Alliance One, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/25/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 21208	Web
I am contacting your entity due to an ongoing collections process by a debt collections company which goes by the name of AllianceOne. AllianceOne has been actively pursuing a supposed debt while the information they have provided displays several discrepancies. I recently received letters and other information from XXXX XXXX XXXX. When I questioned XXXX about specific inaccuracies of the paperwork she and AllianceOne have provided she wrote that my questions are irrelevant and she would not respond to them. In the last letter I received, XXXX said AllianceOne will cease further collection activity and would no longer contact me. In an odd twist XXXX went on to state that the accounts are still valid and will remain in collections. XXXX said it is my sole responsibility to contact them. I have never seen a collection agency halt the collection activity and walk away when a debt is in collections and currently due. There is a major problem with Alliance Ones collection processes. When XXXX violations occur every customer is supposed to be provided the same right to view the said toll and supporting information before collection processes proceed. When a violation occurs, notices complete with the date, time, license plate info and a photo of the vehicle involved and other pertinent information is provided for each toll via un-certified mail. I did not receive these notices. Each toll violation complete with date, time, license plate info and specific photo of the vehicle with other pertinent info are placed online with an option for payment on the XXXX website. The website has not provided me a photo of the vehicle at its specific toll. The website also has detailed information that has obviously been omitted. XXXX is aware of these inadequacies and yet she refuses to take the accounts out of collections. I have also caught XXXX and her client actively increasing the debt amounts at will even though there have been no violations added. This increase is easy to do because of their failure to produce the proof that is afforded to every customer that encounters a supposed violation. The proof is provided to prevent fraud and errors and can not be ignored. XXXX wrote that the total due for account # XXXX is {$8500.00}. XXXX client sent a letter at AllianceOnes bidding that claims the total for the same account is {$10000.00}. XXXX claims that account # XXXX has a total balance due of {$1800.00}. XXXX client sent a letter at AllianceOnes bidding claiming the total owed to be {$1900.00}. When I asked XXXX about these discrepancies she wrote a letter refusing to answer my concerns because she thought my questions were irrelevant. XXXX went on to further state that AllianceOne has provided what they think is reasonably and legally required to validate what they deem a legitimate debt. Alliance one provided paperwork stating that both accounts were negative when the supposed toll violations occurred. Their paperwork indicates that the tolls happened at the same gates at the same toll location during the same time period. Therefore, the information/proof provided for each toll should be the same as provided to every other customer. I was not provided with the same information that each customer is provided with after encountering a supposed violation. I requested pictures of my vehicle for each specific toll violation with all other pertinent information for proof. This information includes but is not limited to time, date, license plate, tag number, location and gate of toll and clear picture of vehicle and plates. All XXXX XXXX sent were 30 random vehicle photos that were not assigned pertinent information for each specific toll. When I asked her for the information associated with each picture she said it was posted on the bottom of the page. I found no such information. Conveniently, XXXX claimed she didnt have to produce pictures for the over 100 remaining supposed violations even though each toll supposedly occurred under the same circumstances per AllianceOnes paperwork provided. XXXX attempted to explain a convoluted hypothesis with varying reasons as to why she didnt have pictures to provide. Her explanation only added to my growing suspicion that XXXX and her client will say or do anything in an effort to convince someone to give her them money. When I contacted XXXX to discuss the concerns I was told by employees and managers on multiple occasions that all info connected to the supposed debt was handed over to AllianceOne. They told me to only speak to AllianceOne because there was nothing they could do for me. AllianceOne has assumed the supposed debt and all information associated with it. AllianceOne is now holding the bag for a supposed debt they can not prove I am requesting that XXXX and AllianceOne remove both accounts from collections and erase these erroneous debts due to AllianceOnes obvious inability to provide proof and answers for discrepancies in the information that they have and/or have not provided. As highlighted above I have not been afforded the same rights, proof, and information as every other United States citizen encountering a supposed XXXX violation. I have streamlined the stack of documents I hold in my possession in the interest of expediting this situation. I have provided letters written by myself and XXXX for your review in pdf form for review. Thank you for your assistance in this matter. Sincerely, XXXX XXXX
08/25/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 94014	Web
I had set up a payment plan with Alliance One Receivables Management INC., this payment plan was set up to pay a fine for a grand total of 470.00 including the fee for setting up the payment plan with them. The fine was handed out to me by Superior Court for the City and County of XXXX XXXX on or around XX/XX/XXXX. I was unable to pay the full amount that day, so I was informed I could make or set up a payment plan with this agency. I was handed a card and told to call them in about 14 business days. After setting up and making the arrangements to make payments, following the XXXX XXXX weekend, in XX/XX/XXXX. I recieved a letter from Alliance One dated XX/XX/XXXX that stated the amount past due was for {$470.00}. I had set up XXXX payments of 150.00, with a final payment to pay off the remaining balance of {$20.00}. The payments took place as follows : XX/XX/XXXX {$150.00} XX/XX/XXXX {$150.00} XX/XX/XXXX {$150.00} XX/XX/XXXX {$150.00} [ overpayment of {$130.00} ] On XX/XX/XXXX, I checked my bank account to see if the last payment went through. It was then, that I found out I was overcharged {$130.00}, WHEN it should have been only a {$20.00} payment, as I had already paid {$450.00} of the {$470.00} off. I called XXXX XXXX on XX/XX/XXXX or XXXX XXXX to find out about this mistake. I was put on hold, while XXXX, looked into the issue. When XXXX returned with the information, she went on to inform me that I had recieved a speeding ticket in Washington State on XX/XX/XXXX, and never paid the fine, so it was automatically added to my account, without ever asking me or without my approval. I was never told when they found out about this ticket, or when it was consolidated with the {$470.00}. I went on to explain to XXXX, that I have never ever been to the State of Washington, ever in my life. That I have never heard of XXXX County or even how to spell it, until i googled it, or I any idea where it in fact was, in Washington State. XXXX told me I would have to resolve this with my BANK, and not the party who withdrew the extra funds. When I contacted, XXXX county, on XX/XX/XXXX ( at XXXX XXXX PST ) they gave me basic general info, such as the person wasn't even an XXXX citizen, hes XXXX. We happen was that we happen to have the same birthday of XX/XX/XXXX and first and last name XXXX XXXX. The similarities stop there, I believe. I have only ever recieved a Drivers Licence in the State of California, never in XXXX. I have also been employed since XX/XX/XXXX and find it strange that even if I did have an outstanding ticket, they would have garnished my paychecks, rather than wait for me to set up a payment plan and then take the money. Sounds like they are in the business of stealing money and are still able to do business. So now as a result of this process of me follwing the law and rules, the following has or will happen to me : my credit history make be affected, my money, which I have very little of since Im still out {$130.00}, I am descending further into debt, I now have to charge everything on credit cards as I have no cash or money to buy groceries or the ability to feed myself, since the {$130.00} was stolen from me. Yes stolen from me. I only approved of the {$470.00} that was told to me inside the Hall of Justice in XXXX XXXX and the letter sent to me by these crooks known as Alliance One, ( XXXX or XXXX them to read their reviews ). And since the letter by Alliance One, only stated {$470.00}, why would I think they would overcharge me, or take advantage of me and steal {$130.00} more without my approval. After calling Alliance One several times I was told I couldnt do anything to recover my stolen money. It was too late, I had paid them. While still talking to XXXX, I was told to take it up with my bank. I spoke with my credit union, they said they can't do anything, because Alliance withdrew and wrote the checks, with my approval, again an approval I made for ONLY {$470.00}, not {$600.00}. I have to go to XXXX County, Washington and clear my name and prove my innocence in person, at a cost that will certainly exceed {$130.00}, and get them to withdraw the hold they placed on me. I have documentation of everything, if need be. A total from the Superior Court stating in itemized fashion my total fees of {$440.00} plus {$30.00}. The letters from Alliance One, saying I ONLY OWE THEM 470.00 NOT 600.00 THE XXXX checks they wrote to pay the fines, all for the amounts of {$150.00} The court order from the Superior Court in XXXX XXXX showing the total amount that each conviction or each fee assessed to me as a result of my plea deal. None EVER getting to or coming close to {$600.00}
09/12/2023	Yes	Debt collection Telecommunications debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85225	Web
XXXX ILLEGALLY SENDS COLLECTION DEBTS TO THEIR OWN INTERNAL COLLECTIONS TEAM DBA ALLIANCEONE IF YOU DON'T PAY THEM WITHIN A WEEK I switched providers from XXXX to XXXX on XX/XX/XXXX. I was charged the full amount of my monthly service by XXXX to my CC ( {$140.00} ) on XX/XX/XXXX and disputed via CC company on XX/XX/XXXX as the amount was inaccurate. I received a very generic bill dated XX/XX/XXXX requesting a different amount ( {$170.00} ) and now stating my bill was past due from my mailbox on XXXX. I called XXXX customer service on XXXX and spoke with one customer service representative who said he was unable to verify my information without a PIN which I couldn't remember so he couldn't provide any data usage dates or the billing dates. I was then transferred to his supervisor XXXX who was incredibly rude, unhelpful, and when I asked to be transferred stateside he threw me back in the customer service queue. At that point I was transferred to XXXX who was also not stateside. I worked with XXXX to file an executive complaint as I had no idea what I was being charged for as I never received an itemized bill. The complaint was submitted with XXXX ID # XXXX and I was promised to receive a callback between XXXX AZ time between XXXX. No call ever received to follow-up. Picked up the mail on XX/XX/XXXX to see an itemized bill dated XXXX that says " Sorry to See You Leave '' for a new amount ( {$180.00} ) from XXXX. Figured I'd send over to the CC dispute team the next day as the bill shows the usage date beginning XX/XX/XXXX when they can see the new XXXX charge from XX/XX/XXXX and that would be the end of it. Picked up the mail XX/XX/XXXX, and it's a Collections Notice from AllianceOne Receivables Management Inc dated XXXX for the exact amount from the bill I received the day before from T-Mobile ( remember, I was supposed to received an executive callback in that timeframe?! ). I tried calling Customer Service to find out why I hadn't received the callback from the complaint and how on earth I could be sent to Collections in 7 days when I've been trying to contact the merchant to understand what I truly owed. On XX/XX/XXXX I was first connected with XXXX ( offshore ), explained the whole situation, he said he was transferring me to someone stateside who better understood US consumer laws. I was then transferred to XXXX, who was also not stateside, agreed sending to collections in such a short timeframe is not their policy ( advised typically XXXX days ). The only avenue Customer Service gave me was writing a letter to schedule an appointment with their corporate team in WA or go into a T-Mobile store. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX I went into XXXX store # XXXX and spoke with XXXX on XX/XX/XXXX. I basically had to go in store to get in touch with anyone on their stateside corporate team. I spoke with XXXX where he informed me TECHNICALLY the debt isn't really with collections but agreed that the timeframe wasn't legal if it was with Collections. That's when I was informed AllianceOne is basically XXXX XXXX XXXXnternal debt collecting team and that's why they were able to push it through to Collections so quickly. I also tried to discuss that amount was off as it shows a billing date of XX/XX/XXXX to no avail so at that point I just requested all statements from XX/XX/XXXX on be mailed for my own review. I received a letter with no information on it saying I owed XXXX {$170.00} acting like it was urgent I pay it with no actual billing information other than account number an amount I had never paid before. I had to call to ensure I received an itemized bill. Then when I do receive a bill, dated XXXX, it's sent to Collections. This is predatory and XXXX is using intimidation tactics it knows it shouldn't. I've called XXXX multiple times, tried lodging executive complaints, went in store, and no one cares. So here I am! I am happy to forward all documentation if possible actions is are being considered, but not wasting time/server space if not.
10/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA XXXXX	Web
ALLIANCE ONE RECEIVABLES MANAGEMENT XXXX FAILED TO PROVIDE WRITTEN NOTICE OF THE ALLEGED DEBT AS REQUIRED BY FEDERAL LAW Under the Fair Debt Collections Practices Act, it mandates in FDCPA section 809 ( b ), 15 USC 1692g ( a ), AND THEN REPORTED IT TO CREDIT BUREAUS TO WRECK MY CREDIT WITHOUT VALIDATING THE DEBT OR GIVING ME OPPORTUNITY TO REQUEST VALIDATION OF GIVE ME NOTICE OF MY RIGHT TO REQUEST VALIDATION, another violation Under the Fair Debt Collections Practices Act, it mandates in FDCPA section 809 ( b ), 15 USC 1692g ( b ). I request they immediately remove this from my credit report and all has fallen on deaf ears and they refuse to correct their errors and/or ommisions which appear to be willful and intentional infliction of distress and harassment. See my file attachements. Under the Fair Debt Collections Practices Act, it mandates in FDCPA section 809 ( b ), 15 USC 1692g ( a ), the debt collection agency must send a written notice to the consumer within five days of the initial communication containing - ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; XXXX 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; XXXX 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and XXXX 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. XXXX See more at : http : XXXX # XXXX Alliance One has NEVER to date provided me such mandatory notice, and I have also received an official response from the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX support that NO such mail was ever received at my address of record. Furthermore, prior to moving to the State XXXX, my official address was on record with the XXXX Department XXXX and updated with all XXXX XXXX ) Credit Reporting Agencies from the time I moved to date. At NO time, according to the XXXX Department XXXX XXXX XXXX was my driver 's license EVER suspended or revoked, nor has there EVER been a Failure to Appear on my official XXXX record. My CA Driver 's License expired on XXXX with NO adverse problems associated with my XXXX license. I moved from XXXX to the State of XXXX on or about XX/XX/XXXX. I have verification of all of these facts. Had Alliance One Receivables XXXX done their due diligence and contacted me, perhaps this whole mess could 've been avoided and corrected. Since they would rather view me " GUILTY '' tile proven innocent instead of following the Federal Law now they can read this DEMAND with my intention to SUE, as well as to " immediately remove from my credit report its derogatory entry reported on XXXX XXXX, 2015 '' and/or continue to be in violation of Federal law. Furthermore, Fair Debt Collections Practices Act, it mandates in FDCPA section 809 ( b ), 15 USC 1692g ( b ), if the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall CEASE AND DESIST collection of the debt, or any disputed portion thereof,
11/03/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 32808	Web
On the XXXX of XXXX XXXX, I contacted XXXX XXXX and spoke to XXXX XXXX about this account. I informed him that I was wanted to make a settlement offer and that I would forward it to the Alliance XXXX and I would send it also to XXXX XXXX. After, a few days I did n't hear anything from these companies I called on XXXX/XXXX/XXXX and spoke again to XXXX XXXX about what was going with my letter to XXXX XXXX. He stated that they received it on the XXXX of XXXX XXXX and they have contracted the company their client and it would only take a few days I should know something by Weds. On XXXX/XXXX/XXXX I contracted XXXX XXXX the original creditor spoke with XXXX XXXX about this issue. He gave me his supervisor XXXX XXXX who told me to go ahead and send them the letter to XXXXXXXXXXXX. I told them I would like to know if the settlement will be approved.I sent the email to them about it had been XXXX now and I am still awaiting this settlement approval letter from XXXX XXXX. received this letter on XXXX/XXXX/XXXX. They stated that they are waiting on your company to inform them of what you were going to do. This has been now 7 days since XXXX XXXX first received the settlement letter. On XXXX I spoke to XXXX with XXXX XXXX about my letter she stated I should receive the letter check by Friday. I also on that same day called XXXX XXXX spoke to XXXX XXXX about my letter for settlement offer of 50 % and a letter that states that it will be deleted. She told me that they will fax me the approval letter by this evening or by Monday. I received an email from XXXX from XXXX XXXX approving my letter of 50 % and deletion. I then called XXXX XXXX again about my letter to take care of this account. On XXXX/XXXX/XXXX I call XXXX XXXX spoke again with XXXX she said that the file was transferred to XXXX XXXX XXXX. I spoke to XXXX XXXX she said she had the letter I explain to her what the letter should state before I make any amount of payment. I was told I should have that letter. by this evening. On XXXX/XXXX/XXXX I spoke to XXXX XXXX to check with her supervisor about the letter they have. She then gave me another supervisor XXXX XXXX she told me to email, XXXX XXXX, the information I sent and received from XXXX XXXX of XXXX. I told them that they are dragging there feet and this is now XXXX weeks I will take my offer of. She stated that I will receive my letter. On XXXX/XXXX/XXXX, I called XXXX XXXX again spoke with XXXX who then transferred me to XXXX XXXX she claimed that she had the approved letter from XXXX from XXXX. She was sending it to her supervisor so she could get the letter out to me by fax or email. I also emailed XXXX XXXX about this letter and why is it taking so long. On XXXX/XXXX/XXXX I called back and spoke to XXXX XXXX about the letter, She told me that it was coming but it will take a few days. I called XXXX on the same day spoke with XXXX XXXX about this issue he said he would have the supervisor call me. After half a day I called XXXX back and spoke to XXXX XXXX he then transferred me to XXXX XXXX XXXX who was another supervisor. I sent her over every email from XXXX she stated she would get in touch with XXXX XXXX. On XXXX/XXXX/XXXX I received a letter from XXXX XXXX, this letter was nothing of what XXXX with XXXX agreed to. The letter was not the correct amount and did not state they will delete the account from my credit once paid. I called back for the XXXX time and Spoke to XXXX XXXX she told me that they would send me a letter that it was paid once paid and I explained to her that was not what XXXX agreed to and the amount is not what they agreed to. Now I have to wait again for someone to not call me back.
10/31/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94601	Web	Older American
I am making a complaint to Alliance One Debt collection Agency assigned by XXXX XXXX XXXX that were mistaken billing me due the lost of a partial payment I made with a check # XXXX posted to the XXXX XXXX Bank on XXXX XXXX for the amount of $ XXXX XXXX XXXX systems continued to billing me after I paid a full amount for account # XXXX that I paid total amount of {$80.00}. They sent me a second bill for the Amount of $ XXXX call them to discuss why they never make any credit for the first billing if I made the full payment for this Bill but it was very difficult to speak with them and I left a voice mail. I was waiting to heard from them to asked about the checks ( # XXXX & # XXXX ) I sent to them to paid the first bill. I never heard from them. Few months later I receive a bill from a Alliance one a Collection agency. that still has the wrong billing because they still want me to paid a partial payment I had already paid. I spoke to many different persons from the alliance One collection agency about the discrepancy in billing in which XXXX of the checks were missing. they always told me to call in two weeks because they need to discussed this with the XXXX XXXX systems Accounting department. they continued to ignored my complaint about billing and want me to paid again for the amount I have already paid. I told them that I will not paid anything else until they fixed this discrepancies. These are the names of the people I spoke from alliance oneXXXX XXXX - XXXX XXXX XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Finally they denied to make the adjustments in the billing and told me that I have to fixed this issued directly with XXXX XXXX Systems. IN ADDITION THE " ALLIANCE ONE " TOLD ME THAT THEY HAD ALREADY REPORTED MY PAST DUE ACCOUNT TO XXXX, XXXX AND XXXX. I trying to reach XXXX XXXX XXXX with no luck. This is the reason I need the Help of the Federal trade commission to fixed this problem. EXPLANATIONS:1. XXXX XXXX systems sent me an invoice # XXXX on XXXX XXXX, Charge me an amount of XXXX. I sent a check # XXXX for the amount of XXXX dated XXXX and posted on XXXX ( see attachments of XXXX record ) 3. They continued to sent me an invoice date on XXXX XXXX for the amount of {$80.00} without posted or applied the check # XXXX that make payment of {$40.00}. Balance should be only {$40.00} at this time. 4. Again In XXXX XXXX you sent me another invoice with a balance due of {$80.00} ignored payment of {$40.00} in check # XXXX to received a revised invoice with the correct balance which supposed to be {$40.00} that I did n't receive I decided to sent you a second check # XXXX for the amount of XXXX dated XX/XX/XXXX and posted by the XXXX on XX/XX/XXXX ( see attachments of XXXX record ) In check I wrote an explanation about the payments I made to this account and it is clear the I told you that balance was {$0.00} ( XXXX ) see attachment6. You continued to sent me a bill on XX/XX/XXXX said that the balance still was {$80.00}. In addition there was another invoice you sent me # XXXX for a balance amount of {$150.00}, that I was going to pay but I decide to stop to make more payments until I received a revised bill that shows the XXXX payments I made to the invoice # XXXX. I was waiting and finally what I receive was a bill from a collection agency " ALLIANCE ONE ' on XXXX XXXX. 8. FINALLY " ALLIANCE ONE '' is billing me for XXXX accounts for the original amount and plus they want me to pay interest % as well.As I told you I was discussing with them that there was a payment never was applied to the Account # XXXX and as a result of that I not make any more payment until this is fixed.
05/19/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 780XX	Web
On XX/XX/XXXX, I got a XXXX promotion via phone for 3 devices and 3 lines for those devices. 2 Of the lines would be transferred from XXXX XXXX XXXX. The contract cancellation for the devices and the lines was free of charge ( no penalties and cancellation at any time ). On XX/XX/XXXX, I called XXXX Customer care to cancel the process and they told me that was no possible since the devices were in route to my address, and the only way to cancel the contract ( devices and lines ) was to not receive/accept the devices and the courier ( XXXX ) would return them, then XXXX would automatically terminate the contract and refund everything that I had paid. I also went to the XXXX physical store and they stated the same. So, I did refuse to receive the devices and on XX/XX/XXXX, I got an email confirmation from XXXX indicating they had started the refund process, and the same day, I got another email stating they had received the devices. On XXXX XXXX I got another email from XXXX indicating the refund amounts for each device had been processed. On XX/XX/XXXX, I received a letter from XXXX stating I owe them XXXX and it was the final notice, even though I never received any other bill before. On XX/XX/XXXX, I got another bill from XXXX stating I have a debt of XXXX and the lines ( phone numbers ) involved. I called to XXXX Customer Care to clarify the error and they told me the account was canceled already and they needed the PIN code, I gave them the PIN code and the system didnt accept it and they told me I needed to go to a store to restore the PIN and call them again once I have the account PIN code. In XX/XX/XXXX, I went to the XXXX Store and the representative told me they are not able to restore the PIN and the very same day I call XXXX customer care again, and they told me they should be able, at that point I was very frustrated because the representatives at the store were assisting other people while I was waiting for them and talking to the XXXX customer care person, at the end the person from customer care told me she had talked to her manager and they would send an email to billing department to see why they had posted the charge since the beginning even when I did not receive the devices and they never removed the charges after the refund was processed, I was okay with that and asked her for a case/ticket number, so I could do a follow up, but they told me it was not possible because everything would be via email, and they can not generate ticket/cases ids for that, at the end customer-case told me they would reach out to me via phone on XX/XX/XXXX at XXXX CST. On XX/XX/XXXX, I received another letter from AllianceOne stating I had been sent to collections for a debt that I owe to XXXX for XXXX. In XX/XX/XXXX I went to the XXXX store and called to XXXX Customer care again at the store and they told me I needed the PIN code, I explained the situation and handed over the call to the representative at the store, after they talked, XXXX customer care hanged up and the representative called to XXXX customer care again, but now via an authorized line, the store representative and XXXX customer care stated it was strange that I got charged for something I never got and used, they also stated that what I was told about the automatic cancellation is not true and they dont have any records that I had tried to cancel the services but the service/devices were canceled. They told me they can not do anything and that I need to contact the debt collector and prove to them I canceled the services and XXXX can not do anything else at this point.
07/11/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 94513	Web
XX/XX/XXXX Contact XXXX to close my account to further purchases. XXXX customer service rep informed me that closing the account would not relieve my responsibility to continue making the monthly payments which I agreed to continue making until the card was paid off. At this point, the debt owed was under {$150.00} and the XXXX representative informed me that by closing the account no more fees would be added to the account if I agreed to pay {$25.00} a month until paid off. XX/XX/XXXX Missed my monthly payment by 8 hours resulting in a {$35.00} late fee. Subsequently, contacted XXXX customer service and was instructed that they would waive the late fee and that it would be reflected in my next billing cycle in XXXX. XX/XX/XXXX Made my normal monthly payment on time. Received notice in my monthly billing statement that not only had the previous late fee not been removed but an additional {$35.00} fee was added to my account. Contacted XXXX to inquire. It was explained to me by customer service that both fees would be removed. Was instructed to make an additional payment to prevent further fees accumulating which I agreed to an made at the time. XX/XX/XXXX Made my normal monthly payment on time. Again received notice in my monthly billing statement that not only had the previous late fees not been removed but an additional {$35.00} fee was added to my account. at this point, there were 3 late fees added to my account and again I contacted XXXX to inquire. It was explained to me by customer service that if I made an increased payment the fees would be waived and that it was just a system generated issue and by making an additional payment it would be resolved on my next billing cycle. By this point, my base debt amount including interest was {$69.00}. Was instructed to make an additional payment to prevent further fees accumulating which I agreed to an made at the time. XX/XX/XXXX Once again made my normal monthly payment on time. Again received notice in my monthly billing statement that not only had the previous late fees not been removed but an additional {$35.00} fee was added to my account. At this point, there were 4 late fees added to my account and I again contacted XXXX to inquire. It was explained to me once again by customer service that if I made an increased payment the fees would be waived and it would be resolved on my next billing cycle. Now at this point, my base debt amount including interest was only {$40.00}. Was instructed to make an additional payment to prevent further fees accumulating which I agreed to an made at the time. XX/XX/XXXX Made one final payment of {$40.00} on time to pay off and close the account. Once again I received notice in my monthly billing statement that none of the previous late fees been removed for a total of 4 late fees amounting to {$140.00} in just fees that should have been removed at the initial request back in XXXX. To this date XX/XX/XXXX, XXXX has refused to work with me and has negatively impacted my credit report by continued to charge late fees on top of late fees even though the base amount owed has been paid in full. I have made repeated calls to XXXX and their debt collection arm only to be instructed that someone would call me back to resolve the matter which to this date has not occurred. I hereby state the fact disclosed in this document are true an to the best of my knowledge. XXXX XXXX XXXX XXXX XXXX XXXX Ca XXXX ( XXXX ) XXXX
08/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA 98106	Web
In XXXX, my husband discovered there was fraudulent activity going on in his credit. He sought out a police report, talked to FTC, filed an affidavit and hired XXXX XXXX to help clear it up. This is still in the works. XXXX of the fraudulent marks was from a company in the state we live in ( WA ). Most of the others were from all around the country. XXXX XXXX reached out to this company and gave them our updated address in early XXXX. We just received our first letter in the mail TODAY XXXX/XXXX/XXXX. Once received, we immediately called the creditor to find out what it was we owed, which was an outstanding debt from XXXX XXXX from XXXX which was my husband, however, we had never received anything in the mail until now and as far as he knew, everything had been paid because they would n't let him off of his probation until it was. We have lived at our current address since XXXX of XXXX. Before that, we lived only a couple miles away in a house together with a friend. I moved in, in XXXX of XXXX, but they both had been there for many years. Today though when we talked to the creditor, they said they have sent multiple letters and called multiple times but my husband has not received XXXX call and we have not received any letters. We open everything before we dispose of it, so this is not something that would have slipped by, especially multiple times. They informed us that they just changed the address XXXX days ago to our current XXXX but could not tell us where they have been sending the others or what number they were calling. The fraudulent activity also seemed to have started back in XXXX - the XXXX thing being a XXXX credit card out of XXXX MI, which we did n't even hear about until years later when a creditor called about that. We got that cleared though and thought we were good to go, until pulling up his credit report this year and seeing all the other inquiries and debt under his name from all over the country. Thats when we decided to seek help. I have extremely good credit, and his was good before the fraud, so we are not XXXX to let an owed debt go by. My complaint is that they either have n't sent anything or called, or they had the complete wrong information and did n't take the time to seek the correct information to get the debt resolved. It took XXXX XXXX reaching out to them to update the contact information. It has been five years past now since he was in court and over XXXX years since being off probation ( which again, he was sentenced to be on probation until all fees were paid ) and he completed that in the fall of XXXX. Had we of known there was debt back then, that would have been paid a long time ago. Its been XXXX years and they just now sent us a letter. How in Gods green earth is that fair or even legal? What made matters worse is the lady we talked to was extremely rude and kept saying " this is all he says, she says, '' but again they ca n't provide proof that they have tried contacting us via the correct contact information. They ca n't prove it, because they have n't! If their job is to resolve debt, then they should be able to track down the right information to get a hold of someone, rather than letting interest take over what was initially a small amount, allowing it to turn into a much larger amount with penalties. Please help us so this does n't happen to anyone else.
02/20/2017	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	NJ 070XX	Web
I recently disputed the accounts listed in my credit file and they insist on replying verified to the following accounts which have been charged off and sold to collection agencies. XXXX XXXX XXXX # XXXX has been sold to Alliance One XXXX XXXX XXXX. XXXX XXXX, XXXX XXXX Dispute Reason : " CONTRACT WAS CANCELLED '' COMMENTS : NO CONTRACT XXXX Acc # XXXX has been sold to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Dispute Reason : " CONTRACT WAS CANCELLED '' COMMENTS : NO CONTRACT XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX SSN : XXXX \| DOB : XX/XX/XXXX Please be advised that this is my THIRD WRITTEN REQUEST and FINAL WARNING that I fully intend to pursue litigation in accordance with the FCRA to enforce my rights and seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 regarding your continued willful and negligent noncompliance. Despite my previous XXXX written requests, the unverified items listed below still remain on my credit report in violation of Federal Law. You stated in your responses to my XXXX dispute letters that you have verified that the items listed below are accurate but you failed to send me copies of the documents that you used to verify these accounts as per my request. The fact that you have ignored my request to send me copies of the documents that you used to verify the disputed accounts is evidence that you can not and did not verify any of the disputed accounts like you said you did. Your failure to delete the disputed accounts that you can not verify after XXXX written requests is also evidence of your willful disregard of Federal Law. When we go to litigation and through the discovery process you will be required to produce these documents along with an affidavit swearing under oath that these are the true and correct documents that you used to verify the disputed accounts. The fact that you do n't have any of the said documents in your files is proof that you did not properly verify the accounts within 30 days as required by law and the Court will order you to delete them. You say that you have reinvestigated these accounts but you 've admitted that all you have done is parroted information given to you by other sources and shifted the burden back to me to contact the original creditor to verify these accounts which is clearly in violation of 1681 ( a ) ( 4 ). I also asked you to give me the name of the person in your company who verified the accuracy of these accounts but you ignored this request as well which is another violation of Federal Law and evidence of your willful disregard of the law. Please be advised that under Section 611 ( 5 ) ( A ) of the FCRA - you are required to " ... promptly DELETE all information which can not be verified. '' I request that you do this immediately. The law is very clear as to the Civil liability and the remedy available to me ( Section 616 & 617 ) if you fail to comply with Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand that you delete all of the accounts listed below immediately. Please provide me with a copy of an updated and corrected credit report showing that these items have been deleted. I want this debt deleted frommy credit file.
08/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 986XX	Web
XX/XX/XXXX I see Alliance One reporting on my credit report so I call to see what this is for. At that time I explained that I had filed this undee my chapter XXXX Bank Ruptcy due to a XXXX party making arrangements for payment. I gave my current address and phone # and ezplained that I needed to talk with my Bank Ruptcy attorney before doing anything. Instead of contacting me for payment or to make payment arrangements they proceeded to garmish me with out notification or being served even though they had MY CORRECT ADDRESS OF XXXX XXXX XXXX XXXX & phone # of XXXX XXXX XXXX for the past 8 years but swnt to an old address in XXXX instead. Then again in XXXX XXXXsame issue they requeated a garnishment without notification in which adding more fees & interest. Made pymt arrangements of XXXX to be paid if I could every week feom spouse pay check but forsure mine every 2 weeks. I made XXXX pymt XXXX and XXXX. I had called swveral time to make a pymt but they required the address of my bank whixh I did n't have so was told to call back had offered to do a debit payment for a lesser amount till i could get funds deposited and again they told me to call back when I had the full amount but instead they submit anothwr garnishment without notification no call no letter by mail requestong a payment EVER. So now more fees etc to pay. I let it go till I see that my payroll dept would continue ti pay the wrg amt subited in XX/XX/XXXX due to payments made not being ctedited to acct before subiting a XXXX garnishment. I fileed a precious complaint in which was able to have the company stopped the garnishment being the balance should have been paid in fulll if the attorney fees etc had not been addes again. If there was a balance oweing they should have contactef me be phone email or mail they had all this information BUT THEY HAVE CHOSEN TO FILE GARNISHMENT AFTER GARNISHMENT in which I FEEL IS A SHADY WAY TO ADD FEES TO PUT MONEY IN THEIR POCET. INSTEAD OF appling pymts made ro the court fine they have taken an applied it to thwir feesnand services as showen in attached info. I have been requesting since the XXXX call I made to this company a beginning balance showing payments made ro tje original creditor which is part of ALLIANCE ONE but to luck I have never received any of this information to this day just the bal they placed ony credit report. This companys collections pratice s hi puld be investigated to how they can just file garnishment after garnishment without notification. This causes the balance to continue going up and nevwr be paid off. So a remaining bal of XXXX is what they show and added MORE INTEREST FEES ATTY FEES AND XOURT COST JUST TO GWT MORE MONEY. Im currently on short term XXXX and they have garnished my check in rhe amount of XXXX. I fewl this ahould be it which is still more rhan what I owe. I KNOW I HAD FINE BUT TRULY THOUGHT WAS INCLUDED WITH MY BANK RUPTCY. IF THEY WOULD HAVE JUST CONTACTED INSTEAD OF GARNISHING ME WITHOUT NOTIFICATION I COULD HAVE TAKEN XXXX OF IT QITH A PYMT PLAN AND IT WOULD HAVE BEEN ALOT LESS THAN IT IS.
10/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA XXXXX	Web
RE : FCRA Violation / Unfair Business PracticesComplaint Against : AllianceOne Receivable Management XXXX XXXX. XXXX XXXX XXXX, CA XXXX XXXX, 2015RE : Account # XXXXMy name is XXXX XXXX. I would like to report a clear VIOLATION of the FCRA. I first made aware of AllianceOne Receivable Management, XXXX on XXXX XXXX, 2015. I received call from an Alliance Representative stating that they were the Collection Agency attempting to collect a debt. They stated that a letter had been sent letter. I stated that I had not received any information that I that I owed anyone. Nevertheless, I requested something in writing. The person I talked with on XXXX XXXX, 2015 the AllianceOne rep stated that the letters they sent was not a Certified Letter with a Return Receipt. On XXXX XXXX I received another call from XXXX. It was a follow up call. I told the rep that I had not received any letter. Upon reviewing my contact information. I discovered that they did not have the correct mailing address. I stated that I wanted something in writing. She said that she would have something sent to me. On XXXX XXXX, 2015 I received a letter. Upon review of the information I determined that I would pay the claim. I did n't want to hassle and waste my time, money and effort. Furthermore, I did not want anything to IMPACT my credit. However, just before I called AllianceOne I reviewed my credit and discovered a VOILATION. AllanceOne had already reported the Collection Account to the credit Bureaus. The date that was reported on my credit report was XXXX XXXX, 2015. This is a violation of their own policy in the letter that I received. The letter says, " Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. " Thirty days from the time I received the letter would be XXXX XXXX. The actions of AllianceOne is clearly an AGGRESSIVE, UNLAWFUL and a VIOLATION of Federal Trade Commission guidelines. There actions have caused harm to my credit. They did not give me an opportunity to cure or make right the situation. AllianceOne is XXXX and I am XXXX. A BIG company like AllianceOne should be ashamed. Of course, they are not. It appears the organization like FTC are allowing these unfair and unlawful actions against consumers. Today, XXXX XXXX, 2015 I paid the Collection. The confirmation number is XXXX. They claimed that they would delete the Trade Line in 30 days. I am truly thankful that they will remove the wrongful reporting of the collection. It should have never happened. Think about it. Think about if it was your husband, wife, mother, father, brother ect ... what would you do. You would ask to compensated in some way for the harm they caused. The time, money and effort. Just write this letter is taking away time to make money for my family. What are the legal remedies against AllianceOne? What are the other agencies that I make a complaint? HELP!!!!!!!!!!!! XXXX XXXX. Thanks!
07/07/2016	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	GA 30294	Web
I have asked for validation and verification on several occasions and these individuals have not been able to validate and verify pursuant to XXXX, and XXXX. This DEBT COLLECTOR ALLIANCE ONE XXXX XXXX, XXXX, or any of their constituents have not been able to give me anything that substantiates information I have asked for. So this DEBT has sufficiently been disputed. This DEBT COLLECTOR ALLIANCE ONE XXXX XXXX, XXXX, has sent dunning letters saying I owe them money because they obtained information from another individual. These individuals have put entries into my personal credit reports and they have been successfully disputed but they still show up as my account. I did not give them my private non-public information so I do not appreciate this being sold to this CORPORATION according to the FDCPA accounts ca n't be sold. This is IDENTITY THEFT PURSUANT TO XXXX. They do not have the authority to go into my credit report and put in anything that is why they must stop this non-sense. I have asked these DEBT COLLECTORS to CEASE AND DESIST contacting me but they continue to do so. They have harmed my consumer purchasing power which is the natural person pursuant to the ( FDCPA ) Fair Debt Collection Practices Act 15USC1692c, d, e, f, g, and j respectively. I am not in XXXX where the Person is buying from XXXX CORPORATION TO ANOTHER for BUSINESS with another CORPORATION. I have contacted this DEBT COLLECTOR on several occasions and they continue to contact me with their blatant attacks on my character, and i am feeling ashamed, embarrassed, abused and I do not sleep much because of my Credit Report being torn apart just because I want to secure things for my personal, family or household use.. I did not give my permission for this DEBT COLLECTOR ALLIANCE ONE XXXX XXXX, XXXX, to contact me pursuant to XXXX. I never asked this DEBT COLLECTOR ALLIANCE ONE XXXX XXXX, XXXX to open up any account in my name with my Social Security Number or any of that. This Debt Collector needs to Cease and Desist Collecting on something that I do not owe them. This Debt Collector continues to try to get me to contract with them. I did not agree to have my information shared with this DEBT COLLECTOR ALLIANCE ONE XXXX XXXX, XXXX, this is aiding and abetting with another to commit fraud on the Consumer who is a natural person is a crime. THIS DEBT COLLECTION AGENCY ALLIANCE ONE RECEIVABLES, MANAGEMENT, XXXX DID SHARE THIS INFORMATION WITH ALL XXXX CREDIT REPORTING AGENCIES. Because I did not contract with this DEBT COLLECTOR PLEASE DELETE THIS ERRONEOUS, INACCURATE INFORMATION OUT OF MY CREDIT REPORT. A DEBT COLLECTOR CA N'T PUT INFORMATION IN A CREDIT REPORT UNLESS THE CONSUMER HAS CONTRACTED WITH THEM WHICH I DID NOT DO. This CORPORATION tried to make a deal with me and accept a lower payoff which is against the law. These DEBT COLLECTORS are Greedy, and they know I do not owe them anything.
02/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA XXXXX	Web	Older American
I have been receiving many peculiar phone calls sometimes three a day. Usually when this has happened in the past, a debt collector is involved trying to collect erroneously. Today Alliance One from XXXX XXXX XXXX showed up on my caller ID before a restricted call which was from XXXX with XXXX XXXX XXXX XXXX, voice mail envelope caller ID XXXX. That gives me the impression Alliance One may be involved. The Alliance One phone call XXXX XXXX XXXX was marked as Spam Call, but I checked the phone number out and it goes to Alliance One. I missed this call and did not speak to them. I sent Alliance One two cease and desist messages one giving my phone number and one giving my email address form their website, and a message appeared saying they received the messages. I sent them the messages this evening. I have no debt at all and my credit report is good to excellent. It could be coincidence that XXXX is calling who could be a scam caller, but I don't think the call from Alliance One is. Not unless someone is using Alliance One 's phone number as in spoofing. A few years ago this has happened with this same phone number. A bill collector trying to collect on a debt with a phone number given to me from XXXX XXXX free government phone. XXXX XXXX and other names are asked for with this number yet today. I even had the XXXX XXXX Washington state Prosecutors office call from a problem with someone who had this number long before I did. Below is Message Sent To FTC, FTC Report Number XXXX I have been receiving many phone calls from people who want to help me with my debt that I do not have. I have no debt at all. Below are the FCC ticket numbers of just 5 of these people contacting me. I think it may be generated from phone number XXXX XXXX XXXX I received this afternoon that goes to Alliance One. Today is the first time I've seen XXXX XXXX XXXX that goes to Alliance One that my phone tagged as a Spam call. I was not around to answer the call. Alliance One has the wrong person. This has happened with my ****** number which is the free low income phone. I had to get CFPB to stop a bill collector once. I have sent Alliance One two messages to cease and desist or I will file a law suit against them and all their affiliates for harassment. I have been receiving many phone calls about helping with debt relief and paying off bill. This is the first time Alliance One 's phone number appeared in my call record. I deleted it without writing down the time. One time years back I received a lot of strange phone calls and it was because of a bill collector trying to collect from someone else who had had this number before me. FCC Ticket Numbers : XXXX, XXXX, XXXX, XXXX, XXXX are complaints file for help with credit cards and debt.
12/07/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	IL 601XX	Web
AllianceOne is a collection company that works with XXXX Department of Revenue. At the end of XXXX, I received notification from XXXX Dept of Revenue about tax that they claimed I owe on my XXXX taxes. They based this claim on my federal XXXX tax transcripts. After multiple phone calls and more than six months of trying to get an explanation about this discrepancy, it was pointed out to me by an IRS Taxpayer Advocate that it was the result of an error I made carrying numbers over from Schedule E to Schedule 1 and the 1040 in my XXXX tax forms. The IRS reformatted their tax forms in XXXX, and I accidentally carried over the total to the wrong line on the new 1040. I also missed the correct line on the new Schedule1 altogether. This created a discrepancy in my income, but didnt create any additional tax owed to the IRS XXXX so they never notified me or attempted to resolve it. The XXXX Department of Revenue, however, desperately clinging to the possibility of collecting an extra {$500.00} from me, have sent me to collections. I have submitted to them my corrected and signed federal XXXX 1040X forms, along with a renewed IL XXXX tax formwhich stayed the same since the error was only on the federal forms. I also included a letter explaining where the discrepancy was and how it resulted from an error in carrying over income to the wrong line on the newly formatted tax forms. I also wrote a letter to AllianceOnewithin 30 days of them initially contacting meexplaining that this collection account was the result of a simple clerical error on my part. I explained that I had submitted all the corrected and signed forms to both the IRS and the XXXX Department of Rev. I also explained that I was advised by the Taxpayer Advocate at the IRS to expect that it would take anywhere from 8 months to a year-and-a-half to have the transcripts updated. Since I submitted my original taxes in hardcopy paper form, I had to submit the correction in hardcopy form as well. As the Taxpayer advocate explained it, IRS had trucks upon trucks full off taxes waiting to be processed. AllianceOneas well as XXXX Dept of Revenueare well aware of this delay and my inability to do anything about it. Yet I get harassing phone calls starting at XXXX from AllianceOne demanding payment. I have explained to them on multiple occasionsaside from the written letterthat this is an error and all the documents have been submitted to both the XXXX Dept of Rev and the IRS. I am waiting for the documents to be updated by the IRS. I am certain they have documentation of this by this point. Their actions point to nothing more than harassment and intimidation in an attempt to collect debt that doesnt exist.
12/23/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA XXXXX	Web
I have had an issue with AllianceOne collection company. The send me a bill XXXXhatI didn't recognize and that doesn't apply to me at all! I called on XX/XX/22 and asked to speak to a manager, after conversation with the representative by name XXXX XXXX, which was rude and obnoxious - I was told they only have four managers and they were all busy and someone will call me back by end of the week. On XX/XX/22 I received a call- the individual did not give me a name, the first thing I was told was that the conversation would be recorded. She never provided her name, company name she calling from, and spoke to me like I was inconveniencing her- one of the worst customer service experiences. I explained my issue- I had a working XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX, but for some reason their transponder or accessories did not successfully withdraw money from my account when I went through a toll. The toll was {$16.00} but bill with all fees {$66.00}, ( Two bills one with account number XXXX, for {$66.00}, and the second one with account number XXXX with same amount {$66.00} ) she told me she would give me a {$20.00} discount and I would need to pay {$46.00} due to administrative fees. I told her I have proof that I had a working XXXX account and I can provide a copy of my bill that I had a working XXXX. Plus, before that, I contacted many times with The XXXX XXXX XXXX XXXX XXXX XXXX, and several times answered all letters from them and filled out special forms with dispute about my payments, but these agencies did not answer me anything to my disputes and transferred information to the collection service AllianceOne. She did not pay any attention to any of my arguments and continued to squeeze money out of me that I should not pay in a very rude manner. I asked, why I should pay money or some kind of fine due to the fact that the equipment of the XXXX company can not withdraw money from my transport, or have technical problems that day?! Representative of the collection service " AllianceOne '' told me that if the case got to them, then I am obliged to pay and not accept any arguments... It's just extortion of money from customers! Unfortunately, in our country and the protected pandemic, many citizens have problems paying for travel through XXXX, and some of our fellow citizens do not have XXXX accounts at all, and if companies like AllianceOne allow themselves at this difficult time, it is not legal to extort money from our fellow citizens enrich themselves at their expense.
07/04/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 950XX	Web
On XX/XX/XXXX I received a notice from the Franchise Tax Board that my State refund was intercepted by Alliance One on behalf of the Superior Court County of XXXX XXXX. I contacted Alliance One, and spoke to a gentleman who stated he did not know what the debt was for, they did not have any records of what the funds were for originally. They referred me to the FTB of California, and suggested I ask them about any account information they may have. When I contacted them, I was told that they did not have any information in regards to the interception of my refund and they referred me back to Alliance One. Again, I called Alliance One at ( XXXX ) XXXX and informed them that the FTB does not have any information about a debt I owed that would cause the interception of funds from my State Refund from the tax year XXXX. They still could not provide me with any information about the debt, they couldn't provide a statement or a demand of monies. I was left with the statement " I don't know what to tell you. I can't give you what I don't have ''. That was the statement from Alliance One. After those 3 phone calls, I then contacted the Superior Court of XXXX XXXX XXXX. The clerk I spoke to looked up my name and did not see any open case, any unpaid fine, nothing. She researched the account number I was given and she could not find anything under that account number. She told me she would look into this further and call me back. After approximately a week, without receiving a call back, I called the Superior Court again, and the person I spoke to told me that she never found any information that I owed a debt for the court. The court showed I had a seatbelt ticket 10 years ago ( XXXX ), but the case was satisfied and closed. I've had numerous credit reports pulled in the last 10 years. Many times, when I purchased my home 5 years ago, and nothing on that report showed I owed for anything in Superior Court for XXXX XXXX XXXX. The court does not have record that I owe them money and I never received any statements from Alliance One requesting payment of monies. They did not notify me prior to intercepting my funds, nor did they try contacting me to collect any fine. I don't believe they intercepted my refund legally and I've written them to request they return the money. I sent the letter on XX/XX/XXXX requesting they refund my tax return money of {$440.00} they they took and I have not received any response from them, written or otherwise. Please let me know what I can do to get my refund sent back to me.
08/20/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 20747	Web
I contacted this company called AllianceOne to attempt to settle my debt that I was unaware of until I pulled my credit for a potential employer. I now regret not getting the name of the people I spoke with in regards to this debt. When I first contacted the company they told me they had no knowledge of my debt and put me on hold to search there database. After a few minutes of being on hold they came to the line to tell me I had a {$1200.00} debt and that if I pay them that day, they could drop it to {$800.00}. I told them I would prefer they send me this in writing via mail before I make such a big payment to a company I 've never received anything from or heard of. The male I spoke to, stated I would receive something in the mail within the next few days. I waited a few weeks and never received anything, so I called the company back, to be told I would now have to pay {$900.00} to settle the date. I explained to the young lady that I had called recently and they was suppose to send me something in the mail, but I never got anything. So she said she would send me something and I can call them back once I receive the letter to start making payments. Once again, I never received anything, at this point I am fed up, so I call the original company that I owe which is XXXX, they apologized for the inconvenience but said I would have to go through this company to pay the debt, so they transferred me back to AllianceOne. This time, I asked to speak to a supervisor. When the supervisor got on the phone, she never asked me what I was calling for, she just automatically started to speak saying I NOW owe a XXXX $ to settle my debt. She said that every time I call back they up the price. I explained to her that I have called numerous times in the attempt to receive something in writing from their company and that I would not make such a big payment over the phone to a company that I have no knowledge of. She began to become very rude, saying that their company does not work like that and they would not be sending me anything and that I would have to make a payment today or the debt would remain on my credit. I told her I was never told that, the company I worked with previously sent me info with no problem so what makes their company any different. I then asked to speak to someone above her, she nastily said I would have to call back because the person above her is n't in.
05/04/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 94577	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , Ca XXXX A lliance One Rec Mgmt XXXX XXXX XXXX XXXX XXXX XXXX , WA XXXX RE : A cct # XXXX XXXX XXXX XXXX To whom it may conc ern : I would like to dispute XXXX accounts being held in collections with Alliance One Receivables. The following accounts were settled in XXXX and are related to each other. In XXXX , I was pulled over in XXXX XXXX , CA for an expired registration and found I was driving on a suspended license. Clerk o f Court of XXXX XXXX , Fl. had received notice from North Carolina, that I owed a {$50.00} late fee on a speeding violation that I was late in paying in XXXX . In XXXX , North Carolina and Florida both joined th e DMV n ational registry and ordered the suspension of my California drivers license which Id had since XXXX . My car was impounded. I had to pay {$50.00} to North Carolina and pay any and all fines associated with my drivers license in order to get my license and registration reinstated. It cost me roughly {$1200.00} in one da y between XXXX , XXXX XXXX , and XXXX XXXX XXXX to clear my driving record, reinstate my license, and renew my registration in order to get my car out of the impound in XXXX XXXX . All settled and resolved in XXXX . In XXXX , I was involved in another incident and as a result had my license suspended once again. I received multiple citations that I paid to XXXX Superior Court and to DMV in order to restore my driving privilege. It was a 9 month process paying off all outstanding court fees and it again it was settled. Yet, Alliance One claims that I have still have outstanding traffic fees still in collections dating back to XXXX and XXXX . Please note that Citation : XXXX is from XXXX , besides the fact that I had a bankruptcy that was discharged in XXXX and having zeroed out the balance with XXXX XXXX Superior Court and DMV at least twice since XXXX . I am disputing the following accounts currently in collections with Alliance One and ask that they be removed as they were both settled in XXXX . Alliance One Acct # XXXX Docket Number : XXXX violation date XX/XX/XXXX XXXX XXXX XXXX {$910.00} Citation : XXXX XXXX XXXX Clerk of Court {$160.00}. Thank you, XXXX XXXX XXXX
09/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94043	Web
To Whom It May Concern : I was the victim of a car accident XX/XX/XXXX and I kept receiving the same bills regarding my visit to the XXXX XXXX XXXX ( XXXX ). I wanted to wait until the settlement was complete before I paid it off. I also wanted to make sure no new bill were or would be issued before settling the person 's insurance. Therefore, my XXXX bills were understandably taken to collections ( AllianceOne ), but I explained to them the situation and I paid off all the bill regarding my XXXX bills by XX/XX/XXXX to the collection agency on behalf of XXXX XXXX XXXX. I confirmed by phone multiple time ( XXXX times ) with the hospital that my account had been XXXX out. My attorney also confirmed that these were the only bill that I had or will have regarding this incident. On XX/XX/XXXX I received a call from AllianceOne trying to collect a bill from that I have never was issued. They said they received this bill on XX/XX/XXXX ; almost 1.5 years after my accident. And after my attorney and I had taken measures to make sure all my bills pertaining to the incident were resolved. I tried to dispute this bill with XXXX XXXX XXXX, so they took it out of collections, but they never resolved it. I was consistently corresponding to them for about 1.5 months. I even had my attorney tell them that we had asked for all the bills pertaining to the incident. They stopped corresponding to me for about 1.5 months. On XX/XX/XXXX this started up again. This time I asked for a " verification notice, '' detailing terms in which the clients has asked. I have not received any such letters. I has been over 5 business days. I also got a " print screen '' version of my " new bill '' which they claim I have been receiving since last year, but there would be no reason for me to not receive these bills if I had been receiving the other bills before. I have been trying to file dispute with XXXX XXXX XXXX again as there are items which are duplicated including items that I have already paid for and new items for treatment I did not receive. The patient billing manager refuses to try to respond to my requests. I tried to schedule an appointment with her, but there has been no response. I have filed a compliant with the hospital online and in-person, but have not received a response.
09/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	CA 91786	Web
XX/XX/XXXX, I had my son 's XXXX XXXX XXXX towed to XXXX in XXXX, CA to have the transmission replaced. It was no longer covered under Manufacturers warranty. XXXX asked if we wanted a used transmission or a brand new one that would come from the manufacturer & gave us a quote for each. We decided to pay the extra money for a new one that also came with a 5-year warranty. The new transmission cost us {$2900.00} + labor, etc. We also had the brakes fixed, oil change & tires and the total bill came to {$5400.00}. To cover the total amount, we paid {$1800.00} with a debit card, {$2200.00} in cash & {$1400.00} with my son 's XXXX Credit Card. XX/XX/XXXX my son was on a road trip and the transmission in the XXXX went out again when he was 26 miles from XXXX. The warranty would cover the replacement of the transmission this time, but my son had to take an XXXX to XXXX that cost {$89.00}, the XXXX had to be towed to XXXX, costing {$180.00} & I had to take a day off work, rent a car to go pick up my son, rental car cost {$240.00}. Total of {$510.00} that we paid. When we got back to XXXX, XXXX originally refused to provide us with a rental during the time our vehicle was in for repairs so my son did not have a vehicle to get to work. After a month + we got the vehicle back. We originally paid {$2900.00} for the new transmission ( + labor ) & a 5 year warranty. XXXX replaced it with a Pre-owned transmission cost of {$1400.00} & only a 1-year warranty. I had to request the paperwork several times before XXXX finally sent it to me. Keep in mind, this all started in the midst of the Pandemic along with other factors so the XXXX Credit Card we used to pay {$1400.00} for the original transmission went un-paid. The total amount delinquent on the XXXX account is {$1400.00} + {$430.00} in late and finance charges, totaling {$1800.00}. I am requesting this delinquent balance be brought to zero & reported as paid in full due to the fact that we did not receive the same quality of product that we purchased as a replacement and we also lost 4 years of warranty because of this. I have sent a letter asking them to forgive this amount but they refuse. I also have never been reimbursed for the amount of {$510.00} that I had to pay out of pocket.
03/24/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA 90004	Web
On XX/XX/XXXX I received a letter from AllianceOne dated XX/XX/XXXX. The letter stated that I have a XXXXXXXX Card from XXXX Bank XXXX and as of XX/XX/XXXX I owed {$210.00}. I take responsibility for missing a payment in XXXX of XXXX, I forgot I had used that credit card and did not make the payment. When I received the letter on XX/XX/XXXX I immediately paid the balance. On XX/XX/XXXX I received an alert that my credit score had decreased. I logged into my XXXX XXXX account ( they send the credit score alerts to me ) and saw that my credit score had decreased by XXXX points and it was due to missed payments for this account. I called both AllianceOne and XXXX to ask for a " goodwill '' removal of this information as I paid the balance immediately upon receiving the letter and my credit history at this time will show I have not had missed payments in several years. XXXX informed me that I would need to contact AllianceOne about this, via telephone call on the morning on XX/XX/XXXX. They transferred me to AllianceOne. I was told by AllianceOne that they are unable to do anything and I needed to talk to XXXX. Here are specifics from the conversation with XXXX : ( XXXX ) they received the information from Target on XX/XX/XXXX, ( XXXX ) they are not able to send me any written information about what attempts they made to inform me about this balance, incident, payment, etc., ( 3 ) they sometimes make phone calls to customers but do not necessarily leave any voicemail messages. I did not receive any voicemails from XXXXllianceOne, ( 4 ) they have no record about if they called me or not, ( 5 ) they stated they have no record about when they first sent a letter to me, ( 6 ) they have no information at all about my account because I had already paid the full amount. I spoke with XXXX XXXX between approximately XXXX and XXXX on XX/XX/XXXX If I had made a payment prior to XX/XX/XXXX my credit score would not have been impacted. I received no communication from AllianceOne prior to receiving the letter on XX/XX/XXXX. The letter is dated XX/XX/XXXX but, depending on what time of day the letter was sent, that left a total of two business days for the letter to arrive in my mailbox and for me to have time to pay the balance.
11/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90006	Web	Servicemember
The situation is as follows : I visited a hospital Emergency Room In the XXXX XXXX, CA area on, or about XX/XX/XXXX for an emergency medical condition in which I arrived by 9-1-1 ambulance. At that time I presented the particular Hospital in question - ( of which this bill is being submitted ) - with proof of my enrollment in the Medi-Cal program- ( Medi-Cal is the name of the Medicaid program in the State of California ). This reported debt is for an amount due by balance billing- ( the practice of billing a patient for the balance of monies due that were not covered /paid by insurance coverage ) - ; however, I was a Medicaid patient at that time and the full balance for services rendered -as per Medicaid- was paid to this facility & providers. My visit was billed to Medi-Cal/ XXXX XXXX XXXX public health plan. I informed this hospitals billing department of this fact of NUMEROUS occasions ; and, also informed them that under California law the balance billing of Medi-Cal patients is illegal. Furthermore, this collection agency continues to report this debt to the credit bureaus as if it is new/recent, when in fact this goes back over 5 years to XXXX. I have attempted to resolve this issue through the listed collection agencies, as well as through the dispute process with each one of the three major credit bureaus. The organization listed below continues to report this false/incorrect/erroneous information. * ( Please note that there are several of these incorrect/fraudulent debts reported on my credit report ( s ) which I will be filling similar complaints about. Please read each one as unique. Thank you, XXXX XXXX ) The account details, as per the collection agency attempting to collect this erroneous debt is as follows : Bureau Name XXXX XXXX XXXX XXXX Original Lender XXXX XXXX XXXX XXXX XXXX Account Type Not Reported Responsibility Individual Age Of Account 4 Years, 6 Months Credit Limit Not Reported Highest Balance {$4800.00} Payment Details Amount Past Due Not Reported Date of Last Payment Not Reported Monthly Payment Not Provided Payment Frequency Not Reported Lender Info XXXX XXXX XXXX XXXX XXXX , WA XXXX ( XXXX ) XXXX
01/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 98001	Web
I applied for credit and found out that there is a collection on my credit report i called the company AllianceOne Receivables Management Inc. the girl on the phone looked up the account it was for a ticket in XXXX Wa. she said all I have to do is pay the {$130.00} so I gave her my debt card number and payed it, she the said it would be reported to XXXX XXXX as soon as the payment cleared and should reflect on my credit report in 15 days this was on XXXX/XXXX/15,, on XXXX/XXXX/15 i checked the credit report to find that AllianceOne had reported to XXXX XXXX that the debt is now {$240.00} I filed a complaint with XXXX XXXX about then taking my money and now reporting it correctly, and they said AllianceOne had no recored of my making a payment and closed the report, on XXXX/XXXX/15 I got a letter from AllianceOne asking for proof of payment so i sent it to them, then a week later I called and they told me never got it so today I went down to there local office and told the girl at the counter I was having a problem with a payment she looked it up on her computer and tells me that there is no record of this payment with my bank statement showing I made the payment in her hand says I will get the supervisor to look at it,, a hour hand a half later this woman come out and tells me that the payment went to the wrong account and makes it out that it my fault they credited the wrong account and stared giving me a hard time telling me that they will get round to it and someone will call me when they figure it out?,, all 3 of the costumer services reps at the counter were very rude and were laughing and making jokes that I was stupid if i thought they cared if my account got looked, at so i snapped 2 pics to document i was there so they ca n't say we have no record of it, ,then a few hours later i get a call that i caused a a disturbance in there office and not to come back or they will call the police, the building security camera will show i did not make a scene as he stated on the phone that i did
07/11/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	FL 32703	Web	Older American
ON OR ABOUT XX/XX/XXXX I AUTHORIZED ALLIANCE TO TAKE XXXX A MONTH FOR A PAST DUE BILL. I TOLD THEM IT WOULD BE GOOD UNTIL ON OR ABOUT XX/XX/XXXX RECORDED! I FOR GOT TO CHECK IN XX/XX/XXXX TO SEE IF THEY STOPPED TAKING MY MONEY AT XXXX XXXXXXXX. I CHECKED MY ACCOUNT IN XXXX OR XX/XX/XXXX I CALLED ALLIANCE ONE, RECORDED. I TOLD THEM DO NOT TAKE ANY MORE MONIES FROM MY CHECKING ACCOUNT OR MY DEBIT CARD. THE END OF XX/XX/XXXX I HAD TO PUT IN A STOP PAYMENT AND REVERSE THE UNAUTHORIZED PAYMENT TOOK BY ALLIANCE ACH TRANSACTION. AFTER I TOLD THEM TO STOP THE PAYMENTS RECORDED! THE END OF XX/XX/XXXX ALLIANCE DID IT AGAIN BY COMMITTING FRAUD ALLIANCE WITH NO RESPECT TOOK ANOTHER PAYMENT. THEY CHANGED THE ACH PAYMENT TO A CHECK NOW!!!! KNOWINGLY IN VIOLATION OF 18 U S C 1001. THE END OF XX/XX/XXXX ALLIANCE DID IT AGAIN AFTER I CALLED AND I PUT IN SEVERAL STOP PAYMENTS AT MY BANK WITH FEES. AND DISRUPTION TO MY BANK ACCOUNTS AND MY CHECKS WAS BOUNCING!!! I CALLED MY BANK TO GET THE FEE S REVERSED AGAIN! AND A STOP WAS ISSUED! MY BANK SAID TO COME IN AND CHANGE MY ACCOUNT NUMBER I HAD FOR ABOUT 30 YEARS. I TOLD MY BANK I WAS CALLING THE POLICE DEPARTMENT FOR THESE REPEATEDLY BAD ACTS DEALING IN VIOLATION OF THE BANKING LAWS AND RULES AND POLICY. YES I WAS HARMED IAM LOOKING FOR THIS WHAT EVER CLAIM THEY ARE ASKING ME TO PAY. I AM SEEKING DAMAGES FOR MY PAIN AND SUFFERING IN AMOUNT OF {$15000.00} AFTER MY BANK CONTACTED ALLIANCE WITH MY CHARGES OF FRAUD AND GOING TO THE POLICE, AND THE STOP PAYMENT. ALLIANCE DECIDE TO COVER THAT XXXX! BY SENDING ME A FRAUDULENT LETTER I GOT YESTERDAY DATED XX/XX/XXXX. STATING : DEAR MR. XXXX THIS IS TO NOTIFY YOU THAT YOUR POSTED DATED CHECK OR PRE AUTHORIZED CHECK IN THE AMOUNT OF {$50.00} WILL BE DEPOSITED ON XX/XX/XXXX. THANK YOU FOR YOUR PAYMENT!!!! NOT TRUE!!!! SEE AND READ MY STOP PAYMENT HISTORY AT XXXX XXXX XXXX LISTED IN THIS COMPLAINT. AND MY COMPLAINTS FILLED AT MY BANK FOR THE MONTH OF XXXX, XXXX AND XX/XX/XXXX. THATS FRAUD!
03/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 956XX	Web	Servicemember
XX/XX/XXXX California implemented an amnesty program which allowed people XXXX-XXXX % off of their current balance with the court systems collection department ( Alliance One ) in order to get people back their licenses. I had XXXX accounts equaling just under {$3000.00}. The amnesty was granted and I paid the balance. I also paid the fees to DMV to reinstate my license and I thought it was all taken care of. XX/XX/XXXX my husband and I filed our taxes. We were due a state refund of approximately {$800.00}. While checking the status I received a message that said the California Franchise Tax Board had intercepted my refund and I would not be getting any of it back. This is extremely frustrating as the original ticket was a fix it, costing nothing. This is extremely frustrating as the bill had to paid in full before I could get my drivers license back. This is extremely frustrating that my family is struggling financially and I am still being penalized for a paid debt. From the government no less! I spoke with the FTB and they said they could not do anything. I spoke with XXXX XXXX some low level manager at Alliance One and he said I would get the refund about a month after they received notice from XXXX XXXX County which would take at least six weeks. Maybe. So a tax refund that was due in XX/XX/ I will not get until after XX/XX/XXXX. So now I am waiting. For what I do not know. I do not have any faith in Alliance One as far as keeping their word, or being knowledgeable in any capacity. Basically, I am being victimized by the system. Everything is run by an automated system. Every one is pointing the finger and shifting blame to where they are trying to convince me, that no one is responsible or accountable for this grievous error. There needs to be a better system in place. Somebody needs a corrective action of some type. This is not okay. Please look into it. Thank you so much. My family and I appreciate your time and effort on our behalf.
08/22/2021	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 10543	Web
Alliance One has contacted me about an allege debt from another debt collector ( XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX ). They ( AllianceOne ) are not the party involved in said consumer credit transaction and has NEVER been given permission to contact me which is a direct violation of 15 USC 1692c. I've never gave them permission to contact me and muchness never gave them permission to contact me multiple times through ANY medium, telephone, mail, or email. I received communication from them on XX/XX/2021 through the mail about this allege debt. I then received a phone call on XX/XX/2021 about the same debt and in that conversation told them to never contact me again they said that they would, they used obscene and profane language during that phone as words that I found offensive was used. They called at a time I was busy and being that I NEVER told them to call me it was INCONVENIENT to me, the consumer which is a violation of 1692c ( a ) 1. Then I received another call about the same debt ( violation of 1692c ) on XX/XX/2021, I never picked up because again it was inconvenient. The other violations are in the file I uploaded mark as exhibit A. I responded on XX/XX/2021 which they received which was confirmed by the USPS Certified Mail # XXXX XXXX XXXX XXXX XXXX on XX/XX/21, telling them AGAIN to not contact me about an allege debt, that they have no right to try and collect, the content of the letter I sent them was a cease and desist letter pursuant to 15 USC 1692c ( c ) ; an affidavit of truth, a request of debt validation pursuant to 15 USC 1692g AND an invoice with the amount of damages they have done to me the consumer, when they tried to collect on this allege debt. I have yet to receive any correspondence or money for the violations to these aggressive and deceptive practices to collect a debt that has not been validated or verified pursuant to 1692g. Enclosed is the phone records of my incoming call for both days that I was contacted.
04/18/2017	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	TX XXXXX	Web
I pulled a copy of my XXXX credit report and learned that Alliance One sl ammed my credit report XXXX different times for the same XXXX account. I called them to ascertain what this was about because they have never contacted me, or given me an opportunity to dispute this debt. I was told by the representative that those XXXX different accounts actually posting in my credit profile were invoices from the same XXXX account. How nefarious can you be? That is like reporting each invoice for a delinquent XXXX account. They know better! In addition to that, I do not have any recollection of this debt. They have never attempted to contact me prior to reporting those XXXX invoices to my credit profile. I have never been treated by the reporting medical facility. I am insured with XXXX . Any medical bills should have been reported to them. This is a serious violation of my rights because this collection agency knowingly slammed my credit report with XXXX different entries for XXXX account, according to their representative. This was a hideous attempt to hold my credit score hostage t o collect on a debt. I am requesting that they are severely sanctioned because it is no telling how many other American citizens that have treated the same. When I spoke to Alliance One, I adamantly denied responsibility for this debt, and I requested that they not further report this in my credit file. At the time, they were only reporting to XXXX . Imagine my surprise w hen I learned that now XXXX and XXXX have the same manner of reporting in my credit file. This was after they were told to remove it from my XXXX profile. Please instruct them to remove this derogatory and erroneous information from all XXXX of my credit reports. Furthermore, discipline this collection agency and remove their ability to do business in this industry. Thank you!
12/20/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MO 64151	Web	Older American, Servicemember
Some unidentified agency claiming an association to student loan processing has been robot calling me on a weekly basis for several months WITHOUT identifying who they are! I have XXXX instances of this contact recorded on my telephone system. The robot states they are attempting to contact my son. When I 've contacted my son, he states that he has ALREADY been in touch with this organization. However, I 've seen NO evidence on my end that they are communicating his activity internally. In the past 2 months, I have talked personally to their representative one time and provided him with : - A statement that my XXXX year old son is working with them already - That I have NO responsibility for ANY of his financial commitments - That they MUST cease and desist ALL efforts to contact him through me - That if they failed to heed my request, I would have no choice but to report him for creditor harassment - A lawsuit for mental anguish is a possibility due to disturbance of my peace in my own home resulting out of the non-stop nature of their robot calling - I have NO evidence that this organization is legitimate, so I will NOT provide contact information for my son In addition to this recent personal conversation, I have also " pressed 1 '' as suggested by the robot 's script twice in the past three weeks to respond that I am not the correct person to contact. Each time, pressing " 1 '' has resulted in being routed to a voicemail system where I have reiterated the same information as in the bulletted list provided previously in this complaint. It is my belief that I have been more than patient in trying to get these people off of MY back, therefore I am making this step in an effort to get relief. If they continue harassing me, I will seek legal counsel in an effort to speak their language by seeking monetary compensation for their harassment.
04/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	WA XXXXX	Web
I have debt that the company Alliance One is trying to collect from me. They sent me a letter regarding the debt stating to call them to set up a payment plan agreement, i then called and they stated they dont do payment arrangements and that they wanted the whole debt paid off or they will pursue legal ways to deal with me. I then asked to speak to a supervisor seeing that this wasnt right in how they are treating people. After futher looking into the debt that they are trying to collect from me, its to old of debt back from XX/XX/XXXX which is way past the Statue of Limitations laws in the state of washington regarding debt. I received a phone call yesterday on XXXX regarding the debt and they were overly aggressive, rude, and threatened to sue me and garnish my wages over debt that was to old to collect besides the XXXX parking tickets from XXXX courts. I told them at the moment i was homeless and did not have that much money to my name and that i was recovering from a car accident from XXXX XXXX. They did not care and said there attorneys already filed with the courts and the only way to stop the garnishment was to pay the biggest ticket at that time. So i took money i did not really have and paid {$260.00} to Alliance One and they said if i did not pay them {$300.00} a month on a XXXX that they will sue me. They have broken the federal fair debt collection practice act and i would like this dealt with immediately. I dont appreciate being threatened especially over time-barred debt that legally they cant do. The debt that they were threatening to sue me for were old cable bills with click cable located in XXXX WA. XXXX of them wasnt even in my name it was in my wifes name. I have gotten an attorney on the matter as well and would like for this divsion to also look into how this collection agencie is breaking federal laws.
04/02/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92694	Web	Servicemember
A few years ago I received a traffic ticket, and the ticket ( along with related information, how to pay, etc ) was mailed to an old address without my knowledge. Being a busy student at the time, I allowed myself to forget about paying the fine. Several months later, after the ticket was long overdue, I was contacted by the company in question ( AliianceOne is there name I believe ), and they informed me that the DMV was contacted by them and my license was put on suspention, and that I would not be permitted to remove the suspention until the ticket had been paid in full. Upon calling the company 's 'customer service ' line to pay the fine, I was informed that my debt owed was munmentally higher than what my initial ticket fee was. Granted, I'd understand if a late fee was added due to my neglegence, however my inital fine was a few hundred dollars, and I've since been informed that my current bill is something around {$3600.00}. I am a recent college graduate, and thanks to these shady business practices, my license is still on suspention ( its been a few years now! ), and because of this I have been unable to maintain even a third-rate part time job. If I'm expected to even be able to pay the inital ticket, let alone the thousands I owe in government-funded student aid, I need to be able to drive. I have offically given up on being able to live my life at all thanks to these disgusting and greedy practices, and if anyone ( besides myself, of course ) should care about this, it should be the US government, who is going to be out almost {$20000.00} in student loans I can not afford to pay, solely becuase I can not even legally drive a car! How else am I supposed to make money to pay the debts I owe? Thank you for taking the time to read this, I sincerely hope a righteous decision is made promptly. XXXX XXXX
11/23/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	IN 464XX	Web	Servicemember
On XX/XX/2022, Alliance One first contacted me but failed to identify the they were a debt collector, they did not leave a message. I unsuccessfully attempted to contact them on XX/XX/2022 and XX/XX/2022, to inquired about the nature of their call. On XX/XX/2022, I received notification that Illinois Department of Revenue was involuntarily withholding {$110.00} from my payroll. I spoke to Illinois Department of Revenue and they indicated that the payroll deduction would settle the debt that i had not previously been aware of. On XX/XX/2022, Alliance One again contacted me by telephone and again failed to identify the they were a debt collector, they did not leave a message. On that date I spoke to a representative that only identified herself as a debt collector after I specifically asked her. At that time Alliance indicated that they were collecting on a {$110.00} tax debt owed to the Illinois Department of Revenue. I explained that the matter was already resolved. The supervisor I spoke to indicated that their file would be notated and closed. My phone records indicate that Alliance One attempted to contact me on XX/XX/2022, but the call was automatically declined and did not attempt to contact them. Today, XX/XX/2022, Alliance One again contacted me but failed to identify the they were a debt collector, they did not leave a message. As is stands I called them back six times and asked them to acknowledge that they are a debt collector before providing personal identifying information, however each representative has refused to acknowledge that they are a debt collections identifying them self only and a financial company, even after I explained that I was aware of their company as a dept collector and that failing to identify themselves as a collector was a violation of law.
08/09/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 91915	Web
Alliance One sent me a document in the mail claiming that I owe a debt. Not only do I not know what debt they are referring to, or what it is for, they have violated my rights as a consumer. Pursuant to the FDCPA, specifically 15 USC 1692g, it states : Within 5 days after the initial communication with a consumer in connection with the collection of any debt, a debt collector SHALL, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing - ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ( 3 ) a statement that unless the consumer, within 30 days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt and ( 5 ) a statement that, upon the consumer 's request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor Alliance One has failed to provide 3-5, and therefore, is in violation of the law. Not only did they not include it in the initial communication, they failed to send it within 5 days. As you can see, the date was XX/XX/2021 and today is XX/XX/2021. Attached is the communication I received from them, the first picture is of the front, the second picture is of the back. This is a clear violation of the law and is not equitable or fair to me, the consumer, in which they are claiming this debt is owed.
04/04/2016	Yes	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	AL 36526	Web
I have a Platinum XXXX card, and I missed paymebts due to unemployment. I contacted XXXX XXXX to bring the account current. I was informed the account was being handled by Alliance One. I contacted Alliance One to bring thr account current. During my first call, I was assigned a representative. The next day I called to provide banking information. I left a voicemail. Thirty minutes later someone else called me back and told me the representative was out sick. I was hesistant and opted to call back. Following, the manager called me back, the same day, and shared thr person was not sick but employed somewhere else. He shared he was the manager and would assist me. I provided him with banking information and permission to deduct XXXX from my account to bring the card current. It was deducted from my account and another representative called to collect payment. I shared that I brought the account current and my next payment was not due until XX/XX/XXXX. This was the predetermined day I shared with the first and second representative. He shared that I needed to pay them becuse I had not made a payment the first one. He shared, " I mean I see your big payment, but you need to pay again. '' I said, " It 's nor due. '' He said, " I 'll just keep calling until you pay again. Why wo n't you pay? You were five months behind before your big payment. '' I told him I discussed it wit the manager and first representstive. I told him he was rude, and he said " well. '' I shared I would call back on XX/XX/XXXX and predetermined. He shared again that they would continue to call until then. I contacted XXXX XXXX to make a complaint. They informed me that a payment was not due for three weeks. The Alliance One representative is XXXX.
04/04/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	OK 73110	Web	Servicemember
XX/XX/2022 Alliance One in XXXX XXXX Washington posted a {$280.00} debit to my checking account at XXXX XXXX XXXX XXXX and I am not a client if theirs in any way, I do not owe any collections to this company or any other nor have I. I also have never received any form of communication from this company ever and somebody has used my info to pay their collection agency debts and I have no idea who that would be as I am a widow with no obligations. I contacted this company in XX/XX/2022 and they would not let me speak to a supervisor nor the fraud department ( said they dont have a fraud department or any attorneys I could speak to ) and they wouldnt help me at all without me giving them the last 4 of my social security number and the last 4 of my debit card and I absolutely declined to offer my personal information. I did however offer my name and address and they refused. I dont even know if whomever fraudulently used my info used my ( stolen ) card number info or used a ( stolen ) check or made a fraudulent transfer using my ( stolen ) info or if its a hacking, so I refuse to give them my personal info. Please help I am on a fixed income and these people are stealing money from people that are not affiliated with them in any way. Again I am not a client of theirs or any collection agency and have never been. Also checked all three credit reporting agencies and this company nor any collections companies are on my credit. I have excellent credit and it must stay that way. Ive contacted my credit union fraud department, the XXXX and now I will be contacting the attorneys general in both Oklahoma and Washington state and I am filing a police report and am considering hiring an attorney.
02/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94544	Web
I have contacted the company multiple times through written communication advising them this debt was open due to identity theft. I have not received any correspondence from the company since I started contacting them 5 months ago. I discovered this debt by viewing my credit report this company never sent any correspondence to me for this debt. I have asked for a copy of the contract in question for 5 months now with no response. I have asked this company to delete the debt off my credit as it is in violation of rules under the fair credit reporting act. Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please dont respond to my request by saying that these accounts have been verified. Send me copies of the documents that you have in your files that were used to verify them. If you do not have any documentation in your files to verify the accuracy of these disputed accounts then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness. Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within 30 days of receipt of this letter then you must remove these accounts from my credit report.
08/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued where didn't live/sign for debt	WA 98371	Web
I am filing a complaint against Alliance One for violating the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ), and I mailed certified letter requesting validation of debt owed on XXXX/XXXX/2015 to Alliance One Receivable Management Inc. I was unaware of the debt owed or which organization I owe the debt too until I checked my credit report. I informed Alliance One in writing that I was NOT requesting for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I asked Alliance One in writing to please provide a letter with the following : What the money you say I owe is for ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment if applicable ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account ; Show me that you are licensed to collect in my state ; and Provide me with your license numbers and Registered AgentAlliance One Receivable Management Inc failed to validate the debt owed as I requested in writing, and this company responded with AllianceOne Receivable Management Inc generated bill statement of how much I owed. Under the Fair Credit Reporting Act, I have the right to ask for validation of debt. On XXXX/XXXX/15, my husband received XXXX County District Court XXXX XXXX XXXX court order garnishment letter against me filed by Alliance One Receivable Management Inc. Alliance One Receivable Management Inc. violated Fair Credit Reporting Act. I did not sign the certified letter.
02/21/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WA 984XX	Web
During XXXX of XXXX alliance one incorrectly started to garnish my paychecks for the maximum amount witch created a terrible hardship for my family. I finally got them to realize they had the wrong person and the funds were subsuquently refunded. On XX/XX/XXXX the garnishment process started again and I received an email from adp stating that I was being garnished by Alliance one for {$510.00} and the remainder was {$1700.00} after multiple garnishments the last one came in XX/XX/XXXX stating that I owe a balance of XXXX. I followed up with alliance one a few months later around XX/XX/XXXX and they stated that they never received money and that they could not find a debt for me. After finally finding me I was told that XXXX would release the money to them in XXXX. I called alliance one again in XXXX of XXXX and they stated that they received the money but I still owe and additional {$2400.00} wich was never explained to me at any point in the past. the representative had a very hard time finding out where the garnished total of {$1700.00} went. I called back for clarification and a clearly irritated rep denied to give me any time or an opportunity to take notes on what was being said in regards to the balance. She stated that since i'm considering legal action she can not give me information on my account. I also never received a notice in the mail in regards to any balance owed. After the initial garnishment that did not belong to me, and after the representative not allowing me to get full clarification on this large debt! I am very concerned about the collections practices of alliance one.
02/19/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	GA 30030	Web
In XXXX, I drove from Georgia to MA to visit my elderly mother. Many entities were conducting cashless tolls, including the Port Authority of New York and New Jersey. All of the signs I passed indicated that I would be mailed a bill. I never received a bill from the Port Authority, but several weeks ago, I received a letter, dated XX/XX/2021, from an entity called AllianceOne. There was scant information but it was trying to collect on a {$66.00} debt I purportedly owe to the Port Authority. The toll was {$16.00} and a fee was tacked on for {$50.00}. I called AllianceOne today to get information, fortunately, after I went to the Port Authority 's website. The website clearly states that the toll is {$16.00}, and the first late fee is {$5.00} after a month. After another month, they assess a {$50.00} late fee. I never received a bill. When I called AllianceOne, the person with whom I spoke on a recorded line said that the Port Authority does not have to send a bill, in case the person driving through the toll is homeless, and that it is my responsibility to call and figure out how to pay the toll over the phone. That is patently ridiculous and patently false. My guess is that the Port Authority and this company are working together, as the Port Authority is not sending bills, and then refers everyone for the extra {$50.00} fee, which they split with AllianceOne. This can't be legal. I wrote to AllianceOne today to dispute the debt and included a check for the toll amount, But they have to be ripping off lots of people traveling through the XXXX area. Please look into this.
07/25/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 76502	Web	Servicemember
I am writing to bring to your attention the unjust actions of Alliance One, a debt collection agency, which has been relentlessly attempting to collect a debt that I am not responsible for. This debt arises from the unauthorized and illegal use of a vehicle associated with my name. Despite my extensive efforts to resolve the issue with the XXXX XXXX XXXX and the XXXX XXXX Police, my attempts have been disregarded, leaving the issue unresolved. Alliance One has committed a clear violation of Section 809 ( b ) of the Fair Debt Collection Practices Act ( FDCPA ) by continuing their collection efforts without first verifying the authenticity of the debt, despite being informed of the complex circumstances and the ongoing litigation. Furthermore, Alliance One has neglected to adhere to Section 809 ( a ) of the FDCPA, which mandates a debt collector to provide verification of the debt upon a consumer 's request. This oversight, coupled with their continued collection activities, has caused significant undue stress and is wholly unjustifiable given the circumstances. Given the severity of this complaint, stemming from a debt associated with unauthorized and illegal actions, and the lack of response from the relevant authorities, I am requesting the intervention of the Consumer Financial Protection Bureau. I urge you to investigate the actions of Alliance One and take the necessary steps to rectify this situation. My expectations include the cessation of collection activity and the removal of this debt from my credit report.
07/11/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	WA 98122	Web
Hello, More than a year ago, I had a few expired tabs tickets with XXXX XXXX in Washington XXXX. This debt was sent to Alliance One, who then contacted my employer and garnished my wages. I paid the total out of the first pay check I received after they corresponded with my boss and her assistant. {$300.00} was deducted from my paycheck, which was the total I was told that I owed. Today, I received a packet of documents in the mail saying that I had a court day in one month, in a town other than where I live and that I owed Alliance One {$140.00} more dollars. The break down for this amount is a {$12.00} filing fee, XXXX for postage/certified mail costs, {$100.00} for garnishment attorney fees and {$20.00} for other. Do they not have to explain what " other '' is? I had not previously received any notice that I owed more money, so the first contact about this amount, was court papers. This seems unfair, to charge me more money again, a year after we have settled and also unfair for them to send me court papers without even contact me first and giving me the chance to clear the situation up. I XXXX do not make much money. I have been saving money to go to college and next week is my last week of work. Although to some people, {$140.00} is not much money, to me it is a significant amount of money. i am already stressed about the amount of money I have saved for school and this is an unneeded and inconvenient XXXX that I would have liked to have deal with a year ago. Thanks for any help you can offer! XXXX XXXX
04/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98466	Web	Servicemember
I received a parking collection notice for parking tickets at XXXX XXXX XXXX after I had already responded to XXXX stating I was not a student there and was a commuter parking legally. I then received a collection notice from Alliance One Resources Management Inc. in XXXX ' 2015 which I also responded within XXXX days to dispute claim. I received final result of dispute early XXXX and attempted to pay Alliance on XXXX XXXX but the male ( refused to give name ) stated I had no debt under my name or social security number. I called school to verify parking tickets and paid Alliance over phone on XXXX XXXX under my vehicle license plate since the male at Alliance previously stated I had nothing under my name or social. This was reported to credit report as in collections from Alliance when XXXX days had never passed without item being in dispute. This was reported as collection as of XXXX ' 2015 while the charge was still in dispute until XXXX 2015. When I initially called Alliance they stated I had no bill to pay. Upon checking my credit report I found a collection after I had paid Alliance on my XXXX attempt. This collection item was not on my credit file until XXXX after I paid my bill that had just finished the dispute process. The male I spoke to at Alliance One Resources Management Inc. in XXXX XXXX was very unprofessional and I believe this may have been done as retaliation for me hanging up on him after paying my bill and being XXXX with him as he was so rude on the phone.
01/11/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	MD 20659	Web
I have an account with AllianceOne collection agency. I tried to contact them multiple times in XX/XX/2021 in regards to an upcoming payment I wanted to push back a few days until my next payday. When you call the number on the bill they provide it says you must leave a voicemail and someone would return the call. I left messages several days in a row, to no response. I then went on their website and filled out a " contact us '' form in hopes between leaving messages through voicemail and leaving messages online someone would contact me. Up til now I still have not received any type of correspondences from AllianceOne. My payment was still processed as normal via automatic payments although I requested via voicemail and online NOT to submit my payment. This month I received a letter from a different collection agency saying they are taking over the account so I've been again, trying to contact AllianceOne to ensure my automatic payments are stopped since I now have to set up arrangements with a new company. Same issue this month, no answer to the number on their bill, I again, submitted an online request for someone to contact me ( even selected they can contact me via e-mail and/or phone ). Still no response. The phone number on the bill they advise you to contact is XXXX. My attempts at reaching the company are as follows : XXXX XXXX @ XXXX, XXXX XXXX @ XXXX, XXXX XXXX @ XXXX, XXXX XXXX @ XXXX, XXXX XXXX @ XXXX, XXXX XXXX @ XXXX, XXXX XXXX @ XXXX, XXXX XXXX @ XXXX
02/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92124	Web	Servicemember
i received a ticket last year right before my husband returned from XXXX. I forgot about the ticket and i found it and wanted to pay. went online to retrieve information from the XXXX XXXX Superior Court and was referred to contact Alliance One. I called them and the representative attempted to verify my account by my social, which i told him he did not need for a traffic ticket. He then attempted to verify my address with what they had and they had the number off and the zip code. I have never received anything from this company about my debt. The representative XXXX XXXX then said his office only takes a full balance payment after he told me the payment was for XXXX. He said that included a {$300.00} assessment fee. So if i am correct that means my ticket was {$380.00} and the fee is almost a XXXX % penalty fine? He then told me, " well you got the ticket 11 months ago ''. Once again I reminded him that I never received a notice of debt from XXXX XXXX, the fee was n't on the ticket, and they had never sent me anything. To which he said " by signing you acknowledge the fee ''. I also explained how i was calling in good faith to fix my fine, but he told me i could contact the court and they would tell me I had to contact them,. Basically I had no resource then to pay the fee. Please let me know what other resources i have. i do n't have a problem paying the fine and a fee, but a assessment fee of almost XXXX % seems to me to excessive and I 'm wondering if illegal.
07/10/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 44120	Web
I was notified XX/XX/2018 by collection agency that I owe debt from a utility company. I was not aware of the debt and asked for a copy of the bill. In the meantime I contacted the utility company and discovered it was from my rental property ( they sent my bill to the rental address ) the original bill was for XXXX and they discovered a billing error and reduced the amount to XXXX. I received bill from Utility Company and paid the same day by check ( XX/XX/18 ). Also received bill from Collection Agency. Collections called again around XX/XX/XXXX and I told them I paid the balance and I provided check # and amount when asked. Contacted by Collections on XX/XX/XXXX that I owed a balance of XXXX ( difference between original bill and revised bill ) and I explained that there was no balance and account cleared. They insisted. I verbally disputed the charge and asked them to call Utility Company and they refused I again disputed the balance and they insisted I owed. I contacted Utility Company and they verified XXXX balance and stated they would contact Collections. On XX/XX/XXXX called Utility Company again and they started the manual reversal. Almost 2 weeks later the Collection Agency filed a derogatory remark and collection notice to all reporting Credit Bureaus. My credit is in yellow status and dropped 50-100 points ( depending on what agency ). Also note that in the correspondence from the Collections they did not provide info on the dispute process.
03/05/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90272	Web
AllianceOne Receivables Management , Inc. is attempting to collect a debt that is erroneous and not owed. I have filed numerous complaints with the CFPB on this issue before, but it continues to be an ongoing issue, with several debt collectors involved. In numerous exchanges with XXXX and several debt collection agencies, my attorney and I have demonstrated that the debt is erroneous, and that it has exceeded the statute of limitations on municipal debts. All debt collection agencies, including XXXX ( XXXX ), XXXX, XXXX, and XXXX have dropped the debt. XXXX has pursued this debt on two separate occasions, and in both cases, has dropped the debt. The evidence my attorney and I have amassed demonstrating fraud, negligence, and incompetence on the part of the XXXX is considerable. AllianceOne Receivables Management XXXX Inc. is now in serious violation of the Federal and California debt collection practices acts in even attempting to pursue this since, even if valid - which it is n't - the collection of an alleged debt from XXXX would be barred by the statute of limitations under California Code of Civil Procedure sec 338. AllianceOnce Receivables Management , Inc. is aware of this fact and is acting tortiously and harassing me. See City of XXXX vs XXXX, XXXX. Court of Appeal 2nd District. There is a 3 year statute of limitations. I strongly urge the FTC and CFPB to investigate AllianceOne Receivables Management , Inc 's debt collection practices.
02/12/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92114	Web
" A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. " 15 U.S. Code 1692f. On XX/XX/XXXX, Alliance One Receivables Management Inc., acting on behalf of the City of XXXX XXXX mailed plaintiff a letter that was supposedly attempting to collect the disputed debt of {$800.00}. The debt is hereby under dispute pursuant to 15 U.S. Code 1692 ( g ) ( b ) of the Fair Debt Collection Practices Act. The criminal offenses alleged that forms the basis of AORM 's underlying debt collection claims are not valid under the Constitution. For instance, plaintiff had not received the Miranda warnings before being interrogated by the police for suspicion of the misdemeanor offense of " sleeping in a park '' while in custody then issued a written citation. The plaintiff 's coerced confession along with the documentary evidence that supports these accusations were obtained against his rights under the Fourth Amendment. Furthermore, any purported non-judicial forfeiture of plaintiff 's driving privileges in connection with this unrelated non-motor vehicle offense is a cruel and unusual punishment including a " grossly disproportionate fine barred under the Eighth Amendment. AORM 's debt collection practices simply are unconscionable because they are seeking to collect debts that constitutionally are not valid under 42 U.S.C. 1983, 4th, 5th, 8th, and 14th Amendments. /s/ XXXX XXXX
05/04/2017	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 94530	Web
I received a notification from Alliance One Receivables Management Inc XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX stating that I owed a debt in the amount of {$1000.00}. I checked my credit report and saw that this company checked my credit for a Installment Loan on XXXX XXXX , XXXX . I never applied for a loan and was n't sure why this inquiry happened. So I called the number located in the in the inquiry to ask about the false information and the representative explained to me that her collection company did not check my credit report for credit worthiness. I explained to the representative that her collection company 's address and phone number was the same on my credit report. The representative continued to deny that their company made the inquiry and that XXXX XXXX XXXX made the inquiry. The representative continued to deny they did this and I explained to her that " collection agencies dont make inquiries that collect debts. Only if I apply for credit will a potential creditor will check my credit. '' I explained to her that this inquiry will affect my credit for the ne xt two years and why did they do this. The representative continued to deny their company took this action so I hung up and filed this report. Im looking to have this erroneous and false information about me applying for an Installment Loan removed from all XXXX credit bureaus.
07/25/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94619	Web
I went to the emergency room ( XXXX Hospital, operated by XXXX XXXX XXXX ) in XXXX 2015. As prompted, I offered my credit card information to the financial team, and they began billing me monthly, in the amount of {$510.00} dollars. I have statements from XXXX indicating every XXXX of these automatic billings, on time, and without any issue. However, I have recently received collections notices from a collections agency named " AllianceOne '' which claim to be on behalf of " XXXX XXXX XXXX XXXX ''. This is unexpected, as XXXX XXXX XXXX is still billing me, as expected, for {$510.00} per month. I have officially disputed the validity of the debt with AllianceOne, but have received no indication from them of the validity or proof of the debt. I have contacted XXXX XXXX XXXX multiple times ( over phone and email ) and have left messages with their human resources and their financial departments, but have received no response, email or otherwise. I received XXXX additional letters from AllianceOne this week indicating a different debt amount, and still no indication that they have received my dispute of debt ( sent approximately the first week of XXXX 2015 ). I am concerned that this may be a fraudulent collections attempt, as I am still being charged as expected on the XXXX-month billing cycle for treatment through XXXX XXXX XXXX, and have not been delinquent on any payments. Thanks,
12/07/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	WA 98272	Web
On XXXX XXXX Allianceone tried to garnish my bank account ( SSI Funds ) They sent a certified Writ of garnishment, certification of writ, exemption of claim form, notice of rights, to what they claimed as my last known mailing address XXXX XXXX XXXX XXXX XXXX, XXXX. however, Allianceone had sent me a statement of what I owed and the judgement amount to my new address XXXX XXXX XXXX XXXX XXXX, Wa XXXX on XX/XX/XXXX, after I requested a detailed statement of what I had paid them and how the XXXX they had got a judgement against me XX/XX/XXXX, XXXX. I did not receive a detailed statement just a statement of what I owed.I contacted the courts to try and find out what had been paid from the payments I had given Allianceone. and that was how I found out about their attempt to garnish my bank account. The statements that I got from the courts of what what was paid by Alliance on my behalf do not seem to add up. The judgement amounts that Allianceone claims does not match the amounts from the courts, they also sent me a late payment notice XX/XX/XXXX, that had the account and ticket number that had been paid off XX/XX/XXXX. I think that they have violated the deceptive practices law. Not to mention lousy bookkeepers that use a lot of deception to cover their math skills ( or lack of ) .I sent a registered letter to them XX/XX/XXXX for a detailed accounting but never heard from them
02/22/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 94602	Web
Hi ... this is in regards to medical collections debts from XX/XX/XXXX or XX/XX/XXXX that show up on my credit report. About 4-5 years ago when i first checked my credit report..i saw these charges and was in shock!! ... I know that i did get medical attention at XXXX XXXX Hospital in XXXX, Ca. ( where i live ) and was covered with Medi-cal Insurance ... ..so i called the hospital to see why I was in collections and they had no knowledge of me getting any bills ... so i called the agency from my credit report and the guy said its from hospital bills and that just because i had a government Medi-cal insurance didn't mean they cover everything ... I asked him why I had never received any bills and he didn't know why..I confirmed my address and I asked him to please send me all the bills. He was very rude and said he would but he never did. I ended up calling my social worker and she did verify that I was fully covered with no share of costs and to call XXXX, Ca where there main headquarters are located because there computers only went back to 4 years..however being on hold for almost 1 hour I gave up. Now I am trying to get a loan for a home and all those fees are showing up and making it very difficult to be approved so my mortgage broker referred me to your organization for help ... please see my attached credit report that was just sent to me from my broker..thank you
10/31/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IL 622XX	Web
Alliance One sent a letter to me dated XXXX/XXXX/15 but I did not receive the letter by mail until XXXX/XXXX/15 which was past the 30 day time frame to dispute the debt. I did have an attorney sent a letter dated XXXX/XXXX/15 which I have a copy of the dispute, I never received anything for the company at all. I have a right to know that information if they want me to pay anything. The attorney advised me that Alliance One is suppose to send me something, the letter was dated XXXX/XXXX/15 but I did not receive by mail until the next month which is illegal. I checked the envelope and there is not a date on it, an attorney asked me that this company is known for doing things like this due to the number of complaints against this company, the amount shown on the bill is {$98.00}, therefore not likely for the company to take legal action against me. Even as of today, I did not receive the validation of debt which I am entitled to by law and this company ca n't mark my credit without sending the validation of debt to me. I could bet fired from my job if I have a collection item on my credit. Alliance One violated my rights when they knowlingly mailed out the letter after the 30 days which is against the law. The attorney I spoke with told me to file a complaint with the CFPB because this illegal not to send me the validation of debt after I requested it.
03/14/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 94609	Web
Alliance One receivables management is trying to collect payment for medical procedures I received at XXXX hospital after an accident on XX/XX/2019. Their written communications note that not paying will be reported to credit agencies and will impact my credit. Each bill they try to collect is given a separate account number. Each account number requires a separate account ( login, password ) on their website at allainceoneinc.com. This is not clear on the website, which means they will call you noting you owe them money, but there is no way to learn this/pay on the website using the account you previously sent up. You need to set up another ( and another, pending number of bills ). When I tried to pay a bill ( after setting up a new account ), my credit card told me the payment was rejected ( presumably bc they have been flagged as suspicious/fraudulent ). However, in spite of having my email address and consenting to receive communications, I never received an email that this payment did not go through. The implication is that they can continue to claim I haven't paid yet not notifying me of the payment failure. There is a notification in my profile on their site, but this is disingenuous bc it assumes that I give a XXXX about their site and will ever visit it again. They took my email address and should use it for exactly this purpose.
01/11/2016	Yes	Bank account or service Other bank product/service	Making/receiving payments, sending money	OR XXXXX	Web	Older American
Received a notice dated XXXX/XXXX/XXXX from XXXX XXXX and XXXX XXXX that they were transitioning customer service to a third party, Alliance-One effective XXXX/XXXX/XXXX, and customers would not be able to receive any information from XXXX ( their transition " blackout '' period ). They issued a check during this blackout period which we received too late to contact them as they disconnected their customer service phone lines and are referring all questions to Alliance-One. This check is unusual, because the annual distribution for this annuity is usually made in XXXX ( XXXX was received in XXXX XXXX ). Alliance-One has inadequate phone support available ( was on hold for 30 minutes on XXXX call and over 25 minutes on a second call ), no online customer service available, and refuses to answer questions until next week, saying they sent out a notice regarding their " blackout '' period ( supposedly XXXX/XXXX/XXXX - XXXX/XXXX/XXXX ). We never received any such letter. XXXX has a track record of issuing payments to us without being requested. They are trying to get rid of their annuity contracts or reduce their value because the minimum interest rate promised is too high in today 's environment. They know the holders of most of their annuity contracts are elderly and are less likely to challenge or question distributions made.
06/28/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 94110	Web
I received a letter, dated XX/XX/2023, from XXXX indicating that I have a balance due of {$190.00}. My position is that I never used their services so I don't owe them any money. I have phoned XXXX and went to XXXX retail stores to resolve this issue several times but have not come to a resolution. After that I received a letter, dated XX/XX/2023, from AllianceOne Receivables Management , Inc. to collect the debt of {$190.00} for XXXX XXXX That letter states that I have until XX/XX/2023 to dispute the debt. I sent in my dispute, via email, on XX/XX/2023. A copy of the dispute is attached. The AllianceOne letter also states that they will send me information that shows that I owe the debt. Additionally, the AllianceOne letter states that collection must stop until they send me the information. XXXX has since sent me a bill dated XX/XX/2023, and a payment notice, dated XX/XX/2023 now for {$260.00}. To date, I have not received a response from AllianceOne regarding my dispute. The attached dispute to AllianceOne has more details. I have tried numerous times to get a copy of the agreement I signed. I can't access to it because XXXX shut down my account and they won't let me have access to my account unless I pay the bill. Please contact me if you need any more information from me. Sincerely, XXXX XXXX
05/20/2017	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 94520	Web
I believe the company failed to properly notify me of the terms and conditions of the debt such as the amount owed and payment due dates. The company stated because they have not received a payment in over over 30 days that they forwarded the account to the state of California tax franchise board for collection. I have not received any communication from AllianceOne prior to XX/XX/XXXX . The terms of the payment agreement was NEVER outlined nor was there a payment agreement. Therefore, to send my account to another company is unjust and unfair legal practices. Secondly, the company charges a {$10.00} fee to make payments by credit card online and {$0.00} to mail a payment. I believe to charge such a ridiculous amount is also unfair to an consumer who is trying to settle their debt and are forced to pay {$10.00} as a " convenience fee '' when payment by mail are easily lost. AllianceOne is a terrible company that needs better business practices. There was never a payment schedule identified so it is unfair to suddenly send a threatening to suspend my driver 's license and forward it to the Calfornia Franchise Tax Board. AllianceOne mailed a lette r dated XX/XX/XXXX and on XX/XX/XXXX t hey forwarded the account to another collection agency without giving me an opportunity to respond the letter.
07/06/2017	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	AZ 85022	Web
Looking for help in resolving a misunderstanding that has cost me {$140.00} in late fees and negative impact on credit report. Began earlier this year when I discovered my old XXXX credit card had expired I applied for a new one. I later learned, however, that my previous online profile does not carry over from one card to another and therefore, the settings I had in place to pay my account in full each month ( as I do with all my credit cards ), had been reset. In addition, I verified the settings were in place after the new purchase, but assume now I was seeing the old online profile. I assumed statements received were duplicative and the account was being paid. I never received other notifications from XXXX, by e-mail or by an identified phone caller. What I did receive, which I discovered in hindsight, were repeated robo-calls coming from a non-identified number that never left any voice mails. All this couldve been easily resolved with a simple phone message or e-mail notification. It was not until I received a letter from the collection agency that I became aware of the matter and when I did, I immediately brought my account up to date. However, by this point, there was no ability ( or willingness ) to adjust late fees and my original a {$56.00} purchase had ballooned to nearly {$180.00}.
07/11/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL XXXXX	Web
Alliance one is continuing to report XXXX different collections that do not belong to me. They continue to ruin my credit. I have continued to dispute the accounts with the credit bureau and they come off but yet Alliance One continues to re report. The accounts are reporting without a social attached to it. There are several XXXX in this household and Alliance one continues to report the account without personal information just name and address. This complaint should serve to alliance one as a debt validation letter and I am requesting the following documents. Itemized statement of all charges and credits on the above mentioned account from the date the account was allegedly opened to current date to substantiate the amount that you are attempting to collectProof of assignment of the alleged debt from the original creditor, or proof of your purchase of alleged debt from the original creditorStatement confirming that no part of this debt was paid by an insurance claim or used as a write off for taxation purposesProvide a copy of an original executed contract that contains my signature, where I agreed to this debt and my personal information where it shows it belongs to me. I have sent Alliance Onel several letters certified mail that I have proof for and they continue to ignore my request
09/01/2022	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	AZ 85711	Web
I received a call from AllianceOne, on Tuesday XX/XX/2022 at XXXX am XXXX time, they told me I was in collections with XXXX XXXX XXXX, XXXX which is my XXXX XXXX XXXX. I had not received any notice in the mail and I wasn't sure who this AllianceOne is. I have XXXX XXXX and this was causing me XXXX. They said I needed to make a payment. I said that I would like to settle. The lady said let me check. She said I could settle for {$290.00} XXXX told her I could only afford {$170.00}. I said that I was going to be going bankrupt soon but was trying to settle as many of my debits as possible before that. I gave her a credit card and it was my understanding that I would settle for {$170.00}. I now find out that I was just making a payment. I called back and told my that I have special needs and that I have mental illness and that I was taken advantage of. They said I was never offered a settlement. I then pressed and they said yes the lady did say {$290.00} but that I was not allowed to do that. I feel taken so I requested to talk with supervisor and I got the same lies and that I was never approved for a settlement. Please help me if you can. I thank you. I called XXXX XXXX card and they said it was a payment not a settlement. So I closed the account. They took advantage of a person with special needs.
02/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 98022	Web
Alliance One is a contracted debt collector of the state and more precisely XXXX XXXX XXXX. They claim that I did not pay on the XXXX of XXXX, and I can actually prove this with the recorded phone calls and my bank. The unfortunate outcome of this is that I will have to pay XXXX dollars to keep my license, which I need in order to get to work to even pay any of this money. They have made false statements saying that I did not submit it until the XXXX in order to force the money out of me more quickly, when I have no way of being able to pay that amount. This is very predatory and should be looked into. They have basically lied to me and are being allowed to punish me legally for something that they had wrong. It is n't my fault the company made mistakes, and I will not be defrauded in order for them to make an extra bonus for collecting a debt that is wrongfully being presented. I will now not be able to pay any of the money to them. My name is XXXX XXXX XXXX and my address is XXXX XXXX XXXX XXXX XXXX Wa XXXX. I am planning on filing a Complaint and Summons by myself for predatory lending practices under the Consumer Protection Act and ask for damages in the amount that I would make in a years wages. Please look into this.
10/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94565	Web
Today, XXXX, my bank called me to let me know that a levy was sent to garnish what money do I have in my checking account. at XXXX Bank. It appears that this debt is a scam involving employees of government agencies namely : XXXX XXXX XXXX and my former employer XXXX XXXX XXXX XXXX. My bank provided me a telephone number to call about the levy. I called the number and I talked to an employee of XXXX XXXX XXXX which refuses to identify himself. This employee gave me another telephone number to call about the levy. The phone number belongs to Alliance One and I talked to a XXXX XXXX who refused to identify what company they are if they are a collection agency or not. I was able to obtain some information about the levy and checked my record and whatever these people are collecting were fully paid on XX/XX/XXXX to XXXX XXXX XXXX for a traffic citation that I was not even aware of but I paid it anyway without any disputes about the traffic citations. I paid this questionable amount XXXX the total amount of {$520.00} to obtain renewal of my California Driver 's License. Now it appears that I continue to be scammed and a fake court order document was sent to my bank to zero out my checking account. Please help.
07/26/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19139	Web
I am writing this notice stating thank you for confirming that ALLIANCEONE RECEIVABLES MANAGEMENT INC./ XXXX XXXX XXXXXXXX is a debt collector. Congress has made it known in the Fair Debt Collection Practices Act ( 15 USC 1692 ) that there is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors including ALLIANCEONE RECEIVABLES MANAGEMENT INC./ XXXX XXXX XXXXXXXX XXXX Since ALLIANCEONE RECEIVABLES MANAGEMENT INC./ XXXX XXXX XXXX decided to infringe on my personal privacy to communicate with me without my prior consent pursuant to 15 USC 1692c ( a ). Pursuant to 15 USC 1692k any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of {$1000.00} per violation. ALLIANCEONE RECEIVABLES MANAGEMENT INC./ XXXX XXXX XXXX as confirmed is a debt collector who failed to comply with and violate the Fair Debt Collections Practice Act ( 15 USC 1692 ), 18 USC 1028, 18 USC 1028A , 15 USC 1692a, and violated 15 USC 1692c ( a ), is liable to me in the amount equal to XXXX XXXX Dollars and XXXX Cents ( {$5000.00} ) by Law !
09/30/2022	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	IL 60619	Web
Violation # 1 XXXX pm received call from an XXXX from Alliance one... she asked my name and did not do a 2nd verification..gave me no mini XXXX and began telling me my amt of 2145.56..advised rep of the violation and asked to speak with supervisor ... an XXXX was put on phne stated she supervisor. Than demanded me to verify who I am.. advised first rep didn't do that ... .then she stated to me that calling out they don't need a second verification of identity. Asked me doni want calls to stop ... ( tactic to let amt grow with no resolution to the problem ) I advised NO... I wan na file a complaint and dispute these charges... said it 3 times before hung up... they stated ok... ( call time XXXX and XXXX ) Violation # 2 Received another call XXXX from an XXXX ( rep ) did verify but stated that there no notes in system from XXXX me disputing or making complaint.. ( 3rd violation of rights ) Asked speak with manager XXXX... stated she see no notes either ... I advised her its illegal to call after someone dispute or complaint... she said she need listen to calls... BROKE FDCPA VERY UNACCEPTABLE... I'm losing hours of work to deal with this clearly HARASSMENT!! A
08/19/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	LA 71105	Web
Alliance One sent a communication ( 15 USC 1692 a 2 ) to this consumer, XXXX XXXX XXXX, dated XXXX XXXX 2017. The communication clearly reads that this is from a debt collector ( 15 USC 1692a 6 ). XXXX XXXX is a consumer as defined in 15 USC 1692a 3. The communication indicates an account below the consumer 's name. Within consumer law an account, as defined in 15 USC 1693a 2, is an asset account involving personal, family, and household ( which means consumer account ). A financial institution is defined in 15 USC 1693a 9 as any person that directly or indirectly holds an account belonging to a consumer. Several violations have occurred as described in the FDCPA : 15 USC 1692 b 2 - shall not state such consumer owe 's a debt ; 15 USC 1692 c - contact without prior consent ; 15 USC 1692 e 10 - false representation or deceptive means ; Due to these fraudulent means to collect an alleged debt, this consumer is claiming actual damages in the amount of {$100000.00} USD pursuant to 15 USC 1692k a 1.Research indicates that this entity- Alliance One - shows an annual revenue of {$20.00} to {$50.00} million dollars. XXXX, consumer, creditor, expects payment in 5 days.
03/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	FL 33162	Web
Alliance One was notified by the XXXX Clerk of Court of outstanding monies for non-payment of traffic citations I owed. These citations were removed from collections by a County Court Judge. The amount owed for the citations was lowered by 40 % and I was allowed to make payment thru the Clerk 's Office. Unfortunately, I was not aware of this when I made a payment of {$3400.00} to Alliance One via my bank credit card. Alliance One FAILED to verify the amount owe, took the {$3400.00} payment and applied it to SOME of the oustanding citations. Even with the 40 % collection fee, that they were no longer entitled to, this amount was {$2700.00}. I have spoken to numerous representatives and requested my money back. Indicated they failed to verify the monies owed, because if they had they would have known the traffic citations had been removed collections. Even so, they still took more money than required and did not apply the payments. There is an overpayment of {$620.00} that they refuse to return plus the 40 % collection fee they were NO LONGER ENTITLED TO. My attorney called Alliance One to discuss the matter and their position : Write a letter to a XXXX XXXX .
04/07/2020	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	PA 180XX	Web
I have been receiving calls from this company for weeks now. Most time I ignore it but today I'm sitting with my wife and kids watching tv and decided enough was enough. I've been in contact with XXXX card services and have set up a payment plan thru their own website. I have been in contact with XXXX. I attempted to explain my situation and the fact that I have already made an agreement thru XXXX and the did not listen. As I was explaining myself the guy on the phone just spoke over top of me. He was extremely rude. So I asked for a supervisor. I was immediately placed on hold and just waited a few minutes before I hung up and called them back. I then asked again for a supervisor was placed on a brief hold until a women answered claiming to be the shift supervisor. She proceeded to talk over me as I once again tried to explain myself. Then I asked to speak with her boss and she gave me some run around. Then proceeded to ask me for more personal info before she could give me her boss 's contact info. It was a giant run around. I told them numerous times over numerous calls to stop calling me. I will provide a screenshot of my agreement with XXXX.
01/17/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 945XX	Web
Alliance one has been harassing me with phone calls and letters after I asked them to stop. I do not owe any medical bills and never have been to a medical center in XXXX. They keep telling me that I can be sued for these two accounts that are ruining my credit and that they will go after my wages. Who are these people? I am appalled that they are acting this way over medical debts that patients owe, not myself. This is so heart breaking because there is no humanity left. I will counter sue them in fact if these accounts are not deleted from my credit reports immediately! I work in health care and I am very familiar with the CFPB, FDCPA and HIPPA laws. This company is carelessly violated nearly all laws that protect people. I have denied and spited these accounts to no avail and have not received notices of disputes, validations or any important information. I will not accept any more communications with this company and I hereby resist all forms of contact. I will have proof of your unlawful behavior after this dispute and I will gladly return to this forum and continue to file for as long as I need to until I deem it fit to actually SUE YOU!
03/27/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 98103	Web
I 've been accused of allegedly owing over $ 10K for various parking citations from AllianceOne and their sister company XXXX in Washington state ; that I know is completely false and they were already paid. Prior to me paying my balance online on their website and sending money for payment arrangements they garnished my wages through my employer ( which I was unaware of a case against me nor was I notified until the day my employer start garnishing my checks ). I was n't notified properly of any notification of any judgment. They are using false, deceptive and misleading means to collect debts and communicating information to credit reporting agencies that it should have known to be false, using abusive practices and is in violation of the FDCPA. In addition to, their sister company harassing me. After sending dispute letters in order to have some sort of resolution to both of these companies, I got no result. This has been on-going since 2011. I believe they are cheating the state and not telling the truth about their pratices. These entities are adding interest on a daily basis causing more debt for the individuals who are debt.
01/11/2017	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	MO 631XX	Web
AllianceOne Receivables, are having my checks garnished at 25 %, on old parking tickets. Parking tickets are from XXXX to XXXX. I have written the courts in XXXX XXXX XXXX XXXX XXXX XXXX Washington once before. The Judge already told the collection agency about the " Statue Of Limitation ''. So the attorney agreed upon recent debt. However, again XXXX. XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, WA XXXX. Does their own Writ of Garnishment For Continuing Lien on Earnings. AllianceOne is charging me over 200 % interest or more for parking tickets from {$25.00} to {$40.00} dollars, which the ticket 's are now {$280.00} dollars. I believe this is unfair practice and taking advantage of having the freedom to garnish my wages. I am ask that CFPB investigate the unfair practice of this Collection Agency that has put a lot of interest on parking tickets and has went pass the Statue of Limitation for collecting on old debt and leaving me in collection with even older debts. The attorney 's that Allianceone has representing them is writing their own Writ of Garnishment and taking advantage of filing on unfair debt. Thank you,
07/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	OR 977XX	Web
In 2008 I was in a car accident which caused me to go to court pay restitution. All off the restitution and court fines and fees were oaid promptly ( mostly out of my bail money ), Since my monetary commitment to the court was taken care I thought I had taken care of at least the monetary portion of the " punishment ''. After 3 years all the charges were dropped to misdemeanors and I waited the 5 years that they suspended my license at which point I thought I could reapply for the driving test and get my license back but instead I was told that I owed the DMV over {$1300.00} in fines and fees. This was never discussed before or else I would have taken care of them with the rest of the fines and fees of the court. Instead of telling about them either through the phone or the mail they instead waited a whole 72 hours and then gave them to a collections agency which has been accruing interest over that past 5 years.I was told that if I made a {$250.00} payment to this collections agency they would allow me to take the test as long as I agreed to make monthly payments to the collections agency. This seemed wrong to me.
11/20/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 441XX	Web	Older American
Dear M'm/Sir : I am a XXXX year old citizen on Social Security. I received a letter in the mail yesterday, dated XX/XX/2020 demanding that I owe {$1500.00} to Alliance One Receivable Management Inc XXXX XXXX XXXX, XXXX XXXX, XXXX, PA XXXX Acct. XXXX. I don't know they are. On closer inspection it says their client is XXXX XXXX. This shocked me to the core. I didn't have any credit card from that bank. Now ... it makes sense ... I have been receiving several phone calls made to me for several weeks from XXXX -- XXXX ( I never pick up the phone unless I recognize who's calling ) I am on pins and needles since last night with worry and anxiety. Either this is case of ID Theft ( as it happened to me a few years ago ) or it's some serious case of Fraud to terrorize a senior citizen. I am speechless. I hope U.S.Government punishes these domestic terrorists so they can't terrorize others like me. I live in a public housing and am struggling to keep the wolf from the door. I need and seek your help, please. I don't know what else to do. Thanks, Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX
09/25/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	WA 98031	Web
On Monday XX/XX/XXXX, I contacted Alliance One by phone in regards to an account that was issued to them from XXXX XXXX Municipal Court ( XXXX ) in XX/XX/XXXX for {$470.00} which they said had now accumulated to well past {$1000.00} due to interest fees. I notified them that I was totally unaware of the existence of this debt and that I would like to settle the account out or make payments and asked how much they would be willing to settle for. I was then told that there are other accounts in the office and that the total amount was well over {$5000.00} and that they would only speak to me about the entire amount. I notified them that I dispute any other amounts that they claim I owe and that I would like to speak to a supervisor to make payments for this specific account from XXXX XXXX Municipal Court only. I was then told in regards to me paying that the whole amount ( $ 5000.00+ ) or no amount would be accepted or negotiated therefore they were denying to receive my payment. I asked to speak to a supervisor and was placed on hold and then without warning, was transferred to a voicemail.
04/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92584	Web
This company collects for XXXX XXXX XXXX Court, it was for an old red light camera ticket that I was never aware of. what happened is it came to my attention when they intercepted my state tax refund, then I contacted them and paid the remaining balance. I had paid this debt around XXXX of 2014 to XXXX. I asked XXXX several time for proof the debt was paid they would n't provide it. They did say the account would be reported as paid to the XXXX major credit bureaus. Later on 2014 around XXXX, a property management company pulled my credit for approval on a rental. They informed me of a negative item still showing. This alleged still outstanding debt. I contacted XXXX yet again, they informed they had done the reporting as paid. I informed them it is still showing, and it needs to be resolved ... Now this year I pull my free credit reports as allowed once a year and again ... This is account is still showing as a derogatory item on my XXXX report! This Company is in direct violation of the FCA and FDCPA. My attempts to resolve this with them have failed they are n't following through.
02/13/2023	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CA XXXXX	Web
AllianceOne sent me a notice dated XX/XX/2023 on paper with the letterhead " Superior Court XXXX XXXX XXXX XXXX XXXX XXXX '' ( " Court '' ) stating " YOU HAVE FAILED TO APPEAR IN COURT OR TO PAY YOUR COURT ORDERED FINES/FEES. '' Capitals in original. It then outlines that a civil penalty of {$100.00} " has been imposed '' and instructs me on what to do. The problem I'm having is that : ( 1 ) the case number the notice references can not be found on the Court 's actual website; and ( 2 ) AllianceOne appears in numerous consumer complaints of fraud. Having read online that AllianceOne will get a consumer 's phone number and keep calling it from various phone numbers -- so that one can not effectively block them from calling it -- I do not want to call AllianceOne. In addition, the notice doesn't indicate what the specific debt I allegedly owe is. Finally, this notice, claiming that " YOUR ACCOUNT IS DELINQUENT '' and " IMMEDIATE ACTION IS REQUIRED '', is the only communication AllianceOne has sent me. Based on the above, the notice appears to be a scam. Thanks for your help!
10/11/2016	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	NV 89052	Web
They 've have contacted me over 25 times via robocalls illegally. I am on the do not call list. They were looking for my husband. I told them to stop calling my phone. I am on the do not call list and have never told them to call me. The lady who calls is rude and calls me multiple times a day to harass me. She frequently calls before XXXX. She wakes my sick baby up. I did a letter with my husband asking to cease communications until they verify my husband 's debt, I asked them to futher not contact him on my phone, I told them I never gave them my permission to call my phone and I have been on the do not call list for 3 years. They illegally recorded my phone calls without my consent. They call and wake my husband, our sick infant and myself out of sleep. They call before XXXX frequently.They are causing me great mental anguish and my child as well. They have violated XXXX state law, debt collector laws, and the tcpa act. I am further reporting them to the XXXX as well as the XXXX. I have already reported them to the Ftc because they are unwilling to resolve this.
06/01/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	VA 20148	Web
Following was the sequence of events that happened to me with a purchase from XXXX Day after XXXX opened a XXXX from XXXX with purchase of XXXX dollars. Do not remember signing up for paperless statements, but I missed the XXXX statement, their rep called me on XXXX XXXX, I asked for a waiver on late fee, and they agreed to it, I wanted to pay it off in full. Since I was driving when she called did not remember the original amount, I just asked for full payoff amount which was she said was XXXX dollars, but she gave me minimum amount due. For next XXXX months I did not get any bill in emails or hard copy. I got call from collection agency in XX/XX/XXXX, that I owe XXXX dollars. Most of which are late fee. Now when I am disputing that I asked for full payment in XX/XX/XXXX, they are saying that it is only minimum payment, when I ask for voice recording, they said they can not provide. Since our agreement was only verbal, that is the only proof I have. Are there any other options for me apart from paying XXXX dollars which I think is totally not fair. Thanks
08/29/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NY 11377	Web
XXXX XXXX XXXX XXXX XXXX XXXX states I owe {$8600.00} when I and the authorized user already paid off all their debts was credited, never given the points for any payments, payments supposedly were returned by them but never shown as refunded into the bank account. XXXX XXXX states {$1100.00} is owed when I had received a letter saying paid in full then months later I received a letter saying payment was returned. XXXX XXXX says I owe {$530.00} when I never used the card online nor in person. XXXX XXXX states I owe them {$610.00} but gave it to a debt collector named XXXX XXXX XXXX. XXXX XXXX credited me back {$300.00} then pawned off my account to XXXX XXXX XXXX and is now asking for {$610.00}. All of their debts were paid off, credited, my bank statements prove they were paid off and when they stated payment was returned none of it was returned to my bank account. I believe there is Identity Theft being committed by someone or by each creditor. Also XXXX is refusing to give the statements to prove that these debts have been paid off to the creditors.
07/25/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 34744	Web
Dear CFPB Staff Member, My name is XXXX XXXX. I am writing you concerning a company attempting to collecta debt that was already proven fraudulent and removed from my credit reports twice. The company in question is AllianceOne located at XXXX XXXX XXXX XXXX XXXX, XXXX, PA XXXX. The fraudulent debt is for {$620.00}. The previous owners of this debt received the necessary police documentation and this fraudulent debt has already been removed from my credit reports twice. At this point for XXXX to once again knowingly resell this fraudulent debt would constitute a crime. I request your assistance in informing XXXX to : A ) Remove this fraudulent debt from any credit bureaus and/or data collecting agencies they may have already reported this fraudulent debt to. B ) Cease from further reporting this fraudulent debt to any other credit bueaus and/or data collecting agencies. C ) Cease all attempts to collect this fraudulent debt. D ) Refrain from knowingly selling this illegal fraudulent debt to another agency. Thank you, XXXX XXXX
08/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	FL 32806	Web
I just got a call from a collection agency at XXXX on XX/XX/XXXX stating that I owe $ XXXX to XXXX County Florida for an automobile-related ticket in XX/XX/XXXX. It is currently XX/XX/XXXX. That means that they waited seven years to collect a debt I was completely unaware of. The original debt was {$10.00}. I should n't have been able to renew my license or vehicle registration with any outstanding balance. I had no notice that there was a debt owed. My XXXX credit score that I have worked hard to build is going to be ruined for seven years over {$27.00} that I would have paid seven years ago if I knew it was outstanding. I think this a complete oversight on the part of XXXX County. I ca n't imagine it is legal, and it is certainly unethical, to send someone to collections without notice over a supposed {$27.00} debt that was owed seven years ago. My credit is extremely precious to me. I 'm outraged to say the least. I would pay XXXX County Florida literally thousands of dollars not to trash my credit for the better part of the next decade.
03/07/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OR 977XX	Web
I received notice of a debt owed to the XXXX for XXXX violations. I tried calling the toll free number several times during their business hours which start at XXXX, before I went to work and during their business hours a get a canned message that I have reached their company outside of business hours. It is XXXX right now and I tried calling several times. This has not been my first time trying to contact them without no luck. The issue is that the XXXX ticket we would like to pay but the ticket for the no insurance is being appealed with the XXXX court and I have a lawyer working on this. This collection action should be placed on hold and this should not affect my credit. But I only have to XX/XX/XXXX to contact the collection agency but I have no way to get in contact with them. How can a collection agency keep telling people you reached them after business hours when you are calling during business hours. This abusive and will end up affecting my credit for something that I have been trying to take care of for several weeks.
08/11/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32250	Web
A person claiming to represent Alliance One debt collection agency called me from the phone number XXXX. They claimed I owed {$47.00} for a past due debt owed to the NY Port Authority related to XXXX. They claimed that both they and the NY Port Authority had sent bills to an address but did not give the exact street address to which the bills were sent. I have n't lived in NY for several years and I am unaware of any debts owed to XXXX. I suspect they are either mistaken about me owing a debt or they are making the debt up to see if I 'll pay them money. If I actually owe a debt I am happy to pay it if they will provide written proof of the debt. They should have to send proof of the debt to my address. They should not be calling me asking me for information about where I live or to verify additional information about me. It is unfair and unreasonable for them to be able to claim they sent a bill to an address where I do not live and expect me to pay the bill and whatever fees they chose to add onto the supposed bill.
02/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 90008	Web	Servicemember
The debt collection company and credit bureau kept XXXX different accounts that were in collections on my credit report well pass the statute of limitations by illegally re-aging the accounts multiple times after they were suppose drop off my report. And I also believe that XXXX of the XXXX delinquent accounts were not my debt. And this has caused me to have terrible credit for years. And I requested a copy of all my debt information from the collection company 2 months ago and still have not received it. After I requested debt information they took those accounts off my credit report but the damage has been done. I incurred those debts in XXXX and never received a bill so I never made one payment so therefore statute limitation has been up and i just got them to remove the negative accounts XXXX of 2016. And when I contacted the collection company in XXXX of 2016 and explained to them the statute of limitations was up they told me there was no statute of limitations on my specific type of debt, which is totally false.
03/26/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 34771	Web
On XX/XX/XXXX, I bought a new car when I was trying to swap the car Tag ( XXXX ) for the new one, the car dealer told me the car Tag has a toll debt of + {$800.00}, and for this reason, they gave a temporary tag, meanwhile, I will pay the total amount of tolls debt. On that day, XX/XX/XXXX, I paid the amount {$410.00}. On XX/XX/XXXX, I paid the amount of {$400.00} and {$60.00} the same day. I sent an e-mail to the car dealer agency to make the process for the car tag ( XXXX ) and then I received the new car registration with the same TAG number on XX/XX/XXXX. Actually, change the registration name to my Sister-in-law XXXX XXXX, because she was using the car. All these payments I did it using the XXXX app. On XX/XX/XXXX, the Florida Department of Transportation ( FDOT ), send me an invoice for {$490.00}, they said this amount is for the toll-by-plate before XX/XX/XXXX, and I have a due date on XXXX XXXX XXXX. On XXXX XXXX XXXX, i received a debt collector, for an amount of {$460.00} due an unpaid tolls with FDOT.
04/18/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98312	Web	Servicemember
Alliance One has been repeated calling my home for the past few months looking to collect a debt for a person called XXXX XXXX XXXX. At first tried, I just selecting the option on the recorded message they leave that says I do n't know this person. That did not work. I then called them and informed them that I do not know that person and do not know how they can contact that person. I was informed they would remove me from that record. Yet just yesterday ( XXXX/XXXX/2016 @ XXXX ), I received yet another call from them. I called yet again this morning ( and recorded it ). I told them once again that I do n't know the person. They told me I would be removed from their calling lists. Though at this point I have very little faith they will actually remove me. This is causing my a lot of anxiety. I never know when they 're going to call as they have called from different phone numbers and they call at all times of the day, often waking me up on weekends. I do n't think this is acceptable business practices.
01/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IA 52246	Web
I have been called by multiple phone numbers associated with AllianceOne debt collection, almost every single day as far back as XXXX of 2021. They are calling and leaving nondescript voicemails asking for myself, ( XXXX XXXX ) or my dad once ( XXXX XXXX. ) They have called from XXXX almost daily, and XXXX back in XXXX and starting up again in the new year. I answered a call trying to figure out who they were, and they confirmed they were debt collectors trying to collect a debt that belongs to my dad, who I was not in contact with when he died in XXXX of 2021. I explained this XXXX separate times ; as they were calling while I was at work, and I answered because I had been waiting on other relevant calls regarding my dads death. They said they would not call anymore, but are continuing to harass me and leave voicemails. My dad was so broke when he died we didnt even establish an estate and his things were sold off by his landlord. No one is going to pay this debt, and this company is disgusting.
07/30/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11566	Web
I am submitting a XXXX complaint on Alliance One Receivables because they has already been a complete disaster. They are continuing to report XXXX collections on my credit report that do not belong to me. I put in a complaint and got a response from XXXX XXXX with what is suppose to be a debt validation letter with Pictures of tags of vehicles that do not belong to me no am i the owner of the vehicles. In the letter XXXX XXXX responded stating they were going to remove the accounts from my credit file. I contacted today XXXX XXXX who gave me XXXX different AUD Control numbersXXXXI spoke to XXXX and gave the control numbers to them in which they sent it to their quality department and they researched the AUD numbers and was advised that Alliance one put the wrong SUB Code with the AUD on XXXX system. This is a complete back and forth that is going on and they are not trying to help me get this deleted from my file even after XXXX XXXX said they were going to get this removed.
09/02/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	GA 30349	Web
I Were contact by this collection agency Alliance one receivable management XXXX about a debt that Were place in there office from the original creditor XXXX XXXX credit card per the collection promise if i settle this account With them in they dept they Would update all information and report to the account Was settleand to have account remove from my credit report so i paid the settlement offer With collection agency so futher more i check my credit report and they did not do anything that they promise me so With that been said the collection agency i paid Were not on my credit report so the credit bureau Would not accept my dispute do to the original creditor still report on my credit When they sent my account over to this collection and refused to accept information from What the collection advise me What going happen once i paid them not only the original creditor refused to remove account off my report they are also report inaccurate information on payment history.
04/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Indicated committed crime not paying	ID 83501	Web	Servicemember
I was a XXXX, who was advertising on XXXX. XXXX. When 2008 hit I dropped my XXXX My XXXX ad continued. I was contacted by XXXX XXXX and was told i was advertising and it was against their law. I told them i would change the ad and did n't know that it was against the law. I have been doing work as a XXXX in the state for years. Then I was sent a bill for a XXXX by XXXX. I filed a complaint as I looked at it as a extortion. I was n't working on that side of the state at all. The XXXX covers XXXX and XXXX together. I have contacted the state reps and have tried to talked to the state XXXX without any help. Now the state turned it over for collections a tax lean. That should be against the law by itself. The collection outfit is Allianceone rec, mgmt XXXX XXXX XXXX XXXX. This is a out rage against someone who has worked payed taxes for years in XXXX state. Extortion is the only way the state can get the funds for being broke, even if it means going after people like me
07/01/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 94112	Web	Servicemember
Hello, On XX/XX/2022, I received a XXXX XXXX XXXX XXXX XXXX notice in the amount of {$24.00}. The agency account listed is XXXX for a debt with the Superior Court of XXXX XXXX ; where Alliance One is listed as the collection agency. I have never been notified by Alliance One about a debt being collected by them. I called Alliance One to ask about the XXXX XXXX XXXX letter that I received 3 times on XX/XX/2022. The agent XXXX hung up the phone two of those times- before giving me any information about this collection account. I then contacted the Superior Court of XXXX XXXX to find out if this was accurate. The information Alliance One used to file an intercept request against me was not accurate. This collection agency ( Alliance One ) remitted a XXXX XXXX XXXX to the XXXX XXXX XXXX in my name for {$24.00}. I made a payment arrangement directly with the Superior Court of XXXX XXXX for this Traffic Citation this issue should not be in collections.
06/30/2015	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	IN 466XX	Web
On or about XXXX/XXXX/2015 at, XXXX,XXXX,XXXX,XXXX and XXXX I received phone calls from the number XXXX. No vocie messages were left on my phone for a call back. On XXXX/XXXX/2015 I received XXXX phone calls XXXX at XXXX, and XXXX. The phone calls again were from XXXX. On XXXX/XXXX/2015 I decided to call the number back in which the phone operator identified themselves as Allianceone Inc. The phone operator had told me that it was regarding a XXXX Credit Card. I then responded to the operator about receiving debt verification before I was going to disclose any personal information. On XXXX XXXX 2015 I sent allianceone Inc an email requested debt verification, followed with another email dated XXXX XXXX 2015 with no response. On XXXX/XXXX/2015 I sent a demand for debt verification to listed fax number at XXXX. As of XXXX XXXX 2015 I have not received any type of debt verification or communication from this debt company regarding this alleged debt.
07/26/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 945XX	Web
AllianceOne purports that I owe them {$100.00} with no justification or lawful cause. Their client purports I owe a debt and I do not owe this debt. Here is why the debt that AllianceOne is attempting to collect is improper. XXXX XXXX, 2017 This is from the Local Rules for XXXX XXXX County : Rule 5.16 ( d ) " Sanctions and/or fees may be imposed on any party that fails to contact XXXX at least 24 hours before the scheduled appointment. '' No sanctions or fines apply to me since I contacted XXXX last time 24 hours prior to cancel and sent AllianceOne all proof of said in six ( 6 ) prior emails and written letters. I also infer that without fail no party cancelling 24 hours or more in advance shall be liable for fines, and therefore, I do not owe any fines. In view of this, AllianceOnce, the collection agency, needs to cancel my fines and send me a confirmation of this said ( regarding Account # XXXX ) since they have not yet done so.
01/23/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	NY 11580	Web
I received a dunning letter from AllianceOne Receivables Managment , Inc ; that derived from a traffic situation. They said that they were a debt collector, I confirmed under 15USC 1692 ( a ) ( 6 ). I requested validation pursuant to the Fair Debt Collection Practices Act, 15 USC 1692G. mailed by USPS Certified mail No. :XXXX. On examining their communication I found that they committed violations of 15USC1692 ( c ) by not having prior consent from me prior to contacting me, this is Identity thief under FDCPA and FCRA XXXX CFR XXXX. No prior consent also violated the Gramm-Leach-Baley Act. Their communication also do n't have the required language pursuant to 15 USC 1692G, there is no miranda on the communication that stated I have 30 days to dispute their claim therefore their communication is considered under 15USC 1692D to be harassment and abusive. In addition their communication violated 15 USC 1692e by making threats.
05/05/2021	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	CA 91201	Web
This company AllianceONE is non stop calling me and others they found numbers to that are related to me and they were sending the debt " owed '' to a address that does not exists. Once I contacted them I gave them the CALIFORNIA address and they conned my mother into paying. ( I DO NOT RESIDE IN CALIFORNIA ) All while I had the ticket and all documents submitted to the court house showing my hardship and my health condition. Once again they started harassing me saying I " owe '' more debt. The employees are rude and tell me I HAVE NO OPTIONS literally saying TOO BAD I HAVE NO CHOICE BUT TO PAY. I already suffer from XXXX and XXXX and these company is SERIOUSLY THREATENING my health even more. I not only reside in a different state, but them threatening to take my license, send me to collection, BASICALLY telling me they dont care and my HEALTH doctors appointments and COVID are beyond cruel and inhuman. This is abuse.
08/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Impersonated an attorney or official	WA 98033	Web
I have paid all Alliance One debts in full. This company is state ran and in no way do they want to let the debtor off the hook. I set up a payment plan ten years ago paying XXXX per month. Ten years later I 'm notified my balance is XXXX but the start ball was XXXX? After ten years payments well then I 'm told that the payment plan set up by alliance one was not even covering the intrest so my balance grew each month for ten years!!!! I have tried to settle this debt with no luck. Last month I paid almost XXXX to remove these derogatory remarks from my credit history. Almost a month later nothing has been removed. Please help me fix this bad debt collector from my credit. I always pay on time and always take responsibility for my debts. I am XXXX wanting to buy my first home. I have almost XXXX in cash but because of these bad remarks no lender will touch me. Help please I want to give my family a home. XXXX XXXX
10/20/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 94804	Web
I have repeatedly sent this company certifield letters requesting viable proof bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay them. This company continues to send a computer generated statement as proof that the debt is verified and is mine. They are refusing to send me exactly what I am asking for and I have been asking since XXXX 2016. This company continues to report negative marks on my credit report without sending proof bearing my signature that the account is mine or has ever been mine. I am prepared to sue this ageny or 1 ) Defamation, 2 ) Negligent Enablement of Identity Fraud 3 ) Violation of the Fair Debt Collection Pratices Act ( including but not limited to Section 807-8 ). I want the negative marks removed from all three credit bueaus if XXXX can not send proof bearing my signature and proof that I have or ever had a contractual obligation with XXXX XXXX.
01/11/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23060	Web
On XXXX XXXX, 2016 I was notified by XXXX and XXXX that a debt was placed on my account by a collection company named Allianceone Receivables from XXXX, PA. According to the debt placed on my account, the original creditor was " XXXX XXXX of XXXX XXXX. '' I have never had contact with either company nor have I received mail, email, or a phone call from either company at any time for any reason. An online search found no results for the company " XXXX XXXX XXXX XXXX XXXX. '' It appears that Allianceone Receivables has created a fraudulent debt and illegally placed a debt on my credit report without first contacting me. I called Allianceone Receivables on XXXX XXXX, 2016 to discuss this issue. The automated system required that I input my social security number before I could talk to a person. Given the suspicious nature of this situation, I believe that it would be unsafe to enter my SSN into this automated system.
12/31/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Seized/Attempted to seize property	CA 94501	Web
Did not see a category that fit perfectly. A debt collection company named Alliance One, XXXX XXXX XXXX XXXX XXXX, WA XXXX charged our credit card {$30.00} without our knowledge or consent. We have never been contacted by Alliance One in any way. When I called Alliance One they confirmed the charge based on the charge date, the charge amount, and the last XXXX digits of the credit card account, at which point they gave me a reference number. They did not ask any questions ( name, address, date of birth, etc. ) to confirm that I was the actual person related to the charge, which amounts to Disclosure of Verification of Debt. They transferred me to another person who then wanted all kinds of personal information but refused to explain who the company was, what the credit card charge was for, or how they got my credit card information to begin with. We had to have our credit card cancelled and a new card issued.
03/20/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 91977	Web	Servicemember
The company Allianceone Receivables in XXXX XXXX Ca intercept funds from my tax return XX/XX/XXXX illegally from an account they said it existed since XX/XX/XXXX. The amount intercepted was {$590.00} to which they provided absolutely no information but a bogus account number from the Superior Court of California which it does not exist. The supposed account number is # XX/XX/XXXX. I called Allianceone and they were been very rude and requested me to provide them with any type of receipt that the account had been paid which i do not have. They failed to provide any information other than that. I called the Franchise Tax Board of California and they could not provide any information regarding any intercepts. I am calling the Office of the City Attorney today to submit a claim against this company due to wrongful debt collection. this company is committing fraud an no one is doing absolutely nothing about it.
06/21/2015	Yes	Credit reporting	Improper use of my credit report Report improperly shared by CRC	NY 11414	Web
As best as I can tell I had a parking ticket that was unpaid. It appears that this charged off parking ticket was sold to Alliance One Receivables Mgt Inc. XXXX XXXX XXXX XXXX XXXX, XXXX XXXX WA XXXX, Tel : XXXX XXXX Acct # XXXX. I dont know who Alliance One is. I never did business with them, nor contracted with them. They put a Key Derogatory on my credit report as if i opened a tradeline with them and defaulted. They reported to XXXX a high credit balance of XXXX and a derogatory late amount of XXXX, as if its an active tradeline. I dont know who this organization is, but they have caused great harm to my FICO score by frauduently reporting a default as a recent tradeline. I imagine this is a patent violation of the Fair Credit reporting act. What is the re-numeration I am entitled to under the act for a willfull misleading false entry on my credit report? Please investigate and sanction this XXXX.
07/30/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 95351	Web
My XXXX state tax refund was intercepted by alliance one collection agency for traffic tickets. {$1100.00}. Tickets in XXXX & XXXX. The courts had my wages garnished thru my employment which had been paid off XXXX. Account # XXXX. XXXX balance liason at XXXX XXXX XXXX. XX/XX/XXXX called alliance one spoke with Supervisor XXXX XXXX about this account. He told me that XX/XX/XXXX it would take 6-8 weeks to return the tax refund amount. Called back XX/XX/XXXX to get an update status with XXXX XXXX he stated {$580.00} went to another account. I asked him why did he like. And did asked he verify that account was mine. And where are my receipts. Where is the other amount of my tax refund go {$540.00}. He hung up on me. I left the manager XXXX XXXX a voicemail about this issue. Never heard back. XXXX Address to corporate XXXX XXXX XXXX XXXX, wash. XXXX my name is XXXX XXXX . XXXX XXXX XXXX XXXX CA XXXX XXXX.
04/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 98248	Web
I lost my Wife to XXXX. in 2007 after 3 years of caregiving at home. During the time she was sick I let some debts to the city that were on a on a payment plan go unpaid as all funds went to medical/ caregiving. I left my home XXXX after 1 year bereavement and went off to find myself. I am back in my home XXXX now after 8 years, remarried, and trying to clean up my credit and debts from my past. The existing balance of {$3900.00} to the City/County went to collections, then to court where a Judge awarded the collection agency XXXX that amount???. I have been in contact with the collection agency trying very hard to mediate a reasonable resolution and to square up with them as this balance has frozen my ability to obtain a State Drivers Licence. Under the circumstances surounding this debt can I challenge or petition the courts to reduce the amazingly ridiculous penalties and interest? HELP! : )
06/12/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WA 98226	Web
I received a Writ of Garnishment and it said I had 28 days to respond with either an exemption for garnishment or a dispute. I was going to send in the exemption because I owe child support, plus take care of my 4 children and wife in my own home. The following day after receiving the documents I found out my check was already garnished! I didn't even get a chance to turn in the exemption before they started the garnishment. I sent in the letter anyways and by this time I had gotten another garnishment of my paycheck. I dont even know what this debt is for. It says no where on the paperwork what it is and who it is for. Just Allianceone Receivable. I am trying to save money because of the COVID-19 shut downs. I am losing my job soon, this couldn't have come at a worse time. I turned in the Exemption form and they are threatening me with more attorney fees and charges if I don't withdraw my claim.
03/24/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 93308	Web
The debt collection agency was paid via wage garnishment by the California Tax board ( because the collection agency did not properly verify proof of debt from original creditor, and did not respond within 30 days of the request of proof of debt ) so the California tax board acted on their behalf. Once the wages were garnished to completion of debt, a letter was mailed by the California Tax board stating the withdrawal of garnishment ( due to debt being fulfilled ). Two months later I received a letter in the mail from the California Tax board stating that hundreds of dollars from my tax return would be garnished due to a debt from the collection agency. Upon contacting the collection agency they admitted they made a mistake, but said it would take possibly three months to receive our refund of hundreds of dollars they wrongly took. This agency failed to verify the debt from the very beginning.
03/10/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OH 45044	Web
I purchased a XXXX through a company called XXXX XXXX and made initial payments through them. They went out of business so my payments went to the supplier XXXX. They contacted me and indicated that due to my insurance change they needed my updated insurance information, which I provided. I monitored my billing through the XXXX billing portal and it showed a balance due of {$180.00} with a due date of XXXX/XXXX/2015. I paid that in full on XXXX/XXXX/2015 and since that time my account has shown a {$0.00} balance, so I assumed I had paid off the device. I found the item on my credit report in collections even though my account had shown a {$0.00} balance and the company stopped billing me all together. I have several screen shots showing this through XX/XX/2015. I am now being contacted by a collection agency called Alliance One about the debt that was paid and no longer billed by XXXX.
01/20/2018	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	TX XXXXX	Web
I am writing about the money which you are claiming on the above account. I can confirm that I am unable to pay the money which I owe in full. However, I can raise {$900.00} and I want to offer this as full and final settlement of the account. I am making this offer on the clear understanding that, if you accept it, neither you nor any associate company will take any other action to collect or enforce this debt in any way and that I will be released from any liability. If you accept this offer, please confirm that you will mark my credit reference agency file to show that the above account has been paid and closed. I can pay the amount I have offered within of receiving your written agreement of this offer with installment payments of {$10.00} a month until it is paid in full. Please give me details of how I can pay. I look forward to hearing from you. Yours faithfully, XXXX XXXX XXXX
08/28/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 32701	Web
To Whom It May Concern, Currently I have an account that appears in collections on my file from a collection agency by the name of Alliance One Receivable Management , Inc the account # XXXX. Please be advise that I am disputing this collection due to the fact Alliance One Receivable Management, Inc XXXX XXXX XXXX XXXX, WA XXXX does not have a valid license in Florida to collect debts. This information is stating that their company does not have a registered license to collect debts in the state of FLORIDA according to Florida Office of Financial Regulation XXXX XXXX XXXX XXXX XXXX, FL XXXX. I am requesting that you investigate this matter and delete this account from my credit files immediately or provide me with physical proof that Alliance One Receivable Management , Inc are licensed to collect debts in the state of Florida. Your immediate response will be greatly appreciated.
02/07/2019	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	NJ 07650	Web
I am a NJ XXXX account holder. Account # : XXXX My vehicle license plate number is : XXXX My account is current, and is enrolled in auto pay. For some reason my tag is not being read in NY, and I've accumulated 32 toll violations. I have no idea why my tag is not being read and why I keep getting violated and not recognized under NY XXXX tolls as a NJ XXXX client. Please refer all the outstanding tolls ( and subtract the violation amounts ) directly to my NJ XXXX account. I see no reason why I should be forced to having to pay toll violation fees in addition to actual toll value, as I am an XXXX account holder. If NY and NJ uses different XXXX facilities, they should be labeled accordingly and not be held under the same umbrella. Otherwise, I will be referring these toll violating methods to the Attorney General Office in each respective states, for predatory practices.
10/10/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WA XXXXX	Web	Servicemember
Through the use of a credit monitoring service, I discovered that AllianceOne Receivables Management , Inc. was reporting a debt in the amount of {$690.00}. I filled out a form on their website to attempt to resolve the issue. A Compliance Officer replied, and after speaking to her on the phone I was able to obtain an account number and a phone number to call. I called that number, repeatedly, over two weeks. I left messages clearly stating my name and the account number I was given. I finally reached them and the representative was unable to locate my account. I was given another number to call and received the same result. Again, I was given another number to call and my account was unable to be located. I now have a fourth number to call and have left a message. I am trying to be proactive and resolve this debt, but this company is making this process impossible.
01/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 33321	Web
Alliance One contacted me about a fraudulent and fabricated debt that was 15-years-old. The matter was fully adjudicated in 2003. Alliance One is fraudulently attempting to collect a debt that should have never existed to begin with because the original matter was fabricated. It was in fact fully paid as documented with legal court receipts, and as a result the matter was fully dismissed, discharged and closed through court-ordered adjudication. They have currently suspended my license illegally. Now I have suffered loss of income, traffic tickets, and even XXXX. Even worse, even if the fraudulent debt were valid, the debt is time-barred, through the statute-of-limitations. Further still, the Alliance One representative repeatedly lied about where they were located, what their first and last name was, and even the telephone number from where they were calling from.
10/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94608	Web
I received a Notice of Intercepted Funds for a property claim I submitted to the California State Controller 's office on XXXX XXXX 2015. I had paid the debt these fund were intercepted for months prior to submitting this claim. The Notice states " If you were due more than the intercepted amount, you will receive a check for the remaining amount of the property in approximately 30 days of this notice date. '' The notice date is XXXX/XXXX/15As of XXXX XXXX 2015, I still have not received the amount due to me. When I call Allianceone, they keep telling me they do n't have the funds. They tell me their records show the debt was cleared months before the claim was submitted but they will not send me the money due to me. AllianceoneXXXX XXXX XXXX, WA XXXX ( XXXX ) XXXXXXXXMy account number with Allianceone:XXXXAnother address is : AllianceoneXXXX XXXX, WA XXXX
12/02/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OH 450XX	Web
I have received XXXX calls over the last year concerning XXXX people who i am not associated with and do not know. Although I have asked these companies to STOP calling here and to remove my number from their records, they have not. They are continuing with this pursuit no matter what i do. I am also on the do not call list since 2013 ( XXXX ) I have reported these companies over and over again but the calls continue under different names ... sometimes private numbers all in pursuit of XXXX and XXXX. I need help to stop this invasion. I consider this Harrassment and want it to stop. I also want them penalized for the Harrassment and continues to this day. As a matter of fact today i got another call which i reported to do not call. My evidence lies in all the complaints over the last year to do not call You may contact them and check my story
11/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NJ 076XX	Web
We got a letter in the mail from this company called AllianceOne Receivables Management , Inc.. Their address is XXXX XXXX XXXX XXXX XXXX XXXX , WA XXXX. The letter states that my grandma, XXXX XXXX has violitions with the port authority of my & nj dating back to XX/XX/XXXX. Since she never paid the " violitions '' they sent it to AllianceOne to collect the debt. my grandma paid this debt that same day we received the letter, XX/XX/XXXX in full in the amount of {$290.00}. The reference number is XXXX and the contact number is XXXX. I called ezpass after she paid and logged onto the ezpass account website to look for these violations, but they were not there and the representative said that there were no such violations ever that AllianceOne reported. We would like our refund back from AllianceOne and to report them for fraudulent charges.
05/19/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	ID 83642	Web
I had a collection that was deemed fraudulent. I was told once they investigated, if it was fraud and I had paid it, I would be given my money back. I paid the full amount so my credit report would stop being affected. Now that the investigation is over and XXXX XXXX found it fraudulent, the collection agency doesnt respond. Their phone system doesnt work. I spoke to XXXX XXXX ( a supervisor ) once. He told me his boss would have to get my file opened because it had been archived. Ive tried for two weeks now to speak to anyone at the company and the only line that works is the receptionist and Ive been disconnected every time she tries to transfer me. XXXX at XXXX XXXX in the fraud department confirmed she submitted to Alliance One the documents showing it was fraudulent and my money should be refunded to me. She did that on XX/XX/XXXX.
07/24/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07666	Web
I was using my moms car because my car was not working. And forgot to transfer my XXXX tag to her car. Then I have received XXXX violation and I replied to them each time they sent it to me. Then couple of months later I received a letter from alliance one saying i owe {$700.00}. So I called XXXX to understand why they are asking me to pay this. They told me you never replied to our violation. So I told them I did. They asked me which way. I told them by mail. Then they told me I should of called it in because we dont always receive all by mail. So now Im stuck between alliance one asking me to pay {$700.00} and XXXX. So I called alliance to find out how much the tolls were and they told me its around {$200.00} so I paid the tolls. And now they want me to pay for the fees. But I dont owe them that because Im an XXXX customer.
08/18/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	LA 707XX	Web
AllianceOne the debtor acting as Debt Collector, is making claim against XXXX XXXX, ESTATE, the Creditor in a total misrepresented amount of {$1300.00}. AllianceOne is in violation of Title 15 USC 1693e. ( 1 ), ( 2 ) ( a ) ( b ), ( 6 ) ( a ) ( b ), ( 9 ) and ( 10 ) NOTICE OF SURETY ACT & BOND No. XXXX XXXX XXXX XXXX XXXX. See Maryland Department of Assessments and Taxation UCC File # XXXX and Instrument XXXX Recorded in XXXX County real estate records viewable at XXXX. For the record, as pursuant to Public Law No 10 Ch.48, 48 Stat. 112, 113 ( HJR192 ), all public debt shall be discharged in full Acquittance Discharge Settlement and Closure to include but not limited to all so-called debts AllainceOne may potend or intend to demand to enforce, or to compel an individual to some specific performance for an alleged debt.
06/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85053	Web
Please be aware that my name is XXXX. On XX/XX/XXXX, I received a letter in the mail titled by the company name Alliance One, Receivable Management XXXX. which is a debt collector agency. I called them up and come to find out they were trying to collect on a Debt that was transferred from XXXX even though I was already addressed that the debt was time-barred and had reached it statute of limitations dead line as of XX/XX/XXXX this debt happen to be the debt that was allegedly owed to XXXX Court of XXXX. Please note it is illegal for anyone to try and collect on this debt since it is time barred. The customer service representative of Alliance One told me that it was a "Fresh Debt" which is not true. I believe XXXX is in violation and may have purposefully tried to reset the time on this debt which is also ILLEGAL.
12/01/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CA 92101	Web
XXXX XXXX XXXX XXXX XXXX, # XXXX XXXX, CA XXXXTel : ( XXXX ) XXXXTo Whom It May Concern : For the account referenced in this dispute, I was never notified of the debt or sent any request to pay it. Additionally, I have been trying for the last two weeks to reach a representative from Alliance One but all of their phone numbers go straight to a busy signal and I 've tried to reach them with no success. It seems many others have similar complaints XXXX pay all my debts I 'm happy to pay this balance ifa ) I get a letter or statement about what it isb ) A chance to pay itI do n't understand why a collection agency would avoid communicating about a debt they 're trying to collect, but based on what I 've read online about the company, I 'm thinking it 's some type of scam. Thanks for looking into this, XXXX XXXX
12/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 98092	Web
ALLIANCEONE RECEIVABLES in XXXX XXXX, Wa, is truly unprofessional and do n't make things easy as it should be. I tried calling them to ask for a letter to show that everything is done and can move on. But I never got the letter and asked at the end of XXXX And once I completed paying off the debt back in XX/XX/XXXX, they never changed the status of account after it being {$0.00} balance. still showing 'open ' in status. I do not think it should be this difficult to do something that is logic an sensible. For collection agencies like these that not a part of XXXX or anything to govern them, should be changed. it seems they can do and talk to people in any kind of way without using obscene language. I am trying to get my credit together and for this company to be unruly and not do the decent thing is horrible.
07/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 98155	Web
I had XXXX Alliance One Accounts on my credit report, for {$60.00} each from " parking tickets. '' They were from a car that I had sold, but the buyer did n't transfer the title. When I called to make a payment, they told me they would delete the accounts from my credit report. On XXXX XXXX, I was notified by the credit bureaus they came off my report. On XXXX XXXX, they re-reported with no notification from the debt collector or the credit bureaus. Now, when I call the debt collector, they say that I owe {$5400.00} in past parking tickets. Every time I 've ever dealt with this company, I 've paid my account IN FULL. This is so disheartening that they do this to consumers. I paid them in full, they agreed to delete the accounts, not they re-reported them and it weighed down my credit score by XXXX points.
02/03/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 33010	Web
My name is XXXX XXXX XXXX Social Security number XXXX I called alliance one collection agency about three acounts that pertain to court fees for XXXX XXXX county court the original case number are XXXX. The phone number I called was XXXX XXXX they gave me this account number XXXX and told me I owed XXXX I know this account number is not valid because when I entered it on there website payment portal it stated this account number did not belong to me they refuse to mail me a letter I've requested it twice and have not received anything but lies from word of mouth from alliance one I know this amount can not be accurate and there trying to rip me off I'll appreciate it that action be taken on my complaint they lied about the account number gave me the wrong amount debt owed and refused to send me a letter.
03/18/2017	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CA 947XX	Web	Servicemember
XXXX violated my XXXX rights by providing my actual medical information ( Person Health Information ) to a collection agency, AllianceOne ( in an attempt to collect a debt ) in which there was no previous SIGNED authorization to do so. This serious violation occurred on or around XX/XX/2017. In doing so, XXXX provided this information to a collection agency ( AllianceOne ) which included information not required to to collect a debt : -- " Detailed Summary '' of Patient Accounting -- Patient Number -- Medical Record Number -- Department ( i.e., Trauma, General Surgery ) -- ICD 9-CM Procedure Codes -- Pathology of Condition The information collected by the collection agency clearly was a GROSS and TORTIOUS effort to disregard my privacy and clearly violates my XXXX rights as well as FCRA and FDCPA laws
05/19/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92653	Web
This is what happened : XXXX XXXX Superior Court mistakenly sent my traffic violation debt to Alliance Once collection agency. I completed community service hours and verified them with the Court in XXXX of XXXX, which satisfied the debt directly with the Court. I do not owe any debt for this traffic violation. Alliance One has been attempting to collect this debt from me beginning in XX/XX/XXXX. I informed them during a phone call in XX/XX/XXXX that I already satisfied the debt directly with XXXX XXXX XXXX XXXX in XXXX of XXXX. Alliance One has refused to officially verify this debt. Alliance One has refused to contact XXXX XXXX XXXX XXXX to verify if I owe this debt or not. Alliance One has wrongfully intercepted my state tax refund, in the amount of {$170.00}, in an attempt to collect this debt.
10/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NY 11756	Web
In XXXX of 2015 my credit monitoring company notified me that my credit score dropped from XXXX to XXXX. I gained access to my report and found XXXX accounts reported by Alliance One Receivable. I contacted the company and asked what it was and they told me it was a debt to XXXX county. I asked what it was for and they could not tell me. I told them that I never received notification from them that I was in collections, or that they would be reporting to the credit bureaus. Further I was not notified of my right to dispute it. I asked the company if they could provide proof of mailing and they could not. To this day I still have not received any information from this company nor any attempts to collect the money however my credit reports remain tarnished by these accounts that I know nothing about.
11/11/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	IL 60630	Web
I received a letter and repeated calls from AllianceOne Receivables Management, inc. They claimed that I owed money to the XXXX Circuit Court from the date of XX/XX/XXXX. Every time they called they have left different account numbers as well as reference numbers. I advised them to cease and desist and stop calling my parents phone, I was told not until I paid the debt. I asked them to send me the original documents from the debt because I had paid them in the XXXX County traffic courts division, XX/XX/XXXX. They told me that I left a balance. I do n't have any debt from back then from the Circuit court of XXXX County because I called and tried to verify it but there was no record of any debt. Thank you for your time and reading my letter and have and good evening.
09/21/2015	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	PA 163XX	Web
In 2014, we fell behind on making a credit card payment. We were contacted by AllianceOne. The original creditor is XXXX XXXX XXXX XXXX XXXX XXXX. At this time, I calculate that we have paid them over {$11000.00}. However, on my credit report it shows that I only make a monthly payment of {$460.00} per month and the account has also been marked as closed. However, I receive a statement from XXXX XXXX XXXX XXXX monthly, and it shows they are still charging me interest. How can this be when the account has been closed and charged off? I feel that they are not applying my money in an appropriate manner so that this may be paid off quicker. While I do agree that we were behind and we owe this debt, I feel they are being unfair in the collection process. Thank You.
08/19/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	WA 98225	Web
I received a traffic ticket back in XXXX, due to the person who owned the vehicle didn't the renew tabs on car. I didn't pay anything on it until XXXX. The collection agency, Alliance One, sent me a garnishment letter in the mail, 2 years after I made the payment. I told them that I lost my job due to Covid-19, and I was receiving unemployment benefits. They basically ignored what I said, and told me that If i didn't make payments each month, I would lose my license. I also make less then {$470.00} a week while on unemployment. Almost every time I call in to make a payment, I try to tell them that they are outside of their legal rights, and they can't charge me. They refuse to listen to me, and continue to charge me an amount that I can not afford right now.
04/01/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	GA 303XX	Web
On XX/XX/2107 I received and alert stating that XXXX has added a new collection to my XXXX credit report. This is inaccurate information because i paid this debt to Alliance One on XX/XX/2017. A pay to delete letter was submitted to Alliance One on XX/XX/2017 along with a cashier 's check for {$100.00} which stated that upon cashing the check Alliance One would be in agreement of accepting the payment as paid in full for debt and removed this collection from all XXXX bureaus within 15 days of cashing. Alliance One cashed my check on XX/XX/2017 and mailed me a letter on XX/XX/2017 stating that they no longer own the collection and that i should contact XXXX.Alliance One cashed my check then sold this account to another collection company by the name of XXXX
07/07/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MA 02122	Web
AllianceOne contacted me in XXXX for a debt to XXXX. I made payment arrangements to pay off the balance from XXXX of XXXX to XXXX of XXXX ... completed the payments and paid off the balance. In XXXX of XXXX received a call stating that I still had a balance, basically equaling 1 monthly payment. Asked for verification and received a letter with all payments made, totaling more than the original balance and a list of Fees and Interest charges from XXXX ( some that were charged after I started the payment plan ). They refused to give me any clarification on what those fees were for, or which ones were interest charges. When I asked for further explanation and documentation they said they were going to close the account as being disputed and hung up.
07/19/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33321	Web
My XXXX account was hacked back n XXXX are XXXX phone was off a whole day no network then i received a notice on my account that it was a data breach but my info wasnt affected then i went to the bank one day to get my XXXX check on XX/XX/XXXX my check was gone .my statement stated the XXXX had been making withdrawals since XX/XX/XXXX XXXXThey then order XXXX XXXX on my account cause the receipt came to my phone ran my bill up to XXXX and said i owe it I trying calling takling to a supervisor but the phone reps will not put higher authority on the phone. They have damaged my life i was XXXX customer for 12 loyal years. They have even blocked the online account and reported me to debt collector ... by they way ve been hacked twice by this company
09/01/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	TN 37027	Web
Received a collection letter from Alliance One on XXXX/XXXX/2015 dated XXXX/XXXX/2015 attempting to collect an incorrect amount of {$6.00} with additional fees of {$6.00} for a debt from the XXXX program that is not due until XXXX/XXXX/2015 dated XXXX/XXXX/2015 in the amount of {$4.00}. This debt collection is attempting to collect when the bill is not even due. And XXXX letter threatens to issue a traffic citation if not paid. IT IS ILLEGAL TO USE AGENCIES TO COLLECT DEBTS AS PAST DUE WHEN THEY ARE NOT DUE! XXXX DAYS IS NOT ADEQUATE NOTICE FOR ANYONE TO PAY! I am absolutely ticked off enough to never travel to Florida again over a {$4.00} toll where the state is too cheap to have toll booths with people collecting {$1.00} to use the road.
09/08/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV XXXXX	Web
AllianceONE claims I owe them money, I do not. I do not have any agreement or contract with this company. AllianceONE claims they are collecting for XXXX XXXX XXXX. I requested ownership of such debt, but they have not proven ownership of said debt. AllianceOne is not registered to transact business and/or collect in my state under statue NRS.649.075. Proof of your authorization by law for your collection under statue NRS.649.054, NRS.649.056 , NRS.649.171 Pursuant to NRS.649.370, any violation of the FDCPA is also a violation of Nevada debt collection law . AllianceOne failed to provide the complete and proper documentation that I have requested multiple times AS REQURIED BY LAW UNDER Fair Debt Collection Practices Act,
02/28/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 95128	Web
Alliance One is the collection agency used by the City of XXXX XXXX to collect past due accounts. They billed us for a previous-year tax issue which was resolved. XXXX agrees, and has sent us emails confirming the closure of the issue. Yet, Alliance One continues to robocall us twice a week. Each time I call them, I ask them to contact their client, and they refuse to do so. I also tell them to stop calling here, and that demand has been roundly ignored. XXXX XXXX also refuses to contact Alliance One, insisting that I request a statement or invoice to forward back to the city as proof that the account is still being pursued ( which they wo n't do ). Neither entity seems particularly motivated to end this. Can you help?
05/31/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	MI 49001	Web
continued action taken to collect a debt that is not mine I have asked the company to provide proof and validation of debt under FDCPA guidelines Explain and show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment if applicable ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account ; Show me that you are licensed to collect in my state ; and Provide me with your license numbers and Registered Agent. phone calls and letters have been non stop after I sent letter to cease and desist until debt can be validated as of this time they have failed to comply
04/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44107	Web
I received a debt collection notice for a speeding camera ticket. I responded immediately and requesting the following : Prove that you are licensed to collect in the state of OhioProvide me with your license numbers and a Registered Agent 's name Explain and show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment ; Prove the Statute of Limitations has not expired on this account ; The response from the collection contained none of the requested information. The response stated that their investigation was complete and that I owe what they say I owe, along with a photo of my license plate.
09/25/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 85032	Web
Company reaged debt and made my credit score plummet without my authorization. In addition, i have tried multiple times to see what debt this is and every time i call them they can not locate my debt. Soemthing is severely wrong here! ALLIANCEONEXXXX XXXX XXXXXX/XX/XXXXOpen $ XXXXAccount DetailsLast Reported XX/XX/XXXXCollection Agency ALLIANCEONEOriginal Creditor XXXX XXXX XXXXStatus OpenOpened Date XX/XX/XXXXClosed Date -- Responsibility IndividualBalance $ XXXXHigh Balance $ XXXXRemarks Account information disputed by consumer, meets FCRA requirementsCreditor Contact DetailsALLIANCEONE REC MGMT XXXX XXXX ( XXXX ) XXXXSee something wrong? Learn more about how to dispute items on your credit report.
02/27/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33143	Web
i received a letter from Alliance One Receivable Management, the telephone number in such, XXXX misrepresents the collection agency. This toll free number directs me to an automated system full of marketing sales advertisement. From XXXX offers, emergency service for the elderly, up to mobile phones sales. i question the legitimacy of this company. I feel they are trying to phish for information if i choose an offer. it is concerning they have my PII information, fake such a letter, and may take advantage of computers. This is unfair and deceptive practices. I found their number on-line and spoke with XXXX XXXX who was rude - she refused to provide me information about the legitimacy of her company.
08/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92113	Web
ALLIANCEONE RECEIVABLESis a creditor that 's on my credit for the amount of {$800.00} by the Court of XXXX XXXX. This amount was added to my account after I had already completed doing the payments on XX/XX/2015. I have reached to ALLIANCEONE RECEIVABLES and the XXXX XXXX Court house and both have communicated that the {$800.00} should have never been put into my credit and its an error. According to both ALLIANCEONE RECEIVABLES and the XXXX XXXX court house they do n't have the power to remove anything from the credit reports. They have filed and updated the credit Bureau since it was placed on my credit but it still has n't been removed. Please contact me to remove and fix this error. Thank you
10/01/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33167	Web
Hello, My name is XXXX XXXX XXXX, XXXX. I currently reside at : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am writing this because I, XXXX XXXX XXXX, Consumer, did not give AllianceOne Receivables Management , Inc., its executives, XXXX XXXX XXXX XXXX XXXX, or its executives written instructions or consent to communicate with XXXX XXXX XXXX, Consumer, or any other person regarding an alleged, " Debt ''. I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( mo ) 281, SW 715, 719, I presume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exists. This information is true and correct to the best of my knowledge.
06/30/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 77095	Web
I XXXX XXXX XXXX am in a position to file for a Chapter XXXX bankruptcy. However, as a means of pursuing a reasonable procedure to get out of debt over the next year without such a drastic step, I am requesting very low settlements in the 20 % range of where my debts were at the last payment. Accordingly, I believe that I only have one chance at this, and if I do not start receiving settlement offers soon, I will retain the bankruptcy attorney I recently consulted. Therefore, I request letters of settlement, and I request the cease and desist from all calls to my home, cell and/or work. I desire to resolve these matters in written form only. Thank you for your consideration in this matter.
03/07/2018	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	TX XXXXX	Web
I setup a payment arrangement with XXXX on XX/XX/XXXX to stop the collection letters and the legal action on my toll account. I paid a down payment of XXXX to bring my total to XXXX and have since keep my toll account current. I check my account today online on XX/XX/XXXX and noticed that my balance was XXXX which is wrong and I also noticed that my account had been sent to a collection agency and that it was awaiting legal action which is also wrong consider I have a payment plan and havent missed a payment since my first payment isn't until XX/XX/XXXX. I have attached the payment plan in which I have signed and I have also attached the incorrect amounts in which I am being sent daily.
09/01/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MD 20708	Web
I had payment arrangement with Alliance One in which they were debiting my account via a bank card for a traffic violation with XXXX XXXX XXXX XXXX. When I observed the debit for XXXX, XXXX, I reviewed prior statements and realized that they continued to debit my account long after the fine was paid. According to XXXX XXXX, the fine was paid XX/XX/XXXX and Alliance One continued to debit to XXXX. When I spoke to Alliance One, they said I am owed {$9.00} as an overpayment. My summons number is # XXXX. Alliance One states that the funds were forwarded to XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX states that they did not receive any additional funds. Alliance One telephone # XXXX
06/05/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94025	Web
I received a California Franchise Tax Board tax refund intercept notice on XX/XX/2019 mentioning my tax refund {$370.00} won't be paid because I owe the money. I never received any written notice about this debt, nor do I aware of any debt I owe to someone. On XX/XX/2019 afternoon, I made a phone call to Alliance One, the debt collector regarding to my debt. But the operator can not find any information under my name nor my husbands name. Obviously, this debt is sent to me incorrectly. And they even use XXXX to intercept my tax refund ... That's quite unbelievable. I sent a letter request information and let them to correct the errors on XX/XX/2019 but didn't get any reply.
09/05/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ 07470	Web
Received notice that XXXX XXXX XXXX NY XXXX NJ had XXXX violations for {$8.00} each. I have had XXXX Pass for over 10 years with auto payment on my CC. I have NOT received any violation notices XXXX in YEARS as I take the bus into NY every day AND my XXXX pass is on Autopay. If I had received any violation, I would have filled out the bottom to show I have an active XXXX Pass account. I have called Alliance One to get copies of these violations. No response at ALL. Alliance One is charging a {$50.00} fee per violation. Now there is a {$110.00} bill for something that is Autopay and I got no notices of violations in YEARS. I want copies of these violations NOT just numbers.
01/05/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MI 48204	Web
On XX/XX/XXXX Alliance One contacted me, by mail without my permission. In the contents of the mail was a letter stating This is an attempt to collect a debt, and any information obtained will be used for that purpose. Which is a Violation of my consumer rights under 15 USC 1692e ( 2 ) ( a ). Within the same letter, were 12 other violations of my rights as a consumer under 15 USC 1692 which have been labeled and attached as proof. On XX/XX/XXXX I sent Alliance One a Cease and Desist, Affidavit Of Truth, an Exhibit with all violations labeled, and a Invoice. Pursuant to 15 USC 1692c. ( c ) ( 2 ) I am invoking my specified remedy as a consumer, and the Original Creditor.
07/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98409	Web	Older American, Servicemember
Information was given to XXXX by AllianceOne, a debt collection agency. AllianceOne was contacted and agreed that the debt was not mine, but insisted that they could do nothing about it. I stated that they gave the info to XXXX and they should be the one to inform them that the info was incorrect. They stated that I would need to dispute it with the Credit agency to have the info removed. I spoke with the agency and they said I needed to go to the reporting business. When I informed them that I had, they then said they would need a letter from the reporting firm. Typical catch XXXX there is no winning. Even though I disputed the info with XXXX it has not been removed.
04/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 92008	Web
The County of XXXX XXXX is engaged in harassment and intimidation tactics by issuing tickets to law abiding citizens and referring accounts to collection agencies. I am trying to apply for employment and these heavy handed collection practices are prohibiting me from getting hired. I went in front of a judge and agreed to pay the extortion fees assessed against me and was told I would have time to make my payment on line. However, I received a call from a XXXX party collection agency ( AllianceOne ) demanding payment from me on the alleged infraction. The county has other means to enforce collections that should not include reporting my balance to the credit agencies.
11/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 115XX	Web
Received a correspondence on XXXX/XXXX/XXXX from collection agency on a red light camera ticket from XXXX, apparently issued by XXXX County, NY. They can provide no information regarding the debt, including payments already made. When I called to inquire, the responded that they did an audit and found accounts that still owed fees. I expressed my concern that they could n't provide any information regarding payments I made in XXXX, and that this occurred almost three years ago. In addition, when i indicated that I would speak directly to XXXX County the ticketing entity, she replied they wo n't help you, they will just send you back to us, but go ahead and call them.
10/06/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 11572	Web
On XXXX/XXXX/XXXX my wife received a letter from XXXX XXXX XXXX XXXX XXXX, GIg Harbour, Washington XXXX. In that letter they listed debts solely owed by me and attempted to convince her she too was responsible. The debt involves unpaid parking tickets on a vehicle solely owned by me. The account # is XXXX. Not only did they share privileged financial information with a non party but they attempted to convince my wife she was responsible for the debt. XXXX XXXX also refused to provide the nys licensing information and indicated that she was not required to do so. XXXX also would not let me speak and indicated that my wife would be in trouble if she did not pay.
04/11/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	NY 10704	Web
Fraud on my credit report. Checked my credit report and found that macys has a fraud account on my credit and has a charge off which I never opened nor received a credit card from them and it is negatively affecting my credit score. I have submitted fraud papers, etc to macys itself, and whenever I try to get through to the fraud department, I can not. I contacted the CEO office of XXXX and spoke to numerous executive associates that transferred me to ALLIED ONE ( the debt collector ) because XXXX could no longer help with this issue so they stated. They are saying my account is accurate. I need to know if the next step would be to get an attorney?
10/02/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MD 212XX	Web
I XXXX XXXX desire to work out a payment arrangement with XXXX XXXX XXXX XXXX directly. As a public utility this company is governed by a public service commission, not protected by the Fair Credit Reporting Act. In addition, this account has been sent to two collection agencies to illegally cloud my personal credit rating, without written consent or assignment to collect being sent to me directly. Accordingly, this collection must comply with the legal collection process as mandated by FTC v. XXXX XXXX XXXX XXXX. These collections need to be deleted and as I stated, I will work out any payments, if required to XXXX XXXX XXXX XXXX.
04/28/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	WA 98682	Web
I received a notice in the mail for a judgement for my husband. The interest rate is at 12 % annually. Based on XXXX effective XX/XX/2019 interest should have been changed to 9 %. In an attempt to consolidate the debt I offered to settle at the original judgement amount of {$710.00}, the woman I spoke with said she could do {$1000.00}. Which would be waiving only {$160.00} of the post-judgement interest. I have explained to them that my husband is in a XXXX XXXX XXXX and I am not currently working. I am appalled that they would charge me additional interest illegally and not be willing to work with given the current circumstances.
12/08/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 28562	Web
I have been called XXXX times by the above company on XXXX different days. They left a voicemail with a claim number XXXX '. I am to call them back and quote this number. They have also called by fiancee 's parents in XXXX, DE and also my parents in XXXX, XXXX. I have researched the web and found many scam related incidents regarding this company and have been advised to file a complaint with you. Today, I answered the phone and the lady said that they were taking legal action against me from 'Alliance Online ' since I would n't pay {$500.00} on the phone today. Her last words to me were 'See you in court '. Please advise.
09/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 94509	Web
alliance one has been misleading me for a number of years now regarding the amount I owe the traffic court of XXXX county. they led me to believe i was eligable for an amnesty for which i sent them {$490.00} which was not amnesty since they claim now i am not qualified for all accounts had been sent to tax board and my wages garnished but as of XXXX/XXXX/16 that account no longer exists thier lawyer said i owed {$9500.00} yet thier office sent bill of $ XXXXand of {$8000.00} and yet i have paid off {$4500.00} lets get whats really owed and whats not I feel i should get a lawyer but with debt this much who can afford one
06/24/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	DC 200XX	Web
I went to the XXXX Hospital in XXXX to pay off this bill. This is a facility that caters to the poor. I had to go there years ago when I was not married and I had a severe medical issue. Anyway, I drove around for an hour. There was no parking lot and no parking on the street. The place was a zoo. So I went back home and tried to telephone them. Finally, I spoke to this person at Alliance One Receivables who took my payment. The only reason I paid was to redeem my credit score. After I made the payment, I asked the person who assisted me could I have a paid in full letter. He said they do not do that.
08/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ XXXXX	Web
I have a loan with XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ), XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ), and ALLIANCEONE ( Original Creditor : XXXX XXXX XXXX XXXX ). I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX, XXXX, XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ), XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ), and ALLIANCEONE ( Original Creditor : XXXX XXXX XXXX XXXX ) with no successful resolution. There was definitely an error on their part.
04/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	NY 11553	Web
Alliance One has sent me a statement with the threat of a lawsuit on a parking ticket dated XXXX/XXXX/2009. the collection agency also is threatening to execute on a judgment on a matter which has not been litigated ( falsely insinuating that a suit has been instituted ). Alliance One also is displaying on their correspondence that I am employed, falsely insinuating that a income excution and garnishment will be issued. the outstanding debt refers to parking tickets, however, the collection agency has placed a negative item on my credit reports, therefore creating irreparable damage to my credit rating.
05/24/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90026	Web
I am submitting a complaint against the collection company " XXXX XXXX XXXX , XXXX '' Since XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX has been incorrectly trying to collect a fictious business tax that I do not owe via Allianceone Receivables. Despite my CPA following up with Allianceone with a dispute package detailing the circumstances in great length, going so far as to get the documents notarized, I am still receiving letters saying that I owe this tax with increasing interest, when in fact, I never owed the tax to begin with. The last letter I received regarding this tax was XX/XX/XXXX.
06/30/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	PA 17701	Web
XXXX I received a call from XXXX on my cell phone, number XXXX which I ignored, they then called my work number immediately at XXXX. I picked up, they hung up on me immediately. I called them back to find out who they were, the lady was rude, I asked why they called my work line and hung up, she said they didn't they didn't talk to anyone, I said that is because when I answered and said it was a recorded line they disconnected. Calling and hanging up on someone isn't okay. Also, I have no idea who they are except a debt collector as I have received no correspondence of any kind from alliance one.
10/11/2016	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	NV 89052	Web
Multiple issues. They are calling my wife at her phone. Ive sent letters asking for debt validation, for them to stop calling her phone, for them to cease communication with me until they verify the debt. They call multiple times a day after being told to stop. They are illegally recording calls without my consent being Im in the state of Nevada. They frequently call before XXXX and it is stressful. My infant son had been awoken several times because of this unprofessional behavior. They have completely disregarded everything that I have asked them to do. This is a summery and not all inclusive.
05/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 23462	Web
Around XXXX XXXX, I received in the mail XXXX tickets for going through a red light. I contacted XXXX XXXX XXXX XXXX Ticket Agency and was told because of XXXX ( XX/XX/XXXX-XX/XX/XXXX ) the red light cameras were defective and the tickets were dismissed. Recently, I checked my credit report using XXXX XXXX and I see Alliance One Receivables has placed XXXX collection accounts on my XXXX credit report on XXXX XXXX, XXXX, and XXXX XXXX, XXXX. The Alliance One Receivables collection accounts do not appear on my XXXX report. My XXXX credit score is XXXX and my XXXX credit score is XXXX.
10/25/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 93033	Web
I received a letter XXXX XXXX XXXX saying I was going to be placed in collections for money owed to XXXX, XXXX A MD, XXXX. i called on XXXX/XXXX/XXXX and spoke to a person by the name of XXXX. I explained to XXXX that I do n't know who this doctor is, that I never made an appointment with them, I did not sign any forms giving consent of treatment and that I want this company to send me proof that I did any of these things. She was very rude on the phone and told me that she would send me the proof. I have not gotten any proof but I did receive another letter saying I owe this money.
10/25/2023	Yes	Debt collection Telecommunications debt	Communication tactics Frequent or repeated calls	KS 660XX	Web
XXXX dollars and a little bit change was due back to me back in XXXX when I stopped in a XXXXXXXX store in XXXX, Ks and canceled the account. They sent me a bill for XXXX dollars and XXXX cents in XXXX. Everything was fine until I received a mail From AllianceOne Receivables Management , Inc. Saying that they were needed to collect the money owed by me to XXXX. I called them and told them what went on with XXXX being canceled and didn't owe money. They have called me 6 times since XXXX XXXXI sent them a message today saying to stop calling. I will see if they do.
10/18/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21220	Web
AllianceOne Recievables reported an alleged debt to the credit bureaus without ever making contact with the alleged debtor. FCRA allows a debtor 30 days to dispute a debt and request validation of the debt. This practice was not followed by AllianceOne prior to reporting to the credit bureaus. Currently I still have not had any communication with AlllianceOne either in writing or verbally in reference to the alleged debt. This act of reporting the debt without making any contact with the alleged debtor is illegal and violates Fair Credit Reporting Act statues
02/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	WA 98198	Web
ALLIANCE ONE COLLECTION AGENCY CALLED ME AT THE ABOVE PHONE NUMBER WHICH IS MY EMPLOYER, I ADVISED THE COLLECTOR TO PLEASE " DO NOT CALL '' MY POE PLEASE CALL MY CELL PHONE AND PROVIDED THE PHONE NUMBER TO HER. THE FOLLOWING CALL I WAS CALLED AGAIN AT MY EMPLOYER. I ASKED THE COLLECTOR IF MY ACCOUNT WAS NOTED TO NOT CALL MY POE BUT TO CALL MY CELL PHONE AND I WAS TOLD THAT MY ACCOUNT DID NOT REFLECT ANY TYPE OF NOTES OR INSTRUCTIONS, I ADVISED THE COLLECTOR TO " DO NOT CALL MY PLACE OF EMPLOYMENT '' ONLY CALL MY CELL PHONE AND AGAIN PROVIDED THE PHONE NUMBER.
02/02/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 947XX	Web	Servicemember
The charges that were incurred during the time frame of XXXX were at a time when I was in fact covered by a state-funded XXXX program which provides free care and visits to XXXX XXXX XXXX Systems and clinics. However, Alliance One Receivables continues to attempt to collect on these debts that were covered by the State of California 's XXXX program. Alliance One has reported several negative accounts ( more than XXXX ) and marked them as severely late ( 120+ days past due ) when they first and foremost should have never been actionable items to collect upon.
11/12/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NC 28269	Web
Shortly after XX/XX/2019 I received a collections letter from Alliance One Receivables Management , Inc. of XXXX, PA. They are attempting to collect {$680.00} without verifying the account, without my rights to dispute or validate the collection or by providing a permit number that says they are legally allowed to collect in the state of NC where I reside. I have looked this company up on the XXXX XXXX XXXX XXXX XXXX of NC and did not see a permit number or any information that says they are allowed to collect this debt from me. Thank you. XXXX XXXX
11/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ XXXXX	Web
I was in Florida and when I exit the toll, there was no place to pay the money. I received a letter from AllianceOne, Receivables Management, XXXX located at XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX WA XXXX. AN : XXXX ; Ref # XXXX. I purchase a Transponder and went on XXXX website and activated it. I called AllianceOne twice and spoke to a XXXX XXXX and another unnamed female. I pointed out the extra charge of {$13.00}. XXXX refuse to remove the fee so I can pay the account. I feel this is unfair since I have a XXXX account. Your assistance is required.
08/29/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 312XX	Web
Alliance One shows on XXXX. I sent in proof to other credit reporting companies as well and the debt was removed from all but XXXX. The debt was not mine. I have lived at this address for XXXX years. The account is supposedly XXXX XXXX, which I 've learned is a gas company out of west Virginia. I have not lived in Wv nor have I had any utility services for somewhere I did not live. The next is XXXX XXXX for XXXX XXXX. XXXX and XXXX as well as XXXX XXXX removed the account from my reports. It is still showing on XXXX. XXXX XXXX did not respond.
03/18/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33145	Web
XXXX claims they sent me something and I never received it. I moved and did n't know they sent anything. They expected me to pay. I will not pay this as I am not obligated to pay for something I did not receive. They sent the debt to Alliance One for payment and they are rude and they hung up on me when I told them to please stop calling me. No matter how many times they call, how many years pass, I will not pay them the XXXX $ they say is owed or anything else. Calling me is completely pointless and leads to nothing but feeling harassed.
04/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07601	Web
AllianceOne Receivables Inc mailed a letter ( without a date or letterhead ) claiming that I owed over {$1800.00} in XXXX tolls from 2009. The company then added almost {$9000.00} to their company 's collection fees on to the bill. The letter sent had no official letter head or representative name or ID #. There were also several account numbers handwritten in a blue pin on the paperwork. That debt has been paid and settled. Outside of the debt not being mine, it is outside of the Statute of limitations for XXXX & XXXX ( 6 years ).
09/06/2023	Yes	Debt collection Telecommunications debt	False statements or representation Attempted to collect wrong amount	NC 28306	Web	Servicemember
I received a letter from allianceone collection agency on behalf of XXXX XXXX, OH stating that I owe an amount that's not even due until XX/XX/2023! I only owe at this time {$130.00} and XXXX reported to AllianceOne that I owe {$490.00}. The amount of {$360.00} is not due until XX/XX/2023 and to report that I owe an amount that is not due is false information and can have a big affect my credit score once reported! Also, I was charged for digital services that are offered free with service... XXXX XXXX on Us {$1.00} and XXXX {$4.00}.
04/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94588	Web
I owed a debt on a pass due traffic ticket to Alliance One. In XXXX, they intercepted my state tax refund of {$190.00}. In XXXX i qualified for the XXXX XXXX program reducing what I owe to about {$88.00} including the {$50.00} processing fee. I paid the processing fee up front on XXXX XXXX. I should get back approximately {$150.00}, but Alliance One claims this money is theirs to keep because the tax refund intercept is considered a payment that is irrelevant to the reduction of the traffic fine. I suspect this is a fradulent claim.
07/25/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Unexpected or other fees	MO 64151	Web	Servicemember
After reconciling my bank account. I noticed a monthly recurring transaction in the amount of {$50.00} and a vague description of Check # xxxxxxxxxx which I did not authorize. The charge started in XX/XX/2019. This prompted me to contact my bank ( XXXX ) requesting if they had additional information regarding this charge because there is no description or identifier of the merchants name deducting monies from my account. XXXX provided a description for XXXX XXXX. I submitted an inquiry to the merchant and waiting on a response.
01/27/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 770XX	Web
This company is repeatedly calling me and when i ask why they are calling me I am told they dont know or it is a mistake. I have repeatedly asked to have my number removed from their database and they confirm this has been done however the calls keep coming. I have had the same conversation over and over and yet they do not stop calling me. I have asked to speak with the manager at this company here are her details below : Company : Alliance one XXXX XXXX Call Center supervisor XXXX XXXX XXXX XXXX Washington XXXX
10/18/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CA 91360	Web
In the attached letter sent XX/XX/XXXX certified mail to AllianceOne, I ask them on page four to not call me by phone and to communicate by USPS mail only. On XX/XX/XXXX, at XXXX XXXX XXXX Alliance one called after I revoked consent to be contacted by phone. This is a violation of the California Fair Debt Collections Practices Act ( RFDCPA ) I 'm requesting that this matter please be investigated. The calls are causing me a lot of stress! I 've attached a copy of a screenshot from my XXXX XXXX Phone Records.
01/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94518	Web
I paid my court debt in full onXX/XX/XXXX, prior to Alliance one garnishing my wages. On XX/XX/XXXX Alliance One issued the garnishment order and deducted wages until XX/XX/XXXX. Total overpayment amount {$790.00} I asked them to refund the overpayment. They did n't. XX/XX/XXXX they said they would transfer the overpayment to another case I am paying on. They still have not transferred the overpayment. Each time I make a payment ( monthly ) I ask them for my balance. They have not resolved the overpayment.
03/28/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98512	Web	Servicemember
Debt collector trying to take legal action over a debt that is not mine. XXXX is for a traffic citation in 2013 for a photo enforced camera. I was not driving the vehicle, and the original collector was notified of this. They have since assigned it to a debt collector who has not validated the debt when requested, and also is now threatening to garnish and wages. The second is for financial Aid, which is also invalid as I have an account for my federal student aid, that is up to date. It is ALLIANCE ONE
11/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94531	Web
I had a citation dated XXXX/XXXX/XXXX from the XXXX, Ca traffic court the Docket XXXX i went to court on XXXX/XXXX/XXXX in which the court reduce the ticket from {$520.00} to {$320.00} which i paid at the court house and on the clerk docket and minutes it stated driver license hold to remain until sentence satisfied.So on XXXX/XXXX/XXXX Alliance One went into my husband bank account with court order that i had no warning of and took {$450.00} causing my husband bank to go into the minus of {$320.00}.
06/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	GA 305XX	Web
My insurance company paid a bill to XXXX Hospital promptly and in full. I never had any further communication from XXXX Hospital or from the current company reporting me to collections, " Alliance One Receivables. '' I have provided them with copies of the paid bill from my insurance company but get no response and they are not removing this bill from collections. This is absurd - my credit should not be destroyed by a bill my insurance paid in full, promptly, quite some time ago.
05/23/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX XXXXX	Web
Few days back, I received a call from Alliance One that I have some debt from XXXX? There is a FCC dispute being filed that XXXX is charging me for full month of service even when the phone was disconnected with a week. There were no signals. XXXX never provided any response for this FCC complaint. Instead they sent it for collections for unaccounted money without any explanation. I asked this Company, Alliance One, to send me the specific details but till now no response.
08/31/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	CO 809XX	Web	Servicemember
AllianceOne continues to contacted me XXXX consecutive times during work hours and told them to contact me after XXXX MST for a XXXX XXXX credit card for {$330.00}. AllianceOne have failed to protect my rights so I am requesting them to cease and desist since they are in current violation of my consumer rights. Debt Collector Information : Alliance One ( Representative : XXXX ) XXXXXXXXAllianceOne Receivables Management, Inc. XXXX XXXX XXXX XXXX XXXX, PA XXXX
01/08/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	MO 630XX	Web
Alliance One has been contacting my work numerous times after both verbal and written instructions that this is a violation of my workplace policy. They have ignored these requests and have placed my current job in jeopardy with this repeated harassment. They will not respond to what the nature of the calls are about after numerous requests to do so. I have student loans and am paying on these so I am a little uncertain as to what these calls are in regards to.
11/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 76063	Web
They continue to call me for a debt collection for my son which is n't even a debt. They said it was for XXXX but he has paid everything he owes to XXXX and has a toll tag that auto debits from his bank account! And actually XXXX said they did n't turn his account over to any debt collector! So I asked them to discontinue calling my house and now they still call but no one talks. Just silence!! It infuriates me because we run to answer the phone for this!!
02/15/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 137XX	Web
I disputed the {$50.00} amount with XXXX and the representative verified that it would be waived as a one-time courtesy. Now, I am getting collection letters regarding the amount. You can see that I paid the original toll, as I was required to do so in the dispute. I am, however, still receiving bills for the {$50.00} that escalated to AllianceOne. I have sent correspondence via their online website and postal mail disputing the amount due in XX/XX/2023.
08/24/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08844	Web
Received toll violation fees in the mail naming me through an incorrect send address from The Port Authority of NY & NJ. They claimed that I violated their toll plaza and I must pay the balance. In response, I sent a dispute form claiming that vehicle displayed on the violation was not mine. Thereafter they sold the to debt collectors named AllianceOne. This collection company has been persistent in attempt to have me pay a falsely misrepresented debt.
05/07/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	WA 98032	Web
In XXXX, govern XXXX entered a proclamation suspending garnishments and the fees that follow due to COVID 19, but today I received certified mail from Alliance One providing a copy of the writ of garnishment to garnish my wages. The garnishment was filed on Not only is this unjust it is bad business. We are in the middle of a pandemic, a state of emergency. Id like to issue this complaint in regards to the proclamation from our governor. Thank you
09/25/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	IA 50501	Web
I received a letter from u guys stating that I owe {$510.00} for XXXX n I want to file a claim about this situation because on XX/XX/XXXX i paid {$100.00} for XXXX n they stated that everything was good until I got paid again XXXX they ended up shutting off my devices but I am wondering y i am being charged {$510.00} when I shouldn't be getting charged for anything bcuz i paid XXXX on XX/XX/XXXX so I would like a refund of what i am being charged
06/20/2019	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CA 950XX	Web
Call from XXXX AllianceOne (a collection company for the "govn't" is a company that uses its "power" to get away with fraud and terrorism of the American people and businesses in its accounts. Amnesty Program for California Traffic Tickets & Infractions is the program this agency is using to harass people. I never answer their call and they do not leave a message. I do not have outstanding traffic tickets and am a retired debt free person.
11/03/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	LA 700XX	Web	Servicemember
There was no option for my issue. I am trying to get in touch with this debt collector. I have a XXXX XXXX account with them and my financial situation has changed and I have to cancel the payment arrangement I have with them. I have contacted them XXXX times and left messages that the payment needed to be cancelled and it was drafted out my bank account anyway, with no call being returned. I feel this is unfair and illegal business practice.
08/11/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MD XXXXX	Web
This case has reference to earlier case/complaint agains XXXX XXXX XXXX XXXX XXXX XXXX per # XXXX. Now apparently, XXXX has transferred case to another collection company " XXXX XXXX XXXX XXXX XXXX XXXX. Although XXXX XXXX has termed the case as 'in dispute ' but XXXX by transferring the case to another collection company forces me to undergo avoidable harassment and inconvenience. Thanks a lot for stepping in to help as always. XXXX XXXX
05/24/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	CA 949XX	Web
I was called by various debt collectors, never the same company name. The debt was paid XXXX XXXX . XXXX XXXX XXXX XXXX transferred the amount out of my account. I burned all day with the State Tax collector, the local court, and got copies of the debt paid in full. Now I have to send via mail the copies to Alliance One, the de bt collector. I never received a letter, they did n't bother sending to my current address.
08/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Indicated committed crime not paying	WA 98661	Web
I was charged XXXX for a fine I should nt owe because of the other collection agency did n't Honor there paper work. So iv been paying at least {$1000.00} over the amount I was so posed to pay.Then I was charged for atleast XXXX extra charges because of the failed paperwork that was due by them. I feel exhaust XXXX and Frustrated and I 'm tired of paying XXXX county, wa over and over for the same thing 's when I payed, XXXX.
10/16/2017	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NY 10304	Web
Ref : XXXX Account # : XXXX I am an XXXX account holder. The debt that alliance one is trying to collect should have been immediately applied to my XXXX prepaid account, as my license plate is and has always been tied with my XXXX account. Not only that, but the transponder was on hand when I passed the toll ( so I am confused why it even went to alliance one ). My XXXX account # is : XXXX My XXXX transponder # is : XXXX
04/06/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 98502	Web
The company is AllianceOne. I can not provide a log of calls as they always use a different number. They have called multiple times a week for the last 7+ months about a debt I do not owe. I do not have any derogatory marks or debts in collections, which Ive verified through XXXX and XXXX. Ive asked them to stop calling me multiple times and it continues. At this point I do not identify myself and hang up immediately.
07/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 94509	Web
company first said i owed {$8500.00} have been making payment now company says my amount owed {$8000.00} with payments of {$3800.00} received yet i still owe {$4800.00} which equals {$8700.00} and is {$670.00} over the amount they say I owed. i also sent a payment of {$490.00} which i have not seen deducted from balance yet. is my money going to my debt and do they actually know the amount i owe the courts
05/20/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 95822	Web
Alliance One ( XXXX caller ID ) repeatedly calls at all hours claiming that I have an alleged debt. The caller refuses to answer questions concerning this alleged debt ie : who this debt owed too, how much is it, when was it incurred, etc. The caller becomes verbally abusive and does not allow me to reply or ask for a verification of the debt. Usually after XXXX minutes the caller will angrily hang up.
08/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	VA 23231	Web
Prohibit of providing documentation of debt not owe. This issue is causing me and my family to be displace from my home. I 'm in the middle of trying to purchase a home. because of this showing on my credit ive been unable to move forward. I have called the company on XXXX different times, so had the federal organization. we each have identified ourselfs to get help nothing has happen.
09/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 10305	Web
Alliance 1 collection agency regarding ezpass tolls they are charging me $ XXXXThe original amount due was {$550.00} which I paid in full on my XXXX card. I wrote a dispute letter but I plead my case to them I think it 's outrageous that they want to charge {$3000.00} in fees and interest this was an old debt from 2012 please help me with this matter I think this is not legal thank you
03/19/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	WA 98031	Web
The filed a writ of garnishment for a camera ticket from XX/XX/2018, I never receive any notification that this debt was sent to collections or the legal action was going to be taken, I never was was properly served to come to court regarding this debt, when I called the collection agency that filed this they didnt have ANY information about the debt but they are garnishing money
04/07/2017	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	MD 21216	Web
This company is attempting to collect a debt that I do not owe and that I 've thoroughly disputed. In spite, these people continue to contact me to collect debt. They use automated dialers to call me at my place of employment, as well as on my personal cell phone, during my working hours. They 've gotten me in trouble at work ; as a result, I 'm concerned about my job status.
10/28/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NH 03079	Web
I keep getting debt collection calls from the telephone number XXXX. I told them they have the wrong number and the person they ask for is not at this number, but they just keep calling. The most recent repeat dates on my call log XXXX, XXXX, XXXX, and XXXX ... but this has been going on forever it seems. How do you stop harassing phone calls at almost XXXX at night?
02/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94509	Web
applied for the california XXXX program which court said i was intitled to 80 % reduction of fine sent payment to alliance one as instructed by their representative also sent in court papers as requested. now almost 3 months later after they have cashed the 80 % payment check they have not honored XXXX still attaching wages and i still do n't have a drivers liscence
05/19/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07307	Web
Alliance One debt collector Account # XXXX Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX BALANCE DUE : XXXX I ONLY WILL DEAL WITH THE ORIGINAL CREDITOR TOLL FEES WERE PAID THIS XXXX IS SOME ASSESSED LATE FEE ( S ) ADDED ON AS ADDITONAL MONEY OWED I AM TAKING IT UP DIRECTLY WITH ORIGINAL CREDITOR ONLY- ASKING FOR A WAIVER OR FORBEARENCE DUE TO NATIONAL EMERGENCY
06/14/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32835	Web	Servicemember
Receive on average two calls per day asking if I am -some person 's name- and if so press! otherwise I am to ignore call. The name changes on each call and is never mine. This has been going on for several months now. My phone number has been on the national do not call list since XX/XX/2018. I have no debts except my mortgage which has never had a late payment.
02/10/2018	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 11214	Web
On Monday XX/XX/XXXX XX/XX/XXXX, XX/XX/XXXX XX/XX/XXXX and XX/XX/XXXX I received a call from Alliance One at my job phone number they keep calling me and pranking my job number and my cell phone number I asked them to stop remove my number and if they needed to contact me to send me something in writing I have not received anything and they keep calling me
07/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 077XX	Web
I am a legitimate holder of an XXXX who has maintained an account in good standing. I can prove that their equipment malfunctioned on the reading end of the equipment because they read my tag both before and after the dates in question, however, they continue to harass me for 'administrative fees ' for the dates that their equipment malfunctioned.
08/11/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	CA 920XX	Web	Servicemember
Alliance one found my sister in law XXXX and called her yesterday harassing her for my information regarding collecting a debt. I have no idea how they got her cell phone but my brother called me visibly upset to hear about my personalBusiness. I am ashamed they Let my family know whose business this does not concern. My privacy has been violated
12/31/2016	Yes	Credit card	Billing disputes	CA 91311	Web
I received a letter from This debt Collector Alliance One from an account I do n't owe it shows the amount owe is $ XXXX.At this time I would like to dispute the validation of this alleged Debt because I do n't recognize it, I would like to ask the CFPB to get in this dispute to assist me with my Consumer Rights if in any way has been violated.
05/01/2015	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	TN 381XX	Web
Alliance One was sent a cease of communication notice on XX/XX/XXXX. They began calling my cell phone again on XX/XX/XXXX and XX/XX/XXXX. I sent another cease of communication letter on XX/XX/XXXX via XXXX, which they received on XX/XX/XXXX. On XX/XX/XXXX I received another phone call. I have not received any written communication from them.
05/22/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90019	Web
AllianceOne is fraudulently attempting to extort monies from me fully knowing that I did n't, or ever signed ANY document, agreement, or application with them for ANY service, or contract. Per Federal Law, they have NOT provided any of the above mentioned documents, and need to immediately cease with their fraudulent extortion attempt.
03/26/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 76244	Web
Debt Collection Company : Alliance One Alliance One repeatedly calls my number looking for my brother. I have asked for a C & D multiple times and have informed them that this is the wrong number. They still call. They are trying to reach my brother not me. Isn't this a violation of NPPI? I am not an authorized user on his account.
10/13/2023	Yes	Debt collection Rental debt	Communication tactics Used obscene, profane, or other abusive language	CA 95620	Web
The company called me today. I called them back to see what they wanted. They demanded my social security number first thing, and when I asked if we could continue without me divulging that information they hung up. Sounds like a scam. I thought to myself, so I called them back and got the name of their company for this complaint.
04/07/2015	Yes	Debt collection I do not know	False statements or representation Indicated committed crime not paying	WA 99163	Web
Added to dispute XXXXStill not crediting payments and not itemizingCourt says Alliance one told them they any amount paid on debt. They say on their web apge they are a XXXX office -- -- court says limited times -- Mon -Thurs and other hours on Friday - that they take phone payments -- - but automated service does n't work.
10/21/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90032	Web
I have received several calls from Alliance One Collection Agency regarding a debt that is not mine. They have told me the name of the person they are trying to reach. I have told them that I do n't know that person. They assure me each time that I will not be contacted again. However, they continue to call me.
03/23/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 857XX	Web	Older American, Servicemember
Yet another call from Alliance One, this time it was XXXX XXXX in XXXX ... se said they would remove me from the data base ... same thing they said last time i complained. PLEASE REMOVE my number from your data base, i have had this number for over 3 years ... I am not your debtor Previous complaint # XXXX
05/05/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	PA 19103	Web
Call came from Alliance One. Called a XXXX year old girl and then hung up rather than address fact that they were calling a child to collect a debt and would not identify who they were. Only when we did an Internet search did we discover what kind of call. When I called back, call routed to voicemail.
06/05/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OR 97213	Web
I have been getting robo calls from a debt collection agency called " Alliance 1 '' for over XXXX months. The calls average XXXX times per week. They are attempting to collect a debt for someone whose name sounds like " XXXX XXXX ''. I am sick and tired of their harrassement and want the calls to stop.
03/05/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 94560	Web
AllianceOne lists XXXX bills in collection for XXXX debt greatly impacting my credit score. When contacted to dispute the accuracy, they refused to remove the duplicate items. They list almost {$1000.00} in XXXX separate medical debts from XX/XX/2011, when there was only XXXX debt for XXXX the amount.
01/01/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 91755	Web
I have no clue why I owe money to this medical company and debt collector. If i do, I have no clue how to pay it off because I do n't know where it came from. If you could help me dispute this or at least help me find a way to pay it off so I can finally get it off my credit report.
12/06/2023	Yes	Debt collection Telecommunications debt	Attempts to collect debt not owed Debt was paid	DE 199XX	Web
Ive received a letter from Alliance global claiming that I owed XXXX on my XXXX account bill. However, this bill was paid. I have contacted XXXX multiple times by phone and they have confirmed and I also have screenshots of my payment and confirmation that I have attached below.
06/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 94114	Web
ALLIANCEONE REC MGMT XXXX XXXX XXXX # XXXX XXXX XXXX, WA XXXX XXXX THIS ACCOUNT NEVER SENT ME A BILL AND HAS FAILED TO VERIFY THAT THE ACCOUNT IS MINE. EVEN XXXX REMOVED THIS ACCOUNT OFF BECAUSE THEY DID NOT FOLLOW COMPLIANCE BUT XXXX AND XXXX STILL HAVE IT REPORTED ILLEGALLY
03/17/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	WA 98499	Web
Alliance One is trying to collect a debt that is over 16 years through a garnishment in court. They have never contacted me not once about this old debt, however, they are trying to garnish me for a debt that is past the statute of limitations in the state of WA per XXXX XXXX.
03/20/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 85281	Web
They call several times a week asking for XXXX XXXX XXXX and to call XXXX XXXX at XXXX. The call comes in from XXXX. States to press XXXX and disregard if I am not him. That does not work they still call several times a week. Online states it Alliance One collections.
05/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11746	Web
I received my XXXX credit report and saw XXXX different negative items reported by this firm. I have never received any notice from them in regard to this debt and from what it reads on the credit report. It is from XXXX XXXX traffic tickets which I are not mine.
04/12/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 900XX	Web
I am getting a bill form Alliance One who bought a debt from XXXX that also not my account and I have disputed this account with the credit bureaus and it was deleted. Now Alliance One wants to buy debt and try to come after me and jepordize my credit.
11/04/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33180	Web
I have received A letter dated XX/XX/2023 from AllianceOnce Recievables Management XXXX XXXX stating they are a debt collector attempting to collect a debt for {$220.00} .I do not have any responsibility for the debt that they are trying to collect.
04/11/2016	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	CA 94555	Web
I have all my bank statements indicating I made payments faithfully for over 3 years. This is not reflecting in this new collection agency 's report and their tactics of calling me all hours of the day are disturbing and harrasing.
09/01/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 96003	Web
Alliance One Receivable acct # XXXX, should have been paid by, XXXX XXXX XXXX XXXX . I have had XXXX XXXX for over 10 years, same account just a different County. They never submitted charges to XXXX, and now it is in Collection.
04/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	NY 11553	Web
I was reported into collections which is negatively affecting my score. I had a payment plan agreement and have missed none of the payments. I also was out of work due to covid. It is unfair and I want that taken off my record
05/14/2015	Yes	Credit reporting	Incorrect information on credit report Account status	CO 80130	Web
I have a XXXX collection accounts that still show up on my credit as unpaid/open when they should be paid/closed as of a few months earlier this year. The collections agency is called Alliance One, based in XXXX, WA.
06/14/2016	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	WA 98226	Web
Left voicemail threatening arrest, then sent a collection letter trying to obtain information and requesting paying a debt that is not mine or do not owe, or is likely over XXXX years old from when I was a XXXX.
03/14/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA XXXXX	Web
Since XX/XX/2018, I have been called incessantly and at all hours by various representatives of Alliance One Receivables Management. I do NOT owe them nor anyone they claim to represent ANY balance whatsoever!
05/18/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 331XX	Web
Was contacted by Alliance One on XX/XX/18 and was told I owe XXXX $XXXX. Subsequently I received an email from XXXX confirming a payment of $XXXX. Alliance misrepresented the amount owed and collected on it.
10/19/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 94530	Web
I have never had such medical bill. I have never visited medical facility in the mentioned place. I just saw the derogatory marks in my credit report XXXX morning and that to XXXX bills from same place.
09/22/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 85048	Web
Robo calls asking for someone not me. As instructed I press XXXX to indicate I am not the person they want but the calls continue several times a week. They say to call XXXX XXXX at XXXX XXXX XXXX.
02/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 77073	Web	Servicemember
I changed electricity providers, I notified XXXX XXXX and they charged me for the same time period I paid XXXX. I sent my bill from XXXX to them and they turned it over to a collection company.
05/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 94509	Web
alliance one accepted my amnesty payment even though all payment were to go through XXXX they mislead me to think i was able to participate in amnesty program even though they new i could not
04/27/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	WA 98168	Web
I called Alliance Once to check on my debt, they identified me, but did not complete the mini-miranda. Instead of finishing it, XXXX XXXX said something along the lines of " and you know ''.
04/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	TX 76013	Web
T-mobile renewed my 2 year contract without letting me know, when I just had XXXX months left. Told the manager at the store, and he said he would have it fixed ... its been over XXXX years.
02/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
Alliance One is attempting to collect a debt that does not belong to me. The demand is for {$110.00} and does not belong to me. I am disputing this debt because it does not belong to me.
04/20/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 77584	Web
Phone Harassment at work robo calls for XXXX energy debt that was paid in full XXXX / XXXX / XXXX . I provided proof and then they sent to collections throug h Alliance One Inc.
07/18/2016	Yes	Credit card	Balance transfer	AZ 85013	Web
I have been been repeatedly called by alliance one on a blocked number. I have recorded a few times this has happened and also notified them that they ca n't call me on a blocked number.
06/27/2018	No	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 11106	Web
They keep calling constantly to collect a debt at any time of day or night. It isn't a person it's an automated call. I'm blocking the number and I'm getting thrashed with calls anyway.
08/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44137	Web
I have requested debt validation 2 times in the last 6 months by mail to : Alliance One Recivables XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX I have not received and notices or updates
02/10/2023	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	NJ 08831	Web
AllianceOne Debt Collector sends text messages to my cell phone after XXXX, they were texting me at XXXX this week. This not only incredibly unprofessional, but also disruptive.
02/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 92394	Web
There was no contract for services, as this phone service was prepaid and not contractual. They stopped service for non-payment however continued to charge fee for NO service!
05/18/2015	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	WA 98107	Web
I am not sure what this debt is and have not received any communication from this compnay about this debt. My first knowledge is the credit report that I pulled up.
12/09/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA XXXXX	Web	Servicemember
I am receiving repeated phone calls from this company and I have no idea what it is for. I have not received any documentation nor have they validated the debt.
05/10/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Unexpected or other fees	CA 94103	Web
XX/XX/2014 Ordered $ XXXX {$31000.00} Alliance one harrasment made me go to XXXX and i got my credit XXXX. Single dad XXXX XXXX children Oh wage garnishment
07/15/2015	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	NJ 07026	Web
Alliance One Receivables continues to call despite receiving a cease and desist demand to stop calling AND despite the acknowledgement of attorney assistance
08/09/2016	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	TX 75104	Web
I sent a letter to this company requesting written mail correspondence only and no phone calls. This company has called over 5 times since asked not to.
05/30/2019	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	NJ 088XX	Web
Calls my cell, my husband 's cell, and now my job from blocked numbers multiple times per day. Sometimes leaving a voicemail with vague information.
02/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
I am disputing the of {$110.00} Alliance One is trying to collect because it does not belong to me. This debt has never belonged to me.
07/11/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NY 11372	Web
A Collection Agency called Alliance One has some personal information and they say I have a debt. I have never heard about this agency.
02/01/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 77071	Web
AllianceOne and XXXX are continuing to report incorrect information on my credit report regarding a bill that has already been paid.
06/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 326XX	Web
XXXX contacted alliance one told them I was in bankruptcy they basically said have my lawyer call them I do not know of this debt
03/07/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MI 489XX	Web	Servicemember
I received correspondence stating I owe this company money and upon inquiring what it is for they have not responded.
07/08/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	TX 78109	Web	Servicemember
individual keeps calling my work number telling my co-worker that a warrant for my arrest has been issued.
06/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	MD 21234	Web
The loan was refinanced with another company XX/XX/2022. Still appear negative on credit report.
05/02/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 95376	Web
Alliance one is threatening too garnishment of wages I'm unemployed can't afford too payment
10/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TN 76028	Web
company has stated they will remove account from credit report, they have not done so yet
11/21/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NY 11691	Web
They are trying to collect exempt funds refusing to stop there calling when told to stop
06/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 94509	Web
will not disclose what debt is for will not disclose what all fees/charges are
09/22/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60445	Web
alliance is on my credit reports and are trying to figure out why.
07/20/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 78574	Web
Paid off ALLIANCEONE account still showing up as open
07/13/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 78574	Web
Paid off ALLIANCEONE account still showing up as open
06/16/2015	Yes	Credit reporting	Incorrect information on credit report Information is not mine	CA 92065	Web
I have several accounts that do not belong to me
09/22/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	IL 60445	Web
FAILED TO VALIDATE DEBT INQUIRY
02/04/2024	Yes	Debt collection Telecommunications debt	False statements or representation Attempted to collect wrong amount	WA 98683	Web

01/31/2024	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	CA 90731	Web

01/26/2024	Yes	Debt collection Telecommunications debt	Attempts to collect debt not owed Debt was paid	FL 33328	Web

01/26/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 33328	Web

01/25/2024	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NY 11210	Web

01/16/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 08094	Web

01/12/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10029	Web

01/08/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 330XX	Web

01/05/2024	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32234	Web	Servicemember

01/03/2024	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 85017	Web

12/28/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	LA XXXXX	Web

12/19/2023	Yes	Debt collection Telecommunications debt	Written notification about debt Didn't receive enough information to verify debt	OH 45240	Web	Servicemember

12/16/2023	Yes	Debt collection Telecommunications debt	Attempts to collect debt not owed Debt was result of identity theft	TX 76105	Web	Servicemember

12/07/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	AZ 86409	Phone

11/17/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 86409	Phone

10/24/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11558	Phone

10/23/2023	Yes	Debt collection Telecommunications debt	Attempts to collect debt not owed Debt was result of identity theft	AL 35758	Web

10/18/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NY 11552	Web

10/18/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	FL 34759	Web	Servicemember

10/10/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 48609	Web

09/16/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33142	Web

09/13/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78840	Phone

08/21/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30096	Web

08/07/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 44685	Web

07/25/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30006	Web

07/05/2023	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92105	Web

06/15/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 29260	Web

06/09/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 27520	Web

06/05/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	PA 19026	Web

06/03/2023	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92105	Web

05/23/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 07901	Web	Servicemember

05/18/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33545	Phone	Servicemember

05/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33162	Web

04/22/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32065	Web

04/10/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33027	Web

03/19/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA 92154	Web

02/28/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32606	Web	Servicemember

02/28/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32808	Web

02/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07065	Web

01/31/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NJ 07065	Web

12/28/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60402	Phone	Older American

12/27/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MO 63138	Web

10/11/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33138	Web

09/16/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 98682	Web

07/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33025	Web

07/25/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92114	Web

06/02/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 94591	Phone	Older American, Servicemember

03/26/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	PA 19054	Web

01/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11413	Web

10/29/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 10472	Web

10/04/2021	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	IL 60181	Web

09/30/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	WA 98422	Web

09/13/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	UT 84005	Referral

08/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91007	Web

05/17/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33008	Referral

04/21/2021	Yes	Money transfer, virtual currency, or money service Domestic (US) money transfer	Wrong amount charged or received	OH 43081	Web

02/17/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07112	Web

12/15/2020	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	WA 98110	Web	Older American, Servicemember

11/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NC 27377	Web

10/16/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28690	Postal mail

10/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91202	Fax

07/17/2020	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	KS 67217	Web

07/14/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 90505	Web

06/10/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 94612	Web

06/08/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 08312	Web

05/27/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92804	Referral

04/14/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	TX 77034	Web

04/09/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 21001	Web

01/09/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 28269	Web

09/27/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33437	Web

09/05/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 19104	Fax

08/15/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85747	Web

05/21/2019	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	TN 38039	Referral

05/15/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed		Phone

05/06/2019	Yes	Debt collection Credit card debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	MS 38614	Web

04/19/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 92020	Web

04/19/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33127	Web

03/28/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 07109	Phone

03/20/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07481	Web

02/26/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt		Phone

02/22/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 10029	Web

02/12/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	CA 94114	Web

02/06/2019	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	WA 99163	Phone

01/12/2019	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77375	Web

12/22/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 94607	Web

12/10/2018	No	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	SC 29671	Web

12/04/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	OH 44109	Web

12/04/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 75503	Web

11/28/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 32207	Referral

11/05/2018	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount		Phone

10/11/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	AZ 85745	Web

09/27/2018	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	WI 54428	Web

09/18/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize		Phone

09/17/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 94602	Web

09/05/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85050	Referral

09/05/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85050	Referral

08/27/2018	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CA 94602	Web

08/20/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07039	Web

08/06/2018	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	SC 29420	Web

08/01/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77449	Web

07/18/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MN 55128	Web

07/12/2018	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	NJ 08701	Referral

06/19/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt		Referral

06/13/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 32703	Postal mail

05/17/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	WA 98248	Web

05/09/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 32566	Web	Servicemember

05/04/2018	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	OK 74014	Web	Servicemember

04/21/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 60403	Web

04/06/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91401	Web

04/02/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92120	Web

04/01/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07760	Web	Servicemember

03/23/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 75252	Web

03/09/2018	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 77375	Web

03/08/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 75060	Web

03/02/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92083	Web

02/27/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 75060	Web

02/19/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 78664	Web

02/13/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33521	Referral

02/13/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91767	Referral

02/13/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MO 63119	Referral

02/07/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 11764	Web	Servicemember

02/06/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 21701	Postal mail

01/29/2018	Yes	Debt collection Other debt	False statements or representation Indicated you were committing crime by not paying debt	ID 83705	Web

01/24/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32208	Web

01/22/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	AR 72022	Web

01/20/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 94606	Web

01/09/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 96001	Web

12/29/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OR 97223	Referral

12/21/2017	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	CA 91708	Postal mail

12/19/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 95203	Web

11/29/2017	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CA 94501	Web

11/28/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 95611	Web

10/24/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 29730	Web

09/26/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 21208	Phone

09/23/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	CA 95758	Web

09/20/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33141	Referral

08/14/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 44120	Web

07/26/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	WA 98037	Referral

07/19/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 44120	Web

06/23/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 75070	Web

06/16/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	WA 98126	Web

06/07/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 95945	Phone

06/01/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75215	Web

05/15/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 45207	Postal mail

05/12/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 94609	Web

05/06/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX 76001	Web

04/20/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 77584	Web

04/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 75024	Web

03/30/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 95367	Web

03/23/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11050	Web

03/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NY 11220	Referral

03/10/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 11726	Web

03/09/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 94580	Web

03/08/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 94610	Phone

03/03/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 33414	Fax

02/20/2017	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	FL 33160	Web

01/25/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NJ 07003	Web	Servicemember

01/06/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	TX 75605	Web

12/12/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TN 37308	Postal mail	Older American

12/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98252	Web

11/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11762	Web

11/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 11001	Web

11/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 98225	Web

11/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11756	Web

11/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 91741	Postal mail

10/31/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 40241	Web

10/28/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	NY 11234	Web	Servicemember

10/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92056	Phone

10/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	CA 94066	Web	Servicemember

09/29/2016	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	AL 35007	Web

09/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	NY 11050	Referral

09/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 94607	Phone

09/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 45804	Web	Servicemember

09/02/2016	Yes	Debt collection Payday loan	Improper contact or sharing of info Talked to a third party about my debt	CA 94521	Phone

08/24/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	WA 99336	Referral

08/12/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	GA 30339	Web

07/28/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	PA 15601	Web

07/27/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NJ 07430	Phone	Older American

07/25/2016	Yes	Debt collection Auto	Communication tactics Threatened to take legal action	WA 98122	Web

07/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07456	Web

07/20/2016	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	NV 89178	Web

07/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94115	Phone

07/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	IL 60419	Referral

07/07/2016	No	Student loan Federal student loan servicing	Can't repay my loan Can't decrease my monthly payments	WA 98002	Web

06/22/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MO 65109	Postal mail	Older American

06/17/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94603	Web

06/09/2016	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	CT 06492	Phone	Servicemember

05/25/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MD 20772	Referral

05/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98366	Web

05/07/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NY 10032	Web

05/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 77562	Phone

04/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90039	Phone	Older American

04/26/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 94544	Web

04/25/2016	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	WI 53916	Referral

04/14/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	WA 98002	Referral

04/08/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	MD 20910	Phone	Older American

04/06/2016	Yes	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	CA 90064	Web

03/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IL 60411	Web

03/15/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 15108	Web

03/15/2016	Yes	Debt collection I do not know	Taking/threatening an illegal action Seized/Attempted to seize property	WA 98030	Web

02/26/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	NY 11779	Web

02/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA 98837	Web

02/19/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98126	Phone	Older American

02/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	WA 98903	Web

02/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 10039	Web

02/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	CA 92111	Web

01/29/2016	Yes	Mortgage Other mortgage	Loan servicing, payments, escrow account	GA 30445	Fax

01/19/2016	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	CA 90064	Web

01/17/2016	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	PA 19144	Web

01/12/2016	Yes	Mortgage Other mortgage	Other	FL 33130	Postal mail

01/09/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98118	Phone	Older American

01/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 91605	Phone	Older American

01/04/2016	Yes	Credit reporting	Incorrect information on credit report Account status	WA 98108	Postal mail

12/24/2015	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	VA 22192	Postal mail

12/23/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60441	Web

12/22/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 94607	Web

12/17/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	CA 93591	Web

12/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07457	Referral

12/05/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	TX 75056	Web	Older American

11/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	TX 75146	Postal mail

11/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 08869	Referral

11/14/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WI 53590	Web

11/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 11735	Referral

11/04/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Indicated shouldn't respond to lawsuit	WA 98144	Web

10/28/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	AZ 85027	Web

10/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	AZ 85017	Web

10/20/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WA 98250	Postal mail

10/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called outside of 8am-9pm	NC 28804	Web

10/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	OR 97801	Postal mail

10/11/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98503	Web

10/08/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	AZ 86323	Phone	Servicemember

09/25/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 10548	Web

09/22/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94578	Phone

09/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98223	Web

09/05/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OH 44137	Web

09/02/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	OK 73735	Web

09/02/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 85014	Web

09/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 91010	Phone	Servicemember

08/31/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	OH 43342	Web

08/31/2015	Yes	Credit card	Delinquent account	FL 32403	Web	Servicemember

08/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 07423	Referral

08/27/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt		Phone

08/19/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	CA 91205	Web

08/06/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NY 11208	Referral

08/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 31602	Referral

07/28/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 95838	Web	Older American

07/23/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WA 98009	Web

07/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 78109	Web	Servicemember

07/20/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	FL 33319	Phone

07/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98087	Web

07/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 11692	Web

07/15/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CO 80014	Web

07/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 11422	Web

07/09/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 98033	Web

07/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98391	Web

07/08/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CO 80014	Web

06/25/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	GA 30260	Referral

06/24/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MT 59715	Web

06/18/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75243	Web

06/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Seized/Attempted to seize property	WA 98109	Web

06/11/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11433	Web

06/08/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	OH 44127	Referral

06/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11542	Web

06/03/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 98001	Web

06/02/2015	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	CA 91752	Fax

06/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NY 11803	Web

05/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 11510	Web

05/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44127	Postal mail

05/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 95603	Phone	Older American

05/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10461	Web

05/12/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11557	Web

05/11/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98004	Web

04/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA 98133	Web

04/29/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 95112	Web

04/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91784	Postal mail

04/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 11550	Web

04/20/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98208	Web

04/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 11577	Web

04/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 11565	Web

04/08/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NY 11795	Phone

04/02/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NY 10579	Referral

04/02/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	CO 80817	Phone	Servicemember

03/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Impersonated an attorney or official	CA 94619	Web

03/29/2015	Yes	Credit reporting	Incorrect information on credit report Reinserted previously deleted info	OH 45122	Web

03/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11368	Referral

03/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	NJ 08610	Web	Older American

03/24/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33015	Web

03/22/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	WA 98002	Web

03/21/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	KY 41031	Web

03/18/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OR 97067	Web

03/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	GA 30087	Phone	Older American

03/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	FL 33179	Web

03/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77077	Web	Older American

03/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30062	Web

03/11/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 99101	Web

03/09/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94550	Web

03/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 91367	Web	Older American

03/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98270	Referral

03/06/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TN 37127	Web

03/05/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	CA 90036	Web

03/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07306	Web

02/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	VA 22038	Postal mail

02/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MN 55125	Web

02/24/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90045	Web

02/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 40299	Web

02/23/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94610	Web

02/19/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94565	Web

02/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11050	Postal mail

02/17/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91364	Web

02/13/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 94533	Referral

02/13/2015	Yes	Debt collection Federal student loan	Disclosure verification of debt Not given enough info to verify debt	WA 98611	Phone

02/13/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98021	Web

02/11/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92103	Web

02/11/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WA 98498	Web

02/07/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08830	Web

02/06/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 31324	Web	Servicemember

02/05/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98133	Web

02/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92008	Web

02/03/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98104	Web

02/02/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11422	Web

01/31/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	CA 92113	Web	Servicemember

01/30/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32712	Web

01/29/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 93458	Web

01/28/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 94518	Web

01/28/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11553	Web

01/27/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 95136	Phone

01/26/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 79935	Web

01/26/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98406	Web	Servicemember

01/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AP 96672	Web	Servicemember

01/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44035	Web	Servicemember

01/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	TX 76012	Web

01/14/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98516	Web

01/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94533	Web

01/09/2015	Yes	Debt collection Mortgage	Communication tactics Frequent or repeated calls	NJ 07950	Phone

01/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WI 54817	Referral

01/03/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OR 97086	Web	Older American

01/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NC 28574	Web	Servicemember

01/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 90008	Web

12/30/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IL 60110	Web

12/24/2014	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	IL 60445	Web

12/23/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	IL 60445	Web

12/22/2014	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	WA 98038	Web

12/20/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NY 14132	Web

12/20/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NY 11756	Web

12/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	OR 97222	Web

12/19/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Seized/Attempted to seize property	CA 94517	Web

12/16/2014	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	WA 98133	Web	Older American

12/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 98531	Referral	Older American

12/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	FL 33166	Web

12/11/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98029	Web

12/09/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98115	Web

12/06/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WI 54304	Web

12/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 99163	Referral

12/03/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 98125	Phone

12/02/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	CA 94062	Web

12/02/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MO 63033	Web

12/01/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 12477	Web

11/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94565	Web

11/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 98310	Web	Servicemember

11/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MA 01462	Web	Older American

11/18/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WA 98660	Web	Servicemember

11/11/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	CA 91786	Web

11/06/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98223	Web

11/02/2014	Yes	Debt collection I do not know	False statements or representation Impersonated an attorney or official	TX 77014	Web	Older American

10/30/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 90035	Web

10/30/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10013	Web

10/30/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 92336	Web

10/27/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	DC 20013	Web

10/21/2014	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	MI 38104	Web	Older American

10/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98011	Web

10/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11554	Web

10/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 78665	Web	Servicemember

10/13/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 93514	Web	Older American, Servicemember

10/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07109	Web

10/03/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 90404	Web

10/01/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94609	Referral

09/29/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	NY 10306	Web

09/26/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 11216	Web

09/18/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CA 94804	Postal mail

09/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Indicated committed crime not paying	WA 98367	Web

09/16/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	RI 02816	Web

09/16/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	CA 91750	Phone

09/15/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94538	Web

09/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	GA 30067	Postal mail

09/15/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 94610	Web	Servicemember

09/11/2014	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt is not mine	TX 77701	Phone

09/09/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 95066	Web	Servicemember

09/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	VA 22546	Web

09/04/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WA 98007	Web	Servicemember

09/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	AZ 85079	Web

09/02/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OH 43359	Web

08/30/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	IL 60110	Web

08/26/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Impersonated an attorney or official	OH 44614	Web

08/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WI 54817	Referral

08/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44101	Web

08/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60083	Web

08/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NM 87068	Web

08/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NY 10553	Web

08/02/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	WA 98501	Web	Servicemember

08/01/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WA 98312	Web	Servicemember

07/30/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	SC 29325	Web	Servicemember

07/28/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 85142	Web

07/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NC 28540	Web

07/23/2014	Yes	Debt collection Mortgage	Improper contact or sharing of info Talked to a third party about my debt	GA 30080	Web

07/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92373	Web

07/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 95063	Web

07/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 43228	Web

07/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA 98632	Web

07/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94505	Web

07/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IL 60067	Web

07/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91304	Web

07/09/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 95127	Web

07/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	CA 94080	Phone

07/03/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 91775	Web

07/02/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98275	Phone

07/02/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NY 11580	Web

06/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 45805	Phone	Servicemember

06/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	NY 10463	Web

06/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48235	Referral

06/20/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	AL 35213	Web

06/18/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	SD 57301	Web

06/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	TX 75703	Web	Older American

06/13/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 08757	Web	Older American

06/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 78728	Web

06/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77064	Web

06/11/2014	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	WA 98042	Web

06/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98106	Referral

06/02/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 10013	Web

05/29/2014	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	KY 40601	Web

05/27/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	FL 32765	Referral

05/25/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	FL 32221	Web	Older American

05/23/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Impersonated an attorney or official	CA 92065	Web	Servicemember

05/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	IN 46205	Web	Servicemember

05/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OR 97006	Web

05/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MI 48912	Web

04/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 94804	Web

04/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07652	Referral

04/24/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 33064	Web

04/24/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 93307	Phone

04/21/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	AZ 85331	Web

04/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 98558	Web

04/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA 98020	Web

04/09/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98359	Web

04/08/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	CA 92124	Web

04/08/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	CA 94603	Phone

03/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98290	Web

03/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98290	Web

03/24/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 75052	Web

03/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	WA 98034	Web

03/20/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	FL 32119	Web	Older American, Servicemember

03/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WI 53208	Web

03/13/2014	Yes	Credit reporting	Incorrect information on credit report Account status	NC 28702	Web

03/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	CA 95127	Referral

03/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	FL 33442	Web

03/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98145	Web

03/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98270	Web

03/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 75074	Web

03/01/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	UT 84044	Referral

02/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92592	Web

02/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	IL 60438	Web

02/27/2014	Yes	Credit reporting	Incorrect information on credit report Account terms	CA 94587	Web	Servicemember

02/25/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 07866	Web

02/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98661	Referral

02/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 33324	Web

02/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 33544	Referral

02/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	FL 33015	Web

02/10/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11747	Phone

02/05/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	ND 58103	Postal mail

01/31/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	WA 98106	Web

01/30/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	NY 13032	Phone

01/23/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 13210	Web

01/21/2014	Yes	Bank account or service Other bank product/service	Account opening, closing, or management	UT 84046	Referral

01/17/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30076	Web

01/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94949	Web

01/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98632	Web	Servicemember

01/01/2014	Yes	Credit reporting	Incorrect information on credit report Account status	CA 94610	Web

12/31/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 30024	Web

12/27/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 40241	Web

12/27/2013	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	NV 89121	Web

12/04/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 92071	Web

12/03/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NC 28270	Web

12/01/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	AR 71611	Web	Servicemember

11/30/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 99336	Web

11/27/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78410	Postal mail	Older American

11/25/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued w/o proper notification of suit	WA 98685	Web

11/23/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OR 97223	Web

11/21/2013	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls		Phone

11/15/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	NC 27896	Web

11/15/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued w/o proper notification of suit	WA 98270	Web

11/13/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 95746	Web

11/12/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued w/o proper notification of suit	CA 94619	Phone	Older American

11/06/2013	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	PA 18058	Phone

11/04/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NY 11421	Phone

10/31/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WA 98338	Postal mail

10/27/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98375	Web

10/26/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11738	Web

10/22/2013	Yes	Debt collection Auto	Disclosure verification of debt Right to dispute notice not received	OR 97007	Web	Servicemember

10/18/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98387	Web	Servicemember

10/08/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA 98115	Web

10/08/2013	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 85017	Web

10/03/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CO 80916	Web	Servicemember

09/30/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 10977	Web

09/27/2013	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CA 93536	Web

09/27/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 98528	Web

09/21/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 12180	Web

09/20/2013	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	WA 98125	Web	Older American

09/19/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IL 60626	Web

09/12/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MT 59911	Web

09/12/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98109	Web

09/11/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 98204	Phone

09/09/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11961	Phone	Older American

09/05/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11354	Referral

09/05/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94086	Web

09/04/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 92101	Web	Servicemember

09/03/2013	Yes	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	CA 90018	Phone	Older American

08/19/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	TX 38109	Web

08/16/2013	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	CA 94706	Web

08/15/2013	Yes	Credit reporting	Incorrect information on credit report Reinserted previously deleted info	WA 98040	Web

07/17/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA 98683	Postal mail

07/16/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WA 98037	Web

07/15/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	VA 23692	Web