Accscient, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
06/14/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33411	Web
XXXX XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX FL XXXX ATTENTION DISPUTE DEPARTMENT TODAYS DATE : XX/XX/XXXX NWIDE RECVRY XXXX NWIDE RECVRY XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( XXXX ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious NWIDE RECVRY XXXX NWIDE RECVRY XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX XXXX, XXXX SOC SEC XXXX XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX
07/10/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77429	Web
I am writing to address the ongoing matter regarding an alleged debt that your collection agency is pursuing on behalf of XXXX XXXX XXXX. I recently received a communication from your agency dated on XX/XX/2023 but I received on XX/XX/2023, which claimed that I owe a debt in the amount of {$180.00} to XXXX XXXX XXXX. However, I have several concerns regarding this debt, which I would like to bring to your attention. First and foremost, the name associated with the alleged debt is not my name. It is essential to note that I have never entered into any contractual agreement or financial arrangement under the name mentioned in your correspondence. Therefore, I request that you provide proper verification and documentation to establish the accuracy and legitimacy of the debt in question. According to my rights under the Fair Debt Collection Practices Act ( FDCPA ), specifically section 15 USC 1692G, I am entitled to receive this information upon my request. Furthermore, I must emphasize that I have not received the complete medical bill from the healthcare provider involved. The bill lacks essential information, including the medical coding, place of service address, and Tax ID number, which are necessary for my insurance company to process the bill appropriately. I have been actively pursuing the complete and accurate documentation from the healthcare provider but have yet to receive it. Consequently, any attempts to collect on this debt are unwarranted and erroneous. I kindly request that you thoroughly investigate and verify this information on your end before proceeding with any further collection activities. I would like to remind you of your obligations as a debt collector under the FDCPA. Section 809 ( b ) of the FDCPA states that, upon receiving a written request for validation of the debt, you must cease all collection efforts until you provide the requested verification and documentation. Failure to comply with this requirement may result in potential legal consequences.
03/10/2023	No	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	WA 98023	Web
A debt collector ( XXXX XXXX XXXX XXXX XXXX XXXX ) called me around the first week of XXXX, XXXX, stating I owed a debt for a large amount of money {$21000.00} roughly. They said if I didnt pay a substantial amount, to which I said I couldnt afford, that they would garnish my wages with my employer. I informed them that the debt was charged off by a previous debt collector, and that Id been penalized by the IRS for canceled debt that I didnt claim on my XXXX taxes. I also said that I was well within my rights to no longer be in danger of being sued for this debt. I stated that I would need proof of the debts authenticity, and I would respond with what I would do next. I received a letter about a week later, and in the letter it said I had only 14 days to respond or they would take further action. I understand that legally I have 30 days to respond. Unfortunately, just last week, I got a letter from my payroll department, stating that a judgment for wage garnishment had already been issued. It also said I was served with the proper paperwork, on XX/XX/XXXX, but I was never served with anything. Furthermore, I was at another location when the company says they served me. I have still not received anything but a letter from my employer saying that wage garnishment has already gone into effect. Im going to respond within a 60 day timeframe, but the debt has surpassed the statute of limitations in the state of Washington where I live. This debt collector has bought old/expired debt, and is attempting to make money off of it.
03/10/2023	No	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	WA 98023	Web
A debt collector ( XXXX XXXX XXXX XXXX XXXX XXXX ) called me around the first week of XXXX, XXXX, stating I owed a debt for a large amount of money {$21000.00} roughly. They said if I didnt pay a substantial amount, to which I said I couldnt afford, that they would garnish my wages with my employer. I informed them that the debt was charged off by a previous debt collector, and that Id been penalized by the IRS for canceled debt that I didnt claim on my XXXX taxes. I also said that I was well within my rights to no longer be in danger of being sued for this debt. I stated that I would need proof of the debts authenticity, and I would respond with what I would do next. I received a letter about a week later, and in the letter it said I had only 14 days to respond or they would take further action. I understand that legally I have 30 days to respond. Unfortunately, just last week, I got a letter from my payroll department, stating that a judgment for wage garnishment had already been issued. It also said I was served with the proper paperwork, on XX/XX/XXXX, but I was never served with anything. Furthermore, I was at another location when the company says they served me. I have still not received anything but a letter from my employer saying that wage garnishment has already gone into effect. Im going to respond within a 60 day timeframe, but the debt has surpassed the statute of limitations in the state of Washington where I live. This debt collector has bought old/expired debt, and is attempting to make money off of it.
02/17/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30296	Web	Servicemember
My bank where I do business notified me when the underwriter pulled my credit report there was a collection on my credit report for a medical bill for the amount of {$540.00}. They asked me if I was aware of it which I was not. They did not send me a letter. They suggested that I pull my report off of XXXX for review and dispute. To my surprise there it was XX/XX/2023, and a collection was placed on my credit reports with all credit bureaus. I became upset then it was suggested to me to report the agency for bad business practices and deception. They didn't give me the opportunity to investigate the matter. This now explains the people calling all day asking for me then when I say can I help you? They just hang up. On one of my credit reports, there's the threat of having an attorney. I have not given any agency permission to buy or sell my personal information. Today I sent them a letter by mail and faxed it to the address shown on my credit report whenever they receive it for further information. I would like to know more concerning this matter. This has caused me detrimental harm concerning my personal life and business by placing derogatory information on my personal credit report without my written permission. ***I Could not attach a copy of the letter that was sent this evening XX/XX/2023 by fax and another by mail. I'm requesting further VALIDATION information about this company which goes by XXXX different business names ; XXXX XXXX XXXX, Nationwide Recovery Services, and XXXX XXXX.
02/10/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30721	Web
I Have recently looked into my consumer reports and noticed private identifying information that i have not given permissions to be shared or furnished therefore according to consumer laws my rights to privacy have been severely violated. Also the furnishing of the information on those reports without my written permission further violates my federally protected rights and constitutes identity theft. According to 15 U.S.C.1681b ( a ) ( 2 ) and 15 U.S.C.1681 ( a ) ( 4 ) please send me proof that i gave prior instructions in writing to furnish accounts XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX And i DEMAND these accounts be deleted until proof is shown Pursuant to 15 U.S.C.1681 ( b ) reasonable procedures have not been followed to be fair and equitable to I, the Consumer. Also 15 U.S.C.1681a ( i ) ( 2 ) states medical information can not be included age or gender of a consumer demographic information including residence and any info that does not relate to the physical mental or behavioral health of a consumer. These medical collections are violations and must be removed.
11/11/2023	No	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	MD 217XX	Web
Collection Agency : Nationwide Recovery Business who raised : XXXX XXXX XXXX XXXX ( Closed ) Now called XXXX XXXX XXXX I lived in an XXXX for 6 months in XXXX I left the XXXX and whatever dues, I owed I paid those rest was responsibility of the room mate. I have invoice from XXXXXXXX XXXX XXXXXXXX XXXX stating the same. I reached out to Nationwide Recovery Service ( Collection Agency ) why this debt collection was raised. They requested for invoice. I Provided them invoice. Collection Agency told me they will get to their client who raised the debt and will get back. It has been more than a month, and I have reaching to them to check but they are like we have not heard from their client. Instead collection agency is raising it as debt to all credit bureaus which is hammering my hard earned credit score In 5 years I never got any Call/email/ mail about this I asked them any ETA or date I should wait, they have no answer. They are hammering my credit even when i provided all the proofs. I connected with XXXX XXXX XXXX XXXX team now known as XXXX XXXX. They told me to tell Nationwide to connect with them, but Nation wide is not ready to listen to my request. They keep repeating that they have connected with Client and waiting on them and XXXXXXXX XXXX XXXX XXXX ( XXXX XXXX ) told me they have not hear anything from them This False claim Not only hammered my credit score but also wasted 20 hours of my time. and harassed me as well
07/21/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75040	Web	Servicemember
I have reached out to Nationwide Recovery Service and XXXX XXXX XXXX XXXX ( under XXXX XXXX ) multiple times over the last 2 years to get these debts removed from my credit report that were already paid. Back in XXXX my XXXX was in the XXXX and XXXX claimed that they provided care for my XXXX for anesthesia and Iv. My XXXX never needed XXXX XXXX XXXX and never saw the doctor listed as the primary care doctor for the XXXX. A year later in XXXX XXXX in charges were placed on my credit report. My insurance ( XXXX XXXX ) paid for these charges but XXXX or XXXX never confirmed with the credit companies that they were paid. After filing multiple disputes they all came back as met fcra requirements Im not sure how this is possible when no one has been able to contact anyone from XXXX and XXXX continues to say they do not own that company and are not aware of accounts in my or my XXXX name. At this point in time I feel like these are fraudulent claims, seeing as I am not the only person who has had issues like this with XXXX or XXXX XXXX XXXX XXXX. I have the EoB proof from XXXX that these were paid, and the checks were cashed 3 days after they were received. Yet still show as I need to pay them on my credit report. I have additional documents with all the charges that were paid.
02/17/2023	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 482XX	Web
On XX/XX/2022 Nationwide Recovery Service reported eleven ( 11 ) separate collections accounts on my credit report. I had not been contacted by them prior to this. On XX/XX/2022 I called and spoke to an agent. I did not verify my address, in fact I told them the address they gave me was wrong, did not verify my birthday or any other PIH information and the agent provided me with dates that " I '' was in the urgent care. I staunchly believe that to be a HIPPA violation. Once I explained this breach of privacy as they did not verify it was in fact me on the phone, approximately 20 minutes later re-reported the debt on my credit report. The agent was extremely rude and retaliated when I stated that I would be making a complaint. Secondly, after reviewing the new changes to medical bill reporting, I called and asked why these debts were still on my credit report as all eleven ( 11 ) are under {$500.00}, with the most being {$320.00}. The agent said that because the total was more they won't take them off, however they are each reported as individual accounts. That agent began yelling at me in an extremely rude manner and hung up as I was trying to ask a follow-up question. I am very afraid of this company and what they may do to retaliate.
11/18/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30291	Web
XXXX has been reporting late payments on my credit under this code below that is a violation of my rights and I would like it reversed. 15 U.S. Code 1681a - Definitions ; rules of construction * U.S. Code * Notes prev \| next ( a ) Definitions and rules of construction set forth in this section are applicable for the purposes of this subchapter. ( b ) The term person means any individual, partnership, corporation, trust, estate, cooperative, association, government or governmental subdivision or agency, or other entity. ( c ) The term consumer means an individual. ( d ) Consumer Report. ( XXXX ) In general.The term consumer report means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumers credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumers eligibility for ( A ) credit or insurance to be used primarily for personal, family, or household purposes ; ( B ) employment purposes ; or ( C ) any other purpose authorized under section
10/14/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30311	Web
15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt. It has been 30 days and you are in VIOLATION of this law because I am a victim of identity theft!! Please delete these items IMMEDIATELY! These accounts should not be furnished in my consumer report as they are in VIOLATION!!! Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer I am demanding the deletion of the accounts listed IMMEDIATELY! Accounts : XXXX XXXX XXXX XXXX - {$590.00} XXXX XXXX XXXX - {$630.00} NATIONWIDE RECOVERY SERV - {$1400.00}
01/30/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30344	Web
Upon checking my credit using XXXX XXXX, I noticed a delinquent account from Nationwide Recovery Services for an amount of {$240.00}. The account information states that it was opened in XXXX of 2021. I check my credit regularly and have never seen this attempted collection on my account before, nor do I know what the charge is for. The original creditor is XXXX XXXX XXXX by XXXX. I did not receive any communication from them in regards to this charge prior to the opening of the XXXX account. I contacted Nationwide Recovery Services twice for more information about this account. The first representative was unable to locate the account. They searched their database using my social security number, my first and last name, just my last name, and any addresses that may have been associated with me. None of my information had any accounts associated with it. The second representative was also unable to locate the account. I believe this account has been incorrectly linked to me. Because it's not linked to me, I'm unable to even pay the balance and prevent the delinquent account from appearing on my credit report.
11/14/2022	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	FL 32043	Web
on Wednesday, XX/XX/XXXX I started receiving phone calls from nationwide recovery systems from various spoofed numbers in an attempt I believe to conceal their identity and prevent me from knowing who they were. after getting multiple calls from the same number I decided to call them back XXXX XXXXXXXX XXXX during our 4 min call I asked that they send any info they had to the address on file and that they stop calling me and anyone associated with me via any means. I was transferred to a supervisor who stated that he would note my file and send a notice to the address on file ( which I have yet to receive ) I refused to verify anything as I did not want to have my words twisted and miss construed. in spite of my request on XXXX, XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX the company called me from another spoofed number. I informed the rep that I had asked them to stop calling, that she was in violation of the FCRA and that I would be filing a complaint and requesting damages that I am allowed to the fullest extent of the law.
07/03/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IN 462XX	Web
The Fair Credit Reporting Act ( 15 U.S. Code 1681 ) says ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system. So whenever there is a violation under the FCRA, it impairs the efficiency of the banking system. This is a violation of my privacy with my consumer report, since I control what is listed and what is not. In the event that any accounts are reported without my written consent, that is considered identity theft. This is a violation of both 15 U.S. Code 1681b ( 2 ) and 15 U.S. Code 1681c-2. This leads way to civil liability against the credit reporting agency for negligent and willful noncompliance under 15 U.S. Code 1681n, which allows for {$1000.00} per violation, for account listed without my expressed written consent.
01/07/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 48227	Web
I declare under penalty of perjury ( under the laws of the united states, if executed outside of the united states ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL XXXX VIOLATION punishable under 18 USC 1001. Additionally, these misstatements are punishable as perjury under 18 usc 1621. This collection found within my credit report are not related to any transaction that I made. I am alleging that a person or company -without my authorization- used my personal identifying information to apply for goods, services or money and was successful in creating some accounts. All is being investigated by the FTC
02/23/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 367XX	Web
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX I just found this collection on my XXXX credit report. I called the XXXX XXXX XXXX XXXX billing numbers that were listed on the credit report. I gave them the details and they reported that I have no overdue/outstanding accounts. I called the Nationwide Recovery System line and talked to an agent and a XXXX. They provided information on this supposed collection. The birthdate was not mine and it listed a XXXX XXXX XXXX in XXXX XXXX that I have never seen nor have I ever visited the ER on XX/XX/XXXX. Their file number is XXXX XXXX. This is a false claim. XXXX XXXX XXXX
12/12/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30062	Web	Older American
Debt with Nationwide Recovery was discharged earlier this year ( this is in my CFPB file ). The debt was sent to Nationwide Recovery in error by XXXX XXXX XXXX which they admitted to when they discovered that they never filed the insurance claims. I put XXXX and XXXX together on a phone call and this was resolved. The problem here is Nationwide Recovery who were instructed to back off, which they did at the time. Now they are coming at me again and impacting my credit rating. Nationwide Recovery is not operating ethically and I need these folks to clean their records and leave me alone
11/27/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30314	Web
This debt collector engaged in abusive, deceptive, and unfair practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they didn't follow the proper 5 step validation procedure which make this unfair practices. According to the FDCPA I'm entitled to XXXX dollars per violation and clearly they violated my rights. XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) Account # XXXX
12/18/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NC 27330	Web
I disputed with this company a month ago and their information came back verified. But I stated then that I was a victim of identity thief and that should have never came by verified. I recently went to XXXX 's site to see if my information was compromised in the actual breach and it was. Attached are documents with my claim number for compensation for damages done to my credit and my whole life. I request that this fraudulent information and accounts and addresses used for fraudulent activities be deleted for my report immediately!!
02/17/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AL 35215	Web
I sent a debt validation letter twice XXXX XXXX and they responded with an invoice of charges and on XX/XX/2022 a failure to validate letter was sent again to validate this debt and they responded by sending a letter saying this debt is irrelevant. The invoice of charges does not directly reflect that this debt belongs to me and does not reflect the requested documents I requested in order to validate this debt. Please delete this information from my credit file and cease all collection activities immediately
10/24/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	KS 662XX	Web	Servicemember
PLEASE SEE ATTACHMENTS Nationwide Recovery has obtained, used, and trafficked my nonpublic personal information to unaffiliated third parties. Nationwide Recovery is using oppressive and fraudulent practices to coerce payment for an alleged debt and is in complete violation of my consumer rights, the FDCPA and the FCRA. Nationwide has stolen my identity to coerce an alleged payment that I was never given the opportunity to review, cure nor deny the debt before its unlawful furnishing.
01/06/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	AL 35022	Web
There is a medical collection that is being reported and I not even aware of this collection. This is clearly fraudulent. Listed below is the detail of the medical collection. Nationwide Recovery Accnt # : XXXX Opened : XX/XX/2021 Balance : {$730.00} Tried to dispute this account multiple times but the company did not take action on the dispute I filed. I am attaching my FTC XXXX to back up my claims.
11/10/2022	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 318XX	Web
Nationwide Recovery Services uses dozens of phone numbers that you can not pin down which one they call from, I know I've blocked at least a dozen or more personally. They have called while I am at work and can not be disturbed by it and have called on weekends. I have seen them call at least 5 times per day, with different numbers and different operators from the exact same company.
02/20/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AL 35023	Web	Servicemember
Nationwide Recovery is attempting to collect on a debt that has been paid by health insurance. I have reached out to this agency on numerous occasions and have not received a response, it has now been a total of 90 days. I have also contacted the hospital XXXX XXXX requesting an itemization of the items Im being charged and have not received the documents.
03/13/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30016	Web
15 USC 1681 Section 602 A States that I have the right to privacy 15 USC Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
12/22/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 482XX	Web
Hello. I got the paper that I have debt. It says I have {$150.00} debt from XXXX XXXX XXXX by XXXX. I've been the XXXX XXXX XXXX, for XXXX test. But the test was free. There was noting to pay. I don't understand why I have debt from them. Please check it. Thank you.
07/09/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33054	Web
I have reached out this company countless times explaining that this bill has discrepancy and also does not belongs to me. They have yet to provide any documentation or information to guide me in the direction to have this removed from my credit report immediately.
07/06/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33054	Web
I have reached out this company serval times explaining that this bill has discrepancy and also does not belongs to me. They have yet to provide any documentation or information to guide me in the direction to have this removed from my credit report immediately.
01/25/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30909	Web
On XX/XX/2022, Consumer sent NATIONWIDE RECOVERY SERVICES an intent to sue letter for violations of the FDCPA and debt parking. NATIONWIDE RECOVERY SERVICES refused to accept my mail yet they willfully and intentionally continue to violate my privacy.
03/03/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NC 28655	Web
the account includes medical billing information that was billed to insurance. have disputed information on the account and am unable to dispute it. the account includes information on accounts that have been paid. continues to show on report.
11/30/2022	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AL 368XX	Web	Servicemember
continue to get phone calls as well as credit dropping from impacts of various charges on my account. unsure why im being charged when i have a XXXX card, i recieve XXXX and XXXX. there are XXXX charge from them on my credit as of now
11/13/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 606XX	Web
I learned yesterday, XXXX that I had a delinquency notice against my credit report. Upon reaching out to the debt collector, I learned that they never sent me proof of the debt owed, despite being requested on or about XXXX XXXX XXXX
12/01/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30252	Web
Nationwide Recovery Service never sent a letter about a collections of {$220.00}. This has just showed up on my XXXX credit report. I have since disputed this on XX/XX/27 to include validation of debt and received no response
11/29/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85353	Web
XX/XX/23 a formal letter was sent to Nationwide Recovery. I asked for documentation showing such debt exist. till this date i have not received any response from this company and is messing up my current credit reporting
11/13/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 285XX	Web
I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transaction ( s ) that I have made. It is the result of identity theft.
10/31/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 446XX	Web	Servicemember
Company is trying to collect a debt owned by XXXX XXXX, who used to own this phone number, but no longer does. XXXX XXXX is no relation to me, and I have no idea who she is.
11/17/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TN 38127	Web
This creditor is violating my right under the fcra law, this account dont belong to me and cant be verified therefore, its hurting my score and is fraudulent
12/21/2022	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SD 57108	Web
XXXX is reporting 2 medical debts that are under {$500.00}
01/20/2024	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AL 36111	Web

01/05/2024	No	Debt collection Medical debt	Communication tactics Frequent or repeated calls	GA 30291	Web

12/30/2023	No	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33487	Web

12/30/2023	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 30349	Web

12/08/2023	No	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30008	Web

11/12/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 35020	Web

11/10/2023	No	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70737	Web

11/07/2023	No	Debt collection Medical debt	Communication tactics Frequent or repeated calls	GA 30291	Web

10/10/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30132	Web

09/06/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30214	Web

08/24/2023	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MN 55410	Phone

08/16/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 23234	Phone

08/02/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32506	Web

06/24/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30241	Web

06/13/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 20745	Web

05/30/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL XXXXX	Web	Servicemember

05/27/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	TN 37404	Web

05/27/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77450	Web

05/23/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AL 35808	Web

05/23/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AL 35808	Web	Servicemember

05/16/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30901	Web

05/05/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TN 37312	Web

04/27/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31025	Phone

03/21/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30012	Web

03/20/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30253	Web

03/20/2023	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30168	Web

03/09/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 34744	Web

03/07/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77014	Web

03/06/2023	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48213	Web

02/23/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30907	Web

02/22/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60540	Web

02/21/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	MA 01602	Web

02/02/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30213	Web

01/15/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33613	Web

01/12/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92408	Web

01/10/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 707XX	Web

01/06/2023	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MD 21787	Web

01/05/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MI 48225	Web

01/04/2023	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78259	Web

12/29/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33444	Web

12/26/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30078	Web

12/19/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	KY 41011	Web

12/16/2022	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30141	Web	Servicemember

12/11/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30519	Web

12/02/2022	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	VA 23703	Web

12/01/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 70363	Web

11/30/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 30906	Web

11/29/2022	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 30701	Web

11/12/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30519	Web

10/28/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 76201	Web

10/24/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NC 28546	Phone

10/18/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78754	Web

10/06/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30263	Web

10/06/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30263	Web

10/06/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30263	Web