Action Revenue Recovery, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
07/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 71201	Web
To Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you .At this time I will also inform you that if your offices have or continue to report invalidated informationto any of the three major credit bureaus ( XXXX , XXXX XXXX XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues toreport on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character .I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account Any Judgments obtained by any creditor regarding this account Name and address of alleged creditor Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for your company in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Best Regards
03/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 79701	Web
To Whom It May Concern ACTION REVENUE RECOVERY is fraudulently reporting an alleged medical debt without verifying ownership. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you claim that I owe you. I am requesting proof that : I am indeed the party you are asking to pay this debt ; the date of the alleged medical service ; the name of the patient ; and proof that there is some contractual obligation which is binding me to pay this debt. Please attach copies of : Please send me copies of any agreement bearing the signature of the alleged debtor with them agreeing to pay the creditor and since this is a medical account, a copy of any HIPAA authorization. Any agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and authorization under subtitle D of the ARRA, SEC. 13401. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY. This is in regard to unsecured PHR identifiable health information of an individual in a personal health record and the acquisition of such information without the direct authorization of the individual. The term breach of security means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the Omnibus Final Rule effective XX/XX/XXXXXXXX interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of XXXX ( HITECH Act ) as issued XX/XX/XXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XXXX XXXX XXXX Please also attach copies of any agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor, and, as this is a medical account, a copy of any HIPAA authorization. As you are aware, enforcement of penalties against you is covered under the penalty rules of : interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of XXXX ( HITECH Act ) as issued XX/XX/XXXX. The penalty provision of the ARRA section D, privacy provisions, the penalty rules of HITECH Act as issued XXXX XXXX XXXX and Omnibus Final Rule effective XX/XX/XXXX and penalty rules of the FCRA and FACTA including the FACT act changes final rules effective XX/XX/XXXX. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities, including reporting of, or verifying of this account on my credit reports. I require compliance with the terms and conditions of this letter within ten ( 10 ) calendar days, or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to file charges and/or complaints with the XXXX on your HIPAA violations and appropriate County, State & Federal authorities, the CFPB, XXXX and State Bar associations for violations of the FDCPA, FCRA, and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as violation of TEXAS medical privacy rules XXXX I also hereby reserve my right to take private civil action against you to recover damages.
03/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 79701	Web
To Whom It May Concern Action Revenue Recovery is fraudulently reporting an alleged medical debt without verifying ownership. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you claim that I owe you. I am requesting proof that : I am indeed the party you are asking to pay this debt ; the date of the alleged medical service ; the name of the patient ; and proof that there is some contractual obligation which is binding me to pay this debt. Please attach copies of : Please send me copies of any agreement bearing the signature of the alleged debtor with them agreeing to pay the creditor and since this is a medical account, a copy of any HIPAA authorization. Any agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and authorization under subtitle D of the ARRA, SEC. 13401. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY. This is in regard to unsecured PHR identifiable health information of an individual in a personal health record and the acquisition of such information without the direct authorization of the individual. The term breach of security means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the Omnibus Final Rule effective XXXX interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of XXXX ( HITECH Act ) as issued XX/XX/XXXXXXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XX/XX/XXXX. Please also attach copies of any agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor, and, as this is a medical account, a copy of any HIPAA authorization. As you are aware, enforcement of penalties against you is covered under the penalty rules of : interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of XXXX ( HITECH Act ) as issued XX/XX/XXXX. The penalty provision of the ARRA section D, privacy provisions, the penalty rules of HITECH Act as issued XX/XX/XXXX and Omnibus Final Rule effective XX/XX/XXXX and penalty rules of the FCRA and FACTA including the FACT act changes final rules effective XX/XX/XXXX. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities, including reporting of, or verifying of this account on my credit reports. I require compliance with the terms and conditions of this letter within ten ( 10 ) calendar days, or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to file charges and/or complaints with the OCR on your HIPAA violations and appropriate County, State & Federal authorities, the CFPB, XXXX and State Bar associations for violations of the FDCPA, FCRA, and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as violation of TEXAS medical privacy rules XXXX I also hereby reserve my right to take private civil action against you to recover damages.
02/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 71111	Web
I am requesting that your company provide me with debt validation and the Health Insurance Portability and Accountability Act ( 'HIPAA ) authorization. Be advised, this is NOT a request for " verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g et seq. of the Fair Debt Collection Practices Act ( " FDCPA '' ). See. Reference Above At this time, I will also inform you that a HIPAA-covered entity or its business associate violated my health information privacy rights and/or committed another violation of the Privacy, Security, or Breach Notification Rules. I do not recall giving permission to release my medical information to a third party. am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore my request is twofold-validation of debt and HIPAA authorization . COMES NOW, I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay vou. Please provide the following XXXX requesting that the HIPAA-covered entity or its business associate provide debt validation for an account in question. Please provide debt validation in the form of agreement an original bill, and a detailed statement of procedures is required. If any please provide a breakdown of fees, including any collection costs and medical charges, if any Please provide a copy of my signature with the provider of service to release my medical information to you. Please provide a report of comparative analysis between the dubious signature and the signature recognized by the alleged signer. if any. Cease any credit bureau reporting until the debt has been validated by me Please provide me with a vented certificate of authority. and proof that your company is licensed to collect debt in my state. Kindly provide me with a license number and registered agent or agent of service Finally, please provide an affidavit signed under Penalty of Perjury that your organization has not violated any portion of the FCRA, FDCPA, HIPAA.
01/08/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 798XX	Web	Servicemember
The only reason I knew this debt was still trying to be collected is the debt collector ACTION REVENUE RECOVERY XXXX XXXX XXXX XXXX, LA XXXX Placed a negative report on my credit. This is medical debt that should have been billed to the VA. Under current laws posting this is an illegal action. The original company was notified by the VA in writing that they incorrectly billed the VA. There was no attempt to correctly bill the VA. Also no notice of collection was ever sent to me by this company before they posted negative credit information. They never attempted to validate the credit and never gave anything in writing to me. The only reason I knew this is on my credit was due to my score changing, I had to get the number and name from the credit score agency. When I tried to talk to this collection agency, I was yelled at to stop talking and they wanted my name. When I told them to stop yelling at me they continued to interrupt me and I cused at them to stop yelling at me. Then they hung up. I attempted to call back, they stated " we ain't talking to you enjoy your credit ''. Then hung up. I called again. The person stated are you done cursing at me and raised his voice again asking me for my name, I asked to speak to a XXXX he stated he is the only XXXX today I'll have to call tomorrow. When I asked for his name he got angry and stated he already told me his name and hung up on me. This company is a shark and is showing it is a shady company doing illegal practices. My XXXX is now triggered and I am having XXXX XXXX
03/15/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	LA 710XX	Web
I initiated a dispute with XXXX in late XX/XX/XXXX pertaining to a collection account that had been placed on my credit report from the collection company Action Revenue Recover. Action Revenue Recover placed two collection accounts on my XXXX credit report. One account amounting to {$66.00}, and the second account amounting to {$62.00}. I have not been contacted via phone or mail regarding these debts, therefore I have no knowledge of these accounts. Upon finalizing the initial dispute, XXXX responded with a copy of my credit report stating that the accounts in question were verified by the creditor. Action Revenue Recover did not provide any documents or evidence to verify the account, but instead XXXX kept these accounts on my report. I initiated another dispute to XXXX in XX/XX/XXXX asking again for proper validation of the debts, but instead of verifying the debts, XXXX reported the debts by responding with a copy of my credit report stating that the accounts in question were verified by the creditor. Again, Action Revenue Recover did not provide any documents or evidence to verify the accounts, but instead kept these accounts on my report. Under the Fair Debt Collections Practices Act, I have the right to request validation of the debt, therefore I am requesting that you investigate this matter and delete this account from my XXXX credit report or provide me with physical proof, such as a signed legal binding contract of the debt. Your immediate response will be greatly appreciated.
04/29/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AR 727XX	Web
First of all I went to the hospital because of intense stomach pain, I had medicaid so it should have been covered.The original place was XXXX XXXX XXXX XXXX. The dates they had at Action Recovery Llc did not match the date of the debt and I tried to sort everything out but it had already been a long time to find out why it didn't get covered as they said.I finally made an agreement with Action Recovery LLC and they told me they would take it off my record if I paid an amount of XXXX on XXXX XXXX and not the XXXX as long as I made the payment that day.They lied and never took it off instead they sent it over to a different collection company I believe ARS, still for the same amount of XXXX. I tried to dispute this but nothing was resolved.I have the receipt they sent me in my e-mail and I have proof in my bank account statement that they did get the money. Please look into this, I'm a single mom of XXXX kids and I was just trying to do the right thing and pay it this was a very big sacrifice for my family to pay that amount of money only to be robbed by them. Thank you for your time.
09/27/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 70363	Web
In response to your response of We appreciate the opportunity to respond to this complainant. A review of our records reveals an account that may belong to the complainant. The name is a partial match ( 2/3 ) perhaps maiden name used, but the address does n't match. The account was placed with us in XX/XX/XXXX and a collection notice letter was mailed to the account owner. To properly review our records we will need the complainant to confirm the address used during that time period along with her date of birth and/or social security number. Upon receipt of this information we will complete our investigation of the complaint. My Name Is XXXX XXXX. The account must be under my maiden name ( XXXX ) You claim to have had this debt since XX/XX/XXXX but yet you placed it on my credit report between XX/XX/XXXX-XX/XX/XXXX? Again as a consumer that 's protected under the FRCA i would like to be able to use MY rights and dispute this account. It needs to be removed while i am requesting debt validation from this agency. I am requesting proof of this debt and a medical release form.
04/30/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 79907	Web
On XX/XX/XXXX I received a notification from XXXX XXXX that a collection had been placed on my credit report by XXXX XXXX, XXXX XXXX. XXXX XXXX, XXXX, LA. This amount was paid by XXXX XXXX XXXX. I spoke to XXXX from XXXX on XX/XX/XXXX. He asked that I email him proof that the bill had been paid by XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, Tx. I emailed it to XXXX on XX/XX/XXXX. On XX/XX/XXXX, I also spoke to XXXX from XXXX XXXX about the bill. She said she would notify XXXX that this amount should be removed from my credit report. Today, XX/XX/XXXX, I find out that the notification has not been removed from my credit report. I spoke to XXXX from XXXX and XXXX from XXXX XXXX XXXX about this matter. XXXX stated he had not received thee email XXXX from XXXX said it would take 4-6 weeks to notify XXXX XXXX. XXXX from XXXX said he could not do anything because XXXX XXXX has not notified them. I have already waited 4 weeks to get this matter resolved.
02/05/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 77498	Web
Dear XXXX Action Revenue Recovery I called to inquire about the negative they placed on my account. According to the Fair Credit Reporting Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify- through the physical verification of the original signed consumer contract-any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting service could mail in fraudulent accounts. I demand to see verifiable proof ( an original Consumer Contract with my signature on it ) that Action Revenue Recovery have on file on the account listed below. I have not been able to show any foundation or establish authenticity or accuracy of a piece of evidence that I owe Action Revenue Recovery or have any contractual obligation to pay them. I therefore demand an thorough investigation and a compensation of {$2500.00}, a letter of apology and a complete deletion of my account to all credit bureau.
12/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 714XX	Web
This collection agency is violating my rights under the No Surprise Act of XXXX. I have a medical bill that an out of network provider is charging without my prior authorization. I am requesting this item be removed from my credit report immediately as under the condtions of the FCRA I am allowed a fair and accurate credit report.Please see the dates/ amounts listed below I am demanding be removed from my credit report immediately Action Revenue Recover XX/XX/XXXX in the amount of {$130.00} Action Revenue Recover XX/XX/XXXX in the amount of {$440.00} Action Revenue Recover XX/XX/XXXX in the amount of {$440.00} Action Revenue Recover XX/XX/XXXX in the amount of {$440.00} Action Revenue Recover XX/XX/XXXX in the amount of {$390.00}
09/23/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	VA 23111	Web
On XX/XX/2019 at XXXX someone named " XXXX '' called may work and asked to speak with XXXX , I answer the phones at work and when I asked who was calling he said it was XXXX and asked if he was speaking with XXXX XXXX . I asked him again who was calling and what this was in regards to and he didn't answer, he had only asked again if I was XXXX XXXX. and asked me to verify my date of birth He did not tell me where or why he was calling. He wanted me to confirm my identity without providing me any information or verifying a debt that was owed. I had already spoke to someone else who had called my work and told them not to call this number. I let this person know today not to call this number anymore.
04/12/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 78574	Web
I received a credit alert of a collection item placed on my credit report by Action Revenue Recovery. It stated the collection item was opened on XX/XX/XXXX and was just now reported on XX/XX/XXXX. After researching the claimed debit it was for a bill with XXXX XXXX XXXX XXXX. After searching for this doctor I found an address of XXXX XXXX XXXX XXXX XXXX TX . I know that area and there has never been on office of a radiologist or a medical office in this location. Further research on XXXX shows the registered address as XXXX XXXX XXXX XXXX XXXX TX. Now this is unusual as i don't know of anyone practicing out of an Apartment or if that is even legal.
08/04/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TX 79925	Web	Servicemember
I was notified of changes in my report. I log on and see FIVE collection accounts listed that were from XXXX and included in bankruptcy that was discharged in XX/XX/XXXX. I contacted the company and was told they would correct the issue. Then they called back and said they needed proof and more documents and they would " review '' and decide. It is a violation of Federal law for them to be doing this. I stated I would file suit and these need removed. I was told they offer a service to remove them. That is extortion and another violation. Additionally this is a XXXX violation because she stated they have my medical records and can send them to me.
05/20/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 775XX	Web
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX contact Actions revenue recovery On the date of XX/XX/XXXX I seen this post on my credit years later I called credit company and they state they dont know where is came from but that its. XXXX reading I request to send me a copy of the bill and they stated they couldnt help me because they didnt know exactly where this bill was coming from if it was a XXXX XXXX or XXXX or XXXX wasnt very help full all they cared about was my money because they couldnt give me a explanation of why this was posting many years later
08/03/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 71107	Web
Without proper notification a bill was added to my credit file by XXXX XXXX XXXX in the amount of {$130.00}. This bill has been back dated to appear as if it has been on my credit report since 2014 when it has not I check my credit on a daily basis. I have never done business with this company, I have never received a bill from this company yet they were able to add a bill from 2014 to my credit file willfully violating its obligations under the FCRA. This item must be deleted immediately or I can pursue damages.
12/02/2022	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	LA 71112	Web
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
12/01/2022	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	LA 71107	Web
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
12/01/2022	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	LA 71107	Web
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
07/23/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	LA 70601	Web
After receiving my credit reports noticed a company named Action Revenue Recovery had placed an account in the amount of {$490.00} on my reports. I've disputed the information asking for validation of the account and I have not received a response from the company. I do not believe this information is correct and I ask that it be removed from my credit reports promptly.
09/13/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92021	Web
This debt is not valid due to the fact I had full coverage insurance ( XXXX ) at the time of service. The hospital did not bill my insurance correctly therefore, did not get paid. I am not responsible for this debt and the providers lack of due diligence and would like this to be removed from my credit file immediately, as it violates the fair reporting laws.
09/27/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 70363	Web
Upon reviewing my credit report i noticed an account from action revenue recovery. First how in the world does a third party has my medical information. Second i have not been contacted AT ALL by this company. I would like to as a consumer be giving the right to dispute this account. It NEEDS to be removed IMMEDIATELY until they can prove it 's validity.
12/07/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 79706	Web
I was not notified any any form before business listed derogatory information on my all three credit bureaus as required by law. I notified business and also went through XXXX XXXX XXXX requesting business send proof of notification before placing negative information on my credit report but business has not responded.
09/03/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	LA 705XX	Web
Action revenue recovery was seen on my recent credit report. I disputed this item and it has been verified by this company. I have no knowledge of this account and never have used this company. Please have them delete from all credit reports immediately.
01/15/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 79764	Web
This account had no record that ever belonged to me with these authorities/leasers. I tried to contact them several times and ask for proof of ownership but they failed to send me the necessary documentation to prove that I really own this account.
03/22/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	LA 71118	Web
I am request for to validate this alleged debt to clarify everything. I am not aware of this account with you so please send me validation and send it as a response to this complaint for CFPB to see it aside from sending it to my address.
07/07/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	LA 71111	Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX Attorney General and FTC
07/07/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	LA 71111	Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, XXXX XXXX and FTC
12/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77087	Web
I have 3 different collections with this company that can not verify the collections they say I owe one for XXXX another for XXXX an lastly one for XXXX I would just like them to take them off all 3 credit bureaus
07/16/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX XXXXX	Web
I am not liable for this debt with XXXX XXXX XXXX and I do not have a contract with ACTIONREVREC plus they did not provide me with the original application like I asked. Account No : XXXX XXXX XXXX : {$160.00}
03/15/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 705XX	Web
I notified Action Revenue Recover advising them my right for them to verify I owed them a debt on XXXX XXXX, 2022. I havent received a response and the debt is still showing up on my credit report.
01/15/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 79764	Web
I do not have a record of this account that ever belonged to me. I've requested on various occasions to send verification from the proprietorship however they haven't agreed to my solicitation yet.
08/22/2021	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	TX 79938	Web
I never received any mail or calls regarding these 2 medical collections. Same company.
08/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	LA 71270	Web
investigation took longer than 30 days, no results recieved
03/20/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77489	Web

11/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TX 77044	Web

08/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85050	Web

03/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70433	Web

02/23/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75034	Web

12/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70525	Web

09/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75034	Web

08/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78526	Web

07/31/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 21403	Web

07/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 77505	Web

07/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78526	Web

07/05/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85022	Web

07/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78566	Web

06/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	LA 710XX	Web

06/28/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77502	Web

01/08/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77070	Web

11/14/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 78574	Web

10/14/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77503	Web

07/24/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 76117	Web

07/07/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75134	Web	Servicemember

06/09/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 71109	Web

12/28/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AR 72758	Web	Servicemember

11/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 79924	Web	Servicemember

07/23/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	TX 79912	Web

04/23/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 75115	Web

04/21/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 79705	Web	Servicemember

04/08/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75115	Web

01/07/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 71111	Web

01/07/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 71107	Web

08/21/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AR 72719	Referral

02/18/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 79701	Web	Servicemember

02/17/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 78572	Web

08/29/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 71211	Web	Older American

04/20/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 79707	Web

12/31/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 71270	Web

12/23/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 71119	Web

01/14/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	LA 70611	Web	Servicemember

12/31/2013	Yes	Debt collection Medical	False statements or representation Indicated committed crime not paying	TX 78754	Web

12/03/2013	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 30092	Web

09/29/2013	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	LA 71115	Web