Affiliate Asset Solutions, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
09/15/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34208	Web
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX TX & XXXX Dispute results report # XXXX for XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, PA XXXX Tax ID : XXXX Patient account # XXXX I reviewed XXXX response to my dispute in which XXXX determined my dispute was not sufficient to make any changes or deletions I requested. I want to ask XXXX what exactly was insufficient about my dispute when I asked the collection agency for additional details validating the alleged debt of {$910.00} for XXXX XXXX, a XXXX XXXX XXXX XXXX XXXX for a XXXX XXXX XXXX XXXX that did not get treatment of any kind. XXXX XXXX XXXX has not written to me to properly validate this debt. They have not responded to the second letter I sent them via certified mail ( first letter and second letter both signed by XXXX XXXX ) asking them to provide additional details to validate this debt that claims I received XXXX XXXX treatment by the provider XXXX XXXX XXXX. I believe the reason XXXX XXXX XXXX or XXXX XXXX XXXX are unable to validate this debt precisely because the creditor can not justify the XXXX XXXX XXXX used ( XXXX ). The provider can not substantiate having administered treatment at that XXXX XXXX level ( XXXX ). The amount billed goes together with the XXXX code requiring the provider to use XXXX criteria ( moderate complexity ) in treating what was simply a XXXX. The code equals the cost of treatment. I was not treated for anything. The doctor did not even touch me and hardly spent more than 5 minutes looking at it and said I would be fine. For these reasons, I believe this provider and creditor has inflated this bill by using diagnosis billing codes that indicate the patient experienced medical complications and/or needed more expensive treatment, for example, billing for when only simple services or even only an evaluation was performed. Listing treatment as having been for a more complicated medical diagnosis than was actually the case or billing for brand-named drugs when generic drugs were provided or no drugs were provided is fraud. I did not receive XXXX XXXX treatment as evidenced by use of the XXXX XXXX XXXX, a code used for patients with problems of moderate severity. If I had a problem of moderate severity, there should also be a corresponding hospital code/bill. More serious codes demand higher payments. In my letter to XXXX XXXX XXXX, I asked the creditor to provide additional documentation of the alleged services I received under the XXXX XXXX XXXX XXXX XXXX. The reason they have not provided this information is because they can not. If this bill is valid, then I ask, what exactly was I treated for at a XXXX? Therefore, why am I to pay for XXXX XXXX XXXX XXXX XXXX XXXX I never received? What protects people who have no insurance from such exploitation? The provider must understand that individuals have little or no recourse. Insurance companies would challenge a bill without supporting medical documentation. I am asking for transparency in this matter from the provider and collection agency otherwise I will be stuck paying a debt that is not valid. This is a type of fraud called " upcoding '' which is billing for a higher level of care than was provided. Upcoding is illegal. It is a way of cheating the system. Intentional upcoding violates the False Claims Act. As a patient, I expect that when a provider bills me, the provider certifies that every code billed is supported by medical record documentation - which is impossible if the provider has upcoded - which is my suspicion in this case. I wonder how this bill compares with similar bills covered by insurance companies. I believe this provider ( XXXX XXXX XXXX ) has overcharged the patient ( {$910.00} Emerg Injury eval and management - XXXX XXXX ) for " evaluation, management '' and treatment that were never given or consented to during the ER visit. XXXX equals a problem of moderate medical complexity. A minor injury- a XXXX - is being reported as a XXXXXXXX condition making it a more serious condition for the provider to treat and thus, the provider charges higher fees. A review of the information from the provider will examine the services rendered by both the provider and hospital to ascertain the said services were indeed at a XXXX XXXX category for the provider to have used the correct procedure code, XXXX which is the code used in this case. This is a predatory form of fraud exploiting those of us who do not carry health insurance. A insurance company would scrutinize the bill and would not accept such vague coding for nearly {$1000.00} without supporting documentation and doctors notes to back up the medical necessity of treatment provided. By law a patient is obligated to pay the rate of the emergency room charges for services if : 1. the patient consented ( by signature ) to receive the services ; and 2. the patient actually received said services ( I never got any treatment ) It is my understanding from research that a patient is not legally obligated to pay for any emergency room services that they did not actually receive or consent to. If the patient was overcharged during the emergency room visit, what recourse does the patient have? The provider, in this case, is taking full advantage of the fact that I likely can not perform the same billing scrutiny as an insurance company. Is the {$910.00} charged comparable to how the provider would bill an insurance company for the services/treatment rendered? How would the provider justify the use of the XXXX XXXX code if I was XXXX or XXXX? This is why the only way an individual can find overcharges is to : 1. Request an itemized statement of the bill to see if the charges correspond to the treatment ( if any ), given ; 2. Establish whether signature consent for said procedures or treatment was given by the patient ; 3. Have my personal doctor review the billing statements/doctors notes, 4. Ask for the hospital to audit the providing doctors statements ; ( why is there no corresponding hospital/facility bill for the same? ) ; 5. Determine if treatment/procedure was medically necessary ; 6. Ask the provider/hospital billing department for adjustments for anything the patient did not consent to via signature ; 7. Have a patient advocate negotiate with the hospital/provider over inaccuracies. Question : Should I be denied a detailed explanation of charges simply because I am not a big and powerful insurance company? If XXXX XXXX XXXX, XXXX would fail to overcharge an insurance provider, why should they succeed in overcharging an individual? It is an abuse of power. The principle of billing and applying medical billing codes accurately should be equivalent to how much insurance companies pay for the same treatment/care. XXXX has advised me to either file a complaint against XXXX or the debt collector or the provider with the Consumer FinancialProtection Bureau which is the purpose of this complaint. I have requested that XXXX re-evaluate the validity of this bill from XXXX XXXX XXXX, XXXX a bill now pursued by XXXX/XXXX XXXX XXXX debt collection agencies. I stand by the fact that if I was a patient in an emergency room, I should only be charged for treatment I actually received. I believe I have been charged for treatment that was never rendered to me. My treatment records could be mixed up with another patient who was a XXXX patient or are the result of clerical error or provider fraud ( upcoding ). Sincerely, XXXX XXXX XXXX
10/16/2023	Yes	Debt or credit management Debt settlement	Problem with customer service	FL 32796	Web
I have stuck by the law in every way dealing with a this issue that i just found out that Pendrick Capital Partners was the actual head of this snake with my issue that i already have handled by law. For that sake that i just found out that they where the original creditors i am giving them the opportunity for them to delete these debts that i already have proved in CFPB Complaint ID XXXX of how many different times they have broke in violated the Laws that Protect me and for a very good reason this being one of them. I am done wasting anymore of my time because with this being the last time before i take the legal actions that are necessary. I will attach a copied of the complaint that i just copied and pasted to a word document because your company can look up the Complaint ID with all the attachments and evidence i provided already. I apologize for being a little frustrated as I have Proved everything with solid evidence already. Here is the complaint so your company gets some details which you can look at all the evidence i provided on the CFPB website. Less than a year ago, I obtained my first secured credit card to establish my credit history. In doing so, I got my credit to start to rise. You will see me only doing positive actions to build my credit up. Until, I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named " XXXX XXXX XXXX '' which it says it was reported on XX/XX/XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for {$2000.00} and XXXX XXXX XXXX XXXX XXXX for {$1600.00}. Which it states that " XXXX XXXX XXXX '' had these 2 alleged debts opened since XXXX XXXX, XXXX ( XXXX mos ). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address ( which is public info ). As a responsible consumer, I did research and took immediate action by requesting a validation letter from " XXXX XXXX XXXX '' on XX/XX/XXXX. This request was made to ensure the legitimacy of the alleged debts. Incredibly, within approximately 30 days of this request, the derogatory marks associated with these alleged debts were removed from my credit report, resulting in an improvement to my credit score.This situation led me to believe that the matter was resolved, as the alleged debts were removed following my request for validation. ( Which they never Validated ) However, my credit score recently dropped XXXX & XXXX once again in early XX/XX/XXXX. When i looked what was going on. I discovered that the very same alleged debts, which I had previously successfully disputed and had removed from my credit report, had reappeared under the name " XXXX XXXX. '' These entries were reported on XX/XX/XXXX, and the screenshot will show it has been opened since XX/XX/XXXX, and corresponded to the exact amounts and creditors as mentioned earlier.I firmly believe that these actions by the debt collection entities constitute clear violations of consumer protection laws, including but not limited to : 1.Fair Debt Collection Practices Act ( FDCPA ) : Failure to provide a debt validation letter upon request, violating my right to dispute and validate alleged debts. -Reporting unvalidated debts to major credit bureaus, resulting in damage to my credit history and score. -Failure to contact me within XXXX days of acquiring the alleged debts, as required by the FDCPA. 2.Health Insurance Portability and Accountability Act ( HIPAA ) : -Improper sharing of medical information, as the alleged debts were related to XXXX XXXX provided by the creditors. 3.Consumer Financial Protection Bureau ( CFPB ) Regulations : -Unlawful reporting of unverified debts to credit bureaus. -Failure to comply with proper debt collection procedures as outlined by the CFPB XXXX And now, the section 5 of the Federal Trade Act for my understanding. In light of these violations, I am making this formal complaint. I have screenshots off my credit karma which will show all dates my scores went up and went down. Also, it will show that this " XXXX XXXX XXXX '' with the details and prices of the alleged debts. Then the screenshots of those debts being off my credit. Then the screenshots of now this new company " XXXX XXXX '' with these same amounts of alleged debts and details. Which again, I had to find out by my credit app. I also will attach the request of validation letter I sent to XXXX XXXX XXXX. So, I will upload or attach all documents that shows any evidence. Which you will get a more clear picture of what a negative impact this situation is doing to my credit twice now, and to me when I was trying to resolve the issue properly. Thank you, I hope now uploading what I need to wont be a issue. Well get it handled XXXX way or other. In all the attachments, they might seem like certain ones dont show evidence but look closely at dates and everything and you will be able to add up all the evidence. It will show XXXX XXXX XXXX had the same alleged debt posted, then the letter i wrote them, them no validating it, then it getting off my credit, then this other XXXX XXXX went after I got that alleged debt off and gave them a chance to validate it. Which they did nothing but did take it off my credit. Then it will show XXXX XXXX with the same alleged debts and details ( companies and amounts, ect. ). Thanks That was the complaint. I hope your company takes this matter serious and looks at the complaint to see all attached evidence to prove all of it. I will attach a few things But that original complaint took me a very long time to get everything perfect which i will take the time to get it right if i do have to make the proper legal actions against your company. Hopefully it does not come to that. I thank you for your time.
03/14/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33308	Web
1. XX/XX/2021 I received a debt collection notice on behalf of " XXXX XXXX XXXX " ... contracted by Pendrick Capital Partners LLC '' to collect an alleged debt. The debt collection letter was dated XX/XX/2021 and the alleged debt was stated to be in the full amount of {$60.00}. 2. The XX/XX/2021 letter stated the original Creditor was " XXXX XXXX XXXX XXXX XXXX '' and alleged that I was indebted {$60.00} for medical services rendered by Doctor : XXXX XXXX XXXX on ( XXXX ). 3. I was confused because : a. I did not recognize this alleged debt. b. I did not recognize nor recall signing a contract with " XXXX XXXX XXXX. '' c. I did not recognize nor recall signing a contract with " Pendrick Capital Partners LLC. d. I did not recognize nor recall signing a contract with " XXXX XXXXXXXX XXXX '' e. I did not recognize the alleged treating physicians name, signing, or consenting for such treatments to be rendered by XXXXXXXX XXXX XXXXXXXX. f. Nor did I recognize the occurrence of such medical services rendered on the alleged date ( XXXX ). 4. After reviewing the notice of debt collection for one day, I wanted more information. I politely contacted " XXXX XXXX XXXX '' on ( XXXX ) using their provided phone number. The first representative maliciously and abruptly hung-up on me. 5. I feared for the well-being of my credit and my medical privacy of this alleged medical information as outlined by HIPAA. I immediately called back and politely asked to speak with a supervisor due to the original representatives abrupt, malicious, and rude behavior by hanging up on me. The representatives actions were a clear violation of the Fair Debt Collection Practices Act ( FDCPA ). 6. I explained to the Supervisor my itemized concerns [ a. through f. ]. I also stated my Father and I have the identical name, he and I were on the same insurance plan, and I visitied him in the hospital around that time frame after he was rear-ended and and a pick-up truck landed on the hood of his vehicle. The Supervisor explained that he has encountered errors resulting from " Jr. & Sr. Names Shared by Father and Son. I reluctantly remitted payment under the Supervisors assurance that if I paid this alleged debt that was on all Three of my Credit Reports ; the alleged debt would be settled as a payment in full for {$60.00} if I remitted payment right then and there. He also assured me he would send a letter stating the account had been satisfied in full, there would be no further collection practices, and all records of this collection activity would be completely removed from my Credit Reports. 7. In desperation for my best interests and in acquiescence, I remitted payment in the full amount of {$60.00} on ( XXXX ) to rightfully protect my credit, financial interests, and private medical records. [ Ref : Proof of Payment in Full for {$60.00} on ( XXXX ) ]. [ Credit Card Statement Attached ]. 8. On XX/XX/2021 I received the Supervisors letter via USPS from XXXX XXXX XXXX. The letter was dated XX/XX/2021. It stated the following : Confirmation of Account Satisfaction & Account Balance Due : {$0.00}. 9. On XX/XX/2021 I received a letter dated XX/XX/2021 from XXXX XXXX XXXX. It stated This notice serves as confirmation that the above-referenced account with the above referenced creditor has been closed and returned to the creditor. Thus, the account is closed in our system. 10. What is of the utmost concern to me is the correspondence was written on the letterhead of XXXX XXXX XXXX and included attachments from Pendrick Capital Partners LLC. Pendrick Capital Partners LLC dated their correspondence as XX/XX/2021 : Two business days after I remitted payment in full. It also stated : This is communication is from a debt collection agency. This is an attempt to collect a debt and any information will be used for that purpose. Pendrick Capital Partners wrongfully claims I am indebted to them in the amount of {$2100.00}. I am incredibly confused. I remitted payment on XX/XX/2021 again two business days prior to their dated correspondence. This makes zero sense. 11. Most importantly, all documents ( attached ) contain identical Account Numbers, Original Account Numbers, Original Creditor, Contracted Creditor, the alleged Balance, Date of alleged services, and a clear statement : CONFIRMATION OF ACCOUNT SATISFACTION & ACCOUNT BALANCE DUE : {$0.00}. 12. The clear paper trail, my prompt and timely remittance of payment, proof of payment displayed on my credit card statement dated XX/XX/2021, and a letter stating the account balance is {$0.00} proves unequivocally I satisfied this alleged debt in complete Accord & Satisfaction with the law. I remitted payment for this alleged debt, in full, for the Balance Due : {$60.00} on XX/XX/2021. The additional collection practices that have ensued lead me to believe these debt collection practices are immoral, illegitimate, fraudulent, and illegal. Furthermore, I question if the {$60.00} I paid XXXX XXXX XXXX constitutes Wire-Fraud and I sincerely question the legitimacy of this alleged debt. I have reason to question this debt given the circumstances and whirlwind of conflicting claims in each piece of correspondence I received.
02/19/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 950XX	Web
On XXXX XXXXXX/XX/XXXX, XXXXXXXX XXXX XXXX wrote : Hi XXXX, It was a pleasure speaking with you today on the mutually recorded line in regards to account # XXXX. This debt is past the statute of limitations, however the information below may help you collect this debt from the responsible party. I wish you the best in collecting this amount from them, and hope you are successful. Please reach out to XXXX XXXX XXXX XXXX XXXX Department for collection on this debt. The number is in the forwarded email below, along with my response to the original debt collector ( XXXX XXXX XXXX ) in XXXX. Please kindly send a confirmation that you have received this email. Thank you, XX Fwd : XXXX XXXX Acct # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX- Forwarded message -- -- -- -- - From : XXXX Date : XXXX XX/XX/XXXX, XXXXXXXX XXXX Subject : XXXX XXXX Acct # XXXX To : XXXX Hello, I am disputing a credit claim in the amount of {$3100.00} from XXXX XXXX XXXX, as I was detained and under law enforcement custody at the time. I was not involved with contacting XXXX, nor was I involved with any decisions in regards to myself as my freedom of liberty was removed. Please contact XXXX XXXX XXXX XXXX XXXX Department at ( XXXX ) XXXX for verification, billing, or any further questions. Please confirm receipt of this email. Thank you, XX From : XX XXXX Date : XXXX XXXXXX/XX/XXXX, XXXXXXXX XXXX Subject : Re : 2nd Notice Dispute : Regarding XXXX acct # XXXX XXXX XXXX XXXX To : XXXX To whom it may concern : I am disputing a wrongful debt for which I received a second notice by mail in an attempt to collect a debt which is not mine. ( please see attached notice ). Be advised once again that I am NOT THE RESPONSIBLE PARTY FOR THIS DEBT therefore I am writing this dispute. I am under no obligation to provide any further information, however, I have kindly provided detailed information within the emails below which may assist you in contacting the responsible party : The responsible party is the XXXX XXXX XXXX XXXX XXXX Department, and they can be reached at ( XXXX ) XXXX. Please read the additional emails below for further information and clarification. My previous dispute was sent to XXXX XXXX XXXX on XX/XX/XXXX, and NO RESPONSE was received. The emails below which dispute the any alleged debts and were sent after speaking with your staff member, XXXX, by phone on XX/XX/XXXX on a mutually recorded line. The mutually recorded call explains the dispute in the same detail as this email. A copy of this email will be sent by certified mail to the following address : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, IN XXXX I wish you the best of luck in collecting this debt from the responsible party, which is the XXXX XXXX XXXX XXXX Department. ********************************** PLEASE CONFIRM RECEIPT of this email. ******************************** Once confirmation is received, please stop any further contact or harassment by phone or mail with me in regards to the debt of account # XXXX This is a debt for which I am not responsible. I have clearly disputed this debt and explained why I am not responsible, and contact on this wrongful debt gives me severe XXXX as I was a victim of police brutality. Lastly, this is also a debt that is past the statute of limitations. A consumer complaint in regards to this matter has been filled with the Consumer Financial Protection Bureau on XX/XX/XXXX. Any further harassment may lead to legal action taken against XXXX XXXX XXXX and/or Pendrick Capital Partners on this matter. If a legal response is received on this matter, I am prepared to be represented by my consumer protection attorney and seek recovery for any damages in violation of the Fair Debt Collection Practices Act ( FDCPA ), which may include but not be limited to physical and and emotional distress, money unnecessary paid to a lawyer to defend against wrongful debt collection, wrongful damage to credit, and wrongly garnished wages. My consumer protection attorney and I will want to know how your practice is attempting to claim a wrongful debt owed from an individual that was detained and held in physical custody by law enforcement. The freedom of liberty was removed from the individual and the individual was not legally allowed to make or authorize any decisions in regards to themselves or thier own body, as the Sheriff Department maintained all custody decisions over that individual. Lastly, my attorney and I will want to know how you obtained specific details on private health records that were provided in this notice that is attached. ******************************** Once again, PLEASE CONFIRM RECEIPT of this email. ********************************** Best regards, XX
10/27/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78244	Web	Servicemember
I have now received XXXX collection accounts added to my credit report for a medical debt that does not belong to me and is fraudulent. The first one appeared on my XXXX credit report on XX/XX/XXXX. XXXX XXXX XXXX was assigned " my account '' on XX/XX/XXXX and reported a medical debt of {$480.00} with the date of first delinquency being XX/XX/XXXX and the original creditor named as XXXX XXXX XXXX XXXX. I do not reside nor have I ever obtained care in XXXX XXXX. I reside in XXXX XXXX and have only sought care in XXXX XXXX. When I contacted XXXX XXXX they would not provide me with sufficient information to prove the debt was mine. They only disclosed that they had my social security number, but would not verify it without me saying it first and told me they were collecting on behalf of Pendrick Capital Partners for services PROVIDED by XXXX XXXX XXXX XXXX. I was provided an " account number '' associated with Pendrick Capital Partners and tried looking up " my account '' and to no surprise I could not locate on their website a designated place for consumers to look up their account information. I disputed this through XXXX on XX/XX/XXXX, on XX/XX/XXXX my dispute was completed and resulted in the deletion of the account from my credit report. I received a letter from XXXX XXXX XXXX on XX/XX/XXXX confirming the account closure and return. I received ANOTHER collections account on my XXXX credit report AND XXXX report that appeared on XX/XX/XXXX. The report lists XXXX XXXX XXXX XXXX as the original creditor but now XXXX XXXX as the current collection agency. I once again " owe '' {$480.00} for a service provided by XXXX XXXX XXXX XXXX and first date of delinquency being, once again, XX/XX/XXXX. The account was assigned to them on XX/XX/XXXX. I was provided an " account number '' this time from my credit report and tried using it on their website to login. Coincidentally, they called me shortly after I was on their website. The representative I spoke to admitted she saw I tried to login using that account number and said the reason it did not appear is because they were hired by and collecting on behalf of PENDRICK CAPITAL PARTNERS and that account number is for that original creditor. The account numbers given to me by XXXX XXXX XXXX and XXXX XXXX, with the claim they belong to my account with Pendrick Capital Partners, are DIFFERENT. If I did have an account with XXXX, I would assume my account number would be the same. No where on their website is there a place to input that account number to look up. XXXX XXXX said they had my SSN so it appeared as if the debt owed is legitimate, but then said how easy it is for anyone to obtain personal information. They also stated the debt was the result of services provided by XXXX XXXX XXXX XXXX. I have disputed this on XX/XX/XXXX for a second time with XXXX and have also filed a dispute with XXXX. Again, this is NOT debt that I owe. I have NOT received any care in XXXX XXXX. Let alone, emergency services in XXXX XXXX. I reside in XXXX XXXX and seek care in XXXX XXXX. My XXXX XXXX with XXXX has been NEGATIVELY affected TWICE by this fraudulent account and now my XXXX XXXX XXXX has been NEGATIVELY affected. This is unacceptable! Pendrick Capital Partners and XXXX XXXX XXXX XXXX need to be investigated for fraudulent activity and false reporting on credit reports!
09/22/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30097	Web
I received numerous calls from XXXX XXXX XXXX by phone and via mail. In speaking with their representatives by phone I advised them to give me proof of the debt, specifically because I didn't recognize the creditor they represented. On XX/XX/XXXX and XX/XX/XXXX, I received two letters from this XXXX XXXX XXXX, enclosed are original bills from the XXXX providers who rendered services. The details included dates of services, XXXX XXXX, Description of service, the provider names and charges associated with the visits. On XX/XX/XXXX, I contacted XXXX again advising them I have received the communication that detailed my visits and provided explanations of the origin of these debts. XXXX advised me this debt has been sold to a third party, Pendrick Capital Partners II, LLC and they were working on their behalf to resolve the debt. This is a violation of HIPAA Privacy Law. My medical information should not be shared without my permission to any third parties. I did not receive services from Pendrick Capital Partners II, LLC nor XXXX XXXX XXXX XXXX and have no contractual obligation to them. The billing details including XXXX codes and descriptions of services has been shared in violation of my rights. I have requested verbally that communication and collection efforts must immediately cease and this item be removed from my credit report. XXXX XXXX XXXX XXXX has a business affiliation with Pendrick Capital Partners II, LLC. I have a contractual agreement to pay for services rendered to the original provider, XXXX XXXX XXXX XXXX, XXXX not to XXXX XXXX XXXX XXXX or Pendrick Capital Partners II, LLC. This debt was sold by the original creditor to Pendrick Capital Partners II, LLC along with my health information. In order to collect the debt and validate it XXXX XXXX XXXX XXXX provided my Personal XXXX Information to Pendrick Capital Partners, LLC. Pendrick sent my XXXX XXXX information to XXXX XXXX XXXX XXXX via copy of the original invoice from XXXX XXXX XXXX XXXX, XXXX to prove the debt is valid. XXXX XXXX XXXX XXXX in turn forwarded the invoice directly to me enclosed with a letter responding to my inquiry on their letter head. At the time, Pendrick Capital Partners II, LLC obtained my service invoice it revealed my XXXX XXXX and visit description, my patient privacy rights were violated. As previously stated I have an obligation to XXXX XXXX XXXX XXXX, XXXX for services rendered, not a third party affiliate. Furthermore Pendrick Capital Partners II, LLC and XXXX XXXX XXXX, XXXX does not need my XXXX XXXX XXXX XXXX XXXX to validate the debt. This information should have been redacted. However my copy of invoices does not show a redacted or hidden XXXX code ( s ). This is a HIPAA violation.
02/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 44203	Web
I have attempted to get this debt off of my credit report now 3 times, and they continuously state the information is valid, even though the original creditor is unable to find any record of me in their system. The below is a letter I have sent to them asking once again for an investigation into the issue, as requested by a representative I spoke with on XX/XX/XXXX named XXXX : To whom it may concern, Attached is the XXXX Balance Letter that was sent to me via secure email from XXXX XXXX. They are a company that handles the billing for XXXX of XXXX XXXX, XXXX and/or XXXX XXXX XXXX XXXX. I personally called XXXX of XXXX XXXX and spoke with their billing department. I gave them my address ( which I've lived at since XXXX ), my phone number ( which I've had since XXXX ), my date of birth, XXXX, and of course my name. They stated that they have absolutely no record of anyone with that information in their system at all, AND stated that they keep records for 6 years. They then directed me to XXXX XXXX to check and see if they had anything in their system, to which they did not. They then sent me the attached XXXX Balance Letter to try to get Pendrick to close the debt as illegitimate. This was in XX/XX/XXXX. Allegedly, Pendrick did an investigation and stated that they found the accounts to be valid and did NOT close the accounts. Now I have Sent Solutions working for them, attempting to collect the same debt. I really don't know what more I can do to make it clear that this debt you claim to have for me is NOT accurate. I live in XXXX, Ohio. That's nearly an hour from the hospital that you are claiming I was at. I have never even been to XXXX. I don't know anyone that lives in XXXX. I would also NOT seek medical treatment at a hospital an hour away when there's about 6 others within 20 minutes. That's just XXXX. I'm asking, FOR A 3RD TIME, that you investigate these accounts and close them, based on the fact that the alleged original creditor has absolutely no records of anyone by my name, with my date of birth, and with my social ever having visited their facility. I have provided you with more than enough information to handle this. I am also contacting the CFPB, XXXX, and Attorney General 's Office at the same time I'm sending this email because quite frankly, your offices have harassed me continuously and ruined my credit for absolutely no reason.
09/04/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	VA 20191	Web
On XX/XX/2020, XXXX XXXX XXXX sent a notice of a debt of {$1300.00} owed to XXXX XXXX XXXX - XXXX, and on XX/XX/2020, I called the number listed ( XXXX ) and spoke with an agent, notifying him that this bill was not submitted to insurance nor billed to us directly. He said they would see that the bill was submitted properly. The next notice I received was from Affiliate Asset Solutions ( AAS ), in XXXX XXXX, Georgia, on XX/XX/2020, stating that Pendrick Capital Partners II had purchased the debt from XXXX XXXX XXXX - XXXX. I called the number on their letter ( XXXX ) on XX/XX/2020, and also informed their agent of these facts. She told me that my insurance company needs to contact their office. I informed her that that is not how insurance works ; that the company providing services needs to submit to insurance. Their agent hung up on me. On the same day, I sent a letter detailing these facts to AAS and informing them, " We will be happy to pay the amount we are responsible for after our insurance company ( XXXX XXXX ) has processed the claim. We do not accept responsibility for any amount over our normal responsibility that is due because of failure to file with our insurance in a timely manner. '' In response they sent a bill from XXXX XXXX XXXX - XXXX and did not address the issue of insurance processing. On XX/XX/2020, I sent AAS another letter and cc-ed the other parties involved ( Pendrick Capital Partners, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX ), again informing them that we will pay what is our responsibility to pay but not any amount over that due to their failure to file in a timely manner. In response, they sent an offer to resolve the account for a one-time payment of {$890.00}, which is still 4-5 times or more what I would expect to pay if this bill had been properly processed. My insurance company still shows no claim processed from this provider. I expect it is far too late for them to receive any payment through them, which is why they have not processed it. They refuse to respond to that issue, nor have they sent me a reasonable amount with which to settle. None of their correspondence has included any names.
09/02/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ XXXXX	Web
This company has called me repeatedly using a phone number very similar to those that I frequent ( much like other scam callers ) so I had been ignoring the calls I received on Tuesday XX/XX/XXXX at XXXX and Wednesday XX/XX/XXXX at XXXX XXXX. Today, however, I recognized that the entire number was the same as the past two days and not just the area code and next three numbers. I answered and they inquired if my father was available, who is not registered to nor associated with my mobile number, so I asked who was calling. The woman told me she was calling from Affiliate Asset Solutions and again asked if my father was available or if I knew him. I asked her what this was regarding, and she said it was regarding " a business call, '' and once again asked if he was available. I asked her to repeat where it was she was calling from so that I could search it while we spoke and asked again what the call was in regards to, which she instead just replied with the question as to whether my father was available or if I knew him. I repeated my question of what is this call in regards to and by then saw on XXXX they were a debt collection agency. She repeated that it was " a business call '' and said she could not give me further information but still wanted to know if I had any connection to my father, to which I replied that I can't give her any additional information if she can't even tell me what the call is in regards to. She was about to start some script about it being a " business offer '' so I cut her off and let her know I'm aware that she's calling from a debt collection agency, that this number is not registered with the person they're trying to reach yet they've been calling me all week, and my number is also on the federal do not call list so this is collection harassment. I understand debt collectors are permitted to contact you, but after reading through my rights, it does not say anywhere that they can legally contact you and harass you on behalf of a relative 's debt.
03/30/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 23222	Web
This is a continuation of two prior complaints I have filed against XXXX XXXX XXXX XXXX. The two prior complaints are XXXX and XXXX. Both of these complaints were closed because, according to XXXX XXXX XXXX, they " could not identify who has submitted this complaint ''. XXXX XXXX XXXX - here are YOUR REFERNCE numbers of accounts in YOUR computer systems, which YOU gave to ME. These should suffice to identify me as these are literally the reference/account numbers YOU ASSIGNED TO ME - # XXXX and # XXXX. I am not going to give any personal information over this platform, especially when these accounts are for a MINOR. You can look me/the minors account with those two reference numbers as they are YOURS, as noted in the letters YOU mailed to me. XXXX XXXX XXXX ( XXXX ) is a scam company attempting to collect debt that is not owed and/or time barred. XXXX works with Pendrick Capital Partners, LLC as their unlawful " debt collectors ''. Pendrick Capital Partners purchases medical and billing information from XXXX XXXX XXXX. XXXX XXXX XXXX sells their patient's/client 's personally identifiable information without written consent from the patient/client. XXXX XXXX XXXX has been mailed, by me a dispute letter disputing these unlawful and DEBTS NOT OWED. I have also included a CEASE AND DESIST all communications from XXXX XXXX XXXX to me. I do not owe you anything. I have called XXXX XXXX XXXX and inquired about these alleged debts. They have on all occasions on a recorded line stated that they have forwarded any unpaid medical debts under my or my son to Pendrick Capital Partners and they even went so far as to deny knowing who XXXX even is. Leave me alone, XXXX XXXX XXXX. Stop your unlawful debt collection practices. I do not owe you or anyone ANYTHING. I have reached out to an attorney for help as well my state 's Attorney General. You are a scam company. Get real jobs and stop preying on innocent consumers. Thanks.
03/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 14094	Web
I received a call in XXXX of XXXX, from XXXX XXXX XXXX, regarding this balance. I confirmed with my health insurance carrier [ XXXX ] at that time that the account was an error, and I had no financial liability. A month or so ago I received a XXXX from XXXX. 1 ) original service provider [ XXXX XXXX XXXX ], 2 ) XXXX [ XXXX ], 3 ) current creditor [ Pendrick Capital Partners LLC ], 4 ) Current collection agency [ XXXX XXXX XXXX, and 5 ) Previous creditor, as listed on the validation letter [ XXXX XXXX XXXX ] The 1st is no longer involved and can not help. The second says Im not liable and they can step in to help. The third says XXXX will handle the dispute. The fourth, XXXX, says their client handles the dispute ( poor training? ) And the fifth pointed back to all the above mentioned businesses. XXXX rep said he didnt know anything about credit because he was new. He said he was pretty sure thee account would stay in a dispute for awhile and nothing would happen. I just found this has been repeated to credit, while in a dispute? I notified them of the dispute online, verbally, and in writing. On XX/XX/XXXX they confirmed they received the related EOB and would respond when their client got back to them. To date I have no idea what happened following that confirmation apart from being told this wont be reported. I was hesitant to seek counsel but now feel that or AG is my only option to correct this issue. The trade line alone is an FDCPA violation, not to mention false and misleading information, and failing to respond adequately and timely to a dispute. The erroneous account balance is not owed, due, or a valid debt in any way. The proof has been submitted. Why was it reported to credit while actively disputed and not validated? How will all of this be resolved? Who will take steps to confirm/deny/respond and what steps are those?
11/04/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	UNITED STATES MINOR OUTLYING ISLANDS 94123	Web
On or around XX/XX/XXXX, I contacted XXXX XXXX XXXX/Pendrick Capital Partners in dispute of a debt from XX/XX/XXXX in the amount of {$370.00}. In their letter dated XX/XX/XXXX, XXXX states " Unless you notify us within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. '' During my phone conversation with Mr. XXXX XXXX I firmly disputed this alleged debt as I had previously disputed this debt in XXXX/XXXX. Unfortunately a physician group XXXX XXXX of XXXX TX under the license of XXXX XXXX XXXX upcoded a visit for a simple XXXX ( normally coded as XXXX that was upcoded to XXXX please see the following for an explanation of coding https : XXXX ; XXXX XXXX : XXXX. ) MrXXXX XXXX indicated he would send me a copy of the original bill and suggested I contact XXXX XXXX to resolve the situation. In the meantime, I was not to worry and I would be able to resolve the issue without fear of damage to my credit file. Despite my original dispute and reflecting to XXXX and Pendrick Capital Partners that I firmly dispute the charges as I did not receive the services claimed, the disputed debt was reported to credit agencies ( XXXX ) as of XX/XX/XXXX. I immediately contacted this collection agency to ask this information be removed from my credit file. The " Manager '' indicated that XXXX had the right to update my credit file at any time and queried how could I " prove '' I was upcoded. He refused to remove the inaccurate information from my credit file at which time I told him I would be exercising state and federal remedies available to me. My credit is now damaged as a result of fraudulent upcoding and a collections agency using predatory collections practices to strong arm individuals into payment.
02/20/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76112	Web
XXXX XXXX XXXX began calling me on XX/XX/XXXX demanding that I pay a debt that has already been resolved as not mine by 2 previous collectors. Now they purchased it and are using aggressive tactics to collect. I have recordings of the following calls : XXXX XXXX XXXX & XXXX XXXX XXXX XXXX XXXX & XXXX XXXX I have never been to " XXXX XXXX '' and on the day in question XX/XX/XXXX I was XXXX in the XXXX XXXX XXXX. In XXXX XXXX XXXX XXXX XXXX tried to collect this debt. I explained the same to them and never heard from them again. In XXXXXXXX XXXX XXXX this debt appeared on my credit report. I was buying a car at the time and it cause me to pay an extra 2 % interest on the loan. I contacted the reporter who was NOT this company and they immediately removed it from my credit report. Now this company is trying to collect the same debt. This is not my debt and there is no possible way that I could have incurred this debt. I very clearly disputed the debt on the phone with their collector and I have recordings of the calls. Nevertheless they have placed this collection on my credit report as of XX/XX/XXXX as a {$1300.00} collection. They called more than the times listed above those are the only ones I was able to record. I requested they send me proof of the debt and they have failed to do so. They sent me a one page letter only showing : Original Creditor : PENDRICK CAPITAL PARTNERS, XXXX Current Creditor. XXXX XXXXXXXX XXXX XXXX On the back is says again XXXX XXXXXXXX XXXX XXXX gives a date on XX/XX/XXXX ( still I was in the jail ) but no proof that I signed for this account or agreed to pay any amount. The failure to provide original proof of the debt is a violation of the Fair Credit Reporting Act.
04/13/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	TX XXXXX	Web
During my senior year at XXXX University, I became very ill and had my roommate take me to the emergency room at XXXX Hospital on XX/XX/XXXX. I was in the hospital for five days with an XXXX XXXX I was under my mother 's insurance at that time ( XXXX XXXX XXXX XXXX ), which I had in my possession ( Medical Insurance card ) at the time of admission. At that time my legal mailing address was my parents home. On or about XX/XX/XXXX my parents received a collection letter from Affiliate Asset Solution, LLC. it stated that I owed {$XXXX} for services dated XX/XX/XXXX. My mother inquired about this XXXX XXXX XXXX XXXX, who is with, " XXXX XXXX XXXX XXXX '' ; and the original Account # XXXX. The insurance do not have a claim filed for that Dr. on that day, or any other day. XXXX stated, " Dr. 's have 12 months to file a claim for services '', after that the insurance co. and patient are not liable for payment. I don't remember this Dr., but then I was on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. I'm still making payments to the hospital. After my mother called Affiliate to find out more about this bill ; I started receiving phone calls from them. Last week it was every day, they even offered to take half the amt., if I pay now. My mom contacted XXXX Hosp., and they said this Dr. no longer works there, and they haven't seen him in a long time.They also told my mom that there was another complaint involving this hospital and XXXX XXXX XXXX XXXX XXXX Also, my first name is misspelled on the collection letter. Thank you for your time.
04/24/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AL 350XX	Web
The calls began in early XXXX. I was contacted for a medical debt for a 2 years old date of service. I did not know of any debt ; I called my insurance company, and they confirmed that the bill for a visit was paid. However, upon further investigation, I found that I was billed separately by the Dr. of the visit. Each time Affiliate assets solutions contacted, to collect the owed debt, they never discussed whom I owed until I asked. I requested a written statement but was denied as they have attempted to send me mail in the past. However, that is not true, and I have yet to see a written letter from this group. XX/XX/XXXX, I was contacted by this group and asked for more information, but they refused to give any further information. Today ( XX/XX/2020, at XXXX ), I contacted affiliate asset solutions ; they were rude and continued to harass me for a payment that I do not understand. I asked if they had any information about the group that is trying to collect, and how I could get in contact with that group was told no. Again, my loved ones and I have received repeated phone calls, dealt with rude and standoffish behavior. I did not receive enough information to verify the debt ( what this debt was for, the location and who was the Dr. ), dispute me asking for a written statement affiliate asset solutions did not give me a notice of right to dispute. They did not have any information for my insurance company to contact them and pay for this bill, but my insurance was able to go around and fix the bill.
05/17/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	CA 90008	Web
Spoke with a representative back in late XXXX early XXXX and set up a payment plan, however I was facing financial hardship and wasnt able to make the payment, the representative called me I explained my situation and asked was there something else we could do to start the payments but I wasnt able to make a payment that day she told me well you have other financial obligations you have to tend to as well so how are you going to make a payment today. I said excuse me she repeated herself and said something else I then hung feeling disrespected and mistreated. A few days later another representative called me, he said we see we attempted to collect your payment but however the payment was declined and you are no longer eligible for the payment arrangements so how will you be paying the full amount. I told him I spoke with a representative prior to him calling and I was working on the matter. He cut me off and said well maam you have to make a payment today i dont know who you talked to but a payment needs to made. They call me back to back even if I let them know Im at work call in the morning they get rude, its always they dont have no previous notes, & I got called a liar from a representative telling me how they didnt call me meanwhile I have recent calls from their company number. They even call hang up then call back. How can someone collect a debt or let alone trust giving someone their money when you have customer service representatives that are very unprofessional and aggressive.
04/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NC 28277	Web
On XX/XX/XXXX I spoke with an employee at Pendrick Capital LLC and she was very rude. She would not give me an email address, fax number, or her full name. She over talked me the entire time so I asked to speak with a supervisor. This company has repeatedly outsourced a Medical account that does not belong to me and reporting this inaccurate information onto my credit report. A Supervisor contacted me on XX/XX/XXXX. She stated her name was XXXX. After researching the company I find out that her name was XXXX XXXX. She would not give me any transparency pertaining to the company and she deceived me with a fictitious name. She also called me from a New York area code when this company is based out of Virginia and XXXX. She also did not want to give me an email, fax number or full name. Ive been a victim of identity theft and I told this company this 2 years ago. They removed it from my credit after sending them a police report but they continue to shop this account around to different collection agencies that are putting this account on my credit report. This company has a tremendous amount of lawsuits and continue to operate in an illegal matter and needs to be shut down. There website is very vague and gives not much information. They have placed a XXXX and XXXX medical account with a company called XXXX XXXX XXXX and it appears on my credit report as if I opened it on XX/XX/XXXX. This is inaccurate and its breaking the FDCPA Laws.
12/22/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77026	Web
I am a victim of identity theft. I recently learned that my personal information was used to open an account at XXXX XXXX XXXX XXXX that now is being handled by Pendrick partners that is not even licensed to collect in Texas. I did not open or authorize this account, with this company or no other company they represent and I request that it be closed immediately. Please send me written confirmation that I am not responsible for charges on this account, and take appropriate steps to remove information about this account from my credit files. Not only that this is a medical account and I do not recall giving permission to any provider at all allowing them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Also Pendrick Partners never even sent me notice of the fraud account or else they would have already known that I was a victim of identity theft and this account is a result of thereof. Additionally, I thought any reporting of a debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I have previously notified Pendick Partners that I am a victim of identity theft and to close this unauthorized account but they decided to ignore my request.
03/31/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 328XX	Web	Servicemember
On XX/XX/2020, at approximately, XXXX, I received a return phone call from, XXXX XXXX , Chief Compliance Officer, current creditor for Pendrick Capital Partners , LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , NY XXXX. My goal was to get the correct contact information of Mr XXXX 's agencey. He brought to my attention an issue that led me to filing this complaint. Initially, he stated that he listened to all of the phone calls at his agency along with the Debt collector phone calls and stated that they all identified themselves and stated what company they were calling from however l brought to his attention that that was not true and encouraged him to go back and listen to the phone call made on XX/XX/2020 at XXXX XXXX, where the representative did not identify what company he was calling from or who he was calling on behalf of and was very rude and nasty and even went so far as to say when asked, " what company are you calling from? '' he stated " Never mind what company I'm calling from, is this XXXX XXXX!!!!! '' which is attached to this complaint. I did inform Mr. XXXX that I'll be more than happy to accept his apology after hes listen to the recording. The concerns I raise are Abusive and/or Unfair Practices violate the FDCPA : Calling or contacting you without disclosing that they are debt collectors trying to collect a debt
03/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DC 20011	Web
XXXX XXXX has been repeatedly denying my claim for a healthcare bill that is not my responsibility since XXXX. I suffered a XXXX and was taken to the Emergency Department at XXXX XXXX XXXX Hospital in XXXX, XXXX on XX/XX/XXXX. At this time, I was fully covered for healthcare under XXXX XXXX with XXXX XXXX serving as my healthcare provider. I learned that XXXX has been repeatedly denying my claim for insurance recovery because they have been informed that I have primary insurance coverage with the XXXX XXXX XXXX ( XXXX ). I terminated this plan in XX/XX/XXXX and only used it while I was living in XXXX. Since then, I returned to XXXX and have had XXXX XXXX as my primary insurance provider since XXXX, XXXX. XXXX initially billed me through a creditor called XXXX XXXX XXXX and I previously filed a CFPB complaint. That creditor responded and notified the CFPB that the debt would be waived given the circumstances. They have now sold the account to XXXX XXXX XXXX XXXX and are billing me through a creditor called XXXX XXXX XXXX XXXX. Here is information about my XXXX XXXX Insurance Coverage : XXXX XXXX Patient Account # : XXXX XXXX XXXX Patient Account # : XXXX Patient ID # : XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX, XXXX XXXX Effective date of insurance coverage : XX/XX/XXXX
03/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DC 20011	Web
XXXX XXXX has been repeatedly denying my claim for a healthcare bill that is not my responsibility since XXXX. I suffered a XXXX and was taken to the XXXX Department at XXXX XXXX XXXX Hospital in XXXX, XXXX on XX/XX/XXXX. At this time, I was fully covered for healthcare under XXXX XXXX with XXXX XXXX serving as my healthcare provider. I learned that XXXX has been repeatedly denying my claim for insurance recovery because they have been informed that I have primary insurance coverage with the XXXX XXXX XXXX ( XXXX ). I terminated this plan in XXXX, XXXX and only used it while I was living in XXXX. Since then, I returned to XXXX and have had XXXX XXXX as my primary insurance provider since XXXX, XXXX. XXXX initially billed me through a creditor called XXXX XXXX XXXX and I previously filed a CFPB complaint. That creditor responded and notified the CFPB that the debt would be waived given the circumstances. They have now sold the account to XXXX XXXX XXXX XXXX and are billing me through a creditor called Pendrick Capital Partners LLC. Here is information about my XXXX XXXX XXXX XXXX : XXXX XXXX Patient Account # : XXXX XXXX XXXX Patient Account # : XXXX Patient ID # : XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX, XXXX XXXX Effective date of insurance coverage : XX/XX/XXXX
03/05/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80110	Web
XXXX XXXX XXXX sent me a letter claiming that I owed {$1700.00} to Pendrick Capital Partners who had purchased " my '' medical debt from XXXX XXXX XXXX. I emailed them asking for support. They sent me their " support '' which I believe to be fake. All of my personal information is inaccurate and the rest of it is incomplete. Please see the letter along with the support they sent attached. I have also never taken an ambulance like they are claiming. Additionally, it said that I took this ambulance on XX/XX/2016 and I was no even in the US at that time. I did some research on these companies and it seems as though they all know each other. Please see my findings on the secretary of state sites in CO, IN, and DE. XXXX XXXX XXXX is registered in Indiana. Their registered agent there is XXXX XXXX XXXX XXXX In Colorado, their registered agent is XXXX XXXX XXXX XXXX. Pendrick Capital Partners is registered in Delaware. Their registered agent there is XXXX XXXX XXXX XXXX. In Colorado, their registered agent is XXXX XXXX XXXX XXXX. XXXX XXXX XXXX is also registered in Delaware twice. Their registered agents there are XXXX XXXX XXXX XXXX and XXXX XXXX XXXX. I believe all of these companies to be fraudulent. They are trying to scare people into giving them money.
02/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA XXXXX	Web
I was hospitalized in Virginia at the XXXX XXXX XXXX ( XXXX ) in XX/XX/2018 while visiting family. I have health care insurance through XXXX XXXX XXXX but based in southern California. XXXX accepts XXXX XXXX but they had to create a temporary ID for use through XXXX based in Virginia. They had put in my California XXXX ID instead of my Virginia ID and that's why it appeared that I didn't pay my debt. The amount of my bills are {$1300.00} and {$55.00}. I called XXXX two years ago and gave them my XXXX information and XXXX information and they said I did not owe any debt to them for the hospitalization as it was completely covered by my insurance. For some reason this debt was sold on to Pendrick Capital Partners II who keeps sending me letters in the last couple months in the mail and calling over the phone pursuing this debt that I do not owe. Can you please advise what needs to be done to prove to them that I do not need to pay them any debt especially as XXXX XXXX XXXX themselves do not believe I owe them any debt and end the endless harassment by this debt collection company? I am very sick currently with XXXX and I can not take on this kind of harassment at this difficult time.
05/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33610	Web
I received a letter from XXXX XXXX XXXX about a debt collection. I did my research and found out that the debt was related to medical services. I contacted the medical provider, they never provided services to me ( which I already knew ), contacted the previous creditor and they said they could not provide any information even when they confirmed my case number. The current collector XXXX XXXX XXXX try to convince me that the debt was mine because they had all my information on the case until I confronted them with evidence and prove they were wrong and ask the for a itemzed invoice. Tree weeks later I received a fake itemized invoice with fake information which was showing that the services were provided to a different person. I call back and all they said was that that made a mistake and hang up the phone. This is something that has to be investigated because doing my research I found out I was not the only person with the same problem with this company. They are trying to scam people and the worst part they have all your personal information home address, social security number date of birth phone numbers and you don't know if there will be future fraudulent intents to do the same.
12/08/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 206XX	Web
Around XX/XX/XXXX I received a letter from XXXX XXXX XXXX dated XX/XX/XXXX. The letter states there client Pendrick Captial Partners has purchased my debt from XXXX XXXX and they are attempting to collect it for them. The debt amount is for {$1000.00}. On XX/XX/XXXX I responded with a letter requesting more information about this debt including receipts that where already paid towards the debt. The tracking shows this was received by XXXX XXXX on XX/XX/XXXX. USPS # XXXX. On letter dated XX/XX/XXXX XXXX XXXX responded with a XXXX document showing amount owed and no proof of any previous payments. On XX/XX/XXXX I responded to XXXX recovery with a copy of the receipt to XXXX XXXX showing account was paid in full on XX/XX/XXXX. I requested XXXX XXXX to notify all parties that this debt is paid in full and requested to end all communication with myself. USPS # XXXX. On letter dated XX/XX/XXXX, XXXX XXXX sent another letter. This letter was similar to the original letter. XXXX XXXX never acknowledges receiving the copy of the receipt showing paid in full. XXXX XXXX is again currently trying to say if I don't acknowledge this debt within 30 days of the date then they assume its valid.
08/20/2020	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	CA 93036	Web
AFFILIATE ASSET SOLUTIONS based in Georgia has been repeatedly calling me at XXXX XXXX almost every single day for weeks now if not longer. I live in XXXX but used to live in XXXX which is where I had XXXX and my medical debt is based. A number with a XXXX area code calls almost every morning at XXXX XXXX. I have filed a complaint previously but must have filled something out wrong because the company claims they can't find an account with my name, yet they call me every day from multiple numbers. All with XXXX numbers, but their response was that they are based in XXXX so it couldn't be them making the calls and I must be mistaking them with another company called Affiliate Asset Solutions debt collection. But I have done research and found on multiple websites dozens and dozens of complaints against this company, along with corresponding phone numbers they have called from and there are XXXX numbers listed. Also when I call the numbers back they go to a recording telling me the company is AFFILIATE ASSET SOLUTIONS DEBT COLLECTION. The calls need to stop. I lost my job due to the pandemic and I can't pay my medical debts right now so they're really just wasting their time.
03/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 23462	Web
I received a letter from XXXX XXXX XXXX stating that I owed them money for a bill and they gave me a choice of making payment arrangements. I checked my credit report annually and pay all of my bills, so I knew that I didn't owe anyone. I found the receipt of the bill that they claimed I owed in which was paid almost 4 years ago. I called and told the representative that I had already paid the bill and I had the receipt and wanted to know how did they get my information. We spoke for several minutes and she said that she would put in a depute for me. Called collection agency that I paid and they no longer handled account, she told me to give them the information on receipt. I called back to give them information on my receipt and they said that they could not take it. A couple of weeks later, I receive another letter stating that I have a balance and they had my personal information on it. So, I called them back again and the representative refused to speak with me because I would not give her my personal information in which I didn't have to before and she was very rude. I called back again and someone hung the phone up without even saying anything.
08/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH XXXXX	Web
This is the 3 time I have disputed and filed a complaint with the CFPB and the FTC overaccounts XXXX XXXX XXXX XXXX # XXXX ( XXXX XXXX XXXX XXXX XXXX ), Third-Party Collection Agency unable to validate debt. Other problems have included debt buyers selling with accounts with one creditor and then being collecting by another whoallegedly purchased the debt ( Smith v. Mallick, 514 F.3d 48 ( D.C.Cir. 2008 ) ), disputes between debt buyers over who owns which account when buyers have purchased partialportfolios ( Wood v. M & J Recovery LLC, CV 05-5564, 2007 U.S. Dist. LEXIS 24157 ( E.D.N.Y., April 2, 2007 ) ( dispute over who owned the 1/5th of a portfolio that included the debtors account ), or debt buyers attempting to collect monies in excess of the balance of a previously settled debt ( Overcash v. United Abstract Group , Inc., 549 F. Supp. 2d 193 ( N.D.N.Y. 2008 ) ) there are so many violations I don't which one to start with. All of these accounts are fraudulent until I see PROOF OF CHAIN OF TITLE OF OWNERSHIP!! I have notreceived any documentation from any of the above companies and I request again that proof of Claim and verification.
10/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22408	Web	Servicemember
XXXX XXXX sent a letter to collect a debt for XXXX XXXX XXXXPendrick Capital Partners . It was in my maiden name which wasnt my name at the time this supposed XXXX XXXX occurred. It hadnt been for 9 years. It was for a person I do not know. I responded to the letter that this was not my debt. They sent out a second letter which generated a statement. I called the number telling them this debt is not mine, I did not know this person. He was very rude and combative. He had my phone number and the last 4 of my SS, which was very alarming. He insisted I verify if the last 4 belonged to me and got very angry when I told him I wouldnt verify that information. I just got a third letter telling me I needed to provide proof of identity theft. Which.. this happened apparently 3 years ago ( XX/XX/20 ) and Im just finding out about it now. The person was XXXX XXXX XXXX at the time they were transported and this debt occurred. I have asked them to disassociate me from this debt via telephone and by their website. Yet, the third letter still came. I need to find out how to remove my name from this debt and get them to stop harassing me about it.
12/04/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33462	Web
This company has continued to put a medical bill that belongs to my daughter whom was the age of XXXX on my credit report I have constantly had to dispute to have removed on many occasions I have also called them and they told me that they were gon na keep going after me although they know it belongs to my daughter they got my information as she was on my insurance my insurance paid the portion the rest of the bill would belong to my daughter not me when I spoke to them they were very rude and threatened that they would put it on my credit and they have XXXX times now and I keep having to spend time filing disputes with credit bureau and they have kept removing it just because someone is on your insurance should not allow company to have my information and try to charge me for the bill specialty when they patient is a grown adult age XXXX and they dont even have it on her credit report and also was not around when she went to the hospital I have not authorized the hospital nor any other to have or use my personal information especially my social security number and now they have also mailed to my current address
03/15/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 209XX	Web	Older American
I received a letter in XXXX from XXXX XXXX XXXX stating that they were attempting to collect {$1900.00} in debt owed to XXXX XXXX XXXX. I immediately filled in their form asking them for more information and letting them know that I was disputing the debt as not mine. On XX/XX/XXXX I received another letter from them with more information ( the address of the person who owed the debt ). That same day, I received an alert from XXXX that a disparaging debt note had been recorded on my credit report by XXXX XXXX XXXX. Had they taken any simple steps to ascertain if this was me ( it is a common name ), they would have found that 1 ) I have never lived anywhere in California much less in XXXX XXXX, XXXX ) that I have lived at my current address for 25.5 years, and 3 ) that there are at least six people named XXXX XXXX who do live in XXXX XXXX according to XXXX. Their action of reporting this to the credit agencies without cause has been harmful to my reputation and credit standing and is an unreasonable abuse of their ability to do report what they please. Thank you.
06/27/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
Shortly after XX/XX/XXXX, I received a notice from XXXX XXXX XXXX about a medical debt from XXXX. I knew the debt was not mine. I called and tried to tell them that it was not mine. They were brief and said they could only send me a record of the debt. Their statement requested {$2100.00}. I told them they had the wrong person and to not contact me again. XXXX weeks late, I received a breakdown of the debt. It was a medical bill from XX/XX/XXXX. It was not mine. They listed my name, but had an address that I never lived at, a birthdate that was not mine, a phone number that was not mine, and insurance information that was not mine. Clearly, they have the wrong person. Today, I called them again to tell them to leave me alone and that they had the wrong person. I spoke with a supervisor, who insisted that I provide my actual date of birth and my social security number. I refused and said do not contact me again. She made no effort to resolve the fact that they had the wrong person. Also, their license number application is pending in the state of California.
06/20/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AR 71901	Web
XXXX XXXX is stating the debt was acquired from TX XXXX XXXX for portion not covered by insurance. This debt was originally sold to Pendrix Capital Partners. The debt was incurred paid by insurance XXXX XXXX XXXX XXXX. When Pendrix attempted to collect the debt, a request of the itemized breakdown was ask for which was not provided. However payment from XXXX XXXX XXXX Account was used to rectify the debt. Then a bill from XXXX XXXX was received. Upon contact XXXX, I was advised that " Pendrix was our client we are collecting on behalf of, however for anything prior XX/XX/2022, you would need to contact Pendrix ''. I advised it not my responsibility to verify the balance they are collecting on behalf of their client to which has been resolved. This debt is rectified, however they appear to be " reselling it '' without ownership from XXXX to valid the amount on behalf of their client Pendrix. This is predatory collection whereby no one is stating ownership of validating balance or paid in full and allowing it to be reported to my credit.
03/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48823	Web
I keep getting calls related to a medical bill for my son that occurred in XX/XX/XXXX. I paid the bill entirely in XX/XX/XXXX. I sent copies to XXXX XXXX XXXX in XXXX and XXXX showing not only the date of service but also that the copies of the cashed check. I've dealt with this now in XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and now again in XX/XX/XXXX. The debt was passed on to Affiliate Asset Solutions and I've had to start the entire process over. Every interaction I've had with XXXX -- including an XXXX and a XXXX was met with a very rude reaction to my questions and comments. While they " technically '' answered my questions they did so in a passive aggressive/attitude driven way. I feel as though I've being treated unfairly when I've actually gone over and above to prove that I've paid the debt they are attempting to collect. The final answer they've given me is that it's pending review and it will take up to 60 days and I will have no notification if the debt is closed successfully which is unacceptable to me.
04/01/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD XXXXX	Web
Since XX/XX/2021 I have been receiving repeated and harassing telephone calls from Affiliate Asset Solutions a debt collection agency located in XXXXXXXX XXXX, GA. The debt is unknown. In addition, Affiliate Asset Solutions has deliberately falsified the information transmitted to my caller ID display in order to disguise their identity. I have recorded calls from ( XXXX ) XXXX and ( XXXX ) XXXX. I was able to trace these numbers as belonging to Affiliate Asset Solutions. Their registered telephone number is ( XXXX ) XXXX. On XX/XX/2021 a recorded voicemail message from ( XXXX ) XXXX was left stating " court action '' was being taking against me. The message is believed to have been left by Affiliate Asset Solutions. Per the Fair Debt Collection Practices Act ( " FDCPA '' ) a collector is required to send a written " validation notice '' within five days of first contacting you. However, I have not received this notice from Affiliate Asset Solutions and the right to dispute the validity of the alleged debt.
07/23/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 49503	Web	Servicemember
Pendrick Capital Partners, LLC has attempted to collect a debt from me using multiple debt collection companies. The first attempt was by Affiliate Asset Solutions , LLC in XXXX of XXXX. A timely request for validation of debt was made on XX/XX/XXXX to Affiliate Asset Solutions, and no response was sent. I believed the issue to be resolved. However, Pendrick Capital Partners used a second collection agency to attempt to collect this debt again in XX/XX/XXXX. This agency is XXXX XXXX XXXX. A request to validate this debt has been sent on XX/XX/XXXX. The only explanation I can think of for Pendrick Capital Partners to use a different collection agency is to get around the requirement to not contact me without validating the debt first. At this point, I feel that I am being harassed in an attempt to collect a debt that is not mine. I attempted to call Pendrick Capital Partners to send them a letter, but they insist that all communication about the debt go through their debt collection agency.
02/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 41042	Web
In XX/XX/XXXX, I received a collections notice from Affiliate Asset Solutions LLC stating that they had bought/sold Pendrick Capital Partners LLC debt for amount referenced below. The original account, not belonging to myself is as states. Patient : XXXX XXXX Original account number : XXXX Original creditor : XXXX XXXX XXXX XXXX Date of Service : XX/XX/XXXX Balance Due : XXXX Upon receipt of this letter, I sent a reference letter and dispute to Affiliate at XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX GA, XXXX. I have received no correspondence and now this reflecting on my credit reports. I, XXXX XXXX, was not treated for any condition on XXXX XXXX. If I was, it would have been in KY, where I reside and would have been covered by KY XXXX which I received for many years. Beside the fact that this is an inaccurate debt, any treatments disclosed in the itemized bill sent to the creditor would have violated HIPPA. This debt was not incurred by me and does not belong to me.
02/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 41042	Web
In XX/XX/XXXX, I received a collections notice from Affiliate Asset Solutions LLC stating that they had bought/sold Pendrick Capital Partners LLC debt for amount referenced below. The original account, not belonging to myself is as states. Patient : XXXX XXXX XXXX account number : XXXX Original creditor : XXXX XXXX XXXX XXXX Date of Service : XX/XX/XXXX Balance Due : XXXX Upon receipt of this letter, I sent a reference letter and dispute to Affiliate at XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX GA, XXXX. I have received no correspondence and now this reflecting on my credit reports. I, XXXX XXXX, was not treated for any condition on XXXX XXXX. If I was, it would have been in KY, where I reside and would have been covered by KY XXXX which I received for many years. Beside the fact that this is an inaccurate debt, any treatments disclosed in the itemized bill sent to the creditor would have violated HIPPA. This debt was not incurred by me and does not belong to me.
03/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60657	Web
I have received notification from XXXX XXXX XXXX that I owed medical debt from XX/XX/2017. The information in the letter I received contained misspellings of my name and referred to an ambulance company in XXXX ( a state I have never visited/been ). After researching the company and calling their customer service number, I learned that the information they have on me is incorrect and requested that they file a dispute. The company had reported this debt collection effort and I learned that it has affected my online credit score significantly The company requested I file a police report, however, the police department informed me that I can not file a police report if there was no financial harm/stolen property. The company then proceeded to send me more information about the debt to which I still can not file a police report. I have requested that the company allow me to dispute the debt but that has not happened as of today.
09/16/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	OH 445XX	Web
XX/XX/2019. Amount {$430.00}. Contacted the company with violations an invoice and cease an desist letter 1. Fact 15 usc 1681 protection of non public personal information ( a ) privacy obligation policy it is the policy of the congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers non public information 2. Fact 15 usc 6801 ( b ) ( 3 ) to protect against unauthorized access to or use of such records or information which could result in substantial harm or inconvenience to any customer 3. Fact 15 usc 1692 ( b ) ( 5 ) not use any language or sysmbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates thats the debt collator is in the debt collection business or that the communication relates to the collection of. Debt.
05/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78613	Web	Servicemember
I submitted a complaint with CFPB about XXXX XXXX XXXX XXXX stated that they are only the 3rd party trying to collect. Pentrick Capital Partners are the original debt collectors, but I have never done business with them at all and I absolutely owe them nothing. Pentrick had already hired another debt collector and it had to be dismissed because they couldn't prove that this was my debt. Now Pentrick Capital Partners hired someone else to collect. I asked for proof that this is my collection and they sent the documents attached, which is absolutely not proof. First of all, you will see on page 1, they have my birthday as XX/XX/XXXX. That alone should tell you that this is not me. I was born in XXXX. The rest of the pages just show a name addresses and an amount due. THIS IS NOT PROOF! Please remove the collections from all the bureaus that you reported to immediately because it is affecting my credit.
09/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 208XX	Web
I received a collection letter around XX/XX/XXXX dated XX/XX/XXXX from Affiliated Asset Solutions, LLC for the amount of {$1500.00}. I immediately called them and told them that I was disputing the collection. I was told by their representative that I had gone to the emergency room on XX/XX/XXXX and the bill was a result of that visit. I informed her that I did not go to the emergency room in XXXX at anytime and that I wanted to dispute this collection. They have proceeded to call me several times and I have repeated that I did not go to the emergency room in XXXX. I have asked for the name of the hospital and any intake forms of my supposed visit and any bills that were generated as a result. They just keep calling me and asking me about the debt. I went to the XXXX XXXX XXXX website and they have a lot of complaints from people complaining about the same problem I am having with the company.
07/22/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60707	Web
Received multiple calls and letters from XXXX XXXX XXXX naming the creditor as Pendrick Capital Partners LLC. It was in regard to a debt for {$710.00}. My POA sent a request for debt validation on XX/XX/XXXX. It's ben over 30 days and didn't receive anything in the mail. I was then contacted by XXXX XXXX XXXX once again letting me know they received the debt validation letter from my POA and was trying to get me to settle a debt that is not legally collectible. My POA called on XX/XX/XXXX at XXXX XXXX cst and got disconnected. She called again at XXXX cst and spoke with XXXX XXXX He told her that they never received the debt validation letter. And that he could mail her one out. She asked for the date of first delinquency ( DOFD ) and XXXX XXXX stated they did not have the DOFD. He stated that the service date was XX/XX/XXXX and that they received the file on XX/XX/XXXX.
10/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60477	Web
I visited the emergency room on XXXX. I was insured by XXXX XXXX. The emergency room physicians group ( XXXX XXXX XXXX ) has a had a problem trying to collect from XXXX XXXX. XXXX XXXX keeps denying the claim. XXXX XXXX XXXX wanted me to contact XXXX XXXX to get them to pay the claim. I can not force XXXX XXXX to pay a claim, and furthermore I have never been contacted by XXXX XXXX regarding this claim. All of this has been stated to XXXX XXXX XXXX in previous letters. XXXX XXXX XXXX has now sold the debt, which is not due from me to Pendrick Capital Partners, which is trying to collect the amount through XXXX XXXX XXXX. This is an attempt to collect a debt not owed. Rather then take the correct action to collect the debt, XXXX XXXX XXXX and Pendrick Capital Partners, have fraudfently tried to collect a debt from me that I am not liable for.
07/20/2020	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	OH 45040	Web
This debt of {$100.00} is not my bill. This debt was bought by another debt collector Pendrick Capital Partners II in XXXX, VA. This was reported to my credit bureau again after it was removed and disputed. This was disputed and taken off my credit report by XXXX when the last debt collector had the account. Now I am being harassed again. The supposed creditor was XXXX of XXXX XXXX, XXXX XXXX XXXX XXXX, Ohio XXXX. I do not owe them a bill. I have not done business with this company. I do not owe the debt please provide validation of the debt with my signature. I have not agreed to any services or signed a contact with the supposed creditor. I want a copy of the signed agreement ASAP. If I am not provided with a copy of the signed agreement I will be contacting an attorney. I believe this fraud and this is not my bill.
03/28/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WA 98053	Web
I was pursued by XXXX XXXX earlier and now by Pendrick Capital Partners II, LLC for a {$890.00} medical bill on behalf of XXXX XXXX XXXX for a medical procedure ( CPT Code : XXXX ) done on XX/XX/2015. I have no recollection of any such service received by me or my family. I do not recollect every seeing this doctor- XXXX XXXX XXXX and also have never been to this hospital in XXXX WA. I called the Hospital and also Physicians Office and they do not have any record of me. I asked Pendrick to send me details and the date of birth and Phone number on the record are wrong. This clearly is a mix-up or fraud as my name is a common XXXX name ( XXXX XXXX ). This claim showed up on my credit history and had a significant impact, bringing down my credit score. I was about to buy a house and now I am stuck due to a lower score.
06/12/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MA 01089	Web
XX/XX/21 Amount {$640.00}, Affiliate Asset Solutions , LLC claiming that I have a debt and trying to collect some debt that I have no idea about, and they regularly sending letters. I don't have any debt that is out for collection. Nothing in their letters states who is the creditor, writing XXXX or XXXX doesn't state what are they referring to. No one has time to go around and see what are they trying to do, I think they are scammers and trying to hack our information to cause me damages and I would like this to stop ASAP. They are making me frustrated and I'm very sensitive at heart, It hurts me when they send illegal letters to harass me. This must STOP and I like to file a complaint against them of harrsmenet. Affiliate Asset Solutions , LLC XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX, GA XXXX PH XXXX XXXX XXXX
02/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92260	Web
Pendrick Capital Partners II, LLC has tried getting money numerous times. It all started from an emergency bill that I waited to get and never got it because they kept sending it to an old address in XXXX from XXXX XXXX XXXX. Finally, I had received the bill months later after the incident from a creditor and paid it off immediately ( I have proof of ). Then in XXXX, I received another bill from the same creditor trying to claim I owed {$1000.00} and they dropped my credit score very low. I reported it to you guys and it came out to be fraudulent and my credit score went back to normal. I am not receiving another outstanding balance from the same creditor for {$66.00}. THIS IS FRAUD! It is already paid off and I do not understand why this creditor keeps trying to take money from me.
08/25/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 94010	Web
Pendrick Capital Partners LLXXXX has used XXXX XXXX XXXX XXXX in XXXX of XXXX and now XXXX XXXX XXXX , XXXX to collect a false debt. In XXXX of XXXX I sent XXXX XXXX XXXX XXXX and Pendrick Capital Partners LLC letters and invoice copies that showed that this debt was paid by my insurance company. Now in XXXX of XXXX this other company XXXX XXXX XXXX XXXX is trying to falsely collect the same exact amount and date for Pendrick Capital Partners LLC. This debt was paid long ago and I am writing to this new debt collector, but I would like to fix where they are getting this false information. Do they buy lists of false debts in order to harass consumers? I believe this to be so, because after solving this with one company a new company has the same information, that is false.
09/22/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ 85044	Web
On XX/XX/XXXX I recieved emergency care at XXXX XXXX XXXX XXXX Department located in XXXX Arizona. My medical bills were processed through my insurance of XXXX XXXX XXXX XXXX XXXX XXXX. According to my insurance, all claims were paid, however I am receiving a bill from a collection agency, Pendrick Capital Partners II, LLC, for the amount of {$1100.00}. Per Pendrick Capital Partners II, LLC the orginal creditor is XXXX XXXX XXXX When I contacted Pendrick Capital Partners II, LLC, I was told the orginal creditor sold the debt to them and now they are threatening to ruin my credit if I do not pay. Currently, XX/XX/XXXX, my insurance company has opened an investigation into this matter and I am reporting this due to fear of my credit being ruined or identity being stolen.
06/08/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31906	Web
XX/XX/2021 Affiliate Asset Solutions LLC reached out to me via mail and also by cell phone constantly at inconvenient times of day. I dont even want to answer my phone because they harass you. I didnt agree to sell my information to this company and each call I a willful attempt to disregard my rights as a consumer. No validation was provided as per my request and there for that is another violation. I have a piece of mail as proof. I highlighted Exhibit A which is 15 USC 1692 B ( 5 ) and the clear violation according to 18 USC 1342. I have a for your records a photocopy I will attach for you to review. As well as call records that clearly display consumer harassment and the agency calling at irregular and inconvenient times
01/26/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60622	Web
My name is XXXX XXXX not XXXX XXXX. When I called for the third time " XXXX XXXX XXXX XXXX '' to dispute this false allegations made. I said I have full medical benefits I pay nothing out of pocket, so if this was me in Florida I wouldn't have a bill. She said to me, We all ready charged your insurance!!! They charged my insurance on a false identity, I have notified these people 3 times that this is Fraudulent. Then ask me to pay them the remainder. I am a single Mom working full time in XXXX. I don't live in Florida. This is not me. They keep calling and sending mail. She asked me for money when she knows the account is fraudulent and that they already charged it to my insurance. Thank you for your time : )
01/30/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT 065XX	Web
In 2017 I was had a 10 minutes ride from my house to the hospital. I negotiated with the ambulance company back then on the price, and we agreed to pay one time the full amount after they gave me a discount. I paid and it was closed as account. 6 years later this XXXXXXXX XXXX XXXX send e this letter telling me that my account was bought by pendrick capital partners LLC- who never contacted me for anything, and precisely this company has placed the account under collection with XXXX XXXX. This is a debt he says, she says. Where were these people 6 years ago? Why I was never contacted by the new company who bought the previous services? Please, I need help to stop these greedy thieves.
10/04/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 201XX	Web
This collection agency has tried to collect a debt from me in unfair ways, which I've complained about previously. This medical debt was a result of a mistake by the provider and has been written-off by the provider. The provider as well as this collection agency have notified me in writing that my account is closed and I do not owe them any debt. I have just received a new email from this collection agency asking me for the full amount, again! This is a never ending nightmare. This is absolute harassment. Once again, the FDCPA states that debt collectors can't use false, deceptive, or misleading practices. This includes misrepresentations about the debt, including the amount owed.
05/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 159XX	Web
I received a debt collection letter in the mail. When I called to dispute the debt the lady got attitude and talked about filing a fraudulent police report. When I called back to talk to other representative, the guy that answered was not polite and hung up on me. Both times I was ensuring nothing further needed from me, and nothing needed submitted in writing disputing the collection. I tried explaining the patient in question was a prior XXXX XXXX however was not placed with us during the service date listed. We did not even know each other at that point. The patient in question was still living at home with his biological parents.
07/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NM 87505	Web
This is a followup complaint to CFPB Complaint ID # XXXX. XXXX XXXX XXXX, XXXX sent documentation in response to that complaint which proves that I am not the person they are pursuing with the debts which they reported to my credit. 1 ) I have never resided at the address that they have listed for " XXXX XXXX '', which per the attached documentation is XXXX XXXX XXXX XXXX XXXX, CA XXXX 2 ) I have no associates or dependents or family members named " XXXX XXXX '' or " XXXX XXXX. '' 3 ) No members of my family or myself took ambulances on XX/XX/2014. Therefore, I am not the person who owes this debt.
01/07/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	AL 360XX	Web
Today XX/XX/2021 I received a phone call from affiliate services. The lady let me know she was calling in regards to a medical debt. I informed her I was currently paying medical debt from another collections agency, and could not afford to pay that debt till my other debt is resolved. She then said I was lying about student loans and rambled on with out listening to a word I said. She told me to reach out to family for assistance. Which set me off having my father die two months ago, and being estranged from most of my family. She would not listen too anything I said and wanted to talk over me.
07/09/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	TN 37042	Web
Whenever I receive calls from Affiliate Asset Solutions, I answer the phone and say, " Hello, this is XXXX speaking '' and I get no response. I say " hello? '' a few times and then they disconnect the call. This occurred twice today, on XX/XX/2021, at XXXX and again at XXXX ( XXXX time zone ). I called them back after the second incident to confirm they only have one debt on file with me. From my understanding of the Fair Debt Collection Practices Act, it's a violation to call me twice in one day. I'm attaching screenshots of my phone to confirm this account of events.
12/02/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 349XX	Web
XXXX XXXX XXXX XXXX located at XXXX XXXX XXXX. XXXX XXXX, XXXX, MN XXXX. This company you stating that I have a balance of {$1300.00} with creditor pendrick capital partners.. I do not owe this debt. I requested validation of debt and all this company has sent us a verification with an invoice. Nowhere is there a copy of my signature anywhere. I want to report this company is violating my rights under the FCRA as a consumer. I want them to update all three credit bureaus if they have a negatively impacted my character, which could be considered defamation of character,
04/25/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	GA 30144	Web
On XXXX I filed a CFPB complaint against this company for HIPAA violation in regards to sharing my medical information. I was informed in a response from this company as well as the original creditor Pendrick Capital Partners on XXXX that all previous debts should be removed and deleted from my credit reports. Unfortunately this has not been the case as the debt from XXXX XXXX XXXX is still showing on my XXXX report in spite of all other collections from PCP being removed. I would like for this collection to be removed and deleted from my credit file ASAP please.
02/11/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 77901	Web
XXXX XX/XX/21 Affiliate Asset Solutions continued to contact me without leaving a viable voicemail for return calls. I contacted them and would not give any personal information over the phone but they knew the number I was calling from. They asked for a specific person and hung up on me when I complained that the person of interest did not have this phone. I called back several times to establish how they got my information and what they wanted but since I wouldn't give my name I was subjected to repeated hang-ups and disrespect for my time with the issue.
02/15/2022	Yes	Debt collection Credit card debt	Communication tactics Called before 8am or after 9pm	CA 92108	Web
I receive multiple calls from Affiliate Asset Solutions XXXX, LLC. Apparently, they are also known as XXXX XXXX XXXX XXXX, XXXX. I have a phone number that used to belong to someone else, and the previous owner incurred a lot of debt. They call me countless times per day, typically under scam likely tags, although their business name is found easily with a quick XXXX search. Their calls have disrupted sleep and work, costing me more money than the petty debts they are trying to collect that arent mine to begin with. I am being harassed by this company.
08/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45231	Web
I am unsure, but I asked Penerick Capital Partners credit management company to send me a statement with the Date of Service and other details, but it was not done. Today I spoke with the debt collector they are inquiring about a 10-year-old debt that I don't even believe I own as I had 2 health insurances at that time. If I owed the debt the limitations have run out to collect for my state ( Ohio ). They are calling repeatedly even after I asked them to stop and they call from various numbers. Please help. They most recently called using XXXX.
05/31/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85251	Web
I have received a letter claiming to be a debt verification letter from XXXX XXXX XXXX XXXX XXXX on behalf of Pendrick capital Partners II, llc. The letter is just a bill and doesn't prove anything. I need them to validate the debt according to the Federal Fair Debt Collection Practices Act ( FDCPA ). On top of that, this is the 2nd time Pendrick Capital Partners II has tried to come after me on this allege debt as per compliant ID XXXX. This is harassment and violates the Federal Fair Debt Collection Practices Act ( FDCPA ).
08/19/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 777XX	Web
Pendrick capital llc has been harassing me since last year during the winter time. Ive called them in XXXX of this year along with the collection agencies they hire to collect the money owed. And they gave me different amounts owed to different companies, they have threatened me to get penalized by the courts ; they have contacted friends, they continue to harass me through calls letters and adding new collection agencies to my account. Lack of response to debt verification and inaccurate reporting to the credit bureaus.
03/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92571	Web
A debt collector company send me a letter that i debt off {$2000.00} for service on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX creditor XXXX XXXX XXXX XXXX. Now they send me a letter on XX/XX/XXXX 5 years later that i own them money i have medical until XX/XX/XXXX and i have a bankruptcy i went last year to the hospital for check up they didn't said anything. Have receipt off hospital Pictures of medical And bankruptcy That's XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Indiana XXXX XXXX Pictures available
11/22/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	TX 770XX	Web
This company has repeatedly sent me via mail debt collection that does not belong to me. It has other people 's names on the document with the same last name as me. I do not know these people, I am not related to these people and I have not had any XXXX XXXX. I have already ask them to stop this false information, and to stop contacting me. The continue to harass me via mail. If someone could contact them and please let them know this is not me and to stop harassing me please.
02/24/2021	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	TX 75035	Web
This company called my home at XXXX XXXX at night and then hung up when i asked who was there. when i called back they tried to demanded I provide them my personal information and refused to remove my number from their call list. I am not associated with this company nor do I have any business with this company for them to be calling me at all, least of all at XXXX XXXX and hanging up. I have a young child and they have disturbed him on a school night with their prank calls.
07/25/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28227	Web
XXXX XXXX XXXX state that I owe {$1100.00} for a emergency bill in XXXX XXXX, Nevada. This bill is from a physician. This debt is not valid and does not belong to me. The bill does not have my correct date of birth. The bill also shows that I was uninsured at the time ; however, that is false. I can provide my health insurance information at the time. I have been attempting to have this debt validated by XXXX XXXX XXXX for four months and they have yet to validate.
02/17/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	GA 30144	Web	Servicemember
On XX/XX/2021 I sent a debt validation request to this company, and rather than validate the debt I was sent a detailed list of my medical records without verification of identity needed to access Private Health Information. This also included my current healthcare provider which is highly sensitive. This is a direct violation of HIPAA regulation as I have never signed a HIPAA release form authorizing them to have, and distribute this information so carelessly.
10/10/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90011	Web
On around or about XX/XX/2023. XXXX XXXX in an attempt to collect a medical debt in the cost of {$1000.00}, reported to XXXX, XXXX, and XXXX without my knowledge. This caused damage to my XXXX XXXX with all 3 credit bureaus and also my bank causing my XXXX XXXX to drop drastically, preventing me from making a large purchase. I wrote them a letter asking them for proof with my name and signature. They sent me a letter back in response but failed to show proof.
03/19/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	OK 74012	Web
Ive told them to stop calling, its illegal for them to have my underage sons medical information and they wont stop. I do not owe the debt, it shouldve been covered under XXXX. They have also tried to text me and get me to confirm my identity in sneaky ways such a saying they were someone trying to get my address and name for a wedding invitation. I believe this company has went too far and should have to remove my debt. That is an illegal practice.
06/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78613	Web	Servicemember
XXXX XXXX was hired to collect a debt that is not mine by Pentrick Capital Partners. Neither XXXX XXXX nor Pentrick Capital Partners can prove that this is my debt. I have asked everyone for proof and nothing ... They keep sending me the same bill, but no proof. Please remove ALL collecting debt from my credit bureaus. This case should not be closed just because the collection companies respond. They need to send PROOF, not just a bill. Thank you.
04/20/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	TX 78758	Web
XXXX XXXX XXXX XXXX / XXXX XXXX XXXX XXXX NY XXXX sent me a bill saying I owe a hospital bill XXXX. I told them many times to send me proof I owe this debt. I wrote them a letter XXXX XXXX telling them I don't owe this debt. They keep sending me the same letter stating I need to write them to dispute and pay my debt. The recent letter i got was XX/XX/2023. That says I need to sent another letter to dispute. I don't owe any hospital XXXX.
04/27/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	TX 78130	Web	Servicemember
They called me and the first person I spoke to threatened to kick my XXXX if she ever saw me outside when I asked her to please verify some information. I then asked to speak to a manager and they said they would handle it and forgive the debt based off what the previous lady had said to me but wouldnt give me her name or any information to follow up. Im a veteran its based from a debt XXXX years ago which I disputed because Im covered.
01/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92705	Web
Between XX/XX/2020 I had received a bill of collection from XXXX XXXX XXXX XXXX. I paid that account. Now XX/XX/2020 another company affiliate asset solutions , llc is trying to collect that same debt that I already paid. I receive phone calls and now an actual mail letter but with out a detach lower portion where it tells you to actually send a payment. I ended up going through their website. I giving out my information as it asked.
01/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CO 80226	Web
I sent the company a validation of debt to prove that the alleged debt they say I owe belongs to me and they sent me back a couple of bills and I dont recall any services with this company and theyre reporting the debt on my consumer report by this company illegal action this a clear HIPAA violation and identity theft since I never gave the company permission to put anything on my consumer report
02/17/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	GA 30144	Web	Servicemember
On XX/XX/2021 I sent a debt validation request to this company, and rather than validate the debt I was sent a detailed list of my medical records without verification of identity needed to access Private Health Information. This is a direct violation of HIPAA regulation as I have never signed a HIPAA release form authorizing them to have, and distribute this information so carelessly.
02/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28269	Web
I am a federally protected consumer. This company hired another company to collect an alleged debt. This company gave this company my personal information which as a consumer is private. Pursuant to 15 usc 1692c, this company communicated with a third party about this alleged debt without my consent. This company is in violation of consumer law pursuant to title 15 chapter 41.
09/24/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28262	Web
Received notification from XXXX XXXX XXXX in regards to a debt of XXXX. Debt was transferred to Pendrick Capital Partners , LLC who has failed to verify that I indeed owe the debt.They sent information that appears to be typed from a home computer ( Pendrick Capital Partners, LLC it they did not verify that the debt actually belongs to me not sure what services I received.
08/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	LA 71446	Web	Servicemember
My husband is in the military and I have had medical coverage which includes emergency room visits. They did not bill my insurance correctly and XXXX from my insurance company also contacted them to let them know how to bill. I was called also on the day of XXXX after a XXXX removal and XXXX XXXX. Asking me to pay Which also aggravated healing. And caused unneeded XXXX.
11/09/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 85308	Web
I contacted XXXX about the debt and disputed it many times. The paper work on the debt seemed shady to me. The bill we supposed to be covered by XXXX XXXX in Texas. I see know charge of date in the paperwork. It looks the bill is un clear. I contacted the collector and informed and be keep telling me wrong dates and making up what thing mean on the paperwork.
03/25/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 77396	Web
I received this letter about a medical debt to XXXX hospital for a visit that took place on XX/XX/2014. For a debt of {$60.00} on a {$820.00} balance reduced to {$9.00}. I am up to date with payments for XXXX XXXX because I am still a patient. Also I just received this letter in the mail today and I know its a scam so Im sending this info to your agency.
02/07/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 13210	Web
I received a letter from a debt collector today XX/XX/XXXX saying that They are collecting a debt from XXXX an ambulance ride from XXXX hospital to the other. I thought that it was all taken care of because I paid off all of my debt to the best of my ability. I didnt hear from the ambulance company so I assumed that it was written off.
03/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 758XX	Web
In accordance to with the Fair Credit Reporting Act, Pendrick Capital Partners, LLC, Account # XXXX, has violated my rights. 15 U.S.C 1681 Section 602 A states I have the right to privacy. 15 U.S.C 1681 Section 602 A Section II also states that a consumer reporting agency can not furnish a account without my written instructions
02/08/2021	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	FL 33160	Web
Affiliate Assets Solutions with phone number XXXX, keep calling me, my family, my friends and my employer constantly harassing me although I have told them to stop numerous of times. Because of them constantly calling my job and threatening my employer, I really worried about losing my job.
03/28/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91977	Web	Servicemember
I thought this was illegal in the state of california? This is from a medical debt in XXXX from a car accident ambulance ride. This was PAID with my XXXX XXXX card back in XXXX. This was PAID. I have made a request to XXXX to obtain my statement from XXXX. They are working on my request.
09/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85251	Web
I have received their letters about said allege debt. The forms they sent is nothing more than a bill with no signature. I do not know of said allege debt and it does not belong to me. I Want to see a signature were I signed for this allege debt.
08/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	LA 71446	Web	Servicemember
I keep getting contacted to pay this debt that I do not owe. I have XXXX XXXX XXXX and this has been an ongoing issue. Myself and the insurance company have contacted them and let them know the proper way to bill insurance but they disregarded.
01/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32578	Web	Servicemember
I received a medical collection debt on my credit from XXXX XXXXl from 2015. In 2015 my XXXX and I were on XXXX. It doesnt look like they ever submitted this claim to my insurance. I can provide them with that information if needed.
02/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29485	Web
On XX/XX/XXXX I received a collection notice from Affiliate asset solutions wanting a balance of XXXX. The date of service was XX/XX/XXXX. This was not my debt and I have no knowledge about account. At that time, I was XXXX in XXXX.
01/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77377	Web
Received a letter from Affiliate Asset solutions LLC have never done business with this company and not sure how they obtained my information on a debt I do not recognize. There is no proof that the debt actually belongs to me.
02/02/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91016	Web
XXXX XXXX XXXX in cohorts with Pendrick Capital Partners LLC, claim I owe them a medical debt of {$960.00} as of XX/XX/XXXX. Just received this mail today that was dated : XX/XX/XXXX. Scam! I do not owe any debt.
02/10/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MI 49037	Web	Servicemember
XXXX resolution group Purchases by Pendrick capital partners They bought a debit and trying to recoop false amounts owed. To see who will dispute amounts. They say on XX/XX/11 I owe {$340.00}.
07/20/2021	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	TX 77479	Web
Called twice one right after another and then called again a few hours later on XX/XX/21 and called with a few hours on XX/XX/21.
06/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 61107	Web	Older American
Sent letter stating I need original contract and from original creditor and signed by both parties. Did not produce.
09/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CT 06484	Web
I was sent a letter stating that I owed a debt for medical care I never received
03/20/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10025	Web
I told them that this debt isnt mine and to provide proof. They did not do it.
01/31/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92374	Web

01/12/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AR 71854	Web

12/27/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 49017	Web

10/17/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	PA 15425	Postal mail

08/30/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 95123	Web

08/07/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77713	Web

06/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92113	Web

05/18/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 10950	Web

04/27/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 45223	Web

04/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46947	Web

04/04/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70118	Phone	Servicemember

03/30/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85383	Web

03/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75166	Web	Servicemember

03/11/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 76513	Web

01/31/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30045	Web

01/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32821	Web

11/28/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	GA 31088	Web

09/17/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 76179	Web

07/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 23666	Web

05/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78613	Phone

04/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NC 28262	Web

03/27/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77086	Web

03/03/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 76259	Web	Servicemember

02/07/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32819	Web

02/06/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 33351	Web

12/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 71203	Web

11/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29229	Web

11/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MT 59102	Phone

10/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31030	Web

10/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75044	Web

10/23/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	SC 29229	Web

10/19/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AL 35022	Web

10/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	LA 70645	Web

09/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AL 36256	Phone

09/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	TX 75569	Web

08/31/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48601	Web

07/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 01854	Web

06/15/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CO 80216	Web

05/18/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60000	Web

05/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92123	Web

04/20/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32773	Web

04/20/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30349	Web

04/19/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NH 03054	Web

04/07/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NY 11716	Web

04/07/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NY 11716	Web

03/26/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 78230	Web

03/20/2021	Yes	Debt collection Other debt	Communication tactics Called before 8am or after 9pm	NJ 07201	Web

03/16/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33437	Web

03/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60647	Web

03/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32955	Web

03/04/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	MD 20708	Web

03/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60612	Web

02/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77056	Web

02/12/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	OK 73160	Web

01/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NC 28078	Web

12/31/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WV 25405	Web

12/21/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28352	Web

12/03/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	CO 80401	Web

12/02/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TX 77868	Phone	Older American

11/16/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 15210	Web

10/27/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 21226	Phone	Older American, Servicemember

10/20/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85282	Referral

10/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33073	Web

10/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33073	Web

09/29/2020	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	TX 77584	Web

09/28/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 20176	Web

09/26/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77477	Web	Older American

09/10/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	VA 22556	Web

09/01/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 20109	Phone

08/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75074	Web

08/12/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 44485	Postal mail

08/12/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91935	Web	Servicemember

08/09/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33573	Web

08/07/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	CA 93036	Web

07/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO XXXXX	Web

07/23/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60073	Phone

07/21/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	VA 23510	Phone

07/17/2020	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NJ 08873	Web

06/19/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount		Phone

06/19/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 94510	Phone

06/02/2020	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 11701	Phone

05/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30512	Web	Servicemember

05/19/2020	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NY 11762	Web

04/22/2020	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	TX 75252	Web