| 01/20/2021 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
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Web |
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A company claiming to represent our original creditor called and threatened legal action if not settled that day. The call came on XX/XX/XXXX at XXXX. The phone number on my phone records shows XXXX. They had personal information and balance of debt owed. A settlement was agreed upon and automatic payments were set up. {$120.00} to be withdrawn every two weeks starting XX/XX/XXXX until {$970.00} was paid. The last payment of {$100.00} was withdrawn on XX/XX/XXXX. We received no final paperwork. On XX/XX/XXXX we received a summons from the court that the actual debt collector was suing us for our full debt amount. We learned the company withdrawing the money, Absolute financial services LLC, was unreachable and in no connection with our original creditors, the debt collector they sold our debt to, or their law offices. We have since entered a case through the courts who in XX/XX/XXXX ruled in favor of the plaintiff, the debt collector and still owe the full amount of our debt. The judge sent us the fair trade commission information of the ongoing case against absolute financial services in hopes we can recover our money lost.
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| 12/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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There are unknown hard inquiries on my credit report. Im requested the verification of the inquiries and the method of verification. On XXXX XXXX, 2019, Absolute Financial Services ) add a hard inquiry on my credit reports.
But companies did not provide the following proof : Permissible Purpose My written authorization Proof that I personally initiated these inquiries.
To my knowledge, I have not signed any documents authorizing your organization to view my credit history therefore, your inquiry into my credit report violates the Fair Credit Reporting Act, Section 1681b ( c ) : Transactions Not Initiated by Consumer.
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| 03/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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| 02/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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| 02/21/2017 |
Yes |
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- Application, originator, mortgage broker
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Phone |
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