Affiliated Acceptance Corporation CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
03/31/2016	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	TX 75013	Web
I had signed up for a fitness training membership with XXXX XXXX XXXX ( financed through Affiliated Acceptance Corporation ) inside the XXXX in XXXX, TX. At this time, I was told that this is a 12 month agreement with XXXX sessions a week and each session {$29.00}. I was told I would have measurements taken every month, that I would have a log in account to have access to my information, and that I would be given work outs to complete on days I was not with my trainer. I agreed to this and was connected with a trainer named XXXX. I texted XXXX and set up my first appointment. I showed up for the appointment to meet my trainer, but was told he was not there that day. I received no text or notification from him that day or for the weeks following saying why he could n't make it or that he wanted to reschedule. I even texted and called him multiple times to figure everything out. I finally received a text from him 2 months later, after I had gotten a new trainer, asking if I wanted to work out with him. This is horrible customer service, and I should have cancelled my membership at that point. Instead, I requested a new trainer. I thoroughly enjoyed my membership with my trainer. However the agreement I was promised, was not satisfied. I was never given work outs to do on days I was not with my trainer, monthly measurements were not taken, and I was never given a log in to view my account information. A few months later I was notified that my account was past due 3 months of membership fees. I had never received any type of notification either via email or mail. At that time, I had thought the fees were being taken out each month and I did n't have enough money to catch up and bring the account up-to-date. I requested my account to be paused while I saved up the money, but was told they could only hold the account for medical reasons. As I began saving money and receiving my IRS refund, I had attempted to contact them to update my account. I submitted a contact request on their website and attempted to email them. Each time I try to email them to the email ( XXXXXXXXXXXX ) on their website, I get a " Delivery has failed to this recipient or group : XXXXXXXXXXXX ''
05/12/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75070	Web
I signed a contract with XXXX XXXX XXXX in XXXX of XXXX. Contract is attached. Nowhere in the contract have I provided my SSN. This business reported to the credit bureau as if I have a payment installment debt with them from the beginning. I was never notified of this action, neither in contract nor by mail, nor in person. We were promised in summer of XXXX the XXXX XXXX testing for my daughter will be completed by XX/XX/XXXX. In XXXX of XXXX those promises have been broken and the date changed to sometime in late Fall. In XXXX of XXXX we contacted the business asking them to release us due to change in dates and our commitments with other programs that we have made based on their initial promises. In XXXX after Covid19 breakout we were convinced we didnt want to have group classes and stopped attending them. We sent out a letter to the company stating the reasons of our decision to terminate the contract. Our main complain was us discovering they have fraudulently obtained my SSN and reported it to the credit bureaus as a loan. After this finding I didnt feel I wanted to have any business with them. Their mission promise on their front page is not what they practice in reality and far from truth. Online classes for a XXXX XXXX preparedness is far from high standards and that is not how I want my child to be taught martial arts, but according to their unilateral contract we are still obligated to pay the gym fee even if the business is closed! We are still obligated to pay the remainder of the contract even if we have moved more than 25 miles away. We are still obligated to pay even if we have medical condition. They is no clause in that contract that will release us from this contract. They broke the law and they will not answer my emails, numerous phone calls. The collection company advices me that they will report me to all the credit bureaus if I dont pay the debt. I informed them I dispute this debt but no one is following the steps in the collection process. Attached please find the contract and my letter to the business to which I never received an answer.
07/27/2017	Yes	Checking or savings account Other banking product or service	Problem with a lender or other company charging your account Transaction was not authorized	TX 76040	Web
On X/XX/17 I checked my checking account and saw that there was an automatic draft from Affiliated Acceptance Corporation. This is the company that handles the payments for my son 's XXXX XXXX. I first emailed the AAC the same night, then called them the next day to speak with customer service. I explained that I have been paying monthly for over a year, and have never authorized an automatic draft in that time. They explained to me that back in XXXX of this year, I updated my card information ( which is how I have traditionally paid the bill, with a card number that was stored on their site, but that card was lost ) that I did not take my card information back out of the system, which authorized future automatic payments. Because I paid the bill ahead of schedule the following month, I never knew about the draft until this month, when I was late. I eventually spoke with a supervisor named XXXX, who was exceptionally rude, and was told that the payment would not be reversed, and that Affiliated had " no control over what you did or did n't do on the website ''. AAC then contacted the dojo the same day ( X/XX/17 ) and was told by the owner to reverse the payment and return the money. An AAC agent named XXXX called back to verify that I was not doing a stop payment through my bank, and that she would reverse the draft. I called back that evening and was transferred to XXXX, and clarified at that time that a stop payment had not been done. XXXX then confirmed that she had taken care of the issue and that the payment should be returned to my bank within 1-2 business days, but no later than Monday, X/XX/17.
03/11/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	TX 77004	Web
Affiliated Acceptance Corporation diligently and willfully violated several federal laws. I reached out to them to validate this alleged debt ( obligation ) they attempted to collect as a debt collector. They stated that this account was closed in XXXX and they instructed the bureaus to delete it. However, this does not excuse them from blatant willful violations of federal laws. There is no statute of limitation on fraud. U.S v. Throckmorton 98 U.S. 61. Attached below is my first Affidavit of Truth to AAC notifying them of all their willful violations of federal law and outlining my demands to resolve these issues without any litigation. All my demands included in the attachment below are not request but only demands pursuant to 15 USC 1692c ( c ) ( 2 ) as the original creditor, federally protected consumer and natural person. If Affiliated Acceptance Corporation chooses to deceptively delay and/or state false information regarding this issue to avoid providing all my demanded remedy swiftly. I will continue my private administrative process and things will only worsen for them as this process goes on because they have caused me severe injury which is all outlined in my attachment below. I advise whoever at Affiliated Acceptance Corporation who receives this CFPB complaint and Affidavit attachment to forward it to your executive leadership team and legal team. Such individuals will understand what this documents signify and mean at this time.
07/15/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77045	Web
Affiliated Acceptance Company has listed a inaccurate debt on my credit report stating that I owe {$10000.00} dollars for a debt that they have never verified. I have asked them to send me verification that I have a contract with them showing my signature and in response I receive a billing statement. I know under the Fair Debt Collection Practice Act a billing statement can not be used to verify debt that the collector actually has to prove that you have a binding contract with them. I also verified that Affiliated Acceptance Company do not have a surety bond in Texas which also make it illegal for them to try and collect on a debt or pursue any debt collection activities. I also have proof that under the Texas Debt Practice Act this company has violated penal code 392.101. Which states '' Texas Fair Debt Collection Practices Act 392.101. BOND REQUIREMENT. ( a ) A third-party debt collector or credit bureau may not engage in debt collection unless the third-party debt collector or credit bureau has obtained a surety bond issued by a surety company authorized to do business in this state as prescribed by this section. A copy of the bond must be filed with the secretary of state. ( b ) The bond must be in favor of : ( 1 ) any person who is damaged by a violation of this chapter ; and ( 2 ) this state for the benefit of any person who is damaged by a violation of this chapter. ( c ) The bond must be in the amount of {$10000.00}.
07/29/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30083	Web
This letter is to formally inform you that I have been attempting to cancel my membership with XXXX XXXX XXXX of XXXX since XX/XX/XXXX due to having a medical emergency a XXXX and recurring XXXX. I was on XXXX for over 8 months my XXXX would not allow me to drive and I was also on unpaid XXXX. I spoke with Master XXXX in XX/XX/XXXX he said he couldnt cancel the contract and would provide 2 free months that I could use. I explained to him that I couldnt drive my daughter to the classes. My daughter taking Marital Arts is not an immediate need like food, clothing and shelter and under the circumstances my contract should have been canceled it is not a necessity to survive. According to the terms and conditions in the contract, I may cancel without paying the full yearly dues if my physical condition does not allow me to use the membership. Up until my XXXX my daughter enjoyed my attending XXXX XXXX XXXX. I request a written confirmation from you that my membership in XXXX XXXX XXXX of XXXX is cancelled and that I dont owe in membership in rear. Thank you for processing my cancellation in a timely manner. I last paid XXXX of XXXX Start of contract of 18 month contract XX/XX/XXXX Affiliated Acceptance Corp says I owe from XXXX XXXX-XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, MO XXXX The company and original debtor XXXX XXXX XXXX have refused to cancel membership due to my medical emergency and XXXX.
07/22/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 77505	Web
XX/XX/XXXX I signed up XXXX of my boys for a XXXX XXXX XXXX with the name XXXX XXXX XXXX after researching about the curriculum and core values. This is a local XXXX area chapter of XXXX XXXX XXXX XXXX whose main headquarters is in XXXX XXXX California. After 2 weeks, the gym changed its name to XXXX XXXX and was no longer affiliated with XXXX XXXX. I discussed my concerns with the local gym owner with name XXXX XXXX but he directed me to call Affiliated Acceptance Corporation ( AAC ). I was also informed that it was not possible to cancel the gym membership. I called AAC several times and wrote to them on XX/XX/XXXX to formally raise my concerns about the AAC trying to collect debt. My lawyer sent them a letter to cease harassing me with collection notification via mail and phone calls. It is now XX/XX/XXXX and they are still at it. They will quit for few months and then start again. AAC told me in their response letter dated XX/XX/XXXX they were unable to process my request to cancel the membership. My take in this matter is that this gym offered me a membership and affiliation with XXXX XXXX by repesentation and then I got a generic XXXX XXXX instruction from former XXXX XXXX instructors. AAC came in the mix because according to the owner, he hired ACC to collect monthly gym memberships because he could not afford an accounting department to process such collections.
03/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	AZ 852XX	Web	Older American, Servicemember
I 'm receiving a bill from a collection company Affiliated Acceptance Corporation stating an accelerated balance of {$1200.00} from {$410.00}. They are saying I need to pay nearly {$800.00} more than they originally stated I owed or this to be reported to a credit reporting agency monthly, I entered into a first 12 month contract for my granddaughter 's karate lesson. Afterwards it was to be monthly. My granddaughter was enrolled for two years when I enrolled her brother. After attending for a few months his father disappeared with grandson for six months. I informed the karate dojos of this and ask to have payments stop for him. Of course the payment continued and I never thought of this being a yearly commitment. I personally spoke with the person in charge and I understood to have payments stop. He assured me he would take care of this.Then later in the year my granddaughter decided she wanted to stop karate. Again, I thought since she was no longer attending the payment would stop. No, they did not, I file a complaint with my AG office. To find out the dojo is falsely stating that my granddaughter only recently started the lessons, and recent as a few months prior to her brother ... .that is not true. I can not see paying for something I am not using. I faithfully paid for my grandchildren attendance ... .never late. This is the tanks I get for being a good customer.
10/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 75034	Web
Affilliated Acceptance is a collection company that had tried to contact me in order to have me pay a debt that I was unaware of, thanks to having a gym membership that charged to a card that was closed for fraud activity. I had also cancelled said gym membership. Despite this, the gym continued to attempt to charge me for several months ( without contacting me for anything ) before finally pushing to collections through A.A. This collection company never reached out to me about this entire process. They never tried contacting me via mail, or phone or email, for months, until I found their account on my credit report months later. Upon notice of my outstanding debt, I called them that day, and I paid it on my next paycheck. After speaking to the company about why I was never notified about why I was never contacted regarding this debt, they explained that they had the wrong email address for me ( they had put the letter " XXXX '' instead of the letter " XXXX '' ) and all contact was sent to an email that was n't mine. Before this event, I had never missed a payment on any account, and had a perfect track record of on time payments. My score dropped substantially, and all of my financial plans have been brought to an abrupt halt.
07/26/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	AL 35160	Web
have checked my credit report and noticed inaccurate information from your company. I have not received a dunning letter from your company and you have taken away my rights to validate the debt. I am not responsible for this debt with your company. I have never done business with your company and I do not owe your company. Please be aware that any negative mark found on my credit reports ( including XXXX, XXXX, and XXXX ) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA : therefore if you can not validate the debt, you must represent that all credit reporting agencies delete the entry. As per XXXX opinion letter from Attorney XXXX. XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. Please do not send me a copy of a bill because that is not debt validation. I am asking for debt validation from your company. Send me a copy of the contract I signed with your company. I have attached my XXXX from the secretary of state which shows i have no lien placed against my name.
08/29/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TN 37055	Web	Servicemember
XXXX XXXX sent out a flyer advertising their services for {$9.00} per month. I went to their place of business and they produced a contract for me to sign. When I got home I looked the contract over and found they were going to charge me {$19.00}. The next day I called them and told them I did not want their services and wanted to cancel the contract. They wanted to know why and I said they were charging me more than the advertisement stated. They told me I did not qualify for the ad prices and I could not cancel the contract. I then started getting a bill from Affiliated Acceptance Co. I sent them a letter and told them I did not owe this bill. I still received numerous bills for the contract I signed with XXXX XXXX. They have called me and I told them not to call me again. They are still calling me. I sent a complaint to the XXXX and they sent me a letter stating they tried contacting the company but they did not answer them. I filed a complaint with the credit bureau and the investigation and removed them from my credit file.
05/12/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NM 88012	Web
Affiliated Acceptance Corporation continues to charge me for a membership with a company I no longer am associated with. On XX/XX/2018 I signed up with XXXX XXXX in XXXX XXXX New Mexico for a membership. I was reluctant to do so because I travel extensively and am not able to use their facilities much more than two or three days a month. The employee at XXXX XXXX assured me that this would not be a problem because they could just " put my account on hold. '' XXXX XXXX received a one week notice that I was going to be going to XXXX and would need my account to be placed on hold. They received a 72 hour notice. By the time I gave them a 24 hour notice, I was charged for the month of XX/XX/XXXX. I wasn't in XXXX XXXX during the month of XX/XX/XXXX and they were not authorized to charge me for that month but they did anyway. Now, Affiliated Acceptance has decimated my credit score by reporting this as a late pay. They know the situation yet they continue to charge me even though I no longer wish to do business with XXXX XXXX.
09/27/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AL XXXXX	Web
Affiliated acceptance Corporation is not following the laws according to the FDCPA and the FCRA.I filed a complaint ( XXXX ) and asked for validation of a debt they claim I owe them. I asked for a contract and they did not provide a contract. They refuse to validate the debt and is in violation.I have not received a dunning letter from them and they have to send a dunning letter giving me the right to dispute the debt. the company stated they the billing agency for another company which means they is collecting on a debt. I have never signed a contract with their company.They did not provide proof like I asked in the complaint.where is the contract because you collecting on a false debt? I formally request copy of documents bearing my signature showing that I have a legally binding contractual obligation to pay them and not a billing statement because that is not validation.
08/19/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CO 80918	Web
The billing company for XXXX XXXX XXXX known as AAC has refused to close a membership account despite being given both a written 30 day notice and a verbal notice. I called to first give verbal notice that my account needed to be cancelled as I have been put on bed rest due to pre term labor. I was then informed a verbal notice was not enough and told to respond to an email to give "written" notice. I did as requested and was under the impression my account had been terminated . Now through a number of harassing emails I am being told I am to pay an additional $XXXX fee for services that I have not received after the discontinuation date of my membership. I have informed them I will not pay for services not rendered and they have continued to threaten me through email with additional fees for non payment on a CANCELLED memberhsip.
09/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85140	Web
I signed up for personal training. Because of inappropriate behavior and the company 's not being able to provide me with a trainer/missed workouts, I wanted to get out of my contract. I contacted the XXXX XXXX XXXX headquarters. They refused to let me out of the contract. I filed a XXXX complaint and the resolution was that I would have to do a 25 % buyout of my contract. I was then put in touch with an XXXX XXXX. I made the payment to him ( I have included a receipt ). I was then contacted by a company called AAC that started harassing me nonstop about owing them XXXX dollars which was more than what the contract was worth when I stopped working out! They have been sending me harassing emails, letters and phone calls about a phony XXXX dollar debt. They have also threatened my credit score.
04/21/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90266	Web
Issue originated when my credit card used for automatic monthly payment was declined due to a fraud alert. Not 2 days after card was declined XXXX charged a 30 % fee for the decline which is outright fraud given I was not even afforded a grace period to get the new card and update. The real issue is however when I had to pay a certain lumpsum ( {$700.00} total ) to terminate my contract with them but still need to pay the facility the ongoing monthly tuition? My lumpsum payment are pre-paid tuitions and should be either applied to upcoming tuition or restituted to me. Please also note business has multiple complaints with the XXXX XXXX XXXX along with extremely negative reviews suggesting foul business practices on XXXX.
03/13/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 239XX	Web
I had a membership with a gym ( XXXX in XXXX VA ) and moved out of the area before my membership was over. I called the gym immediately and submitted all required documentation of my change of address as requested, and the gym agreed that I would not be held for the remaining balance, nor would I receive any further charges. I am being fraudulently charged for the remaining balance through a collection agency, and I am not the only member of this gym facing this issue. Also, the debt collector also filed the debt as a late payment. Even if I owed this debt, which I do n't, a late payment does not exist with the debt collector, and is fraudulently damaging my credit score.
07/26/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30324	Web
On XX/XX/XXXX XXXX XXXX XXXX - XXXX sent my account to the collection agency ( AFFILIATED ACCEPTANCE CORPORATION ) due to an unacceptable error on their behalf. My son relocated to another one of their locations and a fee was accessed for some unknown reason. I've had several conversations with XXXX to no avail. Directly after said conversations, Affiliated Acceptance Corp placed this account on my credit report. To remedy the situation I agreed to pay Affiliated Acceptance Corp with the understanding they would remove the account from my Credit File. As of XX/XX/XXXX the account is still on my credit report.
07/31/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60005	Web
In XXXX 2009 I joined XXXX XXXX XXXX in XXXX Indiana. About a year later I moved to XXXX which did not have a club with the same company so I could not continue my membership. This was turned over to collections and I made over 20 phone calls and finally the owners son was able to help me by finding my cancelation and he got the calls stopped and it did not apear on my credit. Now the company Affiliated Acceptance corp XXXX reported to my credit. The business is closed and they can give me no way to contact the business to get proof I canceled properly and they refuse to take it off my credit. HELP!
02/03/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 46033	Web
XX/XX/2019- {$1300.00}. Affiliated Acceptance Co added a new account to my credit report. XX/XX/2019- $ XXXX- Affiliated acceptance Co added a delinquent charge to my credit report I have spoken to the both companies involved. The company who the original charges were for and the credit collection company. I do not owe this money. They offered me an unfair settlement. I told them I wouldn't accept a settlement when I don't owe the money to begin with. This dropped my credit score over 100 points and is extremely unfair.
12/16/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	FL 32129	Web
XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX ) continued to automatically bill our XXXX XXXX XXXX XXXX card ending in XXXX, even though we had cancelled our contract. When the attempts to fraudulently debit funds were denied by our credit card, the charges went to collections ( Affiliated Acceptance Corporation, XXXX. XXXX XXXX, XXXX XXXX, XXXX XXXX, ( XXXX ) XXXX ).
03/20/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX XXXXX	Web
Affiliated Acceptance is in violation of the Texas Finance Code. Affiliated Acceptance has failed to verify this debt in accordance with 392.202, also they do not have a surety bond on file in the State of Texas which is a violation of section 392.101. They are reporting XXXX accounts on my XXXX report ; I have disputed this with both XXXX and Affiliated Acceptance.
10/04/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30180	Web
I signed a contract with a local health club when I was XXXX XXXX XXXX. My mother immediately called and sent a copy of my birth certificate. The account was to be closed and I never used the membership. It has been 4 years and I found out this debt is on my credit report. I called the company and they stated that the debt was valid.
11/22/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90275	Web
I do not have a signed contract with Affiliated Acceptance Corporation and I do not owe them any money. I already contacted this company in writing twice in the last two years. I keep receiving harassing collection notices and phone calls from them.
01/29/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 441XX	Web
XXXX will not remove a paid collection debt that l had owe from XXXX XXXX., and affillated acceptance co.off my credit report. They told me that they would remove it. also so did so did XXXX XXXX. said they would remove it. after l pay it off.
02/19/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	TX 77004	Web
I sent Affiliated Acceptance Corporation a debt validation letter over 2 weeks ago and I am yet to receive a response from them. They have failed to respond to my request for validation and I have attached my debt validation letter below.
12/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	CA 90275	Web
I do n't want them to contact me any more as I do n't have an account, a sign contract or any kind of debt with this company. I told them to stop contacting me and they just keep sending me collection letters and ignoring me 100 %.
04/07/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Incorrect information on your report Account status incorrect	MD 20874	Web

12/17/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 94608	Web

01/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	MI 48230	Web

06/21/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30349	Web

02/14/2019	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	IL 60516	Web

11/01/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92653	Web	Servicemember

07/10/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TN 37187	Web

06/07/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33180	Postal mail

05/09/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TN 37187	Web

02/21/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 34285	Web

01/08/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 35125	Web

05/13/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 95355	Web

12/16/2016	Yes	Consumer Loan Installment loan	Managing the loan or lease	TX 77581	Web	Servicemember

10/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	VA 23701	Web

03/06/2016	Yes	Consumer Loan Installment loan	Managing the loan or lease	FL 33165	Web

02/29/2016	Yes	Consumer Loan Vehicle loan	Taking out the loan or lease	GA 30308	Web

01/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	VA 20181	Web

07/08/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OH 45801	Web

02/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MA 02536	Web

06/23/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44022	Web

03/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	PA 18067	Web

02/10/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 95965	Phone

02/09/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 43123	Web

12/20/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 76039	Web

10/22/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OH 45227	Web

08/06/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44126	Web