11/05/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
A Summons was filed on XX/XX/XXXX for {$11000.00} from the creditor AMERICAN FINANCIAL LLC XXXX XXXX XXXX XXXX XXXX # XXXX XXXX, MI XXXX and was allegedly served on XX/XX/XXXX. Not being aware of the summons filed against me, a Judgment by default was filed XX/XX/XXXX and entered on XX/XX/XXXX for {$12000.00}. Since that time Money has been garnished from my state income taxes and my bank accounts even though the funds were exempt. ( Social Security, XXXX benefits ) Trying to stop them from taking my funds I filed a motion to object garnishment on XX/XX/XXXX and I was denied. AMERICAN FINANCIAL continued to file writs of garnishments to collect my money that was exempt. as a result, I have not filed state income taxes and had to protect money from entering into my bank account out of fear of it being taken by the creditor. On XX/XX/XXXX the creditor filed a Motion for the Judgement to be renewed which expires XX/XX/XXXX. This is a black cloud over my head and has me living in fear.
Not being familiar with the legal process I thought that there was nothing that could be done until a family member asked me a very simple question. " where did this debt come from? '' at that time I realized that the debt in question was from a company that I never heard of. XXXX Mastercard with an original alleged balance of {$6600.00}. the whole time I was paying the debt thinking it was from something else. After this realization, I filled a police report and wrote a letter to the creditor explaining what happened and I asked for validation of the debt along with my copy of the police report. this was on XX/XX/XXXX. I sent this letter certified mail and I gave them 30 days to respond and they never did.
This creditor has used aggressive language and preyed on the fact that I was not truly aware of the situation.
|
10/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
01/31/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|