| 12/28/2021 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Older American |
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In XX/XX/XXXX2021 I received correspondence from Alliance Collection Agencies, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, WI XXXX about a medical debt they said I owed. Wrote back to them denying the debt, asked for verification. They responded within 30days.
I called them on XX/XX/XXXX, explained that I was unemployed due to a surgery and Covid, but I wanted to pay something on the bill to keep it from going on my credit. The representative XXXX explained that she understood and told me the balance of what they said I owed which was {$940.00} more than what they verified to me in our correspondence. I told her I had a different amount which was {$460.00}, at that time, and that I did not agree on any unverified amount and would need verification to agree to any amounts other than what I called about. ( They never sent verifications for the additional amount ). She then asked how much I wanted to pay, I told her again that I am unemployed and didn't have much but could pay {$50.00} at that time. She said she understood and that to just continue to pay what I could. I agreed then proceeded to give my debit card over the phone. Authorized the one-time payment and got the confirmation number ( XXXX ). I asked again how much I owed ; she then gave me the balance of {$410.00}. Never once did she say the payments that were owed to the original creditor were divided into different accounts and that the payments were not going towards the entire balance.
Subsequently, I paid them monthly via their website. Last payment being on XX/XX/XXXX confirmation In XX/XX/XXXX I received correspondence from Alliance Collection Agencies, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, WI XXXX about a medical debt they said I owed. Wrote back to them denying the debt, asked for verification. They responded within 30days.
I called them on XX/XX/XXXX, explained that I was unemployed due to a surgery and Covid, but I wanted to pay something on the bill to keep it from going on my credit. The representative XXXX explained that she understood and told me the balance of what they said I owed which was {$940.00} more than what they verified to me in our correspondence. I told her I had a different amount which was {$460.00}, at that time, and that I did not agree on any unverified amount and would need verification to agree to any amounts other than what I called about. ( They never sent verifications for the additional amount ). She then asked how much I wanted to pay, I told her again that I am unemployed and could only pay {$50.00} at that time. She stated she understood, and to just pay whatever I could afford. I gave her my debit card number, she charged it and came back with confirmation number ( XXXX ) Subsequently, I paid them monthly via their website. Last payment being on XX/XX/XXXX, weeks before they reported it to the credit bureaus for late payments stemming back to XXXX. Also, they reported to all 3 of the credit bureaus that I owed on 3 separate accounts which one of them was only {$1.00}, and illegal to report on according to law. The three accounts they reported are really one account and should have not been allowed by the credit bureau to report as such, Especially, the one for a {$1.00}, and the fact that I was paying regularly on the account.
On XX/XX/XXXX I contacted Alliance Collection Agencies to discuss why after paying them for the aforementioned debt they still reported falsely, and illegally to the credit bureaus. Representative XXXX responded by asking my name which I gave, then she proceeded to ask for my last 4 of my SS number. I responded with pardon me? She repeated and before I could answer, she just abruptly hung up. I called back thinking we may have been disconnected, but no answer and was sent to voicemail. I waited a while longer then tried back, sent to voicemail again. I feel unfairly treated, that they had no intentions of holding to their agreement, and that they just wanted money and to ruin my credit purposefully. Hence the {$1.00} debt reported to the bureaus.
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| 08/24/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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1. XXXX had visits with XXXX XXXX on XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX.
2. We were covered by a XXXX XXXX XXXX and XXXX XXXX told us they are not supposed to submit claims to XXXX XXXX XXXX ( even though they had done it for almost 18 months for us ).
3. Our XXXX XXXX XXXX told us we could submit the claim, but after about 100 days they told us only the provider could submit the claim. XXXX XXXX refused to do this and sent the bill to collections.
4. We received a bill dated XX/XX/XXXX from collections and paid it in full, {$730.00}, by check on XX/XX/XXXX.
5. We received a bill dated XX/XX/XXXX from collections and paid it in full, {$160.00} by check on XX/XX/XXXX.
6. XXXX contacted a friend at XXXX XXXX ( XXXX worked there for over 10 years ) and got the friend to agree to submit the bill to our XXXX XXXX XXXX saying she would only do it this once. This resulted in our XXXX XXXX XXXX paying what our coverage stipulated and having the collection agency refund us {$100.00} which I deposited on XX/XX/XXXX. At this point we thought we were done with this.
7. Last month, XX/XX/XXXX, we received a bill from XXXX XXXX charging us for the services on the three dates listed in point 1. I called up the billing office and told them their computers had made a mistake as we had already paid for these services through a collection agency. I was told we owed the money, they implied I was mistaken that I had paid it, and I should contact the collection agency to straighten anything out with them, but XXXX XXXX had not been paid and I owed the money.
8. I called the collection agency the same day. Their records showed I had paid the bills. They mailed me receipts. And they said it was odd that XXXX XXXX said we didnt pay the bills as XXXX XXXX has authorization to look into the collection agencys computer system to see if we had paid.
9. On XX/XX/XXXX XXXX called a friend at XXXX XXXX and explained the situation and asked them to look into the collection agencys system for the proof that we paid for the XX/XX/XXXX services.
10. On XX/XX/XXXX XXXX heard back from XXXX XXXX that the collection agency refunded us {$400.00} on XX/XX/XXXX. This did not happen, but it turns out it is consistent with the receipts we received from the collection agency. Unfortunately, XXXX had asked them to look up that we had made the payments we made and this question was not investigated.
11. At some point in XX/XX/XXXX XXXX XXXX sent this XXXX rehash of the XX/XX/XXXX charges to the wrong XXXX XXXX XXXX, one that wasnt covering us in XX/XX/XXXX. They denied the charges.
12. In XXXX we received a bill from XXXX XXXX for the same three XX/XX/XXXX services in the amount of {$1600.00}.
13. On XX/XX/XXXX XXXX received a voicemail from XXXX XXXX asking her to call them about a business issue. She called and was told she owed {$1600.00} and was then asked how she wanted to pay for it. She explained to the woman that we had already paid this through a collection agency. She was then passed to someone else. That woman told her it didnt matter that we had paid the collection agency, we owed the money, and if we wanted money refunded from when we paid last year we had to talk to the collection agency. XXXX XXXX is saying we have to pay them {$1600.00} for services we have already paid for and if we dont they will send it to collections. XXXX was in tears after this conversation and has been losing sleep since then. This is forcing her to change providers as we cant trust XXXX XXXX billing and are not certain if any payment for future services would be applied to the correct services.
14. On XX/XX/XXXX spoke with XXXX at Alliance Collection Agencies , Inc. to try to get them to correct their transactions. I was told that she could not change the transactions. I asked her if I showed proof if anyone at her agency could change the transactions so they would be correct and she said no.
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| 03/21/2023 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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The Fair Debt Collection Practices Act ( FDCPA ) prohibits debt collectors from placing repeated or continuous telephone calls or conversations to you with the intent to harass, oppress, or abuse you. Evidence of repeated violation of the FDCPA by Alliance Collections Agencies , Inc., XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, WI XXXX, from the following phone numbers & mailed correspondence below : 1. XX/XX/2023 @ XXXX Central : I received an Automated Voicemail from Alliance Collections Agencies saying : We have an important message from Alliance Collection Agency Inc . This is a debt collector. Please call XXXX. With no other information, account number, or phone number that the message was sent from for me to reference.
2. XX/XX/2023 @ XXXX Central : I received an Automated Voicemail from Alliance Collections Agencies saying : We have an important message from Alliance Collection Agencies Inc . This is a debt collector. Please call XXXX. With no other information, account number, or phone number that the message was sent from for me to reference.
3. XX/XX/2023 : This information from Alliance & XXXX confused me, as I have a XXXXXXXX XXXX. Both agencies are medical debt collection agencies. And based on the information I had at that point in time, it was unclear to me why two separate debt collectors AND XXXX XXXX were all contacting for the same & conflicting service dates/amounts. This was extremely confusing and taxing for me to resolve. When I tried to resolve with each of these companies I was met with hostile customer service agents ( XXXX XXXX ), violation of communication consent ( Alliance & XXXX ), and other violations of the FDCPA.
4. XX/XX/2023 @ XXXX Central : I called Alliance Collection Agencies , Inc. , requesting that they not contact me over the phone, only by mail. And that they send me the details to validate the debt. They agreed to stop contacting me over the phone and only via mail. Alliance told me they would send me more information to validate the debt.
5. XX/XX/2023 @ XXXX : I called Alliance Collection Agencies , Inc. , @ XXXX requesting for a 2nd time that they not contact me over the phone, only by mail. And that they send me the details to validate the debt. They agreed to stop contacting me over the phone and only via mail. Alliance told me that I could send them a letter requesting the information needed to validate the debt via email @ XXXX.
6. XX/XX/2023 @ XXXX Central : I emailed XXXX my request that they validate the debt ( Attached : Alliance Collections Agencies , Inc. - Official Response Letter - XX/XX/2023 ) 7. XX/XX/2023 : I received a mailed letter from Alliance Collections Agencies , Inc. XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, WI XXXX ( Attached : Alliance Collection Agencies Inc. - Mailed Letter - XX/XX/2023 ) : Providing information in an attempt to validate the debt based on my mailed request to them to do so. The letter includes 3 pages that all state : According to our records, you also requested our agency not to communicate with you about your account. This is false. I requested they not communicate with me over the Phone, but that they could send me information via Mail. I requested this on XX/XX/2023, and XX/XX/2023.
|
| 12/30/2015 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
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I have previously disputed these medical debt online with the credit reporting bureau 's and each time they continue to say the accounts are verified, but yet I never received anything and the debts would stay on my reports. Finally I sent Alliance Collection Agency a debt validation letter invoking my rights and utilizing the Texas XXXX XXXX. I specifically asked for XXXX XXXX info so that I know Alliance Collection is licensed to collect a debt in the state of Texas, I asked for some sort of a signed contact that authorizes Alliance Collection to collect this debt for the medical provider. I asked for a signed contact that was allegedly signed by me that I authorized the medical services. I asked for a number of things that I am entitled to under the Texas XXXX XXXX and I was ignored. When these debts originally happened years ago, I had an issue with identity theft and my brothers would take my personal ID and use it at their discretion. My brothers and I look a lot alike and that is why I find it absolutely important that I know these debts are mine and that I was not another victim of identity theft. I have had to deal with courts and police officers from the past because when my brothers would get in trouble, they would use my name and I would have to deal with it. Under Texas XXXX XXXX XXXX for debt validation I have had my rights as a Texas consumer violated and ignored. I sent Alliance Collection Agency a debt validation letter to confirm this debt is mine and they ignored my request. Under the current law,30 days should be enough time to validate such requests.And it has been well past the 30 day mark! I mailed the above named company I letter on XXXX/XXXX/15, they received and signed for the letter on XXXX/XXXX/15. They violated my request in 2 ways. 1, for ignoring my request, and 2, for continued attempt to collect on this debt by actively reporting to the XXXX major Credit Bureaus XXXX There is plenty of supporting case law to back this claim up, that actively reporting to the bureau 's is in deed a form of debt collection. I have not received any info from this collection agency to prove I owe this debt. I find it malicious, and I feel I have been taking advantage of by Alliance Collection Agency and I would like all accounts with Alliance Collection Agency removed and deleted from all XXXX credit bureau 's. I have uploaded supporting documents to help prove my case. In my supporting documents, you can see all the account numbers I referenced and that I needed debt validation.Thank you so much and I really hope the CFPB can see that alliance collection agency has taken advantage of my rights and the law. You are my last hope for resolving this matter and because of Alliance Collection Agency I have been in extreme anxiety and other forms of XXXX because of the grief they have caused me. I have tried so many times to handle this matter as an adult and take care of it responsibly but they have ignore my every request. Have a good day.
|
| 02/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
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Over the past month approximately, I have received several phone calls from a restricted/unknown number. Each time I answered the person calling would say they were calling regarding a personal business matter and needed me to verify my personal information.
Each time the call came in from a restricted number, I answered and I asked the caller to identify what company they were calling with or who was calling and when I asked this. They would not identify themselves, but said it was regarding a personal business matter and first needed to verify my personal information. Each time I informed them that I was not giving my personal information out over the phone unless they identified themselves. ( With 17 years working in the XXXX XXXX XXXX and knowing how scammers work, I was not giving my information to a caller who restricted their number and would not identify themselves. ) On XX/XX/2021, I received a notice from XXXX XXXX that my credit score had dropped 42 points -- that there were six new collection accounts placed on my credit report by Alliance Collections located at XXXX XXXX XXXX XXXXXXXX XXXX, XXXX, WI XXXX. I immediately called Alliance Collection Agency and spoke to XXXX.
I asked XXXX why they did not contact me by phone regarding this debt ( from XXXX XXXX XXXX in the amount of {$2200.00}. ) XXXX said they had called me eight times and that I refused to give them my information. I explained to her that I do not give out my personal information to callers who do not identify themselves especially when they are calling from a restricted number. I also asked her why six separate hits were put on my credit report and she said because that is how the accounts were sent over, even though they are all from the same party, XXXX XXXX XXXX. ( Because they listed it as six debts despite all being from XXXX XXXX XXXX, it had a huge negative effect on my credit score that I have worked so hard to rebuild after my divorce. ) I explained to XXXX that they called from a restricted number and then would not identify themselves, so I was not giving out my personal information or verifying it because I was afraid of identity theft/being scammed. I told her I would've gladly cooperated with them had they identified themselves because I'm currently making bi-weekly payments to another debt collector for medical bills I have incurred this past year -- all these medical bills are due to XXXX XXXX XXXX and XXXX XXXX XXXX and losing a large portion of my income due to Covid.
|
| 09/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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This company is reporting an account that is not mine. They have failed to proof that their is a legal binding or contractual obligation to pay this debt. Furthermore, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ) to protect my privacy and medical records from THIRD PARTIES. I do not recall giving permission to Alliance Collection, for them to release my medical information to a third party, I understand that HIPAA does allow for limited information about me but any details may only be revealed with the patients authorization, therefore I demand that you cease and desist your illegal reporting of this account and have it deleted from my report as soon as possible.
Here are the laws violated : 805. Communication in connection with debt collection ( a ) Communication with the consumer generally Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt -- ( 1 ) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after XXXX XXXX XXXX and before XXXX XXXX XXXX, local time at the consumer 's location ; ( 2 ) if the debt collector knows the consumer is represented by an attorney with respect to such debt and has knowledge of, or can readily ascertain, such attorney 's name and address, unless theattorney fails to respond within a reasonable period of time to a communication from the debt collector or unless the attorney consents to direct communication with the consumer ; or ( 3 ) at the consumer 's place of employment if the debt collector knows or has reason to know that the consumer 's employer prohibits the consumer from receiving such communication.
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| 02/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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I discovered a medical debt in the amount of {$23000.00} reported by Alliance Collection Agency, located XXXX XXXX XXXX XXXX XXXX, XXXX, WI XXXX being reported on XXXX credit reports. I disputed the debt as I had no knowledge of the account on XX/XX/XXXX. Additionally, I placed a phone call to Alliance and requested they validate the debt and provide me with original copies of the bills and providers. I did not ever receive any documentation from Alliance, and my future phone calls to them regarding this issue were sent to a voicemail box. I did not receive any calls back.
In XXXX of XXXX, I placed a call again, and was able to speak with a supervisor. I inquired about the debt and requested again, proof of the debt and originals. I received a copy of a bill from XXXX XXXX XXXX XXXX on XX/XX/XXXX.
The bill is not in my name, nor my address. The treatment records are for this person 's child, who is not my child. I immediately called Alliance again, to inquire about the errors and to ask for removal. They stated they had identified the problem and that someone would reach out to XXXX XXXX to for removal. They stated to call back in a few days to check the status. I did call back and was told that they had to confer with XXXX XXXX, I spoke with XXXX with XXXX XXXX billing who interrogated me regarding the debt even though the debt is in someone else 's name, ss #, a different city etc. This large collection account is causing me severe credit damage, furthermore the collection agency contends the debt belongs to me, even while none of my identifying information is within it.
Alliance Collection Agency is also reporting two accounts on my credit files which were discharged in a Chapter XXXX bankruptcy in XXXX. They will not remove the accounts despite having proof of the bankruptcy and discharges.
|
| 04/30/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I have been experiencing billing issues with XXXX XXXX XXXX in XXXX, WI since XXXX which resulted in many of my claims being sent to multiple collection agencies. I was on a negotiated payment plan with XXXX XXXX and making monthly payments. In XX/XX/XXXX they sent over {$3000.00} in medical claims off to multiple collection agencies without a phone call or letter. We are working with the XXXX and XXXX XXXX XXXX to get to the bottom of that problem. What I didn't realize before the claims were sent off to collections was there are several that were paid in full many months ago. To make matters worse, the alleged amounts due have been reported as negative on all three credit reporting agencies. Two claims were given to Alliance Collection Agencies. They were advised by telephone back in XXXX that I am disputing the debt. One claim was paid in full ( XXXX ) on XX/XX/XXXX but it still went to collections. The other claim ( XXXX ) needs verification because there are missing payments to XXXX XXXX that should have paid this is full last year. After reviewing my credit report I noticed a few issues that are very concerning to me. Alliance has not reported that this debt is being disputed. They also changed the open date from when it was previously reported by XXXX XXXX. If I am not mistaken I believe that they are re-aging my medical claims. Claim XXXX was originally reported as opened XX/XX/XXXX by XXXX XXXX on my XX/XX/XXXX credit report. Alliance reported the open date as XX/XX/XXXX on my XX/XX/XXXX credit report. Claim XXXX was originally reported as opened XX/XX/XXXX by XXXX XXXX XXXX on my XX/XX/XXXX credit report. Alliance reported the open date as XX/XX/XXXX on my XX/XX/XXXX credit report. Keep in mind this claim was paid in full long ago!
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| 03/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have written NUMEROUS LETTERS to alliance collections asking for validation of these debts they are claiming against me and all they have sent is a medical bill statement which by legal definition if NOT a legal validation of debt as anyone can make/manipulate that. They need to produce signed documentation with my signature showing that I signed for this debt. Second these are medical bills ( I am in no way stating or claiming these to be mine ) I have never signed and allowed for any of my medical information to be released. Alliance collection did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should these items not be deleted within 3 days of them receiving this complaint. I will seek every legal remedy available to me and file suit against alliance collections and the credit bureaus responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously. I have sued and won small claims cases of {$10000.00} each against the credit bureaus once and will do the same for EACH collection account alliance collections has on my credit reports seeking a total of over {$250000.00} if they do not remove these items immediately.
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| 12/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
Servicemember |
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I signed a contract as a condition of employment with a commercial trucking company. In the contract it states " Promise to Pay. By signing this agreement, you promise to repay to XXXX the value of the XXXX if you do not complete XXXX paid solo miles. You are responsible for repayment if you voluntarily terminate your employment or you fail to maintain your driving qualifications other than your physical qualifications '' I was terminated by the company after having a small accident. I did not voluntarily terminate and was still qualified to drive. I did not break the contract and was acting in good faith with the company. The company did not tell me at the time of my termination that they expected me to pay this money. They withheld a small portion of my last pay and this is how I found out about their intentions. I called the company 's HR department and they refused to discuss the issue of owing a debt and said that a collection agency would contact me. The collection agency that contacted me was sent XXXX registered letters explaining that I did not owe the money. I have contacted an attorney two times to receive guidance on this issue. The collection agency has called me six times after receiving the letters. My former employer does not have a right to seek this money by the nature of the wording in the contract. I wish to have this resolved without having to seek legal action in a court of law.
|
| 07/11/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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XX/XX/XXXX XXXX XXXX Hospital, XXXX XXXX XXXX XXXX XXXX, WI was dispatched to my home, where I had fallen. For which the total cost is now showing on my credit report as a delinquent amount of {$3000.00}. As recent as of XX/XX/XXXX and to remain till XX/XX/XXXX. Is now in the hands of Alliance Collection Agency. I would not have known this outstanding derogatory bill was on my credit report Except I began the process of buying a home. I have had XXXX XXXX since XX/XX/XXXX. Some how XXXX, XXXX XXXX Hospital deemed me responsible for the bill, for which I explain to them XXXX would take care of it. However it did not. On XX/XX/XXXX I contacted XXXX Supervisor XXXX XXXX XXXX ( XXXX ). He advised me to talk with XXXX in billing. Both had explained to me there was no longer a balance due and XXXX explaining that XXXX ( XXXX XXXX XXXX XXXX XXXX ) who assist in medical where XXXX does not, Had taken care of the balance, according to XXXX XXXX, this mater was handled on XX/XX/XXXX. I have also spoke with the Alliance Collection Agency and it seems as though the matter is getting worse. There are two other matters on My Credit Report as well for which I have satisfied but have not yet been deleted as resolved. However I am filing complaint one at a time, this one being the largest and most difficult. I hope I have included all that is needed for this matter to receive your attention. Please Help.
|
| 09/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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Served with papers without notifying me ahead of time in XX/XX/XXXX. And at that time it was all pending because I filed for community care and aspirus had sent me a letter saying that XXXX XXXX would pay 75 % of the bills that were at alliances collections I thought everything was taken care of and I was just waiting to find out what I was to pay after the 75 % was paid but never heard anything from alliance or aspirus then one day I 'm served with papers to go to court. So I called alliance to try to work things out they said I could n't pay less than XXXX a month I said I could pay XXXX a month because I do have other bills they said no I had to pay XXXX or go to court and every time I call them they are rude and uncaring, I recently called because I was explaining to them why I was short on the last payment and also explained that I am filing malpractice against the doctor who did XXXX on my XXXX which those are the bills that are at alliance collections, and right away the girl asked me where I was getting the money for an attorney I told her it was none of her business. And now today XX/XX/XXXX I spoke with XXXX explaining that I was going to refinance my mortgage and get extra money to pay this bill at alliance collections off then she proceeded to tell me several times I was behind on my payment by XXXX and that if it is not paid they would take me to court.
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| 03/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I was the victim of an accident and had to receive Medical Treatment on XX/XX/20. After I started receiving Medical Bills from XXXX XXXX XXXX I gave them all the proper Insurance information. I have a great insurance plan and have never had any issues having anything Medical get paid by my insurance provider. My insurance plan is a 2 card system, in that I have a Primary and Secondary Insurance. Anything is not picked up by the Primary Insurance is always picked up by the Secondary. When I gave XXXX XXXX my Insurance information, someone assumed that it is a Limited Benefit Plan, but it is NOT. IF they would have called for verification, the Secondary Insurance Provider would have told them. Since they flagged by Insurance Plan as a Limited Benefit Plan, the medical bills were never submitted to my secondary insurance for this bill. All other bills regarding this accident, including an ambulance ride, were paid without any issues. Because of the length of time that it took to get this figured out, the bill was submitted to a Collection Agency and now sits on my Credit Report. XXXX XXXX XXXX has taken this out of Collections ( and out of Bad Debt ), but Alliance Collection Agency is still reporting this as a collection on my Credit Report. I need this taken off ASAP, as it is negatively affecting me in a very big way.
|
| 09/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
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Web |
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I contacted Alliance collections about putting 8 collections on my credit for the same collection and how it was an unfair practice for them to use my doctor dates of services and the broken up bills that the hospital sent them for the grand total, when those dates of services and those bills were never sent to me like that in the first place. They wrote back to me telling me its basically legal for them to do that..and sent the list of the dates of service. Those billls were sent to my insurance and then sent to me. So i got them as a big bill. I know you ( Allaince ) got contracted to pay off one amount. Not all of the little amounts you are are trying to use as your bills to ruin my credit and make me pay faster. It only makes me want to contact a lawyer and see what i can do because i have proof that it was one bill from the hospital. being on XXXX, is hard getting by anyway, and when you do this to people to hurt them it is terrible and it is unethical i feel to ruin someone's credit when they are paying you just because you want them to pay quicker. I know I owe, it is not about that or the amount. It is about you putting 8 hits on my credit for one bill from the hospital. That is ridiculous. That is unfair and unethical practices.
|
| 01/07/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
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I used XXXX XXXX XXXX in XXXX, WI XXXX Therapy in XXXX XXXX, WI and paid my copays regularly. XXXX billed me incorrectly omitting copays which I sent proof of payments made on my credit card on XX/XX/2019. I requested XXXX 's XXXX Department to adjust the billing for any missing copays and I would pay the bill. I have not received any response from XXXX on that or any other correspondence I have sent them. I was able to account for {$50.00} of copays which I had not paid and paid them to XXXX on XX/XX/2019 but I sent the payments to XXXX XXXX XXXX XXXX in Maine. After I discovered this I called XXXX and told them of my error and asked them to adjust the account there and send the credit to the Billing Department for XXXX XXXX XXXX XXXX under which both XXXX XXXX and XXXX XXXX XXXX. XXXX refused and told me they were holding my {$50.00} as a credit against any future billings. XXXX turned a bill of {$25.00} over to Alliance Collection Agency in XXXX, WI. Alliance has sent me letters 5 times despite my telling them their client had received payment and sending them letters back indicating I did not owe XXXX and citing XXXX lack of response to my letters and legitimate request to straighten out the payment incorrectly sent.
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| 10/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
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Alliance Collection Agencies , Inc. sent a letter dated XX/XX/, indicating that I owe an amount of {$200.00}. I replied with a certified and returned receipt letter on XX/XX/, for Alliance to validate the debt, but never received a response.
Alliance sent a second letter dated XX/XX/ XXXX for the same amount of {$200.00} without response to the first letter dated XX/XX/ XXXX They completely ignored my request. Under the Fair Debt Collection Practices Act ( FDCPA ), I have the right to request a validation of the debt. This is a violation of the Fair Debt Collection Practice Act and validation is required by Federal and State law. I have attached both letters in this complaint with the certified receipt number.
In addition, I requested Alliance Collection Agencies to provide me with all of the information in both letters I sent. This is to provide me with the agreement and contract with my signature and validation of HIPAA with my signature. They ignored my request for the second time. I examined my credit report on XX/XX/XXXX and Alliance Collection Agencies reported inaccurate information to the credit bureaus ; XXXX, XXXX XXXX XXXX which is a violation of my rights.
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| 09/04/2016 |
Yes |
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I visited a clinic run by XXXX XXXX in XXXX XXXX. I paid in cash for a throat culture. At the time I was living in XXXX.
In XXXX XXXX I moved to the US and continued to use XXXX XXXX in XXXX for several things, paying in full with their online system.
In XXXX XXXX I was moved back to XXXX by my company. I called XXXX and ensured all bills were paid. Everything was ok.
In XXXX I received a bill for the visit in XXXX XXXX. I called to dispute it. In XXXX XXXX they turned it over to a collection agency. When I called this time they said they had been trying to collect since XXXX XXXX. When I proved further the lady on the phone said that the throat culture test I had did n't even cost this much and she would look into it. She never came back to me. I followed up in writing using their online system. They said they do n't have a record and as I did n't save the receipt ( from nearly 2 years ago ) I needed to pay.
I followed up again with them and the collection agency to discuss in XXXX. Neither had record of the bill.
Now in XXXX XXXX I am being contacted by another collection agency to pay this XXXX .
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| 04/09/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On my credit report, I have 2 medical bills that were reported to the collections account named " ALLIANCE COLLECTION AG ''. The 1st one was from original creditor " XXXX XXXX XXXX XXXX '' for the amount of {$360.00} ( opened XX/XX/XXXX ) and was sent to collections and reported on XX/XX/XXXX. The 2nd was from original creditor " XXXX XXXX XXXX '' for the amount of {$75.00} ( opened XX/XX/XXXX ), also sent to collections and reported on XX/XX/XXXX. After reviewing my credit report, I IMMEDIATELY took action and called Alliance Collection Agency to make full payment and resolve the collections. We had worked out a deal and agreed that they would remove them once paid, and they have failed to fulfill their side. I paid BOTH of the collection amounts in FULL within 48 hours. It is crucial to have these removed from my credit report because it is prohibiting me from getting funding. As I have fulfilled my part of the deal and fully paid off my accounts, I would like the collections immediately removed from my credit report, as they have failed to do so.
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| 11/20/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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Bill was sent to Mom in XXXX. It was an XXXX bill pertaining to a XXXX appt. for my Dad, who died in early XXXX. I called XXXX to see what action should be taken as my Mom doesn't have the money to pay this bill, and it was my father 's bill. They said my mother had to pay the bill. No payment plan was available. Apparently, XXXX then changed the address to my Mother 's name to send more bills.
I took the bill and paid it XXXX XXXX. This week Mom got another bill from XXXX 's collection agency, Alliance Collection Agencies , Inc. of XXXX WI.
This bill/letter is mostly in " bold '' print and threatening debt collection judgement against my XXXX year old Mom, and the bill was already paid! I called XXXX and they said they had recieved the check in XXXX, but it was sitting in an " ink '' account and did not get processed.
What is an " ink '' account? And why would they not process the check and send it to a collection agency, even though they have their money? This is a bad practice!
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| 03/31/2017 |
Yes |
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- Incorrect information on credit report
- Account terms
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Web |
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I have disputed this account with the credit bureaus on several occasions as well as disputed with Alliance. This company continues to report this unverifiable, inaccurate account on my reports. I requested debt validation in XX/XX/XXXX and XX/XX/2016, to no avail. This company did not send me any documents I requested that substantiated a summary of all account activities, including all payments made, copies of charge slips, invoices or any other documents proving my indebtedness, nor did they send me copies of all documents sent to me regarding this account, copies of any papers that show I agreed to pay what they say I owe them, as well as prove the statute of limitations has not expired on this account. See attached documentation. The documents sent to me from this company DO NOT VALIDATE THIS DEBT AS BELONGING TO ME. Since this third party collection company is unable to validate the debt, this item must be deleted from my report immediately.
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| 04/13/2015 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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My ex-wife has charges from ministry health care that she has not paid. These charges were incurred by her after our divorce was final. XXXX XXXX XXXX has not made any attempt to contact me or collect from me regarding her account. XXXX XXXX XXXX has put her account in collections with Alliance Debt Collectors. She still wo n't pay so Alliance has sent letters to me saying I owe this debt and they have reported it to the credit reporting agencies that I am a co-signor on her account and it is in collections. I have informed Alliance that it is not my debt and asked for verification. They sent a reply that does show my ex-wife owing this debt but not that I owe it. Last letter from Alliance is that they have been authorized to refer me to Attorney to be sued. A few days later a letter from Attorney XXXX XXXX XXXX arrived that he has been authorized to sue me unless I contact Alliance and pay.
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| 08/22/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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Alliance Collection Agency received a bill to collect on me, which was {$1500.00} at the time, from my dr. /hospital. and they contacted me and tried to get me to pay them an amount I couldn't afford. Instead, I pay a smaller amount every month to them. The bill they send me is for the full amount every month since. I was notified the other day that Alliance took the {$1500.00} bill and broke it up into 7 smaller bills and reported them all to my credit report with the same dates of service, in otherwords, the same bill they send me every month with the full amount. They are sending little bills to the reporting agency and a huge bill to me. How shady is that? Is this even legal? Why would they do this to me. I might not be paying the huge amount they wanted, but I am paying what I can each month. Why would they do this to someone just to ruin their credit? What can be done? Please help.
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| 09/27/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/2019, I sent the debt validation letter to the Alliance Collection Agencies , XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, WI XXXX along with the certified and return receipts regarding the account # XXXX, and balance {$350.00} as of XX/XX/2019. Not only that they failed to proof that it owns or has been assigned the debt by the original creditor or verification that I owe the debt and the amount of the debt within 30 days, they either sold or transferred the account to XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, MI XXXX on XX/XX/2019. They also assigned new account # XXXX. This is a violation of the collection practices act for a debt collector to refuse to send a validation notice and failed to respond to my verification letter. Also, this is debt collector malpractice to either sold or transferred the account to a new collection agency since the debt hasn't been adequately validated.
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| 12/05/2016 |
Yes |
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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I have been being garnished for a medical debt for the majority of this year. I have not had any issues with paying via garnishment as I could not afford the payment terms offered to me by the collection agency.
Between each round of garnishment I received in the mail, notification that the debt was not fufilled and to contact them regrarding extending the garnishment.
this last round ended XX/XX/XXXX., today XX/XX/2016 I received via the USPS a letter from circuit court stating there was another garnishment from this company for next 13 pay periods ( I owed XXXX ) total cost of this will be XXXX I told them I could pay today what is owed, however they made me pay the cost of the garnishement filing XXXX - This company purposely changed the way it communicated with me from past occurances to cost me an addtional amount of money. I do not believe this to be a fair or just practice
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| 07/24/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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To whom it may concern, The company Alliance Collect has attempted to collect a debt from me. This company has sent me documents trying to validate the debt and didnt send me my Hipaa release form, instead sent me a detailed description of what happened at the visit. This company should not have access to my PHI without my authorization.
I spoke to a gentleman named XXXX before sending them a validation letter. I was confused about our conversation and only took away owing {$480.00}. On XX/XX/2021, XXXX flagged my account giving this debt a new open date and late payment. Im more this frustrated with this company Alliance collect because I sent them a violation of my Hipaa rights letter demanding them to seize any action to collect this debt and to not report to the credit bureaus. They took it upon themselves to report this debt and not respond to my letter.
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| 08/17/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XX/XX/XXXX was my first dispute with the collection agency. I sent a letter XX/XX/XXXX requesting information that proves I owe the debt. I asked for documentation with my signature of the alleged debtor where I promised to pay the original creditor. I asked for a complete payment history on this account, copies of any papers that showed I agreed to pay what they alleged I owe.On XX/XX/XXXX they sent me a validation letter with a generic itemize bill with procedures and charges. They also stated saying that my name and address was correct and the debt belong to me. I sent another letter XX/XX/XXXX stating that they had fail providing me with satisfactory proof and information that I owe this debt. They could not prove I owe this debt and was asked to stop reporting to the credit bureau. I believe the documents that were sent to me is a Hippa violation.
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| 06/25/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I sent Alliance Collection Agency a certified letter on XX/XX/XXXX, that they signed for on XX/XX/XXXX, stating that the debt is disputed. On XX/XX/XXXX 30 days after they signed for the mail they did not have the account stating disputed on all 3 credit bureau 's. I requested validation bearing my signature stating that I am contractually obligated to pay Them. I stated to them, if they could not provide me with this information ( and they still have not ) within 30 days of receipt of this letter, they must request that all credit reporting agencies delete the entry as per FDCPA 807 [ 15 USC 1962e ]. I also sent a follow up letter on XX/XX/XXXX as of today XX/XX/XXXX they have not complied. These accounts were paid by workers compensation. It is there responsibility to validate debts before they purchase them, which they did not do.
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| 01/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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Alliance Collection Agencies placed a Collection account on my consumer report at all three major credit reporting companies on a report I pulled in XXXX of XXXX. Prior to this, I never received any communication from this company about the alleged debt. I do not have any type of relationship with the alleged debt collector. Allegedly this was for something from back in XXXX of XXXX. It is just now being reported to my credit report. This is a terrible situation, especially as I have no current balance with the alleged original creditor, let alone owing anything to a third party debt collector with whom no contract was ever made. It is crazy how a company can just put some totally false and negative information on your report causing a decrease in a score of 20 or more points for some money that is not even owed.
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| 04/29/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/2021, I requested a validation of debt and Hipaa authorization from Alliance collection agency to which they responded on XX/XX/2021 with a very detailed bill outlining ALL of my medical information. They did not provide me a HIPAA release with my signature authorizing XXXX XXXX Hospital to release my information to them. I contacted Alliance Collection Agency on XX/XX/2021 to ask if they had a copy of my HIPAA release, because it was not included in their correspondence on XX/XX/XXXX, to which they responded that they did not. The information that they did provide me with was a direct violation of my HIPAA rights. These items need to be removed from my credit report for violation. The amounts that they state I owe are, {$1500.00} and {$380.00}. Thank you for you help in resolving this matter
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| 09/25/2015 |
Yes |
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- Communication tactics
- Frequent or repeated calls
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Web |
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Alliance collection agency continuously contacts you multiple times per day from unavailable numbers. They also go so far as harassing you while at work even when a company does not allow for personal calls. I attempted to make a payment plan originally for medical expenses that I owed and they refused stating i had to at least pay half of what I owed ( approx {$1800.00} ) and even suggested that I take money out of my XXXX. I explained that I was a single parent with a child under XXXX years old and let them know what I could do for monthly payments. However, this was not good enough and they still tried to take me to court. This company harrasses people until they literally have nothing left financially and will do anything they can to ensure your family is left second to their demands.
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| 01/11/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I had multiple medical issues/visits that were immediate emergency situations, each resulting in high bills. I was told that the bills were under my fathers name and account and that they were going to him. However, they appeared on my credit report with 7 open accounts in collections, all of which I was never notified about or received written notice for. I took the initiative and set up an automatic monthly payment plan to pay it off each month until fully paid off, which has been in process now for the past 6 months. Although I was never notified and was given the wrong information, I wanted to make sure that it is being taken care of and paid off. I have attached screenshots of the open accounts in collections. I have 100 % payment history.
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| 05/26/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Account number XXXX {$1600.00} HIPAA VIOLATION XX/XX/XXXX - received collection letter, including a statement from the hospital XX/XX/XXXX - sent a validation letter to collection agency XX/XX/XXXX - received another letter from collection agency, including an account summary, listing visit details ( HIPAA violation ) XX/XX/XXXX - sent letter stating HIPAA violation and requested that this debt is removed from my credit report.
XX/XX/XXXX - debts were updated on my XXXX report Account number XXXX {$170.00} DID NOT VALIDATE DEBT XX/XX/XXXX - received collection letter, including a statement from the hospital XX/XX/XXXX - sent a validation letter to collection agency XX/XX/XXXX - debts were updated on my XXXX report
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| 05/26/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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The company Alliance Collection has attempted to collect a XXXX debt from me, that is not mines! I would NEVER consent to any outside company access to any of my personal medical information, without my authorization. This company has sent me copies of medical statements and procedures, trying to validate a debt without a signed release form. The HIPPA Privacy Rule clearly states this as a violation of my rights.
As of today, XXXX I have sent over more than 6 certified letters to Alliance, requesting written validation and a XXXX release form. On top of that, today at XXXX Alliance had the audacity to actually call my phone, attempting to collect. Thus again ignoring my request for written replies only.
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| 04/26/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Since XXXX i have called XXXX XXXX to get this resolved by explained to them that this person : XXXX XXXX XXXX is not related to me. They told me that they were going to place my account on hold and no longer send me bills nor send me to collections. They did send me to collections and now I have this on my record I would like to get this taken care of because this is not my debt and is fraud.
I have Called 4 times and been told the same thing they went to their lead and said that everything was taken care of and that I should have nothing to worry about. This is not okay I'm very upset. I've been trying to work on my credit and this is just bring it down even more. I want to know what else I can do.
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| 12/08/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have disputed the validity of this medical bill on XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX and in XXXX directly with Alliance. I have also disputed with all the credit bureaus. Alliance have failed to provide me with physical evidence bearing my signature as requested. They only provided me with a generic bill not an original statement from the creditor. I have not contract with Alliance agreeing to pay them but yet they have ignored my numerous request to provide me proof. They mailed me a verification letter of my name and address which is not what I requested. I would like them to remove this account from my credit reports as this is causing damage for me to obtain credit.
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| 02/10/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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Sent validation of debt letter by XXXX overnight in late XX/XX/XXXX, never received response within the legally required 30 day window by FDCRA. Validates account as valid with every dispute with evidence that they have violated the law. State account opened by them in XX/XX/XXXX but failed to ever contact me, didnt list on my credit until XX/XX/XXXX and update the balance every 7 days, re-aging the debt. This is a medical collection I have no knowledge or proof of and Alliance is reporting varying amounts/multiple accounts on my credit. Successfully disputed and got removed 3/4 of them on XXXX, 4/4 on XXXX and none of the 4 on XXXX. Demand this company delete from my credit file.
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| 05/24/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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Allianceco Is reporting the exact same account two times on each of my credit reports this as we all know is a violation of the FCRA and is also a {$500.00} violation each time inaccurate information is purposefully reported to a credit bureau - This mistake has been pointed out to Allianceco multiple times in writing and they still are reporting this account more than one time to each of the three major credit bureaus - I will not hesitate to attempt to collect the compensation money due to the FCRA violations if the mistakes are not corrected. The accounts are XXXX XXXX Clinic and the same XXXX XXXX clinic the account numbers have not been provided to me upon request.
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| 11/05/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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The company had incorrect contact information for me. wrong address and contact number. I never had my initial window of notification of this debt. when I reached out to them due to running my credit is how I found out this debt existed. They were vague, the amount was XXXX dollars as the amount I had paid already to XXXX they also added that I owe another XXXX dollars now the total is XXXX dollars. When told I should know that I owe this debt to XXXX I told them I already paid several amounts to XXXX. They continued to tell me that it could be the same amount to another provider for the same date. This is not enough to prove that I owe this debt.
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| 04/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I sent Alliance Collections a letter dated XX/XX/22 to request verification of debt and HIPAA authorization. I requested the following : - Copy of my signature with XXXX XXXX to release my medical records. - Full documentation of what they received from XXXX XXXX in connection with the alleged debt. Alliance collections sent me an itemized statement and account summary that was created by them. The invoice is spelling out a specific treatment that was allegedly given, and although I am not claiming this debt, that is a HIPAA violation. I never received any type of verifiable proof of this debt or a consent form giving my HIPAA authorization.
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| 02/07/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I reached out to Alliance Collection Agencies by mail asking them to verify a debt that was reported on my credit report. They have yet to validate the debt properly, with competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay them. The amount of the debt is XXXX I sent them letters on XX/XX/2019 and on XX/XX/2019 asking them to send me documents bearing my signature. they haven't verified the debt properly. The Fair Debt Collection Practices Act states if you can not validate the debt, you must request that all credit reporting agencies delete the entry.
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| 06/13/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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Alliance continues to harass by sending letters after letters without providing what is needed. I have requested many times to provide me with what is the logical under the Fair Debt Collection Practices Act ( FDCPA ). As per section 609, I am entitled to see the source of the information, which is the original contract that contains my signature. They continue to ignore the request. As of today, my credit bureaus are showing this company violating the Fair Debt Collection Practices Act. I requested validation of the debt and instead, they send the information to the collection agencies ( XXXX, XXXX & XXXX ).
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| 01/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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Upon obtaining my credit report I notice a derogatory collection account listed without my knowledge or permission to do so, which is an Impermissible Purpose to access my personal information without my consent. I've never contracted with this Alliance Collection Agency and do not wish to do any business with them. After gathering all of their information from my credit report I drafted a validation letter to get a certified copy of the original contract that was signed by me to agree to do any commerce with Alliance Collection Agency. To date NO valid contract or proof of obligation was sent to my address.
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| 02/27/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Lack of upfront and honest communication in how to resolve any medical collection issues. Consumers are not being told that they might have various options in order to prevent any credit bureau reporting, that is negative to a consumer. After making several payments on this collection account, over several months this happens. I am reported to all 3 credit bureaus. After calling the collection agency about this they stated that I never asked about this specific situation. I want to know why they are not telling consumers first off any and all available options to resolve any collection issues!
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| 07/16/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Older American |
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Alliance Collections is attempting to collect a debt that I had already paid. I had a medical bill that was unpaid because XXXX XXXX was sending it to the wrong address. When I found out about the bill, I contacted Advocate and paid it. Despite this being paid, Alliance Collections is calling me several times a day trying to collect.
The contact information for Alliance Collections is as follows : Alliance Collection Agencies , Inc .
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WI XXXX Collections Department - ( XXXX ) XXXX General Information - ( XXXX ) XXXX
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| 06/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
Servicemember |
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I was looking into my credit report and I noticed that Alliance Collection Agencies had reported information in my credit report which violates FCRA AND FDCPA. I sent certified letters to them to verified the accounts with not success. Instead they decided to report it to the all of the credit bureaus XXXX, XXXX & XXXX XXXX. Since they violated the FCRA & FDCPA I am forced to file a suit for not complying with my request. This account is NOT VERIFIED and I had enough of their negligence. Attached you will find the letter was sent to them on XX/XX/2021.
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| 02/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Alliance Collections, of XXXX, Wisconsin, ( XXXX ) XXXX, keeps on calling me. I don't want them to call me. I paid my bill in full at XXXX XXXX. The last payment was on XX/XX/2022, which brought my balance to {$0.00} due. However, Alliance Collections continues to repeatedly call me - even today on XXXX, which is some sort of harassment. I spoke with the representative at Alliance Collections today, and I asked them to stop calling me. I told the representative that my balance at XXXX XXXX was {$0.00}. I want Alliance Collections to stop harassing me.
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| 02/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
Servicemember |
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On XX/XX/2022, I sent a letter to Alliance Collection Agencies, to validate the account. I requested o send me the agreement and contract with my signature on it. In addition, I requested to provide me with the XXXX with my signature on it. Instead, they keep calling me every day XXXX a day. They also don't inform me who is calling me. I need them to stop calling me. I have sent many letters to them to provide me with accurate information and they continue to ignore it. Today XX/XX/2022, they called me XXXX times. These phone calls have to stop.
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| 05/12/2015 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I need some help, I have had insurance my whole life, a collection agency has been calling named Alliance Collection. I advised this agency XXXX months ago if my insurance was ran they would have paid it. I took it upon my self after this agency reported this to my credit to call my insurance company finding out this was never submitted for payment at the doctors office which everyone was advised I had insurance and provided the card and proof. The insurance company is now also getting involved. The collector was very rude also.
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| 08/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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i have sent several validation requests to Alliance collections asking for information obtained from the original creditor including the original contract and the contract showing that they were assigned this debt and have legal authority to collect and the only response i have gotten was a print out from there computer.Per the XXXX opinion letter put out by the FTC this does not satisfy requirements under the the FTC and FDCPA and is consider unfair debt collection practices.
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| 04/10/2015 |
Yes |
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- False statements or representation
- Attempted to collect wrong amount
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|
Web |
Older American |
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Company contacted me in mid XXXX. They implied that I had XXXX days before they would notify the credit rating bureaus. I explained that I was still disputing the medical bill with the hospital.
I called to pay off the amount in full on XXXX XXXX 2015. They then informed me that they had notified the credit bureaus on XXXX XXXX. This tactic caused my credit rating to drop XXXX points, even though the amount was fully paid off within the implied XXXX day period.
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| 08/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
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Web |
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Alliance Collections Agencies Inc. is improperly and illegally reporting a medical collections debt that has been paid completely to XXXX XXXX XXXX XXXX.
Alliance is violating HIPPA laws and the FCRA by falsely reporting a fully paid debt.
Additionally, when Alliance contacted me via mail, I asked for them to turn the debt back to XXXX XXXX XXXX XXXX. They refused to acknowledge my letter and did not reply or listen to my request.
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| 10/09/2016 |
Yes |
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- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I had no knowledge of this debt. This debt is held in another person 's name-an ex-husband. I did not receive any letters or notification of this debt. I did not receive any information to verify this debt-was this debt acquired before or after our marriage. This debt is a medical debt in another person 's name that is listed on my credit report-this is a HIPPA violation. I want this debt removed from my credit report.
|
| 06/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I FILED A DISPUTE WITH THE CREDIT REPORTING AGENCIES IN REGARDS TO INACCURATE INFORMATION REPORTING TO MY CREDIT REPORTS. I NEVER RECEIVED ANY NOTIFICATIONS IN REGARDS TO THE INVESTIGATION RESULTS. IT HAS NOW BEEN 30 DAYS I FILED A 30 DAY DEMAND TO COMPLY WITH THE CREDIT BUREAUS AND STILL HAVE YET TO RECEIVE A RESPONDS. HOSPITAL BILLS ARE BEING REPORTED WHICH IS VIOLATION OF THE U.S. CONSUMERS REPORTING AGREEMENT.
|
| 05/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In XX/XX/2021, I sent Alliance Collection Agencies a validation of debt letter for them to verify a debt they were reporting on my credit report. In XX/XX/2021, they sent me an itemized statement for my account. In this statement they included medical procedures, medical codes, and descriptions of procedures that was done. This is a direct HIPPA violation and I totally feel violated.
|
| 07/19/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
They first reported it to the credit bureaus. Then I received notice of this debt. I replied back that I have no knowledge of this debt. My XXXX account has a XXXX balance. This is the third request for them to remove it from my credit file and send proof of debt. They have done neither. If they cant provide me with proof of debt it needs to be removed from my credit file.
|
| 11/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They call from a blocked number. I dont answer because I dont know who it is. I changed my number and they somehow get my new number. I feel like theyre doing something illegal by getting secretly getting my new number. I also read that its unlawful for them to call my cellphone. They also say my name wrong so technically they have the wrong person.
|
| 10/15/2019 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
1. They kept calling, leaving messages without identifying who they were and why they were calling. 2 They contacted people outside my home. 3. They threaten to take other actions if I didnt call back. 4. I returned the call and got the name of the company and realized it was a collection agency, Alliance collection Agencies in WI.
|
| 12/07/2016 |
Yes |
|
- False statements or representation
- Indicated committed crime not paying
|
|
Web |
|
|
XXXX I WAS BILLED BY XXXX FOR THOUSANDS OF DOLLARS OF MEDICAL SERVICE. I PAID XXXX BY CONSENTING TO REMOVING A MONTHLY AMOUNT OUT OF MY CHECKING ACCOUNT. I CALLED XXXX IN BILLING AT XXXX AND I AM MADE SURE MY ACCOUNT WAS PAID IN FULL ON THE LAST PAYMENT YESTERDAY I GOT A COLLECTION AGENCY STATING I OWED {$59.00}.
|
| 06/27/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
I had an old medical bill that has been paid directly to the original creditor. This debt is still showing on my credit report even after disputing it, and showing proof of payment. I would like you to investigate this or else I will sue the credit reporting agencies for Libel.
|
| 02/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Alliance Collection AG {$320.00} XX/XX/XXXX Alliance Collection AG {$83.00} XX/XX/XXXX Alliance Collection AG {$430.00} XX/XX/XXXX Alliance Collection AG {$160.00} XX/XX/XXXX Alliance Collection is reporting on my credit as a debt. I have not done business with Alliance.
|
| 04/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
1 of 1 Credit Credit Monitoring Alert Negative Account Change Creditor ALLIANCE COLLECTION AG XXXX XXXX ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXX XXXX XXXX, WI XXXX company never sent me anything at all just states i have debt straight to credit angencies.
|
| 03/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Repeatedly attempted to have validation by certified request, but never got a response.
Then without notice placed a collection on my credit report.
I would never sign a release of my medical records ( HIPPA ) therefore they never could validate the alleged debt.
|
| 01/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is not my medical bill, this is my ex wife and which she is not even on my insurance. This needs to be removed off of my credit credit file and collections need to stop. How can I be responsible for someone else debt. Please help I have disputed this also.
|
| 12/01/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I gave alliance collection a letter on XXXX XXXX, 2015 and gave them 30 days to prove all the debts were valid and mine. They failed to meet this request. Thus I 'm asking that all my negative marks be removed from my credit bureaus immediately.
|
| 01/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
On XX/XX/2021 alliance debt collection agency called me and multiple members of my family stating there was a pending court case against my wife leaving voicemails about people coming to our house to find my wife
|
| 04/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Alliance Collections has not provided me proof of validation for the accounts listed below : Account # XXXX for {$680.00} Account # XXXX for {$250.00} Account # XXXX for {$220.00}
|
| 09/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I recieved a phone call from alliance collections after they were told previously not to call my cell phone, they also used an auto dialer which is illegal in wisconsin
|
| 06/09/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have asked them to stop calling that I am paying what I can and when I can. They keep calling sometimes 2-3x/day and other once or twice/week.
|
| 03/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I found a collection in my report, which no one told me would be included in my credit. I wasn't notified and I don't know where it came from.
|
| 08/15/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
Alliance Collection Agencies Inc. is attempting to collect on a debt that I do not owe from a company I have never heard of.
|
| 09/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have XXXX XXXX that would have covered my medical so these charges are not mine
|
| 06/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 04/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 04/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 08/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 06/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/08/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
|
| 01/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 12/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/09/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Phone |
|
|
|
| 11/25/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
|
| 09/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/26/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
|
| 02/09/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
Servicemember |
|
|
| 11/13/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 08/29/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 08/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Phone |
|
|
|
| 05/22/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 05/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 04/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 04/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/28/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/08/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/08/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 06/04/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 04/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 03/31/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 03/31/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 03/31/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 03/30/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 03/30/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 03/18/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 12/19/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 10/19/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 09/10/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/10/2016 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Phone |
Older American, Servicemember |
|
|
| 02/06/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/12/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 10/19/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/13/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
|
| 03/19/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/12/2015 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 02/11/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/08/2015 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 02/02/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/28/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/09/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 04/11/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/07/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/28/2014 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 02/09/2014 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 01/07/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 12/21/2013 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 12/17/2013 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Fax |
|
|
|
| 10/22/2013 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
|
|
|
| 07/16/2013 |
Yes |
|
- Communication tactics
- Threatened to take legal action
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Servicemember |
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