Aargon Agency, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
04/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29045	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, South Carolina XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX, PA XXXX Re : Request to Reinvestigate & Delete Accounts Re : Full name : XXXX XXXX XXXX SS # : XXXX Date of Birth : XX/XX/XXXX Current Address : XXXX XXXX XXXX XXXX, South Carolina XXXX Legal Department, I am a victim of identity- theft, I am writing to request that you block all the following fraudulent accounts in my files with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I made. I did not authorize anyone to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim files an affidavit it shall be honored by all credit bureaus and all fraudulent information must be blocked within 4 days and proper notification shall be given to all furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General with legal action of your companys unlawful collection practices, misrepresentation of reporting inaccurate debts, and noncompliance to adhere to laws enacted to help who are victims of identity-theft. I request that an extend fraud alert be placed in my file explaining that fraudulent applications may be submitted in my name. Do not extend credit without first contacting me personally and verifying all applications. The below-listed accounts by the Original Creditors, who have reported these accounts within my credit reports, were not opened by me. I also did not give my authorization for anyone else to open these accounts. Someone else of who did these that I did not know. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. Finally, you are reporting the INQUIRIES that are the result of the same type of fraudulent activities. It must be noted that I did not apply for credit accounts with the below-listed companies and creditors, some of these are the result of attempts to open accounts, but the companies did not approve the accounts. Therefore, these inquiries must be deleted from within my credit file. You can not delete the fraudulently opened accounts without also deleting the fraudulent inquiries. It should be noted that an inquiry that was not made by me is not a factual record, just as a fraudulently opened account is not a factual record and not referred to the creditor to be disputed directly with them. The credit reporting agencies have attempted to address an inquiry as a factual record of file access, but if it was done through fraudulent means, it is not a factual record. As a consumer I should not be required to dispute each fraudulent inquiry directly with each company. These inquiries are the result of fraudulent activity and therefore, inaccurate in which the credit reporting agencies or the creditors can not verify, meaning that these inquiries are unverifiable information and must be deleted from out go my credit files. XXXX. XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity-theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity-theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers
09/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78852	Web
XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX \| XXXX XXXX, Texas. XXXX XXXX \| XXXX XX/XX/2021 Complaint and Dispute for the Willful and Negligent Reporting and Inclusion of False, Misleading, and Inaccurate Information in Complainants Consumer Files Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX, IA XXXX Re : XXXX XXXX XXXX XXXXXXXX Aaragon Collection Agency Prior CFPB Complaint Identification Number : XXXX Nature of Complaint 1. Complainant, XXXX XXXX XXXX ( XXXX ), brings this Complaint before the CONSUMER FINANCIAL PROTECTION BUREAU to dispute the reporting and inclusion of false, misleading, and inaccurate Information in XXXX consumer files as maintained by XXXX, XXXX, XXXX, XXXX Consumer Reporting Agencies ( CRAs ) as provided by Aaragon Collection Agency ( `` ACA ) 2. At all times pertinent to this Complaint, ACA was acting and continues to function as agent for its principal, XXXX XXXX XXXX XXXX XXXX ( XXXX ). 3. ACA alleges, and has reported to the referenced CRAs, that XXXX is indebted to XXXX to the sum of XXXX dollars. As per the following, this report to the CRAs by ACA is false, misleading, and inaccurate : 3.1 XXXX alleges that he is not indebted to FDRMC to the sum of XXXX dollars, or any other amount. 3.2 As of this date, neither ACA or FDRMC as provided documentation describing the services provided, the date said services, or XXXX acknowledgement of the services provided. 3.3 Thus, ACA has failed to establish the validity of the alleged debt as per the terms of Federal Debt Collection Procedures Act ( FDCPA ). ( See : Title 15 U.S.C. 1692g, et. Seq. ). 3.4 Although ACA is non-specific as to the character of the debt ( or the date the debt was incurred ) it alleges XXXX owes to XXXX, considering the sum is 90-dollars, XXXX presupposes that it is for a copayment as pertains to an Emergency Department ( ED ) visit. 3.5 As per the terms of the insurance contract with his primary health insurer, XXXX copayment for XXXX visits is XXXX-dollars. ( See : XXXX Insurance Company. Member Id. XXXX ). 3.6 XXXX assumes that his primary health insurer, XXXX, was billed and that XXXX paid XXXX as per the provisions of their contract. XXXX does not assume, nor does the scant record reveal, that either ACA or FDRMC billed XXXX secondary health care insurer, Louisiana XXXX ( XXXX ). ( See : La. XXXX Id. No. XXXX ) 3.7 The general rule in Texas is that damages that may have been avoided or mitigated are not recoverable, and an injured party must use reasonable efforts to avoid or mitigate its losses. The standard is that of ordinary care, and what an ordinary prudent person would have done under the same or similar circumstances. And, while an injured party has a duty to minimize its damages, this duty arises only if the damages can be avoided or mitigated with only slight expense and reasonable effort. ( See : Tex. Civil Stat. Title 8, section 91.001 ). 3.8 As CFPB Complaint No, XXXX, filed last year ( Yes ; ACA and FDRMC are repeat offenders ), always pertinent to this Complaint, both ACA and FDRMC were aware that XXXX was XXXX secondary health insurer. Secondary Health insurance is the insurance that pays the remainder of the medical claim. Medical claims are submitted first to the primary insurer and that plan pays out the maximum amount an insured is allowed. After the primary insurer pays, then and insured 's secondary health insurer helps to cover the balance, including co-insurance. 3.9 As of XX/XX/2021, XXXX advised that it has yet to receive any bills from either ACA or FDRMC for processing. Moreover, it further advised XXXX ( In communications regarding CFPB Complaint No, XXXX ) that all it had to do was request the issuance of a Louisiana XXXX Identification Number , an act that could have been, and can be still, accomplished with minimum effort. ( See : Tex. Civil Stat. Title 8, section 91.001 ). 3.10 ACA and FDRMC, by failing to bill XXXX, has failed to exercise reasonable care and its lawful duty in mitigation of damages it claims XXXX owes XXXX as Tex. Civil Stat. Title 8, section 91.001 requires. 3.11 Hence, in the absence of billing XXXX, to fulfill its obligation to mitigate the damages claimed by operation of law, the report by ACA to the referenced CRAs for inclusion in XXXX consumer files that XXXX is indebted to XXXX to the sum of XXXX-dollars, is not only false, misleading, and inaccurate, but PREMATURE, requiring re-investigation and suspension of collection upon the alleged debt, pending final disposition upon re-investigation. See : 15 U.S.C. 1681i ( a ) ( l ) ( A ) and 15 U.S.C. 1692g. Resolutions 4. The foregoing considered, as per the terms of the FCRA and FDCPA, Complainant demands reinvestigation and removal of the False, Misleading, and Inaccurate Information that he is more than 120-days past due upon the referenced amounts from his Consumer files as maintained by XXXX, XXXX, XXXX, and Consumer Reporting Agencies. See : 15 U.S.C. 1681i ( a ) ( l ) ( ( A ) and 15 U.S.C. 1692g. 5. Complaint, pursuant to the terms of5 U.S. Code 1681o and 15 U.S. Code 1681n, further demands damages from ACA to sum of XXXX for the negligent and willful reporting and inclusion in Complainants consumer files with XXXX, XXXX, XXXX, Credit wise XXXX and XXXX consumer reporting agencies that Complaint is more than 120-days past due upon the referenced accounts. 6. That the referenced CRAs construe and include this Complaint in my consumer files as my Statement as provided by the terms of 15 U.S. Code 1681i ( b ). Respectfully Submitted, _______________________________ XXXX XXXX XXXX Please Serve : Aaragon Collection Agency Inc XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, NV XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, Pennsylvania. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ga XXXX XXXX ' XXXX XXXX. XXXX XXXX XXXX, Texas. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX
05/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	PA 18504	Web
Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states .... According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy .... ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1 .AARGON AG NCY Balance- {$130.00} Account Number- XXXX I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of ... 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX
11/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19119	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and XXXX XXXX stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. AARGON AGNCY & {$790.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent I tems FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX
10/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78852	Web
XX/XX/XXXX To : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX, IA XXXX XXXX XXXX XXXX XXXX XXXX Aaragon Agency Inc XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, NV XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, Pennsylvania. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, Ga XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, Texas. XXXX XXXX Member Id. XXXX XXXX : Aaragon Account Number : XXXX CFPB Complaint Case # : XXXX Details : Complainant Date-of-Birth : XXXX Complainant Social Security No. XXXX Complaint In Rebuttal to XX/XX/XXXX Response of Aaragon Collection Agency BEFORE THE CONSUMER FINANCIAL PROTECTION BUREAU : I, XXXX XXXX XXXX, Complainant herein, and In Complaint and Rebuttal to the XX/XX/XXXX correspondence of the Aaragon Collection Agency ( " ACA '' ) represent as follows : 1. I am not indebted to ACA 'S client, XXXX XXXX XXXX XXXX XXXX XXXX " XXXX '' ) to the sum of {$220.00} for services rendered on XX/XX/XXXX. 2. While the documentation provided may establish an outstanding balance, they do not, however, establish the validity of the alleged debt itself as said documentation only provides dates of service of XX/XX/XXXX and not a description of the services nor my signature acknowledging the services. 2.1 To this date, XXXX has failed to perform its lawful obligation to mitigate any potential losses by failing to submit a bill to Louisiana XXXX. 2.2 Pursuant to Title 8, section 91.001 : The general rule in Texas is that damages that may have been avoided or mitigated are not recoverable, and an injured party must use reasonable efforts to avoid or mitigate its losses. The standard is that of ordinary care, and what an ordinary prudent person would have done under the same or similar circumstances. And, while an injured party has a duty to minimize its damages, this duty arises only if the damages can be avoided or mitigated with only slight expense and reasonable effort. 2.3 XXXX was advised that all it had to do was request the issuance of a Louisiana XXXX Identification Number, an act that could have been, and can be still, accomplished with minimum effort. La. XXXX No. XXXX XXXX. For the reasons that follow, XXXX actually owes me money due to insurance overpayments for services rendered on XX/XX/XXXX : 3.1 As of XX/XX/XXXX, Complainants primary health insurer was XXXX XXXX XXXX ( XXXX XXXX, XXXX, XXXX, XXXX XXXX. Member Id. XXXX. 3.2 Moreover, I had secondary health insurance with XXXX XXXX and XXXX XXXX of Texas ( XXXX ) XXXX XXXX XXXX. 3.3 Primary insurance is the insurance that pays its portion medical claims first. Secondary Health insurance is the insurance that pays the remainder of the medical claim. Medical claims are submitted first to the primary insurer and that plan pays out the maximum amount an insured is allowed. After the primary insurer pays, then and insured 's secondary health insurer helps to cover the rest, including co-insurance. 3.4 At all times pertinent, XXXX was a participating provider within the both the XXXX and XXXX networks, meaning that XXXX, XXXX, and XXXX negotiated by contract the amount of payments that XXXX would receive from XXXX and XXXX for services provided ( less plan discounts ) including XXXX. 3.5 For the XXXX services provided on XX/XX/XXXX, XXXX submitted a claim to XXXX to the sum of {$5600.00}. As per its contract with XXXX, the maximum amount XXXX allows for an XXXX is {$220.00}, which it paid, leaving Complainant with a co-insurance balance of {$200.00}. 3.6 XXXX also submitted the {$5600.00} claim to XXXX. Less, plan discounts negotiated between them, XXXX paid XXXX the sum {$860.00}, which more than satisfies the debt of {$220.00} allegedly owed for services provided on XX/XX/XXXX. 3.7 Less the {$220.00} XXXX claims it is owed in the instant scenario, it still owes me the sum of {$640.00}. 4. Notwithstanding that XXXX owes me money in excess of {$220.00}, ACA 's collection efforts may be in conflict with a payment arrangement I have with FDRC 5. Additionally, ACA is lawfully obligated to cease and desist collection efforts on behalf of XXXX as ACA is not lawfully licensed as a Collection Agency in the State of Texas as it has not posted the requisite surety bond as required pursuant to Title 5 of the Texas Finance Code, section 392.001, which provides : BOND REQUIREMENT. ( a ) A third-party debt collector or credit bureau may not engage in debt collection unless the third-party debt collector or credit bureau has obtained a surety bond issued by a surety company authorized to do business in this state as prescribed by this section. A copy of the bond must be filed with the secretary of state. ( b ) The bond must be in favor of : ( 1 ) any person who is damaged by a violation of this chapter ; and ( 2 ) this state for the benefit of any person who is damaged by a violation of this chapter. ( c ) The bond must be in the amount of {$10000.00}. 6. The foregoing considered ; I respectfully request : 6.1 Reinvestigation to determine the veracity of the information subject to this dispute. 15 U.S.C. 1681i ( a ) ( 1 ) ( A ). 6.2 SUSPENSION of collection activities with respect to the alleged debt, pending final disposition upon re-investigation. 15 U.S.C. 1692g ( b ). 6.3 SUSPENSION of collection activities with respect to the alleged debt, pending final disposition upon re-investigation. 15 U.S.C. 1692g ( b ), as ACA has not satisfied the requirements of Title 5 of the Texas Finance Code, section 392.001 to lawfully operate as a third-party debt collector in the State of Texas. 6.4 Payment from ACA on behalf of its principal, XXXX, to the sum of {$640.00} for unjust enrichment for overpayment of monies not due. Sincerely, XXXX XXXX XXXX XXXX
10/24/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 32907	Web
Have had no response from this company regarding this debt except a copy of the original invoice. Acct # : XXXX. Requested 3 times. ( XX/XX/2019, XX/XX/2019 and XX/XX/2019 ). I am still asking this be removed from my credit report. I am responding to your contact about a debt you are trying to collect. You are the third person from your company to contact me regarding a debt apparently originating with XXXX XXXX XXXX XXXX. Your response, as well as the other two, was grossly inadequate and failed to address any of my legal requests. It makes no difference to me if you are the 100th person from your company contacting me. You must address my concerns and requests fully, appropriately and legally before I address any of your request. I am repeating these requests below again for the third time and maybe for the last time. Ignoring my requests indicate your agreement that you have a non-legal authority to collect this debt. I have requested among other things legal proof you are able to collect this debt and so far you have grossly under performed in meeting any aspect of this request. I would suggest you respond to each request below adequately. Failure to address these requests will result in my ignoring further correspondence from your company unless you can address my requests fully, appropriately and legally. Please supply the information below so that I can be fully informed : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was. If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Details about your authority to collect this debt. I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. I have asked for this information because I have some questions. I need to hear from you to make an informed decision about your claim that I owe this money. I am open to communicating with you for this purpose. In order to make sure that I am not put at any disadvantage, in the meantime please treat this debt as being in dispute and under discussion between us. In addition to providing the information requested above, please let me know whether you are prepared to accept less than the balance you are claiming is owed. If so, please tell me in writing your offer with the amount you will accept to fully resolve the account. Failure to provide the information requested indicates a negative response to this request and an apparent illegal effort on your part to collect this debt.
02/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 34952	Web
THIS COMPANY CAN NOT AND HAS NOT produced me my original bill from the original creditor they purchased my debt from and because of that they must to cease all collection efforts and remove this account from my credit report. REMEMBER I AM REQUESTING VALIDATION, NOT VERIFICATION!! This COMPLAINT is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XX/XX/XXXX orXX/XX/XXXX this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XX/XX/XXXXXX/XX/XXXX and XX/XX/XXXX request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose. A response with a bill is NOT evidence of proof that the debt is mine. Anyone can open an account under my name for which a bill is produced, but that doesn't mean it was actually me or that the debt is actually mine. I need real evidence. This evidence consists of a contract from the original creditor or some agreement bearing MY written signature agreeing to pay the debt. In the absence of this evidence I ask you to please remove this account from my credit report. Pursuant to 15 usc 1681a ( 2 ) ( B XXXX any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device should be excluded from a consumer report. The definition of a credit card under 15 usc 1681 is the same as it is under 15 usc 1602 ( l ) which is the term credit card means any card, plate, coupon Book or other credit device existing for the purpose of obtaining money, property, labor, or service on credit. Notice, congress said ANY card.The credit card is my Social Security card. This is the credit card I used to originate every consumer credit transaction below they should all be removed from my consumer report pursuant to 15 usc1681a ( 2 ) ( B ) I am demanding that you remove these transactions immediately As they are a violation of my rights as a federally protected consumer under title 15 chapter 41. I DID NOT AUTHORIZE ANYONE TO FURNISH MY CREDIT REPORT.
03/28/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 44105	Web
I have asked for validation from this account on my credit report and Aargon Agency did not follow the FDCPA laws. Aargon Agency is a third party company and need to follow the FDCPA laws not the FCRA laws. The FDCPA definition is : The Fair Debt Collection Practices Act ( FDCPA ) is a federal law that limits the behavior and actions of third-party debt collectors who are attempting to collect debts on behalf of another person or entity. This is the letter that I sent to Aargon Agency. Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for COLLECTION AGENCY in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. I did not receive the information I requested.
03/24/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IA 514XX	Web
From approximately XXXX XXXX - XXXX XXXX, I was appointed as an elder and treasurer of an XXXX ; XXXX XXXX. Upon appointment the leaders informally changed the name of the group from XXXX to XXXX. The XXXX leaders were begrudgingly appointed by the owner of the property where meetings were held. The owner, XXXX XXXX, transferred associated expenses for the building/property out of his name. XXXX such expense was XXXX XXXX XXXX, which provided fuel for the facility. Without my knowledge or consent, this account was apparently placed into my personal name. I had been informed that the bills would be sent to my personal address, as the treasurer of XXXX, due to the lack of a mailing address. After several disagreements with XXXX XXXX, regarding XXXX and legal matters, I separated from the XXXX organization and from XXXX XXXX, the owner of the property. Immediately upon my separation, the appointed leadership dissolved and XXXX dissolved, reverting back to XXXX. Immediately, after paying all outstanding bills, the financial matters were abandoned back to the original property owner ; XXXX XXXX. However, after contacting XXXX XXXX XXXX to inform them to stop sending the group 's bills to my address, I was advised that XXXX XXXX needed to approve this change and voluntarily assume responsibility of the account. During several telephone contacts with representatives from XXXX XXXX XXXX I disputed this, explaining that I was the treasurer of the XXXX group and was not personally responsible for the account. Confused about how XXXX XXXX XXXX personally attached me to the account, having just filed for bankruptcy in XXXX ( XXXX ), and fearing that XXXX XXXX would not voluntarily resume responsibility over the account, I informed XXXX XXXX XXXX to close the account. I was informed that I needed to provide a written letter to XXXX XXXX XXXX, explaining that I was no longer responsible for the account. I wrote the letter and provided them with a copy in XXXX XXXX. The letter informed XXXX XXXX XXXX that I was no longer handling the financial matters of XXXX, that the group dissolved and would resort back to XXXX, and that the original account holder, XXXX XXXX would resume control over all financial matters. I included XXXX XXXX 's name and contact information, For several months I never heard back from XXXX XXXX XXXX. However, when XXXX XXXX XXXX contacted me several months later they advised that I was personally responsible for a balance of over {$400.00} that was incurred over a period of time after XXXX XXXX. I disputed this with their agency on several occasions, during multiple harassing phone calls, in which they attempted to collect the debt. Finally, possibly in XXXX XXXX, a representative from XXXX XXXX advised that he would administer a recorded, XXXX, conference call with myself and with XXXX XXXX to clear up the dispute. During the course of this recorded conversation, XXXX XXXX assumed responsibility for the debt and any future debt incurred on the account. Several months passed again and XXXX XXXX did not make any attempts to contact me, again leading me to believe the dispute was resolved. On XXXX last occasion, possibly in the XXXX or XXXX of XXXX, XXXX XXXX XXXX again contacted me, attempting to collect the debt. I refused to provide them with any information, referenced the XXXX conference call with XXXX XXXX, and adamantly disputed the debt. XXXX XXXX XXXX has not contacted me regarding this debt, since that time. I have had no contact with XXXX XXXX since the XXXX conference call in XXXX. However, yesterday, a Debt Collection agency representing XXXX XXXX XXXX sent a letter, again attempting to collect this debt.
12/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 802XX	Web
On XXXX XX/XX/XXXX at XXXX XXXX, I received a call from XXXX XXXX XXXX I had a collections account against me from XXXX XXXX XXXX I assumed that the debt was related to a bill from XXXX XXXX related to a XXXX examination I had received around that same time that had been canceled due to improper billing. I spoke to a representative from XXXX XXXX XXXX XXXX on XXXX XX/XX/XXXX at XXXX XXXX and was told that my account showed no unpaid bills and that there were no records that any bills had been sent to collections. I asked the XXXX XXXX XXXX XXXX representative if she could provide me with a written statement or an account overview that confirmed what she had told me so I could provide it to the debt collection agency, and she responded that she could not provide such specific documentation and could only send me a link to XXXX XXXX ( a healthcare personal records site ) showing my history of billing and payments. At XXXX XXXX on XXXX XX/XX/XXXX, I called XXXX XXXX back to explain that XXXX XXXX XXXX XXXX had no record of any of my accounts being sent to collections and was provided with a collections account reference number so that I could view the details that were recorded on the bill. After reviewing the collections bill, which listed a services date of XXXX XX/XX/XXXX, I checked my personal records ( photos, emails, travel itineraries ) and verified that I had not visited XXXX XXXX that day. I found emails from XXXX XXXX on that date which provided updates about my care team for my visit. I remember receiving these emails and dismissing them as a mistake ( latent updates from my XXXX examination that had occured roughly a month prior ) because when I had checked the XXXX link included in those emails, there was no bill or visit update on my account. I called XXXX XXXX XXXX XXXX back on XXXX XX/XX/XXXX at XXXX XXXX to ask about any record of services or care received under my name during the dates listed on the debt collection bill. The XXXX XXXX XXXX XXXX representative, who was the same person I had spoken to earlier that evening, said that she could see a record of a visit on XXXX XX/XX/XXXX but that the statement had been canceled and never billed. I responded to the XXXX XXXX XXXX XXXX representative explaining that I had emails from that date updating me on my care team but that I had proof that I never visited the hospital that day. The XXXX XXXX XXXX XXXX representative responded that it was possible that another patient had been incorrectly logged under my name, which she stated could explain why the billing statement had been canceled and never processed. I asked the XXXX XXXX XXXX XXXX representative for a copy of proof that the statement had been canceled and was never processed, and she replied that she could not provide that information because the system could not process a record that technically did not exist. I called XXXX XXXX back at XXXX XXXX on XXXX XX/XX/XXXX and relayed what the XXXX XXXX XXXX XXXX representative had said to me and asked for an original copy of the bill provided to Aargon XXXX XXXX XXXX XXXX The XXXX Representative corrected me saying that the bill was actually from XXXX XXXX XXXX XXXX XXXX XXXX for an ambulance ride from XXXX XXXX XXXX XXXXXXXX, XXXX on XXXX XXXX XXXX she stated that she did not have access to further information as that would be a violation of XXXX XXXX I responded that I had never been in an ambulance, nor had I ever been to the location where the ambulance was recorded picking a patient up and told her I would be disputing the charge. The XXXX representative agreed that that is what I should do.
10/15/2021	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	FL 34243	Web
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Social Security # XXXX XXXX : XX/XX/XXXX XXXX I hereby make a ghost-letter attempt to a resolution on various credit items and/or items of public record that currently show on XXXX, XXXX, XXXX XXXX and XXXX respectively . My position is legal based upon sections of the Fair Credit Reporting Act as well as the Fair Debt Collection Practices Act. These laws are to make sure that a level and fair playing field exist to protect American consumers from abusive reporting procedures on credit reports, as well as illegal and deceptive collection practices. I stipulate at this time that are no condition am U making an identity theft claim or accusation, so I demand that policy be adhered to by all creditors and respective credit reporting agencies. Amended consumer rights Fair Credit Reporting Act Public Law 15 U.S.C. 1681 : https : XXXX Fair Debt Collection Practices Act : XXXX XXXX XXXX On these subscribers that are reporting the affixed information, I am requesting full validation such as, original transfer rights to collect, confirmation of legal timeline to report on credit and/or collection procedures, validation of licensing requirements, posted bonding requirements, oversight on monthly payment histories, proper subscriber agreement compliance with credit reporting agencies, and overall compliance with all Fair Credit Reporting Act and Fair Debt Collection Practices Act bylaws as mandated by federal laws. If all of these requirements are not in order, then I have the legal right to request the deletion of this tradeline accordingly. I especially desire compliance under the 84-month timeline for deletion of negative information, with the deletion of the account details altogether. My dispute is quite specific in the exception area posted below : 605. Requirements relating to information contained in consumer reports [ 15 U.S.C. 1681c ], Section 609 of the Fair Credit Reporting Act ( FCRA ), Disclosures to consumers [ 15 U.S.C. 1681g ] ; Section 610 ( a ) ( 1 ) [ 1681h ], and 611. CREDITOR CONTACT INFORMATION : Aargon Collection Agency XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX ( XXXX ) XXXX ACCOUNT # XXXX THIS AGENCY IS NOT LICENSED AS A COLLECTION AGENCY IN THE STATE OF FLORIDA. THE COLLECTION IS FRAUDULENT AND MUST BE REMOVED PERMANENTLY. I REQUEST THAT THE CFPB FILE SANCTIONS AGAINST THIS COMPANY FOR THIS EGREGIOUS ILLEGAL ACTIVITY. THE COLLECTION MUST BE DELETED PERMANENTLY. On these subscribers that are reporting the affixed information, I am requesting full validation such as, original transfer rights to collect, confirmation of legal timeline to report on credit and/or collection procedures, validation of licensing requirements, posted bonding requirements, oversight on monthly payment histories, proper subscriber agreement compliance with credit reporting agencies, and overall compliance with all Fair Credit Reporting Act and Fair Debt Collection Practices Act bylaws as mandated by federal laws. If all of these requirements are not in order, then I have the legal right to request the deletion of this tradeline accordingly. I am posting this dispute through the Consumer Financial Protection Bureau, the governing body of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. Please respond to this dispute within 30-days as mandated within federal guidelines. Sincerely, XXXX XXXX XXXX
12/21/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34221	Web	Servicemember
I have received three bills from Aargon. Dated XXXX, XXXX, XXXX. The original debt is for {$200.00}. I did n't dispute that debt. I have written a three letters in response to each letter. The first letter dated XXXX XXXX was to pay in full with payments every two of {$10.00} and in exchange Aargon would cease collections on any existing accounts, and show me in good standing on this account as long as I continued payments on the account. Shortly after the letter was received all Aargon related accounts were no longer reported to the credit reporting agencies. This was an act of agreement to the terms. They received their first payment on XXXX XXXX, XXXX as an act of good faith previous to the terms being accepted. The terms of the agreement also stated if at any time Aargon were to demand full payment, the agreement would no longer be valid, considered null and Aargon would cease and desist future collections and reporting on this and accounts regarding XXXX XXXX XXXX currently. Accepting a payment would be considered an acceptance of payment. Aargon accepted the payment the first payment. At the end of payments, Aargon would send a statement, paid in full. On XXXX XXXX, I received a letter to the one I received today stating a stating there was no payment arrangements made and demanding total amount due. It also demanded a larger balance. It stated I owed {$190.00} when I owed {$180.00}. As a result, I sent a letter dated XXXX XXXX, XXXX offering Aargon two options for payments to continue paying on this balance. I offered for Aargon to make the final decision on which of the two offers I am making to choose from. The original balance is {$200.00}. Due to demand for a higher balance than what is owed and denial of the payment arrangements, I was willing to pay 50-percent of the debt, {$100.00}. I was willing to continue on the current {$10.00} every two-weeks payment arrangement. Or if they reported it to the credit reporting bureaus that I am in good standing and paying on time, like a line of credit, I was willing to pay {$130.00}. As well, I was willing to continue on the currently {$10.00} every two-weeks payment arrangements. The states the following : Amount owed : {$190.00} Interest : {$0.00} Charges/Fees {$0.00} Your Payments {$10.00} Total Balance Due {$190.00} The balance should be {$180.00} Today, I receive a letter dated XXXX XXXX stating there is no payment arrangements and demanded full payment. They have accepted three payments to date.This brings the balance to {$170.00}. As a part of the terms and conditions in the second letter I sent them, I stated if I did not receive a correspondence from them by depositing a payment it was an acceptance of the terms and conditions. The balance was stated as the following : Amount owed : {$180.00} Interest Accured 0 Charges/Fees 0 Your Payments -20 Total Balance XXXX The balance should be {$170.00}. They refuse to acknowledge accepting the payment arrangements and are reporting I own more than I do on my statements I am receiving. In the third and final letter I have sent out today, I have sent a cease and desist, along with informing them I will not be sending out any more payments as they have failed to honor the terms and conditions of the payments arrangements they accepted when accepted the second payment. I sent a first payment in good faith.
08/16/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 92882	Web
I spoke to your company before and informed you that I am in dispute with the medical service provider and that you needed to validate this debt but it appears you have refused so I am sending this letter to you. Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you : What the money you say I owe is for ; provide a detailed, plain and simple list ( not coded ) of any and all services or goods you claim I received a line by line itemization of charges ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment if applicable ; Identify the original creditor ; Show me that you are licensed to collect in my state ; and Provide me with your license numbers and Registered Agent. If your offices have reported invalidated information to any of the three major Credit Bureau 's ( XXXX, XXXX or XXXX ), said action might constitute fraud under both Federal and State Laws. If you have I demand you send me a deletion letter today until such time as this is resolved. I have my phone records to prove I have spoken to you and made this same demand verbally. This would be construed as knowingly violating the law. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide the proper documentation as requested, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist including any reporting to any credit reporting agencies. Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel. This includes any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls or correspondence sent to any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards, XXXX XXXX
09/20/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IL 60085	Web
NOTICE OF DISPUTE ; DEMAND FOR VALIDATION AND PROOF OF CLAIM AARGON AGENCY INC # XXXX, # XXXX To Whom It May Concern This letter is being sent to you in response to a computer generated, INFORMATION and letter received by Claimant from your offices. Be advised that your claim is disputed and validation and proof of claim of the disputed debt is requested in accordance with the Fair Debt Collection Practices Act, 15 USC 1692 and as amended by adding the following new Title 8 USC 802 et seq., and the Fair Credit Billing Act, 15 USC. 1666 et seq. All of which work in conjunction with each other, including the Truth In Lending Act ( TILA ) 15 USC 1601 et seq. It is not now, nor has it ever been, my intention to avoid paying any obligation that is lawfully owed by the Claimant. In order to make arrangements to pay an obligation which may be lawfully owed, please document and verify the debt by complying, in good faith, with this request for validation and return it to me, within thirty ( 30 ) days of receipt of this letter. This is NOT a request for verification or proof of Claimant mailing address, but a request for VALIDATION and PROOF OFCLAIM made pursuant to the above named Titles and Sections. I respectfully request that your offices provide Claimant with competent evidence as per the attached Declaration and Proof of Claim that I have any legal obligation to pay you the unsubstantiated alleged debt. Furthermore you shall cease all verbal communication. No phone calls to the Claimant. At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus, such as, XXXX, XXXX and XXXX XXXX prior to validation and proof of claim of the disputed debt, this action might constitute fraud under both Federal and State Laws. Due to this fact ; if any negative mark is found on any of Claimant credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character Violation of United States Code TITLE 18 PART 1 CHAPTER 63 1341 ( Mail Fraud ) This debt is considered to be invalid until I receive proper validation and your offices provide Claimant with proof of claim of the disputed debt. Your offices have 30 days to produce the required documentation in accordance with FTC guidelines. During this validation period and proof of claim, if any action is taken which could be considered detrimental to any of Claimant credit reports, said action will be considered a dishonor and cause the self-executing contract portion of this notice to be implemented. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation and proof of claim request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from Claimant credit file and a copy of such deletion request shall be sent to Claimant immediately.
04/21/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TN 38116	Web	Servicemember
I retrieved a copy of my credit report and immediately noted that Aargon Collection Agency had inserted a derogatory entry on my credit reports and had not sent me any correspondence ( dunning letter ) prior to doing which would have granted me 30 days as required by law to dispute the validity of the alleged debt. To that end, I communicated in writing ( see attached ), to the credit bureaus regarding this inaccurate, erroneous, unverifiable entry being placed on my credit reports. The credit bureau responded, see attached. The bureau responded that the company verified the information as correct. How so? A third-party collection company can only validate a debt. The original creditor is the only one able to verify a debt. Nonetheless, Aargon did not advise the bureaus to update the account status to disputed. This is a violation. The dispute with the bureaus was the first notification Aargon received and should have advised the bureaus at the time they allegedly validated the information that they should update the entry to disputed. Aargon did not and as you can see in the attached document, it does not denote it was in dispute. This violation in and of itself warrants Aargon to delete this entry. My continued efforts to remove this entry from my reports was with a direct dispute to the company, ( see attached ). The company responded, see attached. The ACA ( Affordable Care Act ) provides that a company should not report any alleged medical debt on a consumer report prior to six months. Aargon Collection Agency violated and blatantly ignored this law. See attached credit reports whereby reflect the account was opened XX/XX/2022, and they began reporting XX/XX/2022, see attached. This was a mere 5 months, which definitely demonstrates their negligence. Again, no dunning letter was sent and the company inserted this inaccurate entry on all three of my credit reports. This entry is continuously updated each month which further diminishes my creditworthiness and has caused me to be denied credit. It is puzzling to say the least, that Aargon Collection Agency can update a derogatory entry on my credit report but not follow the letter of the law as it relates to notifying consumers and inserting derogatory information on a consumer report. Aargon did not furnish an agreement reflecting their authority to collect on this alleged debt in the state of Tennessee. Aargon did not provide a copy of all terms and conditions of the account from its alleged inception. They did not provide the name and address of the bonding agent in case legal action becomes necessary. Aargon blatantly violated my consumer rights and continues to do so. This alleged debt lacks veracity and verification ; further since they are violating FDCPA mandates to provide me notification prior to inserting it on my credit report and ( XXXX ) failing to cease collection efforts and reporting when they received the letter of dispute, this entry should be deleted from my credit report immediately and Aargon should remunerate me for the violations.
08/09/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75019	Web
I notice there was a collection on my credit report from Aargon collection agency. I contacted the agency to see what the debt was for and was told for an electric bill with XXXX XXXX. I told them I've never had any utilities with XXXX XXXXXXXX and asked for validation of the debt because I've been a victim of identity theft numerous times. I was told there was nothing they ( Aargon Collection Agency ) other than make pay the debt or make arrangements. I called XXXX who called Aargon Collection Agency with me on the phone, Aargon Collection Agency told XXXX and myself that I would have to contact XXXX XXXXXXXX. I explained that not only was debt not my responsibility ( due to identity theft ) neither Aargon Collection Agency nor XXXX XXXXXXXX tried to contact me about the bill prior to putting a collection agency flag on my credit report. XXXX called XXXX XXXXXXXX with me on the phone. XXXX XXXXXXXX stated that I had opened up an account on XX/XX/XXXX to XX/XX/XXXX and that I owed {$880.00}. The account number is XXXX and at the address XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX NV XXXX. I explained to XXXX XXXXXXXX that not only have I never lived at that address but I never lived in XXXX. That account was opened under fraud, XXXX XXXXXXXX told me that they would send me a form to fill out and once I returned it they will investigate the account be fraudulent. Here is the other part of my headache. XXXX XXXXXXXX wants a police report, I've tried getting XXXX online with XXXX XXXX Police. Due to the nature of the fraud XXXX XXXX Police won't allow me to open up a fraud report online. The XXXX options XXXX XXXX Police was to physically go in person to XXXX XXXX and fill out a report or do a report with my local police department. I went to my local police department here in XXXX, Tx and was told I would have to do the report with the XXXX XXXX police department because the crime took place there. I honestly thought about flying there ( XXXX XXXX ) for a day just to fill out the report. However I don't have the time or the money to do that. XXXX XXXXXXXX also wanted a photocopy of my driver 's license, passport, XXXX of the following pay stub, utility bill or lease agreement. My issue with that request from XXXX XXXXXXXX is that they should have gotten that identity information and proof of residence BEFORE the account was open. Also with the ongoing nightmare of years of identity theft I do not feel comfortable sending out such personal documents. NV XXXX should file the police report, XXXX XXXXXXXX should reach out to the management of XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX and see who was leaving and the identification they had when leasing the residence. Me having XXXX for years and with XXXX also contacting both Aargon Collection Agency and XXXX XXXXXXXX should let them both know it was not me that opened the that account.
10/25/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89106	Web
According to the Fair Credit Reporting Act 15 USC 1681 section 602 states " There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. '' XXXX, XXXX and XXXX are consumer reporting agencies and I am the Consumer. I have the right to make sure my private information isn't shared which is backed by 15 USC 6801 which states " It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. '' The furnisher is a financial institution by definition under that title. 15 USC 1681 section 604 a section 2 states, " In general Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. '' The furnisher of the information, the financial institution and the Consumer reporting agencies XXXX, XXXX, and XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to XXXX, XXXX, XXXX, and the furnisher whether it be verbal, non-verbal, written, implied or otherwise is revoked. 15 USC 6802 ( b ) ( c ) states that " A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless the consumer is given an explanation of how the consumer can exercise that nondisclosure option. '' The funisher of the information never informed me of my right to exercise my nondisclosure option. Not only that 15 USC 1681C ( a ) ( 5 ) states '' Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. '' This account is an adverse item they are reporting again without my permission which is against the law. 15 U.S. Code 1681s2 ( A ) ( 1 ) A states " A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S. Code 1681e states '' Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. XXXX, XXXX, and XXXX are not maintaining reasonable procedures. Also 12 CFR 1016.7 states that " A consumer may exercise the right to opt out at any time. '' I am opting out of your reporting services.
05/18/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89148	Web	Servicemember
On XX/XX/XXXX after getting my credit report I discovered that AARGON AGENCY INC had posted on my credit report two collections, but I was never notified of these debts by AARGON AGENCY INC. I immediately reach out to them by certified mail and requested debt validations for these two accounts, but AARGON AGENCY INC never replied to me and as of today they continue to report these accounts to the credit bureaus without any physical proof. On XX/XX/XXXX, again I wrote to AARGON AGENCY INC requesting debt validation. They had failed to validate these accounts as required by the FTC and purposely ignored my request for validations. That is very unethical how they do business, they just dont care. These accounts are not mine. I believe they were created by my ex-brother in-law, but to confirm I need it a full validation and, I need to know what credential were used. AARGON AGENCY INC received and signed for my request for a debt validation that I request by certified letter on XX/XX/XXXX. I mailed a second request on XX/XX/XXXX but they have never responded to any of my request and they only respond to the credit bureaus because they can easily report anything without producing any documentations other than maybe a bill statement. I believe, that if they had any proof they would had responded to me, but they dont have any proof. Its easy not to respond than to make fool out yourself. The credit bureaus look the other way for these collection agencies because theyre paid clients and the collection agency used these credit bureaus as a bullying tool. Collection Agency are mandate to proper validate collections and report accurate information. Theyre supposed to notify the alleged owner of the debt before placing them on the credit bureau. They dont do it because they use the credit bureaus as a collection tool. They dont care if there is a mistake, they just want to get pay at any cost. These collection agencies XXXXup innocent people every day costing the consumers millions of dollars in higher interest rate. They take advantage of the loop hole in the law, no one is really making sure they do the right thing. I was shocked when I saw the collections on my credit bureaus since I had never heard from AARGON AGENCY INC before they posted these collections with the credit bureaus. Must likely they wont respond to this complaint either and if they do, will be without facts other than maybe statements that had no value without been verified. The following two accounts were reported by AARGON AGENCY INC, but theyre not mine and they continue to report this inaccurate information to the bureaus : - XXXX XXXX XXXX # XXXX - NV XXXX # XXXX They wont listen to my request, but I wont stop until I get justice, I will continue to file complaint until someone listen and fine this agency for violating the consumers rights.
04/01/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX, NV XXXX Dear Sir or Madam, This letter is in reference to SOME BILL XXXX $ XXXX XXXX, NO ACOUNT NUMBER NO INFO JUST A COLLECTION AGENCY for services provided to NO NAMED PERSON on XX/XX/XXXX In regard to the bill on this account in the amount of ( {$760.00} ) Please be advised this is not a refusal to pay, but a notice your claims are being disputed. Under the Fair Debt Collections Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, the date of the alleged medical service, the name of the patient and proof that there is some contractual obligation which is binding on me to pay this debt. Please attach copies of : Any agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and or authorization under subtitle D of the ARRA, SEC 13401. APPLICATION OF SECURITY PROVISIONS AND PENALITIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY. The term " breach of security means, with respect to unsecured PHR identifiable health information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the omnibus final rule effective XX/XX/XXXX interpreting and implementing various provisions of the Health Information. Technology for Economic and Clinical Health Act of XX/XX/XXXX ( HITECH ACT ) as issued XX/XX/XXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XX/XX/XXXX. Please also attach copies of any agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account and a copy of any HIPPA authorization. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collections activities, including reporting of or verifying of this account on my credit reports. In the event of non -compliance, I reserve the right to file charges with the OCR on your HIPPA violations and appropriate County, State and Federal Authorities. I require compliance, I reserve the right to file charges and/or complaints with the OCR on your HIPPA violations and appropriate associations for violations and appropriate County, State & Federal authorities for violations of the FDCPA, FCRA and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of California medical privacy rules. I also hereby reserve my right to take private civil action against you to recover damages. Sincerely, XXXX XXXX XXXX
04/24/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TN 37923	Web
I did receive notification of debt, however, I was not given my full XXXX days to dispute. I called the day I received the validation letter XXXX/XXXX/15. I asked what this was for as I had never received anything other then this letter, they said a XXXX item could n't tell me what it was for. I advised them I would contact my insurance company and said if this is a sling I will dispute the charges. I contacted ins. They tried to reach out to the original client about what the item was because they themselves had denied the claim but she did n't know why either. They were unable to reach out to the due to the fact that they were closed. I called the next day and advised Aargon on XXXX/XXXX/15 and spoke with an XXXX or XXXX ( ca n't remember the name ) and advised them that I was disputing the debt. Verbally, I said this has no effected the credit report and he said no but I needed send in writing I dispute the debt and I only have a week in a half to do so implying to me that it would effect my credit. According to the FDCPA I have a XXXX day validation period to dispute the debt from the day I receive the validation notice not when they get the account in their office. According to the FDCPA the collection agency can not make the consumer think the XXXX Validation Period does n't exist, and the debt collector nor the agency can overshadow the validation period. I had called the day prior stating that I just got the letter. On this day I also asked for an itemization to further explain what the charge was for. On XXXX/XXXX/15 I received an " itemization letter '' stating nothing more then what I was told on the phone " XXXX ''. On that same day I called back and spoke with a XXXX who told me that is all they show. In the conversation he stated well you just said that you were told something different on the phone then in the letter and I advised him no I said I was told the exact same thing which did n't tell me anything on the phone and seeing the same thing in writing does n't tell me anything different. He basically told me I was a liar when he just misheard what I said. That is harassment according to the FDCPA. I had n't spoken with this agency again until XXXX/XXXX/15 to get the names of the individuals and spoke with XXXX who then trans me to the Operations Manager XXXX XXXX I asked him for the names of the individuals I had spoken with he refused to give them to me stating it is proprietary information and he only collects information. Advised him that FDCPA had been broken I was going to file a complaint he advised me I could sent that to him in writing but still refused to give me any information I asked to speak with his supervisor and he said that would be the owner and gave me his name.
10/12/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29414	Web
Around XX/XX/XXXX, I submitted a complaint ( XXXX ) via CFPB regarding Aargon Collection Agency 's fraudulent collection practices. Included in this complaint was a cease and desist. I received a response and I followed up via email. On XXXX, I sent an email attaching my request for information for this alleged debt along with my identity theft affidavit. I received a response the same day : Email from Aargon Collection received XX/XX/XXXX around XXXX ( identifying information has been removed ) Thank you for reaching out to me directly. I have not seen a previous request to cease & desist calling, or allegations of identity theft with the open accounts before. We have had XXXX ****** accounts forwarded to our office to assist in collecting and 35 are currently open. Our office does not own the accounts and collects on behalf of our clients, which we have business agreements with. We obtained the itemized statements from our client for the 35 accounts and are in the process of mailing them to you with the verification letters in response to your CFPB dispute. The itemized statements show that medical insurance was used and paid- the remainder being co-pays. Are you wanting a theft packet to assist us and our client in the investigation into your current identity theft allegations? Around XX/XX/XXXX, I received two large envelopes addressed from " XXXX. '' BOTH ENVELOPES WERE POORLY SEALED AND OPENED WHEN I RETRIEVED THEM. I don't know who my personal health information has bee exposed to at this point. Upon opening these envelopes, I was shocked to find copies of my medical services received on various dates from my health care provider, a total of 35. These letters included my personal patient information, medical condition details, medical id, etc. The letters also state that they are " itemization of services '' and not a bill. Please explain to me how Aargon is collecting on UNVERIFIED DEBT. A summation of services is not validation of debt. This is not a duplicate complaint. I am submitting this report on my own behalf. Please forward this complaint to Aargon Agency. I have never signed a HIPAA release form to release my private medical records to this company. This is a blatant Hipaa violation. HIPAA protects my privacy and medical records from being used without my consent and I plan to file every complaint within my right and file suit as appropriate. This company not only illegally possesses my personal health information, they have shared information to credit reporting agencies without my consent or verification of the alleged I am attaching an example of the mailed correspondences I received. I will pursue legal remedy for these violations.
05/01/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89115	Web	Servicemember
My name is XXXX XXXX XXXX am a victim of identity theft the information listed in this email which appears on my credit report does not relate to any account that I have made or open it is the result of identity theft Please block this information from my credit report pursuant to section 605B of the fair credit reporting act and send the required notification to all furnishers of this information enclosing this email or screenshots of the fraudulent accounts a copy of my credit report I received the fraudulent items are as I said in the screenshots attached to this email a copy of my identity theft report and proof of my identity a copy of section 605B of the fair credit reporting act which requires you to block the fraudulent information on my credit report resulting from identity theft within four business days Also attached to this email you will find a copy of my complaint with the cattle retreat commission you will find another complaint to Fbi IC3 crimes unit you would also find an affidavit from the IRS for identity theft you would also find a report from XXXX XXXX XXXX Police Department and you will also find a copy of my lease and you would also find a copy of I am doctors restrictions As you can see from the attachment in this email my Social Security number trays that I searched on XX/XX/XXXX it appears as someone is using my Social Security number located at XXXX XXXX XXXX, XXXX, CA XXXX and the aliens that they are using is XXXX XXXX Furthermore the information that XXXX has put on my credit report was removed in XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX it is unfortunate that XXXX has chosen to violate my rights and discriminate against me by expressing depraved deceptive and misleading business practices My hope is that we can resolve this issue quickly this XXXX of my identity has been going on for far too long years and if XXXX is still not going to follow the laws and rules of the current consumer protection act then I will file my complaint with the United States XXXX department for discrimination with people XXXX as well as well consumer protection agency Im not sure why TransUnion has chosen to re-open claims that or fraudulent accounts they were open on my XXXX XXXX report after I had already disputed it and it was removed XXXX re-opened it for whatever reason it was wrong and it was bad business practice furthermore at the time in XXXX XXXX I was homeless and in and out of hospitals four weeks and months at a time I have also the hold a complaint with Nevada state attorney generals office in XX/XX/XXXX and I also have a pending complaint of assault with the XXXX XXXX XXXX Police Department dated XX/XX/XXXX as well
11/13/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 11217	Web
mishandled, or incorrectly billed, by the doctor 's office, as acknowledged by the office later : I came in for an XXXX XXXX ( as agreed with the doctors on staff ) and intended to get the XXXX XXXX XXXX and XXXX XXXX that would go with such a visit ( and would be covered by my insurance as part of such a visit. ) As I found out later, the doctors/nurses on-call did not file my visit properly as my XXXX XXXX and I believe they requested a particular XXXX XXXX that would not normally be included within the covered panel - I did not specifically request that test. I specifically requested and agreed to have my XXXX XXXX and the covered XXXX checks. I got in touch with XXXX ( and XXXX 's parent company XXXX ) to resolve this bill as soon as I received it in the mail - there is an email record of my correspondence with them and I am searching through my phone records to find evidence of our calls as well. After looking into the situation, a XXXX operator named XXXX XXXX confirmed with me that these billings would be resolved by XXXX without me owing any further costs - that the visit would be properly re-filed as my XXXX XXXX and that the XXXX XXXX with XXXX XXXX had been resolved - they told me my bill was cleared. Now, more than a year later, I just got an alert from XXXX of a 30pt cut to my credit score because of a past due bill with Aargon, and that is being listed as tied to XXXX XXXX. I tried calling Aargon and was told, first of all, that they had taken this debt on XX/XX/XXXX - but yet I had not been contacted about it or given any chance to resolve it before it was past due, damaging my credit, until I called them today, XX/XX/XXXX. Furthermore, they refused to give me any help in tracking down how this bill had been forwarded to them or who to contact about resolving it - I have never spoken to anyone from XXXX XXXX. If possible, I would have filed this complaint against XXXX, XXXX, AND Aargon - but I most of all want to find out how to resolve this and rectify the damage to my credit score. I have been dilligently building my credit for years now with excellent payment history against my credit cards and student debt and I am hugely perturbed to be hit with this surprise. If I had fairly incurred this expense in XXXX, I would have immediately paid it - and, frankly, if I hadn't been told that it was completely resolved, regardless of whether I'd incurred it, I probably would have just paid it before letting it do this damage to my credit score. How can these companies file these things against me without me never having received a call, an email, a bill in the mail or any opportunity even to resolve it?
09/16/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 71111	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX La XXXX XX/XX/XXXX Aargon Collection Agency ( Account # :XXXX XXXX XXXX XXXX XXXX, XXXX . XXXX XXXX XXXX, NV XXXX Re : Dispute of Unauthorized Access and Removal of XXXX Due To HIPPA VIOLATIONS Dear Aargon Collection Agency ( Account # : XXXX ), I am writing to formally dispute the unauthorized access, use, and disclosure of my personal and medical information by your institution, which I believe is in violation of multiple federal laws intended to safeguard my privacy. Under the Health Insurance Portability and Accountability Act ( HIPAA ), my health information is protected and should not be disclosed without my express consent or knowledge. Similarly, the Privacy Act of 1974 ( 5 U.S. Code 552a ) restricts federal agencies from disclosing personal data without appropriate permissions. I have neither granted your institution nor any third-party the authority to access, use, or disclose this information. In terms of financial information, 12 CFR 1016.4 of the Gramm-Leach-Bliley Act ( GLBA ) mandates the issuance of initial privacy notices detailing your institution 's policies and practices around the sharing of nonpublic personal information. Concurrently, 15 U.S. Code 6802 of the GLBA prohibits financial institutions from disclosing such information to non-affiliated third parties unless the consumer is provided a clear notice and an opportunity to opt out, neither of which I received. Moreover, the Fair Credit Reporting Act ( FCRA ) 15 USC 1681 Section 602 articulates that it may be unlawful for Credit Reporting Agencies ( CRAs ) to release my credit report information without a permissible purpose. At no point did I grant consent for any CRA or furnisher to view or release my personal information. Furthermore, I wish to formally state that I decline your invitation to do business with your institution. Consequently, I request the immediate removal of your tradeline from my credit report. To address this situation, I expect : 1. A swift investigation into the unauthorized access and disclosure of my information. 2. A written statement detailing the findings of this investigation. 3. Immediate rectification or removal of any unauthorized disclosures or inaccuracies related to my personal and medical information on your records, including the removal of the aforementioned tradeline. 4. Assurance that such unauthorized access or disclosures will not reoccur in the future. Should these concerns not be addressed to my satisfaction, I am prepared to take legal action to protect my rights. I anticipate your immediate attention to this matter. Sincerely, XXXX XXXX
05/05/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 752XX	Web
Please be advised that this is my SECOND WRITTEN REQUEST asking you to remove the unverified accounts listed below that remain on my credit report in violation of 15 U.S.C. 1681. You are required under the FCRA to have properly verified the accuracy of an account listed on my credit report. In the results of your first re-investigation, you stated in writing that you verified that these items are being reported correctly. Where are the documents that you used to verify these accounts? What is the name of the person in your company who verified these accounts? What documents did they use to verify them? Please provide me with the name of that individual, their business address, and telephone number. XXXX Law Dictionary, 9th Edition, XXXX, defines Verify as, 1 ) " To prove to be true ; to confirm or establish the truth or truthfulness of ; to authenticate. '' 2 ) To confirm or substantiate by oath or affidavit ; to swear to the truth of. '' and Verification as, Confirmation of correctness, truth or authenticity, by affidavit, oath, or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. What this means is that your company must be willing and able to produce a document in your files that proves the account ( s ) in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law if I file a lawsuit against you. Someone in your company must authenticate the documents in your files that were used to verify the disputed accounts and to do this they must have 1st hand knowledge of the alleged account ( s ) and all that has ever transpired for the alleged account ( s ), under oath and under the penalty of perjury. As I am sure that you are well aware, current Federal case law states that, Consumer Reporting Agencies bear grave responsibilities to ensure the accuracy of the accounts they report on and their responsibility must consist of something more than merely parroting information received from other sources. The Courts have also ordered that a Reinvestigation that merely shifts the burden back to the consumer and the credit grantor can not fulfill the obligations imposed by 1681 ( a ) ( 4 ). You have ignored my request to provided me with the documents that you have in your files that you used to verify the disputed accounts which means that you have NOT verified or you can not verify any of these accounts and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified.
01/03/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NV 89106	Web
Dear AARGON AGNCY In regards to the account from XXXX XXXX, it has been brought to my attention that you claim that I owe {$14.00}. While I accept no responsibility for ownership of this debt as it is seven years old and should be deleted anyway, Im willing to compromise and offer a full payment settlement amount in exchange for your agreement to the following : Your agreement to the full and complete deletion of any past-due references pertaining to this account from all credit bureaus to which you report. Your agreement that this payment constitutes a paid in full account, and not a paid collection or settled account. Your agreement that you will not attempt to sell or reassign the rights to this account to another third-party debt collection agency after payment has been received. While Im well aware that your purpose is to collect debts that you have obtained from original creditors, I am also aware that you are under no obligation to report any of these accounts to the credit bureaus. That being said, your full cooperation in deleting this account in exchange for payment is appreciated. When I receive signed documentation from your authorized representative on company letterhead stating that you agree to the terms above, I agree to pay {$14.00} via certified funds either over the phone via debit/credit or e-check, cashiers check or money order. If money order or cashiers check is chosen as the option, the payment will be sent to you via priority mail as soon as I receive the signed agreement. Please be aware, that this is not a renewed promise to pay. I make no claim of responsibility for this debt, and I make no statement that I believe that this debt is valid or owed by me. In the event that you do not agree with the resolution terms I have offered above, I will move forward with my rights to request a full and complete verification and validation of this debt. I am also requesting that you comply with Section 809 of the Fair Debt Collection Practices Act and send me verification and validation as well all documentation proving that I owe this debt ; and a copy of your license to practice debt collection in my state. Additionally, I am also requesting that you send a copy of this letter to the original creditor notifying them that I dispute this debt so that they can not report it as delinquent on my credit report. Likewise, if you have reported this debt to any credit bureau, I request that you also report to them that I dispute owing the debt. I look forward to a timely resolution of this matter. Regards, XXXX XXXX
08/19/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NM XXXXX	Web
XXXX XXXX XXXX at XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX has been trying to collect 2 amounts they claim were owed by me personally to XXXX XXXX XXXX XXXX. The record from my credit reports shows this detail : Collection amount {$54.00} Original amount : {$50.00} Went into collections XX/XX/XXXX Collection amount : {$57.00} Original amount : {$53.00} Went into collections XX/XX/XXXX While a Limited Liability Company I am a member of owns a property at the address provided - XXXX XXXX XXXX XXXX, XXXX, NM, I never personally had an account with XXXX XXXX XXXX XXXX for that address, and to my knowledge neither did the LLC that owns it since it is a rental property and the renter always had the account. Further, I have no way of receiving mail sent to that address. As I was trying to investigate it and remove it from my credit reports ( which are otherwise without blemish and I have an excellent score ), I found that 1. No bill was over received by me from the original creditor ( XXXX XXXX XXXX XXXX ), 2. It appears that out no such bill exists as the collection agency also does not have a bill ( I believe it is illegal for an agency to try and collect a supposed debt they don't even have a bill for ). They were only able to provide a statement which actually shows a balance of {$0.00}. Today they have called me yet again, and when I asked them to provide the original bill for the collection she said she did not have it and very rudely told me to contact XXXX XXXX XXXX XXXX for that. When I pressed her if she has in her file any valid proof of the collection amount, she abruptly hung up on me. She has hung up abruptly at least on one other occasion. I can only guess that a renter owed money to the XXXX XXXX XXXX XXXX, and in trying to collect it from the renter, the renter gave them my name claiming it was somehow the landlord responsibility. XXXX XXXX XXXX may have thus created an account and may have sent a bill to the address of the property, which, again, I have no way to receive mail for this address and it is not my mailing address or the address of the company which owns the property. I want to emphasize that this is only a guess of what might have happened, as I have no proof or a way to investigate it. I believe this is an illegal and invalid collection on several fronts. I actually don't care about the expense involved - it is relatively minimal - but I shouldn't have this collection on my record whether paid or not.
03/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 891XX	Web
I have three collections accounts reported on my XXXX credit report which are not mine and are falsely reported in the amounts of {$1600.00}, {$320.00} and {$740.00} by AARGON. I have submitted several disputes via XXXX online and provided sufficient documentation proving that I do not owe this debt. Below, you will find recorded correspondence to which I documented, providing the hospital with my information SEVERAL TIMES to bill my insurance company and they still failed to do this on time within the timely filing window. I do not authorize XXXX hospital or any of their contracted medical providers, physicians or nurses to release my medical records to XXXX or AARGON. I have disputed these debts several times and have asked for proof of debt several times, through the XXXX Hospital medical billing department and they have not provided proof that I owe the debt. They say that since they have sent my accounts to collections, they no longer have my medical records on file. With that being the case, how can they possibly prove that I owe the debts when they don't have my records on file anymore? Below is my documentation of providing insurance info on time : XX/XX/17 : Nurse named XXXX asked for my insurance info and I told her I was covered by XXXX under cobra. My insurance info should have already been on file since I recently was at the hospital on XX/XX/17 and XX/XX/17 under the same coverage XX/XX/17 : Discharged from the hospital XX/XX/17 at XXXX : XXXX Spoke to XXXX at XXXX and provided her with my insurance info XX/XX/17 at XXXX : Emailed a help ticket claim through XXXX website since I have not heard back from XXXX Hospital billing XX/XX/17 at XXXXXXXX XXXX XXXX Called and left a voicemail and asked for an update on whether my insurance info was applied to my outstanding hospital bills. Did not receive a call back or any updates XX/XX/17 XXXX XXXX Called XXXX since I got a letter in the mail saying I might be eligible for medical grant. Spoke to XXXX, and she told me she could not help me since I am insured. XX/XX/17 XXXX XXXX Called business center and spoke to XXXX Spoke to and she verified my information and said she was sending it to the hospital so that they can bill my insurance, XXXX XX/XX/17 XXXX XXXX XXXX XXXX called me back, we are looking into the various claims and she sees on her end that I should be receiving updated bill for my claims. My insurance information is visible on her end.
04/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 34714	Web
Your company is attempting to collect a debt without a contract. According to 15 USC 1692a, Congressional Findings or Declaration of Purpose, you are hereby informed that as a result of your fraudulent practices, with the intention to cause harm, I have suffered mentally, emotionally, and financially. Your company falsely reported information that resulted in defamation of my character. Further, you created a deceptive form that made the creditors and employers believe that I was in debt, though you could not prove its validity. If the debts were valid you created a false impression that I was not able to pay the alleged debts Rule/Law- Pursuant to 15 USC 1692f ; prohibits the collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law. Applicability - Your company is attempting to collect a debt in the amount of {$120.00}, There is no contractual agreement between me and your company therefore your company is in violation of 15 USC 1692 ( f ) ( 1 ). Please note that this is not a refusal to pay off the account but a notice sent as per the Fair Debt Collection Practices Act ( F.D.C.P.A. ), 15 U.S.C. 1692 ( G ) Section 809 ( B ). This notice states that your claim is disputed and validation of the account is required. Due to your company 's actions, I was discriminated against and denied my right to extend credit. I have suffered emotional as well as financial hardship. I hereby grant your company the opportunity to amicably resolve the matter by way of doing the following : XXXX. Deletion from all consumer reports XXXX. Clear away any alleged balance owed XXXX. Pay as per the attached invoice ; {$8000.00}. You shall be granted twenty ( 20 ) days to respond. Rule 301. Presumptions in Civil Cases Generally - explains your duty to respond. Rule 602. Need for Personal Knowledge - A witness may testify to a matter only if evidence is introduced sufficient to support a finding that the witness has personal knowledge of the matter. Evidence to prove personal knowledge may consist of the witnesss own testimony. If there is no response to this letter within twenty ( 20 ) days, all legal rights shall be explored, including but not limited to, legal proceedings necessary in accordance with State and Federal laws. Thank you for your attention to this matter,
04/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 32955	Web
TODAYS DATE : XX/XX/XXXX ATTENTION DISPUTE DEPARTMENT XXXX XXXX XXXX Last reported XXXX XXXX, XXXX {$1900.00} Open balance XXXX XXXX Original creditor Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious XXXX XXXX XXXX Last reported XXXX XXXX, XXXX {$1900.00} Open balance XXXX XXXX Original creditor I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX : XXXX ADDRESS : XXXX XXXX XXXX, XXXX, FL XXXX
05/23/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32907	Web
TODAYS DATE : XX/XX/XXXX ATTENTION DISPUTE DEPRATMENT : XXXX XXXX XXXX XXXX XXXX SS # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX , FL XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious AARGON AGENCY INC I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX , XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX , in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX XXXX SS # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX , FL XXXX
01/21/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33463	Web
XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX FL XXXX TODAYS DATE : XX/XX/XXXX AARGON COLLECTION AGEN XXXX AARGON COLLECTION AGEN XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious AARGON COLLECTION AGEN XXXX AARGON COLLECTION AGEN XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXXelephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC XXXX XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX, FL XXXX
08/08/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33196	Web
My name is XXXX : XXXX XXXX a federally protected consumer, and I am making this complaint against Aargon Collection Agency XXXX for committing identity theft. I have never given Aargon Collection Agency, any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with Article XXXX, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I have not validated any alleged debt with Aargon Collection Agency and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XX/XX/2022, I have not received any documentary evidence, such as a trilateral contract, giving Aargon Collection Agency any right to collect on this alleged debt. I have never received any documentation requesting validation from Aargon Collection Agency before they committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report, including but not limited to 15 U.S. Code 1692d ( 4 ) which the FTC defines as debt parking. If Aargon Collection Agency, can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this debt pursuant to 15 U.S. Code 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Aargon Collection Agency, can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Aargon Collection Agency, continues its collection efforts, I will file for litigation for actual damages caused and Aargon Collection Agency, will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
10/13/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33470	Web
XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX FL XXXX DATE : XX/XX/XXXX AARGON AGENCY {$650.00} ORIGINAL CREDITOR : XXXX XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious AARGON AGENCY {$650.00} ORIGINAL CREDITOR : XXXX XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, Case No. XXXX, in the U.S. District Court for XXXX XXXX XXXX XXXX California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX XXXX XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX, FL XXXX
11/06/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 601XX	Web
XXXX continues to report false information on my credit report. Attached is a screen shot of my credit profile. I have sent a copy of my drivers license, two utility bills, and a copy of my social with the correct address, phone number, and employer. XXXX continues to report addresses that I have never lived at, names I have never gone by, and accounts that do not belong to me. XXXX. Names : XXXX XXXX XXXX XXXX XXXX Addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX : Aargon Collections XXXX Date opened XX/XX/XXXX Account type Collection Status Collection account. {$490.00} past due as of XX/XX/XXXX. Status updated XX/XX/XXXX XXXX XXXX Account number XXXX Account type Line of Credit Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$1.00}, XXXX written off. Status updated XX/XX/XXXX Balance - Balance updated - Recent payment - Monthly payment - XXXX XXXX - Highest balance {$100.00} Terms 1 Months On record until XX/XX/XXXX Account name XXXX XXXXXXXX Account number XXXX Account type Unsecured Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$3.00}, XXXX written off. Status updated XX/XX/XXXX Balance - Balance updated - Recent payment - Monthly payment - Original balance {$3500.00} Highest balance - Terms 36 Months On record until XX/XX/XXXX Payment history XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX At this time I am asking that XXXX do their due diligence and delete this from my credit report. XXXX allows creditors to exploit victims of fraud and continuously place fraudlent credit items on consumers credit reports. XXXX allows debt collection agencies to place fraudulent files on consumers credit reports and do not verify the debt. XXXX never mailed any verification information to me or anyone given permission to by me to accept any mail on my behalf. XXXX continues to cost me money by allowing creditors and collection agencies to put credit items on my file and do not verify those accounts. I XXXX XXXX XXXX maiden name : XXXX have never had an XXXX account or an account with XXXX that the XXXX continues to allow to go on my credit file. This is fraud ... and XXXX have not and will continue to lie about investigating files that they never investigate. XXXX should be closed for there deceptive tactics.
07/28/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL XXXXX	Web	Servicemember
XXXX, XXXX XXXX # XXXX DOB XX/XX/XXXX ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX fl XXXX Attention to Argon Agency : Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious Aargon agency I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX # XXXX DOB XX/XX/XXXX ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX fl XXXX
04/16/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33463	Web
ATTENTION DISPUTE DEPARTMENT AARGON COLLECTION AGEN XXXX AARGON COLLECTION AGEN XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious AARGON COLLECTION AGEN XXXX AARGON COLLECTION AGEN XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXXXXXX XXXX Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SEC # XXXX XXXX XX/XX/1981 ADDRESS XXXXXXXX XXXX XXXX, XXXX, FL XXXX
08/18/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33414	Web
XXXX, XXXX XXXX SOC SEC # XXXX XXXX XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX AARGON AGNCY XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious AARGON AGNCY XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, Case No. XXXX, in the U.S. District Court for the XXXX XXXX XXXXXXXX XXXX Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC XXXX XXXX XXXX XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX
09/20/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33064	Web
XXXX, XXXX XXXX XXXX SEC # XXXX DOB XXXX/XXXX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX AARGON COLLECTION AGEN XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious AARGON COLLECTION AGEN XXXX I have report your company to XXXX As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Litigation, Case No. XXXX, in the XXXX XXXX XXXX for the XXXX XXXX XXXX California XXXX collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX XXXX SEC # XXXX DOB XXXX/XXXX/XXXX ADDRESS XXXX XXXX XXXX CT, XXXX XXXX, FL XXXX
04/14/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33432	Web
TODAYS DATE:XXXX AARGON COLLECTION AGEN XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shal l apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious AARGON COLLECTION AGEN XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
01/13/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AK 997XX	Web
I noticed a hit on my credit monitoring site from Aargon Collection Agency. The original debt was from XXXX, which I visited in XX/XX/2015 for an emergency repair. I paid at the time of service. I called XXXX asking for information about the bill. They refused to provide me with an itemized bill, and told me to contact the collection agency. XXXX did attempt to confirm my contact information. The wrong address and phone number ( not even close - in another state ) was on the bill. I expressed concern that I did n't think the bill was mine. They refused to discuss it and told me to call the collection agency. I called Aargon Collection Agency, who initially told me that I would have to get the itemized bill from the vendor and there was nothing they could do for me. They also had the wrong address and phone number. I told them that XXXX had told me that I would have to get the itemized bill from Aargon. The Aargon representative became aggressive and told me that asking for verification of the debt would take time, and kept pressing me to pay the bill. I refused, and told him that I wanted to file a dispute. He told me that was impossible, the bill was mine, and I should pay it. He told me that he could make a note on the file saying that I was in the process of getting an itemized bill from the vendor, but collections would continue. I asked him to transfer me to someone who could file a formal dispute. He told me that the manager was on break. I asked for a callback, at which time the manager magically reappeared. The manager told me that I had to request an itemized bill in writing from Aargon. I told her that this was not what the original representative told me, and pointed out that if I had not insisted on filing a dispute, nothing would have been done. She told me that I could put it in my letter. My concerns are : 1 ) the only correct information they had on this bill was my name, which should give any reasonable person doubts as to the accuracy of the bill ; 2 ) I was pressed to pay the bill over the phone even after expressing these doubts and asking for verification ; and 3 ) the original representative gave me false information about how I could verify and/or dispute the bill, and tried to prevent me from speaking to someone else.
05/05/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MI 48169	Web
I took my vehicle into XXXX XXXX XXXX XXXX XXXX Located : XXXX XXXX XXXX XXXX XXXX, MI XXXX ) in XXXX of 2020. To have repairs done to my vehicle after a fender bender I was the victim of. Their staff was very friendly and helpful, even completed the repairs ahead of schedule. When it came time to go pick up my vehicle, I remember stressing to make sure I had the funds to pay my deductible ( {$500.00} XXXX. When I was there to claim my vehicle, I had my debit card in hand and set it on the counter to sign some paperwork acknowledging repairs had been done to my vehicle. I remember then picking up my card and offering it to the gentleman who told me " oh, don't worry about it, no charge ''. I thought wow, what an awesome ending to a XXXX situation. I remember I even grabbed the paper work I signed and took it with me on my way out the door, the gentleman ran out to my car and asked for it back, I apologized for taking it, and that was it. Towards the of XXXX of 2020 my car was damaged overnight, and I took it into the shop in XXXX. Again, was having a pleasant experience until when it came time to collect my vehicle. Again I had money ready to pay the deductible XXXX {$500.00} XXXX and that is when they reminded me of a debt I still owed from my first visit with them in XXXX. I explained that what the gentleman had said and they he verbally stated I didn't owe them anything for that visit. They said even though a mistake was made on their end, I still owed them XXXX $ XXXX XXXX. I paid the deductible owed for my XXXX visit XXXX {$500.00} XXXX. Now I have a debt collection agency ( Aargon Collection Agency XXXX calling me for that unpaid debt with XXXX XXXX from XXXX. I have never had " good '' credit, but lately more than ever I have been successfully exercising a strong focus on improving my credit and paying off old debts. This comes to me almost out of nowhere and I feel is extremely unfair. Every company I have ever worked for, if a mistake was made on our part we made it right with the client. It does NOT seem like that was the case here. I have included an attachment from XXXX XXXX showing an Estimate Breakdown. This displayed the cost of everything and where those costs were going. It says I owed {$0.00}. Confusing right?
06/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11212	Web
In 2013 XXXX try to over charge me for XXXX tickets. I sign up for a 7 month membership program for {$350.00}. But after the 7 month XXXX was still trying to take money out of my XXXX account. I had to get XXXX to block them. And I had to get a reversal on XXXX payments because they tried to over charge me. In 2013 they had Arrgon XXXX Collection contact me about this matter by phone and I explian to them that I paid for the tickets in full already and XXXX try to take extra money. And I also told them I could not get in touch with anyone from the XXXX membership department to resolve this issue they kept giving me the run around. Arrgon said that I have to contact XXXX to resolved this issue and that we are only a collection agency. When I told Arrgon the credit collection agency that I can not get in touch with anyone from XXXX membership department they told me that is the only way it can be resolved. I had not hear back from Arrgon from over a year all of the sudden out of the blue no phone called to me warning me they are going to put this debt on my credit report in the next 30 days if this is not resolved they just put it on my credit report. Now I have to do a dispute with experian a credit reporting agency for a debt I already paid. I sent proof over to XXXX and Arrgon. And I also complain to Arrgon that no one called my on my phone to warn me about this debt. I find this to be illegal. I email proof to Arrgon and they never email me back proof of how did they get this debt from XXXX on my credit report. A payment history or reciept. This is very offense to me and my business when I am in the middle of getting funding for my business now I have to wait, this could be damaging to my business not getting funding on time. No one will give you funding if you ca n't pay {$230.00} back. That is the amount Arrgon reported on my credit report. Arrgon should make sure when they collecting debt it is a official debt and also call they person on the phone and warn them they are going to put it on their credit report in the next 30 days if we can not resolve it. I attached proof. XXXX receipt and XXXX payment history. I can not believe Arrgon put a debt on my report I do not owe and gave me no warning by phone or email me proof of debt.
03/24/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 32907	Web
XXXX, XXXX XXXX SEC # XXXX DOB XX/XX/XXXX CURRENT ADDRESS XXXX, XXXX, FL XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious AARGON AGENCY INC I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SEC # XXXX DOB XX/XX/XXXX CURRENT ADDRESS XXXX, XXXX, FL XXXX
10/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33463	Web
TODAYS DATE : XX/XX/XXXX AARGON AGNCY XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from ref urnishing such blocked information. The reference items are listed below please take this matter very serious AARGON AGNCY XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the XXXX XXXX XXXX for the XXXX XXXX XXXX California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXXXXXX XXXX XXXXXXXX XXXX, FL XXXX
10/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33463	Web
TODAYS DATE : XX/XX/XXXX AARGON AGNCY XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious AARGON AGNCY XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, Case No. XXXX, in the XXXX XXXX XXXX for XXXX XXXX XXXX XXXX California XXXX XXXX XXXX XXXX me Signatures on applications and accounts Investigators report XXXX, XXXXXXXX XXXX XXXX # XXXX XXXX XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX, FL XXXX
09/07/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AP XXXXX	Web	Servicemember
After fighting this twice already with another collection agencies ( XXXX XXXX and XXXX XXXX XXXX ) and the originator ( XXXX ). And threatening legal action against all for falsely pursing me, along with ignoring my proof that it was n't my debt. It stopped both times ... now again, after six months, another debt collecting agency is reporting the same debt on my credit report ( AARGON Collection Agen ). XXXX XXXX ... I departed XXXX, Colorado on MILITARY orders for XXXX Prior to my departure I removed my name from the account according to the customer service representative who assist myself and my ex-wife in their local office. XXXX XXXX ... I noticed the collection account on my credit report ... and through military legal assistance, this web site, they finally removed the collection account. Part of the processes I went through was submitting signed letters to cease and desist any and all future contact/collection attempts. along with proof of my departure and my new utilites/staements in korea. As it is documented here, that did n't happen immediately, and is now continuing. EVEN IF THEY ca n't find records of me removing my name from the account ... .. XXXX went into a completely SEPARATE agreement with my ex-wife that had NOTHING to do with the " normal '' operation of the utilities. I found this out after the fact ( trying to figure out how it was even allowed to reach the extremely high amount it reached, they normally shut it off for non payment after XXXX missed months ). While I was XXXX to XXXX, the ex-wife contacted them ( when they turned off the utilities after she quit paying them ). YES, she paid them at the beginning from her INDIVIDUAL account. She then had to submit a packet showing her INDIVIDUAL income along with a letter of reason for an extension to keep the utilities turned on. EVEN in the letter she states that we were no longer together and her income was minimal. SO she was awarded the extension based upon HER INCOME AND LETTER! ... .. Now they are illegally pursuing me ( according my my legal office ) since I can prove my departure on military orders, along with them going into a separate agreement with her on her own.
03/19/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	DC 20001	Web
On XX/XX/XXXX, I received a note from my credit card company ( which does credit monitoring ) that I had a new negative credit report. Aargon Collection Agency has a collection on me for {$120.00}, apparently for a XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX from XX/XX/XXXX. This is the very first time I had heard anything about this debt, whether from the hospital or Aargon or anyone else. I have never once been contacted by anyone regarding this bill. The collection agency said that my address was listed at a residence I had last lived at in XXXX, and they gave an incomplete address for that even ( they did not have the full street name, the street number, or my unit number ). During my hospital visit in XX/XX/XXXX I distinctly remember filling out forms including my current ( to this day ) address, phone number, and email. XXXX XXXX XXXX XXXXXXXX XXXX XXXX and Aargon did not make use of any of that information in attempting to contact me. Even my emergency contact ( as told to me by Aargon ) was listed as my late father, who passed away several months before my XX/XX/XXXX hospital visit. They must have had information on my file from over a decade before and failed to use the recent information I provided them. This negative credit report has lowered by credit score from XXXX to XXXX, in one day. I am attempting to apply for a mortgage currently and this mistake will cost me thousands of dollars in additional interest. I am happy to pay whatever I owe, but I have never seen a bill for this charge, I do not know if my insurance was properly applied, the hospital did not attempt to reach me before sending this bill to collections ( even though I provided them with accurate contact information at the time of my visit ), and the collection agency did not make any serious attempt to reach me before filing a negative mark against me with the credit agencies. I have lived at my current address for over seven years and have not changed my phone number since XXXX ; my contact information is also readily available from commercial sources. This negative credit report needs to be completely and immediately removed from all of my credit records.
02/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89120	Web
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT This is about Consumer Credit Transaction entered with your Company dated XX/XX/2020 I hereby give your Company notice pursuant to 15 USC 1602 ( k ) that your Company never provided an adequate notice which clearly & conspicuously mentions the pertinent facts of this transaction. Your Company didn't even inform about the Cost of Credit and the only evidence of the indebtedness was just a computer-generated agreement. According to 15 USC 1602 ( k ), the term " adequate notice '' means a printed notice to a cardholder which sets forth the pertinent facts clearly and conspicuously so that a person against whom it is to operate could reasonably be expected to have noticed it and understood its meaning. Such notice may be given to a cardholder by printing the notice on any credit card, or on each periodic statement of account, issued to the cardholder, or by any other means reasonably assuring the receipt thereof by the cardholder. Since adequate notice was not given as per the above-mentioned section, I couldn't understand its meaning which is a violation under 15 USC 1602 ( k ). Further, pursuant to 15 USC 1601 ( a ) a consumer must be aware of the cost of transaction. Since I was not aware of the transaction therefore made an uninformed decision and it resulted in multiple billing errors, and unfair credit card practices. From your end, I have not benefited from this transaction which is again violation of 15 USC 1602 ( p ). According to 15 USC 1602 ( p ), The term " unauthorized use '' means a use of a credit card by a person other than the cardholder who does not have actual, implied or apparent authority for such use and from Which the cardholder receives no benefit. I hereby request you to do the below-mentioned things ; I demand a deletion of the chargeoff mark reporting to my report If you accept my request, I will not escalate this matter to Federal Court . In case, you don't accept the above requests, a legal action shall be taken against your Company for compensatory damages. Thank you for your attention to this matter. Sincerely, XXXX XXXX
04/26/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	OH 44130	Web	Servicemember
The first week of XXXX XXXX I received an alert from all three credit bureaus th at Aargon Debt Collection placed a delinquent debt on my credit report. I called Aaron Collection a gency after finding this debt on my credit report. I spoke to XXXX XXXX , who treated me very poorly and told me to just pay the debt. I was unaware i had a final balance with XXXX Ohio from over four years ago. XXXX said his office mailed a letter in XXXX but the address was NOT mine, and I never received any validation notice. After speaking to XXXX who was so rude and was degrading me I told him to please send me the evidence of the debt. I gave him my current address and phone number to send me the validation letter. Today XXXX XXXX fifteen days later I still have not received any validation letter or evidence I owe the debt. In fact, with XXXX ' permission I recorded the phone call today with him and he told me who cares about the FDCPA and the law I still owe the debt and I need to pay it for them to remove it from my XXXX credit files. I told him without receiving a validation letter, ( which should have been sent to me within 5 days ) and the fact that they threw it on my credit report without ever contacting me about the debt to give me time to respond or dispute the debt my rights were violated. ( Where I have 30 days to dispute the debt ) I had no opportunity to make good of a debt if I owe it before its placed on my credit report and harmin g my credit score. XXXX XXXX said he is th e Executive Director and t old me he didnt care what the laws were to protect consumers and that I am just trying to not pay a debt. I am not paying on something or giving a company money without written documentation or evidence that I even Owe the debt. The alleged debt is from ove r four years ago and the collection agency is also reporting it as if I just occured the debt in XXXX XXXX not XXXX XXXX . That is ... If this debt is even valid a s I N EVER received any written documentation from them. It was me that contacted them after they already put it on my credit reports.
05/13/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	WI 53209	Web
My name is XXXX XXXX, a federally protected consumer, Im making this complaint against AARGON COLLECTION AGENCY for committing identity theft. I have NEVER given AARGON COLLECTION AGENCY any type of permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt theyre claiming I owe. I am fully aware that in accordance with Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I have NEVER received any type of documentation requesting validation from AARGON COLLECTION AGENCY what so ever before they committed multiple violations under the FCRA and the FDCPA. Aargon Collection Agency is in complete violation by furnishing this alleged debt to my consumer report including but not limited to 15 U.S. Code 1692d ( 4 ) in which the FTC defines as debt parking. If AARGON COLLECTION AGENCY can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, prior to furnishing it on my consumer report Ill have reason to believe that this account has been a fraudulently furnished with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this debt pursuant to XXXX ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until AARGON COLLECTION AGENCY can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and AARGON COLLECTION AGENCY continues its collection efforts, I will file for litigation for actual damages caused and AARGON COLLECTION AGENCY will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
02/20/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89119	Web
Since XX/XX/2021, I have been requesting that Aargon Agency halt the collection of this debt and in return of further investigation, remove this account from my credit report. They have continuously reporting this account to the national credit bureaus even though its housing inaccurate and inconsistent information. Upon pulling my credit file and seeing this account that I had no knowledge of, I disputed it and it came back " verified. '' I reached out to this company to ask for more information and a detailed investigation into this account. Aargon Agency decided to not respect any of my requests. Instead, I was sent a bill statement that housed by name but an address not familiar to me and dates that directly conflict with times I was living elsewhere. Because, of these inconsistencies and inaccurate information I asked Aargon Agency to dissolve this account and request deletion of this account from my consumer report. They have chosen not to comply with federal and state law. I have reached at least once a month since XX/XX/2021 and Aargon Agency has countlessly stated that this account is verified. Although, I have requested the written agreement between Aargon Agency and I, the company they claim they're collecting for or this address of service. I've asked for clarification of the amount as it's inconsistent with the reporting amount on my credit file and I've also shown their inconsistent information with a rental agreement different from the dates of service they claim I owe for. This is not my account and it is being treated as such. I do not claim ownership and have told Aargon Agency this to no respect of the consumer, they've made no effort to truly investigate this, look at the facts and oblige to my requests. Aside from false reporting, this account has also been closed and opened ( not removed ) on my consumer reports, this deceptive practice is causing a detriment to my score. In addition, Aargon Agency has also harassed me via phone over 20+ times from XXXX ( most importantly calling before legal debt collection time ). These are clear violations of the FDCPA and FCRA.
01/18/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	IL 60411	Web
Company : Aargon XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Zip : XXXX XXXX, NV XXXX XXXX RE : Account This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau ( XXXX ), XXXX XXXX negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b ) that your claim is disputed and validation is requested. This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time I will also inform you that if your offices have reported invalidated information to any of the XXXX major Credit Bureaus ( XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting ActViolation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
11/05/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89115	Web
In XXXX of this year I obtained my credit report and found there was an account listed on my report for XXXX XXXX in XXXX XXXX. I was a patient there, on XX/XX/XXXX which I later confirmed through the hospital / via email. Since then I filed a dispute with all three XXXXXXXX, XXXX and XXXXXXXX as they appeared on all three reports. The information was supplied to all three by Aargon Collection Agency, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX. My subsequent dispute was simple, the debt should have been removed as it was XXXX years years old. I had to for the 2nd time dispute different information with XXXX, as they had my Birthday and name incorrect. I was born in XXXX, XXXX had my Birth year as XXXX, and my name as XXXX XXXX, they added my middle initial to my first name, ironically making me a female ( XXXX ) is the female version of XXXX in XXXX and in many XXXX XXXX families. Both XXXX and XXXX removed the XXXX account XXXX did not, and in-fact verified the information as " accurate '' I don't know how they could claim the information was verified as accurate. I filed another dispute with XXXX via mail, provided the information from the original creditor ( XXXX XXXX ) a copy of my social security card, my Nevada Identification ( Real ID Version ) and a copy of my W2 to confirm the address. Again they came back and stated " Verified and accurate '' with the account being opened in XXXX of XXXX. Approximately a week later I received a form letter stating " I would have to confirm my address, and my identity before they would send any information to my address ''. They did not ever read my correspondence everything they asked for to " confirm my identity '' was already included. At this juncture it's painfully obvious that not even the minimum " investigation '' was performed, no one ever read the letter. The debt is being re-aged plain and simple. I would think when the original creditor confirms you were not even a patient there during their stated time the account was " opened '' would be considered prima-facia evidence nothing is being done correctly.
12/22/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10128	Web
Dear Sir/Madam I am reaching out to you as I am left with no option for help as this debt collection agency has hit my credit score without even interacting with me and engaging with me. I had gone to XXXX XXXX XXXX XXXX ( DC ) XXXX XXXX XXXX back in XX/XX/2019 for a minor XXXX XXXX. I had provided all my insurance details ( XXXX ) and the hospital confirmed that they have all my details and the insurance will take care of it. After 3 months I got a bill of ~ $ 2k which I was asked to pay- I immediately reached out to the hospital and they mentioned that the insurance didn't pay. I subsequently reached out to XXXX XXXX and they mentioned the hospital filed a late claim ( past the claim window ) but subsequently they did take a look and paid ~ $ 1k which they believed was what the hospital owed. I got a verbal confirmation from XXXX that everything is settled. Now 2 yrs later, I get this multiple chases from this debt collection agency ( Aargon Collection Agency, details below : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, NV XXXX Tel : XXXX Fax : XXXX XXXX XXXX XXXX XXXX ) saying I owe them ~ {$400.00} from back then, I respond to them in a detailed email citing the history and ask them to sort it with the hospital. Instead they make a derogatory mark on my credit score and refuse to take it out while I am still interacting regularly with them. The agency also mentioned that they haven't yet spoken to all parties ( insurance, hospital etc ) but want me to pay up and refuse to take out the derogatory mark. This is extremely frustrating as I am an extremely disciplined person with respect to payments and have never missed a payment in my entire lifetime. This case is an inaccurate payment which I am not required to pay and I would appreciate if you can help me on this. I have been requesting them to take the mark off while they investigate and speak to both the insurer and the medical company but Aargon agency has refused to do that. This case is an inaccurate payment which I am not required to pay and I would appreciate if you can help me on this.
05/17/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75090	Web
I received a debt collection notice for a medical debt dated XX/XX/XXXX for the amount of {$1300.00}. I have had previous issues with debts being opened falsely under my name from the years XXXX and I have had a fraud security alert placed on my credit report since last year upon my knowledge of the activity that was taking place. This was before I received a notice from Aargon Agency consequently. After receiving the notice dated XX/XX/XXXX, I replied with a debt validation request dated XX/XX/XXXX requesting the Aargon Agency provide a copy of my signature agreeing to the services. As well, I sent a cease and desist, and requested 30 days to respond to the information provided by the agency and that the debt be withheld from being reported to my credit report during those 30 days. On XX/XX/XXXX, I received the response from the Aargon Agency, dated XX/XX/XXXX. The documents attached were copies of the bill information, as well as personal information such as address, phone number, and social security number, however, the agency did not provide a copy of my signature agreeing to services and billing. This is important seeing as though I have had accounts fraudulently opened under my identity. In my original response to Aargon, I requested a cease and desist from communication for 30 days after their response while investigating the information provided. On XX/XX/XXXX, I received a debt collection call without information of who was calling and who they were calling for. I returned the call to inquire and both representatives refused to identify the agency they were calling from and who it was they were calling for. After making repeated calls, the representative giving me the name of XXXX XXXX, revealed he was calling from Aargon Agency. However, Mr. XXXX would not identify who it was he had called for. On XX/XX/XXXX, the debt was updated and reported back to the credit bureau only 28 days from the response of the Aargon Agency. The Aargon Agency violated my cease and desist while all the while not validating the debt that was placed in my name.
09/11/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IL 601XX	Web
I am writing to file a formal complaint against Aargon Collection Agency, a third-party debt collector, regarding their handling of a debt validation request and their reporting of this debt on my credit report. On XX/XX/2023, I initiated a dispute with Aargon Collection Agency by requesting specific documentation to validate the debt they are attempting to collect. In my dispute letter, I specifically requested the following documents : 1. Copy of the Contract : I requested this document to understand the terms of the alleged debt. 2. Copy of the Purchase Agreement : I requested this document to verify Aargon Collection Agency 's ownership of the debt. 3. Last statement with a zero balance : I requested this statement to confirm the balance at the time the alleged debt was incurred. And, all statements leading up to the alleged debt amount : I requested these statements to understand how the charges were calculated, leading to the amount claimed by Aargon Collection Agency, which is {$720.00}. Despite my request for validation, I received a response from Aargon Collection Agency dated XX/XX/2023, where the only documentation provided was a statement of fees. This statement did not sufficiently validate the debt, and my concerns remained unaddressed. In an effort to obtain accurate and complete validation of the debt, I sent another dispute to Aargon Collection Agency on XX/XX/2023. However, the response I received, dated XX/XX/2023, was identical to their previous response, consisting solely of a statement of fees. This repeated failure to provide the necessary documentation for debt validation raises significant concerns about the accuracy and validity of the debt they are attempting to collect. Furthermore, Aargon Collection Agency has reported this debt on my credit report without adequately validating it, which is a violation of my rights under the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). As a result, this inaccurate and unverified debt is adversely affecting my creditworthiness.
12/29/2020	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	TN 37042	Web	Servicemember
I received a call from an agent from Arrgon Collection Agency ( Name may be misspelled ). The caller did not identify himself but instead provided a disclaimer about recording and then details about the debt owed. I explained the context of the debtXX/XX/XXXX and requested a copy of the remaining balance from the agency. The agent started to argue and state that the hospital sent letters to the address, and I stated I did not receive them. I requested a copy from the agency. The agent proceeded to tell me about the original balance and about my insurance and how I should be able to pay it because it was already reduced. This was my first interaction with this agency and I repeated please send me a copy to my address. I confirmed my address and the call was quiet. The agent then proceeded to tell me that I should have paid my XXXX bill in an abusive manner. Due to the increasing scam calls across the U.S., it is not unfair or uncommon to request a valid bill before rushing to pay someone via the phone providing information about the debt. I've called and spoken to a supervisor XXXX and she stated she needed to listen to the call then decide the action. However, even she started to want to review how much was cut down from the initial bill. I mentioned that I needed a copy for validity and to reduce scams. I also stated that the date in question and subject is sensitive because it involves the stillbirth of my firstborn and the traumatic experience I had at the facility with no support legally or from the hospital for the behaviors of its staff. I mean who leaves a dead baby in a box overnight in the room with its mother and can't locate the body while rushing the mother to leave the hospital? The deterioration removed the possibility of me even obtaining an autopsy for my son. Either way, I have informed this agency that recently obtained this account it was a first attempt to reach out. It was unprofessional and obscene. I asked for a mailed bill for proof to protect myself as my information has been leaked over the years several times.
10/08/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89113	Web
I sent Aargon agency this document certified mail and Aargon agency did not send the requested documents asked for in the validation request I mailed. Aargon agency sent me a document that was typed out on a plain piece of paper with Aargon agency logo on the top. I'm 200 % positive there is no agreement with my signature stating that I owe Aargon agency Anyone create anything from a plain piece of paper. The response Aargon agency sent to CFPB is bogus! I know my rights as a consumer! Aargon agency is a third party company who is to abide by the FDCPA laws. The validation request I sent goes as follows : I hereby dispute your claim and request validation of the alleged debt pursuant to the Fair Credit Debt Collection Practices Act. Please provide competent documentation as follows : Provide a copy of my signature on a contract or document that holds me responsible for this alleged debt. Document evidencing your company has the right to collect the alleged debt. The total debt balance with an explanation of all interest and fees. Date the debt became delinquent and/or the date of the last payment. The name and address of the creditor and the creditors account number associated with the debt. The name and last known address of the debtor as it appeared in the creditors records before the assignment of the debt to your company. The names and addresses of all persons or entities other than your company to which the debt was assigned. Send me proof that you are licensed to collect debt in my state. Cease any credit bureau reporting until the debt has been validated by me as required under the FCRA. Lastly, I hereby request no telephone contact be made by your offices to my home, cellular phone, workplace phone, telephone numbers of my family and friends. All future communications MUST BE DONE IN WRITING as telephone calls are inconvenient. FURTHERMORE, THIS IS NOT A REQUEST FOR " VERIFICATION '' OR PROOF OF MY MAILING ADDRESS! Remove this immediately from all three credit reporting agencies for Aargon agency has violated FDCPA laws!
06/28/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	NV 891XX	Web
XXXX XXXX XXXX XXXX inserted a bad debt on my XXXX, On XXXX XXXX, 2015 DEBT RECOVERY SOLUTIONS also reinserted the same bad debt after previously being told its from Identity theft and removing it. There is no way both of those debt collectors can have a legal right to pursue XXXX bill at the same time. AARGON AGENCY INC also has the same debt listed in my XXXX, they last reported on XXXX XXXX. I 'm not facing double jeopardy I 'm facing triple jeopardy with XXXX debt Collectors listing the same debt & XXXX of them listing it 15 days apart in the same month.. XXXX XXXX XXXX XXXX XXXX both have the debt SEPERATED into XXXX accounts {$680.00} + XXXX total XXXX..Instead of the total being listed once. They 've maliciously separated the bill to do as much damage as possible to my credit scores. Instead of XXXX showing from XXXX co its now {$2100.00} AARGON AGENCY INC has it listed at but as one bill..So now the same bill is listed at over {$3000.00} in my reports. The Bill in question AARGON AGENCY INC has listed SPRING XXXX XXXX as the original creditor ( I understand that 's a HIPPA violation ) Both XXXX XXXX & XXXX XXXX SOLUTIONS have the original creditor as XXXX ( another possible HIPPA Violation ) I will be suing all mentioned parties for violations and filing complaints with my states Attorney General, The XXXX & Courts if these tradelines arent removed from my XXXX and if they 're resold or transferred again. XXXX companies cant have the right to legally try to collect on the debt at the same, XXXX or more companies are obviously trying to collect on a debt they have no legal right to collect on as well as the fact they intentionally misrepresented a debt by separating it to list it more than one time in my credit report. AARGON sold or transferred the accounts and has still reported on them while knowing they cant report or respond on accounts they dont have. AARGON also has a NV POWER BILL on my XXXX listed at an address I 've never lived at. I 've previously notified them it 's from someone using my identity..
02/19/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NC 28110	Web
Company : Aargon Agency, Nevada Debt Collection In late XX/XX/XXXX, I had several thousand dollars of medical bills accrue due to an accident. It was time consuming and confusing to sort out what was owed and to whom various payments were to be made. One day in XX/XX/XXXX, I received a call on my mobile from the above company. ( I can not provide the date as I now have a different phone and phone number. ) Their representative demanded a commitment from me to pay a medical bill. I explained that I was at the grocery store, and if he would call me back in a couple of hours, I'd be back home, able to take down the necessary information, and verify that his firm was legitimate, so that arrangements could be made to pay. The representative became rude, told me that he would close my case and report the bill as uncollected. He then hung up on me. I didn't hear from him that evening, or from XXXX ever again, nor did I ever receive written notice from XXXX. I finally contacted the initial payee, XXXX XXXX directaly and paid the bill. Please see the bank screenshot of this transaction. Recently it has come to my attention that XXXX reported the bill on my credit report. I filed a dispute with the credit bureau, who contacted XXXX, who refused to act and clear the debt. Saturday, I contacted XXXX directly. The representative told me that they did not receive the money ( the original payee did ), so they had to wait for the payee to advise that the bill was paid. I explained that I'd filed a dispute months ago, and asked how long it took for resolution. XXXX told me that it was " my fault '' for paying the original payee rather than them. I explained that their initial contact with me was their only contact with me, that I had no way of knowing who they were, and that I'd paid the bill. Not only have they not removed the derogatory account on my credit report, but THE DAY THAT I CALLED, THEY BUMPED UP THE CHARGE ON MY ACCOUNT ON TRANSUNION, CAUSING A FURTHER DECREASE IN MY CREDIT SCORE. Please help me.
04/21/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89123	Web
Account Date of service XX/XX/XXXX reflecting on XXXX consumer report on the amount of {$19000.00} with Date open on XX/XX/XXXX date from delinquency is 10 months past collections after 60 day never received validation of debt or made aware of the account placed in collections once I reached out there text with serval attempts to settle for less than {$4000.00} without cellular phone consent to text me regarding this account once I investigate the allegations I was made aware that account was pif to original creditor and submitted proof of the explanation of benefits in writing to XXXX to support that account was pif I then received update on XX/XX/XXXX that this account was closed however balance owed still reflecting but with a different amount of {$17000.00} so I proceeded to contact XXXX to dispute account for balance owed to reflect XXXX on XX/XX/XXXX I then check the status of the dispute and I was informed that that the information was accurate by customer service member named XXXX then inquire about whom the investigation had taken place with I was then transferred and informed by XXXX whom stated on a recorded line that she was the supervisor and that the collections agency which the account was closed in XX/XX/XXXX confirmed the information was accurate which is a violation of the FDCPA I also received a letter from XXXX stating that there was no credit history report found and to provide further information to sn address that is not listed onu consumer report which is 8n violation of compliance and false information regarding my report and dispute request I have supporting documents to validate everything in this summary of events to be true and I also was informed by XXXX that I will need a subpoena in order to pull all calls in reference to this situation which is violation unable to give any legal advice for assistance. There is also an account that has been PIF and is reporting to my CBR 5 TIMES which I have the EOB from insurance company that this ambulance and hospital bill is in fact PIF
06/13/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 891XX	Web
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX SSN : XXXX \| DOB : XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX XXXXXXXX Please be advised this is my SECOND WRITTEN REQUEST. The unverified items listed below remain on my credit report in violation of Federal Law. You are required under the FCRA to have a copy of the original creditors documentation on file to verify that this information is mine and is correct. In the results of your first investigation, you stated in writing that you verified that these items are being reported correctly? Who verified these accounts? You have NOT provided me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified. The law is very clear as to the Civil liability and the remedy available to me for negligent noncompliance ( Section 617 ) if you fail to comply. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA I demand the following accounts be verified or removed immediately. Name of Account Account Number Provide Physical Verification XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX In Collection Opened on XX/XX/XXXX DISPUTE REASON : ACCURACY : UNVERIFIED ACCOUNT, UNVERIFIED LATE PAYMENTS. THIS RECORD CONTAINS MULTIPLE INACCURACIES. PLEASE VERIFY THE ACCURACY OF ALL DATA. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX # XXXX In Collection Opened on XX/XX/XXXX DISPUTE REASON : ACCURACY : UNVERIFIED ACCOUNT, UNVERIFIED LATE PAYMENTS. THIS RECORD CONTAINS MULTIPLE INACCURACIES. PLEASE VERIFY THE ACCURACY OF ALL DATA. Please remove all non-account holding inquiries over 30 days old. Please add a Promotional Suppression to my credit file. Thank You, Sincerely : XXXX XXXX XXXX
04/22/2020	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	FL 33312	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
04/24/2020	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MO 631XX	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
04/05/2020	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MO 63031	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
04/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 43209	Web
ATTN : Legal Department, This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FCRA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is the derogatory nature of the information your agency has furnished to the credit reporting agencies in connection with the following accounts : The basis for my dispute is that, as I understand the code, your office was required to notify me, in writing, prior to, or no later than 30 days after furnishing any negative information to the consumer credit reporting, that such information was being furnished. This notification is required under the FCRA, section 623, subsection ( 7 ) ( A ). To date, I have not received any documentation in compliance with this section. I am requesting that you provide me with proof of notification, i.e. a copy of the actual notification sent, and proof that it was delivered to me in a timely manner. If you can not provide proof of notification and date of receipt then you can not substantiate that you complied with the procedures required under the FCRA. In which case, the continued reporting of negative information to the credit reporting agencies in connection with the aforementioned accounts may constitute the reporting of false information, causing damage to my reputation and future credit worthiness. To resolve this situation, I ask that you investigate this matter, and modify the accounts accordingly. I also ask that you inform the appropriate credit reporting agencies of your actions, and ask that they make the proper updates to the accounts at issue. It is my understanding that the FCRA 623 ( 8 ) ( E ) ( iii ) establishes a time-frame for these issues, and that section 621 of the FCRA supports my request in this matter. I have also requested the guidance and support of the Attorney General 's office. The items that appear on my credit report as : AARGON AGENCY Account number XXXX
11/28/2015	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92563	Web
Violation HIPPA, PHI and California 's Medical Privacy StatuesIn reference to XXXXPlease be advised that under Federal Statutes the Fair Credit Reporting Act, ( 15 U.S.C. 1681 et seq ) and California 's Consumer Credit Statutes, you may be held liable for the following actions ( a ) Duty of furnishers of information to provide accurate information. ( 1 ) Prohibition. ( A ) Reporting information with actual knowledge of errors. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or consciously avoids knowing that the information is inaccurate. In addition, the HIPAA and California 's Medical Privacy Statutes are in effect in this situation even though the health care services provided may have been prior to enactment. The Privacy Rules prohibits a covered entity from using or disclosing an individual 's protected health information ( " PHI '' ) unless specifically authorized by the individual or otherwise allowed under the Privacy Rules. In general, PHI encompasses substantially all " individually identifiable health information '' that is transmitted or maintained in any medium. " Individually identifiable health information '' includes health information that is created or received by a health care provider, health plan, employer, or health care clearinghouse, and that relates to an individual 's physical or mental health or condition, including information related to an individual 's care or the PAYMENT for such care. The furnishing of my account information is not in compliance with HIPAA, or California 's Privacy Act, and any subsequent reporting of this account on my credit reports to XXXX, XXXX and XXXX is a clear violation of Public Law 104-191 ( " HIPAA '' ) since there can be no permissible business purpose in divulging protected health information to anyone on an account once there is no longer any payment due.
12/12/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 32907	Web
AARGON COLLECTION AG ACCOUNT NUMBERs : XXXX XX/XX/XXXX XXXX XXXX Phone : XXXX ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you AARGON COLLECTION AG or any company associate with this account # XXXX and tell them the debt is the result of identity theft. I have enclosed a copy of the Federal Trade Commission 's police report Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : date account open all sign original contract including : Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : AARGON COLLECTION AG or any company associate with this account that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation. Sincerely, XXXX SOC SEC # *********** DOB XX/XX/XXXX ADDRESS XXXX
02/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA XXXXX	Web
This is the nature of the complaint as written in a letter to Aargon Agency the second collection agency they sent after me. The Delinquency Notification sent to me by your office pertains to a medical bill from XXXX XXXX XXXX for an additional {$8800.00} of the original amount of {$16000.00}. I am disputing the additional amount due because it was deemed unreasonable and excessive in the amount charged to me by the provider using XXXX XXXX as an objective review process. The total billed amount was {$16000.00} and the reasonable amount according to the XXXX XXXX review should have been {$3400.00}. XXXX XXXX has already been paid {$7500.00} on this bill which is already in excess of the calculated reasonable charges for these services. The nature of the dispute is really the excessive charges the hospital charged me. It was a brief exam and imaging. I had fallen at home and hit my head pretty hard. The paramedics came and after evaluating my condition said that it was my decision whether or not to be transported by ambulance to the hospital since there was no one to take me. After I failed to reach my husband or sister by phone then the paramedics said that I no longer had the option to be transported and that they needed to have me transported. I really do not understand what I did or what happened to change their minds. Anyways, I was transported about 2 miles to the closest hospital for an evaluation. Thankfully, I was left with just a XXXX XXXX and a sore head but a HUGE {$20000.00} bill! The hospital bill was evaluated by a third party ( as stated above in the letter to both collection agencies. The third party evaluation showed " reasonable charges '' for a short evaluation and imaging performed was {$3400.00}. The hospital already received ( as stated ) {$7500.00} to determine I was " okay '' after my fall. I did not even need a ibuprofen!
01/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	NV 89123	Web
Account Date of service XX/XX/XXXX reflecting on XXXX consumer report on the amount of {$19000.00} with Date open on XX/XX/XXXX date from delinquency is 10 months past collections after 60 day never received validation of debt or made aware of the account placed in collections once I reached out there text with serval attempts to settle for less than {$4000.00} without cellular phone consent to text me regarding this account once I investigate the allegations I was made aware that account was pif to original creditor and submitted proof of the explanation of benefits in writing to XXXX to support that account was pif I then received update on XX/XX/XXXX that this account was closed however balance owed still reflecting but with a different amount of {$17000.00} so I proceeded to contact XXXX to dispute account for balance owed to reflect XXXX on XX/XX/XXXX I then check the status of the dispute and I was informed that that the information was accurate by customer service member named XXXX then inquire about whom the investigation had taken place with I was then transferred and informed by XXXX whom stated on a recorded line that she was the supervisor and that the collections agency which the account was closed in XX/XX/XXXX confirmed the information was accurate which is a violation of the FDCPA I also received a letter from XXXX stating that there was no credit history report found and to provide further information to XXXX address that is not listed onu consumer report which is XXXX violation of compliance and false information regarding my report and dispute request I have supporting documents to validate everything in this summary of events to be true and I also was informed by XXXX that I will need a subpoena in order to pull all calls in reference to this situation which is violation unable to give any legal advice for assistance.
05/06/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91504	Web
Be advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g stating your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence, such as a trilateral contract, that I have any legal obligation to pay you. I will need this documentary evidence to insure that your office isnt using unlawful extortionate means, as defined by 18 U.S. Code 891, with forethought and malice to bring harm to me or my financial reputation by making any false claims of securities, causing a tax liability. This documentation showing my legal obligation to pay you would insure me that there isnt any unlawful theft by deception, bank fraud, and creation of false and deceptive forms is in the act of taking place to a federally protected consumer, beneficiary, debtor, and holder in due course pursuant to UCC 3-306. If your offices can provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information, during which time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will file for suit. This includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated. If your office fails to respond to this validation request within 30 days from the date of your receipt, all references to these accounts must be deleted and completely removed from my credit file, if applicable, and a copy of such deletion request shall be sent to me immediately.
01/09/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89031	Web
My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against Aargon Agency Inc. for their abusive, deceptive, and unfair collection practices in the collection of extensions of credit. In a conspiracy with the consumer reporting agencies to cause a restraint of trade and commerce, this debt collector has engaged in racketeering activity. I have never given this company any consent to be in possession of my nonpublic personal information. I disaffirm any alleged agreement or contract between I, the consumer, and the original creditor, whether implied or explicit. This account is a billing error. Please provide me with documentary evidence of the obligors indebtedness. This company is in violation of the false claims act and is jeopardizing my consumer credit reputation with other financial institutions by fraudulently furnishing this alleged debt to coerce payment. Any payments made or future payments are a result of threat, duress, and coercion, due to undue influence. I am legally refusing to pay this debt pursuant to 15 U.S. Code 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Aargon Agency Inc., can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Aargon Agency Inc., continues its collection efforts, I will file for litigation for actual damages caused and Aargon Agency Inc., shall be liable for violations of XXXX XXXX, XXXX, XXXX, the XXXX XXXX XXXX, XXXX Act, XXXX XXXX XXXX FTC XXXX and XXXX Act. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
01/04/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80013	Web	Servicemember
Again for the record AARGON Agency the following damages will be taken to civil court on XXXX XXXX in XXXX XXXX if, monetary relief isn't given for the following damages : 1 ) Defamation of Character 2 ) Negligent Infliction of Emotional Distress 3 ) Violation of 15 U.S.C. 1666 Billing Error Violation of 15 U.S. Code 1681 - Congressional findings and statement of purpose 4 ) Violation 15 U.S.C. 1681 section 602 A States I have a right to privacy. 5 ) Violation 15 U.S.C. 1681 Section 604 A Section 2 It also states a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C 1692k states that I'm entitled to {$1000.00} per violation Each credit reporting agency owes me monetary relief of {$5000.00} in remedy These are the following 5 violations that your company has established against me and have violated. Again I identify as my natural being my signature is XXXX XXXX XXXX without recourse. I own and don't operate out of my Legal name again this is identified as an identity thief etc. fraud. The federal Fair Credit Reporting Act covers how financial matters, including debt collections, can be reported in your credit report. Federal consumer financial protection laws also prohibit unfair, deceptive, or abusive acts or practices that apply to DEBT collectors and creditors. AARGON AGENCY IS IDENTIFIED AS A DEBT COLLECTOR ON THEIR WEBSITE VIA XXXX XXXX XXXX XXXXXXXX AARGON AGENCY ISNT ABOVE THE LAW! ONCE AGAIN READ and please refer to the attached documentation this is considered unwilful compliance and I have submitted documentation through the CFPB portal. THIS WILL BE EVIDENCE TO THE COURT XXXX XXXX of unwilful compliance
03/22/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL XXXXX	Web
This complaint is in reference to My credit report showing a collection from your agency. I already sent a letter to your company but you did not respond with what I asked for to verify your claims of this alleged debt that I supposedly owe. I was never notified of this collection. I do not believe this debt is accurate. I do not believe this debt is mine. Under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the debt. Therefore, please provide me with a copy of all the following : 1 ) An explanation of what this alleged account balance is for. 2 ) A complete Audit Trail calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct. 3 ) Documentation that shows I agreed to pay this debt with my signature and documentation that shows I gave you permission to have my information, and paperwork showing I gave you authorization to report this to my credit report. No consent to you having my information and unauthorized use of my social security number is identity theft and you will be reported for such. 4 ) The Agreement that grants you authority to collect on this alleged debt. 5 ) A copy of your state license, including license number that give you rights to collect in my state. 6 ) A copy of the full purchase agreement 7 ) I want you to Swear under penalty of perjury you were present during the alleged debt Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act. Also read the attached letter and review all of the violations by your company
06/23/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KS 67203	Web
Had a medical debt of {$1500.00} owed to XXXX XXXX XXXX company for an incident that happened on XX/XX/XXXX. They billed me to the wrong address and I never received it so it went into collections with the Aargon agency. However, XXXX XXXX never billed my insurance company at the time which was XXXX XXXX. I was having trouble getting the correct documents to dispute the case so that XXXX can pay the bill and in the meantime I had paid Aargon agency 2 payments of {$320.00} on XX/XX/XXXX and XX/XX/XXXX for a total of {$640.00} so that this would not affect my credit. I had been working with XXXX XXXX ( XXXX ) ext XXXX and also the XXXX XXXX ext XXXX at the time. I finally got the appeals department for XXXX XXXX who I was working with XXXX XXXX ( XXXX ) to pay 100 % of the XXXX XXXX XXXX and they sent the whole {$1500.00} to Aargon Agency. When I called Aargon agency to make sure they had received the payment in early XXXX, XXXX had told me they had received it but XXXX XXXX should be giving me my refund which I thought was odd because they have the payment of XXXX. However, when I called XXXX XXXX they had told me once again that Aargon Agency needed to pay me the refund. This has been going back and forth and I have tried to email XXXX at his email XXXX XXXX different times about this and there has been no response. He had told me he sent an email to the department that handles things but hasn't given me any update. Everytime I call I get the same answer and it has been almost 2 months since this was paid in full. I would like to get my money back which I deserve from the Aargon collection agency of {$640.00}.
01/26/2024	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	LA 708XX	Web
Aargon Collection Agency is in violation of : 15 USC 1692 C ( A ), 15 USC 1692 D ( 2 ), and 15 USC 1692 C ( A ) I do not have any contract with Aargon Collection Agency and never received one after a request was made. What they sent ( a print out of an alleged bill ) is not acceptable and illegal. This collection is INACCURATE and needs to be deleted immediately! I do not owe this collection company and have never signed any documents or agreements with them! This is in violations of the CDIA laws!. **This collection account is not accurate, verifiable, nor is it compliant to CDIA or FCRA laws. Fraudulent misrepresentation is a crime punishable by the law and you are committing it Also you are violating my consumer rights to fair credit reporting. Please delete this off my report! Let me remind you of the importance of removing any unproven claims from your reporting about this account. As the data reporting provider, it is imperative that you adhere to the minimal criteria required to report with the privilege to do so. Failure to meet these standards raises concerns about the validity of any and all claim that you make, especially with regards to the mandatory Metro 2 Compliance standards. As you are aware, these standards are clearly outlined in the CDIA 's nearly annual CRRG, which stipulates that any deviation from these standards risks compromising the integrity of the data. I contacted them 4 times ( 2 mail, 1 email and 2 via mail ) and I never got the information needed. They also have a notarized letter coming to them that they can not ignore or I will file legal action. Please DELETE ASAP!
11/23/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30236	Web	Servicemember
I recently did an investigation on my credit report. I am distressed that they have included the information below in my credit profile and that you have failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be re-investigated. According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify, through the physical verification of the original signed consumer contract, any and all accounts that you post on a credit report. Otherwise anyone paying for your reporting services could fax, mail or email in a fraudulent account. I demand to see verifiable proof ( i.e. : an original consumer contract with my signature on it ) that you have on file for the account listed below. I respectfully requested to be provided proof of this alleged item, specifically the contract, note or other instrument bearing my wet signature such as ; Original contract Payoff disclosure Interest rate disclosure Balance history Payment History Credit insurance which they failed to provide to me. The item must be deleted from the report as soon as possible. Under the FCRA, unverifiable accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the account listed below. AARGON COLLECTION AGENCY Total amount : {$3800.00} Date XX/XX/22
09/18/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	HI 96817	Web	Servicemember
XXXX XX/XX/XXXX I request assistance removing an ERRONEOUS COLLECTION from my XXXX Credit Report @ ( XXXX ) XXXX. I underwent XXXX on XXXX XX/XX/XXXX, >2 years ago, to correct XXXX XXXX in my XXXX XXXX at XXXX XXXX XXXX, authorized by VA XXXX Consult # XXXX. I am a medically service-connected veteran covered by the VA. The VA paid for Claims to two physicians : XXXX Dr. XXXX XXXX ( XXXX ) XXXX and XXXX Dr. XXXX XXXX. The VA said payment was accepted and therefore considered payment in full. They did not pay XXXX XXXX XXXX. XXXX XXXX XXXX ERROR Today, XXXX XX/XX/XXXX, I discovered XXXX XXXX XXXX -- who provided the Operating Room -- sent their Claims to the wrong address : XXXX ( an incoming vendor ) instead of the VA Claims address. The VA called XXXX XXXX XXXX at ( XXXX ) XXXX and advised them to resubmit the Claim AGAIN : The first request was on XXXX XX/XX/XXXX. XXXX XXXX XXXX said that they were working on my account to stop COLLECTION by Aargon Agency. However, Aargon Agency refused to stop COLLECTION on my account. My credit score dropped nearly 100 points in XX/XX/XXXX. Today, VA XXXX XXXX called both XXXX XXXX XXXX and Aargon Agency ( XXXX ) XXXX [ COLLECTION ACCOUNT # XXXX ]. THE RESULT? The collection is still on my XXXX Credit Report. I filed the seventh dispute today. Additionally, XXXX XXXX XXXX is still trying to collect for XXXX despite accepting payment from the XXXX VA XXXX XXXX XXXX Aargon Collection Agency that " Balance Billing '' [ charging me individually for the difference in payment schedules ] is illegal. Thank you for your attention in this matter.
02/03/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV XXXXX	Web
On XX/XX/2017, I sent a certified letters to Aargon Collection Agency, asking them for debt validation of the accounts as I never received any bills prior to the debt hitting my credit report, in the sum of {$490.00}. Pursuant to the FDCPA Section 809, I requested that they send me a written validation of the debt. It's been more than thirty days and I haven't received any written validation of the debt. Under the FDCPA Section 1692g, if the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. Collection activities and communications that do not otherwise violate this sub chapter may continue during the 30-day period referred to in subsection ( a ) unless the consumer has notified the debt collector in writing that the debt, or any portion of the debt, is disputed or that the consumer requests the name and address of the original creditor. Any collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumers right to dispute the debt or request the name and address of the original creditor.
03/27/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 21229	Web	Older American, Servicemember
In 2017, I was taken to ER in an ambulance for a XXXX XXXX injury - I was unable to move from the a lying position. I was released 3 hours later, many months later ( I moved so I did nit receive ANY notice in the mail ) I noticed on my credit report that I was in fact charged for the ambulance ride, given that I am a % XXXX XXXX XXXX XXXX wounded XXXX Veteran ambulance charges should in fact be included and fully paid for by the VA. Also it should be noted I notified the VA the same day I was released of the Ambulance ride. Now 3 years later and many many calls to the VA and the DEBT collector ( Aargon Agency Inc XXXX XXXX ) no one is helping and all they do is tell me to call someone else! they are fully aware they are just giving me the run around and this should not even be an issue given I am a % XXXX XXXX vet who was XXXX in the war and the VA states they DO cover these bills. I have a credit report that I disputed and under accuracy it reads * The payment history/rating is incorrect, the account is settled * and yet it is STILL ON MY CREDIT AS DEROGATORY. I am XXXX years old and living in a house that is contaminated with dangerous levels of black mold that is making me sick and I can not get approved for even a small home loan even though I have $ XXXX monthly income due to this error and 3 other bills from the VA that are incorrectly being reported on my Credit report since VA should be paying all medical bills. Thank you for your time and thank you to the people who made this agency File number XXXX XXXX XXXX SS # XXXX XXXX XXXX AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX, NV XXXX
03/28/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	NV 89130	Web
Default : Collection Agency Subtle Scam? What protection do we ( age XXXX ) have when a collection agency ( this XXXX in XXXX XXXX ) places us on 'default ' through their lawyers because they allegedly did not receive the check we sent? Our records show we have been diligently paying for a medical bill ( incurred during an emergency ) with this collection agency, in spite of the fact that the hospital kept sending us " 0 '' Amount You Owe -- then popped this Collection Agency ( Please see attached document ). Abruptly, half way sending our payments - during the tax refund season at that - we got a call a day after the 'default day ' that we are on default ; subtly informing us this would be forwarded to the credit bureau. We are buying a house, about to make the walk-through next month ; you could imagine how conscientious we are on every step of the way regarding credit issues. Can this collection agency simply claim, " Sorry, you defaulted, we did not receive the check ...? " We never lost any check we issued -- we make sure we mailed letters/checks directly with our post office. I wonder, as a XXXX, how many defaults are incurred due to non-receipt of check payments by this particular XXXX XXXX collection agency, or possibly other collection agencies? Would you happen to have data on this concern? In addition, is it the practice of collection agency NOT to send bill or payment confirmation? This collection agency said, " We do n't do that. " This is an alert I would like to share. I would be happy to send you the details. Have a wonderful day.
05/31/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 852XX	Web
On XX/XX/XXXX I pulled a credit report off my XXXX Credit card online portal. The XXXX report showed that my credit has decrease, so I started to investigate and found a collection notice on my report filed Collection Agency named AARGON COLLECTION at XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX had filed a collection notice on my credit report for {$1800.00} that was open XX/XX/XXXX. This is not my charge so I called AARGON and they told me that XXXX XXXX had file a claim against me for {$1800.00} for a XXXX XXXX XXXX XXXX XXXX XXXX XXXX installed in car. This is not my charge so I called AARGON and tried to contact XXXX and they would not answer their phone. I called AARGON back on XX/XX/XXXX and this time they said the account number XXXX is filed under a person named XXXX XXXX Case and since this not me they could not give me additional information to clear the this off my credit report and I would need to file report with FTC.GOV and send it to them. AARGON Collection XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX Fax- XXXX Account # XXXX Amount - {$18000.00} -Account Open XX/XX/XXXX, No payments have been made. Company Name- XXXX XXXX XXXX Message only XXXX XXXX XXXX XXXX XXXX XXXX installed on a car XXXX account XXXX Phone # XXXX XXXX XXXX Called AARGON and spoke XXXX- Could not find my info Called AARGON- XXXX on XX/XX/XXXX Said this account was under XXXX XXXX Case An he could not share additional info with me because not correct name. Supervisor XXXX XXXX XXXX Need to contact FTC>GOV file claim. Left 3 message at XXXX on XXXX phone XXXX
01/18/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89115	Web
I am writing to file a formal complaint against Aargon Collections and XXXX Credit Bureau regarding their failure to remove an account from my credit report that does not belong to me. Name of Collection Agency : Argon Collections Account Number : Unknown Date of Collection Notice : XX/XX/2023 I have recently discovered that Aargon Collections and XXXX Credit Bureau have reported an account on my credit report, and upon careful review, I can confirm that this account is not mine. The inaccurate information has negatively impacted my credit score and financial standing. I have taken the following steps to rectify the situation : Dispute with Credit Bureaus : I have filed a dispute with the major credit reporting bureaus ( XXXX, XXXX, and XXXX ) to have the erroneous information removed. However, despite my efforts, the inaccurate account remains on my credit report. Contacted Aargon Collections : I have contacted Aargon Collections and XXXX Credit Bureau directly to request the removal of the erroneous account. Unfortunately, my attempts to resolve this matter with them have been unsuccessful. I seek your assistance in addressing this matter and ensuring Aargon Collections and XXXX Credit Bureau complies with the Fair Credit Reporting Act ( FCRA ). I kindly request that the Consumer Financial Protection Bureau investigate this issue and take appropriate action to have the inaccurate account removed from my credit report. I appreciate your prompt attention to this matter and thank you in advance for your assistance in resolving this issue.
02/11/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
On or about XX/XX/2018 I moved into a house with roommates and an account was opened with the water company in my roommates name. Neither my roommate nor myself could get to the water company to pay the water bill because neither of us had transportation. I elected to pay the water bill electronically via the water companies official website using one of my bank cards. I am not the account holder, I was an authorized user on the account. I no longer live at the address in which the account was opened. A collection agency attempted to collect on this debt and I explained that the account was not in my name. The collection agency reported the debt to a credit reporting agency reporting that I owe approximately {$1000.00} which, in turn has negatively affected my credit score, which I have worked diligently to improve over the past year or so. I contacted the water company and explained that the account was not in my name but was unable to reach a resolution. I have recently contacted the collection agency via email with the explanation as to why I don't think the debt is mine considering the account was opened in someone else 's name however I have yet to receive a response from the collection agency. At the time that the debt was ongoing was right in the midst of the COVID crises and at a time when myself, my children along with my roommate had contracted COVID, I don't know if this information is helpful but I'm including it anyway. Please contact me with any further questions about this complaint. Thank you kindly for your help with this matter.
05/22/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	PA 19138	Web
Inaccurate Information dispute Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX, Pa XXXX Phone : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX PA XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX / XXXX, GA XXXX XXXX : XXXX / XXXX XXXX XXXX / XXXX, TX XXXX To Whom it may concern, I've recently obtained a copy of my credit report From all three major Credit Bureaus ( XXXX, XXXX XXXX XXXX ) in an attempt to understand my credit report and increase my credit worthiness. In the process Ive noticed A few Accounts that are reporting inconsistent on all three credit bureaus. It is your duty to protect my consumer rights by ensuring all information is consistent and most importantly reporting accurately. The inaccurate accounts are as followed : Account Name : XXXX Account Number : XXXX Please investigate this account thoroughly to ensure all information is correct, if NOT please REMOVE this account from my credit report immediately. Account Name : XXXX XXXX XXXX Account XXXX Please investigate this account thoroughly to ensure all information is correct, if NOT please REMOVE this account from my credit report immediately. Account Name : AARGON AGNCY Account XXXX Please investigate this account thoroughly to ensure all information is correct, if NOT please REMOVE this account from my credit report immediately. I have attached a copy of my credit report from XXXX, XXXX and XXXX to provide proof of all inaccuracies. Please Send your response to my address listed above. Thank You! Signed : XXXX XXXX
06/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 298XX	Web
I have 2 accounts from XXXX XXXX medical centers that is a result of improper billing on the hospital 's behalf that I called about prior to getting placed in collections to get corrected. I spoke to several representatives in the hospital billing department and provided them the primary and secondary insurance numerous times which at the time was XXXX XXXX XXXX and South Carolina XXXX as a secondary. My insurances should have been billed properly to cover my medical expenses right then but due to negligence on the hospital 's behalf it was not. Now this item is will a collection agency named XXXX who is credit reporting these accounts. When asked to provide verification and validation of debt I'm was referred back to XXXX XXXX ... I called XXXX XXXX after to speaking to XXXX the aargon agent trying to resolve the account and get the billing error corrected..the billing specialist refers me to SC XXXX to see if they will back bill for the services rendered for these accounts. So I called SC XXXX and spoke to an agent who let me know that they will only back bill up to 1 year only. These accounts are from 2018 so unfortunately I'm in a situation to where I feel like I am being forced to pay for services that should and would have been covered by my insurance at that time. I feel my FCRA rights are being violated by aargon for credit reporting and not providing validation of debt. I'm very familiar with the laws and regulations a of the FDCPA and FCRA and intend to pursue litigation if this account is not removed from my credit report.
08/15/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NC 28269	Web
In response to the collection placed against my credit profile. The information documented on behalf of this collection is incorrect and insufficient. I would like the opportunity to clear this debt from my credit report. I am making a request for Collection Company to provide a deletion from my credit report. I value my credit and I continually make timely payments on all of my accounts. All bills from all medical manners were paid in full directly with ALL service providers and any remaining balances from 2012-present were included in the insurer 's Chapter XXXX bankruptcy under case number XXXX. Aargon Collection agency placed a {$39.00} collection on my account and this information was discovered when I recently saw it on my credit report. They did not send any type of bill, notice or information prior to placing this debt on my report. All medical bills are paid in full with the providers directly. Any balances are under the responsible party which is XXXX XXXX, the insurer and responsible party. I understand that collection companies are generally not excited about deleting a collection account. However, I have been informed that according to FCRA ( Federal Credit Reporting Act ) no creditor is required ever to report a debt, nor are they required to continue to report it for any set amount of time, reporting to the bureaus is purely elective on the creditors part. I would simply like for Collection Company to have this one account removed from my credit to ensure my credit profile does not show such a negative account.
08/19/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 89129	Web
I have sent several requests to Aargon Agency Inc. per the Fair Debt Collection Practices Act, 15 U.S. Code 1681, Fair Credit Reporting Act section 623 ( a ) ( 1b ) and section 623 ( b2 ) requesting the show me the documents required by law that they have to hold me responsible to this debt. Also according to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. At this time I am submitting this as so that the FTC will have on record that I have attempted on numerous occasions to have this company obey the law and they have refused to produce the documents they are required to have on file to continue to report this derogatory information. I have been given no original contract bearing my signature or documentation of any kind. It was advised that I try to have this issue resolved though the mediation of the CFPB before I filed suit in state court seeking remuneration for several things including but not limited to : Violation of the FCRA, Violation of the FDCPA, Defamation of character and Identity Theft as they have opened this account without my knowledge or consent. I have lost opportunities due to this illegally reported information remaining on my credit profiles. I am attaching a copy of the most recent USPS Certified mailing sent to this company in XX/XX/XXXX which has well surpassed the 30 days allowed by law for a response.
03/12/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92562	Web
I had previously been contacted by another collection agency regarding this same balance. This balance was dropped off by the company before this one because this charges were a result of malpractice. Two months later I start getting phone calls from this new company called " Aargon Agency ''. They had purchased this bad debt from the previous company but I had told them over the phone that I had spoken to the previous company and that my daughter was XXXX at this hospital which resulted on having to reach out to an outside XXXX who XXXX my daughter without a XXXX XXXX. When I clarified that I was not liable for this charge, they told me my credit will be damaged if this was not paid to them. Here are the details regarding this claim as far as why I do not owe this balance to anyone : This bill has been disputed due to malpractice by the ER staff at XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ). My daughter was XXXX with a XXXX to her XXXX which could not be confirmed by any XXXX XXXX on site. Due to the incompetence of the staff on this ER, my daughter was sent home without a XXXX on her XXXX and I was referred to seek the help of a XXXX. Three days later I was seen by a XXXX under my insurance coverage who took his own XXXX and confirmed my daughter had XXXX her XXXX but there was no XXXX to be accounted for. I had filed a complaint with the XXXX XXXX XXXX XXXX California under Substandard care ( eg. XXXX ). This debt has been dropped off my record as of XXXX by XXXX XXXX ( XXXX XXXX XXXX XXXX ).
02/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 297XX	Web	Servicemember
AARGON COLLECTION AGEN ( Original Creditor : XXXX XXXX XXXX XXXX - XXXXXXXX XXXX ) XXXX Account # : XXXX Account Type : Collection Account Type - Detail : Collection Bureau Code : Individual Account Status : Derogatory Monthly Payment : - Date Opened : XX/XX/XXXX Balance : {$1000.00} No. of Months ( terms ) : - High Credit : {$1000.00} Credit Limit : - Past Due : - Payment Status : Collection/Chargeoff Last Reported : XX/XX/XXXX Comments : - Date Last Active : XX/XX/XXXX XXXX XXXX Account Type : Collection Account Type - Detail : Collection Bureau Code : Individual Account Status : Derogatory Monthly Payment : - Date Opened : XX/XX/XXXX Balance : {$1500.00} No. of Months ( terms ) : - High Credit : {$1500.00} Credit Limit : - Past Due : - Payment Status : Collection/Chargeoff Last Reported : XX/XX/XXXX Comments : - Date Last Active : XX/XX/XXXX If you do not immediately remove this inaccurate and incomplete information, I will file a formal complaint with the FTC. Furthermore, I intend to seek redress in civil action, for recover of damages, costs, and attorneys fees, should you continue in your deliberate obstruction of the law. For this purpose, I am carefully documenting these events, including the lack of response REQUIRED under law from you. Additionally, please provide the name, address, and telephone number of each credit grantor or other subscriber. Under federal law, you had 30 days to complete your investigation, yet you have failed to respond. Your continued delays are inexcusable.
09/07/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89183	Web
I was in a vehicle accident on XX/XX/XXXX and was taken to XXXX XXXX in XXXX XXXX NV. In XXXX of XXXX I received a bill from University XXXX XXXX XXXX for {$34000.00} which I promptly disputed. After a lot of phone calls, emails, letters with different people at different departments at XXXX on XX/XX/XXXX I received a letter from a manager XXXX XXXX at the risk management department in XXXX stating that my account has been reviewed and that my balance is only {$1500.00}. After this I was waiting for a revised bill reflecting the new balance but instead on XX/XX/XXXX I received a bill with a due balance of {$24000.00}. After many communications with XXXX billing department and dispute packages getting the billing department to send me a revised bill, the next thing I know I was being contacted by a collection agency. On XX/XX/XXXX I received a bill from Aargon collection agency with a due balance of {$24000.00}. I immediately called the number on the bill and spoke to a XXXX XXXX, explained the situation that has been going on. He directed me to send an email to XXXX with all the details and the letter from XXXX 's risk management department stating the new balance and that they would revise it and send me a bill with an adjusted balance. After I did that I waited and NOW I see that the credit bureaus are reporting a derogatory account which resulted in a big negative impact on my credit score which is what I have been trying to avoid since this whole debacle started in mid XXXX.
07/12/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85032	Web
I had XXXX XXXX on XXXX the XXXX . I have many debts from it and make payments every two weeks. Two weeks ago I got a notice from a collection agency, AARGON, stating I am in collections for an outstanding bill of {$40.00} from a XXXX XXXX . Apparently, m y XXXX came from there. The thing is, I have never heard of XXXX XXXX nor have I ever received a bill from them. I contacted AARGON and let them know this. I was told my credit will be ruined if I do n't pay the {$40.00}. All I asked them for was a copy of the original bill. They told me I could find it on their web page. I asked for them to just email it to me. I was told, " I 'm not going to do your work for you. '' So, I went to their website and found my account. The orginial bill is not there. There is just a copy of the notice they sent to me. So I reached out to my doc 's office. They had no information other than XXXX XXXX is a company they use. So I contacted XXXX XXXX . They did not have info but told me they would find out. But they have not called me back. I want to get this resolved, do NOT want my credit affected, and feel I have a right to see an original bill from this company. If I owe the {$40.00} I 'll pay it. But I ca n't help but feel they just check out patients and tack on bills to increase their income. Why else would they not send me a bill? I 'm out of pocket over {$6000.00} on this XXXX . Yes, I can pay the {$40.00}, but the point is I believe I am being mistreated.
12/16/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32835	Web
AARGON COLLECTION AGENCY accounts # : XXXX, and # XXXX has violated my rights Under the FCRA and the FDCA. Under 15. U.S.C 1681 section 602 A : States I have the right to privacy They also violated my rights under 15. U.S.C 1681 section 604 A section 2 : Which states a consumer reporting agency can not furnish an account WITHOUT my WRITTEN instruction. WHICH THEY DID NOT HAVE! They violated my rights under 15 U.S.C 1692b section 2 that states : shall not state that such consumer owes any debt ; XXXX XXXX has contacted me multiple times without consent and sent me letters which VIOLATES 15 U.S.C 1692b section 3 that states A debt collector shall not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information ; WHICH THEY DID NUMEROUS TIMES! in attempt to collect a debt. Again They also sent me a letter which violates my rights under 15 U.S.C 1692b section 5 that states : shall not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt. After breaking all of these laws and violating my rights I demand justice and for the accounts above to be deleted from my credit report.
07/13/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MO 63116	Web
In XXXX of XXXX I terminated an electric account with XXXX Missouri when I sold my property, XXXX attempted to collect payments months after claiming the power was still on, after a complaint, XXXX removed their collections attempts and was to correct the debt to {$0.00} as it was supposed to be. 5 years later in XXXX of XXXX AARGON COLLECTION AGENCY started reporting a collections account for a total of {$980.00} on behalf of XXXX Missouri to all 3 credit bureaus. XXXX of XXXX I discovered this error and disputed it with the credit bureaus who claimed to verify the debt. At no time did AARGON send an original notice of debt nor did they verify the debt despite my requesting it 3 separate times. This debt does not exist, this company waited until the statute of limitation had run out and then started reporting negative data to my credit, and they have violated the FCR by neglecting to send an original notice prior to reporting as well as attempting to circumnavigate limitation laws by falsely reporting an account opening date of XXXX and in doing so Federal law. This action is also a violation of slander and liable laws and is causing actual damages in their degradation of my credit score. The account I had with XXXX was closed in XXXX as paid in full and I have never had a contract with AARGON nor did I sign anything agreeing to pay AARGON for any service making the sale of any alleged debt illegal in the first place ( though this debt is not legitimate )
10/25/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22206	Web	Servicemember
On XX/XX/XXXX, I received health care services from a hospital provider and provided them with my proof of having two insurances, a primary and secondary. The hospital provider made copies of my two insurance cards front and back. When the claim for XXXX XX/XX/XXXX was sent to my primary insurance by the hospital provider, the total amount due was {$2200.00}. My primary insurance paid {$1200.00} on XX/XX/XXXX. This left a balance of {$310.00}. However, this hospital provider has refused to send a claim to my secondary insurance company which is XXXX. On XX/XX/XXXX, I sent this hospital providers billing department an email letting them know that I had spoken to XXXX and was aware that they did not submit a claim to XXXX. There was no direct response. On XX/XX/XXXX, I called this hospital providers billing department and spoke with XXXX regarding my balance and provided my secondary insurance information again. However, this hospital provider refused to bill my secondary insurance and took adverse action against me by having their collection agency, Aargon Agency Inc post that I owed the hospital provider {$300.00} on my consumer credit reports. I believe this unfair business practice by the hospital provider will have long-standing negative effects on my financial status and credit worthiness. I also believe they knew or should have known that XXXX would have discounted or paid the remaining balance off in full since I am a protected class.
05/04/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34234	Web
A few months ago I ordered a credit report and noticed that I had a new collection on file from AARGON agency, I immediately made contact with AARGON agency and told them that this information was incorrect. I mailed them several letters and put in several disputes online as well. This account is not mine and I don't appreciate them sending my personal information out, violating my HIPPA rights. In another complaint this company mentioned something about an identity theft package. ( which I never received ) I have attached 2 separate identity theft packages, one that dates all the way back to XX/XX/XXXX and a more current one from XX/XX/XXXX! This debt is not mine. This company is failing to validate the information in which they are trying to collect on. I have been trying for several months to receive validation of this collection in which they are saying is mine.Please be advised I have requested " validation '' not verification of the item reported by the above collection agency. I have received a response that does not indicate or prove : 1. I had this service. 2. What services I am being charged for. 3. What the cost of each service I am being charged for. Furthermore, Aargon Collection Agency did NOT provide me with a HIPPA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPPA rights. Please help me with this company.
11/20/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89084	Web
XXXX XXXX XXXX has deliberately avoided my debt validation letter for the debt accounts with their company. I have no way of knowing what and who this debt belongs to. Under the Fair Debt Collections Practices Act, I am requesting validation of the alleged debt. Furthermore, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ) to protect the privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX to release my medical information to a third party. I understand that the HIPPA does allow for limited information about me but any details may only be revealed with the patient 's authorization, therefore my request is twofold and as follows : Validation of Debt and HIPAA authorization -Please provide the original creditor name, address, and phone number -Please include a breakdown of fees including any, and all collection costs and medical charges. -Please provide a copy of my signature with the provider of service to release my medical information to you. -Immediately cease any credit bureau reporting until debt has been validated by me. -Please provide proof of ownership to collect the alleged debt Furthermore, any reporting of the debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent.
06/19/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89107	Web
To Whom It May Concern : This notice is to inform you that you have unlawfully reported an alleged debt to my consumer report. Under the New Rule REGULATION which took effect XX/XX/2021, You ( Aargon Agency ) You ( Aargon Agency ) have violated the FDCPA 1006.30 ( a ) and its new rule by parking this alleged debt on my consumer reports. Cease and Desist the reporting of this alleged Debt immediately or I will escalate this matter to taking legal action. I have not given you written permission to put anything on my credit profile 15 USC 1681 ( b ) ( 2 ). You ( Aargon Agency ) have no permissible purpose by law to contact third parties with any private or personal information. Your offenses amount to Aggravated Identity Theft pursuant to 18 USC 1028 ( A ). You ( Aargon Agency ) have knowingly transferred, possessed, or used, without lawful authority, a means of identification of me, which is a felony punishable with up to 2 years of imprisonment, in addition to civil liability. I AM A LITIGIOUS CONSUMER I WILL NOT HESITATE TO TAKE LEGAL ACTION AGAINST ( AARGON AGENCY ) 15 USC 1692 ( c ) Ceasing Communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such deb
03/24/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WA 980XX	Web	Older American
I received a letter from XXXX XXXX XXXX in XXXX XXXX telling me I owed {$25.00} to XXXX. I responded with a letter on XXXX/XXXX/XXXX explaining that I did not recognize this and asked that they send me a copy of the original receipt that explained what it was for. I received a letter back from Aargon Collection Agency with summary information from XXXX showing a {$120.00} charge back on XXXX/XXXX/XXXX for " XXXX ''. My name was not on this summary and the health information for XXXX XXXX Washington that was listed did not match my policy # or Group #. In fact, I was not insured by XXXX until XXXX/XXXX/XXXX, so this could n't have been my debt even if the policy and group numbers had been correct. I called and talked to XXXX at Aargon and explained that this was not my debt, that my name was not listed on the bill and the policy and group numbers did not match mine. He told me that he hears this all the time and that all indications are that this was my bill. He said that it was n't affecting my credit rating yet, but implied that if I did n't pay it, it would. When I insisted that this was n't my debt, he told me that I would need to file an Identify Theft Report with my local police department and send him the file number, then they could reference it in his file. None of this sounds right. I ca n't believe that they can press me to pay a bill that is in no way connected to me.
11/13/2022	No	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	VA 22315	Web
XXXX XXXX of XXXX ( XXXX ) mailed us a final notice for payment, dated XX/XX/2022, at our address charging XXXX {$390.00} for services performed on XX/XX/2022. They stated that it was the final notice and the last statement was sent on XX/XX/2022 - we were informed to pay the entire {$390.00} or our account would be placed with a collection agency within 30 days. We had not received any of the prior statements and XXXX had not notified our health care insurance provider ( the address and medical provider details were provided to the practice multiple times ). Upon calling XXXX 's billing department and speaking to them on XX/XX/2022, they confirmed that they had pulled up an incorrect address from the system instead of our current address that had been provided to them and had also failed to report the services to our health care insurance provider. They informed us that they will correct the address, process the claim through our insurance provider, and that the clock resets for 30-45 days. We received no updated bill from XXXX but on XX/XX/2022, we received a mail from a collection agency with a delinquent account due of {$38.00} ( with insurance having paid the {$350.00} ). They stated that we hadn't paid in response to previous statements. It is clear that XXXX had again failed to update our address and sent statements to an incorrect address resulting in delinquency.
01/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22003	Web
Complaint Against : XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXXAARGON Collection Agency ( XXXX XXXX XXXX XXXX ) Charges in DISPUTE : Annual Physical covered at 100 % under the XXXX XXXX XXXX XXXX XXXX Keeps billing me for covered service due to their billing system 's inability to code tests as preventive. Had more than 10 conversations with the billing department, Practice manager ( XXXX XXXX ), collections Agency ( to dispute charges BUT they keep calling ) ; ALL INVAIN. On multiple occasions, I had conferenced the XXXX XXXX Billing and XXXX XXXX XXXX, and myself to resolve this issue. On XX/XX/2019 I spoke AGAIN with XXXX XXXX who said that since they can not correct the billing issue she is going to write off the two amounts of {$23.00} ( doctor ) and {$98.00} ( Lab ). I have not had any confirmation to date and she is no longer taking my calls. I keep informing the collection agency that this debt is NOT MINE and they should send this dispute back to XXXX. They still keep calling me! This predatory practice seem to be the norm at XXXX billing as I have gotten the same complaint for my mother and some friends. It appears that the actual practice has no control over the billing department and the billing department would rather harass the customer than fix their billing software. I am filling this complaint on principal. Please investigate.
07/21/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 94558	Web
In XX/XX/XXXX of this year I paid {$70.00} to XXXX XXXX Hospital for services received. I subsequently received calls from them in XX/XX/XXXX requesting payment again for the same amount. I provided proof of payment to two different individuals when they called. On the second call I received acknowledgement from the representative that the bill was indeed paid and heard nothing further from XXXX XXXX Hospital. In XX/XX/XXXX I received several calls from a company called Aargon, XXXX XXXX XXXX XXXX, XXXX XXXX Nevada XXXX, purporting to be collecting for the same debt that had been previously paid. I explained the situation verbally and then finally via email on XX/XX/XXXX with proof of payment attached. I warned in that email that continued harassment would be reported to the appropriate authorities. This morning I received yet another harassing phone call from Aargon for the same debt. I explained that the issue had been resolved and referenced my email of XX/XX/XXXX. The representative XXXX ( would not provide last name ) stated " we have not received such an email '' and insisted that the payment was still outstanding. She provided another contact email which I have forwarded the earlier correspondence to in response to her call. I am happy to provide any and all reference materials in support of my case but request assistance to stop this undue harassment.
11/10/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	VA 22180	Web
Hello, A company that is coming up on my phone as Argon ( though I think it may be Aargon ) has called repeatedly saying they are attempting to collect a debt. I called back on XXXX XXXX and spoke with a gentleman who asked for additional information to verify that they are speaking to the person they are trying to reach ( even though my phone number brought up the account, he said ). I gave my name but would not give any additional information such as date of birth or address ( I don't give out information to people or firms I am not familiar with ). The man implied I should give him the information and sort it out as the company is calling me " incessantly. '' I called again on XXXX XXXX and spoke to someone who said her name is XXXX. She said that she needed the date of birth information to proceed. They will not tell me what the calls are concerning, so I am not sure if they are legitimate or a scam. I am not aware of any accounts that would seek collection, and I am current on all of my bills, to the best of my knowledge. The calls have agitated me, and are causing XXXX. I don't think I deserve to be harassed by a company I have never heard of, perhaps for no reason. Can you help? Thank you. The phone number they called from is XXXX. Their website says they are a debt collection agency based in Nevada. Thank you for your help.
08/07/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV XXXXX	Web
On XXXX/XXXX/17 approximately at XXXX XXXX I received a call from Aargon agency regarding two accounts that they had of mine is from XXXX XXXX XXXX. I ca n't remember the young lady name on the other end of the phone but she was giving me a different amount than what I had on my credit report because of nonpayment. One account was for {$820.00} and other one was for {$400.00}. The lady on the phone with trying to con me out of the extra hundred and something dollars she said they were a {$62.00} and some change an extra {$42.00} and some change for the other account for nonpayment. I told her that I was not paying no extra money for the XXXX nor for the other account and the XXXX they wanted {$42.00} for the other account for nonpayment. I said I 'm not paying extra only what 's on my credit report she could take it or leave it. She told me that I could call back and she can get that amount waved. I feel like they where trying to take advantage of me. Both of these account has been paid thru XXXX XXXX, I spoke with XXXX XXXX to get these two account off my credit report so I can go head and put XXXX XXXX, But Until AARGON AGENCY Removes this from my credit report, I can not get Power in my name until Aargon AGENCY Removes this from my credit report. I have both confirmation Number from XXXX XXXX. # XXXX {$820.00} # XXXX {$400.00}
03/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29418	Web
My Consumer rights and protections have been violated according to title 15 USC 1692. My privacy has been invaded along with the privacy act has a consumer has a right to privacy and not a privelige. According to title 15 USC 1692b a debt collector can not state that a consumer owes a debt.AARGON agency has been reporting a fraudulent debt to XXXX which has been very damaging to me and my family in our pursuit to purchase consumer goods, They have been contacting me a federally protected consumer about an alleged debt without my consent. AARGON AGENCY INC has been reporting a fraudulent debt that was a result of an identity theft on my consumer report which has been very damaging to my reputation and has hindered my ability to extend credit and enjoy the pursuit of happiness. Under title 15 USC 1681 an inaccurate and unfair credit report directly impairs the efficiency of the banking system and undermines the public confidence which is essential to the continued function of the banking system. I REQUIRE THE 2 FRAUDULENT accounts on my consumer report from AARGON AGENCY INC one in the amount of XXXX $ and one in the amount of {$110.00} be deleted immediately. A debt collector can not use false and deceptive means in connection with a debt such as the false representation of or the character amount or legal status of any debt.
01/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89002	Web	Servicemember
This is an attempt to collect a debt that does not belong to me as a result of identity theft. I filed a complaint about this collection on XX/XX/22 because the collection company never sent a collection letter but added the collection to my credit report unlawfully, completely ruining my credit. No remedy was provided from your agency following this complaint although it was closed. I sent a letter to the company requesting a verification of their contract and authorization to collect this debt in an effort understand the basis of this collection, which appears to be for a hospital visit that I have never had, for services that I have never received. My request for this information and verification of the validity of this debt has been blatantly ignored by AArgon Agency which is a violation of the FCRA. Under the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681 and following ), I am allowed to sue a credit reporting agency for negligent or willful noncompliance. the failure for AArgon agency to respond and provide important information to verify this debt is illegal and punishable by a fine. This collection must also be removed from my credit report immediately. I seek a proper remedy to this complaint from CFPB requiring AArgon to provide verification of contract to collect debt as well as proof of FCRA Compliance.
09/17/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 291XX	Web	Servicemember
I realized upon pulling my credit report that Aargon Collection Agency reported {$430.00} as an overdue electric bill from XXXX on XXXX XX/XX/XXXX. I have never received a bill or notification prior to seeing this on my credit report. I filed a dispute with XXXX and after two days received an email that my dispute was resolved. When I checked the report it only noted that account had been updated. No information was provided by Aargon, but they are still reporting it as a collections account. I called Aargon and made it clear that I do not owe this debt and after still trying to get me to pay it just to get if off my report I was told by the agent that they had no proof of ownership of the account, but they could request it. The Aargon agent also stated that its unlikely anything will change as we are just two people working against the XXXX XXXX XXXX. At this point, I feel that a company was allowed to add something to my report without any proof the account even belonged to me and there is no reasonable checks and balance in place by XXXX that allows for me to contest the account. XXXX only offers the ability to challenge if again with additional documentation since the account isnt mine, I dont have additional documentation. I need help with this please! It is impacting my security clearance as a military member.
11/11/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CO 80919	Web
Colorado XXXX XXXX sent me to a collection agency without any notice that they were going to do so. I was renting a home and the last bill for {$180.00} was for XXXX. I moved from the rental property in XXXX of XXXX. I had ALL mail forwarded to me through the US postal service. The forwarding process was successful and I received all other bills and mail from other vendors. I NEVER received any mail, email or telephone call from XXXX XXXX requesting this amount. My email address was listed on my account associated with the rental property utilities, and still no notification. They claim they sent me mailed notifications to my parents address, I never lived at my parents address and they never received a notification from them. I do not know why they would send it to my parent 's address, it was NOT even listed as the mailing address on my account, according to a XXXX XXXX customer service rep I spoke with on XX/XX/XXXX. I had never missed a payment in any of my previous dealings with the utility company with any other property in which I lived in XXXX XXXX, which has been for decades! The first time I knew of this outstanding bill was when the collection agency got ahold of me. I payed the collection agency the day I found out about it, just like I would have done if I knew I had an outstanding bill with XXXX XXXX.
07/22/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV XXXXX	Web
In XX/XX/XXXX, I had surgery at XXXX XXXX, My insurance paid all except {$5300.00}, which is now {$5300.00} because of a {$54.00} payment I made to the XXXX XXXX website in XX/XX/XXXX. In XX/XX/XXXX, I went onto the XXXX website to apply for financial assistance, and/or payment arrangements, I also updated my mailing address. After applying for financial assistance, I didn't hear anything back from XXXX XXXX, in which I thought I was approved for financial assistance. Almost two years later, I look at my credit report and see the Aargon collection agency, whom I never heard anything from, collecting the past due amount from XXXX XXXX and XXXX XXXX XXXX. After not being able to resolve this issue over the phone with XXXX XXXX ( XXXX ) billing, I drove to the XXXX facility hoping XXXX and I could come to a better understanding of why I wasn't receiving mail from them and to resolve this issue with this debt on my credit report. XXXX XXXX XXXX, I couldn't understand why I hadn't heard anything before putting this collection on my credit. To my understanding, XXXX didn't update my address, plus I asked Aargon to validate my debt, but instead was sent a copy of my medical records, which to my knowledge is a violation of HIPPA regulations. I never signed a HIPPA form authorizing Aargon to have access to this information
12/05/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	HI XXXXX	Web	Older American
on XX/XX/2023, received letter from Aargon Agency for a past due debt for XXXX XXXX of {$32.00}. On XX/XX/2023, responded via written letter asking for XXXX XXXX Billing reflecting a balance due of {$32.00}. I noted that I never received any past due invoices from XXXX XXXX since my last payment dated XX/XX/2023 and included a copy of the cleared check. On XX/XX/2023 received response from Aargon Agency with a XXXX XXXX ledger. I asked for the XXXX XXXX billing and expected a copy of the actual billing invoice of XXXX XXXX. On XX/XX/2023, called XXXX XXXX directly and spoke with XXXX in customer care. She is to provide copy of the XXXX XXXX bill reflecting the past due amount. I also requested that debt collection stop as i never received any communication from XXXX XXXX in XXXX or XXXX or even after the last payment done on XX/XX/2023. Please note : The collection letter dated XX/XX/2023 is unsigned and at the bottom it notates " Original Creditor '' as XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX, Hi XXXX. A XXXX search of XXXX XXXX XXXX XXXX describes a retail apparel store, why would this be on the collection letter? Is this a collection scam? Thus the added need to request a copy of the XXXX XXXX billing NOT a ledger that can easily be made up.
04/02/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43212	Web
To Whom It May Concern, The reason for my dispute is AARGON AGENCY XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, AARGON AGENCY failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of date and Mini-Mirandi under Section807 ( 1 ) AARGON AGENCY failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation AARGON AGENCY is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where AARGON AGENCY is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report. AARGON AGENCY has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
06/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 20105	Web
have contacted AARGONbefore via phone/certified mail requesting validation of a claim that I owe them XXXX, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws.The attempts have gone unanswered were asking for evidence bearing my signature ( Not invoice that was sent ), showing that I have ( or ever had ) some contractual obligation to pay them. This medical bill was paid by insurance to original provider .I have not received any proof that Im obligated to pay them for any debt that has been paid to the original account holder and been sold, and re-sold again to a third party collection agency. Any negative mark found on my credit reports ( including XXXX XXXX and XXXX XXXX from AARGON for a debt that I don't owe, is a violation of the FCRA & FDCPA. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill that was or itemized document does not constitute verification that XXXX XXXX mailed as explained in the letter that was mailed.Therefore if XXXX XXXX can not validate according to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract it must be removed.
07/13/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89130	Web	Older American, Servicemember
It appears that the original claim was submitted to XXXX on XX/XX/XXXX instead of the VA which is my primary insurance. I expect the balance due is the remainder after the XXXX payment. XXXX sold the account to Aargon Collections and they placed a collection on my XXXX and XXXX credit reports on XX/XX/XXXX without my knowledge. XXXX XXXX notified me of the two collection items for XXXX and Aargon as two collection items for the same amount ( {$1300.00} ) and same account number. These were the only two derogatory items on my report. When I contacted both XXXX and Aargon and asked that they remove the collection item from my credit reports and submit the balance to the VA for processing, I was told they could not because it was my responsibility. I disputed the collection reports and provided my XXXX statement which indicated a XXXX balance. The response from XXXX and XXXX was that the account had been " verified '' by the creditor and would not be removed. I asked how it was verified and and was told that the creditor had " verified '' it was reported as a collection item and the amount was correct. According to VA Court Order Wolfe v. Wilkie, 32 Vet. it is their responsibility to pay balances from other insurance ( in my case XXXX ) according to the recent court ruling referenced in the attached letter.
09/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MD 219XX	Web
AARGON Collection has been contacted by myself, XXXX XXXX about account number XXXX which was paid off XX/XX/2020. I contacted AARGON Collection and asked for " Removal Letter '' the first gentleman I spoke with in their collections department simply told me in a very nice and professional way that he is unable to produce a " Removal Letter '', I then asked to speak to a manager by the name XXXX XXXX who told me in a not so nice way that this company is only responsible for reporting when the account is paid and that is what they did so there is nothing else legally they need to do and that was the end of our conversation. I then called back and spoke to a very nice lady by the name of I believe XXXX who told me that they can give me the letter that I am requesting and she does not know why I am having such a hard time. She sent me back to their collections department and I got another nice gentlemen who explained to me that before the pandemic they would have been able to give me this letter with no problem but now they do not have the ability to do so. That he was very sorry. I could dispute it with the credit burrows and they will not fight it. He seemed to try to pull something up on his end but was unable to do so. He said the company was sued by a lady and now they have stopped producing this letter.
10/17/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 20774	Web
Hello, According to 15 U.S. Code $ 1679c states I have the right to dispute inaccuracy on my credit report. If inaccuracy is found, the credit bureaus must remove inaccurate item on credit file. Under the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681 ) Consumer may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after the harmful behavior or within five years after the harmful behavior occurs. I have been in communication with AARGON agency via email and one of the representative called XXXX promised to send out debt validation and HIPAA authorization to validate debt. Couple weeks later and I received itemized bill which doesnt give breakdown of debt. Its been over 30days and I still havent received no accurate validation to prove this debt was mine. The agency also indicated theres no federal or state law violation, but this is a violation of 15 u.s code 1679c. I request AARGON agency to Cease communication and quit reporting inaccuracies to my credit report. Failure to abide by this will definitely lead to a lawsuit for inaccuracies and messing up credit report. Attached is said communication with agency which she promised to send out a document which she never send out. Now I tag this as FRAUD and also violation of HIPAA and FCRA ACT
01/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89147	Web	Servicemember
In early XX/XX/2018 Aargon agency notified me of a debt with a doctor 's bill that I thought I had already paid. I told the woman on the phone as much. She told me if I had proof that I had paid it I could send it to the email address she had provided. I did exactly that on XX/XX/2018. I have the email saved. I heard nothing more about it and thought the matter was closed. In XX/XX/2018 my husband was contacted by Aargon agency and strangely told by the agent that " your wife owes us XXXX XXXX, she might want to pay it. '' So I sent an email to the company through their website asking for some confirmation of my debt. I had received absolutely nothing in the mail from them saying I owed them anything since before the original matter was supposed to be resolved on XX/XX/2018. Within a week of that email, my credit report was hit with a delinquency report of {$79.00}. Quite a mysterious number for me. It was not the original doctor bill I had proven that I paid and it was not the " XXXX XXXX '' mentioned to my husband bizarrely and unprofessionally. Now they call me and hang up on me when I answer. Today they called me, put me on hold and told me they couldn't give me any information and I should call back when it's convenient for me. They aren't authorized to talk to me.
12/06/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89110	Web
I am at a complete loss of words the the lack of assistance and justification I had received in regards to a debt I do not even owe. On a XX/XX/2022, upon reviewing my credit report I noticed an account XXXX listed as a collection from Aargon Collection but the original creditor is XXXX XXXX XXXX XXXX, with an amount due of {$1000.00}. There are several issues wrong with this debt. The first thing issue is that I have already reported this is a fraudulent account with the last debt collection that attempted to collect on behalf of XXXX XXXX XXXX XXXX which was XXXX XXXX and this was removed. Now here is another company attempting to collect the same debt previously confirmed as fraud. I also noticed that there obviously is some inaccurate reporting information wrong with this account as well such as the open date on XXXX reports as XXXX with the current status as account open while XXXX is reported open date of XXXX with current status as closed. If you are going to place a fraud account that was opened as a result of identity theft at least report consistent information. I have written to Aargon Collection agency and they sent documents saying this debt is valid but again provided me with the identity theft documents. Please help me get this fraud collection removed.
03/01/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MO 63146	Web
The debt collection agency, Aargon forwarded a negative report to our XXXX XXXX credit report, WITHOUT any written communication with us, and this has adversely affected our credit rating. When we contacted them, they now sent us a letter on XXXX XXXX, 2016 stating that " Information regarding this account may be reported to a credit reporting agency upon the expiration of the time limits indicated in this letter. '' Apparently, that claim was inaccurate, because, through an alert system on XXXX XXXX, we had discovered the negative entry from Aargon on our XXXX XXXX credit report. We have provided Aargon Agency, by email and certified priority mail, the necessary documents to prove that we did not owe the debt but have yet to hear or read from them. We provided Aargon Agency with XXXX lease agreement with tenants who lived at our rental property at the time of the debt and who had accounts with the apparent creditor company, XXXX XXXX company. We hope you would assist us to correct this error, as the negative report has decreased the credit rating that we jealously built and maintained ( resulting in a drop of about XXXX points! ). The bad report from Aargon Agency will eventually affect our ability to borrow, possibly leading to economic hardship for my family.
05/03/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	IA 50266	Web	Servicemember
Aargon AGENCY Inc. XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, NV XXXX Sent a collection attempt saying I owed a {$1800.00}. When I logged on to view the account online through the instructions on the document sent it shows one payment of XXXX plus dollars to which I did not pay, have no idea where this alleged payment, would like an entire summary of this alleged debt to which my belief is total fraud. In addition this has all the earmarks of a fraudulently, deceived disclosure, and a breach of Consumer protection Act. Fleecing of my trust account violating Title 18 USC-1028a-Aggravated Identity Theft, Consumer protection Act, breach of trust, trust laws violated, theft, Title 15 USC-1600-1681, Title 18 USC-8 shows all bills are prepaid. The reality is I, the natural man knows the entire process according to the laws within USCodes, UCC, CFR, and Commerce. The fleecing of adverse claims submitting fraudulent claims against my all caps corporate transmitting utility vessel to operate in Commerce for business. The unauthorized collection service against my trust were done without my direct written consent. This violates Federal Reserve Act, Emergency Banking Act, Birth Certificate Act, SECURITIES Exchange Act, Bill of Exchange Act, as well as many more.
10/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	NV 89012	Web
Between the dates of XXXX XXXX I made a payment in full to XXXX XXXX. A few days after making the payment in full I noticed and collection agency, Aargon Agency reported the debt and was showing the same debt of {$3400.00} was unpaid. I contacted XXXX XXXX and they confirmed that they do see that the debt was paid, I checked online and the bill is paid. XXXX XXXX also advised that they would report to the debt collection agency that the debt was paid in full. I went the extra step and contacted Aargon Agency and their representative outright bullied me and claimed I had to pay them when I had already paid XXXX XXXX. So I gathered all of my proof of payment, submitted to XXXX and XXXX. XXXX is currently working and investigating the dispute. XXXX however refuses to remove/update my credit report despite me providing receipts and documentation including payment confirmation numbers directly to XXXX XXXX. I have submitted the dispute twice now with the supporting documents and each representative, the last one by the name of XXXX in XXXX XXXX who refused to give her last name, stated that XXXX verified the debt with Aargon and therefore they would not remove/update my report despite the fact that she sees the payment confirmations.
12/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY XXXXX	Web
I recently checked my credit and notice this company has placed a collection on my credit. I have no knowledge of this company or even had an account with the original company which is XXXX. I called to confirm with XXXX that my name was not on my husband electric bill because my husband has been taking care of this bill for over 12 years. They confirmed that my name was not on his account. I called the Aargon Collection Agency over 12 different times and once I gave my personal information they hung up the phone on me. I have recording these incidents with the witness of my attorney. I was a victim of Identity theft years ago and noticed upon my release from prison that my personal information had been compromised. Two long years of proving the accounts did not belong to me they were finally removed and now this is happening. I have kept all of my passwords and personal information very safe so I'm not sure how this came about but I'll love for someone to please help me. After years of prison and changing my life this is a step back for me especially because this isn't my debt. Please help me Aargon Collection Agency XXXXXXXX XXXX XXXXXXXX XXXX, XXXX XXXX NV XXXX Report Number with XXXX XXXX Date Submitted XX/XX/20XXXX XXXX
09/18/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 298XX	Web
On XX/XX/XXXX I disputed a account placed on my credit report from XXXX XXXX XXXX in the amount of XXXX. XXXX XXXX XXXX claims they were collecting for XXXX XXXX XXXX XXXX. XXXX XXXX originally informed me to dispute with the collection agency and the bureaus bc they did not send anything to collections. I dispute as advised and the collection account was removed. I get an alert today informing me that Aargon Agency has placed this same account back on my report. I called and spoke with XXXX who was VERY rude and basically tried to over talk me. This collection agency is in violation of several aspects of the FDCRA. This company is also reaging debts that they clearly do not own and can not verify according to the FDCRA. Aargon agency is reporting that the account was placed with their company on XX/XX/XXXX but this same account was removed and deleted from my report with XXXX XXXX XXXX on XX/XX/XXXX. How could the account be placed with them in XX/XX/XXXX when XXXX XXXX XXXX was still reporting the same account in XX/XX/XXXX then deleted in XX/XX/XXXX after I followed all proper procedures to have it removed??? This collection agency is using illegal tactics to get consumers to pay collections they do not own.
08/30/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29403	Web
I was hurt at work and had to go to the emergency room on XX/XX/XXXX. I was told they would not take my insurance information because it was a work related incident. My employer spoke with the hospital in person and I was told everything was taken care of and not to worry about the finances by hospital personnel and my employer. I was never made aware that I would ever be financially responsible for the bill. I did not even know I owed money until collection calls began coming in. I spoke to the Aargon representative and told them my situation and they refused to help me and just demaded payment immediately. XXXX refused to remove the debt from my name after speaking with their billing department. On XX/XX/XXXX my employer began making payments directly XXXX, still XXXX refused to take the debt out of my name, but I was assured on the phone it would be removed from collections. Months later I was still receiving mail from the debt collector Aargon Agency showing my balance decreasing, but XXXX assured me several times over the phone that my bill was no longer in collections. As of XX/XX/XXXX the bill has been fully paid off by my employer but I still show a collection on my credit report from Aargon agency.
03/25/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 76180	Web
I visited the ER at Blue Diamond, a subdivision of XXXX XXXX XXXX in XXXX XXXX, Nevada on XX/XX/2021. I paid out of pocket with my own money over a XXXX dollars however my insurance XXXX ended up covering my entire bill for me a month after my visit. I have the explanation of benefits for this medical visit as well. I was never notified that this company sent my bill to collections and because of this my credit has dropped some points and I just found out that i had a bill in collections literally two days ago. I contacted both the hospital and was told that I was lying about paying it when they have literally already received money from my insurance and I have actual proof. I also contacted XXXX which is their collection agency and they are being very non-compliant and making me jump through hoops to get this removed when this is a filing error on their part. I need something done because this hospital notoriously over charges people and wants to take advantage of my credit and money when they have already been paid. My credit is very important to me and its not fair that my score is lower now because of them especially when I plan on taking out loans to pay for a home and schooling this next year or so.
11/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60620	Web
XXXX XXXX XXXXXXXX : " No collection agency shall operate in this State, directly or indirectly engage in the business of collecting debt, solicit debt claims for others, have a sales office, a client, or solicit a client in this State, exercise the right to collect, or receive payment for another of any debt, without obtaining a license under this Act ... '' In accordance with the Illinois collection agency act, a collection agency has to be licensed in the state of IL to attempt to collect alleged debts. This company is in direct violation of that statute. They are also in violation of 15 USC 1681b ( 2 ) for furnishing information to my consumer report without written consent from me to do so, as well as 15 USC 1692c ( a ) for communicating with me regarding an alleged debt without prior consent given by me. I will be filing complaints with the Illinois attorney general office as well as Nevada 's state attorney general and the better business bureau. I am demanding that this company delete this account from my consumer report and Cease and Desist any and all communication with me as it relates to the collection of any alleged debt ( s ) by/through all means except for the United States Post Office .
03/11/2020	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	OR 97030	Web
on XX/XX/2020 XXXX I called XXXX debt collection to check to see if I had a debt with this company due to harassing phone calls. The customer service rep went over who I was and while I was explaining why I was calling this evening, I wanted a statement mailed to me as I did not receive any information or mail prior to today 's phone call. The customer service male was extremely rude over the phone using profanities and abruptly hanging up the phone, saying he would not send a paper statement because I was being " Paranoid '' and that I can reprint online. He gave me a website that was not secure to see my information which was false. I was not able to access my alleged bill with this company online or by mail. He than said because I wanted a physical bill that he had no choice but to mark me down as a refusal to pay. which I've never refused to pay just want to have proper proof of alleged debt owed. I personally don't give my bank information to companies that will not send me a statement or give me any kind of information when companies demand payment over the phone by strong arming people that come through the company. He told me he was not going to waste his time on a " paranoid XXXX ''.
11/08/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89118	Web
This complaint involves the primary collection agency and a more recent collection agency. To begin, the primary collection agency XXXX XXXX XXXX XXXX began contacting me about a valid medical debt on XX/XX/XXXX for {$550.00}. I contacted XXXX XXXX XXXX XXXX on XX/XX/XXXX and spoke to a XXXX XXXX. She would not give me her first name. I settled and paid {$330.00} as an agreed settlement amount between me and XXXX XXXX XXXX. Confirmation # XXXX. I continued to receive debt collection calls and letters to my home which I have copies of. I contacted XXXX XXXX back on XX/XX/XXXX at XXXX per XXXX XXXX would close the case out per manager. XXXX Received another letter to my home from XXXX XXXX XXXX XXXX Called XXXX XXXX back per XXXX XXXX admitted this letter should not have been sent out and that this is wrong. Spoke to manager XXXX XXXX and she reassured me that she would close this case out and no other correspondence would be sent. XXXX received debt collection call from AArgon collection agency ina temp to collect the debt in which I settled with XXXX XXXX XXXX XXXX I wish to file a complaint against this matter and to stop the harassment calls. Please contact me if there is any questions.
01/06/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89002	Web
I recently opened a complaint for fraud with Aaragon Agency reporting fraudulent collections in my name. Their poor service efforts included simply taking " their client 's '' provision of what they wanted to be true as fact. Aargon is reporting a debt that is not valid because the contract is not valid and it is fraudulent of XXXX XXXX XXXX XXXX to try and assert it as so and send my name to collections. The terms of the contract are very clear- the club would provide a facility that was safe and accessible to all patrons and mindful of giving all health conditions priority. As someone who has a genetic marker that makes me immunocompromised- the fact that the gym refused to enforce a mask policy did not keep to presenting a club I could function in. Moreover, the club was CLOSED for multiple months during COVID! When I asked when it would be open again they simply said we would " wait and see ''. I told them I needed to cancel due to the health condition I brought up in the initial meeting when I enrolled and when they ASSURED ME I would have my needs met and the policy enforced and they refused. They broke their own word and legal contract multiple times, this has no bearing.
05/02/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 454XX	Web
Hello, AArgon collection is reporting that i owed {$680.00} on bureaus. I sent validation letter on XX/XX/XXXX to the address on file ( XXXX XXXX XXXX, XXXX XXXX, NV XXXX ). The letter came return. I concluded that they are reporting wrong address on my report so it need to be deleted. After doing some researches on XXXX, I found a new address ( XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX ). I send them a second letter on XX/XX/XXXX ( received XX/XX/XXXX ). I got a response sent to me onXX/XX/XXXX and I got it on XX/XX/XXXX.They failed to validate the debt, they did not send me a contract with my signature stating that I have an obligation to pay Aargon Agency XXXX I sent a 3rd letter on XX/XX/XXXX, they letter was received on XX/XX/XXXX. I request a validation of the debt again or simply Deletion of the derogatory item. On my report the account is now showing " closed '' instead of a deletion. I am requesting this item to be removed from my report for no validation. Also the amount report on my credit report is {$680.00}, in the letter the send me the amount $ mentioned is XXXX. This is an inaccuracy and is wrong reposting on my report. I am requesting a deletion of this item.
03/16/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60620	Web
Someone used my identity to obtain lights and gas in my name. AARGON AGENCY INC is trying to collect the debt thats not owed. Took one of the accounts off my credit. Later I contacted them about the other account. I Was told it wasnt taking off due to the miss spelling of my name. So it shouldve never been on my report in the first place. I was told by a Aargon Agency employee that it would be put in a dispute and it would be taken off. But what she did was update my account with the correct spelling. And instead of taking it off like she said she would. She restarted the debt as if it had just accord. The original debt hold is XXXX XXXX. But I never stayed at the address that is mentioned. So they told me I have to get a identity theft report. For them to remove something that was in accurately put on my credit. I need something done because thats against Law if Im not mistaken. It start off as I deferred the payment do to Covid so they bought the debt and start the debt over as the original debtor until I called them. It was in accurate and they changed it to try and collect on a debt not owed to either party in question. Fair credit act has totally been abused in this manner.
06/23/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93536	Web
Beginning on XXXX XXXX, XXXX, I began receiving automated calls/ recorded messages from XXXX. After doing some quick research, I found this number is used by Aargon, an agency in XXXX XXXX, Nv. It is now XX/XX/XXXX, and I have now gotten 26 phone calls from them, even though I do NOT have ANY outstanding debts that would require a collection agency. Because of that, there is NO account # on file, or at least there should not be. I pay all of my bills on time, and nobody that bills me, has ever notified me of any delinquent payments. So to me this is an obvious scam. I've blocked their phone #, but they are still able to leave voice messages on my cell phone. The messages are almost always garbled or cut off, so I have no idea what the messages are referring to. I have sent the company an email, asking them to take me off their call list. Dates/ times of each phone call : ( all in XXXX ) XXXX XXXX - XXXX XXXX XXXX - XXXX XX/XX/XXXX - XXXX XX/XX/XXXX - XXXX XX/XX/XXXX - XXXX, XXXX, XXXX XX/XX/XXXX - XXXX XX/XX/XXXX - XXXX, three calls! XX/XX/XXXX - XXXX, two calls XX/XX/XXXX - XXXX XX/XX/XXXX - XXXX XX/XX/XXXX - XXXX, XXXX XX/XX/XXXX - XXXX XX/XX/XXXX - XXXX XX/XX/XXXX - XXXX
03/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89119	Web
On numerous occasions the AARGON AGENCY XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX United States, used tactics that violates my rights under the The Fair Credit Reporting Act, 15 U.S.C. 1681, by manipulating the dates of the opening of the account to act as if the debt is new or currently missing agreed payments, theyre double reporting a increase of negative balance owed, in a attempt to damage my credit, when they check it and see its improving, theyre adding on interest and them removing the interest to negatively affect my score, theyre using these tactics to force me to respond to a debt that I dont owe. Its financially hurting me and its not right. Theyre proving that they dont respect the laws in which the promised to follow when they decided to become a debt collection agency. Theyre misusing the power they have to get the outcome that makes them the most money or damages my credit the most. I do not own the debt. I Dont know how the debt was started in my name. I spoke with XXXX at XXXX XXXX on a recorded line, he stated, where he agreed to dispute the debt and remove the inaccuracy from my credit report and its still on my credit reports damaging my credit.
05/13/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33407	Web
This message is in response to complaint # XXXX Aargon Agency , Inc. stated Proper validation letters were sent to the consumer prior to reporting the accounts. I would like a tracking number as proof that these letters were sent prior to reporting them to my consumer report. Aargon Agency , Inc. also stated We do not own the accounts and collect on behalf of our clients whom we have business agreements with. Being said, please produce a trilateral contract that gives Aargon Agency , Inc. any lawful right to have my identifying information. If Aargon Agency , Inc. is unable to provide me with any type of contract this is considered debt parking which is a direct violation according to the FTC Act, the Fair Debt Collection Practices Act, and the Fair Credit Reporting Act. Aargon Agency , Inc. stated Based on the information, at this time I have concluded my initial investigation, and as a result did not find any State or Federal violations. Aargon Agency , Inc. in fact violated 18 USC 1028, 18 USC 1028A and 18 USC 894 Aargon Agency , Inc. is also in violation of my cease and desist notice by continuing abusive, deceptive, and unfair debt collection practices.
07/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89052	Web
I joined XXXX XXXX XXXX XXXX in XXXX. I was told it was for 2 years with a fee of XXXX $ to cancel, no more no less. So covid 19 comes around, and doctors say the gym isnt a good place to be. So on XX/XX/XXXX I reach and call customer service to cancel. I pay the XXXX $ and the remaining months balance and to the best of my knowledge it cancelled. So I get a collections notice on my XXXX credit report from XXXX ( XXXX XXXX XXXX XXXX ) saying I owe them XXXX $ starting from charges from XX/XX/XXXX. But I had already cancelled in XXXX of XXXX. I call the XXXX rep who confirms my email to cancel, but proceeds to tell me that my reason of job loss due to covid is NOT a valid reason to cancel my membership. Why do I need a reason this company sees as valid in order to cancel my membership? Isnt this a free country? And again I paid the XXXX $ Cancel fee and any other balances back in XXXX of XXXX, this was confirmed by the XXXX rep I spoke to. But again, the XXXX rep stated my reason is not valid. She then states the only reasons you cancel include things like death, disability or relocation. But not job loss due to covid. This is ridiculous and frivolous!
09/01/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33414	Web
I went to the ER at XXXX XXXX XXXX XXXX 3 times in XX/XX/2018. I was misdiagnosed the first visit and given meds to treat something I never had ( Of course I found this out after the fact ). Second visit I was not seen because they were too busy but a doctor in the hallway prescribed me something for pain. Third visit another scan was done and I was diagnosed correctly this time. I was treated for a XXXX XXXX, which I never had when in turn we found out I had a fractured vertebra. I received 3 bills from XXXX XXXX - $ XXXX/each visit. I agreed to pay for one - the visit they were correct on. After numerous attempts to resolve this they simply refused to respond to certified letters, emails, voice mails-not one time - then turned me over to collections. I could have sued them for malpractice but did not. These 3 negative posts to the 3 credit bureaus are impacting my score hugely. I am not able to refinance, get a credit card, or get any kind of loan. I have disputed the incorrect reports repeatedly and no one will help. XXXX was copied on every dispute. Still no response. I don't know where to turn at this point and I'm hoping you can help somehow.
08/19/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	DC 20002	Web
In XX/XX/XXXX i received a Notice of Claim from Aargon colletion Agency LLC., located at XXXX XXXX XXXX XXXX XXXX NV XXXX. I responded with a Conditional Acceptance. I requested a Verified Proof Claim, any certified documents assigning the collection agency as the transferee from the original creditor, and various questions that i needed satisfied. The only response that was sent was a Billing Statement. I refused this statement, because it was not what i required. In XXXX after many Conditional responses, that i sent Certified Mail with return Receipt Requested they never sent me anything certified nor authenticated. In XXXX i reviewed my Credit Report from XXXX. I noticed a Negative notation by Aargon collection Agency since XX/XX/XXXX. I never received any other information from Aargon before XX/XX/XXXX. The Negative Credit information was immediately removed by XXXX and my Credit went up XXXX points over night.. XXXX agreed with my dispute. Aargon Collection Agency was acting fraudulently and violated my rights to Due Process, and violating Fair debt collection practices Act, CFPA, and Fair credit reporting Act, among others. Thank you.
09/23/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	DC 20019	Web
On XX/XX/2020, this company added 2 accounts in collections to my credit report. I disputed both of the accounts since I had no idea what they were related to. One account was removed since it could not be verified by XXXX. The second account was deemed accurate. I just received notifications of the outcome from XXXX today, XX/XX/2020. I proceed to call Aargon so that I can find out what this account is related to. The rep could not provide me with any information that I requested so he stated that he would have to request more information and that he would have to call me back. I told him that I would like a copy mailed to my address on file. He let me know that that was not going to happen since it is personal information. This is interesting that this account is attributed to me but no one can provide me a hard copy. He proceeded to get irritated. At this point, I asked to speak to a supervisor. I was placed on hold, a message came on stating that I need to leave a message and the phone disconnected. I am not sure how I am expected to be responsible for something that is allegedly related to me, but I can not receive information on it.
11/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89120	Web
COMPLAINT ID XXXX SUBMITTED ON XX/XX/2021 XXXX collection agency By law, 15 USC 1692g , Subsection 809 ( a ) ( 4 ), specifically states, " the debt collector will obtain verification of the debt ''. " enforcement of security interests '', as defined under 15 USC 1692a ( 6 ), requires documentation to show verification, and none has been provided. On XX/XX/2021, Aargon collection agency sent documentation of services, provided by XXXX XXXX XXXX to XXXX XXXX XXXX. Aargon collection agency claims its right to enforcement of security interest, does not require it to provide, documentation verifying a debt actually exists, between XXXX XXXX XXXX, and XXXX vXX/XX/XXXX By law, 15 USC 1692g, Subsection 809 ( a ) ( 4 ), specifically states, " the debt collector will obtain verification of the debt ''. " enforcement of security interests '', as defined under 15 USC 1692a ( 6 ), requires documentation to show verification, and none has been provided. Aargon collection agency should be obligated to follow the laws stated above, by providing verification of its entitlement to any security interest between XXXX XXXX XXXX, and XXXX XX/XX/XXXX
10/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89084	Web
HIPPAA VIOLATION NO KNOWN KNOWLEDGE OF ACCOUNT NO CONTRACT OR KNOWLEDGE OF BUSINESS AARGON AGENCY Account number XXXX Account type Collection Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$1.00}, XXXX past due as of XX/XX/XXXX. Status updated XX/XX/XXXX Balance {$1000.00} Balance updated XX/XX/XXXX Recent payment XXXX XXXX Monthly payment {$0.00} Original balance {$1000.00} Highest balance {$0.00} Terms 1 Months On record until XX/XX/XXXX Payment history XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Collection Payment history guide Collection as of XX/XX/XXXX Historical info Original creditor XXXX XXXXXXXX XXXX Contact info Phone number ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX Your statement Comment Current : Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ). Previous : Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ). XX/XX/XXXX, XX/XX/XXXX to XX/XX/XXXX Reinvestigation info This item remained unchanged from our processing of your dispute in XX/XX/XXXX.
12/05/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	VA 20148	Web	Servicemember
Submitted complaint on XX/XX/XXXX to cfpb, # XXXX. Case was closed without resolution. Requesting immediate resolution. Complaint restated : On XX/XX/XXXX I sent a debt validation request via certified mail to Aargon collection agency requesting they provide me with competent evidence that I have any legal obligation to pay them. I received a letter from Aargon with in the 30 day window on XX/XX/XXXX. Aargon failed to validate my debt. Instead they sent a list of my medical records which I know is a direct violation of HIPPA regulation. I have never signed a HIPPA form authorizing them to have access to this information. Please delete this information from my credit file immediately. Company responded on XX/XX/XXXX to cfpb. Results : " Our office is requesting the signed HIPAA authorization and financial agreement from our client that the consumer would have signed during their admissions process. We will provide this to the consumer as soon as our client provides the information. '' It has been over 60 days and I have yet to see a HIPAA authorization produced. Please delete this item from all credit agencies immediately.
04/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78852	Web
I filed a complaint against AARGON agency previously, the complaint number is XXXX. They responded to the complaint and mentioned the following : ( Our office sent the verification letter and itemized statement to the consumer on XX/XX/2021, in response to the direct dispute letter the consumer sent to our office. ( The mail was post-marked XX/XX/2021 and we received and processed on XX/XX/2021. ) Our client is not showing insurance information was provided at the time of service. Based on the information, at this time I have concluded my investigation, and as a result did not find any State or Federal violations. ) Aargon sent a statement that shows a balance, the statement does not show the medical provider, their address or my address, just a few sheets of paper showing a balance. If their CLIENT has not shown my proof of insurance, then I need the medical provider information so I can go in person to their office and request copies of those medical records. I am entitled to copies of medical records and if this collection agency does not provide it, I have every right to go to the medical provider they are billing me for.
04/07/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA 19050	Web
The Credit Bureaus never did a proper " Investigation '' according to the FCRA. The term " Investigation consumer report '' means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with whom he is acquainted of why may have knowledge concerning any such items of information. They did not do this. Also, they have violated my rights even more. In accordance with the Fair Credit Reporting Everything has to be 100 % accurate on my credit report. The Credit Bureaus stated my account was properly investaged but how is that possible if the open data is inaccurate, the date last active is inaccurate, abs date last reported is not accurate. This ground for removal. They also violated the law according to 15 U.S C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
08/15/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43204	Web
This is the 3 time I have disputed and filed a complaint with the CFPB and the FTCoveraccounts : AARGON AGENCY # XXXX Third-Party Collection Agency is unable to validate the debt.Other problems have included debt buyers selling with accounts with one creditor and thenbeing collecting by another who allegedly purchased the debt ( Smith v. Mallick, 514 F.3d 48 ( D.C.Cir. 2008 ) ), disputes between debt buyers over who owns which account when buyershave purchased partial portfolios ( Wood v. M & J Recovery LLC, CV 05-5564, 2007 U.S. Dist.LEXIS 24157 ( E.D.N.Y., April 2, 2007 ) ( dispute over who owned the 1/5th of a portfolio thatincluded the debtor 's account ), or debt buyers attempting to collect monies in excess of thebalance of a previously settled debt ( Overcash v. United Abstract Group , Inc., 549 F. Supp.2d 193 ( N.D.N.Y. 2008 ) ) there are so many violations I don't which one to start with. All ofthese accounts are fraudulent until I see PROOF OF CHAIN OF TITLE OF OWNERSHIP!! Ihave not received any documentation from any of the above companies and I request againthat Proof of Claim and verification.
08/06/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	SC 29420	Web
During XX/XX/2018, I sent a letter to Aargon Agency. In the letter I asked for the company to please provide me with evidence of the authorization of this matter, the authorization of law for them to collect this information, proof of the alleged debt, including SPECIFICALLY the alleged contract or other instrument bearing my signature. I also request that they please identify the original creditor, provide a complete account history including charges added for collection activity, provide that their agency is a licensed debt collector and can operate to do business in my state and also for their license number and registered agent. As of today, I have not received a response from the agency. During XX/XX/2018, I once again sent another letter requesting these information from the above-mentioned companies, no response received. I have sent multiple letters to each credit bureau to have these accounts removed from my credit report, but they refuse stating the debt has been verified, but they provide no proof as to how the debt was verified despite me sending letters that the debts have not been verified.
06/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 891XX	Web	Older American
In XX/XX/2021 I went to XXXX XXXX XXXX room. They conducted certain tests. I subsequently received a bill for {$3900.00}. In reviewing the bill, I saw that I was charged twice for the same test ( the duplicate charge was {$610.00} ). I was at the ER for just over an hour, and knew that they hadn't performed the same test twice. I contacted XXXX XXXX to inform them of the double billing. I was given the run around -- telling me they would get back to me. When they finally got back to me the answer was that the test must of been done twice, as they never make mistakes on billings. They kept calling me for the full payment including the double billed amount. I finally decided I would offer to pay the bill minus the double billed amount of {$610.00}. I wrote a letter to XXXX XXXX explaining the situation and sent my check for {$3300.00}, and advised them that if this wasn't acceptable they were not authorized to cash my check. I even noted on the reverse of the check this was in full payment. XXXX XXXX accepted my check for {$3300.00}. I am now being harassed by a collection agency claiming {$610.00}.
10/16/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 222XX	Web
I only found out about this supposed debt when I applied for a loan refinancing and was informed that there was a negative report on my credit. When I got the credit report from the three bureaus, it turned out to be a hospital debt that has been settled a while ago. Aargon, the collection agency, never sent me a notice that I owed a debt. It just went right ahead with filing the negative report with XXXX and XXXX XXXX on XX/XX/2018 for the supposed debt of {$1500.00}. I called Aargon on XX/XX/2018 to inquire about their filing. I provided my full name and date of birth. The representative I spoke with told me that he could not help me because there are supposedly a lot of names similar to mine. He asked for my social security number which I refused to give for privacy and security reasons. I told him that I have never given hospitals or medical providers my social security number. Even Medicare has now changed the card it sends to Medicare members. It no longer shows the social security number. I could not provide him the file number because it was not shown in the reports of XXXX or XXXX XXXX.
01/16/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89031	Web
This is not a duplicate complaint. This is in response to complaint # XXXX Re : Account Number XXXX XXXX XXXX XXXX , I hope this complaint finds you well. My name is XXXX XXXX, a federally protected consumer, and I am making this SECOND complaint against Aargon Agency Inc. for their abusive, deceptive, and unfair collection practices in the collection of extensions of credit. As previously stated by Aargon Agency Inc., this account is NOT owned by them, however they are still reporting it to my consumer report. Reporting this false information is not okay, and is harming my rights to a fair credit profile. As stated in their response " We are a data furnisher and do not require permission from the consumer to report accurate information to the credit bureaus. '' That is entirely false per FCRA section 623, if said " Data Furnisher '' indeed has my permission, then by all means I demand a signed trilateral contract confirming myself, the alleged original creditor, and Aargon Agency Inc agreed upon alleged debt. I appreciate your time and I expect a timely and appropriate solution to this matter.
02/10/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ XXXXX	Web
On XX/XX/2019 I mailed off a " Request for VALIDATION, NOT Verification '' letter to " Aargon Collection Agency. '' The company received my letter on XX/XX/2019 and someone from the company signed for it. Withing my letter I provided my name, address, and account number to help the company look up my account. Also, within the letter I was giving the company 30 days to provide me proof. I know that the debt collector has 30 days to respond to the debt validation. What I was asking for is proof that I actually owe the debt. As well as proof that they have the legal right to collect the debt. They must also prove that they are licensed to collect debts in my state. Also, they need to provide the original contract I signed with the original creditor, or at least credit card receipts that I signed. After 30 days I mailed another letter asking for a request validation of the debt thee say I owe. I have given them 30 days to remedy the situation, which is a very reasonable period. I have received no reply from them, though I did receive confirmation via mail that they did receive my letter.
05/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 91335	Web
LETTER WRITTEN TO AARGON AGENCY INC., I was previously placed in your office by XXXX XXXX. I had set up a payment plan XX/XX/XXXX, for bi-weekly payments. I called on XXXX/XXXX/XXXX at XXXX XXXX PST to have the payment for this date not withdrawn. The representative assured me that this would not be withdrawn. On XXXX/XXXX/XXXX, the payment was withdrawn. I then called again and spoke with XXXX, to have this refunded as well as all my payments. I never received a call so I assumed my refund was in place. I advised XXXX that this was an FDCPA violation if fraud on my account. Firstly, the representative lied to me ; secondly your company fraudulently withdrew the money still. Lastly, on XXXX/XXXX/XXXX I decided to see if the refund had been initiated. When I check my account an additional payment was withdrawn of {$50.00}. I spoke to XXXX again, and have been awaiting her phone call. These practices are unprofessional and I will be taking further action legally. One three different occasions FDCPA violations have taken place. I look forward to having your council contact me directly.
05/06/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NY XXXXX	Web
Aargon Collection Agency XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This agency continues to try to collect a debt from me and continues to put a debt on my credit report after being provided details that my account was included in my chapter XXXX bankruptcy. My account is an old account with XXXX XXXX - account # XXXX. I again still dispute the information in my file. I have called and provided copies of my Chapter XXXX bankruptcy information several times to this company. As you will see this account has been disputed from my account several times as I keep providing details of the inaccuracies of this debt. It is unacceptable that this company continues to place this on my credit after being notified that this was included in bankruptcy. This item is listed as a collection and this is inaccurate because it was included in my Chapter XXXX discharge. I am requesting that the item be removed from m credit report. I have the copies of my chapter XXXX discharge from XXXX which supports my position. Please reinvestigate this matter and delete the disputed item as soon as possible.
10/02/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89130	Web
I ( a natural person ) was issued a false debt that was furnished on my consumer credit report. I disputed this alleged debt directly with the debt collector and in its findings it was found that the alleged debt did not belong to me and was inaccurate. Furthermore, the debt collector, AARAGON COLLECTION AGENCY LLC provided my letter of deletion and a XXXX out balance which I have uploaded alongside with this complaint for the companys failure of. However, during the duration of this inaccuracy furnished on my consumer report has cause harm and damage. Why should I have suffered anxiety, loss, and a consumer report with a negative account that did not belong to me for the unlawful willing failure of. During this time I was depressed, overwhelmed with anxiety, and violated by AARGON COLLECTION AGENCY LLC. The furnished alleged debt on my consumer credit report violated the FCRA by failing to follow reasonable procedures to assure maximum possible accuracy in consumer reports, infringed upon a consumers right to privacy, and no permissible purpose/no written instruction.
08/03/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 208XX	Web	Older American
I broke my leg in XXXX of 2014 and was uninsured ( and I still am uninsured since I am old and retired ). I was on a payment plan for the bill with XXXX for {$50.00} a month which was automatically removed from my account once a month. The plan was disrupted without my knowledge and nothing was ever mailed to me to notify me nor was a called on the phone about the issue. I recently started receiving calls from an XXXX number, which I called back and it is a collections agency called Argon and they said my bill is {$5000.00} and I need to pay it in full. I can not pay this since I am retired and my social security is only {$900.00} which all goes toward my living expenses. I called the hospital and they won't help me. They told me to call the collections agency and work it out with them. No one is willing to help me. What can I do? I don't have any money to pay this large bill and the problem is I don't remember it ever being so high. I was not sent any bills or itemized statements for this so I am at a complete loss as in next steps. Please help me. Thank you!
05/16/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 43062	Web	Servicemember
1. I received a collection notice in XX/XX/XXXX from Aargon Collection Agency. 2. The collection is {$120.00} and filed by XXXX XXXX. 3. I called Aargon Collection Agency and spoke to XXXX at extension XXXX on XX/XX/XXXX. 4. XXXX stated the collection is for a XXXX XXXX issued to my XXXX daughter on XX/XX/XXXX. 5. I told XXXX we never received a bill for the XXXX XXXX and furthermore, we would take our daughter to the doctor 's office and not XXXX XXXX. XXXX XXXX is a supplier of medical supplies. 6. Any outstanding medical payments not covered under insurance would have been and have been paid to the applicable physician. 7. XXXX stated XXXX XXXX is the worst of their clients and the number one complaint from individuals like me is because XXXX XXXX does not send out bills. They employ the collection agency rather than bill individuals themselves. 8. This charge is 24 months old. We pay our bills. I am disputing this charge and feel after 24 months of no notification we should not be responsible for the lack of responsibility on the part of XXXX XXXX.
10/10/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 71111	Web
I was informed by representative to continue with previous complaint due to misrepresentations. My previous case number was XXXX. XXXX XXXX, XXXX and XXXX, My itemized account was disputed due to misused of information. You stated in your feedback that you are in communication with an attorney ( as requested ) and the itemized statements were directed to only " my attorney ''. I have not yet officially hired an attorney, therefore I do not have an attorney. Please provide the business agreement between you and the company that you stated you sent to an attorney ; pertaining my last 4 digit social, WET INK signature, because I do not recognize coming into agreement with you or gave consent to the original creditor to give out any of my personal information. Provide the documents and please send it with notary to verify authorization and not a computerized letter. Also, state 15 U.S. Code 1692e ( 2 ) ( A ) & 15 U.S Code 1692e ( 3 ) - False or misleading representations. Due to you stating to have sent the document to an attorney whom does not exist.
02/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 94531	Web
ATTENTION TO AARGON AGENCY INC ( 01 STOR AMERICA ) I AM SUBMITTING THIS INFO AS THIS ACCOUNT is a result of identity theft I have not done business or opened any form of account with this company. I recently discovered through my monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$310.00} does not belong to me. This account was fraudulently opened through this company AARGON AGENCY INC in XX/XX/XXXX an has been reported to the FTC and authorities as Identity theft. My information was stolen and utilized by someone else claiming to be me utilizing whatever tools needed to acquire ( SOME FORM OF LOAN OR ACCOUNT ) In I have submitted all of my personal information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft. All information submitted is said to be the rightful information needed to resolve this matter.
08/13/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MD 20720	Web	Servicemember
During a recent review of my credit report, I noticed an account placed for collection from Aargon Agency for {$260.00} for a XXXX account. I contacted XXXX and was told my most recent account in noted as closed and paid, over 10 years ago. I have never done business with Aargon Agency, and to date, have received no communications regarding our relationship or any attempts to collect this alleged debt. Had this happened in accordance with fair debt collection standards, I would've have an opportunity to request validation of this debt within the allotted time frame. Please provide the address and phone numbers used to attempt the debt, along with copies of the statements & debt validation forwarded to me. Please also provide a contract with my signature where we've entered into agreement to do business and any applicable billing statements demonstrating my financial responsibility for this account within 7 days, or immediately remove this from all 3 credit reporting agency accounts. This is creating an undue hardship on me and my financial status.
05/18/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IL 611XX	Web
the first complaint is XXXX This company listed a collection on my credit report without notifying me of the debt. as of XX/XX/XXXX the account is still on my report and I was not given time to dispute the item. I have twice reached out to the company and have yet to get an email back from the manager about the account. they listed in their response that they validated the debt in XXXX of XXXX well at that point when it was done the account was already on my credit report the reason the validated to debt was because when they placed it on my report in XXXX of XXXX the first ( 2 ) letters went to the wrong address so therefore the account went on my credit report because I did not dispute it. I did not know of the account at that time all of their calls are recorded I ask for them to pull the call and they can hear the agent tell me that the letters went to the wrong address and that she would send me a new one so that I could look and see what it was and take care of it but they refused to remove the account that was placed on my file in error
06/28/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KY 40223	Web
FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. Aargon Agency Inc has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send statements. Send my actual signature on a contract. As this debt is Not mine. Sent XXXX, XXXX, and XXXX a notarized affidavit signed by the bank. Requesting to be provided proof I consented to the inquiries via FCRA section 609 and 605 as well as the accuracy of this inquiry via FCRA section 623. If you have no proof immediately of any or one, I would like it removed immediately. XXXX, XXXX, and XXXX has refused to provide the proof under the FCRA section 609, 605 as well as the accuracy via FCRA section 623
10/12/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89145	Web
XXXX;HasFraudulentactivityandIncorrectinformation.AlsoXXXXhasdeniedmeaccesstocreditreportsinceXXXX! Identitytheftandfreezeshavebeenexhaustedover9yearsnowyetmycreditreportscoreandfileisinaccessibletome,mycreditreportandscoreseverelyinaccurateincompleteinformationaswellasFraudulentactivityandaccountsarethereasonXXXXXXXXXXXXXXXXetcmeXXXXlockandillegallyhavelockedmeoutofmycreditreportfilesinceasearlyXXXX. EachBureauforCreditScoreandReportshavemadenoevidenceofprotectionformeandIhavemultipleyearsofoutdatedandagedstudentloansasdebtandnothingelse.Yetfor10+yearsnow520-580atbestusassociatedwithmyidentityandUSAsocialsecuritynumber.I'moutragedBeyondCriticalconditionsinmylifeIrreversiblehardshipsonsetofunsalvageabledamagethataffectedmychildrenandI.PhysicallyXXXXemotionallydevastedfromlackofprofessionalismprotectionandtheXXXXprocessandprocedurespereachmajorbureautermsofserviceandprivacypolicyfacilitatingthis.Pleaseexcusemybrevityoftheprerequisiteforthisdiscussion.Collectivelycouldn'tcasefileasdisputesIhavetocontinuediscoveringdiscussionaboutthis.
04/12/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 631XX	Web
XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) {$510.00} XXXX XXXX XXXX AARGON AGNCY ( Original Creditor : XXXX XXXX XXXX ) {$3200.00} acct XXXX I have an unverified account from AARGON AGENCY Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that AARGON AGENCY Provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the debt, and if so, the amount paid for the debt 7. The date ( s ) the debt allegedly accrued ; 8. An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that AARGON AGENCY Cease and Desist all further communications and collection actives and provide the verification of the purported debt. Company information
07/10/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NV 89123	Web
AARGON Agency , Inc will not reach out to research this account not consider any of my documents from an ID theft I experienced while living in a XXXX XX/XX/XXXX. I have sent them my insurance card for services rendered in XXXX XXXX and a police report for the ID theft on the XXXX XXXX services while living at the shelter that is also attached to the dispute on my credit report - AARGON said they will NOT look at those documents ... It is real frustrating how these collection agencies can easily attach an unconfirmed account, especially since the new debt collection laws have taken place in the state of NEVADA. Please help me in the matter, I feel XXXX three times over and have the documents to prove that I do not owe this debt to XXXX. I have also sent these same documents to XXXX XXXX XXXX today ( XXXX/XXXX/XXXX ) to the attention of XXXX - whom is the PT Accounts Services Manager. Research and review of these documents you will notice that my name is partially my maiden name and married name ( XXXX ) on my supporting documents.
05/22/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 456XX	Web
They called my cell phone, told.me it was recorded and placed me on hold. I hung up. I called them back. They asked me to verify myself and needed my last 4 o f social. I asked what it was concerning and he told me once I verified who I was they would tell me. Said by Federal law had to have two for ms of verification. I told him to send it to me in writing that was Federal as well, and until then to XXXX XXXX XXXX . I then hung up and called back again. A female not speaking fluent English. Asked for phone number. Gave it to her. Asked if I was XXXX XXXX . I said yes ... that to me i s two forms o f ID. Then asked for last XXXX of social. I again refused and asked who she was with. Could not tell me without verification. She then asked for middle initial. I told her " XXXX ''. She then said that did n't match and needed me to verify address. I told her she now had three forms of ID. Still refused to tell me who she was with or representing. I then hung up again. Has been added to my reject call list.
05/13/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89108	Web
On XX/XX/XXXX I paid off my XXXX XXXX bill {$92.00} and the service was disconnected on XX/XX/XXXX which was my last day at the apartment where the charges were billed to. On XX/XX/XXXX I received my last bill which shows no forward balances and no further owed amounts on the account. I attached my bank statement which shows consecutive payments to XXXX XXXX Less than a year later in XX/XX/XXXX I found a charge off from XXXX XXXX for {$410.00}. Since then, I have attempted to settle the dispute directly with XXXX XXXX and was unsuccessful, I then contacted the collection agency directly, however they could not provide back up which proved that the {$410.00} charge sent to them from XXXX XXXX was a valid charge. I have made numerous calls, explaining the situation and have provided back up to prove what I have stated in emails but my emails are never answered and the issue has yet to be resolved. I will be in the process of purchasing a house soon and this charge is seriously impacting my and my husbands credit.
05/11/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 070XX	Web
XXXX-current {$2200.00} I have requested verifiable proof from this company showing that I am liable to them for the debt they continuously post on my credit report as delinquent. I have disputed this account through each of the credit bureaus. It has been removed from my XXXX report but remains on the other two reports. I also sent a letter to ( XXXX XXXX XXXX, XXXX XXXX, NV XXXX ) the company XX/XX/2020 again attempting to have them solidify the debt as being mine and that I specifically owed them. They have two different addresses listed to reach them. One of the letters I sent was returned even though I sent it to the address they are reporting on my credit report under. I sent another letter on XX/XX/2020 requesting the same information to another address ( XXXX XXXX XXXX XXXX, XXXX XXXX, NV. XXXX ) and it was received by the company. I have yet to receive a response from this company and the debt remains on my credit profile. I have attached a copy of the letters I sent to dispute this debt with them.
03/28/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 22207	Web	Servicemember
I received a call from XXXX at XXXX am XXXX on XX/XX/2022 claiming to be Aargon Agency which is a debt collection agency trying to collect an unpaid debt for XXXX XXXX XXXX XXXX for services to the house XXXX XXXX XXXX, XXXX NV XXXX. This house was lived in by me and my ex-wife before we divorced but now she lives in it by herself. XXXX XXXX XXXX XXXX was the power company for XXXX decades ago but is now known as XXXX XXXXXXXX. The XXXX XXXX account for this house was in my name during the marriage but is now in my ex-wife 's name. The person claimed I owed {$280.00} for services provided from XX/XX/2022 to XXXX. He knew the last XXXX of my SSN. He read off an account number and it was very close to my account number with XXXX XXXX but not exact. I logged onto my XXXX XXXX account and it said I owe nothing. My ex-wife also logged onto her account and she also owes nothing. The guy ( XXXX ) told me to go to this website : https : XXXX and to log on using XXXX and account number XXXX to see for myself.
01/23/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80206	Web
Aargon Collection Agency first contacted me on XX/XX/XXXX about the debt in question, and I requested the validation letter. However they failed to provide the information to me within the requisite amount of time, a point I mentioned when they contacted me again on XX/XX/XXXX. Debt collectors are required to send within 5 days of first contact, yet the validation letter they sent was postmarked on XX/XX/XXXX. When I stated this they tried to claim that they " had to wait to get the information from them because of HIPPA laws '', when HIPPA does not restrict communication between debt collectors and care providers. The first person I spoke to that day even claimed they sent the letter out on XX/XX/XXXX, which is also a lie. They are now trying to collect on a debt that is outside the window of time they are required to abide by. I have also attached audio of my second phone conversation from the XXXX with them. As I am living in Colorado I am allowed to record due to the 1 party consent laws in CO.
01/09/2020	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	OH 43068	Web
I reached out to this company via phone around XX/XX/2019 to request validation of debt that showed up on my credit report, Aargon account # XXXX. I ave never done business with Aargon nor had any communication from this company prior. They were unable to provide me with the information. I then receive a letter in the mail dated XX/XX/2019 from Aargon that states if they receive a written request within 30 days of this notice they will then request verification from the original creditor. Not only did Aagron furnish information on my credit report without notifying me and giving me the opportunity to dispute but they also have done so without properly validating said debt. They should already have this information prior to reporting to the credit bureaus. This would explain why they couldn't validate the debt when I called previously. If Aargon Collection Agency can not provide proper validation on this debt, it needs to be removed from all credit reporting agencies including XXXX, XXXX and XXXX.
12/09/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MS 392XX	Web	Older American, Servicemember
First my wife attempted to clear the final incorrect billing by dealing with my insurance company and the XXXX XXXX Hospital.XX/XX/XXXX XXXX Spoke to XXXX at XXXX-XXXX-XXXX. Emailed and faxed to her the EOB. She said she will have a supervisor call us back. The email she had me send the EOB to is XXXX, XXXX – floor supervisorNotation on EOB: NHB -PAID IN ACCORDANCE WITH XXXX XXXX CONTRACTNotation at bottom of EOB: Payment is being made in accordance with NEVADA PREFERRED discount agreement. Please call XXXX for inquiries.Based on this info and XXXX XXXX refusal to communicate and accept the insurance ruling, they filed the claim with a claims agency which I succesfully disputed. Then a few months later, they re-assigned to another claims agency and this time I was not able to dispute the claim successfully. I have the financial means to pay this and that is not the problem. It is the principal that they are ignoring agreements made with the medical insurance companies and groups.
03/31/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60443	Web	Servicemember
The company has failed to respond with the dispute validating or verifying any information. A bill doesn't constitute proof of a debt. I asked for specific information that they failed to provide. Debt validation includes the following : 1. Who was the original creditor on this account, and what was the account number? 2. What was the original amount owed? Please provide a complete payment history, starting with the original creditor. 3. Please provide me documentation that indicates that I agreed to pay someone this sum of money. 4. What was the original date of delinquency for this account? 5. Agreement that grants you the authority to collect on this alleged debt, or proof of acquisition by assignment. 6. What did you pay for this account, and how did you calculate the current amount owed? Furthermore I have been in contact with the original creditor who has provided different information not matching what limited information they did send. The debt isn't even with their agency.
09/26/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43206	Web
I have a account from a unknown company that I have never done business with AARGON COLLECTION AGENY # XXXX Pursuant of U.C.C. - ARTICLE 3 -3-501 ( b ) 2 ( 1 ), I am entitled to demand presentation of the negotiable instrument. That demand is hereby ordered. I demand that you present for my visual inspection MY ORIGINAL WET INK SIGNATURE PROMISSORY NOTE and allonge in Cook County. This is required to establish your right of enforcement as Holder in Due Course via a chain of assignment as evidenced by the Note or Allonge. Claiming to be the the holder in due course as a statement is insufficient proof of status and is/will be rejected. A photocopy of the documents is insufficient proof as it does not answer the question of who CURRENTLY is the rightful and lawful holder in Due Course. If you are unable to provide this proof as I have requested within 30 days, then you admit to not being a party of interest and can not rightfully enforce your claim under U.C.C. - ARTICLE 3 3-301.
12/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 22554	Web
I have reached out to XXXX numerous times about receiving itemized bills for my XXXX debts they are trying to collect on. I have spoken with XXXX representatives. The first representative that I spoke with in XXXX told me she would have the itemized bills sent to me- never received anything via XXXX or email. I called again in XXXX and requested another itemized bill from a new representative and nothing. I called again yesterday and was told that their " system isn't working '' by a supervisor. The representative who I spoke with in XXXX told me that this was going to report to my credit report and affect me negatively. However, I do not want to pay on something without a XXXX XXXX confirming the amount due/itemized bill of what is due. I also HAVE NOT received any written communication from them explaining I could dispute the validity of the debt. I just receive numerous voicemails/calls from them. When I call, I'm either hung up on or told " someone will call you back ''.
07/17/2017	Yes	Debt collection Credit card debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	OH 43207	Web
I have a a unverified account from AARGON AGENCY. I had previously disputed this account. I have never done business with AARGON AGENCY. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that AARGON AGENCY Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt, and if so, the amount paid for the debt 7. ) The date ( s ) the debt allegedly accrued ; 8. ) An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that AARGON AGENCY Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
11/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MO 631XX	Web
My phone number used to belong to someone else, presumably a naturalized citizen from the XXXX- a friend told me the name off the caller ID when I first got this number nearly XXXX years ago. And I tried to track her down, think I even sent her an email, and would have called her myself if I could. Did find an address where she was at that time. I repeatedly receive recorded calls from what sounds like " XXXX XXXX '' or " XXXX XXXX '' or something like that. I just googled it and it is XXXX XXXX. It starts with " This is an attempt to collect a debt. '' Also, some individuals have called and I told them it is not her number. XXXX XXXX guy insisted I must know her. They come from lots of different phone numbers ... after all, this has been going on for XXXX years - and now I've had enough!!! This mornings, at XXXX am Central time, came from : XXXX XXXX XXXX MO XXXX '' on my caller ID, presumably XXXX and likely cloned. Please get these people to stop calling me.
05/21/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL XXXXX	Web
Third complaint - Aargon continues to be non-responsive and obfuscating truth to pacify the XXXX. In response to complaint XXXX, Aargon stated over a month ago .... " Our office is contacting our client to obtain further information to respond to the consumer directly with to verify the debt, inquire about insurance and whether the account had previously been disputed. This information will be sent the consumer within 30 days or the account will be closed, deleted and returned to our client. " The unvalidated debt still remains on my credit report as of XX/XX/19 and absolutely no correspondence has been received. There is no debt validation. In addition, Aargon claimed to XXXX in writing that they sent me some letter on XX/XX/XXXX notifiying me of debt and rights, but it was never received and they refuse to send me a copy, in violation of the Fair Credit Reporting Act. The continue to knowinlgyl violation of the law and write obfuscating comments to the CFSB.
06/30/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89110	Web
The Fair Credit Reporting Act ( 15 U.S. Code 1681 ) says ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system. So whenever there is a violation under the FCRA, it impairs the efficiency of the banking system. This is a violation of my privacy with my consumer report, since I control what is listed and what is not. In the event that any accounts are reported without my written consent, that is considered identity theft. This is a violation of both 15 U.S. Code 1681b ( 2 ) and 15 U.S. Code 1681c-2. This leads way to civil liability against the credit reporting agency for negligent and willful noncompliance under 15 U.S. Code 1681n, which allows for {$1000.00} per violation, for account listed without my expressed written consent.
03/17/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	TX 78501	Web
I have tried to ask for the itemized bill so we can solve this debt. I called again today XX/XX/21 at around XXXX and usually calls will be recorded but today it was not and the man who answered was extremely rude and used foul language. When I asked for this information he accused me of trying to get out of paying and began verbally attacking me and stated he had spoken to coworkers about me. He said my questions were ridiculous and what was I trying to do by asking them. When I asked for his name he simply hung up on me. When I called back Im not sure if I spoke to a different man because nobody would give me their names but this man refused to give me paperwork information and proof of my debt and also accused me of trying to get out of paying which I was not. I simply wanted to know what I was paying for because its a debt from years back. This business is incredibly unprofessional and unnecessarily aggressive, abusive and their tactics are borderline illegal.
05/16/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60051	Web
I've recently noticed an alleged debt that fell into a derogatory collection account by a company under the name Aargon Agency on my credit report. I was not notified where the original debt came from, I've received no information on how to dispute such alleged debt/account nor was I the consumer, notified they reported an alleged debt/account to my credit report ( without my authorization ). I never received a method of validation letter. So how do I even know if the alleged INACCURATE debt even belongs to me or is truly my debt? I sent a debt validation request letter to Aargon via mail on XX/XX/2022. Tracking shows that the letter was received on XX/XX/2022. It has been more than 30 days and I have not received any type of debt validation letter in return. I simply ask that this item be deleted from my credit report. This item is hurting my attempts to rent/buy a home and making it impossible for me to recover financial stability due to ongoing medical issues.
07/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33417	Web
The argon agency ink is reporting a debt of {$2100.00} owed for my nieces visit to XXXX XXXX XXXX in XXXX Florida on XXXX XXXX, XXXX My niece fall at her home and could not get up. Her knee popped out of place. Her mother was unable to get to her in a timely fashion so she called me and I picked her up and took her to the ER to get her assistance. While in the ER I did nit provide my information other than my ID because I told them her mother had insurance for her, which she does. Long story short the company is report this as negative on my credit report. Ive disputed this on my credit report even provided my nieces mothers name and contact information. Furthermore, the mother agrees with me that this is her debt and not mine. I have never receive a bill or any communication about this debt other than it being reported on my credit reports. Id like this removed from my credit report immediately as this is not accurate nor is it fair to me as a consumer.
12/27/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	DC 200XX	Web
Dear Sir or Madam, I was shocked to discover that my Credit Reports were damaged by AARGON COLLECTION AGENCY located in XXXX XXXX XXXX on XX/XX/XXXX for {$9700.00} balance for emergency XXXX XXXX visit in XXXX on XX/XX/XXXX despite I am insured by XXXX. I immediately contacted the Collection Agency informing them that I was insured and they must discuss with XXXX XXXX and XXXX to settle the debt, however, they declined. I next contacted the XXXX XXXX asking to settle the debt and contact the XXXX, they declined. My credit history is brutally damaged and no way to fix it because both : Collection Agency and XXXX XXXX did not lift a finger to correct the mistake. In addition, the XX/XX/XXXX emergency visit was covered by the XXXX XXXX Founds and the Agency could send the unpaid medical bill to that Fund. Please investigate the Agency 's actions and ask them to immediately pullout the negative collection note posted on my credit report. Thank you!
06/09/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80210	Web
In early XXXX, XXXX XXXX placed accounts with Aargon Agency due to non-payment. I was able to verify and pay all of these accounts, except one in the amount of {$260.00}. A statement which showed the wrong account was sent to me, and in XX/XX/XXXX, I asked the company to produce a new statement so that I could verify the amount owed and make a payment. Since then I have received no communication from Aargon, and in calling them on XX/XX/XXXX, they are completely unable to provide a statement or explanation of the debt. Their online account function has no information about the amount of this debt or an accounting of where it came from. I have requested, twice now, to be mailed a statement and they have claimed they are unable to do that unless XXXX XXXX sends them a new statement. This has been in process since XXXX, so I have absolutely no trust that they are operating in good faith, and I do not believe they will ever send me an updated statement.
11/19/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	LA 71291	Web	Servicemember
I purchased membership tickets online. When I arrived XXXX in XXXX TX. I was informed by XXXX employeesthat they would not honor the membership since I purchased itto attend the XXXX XXXX TX location. I explained I was notinformed of this and that I thought I could use my membershipany where. The employee stated I only could utilize themembership after I go the designated location of themembership. Therefore, I just paid to get in the park. Thefollowing day attempted to utilize the membership at XXXX XXXX XXXX in XXXX TX. I discovered even if the membershiphad the correct location that is not a part of the membershipagreement. I explained that is the main reason for purchasingthe membership because the advertisement stated it was validat all XXXX including the XXXX XXXX. I emailed andcontacted XXXX membership several times and no one wasable to correct this issue. Therefore, I received a collectionnotice stating I allegedly owe a total of {$1000.00}.
03/31/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33196	Web
I don't know who this collection agency is or where did they acquire my information, hence I can not provide the last four digits of the account number. I never received notification of debt or a validation of debt per 15 U.S.C. 1692 ( G ). After I noticed the defamatory and derogatory mark on XXXX XXXX credit report I tried contacting them by phone to request an authenticated record per UCC 9-210, with no success. They have reported invalidated account information to the three main credit bureaus : XXXX, XXXX, and XXXX, without my written consent, per 15 U.S. Code 1611. This has been carried for over three years on the credit reports, hindering my right as a consumer and causing me distress on my day to day life. Its created a hostile martial environment as these diffamatory marks hurt my credit reputation. It is for this reason I am requesting AARON AGENCY off my credit report and I am seeking compensation per 15 U.S. Code 1611 ( 3 ) of {$5000.00}
03/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98144	Web	Servicemember
I was away on XXXX XXXX when this was charged to my account, when I noticed my credit declining I decided to look into it more and noticed it was decreasing due to the amount of {$370.00} sitting in collections for me to pay. I instantly called XXXX sometime late last year after being released from military orders and I explained to the them this information and how I share the same name as my grandmother in case there was any confusion given that this is a medical bill and shes older and because I was on XXXX XXXX XXXX all my medical would go through the military hospital and would be fully covered. They attempted to dispute this charge. I just found out this morning that this collection is back at AARGON Collection Agency so I called them back. They told me to either go to the police and tell them its fraud or pay it so my credit can go back to normal. I do not know what else to do, but it is ruining my credit and just want to get this resolved.
01/02/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89123	Web
I received a call at a phone number ( XXXX ) that is new to me. I 've had this phone number for less than one month. As soon as I received this phone number it was placed on the 'do not call ' list. On XXXX XXXX, XXXX at around XXXX XXXX I received a call from XXXX. A message was left not indicating who they were attempting to contact. The message indicated it was from Argon Agency that was attempting to collect a debt ( again not indicating who they wanted to contact, just that wanted money ) and to call back at XXXX and reference file # XXXX. There are no debtors at our number. There in no legitimate business reason for this number to call us. Please enforce the 'do not call ' list. Legitimate companies would identify who they are attempting to contact. If this is a 'shake-down ' from anyone who answers the phone ( not a specific person regarding a specific debt ) please refer to appropriate law enforcement agencies for criminal investigation.
05/26/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 63122	Web
I have sent several letters for the company to validate the debt, never was sent a validation : Federal law requires you to respond within 30 days. It has now been over that period since the receipt of my letter. Failure to comply with federal regulations by credit reporting agencies are in serious violation of the Fair Credit Reporting Act and may be investigated by the FTC. You may have misplaced my letter or failed to respond to my letter because of an oversight due to the high volume of the requests you receive daily. If this is the case, I'm sure you'll want to handle this matter as soon as possible. For this purpose, I have included a copy of my original request, the dated receipt of your reception of the original letter and a copy of the proof verifying the incorrectness of the credit item you have mistakenly placed on my records. The following information therefore needs to be verified and deleted from the report as soon as possible :
12/31/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 92563	Web
Your firm is in violation of the federal authority on health information privacy arises from the Health Insurance Portability and Accountability Act of 1996 ( HIPAA ), Standards for Privacy of Individually Identifiable Health Information ( 45 CFR Parts 160 and 164 ). California has several laws on health information privacy, including the Confidentiality of Medical Records Act ( Civil Code 56 et seq. ), the Patient Access to Health Records Act ( Health & Safety Code 123110 et seq. ), the Insurance Information and Privacy Protection Act ( Insurance Code 791 et seq. ), and the Information Practices Act ( Civil Code 1798 et seq. ). Citations for specific rights enumerated in this document are provided below. All the referenced laws may be found on the Privacy Laws page of the California Department of Justice 's Web site. Please provide copies of your security policies, testing and audits that prove your data privacy is compliant from a XXXX party.
03/12/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	DC 20002	Web
Goodevening, I have been frustrated with contacting debt agency with XXXX ( XXXXXXXX XXXX XXXX XXXXXXXX ). I have called my insurance for a better resolving solution to help pay off debt with the hospital an helped my contact debt agency resolve the issue at hand. An I was told to not to worry bc everything was dealt with XXXX. By the debt over lapping its bringing my credit down to the point I can't move forward with getting a place or a car or even get great steady paid job. It's messing up alot of opportunities that has come my way. I haven't gotten any phone call if I did it's under number I don't recognize or don't know which I don't answer bc of scammers as you all suffer from as well. I would like better results to help understand why is this bill XXXX when it's been paid of to my insurance. Please I would like help resolving this debit so me an my beloved can have better futures. Thank you for listening hope to hear from you all soon.
12/19/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX XXXXX	Web
On XX/XX/2020 I took my XXXX son to the hospital, he then was transported from XXXX XXXX XXXX in XXXX ca to XXXX XXXX XXXX XXXX XXXX via med transport. At the time of service durning registration I had given both insurance cards for both me and my son. I then received a bill of XXXX. When I called I was gaslighted and told I did not have insurance and I was responsible for the bill. After sending proof of valid insurance again I was told it was to late to bill insurance and I was still responsible for bill. They continued to call and harass me and have hit my credit numerous times, charge off and hit it a few more times over the last 2 1/2 yrs. Regardless of the proof I provide theres no protections for my credit score they keep attacking. They cant bill insurance 6 months after date of service. If they had billed the insurance correctly and in a reasonable time it would of reflected that we both were covered up until XXXX XXXX XXXX 2020
10/20/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89002	Web
Called company to obtain information on account and to inform that account was not mine and is a result of identity theft, Operator could not locate account or give information on why written notice was not sent before collection was placed on report. Instructed to contact police, Contacted police who instructed to call Credit bureau, Credit bureau instructed to contact FTC, FTC redirected to CFPB. This is the second time that I have complained to credit bureau about this company. Credit bureau could not give information on how this debt was validated before being added to report, Aargon Company refused to provide contract to verify fraudulent account. This fraudulent collection that has been added to my credit report has severely damaged my credit rating dropping it from excellent to fair, this in return has caused me a hardship and denials for credit. Please assist with this matter. Thank you for your time and assistance XXXX XXXX
01/29/2017	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	FL 33433	Web
An XXXX from argon agency with extension XXXX called me for the first time some time in XX/XX/2016, he brought a bill to my notice for the first time he very rude and spoke in a very deriding manner as though he felt he was communicating with an irresponsible person I felt very belittled after the call but I still went ahead to set up a payment plan that I adhered to, he called me sometimes twice a month and when I let him know that I made a payment already for the month he had a disparage tone again. I went ahead to explain that I would like for us to set up a particular time of the month when he calls me and he called me again earlier than agreed I missed the call, I retuned it when I saw it as always living him a message saying when I expected the call as earlier agreed the XX/XX/XXXX of every month and I get Notification that he went ahead to reput it on my credit even when I have never missed a payment or made a late payment ..
09/23/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 535XX	Web
Aargon Collection Agency did knowingly, willingly and intentionally harm my credit report by listing a collection to at least all three major credit bureaus for a hospital bill that they are in full knowledge of is in dispute due to medical malpractice. The hospital bill they have intentionally and maliciously posted to my credit bureau was for an ER visit where I was immediately sent home only to have 2 XXXX XXXX and a XXXX within 24 hours and taken to another hospital for proper treatment. Aargon was notified of this through disputes through the credit bureau and through two eMails directly through their website. They have intentionally ignored all of these and continued, with malice, to destroy my credit file despite these known facts. A lawsuit is currently being drafted against Aargon for these issues, in the meantime - I feel a federal indictment of them is warranted. This is intentional, malicious and against the law.
12/08/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89032	Web
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. XXXX XXXX XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than XXXX years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
05/13/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08807	Web
A few years ago, I lived at an apartment in XXXX, NJ and used XXXX XXXX XXXX as electric/gas service provider. Upon leaving that apartment in XXXX 2014, I paid the balance owed on my account. A full year later, I received a call from a collection agency stating I had a balance owed which I immediately disputed and requested proof of debt. They never provided me this information and ultimately lifted the collection from my credit report. Now another year later, I noticed a new collection account had been added to my report for the same balance in question to which I disputed with the credit bureau. Keep in mind, this new credit agency never contacted me prior to placing this new collection on my account and has also never provided me proof of any debt that I owe. These companies should not be able to report whatever they wish on one 's credit report without substantiation while giving the consumer no recourse. Please help!
12/16/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89014	Web
Hello I am reporting fraudulent collections and harassment. My personal information is being fraudulently used, I am being constantly harassed and billed from collection agencies with medical debt that's not mine. When contact the companies at the number provided on the report they are numbers that are no longer in service. AARGON collection agency constantly put collections on my report with different prices and account numbers and after having them removed they add more to my report. XXXX XXXX keeps adding debt to my report that isn't mine I had the fraudulent collections removed and they added new ones fraud collections I contact them on the number provided and it says it no longer in service XXXX XXXX XXXX Contact XXXX XXXX XXXX XXXX XXXX XXXX, NVXXXX ( XXXX ) XXXX also XXXX XXXX XXXX XXXX collections that aren't mine keep harrassing me and wanting to collect a debt that isn't mine. someone I using my information.
03/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	NV 89106	Web
I received a copy of my credit report and I wrote this company XXXX Aargon Collection Agency ) XXXX different times ( XXXX & XX/XX/2023 ) asking them to validate & investigate the alleged item that they are reporting on my credit report. I have asked this company to 1. Provide documents bearing their signature to validate this alleged debt. 2. Proof of their right to own/collect this alleged debt. 3. Contract bearing my personal signature. 4. Any documents bearing my personal signature showing that I have a legally binding contractual obligation to them the alleged debt. They are ignoring my request for validation of this alleged debt by sending a printout of a bill or itemized documents. I have made them aware that this does not constitute verification. Every letter to this company I have formally asked for a copy of the above items. I have gotten nothing but silence. This is causing damage to my character. .
08/17/2023	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NV 89149	Web
I HAVE TOLD AARGON TO CEASE AND DESIST ANY COMMUNICATION WITH ME. THIS MEANS BY MEDIUM, INCLUDING MAIL. I HAVE JUST RECEIVED A LETTER BY A PERSON BY THE NAME OF XXXX XXXX IN THE MAIL THAT THEY ARE ATTEMPTING TO GAIN INFORMATION FROM ME TO PROVE THAT I AM A VICTIM OF IDENTITY THEFT. I AM NOT REQUIRED TO PROVIDE ANYTHING TO THIS COMPANY AS I DO NOT OWE THEM ANYTHING AND HAVE NOT ASKED THEM TO INVESTIGATE MY CLAIM OF IDENTITY THEFT. CONTACTING ME AFTER I HAVE GIVEN THEM INSTRUCTIONS TO STOP IS A DIRECT VIOLATION OF THE FDCPA 15 USC 1692c(c) et seq.THIS COMPANY IS STILL SAYING I "OWE" AN AMOUNT OF XXXX AND IS STILL TRYING TO TO COLLECT ON THIS DEBT I TOLD THEM I DONT OWE. THIS CONTINUED CONTACT WITH ME AFTER THEY WERE TOLD TO CEASE AND DESIST IS ALSO A VIOLATION OF 15 USC 1692d AS AARGON IS CONTINUING TO HARASS ME. THIS FURTHER COMMUNICATION WITH ME IS DISTURBING TO MY PEACE AND CAUSING ME EMOTIONAL DAMAGE AND HARM.
11/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89110	Web
When I noticed this account showing up on my credit report I sent a letter to Aargon Collection Agency attempting to notify them that the therefore mentioned account does not belong to me. I never received a debt verification letter from the collection agency as requested by FDCPA giving me the opportunity to dispute this account within 30 days before begin reported it to my credit report or for them to assume that this is a valid debt and start a collection in fact. This account is begin reported to my credit file with the major credit bureaus without any legal or valid fundament causing me several financial and reputation damages. This complaint is an attempt to resolve this issue with good faith before proceeding with a demand letter and legal action to pursue compensation and damages. I also tried to dispute this account with XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX and I haven't seen a fair outcome.
08/12/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 891XX	Web
It has been drawn out into the open that you are not hindering records when I sent a copy of FTC report. Since it is a necessity by regulation 605b of the FCRA I'm sending this Complaint to assist with laying out a lawful response. In the event that you decide to not obstruct the accompanying things recorded beneath which are answering erroneously because of fraud, I will hand my archives over to my lawyer to begin a legitimate activity. This is not a duplicate nor is this complaint being filed by a third party, I am filing this complaint myself. Please see this complaint is processed to the letter of the law. It's my goal to not seek after any legitimate activity so if it's not too much trouble, comply with the law. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AARGON AGNCY XXXX AARGON AGNCY XXXX
11/22/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60639	Web
On XX/XX/2021 an account with XXXX XXXX XXXX XXXX XXXX was opened fraudulently. I have strong beliefs my identity has been stolen and used to open this account. I had no knowledge of this account until XX/XX/2021 when my credit took a huge dip on XXXX XXXX due to a collection. ( AARGON COLLECTION AGENCY ) however i never received a letter or phone call or email from them. I contacted them but they insisted they couldn't help me until I gave them my social security number. They said my name and address and phone number weren't enough I didn't feel comfortable so I didn't and hung up. This all feels very unprofessional and shady. I'm not sure what is going on but I know the account was never opened by me and the collection company had no information on me and they want my social security but I dont know if it's safe. And now they want payment on a collection they put out on me when they dont even my information.
08/09/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 78744	Web
I received notice from the AARGON AGENCY - below is the email received from the company that it has been paid -- the company refuses to acknowledge it and says that I have not paid. Aargon Agency INC XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX XXXX Reference Number XXXX Sunday XX/XX/2018 at XXXX XXXX Debtor Account : XXXX Collector : XXXX XXXX Info. : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OR XXXX Mobile : XXXX Debtor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Status : APPROVED Approval Code : XXXX Order No. XXXX Reference No. XXXX Credit Card : ending in Subtotal : {$130.00} Processing Fee : {$0.00} Charge Total : {$130.00} I AGREE TO PAY ABOVE AMOUNT ACCORDING TO CARD ISSUER. Signature : X XXXX XXXX XXXX As of XX/XX/XXXX, this debt has accrued interest and has been bought out by XXXX XXXX XXXX XXXX. Phone # XXXX XXXX I just do not think it is fair to charge for a debt that has been paid.
04/13/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV XXXXX	Web
In XXXX, 2014 I received a collection notice from Aargon Collection Agency ( XXXX XXXX XXXX, NV XXXX ) requesting payment for {$7900.00} for an alleged medical bill. I immediately responded back, via certified mail, requesting some form of documentation, financial acknowledgement or media. After careful review I noticed their was n't any social security number, treatment date or a breakdown of any services provided. I wrote back to the collection agency advising them to contact their client and have the account removed, because clearly this was n't my debt and I was never a patient at the facility in question. Recently, I pulled my credit profile and noticed the collection agency placed this balance on my credit report knowing they had the wrong person! Aargon Collection Agency has clearly violated FDCPA and FCRA and has placed inaccurate information on my credit report knowing they have the wrong person.
01/05/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 298XX	Web
In the beginning of XX/XX/2018 I discovered some medical bills on my report that I had no knowledge of. I called and was informed just to dispute with the credit bureaus. I did that and the collections were removed from my report In XX/XX/2018. Well I recently purchased a credit monitoring service and I have discovered that the same collections that were removed by XXXX XXXX XXXX due to possible fraud has been placed back on my reports by another collection agency called Aargon Agency. First off Aargon Agency is reporting they obtained the debt XX/XX/2018. How is that even possible when I was still disputing the debt with XXXX XXXX XXXX and the debts were removed XX/XX/2018. Secondly Aargon Agency never contacted me nor gave me the opportunity to dispute the validity of the debt, which is my right as a consumer, had they did their due diligence they would have known the medical debts did not belong to me.
11/06/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 93551	Web
AARGON Collection Agency XXXX is now continuing to harass me via my cell phone for a {$150.00} debt that was paid to another agency, XXXX XXXX XXXX XXXX on XXXX/XXXX/2015 through their XXXX XXXX XXXX XXXX XXXX payment website. The original debtor is XXXX XXXX Hospital XXXX. I have already filed a complaint against both XXXX XXXX XXXX and XXXX XXXX Hospital in XXXX 2015 for this very same problem. Please refer to the following CFPB case number : XXXX. Either XXXX & XXXX and/or XXXX XXXX Hospital has now sold this note to AARGON instead of acknowledging the fact that they have been paid as of XXXX XXXX, 2015. I also received a bill dated XXXX/XXXX/2015 from AARGON still showing an amount owed of {$150.00} to XXXX XXXX Hospital. The harassment from XXXX XXXX XXXX has stopped but it seems to me that XXXX XXXX Hospital continues to break the law by trying to collect on a debt that has already been paid for.
08/21/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 19020	Web
Aargon Agency Inc is reporting a collections debt in the amount of {$1100.00} on my credit and the original creditor XXXX XXXX XXXX XXXX. The listed open date is XX/XX/2019 and last reported on XX/XX/2019. I have not received any communication from Aargon Agency in regards to any debt and certainly have not opened any accounts on XX/XX/2019 with XXXX XXXX. I do receive harassing and threatening voicemails from 1-2 times a day from phone number XXXX threatening to come to pursue me at my place of employment and home. They request I call back XXXX to resolve but do not leave a contact name, business name or any information in regards to where they are contacting me from. I believe this is illegal practices performed by Aargon Agency on top of the false debt reporting. I do not have any outstanding debt or collections other than what this agency is falsely report on my credit to explain these calls.
12/05/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60629	Web
I am writing to formally dispute several items on my credit report that I believe were reported in violation of 15 U.S. Code 1692j, which prohibits " furnishing certain deceptive forms ''. I'd like to bring your attention to the case XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX ( C.D.Cal. XXXX XXXX ), where the court held that credit reporting agencies must avoid reporting information in a manner that creates a materially misleading impression. Given the precedent set by this case, I kindly request the removal of these accounts from my credit report or its update to reflect a neutral or positive status. Doing so would ensure that my credit report is a fair and accurate representation of my credit history. Below are the refenced accounts that need to be updated to reflect positive and or removed from my credit report. Specifically, the following items on my report are disputed acct listed in document.
03/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	HI 96814	Web
I disputed these medical collections account with all 3 credit bureaus, XXXX, XXXX and XXXX, after their investigation XXXX and XXXX deleted this account and found that it wasn't verifiable account # XXXX from Company Aargon Collection Agency XXXX but XXXX found it to be verified and other lies the problem, how did XXXX verify this account without breaking the HIPPA law and my rights, I demand another investigation on what methods and documents and person did Aargon Collection Agency use to verify this account, and if they violated my HIPPA rights to obtain my medical records without my written consent and prove that this account belongs to me, and all balances, dates, are 100 % correct and my name and address and phone number XXXX is correct according to the Identification documents I attached to this complaint or I will take legal action against all parties involved, Thank you for your time.
02/18/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29456	Web
In 2014 I was at an apartment and I was ending my lease, I contacted the Electric company " XXXX XXXX XXXX '' now the debt is on AARGON COLLECTION AGEN and after letting them know, and was zeroed out on my balance, left the apartment. I then seen on my XXXX XXXX they were coming after a debt. I was told after contacting the company that they never closed my account! I had a large bill then just sitting and affecting my credit score. Please remove this! I believe the homeless problem is rampant and the only way the electric bill even racked up to the amount of " {$1000.00} '' was either a homeless person saw the empty apartment and came in, or the new tenants were riding the " free '' electric. Therefore I would call this identity theft, despite it just being the mistake of the customer service at the electric company, now in AARGON COLLECTION AGEN. Thank you so much in advance for any help!
09/18/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 298XX	Web
I have a medical collection account placed on my credit report by Aargon Agency. They claim the original creditor is XXXX XXXX XXXX XXXX. I contacted XXXX XXXX and I was informed that they did not send anything to collections with Aargon Agency. I was informed to submit this complaint, and dispute directly with the collection agency. Well I attempted to make contact with this collection agency and and was never able to get anyone on the phone. I then sent a certified dispute letter per my attorney and the mail came back unable to deliver. The address is an address that is reporting under the creditor information. This medical debt does not belong to me and the original creditor states they DID NOT place a collection with this company. I'm unsure of what kind of company this is because I can't seem to get anyone to explain this collection to me and why it's being reported on my credit file.
02/27/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IL 60160	Web
I got a missed call for Aargon Agency ( or someone claiming to be ) at XXXX central time on XX/XX/23. I called back at XXXX central XX/XX/23 and someone picked up asked my name I confirmed the name, he then went on to say I owe money. He asked if I lived XXXX I said no he said ok. I then said I've spoken to someone about this before and asked for information to be sent to me and I've never received anything. He asked what information I then began listing what I need, " 1. the original contact, 2. Original info from original creditor, their name, their ... ... '' he interrupted me before I could finish saying XXXX XXXX I can not give any of that to you ''. I then said " why you have to provide that I need to know its legit I've been scammed before ''. I then said " I will dispute it '' He said " go ahead ''. I had 4 things I need and I wasn't even allowed to get through the 2nd things.
01/24/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	SC 29803	Web
I started receiving phone calls from a number that is marked as being a " spam '' caller on XX/XX/XXXX. The number leaves a voicemail saying it is from the " billing department '' but never leaves a company name or call back number. Appears like a scam. No letter was received from this company to collect a debt, I did not even know the name of the company until I checked my credit report and saw that they placed a collection account on my credit report. The phone number I was called from was XXXX they called me on : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Absolutely NO attempt to send me a letter informing me of the debt, my right to verify the debt, or any debt verification information was sent to me from this company.
08/19/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	SC 29414	Web
I have informed numerous times verbally and in writing, Aargon Agency not to contact me. I do not have an account with this company nor do I owe a debt. Aargon Agency has I do not wish to be contacted about this alleged debt any further except to be notified that future collection efforts are terminated. I have kept accurate records of all phone calls and voicemails from this company, and this is my formal complaint for violation of my consumer rights. One the following dates, I have received messages left on my personal phone voicemail : XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX I have requested phone records of the number of calls in which I have answered. I am demanding cease of ALL communication, including deletion from any and all consumer reports, payment for the above noted violations, and confirmation of this remedy in writing within 15 days. Thanks
03/27/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43229	Web
I have a unverified account from Aargon Agency. I had previously disputed this account. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I request that Aargon Agency Cease and Desist all further communications. Aargon Agency needs to delete this account from my credit report and stop all contact with me. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. Section 805., you are hereby notified to CEASE AND DESIST all further communication with me in regard to the referenced debt. Failure to abide by this law will result in a complaint being filed against you with the Federal Trade Commission, the Attorney General of both your state and mine, and also your own company management. I also have the right to file suit against you for any future violations of this law. I will record any and all phone calls if you fail to comply with this CEASE AND DESIST.
04/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CO 809XX	Web	Servicemember
I use to have a XXXX XXXX XXXX bills since XX/XX/XXXX to XX/XX/XXXX, and I had problems paying the XXXX dollar bill owed to XXXX. Since XX/XX/XXXX to current I have used XXXX assistance to pay the remainder balance under a different account holder with me associated with the account, and all the payments from XXXX, XXXX, and my own money since XX/XX/XXXX all the way till XX/XX/XXXX the bills was paid. My home is a protected address with my son, and I had to put a temporary injunction with XXXX XXXX Colorado, and that is XXXX County with XXXX district courts to maintain my residence without losing my electricity, but the one account where I was alone that I paid for faithfully for 7 years since XX/XX/XXXX to XX/XX/XXXX, that XXXX dollar debt was absolved or should have. I wrote complaint letters to XXXX, and they send the bill to other collection agencies where this debt is not mine.
04/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92782	Web
Let me start off by saying, I've been monitoring my Credit Report for the past 6 months because I'm in the process of purchasing a home. So, back in XXXX I contacted a debt collection company called XXXX XXXX they told me I had 5 accounts 1. {$140.00}, 2. {$81.00} 3. {$81.00} 4. XXXX and 5. {$100.00} so I paid each one in full and they advised it would be deleted from my Credit Profile ( which it WAS ) until last week. I ran my Credit Report and it shows they reported the debt to XXXX as XX/XX/XXXX. This is AFTER the debt has already been paid off. I called them and they were not trying to help me or get this issue resolved. I called the Credit Bureau and they said they only added the information back to the report which was requested by Aargon. This is totally unfair and deceptive business practice. I would like to know if there is something I can do to rectify this situation.
03/21/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32904	Web	Servicemember
On XX/XX/2020 I spent several hours in the emergency room at XXXX XXXX located in XXXX, XXXX with a XXXX XXXX issue. My bill was approximately {$6000.00} and my insurance deductible was {$1500.00}. I made several payments over the course of about XXXX year utilizing my XXXX XXXX Account. Like so many people during the last XXXX years, I got distracted with everything going on and neglected to pay the balance remaining of {$300.00} ( copy attached ) which has since been paid off. Over the last several days I have received numerous credit report alerts about derogatory information on my credit report, due to this balance. I have worked very hard to build a strong credit file, my score in early XXXX was XXXX and now has dropped to XXXX. I find it very harsh and disappointing to have a medical collection account for such a small amount have such a negative impact on my credit score.
08/31/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 080XX	Web
On XX/XX/XXXX i contacted Aargon Agency regarding a collection on my report for XXXX in the amount of XXXX. I spoke with the collector and was assured if I paid XXXX ( 50 % ) that they would DELETE the item from my credit report. I paid on the same day. I looked at my report at the end of XXXX and saw it was still reporting but the balance had updated and showed XXXX due at that point. I figured it just needed more time to delete. Its now XX/XX/XXXX and the item is showing as a closed collection chargeoff with a XXXX balance AND on Aargons ' system they are showing an OUTSTANDING balance of XXXX as if i just randomly called in and made a payment for 50 % for no reason at all and decided to just leave the rest there! This remaining XXXX I was told on their " monitored and recorded lines " would be deleted from my XXXX report. I have a letter to that effect that I am attaching.
10/27/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92008	Web
On XX/XX/XXXX I received a notice from Aargon Agency regarding a debt that was referred to them by XXXX in XXXX, CA. I spoke to XXXX and requested to verify the debt. This verification was to also include a copy of the contract with XXXX. I did receive in the mail a print out of billing however I did not receive the requested copy of the contract. I called and requested a copy. I never received it. In addition there has been no activity on this account since XX/XX/XXXX ( per XXXX at Aargon ) and collection action has not commenced until XX/XX/XXXX. I am filing a complant because Aargon Agency has 1 ) violated Code of Civil Procedure 337. A which clearly states that in California debt collection has a statute of limitation of four years which this debt is over and 2 ) violated Fair Debt Collection Practices Act by not providing accurate and complete verification of the debt.
02/08/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	VA 223XX	Web	Older American
In XX/XX/XXXX I received a letter from Aargon Collection Agency stating that I owed {$170.00} to XXXX XXXX XXXX. The letter is dated XX/XX/XXXX, and has an " XXXX Account '' number listed. On XX/XX/XXXX I contacted XXXX XXXX XXXX by phone to inquire about this debt and was told not only that I have NO outstanding balances ( {$0.00} ), but also that they have never referred ANY medical debt in my name to Aargon Collection Agency. I then called Aargon Collection Agency, the letter listed a number to call as ( XXXX ) XXXX ext. XXXX. I spoke to the representative and was told that I owe this amount, and that they are unable to contact XXXX XXXX XXXX since they had already made a decision that I owe the money, and that I must pay. I do not owe this money, as was confirmed by XXXX XXXX XXXX when I spoke to them today. XXXX is trying to extort money from me, an elderly person.
10/19/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 32829	Web
An agency Aargon Agency is collecting on a debt on my XXXX and XXXX report stating I owe a debt for a medical bill. I have asked on several occasions for validation of the debt that is showing my signature of a release of my medical records which is a HIPAA violations to have my medical records shared without my consent. I have called the agency and also send over certified letters, and they only have put disputed on XXXX and XXXX report. I also reached out to both credit bureaus, and they only said the debt was valid, and I sent a letter stating that this company was in violation of HIPAA laws, but they have not corrected the issues. I am looking for you help to see if I can get this debt cleared from XXXX and XXXX. I have also sent over a certified letter to original creditor and it was sent back to me as undeliverable address, and I sent this to both credit bureaus.
06/03/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89032	Web
I have an unverified account from AARGON AGENCY Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that AARGON AGENCY Provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the debt, and if so, the amount paid for the debt 7. The date ( s ) the debt allegedly accrued ; 8. An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that AARGON AGENCY Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
08/25/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 786XX	Web
The first time I disputed this medical debt was through XXXX and XXXX and the sold the debt to another collection agency Argon. This is the same collection I had on there before. They sold it to a new collection agency after they removed the previous collection. I had already paid this before and it should have never been sent to collections in the first place. I attached a picture of my bank account showing what I paid. Because we were having issues with my insurance and after my insurance paid that is what I owed and I paid it. I dont owe them any money. I also have attached what I paid to the lab because they charged me for each different department. I also have attached the bill I was sent through the mail. I never received anything else from them after I paid that so I was never told it was being sent to collections because I paid and I thought we were good.
08/25/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29501	Web
On XX/XX/2022, I received a debt collection letter from AARGON Collection Agency The Only Real Solutin. I do not know how this company is and I have no contract with them. I do not know how they got my location information, name, or SSN. This is a violation of FDCPA and Truth and lending. There is no verification of debt attached to this statement which cam through the mail. I believe this company has attacked my credit report and I do not authorize any false statements upon my credit report. It is damaging to me and public trust. I request the itemization date pursuant to 12 CFR 1006.34 ( c ) ( 2 ) ( vi ). I request the debt amount as of itemization date. I request the itemization of the current so called debt amount, and the current debt amount. If this request is not fulfilled within the allotted time, then this is fraudulent and I demand to be compensated.
08/11/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	OH 44146	Web
I have contacted Aargon agency in regards to my credit report. I have been a victim of fraud. I sent Aargon agency a copy of my FTC affidavit via certified mail. I have an account on my credit that I did not open nor did I authorize. Prior to sending the affidavit I sent a letter to Aargon agency to remove this fraudulent information from all three credit bureaus ( XXXX, XXXX, XXXX ) and Aargon agency disregarded my request. I take pride in my credit and I have a XXXX score on my credit bureaus. This fraudulent account is ruining my credit to the extreme. A consumer can not provide signed documentation for an fraudulent account that they never authorized but I also asked for a signed documentation bearing my signature that I agreed to pay Aargon agency and the collection agencies could not provide that information. I want this information removed IMMEDIATELY!
04/25/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 891XX	Web	Older American
On XX/XX/2021 I visited XXXX XXXX XXXX. I received a bill for {$3900.00}. In reviewing the bill I saw the hospital had double billed me for a charge for XXXX ( charging me twice of {$610.00} for the same test -- they only ran this test one time ). I contacted XXXX hospital several times to address their double billing. I was given the run-around, in them saying the test must of been done twice or it wouldn't of been billed. After them not giving me a proper explanation and trying to double bill me, I decided to pay the other parts of the bill of {$3300.00} ( proivded that would pay in full ). In sending my check I advised them in my letter as well as on the back of the check that : CASHING THIS CHECK CONSTITUTES PAYMENT IN FULL FOR BILLING. They cashed my check acknowledging that nothing else was outstanding. I have a copy of the check with their endorsement.
02/10/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 294XX	Web
XXXX XXXX an XXXX XXXX by notifying them by phone that my information was sent to them illegally an that theyve been reporting my information to credit bureaus destroying my credit. I also stated that every line I dispute a charge an the credit bureaus take it off the re add it back. They representative stated that if I dont like whats being done pay the bill. Unless I want to be arrested an take to court. I stated that I was going to report them an they said that it didnt matter now pay the bill. I ask them to take it off my credit an she laugh an hang up. The next time I call a representative said yes it can be taken off my credit no problem an said it wa fine. But they lied. So in XXXX nothing happen when I call back but for me to pay or be taken to court with documentation. XXXX I ask the same thing nothing happen but threats to credit or taken to court.
05/05/2021	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	OR 972XX	Web
on XX/XX/XXXX I received notice from my mortgage broker that there was a debt collection notice on my credit report which had dropped my XXXX credit score down to XXXX. The collection agency is Aargon -phone number XXXX. I contacted my credit monitoring company XXXX XXXX XXXX. Working with them we contacted Aagon, connected with a customer rep and was put on hold and then disconnected-this happened twice. I then called at XXXX XXXX, spoke with XXXX who said he had 30 seconds to speak with me then hung up on me as I was explaining the issue. The debt is listed for {$85.00} dated XX/XX/XXXX. I have not received any overdue bills or notices from this collection agency before today. I couldnt even find out where this bill was generated from. I am concerned that this agency is a scam and its about to significantly impact my interest rate and credit score.
05/08/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30294	Web
I previously had a numerous amount of debts with this company and they were resolved back in XXXX. I received a new letter today XX/XX/XXXX advising me about a debt from XX/XX/XXXX {$360.00} XXXX number : XXXXwith XXXX XXXX. Currently listed at the Aargon Collection agency in NV. I called the representative said all my other debts were resolved. And this one in particular is FRAUD! Ive NEVER lived at this address XXXX XXXX XXXX XXXX XXXX XXXX XXXX Nevada XXXX so this utility bill from XXXX XXXX would not be mines. I would like it to be deleted as I dont need fraudsters trying to screw my credit that I worked so hard to fix up! I would like to report this as fraud and want it to be removed ASAP! Ive attached supportive documentation showing a letter from XXXX providing this debts were resolved back in XXXX! Ive also attached the new letter to this claim!
08/10/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	CA 93454	Web
I hired a Attorney to defend me in a civil case. Attorney Charge {$3000.00} I pay {$1500.00} in one payment and {$100.00} dollar payment. I made 5 payment. I called the Attorney to find out who the case was going and he never provide me prove, nor case was file. Attorney told me my case never made it to court and I ask him for prove of his work, he refuse to provide prove. I told the attorney. No case to continued no more payments to his office. 2 year later I get calls from a collection agency that I had a Medical collection to pay. I get calls at home and recordings that I should make payments or they will take me to court. Recording disclose I should call investigator on this case, or I will be prosecuted. I called AARGON AGENCY time to find out is the collection agency making the calls. Collection agency is going after me for a medical collection.
08/08/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 29073	Web
I have a balance due for credit I supposedly got from some company called- " aargon collection agency , XXXX XXXX XXXX XXXX, XXXX XXXX , nevada , XXXX ''. I have NEVER been to a place called XXXX, never gotten an item, loan, anything from this place in my life. This is soooo fake that I am LIVID! I CAN NOT UNDERSTAND HOW THIS IS LEGAL!! HOW CAN I SUE THESE PEOPLE?? HOW CAN I PUT A STOP TO THIS?? IF THIS IS POSSIBLE TO REPORT FAKE ACCOUNTS TO REAL CREDIT REPORTING AGENCIES THEN I AM POSITIVE THERE HAS TO BE LOTS OF PEOPLE THAT THIS IS HAPPENING TO! I DO NOT KNOW WHAT AN XXXX IS, HAVE NEVER BEEN INSIDE AN XXXX BUSINESS, HAVE NEVER BOUGHT ANYTHING FROM XXXX BUSINESSES, HABE NEVER GOTTEN A LOAN FROM SOMEWHERE LIKE THIS IN MY ENTIRE LIFE!!!!! WHAT IS GOING ON THAT THIS IS LEGAL??!!!!!! Sincerely, XXXX XXXX XXXX XXXX, XXXX Thank you for ANY help.
12/20/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DC 20002	Web
I received a notice from Aargon in the mail. made contact with Aargon and informed them that I didnt owe the amount requested because I paid them off, in a deal they offered, back in XXXX repeatedly advised that I did not owe the money & that a mistake has been made somewhere. The representative advised that the matter would need to be settled with the hospital and asked to have the hospital contact them. He didnt even try to assist me. Shortly after that day, the same representative called me asking for a card number to pay the debt. I declined and reminded him that we were waiting on the hospital to rectify the situation with them. I even sacrificed and made a payment on the account to try and provide security to the account and show that its active but were waiting. IMMEDIATELY after, the representative reported me to the credit agencies.
03/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89031	Web
HIPAA VIOLATION ... .Please be advised I have requested " validation '' { not verification } of XXXX itmes you reported to the credit bureau.I have received a response that clearly violates my rights according to HIPAA . XXXX did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation as well. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
10/29/2017	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 890XX	Web
I checked my credit report, and seen a charge from AARAGON collection agency for {$33000.00}, I called them in XX/XX/XXXXto advise them that the debit was not mine. The rep stated that it was an old medical bill from XX/XX/XXXX, the had my old address, from a year prior, I also advised them that at the time of the visit I had given the hospital all current information, and had insurance at the time. The rep stated that it did not matter even if I back tracked my previous insurance that it was too late to submit, I also asked if the could send me something showing that the account was really mine. I then asked why did it take almost 4 yrs to show on my credit I was advised that it was with a previous collection agency, but I could not get the information, I have also disputed with XXXX and XXXX multiple times in XX/XX/XXXX and XX/XX/XXXX
01/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30143	Web
I was involved in a car accident in XXXX of 2013. I was not at fault and the other driver 's insurance was to pay all medical expenses. The insurance company was XXXX and all expenses were paid in full. The collection angency has been in contact with me multiple times and each time I inform that that I am not responsible for this debt and they should contact XXXX. I am then told that it is my job to contact XXXX to collect the debt. I did not handle any of the paying of the other medical bills as all bills were paid directly paid by the insurance company. I then offered to pay the balance in order to remove this from my credit and they told me that I was irresponsible and they would not remove it even though I am paying a debt I am not liable for. This amount is affecting my credit score for an incident that I should have no part of.
10/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19120	Web
As a consumer natural person I am asserting my consumer rights pursuant 15 U.S. Code 1681b ( a ) ( 2 ) per my written instruction I say what can be on my consumer report. I did not consent nor contract with XXXX XXXX XXXX on Sunday XXXX XXXX. I request that this account XXXX is deleted. I ask that this alleged debt is verified and investigated. Pursuant 15 U.S. Code 1681a ( 4 ) There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. The above account is a direct impact to my ability to exercise my right to credit because my reputation with this consumer reporting agency is inaccurate and I know that the banking system is dependent on this reporting. I ask for a copy of full credit file not report the full file.
10/28/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95815	Web
I have an unverified account from Aargon Agency , Inc . I had previously disputed this account. I have never done business with Aargon Agency XXXX Inc. pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that Aargon Agency , Inc. provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin. 6. Whether you purchased the debt, and if so, the amount paid for the debt 7. The date ( s ) the debt allegedly accrued ; 8. An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account.
07/07/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 76063	Web
Argon credit Collections and XXXX have both told me several times this is not my account and I am not responsible for this accounts that they do not show me as respondib left party. My XXXX year old son is responsible for these that dental work was done on him.neither will remove me saying they do not have any info on me. The dental office tells me they informed argon on XXXX XXXX. NOON ONE WILL REMOVE THESE COLLECTIONS EMBEDDED AFTER TELLING ME THAT THIS WAS A MISTAKE ON THERE PART AND WAS A EMERGEMCY CONTACT NOT A RESPONSIBL PARTY. BUT THEY SAY THEY CAN NOT REMOVE THEM NOW BECAUSE THEY HAVEER NO INFORMATION AND I AM N O T ASSOCIATED WITH THE ACCOUNT. NO ONE WILL REMOVE BOTH OF THESE COLLECTIONS ACCOUNTS THAT THEY SAY ARE NOT MINE PLEASE HELP ME GET THIS MESS CORRECTED. A.S.A.P. I HAVE BEEN TRYING ON MY OWN. FOR OVER A YEAR
08/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NC 28504	Web	Servicemember
I am very stressed at this time as I am in the process of applying for a mortgage loan and that is when I find out that I have an account that is in collections. I immediately send a debt validation letter to Aargon Collection Agency and their response was sent to me after 30 days and they did not send the information that was requested. What was sent to me was insufficient being that I didn't receive the original application with my signature on it and the complete payment history with the itemized bill associated with this alleged debt. This collection agency has reported information that is not 100 % accurate and is considered as negligence on their part. I never verified this debt and this is the first time I was made aware of the alleged debt when I seen it appear on my credit report when applying for a mortgage loan.
12/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 32811	Web
I am XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. Time has already passed but up until now, I havent heard any kind of response from XXXX Credit Bureau which made me decide to seek assistance from you. They have shown negligence and an act of refusal of complying with my request. I know for a fact that they are to comply with the Fair Credit Reporting Act law, to provide proof, documents, and give definite and accurate responses, within the given statutory time. However, if they failed to do so, they are obliged to remove the items which are erroneous and unverified. Their unfavorable and unacceptable actions have been hurting my credit scores immensely. Please see below the item I am concerned of : XXXX XXXX XXXX Date Opened : XX/XX/2020 Balance Owed : {$590.00} - XXXX
04/14/2015	Yes	Debt collection Payday loan	Disclosure verification of debt Not given enough info to verify debt	MI 480XX	Web
I received a letter from Aargon collection agency on XX/XX/2015 saying I owe a debt that I have no knowledge of. The date on the letter is dated XX/XX/2015. I responded to the letter asking for verification and for them to respond only through mail not by phone and l also gave them my new address. I have moved from the address that they have on there letter. Aargon collection agency is know for ignoring letters and putting debt on your credit report without verifying. The address on there letter is for collecting money not for disputes. That 's their way to say I did n't dispute this debt. I sent a letter to the address anyway. I also have a copy of the tracking and date it was sent well before the 30 days. Need help with my letter of dispute getting to the right address so this does n't end up on my credit report.
06/12/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 32207	Web
The doctor was informed that my insurance only cover me after I spend {$1500.00}. I informed my doctor that I would be requesting XXXX XXXX under the XXXX act and I would not have to pay for the XXXX or XXXX he recommend. I informed the doctor I made little money and all I could afford was the co-payment. In any event, the doctor assistance walked in and gave me a XXXX XXXX. After what I said he said, " he would bill the insurance company. '' Next, I received a collection bill from two collection agencies in two different states. I received telephone calls. I call my attorney. Both collection agencies are not in compliance with Florida Statute 559.553 ; Florida Statute 559.715 ; 15USC1692 ( g ) ( b ). ( c ) ( k ). I request the collection agency cease and desist from a letter from the federal government.
02/22/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OH 441XX	Web
According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account. I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the account. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the accounts listed below. AARGON COLLECTION AGENCY ACCONT # XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX ( XXXX ) XXXX
11/11/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92663	Web
I XXXX XXXX XXXX want to file a complaint against XXXX.I am requesting validation that is competent evidence bearing my signature. I want 4 items to be removed from my file. They are all fraudulent. I have paperwork. that says that all these accounts were closed out. I have disputed this XXXX they said it was accurate but I did not open these accounts. I need these items removed since they are not mine and do not match my identifying information. These are all the wrong name, wrong address and wrong person. I even asked if they had a debt validation letter with my signature and they don't have them. I sent the credit bureaus copies of an affidavit of the police report, my birth certificate, my social security card and State ID Card and they still say this account is accurate.AARGON COLLECTION AGENCY
11/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 891XX	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I believe I am a victim of identity theft. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureau is having data and system issues. I disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the XXXX and XXXX Credit Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
04/21/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CO 80219	Web
i'm married and over XXXX XXXX XXXX. i make XXXX a year cutting grass for the city of XXXX AS AN XXXX XXXX. my wife an i lived on the XXXX yearly income. The city of XXXX don't provide any medical or other benefits. On XX/XX/2020 i felt illed. i visited the emergency room. i was there around 30 minutes. The bill was {$5000.00}. they charge {$160.00} per minute. my wife called many times asking for a reduction due to our limited income but they refused. they agreed to a $ 100 monthly payment. see attached the proof i was making my payments when suddenly a collection from XXXX XXXX AARGON AGENCY INC called me that XXXX XXXX sent my account to them because i wasn't making my payments. please see attached proof. it's a lie. i'm accusing XXXX XXXX of elderly abuse and fraudulent collection practices.
09/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85286	Web
Aargon account # XXXX Received Letter from Aargon dated XX/XX/XXXX Creditor Name XXXX XXXX XXXX - XXXX Creditor account # XXXX Emailed request to debt validation on XX/XX/XXXX and stated I do not agree that this balance is mine. No response. I emailed again to the XX/XX/XXXX with a policy report number. A police report was filed because I believe to be a victim of identity theft and this collection is not mine. I also included a copy of my FTCIdenitfy theft Report. Account number XXXX which states in accordance with the Fair Debt Collection Practice Act, I am asking you to immediately stop all collections activities about this debt, including reports to the credit reporting agencies. I also ask that you tell the business where the account was opened that this debt is the result of identity theft.
02/05/2020	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	MO 630XX	Web
I contacted this agency regarding a collection account. I was advised the balance is lower than stated on my credit report. I verified information to send a debt validation letter as well as information about the debt owed. I was treated very rudely by the CSR. I asked when the last attempt to contact me by phone or mail was and the agent refused to answer saying that I made him uncomfortable. I was not angry with the agent. I was asking questions about the difference in balance and was going to ask what the options were for the account but was told I was asking too many questions and just sent in documents and I was dealing into private information when I was not, I offered to verify any info needed and that I am well trained in Hipaa, CPNI and proprietary information, and he ignored my requests.
11/09/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89119	Web	Older American
Case number XXXX XX/XX/XXXX / Case XXXX ( XX/XX/XXXX ) AARGON AGENCY was contacted by me on several occasions after I spoken with them & Medicaid Medicaid ask me to contact the medical billing and ask them to contact Medicaid but they choose not too so Medicaid said it's not much they can do if the medical billing won't cooperate first of all I am so upset and so confused my lawyer was the one who represented this case for me it wasn't slipping fall I was on camera the store manager came to my rescue I had witnesses and then I went to the hospital and then now I have all of this all on me I did the right thing I called and contact everyone before I went to collection agency and now the amount changed for XXXX to XXXX so what's next XXXX to XXXX XXXX to XXXX how am I supposed to pay all of this
03/30/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89156	Web
XXXX XXXX XXXX keeps reporting false claims, first the debt isnt mine they reported incorrect home address they fixed it after a month or two. How can it be my debt if they didnt have the right address? The claim I have an open debt of XXXX $ and I dont know why. Keep giving them proof and documents its not mine after reporting false info and still didnt remove it from the report through experian, transunion XXXX and equifax and significantly bringing down my score over XXXX points! In less than a month! The collection agency is violating my rights, under the no surprise act of 2022 they have no personal information of me, no signature, no informative bills, no pic ID, they are an out of network provider charging me with out my prior authorization they have no detailed information about that.
08/17/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	VA 201XX	Web
Phone number XXXX has repeatedly called, robot picks up and says no one is Available to answer. If I dont pick up, they leave a voice mail that has No message, and generally only tends to say XXXX and cuts off. Has texted me from suspicious spam like numbers and links that do not seem legitimate. No idea what this is about. There is no information provided. Ive responded to texts and calls saying please dont call or please send me verification of debt. There is absolutely no human response Ive received for the past year theyve called. There was never any formal contact or communications sent to me except frequent spam like calls, that end with robots that answer that repeat a phrase and never actually responds, leaves spam like voicemails. Never no actual intent on communicating
07/21/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	FL 32837	Web
I received notification XXXX XXXX, 2016 of a collection account with this firm. I filed a complaint because I have never heard of this firm, or the debt listed on my credit report, I was never notified of the debt in writing. On XXXX XXXX, 2016 XXXX from the compliance department called and said they had the wrong address. He agreed to remove the debt from my credit report within 24 hours if I paid. Even though the debt was never verified, I agreed to pay the sum of {$300.00}, and paid with a credit card since the reporting of this collection account has a catastrophic impact on my credit ranking and banking relationships. Within 24 hours the account was removed from XXXX. However, the account was added to XXXX on XXXX/XXXX/16. Voicemails to XXXX at XXXX XXXX XXXX have not been returned.
01/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76133	Web
On XX/XX/XXXX, the following company aargon claims that I opened an account with their establishment owing currently the sum of {$110.00}. As of XX/XX/2022, the company continues to claim that I owe as shown on my credit report. The following company XXXX XXXX listed fradulent claims of debts owed on my credit report, which are heinous, inaccurate, and false. This company has not provided any legal or binding contractual information showing that I entered into an agreement to pay the funds they claim I owe. According to the Fair Credit Reporting Act, this creditor is legal bound to provide accurate information. They are violating this legal ramification as I have no knowledge of this account nor have entered into any agreement with this company. I demand this be removed immediately.
07/18/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	FL 34205	Web
This Company, which I have no contract with nor have I received service from, reported a collection account against my SSN in the amount of XXXX with XXXX , XXXX , and XXXX credit reporting agencies. I requested verification and they false recorded me in terms of agreeing with this debt and or me making payments for their satisfactory to keep attaching this debt to me. I requested to obtain written agreement verifying I personally agreed upon this debt and account however Aargon Collection Agency failed to provide adequate to No information at all regarding proof of being my consensual account. Considering they do not have a contract with me for the goods or services they have provided or have they provide adequate proof. I AM NOT OBLIGATED TO PAY FOR THIS ALLEGED DEBT.
05/02/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IL 611XX	Web
my wife spoke with XXXX back in XXXX regarding a collection account that was on my credit report I didnt know I owed a balance and that I had an account in collections as I never had anything sent to me. we were told that in XXXX of XXXX and XXXX of XXXX there was a notice sent out to me letting me know the account was in collections. I asked to verify the address that the mail was sent to and both letters went to the rental property not my home address I was told that I would need to send a email over to XXXX whom is XXXX XXXX 's supervisor and that I needed to explain to him I never got the notice because it went to the wrong address so I was not able to dispute the collection and it was added to my credit report. I sent him an email and I have not heard back as of today.
03/02/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89145	Web
Hello, I am reaching out once again regarding my debt. This is in response to the non-response I received regarding CFPB case : XXXX. Please send me in writing the amounts I owe for the TWO amounts showing on my credit reports. Responding " we sent this already '' is unacceptable customer service as I would not be reaching out to you if I had received the information before. You can attach it to the CFPB response as a PDF, please. I need you to show 1. ) The amounts owed of {$1700.00} AND {$250.00} 2. ) The dates that these amounts were accrued 3. ) The procedures completed for these two debts 4. ) The discount provided for being uninsured. I have another collector attempting to collect on a medical debt and require this paperwork to compare the information. Thank you
08/24/2017	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 47403	Web
XXXX, a medical equipment company, improperly submitted a claim to our insurance company. I contacted the company, after speaking with our health insurance, and asked that the claim be resubmitted. We did not receive a second statement and the debt ( XXXX ) was submitted to AARGON, a collection agency. We have filed a formal grievance through the insurance company but XXXX refused to resubmit the claim using proper medical coding and refused to assist either my husband ( the patient ) or myself with the claim. The first telephone contact with XXXX was made in XX/XX/XXXX after we received the insurance explanation. My husband, myself, and our insurance company all attempted to speak with their company without success. We received a notice of collection dated XX/XX/XXXX.
02/23/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OR 974XX	Web
Argon collection in I believe XXXX XXXX NV. Won't stop calling from different numbers I keeps blocking them and a new number. I've asked them repeatedly to stop calling. When they call they will not tell me which company there even attempting to collect for, they just keep saying verify your birthdate and ssn it sounds like a scam. I've worked XXXX party collection and have studied they FDCPA for years they are representing them self in a shady unprofessional way. I have a current credit report my accounts are all clear or closed my debt is not effecting my credit. They have threatened my credit score and won't even tell me for which company there attempting to collect for unless I blindly give them all my vituals. I'm over it they should be fined and out of business.
09/06/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	AZ 85022	Web
I have filed a dispute against Aargon Angency with all XXXX and XXXX on XX/XX/XXXX The collection was assigned on XX/XX/XXXX in the amount {$220.00}. Via a disupute investagtion for incorrect information being reported the collection was removed from the both XXXX and XXXX. I attempted to submit a dispute on XXXX online but was unsucessful. I contacted XXXX via phone on XX/XX/XXXX and recieved my dispute letter on XX/XX/XXXX. XXXX failed to remove the incorrect account information from my credit report dispite providing proff of the account beinf delted from both XXXX and XXXX. This is unfair reporting and has caused a negative imapct on my ability to purchase a home due to high interest rates, low credit score and derrogetory account history. Please delete account.
01/05/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 789XX	Web
I've recently noticed a alleged debt that fell into derogatory collection account by a company under the name XXXX XXXX on my credit report. I was not notified where the original debt came from, I've received no information on how to dispute such alleged debt/account nor was I the consumer, notified they reported an alleged debt/account to my credit report ( without my authorization ). Also The alleged debt has several inaccuracies so how do I even know the debt is real. The inaccuracies or as follows : XXXX stated the date the debt was opened was XX/XX/2022, where as. XXXX states the alleged debt was opened XX/XX/2022. I also never received a method of validation letter. So how do I even know if the alleged INACCURATE debt even belongs to me or is truly my debt.
03/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV XXXXX	Web
Upon receiving my recent Credit report, I have found information regarding debt that is being claimed against me. I've been working diligently to improve my credit, despite having difficulties with collection agencies in the past. I've done my research on debt collection practices and how to manage my personal finances better. I've been saving for quite some time to pay off my accounts and finally did. This was difficult as the collectors were unwilling to work with me at times. That said I was able to pay off the accounts by starting with a new slate on my credit. The collection agencies in question have not removed the accounts from my credit report yet the rest being damaged because of it. They informed me that they would stop reporting the accounts but haven't.
07/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92530	Web
My child was seen at a hospital XXXX XXXX XXXX XXXX in XXXX he was seen numerous times before. My son had insurance XXXX and I have proof that he was insured. The hospital did not bill his insurance even after I called with information when they tried to bill me privately. Instead they sold my information to bill collectors and did not resolve. I have disputed multiple companies that are trying to collect this charge and now I have two companies on my report for the same thing. This should have been dropped from my report. I should have filed a grievance thru my insurance and maybe they would have been forced to bill my sons insurance and therefore I wouldnt be dealing with harassment from AARGON agency XXXX XXXX XXXX. XXXX XXXX OPENED TWO COLLECTIONS AGAINST ME.
07/10/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 37217	Web
I have reached out to this company on SEVERAL occasions and no resolve the most recent was XX/XX/18. I was advised that they will send me a itemized statement. My response was that at itemized statement is NOT validation of debt. It is simply a description of what they charge for services! In addition per the FDCPA section 809 validation of debt must be provided.This collection agency also advised they are NOT the original creditor so in addition they MUST also update my credit report stating disputed by consumer or similar language WHILE trying to provide proof that I OWE THIS DEBT.This consumer is also LYING and advising they are only reporting to XXXX and XXXX but it IS ONLY listed on my XXXX credit report because they could NOT prove the debt to XXXX and XXXX
10/10/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 94134	Web
I have contact Aargon Collection I have asked that they remove this from my credit report. They stated that I have to pay them. I have never heard of them and suggested that they go after my insurance company because I have insurance, I was told to send a letter from my insurance company stating that I was covered, I did and I dispute the charges off my credit report, it was taken off one of my reports but not the other they're trying to fight it. I have never signed a contract with them I don't know who they're. I was hospitalized at XXXX XXXX but not Aargon and it's violating my HIPP act at this point. I don't know them and they're refusing to remove the account off my credit report. How do you remove it off one and fight the other. I don't know these people.
12/20/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30324	Web
On the first week of XXXX XXXX, I noticed an account in collections from AARGON AGENCY INC ( XXXX ) who was attempting to collect a debt on behalf of XXXX XXXX XXXX XXXX XXXX in the amount of {$800.00}. This information was disputed multiple times with XXXX and the creditor. The account is in the name of my father, who has almost the exact same name as I. He owned a house in New Jersey, where XXXX & XXXX provided utility service. Which has since fell into foreclosure and collections. I have never open, held, or had any type of house or utility service in the state of New Jersey. I never had an account with XXXX XXXX XXXX. This debt belongs to my father. I have tried to resolve this collection multiple times now without any luck from any institution.
07/13/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 22304	Web	Older American
Today I received texts and voicemails from the Aargon Collection Agency, a debt collection agency specializing in medical debt. They did not say what I am supposed to owe or to whom. I had to go to the web to find out whether they even existed. I do NOT owe any medical provider. I have not had a serious illness in years, and the fees for all my routine doctor visits and tests are paid promptly, in full. Moreover, I have not received any snail mail correspondence indicating any unpaid medical charges, much less to whom such charges might be owed. I do not wish to communicate with this agency, because friends ' and family members ' experiences indicate collection agencies do not care about the validity of the debt. They only wish to hector you into paying.
02/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 95219	Web
Last year in XX/XX/XXXX I had a visit to XXXX XXXXXXXX XXXX XXXX XXXX. After being checked upon by doctors and mentored by nurses, I was advised that everything looked fine and asked to check out at the front desk. The receptionist looked up my insurance information and I paid the co payment of {$100.00} through visa. XX/XX/XXXX, without no letter or notification from this hospital, I seen on my credit report a bill from a collection agency callesd Aargon Agency with the oringinal debt of XXXX to XXXX XXXX XXXX XXXX XXXX. I already paid this bill in full and the hospital said they contacted the agency to have it removed. Unfortunately the debt has not been removed. This has hurt my credit score dropping 140 points. I would like this resolved immediately.
03/23/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 76542	Web	Servicemember
I had an account that went to collections with Argon Agency. Once I was able to pay I set up payment arrangements for said debt. We worked out some type of deal and I eventually paid the debt off in 2018. Now here it is two years later they are reporting on my credit that my debt was never paid off. The debt was paid off in the amount of the agreement but they never sent the remanding about to the company that I originally had the debt with. So basically they made a deal with me and once I paid it off they act like there was never a deal in place. They are hurting my credit tremendously and forcing me to pay the remanding about of the original debt if I want it off my credit report. I don't feel this is lawful at all and this company should be stopped.
07/08/2021	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	CO 80207	Web
I was called and harassed repeatedly by Aargon Agency. When I asked for a proof of debt, I was refused. Little did I know at the time that was illegal. I then received a notice that they'd posted it to my credit report as a collections without any proof of debt sent to me. So I reached out to Aargon to ask for proof of debt. Once I made it known I knew it was illegal to refuse that to me, I was told that even if I pay this off, it won't be erased from my credit report, which is not okay given that I asked for a proof of debt multiple times and I was refused. All I was trying to do was validate the debt. now, it is on my credit for the next seven years because they didn't abide by the law. I still have yet to receive proof of debt from Aargon Agency.
02/03/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OR 97224	Web
Received notification of a XXXX debt from XXXX XXXX that was sent to collections back in XXXX caused by identity theft as I have never been a resident of XXXX. I was not informed until XXXX. I disputed it with Aargon Agency in XXXX XXXX XXXX, provided all the required information ; filed police report, proved I have been an XXXX resident since XXXX ( originally from XXXX ). Agency told me that my account was successfully disputed. Just discovered on XXXX that it is very much active and still destroying my credit. I am absolutely livid over this. They have not attempted any contact to collect this debt since speaking to them in XXXX and it did not show up on XXXX XXXX where I typically check my scores. This has been secretly destroying me for years.
05/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89108	Web
I reviewed a current copy of my credit report and show that items listed are incorrect and viloations due to FCRA and also FDCPA. The alleged account AARGON AGNCY ( Original Creditor : XXXX XXXX XXXX. Account number listing on my credit report is XXXX. I attempted to contact the debt collector with no successful of showing that I owe any alleged debt and I also contacted the credit bureaus that reflect such alleged debt and neither have relied and is over 60 days and is a direct viloation of FRCA. Also, I understand per the law that a collection/charge can not report and open balance and must report as {$0.00}. This alleged debt is showing an open balance in the amount of {$1900.00} which is a direction viloation of FDCPA. Please delete this account.
08/09/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NM 87105	Web
when you could start going back to the gyms during the covid pandemic XXXX reopen. They said the club was fully open & everything was operational. before they shut down for the pandemic all the hot tubs were working & can be used. I went to my usual club went to the wet area & the hot tub was closed. I then went to the front desk & asked how come the hot tub is close? the front desk told me that all of XXXX hot tubs will never reopen. I told them the only reason I joined this club is for swimming & the hot tub. I told them I shouldn't have to pay for something I can't use. they said you will pay & I said no way that is wrong what you are doing so I stopped paying my monthly dudes. Now they want {$550.00} I think that unfair thank you for your time.
12/26/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 604XX	Web
XXXX XXXX XXXX Account Number XXXX Account Open Date XX/XX/2022 Amount {$1000.00} XXXX is reporting an account to my credit that does not belong to me. I have had several issues with them before and have had to request proof of accounts which I was not provided. Another Collection Agency called me about an account with XXXX before and I advised that I didn't have another account with XXXX. I also didn't not live at the address they provided and the services at my previous address were never in my name, I didn't have any utilities services in my name prior to moving into my home in 5 years or longer. Also, please note I currently have residential XXXX services at my home which I own and XXXX does not have any outstanding bills with my information.
09/14/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	OH 43232	Web
I never had a account with this company and they are listing a debt which XXXX XXXX Report. This account has a false balance and is list with a company I never done business with Aargon Agency Inc.Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. Section 805., you are hereby notified to CEASE AND DESIST all further communication with me in regard to the referenced debt. Failure to abide by this law will result in a complaint being filed against you with the Federal Trade Commission, the Attorney General of both your state and mine, and also your own company management. I also the right to file suit against you for any future violations of this law. I will record any and all phone calls if you fail to comply with this CEASE AND DESIST.
11/29/2019	No	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	NJ 080XX	Web	Servicemember
XXXX XXXX XXXX-Acct # XXXX, ( XXXX ) was removed from my report on XX/XX/2018. In the amount of {$2100.00}. Now I have another company AARGON AGENCY, Acct # XXXX, calling me telling me that I owe them the {$2100.00} as of XX/XX/18. It was removed for a reason. I dont know how this agency got my file to now harass me over a debt that was removed from my report 19 days after it was- DELETED & REMOVED ( see above date ) I have proof showing it was removed and then added again under another collection agency. Please remove XXXX XXXX ASAP, they are the ones calling and harassing me. I settled with XXXX XXXX XXXX ( XXXX ) And disputed that with you guys and you had it removed, so kindly do that to AARGON AGENCY, they can not double dip. Thats FRAUD!!
02/14/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	OK 74012	Web
Came home from work, and my roommate hands me my mail. I noticed a strangely colored and labeled mail, so I opened it first. It 's from a law group or agency, stating that I owe the amount they requested in the letter. If they fail to receive the payment requested, they may or may not pursue legal action to recover the debt. And if they do decide to take legal action, the issue will be forwarded to one of their attorneys in my local area. They are accepting payments through a given website and phone number. How they failed to convince me that this is real, is that they require my account number. I 've never been in trouble with the law regarding any persons or business, so I do n't understand how or why I received this letter in the first place.
08/08/2016	No	Debt collection Medical	Communication tactics Frequent or repeated calls	CA 956XX	Web	Servicemember
XXXX XXXX did some work on XXXX XXXX teeth. When that work was completed and paid for. XXXX XXXX was SUPPOSED to remove XXXX and give XXXX.. BUT they did the first treatment over again and did not want to XXXX XXXX 's teeth and give him a XXXX So we went to a different Dentist to get a second opinion.. AND XXXX 's XXXX were beyond saving they were XXXX and causing him a Great deal of pain and had to be removed IMMEDIATELY, or cause other health issues! XXXX was treated that day. We contacted XXXX XXXX and told them what had happened and they would not return our calls or make any contact with us and then sent us to collections for work they did not do. Now they want payment for something they did not do AND XXXX has no more XXXX and only XXXX.
09/02/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 93313	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
08/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MD 217XX	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX XXXX breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
03/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90712	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
02/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92880	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
02/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92555	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
06/13/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	PA 19132	Web
I am submitting this complaint as there is no third party involved, I am making this complaint to AARGON AGENCY INC on my own behalf. Because I believe this business is infringing on my right to privacy. The Privacy Act of 1974 is being pursued. This company exploited my personal identifying information without my permission, which is considered identity theft under 15 USC 1681a ( q ) ( 3 ). Also, this company is penalizing me, damaging my name, and undermining the public confidence by furnishing an account to the consumer reporting agencies for which they have no legal power or direct contract to try to collect on this supposed obligation. 18 USC 894 prohibits such conduct. " Collection of extensions of credit by extortionate means
06/26/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89081	Web
Over 90 days ago, I wrote to the Aargon Collection Agency. I requested proof of validation. I have not received any correspondence. I have sent three follow-up letters, to no avail. I have fully investigated my rights in this matter. Under the Fair Debt Collection Practices Act, if no proof is provided to me within 30 days, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. I have copies of the letters and dates as evidence of my requests. Under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence. According to the Fair Credit Reporting Act, if the debt cant be verified within 30 days, then it must be removed.
10/21/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TX 75126	Web
I contacted XXXX as AArgon Agency INC, account number XXXX for XXXX XXXX and XXXX. XXXX after a month later stated that the reporting was verified. However, My Bankruptcy was file prior to AArgon reporting on my credit. XXXX was contacted that I filed XXXX XXXX bankruptcy in XX/XX/XXXX, XXXX from AArgon, stated that it was turned over to collection by XXXX XXXX and XXXX in XXXX of XXXX, however, I filed bankruptcy on XX/XX/XXXX. I am currently still in an open Bankruptcy ; my attorney is XXXX XXXX out of TN XXXX my Trustee is XXXX XXXX, filing number is XXXX and all of this information was provided to both AArgon and XXXX. I was not provided a date as to when AArgon Collection INC would be removed from my credit.
10/19/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NM 87121	Web	Older American
I was notified by credit reporting that their was a negative entry on my credit report. I am a member of all three reporting agencies in addition to XXXX XXXX XXXX provided to me by United States Government. I found that this company was reporting a collection for a ( Open ) account with my electric company. I had already worked this out with XXXX my electric company. I am paying them. I had Never received any thing from this collection agency until I filed a complaint with NM Attorney General Office then a couple weeks later I received a two line letter from collection company. I have NV Attorney General and NM Licensing & Regulations investigating. All this collection company did is Laughed about Attorney General.
02/12/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85248	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with XXXX XXXX accord and U.N.C.I.T.R.A.L Conventions. Additionally, please provide proof of the original loan or credit application that I signed with your company.
04/08/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85226	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Additionally, please provide proof of the original loan or credit application that I signed with your company.
05/18/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89521	Web
Out of the blue, I received the following notice 3 days ago from XXXX : AARGON COLLECTION AGEN has flagged your account as Collections. Today AARGON COLLECTION AGEN has flagged your account as Collections on XX/XX/2023. Source : XXXX XXXX : AARGON COLLECTION AGEN Address : XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX Phone : ( XXXX ) XXXX Activity : XXXX XXXX XXXX ( Collections ) Balance Date : XX/XX/2023 Balance : {$56.00} My credit is now being adversely affected and I don't even know or have an inkling of what this is about. I have previously received no correspondence whatsoever from this debt collection agency. I received no physical mail, phone call or email. Can they legally tarnish my credit like this?
11/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89074	Web
According to 15 USC 1681b ( a ) ( 2 ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : In accordance with the written instructions of the consumer to whom it relates. I did not give any consumer reporting agency permissible purpose or written instruction to furnish any reports on my behalf. The fact that AARGON COLLECTION AGENCY is reporting to my consumer report is a violation of 15 USC 1681 ( a ) ( 2 ). I have already tried to clear this issue with XXXX, but they use a stalling tactic to deny my requests and state that they don't have authorization to tend to this complaint but this is me and XXXX has my full consent to resolve this violation.
07/09/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 37217	Web
After calling these people twice and getting nowhere I disputed these charges on my credit report with all 3 of the credit bureaus. This company can not tell me why I am being charged for this debt and told me " I'm not gon na do your job for you '' when I inquired about it. This company has removed the debt from my XXXX and XXXX credit report ( I'm assuming because they realized they made a mistake ) but is reporting it XXXX as valid debt. The most recent attempt to remove it and the last time I spoke with someone was on XX/XX/18.This needs to be removed from my XXXX credit report this company can not provide proof of the debt if I truly do owe it and is not being very helpful in resolving the account.
11/30/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 915XX	Web	Servicemember
Received a collection Notice from this agency on the XXXX of XXXX and even before I could dispute it, which was not stated on the notice, the amount they tried to collect from had changed due to interest. This agency also has not responded to my information request for debt verification which I shall attach on here including the notice they sent which was intentionally worded to try and confuse me. This account never showed up on my credit and just popped up this month I have no knowledge of ever owing any type of debt to this collection agency nor to a gym. And the company has not yet reached back to me regarding my request but have furnished the credit bureau with an updated amount including interest.
07/09/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 95148	Web
I sent a letter around XX/XX/XXXX stating that I do not owe this debt because I have never had an account with that place or visited that place, and they have me confused with a different person. I asked why do they believe I owe that debt. A copy of the invoice was sent and that person is not me. I sent another letter stating they have an address on the invoice and that address is in XXXX not in the USA. I have never lived in XXXX. I asked them to remove my name and information and all information regarding this debt and to not contact me again and to provide in writing that they have removed all information pertaining to me and to contact the correct person to pay this debt, I have recieved nothing.
08/07/2017	Yes	Debt collection Other debt	False statements or representation Indicated you were committing crime by not paying debt	NV 89130	Web
I spoke with a rep from this collection agency Aargon Collection Agency Named XXXX who advised me that I owed for an XXXX XXXX Bill from XXXX 2016 to which I advised him I would have to contact the original Company to inquire what this bill was about. He then advised me that He would call XXXX XXXX XXXX Police on me about this bill, when I requested to speak to his supervisor she said that he did not day that, my husband was listening in on the call and was very adamant of what this XXXX said. I am aware of the FDCPA rules and making a false statement is a violation of these rules claiming to involve Law Enforcement when there was no intention to do so. This happened today XX/XX/XXXX at XXXX XXXX PDT
04/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78852	Web
This company under the name of AARGON Agency is reporting a medical account for the amount of {$3300.00} to my credit report. On XX/XX/2021 I sent a letter to the credit bureau to investigate the account. On XX/XX/2021 the credit bureau replied that AARGON agency verified the account. As the affected consumer I sent a written request to AARGON agency on XX/XX/2021. I asked them to send me the signed medical documents for this debt. I advised I had reached out to my health insurance company to find out if they ever received a claim for this account and they confirmed they did not get a claim. AARGON agency has not sent me a response to my written request and it's been a month since I wrote to them.
09/17/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 404XX	Web
I returned a call and spoke with a young lady who had an attitude with me. I have the call recorded. I asked her who the creditor was and she refused to tell me and kept asking for personal information. I did not feel comfortable giving information to a random person who could n't tell me who they were collecting for. It 's not uncommon for people to phish information out of others to steal an identity. All I needed to was who the creditor was to verify she was who she said she was. I talked to her 5 minutes til XXXX Friday night and by Saturday night it was on my credit. I have received XXXX communication and I feel she did this maliciously. She said " I guess I ca n't help yaaaaaaaa ''
01/10/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 92882	Web
AARGON is reporting a medical collection on my credit report that they have re-aged in an effort to do damage to my credit and thus force me to pay them when I am in dispute. It is a medical bill that my insurance company was billed and they paid. I do not understand why they feel their is still a balance. I have asked for an itemized accounting of the bill many times but never have received it. They have not validated the debt yet they are reporting it, re-aging it, and it is a duplicate. They are also reporting it under " XXXX '' on my report as opening XX/XX/XXXX. So to summarize they have never attempted to validate this debt despite my disputes, have re-aged and duplicated this alleged debt.
04/08/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ XXXXX	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/XXXX XXXX XXXX XXXX XXXX of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Additionally, please provide proof of the original loan or credit application that I signed with your company.
12/07/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	HI 96797	Web	Servicemember
I had requested an official verification of debt under the FDCPA and Hawaii FDCPA from a collection agency, named Argon Agency located XXXX, XXXX Hawaii. The legal definition of " verification '' means to affirm by oath or affidavit. Unfortunately, the alleged debt collector failed to do this even though I had requested it in writing several times. They have consistently defamed me to the consumer reporting agencies fraudulently without verification or acknowledge my dispute as a disputed debt, blatantly misrepresenting the debt. These acts have caused great injury and irreparable damages in blocking me from credit worthiness that has negatively affected my housing and financial situation.
01/31/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NV 89031	Web
When I checked my credit score I was taken back by how low it is, a further looked showed me that I have been sent to collection for a hospital bill from the XXXX XXXX XXXX Hospital. I have NEVER been seen by a doctor there! Nor did I ever receive a bill from the XXXX hospital or the collections agency! The Bill is for {$290.00} I haven't been able to receive any information about what it is for and why its at collections. It terribly hurting my credit score, and I don't think its right to have to pay a hospital bill you when have never been seen by a doctor there. I was never sent any bills or " last warnings '' I was only made aware of said debt when I checked my credit score on XXXX XXXX.
08/11/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 923XX	Web
I had an account with XXXX XXXX which is the electric company for XXXX Nevada XXXX XXXX area. My now ex boyfriend and I moved out of the apt located on XXXX XXXX XXXX in XXXX XXXX NV in XXXX. This is when the account first became delinquent. in XXXX. The agency did not report this debt on my credit right away they waited till XXXX XXXX try to make it look like they have more time for statue of limitations. In Nevada the statue of limitations is 4 years from the time you are first delinquent not until the debt collector decides to report it on your credit. Today is XXXX XXXX XXXX this debt collector still reports this information on my credit even though the 4 years is up for this stale debt.
06/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89081	Web
Hello, my complaint is against XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) and Aargon collection agency. In XXXX XXXX XXXX I was injured and suffered a broken foot when I was admitted to XXXX XXXX. I supplied them with my current health insurance information with XXXX XXXX of Nevada. One of their billing reps billed an old insurance company they had on file that I was no longer covered under. ( XXXX XXXX XXXX XXXX ). I received calls from Aargon Collection agency and explained to them what happened but they submitted the collections to the credit bureaus in the amount of {$1600.00}. I have attempted to resolve this issue with XXXX XXXX ( XXXX XXXX XXXX ) on multiple occasions with no resolve.
06/10/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	VA 22312	Web
I have been getting phone calls from a company claiming to be aargon collection agency using my fathers name. They keep harassing my phone number and call from different lines in Kentucky. When I call the number back they do not identify themselves nor want to provide contact information. They are very rude aggressive and unprofessional, I went on their website to submit an inquiry and they respond back without a signature line. When I asked for their information they mention that under federal regulations they are not allowed to provide that information. When I submitted an inquiry they mentioned MS . MALE NAME - they want to speak with a SHE but reference a male name which makes no sense.
02/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	DC 20017	Web	Servicemember
AARGON AGENCY INC # XXXX has listed a collections request on my credit report and I do not owe the amount listed. This is severely affecting my ability to obtain a mortgage. I have contacted both Aargon as the collections agency as well as the original landlord XXXX XXXX XXXX to dispute these charges several times. I do not owe what they say I owe and I would like this collection removed from my report. This is fraud. According to my lease the maximum I could owe if I did not provide notice, which I did in fact do, would be one months rent. My lease was for XXXX $ a month and they are claiming that I owe XXXX XXXX I was advised by XXXX to file a complaint with the CFPB. Thank you
02/06/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OK 73505	Web
In XX/XX/2019, I became the victim of identity theft. I tried countless times to dispute this with the XXXX, XXXX and XXXX and to no avail was I able to get the account removed. I then had to go a step further. I contacted my local police department to get a police report for an account opened in my name falsely. That finally got the account removed and here I am months later and the account is back on my credit and would like it removed. This account was not opened by myself nor have I ever lived at this residence. Looking at my payment history, I have never had a late payment. This has been removed once resulting in a fraud alert on my account and I would like this one removed as well.
05/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89108	Web
I reviewed a current copy of my credit report ans show incorrect information alleged listed. Account name AARGON AGNCY ( Original Creditor : XXXX XXXX ) and account number XXXX is alleged to show a hospital collection which is a direct viloation of HIPPA . I have not given any consent to review hospital or my personal information. I attempt to acocunt collector with no reply to confirm debt and I also reached out to credit bureaus with no reply which is over 60 days old and is a direct violation of FCRA and FDCPA. Also, this acccout is showing and open balance of {$1200.00}. Which I do know per FDCPA that a collection/charge off is to report a {$0.00} balance. Please delete this account.
04/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	KS 66044	Web
contacted Aargon Agency after noticing a derogatory remark on my credit report. They said I owed a debt with XXXX XXXX XXXX in which I told them I had paid that and do have the receipt they asked me to fax it to them and I did not once but 4 times during this process I also contacted XXXX XXXX and asked them about this and they agreed that the debt had been paid. Aargon contacted me again and said that their investigation showed that I still owed the amount. I also contacted XXXX to have this removed from my credit report and after their investigation they also said that the aargon agency said this debt is owed.. Please help me get this figured out as it is effecting my credit. Thank you
04/13/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CO 80017	Web
My brother XXXX XXXX has been stealing my identity for over 10 years. He has used my identity to receive medical services and anytime he was arrested. This has caused a great amount of stress, as each time it has happened I have to file a police report, take time off of work to go to court to prove that it was not me that committed a crime and having to call each debt collector to fix these issues. XXXX received services from XXXX XXXX using my name and SSN and I got a collection letter 3 years later for this. I have called Argon to explain this and mailed a letter to them with my filed and they have yet to provide me with the medical bill or any further proof that it was indeed me ;.
12/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89074	Web
On XX/XX/2021 I sent Aargon Collection Agency also known as Aargon Agency , Inc. a letter asking them to show me a legally binding contractual obligation to pay them an alleged debt in the amount of {$1000.00}. Aargon Collection Agency did not respond to my letter and has not provided any proof to their claim that I owe them the alleged amount. I sent them another letter today certified mail. I am a consumer and I know my rights. Aargon Collection Agency is ruining my reputation by furnishing this data to XXXX. XXXX is the only reporting agency to have this account listed because the other reporting agencies know that this account should not be reporting to any of my consumer reports.
03/20/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77590	Web
Contacted both companies on XX/XX/XXXX and several times before this. I have try many times to explained to them that I have been a victim of identity theft for many years and this account those not belong to me. I have submitted police reports and much information need and it's still being charged to me and place on all 3 credit report agencies. This is a result from a car accident I had back in XX/XX/XXXX with no fault of my, the other person was at fault and fled the scene, within 2 weeks of the accident the hospital put a lien on my name and send me to credit report agencies of not paying them when I was still in the hospital, had to file a law suit and it's in pending ligation.
07/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 34205	Web
I believe I am a victim of identity theft. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureau is having data and system issues. I disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the XXXX Credit Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
10/18/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89119	Web	Older American
Medicaid was willing to pay for the debt when I first started to receive the mailing bills from the doctors 2018 ( my lawyer instructed me to be seen with ) I call the doctors and explained that Medicaid wanted them to get in touch with them to pay for the bills the doctors told me they didn't want Medicaid they want cash money I explained I'm on a fixed income on SSI XXXX so I called Medicaid back Medicaid said they can't do anything unless they were willing to contact them so on that note the bills went to collection agency AARGON the amount at the time {$4900.00} was the debt I check my credit history and the Amount change to $ XXXX.my lawyer was representing a slip and fall
03/03/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MS 38632	Web
XXXX XXXX from Aargon Agency contacted me today at my work phone to ask me to confirm my personal information ( birthday/address/SSN ). She even left a message at my work saying it was extremely important that I call back. I told her none of the information in they system was accurate. I asked why she had to have the information and she said they were legally obligated to ask me questions. I asked if someone was trying to apply for something in my name and she would not answer. I was given no information. They just wanted me to give them my personal information, which I did not give. They called me at my work to collect this information which is unacceptable and harassment.
08/08/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 604XX	Web
The company that keeps reporting on my credit monthly like I owe them a utility bill currently which is killing my credit score and I have not lived in Iowa in over seven years so the reporting time is incorrect because this bill has been on my credit longer than seven years and they keep selling my information to another collection agency and then they start over from scratch again I find that to be illegal and unlawful to keep messing up someones credit for utility peel that Im telling them I did not have. The landlord who is staying there at the time is now deceased so I cant rectify why utilities were still on in my name at the time that I was not living in the unit
04/15/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NE 68516	Web
I am NOT in the collections process for ANY of my current debt. If I am, No One has made me aware of it. I have been getting these calls Only on my cell phone and very few people have my cell number as it is only used for an emergency or very few personal calls. If it were a legitimate debt then they would be contacting my by other methods as well, not just my cell number The calls have been coming in for about 4 weeks now and are from Aargon Agency telling me to call the person stating " They are a debt collector '' and to call XXXX and ask for extension XXXX. I have Not returned the calls and do not plan to without first hand knowledge of whom I am in collections for.
03/07/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL XXXXX	Web
Apparently Aargon " bought '' this in XX/XX/XXXX per my credit report. I do not recall seeing any notification from them and definitely did not speak to them about any issue or claim. My first knowledge of them was seeing a debt collection on my credit report, which was reported in XX/XX/XXXX. The prior collection agency never provided me any correspondence after I asked them to verify the debt as it is not valid well over a year ago. The file should have been closed. I believe Aargon consciously and unscrupulous violated the Fair Credit Reporting Act by not giving notice ( as they know from the file the debt is not validated ) and reported to the credit bureaus.
08/25/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 76544	Web	Servicemember
I called the company Aragon agency to let them know I had paid the debt with XXXX. They then told me I needed information about the payment if not it would take months for the debt to be removed from my credit. I then got the XXXX balance letter from XXXX stating the account was paid and cleared. Called back the company to send them my XXXX balance letter. They gave me a email and I forward the letter. The debt is still on my credit and Ive tried to take care of this since XXXX, I even called XXXX again and asked if they show a XXXX balance and if they are notifying the collection complaint. They told me yes and they dont understand why the debt is still on my credit.
04/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89081	Web
AARGON COLLECTIONS AGENCY ( XXXX XXXX XXXX ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$220.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2017 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
10/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75069	Web
Someone used my stolen government ID to get an apartment on which they have an eviction, got medical bills in my name, utility accounts, and bank accounts. I've contacted several companies and most of their advice was to file an identity theft report first. I contacted the debt collection agencies, and they weren't able to help me. Literally every single account open and in collections from XXXX was not me. I attached my credit report that has all of the information for more help and detail. I have filed a police report for the identity theft and have attached that as well. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
09/03/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 29201	Web
I contacted XXXX XXXX to inquire how utilities were turned on in my name in Pennsylvania. I am a South Carolina Resident. I was informed that a caller with my information was able to obtain utilities using my name and social security number. I was told there was no identification verification conducted. No photo identification or signature was obtained from XXXX XXXX before starting this account. This debt does not belong to me. I have tried to explain this to the Argon Agency as well as XXXX XXXX. This debt remains on my credit report fraudulently. Please provide proof of ownership such as a lease with photo Id and wet signature or remove from all credit reports.
05/05/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89081	Web
AARGON COLLECTION AGENCY ( XXXX XXXX XXXX XXXX is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$220.00} does not belong to me. This account was fraudulently opened through this company in XX/XX/2018 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
02/29/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89123	Web
AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$1200.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2018 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
07/06/2022	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30349	Web
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
05/03/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 34205	Web
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
01/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA 319XX	Web
Aargon Agency Inc reached out to me last year about an account that did not belong to me. I explained to them that I was part of several major breaches and that this account was not mines. I let them know I resided in XXXX and had not lived in XXXX since XXXX. I briefly returned in XXXX after an injury before moving to XXXX and I had no utitlies in my name. I resided with my mother. They said they would investigate and then I heard nothing else. Now it is on my credit report and I continue to dispute this information. The only person that could probably have an account in my name was my mom 's husband XXXX XXXX who has passed years ago but he was the landlord.
09/12/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89103	Web
ARRGON AGENCY INC XXXX XXXX XXXX XXXX XXXX is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$92.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2018 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
06/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89145	Web
On XXXX sent a leter regarding inaccurate and unknown things on my credit report to this day over 60 days later I have not received a response yet. I feel like Im being taken advantage of and being ignored of my disputes. Section 611 ( a ). It is plainly stated that a failure to investigate these items within 30 days gives a reason to immediately remove those items from my credit report I has been over 60 days so they should be deleted promptly. I demand these accounts be deleted immediately or I will file for ligation due to the stress you caused me. My information was also impacted by the XXXX data breach and may have got into the hands of the wrong person.
02/13/2016	No	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CA 92563	Web
My account for XXXX XXXX I received from XXXX XXXX XXXX was placed at AAGON Agency for collection. The information in my file contains my personal information including my SSN. Recently I have noticed suspicious active on my credit report in the time my account was place in AARGON Agency. I have notified the credit reporting agencies and was advised to confirm that any third party that received my information in 2015 is compliant with XXXX CFR Parts XXXX, XXXX, and XXXX Health Insurance Reform : Security Standards ; Final Rule, Gramm-Leach-Bliley Act and California XXXX. XXXX and XXXX. XXXX. I have made the request and AARGON refuses to provide this information
01/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80220	Web
XX/XX/2019 I was in a bicycle crash and required and ambulance ride. The Ambulance was provided by XXXX XXXX and XXXX XXXX. My insurance was rather slow to pay so, XXXX XXXX and XXXX XXXX turned me over to Aargon Collection Agency. My insurance then settled with XXXX XXXX, but Aargon still wanted the remaining balance. I don't think I really owed this, but did not know how to fight it, so I paid then a settlement to go away. They have not gone away and continue to send collection letters. Settlement of {$850.00} was paid in full XX/XX/2019. Aargon reference number, XXXX Nevermind that Aargon probably had no right to any money, but they persist in harassment.
08/14/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34221	Web
I have an account on my credit report that has a balance of {$25000.00} which is a medical debt from 2019. This debt has been in my credit report for a while and since the company ( AARGON AGENCY ) reported that on my credit I started disputing it, because this does not looks like an account that is mine, I have been asking for validation of debt, but they did not answer to any of my letters. Three month ago they sent me a letter providing information on the account, based on the letter, I was hospitalized for five months with is not true, because I have never been in the hospital for more that 4 days, attached to this complaint will be the letter I received.
03/09/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	OH 441XX	Web
Aargon Colletion Agency XXXX Aargon Collection Agency reported XXXX late payments on my credit history, knowing in fact it was an error because they removed themselves off the report but not before removing the late payment history resulting my score lowing by XXXX points. This malicious and devious behavior is why I reported them to XXXX!!!! I even called customer service through XXXX on XX/XX/2019 to have them explain the situation to me in which they verified on XX/XX/2019 Aargon Collection Agency reported XXXX late payments. I do not have games to play with this company. I would like them to remove the late payments off my record as it is there by error.
07/16/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MO 63136	Web
This is the fourth time I have disputed this. I have not received or heard anything from AARGON Agency. The credit bureaus responded by saying verified. HOW! When this was XXXX in bankruptcy. Transunion indicates balance XXXX and the account status paid. XXXX indicates the balance is {$290.00} and the account status is derogatory. XXXX has not reported in the comments chapter XXXX bankruptcy. It appears per the credit report that this company is still trying to collect on this debt. Also, the date of the last activity is completely off and not reporting accurately. Per the FCRA my rights have been violated because this is not reported accurately or Fair.
11/17/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89014	Web
Aargon Agency is reporting a debt that does not belong to me. I have disputed the debt with XXXX several times. The agency refuses to remove the debt and does not provide documentation of where I signed paperwork agreeing to this charge. XXXX reports that it is an accurate charge without any proof of how they have arrived at that resolution. In fact, XXXX has deliberately delayed resolution claiming they did not understand my request. Then, delayed my request a 3rd time saying the same thing, the report is accurate without any determination of how they arrived at my responsibility for a bill that does not belong to me. I want this item removed immediately.
11/04/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IL 622XX	Web	Servicemember
I sent a written request to AARGON AGENCY INC at : AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX NV XXXX Requesting proof that I am legally liable for the debt listed below ; and they have the legal right to collect from me. I haven't received any type of documentation from this debt collector. Creditor Information AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX NV XXXX {$520.00} Original creditor : XXXX XXXX XXXX After AARGON AGENCY INC did not answer my request I submitted a dispute to the three major credit reporting agencies. XXXX and XXXX removed the info from my CBR permanently. XXXX removed the info then added it back to my CBR after a couple months.
10/04/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 45322	Web
Aargon Collection Agency in XXXX XXXX is pursuing me for a debt that is {$220.00}, placed with them by XXXX. We moved from XXXX in XXXX and we paid our last electric bill. I have called XXXX and they claim we have a XXXX dollar balance with them. Date opened is XX/XX/XXXX. We moved in XX/XX/XXXX and saw no bills from XXXX and we live in XXXX now. We have sent three letters to Aargon and I have disputed this with the Credit Bureaus, they claim disputed information is accurate. I have ask for debt validation and have not received it. This account needs to be closed, and this information needs to be removed as Aargon has not been following the FCRA.
02/27/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MD 21061	Web
AARGON COLLECTION AGENCY is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$930.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2021 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
04/18/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89081	Web
AARGON COLLECTION AGENCY is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$130.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2018 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft
03/08/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90020	Web	Servicemember
Aargon debt collection sent me a debt collection letter with a fake debt with partially true information regarding me. When I called I asked for info on the debt and was given a fake address of the company where the debt originated ; XXXX, XXXX., XXXX, CA. I told XXXX, female, I have never had a storage unit in my life, this stumped her, she placed me on hold. She then suggested I dispute it but I asked for a detailed invoice of the debt, she again placed me on hold and then said OK I 've mailed you the invoice, which I 'm sure will never arrive because it does n't exist. There are many similar incidents like this involving this debt collector.
04/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34208	Web
Hospital billed me {$500.00} for a procedure in XXXX. I paid {$300.00} through my insurance to the hospital on XX/XX/XXXX. I paid the remaining {$200.00} through the hospital 's online payment portal on XX/XX/XXXX. In XXXX of this year I noticed that the collection agency had reported the a debt of {$200.00}. I never received a letter from this company stating that they were trying to collect a debt which is illegal under the FDCPA. I've tried contacting the billing department of the hospital as well as the collection agency. The billing department continues to say that it is being investigated. The collection agency has provided no response.
05/11/2018	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NC 28401	Web
This creditor is reporting a negative debt against my credit report and has refused to delete it. This creditor is in violation of several consumer rights under the Fair Credit Reporting Act. According to the Fair Credit Reporting Act, I am entitled to notices concerning the reporting, handling and use of my credit information. Notice violations under this act occur when a creditor fails to notify you when it supplies negative credit information to a credit reporting agency and when a creditor fails to notify you of your right to dispute inaccurate credit information. This company is in violation of two different consumer credit rights.
08/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90266	Web
Aargon Agency is reporting a collection on my credit reports that is a fraud account. I had my mail stolen a few years ago and filed a police report when this happened, but just recently saw a copy of my credit report which alerted me to this fraud. I have never had any ties to Nevada and certainly never started utilities service anywhere in Nevada. I spoke with both Aargon and XXXX XXXX numerous times but this issue is still not resolved. When I spoke with XXXX XXXXXXXX I learned they had misspelled my name when opening the account, and whoever opened this fraudulent account made one payment using XXXX XXXX XXXX which I have never used.
08/25/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89031	Web
Ive paid off my major three creditors and they are trying to double charge me I have a XXXX balance and then all of a sudden I have a balance again, they got paid, I have the proof and screen shots from Aargon agaency. One was XXXX $ the other is XXXX $ and Im getting charged double my debt shouldve been XXXX instead its XXXX $!!! Now its XXXX, but I have my letters of deletion and paid in full. Its very odd to me that creditors can bully people like this. I should be debt free now since I was caught in two breaches but Im still screwed and I paid off XXXX in debt, and its stills showing and I have XXXX in new cards and its not showing
07/12/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 43232	Web
I tried calling this company a couple times to verify the debt and asked them to send info to me ( They never did ) I also tried disputing the medical debt on my credit report to no avail.I was a victim of an assault in XX/XX/XXXX and was sent to a hospital without my consent and left within an hour and walked home... I never received any information from the hospital and on XX/XX/XXXX this debt was sent to collections for {$5600.00} from a collection agency named AARGON AGENCY ... .This too me is fraud and should be taken off my credit report ... .No knowledge of the company ... .Please help me resolve this matter Thank you XXXX XXXX
04/28/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 94609	Web
OVER 45 DAYS AGO I WENT TO APPLY FOR A CAR LOAN AND WAS DENIED -- -- - THEY SAID I HAVE A COLLECTION ACCOUNT ON MY CREDIT. I WAS STUNNED BECAUSE I WAS NOT IN DEBT WITH ANYONE AND I HAD NEVER RECEIVED A COLLECTION NOTICE IN THE MAIL. I HAVE LIVED AT MY CURRENT RESIDENCE FOR THE PAST 12 YEARS. I ORDE RED A FREE COPY OF MY CREDIT REPORT AND A COMPANY CALLED AARON AGENCY WAS LIST ED ON MY CREDIT. I SENT THEM A LETTER IN THE MAIL BUT STILL HAV ENOT HEARD BACK AND THE ACCOUNT IS STILL ON MY CREDIT. THE ACCOUNT IS NOT MINE AND THEY HAD NO BUSINESS PUTTING THE ACCOUNT ON MY CREDIT ESPECIALLY WITHOUT SEEING IF THE DEBT WAS MINE, FIRST.
11/25/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89044	Web
I was wrongfully reput a negative mark on my credit reports a debit not owed it was legally removed once and it was sold off to a 2nd collection and hit my 3 credit reports I have asked Aaron collection agency Aka AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX, NV XXXX for verification and stated a fact I needed a signed contract that I did indeed owe this bill all the would do is send me a list of charges stating accept this letter and list of charges as proof no copy of id was given to me and signed signature and not signed contract this was sold to them by XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX
12/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85704	Web
I had a debt with XXXX XXXX XXXX, XXXX that was paid in full on XX/XX/XXXX. I received a letter from XXXX on XX/XX/XXXX showing that this amount was paid in full. I am now receiving calls from Aargon Agency stating that they have my debt. They are providing me with the exact same balance as well as account number from XXXX. I submitted my letter showing that it was paid in full and they are refusing to honor that letter by stating that it was a different creditor, even though the account number and balance are identical. I have contacted both XXXX and Aargon in regards to this matter and neither are willing to fix the problem.
05/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19114	Web
There was an electric utility service ( XXXX ) opened in my name, ( maiden name used ) at an address I never resided. I found this delinquent account on my credit report. I disputed it XXXX, XXXX. The collection agency AARGON Agency sent out the disputes XX/XX/XXXX. No response with account verification proof was provided at all from the original creditor. I attached proof the bill is not mine and that I was and still am living at a different address. The account was eventually removed from XXXX and XXXX, but XXXX states they were never notified about the dispute and therefore it remains on my credit report through XXXX today.
08/19/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 890XX	Web
original date of debt is XXXX. I first contacted XXXX XXXX XXXX XXXX to let them know i was involved in an accident and would not be able to use the membership per my doctor. I sent them the doctors note. Months later this was on my credit sold to AARGON COLLECTION AGENCY. I then contacted them and also sent the same letter. They did not remove this account. I then disputed this several times and have yet to receive a statement of this account with my wet signature from the original creditor, XXXX XXXX XXXX XXXX. Original balance stated on my credit report is {$880.00}. It is now showing past due {$1100.00} as of XX/XX/XXXX.
04/06/2017	No	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CA 91764	Web
A certified letter was sent to Aargon Collection agency regarding a debt to XXXX hospital. In this letter, there was a request for a form that authorized XXXX to release my private information to them along with a statement to validate the charges.XXXX released my private medical information detailing services that were provided without my authorization that is a clear HIPAA violation. HIPAA privacy laws. I never authorized my information to be released to any third party company. There is no signature or anything on any documentation that has been provided. The collection agency directly violated my PHI- under HIPAA law.
05/02/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 32901	Web
This company or person calls repeatedly, does not say what it is, who they are trying to contact or anything. I researched by phone number and it appears to be a collection agency. I do not have any errant debt, all credit cards and vehicle loan is 100 % current on payments, every month. I even pay ahead, like 4 months ahead on car loan so no clue what on earth these people are doing. I suspect they have a wrong number but they won't listen just insist they are right, amd badger rudely, but won't state who they are wanting to speak to! I smell a scam here. I'm not falling for this pack of lies from some unknown company.
08/07/2019	Yes	Debt collection Mortgage debt	False statements or representation Attempted to collect wrong amount	NV 89166	Web	Servicemember
i was renting an appartment. the lady who manages the property had her son living with me and we had a verbal agreement that it will be a month to month lease. when i run into some financial hardship she had me evicted and now she the company is coming after me for XXXX just to hurt my credit. the original creditor is XXXX XXXX XXXX the debt collector agency is AARGON AGENCY INC.I have been evicted and the property was automatically leased to a new tenant.every month when i lived there i paid my rent. the property manager who had that agreement with me is XXXX XXXX and her son who shared the home with me is XXXX XXXX
04/27/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MO 63033	Web
Originally been disputing this debt for XXXX with XXXX since XX/XX/XXXX. I contacted XXXX that the account is a fraudulent account and it is not mine. XXXX added the collection that was previously on my report updated as a NEW account and my credit score dropped 38 points. I contacted a XXXX and was told XXXX sent the collection to Aargon Collection Agency ; which they noted and did not contact me a request for me to verify the debt. This collection was filed on the FTC report and which was faxed to XXXX thats when the turned over to the collection agency after I have disputed the account which is a XX/XX/XXXXaccount
03/28/2016	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	VA XXXXX	Web	Older American, Servicemember
I received a letter from AARGON Collection Agency attempting to collect {$1300.00} for services provided by XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX No bill or statement was attached to this collection agency 's notification. I have not been in XXXX, XXXX in 25 years and have not used any services by XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ever. I did a search on this collection agency online and through the XXXX and there seems to be many other collection complaints about AARGON Collection Agency in XXXX XXXX, XXXX. ( AARGON Collection Agency, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX ) This debt is not mine.
06/08/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29407	Web
On XXXX XXXX 2017 I sent o ut a request for debt validation to the company AARAGON COLLECTION AGENCY in regards to ac counts XXXX and XXXX ( letter attached ). I have yet to receive any correspondence in regards to debt validation I disputed this company with all XXXX credit reporting agencies as " no contract unknown debt '' I am in no legal binding contract with AAROGON AGENCY and I requested that the accounts be deleted or debt validation be provided. The have removed one ac count from my XXXX report but both accounts should be removed from all XXXX credit reporting agencies.
11/08/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75219	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. Upon reviewing my updates, incorrect information was found in my reports. This company, AARGON AGENCY INC, has not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i, and continued reporting as unverified information without any proof provided, within the time allowed by law, is not authorized. Below are the accounts that are reporting on my Credit Reports : AARGON AGENCY INC ( XXXX XXXX XXXX ) XXXX XXXX, XXXX {$150.00} ; AARGON AGENCY INC ( XXXX XXXX ) XXXX XXXX, XXXX {$250.00}
06/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89166	Web
The credit bureau stated my account was properly investigated but how is that possible if the open date is inaccurate the date last active is inaccurate, and the date last reporting is inaccurate this is ground for removal, and they also violated my rights under 15 U.S.C 1681 section 602A. States I have the right to privacy. 15 U.S.C 1681 section 604A Section 2 : it also states a consumer reporting agency can not furnish an account without my written instructions. Here 's my certified mailing tracking numbers XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
09/22/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19063	Web
I am XXXX XXXX and I am submitting this complaint myself and there is no third party involved. The particular account position that is recently filing on this credit document has a seriously unfavorable impact on my capacity to attain guarantee on the latest loan request, be sure to present facts that this is being reported efficiently as per the Fair Credit Reporting Act regulations. I have done many attempts to reach out to XXXX and XXXX Credit Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
07/02/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89081	Web
My name is XXXX XXXX, I received a copy of my credit report and there was a collection listed with Aargon Agency for a rental property that was a few years ago. I had gone to court with the rental company and there was an agreement made. I originally disputed the information with the bureaus assuming the bureaus had it wrong but they said they verified the amount. I then sent a letter directly to this collection company asking for detailed information and I have not received anything back and it's been a month. How are the bureaus able to report something and I can't even get information for it?
07/14/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CO 80209	Web
This is a debt that resulted from a ride in an ambulance from a hit and run that I did n't authorize. I was grazed by a car but was fine. The ambulance drivers, instead of just checking me out on the scene, handcuffed me to the ambulance and drove me to the hospital where I was checked out and released an hour later with nothing wrong with me. This is how the over XXXX in collections have occurred on my credit report which has jeopardized my ability to get a home loan at the best rate. i have even offered to pay half and share the expense ( even though I should not owe anything ) and was denied.
11/11/2023	Yes	Debt collection Telecommunications debt	Communication tactics Frequent or repeated calls	SC 295XX	Web
Since XX/XX/2023 the number of calls has increased. I dont mind one or two a day, but its every few hours every day now. I had one before XXXX XXXX. Its always a different number and always the same recorded message of Hello? Hello? On the voice mails. And every call leaves this voice mail. Not deleting them would fill my mailbox up to max capacity quickly. Is being an issue all the way around. And changing the location and telephone number each call seems suspect. It makes it seem more like a scam even though I know its not. Robo calling for debt collection and location spoofing seems illegal.
10/11/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 189XX	Web
I'm submitting this complaint in reference to AARGON COLLECTION AGENCY knowingly reporting inaccurate data. My credit profile is affected by these penalties this looks SUSPICIOUS AND DECEPTIVE, I demand proof " TO SEE '' Valid Authorization/proof of alleged debt. Report without valid proper discloser requirements are in direct violation of my consumer rights. I, XXXX XXXX legally requested a description of details of the verification process used to verify this alleged account. Federal law requires you to respond in 30 days failure to comply with these federal regulations by FTC u.s c41, et esq
02/13/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60634	Web
HI there. This account was closed in XXXX of 2018. I have returned the apartment and move to a different city. I remember I have complained about XXXX XXXX in the past. This scammers and other similar, manage to sent a variety of collection notices for small amounts expecting you to pay without verification. Imagine this small amount multiplied by thousands of unsuspected customers, who may be cheated with utilities accounts that were closed or transfer. All charges related to electricity were payed off and the account closed. Please see the XXXX email regarding this account closed.
10/01/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TN 38116	Web
I am XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. The AARGON AGNCY ( Original Creditor : XXXX XXXX XXXX XXXX ) still remains on my credit report in violation of Federal Law. The XXXX and XXXX Credit Bureaus failed to comply with air Credit Reporting Act, 15 USC sections 1681i within the time set forth by law and continued reporting of unverified information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes. MUST remove this collection account immediately.
08/27/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 461XX	Web
I directly contracted the company, AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX, NV XXXX and asked that this debt which is showing as a collection on my credit be removed. The original creditor is listed as XXXX XXXX. I have never lived in Nevada, have never had an electric/light bill in NV, and do not owe this money. I've also contact the credit bureaus to dispute this, but they stated that the collection agency reported it as valid and put it back on. At this point, I don't know what to do. I've never owed this money, and I don't want to pay it, but it's negatively impacting my credit score.
08/17/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89115	Web
Theyre trying to collect medical debt for me from XX/XX/XXXX or XX/XX/XXXX and I have made several attempts to contact them through a credit attorney and me personally and with it continue to leave messages and send letters about a medical debt this year and Ive had XXXX since XXXX and I provided my medical insurance when I was at that hospital XXXX XXXX XXXX.. I dont owe them anything XXXX XXXX has already been paid And if it doesnt work which it should I was so also if I didnt have insurance that the presidents or the Congers cares act with pay for medical service consider that I had XXXX
06/04/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 20747	Web
AARGON AGENCY INC for the amount of {$1100.00} that was occured through XXXX XXXX XXXX XXXXXXXX that was already paid in XXXX by heath insurance provider XXXX XXXX XXXX. I have tried to dispute matter through the credit bureau several times throughout XXXX and XXXX but they continue to tell me that the information matches and it is denied. I am not going to pay a debt I don't owe and was already paid I am not sure where error in their data payment system occured but they need to fixed and address this matter ASAP. But is unjustifiably unfair and It is ruining my good credit and reputation.
11/14/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92832	Web
I had a baby but I was covered by XX/XX/XXXX XXXX my billing ID # was XXXX at the time that should have covered all of my accounts with this company before it even got to a collection agency. They keep trying to say I owe this debt in which I do not. They haven't even attempted to bill XXXX.I moved from Nevada due to my husband suffering a XXXX but prior to the move. My XXXX was approved it just needs to be rebilled the name of the company is AARGON AGNCY XXXX XXXX I have about 4 accounts with them but they are refusing to help me or remove these accounts and they are affecting my credit.
12/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89119	Web
For the past 5 years I've been disputing debt that I've NEVER owed. I have the bill from the dentist showing that I absolutely owe him nothing!!!!! I've disputed the amount with XXXX for years but they never provided me with anything, no documents or even any explaination. I've requested to see what I supposedly owe, and again nothing! I've had it!!!! I'll see Justice via trial by jury as I'm entitled to under the 7th amendment. I not only want this fraudulent collections account removed, but I also require monetary compensation of the same amount!!!!! Enough is enough you thieves!!!!!
03/02/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60002	Web	Older American
I keep getting calls from argon debt collection to my phone. I have had the number for 6 years and this company has been told that the person they are looking for has not had this phone number for that long. The have said they would not call again but called me the very next week. The company is in XXXX XXXX Nevada. Their address is XXXX XXXX XXXX XXXX # XXXX and they do not stop calling even when threatened with legal action. I try blocking the calls but they get through. Please advise me what to do about this Im not the person they are looking for and are too lazy to track him down
12/17/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 76262	Web
AARGON AGENCY INC is attempting to collect a Debt on behalf of XXXX XXXX XXXX on an incorrect balance. This claim was first opened/posted XX/XX/2016 for the amount of {$420.00}. I am contesting these charges because I believe these to be fraudulent, at that time I was covered under my Fathers insurance and any amount that needed payment would have been covered under insurance. I do not recall going to XXXX XXXX to receive any medical treatment, if I were to go to any Doctor, it would have been our primary physician at the time. Attached is the insurance that I was under at that time.
09/25/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MO 63141	Web
I sent in the police report and the order from the judge to have the fraudulent information removed from my credit file to Aargon collection agency, and was told by the supervisor it will remain on the credit file even though it does n't belong to me. I indicated to the supervisor, by law it has to come off the credit file because it is n't my debt. It has been a month and it 's still displaying on my credit file. It is on all three credit reporting agencies. Please have this removed from my credit report, and conduct an investigation into this collection agency for illegal activity.
02/28/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	HI 967XX	Web	Servicemember
Since AARAGON AGENCY INC has posted a debt I have no idea about on my credit report, I have disputed them and asked for proof of verification of my signature and such and they have done no such thing. They lie and instantly " VERIFY '' the accounts are in fact mine with the credit bureaus. I do NOT owe them a dime. I do NOT CARE if they are " Debt Collectors '' and think they can bully me into something I didn't do as I was in jail when this supposedly happened. I've told them my ex fiance put a lot of bills and debts in my name without me knowing and it's coming back to haunt me.
08/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 94533	Web
On XX/XX/2018, AARGON AGENCY INC added a derogatory mark on my credit report per XXXX. Upon further research, this account was transferred/sold and i am no longer responsible for the account. debtor creditor did not verify this collection. also there was no written form of communication, contract or signature for this accused debt at all. a bill without a signature does not validate the debt and anybody can send a bill and say its mines. according to the FCRA AARGON AGENCY INC has violated my rights as a consumer and i'm requesting legal action to remove this account immediately
05/26/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NV 89115	Web
They never admit that they are a debt collector and that they are attempting to collect a debt. The information they have is incorrect. It lists XXXX XXXX as the employer ( XXXX XXXX XXXX XXXX ) when my employer was XXXX. They are listing insurance that I did not have at the time I was admitted to the hospital. The insurance that I had and still have that should have covered the bill was Nevada XXXX. I called the hospital and Nevada XXXX is listed as the primary insurance. I have directed them to the billing department for the hospital and the insurance company but they refuse.
11/19/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85042	Web
I discovered Aargon Agency reporting on my credit report and since I have never received any notice of me oweing them a debt, I attempted to dispute this account. After various attempts to dispute this account with the bureaus, I followed up with Aargon agency directly on two occasions. I used the creditor contact displaying on my credit report which according to the bureaus, is the same address they used to verify the debt. However, on both occasions, I received my letter back as it was deemed not deliverable as addressed and unable to forward. I will be including both letters.
06/03/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89104	Web
I recently contacted XXXX about multiple misleading accounts on my credit report. They still haven't fixed these issues. I'm down and out and missed multiple credit related products due to XXXX mistake. inaccurate reporting. Misleading false reporting this account is negligently and inaccurate reporting failing to comply to 15 USC 1692 ( g ) Under penalty and perjury, I swear this is account is false and misleading. Under the fair debt collection practices act this disputed item may not appear on my credit report if it can not be supported by any evidence. 15 USC 1692 ( g )
10/30/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	AZ 85027	Web	Servicemember
I asked this company for information that I was entitled to by law and they were very rude and said that they could not release that information and was very rude during our recording phone call. I also asked for proof of ownership and this company could not produce any so this needs to be off my credit report because this fraudulent information is causing me harm to my consumer report. We have the phone call recorded that we have obtained a lawyer and intend to sue this company as well. The unprofessional manner and the unfair tactic they are using needs to be looked at asap.
06/09/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MO 63108	Web
XXXX put a debt back on to my credit report because they said the " collector '' says that debt belongs to me with no proof. The original creditor sold my debt to AArgon Agency Inc for {$430.00} and now with interest the debt is {$470.00}. If I 'm not mistaken under the Fair Debt Collection Practices Act, if your debt has been sold that means the contract you had with the other company is voided. I already researched the original creditor writes off the debt on their taxes and then sell it to an Agency to make a profit even though the debt has been debted on that consumer.
01/26/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30058	Web
I was paying for a total of XXXX season passes for my family. One day, my daughter used my pass instead of hers. At XXXX XXXX my card was given back after realizing the resemblance and the issue was correct after noticing the obvious mistake. However, my card was blocked and I was not allowed back in the park the next time I tried to use it with my family. We never successfully completed this and agreed to part ways without further payment. I also agreed again with this company to pay another account for season pass and this one would be removed which it has not as agreed.
01/12/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	HI XXXXX	Web
The original debtor XXXX claims that I owe on a past electric bill while living in XXXX back in XX/XX/2012. I explained to the original creditor as well as the current debt collector that I have not ever lived in XXXX, and to provide me proof that I owe a debt. That is, to show me, any past checks, and/or receipts paid to this account. I have not received anything from neither creditor, yet they are claiming I owe {$250.00}. This is not my debt. Furthermore, the company named in this complaint has had several complaints filed against them for unethical business practices.
05/19/2018	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80238	Web
I went to the er back in XX/XX/2013 and had medical treatment done.I didnt have insurance at the time, but got insurance two months later.The treatment was done at XXXX XXXX, in XXXX colorado.I checked my credit score and noticed i had a XXXX bill in collections from aargon collection agency.Since 2013 i have not received or been notified by either the hospital or the collection agency.Or had the opportunity to try and pay the debt.My insurance was willing to retroactively go back and pay it..but being that they havent tried to contact me for 5years my insurance wouldnt.
05/20/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MO 630XX	Web
I agreed to pay XXXX ever XXXX for 10 months to payoff. I made XXXX payments XXXX {$200.00} XXXX {$79.00} XXXX {$79.00} XXXX {$79.00} all to XXXX Illinois And XXXX to XXXX collections Grand tatol {$830.00} means I over played but which amerend sent me check of XXXX taking it to XXXX tatol. So then me and company agreed to pay what I o wed which was XXXX after I sent proof of payments. And I played them the XXXX in full now I 'm seeing on my credit report. And ever time I call they have not talked to XXXX Illinois yet.
12/17/2019	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33462	Web
AARGON COLLECTION AGEN acount # XXXX XX/XX/2019 amount {$2100.00} This account is not my responsibility. You belong to my medical insurance, please make a more thorough investigation and I have communicated directly with my medical insurance which has notified me that this debt is not my property ... please I need a resolution immediately ... .. I request all negative action in my credit report be corrected, eh deleted. Any kind of balance please contact, directly ... with the medicare office they are available ... thank you very much I hope solution immediatel
06/20/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92592	Web	Servicemember
On XXXX2018 I had to visit XXXX XXXX XXXX. Upon receiving the bill of {$6200.00} for a 2 hour visit ( nothing was done except a check up and a XXXX ) I attempted to call and request detail billing. Nothing was sent. I sent my insurance detailed billing in hopes they would make the proper adjustments, however they refused. Now a company called Aargon Agency Inc is attempting to collect this invalid debt. I have sent proof of this to Aargon and let them know I will only deal with the original creditor and Aargon is still attempting to collect. This is not right.
08/06/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89512	Web
Fraudulent charges for added services were made by XXXX XXXX XXXX XXXX for services unknown, not understood, and not to my consent. This collection has been opened through other previous collection agencies and has been removed twice from my credit reports. Now Aargon Collections Services has contracted this collection and claims this is verified. This is not a rightful collection and I refuse to ever pay this fraudulent debt ever. They are repeatedly calling my phone with a robot dialer harrassing me while at home and causing interuption at my work place.
09/22/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89119	Web	Older American
A lawyer representing me took my case and requested that I follow up with his instruction for the case had me fill out all paperwork & forms explaining my medical history and medical insurance information and etc he instructed me to follow up with these medical doctors for treatment and they had me fill out medical insurance information and etc later I gotten a letter from my attorney and the medical doctors telling me I owe them and they dont want my medical insurance information to pay they pacifically said they needed me to pay out cash money/ the truth
02/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89102	Web
Contacted Creditor on XX/XX/2023 asking for documents to dispute fraudulent claims on personal report. Creditor good not present or provide any of the documentation I requested such as Original Contract with my Signature, Payment History or Prood of Ownership. I also requested documents that they could provide through Mail and they declined. Stating they are paperless. Which gives me no proof to attach or give to my local Police Department. The debt collector had wrong address as well as email which he changed in his system once I gave him my information
02/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33433	Web
On XX/XX/XXXX I received a letter from Aargon collection agency asking to pay a debt in the amount of {$39.00} and interest {$4.00} on the behalf of a creditor XX/XX/XXXX XXXX Hawaii XXXX. They also state that my account is or may be reported to credit reporting agency. I called the collection agency right away. The told this debt is from services received on XX/XX/XXXX. As a matter of fact I have never been on Hawaii at this period of time. I lived in California. I received some services from XXXXXX/XX/XXXX on XX/XX/XXXX and paid them on XX/XX/XXXX.
10/08/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89052	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I provided proof that this company was falsely representing itself as a creditor which was a deceptive practice and in violation of the Equal Credit Opportunity Act. And where is the proof of payment history of this account? The Credit Bureau chose not to investigate and chose to continue reporting fraudulent practices. That is unethical and damaging as a law-abiding consumer. REMOVE THIS COLLECTION ACCOUNT COMPLETELY FROM MY CREDIT REPORT.
03/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web
After going back and forth with this collection agency, informing them that I do not have a child, and more - Ive finally just went to the police. I am tired of going back and forth. This is not my account, please remove this from my credit report and cease all collection attempts ASAP. Attached is my official FTC Identity Theft affidavit ( which serves as a legal identity theft Report - as its given directly to law enforcement that I indeed DID give you prior to ) In addition, attached is a Locally filed Police Report. POLICE REPORT CASE # XXXX
07/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75092	Web
Aarogon agency is trying to collect a debt for a patient for XXXX XXXX XXXX in XXXX, TX. I was not there on the date of service and did not sign anything. They are sending me the bill with the patients mothers middle name with my first and last name. Date of service is XXXX and balance is {$7300.00}. I disputed this stating it was not my debt nor was I there or signed anything and they just sent me an itemized bill saying it was my debt. Also they listed this on my credit report which now states an alias for me is The patients mothers middle name.
12/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76542	Web	Servicemember
I asked the credit bureau 's to do a thorough verification of my credit report, they did and stated everything was accurate. I did research myself and found improper inaccuracies still on my credit report even after they did their investigation. In accordance with the Fair Credit Reporting Act XXXX XXXX and XXXX has violated my rights. 15 U.S.C 1681 section 602 A States I have the right to privacy. 15 U.S.C 1681 section 602 A section 2 : it also states a consumer reporting agency can not furnish an account without my written instructions.
10/21/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34786	Web
ARAGON COLLECTION AGENCY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX VICTIM OF IDENTITY THEFT, NEVER USE FIRE RESCUE, MY IDENTITY STOLEN. I HAVE FAX MY COMPLAINT 2 TIMES ON XX/XX/2019 SPOKE TO SUPERVISOR XXXX ON XX/XX/2019 EST XXXX XXXX SHE STATED COMPANY NEVER RECEIVED THE 2 FAXES PROOF FAX NUMBER # XXXX SEE FILES UPLOADED. PROOF OF FAXES AND PROOF OF IDENTITY THEFT COMPLAINT COMPANY ARAGON COLLECTION AGENCY REFUSES TO REMOVE FRAUDULENT I XXXX DEMAND FOR JUSTICE AND REMOVE THIS NEGATIVE XXXX XXXX XXXX XXXX REPORTING TWICE SAME ACCOUNT.
08/03/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89149	Web
Aargon Agency is attempting to collect on an alleged debt that I do not owe. This continued harassment is causing me significant harm and emotional distress. I have never done any business with Aargon and demand that they cease and desist any further communication with me in regard to this account. Pursuant to the FDCPA I am refusing to pay this alleged debt and do not want any further communication with this company. Any communication with a consumer reporting agency in connection with this account will result in a federal or state lawsuit.
04/19/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CO 80921	Web
I sent a letter to aargon collection agency in XXXX regarding an alleged collection on my credit report. They responded and sent me a statement. In reviewing the statement, it clearly shows that their information is inaccurate, The service was shut off XX/XX/2017, as the property was sold. they are trying to charge me for service from XXXX to XXXX. I replied with a letter to cease collections also included the home loan settlement statement showing everything was paid. THIS IS NOT MY DEBT and it NEEDS TO BE REMOVED off my report immediately
08/14/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	DE 198XX	Web
The collection agency ( AARGON ) is trying to collect an old debt from XX/XX/XXXX they haven't mailed me any information bout this debt which the STATUE OF LIMITATIONS on the account has expire in the state of Delaware, they also have on my credit report that the account was active until XX/XX/XXXX and Closed in XX/XX/XXXX I haven't live in PA in years because of a Domestic situation and had to relocate the original agency knows this is an old debt and didn't send me any documents regarding an options of this matter and I want it taking off
08/08/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MI 48239	Web
The medical debt on my credit report has been disputed multiple times due to the biller not appropriately billing my insurance company within the appropriated amount of time of services rendered, 1 year. The biller billed my insurance company after 1 year. The bill was then repeatedly denied by my insurance company due to inappropriate billing time frame. I spoke to the biller and my insurance company over 30 times regarding this bill/debt and neither could come to an agreement. I should not be responsible for the billers clerical error.
12/14/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30082	Web
Aargon Collection Agency ( ACA ), is an unlicensed ( per state of The State of Georgia XXXX ) debt collector who has illegally accessed my credit report without my express consent, authorized signature or by court order. They have attempted to collect a debt without stating the amount, used unfair unconscionable means to collect or attempt to collect the alleged debt, used false representation or deceptive means to collect a debt or obtain information about a consumer. Please assist me with this debt collector with unscrupulous behavior.
09/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 338XX	Web	Servicemember
I submitted a 30 day notice for moving out of an apartment. The office manager claimed I did not and tried to charge me another months rent and expenses. I submitted a written 30 day notice with my rent check as I was told to do. I verbally told them about 30 day notice, as well. The rent check was cashed, so I assume they got the written notice, too. I had the apartment professionally cleaned upon departure ( much, much cleaner than when I moved into the apartment ), I was completely out of the apartment days before the 30 days were up.
03/26/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL XXXXX	Web
Letter and documentation attached. 1st Complaint XXXX Aargon 's response dated XX/XX/XXXX did not provide any proof or description of method of notififying me in violation of Section 809 of Fair Debt Collection Practice Act. In addition, their alleged debt validation dated XX/XX/XXXX is not valid and in violation of Section 809 of the Fair Debt Collections Act as detailed in my letter to them. Aargon continues to knowingly violate the law in their unethical practices by writing vague/non descriptive responses to obfuscate the truth.
09/26/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89119	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
09/15/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89122	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
09/12/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89103	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
09/30/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89183	Web
Since the debt from AAragon first appeared in XXXX I have attempted several times to resolve and based on lack of Validation in XXXX by AArogan debt was removed. Now suddenly debt has reappeared on my XXXX report with the same balance from XXXX. As of XX/XX/XXXX. The debt does NOT belong to me and the company has been u able to validate. The company also provided no notification prior to placing a collection on my credit report this month. They did not give me the opportunity again to demand validation prior to applying to my report.
10/11/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	AZ 85234	Web
i do not know what i " owe '' but the name is XXXX XXXX. and i lived there in Missouri in XX/XX/XXXX with room mates and i moved out 4 months before they moved out and there shouldn't a debt under my name. the amount is {$270.00}. this needs to be removed immediately. the company does not want to work with me one bit. its unfair i have to be treated wrong by them and still have my credit hurt for the last 3 years. it re opens every now and then and drops my score by 30 points after i try my best to fix it. it just reopened XX/XX/XXXX
10/07/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MO 630XX	Web
AARGON is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA.
06/21/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89103	Web
I am sending this dispute letter on my behalf. Be advise that I am fully aware of my rights since I studied US laws lately, I know that I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ) to protect my privacy & medical records from 3rd parties. Let me tell you, I am not allowing any 3rd party collection agency to get my personal financial info. I understand that the HIPAA does allow for limited information about me but any details may only be revealed with the patients authorization.
02/03/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MO 631XX	Web
On XX/XX/XXXX I was evicted from my home. Im now receiving debt collections for a utility bill. This Utility debt is for XXXX XXXX XXXX. The debit collector shows as XXXX XXXX XXXX for {$250.00} which is incorrect because they are saying they show I moved in XX/XX/XXXX. I try reaching out to them over 3x for this to be correct and it hasn't. The Open date shows as XX/XX/XXXX on my credit reports but again I moved XX/XX/XXXX. Below I also attached a screenshot between me and housing company clearly stating that I left XX/XX/XXXX
09/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89149	Web
Let this be the 3rd notice that I have repeatedly demanded Aargon to cease any communication with me per the FDCPA. They sent me another communication to verify the debt which I HAVE NOT ASKED FOR. I want this company to cease and desist ANY and ALL communication with me through any medium. XXXX XXXX continues to send me communication after I have told them to stop. Proof of me asking this company to stop contacting me is attached. I have filed a claim in my local justice court for this continued harassment please see attached.
03/15/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 75052	Web
I emailed Aargon Agency at XXXX requesting a debt validation notice since they sent the original collection notice to an address I no longer live. I have attached the email for your review. I sent the email with the debt validation request on XX/XX/2022 and I have received no response from Aargon Agency. Aargon Agency failed to response to my debt validation request in which they had 30 days to respond or the debt must be removed from my credit report. Their email address is validated and listed on their website. XXXX XXXX XXXX
03/30/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MO 64131	Web
I am disputing this alleged debt that is on my credit report. I have no knowledge of having a contract with this company. The credit bureau send dates but no signed copies of contracts or anything. Which is clearly not validation. In accordance with my rights under the Fair Debt Collection Practices Act I am hereby requesting that this collection agency provide formal validation of the alleged debt that they are reporting to the major credit reporting agencies on my behalf. In which I am not requesting a simple account summary.
08/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89048	Web
I received a letter XX/XX/XXXX From XXXX XXXX XXXX that there computer system was compromised XX/XX/XXXX. I am disputing this account with AARGON COLLECTION AGEN Original creditor : XXXX XXXX XXXXXXXX for {$7700.00} that was opened on XXXX XXXX. I have the right to accurate information on my credit report and from what the letter says my Identity was possibly stolen and account compromised now I have to take steps to protect my identity. XXXX has given me an individual code for XXXX privacy for 12 months of credit monitoring.
11/12/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89121	Web
My name is XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports. AARGON COLLECTION AGENCY is inaccurately and erroneously reported in XXXX. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
01/05/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 76011	Web
A debt of {$210.00} started appearing on my XXXX credit report from Aargon Ageny for an XXXX XXXX from XXXX XXXX that went into collection near the end of 2022. I was not aware of this bill. I have not received one correspondence from XXXX XXXX stating I owe anything. I also told them that it is impossible for me to have any XXXX XXXX from XXXX because I haven't lived in the state for almost 5 years. The account was opened XX/XX/2022. That is impossible for me to open an XXXX XXXX account in 2022 when I live in XXXX.
10/09/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33411	Web
I was notified my credit score was decreased by over XXXX points because Aargon Agency submitted a delinquent record. I have no dealings with a Aargon Agency and have been in dispute with the totals directly with XXXX XXXX. I received zero communication via phone nor written correspondence from Aargon before adversely impacting my credit. XXXX consumers have to work twice as hard to maintain good credit. I had a score well above XXXX for it to be demolished overnight. This is something that should never be permitted.
02/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89121	Web
XXXX XXXX sent a bill to Aargon Collections but I was unaware that I owed anything since I have insurance. I just recently found out that I had a collection because I ran my credit. I contacted Aargon and let them know that I never received a bill from from XXXX or any documents from Aargon. I never had the opportunity to pay this prior to this reporting on my credit which is against FCRA laws. I should have been given a reasonable amount of time by both parties listed above prior to this reporting on my credit by law.
08/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV XXXXX	Web
I have a loan with XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX WATER DISTRIC ) and AARGON COLLECTION AGEN ( Original Creditor : NV XXXX XXXX XXXX. I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX XXXX XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX WATER DISTRIC ) and AARGON COLLECTION AGEN ( Original Creditor : NV XXXX XXXX ) with no successful resolution. There was definitely an error on their part.
05/11/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19320	Web
I disputed this debt with Aargon and what they sent me in the mail fell woefully short of what I requested. The documentation they sent to me was not received in a timely manner at all! I received their poor excuse for debt validation on XX/XX/XXXX, after I disputed the account on XX/XX/XXXX, and Pursuant to the Fair Debt Collection Act, they have 30 days to respond to a consumer for a validation request. I am very displeased by this, and the inaccurate and untimely reporting of this erroneous account is uncalled for!
09/10/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 90278	Web	Older American
This collection is for XXXX bill on a house I sold in XXXX, 2016. The bill was not received until XX/XX/XXXX because of mail forwarding and was paid via XXXX XXXX bill pay and the check was cashed on XXXX XXXX, 2016. This was well before Aargon Collection Agency posted the collection to the credit bureaus. Even after I called and spoke to them and sent them the proof of payment, they posted the new collection account for the credit bureaus. They promised to remove this from my credit report, but that has not happened.
02/29/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33570	Web	Servicemember
My credit report currently shows account # XXXX from AArgon Collection Agency for the amount of {$180.00}. I called XXXX XXXX XXXX, the original creditor, and they told me they billed the wrong way initially and just resubmitted the bill correctly. I had Veterans insurance at the time of service and I was told they are billing them but it can take some time for the VA to respond and issue payment. However payment is pending. My personal credit shouldn't be damaged because the VA takes a long time to process payment.
03/18/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	VA 22030	Web
Received automated voicemails from XXXX yesterday and XXXX today stating that they were attempting to collect a debt and threatened legal action. The automated voicemail from the XXXX number stated the company was XXXX XXXX. When I called the XXXX number back today, a man told me that my social security number was having some kind of problem in the state of California. He asked for the last 4 digits of my social security number. I did not give him this information. When I asked for his name and company, he hung up.
12/21/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33411	Web
I had a hospital visit a few years back and I did not pay it. The account went into collections and in 2016 I settled the debt and paid XXXX services and the account was removed. A month ago, XXXX collection agency reported an account from XXXX XXXX XXXX XXXX from the same date of the original visit with a similar amount. I have contacted Aargon and requested a proof of debt and i have not received this yet, I aslo provided them with the confirmation of account satisfaction and they have yet to remove this account.
12/18/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 34221	Web
I am writing to dispute the validity of the debt referenced in the collection notices I received. I have no knowledge or recollection of these alleged debts, and I am requesting immediate verification and validation of the debt as per my rights under the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). AARGON AGNCY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AARGON AGNCY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AARGON AGNCY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
12/29/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 925XX	Web
Someone has fraudulently been using my identity for XXXX XXXX. I disputed the aargon agency fraud but they refused to remove it and said it was accurate. I went to the hospital and requested documentation of the persons who authorized service at the emergency room and they refused and said they don't need to provide a signature or the original documents. I then filed a police report for fraud and sent it out to aargon agency, the hospital, and XXXX. They still refuse to remove it from my credit report. Please help
09/29/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29407	Web
Recently Aargon placed a collection account on my credit reports that I 'm not responsible for due t the fact that I was a victim of identity theft. I have filed a police report and disputed the account with the credit bureaus but Aargon verified it to the bureaus as mine. I am reporting this complaint because I 'm suffering damages because of this unfortunate incident. I feel as if Aargon refuses to reason with me to have this account removed from my credit reports with my statement and official police report.
03/29/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NV 89139	Web	Servicemember
I paid a debt on my credit report to Aargon Agency for a debt owed to XXXX in the amount of {$1700.00}. This transaction was conducted online and the funds deducted from my bank account on XX/XX/2017. Before paying the debt, I called and spoke with someone at Aargon Agency. We came to an agreement that the debt would be removed from my file if I paid in full on that day. After several disputes with XXXX, XXXX, and XXXX, the account has not been removed or updated. It is showing that I still owe the full amount.
03/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77056	Web
This alleged collection does not belong to me. I contacted Aargon Collection on XX/XX/XXXX requesting Validation. They responded on XX/XX/XXXX with a printout on dates of services and amounts for ER, Pharmacy services for XX/XX/XXXX. I can not identify the documentation they sent nor do I have knowledge of this service. Furthermore, Aargon has violated my consumer rights pursuant to the FDCPA Regulation FXXXX They have reported this collection on my credit reports without going abiding by the new guidelines.
07/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92591	Web
In XXXX of XXXX I received a call from a debt collector regarding debt. I let the person know I had never received a bill and would not pay this debt unless I could verify that it was MY debt and actually due. The representative was rude and hung up on me. To date I have never received any documentation regarding this debt, therefore I have not paid it. If a debt collection agency can hit a persons credit with inaccurate information or with claims of a debt whats to say any of these accounts are accurate.
07/25/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MO 64133	Web
After reviewing my credit report, I noticed that Aargon Collection Agency is reporting and trying to collect {$100.00}, in which I do not owe. I have never done business with Aargon Collection Agency and do not know what this collection is for. I also never received a written notification of debt, so that I may dispute the validity of this debt as is was added to my credit report in XXXX 2017. I do not have any financial obligation to Aargon Collection Agency and do not why this account is on my reports.
12/21/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89103	Web
HAVE A MEDICAL BILL THAT WAS PAID FROM XXXX XXXX XXXX, AND THE FACILITY THAT I WAS SEEN AT IS CHARGING A HIGH AMOUNT ON MY CREDIT BECAUSE THEY WAITED TOO LONG TO BILL INSURANCE. I HAD XXXX XXXX XXXX AND THE BILL WTLL NEED TO WRITTEN OFF. IT IS WITH A COLLECTION AGENCY CALLED XXXX XXXX AND THEY ARE VERY RUDE AND IMPOSSIBLE TO DEAL WITH. THEY REFUSE TO TAKE IT OFF MY CREDIT AND IVE TRIED CALLING THE ORICIAL FACILITATOR. NO HELP THERE EITHER. I HAVE TH XXXX FROM THE ISURANCE PROVING THE PROVIDER WAS PAID.
09/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89101	Web
Hello, my name is XXXX XXXX, and I need your help in contacting this company. I tried to contact them to find out why someone had registered an account in my name. This is a serious matter, and I'm unhappy that it's now affecting my credit score. I do not authorize anyone to use my name, date of birth, or any other information as it violates Data Privacy. They need to identify out who opened the account in my name and simply transfer the information to that person. Please assist me in resolving this.
03/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80204	Web	Servicemember
I just recently disputed some medical bills that should have been covered by the VA. I got out of the military in 2010 and was told I was covered fully for 5 years. Two items are still showing up on my credit report and some years ago I paid this company money which I realize now I should not have paid because the same debts for the same treatment had been taken off. The company is Aargon debt collections. I need help. Part of my XXXX is a XXXX which I have a XXXX XXXX on my XXXX for. Please help
06/05/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MO 63052	Web
An apartment was rented in Nevada under someones identity, but they used my name and social security number to register the electricity bill. From XX/XX/XXXX to XX/XX/XXXX the account accumulated late charges until the utility company discontinued the service. I was informed about 1 month ago that this was done without my knowledge and was identity theft and fraudulent use of my information. I have disputed the bill with the energy company, the collection agency, and with the XXXX credit bureau.
06/24/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94553	Web
This company was reporting debts on my credit report that were unfamiliar to me. After seeking legal council I was advised to exercise my right to request validation of the accounts pursuant to the Fair Debt Collection Practices Act. In correspondence dated XX/XX/2015, the company received my demand for validation. This company simply ignored my request and did not bother to respond to me, concurrently they verified the accounts with the credit bureau following my dispute with the credit bureau.
09/13/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89032	Web
Im trying to buy a house. So I seen a debt from Aragon agency for XXXX XXXX I called Aragon they said they had no debt for me I asked to get something in writing and they said they couldnt give it to me. I called XXXX XXXX and they said they didnt have any debt and that Im a good customer with them and why would I owe them when I have service with my home now. They couldnt give me anything in write either. Now I cant get my home loan because I cant get anything in writing from these companies.
09/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30144	Web	Servicemember
Aargon Collection Agency continues to report false information to XXXX that I owe a debt. I have absolutly no knowledge of this account and feel violated that they keep reporting false information and it is affecting my credit. I informed the collection agency ( Aargon Collection Agency ) that this is not my account but they have been unhelpful in assisting me with this removal from my credit. I have no knowledge of this account and do not owe this account. Please assist me. Thank you.
09/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	HI 96706	Web
On XX/XX/2020, I have sent my two dispute letters certified to 1. XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX, NV XXXX & 2. XXXX XXXX XXXX XXXX same address : XXXX XXXX XXXX XXXX XXXX, NV XXXX both certified letters return its original envelope with the certified posted unsigned or stamp on it. I believe this case must be an inaccurate address on my XXXX XXXX Credit Report. I have XXXX the Address above and turn out to be AARGON COLLECTION AGENCY. This is a violation of FCRA.
07/17/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 62864	Web	Servicemember
In 2013 I had a dispute with XXXX who claimed I had a XXXX $ Electric bill for a home with no appliances or heat running as it was unoccupied, after months I made them remove the meter from the property. They sold this debt that was never theirs to a company called AARGON AGENCY who is unlawfully reporting to my credit report that they are owed {$980.00} I have contested this and they have supplied false documents to reporting agency 's to maintain the credit fraud they are perpetrating.
10/10/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89103	Web
Put a derogatory account on my credit- my credit score was XXXX, now its XXXX. I called them to see what this is about, they wouldnt provide information or even verify the bill without me either providing my Social Security number or credit card. After I told them I wont give them sensitive information, they hung up. I called again, they hung up again. Completely bogus claim and company, as my credit score is typically sitting in the XXXX range and I never miss or not make payments.
07/07/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94605	Web
I was in the process of selling my home and squatters broke in and started living in my home. I had to have the squatter task force in XXXX XXXX XXXX remove the people from my home. somehow the squarters turned back on the utlites in my name. dispute every effort i could make XXXX XXXX still sent my account for collection for power that was used and reactivated without my knowledge or consent. I sent my police reports statements of events and XXXX XXXX still sent me to collections
06/10/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77073	Web
I have in the last 2 years dispute this account and collection on my credit report. This account does not belong to me and I have called, fax them my true identity and this company refuses to delete it from my credit report. I get harrassing phone calls on a daily basis and I even get threats from them. I can't take this no more of the calls, threats and harassment when this account is done fraudulent and its the results of identity theft. Please help. {$19000.00} XX/XX/2017 2017
09/01/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89139	Web
I was in line filling out my information with the front desk, I said I didn't need them any longer and walked out. They still billed me $ XXXX by mail and I didn't pay because it was fraud. I have been in collections for 2+ years now because of this situation. These guys are fraudsters. Opened : XX/XX/2019 ( 1 yr, 11 mos ) Account status : Open -- Amount Attempting to Collect : {$1000.00} Original creditor : XXXX XXXX XXXX -- Creditor Information AARGON AGENCY INC ( XXXX ) XXXX
09/16/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75002	Web
I have no knowledge of this account and it is not mine. I have disputed this on my credit. They keep trying to put collections on my credit. I have no knowledge of the debts. They are not mine. The repeated re-posting of multiple collections to my credit during Covid-19 has kept me from obtaining a new credit card and divorcing during Covid as it is difficult to even dispute online right now. I believe their collection efforts have been financially damaging to me at this point.
02/15/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89119	Web
In accordance with the Fair Credit Reporting act XXXX. # XXXX, and AARGON AGENCY # XXXX, have violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions I have not given either of these debt collection companies written instructions to fur nish any accounts and as such they are violating my right to privacy.
07/25/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL XXXXX	Web
This company, which I hold no contract with nor received services from, reported a collection account against my SSN in the amount of {$320.00} with XXXX, XXXX, & XXXX credit reporting agencies. I requested verification of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for services or goods they have provided nor have they provided adequate proof i am not obligated to pay the alleged debt.
06/24/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29418	Web
I disputed my medical debt with XXXX and XXXX under the AARGON AGENCY INC and they both removed this debt from my credit report due to a violation of my HIPPA rights. XXXX is refusing to remove after disputing despite me making an attempt which is also violating my HIPPA rights. Ive sent out a letter to XXXX about this matter as well on XX/XX/2023. Im attaching the letter sent and proof that the other Bureaus such as XXXX and XXXX has removed this debt from my account.
11/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89102	Web
I disputed the alleged debt with the alleged creditor and its collection agency, Aargon. The account was reported to XXXX, but it was never indicated as DISPUTED. I later authorized a payment through my credit card, in writing, via email, though I continue to believe the amount is not owed. The collection agency is not charging my credit card and continues to keep the account open. In my opinion, out of spitefulness and retaliation because I reported the situation.
12/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89104	Web
Management and residents at the XXXXXXXX XXXX XXXXXXXX XXXX have illegally and fraudulent compromised my accounts. Including stolen birth certificates and bank/credit accounts with out my permission. The credit sesame application noticed the illegal use of such actions and the illegal use of an XXXX by the medical department/authorities here in XXXX XXXX XXXX NV. And in doing so, notified me by an fraudulently charged transaction on my credit report for this incident.
09/16/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	AR 72764	Web
I received a statement of {$25.00} from a collection company named XXXX billed by XXXX XXXX XXXX. I am only XXXX years old & have never had any bills from this company under my name or social security. I called the company XXXX and they tried to verify my mailing address & asked me if I lived in a different mailing address which I have not so they advised if I had not applied for this company that my identity had most likely been stolen and had to file this dispute.
02/09/2023	Yes	Debt collection Medical debt	False statements or representation Indicated you were committing crime by not paying debt	NV 89104	Web	Servicemember
AARGON COLLECTION AGENCY REP CALLED AND TOLD ME IF I DIDNT START MAKING A PAYMENT PLAN ON {$36.00} MEDICAL DEBT THAT I WAS NOT AWARE OF AND HAVE DISPUTED I COULD BE ARRESTED AND SUED AND MADE TO PAY BY BOTH FINES AND IN IN PRISONED ALSO I DID SOME DIGGING THEY HAVE ME OWING MEDICAL DEBTS FROM OVER 15 YEARS AGO THAT SHOULD HAVE BEEN DELETED BUT THEY KEEP BUYING DEBTS AND CLAMING THER NEW WHEN THEY ARE WELL OVER 15 YRARS OLD AND SHOULD HAVE BEEN DELETED AFTER 7 YEARS
03/01/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90805	Web
In XX/XX/2017 an account with Aragon Agency appeared on my credit reports. I immediately called the agency and was told it was for a past due XX/XX/XXXX account. I have never lived in Nevada and have never signed up for an account with XXXX XXXX. The company said that they would send a fraud claim packet and to this day I have never received anything I have also disputed with the CRAs directly and Aragon always responds that the infomation is correct and verified.
08/27/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75092	Web
AARGON AGENCY is reporting a collection on my credit report that I do not owe to them. I have tried to contact them via phone and ask that they provide me with information regarding this alleged debt that I supposedly owe them. Yet, I have not had any dealings with this company or signed any contract with them. I have not received ANY information from AARGON AGENCY because they will not provide it to me. I am not liable for what they claim that I supposedly owe.
08/30/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	TX 77077	Web
The Argon agency is inaccurate and also is not valid according to the fair credit reporting act. From what I understand this is a medical debt, which is not a valid debt according to the FCRA ( Fair Credit Reporting Act ). There are several inconsistencies and inaccuracies with the open/closed account dates. The open/closed account dates are all different which is inconsistent and in accurate. I ask this to be removed from all three credit bureaus immediately.
06/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60636	Web
To Whom it may concern, I'm have recently look in the details to monitoring my credit for future endeavors to set things in place for retirement etc. and I discovered a overload of items/ accounts I was not aware of, I'm not sure where these charges and accounts could have activated nor when however these are not my account .I 've tried to call to verify with these companies to little ( or no ) avail .I feel overwhelmed and stuck in moving on ward and upward.
04/04/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	SC 29456	Web
Aargon agency is saying I owe XXXX debts for hospital bills that I never received. After calling XXXX that they claimed I owe, the hospital told me I need to contact them and GET the account numbers from them because thats not the balance they show for me. I have low income so if I owed a balance I would have tried to get a small payment plan before they applied it on my credit report. This debt is now hindering from obtaining credit from different companies.
04/09/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	WI 54115	Web	Servicemember
I received phone calls approximately XXXX months ago about a delinquent payday loan. I never took out this payday loan and the money the company said was deposited in my checking account never was so the debt is completely false. Now I have Aargon Collection Agency out of XXXX XXXX, Nevada trying to collect this same debt and providing no debt verification even though I can prove through bank records that the payday loan was never applied for or received.
02/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 444XX	Web
Hello, I just checked my credit report today and it has a new unknown inquiry that has appeared on my XXXX XXXX report on XX/XX/22 stating that I owe a balance of {$3700.00} to XXXX XXXX XXXX by way of XXXX XXXX. I spoke with a collection agent from XXXX today and the residence that theyre saying I owe a power bill balance for, I never even lived at, nor do I know anyone in that area. So the agent advised me to contact you and to file a Fraud ID report.
07/25/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	WA 990XX	Web
Filed dispute on XX/XX/20 due to the wrong amount showing on my credit report. I was able to get old bank statements that shows i made 6 payments of {$31.00}. My contract was for a total amount of {$800.00}. If you subtract what i paid i only owe {$620.00}. After my dispute they now say i owe them {$930.00}. I sent them the bank statements showing the payments I made. The companies involved are Aargon Agency which is representing the XXXX XXXX XXXX XXXX.
08/19/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89122	Web
I have four medical colloctions for XXXX Aargon Agency. Three bills was for XX/XX/XXXX and XX/XX/XXXX. I was on food stamps and was not working due to mental anf XXXX XXXX pending decision by Social Security ; which finally got approval in XX/XX/XXXX. I also received another bill for a emergency room visit in XX/XX/XXXX. I was under XXXX at that time so it should have been paid. These are on my credit report and have a huge negative inpact on my score.
08/17/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85042	Web
This was paid by state health insurance as I WAS A VICTIM OF A CRIME. AARGON AGNCY Reported on XX/XX/XXXX {$36000.00} Account Details Last Reported XX/XX/XXXX Collection Agency AARGON AGNCY Original Creditor XXXX XXXX XXXX OF Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Balance {$36000.00} High Balance {$36000.00} Remarks Placed for collection Creditor Contact Details AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX, NV XXXX
11/24/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89074	Web	Servicemember
Disputed the debt with Aargon Collection Agency as I attempted to have the debt verified. I asked a representitive of Aargon Collection Agency over the phone when they originally called me, asking to verify the debt as I had originally asked XXXX XXXX to give an itemized version of the account/debt they stated I owed. Both Aargon Collection Agency and XXXX XXXX had failed to verify the debt. Was removed from credit reports and has come up again.
02/21/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19141	Web
I XX/XX/2022, I requested a wet signature signed contract that I owe AARGON COLLECTION AGENCY, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX They have also placed a late payment on the account and the accounts are closed. If the company cannotXXXX send a copy of the original contract with my signed signature! I WANT A removal immediately! They are reporting inaccurate information and according to the FCRA you CAN NOT please a late payment on a closed account!
06/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NJ 070XX	Web
XX/XX/2020 {$2200.00} A letter to verification was mailed and received by the company. The company acknowledged in a previous claim that they were waiting until the 30 day period before they were going to remove the the derogatory mark on my credit report. It has been more than the 30 days since the they received the letter. I have not received any further mailed response from the company and the derogatory mark is still hindering my credit score.
06/09/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IL 60107	Web
I allowed someone to sublet my apartment XX/XX/2013. They did not pay the final amount due on my XXXX bill. A debt collector called me a couple months later and I paid the debt. Today, I got a call from a collector saying I owed XXXX for my debt. I told him I paid it and he asked for proof. I do n't have proof because I was assured that I settled the debt. I paid the XXXX again. I just do n't want this to keep happening to keep ruining my credit.
09/14/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	CO XXXXX	Web	Servicemember
Aargon Agency Inc called my cell phone with an automated/robo-caller on XX/XX/2020 at XXXX and again on XX/XX/2020 at XXXX. Aargon Agency Inc does not have permission to contact this cell number via automated/robo-caller or human caller. This is a violation of TCPA and FDCPA for the following ; Calling a cell phone with an auto-dialer, calling before XXXX, and calling without consent. I have the robo calls and data saved for upcoming litigation.
08/16/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89178	Web
Ive sent out two debt validation letter to the collection agency XX/XX/2021 amounts {$250.00} {$350.00} asking to provide ; Date that this alleged debt became payable Date of original charge off or delinquency Was this debt assigned to the debt collector or purchased? Amount paid if debt was purchased : Agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor. Theyve violated my HIPAA privacy rights
09/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92801	Web
This a collection account that showed up on my credit report and i have no idea where it came from, it showed up once on XX/XX/2020 then disputed the collection and they removed it from my credit report, then on XX/XX/XXXX it showed up again and I tried to dispute it with XXXX but they wont remove it, i think its a fraud debit, the amount is XXXX dollars i think for a hospital in Florida, I never went to Florida Please remove it from my records
06/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60406	Web
I have a debt that XXXX XXXX is reporting on my credit report that is paid in full and closed. The original company is XXXX electric. I contacted XXXX and they send me an activities sheet showing my bill was paid in full. I've disputed it with the other credit reporting agency and they have removed but XXXX XXXX has not. Aarogon Agency is the debt collector that is providing this false info. I have documents from XXXX that prove I owe nothing.
04/11/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07103	Web
Aaron agency Inc. is a debt collecting company I have never heard of before much less had any communication with. The original debtor, XXXX is the original lender who I vehemently denied owing any debt to and filed a dispute with after they threatened that my credit would be effected negatively. I don't owe this debt and Aaron does not have authority to report on my credit without correspondence. I do not owe this debt and I dispute this debt.
12/28/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89031	Web
In an attempt to contact Aargon Collections about debt, the company has not sent me any information in regards to the unverified debt. I created 3 disputes with credit karma and XXXX. After send multiple letters I have not received any information back verifying that this is my debt. I requested a Copy of original contract, payment history, name and address of original creditor, proof of collections authorization, & purchase debt agreement.
10/12/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 75204	Web
The debt was a storage unit that was abandoned, the contents of the unit were sold at auction and therefore the debt was paid by the money collected for the items sold. I was never provided with information on the sale of the contents, i.e. how much the items sold for. No one from the Aargon agency could provide me with the details on this, I requested a written accounting of the {$150.00} they claim is still owed and never received it.
11/07/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92592	Web
Issue : XXXX Reporting There are 5 collection accounts on my report that are inaccurate. I have never done business or entered into written agreements with any of the aforementioned businesses. It appears to be collection agencies from medical bills and a cash advance business. I have submitted numerous disputes and asked for copies of the original written agreements to verify the accuracy of the accounts, and I have not received them.
03/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OR 97405	Web	Older American
I am from XXXX but had a fire in XXXX XXXX emergency health coverage the XXXX health plan XXXXXXXX. All other creditors filed there claims but these guys. They placed it on my credit report. Like every other collection agency i have ever talked to they do not care to hear that they are wrong about anything. In XXXX they are particularly immune from falling any laws. They hung upon me and of course are on a power trip. Welcome to 2022.
05/12/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	HI 96792	Web
I was not notified at any time of these debts that I am being charged for by XXXX XXXX XXXX XXXX on XXXX. I sent a certified letter which I had tracked to see that it was delivered to the original creditor asking to get information regarding the XXXX accounts on XXXX/XXXX/XX/XX/2015, and never got a response from them. I also filed a dispute with XXXX to have these items removed off of my credit report because I do not owe these bills.
11/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA XXXXX	Web	Servicemember
Received a collection letter on XXXX XXXX, 2015 for a delinquent account for XXXX XXXX Membership. My identity and debit card was stolen earlier this year. I was not aware that the person signed up for membership with XXXX XXXX nor have I ever enrolled for membership with XXXX XXXX. This collection company is threatening to put this information on my credit reports and attempting to collect {$210.00} for an account I never authorized.
12/04/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89129	Web
In accordance with the fair credit reporting act XXXX Account Aargon Agency inc violated my rights. 15 USC 1681 Section 602 states I have the right to privacy. 15 USC 1681 Section 604 A Section2 : it also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666b : A creditor may not treat a payment on a credit card account under open end consumer credit plan as late for purpose.
09/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NV 89113	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions, 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
09/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MO 65802	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions, 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
09/30/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NY 10301	Web
I have received numerous phone calls and voicemails with robot-messages from different numbers. Over the past month, I have received calls and voicemails with the same robotic message about debt and legal proceedings, all from different phone numbers. In XX/XX/XXXX, I was called once on XX/XX/XXXX, twice on XX/XX/XXXX ( with two different numbers ) and once on XX/XX/XXXX. All of these were different numbers with the same message.
03/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 295XX	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment or credit card account under an open end consumer credit plan as late for purpose.
02/07/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89107	Web
Reached out to get an itemized statement for amount being reported on my credit. Received letter from credit company Aargon and statement was not an itemized bill including services and exams that we supposedly billed for. Letter looked to be forwarded from hospital but only had one line in bill area stating XXXX XXXX visit and total amount owed. Nothing was broken down as to what was performed on so called visit to XXXX XXXX
11/07/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89032	Web
I was giving a sum of {$100.00} of debt owe over the phone. When its reported {$560.00} on credit report via XXXX. Please Validate debt? Under the HIPPA Privacy Law. Under 15 USC 1681 section 602 A, states I have a right to privacy 15 USC 1681 section 604 A section 2. It also states a consumer reporting agency can not furnish an account without my written instructions. THERE ARE IN VIOLATION OF CONSUMER LAW AND PUBLIC LAW.
06/23/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19320	Web
I have disputed this account because it is INACCURATE. I received a letter from Aargon stating that they received my FRAUD DISPUTE. I did not say the account was fraud, I stated that the information that they sent was inaccurate, incomplete, unverified, and illegal. I disputed this account here last month, and you assisted me greatly, however, the stall tactics that are being used against me are unacceptable, please help me!
11/22/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DC 20016	Web
I received urgent medical care for my XXXX XXXX XXXX in XX/XX/2018. I called around looking for urgent care, because that would cost lower than emergency care, when XXXX hospital told me they had urgent care. I arrived and stated I was seeking urgent care. I received care and upon payment, they told me they do not offer urgent care and I received incorrect information from the receptionist. I paid the copay for urgent care.
03/01/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 851XX	Web
This company, Aargon Agency was asked to stop contacting me thru phone and to send all paperwork involving this said debt of {$3100.00} thru mail. I also requested something with my signature giving them permission to my records and to collect this debt. I have not received this information. I am requesting this, if this can not be produced by this Company then this debt needs to be removed from my credit file immediately.
09/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MD 20774	Web
XXXX XXXX XXXX keep reporting interest on a charge off account. U have requested a debt validation which was ignored. Every month Im billed interest rate on a closed account. Ive tried disputing with credit bureaus and always comes back as verified. This account reporting is deceitful and need to be checked out asap. This company has already had finalized deal with my insurance when I had an accident with supposed vehicle.
08/10/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NM 87108	Web
Today XX/XX/2022 i told them to put me on their do not call list. The person on the other line hung up. This has happened repeatedly in the past. Ive told them to put me on their XXXX list, they hang up on me without acknowleding it, and the continue to keep calling me from the " Argon Agency ''. When I say to put my number on the XXXX list I expect it to be done and I expect the calls to stop. This has not happened
11/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89120	Web
Debt Collector, " AARGON AGENCY INC, '' posted {$97000.00} Open balance, opened XX/XX/2020 Original creditor " XXXX XXXX. '' Debt Collector, " AARGON AGENCY INC, '' has failed to validate in timely manner ; and has failed to provide XXXX with " proof of contract. '' XXXX XXXX requests that XXXX be instructed to stop reporting the above information without showing debt was validated by written proof of contract. Thank you
11/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92592	Web
Have repeatedly attempted to contact this company about debt that is not mine. Just to start I never have done any business with. Aargon agency and they have never sent verified letter of debt validation within 5 days of this supposed debt if mine being sold. XXXX Notice for validation of debts Please provide proof of debt validation that was sent certified mail when you guys assumed this supposed debt if mine. Thank you
08/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75092	Web
On XX/XX/2021 Aragon agency sent me papers after I made one dispute with the XXXX. It is an account with a balance of {$7400.00} that they reported to my credit. The signature page shows the signer was the patients father and not me. I called Aragon agency and advised them of this and they still refused to remove it from my credit. They still said basically Im the responsible party when the signature is clearly not mine.
10/01/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 711XX	Web
I was checking my credit report and saw i had a collection account with this company, I've never had any dealing with this company. I've different tactics such as a debt validation letter asking them to provide my signature as well as with me giving my permission to share my information with a third party as well as contacting them to remove this negative reporting item from my credit report and I've received no solution
04/12/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 223XX	Web
Aargon Collections ( XXXX ) calls my work line ( XXXX ) on a daily basis. They ask for someone who is n't mean and I do n't know. I have used the automated system to say it 's not me. I have told numerous live operators it 's not me. Yet they still call. I talked to them again Friday and warned them I 'd file a complaint if they called again. They too promised I 'd be taken off the list, and yet I got another call today.
03/11/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89183	Web
Received a notice from my new monitoring service regarding an account from this agency AARGON AGENCY INC in regards to a fraudulent debt that does not belong to me. I am a victim of identity theft in which this account is a fruadulant account that has been reported to the FTC reporting a debt of {$330.00} I have attached a copy of the FTC report to identify this fruadulant account to have this removed from my file asap.
06/20/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60490	Web
Sent AARGON AGENCY INC. ( DEBT COLLECTOR ) Multiple Certified mail letters asking to them to Verify and Validate this allege debt they said i own them, But clearly they disregarded all my letters i sent them so they clearly violated my rights as a Consumer and the fair Credit Reporting Act ( FCRA ) 15 U.S.C 1681N - CIVIL LIABILITY FOR WILLFUL NONCOMPLIANCE & 15 U.S.C 1681O - CIVIL LIABILITY FOR NEGLIGENT NONCOMPLIANCE.
03/28/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL XXXXX	Web	Servicemember
Aargon continues to report a debt that I informed them that was not my account. They requested a police report that was filed and submitted to them on two occasion via fax as they requested and they continue to claim they have not received the fax. I'm attaching the police report for your office to forward to them. Failure to remove immediately I will file a lawsuit for providing false information on my credit report
09/28/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 29414	Web
OnXX/XX/XXXX, I requested that Aargon Collection Agency validate debts reported on my credit report. The accounts are for {$750.00}, {$200.00}, and {$200.00}. As of today, XX/XX/XXXX, Aargon Collection Agency has yet to verify these debts and is still reporting these debts to credit bureaus. I never received notice of these debts prior to them being reported to credit bureaus. I have no knowledge of these accounts.
11/11/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89131	Web
My name is XXXX XXXX and I am sending this request myself to address the inaccuracies on my XXXX XXXX. The XXXX Credit Bureau is reporting inaccurate information on AARGON COLLECTION AGEN. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
11/04/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 76016	Web
I dont remember rhe dates.but this was maybe XXXX or XXXXi moved out of my apartment. I called this company and explaine i was moving and when.i requested the electric be turned off and it was not done.some one else moved in and used the service and when they realized that then it was shut off. i tried to get thia resolved and was told they would look into it and nevwr did.then next thing i knew it was on my credit
04/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89011	Web
Automated message saying " any information will be used for this purpose ''. Message is cut off, not clear, no information is provided on who they are trying to contact, reference, account number, etc. The phone number they call from does not match their business number. Do not have any outstanding debts with Argon Collection Agency. XXXX XXXX XXXX XXXX # XXXX, XXXX XXXX, NV XXXX XXXX : XXXX XXXX XXXX XXXX
11/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89081	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports.The XXXX Credit Bureau is reporting inaccurate information on AARGON AGENCY INC. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
08/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89119	Web
In accordance with the fair credit reporting act this creditor has violated my rights Under 15usc1681 section 602 states I have the rights to privacy 15USC1681 section 604A section 2 it also states a consumer reporting agency can not furnish an account without my written information Under 15USC1666B a creditor May not treat a payment on a credit card account under a open and consumer plan as late for any purpose
11/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89081	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I'm not swayed that Bureaus efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The Bureaus are reporting inaccurate information on XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX ). Per FCRA, reporting must be 100 % accurate or the information must be deleted.
10/06/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07108	Web
There are 2 accounts on my credit report that are not mine. One is XXXX XXXX XXXX with XXXX XXXX XXXX and the aargon agency with XXXX XXXX XXXX. I 've reported to XXXX and both of these credit agencies that these accounts are not mine I was n't living in the addresses at the time these bills occurred. Someone must 've kept the bill in my name. I request for this to be removed for fraud and incorrect information.
09/13/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 081XX	Web
Collection agent : AARGON COLLECTION ACCOUNT # XXXX According to the FAIR CREDIT REPORTING ACT, section 609 ( a ) ( 1 ) ( A ) credit bureaus are required by law to verify through the physical verification of the original signed consumer contract any and all accounts they post on a credit report or remove the accounts from my credit report.I am NOT asking for a bill or an invoice of a bill of this alleged debt.
03/19/2020	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92025	Web	Servicemember
AARGON COLLECTION AGENCY INC - XXXX XXXX, NV XXXX contacted a personal friend asking many questions about me also mention about my debit as well to that person. They contact me after and started to treat me over the phone I polity asked them to stop but the calls still going on. I have a friend 's statement upon request. Please the account is too old to be in my credit report and they still file a collection.
03/10/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	FL 32937	Web
I saw on my XXXX and XXXX reports that AARGON submitted a collections file to my credit scores. To the best of my knowledge, I never been contacted by this company and have never communicated by any means. I have had 100 % on time payments for over 20 years. I would like proof of any and all methods, specifically certified mail correspondence, that they previously contacted me and made me aware of the issue.
04/15/2017	Yes	Credit reporting	Incorrect information on credit report Account status	CA 90222	Web
Collection agency sent me a letter saying I owe {$150.00} to XXXX. I paid full balance of {$62.00}. I have their receipt stating a {$0.00} balance after the payment of {$62.00}. I sent an email to this collection agency attaching the receipt and I never received any a response. To anyone reading this I do n't recommend XXXX. They were nice before, but as soon I accepted their services they forgot about me.
07/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60563	Web
As a federally protected Consumer, the consumer comes now to dispute any alleged claims you currently are reporting as a consumer debt on the consumers credit report. The Consumer is requesting validation from you pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ) ( FDCPA ). FURTHERMORE, the above consumer DEMANDS the following below : Account Name : AARGON AGNCY (XX/XX/XXXX
04/22/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89115	Web
As far back as XX/XX/2021, I've been writing to XXXX XXXX for information about this debt with NO response ( see attached letters with fax confirmations ). I even asked the bureau to investigate the account, and they didn't respond to me either. When it comes to collection agencies and credit bureaus... one lies, and the other ones swear by it! Six months has been long enough. I want this account deleted!
08/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 785XX	Web
After an automobile accident that after court deemed other individual at fault for the accident, one medical bill was added to my credit report as a collection ( Hospital bill ). It is still in my collection report even though this accident happened a few years back and it was settled. I still have the collection on my report affecting me even though the other individual was responsible to pay the bill.
09/24/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 95843	Web
This company was sent a letter certified mail to verify debt. They responded with a letter that had a copy of a contract with my name typed on it. Anyone can go on a computer and type my name a contract. I want valid proof that I incurred this debt like transaction records. Something that I did like a copy of a credit card transaction with my name on it. Otherwise I do n't see this debt as being valid.
04/01/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89011	Web	Servicemember
Account XXXX is still showing on my credit even when this company has already proven that the information they have is not my information so this is NOT my account but they still have not deleted it from my credit, and it was obvious this company do not have my birthdate, nor my Social Security Number so the account they are claiming to be mine isn't mine, but they continue to leave this on my credit.
08/05/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MD 21229	Web	Older American, Servicemember
The company ( Aargon Agency ) calls me repeatedly ( 5 to 6 times in a row ) before XXXX at times. I have asked them to stop as well as called and told them i am currently disputing as well as working on a payment plan I since i am in fact trying to work things out ), also I am asking them to give me some time and not continuously contact me which feels like harassment. I am attaching phone logs below.
07/16/2016	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	DC 20001	Web
I have continued to receive regular phone calls from Aargon Agency regarding a medical debt that has been paid. When I ask for specific details about the debt, they are unable to provide additional information and instead tell me to contact the hospital. They have also submitted negative information to credit reporting agencies about this debt, even though I have disputed the accuracy of their claim.
11/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89119	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Report. This was a corporate account and mistakenly reported on my profile. Had your record-keeping been accurate, and where is the proof of payment history? The XXXX Credit Bureau is willfully in violation of FCRA and condoning illegal behavior, they MUST remove this collection account immediately.
07/18/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91001	Web	Older American
I receive calls for a XXXX XXXX or XXXX XXXX on phone number I have had since 1970 's. I do not know and have never known anybody by this name. I have contacted XXXX of the debt collectors and requested they remove me from their contact list. This works for a few months, then they are calling again. No notifications come to my address from these collectors, nor does this appear to be identity theft.
01/06/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89032	Web
I contacted Aargon collection regarding an account that is not mine I have several times and they do n't respond with accurate time, also they never showed me proof of the account with any validation o requested copy of Identification, signed contract and any other forms. I received an email after I disputed the account which I do n't feel it 's save on the web. The company just ignored my request.
09/28/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 08742	Web
I received phone calls and tried calling back to find out about the debt. No written correspondence was sent to me. I informed company that I paid the debt and I emailed proof. I called back to confirm receipt of my proof of payment and they refused to accept my proof. They also refused to contact the initial creditor ( XXXX ). I spoke with XXXX XXXX ID # XXXX who refused to provide last name.
07/25/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 95206	Web
I am receiving an abundance of calls from Aargon Agency Inc. I have requested they ( he XXXX XXXX ) stop calling me. I'm not in debt with anyone and I don't know what the debt is for. I have not received a collection notice what so ever in the mail so I am not sure what the calls are in regards too-he keeps calling me after I personally advised him not too. He wont advise me what the debt is for.
01/26/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MD 20746	Web
I currently owe XXXX XXXX approximately {$1500.00} and Aargon Agency is listed on my credit report as the debt collector. I have called Aargon Agency to pay the debt but they claim that they can not take my money to satisfy the debt because they say it was discharged in a bankruptcy. However, I have never filed bankruptcy. I simply want to pay this debt and they won't let me, which is very odd.
07/31/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89183	Web
AARGON AGENCY reporting a debt of {$330.00} was added to my personal file XX/XX/2016 as I discovered through my monitoring service. This account is a result of identity theft and has been reported and is being investigated and blocked from my file. I have tried to reach out to this company in regards to resolve and remove this fruadulant account from my file. This account does not belong to me.
04/11/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91601	Web
I have contacted this company through the credit bureaus multiple times to have this unverifiable account removed from my credit report. They are refusing to remove it NOR have they provided me with validation bearing my signature, DESPITE being contacted FOUR times between XX/XX/XXXX and XX/XX/XXXX. It needs to be removed immediately because its affecting my credit report in a negative manner.
06/11/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	LA 70068	Web
I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reported on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and removed off of my consumer report immediately as it's violating several laws. Remove these accounts and information immediately!
07/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 308XX	Web
Aargon agency I have requested validation of debt, itemized receipt, and requested to cease any reporting until the debt is verified by me. I have sent 2 letters in the course of 3 months. I have received NOTHING from Aargon agency. Therefore, the debt is invalid. I called Aargon agency and explained this, he refused to delete the collection or acknowledge the two debt verification requests.
07/22/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92126	Web
Aargon Agency has put a debt collection on my credit report. I tried to find out why and couldn't get in contact with them a year ago so I thought it was a scammer. I tried to call them and didn't get a response and I have tried to contact them on the contact us homepage and no response. How in the world does a company commit fraud and kill my credit score without me knowing why I owe them?
01/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 61604	Web
All the sudden a collection account appeared on my report on XX/XX/2021, I called them and they said it was sent to them from XXXX XXXX in XXXX which I dont live there, I told the company its against the law to placed collection on credit report before giving me the chance to validate the account, they didnt care they said they have notice sent to address where I dont live. Account # XXXX
09/19/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33461	Web	Servicemember
XX/XX/18 AARGON Agency Inc, XXXX XXXX XXXX XXXX. XXXX XXXX NV XXXX place a collection on my credit report for {$2900.00}. Representing XXXX XXXX, XXXX Florida, for a XXXX XXXX bill that I am not responsible for. I am uploading a document from Florida XXXX XXXX XXXX showing that I am not responsible for the balance, and what AARGON and the XXXX XXXX are doing is illegal under Florida law.
03/22/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28739	Web	Older American
XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida sold my count to Aragon agency. When I was admitted to the hospital I didn't know they didn't put in my fire rescue with my bill. So now I have a collection on my credit report that I owe {$830.00} to Aragon agency. I will not pay this I will wait to 7 years but I think we should be taken off because I never gave them permission for Aragon agency.
05/25/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MO 633XX	Web
XXXX XXXX , 17 I have been paying on an account for the electric company that was sent to AARGON Collection Agency. The last statement they are now charging {$32.00} as a line Item of Interest. Amount Owed listed as {$400.00}. Total Balance now is {$ 440.00}. I do not know why they are trying to collect interest and at this rate how do you ever pay off the balance? Seems extremely high.
07/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29501	Web
A request to validate debt was submitted to ( AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX ( XXXX ) XXXX ) back in XXXX of 2023. This company was not able to validate the debt was owed by nor have they submitted sign proof that I signed an agreed contract with them. Can someone please instruct this company to remove this debt that does not belong to me from my credit report.
09/24/2016	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 308XX	Web
XXXX XXXX XXXX XXXX misdiagnosed my condition, I was there on a Sunday afternoon about a XXXX, I was given an XXXX and sent home. Monday night I was admitted into XXXX Hospital and was operated on Wednesday morning. I almost lost XXXX because of them. Also I never received notice from Aargon Agency that they were collecting this debt. They have violated the FDCPA as well as the FCRA.
01/27/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 93550	Web
AARGON AGENCY HAS BEEN TRYING TO COLLECT FOR DEBT WITHOUT PROOF OF OF THIS DEBT, HOW IT WAS CALCULATED OR ANY CONTRACT FOR THE SUPPOSED SERVICE, LIST OF SERVICE, ETC. THEY'RE DISREGARD FOR MY RIGHTS HAS CAUSED THE ERROR IN REPORTING WHICH HAS LOWERED MY QUALITY OF LIFE. THE AMOUNT THAT THEY ARE TRYING TO COLLECT IS {$1300.00} THAT THEY HAVE NOT EXPLAINED AND SHOULD BE DELETED.
11/06/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89129	Web
This debt collector has been reporting negative and inaccurate information that's hurting my credit and will like for you to investigate this account. I understand I underwent XXXX and my insurance paid this account in which this account should be settled. I would like for this negative remark to be deleted and removed from my credit report and send me an updated credit report
09/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 601XX	Web
Upon checking my credit report there is a new account from Aargon Agency. I requested Debt Validation based on the info received from my credit profile and the mail was returned to sender stating the address was not available. I also requested my info and signature be provided from services received on stated date. this debt isnt mine and im not legally obligated to pay it.
05/10/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77469	Web
Aargon Agency contacted me regarding unpaid medical bills, which we the result of moving out of country. I promptly resolved the unpaid bills with Aargon ( XX/XX/2018 ), and paid extra fees ( total of {$76.00} ) for Aargon to remove the collection notice from my credit history. Instead of expunging this from my record they reported it to the credit agencies in XX/XX/XXXX.
12/09/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19141	Web
ORIGINAL COMPLAINT FILED XX/XX/22 ; NO RESPONSE UNTIL XX/XX/22 ; DID NOT PROVIDE SIGNED TRACKING PROOF CONFIRMING THAT I RECEIVED A VALIDATION NOTICE PRIOR TO REPORTING TO MY CONSUMER CREDIT REPORT AS I REQUESTED. ONLY STATING THAT YOU DID WITHOUT THE REQUIRED PROOF OF TRACKING INFO, ORIGINAL SIGNED CONTRACT IS IN DIRECT VIOLATION OF MY CONSUMER RIGHTS UNDER THE FDCPA.
08/08/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89129	Web
This debt collector has been reporting negative and inaccurate information thats hurting my credit and will like for you to investigate this account. I under went a XXXX and my insurance paid this account in which this account should be settled. I would like for this negative remark to be deleted and removed from my credit report and send me an updated credit report.
05/24/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77389	Web
I do not know what this debt is for. I have never heard of this company XXXX XXXX , nor have I ever received anything from this company regarding any kind of debt. It shows this debt was opened with this collection company on XXXX XXXX , 2015. I do n 't have a clue who this original creditor, nor have I ever received any documentation from this debt collector.
03/10/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89129	Web
I have checked my credit report be I notice there is a collection that I have been disputing for a while now and I have not got validation or verify documents that I requested it seems try been ignoring my request under law they are required to vetoed if not deleted from my credit report under section XXXX they need to verified who and when they verified the document
08/05/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 92584	Web	Servicemember
I have never received any communication from Aargon Collection Agency about reporting any negative information on my credit report. I found out about this negative item on my credit report as I am in the process of buying a house and this item came up on my report. This debt has not being verified as I have asked and this agency is in clear violation of federal laws.
07/19/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32836	Web
I try everything in my power to result this issue I call I send dispute out to let them know that me personally I have never open this account and for them to come tell me that this account is accurate when I know its fraud at this time Im willing to do what ever and take the extra step to get this account removed of my report because its not accurate and fraudulent
07/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89147	Web
Was contacted by a collections agency about a debt owned I allegedly owed to them to the amount of {$2700.00} for a XXXX XXXX. How ever in an attempt to valid this debt I received information that violates XXXX law that required the creation of national standards to protect sensitive patient heatlh info from being disclosed without patient 's consent or knowledge.
05/15/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV XXXXX	Web	Older American
Aargon Agency has re-barred a debt because I am XXXX and trying to get a mortgage. They are stating on my credit report that the account was opened on XX/XX/2020. The account had gone through the cycle of 7 years and they rehashed it to stay in business and employed.The amount is XXXX. They have been written up as a bad debt collection agency that harasses people.
02/21/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89102	Web
Aargon Collection agency is attempting to collect two debts that I do not owe. I've disputed both debts several times and the only reply I keep receiving is " verified. '' The original owner of the account is XXXX hospital. I NEVER signed the financial agreement and both companies have refused to provide me with proof that I agreed to be financially responsible.
07/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 20744	Web
Wrote letters asking to remove several accounts. As of the XXXX and one account in XXXX. I was a XXXX XXXX. As of today I am trying to get my life on track. I also was so informed by the IRS someone in the state of California received benefits in my name... I have never lived in state nor ever went to the state. I have my results on my health and police report
05/23/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30305	Web
The company XXXX XXXX placed a unpaid bill on my credit report that someone else opened in another state with there own name but my information. They in turn sent it to collections despite a police report for identity fraud being sent to them. the company Aargon Agency inc picked up the account which is in violation of Fair and Accurate Credit Transaction Act.
04/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CO 80031	Web	Older American
There are XXXX collections that have recently been put on my credit report by a collection company and they have no record of the collection. I have tried to dispute the items with the bureau and they have come back as verified and not going to be deleted according to XXXX. I do n't know where else to turn to help as this item is severely damaging my credit.
11/17/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	IL 60411	Web	Older American
Hi AAGON Agency Inc enter a collection with credit bureaus and this is the first I heard of the debt. I have no ideal who I owe money too. I do have health insurance and their were no co pays. I need this debt removed to they verify that the debt is mines and from what medical clinic. It 's strange they post this when they got my address to damage my credit
12/16/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 298XX	Web
They are claiming that I've went to the hospital on dates that are not right. Ive asked for them to send proof from the original person the debt was owed to and all they sent me was a statement of what was owed. The company has repeatedly reposted the same debt on ti my credit continously driving my score down and preventing me being able to use my credit.
01/29/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92027	Web
Aargon Agency Inc XXXX XXXX XXXX XXXX XXXX XXXX, Nevada United States of America Out of nowhere, Aargon Agency put on my XXXX credit report that I was in collections for {$450.00}. I have never received any notification from Aargon. It seems like they are targeting people who have bad credit and just putting non-existing debt on them. See link http : XXXX
11/18/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89107	Web
A company by the name of Aargon Collection Agency is reporting a balance of {$2300.00} for a hospital bill that does not belong to me. I sent them a letter asking them for signed hospital documents for this debt since I have health insurance and they send me a print out with nonsense data and numbers that I can't understand yet no signed documents by me.
04/02/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	SC 29456	Web	Servicemember
I had my tax return from the State of South Carolina. I owed the Hospital money and my Refund was used to pay off my bills with the XXXX University Of XXXX XXXX. The total amount of {$2200.00} went to XXXX. so my accounts are paid. I tried calling AArgon Collection Agency and XXXX to try to fix this. AArgon needs to remove my debt. Thank You XXXX XXXX
04/01/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MN 55432	Web
XXXX2022 Aargon Agency flagged my credit report for an electric bill, in an entirely different state from where I live, and now thinks I'm going to pay them {$350.00} for something I have no knowledge of. I've never lived at this address, got mail here or is it associated with me period. I don't know who lives here or where it is actually. I need help.
10/03/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	PA 19141	Web	Servicemember
AArgon Collection Agency Open Date XX/XX/XXXX amount {$520.00} XXXX XXXX Open Date XX/XX/XXXX amount {$590.00} XXXX XXXX Open Date XX/XX/XXXX amount {$1300.00} XXXX XXXX Open Date XX/XX/XXXX amount {$500.00} XXXX XXXX Open XX/XX/XXXX amount {$630.00} XXXX XXXX XXXX Open Date XX/XX/XXXX amount {$860.00} Second Round Open Date XX/XX/XXXX amount {$430.00}
01/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me instead of my attorney	IN 46835	Web
AARGON VIOLATED THE " DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT. SEVERAL UNFAIR, DECEPTIVE AND ABUSIVE PRACTICES, VIOLATING THE F.C.R.A. F.D.CP.A. AND XXXX COUNTS OF THE T.C.P.A. IN THE COMMISSION ODF COLLECTING CONSUMER DEBT.CALL US 2 TIMES AFTER CEASE AND DESIST AND FAILED TO CALL MY LAWYER. called XXXX on cell number. SEE ATTACHED
05/17/2018	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29455	Web
I send Aargon a letter asking them to validate some debts that are on my credit from them the end of XX/XX/XXXX I never rd recieved validation and they deleted these debts but added them back in XX/XX/XXXX without 5 days notification of reinstatement. Some debts came back on certain credit reports. The dates that were reporting on are now XX/XX/XXXX.
12/14/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Report provided to employer without your written authorization	MD 21216	Web
I spoke with manager XXXX not sure of the last name. I first requested a 1099 form i was advised to request online. I then requested an original contract & agreement my question was never answered, i kept being ignored before XXXX hung up on me 3x. Company is refusing to send me and documents associated with me, my account, name, securities etc.
02/21/2020	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CA 92071	Web
This phone number is not associated with a human. They repeatedly call this phone number and tell me to call a different 1-800 number back. Their last call to me was for my phone number XXXX XX/XX/2020 XXXX. Their number they called from is XXXX. Tyey want me to call back to XXXX XXXX XXXX. The name they are collecting from is no one in my family.
11/20/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NV 89031	Web	Servicemember
Cancellation Request not properly updated for XXXX XXXX XXXX XXXX, please find duplicates of the correspondence sent through certified mail on XX/XX/2023, addressed to both the XXXX XXXX XXXX XXXX XXXX and the Aargon Collection Agency. This communication pertains to the reported debt, which, to date, has not been validated nor elicited a response.
08/11/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89030	Web
I have sent in numerous of letters an FTC reports to this company regarding this fraudulent account that was opened in my name. This company has completely ignored my request to have this account removed or investigated properly. This account is hindering me from moving forward in my life. This matter needs to be addressed and fixed expeditiously!
01/23/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 78577	Web
This account is reporting inaccurate information on my credit report which is not under FCRA compliance. I also never authorized any hospital to release my personal medical information to any third party collection agency which is a HIPAA Law violation. Please remove this account from all credit reporting agencies or I will pursue legal action.
03/12/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 785XX	Web
This medical debt is in direct violation of my no surprises act and should be removed immediately from my credit report it is also in direct violation of 15 usc and and 1681 g they are defaming my credit and as a result I have negative items on my credit report please help remove this item from all three credit bureaus XXXX XXXX and XXXX XXXX.
03/16/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 94610	Web
AARGON AGENCY INC has yet to validate this alleged debt as belonging to me. I have sent certified mail asking AARGON to provide me with proof. I have not received any correspondence from them validating this debt they claim to be mine. I sent a certified letter XXXX and was delivered XXXX and still no proof of debt or signature belonging to me.
09/10/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29407	Web
In XXXX XXXX I received notice that all accounts listed on my credit report with Aargon Agency Inc. were all closed and would be deleted from all credit reporting agencies. As stated before I do not have an account or contract with Aargon Agency. There is still an Aargon Agency account reporting on my credit reports in the amount of {$570.00}.
09/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 30533	Web
XXXX collection agency put this on my credit. I told them it was not mine and to remove it and they did. They sold to a XXXX collection agency who put it back on my credit, who is telling me that I have to dispute with credit bureaus. The debt is my wife 's and hers alone. They said she had XXXX ss numbers and that 's how it went on my credit.
03/10/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	AZ XXXXX	Web
On XX/XX/XXXX I recieved an alert from my bank 's credit monitoring that a delinquent account was added to my credit profile, Upon reviewing the information I did not recognize the company and called immediately. After talking to company I realized that my identity was stolen and used to obtain utility services from XXXX XXXX til XX/XX/XXXX.
10/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60630	Web
I had my identity stolen and I have a debt in my credit report of {$21000.00} for a medical bill that is not mine. This thief went to the XXXX XXXX XXXX. First of all this individual stealing my identity lives in Texas, and I live in Illinois!!!! I need help catching this thief and putting them in jail. She is ruining my life. Please help me
12/25/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	GA 30518	Web
Was told by hospital that I would only need to pay my co-pay ( {$200.00} ) and that my insurance would pay the balance and/or the hospital would write off the balance in agreement with my insurance company contract - The hospital did not do that and they in fact turned it over illegally to a collection agency who then posted it on my CBR 's!
03/19/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 295XX	Web
A debt validation was mailed certified to the collection company on XX/XX/2021. The company received the letter on XX/XX/2021. In response, on XX/XX/2021 the collection company sent copies of my bills which contained my medical history such as : Diagnoses codes, procedure codes, and procedure description. This is a violate my HIPAA rights.
06/29/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33445	Web
I sent letter to debt collector/creditor to verify debt I received no response and/or documents. I mailed letter on XXXX XXXX and have proof from post office verifying this. I have complied with all credit reporting laws and have given the appropriate time to respond and would like this matter resolved and deleted from all credit bureaus.
09/27/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92562	Web
I got a call on XX/XX/XXXX from Aragon agency that I owed {$100.00} from an accident XXXX years ago. That debt was paid by my attorney by the collector XXXX XXXX XXXX. The representative said if I could provide proof that there would be no more hassle. Every time I call trying to provide proof I ca n't get anyone to give me an answer.
01/27/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	SC 29414	Web
I keep receiving calls from XXXX. They say they are trying to collect a debt that I incurred from my place of employment, but they do n't know what the acronym for the business means. The person calling is rude and refuses to send me any documentation in regards to the supposed " debt ''. The man that is calling says his name is XXXX.
08/14/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89131	Web
I received a letter from a collection company named AArgon Agency INC stating that I owe {$470.00} and I have requested and disputed proof of debt but this agency continues to call mail and report this debt to the credit bureaus affecting my credit. Please have them refrain from contacting me and stop reporting this fraudulent debt.
12/26/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89130	Web
I am not aware of this debt nor understand what it is. I was not notified properly nor was this debt properly confirmed to be owned by me. I would like the accuracies to be checked on this account between all XXXX credit bureaus as it's missing or removed on the other ones. AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
09/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Confusing or misleading advertising or marketing	MO 631XX	Web
Aargon Agency Inc, collection agency, is listed on my credit report and has been not deleted. I was told once debt is paid, credit bureaus will delete information. I confirm with debtor, XXXX XXXX, that debt was paid this year. However, collection remains with credit bureaus. Also, I disputed many times and still nothing is removed.
07/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NC 275XX	Web
A representative from Argon debt collections reached out to me in order to notify me that I owe {$180.00} to XXXX XXXX XXXX for services at XXXX XXXX XXXX XXXX in XXXX ar. The rep shows services started on XXXX of XXXX, however I didn't move into that address until XXXX of XXXX. There is no possible way that I started service there.
06/25/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 935XX	Web
I had medical debt that was put in collections and when I requested a validation of the debt ; they sent me documents containing my medical records. This is a huge violation of Hipaa, so I demanded that the collections be removed from my credit report because of damages, but they never responded so I am now reporting it to the cfpb.
02/25/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 10461	Web
I paid the cancellation fee to terminate my membership shortly after signing up. I never once used their gym. They informed me that i would no longer be charged. I'm now seeing they charged me for a whole year. When i called to resolve the problem they told me they don't know what went wrong and refuse to take the collection off.
11/27/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NV 89113	Web
There has been a mistake in billing in which XXXX has already resolved for me and cleared off my balance owed in my account, XXXX also notified Aargon that I have {$0.00} balance in my account but after 3 weeks Aargon still told me that I owed them money, they are trying to scam and harassing the consumer for money they don't owe.
02/07/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89032	Web
I have checked my credit and seen a very old debt from Aargon agency collections. And I see that the debt is more then 9 years old but they keep updating the debt as if the debt is new. I also never knew of this debt and I was never notified of it. But its an old debt that is more then 8 years old it should taken off my credit.
12/04/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89030	Web
I purchased my credit report and I see this fraudulent account reporting. My identity was stolen and compromised. Someone used my identity to open up this account. I would like for this company to remove this account and stop reporting it on my credit report. It is hindering my life and causing emotional and mental damage XXXX.
06/11/2016	No	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 463XX	Web	Servicemember
A collection account was added to my crediti report. I sent a certified letter asking for verification. I was sent verification with an amount owed with interest. Later I sent a letter certified mail trying to pay the bill and never was sent a response. Also the amount being reported is not the same on the verification letter.
08/24/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MN XXXXX	Web
I using XXXX XXXX XXXX XXXX in XXXX XXXX i I have membership with I formed them that I moving to XXXX and I asked them to change my card on file for cancellation fee and and I didnt if change me or not but 2 years now the report that have paid for something I didnt use .and I tell them that I am no longer living in XXXX XXXX
08/13/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46268	Web
I was sent a letter by this company allegedly stating that I owe them money. Please provide the services that were preformed for this medical bill and confirm that services were completed. If not able to verify the above, please remove all forms of communication and remove this account as I am not responsible for this debt.
11/20/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92507	Web
Someone used my name to open a sorage unit account. I was barley legal and had already had previous accounts that were reported as identity theft. This account was not reported because at the time it was not on my credit history. I called the place they told me there would be nothing they can do because it was not reported.
02/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TN 38115	Web
I have two problematic issues with my credit there are 2 inaccurate things on my credit. 1. Aargon Agency shows on XXXX & XXXX that {$200.00} is owed. This is NOT my account. XXXX. XXXX XXXX shows on XXXX XXXX XXXX that {$480.00} this account goes away then pops back on to credit profile with a different account number.
07/25/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 898XX	Web	Older American
We received a recorded call that can only be partially heard because the recording starts before the tone indicated by our answering device for starting a message. However, we did hear them identify themselves as " this is a debt collector ... .etc. '' We are a health services office and do not have any outstanding debts.
05/13/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34243	Web
on XX/XX/2018, i started receiving letters from XXXX XXXX hospital regarding a medical bill that is not mine. i got a derogatory remark on my XXXX credit report stating i owe over 9k on medical bills. i would like to address this immediately and either pay off this debt or get this negative remark removed from my report
04/21/2017	No	Credit reporting	Incorrect information on credit report Reinserted previously deleted info	MO 63304	Web
I created an account with XXXX XXXX XXXX whom conducted an investigation on this collection account. As a result of the investigation, the collection account was removed from my credit reports. Last week, the collection account was placed back on my credit report with XXXX and XXXX , showing a new balance owed.
03/02/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	DE 19977	Web
Aargon Agency INC at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX has been sending me collection notices in the amount of {$300.00}. The collection has been reported as pasted due balance. I do not know this company. I have never done business with this company. This company does not have a contract with my signature.
03/09/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DC 20020	Web
Aargon Agency , Inc. is located at : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, NV XXXX Tel : XXXX Fax : XXXX Collection Accounts : XXXX Clients : XXXX This collection agency is trying to collect money that was already paid by my medical insurance and myself on XX/XX/2019. Please remove them this is fraudulent debt.
09/15/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89148	Web
Aargon Agency inc has an inconsistent credit file on my credit profile for XXXX, while the other bureaus don't report any collections. The creditor is attempting to force me to pay incorrect and false debt to Creditor. After only opening up my credit file again, I noticed that this has been opened since XX/XX/2018.
09/26/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92407	Web
I 've reached out to Aargon Agency inc to validate a debt they claim i owe. I sent a letter via certified mail twice. Once in XX/XX/XXXX and again in XX/XX/XXXX. As of today they 've failed to validate this debt and it is hurting my credit report. The amount is reporting for XXXX The original creditor is XXXX XXXX.
06/13/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29455	Web
Aargon Agency Inc has n't validated this alleged debt as belonging to me. I have sent two certified mail asking the agency to provide me with proof. I have not received anything. I sent a certified letter on XXXX XXXX 2017 and XXXX XXXX 2017 and still have yet to receive proof of debt and signatures belonging to me
01/03/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MN 55421	Web
XXXX I sent a verification letter to the company informing them that it wasnt my debt and received a bill statement. I asked for something showing it was my debt and never received anything instead the debt was re-aged on my credit report which is not correct or legal. This account should not and was not reopened
01/19/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33411	Web
I pulled my credit report and found all these medical bills that were supposed to be paid by my Florida Medicaid. I should not be balanced billed. This is illegal to balance bill me. XX/XX/XXXX {$1000.00} XX/XX/XXXX {$720.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$930.00} XX/XX/XXXX {$1200.00} XX/XX/XXXX {$1100.00}
11/03/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 850XX	Web
I have disputed this invalid debt multiple times Once with XXXX XXXX back in XX/XX/XXXX and most recently with XXXX XXXX inXX/XX/XXXX Collection agency still states the debt is valid but when I ask for the proof. I never receive a response back to actually receiving proof of the debt and how it had been validated
10/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NH 03801	Web
In XXXX of 2022 I submitted a validation request to XXXX XXXX. I Never received a response. I then sent XXXX a letter to either validate the alleged debt or remove to it. XXXX did nothing. This is an FDCPA Violation, FCR Violation and HIPAA violation. Ive included the correspondence as well as the credit report.
06/03/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DC 20032	Web
Aargon collection agency is trying to collect a medical debt from 2017 where my health insurance has already paid. I had a XXXX in XXXX of 2017 and I have contacted XXXX ( my health insurance company ). Ive contacted the hospital and they unable to provide a statement of charges that aargon is trying to collect.
01/15/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IL 611XX	Web
I got notice from XXXX that there is a collection on my report I logged in and there is a company called Aargon agency they put me i collections for {$1200.00} I have not been notified regarding this debt and was not given the chance to investigate where it came from and I was not given the chance to discuss it
01/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 298XX	Web
I sent a verification letter to Aargon Collection Agency about a collection that is being reported on my credit report by them. They VIOLATED HIPPA laws by responding to that letter with a letter stating all procedures and descriptions of procedures that I have had that I myself never even seen records of.
02/27/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	FL 33406	Web
Date : XX/XX/2016 Balance : {$650.00} Company AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX, NV XXXX I don't not know this company, I did not do business with this company nor have I given them the permission to use my information. I would like this debt completely removed from my credit report. Thank You!
10/14/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30071	Web
No information was given regarding the account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
11/03/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 75020	Web	Servicemember
My husband and i moved. My sister who was going to continue to rent the property we were leaving. I call and had the electric turn off att the old place and turned on at the new. My sister called them back and said she was me and had the leave the electric on at the old property. I did not agree to it
02/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 78247	Web	Older American
Aargon Collection Agency is repeatedly trying to collect on a utility debt that does not belong to us. We have told them that the property was sold two months prior to the incurred charges but they keep hounding us. They have also reported us to XXXX which is impacting our livelihood. Please help.
04/26/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30082	Web
Someone use my personal information and or name in the city of XXXX, and I have advised these companies that it was not me and they send me to a collection agt which is trying to collect a debt that is not mind, XXXX XXXX XXXXXXXX for {$170.00} and Aargon collection agt for {$380.00} this is fraud
03/05/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29420	Web
I mailed AArgon a letter asking them to validate this debt but instead, they sent me all of my medical history. I did not give this company authorization to have personal medical history. My rights have definitely been violated. What happened to HIPPA??? i want this deleted from all credit reports
05/02/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 146XX	Web
XXXX XXXX and XXXX XXXX XXXX, XX/XX/2017 {$2100.00} due Reported to a collection agency. In XXXX, I could not meet the deadline for charity care with the above authority because I was uninsured and homeless without a postal address to receive the charity application from XXXX XXXX and XXXX XXXX.
07/01/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89052	Web
I closed my gym account with XXXX XXXX XXXX XXXX in XXXX of XXXX. Closed, cancelled and done. So a year later they try to charge me. Now they say I owe XXXX $ for a year starting in XX/XX/XXXX, when this account was cancelled pre pandemic in XX/XX/XXXX! I havent been to this gym in over a year!
03/16/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60462	Web	Servicemember
In the past I have been a victim of identity theft, and recently my credit alerts have been warning me of another derogatory item ( AARGON AGENCY INC ) ( Account Number XXXX ) which has now appeared on my credit reports. Balance of {$1400.00} I have no acknowledgement of this fraudulent account.
09/06/2020	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	KY 40223	Web
Argon agency out of Nevada has been harassing me for years. I've told them that I dispute the debt and to stop contacting me repeatedly, but they have called 5 times this week. I have also read that even if you settle the debt with this company that they do not remove it from your credit report.
08/09/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IN 46112	Web
XXXX XXXX, XX/XX/2023, XX/XX/2023, XX/XX/2023, XX/XX/2023 On these dates, the company contacted me regarding a medical debt. I told them i am not verifying anything, send me the itemized bill and the have not. I told them to stop contacting me and they keep calling. They keep calling from XXXX
08/10/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89131	Web
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
03/03/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IN 469XX	Web	Older American
Got a phone call from XXXX No listing on Caller iD as to name I looked the number up online and It belongs to Aargon Agency. I do not have bills past due. or any reason for a debt agency to call me. It was a robo call, for me to call a number about this debt. Call was XXXX XXXX/XXXX/2016
01/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	KS 66062	Web
Aargon Collection Agency reported a debt to my credit report without ever contacting me about the debt. The original Creditor is Missouri XXXX and it has been over five years since I have lived in Missouri. This company never sent me verification of the debt or allowed me to dispute it.
10/14/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 324XX	Web
I was injury at work XXXX XXXX this bill was to be paid by the state of Florida Division of Risk Management. I have gave the company all the information on this case and they still keep holding me accountable for it. This the information that I have gave to them for this bill they need.
01/25/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 75092	Web
I provided XXXX insurance at time of service on both accounts. After receiving multiple voicemails and letters I found out the facility never billed XXXX and disputed the charges with the collection agency. They failed to show my dispute with the credit bureau or to bill insurance now
01/18/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 29485	Web
Aargon Agency is on my credit report. Ive tried calling Aargon and Ive also emailed Aargon Agency. Aargon says on my credit report that they are collecting for XXXX. Ive called XXXX and I dont owe them anything. XXXX is in a different town from me and I havent been there in Years
06/03/2019	Yes	Debt collection Medical debt	False statements or representation Told you not to respond to a lawsuit they filed against you	NV 89147	Web
This was opened in XX/XX/2017. I have asked they agency to itemize the debt along with providing my signature to allow my medical provider permission to share my information with a third party. This is a HIPPA violation, and they agency has never been able to respond appropriately
06/19/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV XXXXX	Web
Hello, AARGON Collection Agency is attempting to collect a medical debt that I am not familiar with or responsible for. Another company has notified me they have a similar collection notice that is not valid. Can I have proof of the debt provided and harassment ended? Thank you.
11/04/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 43207	Web
The following accounts listed below are fraudulent accounts and doesn't belong to me. They are in violation of FDCPA 805/806/809 and the accounts need to be deleted from my credit report : AARGON AGENCY INC # XXXX XXXX XXXX XXXX # XXXX XXXX XXXX # XXXX XXXX XXXX XXXX XXXX # XXXX
01/02/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	DE 19901	Web
Contact the hospital like I asked them but they refused to see I do n't owe any money never did the hospital bill was paid but they switched payment systems so they put my money in the new system which it should have applied to old system. Remove this from my report immediately l
08/29/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TN XXXXX	Web
This amount of XXXX was sent over to collection & honestly Im not sure what this bill could be for..Ive never received anything from thia company let along the collection agency..I found this on my credit report so thats why Im reaching out to better understand what this is for
03/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92821	Web
XXXX will not remove a collection from my credit report from Aargon Agncy from a credit union I have never ever heard of. The account does not belong to me and I have contacted XXXX several times to remove this. They have not sent me any information and just leave it reported.
12/20/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89002	Web
A false contract was created/ opened in my name without my consent during a time when I was a victim of Identity theft. Multiple accounts were opened in my name and went into default and collection using my identity during a time when I was a victim of identity theft.
03/24/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 79118	Web
XX/XX/2021 they spoofed the number to where it made it look like it was from a legitimate company from where I live. I know this because the number they called from did not match the number they left on the voice-mail the number left on the voice-mail was XXXX thank you
08/14/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89117	Web
Argon Collection Agency XXXX XXXX bills ) There is one for {$7000.00} and one for {$170.00} dollars approximately. I have disputed them several times with XXXX XXXX as well as XXXX XXXX and XXXX. Insurance has notified me as paid. This still shows on my credit report.
11/17/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89084	Web
I sent a validation of debt letter to this company due to checking my credit report and noticing the company is reporting collection accounts I knew nothing about. I sent a debt validation letter on XX/XX/23 and this company still refuses to validate this alleged debt.
12/21/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89102	Web
XX/XX/XXXX, I received a collection notice on my credit report of XXXX and XXXX from Aragon account. I sent letters in XXXX of XXXX up until XXXX of XXXX stating that this is not mine. All they say was it was verified. never how or once showed the original document.
11/10/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92592	Web
Company has repeatedly had to remove and keeps re adding debt someone uses my social security number at hospital and defrauded me. This is not my debt and they are harassing everyone In my family daily, sometimes a foreign guy is threatening to come kick my XXXX.
01/25/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MI 490XX	Web
XXXX has been paying my insurance and i am not sure how these medical bills went to collection in the first place. I called the hospital and said that XXXX should have paid and they said they would not send to collections. I do not remember who i spoke to though.
07/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 75023	Web
The company appears to have purchased fraudulent/ identity theft debt from Aargon Agency and is now representing it as occurring in XXXX of XXXX This has already been reported to the police and appears to have been resold rather than resolved by Aargon Agency.
02/28/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 08701	Web
I received a letter that I owe money to a utility company and Aargon Agency has now reported this to the credit bureau. I called and emailed them and as of yet no response at all. I lost a credit card because of this. I do not owe any money to XXXX utilities.
10/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 95206	Web
This is erroneous! Your agency failed to provide the monthly payment, terms, credit limit, past due, and date of last payment as it is missing from the report. It is your agencys job to investigate my dispute as it is severely affecting my scores negatively.
07/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89156	Web
I received repeated calls from Aargon Agency regarding a debt due XXXX XXXX Hospital. The debt was paid directly to the hospital. I even provided a receipt to them from the hospital but they refuse to update my credit information that the debt has been paid.
01/21/2019	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	AR 727XX	Web
AARGON IS NOW SUBJECT TO A CLASS ACTION EFFORT! XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX CLASS. COLLECTOR BREAK ALL CONSUMER LAWS IN THE BOOK, ESPECIALLY THE '' DOOD FRANK WALL STREET REFORM AND CONUMER PROTECTION ACT '' TITLE X.
12/30/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NM 88001	Web
This complaint is against AARGON AGENCY INC this account was reported to XXXX on XX/XX/2015 AARGON Agency did not send me a letter of notice of right to dispute. I have heath insurance that was suppose to pay my medical bills except the co payment of course.
06/08/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60473	Web
My locker at work was broken into and my personal information was stolen. I filed a police report to dispute this unauthorized fraudulent account which was opened in my name without my consent. I never had a XXXX XXXX account ever to even accumulate a debt.
08/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89032	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days, and I'm also aware that the credit bureaus have been given an additional 15 days which has also past. I have not received any investigation results.
09/28/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	MO 65202	Web	Servicemember
I have a previously removed collection on my credit report being posted by a different collector for the same inaccurate debt and I would like it removed from the credit bureaus immediately. I have tried disputing the item and it still has not been removed.
08/06/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 90044	Web
I PULLED MY CONSUMER REPORT AND SEE UNAUTHORIZED REPORTINGS OF ACCOUNTS ON MY REPORT. THE COMPANY IS IN VIOLATION OF : 15 USC 1681 ( a ) ( 4 ) 15 USC 1681 ( a ) ( 2 ) ( b ) 15 USC 1681 ( b ) ( a ) ( 2 ) 15 USC 1681 ( b ) ( 2 ) ( a ) 15 USC 1681 ( c ) ( 2 )
08/04/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 90717	Web
I PULLED MY CONSUMER REPORT AND SEE UNAUTHORIZED REPORTINGS OF ACCOUNTS ON MY REPORT. THE COMPANY IS IN VIOLATION OF : 15 USC 1681 ( a ) ( 4 ) 15 USC 1681 ( a ) ( 2 ) ( b ) 15 USC 1681 ( b ) ( a ) ( 2 ) 15 USC 1681 ( b ) ( 2 ) ( a ) 15 USC 1681 ( c ) ( 2 )
10/29/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 464XX	Web
Somebody I'm not sure who used my information to start a health club membership in XXXX XXXX I do not live there the balance is now XXXX it was started in 2020 the campy is called XXXX I have file a dispute in order to get it removed from my credit report
04/12/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60443	Web
I just ordered a copy of my credit reports and this Aargon agency is on my XXXX XXXX, XXXX and XXXX. I dont owe this company or any company theyre saying I owe. I never heard of this company until I googled this company and seen all the negative reviews.
01/20/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80602	Web
I had a medical debt that was paid. They keep calling and harassing me on a daily basis. They call and I do answer and they hang up on me multiple times a day. I asked for proof and they said they dont have to show me. Im getting tired of being harassed.
04/21/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 46229	Web
Hey, I do not know where this account has come from. The account was opened XX/XX/2015 for an amount of {$71.00}. I have tried to contact the the creditor but there is not an efficient phone number to actually get a hold of someone to talk to about this.
11/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60411	Web
These accounts were fraudulently opened and maintained. I've contacted each company and communicated with them that they were fraudulent. To no avail, as they keep calling to get me to pay on an account, or with promotions for existing account holders.
01/22/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MD 20850	Web
I started receiving calls from the company, but did not answer because I always was working during those times. There was no information about what they were trying to collect, and I have received many spam calls. I never received a written letter.
09/03/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NV 89183	Web
One of the debt is paid off I contact the number on file but can not get anyone. When I paid the debt it was agreed to be place off my report. Account # XXXX. These accounts is negatively affecting my credit score and I would like it taken off XXXX
10/01/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 34212	Web
I recently checked my credit report and discovered that this company reported that I owe them but I have never received prior notice that I owed them. My right to validation was not afforded to me under the FDCPA before they reported it to the CRA
07/02/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 20772	Web
Dear CFPB, This is new information regarding this negative account that this company is reporting on my credit profile. Please have this forwarded to the Registered Agent of XXXX XXXX XXXX for accounts : XXXX Please review all documents attached.
10/26/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78501	Web	Servicemember
AARGON COLLECTION AGEN XXXX XXXX XXXX Account type Collection balance {$1200.00} XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX ( XXXX ) XXXX Your statement CONSUMER STATEMENT MY CREDIT CARDS WERE USED BY AN UNAUTHORIZED SIGNER WITHOUT MY PERMISSION.
07/05/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95206	Web
I never had a record with this authority/leaser. I attempted to get in touch with you a few times and request verification of possession however you neglected to send me the important documentation to demonstrate that I actually own this record.
06/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91942	Web	Servicemember
I checked my XXXX XXXX account and saw a collection from Aargon Agency Inc for {$1600.00}. I have no idea what this is for and they have not sent me anything stating what the debt is. I need this collections to be removed from my credit report.
03/16/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IL XXXXX	Web
I sent this company a dispute letter on XX/XX/XXXX with no reply or response in regards to the debt they are inquiring and reporting. They inserted an account on to my credit report on XX/XX/XXXX without validating or verifying any information.
11/15/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89139	Web
There are 2 medical bills reporting with Aargon Agency Inc and I never was in the hospital in XXXX or XXXX XXXX but why are these people doing this? I never received anything from any doctor 's office of hospital for that matter. Please help me
02/11/2016	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	MA 01867	Web
An account was placed on my XXXX credit report without notice or verification the debt/account was mine. No phone call contact or written notices were received. Aargon Agency has an account number of XXXX. I have no knowledge of this account.
06/22/2022	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MD 20721	Web
I'm receiving spam text messages from someone impersonating a debt collection agency. The phone number referenced in the text message is XXXX the Phone number it is from in the message is XXXX. The link included in the message is : XXXX
02/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 93101	Web
I requested validation of debt and HIPPA authorization. Never received either of this requested documents. This company is listed on my credit report even though they never verified the debt. Please see attached letter I have sent them.
04/21/2017	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	SC 29527	Web
Debt was written off. Company purchased debt that I do not owe. I have no agreement to pay debt with a company I did not assume debt with. Repeatedly call asking for payments and money while refusing to give information as to who they are.
08/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NV 89129	Web
When we got our first bill it said we owed {$900.00} for XXXX XXXX now this came from a debt collector saying we owe {$2800.00}! We already paid the {$900.00} amount months ago for the only bill I received so I believe there is a mistake.
04/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DC 20007	Web
I had an outstanding balance with a hospital after being cared for that I paid off ( and have proof of payment ). Several months later I was contacted by a collections agency claiming that I had not paid my debt when I had indeed done so.
08/23/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30319	Web	Older American
I checked my credit and saw two accounts from AARGON COLLECTION AGENT with the Original creditor as XXXX XXXX XXXX XXXX XXXX XXXX for {$380.00} and for {$430.00}. I was homeless at the time of service and asked for financial assistance.
04/14/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32837	Web
I am being charged for utility services that were given to argon collection agency as a debt for service s from XXXX to XXXX of 2019, I was not living in the residence that had used that services therefore that debt does not belong to me
07/03/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29455	Web
I sent a letter to XXXX in XX/XX/XXXX so they could verify what company sent me to their collects and they sent me documents from a hospital but I never had a contract with Aargon so I 'm not sure how they were able to send me documents.
02/10/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19139	Web
I disputed this account with Aargon last month and I have received nothing from them at all. this is a violation of the FDCPA and FCRA. They have to send me information if I request it as they are reporting on MY CREDIT. PLEASE HELP ME!
11/12/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 18914	Web
Trying to collect a debt that is not mine. I have never opened service with XXXX and address that is on file. I have have had a fraud alert on my account for over 5 years. Also I have no business with the agency trying to collect debt.
01/17/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92683	Web
The company XXXX XXXX is a storage company that send a fraudulently abstained debt to a collection company named, AAargon Agency for an estimated amount of {$450.00}. I did not acquire this debt nor did I open an account at XXXX XXXX.
09/11/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CO XXXXX	Web	Servicemember
Aargon Agency Inc of XXXX XXXX, NV XXXX has placed an account from XXXX XXXX XXXX Hospital in collections and on my credit report without providing me with written notice of the debtor 's right to dispute or of the account in general.
03/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NH 032XX	Web
i am not a credit user. only had one card in my entire life and its no longer active. there are many collections appearing on my credit report from places i have never heard of. someone ha taken my identity to falsify these accounts
09/27/2016	No	Debt collection Medical	False statements or representation Attempted to collect wrong amount	FL 34219	Web
Debt collection agency continues to add interest to my medical debt. They ca n't provide me with the interest rate information when asked. I am told just pay this and it wo n't matter we will waive the interest when you pay us off.
02/24/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89131	Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
04/03/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32819	Web
Collection Agency Aargon Agency is not located on my state secretary website that this agency/company is licensed and/or bonded to collect in my home state of Florida. Debt was last reported XX/XX/3018 in the amount of {$180.00}
08/23/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 10128	Web
Aargon collection agency is trying to collect XXXX dollars for debt incurred in the state of KS. Debt was incurred in 2015 the statute of limitations is 3 years. Account is reporting as delinquent on one of XXXX, XXXX or XXXX
12/07/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89142	Web
I wrong my credit and i found a medical collection that is reported by Aargon collection agency for {$180000.00} but i haven't be at the hospital and another one from XXXX XXXX account # XXXX {$960.00} those account are not my
08/02/2016	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CA 94533	Web
I have contacted this company 4 times about account numberXXXX- I have been ignored!!! I need your help maybe they will respond to you. I have no idea what the account is for or who it belongs to it just appeared on my credit.
08/16/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MD 206XX	Web
This was detected by credit monitoring ( XXXX XXXXXXXX and XXXX. Showed up as a collection account and I don't have any accounts in collections. I have never heard of this company nor recognize the amount they are collecting.
01/31/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92646	Web
XXXX XXXX XXXX acct # XXXX i did not live at this address and did not have service at this property. I found out that my father who is now XXXX had used my social security for many things with out my consent or knowledge
10/27/2016	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NV 89128	Web	Servicemember
I am not aware of this company. I just saw that they are requesting a debit from me after starting to clean my credit. I have disputed numourus times. I even called them to get information and they had no documentation.
09/19/2020	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	CO XXXXX	Web	Servicemember
Aargon Collection Agency - XXXX XXXX XXXX XXXX, XXXX XXXX, NV XXXX - XXXX Aargon Collection Inc. Has repeatedly contacted me before XXXX and after XXXX. I have attached the most recent calls for proof/review by CFPB.
08/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92102	Web
Account name AARGON COLLECTION AGENCY Original creditor XXXX XXXXXXXX XXXX Account type Collection Date opened XX/XX/XXXX Status Collection account. XXXX past due as of XX/XX/XXXX. Status updated XX/XX/XXXXXXXX XXXX
12/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	HI 96707	Web
XXXX is reporting a debt that was paid. CREDITOR INFO AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX, NV XXXX ACCOUNT TYPE Collection Account DATE OPENED XX/XX/2018 BALANCE {$0.00} ORIGINAL CREDITOR XXXX XXXX XXXX XXXX
04/21/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 762XX	Web	Servicemember
I owed money to XXXX XXXX XXXX and paid it in XXXX 2015. Now I am getting letters from AARGON Collection Agency, XXXX months after I paid, that I owe this debt collector. I have the cancelled check showing payment.
07/21/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	GA 30296	Web	Older American
On XX/XX/2023 at XXXX eastern time, I obtained my most recent credit report from all ( 3 ) credit bureaus whereas this still account appears after notifying the creditor and never received any correspondence back.
04/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 080XX	Web
On XX/XX/2022 I asked Aragon Agency inc. to send me the trilateral agreement I had with them. They said they didnt have one. I am reuqesting I be sent trilateral agreement I have to do business with Aragon Agency.
12/06/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 46360	Web
States that I opened an account in 2016 and owe {$84.00}. You 're company does n't have a license to collect or communicate about a debt in the State of Indiana. I want this removed from all of my credit reports.
07/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	PA 19144	Web
Aaragon Collection Agency is reporting inaccurate information on my credit report that is ruining my credit rating. They agreed to remove but still being reported to one or more bureau with the same information.
05/18/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89012	Web
The debt was submitted in XXXX XXXX by XXXX XXXX XXXX they were notified of a lawsuit in XXXX and court was set for XXXX. XX/XX/2023 judgement was ruled in my favor. Debt is not owed. FEDERAL CONSUMER VIOLATION
07/20/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 29406	Web
Companies refused to report correctly can these items be removed of my XXXX, be XXXX be and XXXX for aargon agency, for XXXX XXXX for XXXX $ and XXXX , and XXXX XXXX for XXXX XXXX XXXX in the amount of XXXX $
11/05/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30458	Web
Aargon Agency Inc is tempting to collect money from me. Ive never heard of them never seen them. Also they have it in my credit which is impacting my ability for financing.The day it opened was XX/XX/1922 XXXX
09/14/2020	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	HI 96740	Web
XXXX was claims of debt owed ; however, no mention of interest that should be accruing to the balance owed. original creditor overpaid time without notification when no claims were requested for the time paid.
06/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80205	Web	Servicemember
The debt to XXXX XXXX was paid. This collection agency is trying to collect on a debt that does not exist. I told one collector on the phone that this debt does not exist and they said they did not believe me.
10/06/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89123	Web
Improper use of my credit report. A collection agency is violating my rights under the no surprise act 2022, I have a medical bill that a out of network provider is charging me without my prior authorization.
04/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	SC 29407	Web
no contract, I send a letter certified letter to verify the debt on XX/XX/2017 and never response to the letter. I did advise in my letter if cant verify, please remove off my credit and it was never removed.
01/04/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89074	Web
This company Aargon Agency is collecting a debt I do not owe, what is weird is that there is another company trying to collect the same debt. I requested validation, disputed and no resolution. Please help
10/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89436	Web
AARGON/COLLECTION/CHARGEOFF # XXXX OPEN DATE : XX/XX/20 AMOUNT : {$6400.00}. THIS ACCOUNT IS FRAUDULENT I HAVE NEVER AUTHORIZED SUCH SERVICES I HAVE NOTIFIED THE COMPANY OF ACCOUNT REPORTING ERRONEOUSLY.
03/27/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 610XX	Web
On XX/XX/2017, received a letter from XXXX stating it was representing Aargon Agency Inc in the collection of {$190.00} owed to XXXX. Business has never been conducted with any of the named entities.
06/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	IL 60445	Web
AARGON ORDERED EXPERIAN TO COMMIT CREDIT COLLECTION AND REPORTING FRAUD AND REFUSES TO REMOVE SAID ACCOUNT AFTER PROVING THAT THE ORIGINAL CREDITOR IS ACCEPTING PAYMENTS IN VIOLATION OF FDCPA, FCRA
11/21/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IN 46835	Web
XXXX XXXX XXXX WAS PAID AND SETTLED ACCOUNT IN XXXX, XXXX ACCOUNT XXXX, SOLD DEBT TO AARGON IN XXXX WHERE THEY WENT ONTO CREDIT REPORTS W/O VALIDATING INVALID DEBT. FCRA, FDCPA AND TCPA VIOLATORS.
04/26/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WI 54915	Web
Per the FCRA I have the right to request a debt validation which they say I owe, and they have not fulfilled my request. they updated my account at XXXX as verified how was the account verified?
05/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 93101	Web
Second time complain : issue was never resolved Debt was never verified HIPPA was never received FDCPA and FCRA violation Metro-2 ans eOscar violation Please investigate this matter accordingly
03/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29801	Web
In XXXX of 2018 I visited XXXX XXXX XXXX XXXX and provided all copies of my insurance at the visit. Due to error on their end Ive been charged a debt that should have been covered by insurance.
02/13/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89119	Web
Aargon Agency opened XX/XX/21 {$2600.00} I received multiple harassing phone calls where they threatened to damage my credit. I tried to resolve this with the company but they did not respond.
04/15/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19050	Web	Servicemember
Aargon company I do not owe this company nor have I done any business with this company with this company before, they do not have and contract from the above named company with my signature.
01/14/2020	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 32209	Web
i moved to florida in 2017 and i left the apartment in XXXX, this information was sent to XXXX XXXX. Yet my gas was still running. I wasnt aware of it until i got a XXXX bill here in florida.
07/26/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MS 39503	Web	Older American, Servicemember
acct number XXXX i dont live in XXXX XXXX TGHE ADDRESS FOR THIS DEBT IS XXXX XXXX XXXXXXXX XXXX I NEVER LIVE HERE AT ALL I HAVE BEEN IN XXXX FOR OVER 10 PLUS YEARS SOMEONE HAS USE MY SSN
03/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 770XX	Web
contacted the original creditor and collections agency in regards to the information being reported and was told that they could not disclosed any information due to a violation of HIPPA.
02/24/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76179	Web
Simple. This debt came out of nowhere. I owe nothing to any fire department, anywhere. I have never received nor required fire department services. This debt does not corresponds to me.
03/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MD 20716	Web
The company called me asking me if I knew certain names I did not. They asked was my social XXXX it did not match mine! They have placed it on my credit report and the debt is not mine!
05/01/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MO 63136	Web
XX/XX/2018 amount is {$960.00}, i called to see more information about this account and to let them know that someone has stolen my identity, because i never had an utility in my name.
08/27/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 73135	Web
XXXX medical center is trying to charge me {$8000.00} for a medical bill and at that time it was under my dad 's private federal insurance with his job so I wouldn't be responsible
09/17/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 85202	Web
collection company reporting outdated and fraud accounts not mines ... XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX ... .never done business with companies
12/14/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91786	Web
I am a victim of fraud and/ or identity theft, I am disputing the items on my credit report .I never authorized, used, or benefited from these accounts or transaction in any way.
04/10/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 754XX	Web
I have made multiple attempts to speak with this company and have disputed the information related to this collection. It is not correct. I have never owed " XXXX '' any money.
04/01/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called outside of 8am-9pm	OH 440XX	Web
Aargon Agency Inc. is calling me at XXXX. Per Aargon 's records, they know that I moved out of XXXX and now live in XXXX as I am the one who updated that information with them.
08/03/2023	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NV 89110	Web
Aargon collection agen is asking me to pay a debt I have no idea what it is and Ive never purchased or associated with them. Its hurting my credit and I just want it fixed
12/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 20735	Web
I have repeatedly tried to notify this company that the items do not belong to me. XXXX XXXX XXXX, Aargon Collection XXXX, & XXXX XXXX. Please help me with these items.
05/24/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NV 891XX	Web
Call at least 3 times a week and left the same massage and phone #. I called back for information but the line seems to a looped music recording only. I paid all bills!
08/12/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89084	Web	Servicemember
Contacted the company and the information they have on file does not match my information, the date of birth is the wrong and they have the wrong Social Security number.
11/04/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 75503	Web
I filed a dispute in regards to the incorrect items on my credit report, it has been well over thirty ( 30 ) days and I have yet to recieve any investigation results.
08/23/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	NM 877XX	Web
I was checking my credit report and there was an account that had information that doesn't pertain to me. Also I have proof where I was at when this account was made.
07/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 196XX	Web	Servicemember
Its being reported by a collection agency that I've been 30 days late on payments. I have not agreed to any form of payment plan with the agency or original debtor.
07/01/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IL 60013	Web	Older American
I never received a verification of debt from the company Aargon Agency Inc. The Debt is for {$1900.00}. The debt collector has now reported it to my credit report.
03/31/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89129	Web
Aragon Collections was paid and agreed upon receipt of payment agreed upon cashing the money order to remove the debt from my credit files with the credit bureaus.
12/05/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89120	Web
I filed a complaint already on this, this is unknown and I believe does n't belong to me, please help XXXX prior complaint The account shows as Aargon Agency XXXX
11/24/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MD 21234	Web
I checked my credit report and notice accounts that not mines. i been a victim of identity fraud in the past. I provided a copy of my ID to prove my identity.
03/15/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	HI XXXXX	Web
Contacted AARGON AGENCY to validate debt, this debt is XXXX violation as I did not consent to my medical information or history being shared with 3rd party.
06/06/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 34481	Web	Servicemember
I have received no notification of debt just showed up on my credit report my bill for XXXX XXXX was {$0.00} when I moved out XX/XX/2017 this is not my debt
09/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DC 20019	Web
I keep receiving a invoice of unpaid debt and my insurance company have taken care of the debt. I would like for this to be removed from my credit history.
06/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89120	Web
I received a letter from Aargon collection agency attempting to collect {$150.00} for XXXX XXXX for a visit on XX/XX/2019 that was paid by my insurance.
08/05/2020	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CO 80204	Web
I have been called several time and continue to ask to be placed on the companies Do Not Call list. Don't keep calling me trying to reach someone else.
08/03/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IA 50613	Web
Aargon is reporting a collection that I do not recognize on my credit report without legally validating the debt first. Validation is now requested.
09/18/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60030	Web
I am not aware of this agency and have not entered into contract with them in any capacity. Please remove the negative remark from my credit report.
07/03/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 32839	Web
I have no affiliation to this company. This company has called multiple times throughout the day and late into the day. I want to get this removed.
12/31/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 291XX	Web
I have received received multiple phone calls during work hours. I also received multiple letters from this company. This is a form of harassment.
07/25/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89081	Web
The credit agencies still have this account listed and per Aargon th ey requested it be removed. This has been listed and it needs to be removed
11/19/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Information belongs to someone else	NY 11231	Web
On XX/XX/2019 on my Credit Report the account AARGON AGENCY INC was added to my transunion and there is no evidence or record with that agency.
05/09/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75071	Web
1. I have no knowledge of said debt and I would like it removed as it's reporting to the CB ( as an OPEN account ) and negatively affecting me.
01/24/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MO 63021	Web
Calling me repeatedly early in the morning or late evening. I do not know why they are calling me. Attempts to collect debt not owed by me.
01/29/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 32901	Web
i have no idea why do i owe {$240.00} ... i dont wan na pay anyone that i dont owe to anyone ... .they keep sending me mail everyother day.
08/07/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Excessive fees	CO 812XX	Web
I have several negative marks on my report that are holding me back and I need to resolve them so I can have at least a XXXX score please
05/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 20148	Web
I received a letter on XX/XX/20 from Aragon referencing a debt I do not own. I have not been to a doctor nor hospital in over 10 years.
03/23/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NV 89104	Web
I have always have had medical insurance with Obama health care and with my job at XXXX XXXX I had insurance when I went to the hospital
06/23/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19139	Web
XXXX says I owe them XXXX $ for bill at house I haven't lived in for 5 years and even than most of the bills were in my mother 's name
09/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33401	Web
I called to find out about the bill and to get a break down of the bill. I was not given that information and I had health insurance.
04/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19140	Web
On XX/XX/XXXX an XXXX XXXX XXXX was started at XXXX XXXX XXXX, XXXX, XXXX. Account was closed on XX/XX/XXXX with an balance of XXXX
12/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 328XX	Web
I have had my my personal information stolen a few years back and accounts are in my name that I did authorize or was aware of of.
11/23/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89106	Web
Ive sent multiple letters requesting information, supporting documentation and hippa signed for and I have not received anything.
10/19/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	TX 78577	Web
This is a medical collection reporting illegaly and inacurate on my consumer credit report, violating my privacy and HIPAA Law.
04/23/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89129	Web
XXXX XXXX stated to me to pay the balance of {$170.00} to XXXX in which i paid with no response proof provided as attach below
04/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	SC 29440	Web
Debt reported to collection agencies even though I was trying to communicate with agency. Also, incorrect amount of debt owed.
10/28/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92101	Web
I have a debt collection from Aargon Agency on my credit score. I have absolutely no idea who they are or what this is about.
08/24/2017	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89120	Web
Unknown debt, I have not had any medical visits in a long time this is NOT accurate and untrue I owe anything to this company
03/28/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 754XX	Web
Sent debt validation letter via certified mail on XX/XX/XXXX. Letter was delivered on XX/XX/XXXX. NO response from company.
02/23/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	IN 471XX	Web
I would like this collection to be removed from my XXXX credit report was reported as collection debt without my knowledge.
06/14/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07065	Web
This debt does not belong to me. Contact with company yielded negative results .Would like it removed from credit report.
12/05/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KS 67846	Web
The Company That We Are Making Payments To Towards My Credit Isnt Reporting Because Its Not Showing On My Credit Score.
10/03/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MD 21015	Web
I received this letter stating I was placed in the collection agency by XXXX XXXX, whom Ive never done business with.
06/03/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 33612	Web	Servicemember
There is a collection on my report which is unknown to me, I do not owe nor was I ever informed of this. Please help
01/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89139	Web
Nothing they wont remove medical bills I keeping Didputing on 1 report they have been moved but not on other teports
10/01/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NM 87124	Web
State on the report report for 9 months but I dont who it is and never received correspondence and it a charge- off
01/04/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19104	Web
Was unsuccessful trying to contact XXXX XXXX XXXX And aargon agency didn't want to explain why my name is with them
10/10/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	HI 96706	Web
I get repeated calls on my new XXXX XXXX number. Most are recorded so when I answer I ca n't speak with the caller.
09/27/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OR 97477	Web	Servicemember
The amount owed has been paid or discussed and the item has not been removed from my credit report like promised.
11/30/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89156	Web
Sent letter to validate my debt to AARGON Agency on XX/XX/2022 they have not provided anything and ignoring me.
03/25/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MO 631XX	Web
XXXX XXXX is trying to collect on a bill that the balance is showing wrong and i never owed that amount at all
03/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89123	Web
Per FTC sec.609 credit agencies are not validating my credit account they are simply verifying my information.
03/04/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89148	Web
Received a bill from Aargon collection company of club dues. I was not given opportunity to dispute the item.
11/27/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	HI 978XX	Web
I checked my credit report and there is information about a debt in the amount of {$670.00} that is not mine.
09/04/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	PA 173XX	Web
They have recently placed a collection on my credit report for XXXX and I have no idea what this is about
06/29/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	IL 60445	Web
AARGON KEEPS CALLING MY NO. IN VIOLATION OF T.C.P.A. THE PHONE CALLS ARE FOR A 3RD PARTY, XXXX XXXX XXXX
08/24/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89123	Web
The original contract, creditor information, payment history and proof of ownership is needed {$8000.00}
03/06/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 75081	Web
This company refuses to provide verification and validation of debt. i have never had a XXXX memebership
04/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92584	Web
At the time this debt was made I was between insurances. I am now on medi cal which covers everything
11/17/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA 19050	Web
XXXX {$1500.00} I Tryed to talk to the company they have no information about the debt that's owed.
04/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Personal information incorrect	GA 30180	Web
On my report there are addresses, accounts, and social security numbers that do not belong to me.
11/14/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89107	Web
XXXX XXXX never responded to my dispute with this account.when there was a dispute about my bill.
03/30/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33411	Web
The debt claimed are in accurate and covered by insurance. Refused to resolve. False accusations
10/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	PA 19013	Web
It was taken of my credit report 2 different times and it shows up with different companies now
12/27/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91710	Web
This is not the dentist I go to I have been going to the same dentist for the last 10 years.
06/17/2023	Yes	Credit card or prepaid card General-purpose credit card or charge card	Getting a credit card Card opened as result of identity theft or fraud	SC 29456	Web
I TRIED TO REACH OUT TO THEM AND SOMEONE TOLD ME THEY WILL GET BACK WITH ME BUT NEVER DID.
09/17/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 85202	Web
COLLECTION COMPANIES REPORTING SAME ACCOUNTS 2X ON FILE AND OUTDATED REPORTING INFORMATION
11/02/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89120	Web
Unknown debt listed which I do not owe. Please help I have disputed with nothing received.
12/14/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11412	Web
Aargon Agency is Reporting negative debt on my credit profile the amount is {$670.00}.
06/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91767	Web
Someone stole my identity and opened many accounts without my permission or authority.
12/12/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98133	Web
They reported on my credit without notifying me in writing 30 days prior to reporting.
11/28/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	HI 967XX	Web
I have a collection account on my credit report from XXXX that does not belong to me.
07/31/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 631XX	Web
This debt does not belong to me. I do not have a signed contract with this company
12/09/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	AR 72761	Web
aargon is still reporting on my XXXX XXXX credit report as a time barred account
04/19/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WV 253XX	Web	Servicemember
aargon agency and another agency ha s same debt listed on same credit report
01/31/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32837	Web
I don't recognize this account. This is not my account. This is false!
05/04/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NJ 07522	Web
Company reporting negative accounts that are not verified and not mine
08/18/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90221	Web
I filed dispute letters with credit bureaus and company no response.
03/16/2017	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	FL 32818	Web
Loan was opened by mother who has similar name and signature as me.
03/20/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60653	Web
I contact collection agency and they cant provide any information.
06/28/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	NV 89121	Web
Have no idea what this debt is for, never heard from this company.
07/10/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 620XX	Web
Companies reporting fraudulent information on my credit report
10/04/2023	Yes	Debt collection Telecommunications debt	Attempts to collect debt not owed Debt was result of identity theft	MO 63052	Web
I do not owe this. I never had a utility bill at any address
01/31/2024	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IN 47362	Web
This company keeps calling me and not giving a reason
09/23/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OK 734XX	Web
No contract with this agency. I do not owe this debt.
04/05/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MD 20721	Web	Servicemember
I am being harassed to pay a debt that is not mine
01/03/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60621	Web
this debt is not mine I need it to be removed
01/21/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NM 87144	Web
Will not update report status as paid in full
10/14/2015	No	Credit reporting	Incorrect information on credit report Account status	IN 465XX	Web	Older American
The AARGON AGNCY has been paid and closed
08/31/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 920XX	Web	Servicemember
Someone in XXXX XXXX stole my identity.
01/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OK 741XX	Web
All I know is this is on my credit
07/31/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85016	Web
Debt was paid well over a year ago
06/07/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 95821	Web
I have never had any medical bills
08/11/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	VA 22101	Web	Older American
repeated unwanted phone calls
10/18/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91344	Web
Debt is not mine.
02/12/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77096	Web

02/12/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11201	Web	Older American

02/12/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60462	Web

02/08/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 34221	Web

01/30/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91405	Web

01/28/2024	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 93536	Web

01/27/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 54915	Web

01/26/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77386	Web

01/25/2024	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MO 63103	Web

01/23/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 29061	Web

01/22/2024	Yes	Debt collection Other debt	Electronic communications You told them to stop contacting you, but they keep trying	XXXXX	Web

01/22/2024	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IL 60453	Web

01/20/2024	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CO XXXXX	Web	Older American, Servicemember

01/19/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 63031	Web

01/18/2024	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IL 60013	Web	Older American

01/11/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33430	Web

01/07/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19082	Web

01/05/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 79108	Web

01/03/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 21234	Web

01/02/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89052	Web

12/29/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 60643	Web

12/27/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MO 63143	Web

12/27/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 22312	Phone

12/19/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MT 59404	Web

12/13/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75090	Web

12/12/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Investigation took more than 30 days	CA 92376	Web

12/08/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75090	Web

12/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 94803	Web	Older American

12/05/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 93705	Web

12/04/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89169	Phone

12/04/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89108	Web

11/27/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60482	Web

11/15/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33462	Web

11/11/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 18101	Web

11/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33470	Web

10/31/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 78577	Web

10/29/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 34205	Web

10/28/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	CA 90805	Web

10/26/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 85006	Web

10/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 93551	Web

10/17/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95624	Phone

10/16/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89129	Web

10/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29540	Web

10/09/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89122	Web

10/04/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 78577	Web

10/04/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77077	Web

09/27/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75503	Web

09/27/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89032	Web

09/23/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89104	Web	Older American

09/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	UT 84037	Web

09/14/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60477	Web

09/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 21045	Web

09/12/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75503	Web

09/08/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89032	Web

09/06/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Was not notified of investigation status or results	NV 89130	Web

08/31/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95070	Web

08/29/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KS 66502	Web	Servicemember

08/22/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89130	Web

08/22/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30078	Web

08/18/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34211	Web

08/13/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	SC 29560	Web

08/10/2023	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 75020	Web

07/31/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29560	Web

07/31/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46254	Web

07/29/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89108	Web

07/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29706	Web

07/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19152	Web

06/19/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MO 63146	Web

06/15/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77096	Web

06/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 29061	Web

06/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33015	Web

06/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23504	Web

05/30/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IA 52402	Phone

05/25/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29706	Web

05/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89011	Web

05/19/2023	Yes	Debt collection Medical debt	False statements or representation Told you not to respond to a lawsuit they filed against you	MD 21117	Web

05/17/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08330	Web

05/13/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89117	Web

05/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75165	Web

05/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89104	Web

04/27/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29730	Web	Servicemember

04/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	FL 32669	Web

04/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92019	Web

04/18/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89120	Web

04/18/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89148	Web

04/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89106	Web

04/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33470	Web

04/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89015	Web

04/09/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 90028	Web

04/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	FL 32837	Web

04/07/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60563	Web

04/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 40014	Web	Older American

04/05/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33321	Web

03/29/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08002	Web

03/29/2023	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85295	Web

03/28/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32935	Web

03/28/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75503	Web	Servicemember

03/24/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60154	Web

03/24/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33403	Web

03/22/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89052	Web

03/17/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	KY 40291	Web

03/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33415	Web

03/15/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89122	Web

03/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89032	Web

03/14/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29223	Web

03/14/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 29673	Web

03/13/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91042	Web

03/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89144	Web

03/07/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76133	Web

02/28/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MN 56082	Web

02/28/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	OR 97702	Web

02/26/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Report provided to employer without your written authorization	NC 28054	Web	Servicemember

02/22/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 20772	Phone

02/18/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 77450	Web	Older American

02/16/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	VA 22025	Web

02/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 34233	Web

02/09/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29118	Web

02/04/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CO 80013	Web

01/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33414	Web

01/25/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33467	Phone

01/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89128	Web

01/23/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	SC 29420	Web

01/21/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 43232	Web

01/19/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33409	Phone

01/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89178	Web

01/16/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89015	Web

01/13/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78947	Web

01/13/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89117	Web

01/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32244	Web

01/03/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IL 60827	Web

12/28/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 20785	Web

12/26/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CO 80013	Web	Servicemember

12/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60162	Web

12/13/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92394	Web

12/12/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 95928	Web

12/12/2022	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89148	Web	Servicemember

12/08/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CO 80013	Web	Servicemember

12/08/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60651	Web

12/03/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89122	Web

12/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89015	Web

11/21/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NC 28054	Web	Servicemember

11/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34210	Phone

11/21/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60431	Web

11/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30308	Web

11/14/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34983	Web

11/13/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	PA 19141	Web

11/08/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85714	Web

11/05/2022	No	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 34983	Web

11/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 34209	Web

11/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89084	Web	Servicemember

11/01/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	VA 20191	Web	Servicemember

10/31/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 93727	Web

10/27/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 34209	Web

10/22/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 93534	Web

10/20/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NV 89103	Web	Servicemember

10/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19134	Web

10/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DC 20024	Phone

10/09/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 34205	Web

10/08/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92883	Web

10/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 36111	Web

10/02/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 34209	Web

09/30/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91306	Web

09/22/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 20616	Web

09/20/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NC 28202	Postal mail

09/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 891XX	Web	Older American

09/15/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20782	Web

09/14/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89119	Web

09/03/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19143	Web	Servicemember

08/22/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 20616	Web

08/11/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	SC 29704	Web

08/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MN 55438	Web

08/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	HI 96816	Web

08/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 86327	Web	Older American, Servicemember

08/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77014	Web

07/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 32210	Web

07/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89148	Web

07/14/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MD 20904	Web

07/09/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92507	Web

07/08/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60423	Web

07/07/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85145	Phone	Servicemember

07/06/2022	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33413	Web

07/05/2022	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78729	Web

06/20/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92555	Web

06/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 13203	Web

06/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AR 72450	Phone

06/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75770	Web

05/31/2022	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AZ 85029	Web

05/29/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89121	Web

05/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32908	Web

05/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89081	Web

05/16/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	OK 74119	Web

05/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	FL 32908	Web

05/06/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MO 65270	Web

05/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89149	Web

05/04/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33407	Web

05/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 22204	Phone

05/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89081	Web

04/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 32907	Web	Servicemember

04/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33414	Web

04/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33413	Web

04/23/2022	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem with a purchase shown on your statement Card was charged for something you did not purchase with the card	FL 34208	Web

04/22/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	DC 20001	Web

04/22/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33401	Web	Servicemember

04/21/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 76140	Web

04/19/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 63137	Phone

04/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75024	Referral

04/18/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NY 11367	Web

04/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75024	Web

04/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92201	Web

04/11/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IL 60087	Web

04/11/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89178	Phone

04/04/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19124	Web

04/01/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46226	Web

04/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NM 87111	Web

03/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30350	Web

03/30/2022	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	DC 20011	Web

03/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89145	Web

03/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89107	Web

03/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89503	Web

03/21/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IL 60624	Web

03/21/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60473	Web

03/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89110	Phone

03/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92057	Web

03/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 78233	Web

03/14/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60438	Web

03/14/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33444	Web

03/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92201	Web

03/12/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28543	Web

03/09/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77584	Postal mail

02/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92356	Referral

02/28/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SD 57783	Web

02/28/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	FL 32907	Web

02/24/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 54449	Web

02/22/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 10011	Web

02/18/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 78045	Web

02/17/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89122	Phone	Older American

02/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89103	Referral

02/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 19124	Web

02/15/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33701	Web	Servicemember

02/15/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	HI 96815	Web

02/12/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89103	Web	Servicemember

02/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89145	Web

02/10/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	PA 19121	Web

02/05/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60624	Web

01/21/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89433	Web

01/19/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29720	Web

01/19/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33411	Web

01/14/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 93535	Web

01/03/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78148	Web

12/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89145	Web

12/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22304	Web

12/22/2021	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 92882	Web

12/18/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60639	Web

12/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DC 20020	Web

12/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60653	Web

12/09/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CO 80110	Web

12/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35117	Phone	Older American, Servicemember

12/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32548	Web

12/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 34715	Web

11/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 43026	Web

11/27/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	AZ 85730	Web

11/27/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60639	Web

11/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 77002	Web

11/25/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 20744	Web

11/23/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	VA 22309	Web

11/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30294	Web

11/20/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SC 29555	Web	Servicemember

11/19/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CO 80013	Web

11/19/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77014	Web

11/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92374	Web

11/18/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	WA 99001	Web	Servicemember

11/17/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	DC 20001	Web

11/17/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29449	Web

11/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78047	Web

10/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 22030	Web

10/28/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CO 80110	Web

10/26/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 78046	Web

10/26/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 92880	Web

10/23/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 32835	Web

10/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33467	Web

10/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MD 21117	Web

10/07/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 34747	Web

10/03/2021	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	SC 29556	Web

10/01/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76106	Web

09/29/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92563	Web

09/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 34747	Web

09/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29483	Web

09/24/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89052	Web

09/22/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29449	Web

09/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 33484	Web

09/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89178	Web

09/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29571	Web

09/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60609	Web

09/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60638	Web

09/07/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NV 89030	Web

09/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29505	Web	Servicemember

09/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 20148	Web	Servicemember

09/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29805	Web

08/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89128	Web

08/30/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91202	Web

08/20/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32818	Web

08/18/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 75503	Web

08/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	TN 378XX	Web

08/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 75778	Web

08/12/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MO 63033	Web

08/11/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32713	Web

08/07/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32839	Web

08/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29150	Web

08/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 93550	Web

08/05/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29420	Web

08/05/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29479	Web

08/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30354	Web

08/03/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93610	Web

08/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 78538	Web

07/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 333XX	Web

07/30/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 21244	Web

07/28/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92563	Web

07/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32811	Web

07/25/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33406	Web

07/22/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92240	Web

07/21/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90059	Web

07/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33312	Web

07/20/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32967	Web

07/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28301	Phone	Servicemember

07/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 78640	Web

07/12/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	SC 29445	Web

07/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89147	Web

07/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NM 87501	Web

07/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29485	Web

07/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 78504	Web

07/07/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29412	Web

07/07/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92530	Web

07/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 95121	Web

07/06/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90250	Web

07/03/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93610	Web

07/03/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93610	Web

07/02/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89139	Web

07/02/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89148	Web

07/01/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29405	Web

07/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78543	Phone

06/30/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92563	Web

06/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34771	Web

06/28/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29405	Web

06/23/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 93403	Web

06/18/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19135	Web

06/18/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AL 35214	Web

06/15/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

06/03/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30228	Web

06/03/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30228	Web

06/01/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90044	Web

05/29/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	DC 20010	Web

05/28/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92563	Web

05/26/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89139	Web

05/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89121	Web

05/24/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	SD 57702	Web

05/13/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	OH 44312	Web

05/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75075	Web

05/12/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	OH 44312	Web

05/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89052	Web

05/07/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89074	Web

05/05/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IL 60430	Web

05/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	VA 23860	Web

05/04/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78726	Web

05/03/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19020	Web

05/01/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89139	Web

04/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29420	Web

04/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 95209	Web

04/21/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 92376	Web

04/17/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33033	Web

04/14/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 78242	Web

04/12/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30017	Web

04/10/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NV 89146	Web

04/08/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 77433	Web

04/01/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

04/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33414	Web

04/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89031	Web

03/29/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70087	Web

03/24/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90044	Web

03/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33417	Web

03/22/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89145	Web

03/22/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89145	Web

03/21/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	LA 70087	Web

03/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	NC 27523	Web

03/19/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 90044	Web

03/14/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60478	Web

03/14/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60478	Web

03/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91504	Web

03/10/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89145	Web

03/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	PA 19440	Web

03/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29403	Web

03/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89144	Web

03/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93550	Web

03/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 92627	Web

03/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29118	Web

02/25/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 95630	Web

02/25/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19604	Fax

02/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 95209	Web

02/16/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90044	Web

02/10/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 62422	Web

02/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 64152	Web

02/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 32305	Web

02/07/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89145	Web

02/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	GA 30097	Web

02/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98101	Web

02/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89144	Web

02/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19050	Fax

02/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90242	Web

01/31/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33417	Web

01/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89115	Web

01/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 34953	Web

01/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

01/19/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20723	Web

01/15/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19139	Web

01/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone

01/13/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 07508	Web

01/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89044	Web

01/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78503	Web	Older American

12/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30281	Web

12/21/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78046	Web

12/17/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77494	Web

12/14/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MO 63121	Web

12/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32119	Web

12/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 94606	Web	Servicemember

12/08/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	SC 29485	Web

12/06/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89115	Web

12/05/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78043	Web

12/01/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22304	Web

12/01/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt		Phone

11/25/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11756	Web

11/23/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89113	Fax

11/20/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	NV 89102	Web

11/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32119	Web

11/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29907	Web

11/16/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 78501	Web

11/16/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 78570	Web

11/16/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 78570	Web

11/15/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	RI 02907	Web

11/14/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 78574	Web

11/14/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 94533	Web

11/13/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89119	Fax

11/10/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89081	Fax

11/06/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07111	Fax

11/01/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89105	Web

10/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89014	Web

10/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90025	Web

10/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone

10/21/2020	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	CA 92680	Web

10/12/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 19144	Web

10/12/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33463	Web

10/09/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	HI 96817	Referral

10/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89147	Web

10/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	HI 96817	Postal mail

10/07/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08053	Web

09/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30168	Web

09/23/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89134	Referral

09/21/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 92880	Web

09/21/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77494	Fax

09/21/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92506	Web

09/20/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89106	Web

09/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78852	Web

09/11/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78570	Web

09/11/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78570	Web

09/10/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29505	Web	Servicemember

09/10/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 93534	Postal mail

09/02/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NM 87740	Web	Servicemember

08/31/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	PA 18914	Web

08/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89148	Web

08/27/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78076	Web

08/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 34232	Web

08/24/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 75039	Web

08/20/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89139	Web

08/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89115	Web

08/19/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89139	Web

08/10/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78748	Web

08/08/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 43229	Web

08/07/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89128	Web	Servicemember

08/06/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	HI 96815	Web

08/01/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89119	Web

07/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89103	Web

07/29/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78574	Web

07/29/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32833	Web

07/27/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77494	Web

07/24/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78574	Web

07/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75002	Web

07/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89103	Web

07/14/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 11235	Web

07/10/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89032	Web

07/03/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60623	Web

07/03/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89052	Referral

07/02/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 78041	Web

06/07/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PR 00953	Web

06/03/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89135	Web

06/02/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed		Phone

05/30/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77449	Web

05/26/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91202	Web

05/26/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IL 60430	Web

05/19/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	PA 19446	Web	Servicemember

05/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32818	Web

05/12/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70113	Web

05/06/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32833	Web

05/01/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89031	Web

04/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33417	Web

04/25/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	VA 23860	Web

04/23/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30122	Web

04/17/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89074	Web

04/14/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CO 80219	Web	Servicemember

04/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89103	Web

04/11/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90250	Web

04/10/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DC 20024	Web

04/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	VA 20171	Web

04/02/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33415	Web

03/31/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90025	Web

03/29/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 76177	Web

03/26/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	PA 19446	Web	Servicemember

03/24/2020	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NV 89106	Web

03/20/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MO 63137	Web

03/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92277	Web

03/05/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	HI 96822	Web	Older American

02/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 10044	Web

02/21/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92517	Web

02/21/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	HI 96817	Web

02/17/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web

02/13/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89084	Referral

02/12/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98682	Web

02/03/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone	Servicemember

01/20/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29470	Web

12/30/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	CA 95207	Web

11/18/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19403	Web

11/08/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92563	Web

11/07/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 19111	Postal mail

11/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89146	Web

10/30/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 33610	Web

10/29/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 07111	Web

10/17/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89170	Phone	Older American

10/15/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IN 47902	Web

10/02/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 96091	Web

09/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OR 97009	Web

09/24/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29470	Web

09/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89115	Web

08/31/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	KS 66049	Web

08/10/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NV 89129	Web

08/08/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89120	Web

08/06/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 22044	Postal mail

08/02/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77479	Web

08/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78045	Web

07/27/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33415	Web

07/27/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 33415	Web

07/23/2019	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	NV 89081	Web

07/16/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08110	Web

07/16/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89120	Web

07/15/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 11230	Web

07/12/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	HI 96717	Phone

06/29/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08562	Postal mail

06/26/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 33470	Web

06/25/2019	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 79118	Web

06/20/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33470	Web

06/19/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92028	Web	Servicemember

06/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89149	Web

06/15/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 91701	Web

06/08/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92345	Web

06/04/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	HI 96707	Web

06/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98226	Web	Servicemember

05/23/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CO 80249	Web

05/20/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft		Phone

05/16/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	SC 29406	Web

05/15/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	SC 29486	Web

05/13/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32824	Phone	Older American

05/12/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92691	Web

05/10/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Seized or attempted to seize your property		Phone

05/05/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 78626	Web

05/03/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	NV 89434	Web

05/01/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	OR 97213	Web

04/25/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78852	Web

04/12/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	AZ 86001	Web

04/10/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89031	Web	Servicemember

04/01/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CO 80521	Web

03/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33414	Web

03/06/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 44306	Web	Servicemember

02/10/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78041	Web

02/09/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78045	Web

02/04/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89014	Web

01/27/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89031	Web

01/23/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89123	Web	Servicemember

01/07/2019	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	TX 75063	Web

01/05/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 62205	Web

12/27/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CO 80223	Web

12/09/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MO 63137	Web

12/06/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NJ 07065	Web

11/30/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 10023	Web

11/08/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	FL 33414	Web

11/08/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	DC 20002	Referral

11/01/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11369	Web

10/30/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	PA 19401	Web

10/29/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30331	Web

10/16/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33063	Web

10/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89061	Web

10/03/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89142	Web

09/25/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	DC 20002	Referral

09/11/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91306	Web

08/29/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 08882	Fax

08/22/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89117	Phone

08/22/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt		Postal mail

08/21/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91316	Web

08/19/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92656	Web

08/12/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 34771	Web

08/09/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 31313	Web

08/07/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NV 89149	Web

08/06/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute		Phone

08/01/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07470	Web

07/14/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91202	Web

07/07/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29445	Web

07/03/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 94536	Web

06/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89503	Web

06/25/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 90802	Web

06/25/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80205	Web	Servicemember

06/22/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 99362	Web

06/19/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91752	Referral

06/09/2018	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CO 80205	Web	Servicemember

05/24/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19144	Web

05/24/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 10552	Web	Servicemember

05/18/2018	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 10507	Fax

05/18/2018	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92708	Referral

05/15/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NV 89115	Web

05/08/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NV 89121	Web

04/30/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07470	Web

04/26/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89134	Web

04/20/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89149	Web	Servicemember

04/18/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	PA 19032	Web

04/16/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CO 80205	Web	Servicemember

04/15/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 62526	Web

04/11/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NJ 07304	Fax

04/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07747	Phone

04/10/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MO 63136	Web

03/31/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91750	Web

03/30/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92677	Web

03/30/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IL 60620	Web

03/29/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MO 63138	Web

03/28/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 91384	Referral

03/27/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NV 89133	Web	Servicemember

03/27/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CO 80202	Web

03/27/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80203	Web

03/27/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NJ 07470	Web

03/23/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NJ 07003	Fax

03/20/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OR 97213	Web

03/14/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90016	Web

03/06/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ 07470	Web	Servicemember

03/01/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IN 46410	Web

02/27/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89048	Web

02/24/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 08050	Web

02/21/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MO 63132	Web

02/12/2018	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CO 81005	Web

02/11/2018	No	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 902XX	Web

02/08/2018	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89031	Web	Servicemember

02/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29407	Web

02/01/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NV 89149	Web

01/25/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 19144	Web

01/17/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92562	Web

01/16/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29405	Web

01/15/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NJ 07649	Web

01/14/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32809	Web

01/10/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80205	Web	Servicemember

01/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	HI 96744	Web

01/03/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78589	Web

01/02/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt		Fax

12/27/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IA 50138	Web

12/21/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 93560	Web

12/11/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CO 80205	Web	Servicemember

12/09/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89147	Web

12/09/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CO 80041	Web

12/08/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 76502	Web

11/30/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33415	Postal mail

10/16/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MO 63136	Web

10/03/2017	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NV 89106	Web

10/01/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MO 63114	Web

09/22/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07936	Fax

09/13/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78043	Web

09/12/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89146	Web

08/23/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MO 63116	Web

08/22/2017	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	CA 93711	Web	Servicemember

08/17/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OH 45207	Postal mail

08/16/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32818	Web

08/09/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89032	Postal mail

08/08/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else		Phone

08/07/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90061	Web

08/05/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	CO 80005	Web

07/31/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 32801	Web

07/28/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78229	Web

07/24/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 95316	Referral

07/17/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90745	Web

07/17/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90806	Web

07/13/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89183	Web

07/13/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89183	Web

07/13/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89183	Web

07/12/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29410	Web

07/10/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	SC 29407	Web

07/04/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 34987	Web

06/29/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	DC 20017	Postal mail

06/28/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt		Phone

06/14/2017	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	NJ 07675	Web

05/27/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NC 28277	Web

05/26/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 76039	Postal mail

05/23/2017	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CA 91203	Web

05/16/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80209	Web

04/30/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89110	Web

04/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29485	Web

04/25/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NV 89103	Postal mail

04/11/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 89131	Web

04/07/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89123	Web

04/06/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	CA 94110	Web

04/05/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 93245	Web	Servicemember

04/05/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OK 73130	Postal mail

04/04/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 76542	Web	Servicemember

04/04/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 20746	Web

03/19/2017	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CA 92557	Web

03/17/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MO 63118	Phone

03/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IL 60411	Web

03/09/2017	Yes	Credit reporting	Incorrect information on credit report Account terms	GA 30144	Web

03/09/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CO 80249	Web

02/24/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 94582	Web

02/20/2017	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	NV 89108	Web

02/04/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NV 89074	Web

02/01/2017	Yes	Credit reporting	Incorrect information on credit report Information is not mine	CA 91778	Web

12/31/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OR 97389	Web

12/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89108	Phone

12/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 90806	Web

12/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IL 61745	Web

12/09/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NE 68104	Postal mail

12/07/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33411	Web

12/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 90806	Web

12/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85014	Web

11/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MO 63118	Web

11/22/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33411	Web

11/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 07107	Web

11/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	HI 96733	Postal mail

11/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94544	Web

11/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 32937	Web	Older American

11/03/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MO 63033	Web

10/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MO 63033	Web

10/05/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33414	Postal mail

10/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 33414	Postal mail

09/30/2016	No	Debt collection Medical	Communication tactics Threatened to take legal action	FL 34208	Phone

09/28/2016	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33411	Web

09/15/2016	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NM 87124	Fax

09/09/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	PA 19002	Web

08/24/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CO 80905	Postal mail

08/10/2016	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89149	Web

07/29/2016	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 34208	Phone

07/23/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	NY 14216	Web

07/21/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 14609	Referral

07/06/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91364	Web

07/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85006	Web

06/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 75089	Phone

06/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11416	Referral

05/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89109	Web

05/22/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	CA 94521	Web

05/09/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AL 36542	Web

05/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 43206	Web

04/28/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NC 27262	Referral

04/25/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 95757	Web

04/22/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 45231	Phone	Older American, Servicemember

04/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	MO 63121	Phone

04/14/2016	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CA 94609	Web

03/30/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11433	Web

03/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 78052	Web

03/17/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CO 81144	Fax	Older American, Servicemember

03/02/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	OK 74873	Referral

03/01/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	FL 32907	Postal mail

02/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92376	Web

02/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07712	Web

02/10/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 07712	Phone

02/10/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	CA 96151	Web

02/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90815	Web

01/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CO 80905	Web	Servicemember

12/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	TX 78724	Web

12/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CO 80203	Web

12/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CO 80234	Referral

11/16/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 20747	Web

10/22/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 78258	Web	Servicemember

10/21/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MN 56301	Web	Older American

10/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IL 62650	Web

10/14/2015	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	NV 89117	Web

10/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89119	Web

10/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 78258	Web

09/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IL 60614	Web

09/25/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 90630	Web	Older American

09/18/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77581	Referral

09/16/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NY 10940	Web

08/28/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	HI 96706	Web

08/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	TX 75119	Web

08/13/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48089	Web

08/03/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	NV 89012	Web

07/31/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NV 89123	Web

07/29/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IN 47874	Web

07/20/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33436	Web

07/17/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 34203	Phone

07/13/2015	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	TX 75090	Web

07/08/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	PA 17112	Web

06/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	TX 76131	Web

06/30/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 61520	Web

06/26/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 91701	Postal mail

06/12/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 43204	Web

05/15/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 30297	Web	Older American

04/23/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	KY 40243	Referral

04/16/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NV 89113	Referral

04/07/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	GU 96921	Web

04/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 75357	Referral

03/28/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 08752	Web

03/20/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 89801	Web

03/13/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	DC 20009	Web

03/09/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 92595	Phone

03/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IL 60445	Web

03/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89107	Web

02/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TN 37361	Web

02/25/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 94546	Web

02/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 92602	Web

02/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 95966	Web

02/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 32904	Web

02/07/2015	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	OH 43054	Web

02/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	IL 61350	Web

02/05/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90260	Web

01/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89801	Web

01/22/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77049	Web

01/21/2015	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	OK 73703	Web	Servicemember

01/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33542	Web

01/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OR 97402	Web

01/13/2015	No	Credit reporting	Incorrect information on credit report Account terms	CA 90034	Web

01/07/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MI 39532	Web	Older American

01/05/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IL 60445	Web

01/02/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33976	Web

01/02/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 95961	Web

12/30/2014	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	OR 97477	Web	Servicemember

12/30/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MI 48915	Web

12/29/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV 89016	Web

12/23/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89147	Web

12/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 91913	Web

12/11/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	GA 30310	Phone

12/07/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85710	Web	Servicemember

12/02/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CO 80246	Web

11/26/2014	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	TX 77336	Web	Servicemember

11/20/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 32214	Web	Servicemember

11/20/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29829	Phone

11/19/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33548	Web

11/09/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89002	Web

11/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 76244	Web

10/30/2014	No	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	NV 89052	Web	Older American

10/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07732	Web

10/08/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MO 63376	Web	Older American

10/07/2014	No	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CA 91709	Phone

10/06/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	FL 33411	Web	Servicemember

09/24/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33904	Web

09/13/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NV 89110	Web

09/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NV 89052	Web

09/09/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89117	Web

09/06/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92122	Web

08/26/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 11217	Postal mail

08/20/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	PA 19312	Web

08/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NV 89162	Web

08/15/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	AZ 85323	Web

08/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CO 80923	Web

08/02/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48380	Web

07/29/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 89120	Web	Older American

07/29/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	OK 73112	Web	Servicemember

07/23/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92563	Web

07/10/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	SC 29483	Web

06/09/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	TX 77096	Web	Servicemember

06/05/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 95351	Referral

06/02/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	DC 20009	Web

06/02/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	NV 89803	Web

05/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	CA 92648	Phone

05/12/2014	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91406	Web

05/07/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NV 89119	Referral

05/03/2014	No	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	HI 96823	Web

04/29/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 86429	Web	Older American

04/23/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92592	Web

04/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 40219	Web

03/12/2014	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	NV 89511	Web

03/07/2014	No	Bank account or service Other bank product/service	Account opening, closing, or management	MO 63033	Referral

03/05/2014	No	Debt collection Medical	Communication tactics Frequent or repeated calls	AL 36545	Postal mail	Older American

02/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KS 66061	Web	Servicemember

01/18/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	NV 08053	Web

01/15/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	TN 93002	Web

12/29/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 93291	Web

12/10/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 77044	Web	Servicemember

11/25/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CO 80221	Web

11/10/2013	Yes	Credit reporting	Incorrect information on credit report Information is not mine	CO 80910	Web

11/01/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NM 87123	Web

11/01/2013	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	NY 11206	Web

10/29/2013	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 34209	Referral

10/24/2013	No	Debt collection Medical	Communication tactics Called after sent written cease of comm	CA 93291	Web

09/26/2013	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 31558	Web

08/09/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92054	Web