Allgate Financial, LLC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
05/04/2017 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • GA
  • 30329
Web
I checked the boxes, but the fraud is not as the boxes specify. The CFPB took action against XXXX XXXX XXXX for filing false lawsuits, liens, etc. I was the victim of a number of the false liens. The liens were recorded against real property and they went out of business without releasing them. I go to sell the property and the escrow company withholds {$15000.00} to pay XXXX liens- XXXX for {$2800.00} ( Equable Ascent Financial as Assignee for XXXX XXXX on a XXXX account ) and {$4400.00} XXXX XXXX XXXX XXXX XXXX . I tried to contact XXXX XXXX for proof of the underlying loans. They refused to produce any proof. They were rude. They then submitted a " payoff '' without my knowledge claiming they changed the account numbers and the new amount owed was {$4400.00} they never sent me the letter or proof of the underlying credit card debt or verified if the judgment was valid. They collected the money. The law firm of XXXX XXXX XXXX never obtained the satisfaction of judgment before giving the money. The Equable Ascent Financial LLC went out of business in XXXX or so. No one was assigned the lien and I was given the run around by a guy named XXXX XXXX of All Gate Financial LLC in XXXX . First, he said the judgment was sold before Equable Ascent Finacial LLC went under. He said it was sold XXXX . XXXX then said they did not own it and to check with XXXX XXXX . XXXX XXXX did not own the judgment and said XXXX XXXX owned the judgment. XXXX did not have legal ownership. I never had any XXXX account. Then the trail ran cold back in XXXX XXXX . Apparently, without my knowledge, the same law firm of XXXX contacted All Gate and this time, All Gate gave some unsupported claims that it held the books for Equable Ascent Financia l an d was claiming the money for Equable Ascent Litigation Trust a nd that All Gate was the Trustee. They collected the {$2800.00}. The problem is that in a letter to me, XXXX XXXX , CEO said that the judgment had bee n discharged by Equable Ascent Finacial and they have no legal interest in the judgment. Despite receiving the money under false pretenses, XXXX XXXX refused to produce proof of ownership of any judgment by assignment refused to even say what account was involved. I later found out that they took the money saying " he would find a home for it. '' He then tried to say it was applied to some other account. The judgment was for an alleged XXXX XXXX XXXX account, that is the name of the Plaintiff in the lawsuit. XXXX sent a note that clearly claimed the money was being taken for a XXXX XXXX XXXX account and not the named Plaintiff on the judgment. At the same time that Equable Ascent Financial thr ough XXXX XXXX XXXX was filing claims in XXXX County Georgia, the only county t hat I lived in for this XXXX account, XXXX & E quable Ascent were filing these XXXX XXXX XXXX accounts in XXXX County and obtained default judgment and garnished my wages. Please investigate what should happen to all the people affected by the phony XXXX judgments and liens. Please investigate All Gate Financial LLC and XXXX XXXX making false claims to collect on debts for a company that went out of business and for which he has failed and refused to produce truth that the account or judgment was ever assigned to the new company Equable Asce nt Trust. There is nothing in any court record showing an assignment of judgment or claims.
09/03/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 483XX
Web Older American
My name is XXXX XXXX. I am submitting this complaint because a collection company ( JH Portfolio Debt Equities ) ( the " Collection Company '' ) continues to pressure me to pay the credit card debt of my late husband ( XXXX XXXX ) who passed away in XXXX of XXXX. XXXX entered into a credit card agreement with XXXX XXXX, solely in XXXX 's name, of which I had not agreed in any manner to be bound by. Indeed, I was not even aware of the existence of the credit card until after my husband 's death. While I was named as an authorized user of the account ( I am not sure how this was set up, as I was not aware of, or in possession of the card ), I was not a joint account holder, and did not agree to be bound by the account terms. I have made the above facts clear to the XXXX XXXX on several occasions and have asked the XXXX XXXX to provide evidence of my consent to be bound by the account terms. I have also attempted to explain to the XXXX XXXX that Michigan ( where my family has lived my entire life ) is not a community property state and therefore a surviving spouse is not responsible for credit card debt held only in the name of the deceased spouse. The XXXX XXXX has not offered any evidence that I agreed to be bound by the account terms or that I am a joint account holder. It seems to be relying on my apparent status as an authorized user to support its claims, and instead has filed multiple complaints against me with the court, has accused me ( in XXXX hearing in court ) of " having no respect for the law '' has surprised me at the door of my home with threatening process servers, and has bullied me with threatening communications. XXXX of the aforementioned complaints was filed in XXXX and a second was filed in XXXX. The XXXX complaint was dismissed without prejudice. The XXXX complaint is pending. Given my age and health status, these complaints, and the attendant court appearances that are required to respond to motions, arbitrations, and other hearings, as well as the related stressful interactions with the XXXX XXXX, have a significant negative impact on my physical and mental health. I therefore urge the XXXX to intervene and stop these unlawful, aggressive, abusive, and unjustified activities by JH Portfolio Debt Equities. I also request guidance from XXXX on how I can file a counterclaim for the harm caused by this Collection Company.
02/17/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • TX
  • 756XX
Web
JH PORTFOLIO DEBT EQUITY has been reporting derogatory remarks to the three credit bureaus for about four years. While this is apparently an old disputed debt from XXXX, I was never notified by JH PORTFOLIO DEBT EQUITY nor have I ever sign a contract with them regarding the dispute with XXXX. XXXX would call harassing me and calling me names when I lost my job and became sick. As many times as I begged over the phone and in writing, I was refused the right to a payment plan which was guaranteed by federal law. When I disputed the bill thru the FTC, XXXX removed the derogatory remarks from my credit history. However, the derogatory remarks started appearing under JH PORTFOLIO DEBT EQUITY. Under the Fair Credit Reporting Act, is it legal for a creditor to refuse to work with a person who falls due to indigent circumstances? Is it legal for a Debt Collection entity to assume reporting of derogatory remarks while never notifying the debtor of the alleged debt? Is it legal for for a Debt Collection entity to fail to follow requirements of the Fair Credit Reporting Act by notifying the debtor? What is the protection for debtors who fall prey to Debt Collection entities such as JH PORTFOLIO DEBT EQUITY who collaborate with creditors who have already violated the Fair Credit Reporting Act to continue ruin someone's credit after eight years? I have continued to dispute this with the Credit Reporting Agencies. However, they continue to update as a valid date. How can the credit reporting agencies take the side of the creditor when there is a he said-she said scenerio?
10/09/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • TX
  • XXXXX
Web
I was able to check my credit report today and see that this company JH Portfolio is reporting information inaccurately on my report. As you can see with the attachment below this company has purchased A debt from world finance. Showing the last activity date on the account to be in XXXX. This was A fraud account that I did not authorize and when I spoke with world finance in regards to this they informed the last activity date for the account was XX/XX/XXXX which means the account should not be showing on my credit report after the 7 years. I reached out to this company by mail and have not heard anything back. When I spoke with world finance today ( XX/XX/XXXX ) I was informed to contact A corporate number which I did and left A message but no actual person to speak to. I would like the misinformation completely removed from my credit report as it is illegal to report inaccurate information. If needed I can provide A copy of my credit showing the dates that this company has been actively reporting. I also asked that this company provide me with debt validation. This should show my signature and DL agreeing to such debt and also the date of the transaction will reflect that it was not the reporting dates that this company is reporting. After seven years in Texas it is illegal to report such accounts and it is illegal to report inaccurate information. World finance informed me that the company may be reporting the day that they bought the account. Which is also illegal because they aren't reporting accurate information.
05/28/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OH
  • 43230
Web
XXXX XXXX DEBT EQUITIES # XXXXTo Whom It May Concern, The reason for my dispute is XXXX XXXX XXXX XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports , in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, XXXX XXXX XXXX XXXX failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of date and Mini-Mirandi under Section807 ( 1 ) JH PORTFOLIO DEBT EQUITIES failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation JH PORTFOLIO DEBT EQUITIES is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or co-debtors. FDCPA I fail to see where JH PORTFOLIO DEBT EQUITIES is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report. XXXX XXXX XXXX XXXX has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
08/09/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Unable to get your credit report or credit score
  • Other problem getting your report or credit score
  • FL
  • 33177
Web
All Consumers are affected negatively when generating credit scores when an installment loan is closed. The Credit Bureaus ( all of them ) drop the accounts time as active which affects the credit time frame. This shortens the average time frame accounts are opened thereby dropping consumers that have paid on time or paid off accounts scores by 10 - 20 pts depending on the age of other Open and Active Credit Accounts. This does not paint a true picture of the Consumer 's Credit Worthiness. Those accounts should not affect the consumer 's credit negatively. In fact once paid what should happen is the credit score should take in the time since opened and treat it as a -0- balance Pd. instead of providing a negative status for installment loan or mortgage that was closed due to payment. This action by all 3 credit bureaus in the scoring calculation in negatively affecting the consumers. This should be corrected immediately. All Consumers are being affected negatively and no one does anything about it. XXXX, XXXX, XXXX and the Creditors that report seem to want consumers to keep their debt and when they pay off they penalize the consumer by retracting /erasing the accounts open time frame so as to shorten their credit history. .This is a scam on behalf of the CRAs, and Creditors to negatively affect consumers for paying off their debt on time.
04/26/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 31721
Web
On XX/XX/2017, this debt for {$390.00} appeared on my credit report. I have no knowledge of this debt. I am requesting a signed confirmation with my signature that I opened this account. Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting on my credit report. Please don't respond to my request by saying that this account has been verified. Send me copies of the documents that you have in your files that were used to verify this account. If you do not have any documentation in your files to verify the accuracy of this disputed account then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness. Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for the account listed within 15 days of receipt of this then you must remove the account from my credit report.
06/23/2021 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 93309
Web
I have received repeated phonecalls for 3 years from a company which is obviously the same company, but uses a different name each time they call. They are attempting to collect a credit account which XXXX placed for collections almost 10 years ago. It's well outside the statute of limitations for lawsuits. They use threatening language ( lawsuits ), abusive language, they've called my mother, they leave threatening automated voicemails, and they claim to know nothing about previous contacts every time they call me. Today they named themselves as " XXXX XXXX XXXX Department '' with a call-back number of XXXX. They always call from either a spoofed number or a private number. They will not disclose the legal name of their company, they do not disclose any mailing address or account numbers, and they refuse to remove my numbers ( personal, work, parents house, etc ) from their systems despite repeated demands to do so. I have attached various correspondence I have seen to every agency I was able to locate which may be associated with the debt, as well as the one reply I received from XXXX, and several example voicemails I have received.
11/01/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 129XX
Web
There was a collection on my credit report through another credit collection company, which I disputed and it was then removed only to be bought by another collection company called XXXX XXXX XXXX. I have requested the original credit application with my signature and any other information that would allow me to verify the debt is mine. Furthermore, the previous company told me it was a XXXXXXXX XXXX XXXX through XXXX XXXX, I do have a XXXXXXXX XXXX with XXXX but it is in good standing and paid every month. Also, according to the letter sent by XXXX XXXX XXXX this debt is almost 6 years old. Isnt the statute 3 years in NY state? I would like for this to be removed from my credit report as it is not my debt and I have not received anything verifying its my debt. I also went through all my debt two years ago and paid everything that was showing as a collection or negative account so I dont understand how this can surly show up out of no where. I have attached the letter that was sent to me from XXXX and I sent back on XX/XX/XXXX with no reply.
03/28/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • VA
  • 23322
Web
I have lived outside of XXXX New Jersey for the last 5 years. I happened to receive a forwarded communication via mail at the end of XXXX. I contacted XXXX XXXX XXXX XXXX XXXX XXXX XXXX as soon as I received the communication. I spoke to one of their associates and they asked me to email proof of address to XXXX which I did right away. I followed up with a call in XX/XX/2022. The representative was not very informative or friendly but assured me that the file was being closed. I asked for a supervisor and he placed me on a one hour hold and nobody came to the line. Upon checking the court records, the case has been defaulted and nobody is answering at this firm. I have reached out to them multiple times. They have file a suit out of jurisdiction and confirmed to me on the initial and secondary contact that they were fixing this issue and closing the account back to the issue for out of state to the creditor. Again, this has not happened and it is impacting me. Again, I do not live in the state of NJ and I have submitted proof.
01/15/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • VA
  • 231XX
Web
XXXX XXXX XXXX. has made a fraudulent claim on behalf of JH Liquidating Trust I to the Credit Bureau stating that I owe a debt of {$810.00}. They are stating per my credit report that the debt/collection was open in XX/XX/XXXX, however after speaking with them via phone, they stated that this is a debt from XXXX and was discharged on 2XXXX. They are refusing to give paperwork stating that this is a debt from XXXX and discharged in XXXX. It also states that the debt was discharged on my credit report however it still states that it is a new debt due to XXXX XXXX XXXXt. on behalf of JH Liquidating Trust I falsifying the date on my credit report. In the state of Virginia the applicable statue of limitations is five years. After the statue of limitations has expired, a creditor or debt collector can no longer file a collection of that debt. They are also in violation of the Fair Debt Collection Practices Act ( FDCPA ) due to this being a time-barred debt and falsifying the date of the debt as stated on my credit report.
01/12/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • UT
  • 846XX
Web
XXXXHilco continues to verify a XXXX debt to XXXX, during the dispute process, that has been reported as fraud. XXXX/Hilco have received XXXX police reports from XXXX & XXXX from XXXX, and have removed their reporting to those credit agencies. The report from XXXX was from XXXX XXXX Police, & XXXX was from XXXX XXXX Police Department. There was fraud on my account with XXXX from XXXX XXXX, XXXX, XXXX XXXX, XXXX, XXXX XXXX, XXXX, & XXXX XXXX, XXXX. In CFPB case XXXX, gap stated in writing, through their Corporate Consumer Relations Specialist, XXXX XXXX that, " they have verified the amount owed by me. '' However, it is idenity theft. And gap 's account listing on my XXXX report, should be removed. I have been unable to talk to XXXX XXXX because when I call, it goes to voicemail. A request to set a specific time to call & discuss this matter by email, gone unresponded to. I am unaware why XXXX continues to verify the debt. A separate CFPB case complaint will be filed, to have them answer to that.
02/06/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AL
  • 35226
Web Older American, Servicemember
Judgement in NY against XXXX XXXX for {$1400.00} by XXXX XXXX XXXX, XXXX in XX/XX/2013. I believe that this violates CFPB Admistratuve PrAlso, the judgement from 2013 below showed up on your title report. Please confirm if this has already been paid off and if so, provide documentation that it has. If it hasnt paid off, it will need to be paid off or eliminated before we can close. Also, the judgement from 2013 below showed up on your title report. Please confirm if this has already been paid off and if so, provide documentation that it has. If it hasnt paid off, it will need to be paid off or eliminated before we can proceed This came up during a refi and not in a credit report this week during a title search. I have no knowledge if this judgement and have had several where this judgement never appeared. Please remove and or show proof of service. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Al XXXX XXXX XXXX
07/27/2015 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • GA
  • 30075
Web
Hilco Receivables has filed a judgment under my name for money and debt due on XXXX/XXXX/2007 ( see attached case # and record of judgment ). I was not aware of this judgment nor was I served like it states in this document. Hilco Receivables is a collection company that has not been able to verify the source of the original debt. I believe that they also DBA as XXXX XXXX XXXX , XXXX. They have continued to simply ignore my request for sourcing the original debtor which according to this order was in 2007 way past the statue of limitations for any debt and can not verify original balance or source. The judgment is showing on my credit report and on record with the XXXX District Court. I also tried to attempt to verify the source debt thru the credit reporting agencies with to no avail or resolution.
06/02/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • AZ
  • 85331
Web
XXXX XXXX XXXX reached out to me last year in XXXX regarding a debt from XXXX on a credit card. I informed them I would settle for {$450.00}, which they agreed through the state attorney general. They wanted me to pay by a certain date, which I responded asking them for an extension because my work hours were reduced due to COVID-19. I never received a response. XXXX XXXX XXXX is attempting to sue me in civil court in Arizona for over {$1000.00}. I responded through the court that I want to settle the debt for {$450.00} as initially agreed and that Arizona has a statute of limitations on credit card debt. I called XXXX XXXX several times asking if they would settle now that I have full time hours at work and I could pay them by XX/XX/XXXX. They refused and said they would settle for 85 %.
12/30/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • RI
  • 029XX
Web
Paid off this debt in full to JH Portfolio Debt Equity in the amount of {$490.00}. The agreement was to remove item from credit report if I paid off the debt. The original holder of the account was XXXX XXXX XXXX XXXX XXXX. The phone # is XXXX. I've tried to call several times with no luck. The account is on XXXX as unpaid debt, but was removed from XXXX XXXX and XXXX. I also tried calling JH Portfolio, but they went out of business. I researched that company only to find that it was complained on several times through XXXX. Apparently now a company call Consumer has the account. I researched, but apparently that company doesn't exist, This is a really old account opened back in XXXX and paid off in XXXX. Please help with the removal of this account if all possible ... Thank You!
07/29/2015 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • GA
  • 30032
Web Older American
CFPB Ordered XXXX XXXX to Refund {$34.00} XXXX for Deceptive Health-Care Credit Card Enrollment. I am a victim of XXXX XXXX and I have not been notified by this Company about the settlement that has been enforced by CFPB. I am still getting letters from Attorneys asking me to pay over {$2000.00} to XXXX XXXX for the deceptive services that I received from my Dentist Office. This account goes back to 2002, I have written them and asked to have my balance reviewed and asked to get a lower interest rate and lower payments. They have not given me any consideration. I contacted CFPB and they asked me to put in a complaint on this site. Please respond. Thank you so much.
12/28/2015 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • XXXXX
Web
I have lived at this address for 24 years and had my telephone number as long. AllGate Financial , LLC of Illinois is trying to collect a debt from an person unknown to me, named XXXX (? ) XXXX. Per AllGate instructions, I have contacted then telling them I am not the person they seek and the calls continue, several times a week. My number is on the " Do Not Call list '' and I have no business relationship with AllGate Financial I wish to log a formal complaint against AllGate Financial LLC for their continuing calls, even after being advised by me that my telephone number is not affiliated with whom they are seeking.
06/24/2015 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • OK
  • 746XX
Web
I was googling myself today XXXX XXXX/XXXX/2015 XXXX and saw that I have a judgement against me for {$12000.00}! Supposedly I had a court date on XXXX/XXXX/2011. I never received any notification of legal action being taken and that was taken. The case information is from XXXX, Wisconsin, XXXX XXXX Case Number XXXX. Apparently the party that took me to court was Equable Ascent Financial LLC,XXXX XXXX XXXX XXXX XXXX, XXXX XXXX IL XXXX. I have no idea who this is, what its for and why I never received any type of notification at any time!
07/12/2016 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 91801
Web
i submitted a complaint and my Case number : XXXX. Today I received another letter from XXXX and this time the plaintiff is Equable Ascent Financial , LLC. I called the Law office again to verify what debt they are talking but the receptionist was saying I owe over {$10000.00} and she is not allowed to discuss over the phone than hung up on me. I have been harassed by the XXXX XXXX XXXX offices numerous times. I just want it to stop.
09/26/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MO
  • 65804
Web
JH CX Liquidating Trust, represented by XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, MO has sued me for credit card debt that is more than XXXX years old. The debt was incurred prior to XXXX, XXXX, and we have 2 scheduled court dates for XXXX and XX/XX/XXXX. I have had no contact with any person or company in regard to this debt since early XXXX have never been contacted by JH CX Liquidating Trust.
01/19/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92405
Web
I received a judgement in the mail with the plaintiff as " Equable Ascent Financial LLC '' apparently the total amount I owe is XXXX. This is extremely disturbing as I have no idea where this debt has come from. I am currently purchasing a home and because of this judgment we will not be able to close escrow until it is payed off. I have been a victim of fraud in the past and this may be another fraudulent situation.
06/23/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • FL
  • 33068
Web
On XXXX XXXX 2016 I closed on the sale of my home and in the process, {$5900.00} was held from my funds and in Escrow to pay off a debt that recorded in judgment. On checking my credit report it was found that this account is reported by this company but all efforts to verify this account has been exhausted and I am filing this dispute to obtain assistance in the verification of ownership.
09/28/2018 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OK
  • 744XX
Web
XXXX XXXX sued for a XXXX account belonging to XXXX XXXX. I was living and working in Pennsylvania. On XX/XX/2018. XXXX XXXX renewed a judgment and is now trying to collect on XXXX account which she states was paid. The CFPB has consent orders against both XXXX and XXXX XXXX. They are scam artists. They have a lien against my home and will garnish my bank account or wages. Please help?
02/21/2017 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • MN
  • 557XX
Web
I already have a case # XXXX, in their reply they said the debt had been sold. I have been trying to contact Equable Ascent Financial LLC to see why if the debt was sold is there a court date with Equable Ascent Financial LLC. I can not get ahold of anyone, the phone number I find online has been disconnected. I would like to speak with a representative from Equable.
04/19/2017 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Seized/Attempted to seize property
  • CA
  • 94603
Web
I was sued and had a wage assignment for a credit card issued by XXXX that I also received a XXXX for. The debt was cancelled, I paid taxes on it and I still had the wage assignment. I paid over {$5000.00} through the wage assignment. This was done b y Equable Ascent Financial LLC and XXXX XXXX XXXX . I want to recover my funds.
12/30/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 20770
Web
I attempted to inquire about my rights under the FDCPA, as debt charged off to a debt collector could be construed as an unwarranted search or seizure ; the debt collector did not particularly identify what type of debt it was. The information I got was not helpful in resolving the debt.
02/21/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 21228
Web
JH Portfolio is attempting to collection on a debt I do know owe. This debt is past the statute in Maryland and really old that it shouldn't be reporting on my credit. It's 8 yrs old.
07/07/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MD
  • 20876
Web Servicemember
I WAS SUED BY EQUABLE ASCENT FINANCIAL LLC WHICH RESULTED IN A JUDGEMENT AGAINST ME. I HAVE NO CLUE OF THE DEBT IN QUESTION AND I AM AFRAID THEY HAVE THE WRONG PERSON.
02/09/2017 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • MN
  • 557XX
Web
I received this summons and have not heard from these people before. I can not contact them for information as I do n't have any communication except for this!
01/26/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NY
  • 11368
Web
I CHECKED MY REPORT AND THIS CREDIT LOAN IS ON IT, WHICH I HAVE NO KNOWLEDGE OF.
10/12/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30180
Web
08/29/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 33626
Web
01/29/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • NY
  • 12212
Web Older American
01/29/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • NY
  • 12212
Web Older American
05/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • TX
  • 78221
Web Servicemember
04/01/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AL
  • 35211
Web
07/16/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CO
  • 80202
Web
06/25/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IL
  • 60115
Postal mail
05/28/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32837
Postal mail
05/28/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 31602
Web
04/14/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MI
  • 48021
Web
12/13/2017 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 92324
Web
07/09/2017 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 90710
Web Servicemember
06/01/2017 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NY
  • 10128
Web
07/19/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92154
Web
06/30/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • FL
  • 32086
Referral
06/13/2016 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • FL
  • 33759
Phone
06/13/2016 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • FL
  • 33759
Phone
06/10/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • MI
  • 48317
Web
06/02/2016 Yes
  • Credit card
  • Sale of account
  • TX
  • 76137
Web
05/13/2016 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • AL
  • 36345
Phone
03/13/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 33759
Web
01/29/2016 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued where didn't live/sign for debt
  • FL
  • 32653
Web
01/22/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NY
  • 10023
Web
11/09/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • TX
  • 76028
Web
07/07/2015 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • HI
  • 96706
Web Servicemember
06/23/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • NY
  • 10462
Postal mail
04/02/2015 No
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • AL
  • 35202
Web
12/30/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • TX
  • 77082
Web
12/02/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 90006
Postal mail
11/27/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • NY
  • 11375
Web
09/26/2014 Yes
  • Debt collection
  • Credit card
  • False statements or representation
  • Attempted to collect wrong amount
  • NY
  • 11375
Web
07/27/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • AR
  • 72034
Web
07/23/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Right to dispute notice not received
  • WA
  • 98148
Web
07/23/2014 Yes
  • Credit card
  • Closing/Cancelling account
  • GA
  • 30085
Web
07/17/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • GA
  • 30344
Web Servicemember
06/18/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • TX
  • 77449
Web Servicemember
04/21/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • TX
  • 77083
Web
03/28/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 91101
Postal mail
03/24/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 33487
Web
02/10/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • FL
  • 33433
Web Older American
02/07/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • AZ
  • 85048
Web
01/23/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • NY
  • 10044
Web
12/24/2013 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • GA
  • 39817
Web
12/19/2013 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • CA
  • 92081
Web
12/05/2013 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 32909
Web
10/30/2013 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95355
Web
10/24/2013 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95407
Web
09/19/2013 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Seized/Attempted to seize property
  • CA
  • 90631
Web
08/13/2013 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • CA
  • 90631
Web
07/31/2013 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • OR
  • 97378
Web Servicemember