so high asking for more interest and fees removed. I borrowed XXXX and paid XXXX. They are asking for XXXX. I kindly asked for a little more time and could even show proof I have requested money from my 401K. I reiterated that it was crucial to withdrawal this money so I could pay all my debts and not file bankruptcy. She was nasty, loud and did not care about anything I had to say. refused to cooperate, threatened me, and would not even consider asking for a little more time. Did not even offer a small payment for good faith this month and I could pay the rest in XXXX when I received my payout. She lectured me, pressured me, accused me. Every other lender I am working with has been more than willing to work with me and be kind. I ask that the company and she be reprimanded for their behavior, stop threatening tactics and be willing to work with the client. Obviously, we are in this situation because we are in a financial hardship. I would rather take a hit on my 401K versus filing bankruptcy. I ask that this company work with me to come to a fair settlement agreement. I'm sure I'm not the only customer who has been treated this way. She should have done everything in her power to work with me. Not lecture me, raise her voice, offer no solution, threaten to sue me, etc.
12/11/2023	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	GA 30349	Web
I am writing to file a formal complaint against Alliant Capital Management LLC XXXX XXXX XXXX for their persistent and inappropriate debt collection practices. My information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXXXXXX XXXX I am disputing the validity of a debt associated with account # XXXX ]. Despite my attempts to address this matter directly with Alliant Capital Management LLC XXXX XXXX XXXX, their actions have been both aggressive and unacceptable. I have experienced persistent and unwarranted phone calls from Alliant Capital Management LLC XXXX XXXX XXXX. The frequency of these calls is unacceptable. Additionally, I find it highly inappropriate and concerning that they reached out to my mother on XXXX the alleged debt. I will attach the screen shot of the voicemail they left her. I have taken the following steps to resolve this issue : On XXXX spoke with a lady at Alliant Capital Management LLC XXXX XXXX XXXX XXXX She assured me that the matter would be resolved, but unfortunately, there has been no resolution to date. I sent an email to XXXX outlining the details of my dispute. I have not received a response. I have attempted to contact Alliant Capital Management LLC XXXX XXXX XXXX by phone at XXXX on multiple occasions, but my calls have gone unanswered. I urgently request the CFPB 's assistance in addressing this matter promptly. My desired resolution includes : Ceasing and desisting all communication from Alliant Capital Management LLC XXXX XXXX XXXX. Any appropriate action to rectify the harm caused by their actions. I appreciate your attention to this matter and look forward to your prompt assistance in resolving this dispute. Sincerely, XXXX
09/21/2020	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CA 92563	Web
Alliant Capitol Management XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX This company will not stop calling me after several attempts of talking to them to convince them that I am not XXXX XXXX. This has been 1 year of harrassment. 1. I explained that I had just received my cell phone & new phone #. Possibly the owner of the phone # prior to me. ... ... .the calls & voice mails kept coming. 2. After 2 months, I registered my cell phone with donotcall.gov ( XX/XX/XXXX ) 2. After 3 months, I answered the call & explained I was on the do not call list. Please stop calling me. ... ..the calls & voice mails kept coming. 4. After 4 months, I answered the call & yelled at the guy that I was on the do not call list & to stop harrassing me. I threatened with I would contact the Fair trade Commission. The guy agreed to take me off of their list. 5. 3 months went by & it was quiet. 6. XXXX XXXX the calls & voice mails started again. Today, XX/XX/XXXX, I called the phone #, XXXX XXXX. I asked for the company name & who I was speaking with. " XXXX XXXX '', he said. The guy said he could not help me unless I gave him my phone #. I stated I would not do that as I just wanted the name of the company & the address as I was putting in a complaint. He insisted that he could help me if I would just give him my phone #. I held strong & said " no, please give me your address. I have already fallen for the promise to remove my phone # from the list & that turned out to be false ''. He giggled. He thought that was funny. After he pulled himself together, he stated he would XXXX it. He gave me the address, however, he gave me the city of XXXX. When I hung up, I XXXX it myself & discovered his ploy.
01/01/2020	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	WA 99352	Web
I have received two different voicemails from this company implying that they will be making a future recommendation to my unresolved business matter with them. Their voicemails sound threatening. First voicemail was XX/XX/2019 @ XXXX XXXX stating Xxxxx xxxxx this is XXXX XXXX with Alliant Capital Management Im calling in regards to your unresolved business matter in my office you wanted to take care of unfortunately this is my final courtesy call I will be making in reference number of xxxxxx as of today still no statement on file which at this current point leaves me little choice but to make a decision with the information I do have if you would like the opportunity to change the potential outcome you need to contact my office back at XXXX and I will document that you are aware of the situation then on XX/XX/2019 @ XXXX I received another voicemail from XXXX stating xxxxxx xxxxx this is XXXX XXXX with alliant capital management giving your final courtesy call as I will be making a recommendation to your unresolved business matter in our office serving a transaction you previously authorized. If you would like any input on the outcome on this situation a returned call is required. My number is XXXX. Both of these voicemails sound very threatening on the outcome not sure what she means by a recommendation and final outcome each time she calls but it leaves me with an uneasy feeling. This companys scare tactics need to be reviewed and no voicemail needs to be left like this especially when my name is not on the voicemail box. I also never received anything in writing from this company just these voicemails. Also they are spoofing numbers
07/31/2015	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	CO 80915	Web
I have received repeated calls from a company claiming to be Alliant Capital Management. They have not disclosed what the debt pertains to, however have left voicemails stating there is a matter in their office under review. I am not stating I do not owe the debt, as I have gone through a divorce and am currently a single mother working XXXX jobs to fix previous monetary mistakes, however upon returning XXXX of the phone calls to the number given of XXXX with the case number of XXXX I was transferred to my case manager XXXX XXXX XXXX who would not identify himself. He became abrasive and stated that he was not going to tell me until I gave him my case number even though someone gave him this in the background and he used my name which came up from my caller id. He hung up on me after I asked again what company he was with. I called back and was given the company name and hung up on. I called again, gave the case number and was transferred to XXXX XXXX who immediately hung up. Called back and got the address. Upon XXXX XXXX I have mailed a formal cease and desist letter however this company has made threats regarding what type of action will be taken for failure to pay a debt. They have called repeatedly and it is in an attempt to harass and annoy. At this time I am looking to purse all of my rights under Colorado law for this unfair and poor treatment. After a reasonable Internet search and I am unclear as to whether the address given was even the correct address for this company so the letter sent may be represented as never received because of this. I was given the address by a gentlemen named XXXX XXXX.
12/16/2022	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	MA 02062	Web
This company contacted myself and four family members last evening around XXXX. They would not identify what type of company they were calling from and all they said is they needed to know my " location ''. They not once stated that they were attempting to collect a debt they just repeated the name of their company and would not answer what type of company this was to ensure my safety before advising my " location ''. Collectors should be calling to attempt to " contact '' a consumer, never to LOCATE them. I just left an abusive relationship involving a restraining order and the fact that this company called late at night and ALL of my family asking for my location made us contact authorities thinking it was related to this domestic assault situation. Even when I called today and stated it was me, they would NOT tell me what their company does or why they were looking for me ( again IE if they were attempting to collect a debt ) unless I told them my DOB and home address. Of course they were nasty on top of it, absolutely no customer service on their part which caused EXTREME distress and frustration on my end. They stated their script of stating they are looking for a consumers " location '' and calling multiple family members was provided by the CFPB so it was legal. This tactic is scary and inappropriate for the consumer, as you never know what a consumer 's situation is, just like my situation explained about above. I hope this never happens to another consumer or their family again.
04/12/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	CA 93722	Web
On XXXX/XXXX/2016 at XXXX, a gentleman by the name of XXXX XXXX called and was asking if I knew a person by the name of XXXX I told him that she was my sister and that I can take a message for her. He was trying to smooth me into a personal conversation and kept trying to persuade me that he is the " nicest guy I will ever talk to. '' He also gave me private information about my sister, which includes her full date of birth, age ... etc I told him that was a XXXX violation and that I did not appreciate him sharing her personal information with me. He just kept talking over me and did not let me get a word in. He also told me that he is from the pre-legal department from ACM ( Alliant Capital Management ) and was trying to resolve a serious problem in which will turn legal if XXXX does not contact him as soon as possible. He just kept talking over me, and did not let me speak. He just kept threatening about how he works for the legal department and if XXXX did not contact him, he will persuade a legal case against XXXX After arguing with him and trying to get all of his information, I informed him not to contact me any more and hung up the phone. I do not appreciate his phone tactics, trying to persuade and threatening me about taking legal against XXXX I am not the owner of the debt and personal information about XXXX should have not been shared by XXXX XXXX XXXX XXXX His name is XXXX XXXX XXXX # : XXXX Other # : XXXX Company : Alliant Capital Management
05/24/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 430XX	Web
On XX/XX/XXXX, my name was submitted to a collection company for {$99.00} from a company I have never done business with named XXXX XXXX XXXX at XXXX. I contacted XXXX XXXX XXXX XXXX representative name is XXXX XXXX on XX/XX/XXXX to ask why they reported me for something I didn't do. XXXX said it was from XXXX, and I asked what that was, and she said they receive a number of complaints about fraudulent claims and I would need to talk to Alliant Capital Management. XXXX gave me the number, XXXX to call referencing case number XXXX. I called Alliant Capital Management and talked with XXXX, and she did not know the case number, but could look it up by my social security number, which I provided. XXXX said there was a purchase for XXXX XXXX XXXX in XXXX of XXXX to an address that I last lived at in XXXX. I told her I didn't know anything about such company or purchase, and hadn't lived at that address since XXXX, and she said it was probably fraud and I would have to make a fraud report to prove it. She said they got the notice in XXXX and I have never received anything regarding such transaction until I got fraud alert from XXXX XXXX. XXXX said she would mail a verification of debt form to take to the police to file a report, which I will do as soon as I receive the form. To date, XXXX, I have received no documentation about any of this.
02/03/2021	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	KS 66762	Web
In XXXX I got a personal loan from XXXX XXXX XXXX. The loan was wrote off as bad debt and sold to Alliant Capital Management. I received a call from them yesterday ( for the second time after talking to them a month ago ) from XXXX in reference to account number XXXX. The collection agent informed me that they were going to file criminal charges for fraud towards their company they were collecting for XXXX XXXX XXXX as well as garnish my wages/bank for funds owed. I informed the representative I spoke with his company the month prior and informed I filed Bankruptcy in XXXX and it was discharged in XX/XX/XXXX. I informed XXXX XXXX XXXX was in fact included. I informed the representative that this time they would be hearing from my attorney for pursing the debt after notification. I did contact my attorney and was told he would be sending a cease and desist notification as well as a notice of what could happen if they continue. I have also contacted the XXXX and MO attorney general ( since I work in Missouri, but live in XXXX ) and now you all. I don't want money, but I do want their predatory collection practices looked into and the company fined for threatening with out intent.
01/31/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 789XX	Web	Servicemember
XX/XX/XXXX a charge was made in my name at a furniture store in XXXX, Illinois called “XXXX XXXX XXXX XXXX” in the amount of $XXXX. This was unbeknownst to me. As you will see in the attachment, I didn’t even live at the address that was used when this happened. The leasing company that found an approval for this fraudulent transaction was XXXX XXXX, which is located in XXXX, New Hampshire. My credit report says that this account was officially opened by XXXX on XX/XX/XXXX while I was out of town working in XXXX, PA. Perhaps there was some sort of 6mo special that said no payments. I am not sure why that took a few months to show as “opened”. Even so, this account was not on my credit report until it went to collections in XX/XX/XXXX. I discovered this account when I did a credit report check on XX/XX/XXXX. I was of course shocked. This debt showed up under collections and the owner of this account was XXXX XXXX XXXX, located in XXXX, Mississippi. I called each company from XX/XX/XXXX-XX/XX/XXXX to begin a dispute process. XXXX XXXX sent me the identity theft affidavit to fill out. I got a police report filed on XX/XX/XXXX. I also opened a dispute with XXXX on XX/XX/XXXX.
08/04/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 766XX	Web
In XX/XX/XXXX, I took out a {$3000.00} personal loan from XXXX. Somehow, my payments got linked to my XXXX daughter 's debit card ( that she gets money on for chores and good grades ), so when they tried to draft my payments, they didn't go through. I didn't realize this happened and they closed my account and sold it to Alliant Capital Management, a debt collector. I settled with Alliant, made payments, and paid off my balance. Meanwhile, XXXX retracted the sale of my debt but I was not notified, so I continued paying Alliant. On XX/XX/XXXX, I received a letter from XXXX that my account had been closed again and charged off and that I owed {$3.00}, XXXX. I have called XXXX many times, they say that Alliant hasn't sent them the money and that there is nothing that they can do. I have called Alliant many times. They said they transferred the debt to XXXX XXXX but that my obligation was completed. Alliant did send me a document on XX/XX/XXXX that my obligation was complete. I sent this to XXXX but they said it didn't matter because they still didn't have the money. I have called XXXX and they say that they sent payment to XXXX and that there is nothing else they can do.
12/28/2017	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	PA 15642	Web
When I spoke with him on Tuesday, XX/XX/XXXX he was yelling at me telling me that I make good money and I was defaulting on this loan on purpose. I was willing to work with him, but he was so mean and even called me back on Tuesday after I told him I did not have the {$500.00} and informed me he would be contacting my husband to let him know what has transpired.. I never once received anything by regular mail, or email from XXXX or Alliant Capital only phone calls from this gentleman, the company phone number he left to return his call was XXXX XXXX XXXX, but the caller ID was a local number XXXX. I called him back later in the day on Tuesday and told him I was trying to get money out of another account to pay him the {$500.00} by the end of the week, which seemed to satisfy him. He said he would be calling me back by Friday to get an update. I googled Alliant Capital and there was information about scams related to this company, I contacted XXXX XXXX for a free case review, a XXXX XXXX instructed me not make any payments to them or give them any of my financial information and to file a complaint with the FTC, which directed me here.
10/08/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	UT 84093	Web
I received a phone/voicemail call on XX/XX/2019 asking for my ex-husband to called back. I called to tell them that they had the wrong number and that I do not know anything about what was going on. or the person they were inquiring about. I asked them to take me off their list, and they said that they would not and that they would continue to call unless I gave them the information they were searching for. They asked me if I knew the person and I told them that it didn't matter if I did or not, i just wanted the calls to stop. I told them that it didn't matter whether I knew the person or not, It is not even my issue and they are harassing me. They called me a liar and said that the calls would not stop. I have had a problem with debt collectors before for my Ex - I know nothing and I do not want to be involved. Now they have started over. If I block the call- they call back on another number. The message said that it was XXXX XXXX from Alliant Capital, when I called back for the name they said Capital Management. Phone Number that called today is XXXX. They requested that I call XXXX.
02/19/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	FL 32828	Web	Servicemember
A man with XXXX XXXX XXXX called me from phone number XXXX and ask to speak about a potential relative of mine named XXXX who is going to get a suit filed against her unless I could get her information. XXXX is my sister ... Now while he continued to harp on about a potential suit and the ramifications, I cut him off and let him know I collected for 20 years so I knew what he was saying was a false and illegal scare tactic. I also let him know that he should not have called me under the curcumstances of being a potential relative. He got mad and of course ended the call. This company is using bad practices and harassing potential relatives during business hours when potential relatives are working. Awful company that does not follow the FDCPA. I wish someone would tell these people you have better collections with honest practices ... .trust me I know. Also let them know they should identify the full name of the company when calling. I had to call back for answers. Another tip for this company is never assume you are smarter than the people you call spitting unlawful foolishness and lies.
07/08/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	VA 22304	Web
Greetings, I have been receiving anonymous calls and voicemails with my personal information being left on public voicemails from XXXX and XXXX. The calls have averaged over XXXX a day. I called the XXXX number name of the point of contact : XXXX XXXX ; and someone named XXXX answered and asked for my name, then provided me with the last XXXX digits of my SSN without verifying my identify. I advised him he should verify my identify before providing the last XXXX digits of my SSN. He then said what would someone do with your name and last XXXX digit of my SSN and became irate. I ended the call by stating I will report him to the CFPB. I have never received any correspondence in the mail for a debt owed and if received and legitimate will pay the debt. They are in violation of the Fair Debt Collection Practices Act by not providing me their actual company name, address, and business licensing number. They refuse to mail any correspondence for the debt owed and this is against the law. I am unsure if this is a scam or identify theft ; but all claims have to be legitimized!
07/08/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	VA 22304	Web
Greetings, I have been receiving anonymous calls and voicemails with my personal information being left on public voicemails from XXXX and XXXX. The calls have averaged over XXXX a day. I called the XXXX number name of the point of contact : XXXX XXXX ; and someone named XXXX answered and asked for my name, then provided me with the last XXXX digits of my SSN without verifying my identify. I advised him he should verify my identify before providing the last XXXX digits of my SSN. He then said what would someone do with your name and last XXXX digit of my SSN and became irate. I ended the call by stating I will report him to the CFPB. I have never received any correspondence in the mail for a debt owed and if received and legitimate will pay the debt. They are in violation of the Fair Debt Collection Practices Act by not providing me their actual company name, address, and business licensing number. They refuse to mail any correspondence for the debt owed and this is against the law. I am unsure if this is a scam or identify theft ; but all claims have to be legitimized!
07/22/2015	Yes	Payday loan	Can't contact lender	GA 317XX	Web
The company, Alliant Capital Management LLC, harasses me by telephoning my cell and work numbers and my relatives continuously. The messages left on my phone has been " this is a courtesy call, documents are being filed today in court against you ''. I did not return their unwarranted calls after viewing the company 's reputation on the Internet. If was only after my relatives complained about the calls that I called them back. I insisted that the company needs to be send me a letter concerning any alleged debt to my home address via US Postmaster. Instead, I received an email stating that I had agreed to a payment plan and that they had my bank account information. The email mentioned the original creditor of " XXXX '' which I found out was a payday loan company which is illegal in my state of residence of Georgia. I am sending a certified letter today prohibiting further contact from this company by phone calls. Also, I clarified that I dispute the validity of the alleged debt. In addition, I notified my banking institution of possible fraudulent behavior.
03/20/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened arrest/jail if do not pay	FL 33325	Web
We received several phone calls from different 1-800 numbers saying that we need to call to XXXX to schedule an appointment for them to send the plaintiff with the court papers, in other words, to serve my mother. When I called the phone number a gentleman answers and, without saying the name of the company or what is regarding to, he asked for the " case '' number. After a bit of back and forth he said that they purchased a loan from XXXX XXXX and now they are collecting, the debt is for {$1600.00} but we can settle the debt for 50 % over the phone, otherwise they 'll send the papers and she 'll be sued. When I explained the serving procedures to him and that they way he was conducting the call was n't professional nor accurate, he got upset, started to threat saying " you better pay up buddy or she 'll be sued '' and " Let me put it this way bro, if you 're gon na ask for money, you better be ready to pay up '' then he followed to hang the phone. That was the XXXX time that I spoke with him, the XXXX XXXX was a very rude conversation about the same deal.
10/02/2018	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	TX 78258	Web
Alliant Capital Mgt Co. XXXX original acct # XXXX internal acct # XXXX Company took out twice the amount from my bank account as agreed in my original settlement agreement ; causing my bank account to go negative and causing me to miss work because I have no way of paying for transportation costs to get to work. I spoke to company representatives on XX/XX/18 and was told that the money was " immediately '' being returned to me account, then they told me that the amount was only " pending '' and would not affect my bank account. Then on XX/XX/18 was told the monies were taken and they had no idea when it would be returned. I expect the remainder of this debt to be forgiven based upon the repeated false statements and violations being taken against me and the irreparable harm I have undergone and continue to be faced with. I do not know when I can return to work because I am broke because this company took {$620.00} from my account twice in the same day and they are still saying they didn't do it ... My account is overdrawn over {$220.00} at XXXX Bank.
05/16/2019	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL XXXXX	Web
The company, Alliant Captial Management LLC, who's owner is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX Have been calling me from the number ( XXXX ) XXXX-XXXX for the past two months asking me to pay a debt to a XXXX account I never had. When I try to explain I never had a XXXX account they call me a lair and threaten to have a lawyer sue me. I asked for a supervisor and was hung up on several times. Finally, a person claiming to be a supervisor told me the calls would stop. Yesterday, they started again using the same tactics, calling me a liar and saying their lawyer will " take action '' I asked for a supervisor and was mocked by the person on the phone who kept repeating the same words over and over like a robot. Saying " what is your date of birth '' over a dozen times. It was very strange. Apparently, this company has had many many complaints lodged against it. I am also filing a complaint with the Florida Attorney General to ask that they cancel their license to do business in Florida. They are violating the law.
01/10/2018	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	AZ 85016	Web
Numerous calls to my place of employment by a " Collection Agency '' named Alliant Capital or something like that. Telephone # XXXX. After getting numerous messages from co-workers stating that a " XXXX XXXX '' was looking for me, I decided to call the number back to see what it was concerning. I got a hold of a man ( do not remember his name ) who was extremely rude, was acting smart and mocking me, acting like it was a joke when I asked to provide me with proof and validation of the debt I " owe ''. Stated he would send me a letter from the company stating what I owe ( in excess of 2k ). I again asked for documents ( signatures, contract, etc ) supporting the debt owed he proceeded to laugh and say good luck. I then asked to stop calling since the number being called was my work number he laughed and said we will continue to call, I then said this is a request to cease and desist any further calls and he said I had to send it in writing and that until then, the calls would continue. I expect this company to NEVER contact me again.
03/21/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	VA 23456	Web	Servicemember
On XXXX XX/XX/2021 my XXXX XXXX XXXX XXXX was fraudulently charged {$130.00} to XXXX XXXX NH. I immediately called the number for XXXX XXXX and refuted the charge. The agent I spoke with refused to verify the address provided for this charge but did verify the name on the account as mine but the email and billing address were not. I informed them I would dispute this with my CC holder and report as fraudulent but the XXXX agent did not agree to open a fraud case. XXXX refuted the charge on my behalf and I was forced to cancel the credit card due to it's compromise and I was reimbursed for the fraudulent charge. Subsequently, XXXX has engaged XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX to place a collection as a debt buyer for the amount of {$1500.00}. I have never received any written communications identifying the contract, addresses or phone number for this supposed debt. I did receive a formal letter from XXXX identifying the investigation into my fraudulent complaint as a valid fraud and I was reimbursed the charge.
04/14/2021	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	MI 492XX	Web
I've received repeated calls at all hours from a company by the name of Alliant Capital Management. The most recent call was at XXXX XXXX. Thinking it was an emergency I called the number back and received a voicemail for a person named XXXX at the above named company. This is absolutely ridiculous. I contact my creditors directly from the companies listed on my credit report. I do not answer numbers I don't know and I don't deal with companies who want money over the phone. I pay my bills that I receive by mail and that are listed on my credit report. These are extremely aggressive tactics for a debt that isn't proven to be mine. I've gotten calls before XXXX XXXX, after XXXX XXXX. It's not right. No other company has EVER behaved this way. I received voicemails threatening legal charges, that I could go to jail. I'm not stupid, I know that no debt, unless fraudulent, can put me in jail. I've committed no fraud so I know I'm in the clear. But I will not tolerate someone trying to defraud me.
03/22/2023	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	FL 32405	Web
Good Day, I am filing this complaint against XXXX XXXX and XXXX XXXX XXXX for whom he represents. XXXX has called me almost daily since XX/XX/2023, leaving me messages to call him back. Then yesterday, on XX/XX/2023, XXXX took it too far when he called all 4 of my brothers and my wife. I have no problem with someone contacting me repeatedly through phone, text, e-mail or any means necessary, but when you reach out to my family that with the exception of my wife, does not need to know my financial situation. This is unacceptable behavior from anyone, even a debt collector. The Fair Debt Collection Practices Act requires written notification, which I have yet to receive. Further, Florida State Law Section XXXIII, Chapter 559, Section 715 requires that when trying to collect a debt of someone residing in Florida, a written notice must be provided at least 30 days prior to any attempt to collect a debt. I have yet to receive any written notice from XXXX XXXX XXXX.
03/16/2022	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	NM 875XX	Web
I was speaking to two individuals, I tried ti make arrangements, but when it came to the end- he asked me to provide my bank account information to secure payment. I was uncomfortable doing so and he stated that my debit card is the same thing. To me it is not the same if I call and give my debit card information versus my bank account number - and I didnt have the contract with them so regardless if I have my account to the original place I took the loan with, I do not need to provide that to the collection company. I asked if I could call back after work, three times, and all he did was threaten to escalate my case as refusal to pay when I wasnt refusing, I just needed time to figure out how I could do so, which would have been after I was out of work. He said well when you call back, your payment will be due in full. Which I think is unfair- I also asked them not to call my job as I cant receive calls- they still called the main line to my entire company.
08/05/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	FL 32828	Web
XXXX XXXX call a third part number XXXX and left a voicemail, detailing what I need to do, but not Identifying himself as debt collector or what collection agency he works for. This third part now knows my personal business. XXXX XXXX also called my number, and on the caller ID it was masked as private. He leave a voicemail, but again did not identifying himself as a debt collection. The only thing he stated was, there was a compliant file against me and to call XXXX and reference # XXXX before further action it taken against me. XXXX XXXX then called me at work and identified himself only as XXXX XXXX and tried to obtain personal information about. I asked if he was a debt collector and not to call me at work. He replied " Yes '' and " Why? ' I explained I could be terminated and XXXX XXXX proceeded to collect on the debt after he was given this information. XXXX XXXX actions are harassing and believe this collector/agency has violated FDCPA regulations.
08/16/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 070XX	Web
This debt collection agency Alliant Capital Management based out of New York has been calling me incessantly. It shows up as a pretty local New Jersey number, but when I call back it just goes to voicemail. The worst part is that they dont just call me, they also call my XXXX which is extremely rude and annoying and unprofessional. I looked them up on XXXX and saw the reviews were riddled with nothing but 1 star reviews stating how unprofessional they are, how rude and their use of profanity and threats to everyone they call, and most importantly, they threaten or even do give out personal private information. Theyve called my XXXX and XXXX already and I do not need them asking or giving out any personal information. They call incessantly even between illegal calling hours. Extremely unprofessional business riddled with nothing but negative reviews should not be in practice. They did not even attempt to send anything via mail either, only calls.
08/16/2016	Yes	Debt collection Payday loan	Improper contact or sharing of info Talked to a third party about my debt	CO 80015	Web
Hello, My issue is best described by XXXX out of the XXXX above, XXXX XXXX from Alliant Capital Management ( doc id XXXX ). XXXX XXXX called my sister who stated that she was not me- He then proceeded to disclose the debt, plus threaten legal action if I did not return the call. He then located me at work- When he id him self I said I can not have calls at work do not call here. I called him on the phone and explained that I was having medical problems to which he replied that he understood and did n't want to cause anymore problems take the weekend and think about the options. Still no VOD has been sent to my mailing address. Today, I checked my work voicemail and there was a very lengthy message from XXXX XXXX, said he was going to sue me and send someone up to my job to give me papers. He then said all of the calls have been recorded and that he would move forward by end of business if I refused to call him back. I was not even at work Monday.
03/12/2020	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	CA 95762	Web
Someone called from XXXX to my best friends phone ( the same number I provided on the previous page ) and stated MY name on her voicemail and that it was regarding a transaction I approved, and that her " output will determine the outcome of this serious matter '' -- he is walking a very fine line, I don't know what the calls about as I recently had XXXX and have a lot of debt now but the language is definitely deceiving and appears to be against UDAAP standards. The callers phone number was XXXX extension was XXXX name is XXXX, states he was calling from Alliant Capitol Management, a company I have never heard of. I can assure you that nothing she says will determine ANYTHING and this was a false and deceptive statement ( coercive ) to an unauthorized 3rd party-and I have never authorized any transactions by that company, that was a lie. The phone number provided for a return call is not the same number on their website.
03/01/2017	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	DE 19720	Web
I asked for a workout plan and they were not willing to help me ... .I am experiencing a huge hardship. I am receiving calls at my place of business daily from Alliant Capital Management Llc. I hang up once they get rude and they will call back using different extension to get transferred back to my office to continue the harassment. At times when I hung up they would just keep calling my office number back to back for 15 to 20 minutes. They have given information about me to other people without my consent at my job and have called family and upset them ... making them think I am in trouble. I am not comfortable with the nature of these calls and they are threatening to come to my job ... .The company is representing XXXX @ XXXX ... .their name is Alliant Capital Llc Management ... their address is XXXX XXXX XXXX XXXX XXXX, Ny. XXXX and their phone number is XXXX.This is causing me problems at my job.
12/10/2016	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	OH 44708	Web
A company by the supposed name of " Allegiant Capital Management '' has made several phone calls to my family members, job and friends claiming that they are " serving me papers for a debt ''. They have contacted me personally as well and have left several messages from different phone numbers stating " the purpose of this initial communication is to make you aware of an attempt to obtain your signature for required documentation in acknowledgement of protecting your consumer rights for your breech transaction. Failure to respond will result in direct violation under gross negligence. Please contact the compliance department at XXXX or press 1 to be connected. '' This number called from XXXX XXXX, WA and they also call from XXXX. They are very threatening, and they will not give any information on this supposed " debt '' and only want to receive information without giving any details.
12/06/2022	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	IL 60643	Web	Older American
During the year of XXXX I took out a Payday Loan of XXXX dollars at the store location : XXXX XXXX XXXX XXXX XXXX Illinois XXXX which is no longer open for business now! It is closed down! I paid this company XXXX dollars back but was unable to pay the interest amount to them due to the Pandemic. I was told since I default on my payment plan I XXXX to start over and pay XXXX dollars to them. After talking to XXXX XXXX XXXX on yesterday, I was told my account was sold to a 3rd Party called : Alliant Capital Management located : XXXX XXXX XXXX, XXXX XXXX XXXX, New York XXXX. Alliant have harassed me with phone calls threatening to have me served at home or my work with papers. Even after me telling this company I just had XXXX XXXX and other illness they continue to harass and threaten me. The lady told me she didnt care. Please.help me to solve this problem! Thanks! XXXX XXXX XXXX
01/28/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 95132	Web
My husband got a voicemail on his cell while he was at work but it was addressed to me. This call was from XXXX XXXX from the pre legal division of Alliant or XXXX XXXX saying he attempted to call me two weeks ago and since then has not had any record of me returning his call. He said please keep in mind this is a time sensitive potential claim and this call was a courtesy for my input to be considered before anything is processed. He said my claim number is XXXX and to call him back at ( XXXX ) XXXX. I've gotten scam calls like this in the past and even fell for one and paid them money only to find out later it was a scam. Now I am very cautious about these calls and want everything in writing via certified mail if it is in fact a legit claim they should be able to provide me with this so I can have it reviewed by a lawyer before agreeing to pay anything.
03/31/2017	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	IA 52761	Web
I answered a call on XX/XX/XXXX from the Alliant Capital Management. Upon answering they had me verify my name, address. They asked about my employment because they had paperwork to deliver. Then we got into the debt call. They stated it was going to go to " litigation '' several times if I did not settle. At this point I still had not been notified of the call being rerecorded or not ( at the end of the call XXXX XXXX stated parts of it might have been recorderd ). The orginal debit is from XXXX a payday loan service for {$2500.00}. They keep referring to XXXX XXXX XXXX as who will proceed with litigation. They are also stating my employer is collateral on this. Contact info for Alliant Capital is XXXX XXXX XXXX is one of my account reps. I offered {$700.00} for an on the spot settlement and it was declined. They are getting aggressive and bullying.
10/17/2017	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	TX 76018	Web
On XXXX/XXXX/XXXX, I was again contacted at my workplace and a message left on my home phone about a online payday loan from XXXX. In this call the person identified herself as XXXX XXXX and she was contacting me about a online payday loan from XXXX and if I did n't pay the loan my employer would be contacted, debt would be added to my credit reports and a judgment would be taken against me. I informed XXXX XXXX I have asked them before, a few years ago, not to contact me ever again about this online payday loan that I have no knowledge of. XXXX XXXX told me they would continue to contact me until I paid the loan. I have had no communication of any form regarding this debt in years. The telephone number left on message was XXXX, but number on called was XXXX. XXXX XXXX stated she was with XXXX XXXX XXXX, but online the company shows to be XXXX XXXX XXXX.
01/16/2018	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	WI 537XX	Web
This company is repeatingly calling my family members multiple times a day in a form of harassment since spring of XXXX. They told my family members I owe to a loan company and are threatening to sue me-that 's harassment, and illegal for them to spread my information. I do n't know what company this is as when I get private calls/voicemails they do not leave a number to call directly. They leave voicemails on my family members and my phone on private calls saying that they are sending somebody to summon me court order papers. That never happened. They are calling my family members more than they are calling me. I heard the voicemail left to me XX/XX/XXXX of a court order being sent to my address in person within an hour, and I have not received any papers. They provided a case number that was not in the XXXX XXXX Court systems ( XXXX ) as of today.
10/12/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 91780	Web	Servicemember
Receiving weekly voice messages from caller stating she is XXXX XXXX attempting to find location information about XXXX XXXX, call back # is XXXX, extention XXXX. This problem apparently is occurring with my tenants whom share the same address. We do not know this XXXX XXXX person nor have any association with this company. Obviously this company is utilizing open source searches to connect anyone whom may have nexus to the debitor, and keep on contacting unrelated persons until they find Ms. XXXX. Attempts to contact the phone number provided, they ignored our request to remove our number from their calling list, these phone calls & voice-mails continue. Last contact was yesterday, XXXX, at XXXX. A search of XXXX came back to Alliant Capital Management, a debt collection agency. Caller ID shows these calls are from XXXX.
06/08/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 43026	Web	Servicemember
My sister-in-law and brother-in-law both received a call from someone claiming to be from ACM stating they have received a potential claim forwarded to them attached to my name and ssn. They want a statement from me. The lady said her name is XXXX XXXX and can be reached at XXXX, ext. XXXX. I have attached a recording of the voicemail left to my brother-in-law. Both calls to them were asking for me. My sister-in-law answered the phone but stated there was no XXXX XXXX at the number they called, which was her cell phone. My brother-in-law was in a meeting so it went to his voicemail. He never called back but forwarded me the voice mail recording which I have attached to this complaint. I do not know what is going on and this is the first I heard of this, but research has shown that this company has shady practices.
02/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 08873	Web
XXXX XXXX XXXX also known as XXXX XXXX XXXX located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX New York XXXX Is reporting inaccurate information to the credit bureaus. I am a victim of identity theft and fraudulent accounts. I submitted police reports and they refuse to honor them. I have had fraudulent accounts on my report by other creditors that have been removed by me providing requested documents. But this company wants to be the judge and jury and wants me to pay for something that is not mine. Identify theft is not my fault and they are making it out to be my fault. I cant help accounts were fraudulently made. They are causing me great distress.They have spoken to me rudely and they have over talked and spoken loudly to drown me out on telephone conversations. This is unlawful and should be handled accordingly.
11/30/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Attempted to/Collected exempt funds	LA 712XX	Web
i was notified the first time last week XXXX/XXXX/XXXX about a old credit card debit from XXXX I asked if he ( XXXX ) I believe he would send me an email or letter in mail regarding this and he said yes he would send email. I never received and email. today XXXX/XXXX/XXXX I get a messaged while at work to call him back so I do and he has an attitude stating I live where he can garnish my wages if I do not send him money and that he would send me another email at his expense and I told him it does not cost anything to send me an email and he starts yelling at me. I do not even have this debt on my credit report and I do not like him calling and threating me while I am working. very rude and unprofessional if this is a real debit why have n't I received anything in the mail since he stated my address?
10/14/2015	Yes	Debt collection Payday loan	Communication tactics Used obscene/profane/abusive language	OH 45231	Web
On XX/XX/2015 I received a call to my mobile phone from a number I did n't know. I use this phone for business contacts so I called it back thinking it could be a client. It was answered by a man who identified himself as XXXX. The number is XXXX. I did not confirm that he was speaking to me. He gave out the last XXXX of my ssn, the amount of the debt, my former employer and other information. Again I did not confirm my information. He became aggressive and harassing. When I asked who he worked for he did not give a name at first and then said it so fast and quiet that I did not understand. He then began making threatening statements. I informed him that this was a line used for business and not to contact it again, he stated that he would continue to call. I disconnected the call at that point.
03/27/2018	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	FL 32746	Web
I received a phone call at my place of business today ( XX/XX/18 ). The person on the phone identified himself as XXXX XXXX and in a very rude and condescending tone informed me that XXXX XXXX XXXX wanted to settle a debt with me. When I requested to have everything in writing, he became belligerent and stated that he will just contact my payroll dept. I told him that he is not to contact me at my job and ended the call. He called right back and I answered the phone. He did not realize it was me that answered and proceeded to disclose his reason for his call which he is not supposed to do. He proceeded to be very abusive in his tone and language and stated Ha!, you think I can find the number to you payroll dept.? Your worker is in the wrong. The abusive phone calls need to stop.
03/05/2017	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	WI 53214	Web
I received two messages from XXXX, whom called from a local number XXXX on XXXX and XXXX in her message she Indicating I needed to call her immediately before she proceeds with legal action against my name and social security number, she did not leave the name of her company however asked to call XXXX ext XXXX. I did call the number and a gentleman explained that they are collecting a debt on behalf of their client in the amount of XXXX. He would not provide the company name or any other information. He did agree to send a debt validation letter. What is concerning is the address for the letter is to a XXXX and the current creditor is from a company I have had no contact with either by phone or mail. I XXXX the phone number and found numerous complaints on XXXX and XXXX.
11/11/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MA 01453	Web
On XX/XX/21 and XX/XX/21, I wrote cease and desist emails to Alliant Capital because I was receiving phone calls with detailed voicemails that disclosed existence of a debt. My family members were also receiving phone calls and voicemails, despite their names clearly being stated in the voicemails. I have a credit alert on my credit due to being a victim of released confidential information, and I never received any information regarding a debt. I am also aware I should receive notification of the debt prior to phone calls. In the voicemails, I am being threatened with future action or determination regarding the matter, both calls occurred after I emailed cease and desist letters to the company. I also alerted the Massachusetts Attorney General and nothing is being done.
03/23/2015	Yes	Debt collection Payday loan	Taking/threatening an illegal action Seized/Attempted to seize property	MD 206XX	Web
I applied for a payday loan to help my XXXX sons who just stated college XX/XX/XXXX, I was XXXX that afternoon when I went to work, XXXX XXXX XXXX was told verbally of my situtation, XX/XX/XXXX I return a call from Alliance Capitol Mgmt XXXX XXXX, I explain to her that I 'm still unemployed, she started asking can someone help me I let her know my family is helping me from becoming homeless, she ask what about unemployment, I told her that it ended and I was n't getting enough to pay back an loan, my concern was keeping a roof over my family, she got aggressive asking about my income tax, if I own my home and how much was my employment, she was wrong on so many levels, she even said I knew I was getting fired. I am under alot of stress and I do not need this
02/28/2017	Yes	Payday loan	Received a loan I didn't apply for	MN 55106	Web
I was contacted by Alliant Capital Management of a loan client I was told that I received a loan in amount of {$800.00} to a checking account. I do not remember signing up for this loan. They gave me last XXXX acct number of the checking account used and I do not own any of those accounts. Contact bank and they said I have never owned said account since being there since 2012. They claim that payment was taken out of said account for a couple of months and then stopped. They claim a email that was used is an email I own. Both people I spoke to were rude and yelling and totally out of control. Their client or the creditor has not sent any correspondence to said account mailing address on this issue or anytime after they stopped receiving payments.
05/12/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	OH 45036	Web
I have received a voice mail ( standard non-personal voice mail ) from a company alliant capital management ( on a phone number I 've never spoken to them on ) disclosing I supposedly owe them a debt ( without verifying who they are leaving leaving the message for, on a phone I share with other people ) threating legal action " to the fullest extent necessary '' if I do not contact them within 24 hours. The representative, XXXX XXXX also called my parents and disclosed my debt to a third party. This is a complete invasion of my privacy which is supposed to be covered by the FDCPA ; who also is supposed to protect against threats by debt collectors. Also I am stating that I am unaware of such debt or the means of this debt.
12/10/2019	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	AZ 85281	Web	Servicemember
I attempted to pay the company the debt that I owed. I informed the company that I am in the middle of buying a house. I told them in paying off the company I need a Letter Of Deletion several times throughout the call, and I gave them my email address and mailing address because they said several times that I would definitely be receiving the Letter Of Deletion.Once I paid half the debt off, I asked how long after the debt has been paid, would I receive the letter, the same employees that said I would receive a letter, started saying that they never said I would, and they never send those types of letters... They immediately hung up on on me and when I called back they transferred me to a voicemail. I am devastated.
10/25/2018	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	NJ 07030	Web
This company is claiming to be a third party debt collection agency for a debt that I owed to a different company for an Installment loan. I have hired a law firm to settle the debt with the original creditor. I have received many phone calls from a woman claiming that she can settle my debt for a fraction of the original amount. I have told her multiple times that I am handling this through a law firm and that I do not wish to receive calls from her any more. I have researched the company she claims to represent and have found many scam reports associated with her calls. She has also called my parents home number and my brother 's cell phone in attempts to get in contact with me after I have ignored the phone calls.
10/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 94080	Web
This company reported a debt on my credit report that does not belong to me. My personal information was compromised some time ago ( my car was broken into and my tax returns, checks and other personal information was stolen ) and my guess is that it may have been used to open this account, not sure. Absolutely NO information whatsoever has been sent to me about this debt in the mail, so I never had the opportunity to even dispute this with the company. No signed papers, no proof or anything has been sent to me. But yet this company was able to put something on my credit report?? This kind of stuff is malicious and harmful to consumers and the fact that a company can do this is insane.
01/06/2016	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	LA 70815	Web
They called my work repeatedly after I asked them to stop. Called my personal phone at all hours of the night leaving rude messages threatening to take legal action. I called them back, very rude customer service. They told me they would settle for a ridiculous amount of money that I do not even owe. We finally agreed upon a settlement of {$800.00} when I spoke to them XX/XX/XXXX, when I spoke to them again after XXXX they changed the amount once again. They went from {$1400.00} to {$1000.00}. They have agreed to let me pay {$1000.00} only if I make two large payments of {$500.00} in XX/XX/XXXX and XX/XX/XXXX. I told them I do n't have the money they said to borrow it from someone.
12/31/2019	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 90266	Web	Servicemember
On XX/XX/XXXX of 2019 myself and numerous people that I am not directly associated with were contacted by a company called Alliant Capital falsely claiming I owe them money. Then I started receiving calls from numerous people that I havent spoken to in over 20 years stating that the rep of Alliant Capital told them I owed money and began asking questions. After I told them the debt wasnt mine the rep then told me to shut up and let me talk and when I didnt and hung up the phone. I called back and asked for a supervisor and the other staff members began talking like mobsters and threatening to be lawyers. The last number I have on them is ( XXXX ) XXXX the reps name is XXXX XXXX.
02/08/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 95945	Web
I never received a phone call from the company but they have been calling my wifes phone and she returned their phone number and gave them my number but they still call her and not me so I contacted them and reached a voicemail in which I told them I have not received anything from them and I want a Debt Validation Letter from them. Months went by still no Debt Validation Letter but then I received a voicemail on my wifes phone saying They have tried to serve me court documents and that I was being sued and this is my last contact. Not only have I not received a debt validation letter but I have never received any written documents just threatening phone calls.
04/19/2017	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	CA 94541	Web
I checked my job VM system and saw this number XXXX I thought it was my client so I listened to the message. It was someone who said his name was XXXX XXXX from Alliant /capital? managemen XXXX calling to get my side of the story on a debt I owed before legal actions were taken he said I needed to call XXXX him that day XXXX / XXXX / XXXX by XXXX ... First off this is my job he called on a Monday which I do n't work Mondays so there was no way I could have called him back secondly I can be terminated for these types of calls and I have no idea what debt they are speaking of I have not signed any contract with Alliant Capital Management..
09/19/2016	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	OH 443XX	Web
This Number calls and says they have a pending legal matter in there office that is being processed and would be served to me if no response. They fail to mention this is a attempt to collect a debt and threating charges to be filed against me. They called my parents house and spoke with them telling them that charges are gon na be filled in there office if I do n't pay or contact them. Now they started calling my number asking for a different person. I assume this is a tactic to get me to call back to be taken off there list then ask well what is your name. XXXX is the number they tell me to call back to but they are calling from a local number.
09/29/2023	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92115	Web
I had a personal loan originated by XXXX XXXX XXXXXXXX XXXX XXXX XXXX ) default as of XX/XX/2023. This was the last communication that I received from XXXX. On XX/XX/2023 at XXXX PST, I received a call from my brother asking me if I had done business with Alliant Capital Management or was this a scam. I had not heard of this Alliant Capital Management and thus I found it odd that my family was conducting regarding the collection of debt without my knowledge of any collection activity. Please investigate and rectify these inaccuracies in accordance with the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ).
09/07/2017	Yes	Payday loan, title loan, or personal loan Payday loan	Can't contact lender or servicer	CA 92262	Web
First I received an email from XXXX XXXX XXXX that my account was sold to XXXX XXXX XXXX XXXX. Then I started receiving calls from a XXXX from Alliant Capital Management they started saying if I did not pay {$13000.00} and set up payment arrangements that they were going to pursue a judgment on me and garnish my wages and I need to lock in with them right then and right there. I was scared and frightened. I did research and no such company exists. I do not know if it is a legitimate company and do not want to make payment arrangement unless I am certain and I do n't like being threatened. The original amount of my loan was {$600.00}.
07/08/2016	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 77007	Web
I received a call earlier this year stating XXXX Loan had provided a loan to me, using only my social security number and address and at 360 % interest. I told them it was fraudulent and filed a police report. I 've now received a call from a collections agency, Alliant Capital Management, stating this is due and I have 30 days to respond. I believe this is all a scam where the collections agency is intent on willing a default claim in court they hope I do n't show up for. I am working on getting an attorney to assist but believe this is criminal. Alliant Capital Management was fined and shut down in XXXX for phantom debt scams.
05/04/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IA 525XX	Web
Pre-legal department of ACM keeps calling me asking for someone I know. It is a robotic call. The person they ask for does n't live in my home, but has put me down as a reference without my knowledge. I have no idea who this company is or what this is about. It is not my debt! I 've asked them XXXX to stop calling me ( XXXX/XXXX/15 at XXXX central time and XXXX/XXXX/15 at XXXX ). When I contact them they are rude ( over talking, raising their voices, asking me if I would loan ... money ) and say they 've taken me off their list, but they continue to call. This constitutes harassment in my book. I want them to stop calling!
04/27/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NY 10940	Web
I was contacted via email from company called alliant capital management stating that I owed a debt from XXXX XXXX/XXXX XXXX. Spoke with XXXX from alliant capital. He said he would accept payment of {$350.00} as settlement for debt of {$880.00}. Made payment on XX/XX/2021 with credit card. Was promised a letter stating debt was paid. Still haven't received any notice from alliant capital. I have called and emailed several times no response. I called original creditor and they still have debt outstanding and have no record of alliant capital management handling this debt. I believe I was mislead into paying this company.
04/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	TX 77380	Web
XXXX Capital Management contacted me on XXXX. They threatened legal action ( XXXX XXXX ) and when I offered a settlement, once they send verification of debt, they told me I was insane. I asked them to stop communication with me, and that I would deal with XXXX, the supposed creditor. On XXXX XXXX, I received a letter from XXXX again demanding payment, this time stating that I had made payment arrangements with them, which i did not. When I called to tell them I had done no such thing, and neither they nor XXXX had provided debt verification, the person stated that he would end the conversation, and ended the call.
04/08/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MO 64012	Web
The company called me once, left a voice message, and then called immediately after. It's illegal to contact someone again after leaving a voicemail. Leaving a detailed voicemail is considered one contact and you're only allowed one contact per day. They aren't even calling me for my debt, it's someone else 's and I'm being harrassed. He said his name was XXXX XXXX on the call ( same name left on voicemail left almost immediately before the second call ) from Alliant Capital Management. They also called my husband. This is an abusive tactic and I expect them to make it right. My father in law 's name is XXXX XXXX.
09/27/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	TX 75134	Web	Older American, Servicemember
This company has called my job threating me and leaving very naughty messages on my voice mail. This has happen a number of time, not only are they calling my work number they are calling my cell phone. XXXX XXXX XXXX is the person that is calling. I am not sure who it is for or what company he is calling about. On XX/XX/XXXX he called mentioning that he has my home address and verified my employment that was completed by some one on my job. No one here has told me that they completed a Verification of employment for me. The phone number that he is calling from is a local number but tell me to call back at XXXX
11/22/2019	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 95125	Web	Older American
Company contacted 2 relatives leaving personal information re : me and implied I was going to be sued. The collection company is Alliant Capitial Management located at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, NY XXXX Tel # XXXX. I have asked for a breakdown on what has been paid and they have not respned to my emails. They are rude on the phone and always say I am rude. I want to settle for the loan. Orginal amount was XXXX and I have paid way over the orginal amount. The tatics of collections were not in compliance of fair practices leaving personal information with others and threat of lawsuits.
08/05/2019	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	OR 973XX	Web
I was contacted from this company Alliant IG Because I had a debt of road for a apartment complex Lived in. XX/XX/XXXX I payed them XXXX because they said if I did t pay by the XXXX They would send my debt to my credit score. I told him that is the best I could do at this time and they would have to wait until I can do more down the road since then they have continued to contact my place of employment and would just hang up but when you call the phone number back it goes right back to them we asked him to stop contacting us but they continue to contact us. They are contacting me and my fianc
11/15/2022	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	AK 995XX	Web
I have been receiving calls non-stop from an unknown number without identifying themselves as a debt collector until today, XX/XX/22. The debt collection agency is called Alliant Capital Management. Each time they have called before today, they have not left voicemails identifying themselves and they have called multiple relatives to locate me without stating who they are or what company they are with. I was unaware if this was a scam and I am still unsure of what it is. Today, I also received a call at work. I believe this is harassment and abuse.
05/09/2016	Yes	Debt collection Payday loan	Improper contact or sharing of info Talked to a third party about my debt	LA 713XX	Web
This company continues to call harrassing my elderly parents, the business office of my ex husband and myself. Identifies through voice mail the personal information that he should only be sharing with myself. Also, I asked for him to provide me in writing the information of this debt, as I do not have any knowledge of it, and when I requested this information he became very rude. All I want is this information in writing and for him to quit calling my employment and my family members. He has my number and address if he needs to get ahold of me.
06/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29579	Web	Servicemember
Contacted via phone a by representative of Alliant Capital Mgmt regarding an outstanding debt of {$980.00} with XXXX XXXX XXXX XXXX. A leasing agreement for a XXXX XXXX digital product was initiated on XX/XX/XXXX using my personal information ( address & ssn ) by someone other than myself. I did not make nor was I aware of this purchase until notified by the debt collection agency. Origination date of lease was XX/XX/XXXX with installments being paid through XX/XX/XXXX. The account # is XXXX. I've subsequently filed a police report as well.
08/22/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92879	Web
Alliant Capital Management has repeatedly called several relatives and left messages repeatedly for several relatives and associates. I have asked them on XXXX separate occasions to cease and desist making contact with ANY third party regarding this matter and they still call and leave messages on my relatives and associates phone. They have my number yet I have not received a single call or voicemail. My family is being harassed unnecessarily because they have my phone number, email, and address and have not tried to contact me directly ever.
01/06/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	IL 604XX	Web
On XX/XX/2022, Alliant Capital Management contacted my personal cellular phone number as well as several unrelated acquaintances that do not have any right to my personal information. Persons contacted are not and have never been used as a reference for any account. They do not have any permission to receive any information on my behalf. A request for written communication was submitted to Alliant Capital Management has been submitted as there has been no written communication received outlining the details of their contact attempts.
04/16/2015	Yes	Payday loan	Payment to acct not credited	CT 064XX	Web
The lender did not credit my account principal with any portion of the payments that were made. I found this to be very strange. I continued to make payments and my principal balance went unchanged each time. The principle balance was never credited, not XXXX cent. I began to do research and learned that XXXX offers payday loans that are n't enforceable in the state of Connecticut. This type of loan is illegal in the state of CT and Alliant Capital Management is attempting to collect on a prohibited high interest installment loan.
03/14/2019	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	PA 19061	Web
Billing Department Alliant Capital Management XXXX Phone : XXXX Fax : XXXX This company harassed, bullied, tried to intimidate me, and threatened me XX/XX/19. I have no idea who they are. They said I worked for XXXX, I never worked for them. I said I am XXXX. They said they will report me to XXXX. Said I can't double dip. I have no idea what they are talking about. My case is on appeal. I am not receiving anything yet. Basically, all the things he said was not true, and he was not listening to me.
12/22/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CO 80108	Web
Alliant Capital, Repeated calls to me and my father claiming that I took a {$1500.00} loan in XX/XX/2020 which I did not and do not see anything similar on my credit report. I believe this is a scam and fraudulent. The repeated calls offer to settle the debt for a fraction of the principal. They have fragments of my personal information but nothing complete and always request my SSN before telling me anything about the supposed debt. I receive multiple calls per day.
03/10/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	NY 10954	Web
Received a call from XXXX asking to verify delivery of legal document. When called back a recording states, " you have reached the location verification division please call XXXX. When that number is called it is the phone number of Alliant Capital Management XXXX XXXX XXXX XXXX. XXXX, NY XXXX XXXX - XXXX Compliance - XXXX XXXXXXXXXXXX. I have determined it may be or posing as a debt collection company. I have no debt, no failed loans perfect credit.
04/04/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	WA 98168	Web
XX/XX/2019 XXXX PST - agency called my husband and my employer threatening both of them and trying to obtain informaiton on my whereabouts because of " legal course of action taken against me '' ; they had advised them to let me know to contact them in the next 2 hours otherwise I will be arrested by XXXX EST. Left multiple voicemail messages on my husband 's phone following that conversation. Agency : Alliant Capital Phone number : XXXX
03/28/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 33713	Web
He does identify himself. However, he uses misleading language by saying the person is XXXX and needs to be contacted immediately. Leaving a message to my family members is a harassing call of a scare. On my phone, he is using the language of, I brought something and I need to contact them immediately for verification. Again this is misleading language and it is against the law. I have the voicemails for both
04/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	KY 42701	Web
After I tried to ask if I could make a payment on the XXXX. Which would n't be a small payment. I got told if I did n't make a payment today I was going to be sued. The lady was very rude. Was not helpful at all. I have no problem with paying the debt I owe. I just could not make a payment until XXXX XXXX. And I know it 's illegal for her to tell me that if a payment was n't made today I was going to be sued.
11/09/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	OH 45140	Web	Servicemember
A guy named XXXX keeps contacting me at work and contacting others. He gives me a case number XXXX oh. He is rude and Hangs up. I told him if I owe it send me a letter. He claims he has. I have not received anything. He first told me he was with XXXX XXXX XXXX but after calls to XXXX XXXX XXXX and other places I find out he is with Alliant Capital Management. When I tell him to stop calling he says he wont.
06/26/2019	Yes	Debt collection Credit card debt	Communication tactics Used obscene, profane, or other abusive language	WA 99207	Web	Servicemember
I called XXXX XXXX to let him know that I had Called the another Debt collector and figured out how my account had come to his office in the 1st place and resolve the issue with them and the account holder should be contacting him soon to resolve the issue he then got very short and angry and started yelling and being very nasty And threatening that they amount would go up and then hung up on me
04/07/2023	Yes	Debt collection Payday loan debt	Communication tactics You told them to stop contacting you, but they keep trying	MA 019XX	Web
I owe on a loan I took out. I have repeatedly received phone calls from XXXX along with her calling my family and friends over and over. Making it sound like shes looking for me and something bad has happened to me. I told her to call me directly and to stop harassing my family and friends. I told her I received an email from her company and I was trying to go online to set up a payment plan.
07/17/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60657	Web
A XXXX XXXX calls from an unknown company at least once a week stating, " I 'm calling you regarding a previous call. You still have n't called us back to let us know what your current intentions are. You need to call if you want any input on this matter. Call XXXX in regards to identification number : XXXX, '' He calls from this number : XXXX. Everything is vague and sounds extremely shady.
01/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Didn't receive services that were advertised	FL 33142	Web
Hello the company XXXX, didn't take appropriate action on worker that opened up XXXX in my name. I did not agree to buying the phone and left the store with no purchase. I did not pay nor sign for anything and reported this to the manager which no problem has been solved. The item that was fraudulent opened in my name was a XXXX XXXX XXXX I believe valued at around {$1200.00}
11/08/2016	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	OK 73159	Web
They have threatened me and I am not sure why, I have told them on several occasions that I will not verify my information due to past identity theft issues. the lady in the pre-legal dept proceeded to cuss me out and threaten me with legal action and jail. I did not verify myself so she hung up on me. I told her unless she can prove I owe this debt then to stop harassing me.
09/01/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60645	Web
There is a class action settlement for the company that I had a loan with ( https : //www.awlsettlement.com/ ), they must have given my information to a collection agency. Alliant Capital Management LLC : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, New York XXXX - Toll Free : XXXX Fax : XXXX www.alliantcapital.net They are also calling my cell phone XXXX
06/24/2020	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	MS 39110	Web
The company called my place of employment on XX/XX/XXXX. I sent a cease and desist letter to them. They sold the debt to Alliant Capital Management on XX/XX/2020. I never received proof of validity from either company. Alliant Capital Management called my place of employment on XX/XX/2020. I am sending them a cease and desist letter as well.
06/08/2023	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	UT 84070	Web
My debt collector contacted one of my family members asking for my exact location. I am over 18 and no longer have any guardianships. They contacted me during work hours and after missing their call, they contact my aunt, who was never listed as a reference anywhere in the loan. Im not sure how they got a hold of my aunts information.
09/17/2020	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	RI 02910	Web	Older American, Servicemember
Received a phone call from a person at Alliant Capital stating that i owe them money for a payday loan with XXXX XXXX. I never took out this loan, and then they started naming my relatives stating i used them as references and then threatened to have the police arrest me. I never has anything to do with XXXX XXXX or Alliant capital
01/13/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	FL 320XX	Web
Several Repeat voicemails from XXXX. Several Repeat phone calls from XXXX. Caller XXXX XXXX does not state what company he is with. Uses phrases like trying to locate and a complaint has been filed against your social security number. XXXX search shows this caller is from Alliance Capital XXXX XXXX This harassment need ps to stop.
08/24/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 77845	Web	Servicemember
Company calls my cell phone and BUSINESS phone. Company leaves a voicemail on my cell but not my business phone. Asking to call back at XXXX regarding an urgent business matter or else. It does not list a company name and when I call the number back, the phone number is for a voicemail for Alliant Capital Management, XXXX XXXX.
09/21/2016	Yes	Debt collection Payday loan	False statements or representation Impersonated an attorney or official	NH 038XX	Web	Servicemember
This company uses illegal and abusive collection practices. They also go by the name XXXX claiming to be some sort of legal mediation company. They will refuse to identify themselves as a debt collector. They continue to call friends and family members even though they have my phone number, address and email address.
07/26/2016	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	TX 767XX	Web
I received a call from Alliant Capital stating I owe money on a payday loan to XXXX. I told them they had the wrong party. A second person got on the phone and asked to verify my address in order to have a service processor sent to my home because I belong in jail. I hung up because I felt like I was being bullied.
08/30/2017	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	WA 983XX	Web
Explanation of complaint : These people are calling and threatening to send police out to my house to arrest me, The have called my husband with same threat and called our son to tell him his dad was going to get arrested too. They call from XXXX, XXXX, XXXX. My family is afraid and need this to stop. Please help.
07/05/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 45342	Web
They Keep calling my mother numerous times a day & blowing up her phone constantly. They are also repeatedly calling my number & now trying to use a local number for me to answer! I do n't know who this company is. NEVER received a letter stating about this debt AND ITS NOT ON MY CREDIT REPORT. PLEASE REPORT THIS!
08/23/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92201	Web
I got an email from this company stating. I entered a payment arrangement when I have never spoken with anyone from this company. I have had them call family members I do not have ir had communication with in years and now is causing family issues. This is the person who sent the email. XXXX XXXX
01/20/2021	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AR 726XX	Web
I was contacted about a debt by Alliant Capital management and was told that if I didnt give them a card number to keep on file then the company who owned the debt, XXXX XXXX XXXX, could take action to the furthest extent of the law such as garnishing wages. This is intimidation and threatening.
04/27/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Received a loan you didn't apply for	MI 49546	Web
Hi my name is XXXX XXXX and I was scammed by this guy named XXXX XXXX and he used my name to sign me up for a loan for Alliant capital management but the name of the loan is XXXX XXXX loan and I have never ever signed up for it and Alliant capital management said that they will sue me too
08/18/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 95678	Web
Alliant Capital Management calls and threatens legal action on a debt they say that I owe. I have never received anything in writing from them to clarify what the account is and what the balance is that I owe. I asked for a statement months ago and still have not gotten one.
10/07/2019	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	AZ 85295	Web	Servicemember
Loan was an illegal tribal loan that has been sold multiple times to non-tribal collection agencies that do not have any legal authority to collect. They refuse to provide anything. They are threatening to take my car and house despite neither being collateral for the loan.
04/22/2020	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 90046	Web
A person named XXXX is calling me from XXXX XXXX regarding a transaction i authorized. He calls me and started calling my coworkers with the same message he calls from the number XXXX XXXX XXXX. The message says that there will be consequences if i don't call back!
06/04/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA XXXXX	Web	Servicemember
Please see My attached With Prejudice as a Memorandum for the Record dated XXXX XXXX XXXX, including supporting evidence, involving third-party debt collector ( s ) or buyers operating unscrupulously to advance a fraudulent and frivolous debt collection action.
05/27/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	TX 76018	Web
I have been receiving calls for the last XXXX years for a XXXX XXXX ( not me ) about a payday loan. I have asked - repeatedly- to remove my number from their data base, I have received threatening calls, harrassing calls - this is not nor has ever been my debt
08/08/2017	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	CA 94547	Web
XX/2016 took a XXXX dollar loan toake ends meet, and they want XXXX dollars by weekly and the interest is through the roof they are saying I owe them XXXX plus late fees etc now they are saying their taking me to court and garnish my wages 45 %
11/02/2023	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	NY 10462	Web
Alliant Capital Mangement LLC has been calling after being told to stop verbally. Not only have they been calling me but they are calling my employer and harassing family members by calling them numerous times using different phone numbers.
02/21/2020	Yes	Credit card or prepaid card General-purpose credit card or charge card	Other features, terms, or problems Problem with rewards from credit card	IL 60089	Web
Spent {$5000.00} on last statement. Company closed my account for no reason and said they sent a letter to my house which I never received.They did not issue 3 % cash back on {$5000.00}. Statement was from XX/XX/XXXX thru XX/XX/XXXX.
11/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	IL 60445	Web
AALIANT WAS BEING SUED BY XXXX FOR UNLAWFUL HARD INQUIRY! THE CASE WAS DISMISSED, BUT STEP OVER THE LINE AGAIN BY CALLING MY WIFES CELL PHONE ( XXXX ) XXXX AND XXXX WORK NO. ( XXXX ) XXXX IN VIOLATION OF TCPA AND FDCPA.
07/07/2021	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive notice of right to dispute	CA 922XX	Web
I requested a true signature contract signed. And never received one. The company sent a limited contract in name only.The company XXXX XXXX XXXX. Corporate collections department XXXX XXXX XXXX XXXX XXXX OH XXXX
05/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Unable to get your credit report or credit score Other problem getting your report or credit score	AR 72712	Web
ACM WAS LISTED ON OUR BK XXXX XX/XX/2017 AND IS STILL APPEARING ON OUR XXXX CREDIT REPORTS.SEE ATTACHED, MANUALLY NOTIFY XXXX THAT OUR CREDIT FILES ARE SUPPRESSED AND MUST REMOVE VIA DELETION LETTERS.
06/28/2016	Yes	Debt collection Payday loan	Taking/threatening an illegal action Threatened to sue on too old debt	IN 462XX	Web	Older American
Company repeatedly calling my work line. I am a XXXX, and this ties up a patient emergency line so a patient ca n't get through, is causing me to possibly lose my job and livelihood. Please help me.
10/03/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	TX 77433	Web
This company shows as doing a hard inquiry into my credit report. I have never deal with this company and I have no accounts with them. It appears on my credit report on XXXX, XXXX and XXXX
04/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 48239	Web	Servicemember
XXXX XXXX XXXX XXXX amount {$800.00} was removed from my credit report after an agreement in the winter of 2018. The account has re-appeared on my report under Alliant Capital Management.
03/23/2018	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	OH 456XX	Web
Repeated phone calls to my place of employment. Repeated phone calls to my extended family including telling my father about my debt. And back to back to back phone calls to my cell phone.
10/16/2018	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	IN 47201	Web
Keep calling saying they are filing a lawsuit against me! Do not know who this is and they refuse to let me know what the debt is or who it is. Calling relatives and won't stop calling!
07/16/2015	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	FL 33484	Web
XXXX XXXX called my presonal line then my work # stating to call XXXX and reference case XXXX that action will be taken against me. They should not be allowed to call my work number
02/21/2020	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Contacted you instead of your attorney	NM 871XX	Web	Older American, Servicemember
Alliant capital Management called me yesterday about a business matter and was vague with details. Today they called my friend and said I gave her as a reference.
02/16/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	OH 453XX	Web
Someone filed my 2021 taxes and the state of Ohio and IRS had me send Idenity fraud paper to them. I did not know my identity was stolen til XX/XX/2021 XXXX
01/26/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OK 73115	Web
Continuously calls during weekdays, and have now resorted to calling my spouse and now my father-in-law. I have no debt to be collected with this company.
10/02/2015	Yes	Debt collection Payday loan	Improper contact or sharing of info Talked to a third party about my debt	TN 38111	Web
I specifically asked Alliant Capital management not to call my ex wife concerning my debt they did it anyway disclosing all my information to her.
10/11/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	VA 22003	Web
they continue to call me at work threating to send me to collections. I have checked my credit report and I do n't see this debt listed.
08/23/2016	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	PA 17603	Web
I have paid back the amount I borrowed. The debt collectors keep calling at my job and speak extremely hostile and threaten legal action
06/29/2015	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	IL 60445	Web
ALLIANT ALSO CALLED ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX IN VIOLATION OF F.C.P.A AND FDCPA, AND FCRA.
10/09/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 76522	Web
XXXX-XXXX-2017 called looking for XXXX XXXX. has not lived here for 25 years. said they will sue if they do not reach him.
02/12/2019	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29841	Web	Servicemember
They threatened legal action against me if I did not set up a payment plan with them. They already took money from me.
12/21/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	IN XXXXX	Web
COLLECTOR VIOLATED 2 TCPA INFRACTION! SEE ATTACHED PHONE RECORDS, CALLER I.D . ALSO, VIOLATORS OF THE DODD-FRANK ACT!
05/31/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91343	Web
Someone is using a lost ID and attempting to apply for credit/loans showing up as hard inquiries on my credit report
02/01/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	MO 63109	Web	Servicemember
Repeated calls to family that I will be arrested in 24 hours. Threatening my family.
03/27/2015	Yes	Debt collection Payday loan	Communication tactics Frequent or repeated calls	TX 78724	Web
Callina A XXXX year old female home phone when asked not to.
01/08/2024	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 945XX	Web

01/08/2024	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NC 27051	Web

12/27/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 23456	Web

12/24/2023	Yes	Payday loan, title loan, personal loan, or advance loan Installment loan	Getting the loan	MO XXXXX	Web

11/03/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	VA 20148	Web

10/18/2023	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	NC 28326	Web

09/28/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	NJ 08854	Web

09/26/2023	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	CA 94547	Web

09/26/2023	Yes	Debt collection Telecommunications debt	Written notification about debt Didn't receive notice of right to dispute	WA 98584	Phone	Older American

09/14/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10455	Web

08/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19150	Web

07/14/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 78332	Web

05/15/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	DC 20020	Phone

04/26/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Incorrect information on your report Information belongs to someone else	LA 70363	Web

04/14/2023	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	OR 97477	Web

03/04/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	IL 60402	Web

02/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27703	Web

02/16/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 44310	Web

12/14/2022	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Contacted your employer	AR 72364	Web

11/16/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 27703	Web

11/01/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 27703	Web

09/21/2022	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	ND 58701	Web

07/29/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92131	Web

07/01/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92551	Web

07/01/2022	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	CA 92551	Web

06/15/2022	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	MO 63111	Web

04/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with fraud alerts or security freezes	TX 77433	Web

03/01/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 75007	Web

02/21/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92411	Web

02/15/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	VA 24151	Web

02/02/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CO 80923	Web	Servicemember

01/25/2022	Yes	Credit card or prepaid card General-purpose credit card or charge card	Getting a credit card Application denied	VA 22315	Referral

11/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MA 02149	Web

10/21/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	SC 29388	Web

10/16/2021	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	MO 64079	Web

09/09/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MA 027XX	Web

07/13/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 85207	Web

07/13/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NJ 08016	Web	Servicemember

04/21/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 94602	Web

03/16/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	VA 23231	Web

03/04/2021	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	WV 255XX	Web	Older American

01/21/2021	Yes	Debt collection Payday loan debt	False statements or representation Indicated you were committing crime by not paying debt	DE 19720	Web

12/16/2020	Yes	Debt collection Payday loan debt	Communication tactics You told them to stop contacting you, but they keep trying	MA 02762	Web

12/11/2020	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	NM 88310	Web

12/02/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MO 64469	Web	Servicemember

10/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 43216	Web

10/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89104	Phone

08/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98012	Web

06/02/2020	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	CA 94582	Web

04/21/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	VA 24011	Web

03/25/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33458	Web

03/04/2020	Yes	Credit card or prepaid card General-purpose credit card or charge card	Other features, terms, or problems Problem with rewards from credit card	IL 60008	Referral

01/15/2020	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	NC 28429	Web	Servicemember

01/03/2020	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	CA 92308	Phone	Servicemember

10/30/2019	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	IN 46151	Web

05/02/2019	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	SC 29680	Web

03/29/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 93033	Web

03/27/2019	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	IA 50316	Web

03/21/2019	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	SC 29680	Web

03/15/2019	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	TX 76148	Web

12/17/2018	Yes	Debt collection Payday loan debt	False statements or representation Indicated you were committing crime by not paying debt	WI 53527	Web

11/06/2018	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	OH 45622	Web

10/31/2018	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 44805	Web

10/10/2018	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	OH 45449	Web

09/10/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 75355	Web

08/14/2018	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	CA 90035	Web

08/14/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	OR 97501	Web	Servicemember

05/24/2018	No	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language		Postal mail

04/13/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	MO 63043	Web

02/22/2018	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language		Phone

01/09/2018	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	NM 87113	Web	Servicemember

12/04/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CO 80123	Web

11/28/2017	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NC 28262	Web	Servicemember

11/08/2017	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language		Phone

11/05/2017	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	OH 45414	Web

10/09/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 766XX	Web

09/24/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NY 11701	Web

09/07/2017	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid		Postal mail

08/29/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NY 11772	Web

07/07/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	IL 60616	Web

07/05/2017	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 36108	Web

06/21/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AL 36108	Web

05/30/2017	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt		Phone

05/17/2017	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 90232	Web

04/26/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MN 55364	Phone

03/10/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IL 60616	Web

02/07/2017	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	CA 94947	Web

11/29/2016	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	CA 91737	Web

09/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11219	Web

08/17/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11219	Web

08/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92626	Postal mail

08/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92626	Postal mail

05/03/2016	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	NC 27571	Web

02/25/2016	Yes	Debt collection I do not know	Taking/threatening an illegal action Sued w/o proper notification of suit	CA 91607	Web

01/18/2016	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	OH 44147	Web

11/24/2015	Yes	Payday loan	Can't contact lender	TN 37406	Web

10/05/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	IL 60152	Web

10/02/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	PA 15146	Web

09/22/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MS 39773	Phone	Older American

09/14/2015	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	MI 48393	Web

09/11/2015	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	CA 90250	Web

08/31/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	OH 44077	Web

07/23/2015	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	CA 92703	Web

07/23/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	IN 46173	Web

06/23/2015	Yes	Payday loan	Can't contact lender	TN 38301	Web

06/17/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75235	Web

05/30/2015	Yes	Debt collection Payday loan	Taking/threatening an illegal action Threatened arrest/jail if do not pay	LA 70510	Web

05/29/2015	Yes	Credit card	Billing statement	WA 98033	Web

05/29/2015	Yes	Debt collection Payday loan	Disclosure verification of debt Right to dispute notice not received	FL 32609	Phone

04/23/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	NY 13148	Web

03/19/2015	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	CA 91001	Web

03/13/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	PA 16701	Web

03/05/2015	Yes	Debt collection Payday loan	Disclosure verification of debt Not disclosed as an attempt to collect	OR 97540	Web

03/02/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	NJ 07753	Web

02/04/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	VA 22205	Web

01/09/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	NC 27215	Web

12/21/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	OH 45227	Web

12/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 14620	Phone

12/10/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NH 03229	Web

12/08/2014	Yes	Debt collection Payday loan	Improper contact or sharing of info Talked to a third party about my debt	PA 17011	Web

11/07/2014	Yes	Debt collection Payday loan	Improper contact or sharing of info Talked to a third party about my debt	RI 02885	Web

11/03/2014	Yes	Debt collection Payday loan	Communication tactics Frequent or repeated calls	AL 35759	Web

10/28/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	MD 21811	Web

10/23/2014	Yes	Debt collection I do not know	False statements or representation Impersonated an attorney or official	CA 93551	Web

10/15/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	LA 70068	Web	Servicemember

10/06/2014	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	IL 60007	Web

09/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IL 60445	Web

09/11/2014	Yes	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	PA 15317	Web

09/09/2014	Yes	Credit card	Payoff process	NV 89031	Web

09/08/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	LA 70403	Web	Older American

08/01/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	NY 10035	Web

06/26/2014	Yes	Debt collection I do not know	False statements or representation Impersonated an attorney or official	TX 77478	Web

06/02/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	FL 33862	Web

05/22/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	IN 47802	Web	Servicemember

05/09/2014	Yes	Debt collection Payday loan	Disclosure verification of debt Not disclosed as an attempt to collect	WY 82009	Web

05/08/2014	Yes	Debt collection Payday loan	Taking/threatening an illegal action Threatened to sue on too old debt	GA 31407	Web

03/17/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	MO 63385	Web

01/07/2014	Yes	Debt collection Payday loan	Disclosure verification of debt Not disclosed as an attempt to collect	KY 40222	Web