| 09/20/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Yesterday my husband attempted to contact AWA collections because he was at a mortgage lender 's office and he was being told that even though he had good credit he was being denied for a loan because his debt to income was too high. Considering his bills are very small in proportion to his income, he was surprised and questioned the loan officer to clarify what he meant by the debt to income ratio was too high. The loan officer informed him that because we live in California, his wife 's debt is his debt since this is a community property state. Meaning that my debt was bringing him down and counting against his debt to income ratio for the purpose of purchasing a home. Considering my debt is also rather small, again he questioned what the loan officer meant by that.
The loan officer stated that I had 3 collections on my credit report. two of them being for {$3000.00} and {$3000.00}. Both of them reported by AWA collections on the same day for the same exact original amount. After my husband came home and informed me of this situation we realized that AWA collections was collecting for a bailbond account I signed for over 5 years ago. I want to make this clear now so you understand this situation and why I 'm filing this complaint. I am not disputing that I owe a bailbond account. I am disputing that I owe two bailbond accounts. I have only in my life signed a bailbond for 1 person.
What makes this case worse is that this was n't the first time my husband was told the same thing. Last month he was told the same thing by a mortgage lender. At that time I had disputed the duplicate accounts with the credit bureaus. I thought the situation resolved itself until I reviewed my credit report yesterday and found out that the accounts had been " verified '' as owed. I know this is impossible because as I stated I have only ever signed 1 bailbond for 1 person. The fact that this account was being " verified '' was a violation of both the Fair Debt Collection Practices Act as well as the Fair Credit Reporting Act. Because of this, my husband decided to call AWA to figure out what 's going on and why they continue to report a duplicate bailbond account. What he received in return from them was beyond grotesque.
When he called in to ask about the account to AWA, AWA asked what his relationship to me was. He informed them that he was my husband. AWA stated that they would n't talk to him and only me because this was not his debt. When he asked them why?, AWA stated that they would only speak to the person whom the debt belonged to. At that point my husband began to question them about it. He informed them that he knows for a fact that in the past he 's dealt with a collection agency and paid them off because I work nights and I am asleep from XXXX. AWA 's response was that they did n't care about other collection agencies. They would only speak to me because the debt did n't belong to him. After a while my husband became really upset and told them that if the debt really was n't his, then why is he being told by multiple mortgage lenders that California is a community property state and half of my debt belongs to him? He even questioned AWA as by being a collection agency in California, they should be very aware of the law and regulations. If this debt truly did n't belong to him, why is it being counted against his income as a liability? He explained to them that he was simply trying to correct their records because by AWA reporting a duplicate bailbond collection, they were essentially stating that I owed {$6100.00} instead of {$3000.00}. That additional {$3000.00} difference was literally the difference between qualifying for a loan and not qualifying for a loan. Furthermore, since this was already disputed by me and they supposedly " verified '' that I owed 2 accounts instead of one, they were lying and breaking multiple laws as well as preventing him from obtaining a loan. If their claim that this was n't his debt is true, then why would he be getting denied for loans because of this debt?
AWA did n't care, would n't hear any of it, and simply stated that they did n't know he was being denied for a loan. At this point my husband became really upset and asked to speak to a supervisor. The collector basically gave the whole " there is no supervisor available to help you '', refused to name the supervisor when asked who he was, and hung up on my husband. My husband then called back. He called and spoke to a XXXX. He attempted to explain the situation to her but she was no better. When he asked to speak to a supervisor she said she was the floor supervisor. When he continued to inform her about what was happening and that he was being denied the loan because of this debt she simply kept interrupting him. She asked him how I the debtor wanted to take care of the debt. He informed her that he was simply trying to get them to report an accurate balance at this current time as the account was being reported twice. She finally started becoming a smart aleck. She interrupted him and began asking him a question. When he began to answer she cut him off and asked him another question. When he began to answer the second question she cut him off and asked him a third question. When he began to answer the third question she cut him off again and was beginning to ask him a fourth question at which point my husband became irritated. He asked her point blank to stop interrupting him and let him finish speaking and maybe she would receive an answer. She said ok go ahead and answer and I wont interrupt you so my husband began answering her third question and again she interrupted him. My husband finally raised his voice as she was obviously trying to irritate him on purpose. He asked her for her full name and she refused to give it. He asked her what department she was a " floor supervisor for '' and she refused to answer. She then went further and in a demeaning and condescending voice said have the debtor call us to pay us in full otherwise do n't bother calling us at all. He told her point blank that if they were going to act this shady and refused to help in any way shape or form that he would file a complaint against them. XXXX said " that 's your choice. '' Well here is my complaint. AWA is illegally reporting 2 collections on my credit report. They have broken the F.D.C.P.A. and F.C.R.A. by lying in their false verification of this debt. They refuse to correct the erroneous reporting and wo n't accept any calls other than for me to pay this erroneous debt which is coercion. They are being harassing and abusive in their communications. And ultimately they are being unfair in their practices in the collection attempts of this debt. If they continue to report a duplicate of this account with the credit bureaus then I will be forced to sue them as I already did what I was supposed to by disputing this debt with the credit bureaus and we have already attempted to contact them to resolve it and they refuse.
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| 07/06/2022 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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This is a letter I sent to AWA Collections I am responding to your communication about a debt you are trying to collect. I contacted you by phone on XX/XX/2022 to inquire about the debt that was reported on my credit report as collections by you, on or about XX/XX/2022 and again XX/XX/2022.
As discussed on XX/XX/2022, I had never received a phone call, letter, bill, much less an overdue statement from you or XXXX XXXX XXXX XXXX XXXX, before learning that you posted this collections account on my credit report. During our XX/XX/2022 phone call, I was advised that a letter had been mailed to my home address previously and a phone call was made to XXXX, a phone number that I have never owned. I advised you that in the almost XXXX years that my XXXX child has been born, an invoice was not received by me, XXXX, nor has a payment been made by me, XXXX, but it has all been sent to or come from my childs father and my ex-husband, XXXX. As I am sure your records reflect, the invoices and payments are all sent to and received from XXXX XXXX that resides at XXXX. I was then advised that a partial payment of {$270.00} was applied on or about XX/XX/2022 but that a remaining balance of {$270.00} was still owed.
As you know, the Fair Debt Collection Practices Act states that before a debt collector can report a debt to a credit reporting company, the debt collector MUST do one of the following : 1. Speak with you in person about the debt ; This was not done 2. Speak with you by telephone about the debt ; This was not done 3. Mail you a letter about the debt and wait a reasonable amount of time ; This was not done 4. Send you an electronic communication about the debt and wait a reasonable about of time for a notice that the message wasnt delivered. This was not done.
I have enclosed a copy of all of my XXXX XXXX email notifications from XXXX from XX/XX/2022 through todays date, XX/XX/2022. This will show that the first and only receipt of any type of notification from AWA Collections on behalf of XXXX XXXX XXXX XXXX XXXX was not received until XX/XX/2022.
I take my credit very seriously ; and, if you were to review my actual credit report, you would see that prior to you ruining it, I was standing at over 800 with exceptional credit. Since your untimely involvement, it has dropped approximately XXXX points, which will now affect my life as well and my childrens. **This statement is not giving you permission to review my credit** At this time, I kindly ask that you please supply the information below and, where appropriate, provide supporting documentation so that I can fully assess the validity of the claim.
Please provide these details about why you think I owe the debt and to whom I owe it Details about the creditor to whom the debt is currently owed : Their name and address, the account number they are using for the debt, and the amount owed.
Details about the original creditor when the debt was created : If the debt originated with a different creditor, provide the original creditors name and address, the account number they used, and the amount owed to them at the time the debt was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from their official name. In addition, please tell me when the current creditor obtained the debt and who the current creditor obtained it from.
Details about the original debtor ( for debts on someone elses behalf ) : If you are asking me to pay a debt that somebody else is or was required to pay, please identify that person.
Verification and documentation : Please provide valid documentation to demonstrate that I am required to pay the debt to the current creditor ( e.g., a copy of the written agreement that created my original requirement to pay ). If the debt belongs to someone else, please provide verification and documentation to show that I am required to pay this debt.
Details regarding the amount of the debt The amount of the debt when you obtained it : Please confirm this.
Itemization for added amounts : If any additional interest, fees, or charges have been added since the last billing statement from the original creditor, please list these ( including dates and amounts ). In addition, please explain how the added interest, fees, or other charges are expressly authorized by the agreement creating the debt or are permitted by law.
Itemization for deducted amounts : If there have been any payments or other reductions since the last billing statement from the original creditor, please list these ( including dates and amounts ).
Itemization for other changes : If there have been any other changes or adjustments since the last billing statement from the original creditor, please specify these.
The last billing statement sent to me by the original creditor : Please provide a copy of this document.
Other verification and documentation : Please provide full verification and documentation of the amount you are trying to collect, and explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law.
Details regarding the age of the debt Relevant dates : Please tell me when you obtained the debt, when the creditor claims it was due, when it became delinquent, and when the last payment was made on this account.
The statute of limitations : Have you made a determination that this debt is within the statute of limitations applicable to it? Please tell me when you think the statute of limitations expires for this debt and how you determined that.
Evidence of your authority to collect this debt Local debt collection licensing : Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
Nonlocal debt collection licensing : If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license ; the name on the license ; the license number ; and the name, address, and telephone number of the state agency issuing the license.
I wish to have this information and documentation from you so that I may make an informed decision about whether I owe this money. In the meantime, please treat this debt as being in dispute and under discussion between us.
Thank you for your cooperation.
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| 03/19/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XX/XX/2022 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX To Whom It May Concern : I am XXXX XXXX representing MYSELF and I am the consumer in fact and not a third party. I am communicating with you directly as requested regarding concerns/ issues with my credit report.
This letter represents my formal request to again dispute the aforementioned accounts as well as inquiries which are illegally being reported on my account. It was communicated to me to reach out to each individual agency to expedite the removal. As of the date of this letter, it has been over thirty days with no compliance to the Fair Credit Reporting Act ( FCRA 15 U.S.C. 1681 ) enacted by the United States Congress. By their findings, it is now my legal right to have these accounts and inquiries ( FCRA 15 U.S.C. 1681n ) removed. I understand the individual in receipt of this letter is most likely not an attorney. Therefore, I have attached the laws and definitions to educate any person of my legal rights in the United States of America. I appreciate you understanding how this adversely affects me and is in violation of my rights. Thank you for helping me take this federal matter seriously!
Accounts Requiring Immediate Removal from All 3 Credit Bureaus XXXX, XXXX and XXXX : AWA Collections for ( 2 ) debts you claim I owe of {$120.00} and {$88.00} but is reporting as a Collection/Charge Off Be advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g stating your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you.
At this time, I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX or XXXX ) this action XXXX constitute fraud under both Federal and State Laws. Due to the fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of that Fair Credit Reporting Act, Violation of the Fair Debt Collection Practices Act, and Defamation of Character.
If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information, during which time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated.
If your office fails to respond to this validation request withing 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately.
CEASE AND DESIST Pursuant to 15 USC 1692c. ( c ) I am notifying you in writing that I refuse to pay this alleged debt, and I am demanding that you cease all forms of communication with me through any and all mediums.
Pursuant to 15 USC 1692c. ( c ) ( 2 ) - I am invoking my specified remedy as a consumer, and the original creditor I am demanding all of the following : Zero out the balance on this account.
Grant me my title lien free.
Pay the attached invoice and compensate me for every violation labeled in the attached exhibits.
Deletion from all consumer reports.
Best regards, XXXX XXXX Please provide the following information : 1. Name and address of alleged creditor.
2. Name on File of alleged debtor.
3. Alleged account # 4. Address on file for alleged debtor.
5. Alleged account # 6. Amount of alleged debt 7. Date ( this alleged debt became payable ).
8. Date of original charge or delinquency.
9. Was this debt assigned to a debt collector or purchased?
10. Amount paid if debt was purchased.
11. Commission for debt if collection efforts are successful.
Please attach copies of the following : Agreement with your client that grants ____ ( Collection Agency Name ) the authority to collect this alleged debt.
Signed agreement Debtor has made with Debt Collector, or other verifiable proof Debtor has a contractual obligation to pay Debt Collector.
Any agreement that bears the signature of Debtor, wherein agreed to pay Creditor.
All Statements while this account was open.
Have any insurance claims been made by any creditor regarding this account?
Yes No Have any judgements been obtained by any creditor regarding this account?
Yes No Please provide the name and address of the following bonding agent for ( Name of Debt Collector ), in case legal action becomes necessary : Authorized Signature of Creditor : __________________________ Date : ________________________________ You must return this completed form along with copies of all requested information, assignments or other transfer agreements, which would establish your right to collect this alleged debt within 30 days from the date of your receipt of this letter.
Your claim can not and WILL NOT be considered if any portion of this form is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act.
Please allow 30 days for processing after I receive this information.
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| 06/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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On or about XX/XX/2019, I disputed an account reported by AWA COLLECTIONS, XXXX XXXX XXXX, AMOUNT : {$2300.00} ; in the file you maintain under my Social Security number. I am writing to enforce my rights.
Following my previous dispute, I was informed that AWA COLLECTIONS, XXXX XXXX XXXX, AMOUNT : {$2300.00} was deleted from my credit report.
AWA COLLECTIONS, Account NumberXXXX, has not been reported properly. After looking at past and present credit reports it has come to my attention that you have allowed this item to be reinserted into my credit file after it had been deleted. Based on the credit report dates the period during which this reinsertion took place was around XX/XX/2019.
As has been noted, a credit investigation is supposed to involve reviewing documents, researching facts, interviewing witnesses, or comparing handwriting. During my previous dispute process, XXXX did NOT conduct a meaningful examination of the underlying facts, which is a mere violation of the Fair Credit Reporting Act. XXXX employees are no more than data entry clerks in the dispute and investigation process. XXXX did NOT properly review any documents, research facts, or interview any witnesses, such as family, associates and/or neighbors.
Now I have discovered that the item has been reinserted on my credit report.
In accordance with the requirements of the FCRA section 611 ( a ) ( 5 ) ( B ) ( ii ), you are required to notify me of the reinsertion in writing within 5 business days.
( B ) Requirements relating to reinsertion of previously deleted material ( ii ) Notice to consumer If any information that has been deleted from a consumer 's file pursuant to subparagraph ( A ) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing nor later than 5 business days after the reinsertion or, if authorized by the disregard for the law.
I received no such notification. This is a very serious violation of the FCRA, and I reserve the right to pursue legal action for your blatant disregard for the law.
I do not wish to have my name, address, telephone number, credit file or other information sold or traded with any marketers. In addition, please do not allow credit issuers to prescreen my credit file for credit offers.
I am requesting that all information about me and my accounts remain private. I want my name, address and credit data excluded from your marketing lists.
In accordance with the requirements of the FCRA, I am hereby requesting your complete compliance with any and all of the provisions.
It my knowledge, and pursuant to the FCRA & United States Constitution, if any information is deleted from a consumer 's file pursuant to subparagraph ( A ), the information may not be reinserted in the file by the consumer reporting agency unless the person who furnishes the information certifies that the information is complete and accurate.
If any information that has been deleted from a consumer 's file pursuant to subparagraph ( A ) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing not later than 5 business days after the reinsertion or, if authorized by the consumer for that purpose, by any other means available to the agency.
Additional information. As part of, or in addition to, the notice under clause ( ii ), a consumer reporting agency shall provide to a consumer in writing not later than 5 business days after the date of the reinsertion ( I ) a statement that the disputed information has been reinserted ; ( II ) the business name and address of any furnisher of information contacted and the telephone number of such furnisher, if reasonably available, or of any furnisher of information that contacted the consumer reporting agency, in connection with the reinsertion of such information ; and ( III ) a notice that the consumer has the right to add a statement to the consumer 's file disputing the accuracy or completeness of the disputed information.
Please furnish me with the required statements and data ( C ) Procedures to prevent reappearance. A consumer reporting agency shall maintain reasonable procedures designed to prevent the reappearance in a consumer 's file, and in consumer reports on the consumer, of information that is deleted pursuant to this paragraph and a notice that, if requested by the consumer, a description of the procedure used to determine the accuracy and completeness of the information shall be provided to the consumer by the agency, including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher, if reasonably available ; Please furnish me with a full description of the procedures used to determine the accuracy of the information.
( 7 ) Description of reinvestigation procedure. A consumer reporting agency shall provide to a consumer a description referred to in paragraph ( 6 ) ( B ) ( iii ) by not later than 15 days after receiving a request from the consumer for that description.
I hereby demand that you immediately delete the item from my credit report in order to avoid legal action.
Lastly, I did not authorize or give consent to your company or any other agency to furnish information related to me.
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| 09/20/2018 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XXXX XXXX RE : ALLEGED Account # Partial XXXX To Whom It May Concern : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA.
I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action.
Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. ( 2nd REQUEST ) Agreement that bears the signature of the alleged debtor wherein I agreed to pay the creditor. ( 2nd REQUEST ) Any insurance claims been made by any creditor regarding this account. ( 2nd REQUEST ) Any Judgments obtained by any creditor regarding this account. ( 2nd REQUEST ) Name and address of alleged creditor. ( 2nd REQUEST ) Name on file of alleged debtor. ( 2nd REQUEST ) Alleged account number. ( 2nd REQUEST ) Address on file for alleged debtor. ( 2nd REQUEST ) Amount of alleged debt. ( 2nd REQUEST ) Date this alleged debt became payable. ( 2nd REQUEST ) Date of original charge off or delinquency. ( 2nd REQUEST ) Verification that this debt was assigned or sold to collector. ( 2nd REQUEST ) Complete accounting of alleged debt. ( 2nd REQUEST ) Commission for debt collector if collection efforts are successful. ( 2nd REQUEST ) Please provide the name and address of the bonding agent for Your collection agency in case legal action becomes necessary. YOUR CLAIM CAN NOT AND WILL NOT BE CONSIDERED IF ANY PORTION OF THE ABOVE IS NOT COMPLETED AND RETURNED WITH COPIES OF ALL REQUESTED DOCUMENTS. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. ( 2nd REQUEST ) Best Regards XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, Florida XXXX
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| 04/09/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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In late XXXX or early XXXX I received a bill for {$210.00} from XXXX XXXX without any description of the date of service or type of services for which I was being billed. I had dental insurance and always paid my coinsurance amount prior to leaving the office.
I called the XXXX, FL office where I was a patient, and I was told it was a clerical error on their part. The employee said someone entered a wrong code into their computer system and the XXXX office, the only XXXX XXXX office I have ever been to, was not listed as my primary or home office. Apparently, this effects insurance coverage. The employee at the XXXX office told me that she fixed the issue.
Then, in XXXX or XXXX XXXX, XXXX XXXX reported the invalid debt to AWA Collections Agency. The XXXX office told me I needed to speak to the XXXX XXXX XXXX XXXX in XXXX to resolve the issue. It is extremely difficult to contact the Corporate office as they do not answer their phones or return messages. After multiple attempts over a number of days, I finally reached someone on the phone.
XXXX XXXX XXXX acknowledged that I was incorrectly billed and sending the account to collections was an error on their part. At XXXX XXXX instruction, I received a letter on XXXX XXXX, XXXX from AWA telling me the account " has been cancelled with our office. It is as if it had never been assigned. This account has NOT been reported to the Credit Reporting Agencies, nor will it be. '' Notably, XXXX XXXX refused to communicate with me in writing on this issue.
At some point after this I received another bill from XXXX XXXX for {$210.00}. My husband contacted them on my behalf and informed them that this was an invalid debt, and the issue had been resolved with a letter from AWA.
Nevertheless, without any further communication from AWA or to the best of my knowledge and recollection XXXX XXXX, AWA reported this invalid debt in the amount of {$210.00} to the Credit Bureau 's on XXXX XXXX, XXXX.
When I saw the collection account on my credit report, I called AWA at XXXX on XXXX/XXXX/XXXX to resolve the issue. Their employee told me that AWA could not remove the collection account from my credit report without XXXX XXXX instructing them to, and that I needed to speak to XXXX XXXX. The employee I spoke to did confirm that the account that was reported to the Credit Reporting Agencies was the account number ( XXXX ) that was referenced in the XXXX XXXX, XXXX cancellation letter. He also told me that the account was opened in XXXX XXXX, which along with the {$210.00} amount also suggests that it is the same account referenced in the cancellation letter.
AWA told me that the mailed some kind of letter to me on XXXX XXXX/XXXX/XXXX. They mailed this letter to an old address, I did not receive it, and nonetheless they reported this debt to the Credit Reporting Agencies on XXXX/XXXX/XXXX. Despite multiple requests to XXXX XXXX and AWA, to date I have never received any description of the date of service or type of services for which I am being billed. Nor, to the best of my knowledge and recollection, did I ever receive any type of denial of coverage from my dental insurance company.
I called XXXX XXXX XXXX at or around XXXX on XXXX/XXXX/XXXX and left voice messages with both the patient billing/collections department and the patient relations representative. There was also no answer at the receptionist extension. My messages have not been returned.
Most importantly, AWA reported a disputed and invalid debt to the Credit Reporting Agencies as a collection account despite sending me a letter stating the account was cancelled and " has NOT been reported to the Credit Reporting Agencies, nor will it be. '' I received no communication from them between the XXXX XXXX, XXXX letter and the date they reported this as a collection account, XXXX XXXX, XXXX
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| 04/20/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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THIS COMPANY IS REPORTING THIS DEBT INCORRECTLY AND THEYVE NEVER VALIDATED IT IM ATTACHING PROOF XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX : Acct # XXXX XXXX XXXX XXXX To Whom It May Concern : This is the 2nd letter I'm sending you regarding a negative and inaccurate account or accounts on my credit reports, which you claim I owe {$370.00}, TO your company. This is a formal notice that your erroneous claim is E now disputed.
I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting " validation '' that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay YOU, XXXX XXXX, NOT SIGNATURES FROM XXXX XXXX XXXX XXXX. I am asking for proof of the original contract between myself and the original creditor with my true signature on it and the signature of a qualified employee of that original creditor. I want proof YOU have the full accounting of the original debt and I am asking YOU to provide proof of the assignment or the purchase you made from the original creditor. Be advised that the method of validation is hereby requested along with the procedure used to determine the accuracy and completeness 's of the information is hereby requested. As per FTC opinion letter from Attorney General XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. I AM ALSO WONDERING HOW I AHD 1 MONTH TERMS WITH YOU, I DON'T HAVE A CONTRACT WITH YOU. WHY ARE YOU REPORTING THIS AS AN INSTALLMENT LOAN? THIS IS A COLLECTIONS ACCOUNT ALLEGEDLY? IM ATTACHING PROOF.
Additionally, please provide the names, addresses, and telephone numbers of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof.
Please also be aware that any negative mark found on my credit reports including ( XXXX, XXXX, XXXX ) from your company or any company that you represent, for a debt that I don't owe, is a violation of the FCRA & FDCPA ; therefore, if you can not validate the debt, you must request that all credit reporting agencies delete the entry.
Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.
Failure to respond within 30 days of receipt of this certified letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation : " Defamation " Negligent Enablement of Identity Fraud " Violation of Fair Debt Collection Practices Act ( including but not limiting to Section 807-8 ) " Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status.
THANK YOU, My Contact Info is as follows : XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX
|
| 07/25/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
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On XX/XX/XXXX I had a XXXX at XXXX XXXX XXXX Hospital. I paid {$100.00} toward procedure on XX/XX/XXXX.
I didn't receive any bills until XX/XX/XXXX. I had so many bills I could not keep straight because every department in the hospital bills seperately. It took me almost 8 months to get EVERY bill! Horrible system.
I paid : XX/XX/XXXX XXXX XXXX {$50.00} Called on XX/XX/XXXX to set up payment arrangement of {$110.00} PAID XX/XX/XXXX XXXX XXXX {$110.00} XXXX XXXX XXXX {$120.00} XX/XX/XXXX XXXX XXXX {$110.00} ( for XXXX payment - going on vacation paid early ) XXXX XXXX XXXX {$110.00} On XX/XX/XXXX I contacted XXXX XXXX because I was unable to make a payment through the system. They could not find my account. I was told someone would get back to me but they could not accept a payment without the account to match it up.
Did not hear anything from them. On XX/XX/XXXX ( within a day or two of that date ) I called for update and they still could not find my account. I told them I had a payment arrangement what is going on. The girl said that she did not see an actual arrangement in the system but can see that my payment is always {$110.00}. She did not understand and said that there is nothing she can do without the account.
On XX/XX/XXXX I made a general payment of {$200.00} that was accepted ( to make up for other months ). They accepted it so I thought maybe they found my file. The payment was taken ( never refunded ). I called billing the end of XXXX to get my account number to make the XXXX payment and the person that answered the phone this time told me that they had sent my account to collections.
I was extremely upset and told them that I had been consistently making payments and had an arrangement that I never missed. She said she can see that they should not have sent me to collections but there is nothing they can do now that the file is gone. She could also not tell me who I should pay or where the bill went. She told me that a collection agency would contact me directly to make payments.
I was never contacted until XXXX of XXXX for this bill. It took almost 6 months for this bill to resurface. I could easily have paid it off right away but since I had the payment arrangement I thought it was ok since I had so many medical bills I was on payment arrangements with for this procedure.
I made arrangements with AWA Collections - after I researched this charge to make sure it was the hospital bill. They told me they would not be able to remove it if I paid it. They had me contact XXXX XXXX hospital to see if they would remove if I paid. XXXX XXXX told me they don't have any way to remove anything from credit after the file is gone it is up to collection agency.
It is paid in full and never should have gone to collections. I have worked so hard to ensure that NO bills would go to collections and this happened to me even with a payment arrangement - as well as another bill from XXXX - whom I did pay completely and decided to send me ANOTHER billing 6 months later with no contact to me.
Please help me get this off my credit since it never should have gone to collections. I was making the payments and did all I could to pay and they would not accept payments from me - they have record of my calls.
Thank you - XXXX XXXX XXXX
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| 11/10/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I spoke to your company before and informed you that I am in dispute with the medical service provider and that you needed to validate this debt but it appears you have refused so I am sending this letter to you. Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested.
This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you : What the money you say I owe is for ; provide a detailed, plain and simple list ( not coded ) of any and all services or goods you claim I received a line by line itemization of charges ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment if applicable ; Identify the original creditor ; Show me that you are licensed to collect in my state ; and Provide me with your license numbers and Registered Agent.
If your offices have reported invalidated information to any of the three major Credit Bureau 's ( XXXX, XXXX or XXXX ), said action might constitute fraud under both Federal and State Laws.
If you have I demand you send me a deletion letter today until such time as this is resolved. I have my phone records to prove I have spoken to you and made this same demand verbally. This would be construed as knowingly violating the law.
Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide the proper documentation as requested, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist including any reporting to any credit reporting agencies.
Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel. This includes any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls or correspondence sent to any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter.
This is an attempt to correct your records, any information obtained shall be used for that purpose.
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| 02/26/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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In XXXX of XXXX, I was contacted by phone by AWA Collections about an outstanding debt totaling {$4500.00} from a XXXX XXXX XXXX that began in XXXX of XXXX and ended in XXXX of XXXX. I informed AWA that the debt was a result of identity theft and that the car rental and the debt was not mine.
I was notified by my credit card company ( XXXX ) in XX/XX/XXXX of some rental card charges and immediately reported this as fraud. XXXX blocked additonal charges from being processed including when the car rental was returned ( it was abandoned at an alternate location and recovered by XXXX on XX/XX/XXXX ). I also informed them XXXX Credit Card opened and closed a fraud case in XX/XX/XXXX and notified XXXX XXXX XXXX of their judgment.
AWA requested information to verify this and I sent them details including a XXXX invoice balance from XXXX after the return of the rental, the letters from XXXX opening and closing the case as fraud, and an FTC Identity Theft report ( dated XX/XX/XXXX ) that I filed after AWA contacted me.
I did not pursue identity theft charges or file anything with the FTC in XXXX of XXXX because I was notified by my credit card company that the case was closed. XXXX XXXX XXXX also never contacted me after the car was retreived to pay the debt. The first I knew that it was still a potential debt was when AWA contacted me in XX/XX/XXXX.
I submitted all documentation ( that I am also including in this report ) to AWA in XXXX of XXXX. This included details about the individual that was identified to have committed fraud and rented a vehicle online in my name and with my credit card. The reservation was made on the account of the identity theif, with their email, and business account number. The details are in the FTC Identity Theft report.
In XXXX XXXX, I received a letter ( dated XX/XX/XXXX ) from AWA, again pursuing the debt. This was their first written notice to me about this debt. I contacted them again and explained the situation and they again asked for verification.
On XX/XX/XXXX, I sent a letter asking for immediate stoppage of the collection process by AWA and requested information required by the Fair Debt Collection Practices Act, including notifcations they have sent to XXXX about my identity theft claim, and any supporting information that their client ( XXXX ) was still in pursuit of the debt and proof they had that it was mine. I also resent all information that I submitted to AWA in XXXX along wtih this letter. The letter also stated to stop any credit reporting agency notifications about this debt and to cease contacting me about this debt, except for furnishing me the information requested in the XX/XX/XXXX letter.
On XX/XX/XXXX, I again was contacted by AWA Collections by phone about this debt. As of XX/XX/XXXX, AWA has not sent me any of the information I have requested from my XX/XX/XXXX letter. On that date, they called and harrassed me about making the payment. I notified them again that the debt was not mine, that I had sumbitted all proof to them, and ended the call. I will monitor how many times they contact me and save any voicemails they leave.
|
| 11/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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This collection co. is famous for taking on accounts they actually think they can collect on without any facts. This is the 2nd time I've had to complain to you about them for doing exactly that. XXXX 's agent who sold me an auto policy committed insurance fraud. They have the call to prove it but refused to resolve the issue when I complained. XXXX agent lied about XXXXs policies. I've had enough of them to know that they don't change things frequently. He lied by telling me that they " now '' did 12 month policies with really low payments and no ACH required. I was onboard if it was true but it wasn't! One of the customer service reps told me AFTER I signed up that it wasn't true and exactly what happened on my policy. She told me that he signed me up for the 12 mo. on XXXX standard policy WITH ACH payments only! I told him point blank on that call several times I didn't want ACH payments. XXXX changes their payments monthly and my budget couldn't handle those fluctuations so I went with billing for {$6.00} more a month. But he lied, set me up to sign a document that had auto pay sign up tucked in it where I couldn't see it easily, I signed it inadvertently trusting the person on the other end of the phone to have my back, that I was supposed to be able to trust, that should've had some integrity but clearly didn't. More than a month went by and I didn't get a bill. That's how I found out about the ACH payments from the CS rep. I called to find out why I hadn't received a bill. She laid out exactly what transpired on my account and apologized for the agent 's unethical and very unprofessional deceitful practices. Each time I sent him emails to fix the problem, he never responded. They were not nice emails either. Then one day my account was debited and ended up on the over draft. I disputed the charge and told my bank exactly what transpired. My bank went all the way back to the originating transaction and reversed it all out and was prepared to let XXXX know they demanded to be paid back for the fraudulent activity they created on my account without my knowledge or express permission. I told that shyster agent numerous times on the initial call I DID NOT WANT ACH PAYMENTS!!! He kept assuring me that I wasn't on them. Well he lied and XXXX protected him. I complained but got no where with XXXX. In the interim they kept billing me but I'd canceled the policy and refused to pay them for the fraud they committed on my account. I told my bank to not reverse the deposit I gave them but to definitely refuse payment on the payment they tried to illegally steal from my account! The bank 's practice is to reverse ALL transactions for a creditor that commits fraud. It took a lot to talk them into paying the deposit. XXXX kept billing me and I discontinued paying them. Since they refused to address the fraud their agent caused by lying to me and doing as he pleased for the sake of a commission check, I declined to pay them NOW or EVER!!!! I will NOT pay for fraud!! So AWA really needs to start representing better clients. They have a way of choosing the sleaziest of sleazy!
|
| 01/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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|
Web |
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XXXX XXXX XXXX contacted me by phone and mail attempting to collect a debt I never agreed or contracted to pay. The calls were harassing aggressive and very threatening. I explained to them then I never agreed or contracted to pay on this debt. After non stop harassing calls I sent in a debt validation letter in didn't receive a response. After months of no response I sent in another debt validation letter and still have yet to receive a response. They started to report negative and defaming information on my credit report as XX/XX/2017. After reporting negatively on my consumers report, they sold the debt to another company ( AWA COLLECTIONS ) who is now reporting negative and defaming information on my account.This company is reaching out to me to collect on this same date I never agreed or contracted to pay.I have sent a debt validation letter to this company as well and they never responded to my request. Since they have never supplied me with sufficient information in order to validate this debt, I don't not feel like my account was handled with accuracy and/or integrity. Therefore, with respect, I am challenging the accuracy and integrity of this information.
12 CFR 1022.41stateXXXX ( a ) Accuracy means that information that a furnisher provides to a consumer reporting agency about an account or other relationship with the consumer correctly : XXXX ) Reflects the terms of and liability for the account or other relationship ; ( XXXX ) Reflects the consumer 's performance and other conduct with respect to the account or other relationship ; and ( XXXX ) Identifies the appropriate consumer.
12 CFR 1022.41 ( d ) also states Integrity means that information that a furnisher provides to a consumer reporting agency about an account or other relationship with the consumer : ( XXXX ) Is substantiated by the furnisher 's records at the time it is furnished ; ( XXXX ) Is furnished in a form and manner that is designed to minimize the likelihood that the information may be incorrectly reflected in a consumer report ; and ( XXXX ) Includes the information in the furnisher 's possession about the account or other relationship that the Bureau has : ( i ) Determined that the absence of which would likely be materially misleading in evaluating a consumer 's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living.
Due to the number of inaccuracies with this account which I have highlighted in the image below in the attachment section I know this debt is a mistake and shows this account was not handled with accuracy or integrity. Please remove this account from my consumers report. Due to the inaccuracies of this account I have been denied loans I would have been approved for had this account been handled with accuracy and integrity. This has caused me sleepless nights, stress and really bad anxiety.
|
| 07/30/2019 |
No |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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RE : XXXX Employee No. XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX ( XXXX ) Salary Policy XXXX Claim No. XXXX ( XXXX ) XXXX Claim No. XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX ( XXXX ) Salary Policy XXXX Claim No. XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX Claim No. XXXX XXXX Dispute Report No. XXXX XXXX Dispute Confirmation No. XXXX XXXX Dispute File No. XXXX On XX/XX/XXXX I had a telephone discussion with Ms. XXXX XXXX XXXX, Disability Specialist with XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. operating on behalf of my employer, XXXX XXXX ( I.e. XXXX XXXX XXXX XXXX ). Our primary topic was the {$2000.00} alleged overpayment from XXXX to me, based on XXXX XXXX data indicating I somehow transitioned from XXXX XXXX XXXX to XXXX XXXX XXXX during XX/XX/XXXX and an overlap occurred of the two XXXX payment types ( XXXX vs. XXXX ).
I neither applied nor transitioned to XXXX XXXX XXXX and XXXX XXXX cancelled XXXX Claim No. XXXX on XX/XX/XXXX.
I never received XXXX and XXXX payments simultaneously, as I never received any XXXX payments at all.
My explanation during the call with Ms. XXXX was as follows : XXXX Looking at Spreadsheet 2 ( XXXX ), Column H, notice that the pay period of any XXXX Payment Voucher listed does not go past XX/XX/XXXX, which was the end date of my XXXX period. However, my XXXX claim was denied by XXXX / XXXX XXXX on XX/XX/XXXX and all payments cancelled at that point. The denial was overturned on appeal XX/XX/XXXX and all XXXX payments up to XX/XX/XXXX were supposed to be completed as soon as possible thereafter.
XXXX did not commence a XXXX period or XXXX payments on my behalf during XX/XX/XXXX as no application forms and medical records were submitted to XXXX and I immediately requested XXXX to stop the XXXX -> XXXX transition anyway. There is {$18000.00} worth of XXXX payments in Spreadsheet 2 that XXXX Payroll has never disbursed to me, and XXXX XXXX / XXXX appears unaware or unconcerned about this non-payment. Thence, the XXXX Salary Plan did not overpay me by {$2000.00}.
( Please review attachments XXXX -and- XXXX. ) XXXX Ms. XXXX concurred with my explanation ; XXXX XXXX cancelled & removed the {$2000.00} from debt collection. On XX/XX/XXXX, however, XXXX XXXX reactivated the {$2000.00} amount and assigned it to Adler Wallach & Associates , Inc. ( AWA Collections ). This action significantly compromised my ratings with all three credit bureaus XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, and XXXX XXXX as well as with XXXX XXXX XXXX ( XXXX ). I disputed the AWA Collections account with all three credit bureaus during XX/XX/XXXX. XXXX XXXX deleted this account from my XXXX credit file on XX/XX/XXXX as a result of their investigation of my Dispute. However, XXXX and XXXX decided not delete this account, with no specific explanations.
|
| 06/19/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Dear Sir/Madam : At the outset please allow me to commend and thank you all at the Consumer Finance Protection Bureau ( CFPB ) of the fine and wonderful work you folks are doing on behalf of us, the consumers who are exploited and bullied constantly and routinely by the big bad boys ( and girls ) of the corrupt credit reporting agencies, ruthless debt collectors and greedy bankers/creditors. The fact that the Trump administration cut funding for the CFPB verges on the criminal ; the monetary cut it is totally unfair and unnecessary.
I sincerely pray the Trump team will reverse its decision and hopefully increase funding for the CFPB.
This is in reference to a collection account placed erroneously and illegally on my XXXX and XXXX credit profiles by XXXX XXXX of XXXX, CA, who bought the debt from XXXX XXXX XXXX.
Honestly, I do not recall obtaining a loan or credit from XXXX XXXX XXXX. So, I sent a letter requesting validation of the debt in question via certified mail with return receipt, to AWA on XX/XX/XXXX, and which was delivered to the recipient on XX/XX/XXXX. This, according to the USPS.COM website. The tracking number is:XXXX XXXX XXXX XXXX XXXX. To date I have not received any response from AWA. Their silence on this matter proves that the derogatory placed by AWA is illegal and in violation of the FDCPA and possibly the FCRA. The company did not delete the derogatory even though there are no grounds for it to be there.
In anger and frustration, I wrote to XXXX and XXXX about the non-response from AWA and requested them to delete the derogatory from my credit profiles. In violation of the FCRA the derogatory still exists on my above 2 credit profiles. The debt collectors and credit reporting agencies are in cahoots with each other against us the little consumers. They are very bad, ruthless, unethical and compassionless.
I am humbly beseeching you the powerful CFPB to reign in on these monsters in such a way that they follow the rules of law and not violate them every chance they get.
Please order XXXX and XXXX to delete the collection account from my credit reports so I can move on with my life. This derogatory is like a huge wrench on my financial path. Additionally, I think, you have reasons enough to punish XX/XX/XXXX for breaking the consumer debt rules and laws.
Please note that I have uploaded for your review the communication that I had sent to XX/XX/XXXX on XX/XX/XXXX.
I thank you in advance for your time and efforts in this matter.
|
| 03/24/2017 |
Yes |
|
- Incorrect information on credit report
- Account status
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|
Web |
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On XXXX XXXX, XXXX payment on a past due balance was made at the XXXX in XXXX Al. I was advised that once payment was made, this account would be deleted from my credit report. This payment of {$230.00} was paid by debit card and I received a reference number. As of XXXX XXXX, XXXX the balance was being incorrectly reported to the credit bureau. I contacted AWA, an agency employed by XXXX to collect the past due balance, to advise that the balance was paid in full. I spoke with XXXX XXXX a customer service rep and I spoke with her supervisor XXXX XXXX who were both given the information regarding payment. They stated that a reference number was not " good enough '' to update the account and that XXXX would need to contact them to have the balance updated. I contacted XXXX who in turn stated they would send the information over to AWA to correct the account. A direct dispute was submitted on XXXX/XXXX/XXXX to XXXX, who on XXXX/XXXX/XXXX determined the account as being verified and that it met 'FCRA '' requirements. AWA has continued to not only report the incorrect balance but but continually and erroneously increase said balance monthly by {$1.00} which has affected determining my credit worthiness to other lenders. On XXXX/XXXX/XXXX I contacted AWA and spoke with XXXX XXXX she advised that they still show a balance in their system for the amount and that only XXXX can have the account closed since XXXX is their client. She also stated that no info was received from XXXX regarding the account status. XXXX stated that she was not able to or had access to the information on who needed to be contacted at XXXX. On XXXX/XXXX/XXXX I contacted XXXX collection department at at XXXX and spoke with a customer service rep there who stated the following : on XXXX payment in the amount of {$230.00} was received and my account shows a {$0.00} balance ; on XXXX/XXXX/XXXX the account was notated closed with collection agency ; on XXXX/XXXX/XXXX XXXX contacted AWA who was notified that the balance had been paid in full. As of XXXX/XXXX/XXXX the balance showing on my credit reports of {$290.00}. AWA has continue to a ) increase the debt each month to the credit bureau b ) gave incorrect information once the dispute was filed c ) refused to contact XXXX or accept the confirmation number given by XXXX in order to update/report the correct information and continue to report this as an open account with the balance increasing monthly.
|
| 04/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX Rental Car refused to accept the payment as agreed, then sent me to collections. I have since settled the issue with XXXX Rental Car directly, yet the collections agency is still claiming I owe the money.
On Thu, XXXX XXXX, 2016 at XXXX XXXX, XXXX & lt ; XXXXXXXXXXXX & gt ; wrote : To : XXXXXXXXXXXX From : Customer Service Date : XXXX/XXXX/XXXX XXXX PM Subject : XXXX, Case # XXXX Hi XXXX XXXX ; Thank you for the letter regarding your XXXX XXXX, XXXX rental out of the XXXX XXXX Florida XXXX location, agreement # XXXX.
I have reviewed the information provided and found I can still apply the coupons for you if you would mail the original coupons in to us. You may mail them to : XXXX Rent A Car Attn : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Once received I will be able to apply the coupons and take care of the outstanding balance left from your rental charges. I 'm sorry for any inconvenience you may have been caused. Thank you for choosing XXXX Rent A Car.
Sincerely, XXXX XXXX Customer Service XXXX XXXX XXXX XXXX XXXX XXXX
XXXX : XXXX |F : XXXX XXXX, I will send you the coupons via certified mail the next time I am home.
Sending me to collections has been more than an inconvenience, it is harassment that has cost me plenty of time and money. I hope that you are able to close this issue once and for all.
Thank you, XXXX XXXX XXXX/XXXX/XXXX XXXX Case XXXX XXXX XXXX Dear XXXX XXXX, Thank you for contacting the XXXX E-mail Customer Service team regarding the requested coupon.
We apologize for the inconvenience caused, please be assured when the coupons are received the adjustment will be completed as promised.
If we can be of further assistance, please let us know.
Kind Regards, XXXX XXXX Customer Service Representative XXXX XXXX XXXX XXXX ; XXXXXXXXXXXX & gt ; XXXX XXXX ( XXXX minutes ago ) to XXXXCustomer.
XXXX XXXX XXXX, Today I received a collections notice from AWA collections dated XXXX XXXX, XXXX with '' proof '' that I still owe this debt. I sent in the coupons as agreed ( via certified mail ) a full month ago, you agreed that I no longer owe this debt.
I do not owe this debt, and by copy of this email chain XXXX Rental Car also agrees I do not owe this debt, yet a full month later I am still am receiving collections notices.
This is harassment and it is very illegal. I would suggest you make this harassment stop very quickly.
Thank you, XXXX XXXX
|
| 07/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I sent a debt validation letter over 30 days ago to company XXXX and have yet to receive a response. They've been reporting negative and defaming information on my credit report as of XX/XX/22 in the amounts of {$2500.00}. This company is reaching out to me to collect a debt I never agreed or contracted to pay.I have sent a debt validation letter to this company and they never responded to my request. Since they have never supplied me with sufficient information in order to validate this debt, I don't not feel like my account was handled with accuracy and/or integrity. Therefore, with respect, I am challenging the accuracy and integrity of this information. 12 CFR 1022.41states ( a ) Accuracy means that information that a furnisher provides to a consumer reporting agency about an account or other relationship with the consumer correctly : ( b ) Reflects the terms of and liability for the account or other relationship ; ( c ) Reflects the consumer 's performance and other conduct with respect to the account or other relationship ; and Identifies the appropriate consumer. 12 CFR 1022.41 ( d ) also states Integrity means that information that a furnisher provides to a consumer reporting agency about an account or other relationship with the consumer : ( e ) Is substantiated by the furnisher 's records at the time it is furnished ; ( f ) Is furnished in a form and manner that is designed to minimize the likelihood that the information may be incorrectly reflected in a consumer report ; and ( g ) Includes the information in the furnisher 's possession about the account or other relationship that the Bureau has : ( i ) Determined that the absence of which would likely be materially misleading in evaluating a consumer 's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living. Due to the number of inaccuracies, I know this debt is a mistake and shows this account was not handled with accuracy or integrity. Please remove this account from my consumers report. Due to the inaccuracies of this account I have been denied loans I would have been approved for had this account been handled with accuracy and integrity. This has caused me sleepless nights, stress and really bad anxiety. I've filed complaints with the XXXX and the Attorney General in order to expedite this process due to the mishandling of my credit file.
|
| 05/24/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX, I mailed XXXX a dispute letter for each of the negative accounts included on my credit report. The letter stated : This letter is to inform you that I recently received a copy of my credit report that your company publishes and after reviewing it I found a number of items on the report that are inaccurate. The accounts in question are listed below. Please send me copies of the documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed below. Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please dont respond to my request by saying that these accounts have been verified. Send me copies of the documents that you have in your files that were used to verify them. If you do not have any documentation in your files to verify the accuracy of these disputed accounts then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness.
Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within 30 days of receipt of this letter then you must remove these accounts from my credit report. Please provide me with a copy of an updated and corrected credit report showing these items removed, I demand the following accounts be properly verified or removed immediately. The accounts included in the letters were : XXXX XXXX XXXX XXXX, XXXX XXXX AWA COLLECTIONSXXXX AWA COLLECTIONS-XXXX XXXX XXXX XXXX XXXX They deleted the XXXX XXXX XXXX and XXXX off my credit and sent an updated report. However, XXXX XXXX XXXX and XXXX, XXXX came back updated and said met FCRA requirements. They did not send me any documents in my file at all. I do not have any signed contracts with any of these companies. XXXX and XXXX has deleted all of these items off of my report already. XXXX, however, is breaking the law. Thank you, XXXX XXXX
|
| 01/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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Several months ago I received I was put in collection account with credit burros by AWA Adler Wallach Associates Inc located XXXX XXXX XXXX XXXX, XXXX CA XXXX.
I called Collection agency and asked why are they reporting me since I have not gotten any prior notification from the XXXX or the copy who hired AWA to report me in the collection.
I was was told that XXXX XXXX is reporting for not having insurance in XXXX.
I had cancel the insurance with a XXXX in XXXX and wrote to them written cancelation informing them that I am getting new insurance with another company. I also told them verbal that t I no no longer wish to be purchasing insurance from XXXX In XXXX I got new insurance with XXXX XXXX.
Before canceling with XXXX that I made one payment on XX/XX/XXXX to XXXX to.
I contacted AWA Adler Wallach Associates Inc and told them the are reporting me not legally and that t id have insurance with another company and that t was my decision to go with another company and is not prohibited in XXXXnited State of America.
I have a choice whom I buy insurance on my cars and I can not be forced to have insurance and make the payment to XXXX or reported to collection agency.
AWA Adler Wallach Associates Inc told me to show the proof of insurance with another of insurance with another company. I went to a XXXX XXXX XXXX and with my private bake send the necessary documents. SEE ATTACHMENT AWA refused to acknowledge this documents and is very aggressive toward me and not willing to remove the fraudulent reporting me to burros that is at thus time costing me hundreds thousand of dollars.
I contacted XXXX and spoke with a very friendly person who told me XXXX does not take written but only verbal ones ( I did cancel verbally as well ) and requests of cancelation of the insurance but she told me I am able to cancel it now upon this phone call ( XXXX XX/XX/XXXX, to sent to her proof of insurance.
The reprehensive from XXXX vas an extremally helpful and polite. I did sent t her proof of my insurance during them the money XXXX claim I am owe them money. Further to my pleasant surprise I received an email from XXXX a confirmation of our conversation and the address where I must sent proof of insurance from another company.
SEE ATTACHEMTS
|
| 03/06/2021 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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Accident case # XXXX Badge # XXXX XXXX XXXX lost prevention released charges when car obtained XXXX case # XXXX for report for charge Notified XXXX follow up car XX/XX/XXXX spoke with XXXX ticket # XXXX Returned key on XX/XX/XXXX day of car returnable started accident/incident report in office with worker and he was to fax paperwork in for me XXXX claim # - XXXX XXXX XXXX XXXX department XXXX * XX/XX/XXXX called, incident and impound report # XXXX XX/XX/XXXX spoke with XXXX XXXX rep # XXXX XX/XX/XXXX spoke with XXXX XXXX rep and he stated the car is not showing as returned case # XXXX escalation and conversation with customer service XX/XX/XXXX billed by XXXX XXXX, XXXX XXXX denied charges spoke with XXXX about the charge XXXX gave me XXXX reference number for issue # XXXX XXXX supervisor XX/XX/XXXX case # XXXX XXXX Supervisor XX/XX/XXXX drop off date on XXXX reference number # XXXX XX/XX/XXXX XXXX charged XXXX on my credit card disputed with XXXX XXXXXXXX, notified XXXX of this charge The XXXX charge is for 5 weeks of having the car miles show only drove XXXX miles XX/XX/XXXX -- XXXX rep customer service billing on phone with XXXX XXXX states I am being charged because the car was impounded ( it was not ) XXXX supervisor at XXXX is saying they are billing me impound fees -- case number # XXXX opened by XXXX supervisor to stop sending request of payments from me.
Going forward my insurance closed the payments needed for the coverage I had through XXXX and I received a bill in the mail XX/XX/XXXX for XXXX which included my deductible of {$750.00} which payments were set up through XXXX, which a payment plan has been initiated with a downpayment and auto payments set up.
I just received a bill from XXXX on XXXX XXXX dated but received XX/XX/XXXX at the same times received a collections notice for the amount of {$4400.00} which if you previously see I spoke with someone and the case number referenced # XXXX initated for a XXXX supervisor to stop sending request for this amount, which is now through collections which is why I am contacting you because on the back of it says to contact XXXX if any issues Kindly, XXXX XXXX
|
| 04/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
AWA placed an acct on my credit prior to notifying me. Nothing was sent to my correct address. I found out due it being placed on my cbr. I called in to make payments. Ive been told I have no payments set up. But they debit it from my acct on the XXXX and my balance has decreased. I have now asked them to stop touching my card.
I called in last Thursday XX/XX/XXXX and spoke with XXXX, in an attempt to settle my debt and have it deleted ( when it shouldnt be reported to begin with ) who immediately stated the mini XXXX and gave me all of the acct info without even confirming he was speaking with the correct party. He said my phone number pulled it up and thats all he needed. No. He needs to verify before releasing someones sensitive information.
I ask for someone else. He tells me there is no one else. That he is the highest Ill get on the phone. I tell him that I will get someone else and I will file a complaint, his words, BET!
I call in today XX/XX/XXXX XXXX answers. He tells me hes the only manager thats there. Again, refuses to allow me to speak with someone else. I try to get another manager by calling in private ( sad I have to do that ). I get someone who claims to be in management. Then later tells me shes going to get me a manager.
I get a higher up ( at this point, Im not even sure who is who, they all claim to be a manager ) who tells me he will not review the call with XXXX and it doesnt matter how I was spoken to and if the FDCPA was violated because I owe a debt.
I have worked for a collection agency since XXXX and I am very well aware that this is not how a third party collector is supposed to handle someones acct and personal information.
They sent the initial NOD to an old address. Not once have I received one at my address. Again I found out about this bc they placed on my credit report outside of the reporting regulations.
I need help to get this taken care of. I do not deserve to be spoken to trash. I do not deserve to have my credit hit without being given the opportunity to resolve it. Now I cant even get anywhere with the company to resolve this. This is unfair practices.
|
| 12/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I logged into my XXXX account and AWA Collections has flagged my account to attempt to collect {$200.00}. Letter below will be sent to them.
AWA Collections XXXX XXXX XXXX XXXX, CA XXXX To Whom It May Concern : Be advised I am disputing this debt and collection. There was no signed financial responsibility form ever completed with XXXX XXXX XXXX. I would like to see documentation showing treatment rendered and my signature agreeing to charges and the charges listed. No statements/bills or attempts by the provider has ever been received. My insurance covered what was needed and that was agreed upon at time of service.
Also, this is a HIPAA violation, and I will be reporting XXXX XXXX XXXX to the XXXX XXXX as I have a right to protect my privacy and medical and dental records from third parties. I do not recall giving any permission to XXXX XXXX XXXX for them to release my dental records to a third party. I am aware that HIPAA does allow for limited information about me but anything more is only to be revealed with the patients authorization. Therefore, my request is twofold Validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and dental charges.
Provide a copy of my signature with the provider of service to release my dental information to you.
Cease any credit bureau reporting until debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the Fair Debt Collection Practices Act ( FDCPA ). Please note that withholding the information you received from any medical and dental provider is an attempt to be HIPAA Compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor, so they are also aware of my dispute with this debt.
|
| 10/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
This is my second complaint against XXXX. In regards to my first complaint ( Case Id # XXXX ). I sent XXXX an affidavit of Truth ( sent XX/XX/2021, dated XX/XX/2021 ). I attached two proofs of Id ( photo id, and a utility bill, and a notary attachment, and an FTC report ( # XXXX ). Which is more than enough to verify my identity. However, XXXX sent dispute results ( dated XX/XX/2021 ) saying I need to provide them more information in order for them to act upon my request for them to remove the fraudulent inquiry on my consumer report. Pursuant to 15 U.S.C 6802b ( A ) ( B ) ( C ) financial institutions may not directly or through any affiliate, disclose to any non-affiliated third party any non-public personal information unless such financial institution provides or has provided to the consumer a notice that complies, I did not authorize the inquiry XXXX ( see attachments ). In regards to the collection accounts furnished by AWA COLLECTIONS ( see attachments ) this is a violation of my HIPPA rights pursuant to 45 CFR 164.502 no such entity may disclose protected health information, except as permitted or required, pursuant to an authorization, and agreement, which was not given. I have also disputed the same accounts from AWA COLLECTION with XXXX and XXXX, and both have deleted these accounts. ( see attachments ) XXXX has violated my rights as a consumer and they are civility liable pursuant to 15 U.S.C 1681n. I am demanding they delete all the incorrect, inaccurate, or wrong spelling of my name ( it should match my driver 's license- see attachments ) addresses and employers and delete all the accounts and the inquiry and mail me an updated copy of my consumer report.
Attachments included 1. Affidavit of Truth 2. Photo Id 3. Utility Bill 4 Certified Mail Recepit 5. certified mail Green Card 6. Identity Theft Report 7. XXXX Credit Report ( disregard disputed items- personal information ) 8. XXXX Credit Report ( disregard items- inquiry ) 9. XXXX Credit Report ( disregard terms- collection accounts ) 10. Copy of dispute results from XXXX 11. Copy of dispute results from XXXX
|
| 02/08/2018 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company was assigned a debt by XXXX XXXX XXXX. In XX/XX/XXXX I received an invoice from XXXX XXXX XXXX. I called them and explained that I did not ask for or agree to storage services. At that time, I was told they just automatically do it, and that since I didn't ask for this service it would be taken care of. I did not hear from them again until XX/XX/XXXX, I received a bill for nearly 4 years of storage that I never agreed to in the first place, and thought I cleared up in XX/XX/XXXX. At that time, the person I spoke with said that she could see my conversation and it would be written off. After this time, I saw a collection agency, XXXX, on my credit report and called them to state that this was not a valid account. They were typically rude and said I needed to pay some $600+ to clear it and refer me back to XXXX. I refused, and stated again that I did not have any account with XXXX. Again, I didn't hear from these people (XXXX) until XX/XX/XXXX, when I received another statement in the mail. I called furious and they told me I had to pay them over $1200 or they would ruin my credit. Then they told me that they sent me a form in XX/XX/XXXX that I was supposed to sign. I never received any such form and I told them this. I called XXXX and they refer me back to XXXX. She said she was sending again but that I had to pay or she would ruin my credit and then sent an additional collection to XXXX. Once again I never received any form. I phoned again today, and she agreed to send me this form via email. Now I've received a form for the first time in 10 years and signed a form cancelling a service that I never agreed to in the first place. I've asked both XXXX and XXXX to remove this from my credit for 10 years now. She once again demanded that I pay the money and said she was adding more to this supposed debt, and then said that was between me and XXXX, who repeatedly sends me back to XXXX. That is extortion and threats to my financial well being. This was repeated today. I will not pay this company a dime. These tactics are shameful.
|
| 04/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
XXXX XXXX XXXXXXXX XXXX ) sent a " debt '' that I supposedly had been delinquent with since XXXX to AWA Collections. I was not aware that this was happening being I had moved and my phone number changed. In addition I had stopped paying for the service in XXXX and assumed the account was closed. Since XXXX, I had not seen or heard about a delinquent debt with this company XXXX, it was never reported as a delinquent account and they continued to bill me annually for the next XXXX years, even though they did not have communication with me. I recently went through a security clearance investigation and during that process, the XXXX in formed me of a collections on my credit report from AWA Collections, reported XXXX. I filed bankruptcy in XXXX and did not see any need to check my credit report recently because I haven't applied for any credit since the bankruptcy. If I would have known about the delinquent payment, I would have corrected it and stopped billing years ago and/or included it in my bankruptcy. I have not received any communication from AWA Collections regarding this debt since their reported it and only became aware of it during my security clearance investigation. I contacted AWA Collections and they told me the debt came from XXXX. I contacted XXXX and requested documentation of the contract and payment history and they have not responded. I do not feel like any of this is fair, nor do I feel like I should pay for a service I am not using, especially after 5 years of delinquency. The number to XXXX is ( XXXX ) XXXX, address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, AZ XXXX. The amount the sent to collections is {$650.00}, XX/XX/XXXX. The collection agency reporting this collection is AWA COLLECTIONS, phone number ( XXXX ) XXXX, address po box XXXX XXXX, CA XXXX. I have not heard from either company regarding this debt, I have not received a response for the documents I asked for from XXXX and I submitted disputes to all three credit reporting agencies for this collection.
|
| 03/13/2018 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
This abuser posts Every month a past due payment for a storage unit that i was told was illegally sold by the storage place after I paid a amount less 1 months amount to the manager on duty, and he even emailed me by electronic communication that he took our items off the auction list, and in fact we had SIGNED a ELECTRONIC NOTIFICATION agreement for us to be notified of Any issues by electronic email instead of paper mail aka letters which the manager at the time XXXX XXXX XXXX also signed and a XXXX XXXX XXXX XXXX XXXX at XXXX XXXX XXXX XXXX XXXX California XXXX.
When we went to pay the amount due after paying them XXXX the month before plus XXXX the nextday, he said oh my we went and sold your items anyhow, even though we have their emails 2 weeks prior saying to me to get well, no worries we are fine which i still have the electronic communication which is the legal way to notify us of any issues, and they meaning the XXXX XXXX managers used the email electronic communications INSTEAD of emails as in the contract signed to Decieve and to us to lose our personal property and childrens heirlooms.
Now their collection agency AWA collections are billing us on a monthly basis for the past four years as if they still have our property in the units, so either they should IMMEDIATELY NOW produce our items if they are still charging us, or cease placing False information on the credit reports that we are past due every month, if they have our items still, which included our person documents and photos of our babies and our clothing Advise us, since the personal items Where NEVER RETURNED as prescribed by law that had no vaule of interistic except to us, and then if there is nothing in these units, then stop placing what amounts to False and MISLEADING information that the units have our items still inside, if they are then they meaning the storage company staff lied to us and just took our money.
|
| 12/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
AWA COLLECTIONS Without any notice nor information about the claimed debt in the amount of {$460.00}, AWA COLLECTIONS reported a negative report on my credit claiming that it owed to XXXX XXXX. I called them up, where I I informed them that I never received anything nor debt validation letter. I also informed them that I don't owe the debt. I also, communicated with XXXX XXXX, whom could not give me reasonable cause. I also requested form XXXX insurance a copy of my policy to see if there is anything in there that might give the right to XXXX XXXX to charge any money, but XXXX insurance refused to give a copy as I requested on the phone on XXXX separate occasions. On XX/XX/XXXX I sent AWA COLLECTIONS a fax ( please see attached ) requesting them to stop the damages by reporting false claims and also in the same fax I gave them my Credit Card and gave permission to charge up to {$1000.00} to stop the damages and end their extortion. However, nothing happened. In XX/XX/XXXX I sent them an other fax of the same. At this time any person would see the reason that they are extorting me for an amount more than {$1000.00}. In addition, XXXX XXXX XXXX XX/XX/XXXX sent me a letter ( see attached ) showing clearly that the policy got canceled as of XX/XX/XXXX, thus no money is owed to XXXX XXXX. Both XXXX XXXX and AWA COLLECTIONS has not given me any reason on why the claimed {$460.00} is owed till this date despite my repeated requested for debt validation letter ( never sent till this date ). At his time and reasonable person will see thar I'm standing as a victim of an extortion game. This has damaged me in tens of XXXX of dollars, thus my attempt to offer upto {$1000.00} to stop the damages. Yet, as I informed both AWA COLLECTIONS and XXXX insurance of such loses, now they are holding out to extort more money ( unknown ). ( please see the attached fax and email to XXXX insurance )
|
| 09/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
In reviewing my credit reports on XX/XX/2016 I saw that AWA Collections had submitted a claim as collections to my reports. I had never heard of this company nor who they list for representation on the report XXXX. I have never received notice via mail of any debt or bill from AWA Collections or their client XXXX. I called XX/XX/2016 AWA and was told this was actually a debt through XXXX for early disconnection. I called XXXX XX/XX/2016 and was told I never owed them anything as they never honored my original contract of stopping service with my other phone company, I never used their XXXX phone and therefore nothing was ever owed. I then called XXXX XXXX who also stated that there was nothing owed nor had there ever been anything owed even early disconnection charges. Both XXXX and XXXX are mailing me verification of non-debt and neither claims knowledge of the this collections company. At this point I created a cease and desist letter which I faxed to AWA Collections XX/XX/2016 and immediately followed up and called AWA back and informed them of this cease and desist letter, that I would be forwarding this paperwork as soon as I got it and that this was a fraudulent claim on their part and needed to be removed from my credit reports. They insisted that they have bills but would not send me anything. On XX/XX/2016 after having received the cease and desist letter the day before AWA Collections again called me to try to collect on this fraudulent claim. I again explained that not only was this fraud but that as soon as I got the mailed proof I would fax it to them at the same number that I faxed the cease and desist letter to and they said yes.
Bottom line this is a fraudulent claim on their end, they continue to misrepresent who they represent in this fraudulent claim and they have acknowledged receipt of the cease and desist letter and continued to call.
|
| 12/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I pull my credit report and found out that AWA COLLECTION/ ORIGINAL CREDITOR : XXXX ACCOUNT # XXXX. I am filing this complaint against them for non-compliance violations. I wrote them a letter of validation on XX/XX/XXXX certified mail with return receipt. They received on XX/XX/XXXX and wrote back on XX/XX/XXXX. The AWA Collection has the following non-compliance violations : 1 ) They have no copy of a signed contract where I allegedly agreed to pay the charges.
2 ) The medical bill reveals personal medical information about me. ( This is violation HIPAA- HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 ), rules prohibit disclosing my individual 's protected health information unless you specifically authorized them to.
3 ) Creditor is reporting history inaccurately such as last date reported and last activity dates are all wrong : The case US Court of Appeals, Ninth Circuit, No. 00-15946, Nelson vs. Chase Manhattan. This defamation and causing me financial injury. The fine extent of damages incurred by the wronged party as deemed by the court.
4 ) Collection agencies " Re-Age '' by reporting the date of last activity instead of the date of the first delinquency.
5 ) Collection Agency, has not validated my debt and they are still continue to report to the credit bureaus. Consumer protection afforded by the FDCPA Sec. 809 ( b ) FTC opinion letter XXXX from XXXX fine of {$1000.00}.
Be aware that I am making a final goodwill attempt to have you clear up this matter by removing this item from my credit report. I am maintaining a careful record of my communication. I further remind you and the credit bureaus as in Wenger v. Trans Union Corp., No.95-6445 ( C.D.Cal. Nov. 14, 1995 ) you may be liable for your willful non-compliance. This matter is harmful to me especially doing this COVID-19 panedamic please delete immediately.
|
| 01/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
On XX/XX/XXXX AWA collections started collecting for an already previously indicated fraudulent account.
The same information was reported to the credit report on XX/XX/XXXX. This is a clear violation of the fair debit reporting act. Had this company notified me prior to placing this account on my credit, they were received the documents necessary to remove this account from their system as a fraudulent account. This is a clear violation of : 15 USC 1692g sec 809 Fair debit collection practice act.
The information that AWA is trying to collect for was already removed from the credit report from a previous collection agency trying to collect on the same debt. That debt was deemed a fraudulent debt it was probably removed from my credit report. AWA was notified on XX/XX/XXXX from me as well as XXXX of this error and made no action to correct it. This is a clear violation of section 15 U.S.C. SS 1681i Of the fair debit collection practice act.
AWA collections then started feeding me false and in accurate information. Id ask for the fraud department and I received no way or means of contacting this department. I was told that a supervisor will return my calls the very next day who deals with these issues. That was on XX/XX/XXXX. Unfortunately no call was ever placed in response back to me as of todays date.
This is a violation of 15U.S.C.1692e SS 807 false or misleading representation.
AWA collections was given prior notice of this debt being a fraudulent account by XXXX and by myself. This information was given immediately following the original reporting of this debt by AWA collections on XX/XX/XXXX. AWA collections failed to sis collection of this debt after been notified prior that this is a fraudulent account. Fair to do that violates section 15U.S.C.1692F subsection 809 ( a ) ( 4 ) ( b ) Validation of debts.
|
| 03/21/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
The following account has just shown up on my XXXX credit report... AWA Collections not only is this account completely fraudulent and not mine, its also as of 3 months from now not even legally collectable here in the state of California. This is the first I have even heard of this supposed debt four years later!
That is unacceptable as all of my contact information is public and its very easy to get in touch if there is a legitimate debt. This account should be removed based on the California law alone, however it is also in violation of the following federal laws. 15 U.S.C 1681 section 602 A. States I have a right to privacy. 15 U.S.C 1681 section 602 A ( 2 ) It also states a consumer reporting agency can not furnish an account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section states : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C 1681s-2 ( A ) ( XXXX ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
Again I never had the chance to speak with this collection agency or the original creditor to validate this supposed debt. XXXX was the first month is the first time it has shown on my credit report I know this because I check all three bureaus every week. This is a very unacceptable way of doing business and for that and the above violations this account should be deleted from my report immediately. Both the California and Federal laws are attached below.
I have mailed letters to comapny and disputed and they refuse to remove off my credit report.
|
| 09/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XXXX of XXXX, I purchased a new vehicle and it was brought to my attention I had a collection account. The date of service was for a period of 18-days I was in the hospital in XXXX. My hospital stay and ALL SERVICES were covered 100 % by insurance as indicated by the billing I received within 30 days of my discharge. I pursued trying to get this collection removed. Initially, several phone calls were placed, however, the line was either never answered or it was answered and immediately hung up. Next, several letters were sent certified mail with no confirmation of delivery ( AWA Collection refused to sign for them ).
This activity lasted a year. In XX/XX/XXXX, I contacted the hospital, as advised by my attorney. Within 72 hours, the hospital was able to confirm the invoice sent to AWA Collection by the medical group that performed the consult was void. All invoices should have been forwarded to my insurance for payment in a timely manner, this invoice was not.
The original creditor provided an account statement that indicated I have zero financial responsibility for this debt. AWA continues to re-report this collection as unpaid on my credit report after providing the reporting agencies with the authorization to remove it, The credit agencies ( XXXX ) removed it from my report only for AWA Collection to change the account number and then placed the collection back on my credit report the day it was removed. Each time they place the collection back on my credit report, especially by changing the account number - IS FRAUD!
XXXX was contacted. They have concluded the reoccurrence of the AWA Collection is inaccurate, however, they can not stop AWA from placing a new account on my credit report every 30-days after it is removed legally by XXXX.
Supporting Documents have been uploaded to CFPB via this site.
|
| 08/07/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
In XXXX, 2015 I entered a written dispute with AWA COLLECTION reference account number XXXX as contained on my consumer credit profile at XXXX, XXXX and XXXX XXXX. Specifically alleged, AWA COLLECTION was attempting to collect a debt for which I had no knowledge and alleged was potentially opened by an unknown third party. Moreover, said account was appearing twice on my consumer credit profile notwithstanding the allegation of a single debt owed.
AWA COLLECTION failed to investigate, verify, or validate said debt. Although I also filed a cease and desist demand with AWA COLLECTION an absolute requirement of the Fair Credit Reporting Act is to report said debt as disputed pending resolution of an investigation. AWA COLLECTION failed to report said debt as disputed and failed to conduct an investigation into my allegations of potential fraud. As such, my credit worthiness has been negatively impacted by the erroneous reporting of this account.
A review of records compiled by the state Division of Financial Services in Florida indicates that AWA COLLECTION is not currently licensed to conduct business pursuant to section 559, Florida statute. As such, the imposition of this debt and the erroneous reporting to XXXX, XXXX and XXXX XXXX is an unfair and deceptive trade practice.
Several phone calls to AWA COLLECTION have met upon deaf ears. When I called to inquire on the status of the disputed account, I was advised that Florida licensing was not required. I was further advised that the debt remained due notwithstanding a lack of validation and claim of potential fraud. At this point the call was terminated. My written dispute remains outstanding. Said account remains on my XXXX, XXXX and XXXX XXXX notwithstanding the existence of a dispute, lack of validation, and my allegations of potential fraud.
|
| 12/21/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Dear XXXX of the Consumer Finance Protection Bureau, AWA collections, as of XXXX XXXX, 2016, continues to violate both State and local laws of the XXXX Arizona 's XXXX debt collection statutes which prohibit the collection of medical debt from consumers participating in State Medicaid / Medi-cal. The original creditor and AWA collections were notified by the Arizona Department XXXX XXXX that " balance billing '' and pursuing a bill against an XXXX enrollee can trigger civil penalties of " three times the amount of the billing '' and is expressly prohibited by Arizona XXXX XXXX XXXX.
When this occurs, it is appropriate to report the unlawful billing practices to the XXXX XXXX of XXXX XXXX for further action, since the XXXX considers such billing practices by providers to be " fraudulent ''.
In XXXX of 2016, The State of Arizona notified AWA collections and XXXX XXXX XXXX that pursing this bill is in violation of state statute. AWA collections continues to disregard such notice and continues to illegally collect and report to the major credit bureaus.
AWA collections has also illegally reinserted this collection with the major credit bureaus and failed to notify me in writing prior to its reinsertion.
This is my final attempt to resolve AWA 's illegal and fraudulent collection of this bill. I understand mistakes happen, and expect AWA to resolve and discontinue the collection, reporting, and dissemination of this alleged debt. I have filed a complaint against AWA collections with the State of Arizona 's XXXX.
AWA Collections has violated both the FCRA and State of Arizona 's state statutes regarding debt collection of covered state Medicaid recipients. AWA Collections is liable to me should I reserve my right to seek resolution through the legal system of the State of Arizona.
|
| 02/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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I was billed by a company called XXXX XXXX XXXX for XXXX XXXX that i received from XXXX XXXX XXXX I was charged two amounts for {$5100.00} and {$3000.00}. I spoke with XXXX XXXX and was told this was a mistake and I was not liable for this. Recently I found out all three major credit reporting agencies ; XXXX, XXXX, and XXXX has a collections on my credit report for these amounts from XXXX XXXX. I never received any notice of this. I spoke with my insurance company ( XXXX of SC ), XXXX XXXX XXXX ( the originator of this test ), and XXXX XXXX XXXX c/o XXXX XXXX XXXX who billed me for this. I also spoke with an investigator who told me that this was an error and I should have never been charged these amounts and told me that I was not liable for this. After speaking with the investigator, the last contact I had with him, he informed me that the issue had been cleared up and I wasn't liable for this. I wasn't alerted that this had been sent to collections until Recently even though XXXX XXXX was given the account in XX/XX/2017. I never received any written notification via mail. After being alerted that these charges were sent, I called XXXX XXXX XXXX c/o XXXX XXXX XXXX. I came to find out that the company is dissolved since filing for bankruptcy and had multiple lawsuits against them fraud. I have submitted disputes with each credit reporting agency as I was told on multiple occasions that I wasn't liable for these cost and should have never been billed in the first place. I have also reached out to the investigator that I was speaking with before to find out why this wasn't cleared up and why it is now in XXXX XXXX possession. XXXX XXXX XXXX was no help in trying to resolve this issue and tried to pass the blame to another entity who has no connection.
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| 06/30/2016 |
No |
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I have been a patient of XXXX XXXX - XXXX office - for their XXXX. At first, they had a great doctor, so I was happy with my service. They have however changed the doctor and everything went downhill from there. There were several times when I would show up for an appointment, to be told that I have to reschedule because the doctor is not in today, or something has happened - I do not understand how the receptionist could not make a phone call and let me know ahead of time, before I loose the XXXX min to get there. I had to stay with them as I have already paid in full, therefore I just kept on going, trying to be understanding, and mostly because I did n't have too much time to research other doctors and go through the process again. Because I liked the doctor, initially I did n't really pay attention to their managerial skills. In time however, I started to notice how unorganized and unprofessional their whole office was.
Just to give you one example of this total lack of organization and care : My insurance changed, and they had some problems with the billing, of which I was not aware until a half year later. When I finished my treatment, I asked for my balance, I paid what I was told that I owed the company. A couple months later, I checked my credit score, and apparently I have been put in collection for a {$600.00} bill that I have not been told about. When I called for clarification, the corporate office not only was very dismissive, but told me that they have two types of accounts that they use at their offices, and that this bill was for my second account.
How is it possible that somoene asks ahead of time how much do they owe and than they get another bill charged. I have checked with XXXX, and apparently they are not even registered with them.
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| 05/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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In XX/XX/2016 while I was stationed in XXXX XXXX, I received a debt collection notice via mail from XXXX XXXX XXXX in the amount of {$150000.00}. Ive never heard of the company so I did research and found they were a collection agency for a copy called XXXX as indicated on the debt collection notice. At this point I had no idea what either company was, why they insisted I owed them money or what the money they claimed I owed was for. I spoke with a representative from XXXX, XXXX XXXX which informed me that the collection was for 2 XXXX Franchise locations. I explained to him I had no know of either. He proceeded to tell me that my signature is on the franchise agreement documents. I told him thats not possible because Ive never signed any agreements. He then said that my signature was only on 1 franchise location versus 2 and removed 1 entry off of the credit reporting agencies. I requested a copy of the alleged signature and what I received had absolutely no match with my authentic signature. This is clearly a case of forgery and fraud! Ive submitted a copy of the police report to XXXX XXXX and was told that it did not matter the collection would still be reported. AWAs client has no validation of my signature. No picture ID card, nothing notarized not to mention I was 2 states away on a military installation when this alleged signature was signed. Both XXXX Franchise and AWA are in compliance with allowing fraudulent signatures to be used on their documents! They do no verify nor authenticate signatures prior to issuing {$150000.00} loan. They have pathetic business practices! They can not produce ANY documentation other than a fraudulent signature. No copy of photo ID no notary, just a forgery. This fraudulent account needs to be removed ASAP!
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| 05/09/2017 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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AWA collections has not attempted to contact me and the ONLY way I found out that something had been sent to them was by my credit report. I have contacted them to get paperwork verifying the charges since I never received anything from the hospital before being sent to collection. They told me to mail in request for documentation but the first rep ( XXXX /2017 ) did not provide any information. My insurance company then called and the collection agency verified information with them and provided information to them but not to me. The 2nd rep hung up on me repeatedly even after me asking for the information. The 2nd rep XXXX XXXX ID XXXX ( XXXX / XXXX / 17 ) was also condescending when I asked what the charges and dates were for since I have still yet to receive anything from this company. I also questioned if they offered a discount if I paid in full today, I was immediately told no and that they do not have to work with me because I did not pay my bill, would have had I known about it! Every time I have talked with this company they do nothing but talk to you like your stupid for not paying your bill. Everyone at some point or another has had a bill go to collection. It sure does not help when they will not work with you to get this issue taken care of. This issue is still not resolved since you can not get any where when talking to them because they talk down to you every single time you call. I was told today ( XXXX / XXXX / 17 ) that a letter was sent to XXXX XXXX XXXX XXXX XXXX which does not exist and the hospital has the correct information I was there 4 w eeks! No date of when the letter was sent was provided to me. I pray that no one has to work with this company they are horrific and not helpful at all!
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| 09/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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I recently learned that a medical collection account has been put on my credit report ( XXXX ) by XXXX XXXX. It states it was first reported XXXX, XXXX. First, I have never received any written documentation from this company notifying me of any dispute and did not have the opportunity to validate, etc. Second, this company changes the amount owed by increasing it by {$1.00} each month and re-reports it to the credit bureau further damaging my score. It is my understanding per FDCPA that a collection agency CAN NOT charge you more than amount owed on any account. Third, I constantly get phone calls daily numerous times after requesting I be contacted only via email or postal service as I do not have validation of this account belonging to me. I have requested validation and have not received. This company has numerous complaints filed against them for their continued unlawful practices.
The XXXX has given AWA a rating of F. There are 30 closed complaints against AWA in the past three years, with 10 closed in the past twelve months. Almost all of these complaints allege problems with billing and collections, with 7 complaints alleging additional problems with customer service. The Consumer Financial Protection Bureau ( CFPB ) has logged 56 consumer complaints against XXXX since XX/XX/XXXX, alleging violations ranging from attempts to collect debts not owed, to inaccurate credit reporting, to misrepresentation and false statements. Justia lists at least 3 cases of civil litigation naming XXXX as a defendant.
Further, in XX/XX/XXXX in United States District Court, Eastern District of Texas, a judge issued an Order regarding a civil action brought against XXXX for alleged violations of the Fair Debt Collections Practices Act ( FDCPA ).
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| 09/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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The following account has just shown up on my XXXX credit report... AWA Collections XXXX not only is this account completely fraudulent and not mine, its also as of 3 days from now not even legally collectable here in the state of California XXXX This is the first I have even heard of this supposed debt four years later! That is unacceptable as all of my contact information is public and its very easy to get in touch if there is a legitimate debt. This account should be removed based on the California law alone, however it is also in violation of the following federal laws.
15 U.S.C 1681 section 602 A. States I have a right to privacy.
15 U.S.C 1681 section 602 A ( 2 ) It also states a consumer reporting agency can not furnish an account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section states : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 U.S.C 1681s-2 ( A ) ( XXXX ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
Again I never had the chance to speak with this collection agency or the original creditor to validate this supposed debt. This month is the first time it has shown on my credit report I know this because I check all three bureaus every week. This is a very unacceptable way of doing business and for that and the above violations this account should be deleted from my report immediately. Both the California and Federal laws are attached below.
|
| 04/01/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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|
Web |
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XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/2014 {$360.00} {$360.00} XXXX XXXX XXXX XXXXXXXX, CA XXXX ( XXXX ) XXXX XXXX XXXX RE : Disputed Account Notice to Furnisher Dear Sir or Madam : I previously notified you that I am a victim of identity theft, and requested that you do the following : I still have not received written confirmation of these actions. As I stated before : I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I request that it be closed immediately. Please send me written confirmation that I am not responsible for charges on this account, and take appropriate steps to remove information about this account from my credit files.
I have enclosed a copy of my FTC Identity Theft Report. Because the information you are reporting is the result of identity theft, and inaccurate, I request that you stop reporting this information to the CRAs, as directed by section 623 ( a ) ( 1 ) ( B ) of the Fair Credit Reporting Act, 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ). I ask that you take these steps as soon as possible.
I also have enclosed a copy of the FTC 's Notice to Furnishers, which explains your responsibilities when reporting information to CRAs. Please stop reporting this fraudulent information, investigate this matter, and delete any disputed items as soon as possible.
Please send me a letter explaining your findings and actions.
Sincerely, XXXX XXXX Enclosures : Close the unauthorized account Remove any charges on the unauthorized account, and Take steps to remove information about this account from my credit files.
Identity Theft Report Proof of identity Notice to Furnishers of Information
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| 01/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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In 2016, I did a regular XXXX check and half XXXX XXXX in XXXX XXXX at XXXX XXXX XXXX XXXX XXXX # XXXX. The appointment for the other half was cancelled due to hurricane Matthew, and I didnt do it. I have XXXX XXXX at that time, which was confirmed by XXXX XXXX before they conducted the service. I paid eighty something after the first half of the XXXX XXXX, which was the amount I was told to pay. Later I got another bill for ninety something. Since it is normal for adjustment of a medical bill, I paid that bill too without asking for any detail. I didnt hear from them until TWO YEARS later and received a bill of more than two hundred dollars. When I called them, the accountant said I needed to pay the bill and if I had problem I should ask my insurance ( the insurance I had two years ago. ) When I told them what I paid and pointed out that I didnt get any bill for the past two years, the answer from the accountant was I wasnt the accountant two years ago.
After I refused to pay, the XXXX XXXX sent the bill to AWA collection. After I received the letter from AWA I contacted AWA and requested for all the details and reasons for additional charges after two years. The only thing I received is a list of charge without explanation. But it seemed that the XXXX XXXX did not collect any money from my insurance. I called AWA again and AWA agency said she could not help even she agreed with me. Early this year, the AWA filed a credit report, which affected my credit a lot. In addition, I found that AWA is still collecting the money with increasing interest even though I didnt receive any letter since I called them.
This really bothers me a lot. What can I do to solve this problem.
|
| 08/09/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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|
Web |
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I requested a validation from the collection agency and they did not submit any kind of validation. USPS TRACKING INFO : XXXX XXXX XXXX XXXX XXXX XXXX ( Your item has been delivered and is available at a XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX in XXXX, CA XXXX. ) The alleged debt that they say I owe has account information for the last payment made on the account being XX/XX/XXXX. The statue of limitations in the state of California for a written contract is 4 years. ( CCP 337 ) ( XXXX XXXX XXXX XXXX XXXX XXXX ) Currently it has been over 4 years and they are continuing to collect on a debt which makes them in violation of ( Civ. Code, 1788.14 ) ( XXXX XXXX XXXX XXXX ) Not to mention that they are denying me a validation like I requested. California also has very strict laws in regards to what documents MUST be provided in the event of a request for validation. ( California Code, Civil Code - CIV 1788.52 ) ( XXXX XXXX XXXXXXXX ) Since they can not provide the validation they are reporting to the credit bureaus without verification and this violates a plethora of laws. ( 15 U.S.C. 1681i ( FCRA ) by repeatedly reporting inaccurate information due to this violation of federal law, I have a right to seek remedy as it has caused me damage in how I am viewed by lenders, and terms of loans received.
More laws they have violated : Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. ( FDCPA 15 U.S.C. 1692d ) Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e ) Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment ( FDCPA 15 U.S.C. 1692e )
|
| 12/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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AWA Collections was enlisted by XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX to collect charges of over {$500.00} for a root canal procedure. I was told I had to pay {$900.00} upfront to XXXX XXXX before they would perform a root canal procedure. This was performed by XXXX XXXX, XXXX. The office was to preauthorize this procedure which would have been covered by my dental insurance. They did not pre-authorize the procedure. After the procedure was done, XXXX XXXX sent me a bill, since the insurance company denied the claim because it was never preauthorized. The dentist had damaged over {$5000.00} of porcelain veneers on my front teeth when she smashed into my front tooth and broke off the bottom, then filed down the rest of my front teeth and she refused to take responsibility and admit she damaged the teeth. She put a yellowish/grey colored crown on the front tooth that didn't match the color of the other front teeth, after I told her she needed to use a lighter color. I went back at another appointment to have it replaced and after waiting 45 minutes, the receptionist told me the dentist wasn't there and I'd have to make another appointment. They have not contacted me to reschedule and have refused to replace the XXXX with one that matched the other teeth. XXXX XXXX submitted bill of over {$500.00} to AWA collections, which it now over {$700.00} due to the collection agency continuously adding on fees every few weeks. XXXX XXXX should have written off any remaining amounts they claimed were owed, due to their error/incompetence of not pre-authorizing the procedure, and for the thousands of dollars of damage they did to my other teeth.
|
| 05/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Adler Wallach Associates Inc. ( AWA Collections ) is operating illegally and in bad faith in attempting to collect a debt that : a. ) they have not proven in writing is mine b. ) exceeds California 's statute of limitations on this type of debt ( breach of contract ).
Specifically, I contacted AWA Collections today, XX/XX/XXXX, regarding a derogatory item with their information showing up on my credit report. I was told by an AWA collection agent that AWA was collecting debt in the amount of approximately {$2400.00}, including interest, from an XXXX XXXX XXXX that I allegedly cosigned in XXXX. I advised the agent that I have no recollection of cosigning such a document and/or any other document that would obligate me to pay anything. I asked the agent to provide me with a verification of the debt, required by FDCPA sec 809, and she refused to do so.
Furthermore, I advised the AWA agent that, even if I were to have unwittingly cosigned a contract/application/bail bond with XXXX XXXX XXXX in XXXX, over six ( 6 ) years ago, the debt is not enforceable, as it exceeds California 's statute of limitations of four ( 4 ) years to collect such debt, under section 337 of the Californa Code of Civil Procedure regarding written contracts. The AWA agent told me that this is not the case and that they can and will continue collection efforts on the debt. I advised the agent that to continue to do so is illegal.
Therefore, I informed the agent that I am denying that I owe any amounts because AWA can not prove that I owe anything and, even if they were able to do so, the debt is unenforceable under California law.
|
| 05/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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XXXX XXXX XXXX XXXX XXXX sent a debt to awa collections or the collection agency awa bought a charged off debt. not sure which one. I disputed it in XXXX of XXXX sent documentation to support my case to awa and it was closed. Received a letter in XXXX XXXX for same debt from awa collection and called immediatly to dispute again. The person handling my case since XXXX of XXXX named XXXX said she would take care of it. The debt showed up on my credit report in XXXX as I needed to buy a car and my credit rating went from XXXX to XXXX because this debt that I did not owe and already proved in XXXX of XXXX was reported to XXXX on XX/XX/XXXX by awa collections. I wa sturneddown for loans or offered a loan with very high interest rates making the payments to high for my budget. I went back and forth between awa XXXX and XXXX for the next couple months. I asked XXXX in several phone callls how they validated the debt she said they were waiting to hear from the original creditor and continued to report as a valid debt. it wasnt until I sent a certified letter asking for verification and validation that they took it off no explaination and said they didnt need to send me the information I asked for. It is to late my credit score is ruined and it is directly the fault of awa collection mainly XXXX that handled my case. I had to use cash advance from my credit card to buy a car so now the balances are high and I have numerous inquires on my credit report I am moving in a month and my credit score is only at XXXX which is far from XXXX which I worked hard to get and maintain until AWA decided to ruin my life.
|
| 01/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
This company is fraudulently reporting a collection account and each it is disputed onn my credit report it is verified the information from the credit reporting agency AWA verified as correct and they increase the balance by {$1.00} harming my credit score each time. I have provided by certified letter my correct mailing address and a written dispute and a copy of the receipt. I paid the original creditor and have been disputing this several times over the last few years. I brought my receipt to original creditor whom I prepaid for the procedure and they stated that it was reported to collections in error and XX/XX/2016 it was manually cleared from collections. Office Manager XXXX showed me on her computer when I visited the office about this collections problem it was cleared manually in XX/XX/2016 and AWA was manually notified this debt was sent to collections in error and she stated she knew a collection manager at AWA and would have it deleted ASAP. The next day the collection balance was increased with the credit reporting agency and dropped my credit score again. This company is in violation with the law. Also the original creditor stated they have never verified this debt as valid and was shocked at the problem I was having. I am a consumer with rights and they are not only ignoring them they add a dollar to the balance every time I try to dispute this. So they are purposely harming my credit for a debt that was not only paid but PREPAID before the procedure was done. I have written proof of every attempt to get them to properly remove this item and that it is and was paid.
|
| 04/22/2019 |
No |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Second attempt to submit the following complaint due to website failure.
Requesting CFPB intervention due to unfair debt collection and erroneous derogatory marks placed in credit report by the original creditor and collection agency. The following facts is provided to assist CFPB pursue the consumer claim regarding unfair credit reporting and harassment by the collecting agency : 1 ) Debt is a medical bill on behalf of XXXX XXXX XXXX ' a minor currently residing full-time with his mother XXXX XXXX XXXX '.
2 ) The father 'XXXX XXXX XXXX was not present nor signed any documentation during the medical treatment. The primary insurance holder based on court child custodial ruling stipulates that the primary health insurance provider is the mother whom the child resides full-time. The mother ( XXXX XXXX XXXX ) utilized the father 's medical health insurance without prior consistent to use despite court agreement stipulates that she is the primary health care insurance carrier.
3 ) The medical facility failed to provide proper notification of the incurred debt to the parent and blatantly placed the amount owed towards the father who has no knowledge of the debt. Despite the lack of proper mail notification the debt was submitted to collection and placed a derogatory marks through the credit bureau. Constant harassment via phone calls from the collection agency regarding payment requirements of the medical bills. Threatening phone call remarks were made that the sole responsibility was on the father despite numerous plea and substantial evidence was provided to resolve the debt.
|
| 03/15/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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I had rented car from XXXX @ the XXXX around XXXX on XX/XX/2016 and had returned around XXXX on XX/XX/2016, after filling gas at the XXXX gas station in XXXX just before returning the car ( I submitted the gas station charge as one of the proofs ). I then went to the front desk requesting that the charges be split between XXXX of my XXXX cards ( because I had promotional offers on XXXX cards ) but the woman there was rude ( they should have a recording of that in their security camera ) and said go call the customer service regarding that. So I spoke with customer service around XXXX ( they should have a recording of that as they do it for " quality '' and training purposes ) while on XXXX to the terminal, as I had a flight to catch after checking in my bags. However I was advised to go speak to the personnel at the counter, since it was within 48 hours of return. So I decided to call them back after 48hours and went to check our bags in at around XXXX. After that we proceeded to gate past the security the security check as our flight was at XXXX ( I provided boarding pass and bag tags for proof ). We reached XXXX and took XXXX back home from the airport ( submitted receipts for that as well ).
Following morning, I had to fly to XXXX ( submitted my ticket XXXX and taking XXXX rides in XXXX as well for proof ). However XXXX claims that I returned the car only around XXXX on XX/XX/2016, which is a not true and charged my credit card that additional amount. I contracted my credit card company and they refunded me that amount, but XXXX has been harassing me for that amount.
|
| 04/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX, I visited XXXX XXXX XXXX XXXX for an office visit with one of their surgeons. I provided them with my primary insurance card, and for my secondary insurance which was XXXX, I provided them with my Social Security number. I had not yet received my XXXX card, but was in their system. They were able to confirm that I had both insurances, and that I owed nothing upon checkout.
In XX/XX/XXXX, XXXX XXXX XXXX XXXX sent me a bill for {$560.00}. Please note that XXXX XXXX XXXX XXXX is a XXXX provider, and I am a XXXX beneficiary. It is ILLEGAL to bill a XXXX beneficiary.
On XX/XX/XXXX, I sent a certified letter to the provider warning him that if he continues to bill me again, he will get in big trouble. His office received my certified letter and signed the signature card on XX/XX/XXXX. Instead of billing XXXX the difference of what was owed after my primary insurance didn't pay, they had the audacity to play with fire. They continued to bill me for another year and a half.
I have complained to XXXX and they are still investigating XXXX XXXX XXXX XXXX. Any day now, XXXX XXXX and XXXX XXXX XXXX XXXX will get arrested. I don't worry about that part. The issue is that XXXX XXXX XXXX XXXX had the audacity to send the bill to XXXX XXXX with an interest of {$73.00}, and threatened to ruin my credit. I received a bill just this month.
XXXX XXXX XXXX XXXX needs a wake up call. This is not OK. This is not my debt. They should have billed XXXX, because that was their job. Not mine.
Attached, please find the XXXX codes they have violated.
|
| 04/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
We made an appointment to see the XXXX on XX/XX/XXXX at XXXX XXXX I went on vacation and after I found out the people I was with had XXXX I called the XXXX XXXXXXXX XXXX ( XXXX ) to cancel my appointment 1 day before so that he could see other patients. The office manager told us that she would cancel it but there is a {$75.00} cancellation fee that we had to pay. We told them we were never told that there was a cancellation/no show fee. We asked them if they have any confirmation from us that we knowledge the {$75.00} no show fee policy and they said they don't see that and they don't know.
We have been receiving bill from them and every time I am calling them to tell them that we were never told that there was a cancellation fee the office manager and XXXX in a very bad way telling us it is what it is and we have to pay it. We spoke with them two times including XX/XX/XXXXafter receiving a bill with a letter that they will send it to collection agency and offered them to lower the {$75.00} even though it was never disclosed to us but they did not accept it.
On XX/XX/XXXX we received a letter from AWA Collections that I owe {$75.00} and if I do not pay it will go to my credit.
I sent AWA a letter explaining the situation and they still wanted the money and forced us to pay it. I did not want my credit to be damaged and thus, I paid it on XX/XX/2022 over the phone.
I am a single mom and I don't want them to ruin my credit for something that was never disclosed to me and trying find a help to go after them to get my money back.
|
| 01/21/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
This is worst kind of company incompetent and totally out of compliance! Do not call or ask this company for advice, XXXX XXXX XXXX! My wife and I called in 2012 and asked about having our taxes done with XXXX. We never entered into a contract nor did we ever sign any contract agreeing to any fees! Our contact XXXX was disrespectful and egregious to my wife, a XXXX XXXX, and myself. We did not like her attitude, guess we were right as she has reported us to collection agencies for erroneous fees she says we owe when we never agreed to any fees nor did we enter into a known contract agreeing to any fees! We actually never met with nor did we ever intend to employee this nasty person XXXX! This was a horrible person and we never would do business with a person like this!. Not to mention because our phone call took place 5 years ago, the statute of limitations for a collection has passed for either a written and or verbal contract, nor did the company go through due process. The collection agency is a gross injustice and in violation of the predatory lending laws and needs a reprimand by the CFPB. Please see that this horrible company are fined due to fact that they are out of compliance and we would not want to see any good folks like us taken advantage of. We will pursue this company to the full extent of the law for their greed and gross injustice. We wish to be adjudicated forthwith without prejudice! We have reported this company to CFPB, XXXX and the Better Business Bureau!
|
| 07/14/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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On or before XX/XX/XXXX 2017 I contacted AWA Collections concerning a {$60.00} medical debt that appeared on my credit report with XXXX. I spoke with a XXXX XXXX that is in charge of this debt, I told him I wanted to pay the amount shown on the report, I wanted receipts showing I paid so in order to receive receipts I was told to go on line to www.payawa.com and I was given 3 different account numbers one was {$19.00}, one was {$10.00}, the last was another {$19.00}. I double checked the amounts and the account numbers because two payments were the exact same amount, He verified the amounts given. I paid all three and checked with XXXX approximately 2 weeks later only to find that AWA only reported receiving {$20.00} and showing me owing a balance of {$40.00}, I called AWA and XXXX to inquire why {$40.00} was still showing owed, I was told to send verification ( copy of receipts ) and AWA would fix the discrepancy. I sent verification of payment XX/XX/XXXX 2017 However XXXX XXXX called me and stated that I needed to send him some more money or he would not remove the {$40.00} balance. I then went to my bank and had the {$10.00} and a {$19.00} disputed because AWA refused to acknowledge payment, XXXX called me at XXXX XXXX on XX/XX/XXXX 2017 and became very vulgar and spoke obscenities and stated that " I will show you ( in a threatening manner ) since you disputed the payment of {$19.00}, I am going to go into your account and take the disputed amount plus additional funds ''
|
| 05/29/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
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Originally I purchase car insurance from XXXX, I was late on a payment in 2015 and they cancelled my policy. Because they did not accept any on line payments it was difficult to get the payments in as I had to go to a location to pay my monthly payment as I did not have a checking account at that time. I went to one of their locations and they refused to reinstate my policy, yet they were insisting that I pay the full premium left for the remainder of the year. I would not and got insurance through XXXX XXXX XXXX which I continue to have. XXXX or XXXX called me several times to insist that I must pay the full year premium under their supposed disclosure, whilst not providing insurance. This was back at the through the end of last year and further they are stating that it is current. Since insurance was paid for in advance and when they cancelled my policy it was for coming month, not for the month that had passed. The crux was that while they refused to reinstatement, they insisted to collect the entire annual premium let. Something I believe to be very wrong, especially since I had to obtain insurance from another company. This collection and negative listing on my credit report is extortion and an attempt to damage my credit score which is hurting my ability to qualify for a mortgage loan which I am in the process of obtaining. I truly appreciate your efforts and services as it allows for consumers to be protected from fraud and extortion.
Thank you very much, XXXX XXXX
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| 03/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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This was a debt for XXXX XXXX received from XXXX XXXX XXXX with XXXX XXXX XXXX. for an XXXX XXXX XXXX. There was a delay in payment due the my dental insurance originally denying the claim as not medically necessary. I was not aware there was an issue with this service for a XXXX XXXX until a bill was received from AWA for {$710.00}. I reviewed my dental charges with XXXX XXXX and saw the amount of the bill was {$530.00}. At that point a payment in the amount of XXXX was sent directly to XXXX XXXX XXXX via XXXX. After a dispute was submitted to all three credit reporting agencies, the amount of the debt was reduced to {$310.00}. Once it was discovered the amount was less than the original debt, an additional {$130.00} was sent directly to XXXX XXXX XXXX for another {$130.00}. I have called AWA several times on this matter. I spoke with XXXX XXXX, ext XXXX and was advised i needed to send a copy of the payment that was sent to XXXX XXXX. This was done but when i called to verify the status I was advised the fax was illegible. At this time I also asked XXXX if he had reached out to XXXX XXXX 's office directly to verify the payment and he advised they weren't allowed to ask that and could only call the dentist 's office if they had proof of payment themselves. So I submitted a very, very, clear image of the payment shown by XXXX. I since have left several messages with XXXX at AWA with no response. The bill is still showing on all three credit reporting bureaus.
|
| 08/08/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I went to XXXX XXXX in XX/XX/XXXX for a full set of dentures. I was told my portion would be {$960.00} which would have to be paid in full before work could begin. I paid this on XX/XX/XXXX. Work completed as far as they could in XX/XX/XXXX. I only have uppers that are usable. Later in XX/XX/XXXX I received a handwritten bill stating " Balance due {$750.00} ''. I wrote and asked why. No response. Received a 2nd notice stating the same. " Account Balance : {$750.00} ''. Still no statement of account saying why this was owed. Several days later I received notification from my insurance company that they were denying the claim filed on my behalf because it was filed too late ( beyond 6 months after service ). So I responded to XXXX once again and stated it was apparent they were trying to collect from me because they failed to bill my insurance in a timely manner and that based on that I did not owe this debt. They immediately turned this over to AWA Collections who has proceeded to submit updates to my credit report at least 2 times a month raising the amount owed. They are charging " Interest & Fees '' apparently monthly or bi-monthly for a debt I do not owe. This is damaging my credit score which I have worked hard to improve since my divorce. For a debt that I do not owe. So what started as a {$750.00} dental bill that I do not owe, is now showing as 4 different derogatory comments against me in the last 6 months and the amount has increased to {$800.00}.
|
| 08/07/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I had a long dispute with XXXX XXXX regarding some money on a insurance policy they claimed I owed. AWA credit collections put a derogatory note on my credit. I called them and asked about it. I sent in the information they required to take off the damaging information- they never removed it. Finally I had XXXX and XXXX take if off. Unfortunately, the derogatory info was still on my credit when I was being evaluated for a home loan. I got a higher interest rate because of it. I had the CA Dept of Insurance evaluating the insurance problem. It tool several months for them to come to an agreement with XXXX regarding the balance I owed. I received a phone call from my contact at the Dept of Insurance informing me I would now owe {$100.00}. I agreed to pay it off once I received the bill. I had yet to receive a bill or any kind of statement ( it was just four days ago I had spoken to CA Dept of Insurance- and AWA placed another derogatory note on my credit!!! This was one was not overdue, and I had not received ANY written notice regarding the new balance or agreement. The info on the Derogatory claim on XXXX said it was due XX/XX/2019.!!! Not overdue, just due XX/XX/2019 AND it was for a higher amount than CA Dept of Insurance had given me. I paid the amount CA Dept of Insurance told me ( {$100.00} ) instead of the {$110.00} AWA had claimed. I am XXXX, and it's hard enough for me to keep things together without this kind of drama attached to my credit report.
|
| 11/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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In XXXX we banked my son 's XXXX XXXX with XXXX XXXX XXXX in XXXX, Arizona, when he was born. We decided to keep the XXXX XXXX when my daughter was born in XXXX with a XXXX XXXX, as there was promise of XXXX XXXX XXXX XXXX XXXX. My daughter received XXXX XXXX in XXXX, which XXXX XXXX XXXX XXXX XXXX XXXX XXXX That means there is no longer any opportunity to XXXX XXXX XXXX XXXX as they are XXXX.
Additionally, when new research indicated doctors do not need XXXX XXXX XXXX but rather just a person 's own XXXX XXXX ( which are regenerative ), it was clear we no longer needed to bank our son 's XXXX XXXX
I called to cancel our subscription.
Then, out of the blue, long after cancelling, after never hearing from the company for years and years, I received a notice from AWA Collection agency in XXXX, XXXX, stating I owed {$480.00}.
How can the XXXX XXXX XXXX erroneously compile charges, NEVER contact us about them ( XXXX confirmed they still have the correct contact information for us ), then just send said charges to a collection agency, to get us to pay money we don't owe or threaten to ruin our credit????
This is EXTORTION.
Had I been notified of such charges, I would have addressed them and corrected the record. My credit rating will show I do not ignore or not pay my bills.
AWA Collections is attempting to collect this money, but this debt is not ours. I ask the company clear this off our record, and ensure this does not go to any credit bureaus.
|
| 09/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
A request for AWA Collection to validate the debt they are trying to collect from me was requested in XXXX of XXXX. I also requested copies of a signed contract i have with AWA Collection that would create a contract with them giving them authority to report through the company AWA Collection on my credit report. They did not validate or respond to my request in writing or via email or any other form of correspondence.
This is a violation of 15 USC 1692g and the FCRA provides remedy for that violation in 15 U.S code 1681n ( b ) Civil liability for knowing noncompliance Any person who obtains a consumer report from a consumer reporting agency under false pretenses or knowingly without a permissible purpose shall be liable to the consumer reporting agency for actual damages sustained by the consumer reporting agency or {$1000.00}, whichever is greater.
Account in question : Account name : AWA Collect Account number : XXXX Account type : Collections Date opened : XX/XX/XXXX Status : Collections Account Date Last Reported : XX/XX/XXXX Balance : {$500.00} After I disputed this account with AWA they have continued to harass me by increasing the account {$1.00} ever month and reporting that increase to the credit reporting agencies. This is a violation of 15 U.S code 1692d A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt.
|
| 11/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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This company has infringed on my right to privacy, I have never given this company any right to have my personal information. This company was trying to collect on an alleged debt. This company reported unverified inaccurate information to the consumer reporting agencies, which has greatly harmed my ability to offer or extend my credit to other financial institutions. This is against federal laws. This account is not mine and was opened using my personal identification without my consent. Not only is this debt not mine but it also over 180 days old, & I have advised this company numerous times that this debt is not owed, however, they continue to place this on my credit report. I have shown proof of such, which was ignored the address this company has on file for me is not mine and I've NEVER LIVED THERE. When any furnisher of information is notified pursuant to the procedures set forth in Section 605B that a debt has resulted from identity theft, the furnisher may not sell, transfer, or place for collection the debt except in certain limited circumstances. Section 615 ( f ). Ive also never given this company permission to contact me which according to the FCRA is also against federal laws. I have asked numerous times for these companies to stop furnishing false information to the CRAs and also for them to stop contacting me. My next step will be to file suit. This is my last time asking to please remove this account, it's not mine.
|
| 05/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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AWA Collections is trying to collect a debt that i have no knowledge of. I sent AWA Collections a debt validation letter XX/XX/XXXX asking them for the following : proof that they are licensed to collect debt in the my state, Proof that they have legal right to collect this debt, meaning, they have the proper assignment of debt from the original creditor, a complete payment history, the requirement of which has been established by XXXX XXXX XXXX, XXXX XXXX XXXX ; XXXX XXXX. XXXX XXXX XXXX, The agreement that bears the signature of the contract stating I'm the debtor agreeing to pay the creditor, XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XX/XX/XXXX ) - Information relating to the purchase of the debt, Provide me a breakdown of fees including how they calculated what they claim I owe. AWA Collections has yet to send me any of the items mentioned, yet on XX/XX/XXXX AWA Collections sent me what they say is a " Ledger History '' ( see attachment ). this is not sufficient validation. I do not owe this debt. This debt is deficient of physical verifiable validation. They are reporting this debt to all three credit bureaus which is hurting my reputation. If AWA Collections does not have this collection account removed from my all three of my credit reports i will file litigation against AWA for violation of the FDCPA, file compliant with the Attorney General of my state, and file compliant with the XXXX
|
| 03/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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3 years ago, I bought auto insurance from the XXXX XXXX XXXX XXXX XXXX. I was a member for several years before that 2016. During that policy year, I added my 2 children to my insurance policy, the agent did provide a pricing which made sense for our family. However, after the enrollment XXXX XXXX XXXX sent us the monthly bill and the payment amount was roughly {$1800.00} per month for 4 of us. That was outrageous in any type of coverage. I immediately contacted my XXXX agent and XXXX billing to resolve the pricing discrepancy. XXXX did not provide any solutions to our payment. We did made payment arrangement to keep the coverage while shopping for new carriers or separating our children from our policy to lower the cost. After we have found another carrier, we immediately contacted XXXX and my agent to cancel the policy so XXXX won't charge us for the 2nd month.
The past 4 months, after reviewing my credit report. I found that XXXX did place both my wife and I on collection for the amount of {$4500.00}. Then XXXX had sold that account XXXX XXXX XXXX in Southern California. I immediately took action by sending in letters to the major credit bureaus and XXXX to dispute the reporting on our credit report history. However, the credit bureaus and XXXX did not take action to verify our concerns regarding this account. Their action had cause family worries and so many confusion.
|
| 10/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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I was contacted by AWA COLLECTIONS by mail on XX/XX/XXXX, about a collection account for Cord Blood Registry. The letter was addressed to XXXX XXXX XXXX XXXX. That is not me.
AWA COLLECTIONS violated my consumer rights. I responded via certified letter listing the US Codes that where violated, as well as an invoice for the multiple violations.
Pursuant to 15 US Code 1692b ( 2 ) this code was violated due to the fact that I live in Tennessee and they are contacting me from Concord CA. AWA COLLECTIONS has provided no proof that they have any rights to collect on any debt in the state of TN. Pursuant to 15 US Code 1692g ( a ) the debt was not validated. Pursuant to 15 US Code 1692c ( a ) I did not give prior consent or AWA COLLECTIONS does not have express consent permission of a court of competent jurisdiction to have any communication with me. Pursuant to 15 US Code 1692d ( 2 ) AWA COLLECTIONS used obscene language in the letter sent to my home.
AWA COLLECTIONS responded to my letter on XX/XX/XXXX with account statements from XXXX XXXX XXXX for account number XXXX from XX/XX/XXXX. They never responded to the invoice that was sent along with the letter.
I have NEVER had any business and I have don't contracts with this company.
I'm curious to know how they obtained my name and my current home address.
This is identity theft. I have never given them permission to contact me.
|
| 10/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT This is in reference to the Consumer Report sent by your Company via mail dated XX/XX/22 While checking the above report, it came to my notice that your Company has furnished an account on my report.
In pursuant to 15 USC 1692a ( 2 ), the term " Communication '' means the conveying of information regarding a debt directly or indirectly to any person through any medium.
As per the literal interpretation " Any medium '' includes any oral, written, electronic, or other mediums.
Therefore, furnishing of the Consumer Report ( bearing information regarding the alleged debt ) by the Company will amount to Communication as per Fair Debt Collection Practices Act ( FDCPA ) Pursuant to my rights as per 15 USC 1692c ( c ) I am hereby providing you formal notice to cease any further communications regarding this account immediately.
This includes but not limited to telephone calls, emails, social media, or any Consumer Reporting Agency Any further contact by your Agent or Company, except a communication confirming your acknowledgment of this letter, is in violation of the Fair Debt Collection Practices Act ( FDCPA ).
If you do not cease communication a lawsuit will be commenced against you.
Thank you for your cooperation Sincerely XXXX : XXXX ALL RIGHTS RESERVED WITHOUT PREJUDICE
|
| 05/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
A purchase was made for a medical devices from XXXX XXXX XXXX on XX/XX/XXXX for the amount of {$280.00} and {$360.00}. I made neither of these purchases. The listed recipient for these purchases utilized my name and date of birth. The accounts went to a collection agency ( AWA COLLECTIONS ). I contacted AWA COLLECTIONS ( XXXX ) in XXXX and XXXX of XXXX to dispute the fraudulent accounts. After speaking with a AWA representative I learned that the recipient listed a California home address in XXXX. I am not a resident of California and have lived in Texas since XXXX. She also mentioned that my date of birth is listed. However, she informed me they didn't have a social security number on file, which she stated was 'odd '.
Next, I filed a dispute with all 3 credit reporting bureaus pertaining to the fraudulent derogatory accounts. They were removed from both XXXX and XXXX but remain on my XXXX credit record. I contacted XXXX and inquired about a status update. The XXXX representative informed me to file a fraudulent claims report with the Federal Trade Commission and provide the report along with proof of identity ( Drivers License ), and re-dispute the claims today. I have re-disputed the claims with XXXX as instructed and uploaded my Drivers License to XXXXupload.
I have also activated a Fraud Alert with XXXX to further protect my identity.
|
| 03/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
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I have sent letters to XXXX, XXXX, and XXXX on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and havent not received any responses regarding my inquiries into several accounts found on my credit. I understand it is the credit bureaus obligation to investigate each account and they have failed to provide the necessary validation documents or delete the negative accounts as requested. I am requesting a thorough investigation be completed into the following accounts and a prompt notification be provided once the accounts have been deleted and/or updated : 1. XXXX Acct # : XXXX please validate this account with XXXX, XXXX XXXX XXXX XXXX Please delete and remove.
2. XXXX Acct # : XXXX this account was paid and should NEVER have been sent to collections. Please delete and remove.
3. XXXX XXXX XXXX ( Original Creditor : XXXX XXXXXXXX XXXX XXXXXXXX XXXX. ) Acct # : XXXX this account is reporting to XXXX after being removed from XXXX XXXX XXXX and needs to be deleted and removed.
4. XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) Act # : XXXX Please verify this account and delete this account.
5. AWA COLLECTIONS ( Original Creditor : XXXX XXXX XXXX XXXX ) Acct # : XXXX Please investigate the validity of this account and delete.
6. XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) Acct # : XXXX Please delete and remove this account and investigate.
|
| 03/02/2022 |
Yes |
- Debt collection
- Auto debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I am being charged for an autho policy insurance that I got back in XX/XX/2021. The thing is they sold to me a misleading information or policy because I signed up to pay 1300 for an insurance annually which is like XXXX dollars a month ; that was supposed to include full coverage and other insurance. Later on, my rate was increased without letting me know. So I canceled the membership and request a refund. They gave a full refund and canceled the membership like in a week. I have the email of the person from triple A that canceled my membership they lied to me about the prices. Now after almost a year a third party is trying to collect XXXX dollars and XXXX dollars on behalf of triple A saying that I owed them when they clearly gave me a refund and didnt provide the service and on top of that lied to me. Because of them I lost my discount with my other insurance. I dont owe them anything now this agency sent me a letter and I called them and they didnt let me explain. The lady threatened me about damaging my credit and I think this is not fair because the service was canceled by they agency because the manager and agent who sold the insurance to me recognize she lied and changed the money I was supposed to pay. I have the emails and my bank statements staying the processed the refund for the money I paid.
|
| 11/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XXXX someone has used my information to purchase XXXX XXXX XXXX, and when I got a bill at my mail, immediately reported to the XXXX XXXX and they told me to not worry anout that may be was a mistake, but after that I did noticed that at my credit score there is a collection amount which was not mine.
After that I did disputed that to the XXXX XXXX and XXXX credit companies!
In XXXX the XXXX XXXX company did send me letter where its says that the collection item was removed from my credit history but XXXX didnt do anything In XXXX and even in XXXX! there is no live agent there to talk, phone calls are ignored through the automated system.And even more when you trying to google their phone number, its takes you to some law firms who advise you to fix it by money, and when you disagree to pay ( because its not you debt ) they finally asking if you want to connect to the XXXX live agent, and if you say yes they make a connection to XXXX live agent!
The AWA collection company is the rudest in entire my experiences! they dont answer your questions, very disrespectful and nonprofesional, several times hanging phone on you, dont provide XXXX if asked and dont provide any information about the claim or proof! I think there both work together to try steal money from innocent identity theft cixtims
|
| 02/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
We are disputing a charge of {$630.00} which is a Fraud from our point of view.
XXXX XXXX is a company that we used many years ago back in 2011.
about 1-2 years after we called XXXX when it was time to renew the service of XXXX XXXX XXXX and told them to close the account and they confirmed it is closed ( Same as you do with any other service you have in USA ) .
Since then we have not heard back anything nor received any calls or emails from them about any debt.
about 2 weeks ago our lender ran a report and suddenly a charge of {$630.00} from XXXX appears on our report as collection ( while no one even from collection talked to us ).
We called XXXX and told them it a fraud as we had no service with them from over 10 years and suddenly the are waking up and trying to bill us for {$630.00} after 11 years!!!!.
They said we had to sign paperwork to close the account which we have never received.
Also, they said since its in collection they can not wave anything.
This is a fraud. It was very convenience of them to keep creating charges after we closed the account so many years ago. Not even sending certified email or priority email, just nothing.
We hope this will be removed from our reports as we are NOT going to pay this Fraud transaction for a service we closed 11 years ago.
|
| 10/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I contacted a collection company that is the only negative thing on my credit report. I asked them to give me a better rate and i would like to pay it right away. I spoke to a supervisor named XXXX. I asked him to please provide me a debt letter as well as a letter in regards to our agreement which will state that I am paying them a lump sum of {$3500.00} and they will delete this off my credit report. He told me that by law he does not need to provide anything in writing and they will delete this off my credit report after i pay. I asked him politely to provide me a guarantee that this will be deleted and he refused. I contacted XXXX and asked them if debt collectors can provide letters stating that after balance is paid they willl delete it from your credit report and experian said yes they must provide you a letter. Please help me resolve this issue. This is the only one account that is ruining my credit. My father had a XXXX XXXX in XXXX and was left a complete vegetable for almost 9 years. in XXXX he passed away and i had a hard time with finances. I am a single mom of XXXX with a good career and trying very hard to improve my credit, so i can be able to purchase a home. I can not afford to hire an attorney. XXXX recommended i file a formal complaint with your agency
|
| 05/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AWA COLLECTIONS XXXX Original XXXX XXXX XXXX XXXX XXXX XXXX account. {$570.00} past due as of XX/XX/2023.
XXXX account. {$570.00} past due as of XX/XX/2023.
Past Due Amount {$570.00} Original Balance {$490.00} 15 U.S. Code 1692b - Acquisition of location information 15 U.S. Code 1692c - Communication in connection with debt collection ( b ), ( c ) 15 U.S. Code 1692e - False or misleading representations 15 U.S. Code 1692g - Validation of debts Section 604 15 U.S Code 1618B Section 605 A 15 U.S Code 1618 C-1 Section 605 B 15 U.S Code 1618 C-2 My privacy rights have been violated and so have my hippa rights as a medical bill is private personal information I did not agree for my personal information to be sold off to a third party collection agency I have never been to this facility Ive asked for the original proof of validity for this debt The address associated with this debt does not exist I have not gotten any notification of debt or collections from any of the companies requesting payment for the debt amount Yet its reporting to my credit profile without them verifying its validity to me AWA Collections is also illegally processing debt in a state it is not authorized or licensed to operate in AWA Collections is not authorized by NC to practice debt collection
|
| 10/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XXXX of 2001, my ex-husband and I signed up with XXXX ( XXXX XXXX XXXX ) to store my new born XXXX XXXX XXXX We paid several hundred dollars for this initial service. Approximately two years ago, XXXX contacted me via cell phone and told me that in order to continue the freezing service, we would need to start paying approximately {$100.00} a year and I told them that I did not want to continue the service. Last night I received an updated credit score from my credit card company and my credit score dropped from XXXX in XXXX to XXXX in XXXX because XXXX sent my account to collections, even though I told them that we no longer wanted to continue using their service and I did not receive a bill from them. XXXX told me this morning on the phone that they emailed a document to me that required a signature to discontinue their services and when I asked them to produce proof of the email, they could not. The collections company, AWA Collections XXXX XXXX CA told me on the phone that they couldn't do anything until XXXX tells them to remove the claim. AWA can not have any documentation justifying filing this collection because there was nothing ordering the continuation of this service past the originally paid service!
|
| 05/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AWA COLLECTIONS # XXXXTo Whom It May Concern, The reason for my dispute is AWA COLLECTIONS was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports , in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also AWA COLLECTIONS failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of date and Mini-Mirandi under Section807 ( 1 ) AWA COLLECTIONS failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation AWA COLLECTIONS is held liable as well for defamation and in the state of California indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where AWA COLLECTIONS is in compliance with California LAW. AWA COLLECTIONS has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
|
| 02/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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AWA Collections is illegally reporting to the credit bureaus. I sent them a 93A Demand notice requesting removal from my credit reports and informing them of MA laws which they were violating via certified mail XX/XX/2019. ( MA General Laws 209 CMR 18.17.Unfair Practices : A debt collector may not use unconscionable means to collect or attempt to collect any debt ... ( 11 ) For a debt collector to report to a consumer agency on its transactions or experiences with a debtor in the debt collector 's name. '' As well as 940 CMR 7.07 : General Unfair or Deceptive Acts or Practices : It shall constitute an unfair or deceptive act to engage in the following practices to collect or attempt to collect any debt : ( 21 ) Reporting to a consumer reporting agency on transactions or experiences with a debtor in a name other than that of the creditor ''. AWA us a debt collector. They are not a creditor. They are not allowed to report to the bureaus.
They failed to remove this account from my reports or address my correspondence whatsoever. I disputed this account with the credit bureaus. AWA claimed they are not subject to MA laws.
XX/XX/2019 I sent a second notice. They failed to reply whatsoever.
|
| 02/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. I filed my Identity Theft Report with the Federal Trade Commission on XX/XX/2022, report # XXXX I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I request that it be closed immediately. Please send me written confirmation that I am not responsible for charges on this account, and take appropriate steps to remove information about this account from my credit files.
I have enclosed a copy of my FTC Identity Theft Report. Because the information you are reporting is the result of identity theft, and inaccurate, I request that you stop reporting this information to the CRAs, as directed by section 623 ( a ) ( 1 ) ( B ) of the Fair Credit Reporting Act, 15 U.S.C. 1681s2 ( a ) ( 1 ) ( B ). I ask that you take these steps as soon as possible. I also have enclosed a copy of the FTC 's Notice to Furnishers, which explains your responsibilities when reporting information to CRAs. Please stop reporting this fraudulent information, investigate this matter, and delete any disputed items as soon as possible. Please send me a letter explaining your findings and actions.
|
| 08/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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This complaint is concerning a false bond that was posted for my daughter my daughter was giving a XXXX term of XXXX XXXX but served a year in county XXXX when she was released there was a two week delay in processing her out I went to a bondsman for Assistance he stated that She had no bond and she was released but there was a hold up in her being released he stated that he could post a bond anyway and get her out me being ignorant to the bail system I gave him {$1000.00} to post bail she was released without bail he acted like he bonded her out but she was released because your time was done he also stated that when she was released she could put the remaining money owed to him in her name and she would be responsible to make the monthly payments my daughter was fully exonerated on an appeal and all charges were dropped he falsely posted a bail that was not needed and now it is appearing on my credit report this Was bad business and an injustice. She had Filed a Habeas corpus complaint that is the reason her release was held up but initially she was released and didnt need bail The debt was sold to AWA collections and its {$8900.00} this was from 2015 Interests applies daily.
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| 04/24/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
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AWA Collections XXXX XXXX XXXX XXXX, CA XXXX RE : XXXX I am disputing this debt and collection in the amount of {$1800.00}. There was no signed financial responsibility form ever completed with XXXX XXXX XXXX. I would like to see documentation showing treatment rendered and my signature agreeing to charges and the charges listed. No statements/bills or attempts by the provider has ever been received. My insurance covered what was needed and that was agreed upon at time of service.
This is also a HIPAA violation, and I will be reporting XXXX XXXX XXXX to the XXXX XXXX as I have a right to protect my privacy and medical and dental records from third parties. I do not recall giving any permission to XXXX XXXX XXXX for them to release my dental records to a third party. I am aware that HIPAA does allow for limited information about me but anything more is only to be revealed with the patients authorization. Therefore, my request is twofold Validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and dental charges.
Cease any credit bureau reporting. AWA collection reported this to credit bureau affecting my credit report.
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| 02/17/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
|
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Originally I contacted XXXX from AWA Collections phone number ( XXXX ) XXXX on XX/XX/2022 regarding a debt that although I did not agree I owed, It was my word against the company basically. I just wanted it off my report and was willing to pay it if I had to. The issue is that I read several complaints about them taking clients money, but never reporting the payoff to the agencies, so I asked for our agreement in writing. He did not want to provide that. Basically told me I have to just trust them..
The other issue arises when I checked my credit report today. They have already sent me a letter stating the debt is {$270.00}, but on XXXX is showing as {$280.00}, and XXXX shows {$280.00}. A couple of days ago I received an alert from XXXX. What AWA has been doing is adding {$1.00} per month to keep increasing it. I was never notified of any of this, and never received a court ordering stating this would happen. They are clearly violating the FDCPA Section 808 ( 1 ) by changing the balance. I am attaching the letter I received from AWA when I asked them to validate.. that shows the amount of {$270.00} and the screenshots from both agencies reflecting the discrepancies.
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| 03/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
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On XX/XX/2023, AWA Collections continued to report a medical debt of {$100.00} and adding interest of {$120.00} on my XXXX credit report from XXXX XXXX XXXX and I live in California. This was immediately disputed, as it violates the new law prohibiting medical debt under {$500.00} to be reported to a credit bureau and it was paid by health insurance. AWA Collections advised me they were going to leave it on my XXXX credit report until I paid it because it damages my credit. AWA Collections should not be reporting any medical debt whatsoever under {$500.00}. They are violating the provisions congress put in place to protect consumers under the Medical Debt Relief Act of 2023. I disputed this with them and XXXX electronically and verbally twice. They said they would continue reporting it to damage my credit until they were told to removed it. AWA collections should immediately stop reporting medical debt under {$500.00} and delete this medical debt paid by my insurance from my XXXX consumer credit file. This is unacceptable and they should be removing this type of information immediately when it is brought to their attention to protect consumers,
|
| 03/12/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Approximately 2014, I was a patient at XXXX XXXXXXXX XXXX. They advised I needed a XXXX XXXX for XXXX. I requested the cost before I could decide if I would move forward with the purchase. They said they would contact my insurance company for coverage and went ahead and took impressions at that visit so they would already have them if I decided to move forward. I received a quote for the cost of the guard but was told they needed to reach out to see what insurance would cover. I said okay - still not agreeing to purchase as I couldnt afford if insurance didnt cover 100 % ( or close to it ). Upon my next visit, I was being handed a mouth guard and told it wasnt covered at all by insurance. I never accepted the product. They even called me for several months asking me to pick it up. Again - I NEVER AGREED TO BUYING THE GUARD WITHOUT INSURANCE COVERAGE NOR DID I EVER TAKE RECEIPT OF THE ITEM. They sent the debt to a collection company who continues to report the debt as a collection for years. I have tried several times to dispute but they just put a statement valid debt - consumer disagrees without any proof to invalidate my above claims.
|
| 05/09/2017 |
No |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
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|
AWA Collections talks to people like they are XXXX . They have terrible attitudes and offer absolutely no help. When you ask to speak to a supervisor all of a sudden whoever you are talking to turns into the supervisor. I guess it is ok for them to hang up on you multiple times, deny they did that at XXXX point, and laugh when you start questioning charges. They make snuddy remarks about why your account is there as well. When asking about charges and could I receive a copy of them I was told if I had paid my bills I would n't have to be calling them. Yeah you 're right but in order to pay the bills you actually have to receive them first!!! The federal government really needs to look into these companies! The ONLY reason I found out about these accounts is I was in the process of buying a house. THIS BY FAR IS THE WORST COMPANY I HAVE EVER HAD TO DEAL WITH!!!!!! Most companies are willing to work with you or settle if you can make a full payment I was cut off and told they do n't have to work with me at all they are n't there to help me. How XXXX XXXX XXXX XXXX XXXX XXXX You should always be willing to work with people!
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| 12/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
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On XXXX XXXX AWA CollectIons had marked my credit report with derogatory remarks that this debt was assigned with an attorney ; Ive had challenged this creditor to produce validation of the debt and foresee that the remark As ; serious past due date/ assigned to an attorney, collection agency, or creditor grantor & apos ; s internal collections department is an intimidation attempt to collect a past due debt {$450.00}.
Ive sent out several request for Validation and Name of Attorney who this company has been brought up and theres no answer to my request.
I recently challenged XXXX and XXXX and they they attempt to validate this account and found that AWA Collect can not produce validation and deleted it from my credit.
As the challenges continue with XXXX that say that AWA Collect reported accurate with sending me validation letters to acknowledge these debt. But update their remarks to violate consumer right for equal opportunity.
As I still have no knowledge of this debt I had no choice to report as fraudulent. Until such documents that Ive requested have been produced. And be able to cancel this debt with a request from 1099c
|
| 06/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Company Awa collections showed up in regard to alleged debt from an auto insurance policy I had closed with XXXX XXXX in XXXX. I have spoken with both XXXX and AWA in regard to the mixup as well as misrepresented of closed account as a collection. When I spoke with a representative for AWA they informed me that they were not going to write off the account unless paid regardless of my documentation of closed account and was told they were only going to accept payment no other information would close the fraudulent collection account. When I spoke with representatives at XXXX they informed me that they do not have access only AWA did and that I would have to settle any issues with them being the account was closed with XXXX. I am getting the run around for an account I closed due to lies, deceit and a misrepresentation of the terms of the insurance account. Me, having closed this account with the organization the alleged debt originated from I see no reason there would be any collection. Clearly this was an oversight and mistake on the end of XXXX and now I am the victim in a scam and fraudulent attempt to steal and cheat the consumer
|
| 11/09/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
Date : XX/X/17 Time : XXXX Amount Due : {$470.00} + {$19.00} interest/fees I called to formally dispute a charge. The man asked for my account number which I provided then asked my why I was disputing the charge. I said I have contacted XXXX XXXX and clarified with them that my insurance company is still waiting on medical records from them to process the claim associated with this bill. He then told me that that was not a valid reason and it 's almost been one year since the incident. ( It 's been 9 months in which I have records of consistent communication with the hospital and my insurance company. ) I told him the hospital has told me I am not liable for it while they resolve with insurance. He then told me that he could mark this as disputed but it would still affect my credit score. I told him that was okay then asked if my score will recover after the hospital and insurance company resolve this amongst themselves. He said it depends and I asked if that was all. I said yes but is the formally marked as disputed. He hung of the phone before he answered my question. Now I am unsure if this has correctly been marked or not.
|
| 07/01/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
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XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX, CA. XXXX XXXX 15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt. It has been 30 days and you are in VIOLATION of this law because I am a victim of identity theft!! Please delete these items IMMEDIATELY! These accounts should not be furnished on my consumer report as they are in VIOLATION!!! Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer I am demanding the deletion of the accounts listed IMMEDIATELY!
|
| 12/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
When I signed up for XXXX XXXX I signed up for only 6 months to help my cousin that worked for the company at the time. I was then contacted by another representative to verify everything including membership and I made sure that I made it very clear that I only wanted 6 months of insurance for my truck because once the 6 months were up, I was being added to my husband 's insurance. Once the 6 months were up, I received a call from XXXX asking me if I wanted to do another 6 months or 1 year with the company and how expensive it was. I declined immediately! I kept my roadside assistance but the insurance was done after 6 months. I never signed up to have car insurance with XXXX for an year. So they kept threatening me to put it on my credit like it was a credit card or like I used services that I never used. I've paid for the 6 months of insurance I had and that was it. They are definitely coming after me fraudulently for a balance that I do not owe on top of adding extra charges to the original amount. I'm not responsible for whatever the representative messed up on. Please do remove this from my report please. Thank you
|
| 10/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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On XX/XX/20, I saw that something I have already disputed and had removed from my XXXX credit report came up on my XXXX credit report. At first I didnt know what it was for, but after calling and getting verbally abused I figured it out. The person on the line didnt say it was an attempt to collect a debt and that it was a recorded call when they first began speaking to me. Only later did they disclose that. I have NEVER received written communication from this debt collection agency in regards to this account saying I owe money, or anything of the sorts. The customer service rep just kept laughing at me saying you signed a contract and when I asked to speak to someone else that was more professional or could give me more information he outright denied me that opportunity. I said I will just have to get a legal team involved and he laughed again and said they are going to say youll lose because you signed a contract I believe they are treating me this way since it has already been disputed and they are upset they can not penalize me anymore. Its unprofessional and outright wrong to talk to someone like this.
|
| 04/25/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I previously sent XXXX XXXX a validation of debt letter under the Fair Debt Collection Practice Act to validate what they claim that I owe them. And all I received was an itemized list of alleged charges. This does not meet the Federal Trade Commission guidelines of what constitutes proper debt validation. ( I have attach the original Validation letter ). During my request of proper debt validation with XXXX XXXX I notice that they are still reporting this collection on my credit report, which is considered to be a collection activity. They are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collection on my credit report are causing me severe problems in trying to purchase a home and the damage could lead in to the {$1000.00} 's. Reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all benefits of good credit.
|
| 02/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I checked my Credit and found out AWA Collections is on my credit for {$1900.00} the original balance was {$1700.00}. I never received a notice about this debt. I have received zero calls to see how I can resolve it but instead just slammed be with this on my credit which I do not appreciate. Under FDCPA A debt collector must provide the consumer with certain basic information. If that information was not in the initial communication and if the consumer has not paid the debt five days after the initial communication, all of the following information must be sent to the consumer in written form : The amount of the debt The name of the creditor to whom the debt is owed Notice that the consumer has thirty days to dispute the debt before it is assumed to be valid A debt collector may not use unfair or unconscionable means to collect or attempt to collect a debt.
Specifically, a debt collector may not Collect any interest, fee, charge, or expense incidental to the principal obligation unless it was authorized by the original debt agreement or is otherwise permitted by law.
|
| 07/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
We received claims for medical debts from our providers, which we paid through our XXXX XXXX XXXX. We have done this dozens of times with no issues. We were called by AWA Collections and informed that they were collecting on 2 separate medical debts. We asked for a statement to be sent to us explaining the charges. They sent it to the wrong address. They called again and we said we hadn't received it. We asked for it to be sent again and informed them of our address. They sent it to our address but before we received the statement, they had dinged my wifes credit. We looked at the charges and saw that the amounts had been previously paid. We sent them statements from our XXXX, showing the exact amounts being paid from our XXXX. They asked for bank statements, which the XXXX doesn't have, so we provided the XXXX account number. They said that they would reach out to the medical providers and get back to us. It has been months and we haven't heard back, but the amount owed on my wife 's credit report is increasing due to interest.
|
| 02/10/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The original amount of the bill, per AWA collections agency, is {$160.00}. The total balance due is {$220.00}. They are charging {$55.00} as " interest and fees '' but when I spoke to a representative on the phone, I was told that I was incorrect, and the " interest and fees '' should say " collection fee '' but the amount charged by the medical office ( the original debt ) was only {$30.00}, and that my payments made had gone towards the " collection and fees. '' When I explained that the interest was 40 % of the bill, she argued and said that " there is no interest being charged. '' She also stated that they were not allowed to send bills and receipts. She was adamant about not charging interest, although the bill received ( which is the first bill that I ever received, as my ex-husband was hiding mail ) clearly states " interest and fees. '' I told her that I would only pay the original amount, and I would not be paying interest. She told me that I had to pay the " collection fee '' or else the bill would not be paid in full.
|
| 04/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
When I discovered the collection on my credit in XXXX and have disputed this collection at least 7 times since then with both XXXX and XXXXI have tried to make contact with the company several times to dispute this debt and they keep using aggressive tactics and threats stating that they will take my XXXX money and that I will pay no matter what. They also state they will continue to ruin my credit if I don't pay up. II told them I was XXXX. I told them I was covered by a different auto insurance and I was told to submit documents proving that and they would remove the debt. So I faxed another dispute with the documentation requested on XX/XX/XXXX and I complained to CFPB and the company lied to CFPB stating this debt was legitimate and never disputed it before. My second dispute was faxed AWA on XX/XX/XXXX and they again have not contacted me or sent me any correspondence. So since they can not prove that this debt is mine and I can not verify the debt as valid. I want this debt removed from my credit report.
|
| 10/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
On XX/XX/XXXXXXXX I was arrested and taken to custody where I made the mistake of calling XXXX XXXX XXXX to get my own bailout and paid upfront for prepaid services of {$1000.00} plus {$15.00} processing fee which I agreed to. Then in late XXXX, out of nowhere, without me knowing, I had a Hidden Junk Fee for {$250.00} which I had no knowledge because this was never disclosed to me, for fees I never agreed to. Which I tried multiple times resolving with AWA Collections who are really a Pain, I ask to prove me I owed {$250.00} ( now about {$270.00} ) when my service with XXXX XXXX XXXX was prepaid and paid in full upfront, before I could get bailout. My case was cleared by the court of law on XX/XX/XXXXXXXX when I was XXXX from the court of law. I dont recognize thhid as mine because my service was prepaid paid full upfront. XXXX XXXX XXXX is not clear and upfront with the services they offer hiding fees to consumers which they must be disclose to consumers before they make the contracted service.
|
| 11/27/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
AWA Collections, of XXXX, has acquired a debt of {$640.00}, plus {$32.00} in interest, from XXXX XXXX. This is a debt XXXX alleges I owe after renting a car last XXXX in XXXX.
I attempted repeatedly to inform XXXX, and then AWA Collections, that I have already paid part of the fee and the rest is being charged in error due to mistakes by XXXX. Specifically, the company shows me renting a car different than the XXXX I actually rented and returning it three days later than I actually returned it. I provided documentation showing both errors by XXXX, but to no avail. AWA Collections was similarly disinterested in the truth when contacted by mail.
I have already rightly been charged, and paid, {$380.00} for the car rental. I should not have to pay the remaining debt charge of {$260.00}, much less the combined amount ( plus interest ) that AWA Collections is seeking.
I appreciate any assistance the Bureau of Consumer Finance can provide, and am glad to submit supporting documentation upon request.
|
| 08/19/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Beginning in XX/XX/XXXX I noticed AWA Collection Agency listed on my credit reports. I immediately disputed it and asked for validation of the listed accounts. Since then, I have attempted to communicate with them on multiple occasions. To be exact, I mailed letters in XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and I never get proof that these debts belong to me. What I have received on 2 separate occasions have been bills. But never identifiers that prove that I incurred these debts. I work for a XXXX XXXX company, am well covered and have no medical debt.Since I am getting nowhere with them I thought I would go the extra mile to get some help in once and for all resolving this situation.I've specifically asked for signed documentation and other supporting documentation which they cannot provide me. They provide billing statements that do not prove obligation for me to pay them. These 4 negative reporting accounts have destroyed my credit and halt my ability to move forward.
|
| 01/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My records associated with the account XXXX XXXX do not complement with what the Credit bureaus may claim as a " validated as accurate ''. I had also requested the actual proof, physical firsthand documentation of the payment history and proof of last payment to XXXX XXXX but I did not receive what I asked and these violations persist on my credit report. I already reached out to the credit bureaus and to XXXX XXXX for the account number XXXX and notify them of their error posting for this account. I DO NOT OWN THIS DEBT, I NEVER HAD A XXXX XXXX ACCOUNT, and I have been monitoring my credit report for any changes since my several dispute letters, but I am yet to see the correction that I asked for and desperately need. Continued reporting of this inaccurate and UNVALIDATED debt. I thought they had dutifully complied to the law to cease any collection efforts unless proper validation has been provided. Then I found out that the issue still persists, I just had to escalate to CFPB.
|
| 07/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a storage unit with XXXXXXXX XXXX XXXX. All of my things were ruined as a result of a major rat infestation. Before I was due to pay again I had my things hauled away to the dump. As a result of me moving my things out early I was issued a check from the company for the prorated amount of time that I had already paid for but wasn't using. A year later I got an alert to my credit that this was in collections. I disputed it, filed my proof and it was removed. A few months later it was placed back on with another collections agency. If I owed money the company wouldn't have issued me a check. I believe this property manager acted in retaliation for me exposing the unsanitary conditions this facility is kept as well as their rodent infestation. I paid extra for insurance & the property manager refused to give me the information I needed in order to file a claim to have the loss of ALL my things reimbursed. I would like this debt reremoved from my credit once and for all.
|
| 01/12/2021 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
To the short response AWA Collections has mailed the validating documents, with the legal electronic signature required, to his address. The full balance remains due. As for the verbiage on the credit report, that is completely the responsibility of the credit bureau. AWA Collections does not control how the debt is described, other than it was assigned for collection.
XXXX And XXXX Please provide and upload the Validation proofs on CFPB and also since were on a great verbiage demanding to collect a debt. That sound like you cant provide the validity of an original contract. Could you please upload also the legal electronic signature that you stated that has been required. Cause to my knowledge I still dont know what Accusations AWA Collections is addressing to.
Please practice The Fair Credit Reporting Act XXXX FCRA XXXX is a federal law. Cause your now violating with not should any type of validation not accepting a any payment and demanding a FULL Balance payment.
|
| 06/11/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is a continuation of Case Number XXXX. I have tried numerous times to get XXXX XXXX XXXX XXXX XXXX and their collection agencies to communicate to each other that the debt they are trying to collect has been credited by XXXX on three separate occasions. I most recently simultaneously received the third credit invoice direct from XXXX and a new collection agency ( AWA Collections, XXXX XXXX XXXX, XXXX, CA XXXX ) XXXX ) is contacting me to collect on the {$0.00} balance I owe? AWA is a more aggressive collector as they are going to report to the credit agencies. The first collector from the " XXXX Collection Department '' had threatened and apparently did turn this over to them. I had uploaded several documents in Case Number XXXX. I have attached here the third credit invoice from XXXX and the latest collection letter from AWA. I am not sure how to proceed given I can not get the various parties involved to communicate directly. Sincerely, XXXX XXXX
|
| 06/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I am trying to purchase a home and my lender saw a derogatory mark on my credit report. It was from AWA collections from a past debt from XXXX XXXX XXXX. I signed up with them a year ago and they were going to charge me {$60.00} a month for insurance. After the first month it went up to {$120.00}. That was not what I signed up for so I canceled. Apparently they never canceled it and the debt went to collections. I have never received a letter or a call from AWA knowing that I was going to get a derogatory mark or that I was even in collections. I called a AWA today and they told me they could get it removed if I pay but because Im an escrow for a home I need a letter saying that this debt was an error and shouldnt have occurred in the first place. This is costing my family and I a lot of money and heartache. All I have to show is my policy and membership number. XXXX will not send me proof of cancellation and AWA will not send me proof of any bills or communications.
|
| 06/20/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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|
Pulled my credit to realize I have a debt collection reported on all three bureaus, from a company AWA Collections on behalf of XXXX XXXX , XXXX.
I was not aware of any debt owed to either company nor ever been contacted, received any notice, nothing.
A previous owner of XXXX XXXX XXXX, over 8 years ago. my business has been dissolved and closed since late XXXX, early XXXX. All business dealings were handled and dealt with the XXXX XXXX management.
Since the closure of my business I have not been contacted by XXXX XXXX or any person from XXXX, AWA.
My understanding at some point XXXX XXXX was purchased by XXXX XXXX.
I do not understand what the debt is from and how is it mine? The debt XXXXAWA Collections is seeking in the amount of {$7500.00}. How is it legal to add damaging information to someone's credit with notifying the person, allowing time to resolve matter? Proof the debt is the consumer. I would greatly appreciate your help with this matter, XXXX XXXX
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| 01/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
|
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I contracted with XXXX XXXX, XXXX dba XXXX XXXX XXXX to bail me out of XXXX on XX/XX/2017. The contract was for {$5000.00}. I paid {$1700.00} down and agreed to pay the rest by monthly payments over several years. My complaint is that XXXX placed a collection on my credit reports this month ( AWA collections ) in the amount of {$3600.00} when they gave up their right to any and all monthly payments due by breaching our contract starting XX/XX/2017. I paid for a XXXX XXXX, but they failed to provide one when they refused to reinstate my bail after I was in the hospital. When I called XXXX ( XXXX, CA branch ) after leaving the hospital, they said they wanted more money to keep my XXXX XXXX active which is illegal. I didn't get what I bargained for and therefore XXXX has no right to collect money they didn't earn, hence, XXXX is attempting to collect an invalid debt that I do not owe. In fact, they owe me my down payment of {$1700.00} and damages for being XXXX.
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| 04/10/2015 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I first was made aware of a debt i owed to AWA collections out of XXXX XXXX California when trying to obtain a home loan in XXXX of 2014. This was originally a XXXX automobile club collection which i have never had XXXX. I disputed it through Experian XXXX XXXX in XXXX of 2014 and again in XXXX of 2014. I first sent a verification and Validation letter certified mail with return receipt in XXXX 2014 and again in XXXX of 2014 with no response to either. I had called XXXX and they have no records of me ever having XXXX and when calling AWA collections they could not confirm i owed the debt but wanted payment from me immediately. I requested original contracts and proof i owed this debt but was given nothing. After several calls and getting no where i am finally formally making a complaint and will go all the way to the attorney general if need be. I am frustrated not only because this is not my debt but because also it affected my rate purchasing a new home.
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| 04/13/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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AWA is trying to collect on a debt, that was initially settled prior. In agreement with original company XXXX XXXX XXXX. This is a XXXX XXXX. In which, account was suppose to be an {$500.00} pay-off at the Primary account holders time of released ( 2018 ).
It was agreed to pay two payments of {$250.00}, that was paid prior to collections. In addition, I was not suppose to be the co-signer of this bond. My bank information was only suppose to be used to pay this debt/bond in full at the time of service. Furthermore, this bond is on a case that was never committed or fault, or guilt.
XXXX XXXX XXXX and AWA Collections. Refused to acknowledge such agreement. I feel my rights and personal information was used to furnish this debt/bail and that original company completely mishandled, mislead, and fraudulently obtained my information. If In fact, I legally owe this. I am requesting the right to properly dispute. As again, I was unaware of such matter.
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| 01/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Older American |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX two outstanding bills. I advised company in XXXX, XXXX, and again on XX/XX/XXXX, with a three way call with XXXX ( XXXX XXXX ) and my insurance company ( XXXX ) that bills are not outstanding and were paid by XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX. elec pymt XXXX and XXXX on XX/XX/XXXX amount of XXXX and chk no XXXX XXXX on XX/XX/XXXX for XXXX in spite of this the accounts were still sent to AWA collection agency. many subsequent phone calls to bith XXXX and awa. On XX/XX/XXXX XXXX says AWA to remove these charges. AWA says has no notification from XXXX. My acct sent to three credit bureaus XX/XX/XXXX. Now my XXXX XXXX XXXX affected by this action. I am XXXX yrs old and XXXX inefficient accounting department has caused undue stress in my life for two bills that were paid yet not properly noted as paid18 months ago. in the hospital in XXXX XXXX and XXXX XXXX XXXX for a XXXX XXXX. this is not helping.
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| 03/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
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XXXX XXXX I received alert on my report I called company and ask what was this for and the customer service rep was very rude and told me that it was a debt that I owe and need to pay and I ask her what was the debt and she told me that I should know what I sign for. So my mom told me what she thought is was and I explained to the lady that I spoke with someone in the office during this pandemic and let them know I lost my job shut down COVID 19 and also due to stay at home order by state government. And they told me they would get back to me and no one never got back with me to let me know the next step that I can take to try and continue payments. Im in all kind of programs to help me with my children also still struggling I Was diagnose in XXXX with XXXX and XXXX XXXX which I struggle XXXX not to include my XXXX due to XXXX can someone please help me with this situation. Lost to grandparents due to COVID so seeing this is very stressful
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| 10/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
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I was sent a collections letter ( AWA collections ) and i responded directly to the company ( XXXX XXXX XXXX ) that i do NOT owe this debt ( letter attached ). This is from a franchise business i owned over 5 years ago ( XXXX ), and since all the franchises have gone under, the parent company is trying to scam former franchisees out of money illegally. ( they claim i owe $ XXXX ) I sent a letter to the company ( XX/XX/XXXX) telling them to remove this debt from my credit report immediately, with no response. Im not sure if once the company hands it over to collections, that they can not be involved anymore?
The company claims i closed the franchise location without telling them, but i have a letter showing that i did put in writing to them that the franchise needed to be closed, as it was not generating revenue to pay salaries etc. I had no choice. ( i even took out personal loans to try and keep the franchise going, but it was in vein.
|
| 02/12/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
Servicemember |
|
In XXXX I defaulted on a storage unit and the debt of XXXX. The sold the debt to AWA collection when they proceed to put a balance of XXXX on my credit report. I wasnt aware of this until XXXX. I contacted AWA and the claimed is was the correct amount and refused to change it. I then get paperwork from the storage unit with the correct amount owed and email it to AWA and they still refused to change it to the correct amount. So I disputed the amount on several credit burial sites and a few of them finally removed the balance. After which AWA adds a new balance of XXXX to my credit report. So I had two different balances for one debt owed on my credit report. Ive continued to dispute these amounts and now AWA decreases and increases the debt amount by 1 dollar a ever two or three weeks and cause my score to drop by 24 points each time. They are purposely trying to ruin my score because they want me to pay more then whats owed to them.
|
| 04/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Hi, I have been trying to get this issue resolved with XXXX XXXX, however they keep on reporting that I have a credit card with them with the balance of {$14000.00}. I have contacted them on multiple occasion advising this is not mine and I'm a victim of identity theft, however they are not doing anything. I have provided them with police report and still nothing has been happening. This has caused me loosing a job and not being able to find a new one. I really need help getting this removed from my credit, as this belongs to someone else. I have frozen my credit and there are several alerts on the report. Additionally there is another company that's keep showing up on my credit report AWA Collection, this is also not mine and I have contacted them on multiple occasion but nothing is being done. Also XXXX XXXX is not mine however it seems like they are not willing to address the fact that I am a victim of identity theft.
thank you
|
| 12/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
There is a company called AWA Collections. They have been continuing to harass me in regards to a bill that I do not owe from XXXX XXXX. When I went to XXXX XXXX I had insurance and I also had XXXX XXXX to pay for anything that my plan did not cover fully. I contacted them and asked them to validate which they did not. They continue to make these false reports on my coedit report and I want them to remove it immediately. That is not the worst part. The harassment is one thing, and not validating the debt in another thing but the thing that most concerns me is the fact that they are charging me interest on the debt on a monthly basis. Every month I get a notice from XXXX XXXX saying the balance on the account has gone up. There is no way possible I owe XXXX XXXX anything and they way they keep increasing the amount of this so called debt on a monthly basis is unlawful and so is not validation the debt and making false reports.
|
| 09/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Im submitting a complaint to you today to inform you I was the victim of identity theft. I researched on how to remove the fraudulent accounts in my report and found that I need to visit FEDERAL TRADE COMMISION or https : //www.ftc.gov to file a report and Per FCRA section 605b Credit Reporting Agencies are required to remove/block any account listed on an id theft report. Please find the ATTACHED documents to assist in the blocking of the erroneous information which is being posted to my report.
Here is the list of account/item which do not belong to me or were opened without my permission.
XXXXXXXX XXXX XXXXXXXX date Opened : XX/XX/19 Balance : {$140.00} According to FCRA Section 605B ( a ) the CREDIT REPORTING AGENCIES shall block any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt.
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| 01/28/2021 |
No |
- Debt collection
- Auto debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
|
|
As we continue to validate this debt with AWA COLLECTIONS.they have forward me a contract of validation without properly showing validation of Driver License, nor submitted to the legal Signature that matches the Driver license. Anyone can produce the names on this contract. Ive notice that there is 2 unknown people on contract explaining that they are excluded but then are designated driver on another page .. I am not familiar with these names or is affiliated in any term.
Under the FCRA law Ive asked AWA COLLECTION to validate payment proof of history records. Identification picture and social security copy as when signing up for any insurance they asked for 2 valid proof of identifications. AWA Collections have still not provided genuine validation of this debt and I still have no acknowledgment of this contract and still is a mystery AWA COLLECTION is eager to get some sort of settlement.
AWA Collections FCRA is a law
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| 04/09/2022 |
Yes |
- Debt collection
- Auto debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/2021 I had called XXXX to cancel my auto policy. When I called the woman I had talked to went through the information, I had told her I chose a different provider to go through for my auto policy. She looked up my account and said I needed no further information she apologized the company didn't satisfy my needs and hung up. For the next 3 months I was harrassed by XXXX with phone call after phone call. Asking me to reinstate my coverage although nobody ever told me of this current balance that I apparently owed. I repeatedly told them no thank you and was finally put on a no call list. I then moved addresses. Being unaware of the mail being sent to my old address. Until I received the debt collector letter the nice people who live in my old house tracked me down to give me this letter. After almost a year of not having coverage with this company I am irate at the fact that they are not willing to work with me.
|
| 07/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was trying to help a friend bail out of jail. I was to talk with his mom and help take paperwork to bail bonds. He was frighten in jail and thought that he might get hurt. So I was trying to help when I got to XXXX 'XXXX XXXX XXXX XXXX his mother did not show up to do paperwork I brought the money to bail him out but she was suppose to sign for him. I just met the guy when I was in court for a ticket. They told me he would not get out unless his mom was there. I said in well I did what I could. Then the guy told me if I gave him the money and my name he could get him out. I said are you sure he said yes. I said ok. The inmates name was XXXX XXXX date was XX/XX/2016. I would like for them to take this off my credit because never signed up to pay this myself. Please talk with them. Thank you XXXX XXXX. That's all the information that I have they wouldn't even talk with me. XXXX XXXX XXXX. XXXX XXXX XXXX {$4200.00}
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| 05/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I called AWA collections services to inform that I received a hospital bill from XXXX XXXX in Tennessee. I advised AWA that I have never in my life been to Tennessee. Someone used my social security number and a wrong last name fraudulently, The person used the last name XXXX XXXX which is not my last name, but they used my social security card. Awa said that there is nothing they can do about it. AWA suggested I called the hospital billing department. I called the hospital billing department in Tennessee and was told that they can't find that account. Last year I had to file a police report here in North Carolina because someone in Tennessee was working under my social security number. I called that employer and the person was apprehended and fired. I have been trying to resolve this stolen identity issue for years which has interfered with my XXXX XXXX XXXX Benefits. Please Advise on how to resolve this issue.
|
| 09/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Recently, I received a copy of my credit report and found several inquiries and accounts on my credit report that were not opened by me ( See attached Police Report ). I don't have any knowledge of these accounts being open. They were opened fraudulently. I understand that under federal law, ( Sec.602 ( a ) ( b ) of the Fair Credit Reporting Act. ) unauthorized inquiries, and fraudulent accounts shall not be allowed to be placed on my file unless I have approved it.The presence of these fraudulent accounts and inquiries on my credit report constitutes inaccurate information, which must be removed under the ( Sec.602 ( a ) ( b ) ) Fair Credit Reporting Act.
Respondent, please have the following accounts removed from my credit file immediately because I did not authorize them, these creditors do not possess my signature, on any documentation, conveying my authorization to inquiry for a loan, or a line of credit.
|
| 07/17/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
AWA Collection have been furnishing my transaction & experiences with their company which is in violation of 15 U.S. Code 1681a - Definitions ; rules of construction.2 ) Exclusions.Except as provided in paragraph ( 3 ), the term consumer report does not include ( A ) subject to section 1681s3 of this title, any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; AWA Collection is violated by privacy : 15 U.S.C 1681 section 602 A. States I have the right to privacy..
15 U.S. Code 1681- Congressional findings and statement of purpose ( sold to 3rd party ) ( a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 4 ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy.
|
| 11/20/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hi There : We previously lived in an Apartment complex called XXXX XXXX who required us to obtain our television through a company called XXXX XXXX XXXX. They incorrectly billed us for a modem that we NEVER PURCHASED from them.
After we moved out of that complex, they sent us a bill for the modem. We called more than 5 times, spoke with numerous people, managers, etc whom all acknowledged the error and confirmed they would remove the charge. They reassured us that this bill will be removed.
After 6 months, we received a collections notice from a company called Awa Collections, indicated that XXXX XXXX XXXX is sending us to collections for a bill of {$51.00}.
This will negatively affect our stellar credit, it is completely wrong, and needs to be corrected.
The CFPB should contact XXXX XXXX XXXX and require them to correct their unscrupulous bill collection methods.
Thank you.
XXXX XXXX XXXX
|
| 12/09/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX is reporting a collection on my credit report by the name of AWA Collections for the amount of {$440.00} I've been disputing this collection since XX/XX/XXXXXXXX I have no knowledge of this debt and XXXX investigation came back verified, which i disagree therefore i took matters in my own hands called the creditor asking for a purchase agreement with my signature gave them ample time and never received it, i also advised them I'm a victim fraud. Again I reached out to XXXX to dispute and asked them to provide proof of investigation since I've been disputing it going on 6months and they also couldn't provide it. I've also provided them with my FTC report.
I've disputed various items on my credit report due to my identity being taken in XX/XX/XXXXXXXX that is reported on my FTC along with the police report and they have failed provided me proof of their investigations to those fraud items.
|
| 06/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
Servicemember |
|
Original account XXXX XXXX XXXX Did not disclose Financial Impact notice Did not provide Fiancing agreement. Attempted to collect debt through company XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Sold the debt account 7 years later to AWA COLLECTIONS who also did not provide Financial impact notice, violated CA Civil Code 1799.91, unlawfully increasing account balance monthly as revolving debt.
My mother was the signer of bail agreement, the debt was not mine. The bail was posted for me. The signer my mother was not given a Financial impact notice CA law requires bail bonds agencies to provide this documentation as per CC 1799.91 I myself, never signed the financing agreement, or gave my information to obtain credit under my name. The debt collection agency AWA COLLECTIONS is illegally attempting to collect this debt from me. I have hired an attorney to proceed with a civil lawsuit.
|
| 07/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX told me that the cost of my XXXX work would be {$40.00} because my wife had really good insurance. Then after the work was done it was {$450.00} because there was some kind of error. They told me they would do an audit of my account to see what the difference was and get back to me. They never got back to me. They just sent me a bill which I did not pay because they told me they would do an audit of the account. My wife and I called them numerous times and they never gave an explanation. If they had told me it would have been that expensive at the start I would not have had the work done. Then we came to find out that they reported the account to collections as it is now on my credit report to AWA Collections on XXXX XXXX, 2016. AWA has never contacted me to get the debt resolved they just added it to my credit report which I feel is unfair.
|
| 04/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
In XX/XX/2014 a medical " debt '' was sent to XXXX XXXX by XXXX XXXX XXXX XXXX Through deceptive practices and supposedly " running my insurance incorrectly '' a dental procedure which they stated would be around {$40.00} suddenly ballooned up 1000 % more to over {$400.00}. They sent several invoices for this debt and each time I called them and asked them to look into the account. They said they would do an audit of my account and get back to them. I never heard from them until they sent the next invoice. Finally I get a notice from XXXX threatening to ruin my credit, which apparently they have attempted to do since they are on my credit report. The company outside of that one notice has never attempted to collect the debt, no subsequent phone calls or letters to collect. I think this should be removed from my credit report as both these companies acted inappropriately.
|
| 07/21/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a copy of my credit report from XXXX, XXXX and XXXX and noticed a collection account reporting against my SSN from AWA Collections. Prior to me obtaining a copy of my credit reports, I had no knowledge of this account or alleged debt. I have requested validation multiple times from the credit reporting agencies regarding this account and have only been told it 's " verified '' with no supporting documents. I have also contacted AWA Collections multiple times, the last being on X/X/2017, for validation of this debt and have yet to receive anything. I have no contract or agreement with this company and have never received any goods or services. I have a right to have information validated that is contained on my credit report or it needs to be promptly deleted. I have not received a copy of a signed contract or any other verification from AWA Collections.
|
| 07/17/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
On my XXXX report I disputed AWA collections account for {$380.00}. I paid the original creditor XXXX on XX/XX/XXXX in the amount of {$310.00}. The original creditor XXXX shows my account as a XXXX balance. I called everyday from XX/XX/XXXX through XX/XX/XXXX to check the status of getting this collection account removed. I spoke to XXXX who escalated my account to her supervisor to email AWA collections that my account balance is XXXX . AWA collections claim they have n't received any notifications from XXXX . I spoke to an AWA supervisor XXXX XXXX ext XXXX who claims no email has been sent and that he verified the account and the balance is still owed. XXXX from XXXX is adamant that her supervisor sent over the email to AWA and that the balance is XXXX . This collection account was added to my XXXX report as of XX/XX/XXXX .
|
| 06/02/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Checking my credit report. I noticed that XXXX XXXX was showing on my report in the amount {$440.00}.
Contacted AWA to request legal document showing my proper signature saying that I was the owner of the debt.
AWA mailed me some printout show my name and address on it, I informed AWA that a printout was not consider any legal document and please mail me all the legal documents bearing my signature on it, saying that I owed {$440.00}. to XXXX XXXX.
I have been contacting AWA numerous times to correct their error along with XXXX, XXXX and XXXX to resolve this matter.
AWA Collections is still reporting this negative account to all credit agencies, this has cause a financial hardship upon me ( Higher payments ).
XXXX has not given me any legal documents showing my signature upon it, XXXX stopped all communication with me, after I requested legal documents.
|
| 04/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX, I walked into XXXX XXXX XXXX XXXX ( XXXX ) XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, the agent sold me a 6 months auto insurance plan. I fully paid the amount before I left their office. On the next day, she called me about increasing my rate so both of us agreed to cancel my membership which I had paid. XXXX said the company will mail me the refund. I didn't receive their refund check due to the pandemic mail service delay. I called my bank to stop the transitioned I made on date XX/XX/XXXX. I had never received XXXX 'S refund check up to date. By XX/XX/XXXX, I received a letter from AWA Collections, claiming that I owed XXXX XXXX {$930.00}. ( reference number # XXXX & XXXX ) I called AWA Collections through their phone # ( XXXX ) XXXX. They said they would need my paper proof about my cancellation which I have never received from XXXX.
|
| 08/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
This debt is from XXXXXXXX XXXX XXXX, the original collection company was XXXX XXXX XXXX, I fought and dispute that debt a d it was cleared because it was time barred debt, and the debt was awarded to my ex spouse legally I am not responsible for that debt,. Now that XXXX XXXX had to remove it from my credit they sold the account to awa collections, I do not know this company and they are in violation of the fcra,. They automatically out the account on my credit without sending me any form of notice that they were doing it so tht I can dispute it,. I do not owe this company money, I have no clue who they are, they just attached it to my credit with no form of communication, I have no legal binding contract with them, I have no account with this collection agency by law they are to remove the items from my credit and cease all collection activities.
|
| 08/24/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I am federally protected consumer. AWA COLLECTIONS has violated my right to privacy, damaged my reputation and caused financial injury. AWA COLLECTIONS has received my affidavit of truth, my evidence, and my invoice for 15 USC 1692 violations. AWA COLLECTIONS has not responded with an affidavit to rebut therefore and unrebutted affidavit becomes truth. According to the remedy I stated as part of my affidavit, they were not only remove this alleged debt from my consumer report but also pay the invoice for the violations. I have submitted my notice of default and an opportunity to cure to AWA COLLECTIONS for the outstanding invoice because they have not responded properly to my affidavit.
I am seeking payment by check for the invoice and an apology fro AWA COLLECTIONS. This is owed to me by 15 USC 1692, a code that all debt collectors are to follow.
|
| 09/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have attempted multiple times since 2018 to have AWA Collections vaildate this debt they claim I owe. Each time, the collection agency failed to provide me with validation for the debt. They continue to send me a bill from the orignal creditor stating this is their proof that it is my debt that I owe. No other supporting documents to prove this is my debt such as any documentation bearing my signature.
Additionally, the letter they continue to send me that they claim is my deby, states that the charges owed total {$370.00} ( {$290.00} principal, {$76.00} interest ), and that an itemization of these said charges totalling this amount are attached. The itemization within these documents on the medical bill they continue to send me does not total {$370.00}. Rather, the itemization wihtin these documents clearly show a total of {$300.00}.
|
| 08/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never made a contract with AWA, I sent a letter and Im mailing a copy to CFPB as well according to Section 609 ( a ) ( 1 ) ( A ) XXXX, XXXX, and XXXXx are required by Law and AWA Collection Agency to provide proof that I intact had a signed sealed and delivered contract and I did not and this was paid I want it removed and they have also fraudulently placed a date saying I started a contract with them on XXXX and thats not true they can not create a false date and a false contract and thats what they have done. This contract to my understanding was from XXXX with a company called absolute bail bonds when I verified I was told this was originally opened 13 years ago. I am a victim to fraud at this point and absolute has lied saying I made a payment on the account on XXXX and thats fraudulent as well I don't owe this why would I pay it.
|
| 08/31/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
AWA COLLECTIONS, ACCOUNT NO. XXXX A COLLECTOR FOR XXXX XXXX XXXX XXXX IS DESPITE MORE THAN 10 INVESTIGATIONS THROUGH XXXX HAS EITHER VERIFIED OR CERTIFIED THAT THE INFORMATION IS CORRECT.
THE ACCOUNT HAS BEEN RE-AGED, A SERIOUS INFRACTION OF THE FCRA FOR EXPERIAN AS WELL AS THE CREDITOR.THE DOFD IS DURING THE MONTH OF XX/XX/XXXX AND AS SUCH SHOULD HAVE BEEN REMOVED FROM THE CREDIT REPORT BY XXXX.
XXXX HAS NOT TAKEN THE RE-AGEING CLAIM SERIOUSLY SINCE THEIR CREDITOR CUSTOMER AWA COULD NOT POSSIBLY PROVIDE FACTUAL UNFORGED INFORMATION TO SUPPORT THE DOFD CLAIMED OF XX/XX/XXXX.
BOTH THE BUREAU AND THE CREDITOR TODAY STAND TOGETHER IN SERIOUS, FLAGRANT DISREGARD AND VIOLATION OF THE FCRA.
I HAVE PROVIDED THE ARREST RECORD, FILING DATE OF THE CRIME FOR WHICH BAIL WAS PROVIDED BY XXXX XXXX XXXX, THE ORIGINAL CREDITOR, OVER 7 YEARS AGO
|
| 10/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
On the following dates XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX I contacted XXXX Credit Reporting Agency. Spoke to multiple representatives, named XXXX, etc, she stated she is USA Impact team, some of them were in Specialized Team.
On XX/XX/XXXX, I was transferred to multiple operators, from XXXX XXXX, to US call center reps, I spoke to rep name XXXX today she took all my information and then told me shes working from home and has to attend to her barking dog! Ultimately she hung up on me. I have been notified by my Lawyers that the information on my credit file is incorrect, balances and third party collectors are collecting illegally.
However, upon contacting XXXX I am just given a run around, such a unethical behavior and unprofessional service.
|
| 05/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My name is XXXX XXXX XXXX I am filing a complaint against AWA Collections. I disputed the below medical account from my credit report, and it then updated showing " Account Information Disputed and that it meets the requirements of the Fair Debt Collection Practices Act. '' Which is absurd, and a violation of my consumer rights. Pursuant to 45 CFR 164.504 Use of Disclosure of Health Information which states that no such entity may disclose protected health information except as permitted or required pursuant to an authorization and agreement, which was not given. Pursuant to 15 U.S.C 6801 ( b ) ( 3 ) Protected against unauthorized Access or use. And pursuant to 15 U.S.C 6802 ( b ) ( A ) ( B ) ( C ) the right to opt-out.
XXXX XXXX XXXX XXXX I am demanding this account be deleted from my consumer report immediately.
|
| 06/16/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Going on about two months ago now I've been trying to dispute a debt that is not mine with there company, Adler Wallach Associates Inc ( AWA ). I have sent this company multiple letters to address the erroneous debt on my credit report and they refused to reach back out to me. I first notified by mail on XX/XX/XXXX, then tried to reach out to them by mail also twice on XX/XX/XXXX, and XX/XX/XXXX. FTC law requires a company to reach out within 30 days or the company will have to remove the remarks from one 's credit report. this company has failed to reach out to me and have the audacity to increase the debt from {$2400.00} to {$2400.00}. Looking at the reviews on XXXX, I'm not the only consumer having issues with this company and I'm addressing that because its clear that breaking the law and do not care.
|
| 08/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On my credit report, I have two medical collections from AWA Collections. One medical collection for {$100.00}, and another for {$100.00}.
I called AWA Collections regarding the two medical collections and was told they have no record of the {$100.00} collection. Even though it still shows up on my credit report as unpaid and belonging to AWA Collections. I spoke to a representative named XXXX. I haven't paid the debt, so I'm unsure how to proceed other than reporting it. I dispute the collection.
Information : AWA Collections, XXXX, Opened : XXXX, XXXX : XXXX, Balance : {$100.00}, Last Actiity : COLLECTION XXXX, Decode : XXXX XXXX XXXX, XXXX, CA XXXX ( XXXX ) XXXX XXXX, " UNPAID ; MEDICAL ; ORIGINAL CREDITOR BUSSINESS TYPE : MEDICAL/HEALTH ; ACCT SUBMITTED TO COLLECTION ; PAST DUE PAST {$100.00}
|
| 08/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have a collection on my credit report from a company AWA Collections XXXX XXXX XXXX stating I owe {$520.00} and the account was opened XXXX XXXX, 2012. I have never had a credit relationship with XXXX XXXX. I have never signed or opened a credit card with XXXX XXXX. I have asked the company to send something showing me that I have a signed note with the company however they have not done anything other than leaving the information of a debt with the credit reporting companies. I have disputed this claim multiple times to no resolve. I have called the company as well and they tell me that I need to contact XXXX XXXX which I have tried no answers. AWA Collections XXXX. XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX. This is not accurate information to the best of my knowledge and is hurting my credit profile.
|
| 08/17/2016 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
Older American, Servicemember |
|
this is bill that originated after I went to the hospital ( which I was instructed by the VA to go to the nearest emergency room ). this was not a VA facility but like I said they instructed me to go.the VA has paid all of the other outstanding bills of this hospital dating back to XXXX/XXXX/2015 excluding this one bill.
The reason the VA had not paid this certain bill is because they said that XXXX XXXX XXXX XXXX had not sent the necessary medical files. I have since been in contact with the VA and this company and now the VA has the correct paperwork and now it is back up for review and it should be paid within 60 days. but in the meantime this bill has been turned over to the collection agency and I have told them the situation and asked for a consideration to reset the time and they have refused
|
| 09/15/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
I was informed by XXXX XXXX that they were an authorized XXXX provider in the XXXX XXXX XXXX XXXX XXXX Plan. They were listed in the XXXX provider directory as well. I made an appointment for a XXXX XXXX, I paid XXXX XXXX {$140.00} for the procedure. They told me the balance was billed to XXXX. Several months later I received a bill for {$120.00} from XXXX XXXX. They told me XXXX did not pay them so I must pay more. XXXX XXXX informed me that they lied to me and that they were no longer in the plan when the procedure was performed.
I feel this is a scam, I could have had the work done for {$100.00} at 3 other XXXX providers.
They have turned this claim over to an agency that has messed up my credit with a phony collection claim.
I do not have the funds to fight them.
Thank You for your help
|
| 09/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX XXXX is original creditor - *Debt is collection agency AWA Collections - Total Charge for services {$410.00} XX/XX/XXXX - {$180.00} - PAID ( at time of service ) XX/XX/XXXX - {$57.00} - PAID ( Insurance paid ) XX/XX/XXXX - {$190.00} - PAID ( insurance paid ) I sent in a written dispute in XXXX when first placed on my credit. The company reviewed and removed the collection. This was recently placed on my credit AGAIN. I disputed a second time. They refused to review or remove. On XX/XX/XXXX The agent asked me to send in proof and it would be reviewed. After faxing over proof on XX/XX/XXXX I spoke with AWA and they told me the docs were the same and still owe {$220.00}.
I have also attempted to dispute with credit bureaus. XXXX removed. XXXX and XXXX keep giving me the run around.
|
| 10/28/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have contacted AWA Collections, this company via phone as well as certified letter to validate my debt. The refuse and use a po box listed on consumer reporting agencies sites to avoid having consumers send certified mail. The day after I spoke with them on the phone they proceeded to make more claims on my XXXX credit report for the debt. The debt listed is more than the original amount. Also the have listed the same debt on my credit report 2 times to make the debt outstanding again so that I have to re-submit a debt validation letter that they will not be able to validate again. They are negatively effecting my credit report and this practice is fraudulent. In case others may have this issue after a XXXX search I have learned that there address is XXXX XXXX XXXX XXXX # XXXX XXXX, CA XXXX.
|
| 08/26/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
I originally noticed a unknown collection of {$520.00} on my credit report, which I disputed ownership of. Later that month I received a letter from Adler, Wallach & Associates , Inc., who apparently owns the debt I disputed, stating I owe an additional {$3300.00}. I have no knowledge of either amounts they claim I owe. I promptly sent them a letter, via certified mail, within 30 days of receiving the notice. In the letter I requested that they verify the original debtor and amounts. Not 10 days later, I find the {$3300.00} dollars added to my credit report. Additionally, it is suspiciously dated 3 days prior to receiving their first notice. Not to mention, they, a California based company, are using Wisconsin Statues Sec 138.04 as means to apply interest to this debt, which is also suspect.
|
| 07/13/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have been a victim of identity theft for 5 years now. I have such a hard understanding what is going on with my credit. It is so unfair when somebody just takes your information and uses it for their purpose. I owe XXXX dollars to creditors that I never heard of. I now ca n't get school loans, personal loans, payday advances or credit cards. It truly has put a damper in my life. I also have problems with my divorce because my husband and his family have XXXX me up using my name. I used to love my life but now I hate it and feel so alone. I have n't opened up anything since my car loan from XXXX XXXX. But credit reports are saying something different and now my whole life is altered and I 'm very unhappy because I ca n't fix it and I 'm having such a hard time disputing these errors
|
| 03/14/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I canceled my auto insurance with XXXX in XX/XX/XXXX, then they sent me a closing bill covering the final month of coverage which they informed me I would not be charged. I believe it was XX/XX/XXXX I noticed a collection from AWA Collection service and I contacted them regarding collection and they said it was for XXXX ( XXXX XXXX XXXX XXXX ). I contacted XXXX and they could not find any collection for me. I recently saw on my credit report the collection is still there and it showed the reason my score was lower and AWA added to the balance. I do not owe any funds and they are not removing the false charge and they are adding to the alleged amount owed. I hope you can help, my credit score is near XXXX and I must keep it there, I always pay my bills, but I do not owe this one.
|
| 03/14/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I canceled my auto insurance with XXXX in XX/XX/XXXX, then they sent me a closing bill covering the final month of coverage which they informed me I would not be charged. I believe it was XX/XX/XXXX I noticed a collection from AWA Collection service and I contacted them regarding collection and they said it was for XXXX ( XXXX XXXX XXXX XXXX ). I contacted XXXX and they could not find any collection for me. I recently saw on my credit report the collection is still there and it showed the reason my score was lower and AWA added to the balance. I do not owe any funds and they are not removing the false charge and they are adding to the alleged amount owed. I hope you can help, my credit score is near 800 and I must keep it there, I always pay my bills, but I do not owe this one.
|
| 01/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is the second complaint in XXXX years that I have made to AWA COLLECTIONS, they continue to report an account that they could not verify to me. I advise them several times that I wasn't even in the states at that time of the event. AWA COLLECTIONS said that they would investigate the problem and remove it from my credit report, this was a year ago today I checked my credit after XXXX year and that account is still listed there illegally they never investigated nor did they call me to confirm it was my account.
Keep in mind I don't even have a driver 's license.
I called several times and spoke to ruthless representatives that couldn't verify an account to my name and yet they still reporting on my XXXX report.
I will attach a copy of what it's showing on my report.
|
| 08/07/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Over the past 2 years I've been receiving numerous phone calls from AWA Collections in regards to a alleged debt of ( original debt ) {$1700.00} ( interest & fees ) {$600.00} ( Total ) {$2300.00}. On XX/XX/2019, I sent AWA Collections a " Affidavit of Debt Validation '' asking for a certified original " wet ink '' signature of an contract between " AWA Collection '' and myself. On XX/XX/2019 I received a response letter without an original contract to substantiate their claim. AWA Collection did submit to me in their response, that they are aware that the debt has been " Charged Off ''. Per the FDCP a collection agency that is continuing to collect a debt that has already been used as a tax loss is considered " Unjust Enrichment '' and is grounds to be sued.
|
| 10/16/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I have attempted to resolve a fraudulent account AWA Collection is continuously trying to collect on. I have submitted my dispute to the company and credit bureaus explaining that the account is fraudulent and a result of identity theft. I attached along my disputes to both credit bureaus and AWA a copy of my police report, identification, current utility bill, address and FTC ID Theft affidavit. AWA reporting this account on my credit profile has dramatically damaged my credit score and has caused me defamation of my character. This is not my debt, I did n't create it, was n't aware of it until recent and when I became aware, I immediately contacted AWA and the credit bureaus to make them aware and correct the fraudulent reporting and collecting.
|
| 06/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the XXXX major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 03/25/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
AWA is collecting a fraudulant debt. I disputed this with the credit bureaus and AWA responded leaving it on the file and sending me a copy of the " promissory note ''. The signature on the note is a clear forgery. I have attached a copy of this note along with a copy of my signature on a recent agreement.
They use a small " l '' in my last name..I ALWAYS write my name capitalizing the " L '' in XXXX XXXX. I print it this way and I sign it this way. The " R '' is completely different. I swirl the start of my " R '' You can see where they ran " XXXX '' together..I ALWAYS sign " XXXX XXXX '' I had called this company to see if I would qualify to cosign this note ... but I NEVER went in and signed any promissory note.
THIS IS FRAUD.
|
| 05/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello, I have contacted AWA Collections on XX/XX/2021, in regards to ( 3 ) three separate accounts showing on my credit report for a debt collection. One of the accounts shows a balance of {$130.00}, the second account shows {$120.00} balance, and the third in the amount of {$97.00}. I explained to AWA Collections that i do not owe this debt, nor have I ever received anything in the mail. The representative stated that they have this on record as a debt and they will keep it on my credit report. I asked him to provide me proof of the debt and advised him to remove all three collection accounts that they are reporting from my credit report. He wasn't willing to provide me proof of the debt belonging to me and he demanded payment.
|
| 01/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX, XXXX and XXXX credit reporting agencies have not efficiently complied with the regulations/laws of the Fair Credit Reporting Act in completing their investigation. The CRA are reporting inaccurate information for the account AWA COLLECT. I contacted the data furnisher and CRA requesting a complete payment history with this account for me to review. I wanted to see the exact date on which the collection posted. Unfortunately, there has been no successful resolution provided nor feedback heard from any of the 4 parties. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Please remove this account for not complying with FCRA reporting.
AWA COLLECT XXXX Date Opened XX/XX/2019 Balance : {$100.00}
|
| 12/13/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX is and has been in " in-network '' primary care facility I was seen at their urgent care location immediately after a serious car accident end of XXXX. Suddenly I was receiving bills from the visit and a follow up visit to my primary care doctor. As I mentioned, they are in network with my insurance company and I only have small co-pays, which were paid. I have tried several times to get this straightened out but they use a 3rd party billing service and it's just been impossible.
Now I have been sent to collection. I do not owe this money as all care received was covered 100 % less my co-pay.
I have attached the collection letter and a copy of my actual billing summary from my doctor 's office-XXXX balance!
|
| 02/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2018 I sent a letter to XXXX XXXX requesting that they validate NOT verify a debt that they are attempting to collect from me. I specifically asked for a signed agreement and other supporting documentation. Additionally, I am allowed under Health Insurance Portability Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did NOT give permission to any of my current or prior providers to release any of my medical information to a third party. I am aware that the HIPAA does allow the release of limited information about me but anything more is to only be reveled with the patients authorization. Therefore, my request is twofold- validation of debt and HIPAA authorization.
|
| 07/16/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This is regarding a 4 year old debt. I co-signed someones bail to prevent their loss of employment. The original debt was for XXXX XXXX XXXX in the amount of {$790.00}. I believe the debt may have been purchased from XXXX XXXX XXXX by XXXX XXXX XXXX, XXXX and later sold to AWA collections. I became concerned when I noticed a different amount and creditor on my credit report and disputed the amount. Since the dispute in XX/XX/2018, the amount has increased to {$1000.00} and appears to be increasing at a daily rate. I contacted the creditor to whom the debt was sold and was told it will gain interest 6 % everyday until it is paid and up to 10 %. When I asked the criteria for applying interest she did not know.
|
| 08/04/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft .This collection agency is not only reporting fraudulent account but also aware that is account is fraudulent in deed. I sent my police report and my FTC affidavit that i received from the Federal Trade Commission that was notarized. They keep verifying this fraudulent account and sending me some medical documents that do not belong to me. I have enclosed what they sent to me when already sent in my Police report FTC affidavit and they still keep saying this is my account. I have never had any goods or services with them or their affiliates. they are knowingly and willingly reporting this fraud. They have caused me great damage and embarrassment also with emotional distress.
|
| 12/30/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
|
| 07/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/XXXX I check my balance on XXXX Originally when I had saw the debt on XXXX it was XXXX I was set to pay that I was never disclose that the debt collection will be adding fees Today on XXXX XXXX I learned they will be charging me {$800.00} in fees that was never disclose to me I called the dental office where the debt is coming I made {$300.00} in the year of XXXX Which mean the debt decrease to XXXX but I check its {$3000.00} Not only the debt collectors arent updating anything but adding without disclosing any information I had no idea how it and when it happened but its got to go Even when I had ask for debt validation they sent me XXXX nothing more Dental office clear it was that amount
|
| 05/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I reviewed my credit report and found that AWA ( Adler Wallach & Associates, Inc ) had placed a collection file to all 3 credit bureaus ( XXXX, XXXX, XXXX ) for payment of a medical debt.
I sent a Validation Request to AWA via Certified Mail on XX/XX/XXXX ( delievered on XX/XX/XXXX ) I received a statement of the alleged charges which does not meet the FTC guidelines on what constitutes proper debt validation.
I sent a second Vailidation Request via Certified Mail on XX/XX/XXXX and received no response.
This collection account remains on my credit file with all 3 bureaus without Validation.
It also appears that AWA is not a licensed Collection Agency in the State of Tennessee, where I reside.
|
| 03/18/2017 |
Yes |
|
- Incorrect information on credit report
- Account status
|
|
Web |
|
|
My credit report has been questioned and ruined because of a XXXX service that I utilized in XX/XX/2015. XXXX charged me around {$2800.00} excluding my XXXX insurance coverage of {$1200.00} annually. XXXX took care of my {$2800.00} payment and I paid XXXX $ XXXX $ XXXX monthly for 12 months. I was only aware of these expenses. My insurance denied last payment to XXXX because XXXX provided me with some XXXX services that I never agreed to have and they never got a signed agreement for me to pay anything extra. I have documents attached to evident my statement. I also want to request investigation. XXXX has ruined my credit score and put me to AWA collections on annual credit report. Please assist.
|
| 09/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Dating back to XX/XX/XXXX up until now XX/XX/XXXX Ive been a victim of identity theft and data breaches putting me in debt with numerous fraudulent accounts and transactions unauthorized thousands of dollars were charged in fees and debt credit card accounts and loans were also fraudulently opened causing me poor credit and debt thats very difficult to fix. Ive filed police reports and tried reaching out to the companies in question with no success I ask all parties that you remove and block the negative inaccuracies and false statements and accusations against me due to identity theft I have all documents and much proof I can attach with my complaint please acknowledge and accept my claim
|
| 11/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. Regardless of the multiple written requests, the account listed below is still reporting on my credit report in violation of Federal Law. They failed to comply with Fair Credit Reporting Act, 15 USC sections 1681i within the time declared by law and continued reporting of unconfirmed information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes. Here is the account that is reporting fallaciously in my report and needs to be removed : AWA COLLECTIONS ( Original Creditor : XXXX XXXX ) - XXXX
|
| 12/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/XXXX, I received a contract after filing an identity thief claim on XX/XX/XXXX after reviewing my credit report and seeing an account I did not authorize. I informed the credit bureaus and the third party account holder that the account was not mine. I sent them the police report and a day later they informed me the account was mine and that I was responsible. I re-informed the third party account holder that the very contract they sent me as proof was not signed by me and that their sources singed it and illegally printed my signature on the document. That amount of this debt XXXX The assignor was Automobile client file no.XXXX XXXX ACCOUNT : XXXX. Date assigned XX/XX/XXXX.
|
| 03/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
13 years ago when my son was born we signed up for XXXX XXXX XXXX for him. We paid, there was annual charge which a few years later I did not wish to renew. I informed them. This was 10 or 11 years ago. Now, a company claiming they are representing XXXX XXXX XXXX ( which I last contacted 10 or 11 years ago I was no longer interested in their services ) is attempting to collect a debt of {$650.00} and has reported this to XXXX, XXXX, and XXXX. I only found out about this from my credit report I was never actually contacted. This company is AWA COLLECTIONS. I have no further knowledge of why I owe this money, why this is coming up now when I cancelled this service at least 10 years ago.
|
| 08/27/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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I filed a claim with XXXX XXXX about this collection on my credit report on XX/XX/2020 because the amount is wrong! It says {$110.00}. owed but it should be about {$64.00}. I got the results from XXXX XXXX today XX/XX/2020 and it says it was accurate? Then I call AWA Collections myself and they tell me the remaining balance is {$64.00}? So how is that accurate if it is not?! I would like them to fix this asap! How do you have someone paying it off but you can't simply apply it to the Credit Agency? This is my Credit we are talking about and they need to do their job to report and update the correct information. I dont know what kind of investigation that was when obviously it is wrong!
|
| 11/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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On XX/XX/2018 I sent a certified letter to AWA Collections requesting validation persuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. The response received was simply an invoice which did not include any information about my obligations to this debt.
My next step was to contact the original account holder via telephone, and I was able to confirm that this debt was in fact sent to collections incorrectly, as my insurance at the time paid it off. AWA is refusing to remove the debt from my credit report, and has failed to provide me adequate validation of their legal right to even collect it.
Attached are documents sent to AWA, all other communications have been via telephone.
|
| 07/25/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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This is not mine they will not remove! AWA COLLECTIONS Address : XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX Account Number : XXXX Original Creditor : XXXX XXXX XXXX. Address Identification Number : XXXX Status : Collection account. {$500.00} past due as of XX/XX/XXXX. Status Details : This account is scheduled to continue on record until XX/XX/XXXX.
This item was updated from our processing of your dispute in XX/XX/XXXX. I disputed with them they are saying it 's mine but it is not! Date Opened : XX/XX/XXXX Reported Since : XX/XX/XXXX Date of Status : XX/XX/XXXX Last Reported : XX/XX/XXXX Type : Collection Terms : 1 Months Monthly Payment : {$0.00} Responsibility : Individual
|
| 05/29/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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To whom it may concern this complaint is in regards to XXXX XXXX reporting to my credit file for acct # XXXX. I have never received an initial letter allowing me to dispute this account and its inaccuracies pertaining to me supposedly owing this dept. Upon doing further research I discovered that XXXX XXXX is NOT bonded in the State Of California with Californias Secretary of State to attempt to collect debts on behalf of any creditor. It is illegal to do so if you are not bonded in this state. I am requesting that said items be deleted from my XXXX XXXX, and XXXX credit files immediately sice you have no authorization to do bussiness or operate in the state of California.
|
| 03/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
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|
Web |
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XXXX XXXX XXXX XXXX XXXX balance $ XXXX AWA COLLECTIONS XXXX balance {$2200.00} XXXX XXXX XXXX balance {$1900.00} XXXX XXXX XXXX XXXX balance {$13000.00} XXXX XXXX, XXXX XXXX balance {$1800.00} These accounts are involved in litigation and do not belong to me. I never established these accounts. These accounts are a result of fraud. I was contacted by a collection agency regarding the accounts that were obtained under my name. I have no knowledge of obtaining any of the accounts listed here and was told that I needed to complete an affidavit, along with submitting my personal identification to have the suspected fraudulent accounts investigated and removed immediately.
|
| 01/08/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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i had account with XXXX and salesepaerson came to me presenting XXXX but they werent XXXX they were XXXX XXXX XXXX then i paid XXXX i never recieve the phones but 4 month later XXXX billed me with XXXX i called XXXX and there were 2 number created under my name with new number i tried to call XXXX XXXX XXXX and explain they want to charge me XXXX termination fee then they send me to collections i been thro this since 2014 i have the XXXX receipt with different name on signature now i dispute this case with XXXX XXXX and i feel that they abusing my credit report and i have the paper work i cnotact XXXX and XXXX waived the bill and marked the account as fraud
|
| 03/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX cancelled my policy due to non payment in XX/XX/XXXX. I purchased a Policy through XXXX XXXX XX/XX/XXXX. Later in XX/XX/XXXX a salesman at XXXX XXXX called despite my requests to cancel he renewed my policy and proceeded to get a commission by forcing this policy on me. I have been insured through XXXX since and I don't want to pay for a service that was never provided. Now this collection agency is claiming I owe XXXX {$390.00} for an insurance policy that I thought was cancelled and was covered through XXXX XXXX. They refuse to remove the debt, they keep re-posting and re-aging this debt as new and are ruining my credit. I am on the verge of homeless
|
| 02/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Received a collections letter from AWA Collections dated XX/XX/XXXX. I called and asked for an itemized statement as all bills associated with this medical treatment had been satisfied. As of today, XX/XX/XXXX, I have not received any statements. Today, XX/XX/XXXX i received a notification that I have a collection on my credit. I called again and asked for the statement. I was told that a statement had to be requested in writing. I said i would submit the request but need to have this account put into dispute and removed from my credit. I was told that would not happen.
Billing source : XXXX XXXX XXXX XXXX Balance : {$160.00} AWA Account Number : XXXX
|
| 04/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Upon reviewing my most recent credit report, I have found a third party medical collection account on my credit report with, XXXX, XXXX and XXXX with a company that does not have a surety bond with the Texas Secretary of State. According to Section 392.101 of the Texas Finance Code, they are illegally attempting to collect this debt and are in violation of Chapter XXXX. I request that they stop reporting this debt and have it removed from my credit by notifying the said credit bureaus immediately. The company that this complaint is in regard to is stated below.
XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX Debit Amount- {$170.00} Opened on- XX/XX/2015
|
| 06/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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AWA Collections has been reporting a collections debt in {$55.00} to credit agencies every 2 weeks for last last couple of months. They did not do this legally and it negatively affecting my credit.
I have not been contacted by AWA Collections. They have not contacted me by phone, they have not contacted me by mail, or by electronic notifications. These are fraudulent tactics by AWA I have no knowledge of what this {$55.00} dollar debt is that they are trying to collect or why they are representing. I have no known delinquent or late accounts.
AWA Collections has failed to legally notify me or verify this debt before reporting to credit agencies.
|
| 01/19/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I received a derogatory hit on my credit report from AWA collections. They said its for an outstanding debt from a dental supply company ( orascoptics? ) Im not in the dental field!!! I never applied for any loan or credit with these people either.
I was unable to resolve this with AWA and orascoptics never replied to my attempts to contact them.
I am in the process of selling and buying a home, so this is not good right now.
Can you resolve this in a timely manner pleeease, or tell me what I should do. Isnt this illegal??
This is already annoying me ... I shouldnt have to go out my way and waste my time for a fraudulent report.
Thank you!
|
| 10/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
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Despite my better effort all three credit bureaus have done what theyve always done which is barely look at an account that has zero to do with me and after filing two consecutive FTC and CPFB complaint AWA continues to claim that I have an account with XXXX that I never have had. There investigation proved and asked nothing. This is a suprise to no one since they are the largest financial contributor to these companies must maintain a " reasonable procedure '' to respond to identity theft notices by a CRA, and refrain from reporting information about an account that you previously reported was the result of identity theft. ( 15 U.S.C. 1681s-2
|
| 12/14/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have an account reported to my credit file as an unpaid debt. reporting company is AWA collections when I look at it on my credit report it states debt was from a bank in XXXX Tennessee. I have not lived in Tennessee in 15 years. I feel this may be Identity theft As I am completely sure this debt is not mine.
Debt was reported on my credit report by AWA collections XX/XX/2019 then updated on XX/XX/2019 I disputed the debt and the only response I have received from XXXX is that AWA verified the validity of the debt but I still have no proof from anyone that this debt is mine.
I have no documents from anyone to provide as this is not my debt
|
| 06/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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This debt has been showing up on my credit report since XX/XX/2017. I have absolutely no knowledge if this account and know for 100 % certainty that I have not applied or received any loans for nearly {$5000.00} in many years because I have been working on fixing my credit. The last thing I would do would be to get in more debt while trying to get out of it. Each time I dispute the charge, I get the response " Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ). '' I don't know what that means. I want this taken off my credit report. This is a mistake and I have zero knowledge of this debt.
|
| 02/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I went through my credit report and saw that a collection was added to my report and continues to grow currently. I didnt open this account and it shows that it is currently open. The name of the collection company is AWA COLLECTIONS and they are collecting for a company named XXXX XXXX and the debt amount is currently for {$420.00}. The account was opened on XX/XX/2019 and shows that its currently opened even though it was placed for collection. I want this debt collection removed from my credit report because I dont recognize it and am not associated with it. Im providing a picture of the collection that is on my credit report.
|
| 09/17/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XX/XX/2019 my XXXX XXXX XXXX policy premium is {$2500.00} I made two payments ( monthly ) in the amounts of {$300.00} and {$290.00}. First of all {$2500.00} divided by 12 is {$210.00} not {$300.00} or {$290.00} so I immediately switched auto insurance companies. XXXX then sent my account to collections for {$690.00}. When in reality XXXX charges a 10 % cancellation fee which would equal {$190.00} for my cancellation. I have no clue where they got {$690.00} from and I have tried for 2 years now to get this collection removed off my account but nothing and XXXX has failed to return any of my calls and disputes. This is ridiculous.
|
| 04/21/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Contacted me three years after the debt that 's supposed to be mine. was never billed or told that I owe them any money until about two years after they supposedly was given help or service from XXXX was supposedly performed to me. I had insurance for a XXXX and they asked me to make an appointment to get XXXX XXXX . I never made the appointment never needed it I saw another XXXX and they did not think that I needed any more XXXX work so I never made an appointment to get anything done and then they billed me again for having a vavity filled and I never received any other service besides the initial service.
|
| 07/02/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX insurance billed me in 2016, they claimed for non payment of their premium for 1 month the sum of {$410.00}. I have tried to get validation for the excessive amount to no avail. It seemed by my switching Insurance company this bill was a retaliation and abuse of consumer information. We have the right to change insurance companies without worrying about our credit being affected. This abuse of credit reporting should not be tolerated and privileges should be revoked. And to add insult to injury they lied about when the debt originated so that it stays open and renews yearly. This fee is unsubstantiated and excessive.
|
| 12/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I requested several times to the 3 credit reporting agencies to remove these false debts and that besides that they were unfair, Inaccurate, incorrect, and UNJUST information, please remove this now its over 5 yrs old, as per California LAW statute passed.4 years for a written contract 2 yrs for verbal contract on collections of medical service debts as per FCRA. They also have violated my HIPPA rights by posting medical information in the medical collection account on the public record for my personal credit bureaus and they have negatively affected my ability to financially better my life and my family.
|
| 02/05/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company has made repeated attempts to collect a debt I do not know. And the fair debt collection that they are required to disclose their burden of proof in regards to the debt and I have after several request received nothing. XXXX XXXX calls me nearly 3 times a day and has for sometime now making threats of lawsuits etc. and I dont even know what I owe it for.
Please provide all original paperwork for XXXX account and all necessary disclosure items proving that I owe the debt. The fact that XXXX buys credit debt for pennys on the dollar does not constitute proof enough to falsely ruin my credit.
|
| 08/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I am a victim of identity theft and I have submitted a notarized affidavit which serves as a legal document to my identity theft. I am also a victim of the XXXX breach and opted out of the settlement because I have suffered extreme losses due to the breach and the identity theft. I need the fraud accounts that are in my letter that is attached removed permanently from my file as I have also contacted the creditors as well. This is extreme in violation of my fair credit reporting act rights and I will seek legal recourse. I have also attached the printout of me being affected by the XXXX breach as well.
|
| 05/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am corresponding to you to report a flagrant violation of the FDCPA by this company pertaining to an erroneous account this company has persevered with reporting on my credit report. On XXXX XXXX XXXX this company received a letter from me where I disputed the accuracy of the account they have reported on my credit report and asked that they either provide me with document I signed that makes me liable for the debt or delete the account from my credit report. The company has done neither and in violation of my rights have kept reporting this account as a valid account on my credit report.
|
| 05/11/2023 |
Yes |
- Credit card or prepaid card
- General-purpose credit card or charge card
|
- Getting a credit card
- Card opened as result of identity theft or fraud
|
|
Web |
|
|
I opened a XXXX account to see my credit and I have a account or card from awa collections I think is the name saying that I have a card opened by them when I just opened a credit card this year in XXXX and it's the only card I've ever applied for that was accepted. They are saying I opened a account with them 2 years ago when I only applied for 4 credit card last year and they all were denied. The one that was accepted was pre approved. I don't even know what it's for the XXXX page just said that I owe XXXX $ when I've only opened a XXXX account to get better credit and now a XXXX XXXX credit card.
|
| 04/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
This account is involved in litigation for fraudulent practices according to my FCRA rights. I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( Mo ) 281 SW 715, 719, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. Note that the collector has to stop all collection activities until it can provide all the evidence. Under the FDCPA Section 809, Validation of debts [ 15 USC 1692g ] I have the right to verify any alleged debt on my credit report and if the alleged debt is being disputed, the debt collector shall cease
|
| 12/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have disputed this alleged debt with AWA collections. I have no recollection of this alleged debt. After repeated request for the following documents to validate this alleged debt, I have not received the requested documents and yet this item is still being reported to the credit agencies. These items include : 1. The original contract with the original creditor with my picture and my signature 2. The complete and unredacted purchase agreement showing when this alleged debt was purchased and how this alleged debt is somehow tied to me 3. Any and all payment history regarding this alleged debt.
|
| 06/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2021, AWA COLLECTIONS added a derogatory mark on my credit report per XXXX. upon further research, this account was transferred/sold and charged off and i am no longer responsible for the account. debtor creditor did not verify this account. also there was no written form of communication, contract or signature for this accused debt at all. a bill without a signature does not validate the debt and anybody can send a bill and say its mines. according to the FCRA AWA COLLECTIONS has violated my rights as a consumer and i'm requesting legal action to remove this account immediately
|
| 07/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
This collection agency is trying to collect a debt I already paid over a year ago. They never made any attempt to contact me via telephone or letter informing me of such. I only found out because of an alert with a credit monitoring system I have. They never notified me giving me an opportunity to dispute the debt and show proof that it has been paid. The original creditor hired them because I threatened to sue them regarding another matter. They are purposely trying to hurt my credit and it has worked thus far because I have been denied credit baised on their fraudulent actions.
|
| 01/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2021 AWA COLLECTIONS added a derogatory mark on my credit report per XXXX. Upon further research, this account was transferred/sold and i am no longer responsible for the account. debtor creditor did not verify this collection. Also there was no written form of communication, contract or signature for this accused debt at all. a bill without a signature does not validate the debt and anybody can send a bill and say its mines. according to the FCRA AWA COLLECTIONS has violated my rights as a consumer and i'm requesting legal action to remove this account immediately
|
| 02/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX AND XXXX are both reporting publishing and disseminating false and misleading and damaging information about me.
AWA COLLECTIONS, ACCT. XXXX IS REPORTING ME AS A CO-SIGNOR FOR {$280000.00} ON A DEBT I OWE XXXX ON.XXXX XXXX XXXX committed fraud in the inducement to sign a contract.I was lied to and told that my signature and documents were for reference only.It is quite possible that I am on camera in the XXXX XXXX XXXX office while this fraud was perpetrated upon me, The audio would verify my claim to FRAUD IN THE INDUCEMENT TO SIGN A CONTRACT perpetrated by XXXX XXXX
|
| 12/11/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX The above company ( s ) has a collection on my credit reports and I have disputed it. It has been over 30 days and the credit bureaus have not given me a response. This is not my account and the account was opened fraudulently. These are not my accounts and the creditors are refusing to delete them from my credit report.
|
| 11/04/2021 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports.
Regardless of the multiple written requests, the unverified account, AWA COLLECTIONS XXXX, is still reporting on my credit report in violation of Federal Law. They failed to comply with Fair Credit Reporting Act, 15 USC sections 1681i within the time declared by law and continued reporting of unconfirmed information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
|
| 10/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Ive reached out to XXXX several times advising them of the address that XXXX has reported to the collection is not valid the collection agency asked my my current address in Arizona and updated the debt to reflect my home which has no relation to the original debt which is illegal Ive always stated the debt is not mine and four five years this company keeps. Clawing at me. XXXX has removed the debt every time they reattach it to me and it takes 30-45 to cure every time they due it. XXXX how every believes that this practice is legal and valid and its illegal.
|
| 07/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
In the process of purchasing a home and had your credit pulled and was surprised to see a collection from AWA which dropped my score significantly. I have received no phone calls or contact via US Mail to confirm this collection is mine. Due to this I did not & have not obtained the full statutory period in which to dispute the validity of this debt in question as I did not receive an initial notification regarding the debt. Upon further review it is found that the original creditor has been paid, I have reached out and paid directly the original Creditor.
|
| 07/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have duplicates from student loans they have listed 4 original loans listed as 12 loans Dept education XXXX is listed twice Dept education XXXX is listed twice Dept education XXXX is listed twice Dept education XXXX is listed five times but it is originally one loan AWA Collections is a medical bill, it is illegal and a violation of my hippa rights to post my medical information on my chart and it's illegal to post duplicates I only have 4 original loan documents I even have addresses that are duplicates XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, LA XXXX
|
| 07/14/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
So I had this account and when i cancled they stilled charged me. so i ignored them which didnt work in my favor ; they reported to my credit. the company at the time was XXXX XXXX XXXX who contacted me and offered a settlement in XXXX which I Paid off. since then it has been sold to other agency 's that are still reporting unpaid. when I contact AWA they cant provide documentation of this account and are very rude on the phone. Now this account has been paid for XXXX years now and would appreciate if they would report as such and stop harassing me.
|
| 10/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/2018 I was notified through my credit app that there was a new collection account. I filed a dispute with all 3 credit bureaus and the information states this debt is valid increased the amount from {$2900.00} to {$3000.00}. Then on XX/XX/2018 I also sent a letter to the agency to validate this debt which I have not received a response to. I tried contacting them to verify if the letter was received but whenever I call the line disconnects. I received a electronic return receipt that this information was sent and received from the company.
|
| 04/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I XXXX XXXX have sent AWA Collections a debt validation letter on XX/XX/2023 certified mail ( showing recieved on XX/XX/2023 to AWA Collections ) also the debt was reported on my credit report on XX/XX/2023. I haven't received any response to my debt validation letter current to today 's date XX/XX/2023 from AWA Collections, nor did they notify the credit bureau to update the status to dispute. I would like someone to help me with this issue and want AWA Collections to remove the collection from my credit reports ( all three credit agencies ).
|
| 09/30/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I received a letter from AWA COLLECTIONS requesting payment for an account they have no right to collect on. I sent a certified letter on XX/XX/XXXX asking for validation of the debt ( pursuant to Fair Debt Collection Practices Act, 15 USC 1692g section 809 ( b ) ), they did not provide the validation information. On XX/XX/XXXX they reported the same account to XXXX as delinquent. They need to remove from my credit report as they did not provide me with a sign agreement that shows I agreed to pay this debt to them back in XXXX
|
| 04/13/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I do not own this account. It is indicating a JOINT ACCOUNT. I have never had this account. Please remove from my XXXX CREDIT FILE. I feel this account was an act of fraud against my identity as it was previously also listed on my XXXX AND XXXX CREDIT FILE. I have disputed this matter with XXXX AND XXXX credit bureau they completed the investigation on time and removed the collection..for your tracking and verification purposes of my statement.
Please remove this account from my credit file and reanalysis my FICO SCORE through XXXX
|
| 07/26/2023 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AWA collection Company has a collection laced on my account and I do not have a debt or account with this company. They are collecting a debt that was purchased from the company XXXX XXXX XXXX. I do not owe a balance with XXXX XXXX XXXX The purchase of a debt from another company is unlawful especially when I do not have an account with AWA Collections nor do I Owe a balance. I am requesting the removal of the AWA collection reporting on all credit bureaus.
AWA COLLECTIONS can be contacted at XXXX XXXX XXXX XXXX XXXX, CA XXXX
|
| 01/31/2023 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
hello I had an insurance policy with XXXX paid my last bill XX/XX/XXXX called in advance to cancel before my payment in XXXX, they said they would process it and there was no current debt owed because I called before my payment date and now months later I got a letter from collections saying there's debt. my mom called to dispute after my payment date to confirm and now there saying at that time there was a payment but that's past my date when I called ahead of time. that same week I got insured through another company ass well
|
| 09/24/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I was in XXXX XXXX XXXX on vacation when my ex boyfriend XXXX. I was admitted into the hospital there and treated but I 'm on medicaid out of XXXX this should of been all covered. I contacted this collection agency and informed them of this.I 've been medically covered every since XXXX of 2005. I 'm at a loss as to what they want me to do. I have verification from social security that I 've been covered this whole time.please help me. I 'm trying my hardest to bring my credit score up and this is the only thing bad on my credit
|
| 02/28/2022 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
AWA Collections is attempting to collect a debt that was paid on time more than a year ago. I have received a collections letter via USPS. This company is not available by phone and has no Internet presence other than a payment portal that has no mechanism to contact or dispute debt.
The insular nature in the way this company operates is unfair to consumers. Particularly for those who want to dispute the debt. The dispute process needs to be accessible from multiple platforms in an effort to ensure accuracy and convenience.
|
| 12/25/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
I paid my bill to the XXXX in full in 2011. Then I got a bill for {$1800.00}. I contacted XXXX ( we had coverage through XXXX ) and they said the XXXX never filed for XXXX portion of my treatment. I tried to explain this to the office several times and they threatened a lawsuit.
I have not responded sooner to the incorrect report on my credit file because of ongoing sickness with my husband. Now I feel this has gone on long enough. I do not owe this balance and I asked them for the records a long time ago and never got them.
|
| 03/25/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello Awa collections is trying to collect a debt that is not mine and this is not the first time this happens.
I called the company and they told me that this is for a auto insurance policy. I don't have a car let alone a driver 's license. I have never engaged in business with this company and I have no knowledge of any insurance nor have I ever had one.
This is affecting my ability to purchase a home I just recently move to the united states of america from abroad and have no business with insurances or collections.
|
| 10/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I checked my credit ( XXXX report ), and noticed that there was a collection account from AWA for over {$300.00}. I sent a letter to AWA collections requesting information and verification of the debt. My letter was returned to sender unopened from the correct address on file with the Secretary of State. AWA collections refused my letter, and because of this I have no choice but to File a complaint. That is a violation of the FCRA and the FDCPA. I will be forced to take legal action pursuant to 15 USC1692 and 15 USC1681.
|
| 12/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/2022 apparently I owe a debt to a place or company I never even heard of have no knowledge of never received any papers or anything saying I was in debt it just appeared in my credit score I'm strongly thinking it's identity theft honestly because I have no knowledge of ever hearing about Awa I don't even know what that is and {$480.00} I owe you what about what it doesn't give me no information it just says the name of the company and that I supposedly have {$480.00} of debt when I never even heard of that company
|
| 02/03/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This account was opened fraudulently. Ive informed all parties of the issue & provided the necessary documentation to support my claim. The account is not complying with federal law in regards to identity theft. Additionally, the creditor have not provided me with any evidence of an open contract, signed contract or any valid proof this was opened, authorized or created by me. Since this is a strict violation of FCRA laws I need the account removed from my file.
AWA COLLECT XXXX AWA COLLECTIONS XXXX AWA COLLECT XXXX
|
| 01/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Upon checking my credit report saw this as a collections account I have never opened a line of credit with XXXX XXXX XXXX and never used any of their checking accounts only had roadside assistance and used to have insurance with them until leaving due to false estimates for coverage No mail has been received regarding debt and or notification that this exists since 2021 Id like this removed from my credit report as this debt doesnt exist and or notification wirh verification hasnt been received by me in over two years
|
| 03/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AWA collections has been reporting inaccurate information for the past two years to all three credit bureau 's. I've sent numerous certified letters over the past year requesting they send documentation regarding this account so that I can verify it's contents. They have ignored my requests yet continued to report inaccurate information which has resulted in a lower credit rating as well as a denial of a mortgage application. They also continue to harass my family members and co-worker 's regarding this alleged debt.
|
| 01/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
A year ago I had a medical appointment that was covered and paid for by my insurers without any issues. We recently started receiving communications from a company called AWA collections stating this bill is unpaid, and they have maliciously placed a negative mark on my credit report, despite me proactively sharing with them documents showing the insurers paid my bill. I had no communications from the hospital asking for payment prior to this, so I believe this is a fraudulent attempt to collect a non-existent debt.
|
| 01/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
I have gotten repeated calls from AWA collections during the day and night. Every time I have spoken with them they threaten to take me to court or have me arrested for fraud which has caused so much XXXX I don't eat can't sleep. They are very persistent and when I filed a complaint with XXXX trying to tell them that this debt does not belong to me nor do I even know what it is for. All they did was update the information I was complaining about with AWA instead of removing it from my report because it was wrong
|
| 11/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports.
The Credit Bureau is reporting inaccurate information on AWA COLLECTION ; this is in violation of the FDICs Uniform Credit Retail Credit Classification and Account Management Policy. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
|
| 11/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX tried to charge my insurance provider for a procedure that was never performed of which my insurance company refused to pay.
Because my insurance provider refused to pay, XXXX XXXX XXXX tried billing me for the procedure, after I wouldn't pay, they sent it to a collection company.
On more than one occasion I've tried to get XXXX XXXX XXXX to prove that this procedure was performed, and they were unable to do this.
I have contacted AWA Collections to settle this matter but was unsuccessful.
|
| 09/24/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
AWA COLLECTIONS representing XXXX XXXX XXXX has repetitively sent correspondence demanding payment for an unknown debts. When I requested by law that they send me identifying documents to show that I owe this debt such as ID, Social Security Number, and/or contract bearing my signature, they have not done so. Their claim is Hearsay according to law. In the midst of this, they are ruining my quality of life because they have put this item on my credit. The account number is XXXX and the Amount is {$1600.00}.
|
| 02/02/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In XX/XX/XXXX, i disputed this debt with XXXX XXXX through XXXX asking for the debt to be validated. I was supplied no information to validate this debt. XXXX just claims the debt was " verified as accurate '' having had no sufficient validation provided to me. I attempted to contact original debtor, XXXX XXXX in XX/XX/XXXX and they could not locate nor give me any information to validate this debt. Also this collection agency, XXXX XXXX is not authorized to collect in Georgia, the state in which I reside.
|
| 10/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. This account is inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
|
| 01/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent a request of validation to the company AWA XX/XX/XXXX I have yet to hear from the company so I gave them a call XX/XX/XXXX, the lady informed me that they in fact did receive my request and they did not respond because they are waiting for me to send them a police report. The lady over the phone informed me they would not be responding to my request and told me she would be hanging up one now and proceeded to end the call. This agency is adding interest on the account after I requested validation
|
| 03/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have filed a dispute 3 times, ( one is pending ) and AWA has promised to remove the record BUT keeps adding it back.
ITEM IN DISPUTE : AWA COLLECT XXXX XXXX XXXX XXXX DISPUTE REASON : Accuracy The creditor agreed to delete this account.
CONTACT INFORMATION AWA COLLECT, COMPLETED ON XX/XX/2021 ITEM IN DISPUTE : AWA COLLECT XXXX XXXX XXXX XXXX DISPUTE REASON : Accuracy The creditor agreed to delete this account.
The creditor agreed to change account information.
CONTACT INFORMATION AWA COLLECT,
|
| 08/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I filed a complete with this collection agency and got a response back stating the closed this fraudulent account. They claimed there was a signature yet again was fraudulent. They stated In response from CFPB that it was closed and they are still reporting it on XXXX and XXXX not only are they reporting this fraud account they are causing me damages and XXXX. and they are in violation. Enclosed is Proof that they are still reporting this fraud. I will take legal action without further notice.
|
| 04/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have tried to request validation and dispute this inaccurate charge. I do not owe on ANY medical debt or bills. All my medical bills are covered by XXXX XXXX XXXX. Everywhere I go knows that. This is wrong, inaccurate, and false information that I was never informed of owing any debt or given a right to dispute this before it was listed on my credit file. This is wrong and unfair. I need some help.
AWA Collections reporting # XXXX for {$700.00} AWA Collections reporting # XXXX for {$1000.00}
|
| 05/11/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
This collection company has been properly notified both by mail and fax that the debt they report on my experian does not belong to me. They have been asked to show proof and can not. They have responded to zero request as a matter of fact. Thier phone number listed on the Internet is not valid and I have read horrible things about this same thing happened to thousands of people. It is amazing how little verification is given when C R As ask companies to verify and how much they ignore the law.
|
| 07/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
For the past 3 months i have tried o communicate with AWA Collections in regards to an unknown account they placed on my credit. I have also sent them certified notices which they have received but have failed to respond to me. I was not contacted via phone or in writing about the debt. i discovered it on my credit and i am not sure what it is for or who it belongs too ... .. i just know this is an error- it is not my debt and it was not validated. AWA Collections Account Number XXXX
|
| 11/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have been going back and fourth with this company about this alleged medical debt for years. I never once received anything in the mail, I wasnt even notified of this until I checked my credit report. I have disputed it many times and still not received validation of the debt. On XXXX XXXX2017, I mailed a debt validation letter via certified mail with return receipt and its been 35 days, still no response. At this point, it seems like I may need to take legal action against this company.
|
| 05/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XX/XX/18 XXXX XXXX XXXX XXXX from the collection agency reached out to me about a supposed debt of XXXX. When I asked for her to provide me with written debt validation, she refused. She stated that their company policy was to only provide that information after I requested for it in writing. Per the Fair Debt Collection Practices Act, as a consumer I have they right to request a debt validation letter after first communication. To be refused this information, is a violation of my rights.
|
| 08/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2019, I received a letter from AWA Collections ( XXXX XXXX XXXX ; XXXX, CA XXXX ) claiming I owed them {$54.00}.
Since I have never had any contractual agreement with AWA Collections, I maintain I do not owe them {$54.00}.
On XX/XX/2019, I responded to AWA, notifying them of the action to be taken, if they were to place adverse items on my credit report.
On XX/XX/2019, I was informed that AWA Collections had placed an adverse item on my credit report. Hence this complaint.
|
| 12/06/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am XXXX XXXX and I am submitting this complaint myself. AWA COLLECTIONS is inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section XXXX. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
( AWA COLLECTIONS XXXX )
|
| 12/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
AWA COLLECTIONS XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX XXXX This is a fraudulent account I did not authorize this.
According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts posted on a credit report. Otherwise, anyone paying for services from the 3 major reporting services could fax, mail or email in a fraudulent account.
|
| 09/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I paid XXXX in full. I made XXXX payments : XX/XX/XXXX and XX/XX/XXXX. Each payment was in the amount of {$190.00} to cover the outstanding balance of {$390.00}. Also, I received a letter from XXXX dated XX/XX/XXXX acknowledging payment. This balance had already gone to AWA Collections. AWA has continued to negatively hit my credit report after XXXX was paid in full. I have contacted both parties and provided proof, but neither will remove from my credit report stating I still owe.
|
| 09/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I reviewed my credit report and saw a collections from AWA Collections for a debt that I know nothing about. On my credit report it states that the original debt was with the XXXX XXXX, which I am still a member of. My mail box has been broken into many times over the last 4 years and my identity has been used fraudulently. I have reached out several times to AWA Collections to have them delete this item and they have not responded. This is not my debt and I know nothing about it.
|
| 10/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
AWA Collections representing XXXX XXXX XXXX has repetitively sent correspondence demanding payment for an unknown debts. When I requested by law that they send me identifying documents to show that I owe this debt such am ID, Social Security Number, and/or contract bearing my signature, they have not done so. Their claim is Hearsay according to law. In the midst of this, they are ruining my quality of life because they have put this item on my credit : XX/XX/2017 amt {$1300.00}
|
| 09/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/21 I paid XXXX from AWA {$3500.00} to have this account removed from my credit report. XXXX verbally and written a promise to remove the debt from my credit report and the co-signer on the account. XXXX also informed me to dispute the debt to rush the removal. I dispute the debt on XX/XX/21. On XX/XX/21 AWA report to three credit bureaus that this debt is valid and owed in full. However, AWA removed the account from the co-signer and left the account on my account.
|
| 04/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX / XXXX 2021 I had challenged AWA Collections to provide validation proof of a debt that was shown on my credit report. As to repose of the company # XXXX. They closed the claim on the CFPB with agreement of closing the account and removing it from my credit report.. As XX/XX/XXXX XXXX my credit report reported to me that AWA Collections did not honored the decision that they stated on CFPB portal. And continue to damage my credit score in the 3 major credit bureaus.
|
| 02/08/2016 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I have contacted AWA collections 3 times by certified mail as well as disputed the XXXX fraudulent accounts with all XXXX credit bureaus and they allege the accounts belong to me. I have a police report on file in this regard and I have supplied a copy of the police report to them. The last time I contacted them by mail was on XXXX XXXX, XXXX has been two months and they still ignore me but yet and still they continue to report the accounts. Accounts Numbers XXXX and XXXX
|
| 04/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/2022, I received an alert from the credit reporting agencies stating that AWA has added an account to my credit reports. I never had any dealing with this company and never heard from them.
Also, they never sent me a dunning letter and just added this alleged to my credit reports. I demand that they close this account in their office, deleted it from my credit reports, and cease and desist all collections activities including the reporting to the credit bureaus
|
| 03/19/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/2019 I sent them dispute to validate debt.
They responded without enough information to prove the debt was owed.
XX/XX/2019 I sent the notice of not sending me required documents I requested to validate and have not received anything since. They are still reported to the credit bureaus and increasing the balance while the debt still has not been validated Therfore they are violating my rights and giving my credit score a negative impact to establish credit.
|
| 12/07/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I went to XXXX XXXX on XXXX/XXXX/2015, to get a root canal. The policy of this dentist office is to pay your bill in full before services are rendered. I signed a contract with the dental office and paid all monies due and requested in full. The dental office for some reason sent my account to a collection agency stating that I owe them {$420.00}. I do not owe them any money. They got all their money upfront. Somebody has made a mistake and I need this corrected.
|
| 11/29/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have attempted to have this debt as a result of Identity Theft removed from my credit several times over the past 2 years with this company and they refuse to honor my requests. This agency increases the best by a dollar each week to ruin my credit when I have contacted them several times to remove this debt.
They have conducted in a unprofessional manner and illegally collecting on a debt and increasing that debt twice a week to damage the debtors credit.
|
| 11/29/2021 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I'm not swayed that Bureaus efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The XXXX and XXXX Bureaus are reporting inaccurate information on AWA COLLECT. Per FCRA, reporting must be 100 % accurate or the information must be deleted.
XXXX XXXX XXXX Opened : XX/XX/2019 XXXX XXXX : {$58.00}
|
| 10/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2017, I was injured at my place of employment. As protocol advises, XXXX was contacted and I was advised to go to XXXX XXXX XXXX XXXX for medical treatment.
In late XXXX, I logged onto XXXX XXXX and noticed a negative item on my credit score. The item was a debt collection from AWA Collections in regards to my workers compensation care at XXXX XXXX XXXX care on XX/XX/2017.
As this is workmans compensation case, this debt does not belong to me.
|
| 04/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received a letter from a company I've never heard of. First things first .... I HAVE NO DEBTS ... WHATSOEVER!!!! These people are frauds and scammers!!! This collection letter states that I owe {$3700.00} ... I don't owe anybody anything!!!! What a sad world we live in, when we have criminals sending us fake letters, to hand over money that doesn't belong to them. I must admit they are getting pretty bold and desperate in this pandemic time period!!!!
|
| 05/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I found out my minor child have credit with this company i am requesting these items to be removed from my daughter profile and frozen and i want mailed proof of doing this first mistake they have her birthday as XX/XX/XXXX when my child birthday is XX/XX/XXXX which is she's only XXXX XXXX XXXX they have her same social security number as my minor child as well i am including my license the mother my child birth certificate as well WITH MY RECENT BILL
|
| 10/06/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I was a victim of identity theft and noticed a collection from AWA COLLECTIONS I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against AWA COLLECTION in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you
|
| 01/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2014 ( 3 yrs, 11 mos ) Account status Open Type -- Responsibility Individual Remarks Account information disputed by consumer, meets FCRA requirements Original Creditor Name XXXX XXXX FOR XXXX This is on my credit report and i have told them it is not mine that i believed it was my sister but it is not mine i said it could be my sister because she has done this to me be for I have XXXX XXXX for the last 8 years so i would have used that
|
| 05/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX XXXX Agencies have violated my rights.
* 15 U.S. Code 1681 Section 602 States I have the right to privacy.
*15 U.S. Code 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
*15 U.S. Code 1666b : A creditor may not treat a payment on a account under an open end consumer credit plan as late for any purpose.
|
| 07/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The Debt company, AWA told me that I owed that {$150.00} to XXXX XXXX XXXX which I never owed because I never signed the auto insurance contract. And after I sent the letters to the AWA requesting why they think I owed such amount three weeks ago, they never respond and report directly to the credit reporting agency and my credit score is down XXXX points already. I don't think I can even apply for normal apartment with that score right now.
|
| 06/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I got numerous harassing phone calls from this company so very rude threaten my credit threaten to go after money that I dont even have and never really even gave me a fair chance but just a threatening phone calls alone scared me and Im a man of integrity and Ill pay my debt one thats due but I will not except threatening phone calls and have my credit impacted by these people they couldnt even talk to me civilly very rude very intimidating
|
| 10/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I found numerous fraudulent accounts under my name showing on my credit reports. AWA Collections did not take my identity theft reports seriously and kept reporting false information and harming my history and also being abusive. I gave them a call and the employee was extremely rude and never tried to help. This company is avoiding legal documents such as Identity Theft report and/or Police Report and making my way of recovery even harder.
|
| 08/09/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I was released on XXXX bond was not required. My family did not know that I was going to be released on XXXX They went to XXXX .the night I was released scared and not knowing what was going on and that my paperwork when I was released said OR.
The Judge told me to have XXXX call him that I did not owe them. I then went to XXXX told them what the judge said. They just ignore me. I then went to judge he said I was not obligated to pay them.
|
| 05/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was recently notified that AWA collections was trying to charge me for an account I do not have. I do not and have not ever had an account with them. Upon receiving the information, I was not notified properly of the information and was illegally put on my consumer report. With that being noted, AWA collections has violated my consumer rights and Id like this information to be immediately investigated and removed from my consumer report.
|
| 05/19/2021 |
No |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
My debt was from XXXX and I asked debt collector doesn't it come off my records in 1 month because it was XX/XX/XXXX and I was told debt falls off record after 3 years the debt collector than proceeded to have bad attitude and threatened that if I didn't pay the day of that they would reset calendar for 3 more years and I want be able to get house or anything else dealing with credit because they would use this debt to affect my situation.
|
| 05/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid a debt in full of {$560.00} from AWA ( Adler Wallach & Associates ) Collections on XX/XX/21 since then they have not removed the debt from my credit report as promised or updated the amount. I called multiple times and they have hung up in my face, I've asked for a manager they say there are non available. They claim that the debt would be removed in 60 days nothing has changed on my credit report, and they have no answers of why.
|
| 06/02/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
AWA Collections Account # XXXX Balance {$66.00} Date opened : XX/XX/XXXX XXXX XXXX XXXX Date - from XXXX XXXX XXXX Stay My insurance XXXX XXXX XXXX paid the claim & I paid the {$200.00} deductible. I submitted via e-mail the paid claim to AWA Collections on XX/XX/XXXX.
I was never notified by phone or e-mail that I was going to be taken to a collection agency prior to this claim being filed by XXXX XXXX in XXXX XXXX, CA. ( XXXX XXXX )
|
| 11/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
On XX/XX/2021, I contacted AWA collections and XXXX about the item they are reporting as a duplicate account, rather increasing the total balance and collecting twice the amount ie {$10000.00}. The original amount of this debt is less than {$4000.00}.
AWA Collections is fraudently reporting this account twice, and trying to collect double the amount, they changed the account numbers for the same debt, and increased the balances.
|
| 03/16/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
|
| 03/01/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
ON XX/XX/2018 i sent a certified letter to XXXX XXXX asking them to validate on a account i never received any bills prior to the debt hitting my credit report, the total amount of debt balance is {$2600.00}. It has been over 45 business days and the company has not replied to the certified letter asking for validation that they recived XX/XX/2018. This company has now violated the rules and this debt should be removed.
|
| 11/12/2019 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The original debt was with XXXX they quoted me one price and continued to debit another amount from my checking account. This was a bait and switch. I voiced my concerns with the agent and nothing changed.
AWA collection also changed the year to reflect a more current date in order for this debt to remain on my credit report for a longer period of time which goes against the Fair Credit Reporting Act. This is fraud.
|
| 12/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports.
The XXXX Credit Bureaus are reporting inaccurate information on AWA COLLECTIONS. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
|
| 06/01/2020 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX is claiming that I owe a debt from XXXX.
The debt was actually created in XXXX, if there was even a debt?
I divorced the man responsible for the 15 year old alleged debt. I dont understand how they suddenly act like its a debt from XXXX randomly, and have put it on my credit report. This is incorrect information and need to be removed from my credit immediately.
I should be protected by the fair credit act.
|
| 03/31/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX has never given me any verifiable information that I can take a look it to assess what debt they say I owe?
I also never got any statements in the mail nor any confirmation of any such debts.
They blatantly violated the FDCPA and did not disclose my right to dispute.
Also - they are illegally reporting on my credit report ( which accordingly to several case laws, constitutes a collection activity )
|
| 03/27/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have repeatedly requested that AWA Collections provide me with an explanation of the amount they claim I owe, how that amount was calculated, account history. They have refused to provide this or any copies of documentation that this debt is in fact mine. Yet they have been willing to put this unverifiable debt on my credit report, as well as send me a continuing stream of collection letters. Please see attached.
|
| 09/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I mailed a letter to AWA Collections asking for proof and validity of the debt that they claim I owe. On XX/XX/XXXX I received documents with a forged signature, stating that I owe {$3300.00}. I have never entered into an agreement with this company nor XXXX XXXX XXXX which is who they represent. This is a violation and an illegal practice. This debt must be removed from my credit report immediately.
|
| 09/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
AWA COLLECTIONS XXXX XXXX XXXX, XXXX, CA XXXX AWA has reported a delinquent account to all major credit reporting agencies ; I have no knowledge of this dept. or of who AWA Collections is, I have attempted to obtain information about reported dept. from AWA to no avail. The reported collections amount is {$4100.00}. I feel this is totally unacceptable and may be the victim of identity theft. I need help with this.
|
| 06/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I am a victim of identity theft. The account was opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft. Please use this report as my record of the events as my local police told me to file a report on identitytheft.gov in place of filing a police report.
|
| 11/13/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX has been non-compliant with removing the unverified account XXXX XXXX which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that XXXX XXXX was not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded thaXXXX XXXX did not send them all of the verifying evidence to confirm each account is unverified.
|
| 09/05/2021 |
Yes |
- Debt collection
- Auto debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I SENT A MAIL ASKING FOR VALIDATION OF THE DEBT THEY CLAIMED I OWE DATED XX/XX/XXXX, THEN ANOTHER ONE ON XX/XX/XXXX. BECAUSE OF NO RESPOND I FOLLOW UP ANOTHER LETTER DATED XX/XX/XXXX. I HAVE BEEN TRYING TO REACH OUT TO THEM AND ASK FOR A PROPER VALIDATION OF THE DEBT FOR {$310.00}. THEY NEVER RESPONDED TO ME. HOW CAN THEY VERIFY THE ACCOUNT TO THE BUREAUS IF THEY CAN'T VALIDATE THE ACCOUNT WHEN I ASKED THEM TO.
|
| 06/18/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Account date open : XXXX Account name AWA COLLECTIONS Account number XXXX Balance : {$5.00}, XXXX Original balance : {$4300.00} No knowledge of this debt, no valid contracts with lender, has impacted my credit negatively thisnwas also during then time I had fraud alerts due to idenitty theft so account should have no been opone with out credit application being verify with proper identity theft alerts process.
|
| 03/29/2021 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
THIS IS ANOTHER DEBT COLLECTION FRAUD BY AWA COLLECTIONS XXXX XXXX XXXX XXXX CA XXXX XXXX AWA COLLECTIONS THIS STATEMENT IS ADDRESS FROM THIS ADDRESS DEPT XXXX XXXX XXXX XXXX CA XXXX AND THEN THE PAYMENT ADDRESS IS TO BE SENT TO XXXX XXXX XXXX PAYMENT CODE CITY XXXX CA, THIS INFORMATION IS ALSO SENT TO FTC. THEY ARE REQUIRED BY LAW TO STOP THESE FRAUDULANT COMPANIES SENDING STATEMENTS OF DEBT THAT IS NOT OWED.
|
| 04/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have sent this company several letters asking them to substantiate this debt. It is reporting to the credit bureaus and is a misrepresentation of my credit worthiness. I am distressed because it is hurting my ability to obtain credit. The information does not relate to any transactions that I have made ; therefore, I am requesting that these accounts be completely removed and blocked from my credit file.
|
| 07/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
I have sent AWA collections numerous attempts by certified mail to validate the debt they claim I owe them in the amount of one $ {$63.00} and they added another collection on my credit report in the amount of {$120.00} but no response back. No one from this agency has contacted me back, either by mail, via email, or phone call in response to my letters. I asked for validation but again, no response back.
|
| 05/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
I returned a rent to own shed and brought a bigger one from another company, AWA Collections filed information on my credit report that i owe XXXX XXXX XXXX XXXX {$6300.00} dollars, i have did a number of disputes and contacted AWA and XXXX XXXX XXXX about the situation, they have done nothing to removed this from my credit report.How can i owe money for something i returned in good shape, a rent to own.
|
| 05/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This co. chose to take on an account that they were lied to about stating that it was in collections. They bought the account but never ever contacted me to tell me it was in collections. They just decided to place it on my credit without my knowledge. Now it's time to rectify the error they made and remove it. I didn't know this was on my credit until I got a copy of my report based on another dispute.
|
| 01/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Web |
|
|
I was called at all hours of day & night Some calls at XXXX. Some at XXXX XXXX all west cost time. With them telling me I will go to jail with the warrant. They call friends & family telling them the same thing. Harassing friends and family. Contacting credit reporting agencies several times a week. Report to my credit report five times a week in some cases. Lowering my credit score from XXXX to XXXX.
|
| 01/18/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Sometime last XXXX, I sent this company a validation request letter dated XXXX XXXX, 2017 ( please see attached copy of the letter ). To date, this company has not sent a valid/proper validation documents. I have disputed this item with the credit bureaus but both refuse to comply with the stipulations of the law. This is my last option before taking legal actions and involving a legal counsel.
|
| 04/06/2017 |
Yes |
|
- Incorrect information on credit report
- Information is not mine
|
|
Web |
|
|
I 've been the victim of ID theft, I have had all of my personal information compromised and lots of accounts opened in my name and also and IRS fraudulent tax return filed. I have a recent dispute the credit bureau because of have dispute some fraudulent accounts with them and they have yet to remove them from my account. I 've sent them police reports and other supporting documentation ....
|
| 08/02/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
XXXX XXXX is attempting to collect a debt for XXXX XXXX. I do not owe this debt. I have communicated this to anyone who contacted me. Also it is from XXXX which is past FCRA and CA statute of limitations Civil Code 337. There absolutely can not be liability to any person on this claimed debt. They are re-aging it on my credit report claiming that it opened in XXXX and reporting it in XXXX.
|
| 10/20/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I'm not swayed that Bureaus efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The Bureaus are reporting inaccurate information on AWA COLLECTIONS. Per FCRA, reporting must be 100 % accurate or the information must be deleted.
|
| 01/27/2020 |
No |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
AWA COLLECTIONS HAS BEEN TRYING TO COLLECT FOR DEBT WITHOUT PROOF OF OF THIS DEBT, HOW IT WAS CALCULATED OR ANY CONTRACT FOR THE SUPPOSED SERVICE, LIST OF SERVICE, ETC.
THEY'RE DISREGARD FOR MY RIGHTS HAS CAUSED THE ERROR IN REPORTING WHICH HAS LOWERED MY QUALITY OF LIFE.
THE AMOUNT THAT THEY ARE TRYING TO COLLECT IS {$2300.00} THAT THEY HAVE NOT EXPLAINED AND SHOULD BE DELETED.
|
| 01/03/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I signed up with XXXX XXXX XXXX in 2016. I agreed to pay a certain amount and when they started debiting a entirely different amount. I sent emails to the representative that helped me sign up with no reply. I have made multiple calls to XXXX to try to resolve this with no success. This is well documented with XXXX. I was mislead and never given a reason why the premyamount changed.
|
| 11/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Three separate collections were reported to XXXX in XX/XX/. These are all related to one medical account, that is now over 15 years old. I disputed the charges with the original creditor at the time, and with a subsequent collection agency 10-plus years ago. This appears to be an attempt to re-age disputed debt by a new collection agency, with a spurious date of delinquency.
|
| 09/24/2021 |
Yes |
- Debt collection
- Auto debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
AWA Collections is claiming that I have a debt with XXXX XXXX. I have requested several times that AWA would provide me with the evidence of this debt and that it is in fact mine. A copy of my driver license and a signed contract bearing my signature. Also an affidavit stating they are not the owners of this debt but authorized to collect on behalf of the original creditor.
|
| 10/02/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
The debt was removed from my account because of identity theft and debt was not valid. Debt was placed back on my account did not recieve notice or anything. This debt also violates my HIPPA rights as well. The company does not respond and keeps placing it back on my XXXX credit report. AWA collections and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 12/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I am receiving negative credit report hits and harassing phone calls and emails from AWA COLLECTIONS XXXX XXXX XXXX, CA who claim that I owe them thousands of dollars from a bail bond agency. I paid for someones bail recently but they went to court and the issue was resolved and the case is over. I do not know why they are harassing me, I DO NOT owe them any money.
|
| 12/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Three letters sent by fax and USPS to AWA Collections that have gone unresponded to. In the third letter, I even sent them proof of delivery via fax in XXXX and the account is still being reported as of XX/XX/14. They have not provided debt validation or assured me that my HIPPA rights were not violated. And as a side note shame on the bureaus for not responding!
|
| 12/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XXXX AMOUNT OWED IS {$720.00} COLLECTIONS ACCOUNT DOES NOT BELONG TO ME, AND I DO NOT KNOW WHAT ADDRESS IS ASSOCIATED WITH THIS ACCOUNT FURTHERMORE, I HAVE REACHED OUT TO THE ORIGINAL CREDITOR AND COLLECTIONS AGENCY TO VALIDATE THE DEBT WITH DOCUMENTATION TO SUPPORT THEIR CLAIMS OR TO SEND OUT A FRAUD AFFIDAVIT AND HAVE YET TO RECEIVE ANYTHING IN WRITING.
|
| 12/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This is XXXX XXXX, who is submitting this CFPB complaint myself. I'm not swayed that Bureaus efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The Bureaus are reporting inaccurate information on AWA COLLECT. Per FCRA, reporting must be 100 % accurate or the information must be deleted.
( AWA COLLECT XXXX )
|
| 07/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
When the debt collector contacted me, she was extremely rude. I have asked several times for someone to explain this debt and how I owe it. They refuse to tell me where how I owe this debt. They are extremely unreasonable and I ca n't get any information when I speak with them. They just yell at me to just pay it. I need information on why I owe this amount
|
| 02/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX sent me to collections and this is not my debt it is my brothers I tried disputing the item and it was deleted by XXXX then when I disputed it with XXXX they did not delete the item in question XXXX XXXX took 30 days to investigate and XXXX only took 2 days I wish to have this item deleted because it is Affecting my credit and my family
|
| 01/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I told XXXX to cancel my automobile insurance, but the agent refused to do so. I did not make payments to them after I try to cancel, but they continued to charge me and now they have sold a debt I do not have to a collections agency.
I have save copies of my email conversation with the insurance agent at XXXX. Please let me if you want to review them?
|
| 05/05/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I was reviewing a copy of my credit report and discovered it contained some errors.
i am a victim of identity theft. i have no idea how the theft took place. i also have no knowledge of any suspects. i did not receive any money, goods, or services as a result of the identity theft. the information does not relate to any transaction that i have made
|
| 06/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In an effort to validate a debt collection account that is being reported on my credit report, I asked the collection agency to validate the debt by sending them a letter via certified mail to the address provided on my report. The letter was mailed on XX/XX/2019 and I have not received a response. They have failed to respond within 30 days.
|
| 08/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
AWA Collections is violating FCRA Section 623 ( 5 ) ( A ). This account is illegally re-aged.
Essentially, re-aging an account means that a debt states differently than the original date of the first debt. If there is a different date ( meaning it has been changed ) it is an illegal practice of re-aging. Re-aging is illegal under the FCRA
|
| 11/28/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
Servicemember |
|
I surrendered my vehicle back to the bank last year. Eventually the vehicle was picked up. The vehicle has been resold at a higher price than what I owed left on the vehicle. But my credit reports shows that I still owe them. I have tried to dispute my credit reports. One of the credit report deleted the information. But the others remain.
|
| 10/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I am truly a victim here.
AWA collection Avanta recovery service XXXX credit And over XXXX inquires This is stopping me from getting my home.
I never had any of the above accounts. I spoke to the bureaus and the evidence they sending me is insufficient, without my signature I didnt approve nor apply for any of the above accounts
|
| 06/22/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This account is involved in litigation.
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( mo ) 281 SW 715, 719, I presume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exists.
This account has already been removed from my XXXX and XXXX credit reports.
|
| 08/14/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
XXXX XXXX XXXX XXXX is a law firm subject to the Fair Debt Collections Practices Act that is attempting to collect on a debt for Adler Wallach And Associates. They have failed on several occasions to give any proper disclosures in their communications with me i.e no mini miranda, no notice of right to dispute within 30 days..etc ...
|
| 08/03/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This account has been on my credit since XX/XX/19. I have made repeated attempts to get this account off of my credit, but the company keeps stating the account meets FCRA requirements when in fact I have never had dealings with this company and the account is a result of identity theft!!! PLEASE REMOVE FROM MY CREDIT IMMEDIATELY!!
|
| 09/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have never received any documentation regarding an unpaid bill. I never received any documentation regarding an unpaid bill being sent to collections. I received no notification. I noticed the outrageous collections claim of {$950.00} as I was checking XXXX XXXX app. I have no documents to provide that this is a valid claim.
|
| 11/22/2020 |
No |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Adler Wallach & Associates ( AWA ) placed a collection on my credit report for " XXXX XXXX ''.
It is not mine, I've NEVER had any sort of XXXX XXXX account.
I informed them that it was not my account and I disputed it through the credit bureaus but Adler Wallach & Associates refused to delete it from my XXXX credit report.
|
| 09/14/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I owed XXXX XXXX XXXX a balance of {$19.00} which was a " final bill '' sent to me and due on XXXX/XXXX/2014. Before moving from our residence, THIS BILL WAS PAID IN FULL ON XXXX/XXXX/2014, and closed.
XXXX XXXX XXXX has sent my acct to a collection agency ( AWA collections ) showing an inaccurate balance owed of {$260.00}
|
| 01/01/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act XXXX Account # XXXX company name : XXXX XXXXs has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
|
| 05/19/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/2018, I have proof that a payment was made to XXXX XXXX XXXX XXXX for {$110.00}. I have tried to resolve it with XXXX XXXX XXXX XXXX, but they referred my account to a Collection Agency by the name of XXXX XXXX, who is threatening me and stating they are going to file a negative report to credit reporting agencies.
|
| 09/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
They are trying to place 2 account that are the exact same account that is NOT mine! They have the wrong birthdate too! After i filed a complaint, they then reported the same account but changed the amount by {$1.00} to make another account to post on my credit report in retaliation. I am preparing to take legal action!!!
|
| 10/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
this account was open in XX/XX/XXXX or XX/XX/XXXX i made payments on the count ever month untill it was paid off. i was told the account was paid in full, i use XXXX XXXX and i noticed it was on there as a collections, try to resolve with the company with out any luck, they reported opened in XX/XX/XXXXwhich is untrue
|
| 05/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
Servicemember |
|
I asked XXXX and XXXX for a investigation for aWa collections and they stated that they investigated and everything was accurate that is Incorrect an i was not given any information showing how they came up with this information. I was not given a signed contract with my name and awa collection and that is fraud
|
| 09/06/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
No one ever showed me a bill or contract info regarding this collection.
No idea where it comes from. except that it it was in 2013. I have NOTHING. and my credit is perfect if not for that..
AWA COLLECTIONS XXXX XXXX R XXXX XXXX XX/XX/2013 {$520.00} {$520.00} XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX
|
| 01/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a storage with XXXX XXXX I gave him a notice and I moved out half a month earlier and my closing statement and everything was paid for and I was never late with them I dont know why they have sent me to collections Now this shows on my credit report and Im having difficulties renting an apartment
|
| 07/03/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
AWA Collections is reporting multiple collection accounts to my credit report, without notifying me with a notice in accordance with 15 United States Code section 1692g ( a ).
I have contacted them with a letter to remove these accounts because of their failure to abide by the law and they have refused.
|
| 03/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have called AWA collections and confirmed that this debt is not mine, the date of birth and social security number is not mine. I was told to put in a dispute with XXXX and I have done so two times already but XXXX keeps approving the amount when AWA has already told me this is not my account or debt.
|
| 02/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XXXX this account was apparently opened XXXX and sent to collections on XX/XX/XXXX to awa collections out of orange ca. A joint account with XXXX XXXX???? Have no personal knowledge of this account or person. XXXX $ Shows on my credit report. Dont know if this a mistake or identity theft
|
| 01/16/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance to the fair credit reporting act XXXX account number XXXX has violated my rights. 15 U.S.C 1681 Section 602A states that I have the right to privacy. 15 U.S.C 1681 Section 604A section 2. A consumer reporting agency can not furnish an account without my written instructions
|
| 03/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was stunned when I discovered a collection account on my credit from AWA collection. I don't know what the account is for and I never received notification from them about the debt. I have sent them several certified letters from my local post office and I have not received a response.
|
| 05/22/2019 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I never received a bill from the hospital because the address they have on file is not associated with any address that I have lived at. I have called AWA collection agency and provided my daughter insurance card and the claim # to a processed and paid claim several times Since 2016.
|
| 02/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
On XX/XX/21, I submitted a dispute to AWA COLLECTIONS. As of todays date, I have received no response from AWA collections agency, therefore you must delete this from my credit report per the FDCPA and FCRA. If you do not, I will pursue further action to the fullest extent possible.
|
| 08/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Please review the attach documentation.
I am federally protected consumer and I am invoking my specified remedy. I am demanding that AWA Collections remove this allege debt from all consumer reports, XXXX out the balance, apologize, and pay the attached invoice for all violations
|
| 10/15/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Every month the balances goes up by a small dollar amount which lowers my credit score! it is fraudulent and should be deleted from my account for fraudulent activity. Maliciously and harmfully raising a past due collection amount to continue to inflict personal harm against me.
|
| 01/24/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
The Awa Collections account that is reporting on my credit file does not belong to me. I have disputed this account with the credit agencies and the account was removed from all of the bureaus except for XXXX. Please assist me in getting this account removed from my credit file.
|
| 07/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
|
| 07/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
|
| 06/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
|
| 06/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
|
| 09/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I reached out to AWA collections by certified mail twice, once in XX/XX/XXXX and again in XX/XX/XXXX to have them validate a debt they claim belong to me. I disagree as I was XXXX the entire 2014 so this debt is not and can not belong to me. The debt is in the amount of XXXX
|
| 07/26/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX was listed on credit report on XX/XX/XXXX. I responded to the collection agency on XX/XX/XXXX via certified mail to validate the alleged debt owed and not have received a response as of XX/XX/XXXX. Amount listed on collection report shows {$920.00}. XXXX XXXX # XXXX
|
| 07/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I disputed this collection account with XXXX to have account deleted. XXXX closed the dispute and claims the collection agency claims I still have a balance with creditor which is a lie. I have proof that account has been paid to the creditor and there is a XXXX balance.
|
| 05/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have never applied credit from this Institution, A bill without signature does not imply that the debt is legit anyone may send bill and claim ownership. I am requesting you to send the Contract bearing my signature showing I have legal obligation to pay your company.
|
| 04/12/2022 |
No |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
on XX/XX/XXXX, XXXX XXXX XXXX reported a {$66.00} debt, for XXXX services : To AWA collection, XXXX XXXX XXXXXXXX XXXX caXXXXXXXX ( reference number ; XXXX ) this service was paid by my insurance company in the year XXXX by XXXX XXXX If XXXX XXXX XXXX billed them.
|
| 07/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
Theres a collection on my credit report, the balance was paid in full by me to XXXX office and was an insurance mistake, Im requesting this derogatory mark to be deleted asap because it wasn't my fault. I got a copy of receipt of the amount that was paid in full.
|
| 03/31/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I cancelled an insurance policy and furnished another insurance company and they still continue to charge me for this plan even though I have not used it! I have contacted them several times and sent my current insurance information and they continue to charge me.
|
| 02/15/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no knowledge of this account, I saw it on my credit report and do not know what it is or where was this done. XXXX XXXX, XXXX, Original Creditor- XXXX XXXX XXXX . Opened XX/XX/2014 in the balance of {$7800.00}. XXXX XXXX XXXX, XXXX, CA XXXX, ( XXXX ) XXXX.
|
| 11/21/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I RETURNED EQUIPMENT XXXX CABLE BOXES AND XXXX REMOTES TO THE FRONTIER OFFICE AND THEY ACCEPTED IT. I LATER GOT BILLED FOR UNRETURNED EQUIPMENT. I CONTACTED THEM AND THEY STATED THAT I HAD XXXX BALALNCED OWED. CUSTOMER SERVICE VIA PHONE SAID THEY HAVE NO RECORD
|
| 08/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Awa collection account is inaccurate. The account is my brother account with similar name. However I signed for his bail for initial XXXX payment that's it. According to brother account was settled. I reached out to company asking for verification ... No reply.
|
| 03/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
AWA debt collections are in the wrong. The fee continues to rise at XXXX dollars. I don't owe them anything. I'm willing to pay XXXX if I need to. But it's postposterous to be owing a debt collector money and I have not made an agreement to owe them anything.
|
| 09/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2020 - I was alerted through XXXX XXXX that AWA collections added a derogatory account. Upon further investigation- this account was sold and transferred. A bill without a written signature does NOT validate a debt. Per FCRA, AWA violated my rights.
|
| 12/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2021 I sent a certified letter to AWA collections to verify the alleged debt they are reporting on my credit report. Its been more than 30 days and I have not received any response from them. They are in violation of my consumer rights.
|
| 07/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never had a record with this authority/leaser. I attempted to get in touch with you a few times and request verification of possession however you neglected to send me the important documentation to demonstrate that I actually own this record.
|
| 07/26/2018 |
Yes |
- Debt collection
- Auto debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Original Creditor : XXXX XXXX XXXX XXXX Collection Date : XX/XX/XXXX High Credit Term {$8500.00} Balance Owed as of XX/XX/XXXX {$21000.00} Do not owe this company and have repeatedly hit my credit report every month since XX/XX/XXXX.
XXXX XXXX
|
| 11/02/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I disputed ownership of this account over 30 days ago, and this is not my account. The reporting agency stated that because the company says its valid, ; thats it!! Im not satisfied with that answer, and frankly thats not an investigation
|
| 03/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently pulled my credit and discovered that this company has reported that I owe them a debt. To my knowledge I have never entered into a financial agreement with this company and neither have they ever provide me goods nor services.
|
| 04/02/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently pulled my credit report and discovered that this company is reporting that I owe them a debt. To my knowledge I have never done business with this company and they have never provided me a service that I agreed to pay them for
|
| 03/30/2017 |
Yes |
|
- Incorrect information on credit report
- Account status
|
|
Web |
|
|
All these amounts owed has been or should have been paid 100 % cause I have a medical card that pays everything I would love to know how to get them off my credit report cause I have been trying for a while now to establish good credit
|
| 07/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have a random collect call collection on my account. there is no information anywhere on this and i dont accept collect calls. this is a random act of false information on credit reports trying to attempt collect a debt i do not owe.
|
| 06/18/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
Servicemember |
|
Sent a debt validation letter no response back its been nearly 90 days I do not recall this account and the original creditor listed on my credit file is not in business so how are they validating this account it is reporting on XXXX
|
| 12/03/2022 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt not owed. No longer utilized XXXX XXXX insurance. Policy was canceled and ended upon me switching companies. AWA Collections with XXXX XXXX XXXX are trying to collect a debt not owed for a month their services were not in use.
|
| 10/26/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
Older American |
|
AWA has put a collection notice with the credit bureau due to a XXXX collection with XXXX who I have not used in years. I never received a letter, got a call, or any other correspondence regarding this debt that I know nothing of.
|
| 08/18/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX Attorney General and FTC
|
| 12/19/2021 |
Yes |
- Debt collection
- Auto debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
AWA COLLECTION IS REPORTING A DIFFERENT AMOUNT IN MY CREDIT REPORT EVERY MONTH. BALANCE IS INCONSISTENT. WHY IT IS ALWAYS VERIFIED IF THEY CAN NOT EVEN REPORT AN ACCURATE INFORMATION. THIS IS A VIOLATION! SEE ATTACHED EXAMPLE.
|
| 11/25/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I pulled my credit report and I noticed that collection agency on there ill contact them and they ask me to verify my address the address they have never lived there XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX
|
| 02/19/2017 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently pulled my credit report and discovered that this company has reported that I owe them a debt. To my knowledge I have never done business with this company and they have never provided me any goods and or services.
|
| 10/07/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
AWA COLLECTIONS is reporting a debt I do not know. I have not signed a contract with them. I do not know who this company is. When I contacted them they did not give me any relevant information. The are violating FCRA rules
|
| 03/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I've tried reaching out three times with no response I specifically asked for the collection letter to be sent so that's I would be able to confirm and make payment by mail, I have not yet to receive any paper by mail.
|
| 08/24/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have a negative account in which I do n't know about on my credit report for XXXX. I am not familiar with this account and it does not belong to me. It 's for almost XXXX and I have no idea how this mix up happened.
|
| 04/11/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
Will not provide me with a statement showing my debt on XXXX locations of my credit report. Has not informed me that I owed anything. XXXX of the debts are not mine .. I asked for proof or statement and was declined.
|
| 06/11/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Contacted each credit bureau and informed them Im a victim of identity theft.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$530.00} {$530.00} XXXX XXXX XXXX XXXX.
XX/XX/XXXX {$1600.00} {$1600.00}
|
| 02/16/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I never received any communication, documentation from AWA in attempts to collect a debt from XXXX 2011 and have been trying to contact this company to ask about the debt but my calls have not been returned.
|
| 09/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Disputed with the credit bureau they validated the debt electronically. Disputed directly and was never provided with validation. Debt is unknown. I have never done business with XXXX XXXX XXXX or XXXX XXXX
|
| 02/28/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
i have never recivied verification or proof of this debt, and this debt is reporting incorrect information, its not reporting the original date of debt ... .just the open debt date, which is two years later
|
| 10/15/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
Awa collection is stated that i own them XXXX from XXXX XXXX XXXX. This is impossible because I was in prison from XXXX XXXX XXXX to XXXX XXXX XXXX. So I would like to file a complaint of identity theft.
|
| 08/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
AWA CollectionsXXXX XXXX XXXX reported two separate Collections on XX/XX/ amounting to {$920.00} and {$1300.00} both of which have been reported as Identity theft to the police department and the FTC.
|
| 10/31/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I never received a notice of right to dispute this collection account I am not sure what this is for. I have sent a letter to the company disputing the collection account found on my credit report.
|
| 09/18/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have no idea who or what this is. Never received a bill never received a phone call or any correspondence what so ever. I just found in on my credit report and have no idea what it is.
|
| 08/01/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I noticed my credit score drop. When I Iooked into my credit report, I found this account on there. I tried calling the company to notify them but they have not responded to my letter.
|
| 08/12/2017 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
AWA COLLECTIONS KEEPS CONTACTING ME. THIS WAS A REPO DONE BACK IN XX/XX/XXXX/XX/XX/XXXX. CAR WAS SOLD AT AN AUCTION AND SOLD TO ANOTHER DEBT COMPANY. NO LONG AFFILIATED WITH THIS DEBT.
|
| 02/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I did not consent to, authorize nor benefit from these accounts. Along with XXXX has violated my federally protected consumer rights under the FCRA and also under Truth in Lending.
|
| 01/10/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
filed Bk in XXXX Contated this company and sent Bk chapter XXXX -sent-Discharge letter they said it would be removed- not the case Case = # XXXX XXXX XXXX XXXX/XXXX/2016 PLEASE HELP
|
| 11/20/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have sent this company numerous documents to show that I was a victim of identity fraud and that these account do not belong to me I live in Ga and this hospital is in florida.
|
| 06/02/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
It shows on my credit report that there is a AWA collection from XXXX XXXX XXXX. I have never get a loan from this company and never received any statement from this company.
|
| 07/23/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Ive disputed these item numerous time back I. XXXX and XXXX creditor agreed to remove it from my credit report and it still showing when I have no knowledge of the account
|
| 12/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any status are investigation results.
|
| 02/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I don't remember that I had an account with this collector/creditor. I've asked multiple times to send proof of ownership but you haven't complied with my request yet.
|
| 01/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XX/XX/2020 I paid the full amount of XXXX $ to awa collections or 12 two jin inc. It's still on my XXXX report does not showed I've paid I tried desputing but nothing
|
| 11/20/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
i recently check my XXXX credit report and noticed a lot of loans and inquiry on my credit I did not do. i am currently preparing a case of identity theft and fraud.
|
| 08/11/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I notice that this company is on my credit report. I never received any outstanding bills, any notices from this company no information about this collection agency
|
| 04/29/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I do not owe AWA COLLECTIONS anything because I did not sign anything with them. Nor am I aware of owing them anything because they never loaned me any money.
|
| 05/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I checked my credit report and notice two collections accounts from AWA collections.
I tried to call AWA collections, but was not able to speak to anyone.
|
| 10/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
THE FCRA covers fraud being portected against display negatively there is predatory lending going on XXXX has already been figned for doing the same thing/
|
| 04/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to incorrect items on my credit report. It has been well over 30 days and i haven't received any investigation results
|
| 01/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have contacted the creditor to let them know I am a victim of identity theft ; I have never resided in XXXX XXXX nor did I go to seek medical care.
|
| 06/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
allegedly i did not paid for insurance, i was never cover never send me anything to dispute and never prove to me anything i do not owe anything
|
| 01/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Dates : XX/XX/XXXX - XX/XX/XXXX Amounts : {$600.00}. - {$760.00}.
AWA COLECTIONS are reporting false information, as this account is not mine.
|
| 07/24/2020 |
No |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
The Date was XX/XX/2019 XXXX XXXX XXXX XXXX in XXXX XXXX Ca XXXX was it was a {$400.00} dispute and the company was not suppose to charge me.
|
| 05/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I never took out this loan my identity was compromised via the dark web in 2015 I had no idea about this until I started a XXXX XXXX account
|
| 09/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have disputed with credit bureaus three times to remove without success. I have also reached out to AWA for removal and no success.
|
| 04/13/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
They call sometimes 30 times a day and have threatened to sue, when I can they dont answer and I cant get any information from them
|
| 12/12/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
This account is reporting open when it should have been closed company was suppose to send verification but it was never received
|
| 06/22/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I asked the Collector to send me a Validation Letter ( My Right ) and they refused to do so used prophane Language and threats
|
| 11/16/2016 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Collection agency is reporting an exaggerated amount owed as well as reporting a different amount to each credit bureau.
|
| 03/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I never received notice from this company money was due or that I could dispute this and they listed two on my report
|
| 10/14/2022 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
{$420.00} XXXX XXXX. I do not owe this debt never heard of it or never seen it until credit report. AWA COLLECTIONS
|
| 01/23/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Servicemember |
|
Never received any notices or certified letters saying I owed this debt and found out it was on my credit report
|
| 01/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I have a charge off that is on that have no knowledge of. I have disputed this numerous times we no resolution.
|
| 12/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Most recent letter sent was XX/XX/2022 Ive tired to reach out many times before, never receive a call back.
|
| 02/27/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This dept is not owed I was in jail at the time when the account was opened. I have proof of incarceration.
|
| 07/31/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
This debt is from a XXXX office which has changed ownership and can not verify the date of XXXX services.
|
| 10/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
Older American |
|
someone committed fraud by using my credit by going through AWA COLLECTIONS and also through XXXX XXXX
|
| 10/14/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
AWA COLLECTIONS XXXX XXXX XXXX I HAVE CONTACTED THEM WITH NO AVAIL. I WAS A VICTIM OF IDENTITY THEFT
|
| 02/27/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I disputed this collection since its not a debt that I took but I didn't hear back from the company
|
| 08/27/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
a debt collector refused to send a validation notice or failed to respond to my validation letter.
|
| 06/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The company has reported the debt weekly on my credit report rather then monthly or every 30 days.
|
| 01/28/2021 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
That debt was mistakenly process because it was already cancelled and recognized by the company,
|
| 08/30/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
Incorrect spelling of name, wrong address, saying account is open with a balance in collection.
|
| 08/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
this person is tryna collect and i was XXXX XXXX for XXXX years i dont owe any debts
|
| 04/27/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have requested several times validation and nothing has been received. Please help
|
| 07/29/2020 |
Yes |
- Debt collection
- Auto debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Have not received any calls about my debt or about it being sent to collections
|
| 03/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this is on my report and it isnt mine and i never gave permission for anything
|
| 01/02/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I just wan na get my credit fix please I was XXXX and careless many years back
|
| 05/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Company shows a debt of {$220.00}. All fees and balances were paid on time.
|
| 11/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
AwA collection never herd of them.
Didnt do anything with this company
|
| 09/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute with XXXX and investigation took over 30 days
|
| 03/04/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I turned in the XXXX equipment no need to be charged over for it
|
| 06/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is not my debt, AWA COLLECTIONS claims I owe a balance
|
| 01/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I disputed a debt but no changes were made to the account.
|
| 04/25/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
got billed for something my insurance should of covered
|
| 09/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was on the account with my she has passed away.
|
| 01/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
this is not my account I do n't know what it is
|
| 09/04/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I dont know what this debt is for
|
| 02/15/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Needs to be removed
|
| 02/11/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Do not owe.
|
| 02/01/2024 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/29/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
|
| 01/28/2024 |
Yes |
- Debt collection
- Telecommunications debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/23/2024 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/23/2024 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/21/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/18/2024 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/11/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/10/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/08/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/07/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/02/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
|
| 12/27/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/27/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Other personal consumer report
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/26/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/22/2023 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/21/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/20/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/18/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Older American, Servicemember |
|
|
| 12/15/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/23/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 11/01/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/01/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/27/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/03/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 09/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/20/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/18/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/15/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 09/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/04/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
|
| 09/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/04/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/28/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/06/2023 |
Yes |
- Checking or savings account
- Checking account
|
- Managing an account
- Deposits and withdrawals
|
|
Postal mail |
|
|
|
| 07/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/18/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 05/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/11/2023 |
Yes |
- Debt collection
- Auto debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 05/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/30/2023 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/30/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/19/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/09/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 04/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 01/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 09/25/2022 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 07/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 07/10/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
|
| 06/26/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 06/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Phone |
|
|
|
| 06/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/08/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 05/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 04/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 04/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 04/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 03/30/2022 |
Yes |
- Debt collection
- Auto debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 03/08/2022 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 02/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 01/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
|
| 01/23/2022 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/15/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/12/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 01/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 12/29/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
|
| 12/28/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/08/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/15/2021 |
No |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 11/15/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 11/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 10/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 10/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 09/08/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 09/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 08/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American, Servicemember |
|
|
| 08/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Phone |
|
|
|
| 07/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/16/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/06/2021 |
No |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 05/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 05/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 05/20/2021 |
Yes |
- Debt collection
- Auto debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 05/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 04/06/2021 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/01/2021 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 01/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 11/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 10/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/08/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 09/08/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/31/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/21/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 08/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 08/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/08/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/27/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/26/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
Servicemember |
|
|
| 06/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/19/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/15/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 05/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/07/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 03/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 02/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/29/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 12/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 12/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/10/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 11/14/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 11/07/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 11/03/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/26/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/03/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 08/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 08/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/15/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/11/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 07/04/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
|
| 06/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
|
| 05/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/29/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/28/2019 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/13/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/03/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 04/17/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/11/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
Older American, Servicemember |
|
|
| 04/05/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American |
|
|
| 03/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 01/09/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Referral |
|
|
|
| 12/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/18/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/14/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/28/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 09/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/25/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/24/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 08/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 08/22/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/21/2018 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/14/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 08/08/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 07/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 07/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 07/04/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/28/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Postal mail |
|
|
|
| 06/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Postal mail |
|
|
|
| 06/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 04/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/20/2018 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 04/18/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/04/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 03/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
|
| 03/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/10/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/26/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/12/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
|
| 02/07/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 02/01/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 01/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 01/25/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
- Problem with customer service
|
|
Web |
Older American |
|
|
| 01/19/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/30/2017 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/01/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/03/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/03/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/31/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/25/2017 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 10/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 08/15/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Phone |
|
|
|
| 08/14/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/08/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/02/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/01/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/27/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 07/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/15/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/15/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/14/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/11/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/11/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/07/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 05/18/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 04/06/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 04/05/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 04/05/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/23/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/21/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 03/19/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 03/10/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Fax |
|
|
|
| 02/23/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 02/15/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 02/10/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/07/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
|
|
|
| 02/01/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/31/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/12/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 12/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/15/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/06/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 11/28/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 10/26/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 10/16/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/01/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/11/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/06/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Postal mail |
|
|
|
| 09/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/02/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/28/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 08/26/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Postal mail |
|
|
|
| 07/31/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/20/2016 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 06/24/2016 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Postal mail |
Older American |
|
|
| 06/24/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 06/02/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 05/22/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/02/2016 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/21/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/30/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Postal mail |
|
|
|
| 03/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Referral |
|
|
|
| 12/10/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
|
|
|
| 10/13/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 10/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 09/24/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
|
|
|
| 09/03/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 08/27/2015 |
Yes |
|
- Communication tactics
- Called after sent written cease of comm
|
|
Referral |
|
|
|
| 08/13/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/13/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 07/10/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 06/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 06/12/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 05/20/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/25/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 03/16/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/26/2015 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/26/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/26/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/25/2015 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/21/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 02/16/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
|
| 02/07/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/07/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/06/2015 |
Yes |
|
- False statements or representation
- Indicated committed crime not paying
|
|
Web |
|
|
|
| 12/11/2014 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/06/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 11/22/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 10/31/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/17/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/06/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 09/15/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/14/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 08/27/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/16/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/14/2014 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 08/12/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/12/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 08/05/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/05/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 07/25/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 07/25/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/02/2014 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/27/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Phone |
|
|
|
| 06/09/2014 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 05/14/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 05/11/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/12/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 04/08/2014 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 04/04/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/01/2014 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
|
| 03/29/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
|
| 03/25/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 03/21/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/15/2014 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
|
| 02/14/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/29/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 12/12/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 12/11/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/10/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
|
|
|
| 10/02/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Referral |
|
|
|
| 09/30/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 09/26/2013 |
Yes |
|
- Incorrect information on credit report
- Account terms
|
|
Web |
|
|
|
| 09/10/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/19/2013 |
No |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 07/27/2013 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|